m i c r o e n e r g y i n t e r n a t i o n a l microenergy international inaise conference 2012 1st...
TRANSCRIPT
M i c r o E n e r g yI n t e r n a t I o n a l
MicroEnergy International
INAISE Conference 2012
1st June 2012
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Agenda
3. Financing renewable energy solutions
Practices and MEI approach
2. Linking Microfinance and Clean Energy Supply
Challenges and opportunities
1. MicroEnergy International Our Vision and Role
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MicroEnergy International
Vision and Role
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Background
approx. 200-250 Energy Service
Companies
300 – 400 MFIs experiencing energy loans
10.000 MFIs serving more than 155 mio.
clients
1.4 billion people without
access to electricity2.7 billion
people dependent on
biomassUS$ 433 billion
energy purchasing
power of the BoP
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MEI Company
Private consulting company specialized in the field of microfinance and energy. Founded in 2001 in BerlinTeam consisting of:• 12 Consultants &
Assistants• 15 Associate Experts• 7 Associated scientific
institutes
MicroEnergy International
We design, develop and implement strategies to facilitate access to clean and affordable energy to low-income people at the BoP.
We support financial institutions to develop programs in the energy sector.
VISION
MISSION
Synergizing Microfinance and Clean Energy Supply
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Science
Microenergy
Research Alliance
Academ
y
Trainings, qualificati
on industrial
& scientific programs
Quality GroupQuality
Mgmt for Energy
Companies &
Product Certificati
on
Finance &
Investment
Financial Instruments for
the Microenergy Sector
Engineering
Energy Product
Design & Optimizatio
n
Consulting
Policy & Business Consultin
g
Our Role
Microenergy Sector
MicroEnergy International
Society
Public Relations
& Promotio
n of Microenergy Topics
Making energy work for people living in poverty: How clean energy supply can be enabled through
microfinance
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Our Vision
“Support microfinance institutions in developing energy specific programs in order to expand access to energy services for low-income segments at the BoP”
Support local and global policy makers in developing a favorable framework for linking energy & microfinance
Support manufacturers and energy companies in adapting their products to the quality requirements of MFIs
Support investors to link social and ecological investments
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Linking Microfinance & Clean Energy Supply
Challenges and Opportunities
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Necessity of microfinance
Microfinance
Change requires new microenergy systems
Small to medium sized investment necessary
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MEI experience
…technological knowledge…experience with energy needs of their clients…awareness of additional requirements of energy loans…experience with servicing/maintenance…experience with quality issues
…experience with low-income clients…network of clients and partners…knowledge on income and repayment habits/possibilities…financial expertise…service expertise…infrastructure to offer financial services
have
Microfinance Institutions…
lack
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Challenges – Suppliers vs. MFIs
Knowledge gap between Product Suppliers & MFIs Product Suppliers MFIs
End Userknowledge
Living conditions
End-users needs
Technology Know-How
Technology quality
Technological needs of end users
Marketing &Distribution Know-How
Energy products
Savings + Credit products
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Opportunities for Productive Uses of Energy solutions through MFIs
Also:• Cooking energy for
restaurants• Energy in food
processing• Energy for artisans• Energy in commerce• ...
Cooling energy Cooking energy for restaurantsSolar driers for coffee producers
Energy for mobile charging Energy for lighting
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Financing Renewable Energy Solutions
through MFIs
Practices: Why and How?
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Every MFI has its own strategy, diverse products
& adapted business models
Energy Lending
Increasing income – Supporting existing businesses with better solutions
Financing the substitution process with energy efficient solutions
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One hand model
MFI ENERGY PRODUCT SUPPLIER
Microenergy Provider
Microfinance
Sustainable option of funding
Installation
Microenergysystems
Maintenance
Customer Service (warranty, spares)
Join-Venture
End-user Consumers and Microentrepreneurs
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Grameen Shakti Bangladesh
Example
Financing the substitution process with energy efficient solutions
Subsidiary of Grameen Bank
0
7000
14000
21000
28000
35000
42000S
old
SH
S
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Two hand model
MFI ENERGY PRODUCT SUPPLIER
Microfinance
Sustainable option of funding
Installation
microenergy systems
Maintenance
Customer Service (warranty, spares)
End-user Consumers and Microentrepreneurs
Contract
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Example: Microenergy projects in Peruvian MFIs
MFIs: Caja Huancayo, Fondesurco
Technical Assistance: MEI
Income generation – Support existing businesses with better solutions
The Energy Inclusion Initiative
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Sm
all
Sca
leC
om
merc
ializ
ati
on
6
Larg
e
Sca
leC
om
merc
ializ
ati
on
7
Preparation Identification Planning
Pilot Execution Pilot Evaluation
Impact Assessment
Up-scaling
Monitoring
Desk-study and
research
Identification of
products
Search of Suppliers
and Design of
Supply Chain
Monitoring of Products and Suppliers
Evaluation of MFIs
Business Plan Draft, Pilot
Planning
Evaluation of Pilot and
Adjustments of Business
Plan
Execution of Pilot
withMFIs 5
3
4
2 3
4
1
1
ME Methodological Approach
Mic
roenerg
yM
icro
financ
e
Renegotiation with suppliers
Identification of
Energy needs2
5Mic
roenerg
yM
icro
financ
e
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Thank you for your attention!
MicroEnergy International GbR Postdamerstr. 143 D, 10783 Berlin · GermanyPartner: Noara Kebir, Daniel Philipp
Contact Person: [email protected]
Visit us at:www.microenergy-international.com
Contact