mint delhi mint 17

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MARKETS&FINANCE 17MONDAY, JUNE 13, 2011, DELHI WWW.LIVEMINT.COM

mint money

Axis Bank

Bank of Baroda

Bank of India

Bank of Maharashtra

Canara BankCentral Bank of India

Corporation Bank

Dena Bank

Development Credit Bank

Dhanlaxmi Bank

HDFC Bank

ICICI Bank

IDBI Bank

Indian Overseas Bank

IndusInd Bank

Kotak Mahindra Bank

Oriental Bank of Commerce

State Bank of India

Syndicate Bank

The Federal Bank

Union Bank of India

Vijaya Bank

7.75- 8.50

6.25-7.50

8.00

6.50-7.25

8.008.50

9.15

8.00

6.75

8.50

6.75-7.75

7.00-7.75

8.15-8.50

7.25-8.25

6.25-8.50

7.00-8.50

8.50

7.00-7.75

8.00-9.00

7.00-9.00

8.00-8.25

8.00

9.00-9.25

9.00-9.35

9.00-9.25

8.55

9.10-9.259.25-9.40

9.15-9.30

9.00-9.25

8.00-9.00

8.50-9.50

7.25-8.50

8.25-9.25

9.00-9.50

9.25

8.00-9.50

9.00-9.50

9.25

8.25-9.25

9.55-9.75

9.50

9.25

9.25

8.50

9.00

9.00

8.55

9.008.75

9.25

9.25

8.00-9.25

8.75-9.00

8.50-9.25

8.50-9.25

9.25

9.25

8.75-9.50

9.40

9.25

8.75-9.25

9.50

9.25

9.25

9.35

8.50

8.50-9.00

8.50-9.00

8.60-9.00

8.50-9.008.80

9.25

9.25

8.00-8.50

8.75

8.25

8.75

9.25

9.25

8.75

9.25

9.00

8.25

9.50

9.00

9.40

9.00

8.50

8.50

8.75

8.00

8.75-9.008.80

9.00-9.25

8.75

8.00

8.25-8.75

8.25

8.75

9.00-9.25

9.00

8.75

9.25

8.75

8.50-8.75

9.50

9.00

8.50-9.40

8.75

Fixed deposit rates

Rates for deposits up to R15 lakh as on 10 June Interest rates in % per annum Source : Apnapaisa Research Bureau, www.apnapaisa.com

Bank 6 months-364 days 1-2 years 2-3 years 3-5 years Above 5 years

FUNDS| INSURANCE | DEPOSITS | LOANS

How to use this data: For each age band, you can pick the cheapest premiumfor three insurance amounts. For instance, the cheapest medical cover for a42-year-old for a cover ofR1 lakh, R2 lakh and R5 lakh is given

Health insurance

Age

(years)

Sum insured (R)

1 lakh 2 lakh 5 lakh

20-25

26-30

31-35

36-40

41-45

46-50

51-55

56-60

Premiums inR

National Pension SystemScheme

12.96

12.87

12.26

12.69

11.14

13.05

Net asset value

R (as on 10 June)

ICICI Prudential Pension Fund Scheme E - Tier I

IDFC Pension Fund Scheme E - Tier I

Kotak Pension Fund Scheme E - Tier I

Reliance Pension Fund Scheme E - Tier I

SBI Pension Fund Scheme E - Tier I

UTI Retirement Solutions Pension Fund Scheme E - Tier I

Source: National Security Depository Ltd

Royal Sundaram1,151

Royal Sundaram1,850

Royal Sundaram4,038

Star Health1,324

Bharti AXA1,955

Bharti AXA4,908

Star Health1,324

Bharti AXA1,955

Bharti AXA4,908

Star Health1,489

Future Generali2,759


Star Health1,489









Star Health3,309

National Insurance5,655


Source: ApnapaisaResearchBureau, www.apnapaisa.com

How to use this data: For a 40-year-old who wants a cover ofR60 lakh, thelowest premium is given. the tenure is 30 years for a 30-year-old, 20 years fora 40-year-old and 10 years for a 50-year-old person. Note: All the productsmentioned above can be purchased online only

InsuranceLife insurancePremiums in rupees for the lowest term insurance covers for different sumsassured. The term of the policy is 60 years minus the age.

Sum assured

(R lakh)

Age

30 years 40 years 50 years

Kotak e-Term2,281

Kotak e-Term3,453

Kotak e-Term5,993

Kotak e-Term3,714

Kotak e-Term6,056

ICICI iProtect10,633

Aviva i Life4,277

Kotak e-Term6,700

Kotak e-Term11,168

10

20

30

40

50

75

100

125

150

200

Kotak e-Term5,603

Kotak e-Term8,630

Kotak e-Term14,532

Aviva i Life4,550

Aviva i Life8,103

Aviva i Life17,021

Aviva i Life6,824

Aviva i Life12,154

Aviva i Life25,531

Aviva i Life8,127

Aviva i Life15,225

Aviva i Life33,065

Aviva i Life10,159

Aviva i Life19,031

Aviva i Life41,331

Aviva i Life12,190

Aviva i Life22,838

Aviva i Life49,597

Aviva i Life16,254

Aviva i Life30,449

Aviva i Life66,129

Cheapest home loansHome loans

Axis Bank

Bank of Baroda

Bank of Maharashtra

Canara Bank

Central Bank of IndiaCorporation Bank

HDFC Limited

ICICI Bank

IDBI Bank

Indiabulls Housing Finance

Indian Bank

LIC Housing Finance*

Oriental Bank of Commerce

Punjab National Bank

SBI

EMI per lakh (R)

Home loan company

*This bank has interest rates fixed for the initial few years and thereafter then prevailing rate are applicable; The home loan rates are indicative rates, which maychange according to the credit profile of the customer; fixed interest rates are usually subject to reset clause of two to five years and vary from bank to bank. However,fixed interest rates of ICICI Bank, HDFC and Axis Bank remain fixed during the entire tenor of the loan; PN: The rates given above are for the first year of the loan tenorFor the subsequent years, the interest rates vary from bank to bank; DP: does not provide; EMI: equated monthly instalment; DNA: data not available

2,149

2,149

2,125

2,149

2,1492,162

2,137

2,149

2,162

2,137

2,162

2,132

2,149

2,149

2,137

2,327

DP

2,137

DP

DNA2,288

2,224

2,432

2,263

DP

2,174

DP

DNA

2,174

DP

5 years

Fixed Floating

1,349

1,363

1,335

1,363

1,3631,378

1,335

1,349

1,363

1,335

1,378

1,330

1,363

1,363

1,335

1,553

DP

1,363

DP

DP1,508

1,435

1,675

1,478

DP

1,392

DP

DNA

1,392

DP

10 years

Fixed Floating

1,105

1,121

1,105

1,137

1,1371,137

1,090

1,105

1,121

1,090

1,152

1,084

1,137

1,121

1,090

1,332

DP

DP

DP

DP1,282

1,200

1,469

1,249

DP

1,168

DP

DNA

1,152

DP

15 years

Fixed Floating

998

1,032

998

1,032

1,0321,049

982

998

1,015

982

1,066

975

1,032

1,032

982

1,244

DP

DP

DP

DP1,189

1,101

1,391

1,154

DP

1,084

DP

DNA

1,066

DP

20 years

Fixed Floating

Home loan EMI perR1 lakh for a loan amount ofR30 lakh as on 10 June

MF update

Sahara Growth

IDFC Strategic Sector (50-50) Equity

Franklin India Bluechip

HDFC Index Sensex Plus

ICICI Prudential Target Returns Retail

Sundaram Select Focus Reg

ICICI Prudential Top 100

BNP Paribas Equity

Baroda Pioneer PSU Equity

ICICI Prudential Index Retail

UTI Master Plus '91

Reliance Quant Plus Retail

LIC Nomura MF Sensex Advantage

Sahara Super 20

DWS Alpha Equity Regular

ING Large Cap Equity

LIC Nomura MF Index Nifty

IDFC Imperial Equity

ICICI Prudential Focused Bluechip Equity Retail

Canara Robeco Large Cap+

LIC Nomura MF Top 100HSBC Equity

Reliance Equity Advantage Retail

HDFC Index Nifty

LIC Nomura MF Systematic Asset Allocation

LIC Nomura MF Equity

Magnum Index

Taurus Nifty Index

LIC Nomura MF Opportunities

DSPBR Top 100 Equity Reg

IDBI Nifty Index

UTI Sunder

Religare Business Leaders

Canara Robeco Nifty Index

ICICI Prudential SPIcE

HDFC Index Sensex

LIC Nomura MF Index Sensex

IDFC Nifty

Tata Index Sensex A

Shariah BeES

Reliance Index SensexFranklin India Index NSE Nifty

Reliance Index Nifty

Principal Index

Quantum Index

Nifty Benchmark ETS

Birla Sun Life Index

Franklin India Index BSE Sensex

Tata Index Nifty A

Motilal Oswal MOSt Shares M50 ETF

16.25

14.38

10.85

9.19

9.06

8.86

7.39

7.16

7.16

6.38

6.24

5.75

5.60

5.50

5.50

4.85

4.83

4.72

4.16

3.91

3.833.68

3.37

3.20

3.10

2.76

2.65

2.43

2.25

2.23

1.81

1.74

1.72

1.44

1.25

1.05

1.05

0.93

0.60

0.54

0.530.47

0.44

0.36

0.31

0.29

0.27

0.24

0.16

0.15

Scheme % of corpus

1

2

3

4

5

6

7

8

9

10

11

12

13

14

15

16

17

18

19

20

2122

23

24

25

26

27

28

29

30

31

32

33

34

35

36

37

38

39

40

4142

43

44

45

46

47

48

49

50

Cash holding of equity fundsLarge cap cash holdings

Figures as on 31st May 2011 Source: Value Research

NAV(daily)

3-yrreturn

5-yrreturn

10-yrreturn

Expenseratio

Fund size(R cr)

Value Researchrating (3-year)

DSPBR Top 100 Equity Reg

Franklin India Bluechip

Kotak Sensex ETF****

Nifty Benchmark ETS****

Large-Cap core

Category average

99.09

212.41

186.58

556.83

12.48

15.07

***

7.76

19.5

17.63

**

14.61

*

25.99

*

*

1.85

1.83

0.50

0.50

2,802.07

3,396.48

35.74

619.83

7.96 13.32 19.69

Birla Sun Life Frontline Equity Plan A

Canara Robeco Equity Diversified

Fidelity Equity

Franklin India Prima Plus

HDFC Top 200

ICICI Prudential Dynamic

UTI Opportunities

UTI Dividend Yield

Large & Mid Cap core

Category average

HDFC Equity

Nifty Junior BeES****

Quantum Long Term Equity

Templeton India Growth

Multi CapCore

DSPBR Equity

Reliance Regular Savings Equity

Tata Equity PE

Category average

Satellite

Satellite

DSPBR Small and Mid Cap Reg

HDFC Mid-Cap Opportunities

IDFC Premier Equity Plan A

Mid & Small CapCore

Satellite

Fidelity Tax Advantage

HDFC Taxsaver

Religare Tax Plan

Tax PlanningCore

Sundaram Taxsaver

Category average

BSE Sensex

S&P CNX Nifty

Satellite

Birla Sun Life 95

DSPBR Balanced

HDFC Prudence

Tata Balanced

Equity-orientedCore

FT India Balanced

Category average

Satellite

Birla Sun Life Monthly Income

Canara Robeco MIP

HDFC MIP Long-term

HDFC MIP Short-term

Reliance MIP

Debt-oriented ConservativeCore

Birla Sun Life MIP II Savings 5

UTI Monthly Income Scheme

Category average

Satellite

DSPBR T.I.G.E.R. Reg

ICICI Prudential Infrastructure

Reliance Diversified Power Sector Retail

Tata Infrastructure

Thematic/Sectoral

86.42

54.58

34.94

219.45

207.86

106.82

27.14

14.51

17.30

15.36

12.98

17.84

15.45

17.43

19.89

19.16

19.41

18.49

20.96

19.16

18.11

*

*

*

26.82

30.93

*

*

31.85 18.48 22.26 *

1.86

2.31

1.85

1.92

1.78

1.84

1.94

1.85

2,749.14

392.70

3,062.96

1,703.72

9,591.25

3,005.30

1,517.26

2998.41

9.29 13.87 23.19

277.24

112.43

21.85

116.37

20.46

15.29

19.26

11.35

20.92

16.95

18.60

19.34

31.75

*

*

25.72

1.79

1.00

1.50

2.09

8,404.84

114.98

66.28

812.95

47.93

29.78

46.57

14.35

13.41

11.85

10.70

21.22

23.27

20.16

15.49

28.14

*

*

27.8

1.88

1.84

2.50

2,351.65

3,263.70

721.88

17.50

15.92

32.02

106.50

15.32

13.34

15.64

9.81

18.37

**

12.92

*

*

25.30

1.91

2.27

19.55

20.92

17.67

**

**

28.22

*

*

*

2.00

2.01

2.50

1,136.69

1,152.26

1,806.09

1,687.81

438.41

21.66

231.63

17.51

16.23

18.71

16.73

19.62

16.54

**

*

30.08

*

1.99

1.85

2.49

1,173.30

2,823.02

102.09

42.07 9.44

8.73

7.06

7.23

16.44

13.26

13.24

13.86

26.41

23.06

17.98

17.15

1.95 1,446.5

309.41

65.62

214.02

82.71

16.43

12.31

20.75

13.63

17.40

17.03

20.42

16.62

21.74

21.49

28.18

21.07

2.31

2.09

1.80

2.50

391.65

748.25

5,808.18

277.48

48.45 9.97

10.43

14.12

12.81

19.60

19.35

2.35 265.83

36.82

29.81

23.18

17.24

21.77

10.03

11.51

13.17

8.42

15.04

9.78

12.25

11.92

7.34

11.72

10.47

12.63

*

*

*

1.74

2.07

1.52

1.86

1.54

17.71

19.87

10.71

9.02

7.98

9.98

9.01

8.32

*

*

10.25

1.23

1.80

818.37

708.20

43.70

28.30

68.20

31.23

5.21

4.71

5.48

1.56

14.41

18.21

24.43

13.52

*

*

*

*

1.89

1.85

1.82

2.50

2,300.89

3,008.77

3,653.80

1,641.06

NR

NR

FT India Dynamic PE Ratio FoF

Category Average

Asset Allocation core40.30 12.00

8.17

15.09

11.54

* 0.75 1,495.00

Birla Sun Life Mid Cap Plan A

DSPBR Micro Cap Reg

Category Average

NR

675.43

363.75

10,099.87

599.39

8,393.45

Canara Robeco Short Term Ret

DWS Short Maturity Reg

Reliance Short-term

Templeton India Short-term Income Ret

UTI Short-term Income Regular

Category average

NSE Treasury Bill Index

NSE G-Sec Composite Index

Short TermCore

NAV(daily)

3-monthreturn

6-monthreturn

2-yearreturn

Expenseratio

Fund size(R cr)

Value Researchrating (3-year)

11.42

17.79

18.57

1,987.19

17.02

2.37

2.34

1.87

2.43

2.88

2.37

1.80

-0.05

4.29

3.88

3.52

4.03

4.50

3.95

3.63

0.93

5.80

5.97

5.70

7.89

6.62

5.91

5.36

1.33

1.16

1.25

0.79

1.30

0.59

70.82

464.69

2,863.88

4,656.81

626.78

NAV and returns are as on 10/06/2011; Value Research rating is as on 31/05/2011; Fund size as on 31/03/2011; * The fund has not yet completed 10years; ** The fund has not yet completed 5 years; ***The fund has not yet completed 3 years; ****An exchange-traded fund (ETF), this can b e bought orsold only on stocks exchanges. You need a d emat account to be able to transact in ETFs; NR: not rated, since the fund is l ess than 3 years old

Among the various schemes, we have chosen 50 schemes across equity- anddebt-oriented categories that we feel you should choose from. However, you mustnot invest in all of them. Pick and choose around seven to 12 schemes from Mint50to build a portfolio that suits your goals. Dont worry if schemes, you are alreadyinvested in, are not a part of Mint50. Not all schemes that are outside Mint50 arebad. Just because your existing scheme is not a part of Mint50 does not mean youmust sell it. While poorly managed schemes are aplenty in the market, there aremany that are decent, but not a part of Mint50 because we think these are betteralternatives. Mint50 is not a guide to existing investments. Refer to it if youchoose to invest afresh. After ascertaining how much you want to put in equityand how much in debt funds, take a core and satellite approach. The coreschemes are the rock solid, long-term performers that come with a good track

record. You can consider staying invested in them for a long time. Depending onyour risk profile, this should form a significant chunk of your portfolio. Thesatellite portion can be used to add the returns kicker or a flavour to yourportfolio, such as thematic, infrastructure funds or those that have a promisingtrack record but are relatively new. If you are planning to invest afresh, start byputting money in large-cap funds and later diversify into mid-cap funds. One lastthing: Value Research pitches active and passive funds in the same category. So, itis possible that passive funds, such as Benchmark Nifty BeES and Franklin IndiaIndex Fund, have a lower Value Research rating. In rising markets, exchange-tradedfunds and index funds typically underperform actively managed funds and, hence,a lower star rating. But since a passive funds mandate is never to outperform theindex, but to mimic it, a lower rating doesnt matter.

Source:

How to use Mint50

There are over a thousand mutual fund schemes in the market. Picking and choosing the right one can be tough.Here's where Mint50 comes in. We have run quantitative and qualitative filters on all schemes to come up with achosen set of 50 schemes across categories for you to pick and choose from.

Mutual fund schemes to invest in

mint delhi mint 17

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