MPX Partner Program

MPX

Partner Program

New Jersey Gasoline

C-Store Automotive

Association

MPX Partner Program

Agenda

• What is “EMV”?

• Benefits of EMV

• Compliance

• Non-Compliance

• Merchant ProExpress

• NJGCA Program

MPX Partner Program

WHAT IS EMV?

EMV technology has become the global standard for credit card

and debit card payments.

Credit cards are now equipped with computer chip technology

for authentication

US card issuers are migrating to this technology to protect

consumers and reduce the costs of fraud

MPX Partner Program

WHY EMV? BENEFITS

Upgrading to EMV-enabled equipment will:

• Decrease the possibility of counterfeit card fraud

• Protect you and your business from being responsible for

counterfeit card fraud occurrences

• Satisfy customers who want to use their EMV cards

MPX Partner Program

Deadline for Compliance

Inside Sales (C-Stores, Repairs) – October 1, 2015

Pump Dispensers – October 1, 2017

MPX Partner Program

OBSTACLES

Availability of Equipment

• 15 million point of sale terminals will have to be

upgraded to accept chip cards in the US

Costs

• $6.75 billion estimated cost to replace/upgrade

POS terminals

MPX Partner Program

Non-Compliance & Merchant Liability

• If you choose not to get EMV- enabled equipment

and the card in question is EMV-enabled, the EMV

liability shift will move the accountability away

from issuing banks and onto you, the business

owner

• All sales are subject to chargeback when EMV cards are

used on non-upgraded credit card systems

MPX Partner Program

MPX was formed by First Data executives who wanted to offer a better way of delivering

merchant services to bank partners who are looking to add value to their business clients.

We bring all of the breadth and depth of services that larger processors offer their bank

partners, while delivering exemplary service customarily attributed to smaller community

banks.

Meet MPX… MPX specializes in delivering customized programs to

perfectly fit NJGCA Member’s specific needs. Our

approach to serving your customers can be as involved

as you want it to be.

Our strategy is to allow our NJGCA Member to shape the

look and feel of its local merchant services program so

that each customer touch from MPX feels as though it is

from NJGCA Member itself.

We bring years of merchant services experience and

familiarity with the communities in which our bank

partners conduct business.

Honesty and Integrity are Our Foundation!

MPX Partner Program

MPX enables merchant locations to securely perform electronic payments -Integrated credit, debit, and check processing solutions

MerchantPro Express Overview

Offers customized revenue- generating and loyalty solutions

PIN-secured debit acceptance at 2 million ATM and retail locations

Industries Served

Retail Small Biz

Supermarket Restaurant / QSR Petroleum / C-Store

Other Emerging

Staffing

Hospitality

Summary of Processing Services

Best in Class Processing Services

Provides best in class service and pricing along with

the broadest range of secure processing solutions in

the electronic payments industry

Secure, easy-to-use Processing Interfaces Easy-to-use solutions for payment processing

consolidating payment acceptance across all stations

/ entities to a standardized process

Compliance to

Association Rules

MPX’s processing services provides (Enter Bank Name) revenue sharing through secure, streamlined, and compliant

processes almost immediately without relying on internal resources (ie: IT) for program modifications

Implementation of services allows

customers to adhere to Visa and

MasterCard rules for payment

processing

Streamlined Payment

Processes

Access to new electronic

payment channels can eliminate

paper and streamline existing

manual processes

Enhanced Customer

Satisfaction and Loyalty

Access to more payment types

provides enhanced customer

service and uses payments as a

sales and marketing tool

A Strategic Relationship with MPX provides…

Summary of Processing Services

Comprehensive, Web-based Reporting

Easy-to-use web-based management tools to report

and reconcile transaction activity

Dedicated Account Management

Provides relationship management services for both

day-to-day and strategic account management support

Dedicated Implementation

Services

MPX’s account management and reporting keeps (Enter Bank Name) informed related to Card Association rules and new

technology; providing a focus on smart financial management of payments with a bias toward cost reduction.

Professional implementation

service team coordinates all

required activities; managing

implementation and training effort

Access to Technology

Solutions

Access to numerous technology

offerings and web-based tools;

complimenting current Partner

initiatives

Innovative Solutions

and New Services

Will allow Partners to stay

responsive to changing consumer

needs and leverage new

technologies

A Strategic Relationship with MPX provides…

MPX Partner Program

Reasons to Partner with MPX / NJGCA

• Full service processing of all major cards in addition to Fleet

acceptance

• Complete integration of EMV / Chip Technology Compliance

• Direct “Pay at Pump” interface

• Next Day funding

• Special pricing for NJGCA members

• Full service on set up and continued support

• Industry specific experience with client centered focus

MPX Partner Program

Thank You