Market Update

Feature Property | 21 Twenty-third Street Gawler South

Issue 2| March 2011 We put you first

Jason Bentley Jason offers the professionalism, experience

and drive to achieve outstanding results.

If you’re looking to buy a new home or investment,

need to sell a property, or you’re just wondering

what your home’s currently worth, call Jason today

on 0419 355 875.

Register for priority property alerts on our website TODAY

0419 355 875

jason@firstnationalgawler.com.au

www.firstnationalgawler.com.au

RLA 222770

To Subscribe to this newsletter, please call or email me with your

details and I will gladly forward you a copy every month.

Two of Australia’s Largest Join Forces

AFG, the largest independent

mortgage broking group, and First

National have joined forces to

deliver a new alternative in

finance and home lending.

The partnership means First National

agents will be able to offer customers

the support of experienced,

accredited local mortgage brokers in

a way that will make the buying

process as smooth as possible.

The joint venture gives customers

access to a professional aggregation

service and comprehensive advice

on over 800 home loans from 34

lenders.

By working together, First National

and AFG are helping reduce the

complexity of choosing from the ever

changing landscape of mortgage

products.

Styled for Living — Really Living

Register Your Property Wish List... www.firstnationalgawler.com.au

RLA 222770

Buyers Increasingly Eco-Savvy

Homebuyers across Australia are increasingly

savvy about energy efficiency and are looking for

more features when inspecting properties.

First National agents are reporting a strong buyer

preference for homes that have incorporated

features such as water storage, energy efficient

lighting, quality insulation and solar power.

With the considerable variety of state and federal

government subsidies offered in recent years, and

the threat of rapidly rising electricity prices,

properties without efficiency fundamentals risk

looking less competitive.

The trend is not confined to a particular region,

ranging instead across all states. However, in New

South Wales, where many consumers locked in the

country’s most generous solar power feed in tariff

before it was cancelled, homes offering the

rebate for the next six years are proving more

attractive.

Features that seem to particularly resonate with

buyers include; the design and positioning of a

house to best utilise shade, sunlight and breezes,

energy-efficient or natural cooling and heating

including wall, floor and ceiling insulation,

water-saving fixtures in bathrooms, kitchens and

laundries, shaded outdoor areas, drought tolerant

gardens and rainwater tanks.

‘Buyers are realising environmentally friendly

features mean lower maintenance costs and

expenses over the long term, so they are prepared

to pay for them,’ First National Chief Executive Ray

Ellis says.

‘They are looking at these features in the same

way they have always looked at traditional interior

design finishes such as flooring and curtains’.

For more information about energy saving tips,

energy efficient appliances, home design ideas

and sustainable gardens, select ‘Energy Efficiency’

from the ‘About Us’ menu on our national website:

www.firstnational.com.au

Lavishly appointed and located in a unique position, you will be the

envy of all your friends. A short stroll to everything including two

historical hotels and Gawler Central train station, this impressive two

storey townhouse has a whole lot more than you would expect.

Rear access, secure parking and outdoor alfresco eating areas are

just some of the features that make this home one to put on the

inspection list. Normally you would only expect to find something

like this in North Adelaide, not the heart of Gawler.

A distinguished elegance is carried throughout the home and

reflects prestige and comfort. The bedrooms are luxurious and of

good size. The master bedroom is grand in scale, plus has access to

the balcony and includes built-in robes. Bedroom 2 also large in size

has built-ins and the third bedroom is utilised as a study. The main

bathroom is of generous proportion and is well appointed with

separate bath, shower, toilet, vanity and also includes a skylight to

let in the glorious sunshine.

The living areas are all positioned downstairs and feature 9 foot

ceilings and ornate cornices. Each room is adorned with quality

light fittings and window drapes. Your year round comfort is

ensured with ducted reverse cycle air conditioning throughout the

home. Entertaining is a joy with the chef inspired kitchen, well

appointed with ample cupboards and bench space plus a

dishwasher. The dining room is elegant and opens to the rear

alfresco dining through French doors.

Outside includes alfresco umbrellas and a inviting built in spa. There

is also a second toilet located downstairs in the laundry area that

has built in cupboards. Under the stairs there is a great area that

serves well as a cloak room or for additional storage. The single

garage has a remote door and is accessed from the rear of the

property.

A unique opportunity exists for this property to be purchased as a

walk in walk out with the furniture to stay, which makes it attractive

as a B&B (Subject to Council Consent) or rental property. Call for

an appointment to inspect TODAY!

Register Your Property Wish List... www.firstnationalgawler.com.au

Recent Sales

1/23 Twenty-Fifth Street

GAWLER SOUTH. Great Starter with a Surprise

Inside.

3 bed, 1 bath, 1 car

Web id. 1543674

2 Isabel Road

MUNNO PARA WEST. Created Without Compromise

plus Bonus Granny Flat.

5 bed, 3 bath, 2 car

Web id. 1543607

9/271 Burton Road

BURTON. Be the Envy of All Your Friends.

3 bed, 2 bath, 1 car

Web id. 1543611

19 Stevens Drive

ANGLE VALE. Your Own Big Half Acre with Two

Dwellings.

4 bed, 1 bath, 6 car

Web id. 1455144

5 Mark Avenue

CRAIGMORE. Entertainment Extravaganza with

Wonderful Views.

4 bed, 2 bath, 2 car

Web id. 1469352

21 Seventh Street

GAWLER SOUTH. Lovely Home, Perfect Position.

3 bed, 1 bath, 3 car

Web id. 1445788

RLA 222770

Shopping for a home loan…

Computer Says No?

Anyone who watches the comedy ‘Little Britain’ will be familiar with

the travel agent who continually delivers the answer ‘computer says

no’ to customers.

The advent of ‘computer aided credit decisioning’ has arrived in

Australia and some say it’s no joke.

A finance company recently reported that a client who was looking

to buy a $490,000 two bedroom apartment wished to borrow 90% of

the purchase price. With the strength of their income, the client could

afford to borrow twice that amount.

However, the bank declined the loan based upon a ‘failed credit

score’. Does that sound like ‘computer says no’?

After some probing, the bank admitted the client had ‘too much

activity on his Veda credit report’. It turned out that the client, while

shopping around, had applied for credit five times in the past twelve

months with four different banks.

Despite not having proceeded with any of the home loans, this was

the reason the computer had said no. Evidently, 75% of credit

enquiries score poorly with most lenders. Fortunately, a human said

‘yes’, demonstrating the value of mortgage advisors and their

capacity to ‘get the business done’.

Googling around?

Did you know 90% of people start their search for property on the

internet? That’s why it’s crucial your real estate agent achieves

good search results. More than 88% of First National agents

achieve top 10 rankings, making them leaders in the field. The more easily your property

is found, the more opportunities for First National to maximize your price!

Register Your Property Wish List... www.firstnationalgawler.com.au

For Sale…..

firstnationalgawler.com.au

RLA 222770

Housing Bubble

Westpac Labels ‘Misleading’

Property pundits have dismissed talk of a

housing bubble, labeling it ‘misleading’.

Speaking at the Melbourne Property Outlook 2011

conference yesterday, Westpac senior economist

Justin Smirk said the real measure of a property

market’s viability is the amount of income coming

into it.

‘While it may have become harder for single

households, dual income households are helping to

support the market,’ he said, dismissing suggestions

that the property market is too inflated and will pop

soon.

Many Australian property commentators and

economists agree with Westpac, arguing that

international ‘bubble doomsayers’ don’t understand

Australia’s unique property market dynamics.