models of shgs in india* - · pdf file• vvv - vikas volunteer vahini / kissan clubs *...
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![Page 1: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/1.jpg)
Models of SHGs in India*List of abbreviations
• BOB - Bank of Baroda• DRDA - District Rural Development Agency• IFAD - International Fund for Agriculture Development• NABARD - National Bank for Agriculture and Rural Development• NGO - Non Government Organization• OBC - Oriental Bank of Commerce• RRBs - Regional Rural Banks• SEWA - Self Employed Women's Association, Lucknow• SHG - Self Help Groups• SHPI - Self Help Promoting Institutions (with NABARD assistance)• VVV - Vikas Volunteer Vahini / Kissan Clubs
* Rakesh Malhotra, District Development Manager, NABARD, Bareilly.
![Page 2: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/2.jpg)
Explanation of Legends
DRDA
Individual members SHG Bank
GovernmentLine DepartmentNGO
Savings Savings & CreditCredit
Consolidation, Support, Training, etc. Job Work
![Page 3: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/3.jpg)
1. Linkage Model(General Model)
Members
SHG
Bank
Credit at rates decided by BankCredit at rates
decided by Members
Savings Savings
![Page 4: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/4.jpg)
2. Modified Linkage Model (e.g.- OBC Dehradun)
Savings Savings
Members Bank
SHG
Credit at rates prescribed by Bank
![Page 5: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/5.jpg)
3. NGO Model(e.g.-UPLDC, etc.)
Savings & Credit
Savings & Credit
Members
Bank
SHG
NGOSupport and linkage services
Support and linkage services
![Page 6: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/6.jpg)
Credit / Grant
4. Modified NGO Model(e.g.- BASIX & SHARE (AP), SEWA (Gujrat), etc.)
Savings & Credit
Members
Bank
SHG
NGO
Savings
Credit
![Page 7: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/7.jpg)
5. Indirect NGO Model(e.g.- BOB- SEWA, Lucknow)
Raw material & Job work
Savings
Members
Bank
SHG
NGO
Savings
Credit
![Page 8: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/8.jpg)
6. IFAD Model(e.g.-TN, UP, Maharashtra under IFAD Project)
Savings
Members
Bank
SHG
NGOLine Departments
SavingsCredit
Support and linkage services
Support services
![Page 9: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/9.jpg)
7. SGSY ModelSavings & Credit
Members
Bank
SHG
NGOLine Departments
Savings & CreditDRDASupport
servicesSupport and linkage services
![Page 10: Models of SHGs in India* - · PDF file• VVV - Vikas Volunteer Vahini / Kissan Clubs * Rakesh Malhotra, District Development Manager, NABARD, Bareilly. Explanation of Legends DRDA](https://reader031.vdocuments.net/reader031/viewer/2022022005/5ab6b0d87f8b9a1a048e103b/html5/thumbnails/10.jpg)
8. SHPI Model(e.g.-RRBs under NABARD scheme)
Savings & Credit
Savings & Credit
Members
Bank
SHG
VVV Clubs /Facilitators
Support and linkage services
Support and linkage services