MTB Deposit Scheme Products

Mujahidul KhanCustomer Service Executive

MTB Fixed Deposit

MTB Fixed Deposit (Cont’d)

Fixed Deposit (FD) account shall be opened in the name of adult individual singly or jointly.

It can be opened in the name of minor with the legal guardian. It can be also opened by Business Concern, Club, Association, Society,

Company etc. It shall be opened for a period of one month and above. Interest on FD account shall be payable at the rate fixed by Corporate

Head Office (CHO) from time to time depending on the period of maturity.

Fixed Deposit Receipts (FDR) are neither transferable nor negotiable. Interest accrued FD account shall be paid only on maturity of the

instruments Customer can avail Over Draft (OD) facility and credit card facility against

FDR up to 90% of its value.

Features & Benefits:

MTB Fixed Deposit (Cont’d)

Interest Rates on Fixed Deposits:

N. B.: Aforesaid FD interest rates are effective February 28, 2017

MTB Fixed Deposit

Premature Encashment of FD Account:

MTB Month Benefit Plan

Monthly Benefit Plan

Features and Benefits: The minimum deposit is Tk. 100,000/= or in multiples there of There is no upper limit This plan is for 3 (three) & 5 ( Five) years term that cannot be

changed subsequently You will require to open a savings/current account. Monthly

income will be credited to your account Sample Return Table:

MTB Brick by Brick

Brick By Brick Features and Benefits:

No initial deposit required Monthly installments are Tk. 500/=, 1,000/=, 2,000/=, 5,000/= and

thereafter in multiples of Tk. 500 The savings periods are 3,5, 8 and 10 years No hassle of depositing money from long queue, rather option of

depositing installment through standing instruction.

Monthly installment & Maturity Amount:

MTB Millionaire Plan

MTB Millionaire Plan

Features and Benefits: An individual or institution is an NGO or an educational

institution or a Trust or Society or any other institution may invest for savings in this scheme with different installment sizes. At maturity depositor will get Tk. 10,00,000/-.

Installment tenure is available with 6/8/10/12/15/20 years Loan facility up to 90% of the deposited amount after 1 (one

year).

MTB Millionaire Plan (Cont’d…)

Monthly installment & Maturity Amount:

MTB Kotipati

Any person/persons can open this account singly or jointly.

Installment may be deposited within 20th of every month.

Installment can be made by cash/cheque or under the depositor’s instruction from another deposit account. Customer will be able to make advance payment but no additional interest will be paid.

If the depositor fails to pay 3 (three) consecutive installments, the account will be closed.For precloser before maturity the interest will be paid at prevailing savings rate but no interest will be paid if the depositor withdraws the deposited amount before 1(one) year.

Late fees @ 2% of installment amount or BDT 200.00 whichever is higher will be charged per month for failure to deposit the installment in time.

The customer may avail loan up to 90% of the deposited amount. But this facility will be effective after 1(one) year from opening the account.

MTB Kotipati

MTB Kotipati

Sample Return Table:

MTB Education Plan

MTB Education Plan

Features and Benefits: No initial deposit required Monthly installments Tk. 1000 or multiples of Tk. 1000 but not

exceeding Tk. 20,000 The savings periods are 4, 7, 9 and 12 years No hassle of depositing money from long queue, rather option

of depositing installment through standing instruction Overdraft facility against deposited amount with an minimum

amount of BDT 25,000.00 No credit card is issued against lien of this scheme account

Monthly installment & Maturity Amount:

MTB Education Plan (Cont’d…)

MTB Children Education Deposit Scheme

MTB Children Education Deposit Scheme

It is a savings scheme for the education of children. It will ensure the future expenditure of their education.

MTB Children Education Deposit Scheme (Cont’d)

Terms & Conditions:

MTB Double Saver

MTB Double Saver Features and Benefits:

Minimum Deposit amount of Tk. 50,000/- or its multiple and there is no limit for maximum amount

The deposit amount will be double in 9 years 2 Months Customers can avail credit facility up to 90% of deposit

amount More than one account can be opened by the same depositor Customer can encash the facility before maturity

MTB Gift Cheque

MTB Gift Cheque

NRB DPS

NRB DPS is a monthly installment base savings deposit product in Bangladeshi Taka for individuals. It is specially designed for NRBs and their nominated beneficiaries.

NRB DPS

Features and Benefits:•NRB Deposit Pension Scheme is a new deposit product for NRBs as well as new concept since there is no separate or any pension scheme for the NRBs

•Installment slab: 500/-, 1000/-, 2000/-, 5000/- and can be multiple of 500/-

•Monthly installment will be deposited automatically from NRB savings account.

•Highest interest rate than other deposit products. For present interest rate, please click on Rate

•Loan facilities up to 80% of the deposit amount. Minimum loan amount will not be less than BDT 25,000/-.

•Early encashment facility

•Maturity: Period option 5 & 10 years

Apply Eligibility:Only NRBs (Non Resident Bangladeshi) may open this account in their own name or the name of the beneficiaries.A linked NRB Savings account is also need to be opened.More than one account can be opened by the same depositor at the same branch.

Required Documents:Bank prescribed account opening form duly filled up Three passport size photographs of the applicantCopy of Passport, work permit and salary certificate of NRBCopy of Valid Photo ID of the applicant.Nominees photograph (One Passport size Photograph for each nominee.

NRB DPS

NRB FDR

NRB FDRFeatures and Benefits:If you believe in long-term investments and wish to earn higher interests on your savings, Now is the time to invest your money in our NRB Fixed Deposit (NRB FDR).Tenor of NRB Fixed Deposit: Duration may be One month, Three Months, Six Months or One Year.Automatic renewals: Upon maturity, your deposit will be automatically renewed for the same tenor at the prevailing interest rate unless you instruct otherwise.Overdraft facility: You can use your NRB Fixed Deposit as collateral to apply for an overdraft facility at a competitive rate.Premature Encashment Option: Customer can withdraw deposit before maturity.

Sample Return Table:

Apply Eligibility:Any NRB who is between 18 to 65 years of old can open this account.The NRB must have valid residence visa/work permit.

Required Documents:Bank prescribed account opening form duly filled up (Download)Photo: 2 passport sizeNominee Photo: 1 pp size attested by account holder (attestation on the reverse side)Identification: Photocopy of Valid passport (6 pages) with due attestation. In case of foreign passport attested photocopy of ‘no visa required for travel to Bangladesh’ page required.Valid Visa: Entry VISA with due attestation. If it is in any other language other than English, no translation is required.Address Proof: (If Any) – Resident Permit/ Work ID.

NRB FDR

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