money money money
DESCRIPTION
A very recent presentation made for my team mates to change their relationship with Money. Though planned for a one day presentation, It extended to 2 days because of the favorite topic. At the end of the presentation there was a 'Big Secret' Finally revealed to become super rich (Sorry not included in presentation since its a secret). The Tagline: "Do you know what is the most important product that you should buy with your money" "Do you believe Fixed Deposit is the most safest than stocks" "Did you know that just Rs.750/- per year could make you a lakhpathy" "Do you believe that you have to always work hard to make money" "Do you know how to find out if a Mutual fund is good or bad" "Do you believe that your house is an asset" "Do you know the secret formulae that could make you a multi-millionare" Get ready to be astonished by the Financial World!! Get ready to change your perception!! Get ready to unlearn What you know or What you Believe!! MONEY MONEY MONEY - A session on , How to become a Billionaire :-) Note: I uses the powerpoint for visual concept in background, hence powerpoint alone might not give you much details on presentation.. Will add transcript later, to make this complete. I am uploading the same in slideshare now, since i lost almost all my presentations and are left with only 'Money Money Money' and 'Nick's Story' after my laptop crashed. :-(TRANSCRIPT
Money Money Money
Why a session on Money??
Money Vocabulary 1
Mental Accounting
Money Vocabulary 2
Inflation determines purchasing power of Your Money…
World Inflation Map
Money Talk - 13 Most important products to buy with your money..
What is the most important product that you should buy with your Money ???
What will happen if you die today ???
How much insurance should you have?? 1
Types of Life Insurance
Endowment vs Term Plan
Tenure : 30 yrsYearly premium : 31,000 If you Die : 10 Lacs If you Survive : 23.1 Lacs (Sum insured + Bonus accrued)
Example of Endowment Policy
Endowment vs Term Plan
Tenure : 30 yrsYearly premium (ENDOWMENT) : 31,000 If you Die : 10 Lacs If you Survive : 23.1 Lacs (Sum insured + Bonus accrued)
Example of Endowment Policy
Tenure : 30 yrsYearly premium (TERM) : 6,000If you Die : 30 Lacs If you Survive : 30 Lacs (Invest 24K per year in PPF @ 8% Interest)
Example of Investing by Safe Invester
Endowment vs Term Plan
Tenure : 30 yrsYearly premium (ENDOWMENT) : 31,000 If you Die : 10 Lacs If you Survive : 23.1 Lacs (Sum insured + Bonus accrued)
Example of Endowment Policy
Tenure : 30 yrsYearly premium (TERM) : 6,000If you Die : 30 Lacs If you Survive : 30 Lacs (Invest 24K per year in PPF for 30yrs @ 8% Interest)
Example of Investing by Safe Invester
Tenure : 30 yrsYearly premium (TERM) : 14,157If you Die : 70 Lacs If you Survive : 92 Lacs (Invest 17,843 per year in ELSS for 30yrs @ 15% Interest)
Example of Investing by Aggressive Invester
Some Tips & Myths on Life Insurance ??
Take a policy before your next B’Day..
Diversify Your Insurance
Never declare any wrong information..
LIC vs Private Insurance??
Money Talk - 12nd Most important product to buy with your money..
Individual Mediclaim
Topup & Super Topup Plan
Personal Accident Insurance
Hospital Cash Plan
Money Talk - 13rd Most important product to buy with your money..
Should you buy Child or Pension Plan ???
Money Vocabulary 3
Start Early
Money Talk - 2INVESTMENTS
Growth Risk Liquidity
3 Main factors of Analysing an Investment
Lending Money
Fiscal Bonus share issue Stock split ratio
1986 1:1 2 for 1
1989 1:1 2 for 1
1991 1:1 2 for 1
1992 1:1 2 for 1
1994 1:1 2 for 1
1997 1:1 2 for 1
1999 1:1 2 for 1
2000 - 2 for 1
2004 3:1 4 for 1
2006 1:1 2 for 1
Here is what you would have if you had 100 share in 1993 at IPO bought at Rs. 95 /-•Your Total investment in Infosys in 1993– Rs. 9,500/- (100 shares at Rs. 95)•Your Total investment in Infosys as of today (2013) – 2,94,40,000/- (12800 shares at 2300)
Is Equity Risky
SENSEX RETURNS FROM 1980
Tenure1year 2year 3year 5year 7year 10year 15year
Best Return101% 59% 51% 43% 37% 31% 26%
Average of 5 best85% 52% 46% 39% 30% 27% 22%
Worst Return-51% -22% -14% -2% -3% 3% 7%
Average of 5 Worst-27% -13% -3% 1% 3% 6% 12%
Commodities
4yrs CAGR
8yrs CAGR
20yrs CAGR
Real Estate
