mark kilham - investment presentation for sugarcrm munich 2016
TRANSCRIPT
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RETIREMENT & INVESTMENT
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Why am I here?
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Agenda
What type of pension do you have?
How is it doing?
Could it be better?
Nerdy Calculations
Are you on track?
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Net Asset Value @Retirement
Property
Pensions
Financial Investments
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Pensions – how they work
StateCorporatePrivate
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State Pension
• Mandatory
• 2016 = 9,35%
• Capped at €5,400 pm
• Investment choice
• Portability
• Qualification
• Drawdown outside EU – 30% reduction
• Example
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Corporate Pension
• Voluntary
• Represent 3/5 working population
• Contributions vary
• Sector driven
• Benefit reduction – DB vs DC
• Inheritance
• Thank Sugar
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Global Pension Crisis
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Problems facing Pensions
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European Interest Rates 1998 - 2015
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Not only European Issue
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Healthier people living longer
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Private Pension
3rd Tier
Migration to Personal Wealth Management
Tailored for modern population
Bridging the Gap
Shortfall
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How much do I need for retirement?
1 mill Euro retirement fund
= 50,000 Euros per annum @ 5% return
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Private Pension Benefits
Investment choice
Currency
Portability
Flexibility
Protection
Inheritance
Access
Control
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The Stock Market
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Everyone's situation is different
Nationality
Budget
Time line
Attitude to risk
Purpose for investment
How much do you need?
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Diversification
A Well-diversified
portfolio; the cornerstone of
a successful investment
strategy
A range of asset classes,
Equities, Bonds,
Commodities, Property,
Mutual Funds
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Conclusion
Wealth Management
Retirement Planning
Estate Planning
Education Planning
Life Insurance Strategies
Your position at Sugar
Follow-up form for free consultation
Finally…
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