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Microfinance Information Exchange

Gender Indicators TestMicol Pistelli Amman, November 20th, 2013

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66 replies Gender-equality

focused MFIs vs. Control group

The survey

REGION Gender-focused

Control group

East Asia and the Pacific (EAP)

3 4

Easter Europe and Central Asia (ECA)

11 8

Latin America and the Caribbean (LAC)

19 6

Middle East and North Africa (MENA)

2 1

South Asia 7 1

Africa 4 0

TOTAL 46 20

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INDICATOR 1: Percentage of new female borrowers

EASY? Yes No

Gender-focused 44 2

Control group 19 1

USEFUL? Yes No I don't know

Gender-focused 43 0 0

Control group 15 2 3

Easy and useful…but not commonly tracked

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INDICATOR 2: Female borrowers retention rate

EASY? Yes NoGender-focused 44 2Control group 19 1

USEFUL? Yes No I don't knowGender-focused 43 0 0

Control group 15 2 3Easy and useful…but not commonly tracked

Borrower retention rate – MIX’s formula

Number of active borrowers current year / (New borrowers current year + Number of active borrowers previous year).

In our example, FY2012 is the current year and FY2011 is the previous year.

Data show that female retention rate is higher

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INDICATOR 3: Average female loan balance

EASY? Yes No

Gender-focused 44 2

Control group 18 2

USEFUL? Yes No I don't know

Gender-focused 43 2 1

Control group 15 3 2

Easy, useful and tracked

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Average loan balance from a gender lens

Gender-focused Control groupFemale Male Female Male

Median 725 1128 708 975Average 1078 1325 997 1349

25th percentile 260 680 375 662

75th percentile 1328 1697 1181 1774

Survey – Average loan balance FY2012 (in USD)

MIX – Average loan balance FY2012 (in USD)

GLOBALFemale Male

Median 871 1170Average 1574 204425th percentile 379 52775th percentile 1783 2196

…with wide regional differences

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INDICATOR 4: Portfolio at risk >30 by gender

EASY? Yes No Valid answer

Gender-focused 25 20 25

Control group 18 2 13

USEFUL? Yes No I don't knowGender-focused 42 1 0

Control group 15 3 2

Useful but not so easy and not consistently tracked

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INDICATOR 5: Female staff retention rate

EASY? Yes No

Gender-focused 44 1

Control group 18 2

USEFUL? Yes No I don't know

Gender-focused 37 2 5

Control group 12 5 3

Easy, useful and tracked

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MFIs show low female representation across staff and Board

Gender-focused (total, 44)

Gender-focused (excluding South Asia, 39)

Control group

Median 37.1 40.48 47.08Average 40.39 43.35 42.9125th percentile 27.71 17.2 3575th percentile 50 93 53.01

Survey - % female staff

No correlation between gender equality agenda and presence of women among staff

MIX data:

Asia is the region with the lowest percentage of female staff

Women are still low represented at the board and management level

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Other indicators tested

Useful but difficult to track and report on

Financial literacy by gender

Poverty outreach

Clients’ children at school Unclear how useful and difficult to track and report on

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MIX partners with a dedicated group of industry leaders:

MIX Global and Project Partners

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