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Managing Editors: Hon. Keith M. Lundin, United States Bankruptcy Judge, Nashville, Tennessee Hon. Randolph J. Haines, United States Bankruptcy Judge, Phoenix, Arizona Hon. William H. Brown, United States Bankruptcy Judge (1987-2006), Memphis, Tennessee Hon. Thomas F. Waldron, United States Bankruptcy Judge (1985-2007), Dayton, Ohio Editor in Chief: Hon. William L. Norton, Jr., United States Bankruptcy Judge (1971-1985), Gainesville, Georgia Monthly Analysis of Important Issues and Recent Developments in Bankruptcy Law NORTON BANKRUPTCY L A W ADVISER Published by Thomson Reuters; 50 Broad St. East, Rochester, NY 14694 August 2010 Issue No. 8 40837656  Mortgage electronic r egistration s  ysteMs, i  nc.: a survey  of c  ases Discussing Mers’  a uthority to a ct John R. Hooge Lawrence, KS Laurie Williams Chapter 13 Trustee Wichita, KS INTRODUCTION As the mortgage meltdown has spread and deepened nationwide, courts must grapple with challenges to efforts to recover on defaulted mortgages. The challenges involve a complex mix of legal concepts and principles. Everything from contract law, state statutory foreclosure law, negotiable instrument law under the Uniform Commercial Code agency, standing and real  party in interest issues, to evidentiary and civil  procedure issues have been implicated in recent cases. What follows is a survey of the cases ana- lyzing the legal authority of Mortgage Electronic Registration Systems, Inc. (MERS) to act for its In This Issue Mortgage Electronic Registration Systems, Inc.: A Survey of Cases Discussing MERS’ Authority to Act ..........................................1 John R. Hooge and Laurie Williams Recent Decisions From The Appellate Courts ........... ............ ........... ....25 Austin L. McMullen

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