murray area homes guide december 2011

Easy, tough…we all have to make them.But sometimes we need a little help. At The MurrayBank, we make those tough decisions a little easier

for you. Our experienced local loan departmentmakes all their loan decisions internally, right here

in Murray. Plus, we’ll find the loan that worksbest for your needs. So why wait for an answerfrom someone you don’t know at a far-away

corporate headquarters? Next time you need aloan, call your friends at The Murray Bank.

Now, that’s an easy decision.

Member FDIC

405 South 12th Street &700 North 12th Street

270-753-5626www.themurraybank.com

Decisions…

Darren Jones Tony Ryan Bobby Manning Vice President Mortgage Specialist Vice President

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All real estate in this magazine is subject to the Fair housing Act of 1968 as amended which makes it illegal to advertise “any preference, limitation, or discrimi-nation based on race, color, religion, sex, handicap, familial status or national origin, or any intention to make any such preference, limitation or discrimination.”

This magazine will not knowingly accept any advertisement for real estate which is in violation of this law. Our readers are hereby informed that all dwellings advertised in this magazine are available on an equal opportunity basis.

Neither advertisers nor the Murray-Calloway County Board of REALTORS® Homes Guide are responsible for any errors in the ad copy.The Murray-Calloway County Board of REALTORS® strives to provide true and accurate information to the public. Production information

included in this publication is provided by each individual office and may not necessarily reflect actual sales of property. The Murray-Calloway County Board of REALTORS® and The Murray Area Homes Guide make no representation as to their accuracy.

Murray-Calloway County Board of RealtoRs®

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Murray-Calloway County Board of RealtoRs® affiliate MembersAcceptance Capital Mortgage Corporation..............................................................................753-7665Bank of Cadiz & Trust Company..............................................................................759-4852BB&T Bank..............................................................................767-2211CFSB..............................................................................767-1830FNB..............................................................................767-1240Global Mortgage Link..............................................................................753-7407Greg Taylor Attorney at Law..............................................................................761-4558Hatfield Law Firm, PLLC..............................................................................759-3954Heritage Bank............................................................ 753-7921, 767-2000Hudson & Associates Appraisal Service..............................................................................227-5674Jackson Purchase ACA..............................................................................753-5602Limestone Title & Escrow..............................................................................759-4300Mark Lewis State Farm Insurance..............................................................................753-9627McGee Pest Control of Murray..............................................................................753-0414McKinney Insurance Services, Inc...............................................................................753-3500Murray Electric System..............................................................................753-5312Paint Plus Flooring..............................................................................759-4979

People’s Title Company..............................................................................753-0757Pierce & Associates, PLLC..............................................................................753-0274Pillar To Post..............................................................................354-9990Regions Bank..............................................................................762-5210SBG Appraisal..............................................................................753-9999Servall Termite & Pest Control..............................................................................753-6433Severns Appraisal Service..............................................................................759-8358Spann Appraisal Service..............................................................................753-7724Steve Steele’s Home Inspections..............................................................................753-8753Stokes Appraisal Service..............................................................................753-7813Stuart Alexander Farm Bureau Insurance..............................................................................753-4703The Murray Bank..............................................................................753-5626The Murray Insurance Agency..............................................................................753-4751US Bank..............................................................................762-0414VL Associates..............................................................................753-8050Warren K. Hopkins, Attorney at Law..............................................................................759-9504

What Is a REALTOR®?A real estate agent is a REALTOR® when he or she is a member of the NATIONAL ASSOCIATION OF REALTORS®,

The Voice for Real Estate®—the world’s largest professional association.The term REALTOR® is a registered collective membership mark that identifies a real estate professional who is

a member of the NATIONAL ASSOCIATION OF REALTORS® and subscribes to its strict Code of Ethics.

Murray-Calloway County Board of realtors®

P.O. Box 873 · Murray, KY 42071Twilla Williams · Association Executive

759-1177 or visit us at www.mccboardofrealtors.com

OFFICE NAME OWNER/PRINCIPAL BROKER PHONE

1st Realty Group ...........................................................Glenda Ritchie / Charlotte Dunn..................................753-16511st Team Realty ............................................................Charlotte Dunn ................................................................293-4259Chavis Real Estate & Auction....................................Tommy Chavis .................................................................705-4479Coleman Real Estate ...................................................Cliff Coleman / Jana Little ............................................753-9898Cornerstone Realty And Rental LLC .........................Greg & Peggy Taylor / Chris Tucker ............................761-7355CRyE.LEIKE Realty Services ...................................Vicki Moore .....................................................................761-5700Diversified Real Estate Services ..............................Chuck & Wilma Woods .................................................759-4078Grey’s Properties LLC ..................................................Travers & Lynda Houck / Lynda Houck .......................759-2001Keller Williams Experience Realty .......................... Loretta Jobs .....................................................................753-1492Kopperud Realty...........................................................Bill Kopperud ..................................................................753-1222NCB Realtors ................................................................Nelda Bushart .................................................................761-7483SBG Real Estate ...........................................................Matt Jennings / Shea Sykes ........................................753-9999Tucker Auction & Realty LLC .....................................Chris Tucker ....................................................................293-4406Western Kentucky Real Estate ..................................Jason Baker & Lindy Suiter / Max Dodd ...................753-58421st Ky Realty .................................................................Mark & Valerie Fredrick / Valerie Fredrick ..............759-2325

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Office: 270-753-1492301 North 12th Street • University Square

EXPERIENCE REALTY

www.EXPERIENCEMURRAYKY.CoMCall our Marketing Center…270 753 1492

Walk-ins WelCoMed…north 12th street in university square

From your friends at KELLER WILLIAMS EXPERIENCE REALTY,

we would like to extend our warmest greetings to you & your families for a

MERRY CHRISTMAS & HAPPY NEW YEAR!

Thank you for your welcome & support this past year. We look forward to

continuing on this path together with you!

From your friends at KELLER WILLIAMS EXPERIENCE REALTY,

we would like to extend our warmest greetings to you & your families for a

MERRY CHRISTMAS & HAPPY NEW YEAR!

Thank you for your welcome & support this past year. We look forward to

continuing on this path together with you!

33

For inFo on Featured ProPerties and all Western ky ProPerties:homesbylorettaJobs.kWrealty.com

Loretta Jobs · Principal BrokerOffice: 270-753-1492 • Cell: 270-293-3626

[email protected]

EXPERIENCE REALTY

NFMLS....This building is the for-mer Twin Lakes Building....This is a street view with the (Trophy Case) building available. This building is intended for a wide range of general retail, profes-sional business, cultural activi-ties, or financial activities. First time on the market in 21 years...... Call Loretta at KELLER WILLIAMS EXPERIENCE REALTY... 270 293 3626.....for your preview......

MLS 55849. View from Sycamore West to 12th Street....This property has high traffic count and is ideal for a strip center, retail, or office complex. Front-age on three streets. This parcel can be one block deep with adjacent properties being available.

MLS 57643. This is a three bedroom residence framed with mature trees setting on three acres. View the building large enough for two RV’s. Add the garage with workshop. And yes this is only 10 minutes to Kentucky Lake and 20 minutes to Murray State University. Call Keller Williams Experience Realty 270 753 1492

Text to 79564instant info 82230

Across From Hucks

MLS 62288. This brick ranch is one block from Murray State and just now on market. This property could have three sleeping areas or a multi purpose room such as an office with exterior entrance. The kitchen is ample for a kitchen den combination plus an eat in kitchen. The de-tached building can serve as a garage as well as a workshop. The corner lot allows access from both streets. This property has not been on the market in several years. Now is your chance for a solid, well-maintained home. Call Keller Williams Experience Realty....270 753 1492.


www.1701Ryan.BestPricedHouse.com

PRICE ADJUSTED


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Rebecca Dublin LandoltOffice: 270-753-1492 • Cell: 270-293-3155

email: [email protected]

EXPERIENCE REALTY

MLS# 61493 BR-5+ BA-4www.1214dogwood.greatluxuryestate.comCustom built - Restricted Subdivision - CityMaster Suite on each level/many builtins.

MLS# 61044 BR-3 BA-2.51207crestwood.besthomearound.comHardwood floors, remodeled kitchenUpdates + large screened porch, fenced back yard


AHS HOME WARRANTY!

MLS# 61349 BR-3 BA-2 www.368 IrvinCobb.stopthecarhoney.comCustom built brick with additional 30x30 garageSunroom has H/A -


HOME WARRANTY TO BUYER!

MLS 63451 3BR, 3 BAwww.69edinborough.willsellquick.comHardwood flooring, open floor planNEW LISTING!



Home With Character! Near KY Lake

NEW LISTING! PENDING

MLS 63452 3BR, 3 BAwww.89candleliteestates.stopthecarhoney.comTreed (3 lots)-restricted subdivision, countyUpdates include laminate flooring!

MLS# 61366 BR-3 BA-3 www.730fairlane,view24hours.comCustom built brick ranchSunroom across back of house


Text to 79564instant info 82532MLS 60099 3BR 2BA

www.914Sycamore.willsellquick.comCITY CUSTOM BUILT W/ garagesMassive family room(home theater? family gatherings?)


SOLD

MLS 64097www.1506london.view24hours.comCustom kitchen cabinetsUpdated dual fuel system (central H/AC)

CANTERBURY!


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Rebecca Dublin LandoltOffice: 270-753-1492 • Cell: 270-293-3155

email: [email protected]

EXPERIENCE REALTY

60782 - Check this 2 Bedroom, 1 Bath well maintained Duplex. Located near MSU and Shopping. Great investment property. Presently both sides are rented. Check out this property’s web-site: www.1304valley.QuickBuyMe.com

MLS# 60845 BR-3 BA-2 www.1000cohoonroad.needstosell.comTreed hilltop 1 acre lot 5 miles from city Custom built mfg home w/detached garage

Text to 79564 instant info 62867 Text to 79564 instant info 131936

MLS 63502 3BR, 2BAwww.2440wadesboroRoad.isnowforsale.comShiny red barn 30x50, flooredScenic farm land/pasture

Text to 79564 instant info 145230MLS# 62904 BR-3 BA-2 www.1501oake.view24hours.com.comCUSTOM BUILT - one owner, hardwood flooringUpdated vinyl windows - floor covering, kitchen, DA

Text to 79564 instant info 568643

SOLD

SOLD SOLD

NEW LISTING W/ACREAGE

MLS# 62332 BR-3 BA-2www.1005Southwoodunit2.willsellquick.comRelaxed living - gound level condoCovered patio

MLS# 52192 www.6912PottertownRoad.StopTheCarHoney.com Seasonal Water view Building Site Acreage

MLS# 46900 www.ingleside.CanBYours.com Residential building lotSW section of city - Restrictions

MLS# 50556 Peaceful setting,Southwest Area

Choice, Restricted,Residential

Building Lots MLS# 50557, 50559, 50560,

50698, 50701


SOLD


Has Septic, Well, Electricity!


MLS# 62112 BR-3 BA-2 www.2690bethelroad.CheckOutMore.com One owner mfg home 2006 ClaytonImmaculate, well maintained


YOU SELECT THE SITE!!

MLS# 55406 BR-2 BA-1 www.4811BStateRoute94E.CheckOutMore.com Acreage plus Living Space -fenced plus stalls for horses


Near City Limits!


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MLS 61049 - Nice brick home. Two blocks from school. Large pool. Call David today 270-293-0531 for more information

MLS 61847 - Lake area. Recently updated 3 bedroom 2 bath home. 3.5 acres. Extra large detached garage or workshop. You can own this home for less than rent payments. Call David today 270-293-0531 for more information

MLS 61319 - Located on 7.5 acres Home has 4830 SQ FT. Full kitchen in basement. Four baths and up to nine bedrooms. Beautiful view from the back deck.Property could easily be converted to a hunting lodge or bed and breakfast. Additional acreage available. Call David today 270-293-0531 for more information.

3.5 Acres



DRASTICALLY REDUCED

MLS 52121 - Beautiful lot in Western Shores. 2.64 acres. Lot 92 on Eastview Lane Waterfront with dock.Call David today 270-293-0531 for more information.

REDUCED

Text to 79564instant info 75520 & 31965

http://399rayburn.IsNowForSale.com SOLD!! SOLD!!

UNDER CONTRACT!!

MLS# 60250 BR-3 BA-2 www.235tomtaylor.CanBYours.com Text to 79564 instant info 124289 Cathedral ceilings, bonus rooms,Covered porches

MLS 62604 - West of Murray, 2 BD 1 BA. Come relax on the covered front porch and take in the beauty of true country living. This home provides a replaced tin roof, shaded front porch and the well maintained yard sur-rounds the detached 1 car garage. This well kept home provides endless opportunities for personalization to help make this house the perfect home for you. Call Katie for more information or text “144735” to 79564.

Text “124289” to 79564

MLS#62853 - 1BD 1BAWell maintained Rental Property.www.1708brooklyn.IsNowForSale.comfor interior video of units and amenities.

52 Units: 9 Buildings

Text “26377” to 79564MLS# 59882www.649loneoakroad.IsNowForSale.comHigh traffic area, Zoned B-1 in PaducahText “45168” to 79564

Lake Area Lots

Text “45168” to 79564

MLS# 62974www.1705Ridgewood.IsNowForSale.comBD - 2 BA - 1 : Updated fuse boxes, kitchens…Stove,Frig,Dishwashers, washer & dryers included

61868: Lot 82 Minnow, $39,900, 63876: 64 Deepwood63525: www.14Minnow.IsNowForSale.comText “54754” to 7956460987: www.Lot198Deepwood.IsNowForSale.comText “126903” to 79564 59813: www.Lot104HaynesCemeteryroad.View24Hours.comText “18207” to 7956462026: Lot 106 Haynes Cem. SOLD 60948: www.000LakeShore.IsNowForSale.comText “127266” to 79564 62611: www.53Baypoint.CanBYours.comText “50581” to 7956462120: www.Weekend.IsNowForSale.comText “54754” to 79564 62119: www.Buckbrush.IsNowForSale.comText “128685” to 7956447316: www.Lot41Swallow.QuickBuyMe.comText “17432” to 79564

EXPERIENCE REALTY

ConnieAustin270-227-0794

270-753-1492 www.connieaustin.kwrealty.com

DavidPoynor270-293-0531

KatieConner812-343-6978

[email protected]@gmail.com

77

Call or teXt 270-293-tina

Bank oWned ProPerties

AMAzINg SETTINg…this charm-ing country style home sets on 2 acres with great workshop. Small log home on property adds to the charm. Three bedroom 2 bath home with recent upgrades. Large kitchen/dining room with oversized island. Call me or text today to set up an ap-pointment at your convenience.1698 Van Cleave Rd. - $175,000Tina Wright 270-293-8462 MLS #63180

TWo LARgE ShoP BUILd-INgS!!!!!! OK got your attention, 3 acres, even better huh? Three bedroom brick ranch priced at $77.700, don’t let it get away.

2642 Almo Shiloh Rd.

Call or text me for a showing ap-pointment. MLS #63115

Another gREAT Bank owned property. Just over3 acres with 4 bedroom 1 bath home, charming coun-try style story and half with wraparound porch. In the New Providence/Hazel area, 2510 Green Plains Rd. priced at $25,300, Call or text today for a private showing 270-293-8462 MLS #63184

This is a gREAT property you won’t want to miss see-ing. With a little work and imagination you have a 3 bed-room 2 bath home for pennies on the dollar…see this one today. REALTORS text me anytime for lockbox code. Priced at $22,900, 8077 121 North, text for a showing to-day, Tina Wright 270-293-8462 MLS #63326

Tina wright, GRI, ASPOffice: 270-753-1492 • Cell: 270-293-8462 • www.homs4u.com

[email protected] Multi-Million Dollar Producer

EXPERIENCE REALTY

visit my website to register for automatic alerts of all new listings in the regional Mls • www.homs4u.com

Merry Christmas and Happy New Year!

sold

sold Pending

88

Angelia FryOffice: 270-753-1492 • Cell: 270-227-2136

[email protected]

EXPERIENCE REALTY

Buy FroM Fry

mls 62297 - CUSToM BUILT WATERFRoNT hoME! This home is 3-bdrm. 3-bath on 3-lots with a gentle slope. Large greatroom fea-tures gorgeous vaulted wood ceiling and stone fireplace. Open dining/living area. Spacious kitchen. Basement features a huge family room with fireplace too. Community clubhouse, tennis courts, beach area and pavillion.Call today for your private showing. $359,000

mls# 63170 - LoCATIoN! LoCATIoN! LoCATIoN! This home is located at the end of a cul-de-sac just around the corner from Cypress Resort. It has a great view of KY Lake. Nice open floor plan. Great room features pine wood celing, recessed lighting and gas log fireplace. Spacious kitchen features silestone countertops and large pantry. Master bedroom features a private bath with double vanity, separate shower and walk-in closet. Property also includes a 30x40 metal shop that is ideal for pontoon storage and golf cart. Covered 2-slip boat dock. Priced at $349,900.

WATERFRONT

WATERFRONT

ONE MILLION, ONE MONTH!!! Keller Williams is working for me. One million in pending sales for the month of November. LET ME SHOW YOU HOW I CAN WORK FOR YOU.

I would like to take this time to thank all of my previous clients for a wonderful year. I hope all of you have a Merry Christmas!!!





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Angelia FryOffice: 270-753-1492 • Cell: 270-227-2136

[email protected]

EXPERIENCE REALTY

Buy FroM Fry

mls#63592

mls#63431 - SPACIoUS 4-BdRM. 3-BATh BRICK hoME jUST oUT-SIdE ThE CITY LIMITS. This home features a formal living room/dining area with fireplace. Kitchen is open to the family room. Mas-ter bedroom is on the main level as well as a guest bedroom. Two large bedrooms and full bath upstairs and storage galore. New cen-tral heating & air and new roof. Full unfinished basement. Detached garage has a one-bedroom apartment that is currently being rented for $325.00/month. PROPERTY IS BEING SOLD “AS IS”.

mls#63585 - BEAUTIFUL 3-BdRM. 2-BATh BRICK hoME LoCATEd oN 1.76 ACRES! Spacious liv-ing room features 10ft. ceiling. Galley style eat-in kitchen features nice oak cabinetry and has patio access. Master bedroom has a private bath with garden tub and walk-in closet. Call today for your private showing. $173,900

mls#63561 - LoCATIoN! LoCATIoN! LoCATIoN! Gor-geous waterfront acreage. Property includes 45 acres with approximately 2,000 feet of shoreline. Great water-front building site. Property is located adjacent to Pirate’s Cove Resort. Old homeplace and garage currently on the property. NO RESTRICTIONS! Ideal property for investor interested in developing a nice campground or cottage facility.$249,900

mls#63169

SOLD SOLD

mls#63545

SOLD

1010

Tammy Cothran, GRIOffice: 270-753-1492 • Cell: 270-752-4712

[email protected] Six Million Dollar Producer

EXPERIENCE REALTY

CalloWay County’s toP selling realtor2009 and 2010!

313 hesters Road - $550,000BeautIful waterfront HoMe on 1.13 aCres wItH aMaZInG VIews froM eV-ery rooM! Featuring 5 bedrooms and 3 1/2 baths with vaulted ceilings. No expense has been spared on the details, from the raised seam metal roof to the Anderson windows, solid wood panel doors, professional series gourmet appli-ances, outdoor speakers for entertaining, and the deck has a gas line installed for your grill. Proper-ty will include a personal covered boat slip. Built in2006, this property is a rare find on Kentucky Lake! MLS#63132

2125 Southwest drive - $178,000loCated In tHe desIraBle soutHwest VIlla suBdIVIsIon! This 3 bedroom, 2 bath home fea-tures Vaulted ceilings, a gas log fire-place, a sunroom, and all new floor-ing. Hardwood, Carpet and beautiful high quality Pergo Laminate in the kitchen. This wonderful home is like new and move-in ready! MLS#62907

686 Mayfield highway - $154,500REModELEd hoME WITh INgRoUNd PooL! This spacious home offers some-thing for everyone. Located just 5 min-utes from the Benton court square, this 3 bedroom, 2 bath home features new flooring, lighting, fresh paint, an attached 2 car garage and a detached 1 car ga-rage, inground pool with slide and diving board, wrap around decks, and plenty of space for entertaining. MLS#62908

western sHoreslaKe CoMMunIty!

lot 62 deepwood drive - $35,000Interior Lot MLS#63311

lot 29 whitecap - $85,000Interior Lot MLS#63283

lot 4 Buckbrush lane - $159,000Waterfront-Personal boat slip MLS#63327

NEW PRICE

NEW PRICE

1111



EXPERIENCE REALTY


291 Whisper Lane $515,000. ABSoLUTELY AMAzINg MAIN LAKE/dEEP WATER YEAR RoUNd (PRIVATE) WATERFRoNT! This completely remodeled home has some of the most incredible views of KY Lake, 2.17 acres and a private dock. Updates include Heat & Air Sept. 11, Roof 11, Gutters 11, Septic System 05, Granite counters, ceramic tile, all replaced crank out win-dows. This property comes completely furnished with custom window treatments, top of the line furnishings, oriental rugs, etc. Pack your clothes and you’re ready to move in! A rare find on KY Lake. MLS#63696

131 Calloway Lane $259,500. CUSToM BUILT LAKE AREA hoME with 3 bedrooms and 3 baths on 7.41 acres. This property contains woods and pasture area. 269 ft. of TVA waterfront. Great room. living room, 2 fireplaces, spacious bedrooms, each with a private bath, screened in porch and rooftop deck. Hobby room on lower level could be a 4th bedroom. Updated appli-ances, security system and a 32 x 25 attached garage. Property suitable for horses or just enjoying beautiful views. MLS#63642

626 Cavett Road $323,000. INCoME PRodUCINg PRoPERTY! This very picturesque horse farm is located in Kirksey 15 minutes from Murray State University. 3 bedrooms/3 baths on 18 acres. Immaculately maintained property. Currently lease horse stalls and pasture to Murray State students. Beautiful home with covered porches, sunroom, large master suite. Barn features 9- 13 x 14 horse stalls, tack room, indoor 60 x 100 riding arena with high output lights. Garage has bonus room 31.11 x 13.5 with central heat & air ready to be installed. MLS#63547

Tract 9 dunbar Road $70,206. BEAUTIFUL LANd WITh MULTIPLE BUILdINg SITES! Driveway goes to an old home place that is no longer there. Beautiful hardwoods and pine trees create a very private setting for your dream home near Kentucky Lake. This property features 712 feet of road frontage on Dunbar Road. A very nice paved boat launch with parking lot is less than 1/8th mile from property. MLS#63470

Tract 12&13 dunbar Road $131,934. hARd To FINd ACREAgE oN KENTUCKY LAKE! Private setting and property adjoins TVA. Nice turn around area to launch your boat. Property features multiple building sites with beautiful lake views. Over 1700 feet road frontage on Jen-nings Trail. MLS#63473

1212



EXPERIENCE REALTY


5202 Airport Road $173,900Situated on 1.7625 acres, and only 8 years old. This custom built home will steal your heart from the driveway. 3 bed-rooms, 2 full baths, an unbelievably large great room, spa-cious galley style kitchen, oak cabinetry, ceramic tile and laminate flooring, topped off with 10 foot ceilings! MLS#63585

216 Woodlawn $109,000This charming older home is centrally located right in the heart of Murray. Newly updated landscaping, covered front porch and nice back deck for outside entertainment. Heat and Air 4 yrs old. 3 bedroom 2 baths. The den addition is fantastic with a vaulted ceiling and french doors to the back deck, it’s truly the surprise in this home. MLS#63581

SOLD

“Keller Williams

believes....

Win Win or No Deal”

Angelia Fry

Keller Williams Experience Realty

Sales Agent

270 227 2136

[email protected]

Keller Williams is

“Family Oriented With

Priorities For All Our

Lives”

Loretta Jobs


Principal Broker

270 753 1492

[email protected]

Keller Williams is

“Caring Based for the

Communities

We Serve”

Earleene Woods


Team Leader/Sales Agent

270 752 0077

[email protected]

Keller Williams

believes...

“Commitment --- In All

Things”

David Poynor


Sales Agent

270 293 0531

[email protected]

Keller Williams

believes...

“Customers----Always

Come First”

Rebecca Landolt


Sales Agent

270 293 3155

[email protected]

Keller Williamsbelieves...

“Trust -----Begins with Honesty”

Katie ConnerKeller Williams Experience Realty

Sales Agent812 343 6978

[email protected]


“Creativity----Ideas Before Results

Connie AustinKeller Williams Experience Realty


[email protected]


“Success -----Results Through People”

Richard CagleKeller Williams Experience Realty

Sales Agent 270 556 9473 cell

[email protected]

Keller Williams

believes....

“Integrity ----Do The

Right Thing”

Tammy Cothran


Sales Agent

270 752 4712

[email protected]


“Teamwork ----Together Everyone Achieves More”

Tina WrightKeller Williams Experience Realty


[email protected]

13

L I M E S TO N ET I T L E & E S C R O W, L L CTITLE SEaRChES . COMMITMENTS . ESCROW SERvICES . TITLE INSuRaNCE

COMMERCIaL, CONSTRuCTION aNd RESIdENTIaL CLOSINgS

Patty WhiteArea Manager

o (270) 759-4300c (270) 873-9570f (270) 638-9425

Limestone Title & Escrow, LLC305 N. 4th Street . Murray, KY 42071

LEE A. HARRIS, ESQ.

Email Patty at [email protected]

Great Customer ServiceIs Our Motto

Limestone Title & Escrow, LLC provides a full spectrum of closingservices that includes title searches, commitments, escrow

services, title insurance, and closings. There is Never an addedcost for remote closings, after hour closings, and rush title requests.

We will gladly close your clients’ loans anytime, anywhere,24 hours a day, 7 days a week at No AddiTioNAl chArge!

LiCEnsEd in 16 diffErEnT sTaTEs

ThinkFNB.com • 888-9DIAL FNB MEMBERFDIC

T H I N K LOA N S. THINK FNB!We’re your hometown partner. Whether you’re building, buying, renovating or refinancing your home, our home mortgage specialists can help you secure the right loan. Call today or check us out online!

IKE NICHOLS DEBBIE BUCK CINDY BRISTOW LORI NOEL

141414

Home for the Holidays

John Kopperud293-3474

Mary Jane Roberson752-0757

Judy Johnston293-1238

Karol Utley293-3011

Gale Cornelison293-9333

Brenda Rowland293-1308

151515

Mary L. Wooldridge293-2045

Krista Thompson293-2841

Rich Rollins293-1416

Barbara Rickman227-2626

Heather ScottStaff

Mona BolinStaff

161616

Thanks for

Check Out Our Website: murraykyrealestate.com

Kopperud RealtyVoted

FavoriteReal Estate Agency10 Years in a Row!

Congratulations!

Thank You,

murraykyrealestate.com

Brenda Rowlandfor an Outstanding Year

Serving as theMurray Calloway County

Board of RealtorsPresident in 2011

Krista Thompsonon being voted

2011Murray/Calloway CountyFavorite Real Estate Agent

171717

a GrEaT 2011!

We Look Forward To Serving You In 2012!

Congratulations!koppErud rEalTy

2011 Million Dollar Producers

711 Main street • Murray, kentucky • 753-1222

KristaThompson

JohnKopperud

MaryWooldridge

BarbaraRickman

GaleCornelison

KathyKopperud

KarolKemp Utley

Mary JaneRoberson

BrendaRowland

1818

Bill KopperudPrincipal Broker

[email protected]

office: 270-753-1222 Cell: 270-752-0709murraykyrealestate.com

great Commercial property in a high traffic area! Currently zoned B-4. A variety of businesses al-lowed in this area including banks, beauty shops, drug stores, cloth-ing stores, professional offices and more. Property is being sold “as is.” $139,900 MLS#61466

COMMERCIAL

NEW PRICE

Karol Kemp UtleyFIVE-MILLION DOLLAR PRODUCER

View all my listings at [email protected]

270-293-3011murraykyrealestate.com

MLS#58563 - BEAUTIFUL LodgE TYPE hoME/ACREAgE. 3 bedroom, sunken living room with fireplace, open spacious floorplan. Gorgeous 14.65 acres! REDUCED! $256,000

MLS#63267 - CoUNTRY hoME WITh 4 ACRES. Just outside of Mur-ray, 2007 3/3 with stone fireplace, open spacious floorplan, hardwood flooring. Pond! $172,900.

MLS#58178 - CUSToM Log hM oN 2 ACRES! 3 bed, bonus, dresser style vanities. 36x40 shop/gar with heat. (air option) Concrete drive. $222,500

MLS#63825 - STUNNINg 4/3 with Bonus Rm in Beautiful Murray Estates. Hardwood flooring, Open Plan and an extra Lot makes this great buy! 278,000

187 oak Valley drive - $174,900. PRIVATE LAKE AREA hoME! This wonderful property is located on 3 lots which total 1 acre at the end of the street. Perched on a hill overlooking Kentucky Lake, this 3 bedroom, 2 bath home feels like your own private retreat. Master bedroom located on the main level with living room, den and spacious laundry room. Second floor features 2 bedrooms, bonus room and full bathroom. Can purchase 4 additional adjacent lots to make a total of 7 lots. Minutes from a boat ramp and convenient to Murray. MLS#60637

REDUCED

NEWLISTING

1919

John Kopperud, [email protected]

Office: 753-1222 Cell: 293-3474www.murraykyrealestate.com


BEAUTIFUL 22 ACRE TRACT oF LANd LoCATEd MINUTES FRoM KEN-TUCKY LAKE! Mostly wooded acreage with pasture land that offers multiple building sites. A 2 car garage with electricity has already been built. Property is mostly fenced and could be used for horses or cattle. $79,900 #64092

CUSToM-BUILT hoME oN 20 ACRES ANd MINUTES FRoM KEN-TUCKY LAKE! Surrounded by woods, this rare find offers privacy and seclusion. Built in 2004, this 4 bedroom home features HardiePlank siding with stone accents, stainless steel appliances, vaulted ceilings, and a spacious master suite with walk-in closet. Finished walk-out base-ment has second kitchen and living area/rec room. $279,900 #60628

EXCEPTIoNAL QUALITY ANd AMENITIES IN ThIS CUSToM BUILT hoME! Granite counter tops, tile floors, vaulted tray ceilings, top of the line appliances, 4 built-in flat screen TVs with surround sound, mahogany front door, and a central vac system are just a few of the custom details. A brick detached 2 car garage is prepped for upstairs apartment or study. $437,500 #60902

LoVELY hoME oN A BEAUTIFUL 31 ACRE CoUNTRY SETTINg! Hardwood, built in ventless fireplace and entertainment center high-light the living area. Master suite and two bedrooms occupy the main level while two separate staircases lead to a large bonus room and 4th bedroom. $385,000 #63503

IMMACULATE hoME IN BRIARCREST ESTATES! Beautiful hard-wood floors and vaulted ceiling in the great room give this home a truly inviting feel. The split floor plan features a large master suite with separate tub/shower and walk-in closet. Exterior upgrades in-clude a large stained wood deck with gazebo, fenced yard, irrigation system and whole house generator. $249, 900 #63141

CozY 3 BEdRooM hoME oN A PEACEFUL CoUNTRY SETTINg! House sits on a beautiful 2 acre lot that features a stocked pond with dock and gazebo, a 31x24 detached garage/workshop with wood burning stove, and additional storage shed. Storm cellar with sump pump and daylight windows. $129,900 #63330

UNIQUE ANd ChARMINg 8 BEdRooM, 4 BATh hoUSE CoNVE-NIENTLY LoCATEd jUST NoRTh oF MURRAY. Features updated appliances, flooring and cabinetry; a large great room with gas log fireplace; and a spacious downstairs master suite.$144,000 #63904

UPdATEd ANd REModELEd 2 BEdRooM hoME IN MURRAY! Spa-cious 1,427 square foot home features updated tile and laminate flooring, solid surface counter tops, tank-less hot water heater, and large backyard with privacy fence. Huge master suite with custom tile shower. $110,000 #61664

PENDING

NEW LISTING

REDUCED NEW LISTING

2020

ThIS oUTSTANdINg hoME oFFERS AN oPEN ANd LIVEABLE FLooR PLAN WITh 4 BEdRooMS, 2.5 BAThS ANd 3,064 SQUARE FEET! The Dining room boasts a tray ceiling and the LR offers a ventless gas log fireplace ready for your TV over the mantel. Great master suite with whirlpool and walk-in tiled shower. Kitchen offers stainless steel appli-ances, granite counter tops, tile back splash and sunny eating area. The bonus room houses a Mitsubishi high-efficiency HVAC unit. Gleaming Hardwood throughout the public areas. $309,900 #63808

oUTSTANdINg WATERFRoNT hoME with 9.7 wooded acres on KY Lake! Custom built home with walkout basement. Most rooms with view of lake and all the shoreline you see is yours. Dream kitchen with large island, pantry, beautiful cabinets and eating area. Master suite features a study and combination bath/closet area. The walk-out basement offers 2 bed-rooms, bath and large unfinished family room. Large workshop or 3 & 4th car garage space. Large deck and barn for boat storage. $950,000 #57218

ELEgANT ANd REFINEd, ThIS CUSToM-BUILT CoUNTRY FRENCh MANoR offers executive amenities, 35+ acres of pastures and woods, and a secluded location at the edge of town. The meticulous attention to detail is evident throughout. Beautifully appointed formal areas and inviting causal areas, gourmet kitchen, five bedrooms, 5 full baths and 3 half baths. The stone patio areas with lush landscaping overlook the large pond. $1,400,000 Offered with 16 acres for $1,150,000 #62201

MAKE A STATEMENT! Soaring Foyer and Greatroom, Plantation Shutters, Updated Kitchen, Hardwood & Mexican Tile Floors, Tennis Court, and Gazebo Sunroom all make this a standout. Gracious styl-ing inside and beautiful landscaping crown the approx. 3 acre site. $539,500 #58707

oUTSTANdINg CUSToM BUILT hoME WITh CoNTEMPoRARY STYLINg ANd gREAT VIEW oF CoURSE. This elegant one story home is unique with arched columns and half-walls delineating the foyer, living room and dining room. A soaring interior gazebo houses the hot tub in the recreation room which shares a double sided fireplace with the relaxing family room. The kitchen and butler’s pantry are a cook’s dream with wonderful storage and work areas. Three of the four bedrooms offer private baths with walk-in show-ers. Great walk-in closets and sitting areas highlight two of the bedrooms. And of course, Pella windows offer great views of the links across the back of the home. $539,000 #59562

ShAdoWBRooK hoRSE FARM – 26.69 acres located close to Kentucky Lake and 18-hole Miller Golf Course. This contemporary standout boasts Pella windows and skylights revealing great views. Enjoy the soaring liv-ing room, kitchen with stainless steel appliances, sunroom, 4 BRs and 3 baths. The barn has 3 oak stalls, large tack room and office. With a large oak round pen, rolling pastures, woods, pond and tree-lined drive, this is the experience you’ve been waiting for. $499,000 #63323

gREAT oPTIoNS IN ThIS 4 BR, 3 BATh hoME offered with 2 acres for $298,000. Lovely hardwood, built-in fireplace and entertainment center highlight the LR. The kitchen has loads of cabinets, pantry and all appliances. Master suite offers walk-in closet and private bath. The 4th BR has its own staircase, offering great privacy. The foyer staircase leads to a large rec area up. 3 HVAC units. Large wrap-around porch, huge patio and over-sized garage. House & 31.07 acres also available for $385,000 or you pick the number of acres you want! #63410

WATERFRONT

ACREAGE

Kathy Kopperud, CRS, [email protected]

753-6620 • office: 753-1222 • 1-800-455-1222www.murraykyrealestate.com


dESIgNEd FoR LIFE oN ThE gREENS. Located on Hole #14 of the Mur-ray County Club Golf Course, this stunning home offers high style in the dramatic décor. With a floor plan suited to an active life, this home offers 5 bedrooms, formal living and dining room, family room and inviting sun porch which overlooks the course. Gleaming hardwood, granite countertops, Pella windows, crown molding, two fireplaces and golf cart storage are a few of the amenities. $349,900 #59347

NEW

NEW PRICE

21

VERY NICE oNE-LEVEL hoME oN 3 ACRES NEAR MURRAY! Vaulted, beamed ceiling and ventless gas log fireplace in living room. Kitchen is spacious with lots of cabinets, pantry and dining area. Nice master suite with bath connecting to the utility room. Long covered porch welcomes guests. Great storage throughout house and two large storage areas in garage. The 3 acres is partially fenced in the back and has a 24x30 detached garage with workshop area and floored attic and a 20x36 RV garage to complete the property $199,900 #62168

BEAUTIFUL SToNE FIREPLACE IN FAMILY RooM WITh NEW VENT-LESS gAS LogS, Great floor plan with family room and kitchen open to each other and measuring 30’9 x 18’9. Slate entry foyer leads to liv-ing room/dining room combination. Nice master suite with two vani-ties, tile shower and whirlpool bath. Large windows and atrium doors lead to a nice deck. Large 28 x 14 RV detached garage is also great for storage or workshop space. $206,900 #61940

LoVELY oNE-LEVEL hoME IN CENTRAL MURRAY! Formal living and dining rooms provide space to entertain. The spacious kitchen boasts cherry cabi-nets, cheerful bay windows in the eating area and opens to the family room with cherry bookcases surrounding the gas log fireplace. Lovely hardwood flooring adorns the kitchen and family room. Spacious Master BR with mas-ter bath, vanity area, walk-in closet and a second closet. New dishwasher, stove, some replacement windows & replaced heating unit. Great storage and a 15’6x11’8 interior workshop off garage are bonuses. Lovely deck and landscaping complete the picture. $179,900 #62476

ChARMINg hoME WITh VAULTEd CEILINg IN LIVINg RooM, NEW TILE FLooR IN KITChEN ANd BREAKFAST AREA. Master bedroom suite of-fers private bath and privacy with other two bedrooms located at op-posite side of home. Pretty lot with trees. Located near Murray in East Y Manor. $123,500 #61613

hISToRICAL hoME oN MAIN ST. The original charming 1.5 story home is re-ported to have been built in 1912 and offers Craftsman style and has 1944 sq ft. An addition including a large family room, bedroom and bath was constructed in 1970 adding 720 sq. ft. of living space for a total of 2,664 sq. ft. With 3 bed-rooms, 2.5 baths, and an 80 x 345 ft. lot, this home is ready for your imagina-tion! $124,900 #57046

oUTSTANdINg WATERFRoNT hoME IN PANoRAMA ShoRES. This premier home features over 3300 square feet of lakefront liv-ing. Great view of Wildcat Creek and Blood River from almost every room in the house. Great boat dock with boat slip and platform dock are accessible down a gentle slope to the water. Old brick and fireplace highlight the great room.Priced to sell at $525,000. #60992




21

goRgEoUS WATERFRoNT PRoPERTY with 19 acres m/l and small home. With panoramic views of the main lake, bordered by two coves, multiple dock permits and beautifully wooded hillsides, this petite home high on a point could be your castle! Rarely does an op-portunity like this present itself. Perfect for building or subdividing. $1,350,000 #56954

WATERFRONT

REDUCED

ANY WAY YoU MEASURE IT - IT’S oNE oF ThE BEST BUYS AVAILABLE! This 3 bedroom, 2 1/2 bath home is situated with a sweeping view of the Oaks Country Club Golf Course. Perfect for entertaining, the fantastic Greatroom is open to the kitchen, and dining room and sports a wet bar, fireplace and access to the huge screened porch across the back of the house. The master suite boasts a large private bath and walk-in closet. Priced to sell at $239,900 #63959

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SOLD

PENDING

2222




BEAUTIFUL WoodEd 12 ACRES M/L TRACT oF LANd LoCATEd AT ThE EdgE oF MURRAY, oFFERINg A PRIVATE SETTINg WITh CITY CoNVENIENCES. Sur-vey will be required to determine exact acreage. Part of tract is wooded with pines and rest has large hardwood trees. City water and sewer are available for tap on. Deed restriction will restrict land to single family residences only but may be subdivided into as many lots as approved by City zoning. #61713

REdUCEd To SELL, this contemporary styled home on a wooded acre lot, offers high style and gracious living. From the copper medal-lion in the dining area to the wall of windows in the living room, this 3 bedroom, 2.5 bath home could be yours. Close to Oaks Country Club, it offers county living but city convenience. Offered at the low price of $199,900 #59341

Narrow Gate EstatesHomes Certified by TVA to Significantly

Reduce Your Energy Bills!Energy smart appliances,

high Efficiency heat pumps,Marathon hot Water heaters,

double pane Windows,and Insulated to TVa specifications

Select Your Home from 6 Floor PlansPrices Starting at $169,900 – Lot Included – NFMLSOver 26 Lots ranging from .58 to .912 acres available.

BEAUTIFUL 88.118 ACRE FARM WITh RoLLINg WoodEd hILLS ANd oPEN LANd. Approximately 30 acres are tillable acres with the rest in woods. Property has 622 feet of frontage on Highway 121 South and 1,380 feet of frontage on Cherry Corner Road. Crop proceeds will be prorated as negotiated at time of purchase contract. $246,900 #43086

NICELY MAINTAINEd BRICK hoME IN MARTIN hEIghTS! Offering 3 bedrooms and 2 baths, a large living room and dining room, this house is ready to move into. Major updates include new dimensional shingle roof in spring of 2011, new gas pack two years ago and updated stainless steel refrigerator, stove and microwave. Pella windows with custom blinds, a ventless gas log fireplace, large deck and fenced yard add to the charm. $175,000 #62259

SOLD

2323

Mary Jane Roberson, GRIMulti-Million Dollar ProDucerProfessional Service With A Personal Touch

www.murraykyrealestate.com

direct Line: 270-752-0757 • office: 270-753-1222E-Mail: [email protected]


BE ThE ENVY oF ALL YoUR FRIENdS with this 4 bedroom,4 bath home just west of Murray, featuring oak floors in the kitchen and dining area. The 4th bedroom could be a large bonus room in separate upstairs. An elegant sun-room with fireplace, opens onto a large covered porch (900+ sq.ft.) to expand leisure activities to the out-of-doors. Also a large 24x42 detached garage and new black-top driveway. All this is setting on 1.6 acres. Don’t wait to have your personal tour of this beauti-ful home! Priced at only $279,900. Call today! MLS 62606

10 WONDERFUL COMMERCIAL ACRES IN THE CITY LIMITS

Zoned B-4. Uses could be Banks, Savings & Loans, Barber & Beauty Shops, Bakeries, Drugstores, Shoe Repair Shops, Antiques and many more. Call Mary Jane for more information. Seller will consider owner financing or will divide and sell parcels also. Great location!REdUCEd! $990,000 MLS 44174

dELIghTFUL hoME...located in the antique haven of Hazel. This charming 2 bedroom, 1 bath home has beautiful original hardwood floors, 9’ ceilings, dining room and living room with a fireplace. Rounding out this package is central heat and air, replacement win-dows and an upstairs that can be finished and used as a large 3rd bedroom, a bonus room or an office - anything you want it to be. Relax on your covered front porch. Also featured is a nice backyard, detached carport and a nice outbuilding. What more could you ask? Priced at only $78,500. You must see it to believe it! Call Mary Jane for a private tour today. MLS 60541

One of the real joys of theHoliday Season is the opportunity

to say THANK YOUand to wish you the

very best for the New Year.

2424

Brenda RowlandMulti-Million Dollar Producerwww.murraykyrealestate.com

Cell: 270-293-1308 · office: 270-753-1222email: [email protected]


MLS 63575 – 158 Sunshine Lane. UNIQUE AND COMFORTABLE CUSTOM BUILT HOME IN A NATURAL WOODED SETTING! You will appreciate the extra attention to storage and closet space upstairs. Relax on the screened porch off the family room. For more information contact Brenda Rowland (270) 293-1308.

MLS 63386- 510 Shady Lane. FABULOUS HOUSE PRICED TO SELL! You will appreciate the love afforded this extraordinary home by its current owners. It has so much to offer – charm, neatness, and loca-tion. Situated in a small subdivision in the city limits close to Mur-ray State University, shopping and medical facilities. Private fenced in backyard. You definitely don’t want to miss this one! For more information contact Brenda Rowland (270) 293-1308.

4130 State Route 121 South. Extremely well maintained home situated on two beautiful lots. Recently replaced stove and double oven in the spacious kitchen. Two great out-buildings that could be used as workshops or they could provide space for any number of hobbies. You will want to see this one! MLS 62393

MLS 61407 413 - King Richard drive. Dare to be different – This beauti-fully styled home is situated on a spacious ¾ acre lot with nice trees and a peaceful view. Even though it is located close to town, you will enjoy comfortable living normally reserved for homes located further out in the county. Its features include 4 bedrooms, 2 baths, hardwood, screened porch and much more. For more information, call Brenda Row-land (270) 293-1308.

LoCATEd IN SARATogA II - 76 Blissful View - ThIS BEAUTIFUL 3 BEdRooM CUS-ToM BUILT hoME IS MoVE-IN REAdY! Large great room with cathedral ceiling, spacious & well planned kitchen with custom SWS cabinetry, stainless appliances, tumbled and mirrored tile backsplash, breakfast bar and dining area with fireplace. Comfortable split floor plan features an inviting master suite with large tiled shower with multiple shower heads. The comforts of this home extend to a great screened porch overlooking large backyard that provides a relaxing and appealing view. For more information call Brenda Rowland (270) 293-1308. MLS 62796

1553 Whippoorwill - This home features a 16’x32’ in-ground pool and large patio area for your enjoyment. Three bedrooms, 2 baths and a large utility room – open and spacious living space. MLS 61012

2010 Charlie Wynn Road - jUST oVER ThE TENNESSEE LINE IN BUChANAN! Beautiful setting surrounded by rolling pasture land -- great location for horses. This 4 bedroom, 2 1/2 bath home with large sun room across the back sits on 8 acres but up to 120 additional acres are available. A well constructed, heated 40x60 workshop provides for great storage and work area. See MLS 62837. For more information, call Brenda Rowland (270)293-1308. (agents must be licensed in TN to show this property). MLS 62159

MOTIVATED SELLERSREDUCED

2525

Lot # 27 Atkins Way - GREAT LOT LOCATED IN SADDLE CREEK SUBDIVI-SION! The lot is directly across from the intersection of Atkins Way and Spindletop Drive – the perfect lot and perfect location for your new home. It has the added bonus of city water and sewer availability. $27,600. For more information call Brenda Rowland (270) 293-1308. MLS 56369

Brenda RowlandMulti-Million Dollar Producerwww.murraykyrealestate.com

Cell: 270-293-1308 · office: 270-753-1222email: [email protected]


LARgE LoT IN APPEALINg LAKE CoMMUNITY. Build your dream house and have access to the lake at the community ramp and dock. MLS 61916

0 Minnow drive - Beautiful building site; part of Western Shores planned community. Many amenities include community recreational opportuni-ties—picnic pavilion, trails, boat slips and much more. $40,000. For more information call Brenda Rowland at (270) 293-1308. MLS 48603

227 joNES STREET - ThIS CoM-FoRTABLE 3 BEdRooM, 1 1/2 BATh hoME IS SITUATEd oN A LARgE LoT IN PURYEAR hEIghTS SUBdIVISIoN!Move-in condition. Immediate possession with deed. For more information call Brenda Rowland (270) 293-1308. (agents must have TN license to show this property) MLS 62802

REDUCED REDUCED

REDUCED

ThIS 44 ACRE TRACT AdjoINS 76 ACRES oN gRUBBS RoAd! Can also be pur-chased with that property and/or with house and 8 acres at 2010 Charlie Wynn Road. For more information call Brenda Rowland (270) 293-1308. MLS 62826

ThIS TRACT AdjoINS 44 ACRE TRACT oN V. WILLIAMS RoAd! Grubbs Road changes to V. Williams Road at Tennessee line. Can be purchased with that property and/or with house and 8 acres at 2010 Charlie Wynn Road. 29 acres wooded and 47 crop land. For more information call Brenda Rowland (270) 293-1308. (agents must be licensed in TN to show this property). MLS 62827

WoodEd LoT! 84 Acres - Timber has been select cut (18” or above). Could be divided into separate building sites however it is a great property for the hunting enthusiast just as it is. (agents must be licensed in TN to show this property). MLS 62825

2626

BEAUTIFUL SARATogA hoME WITh dRAMATIC STYLE! This 4 bedroom, 3.5 bath home has a split floor plan. The greatroom includes open dining, gas logs, tray and cathedral ceilings. The kitchen features granite, stainless appliances, gas cook top, wet bar with an ice maker, wine cooler, and a breakfast nook. Master suite has 2 walk-in closets and patio access.Upstairs bonus room plus office/computer center. Super storage and 3 car garage. An outdoor cooking area, beautiful landscaping and a garden building highlight the exterior.Many Custom Features make this home exceptional.$399,900. MLS# 62500

ChARMINg TWo BEdRooM hoME. This home has refinished hard wood floors and has recently been painted and updated. Large bo-nus room upstairs could be another bedroom. Central Murray lo-cation with large fenced back yard and shade trees in front. Great Investment!! Call today. $79,000. MLS# 62565

ChARMINg 2 BEdRooM WITh MANY UPdATES INSIdE ANd oUT. This home has had the electric, plumbing, flooring, and windows updated. Situated on a deep lot with a garden spot in central Murray. Great Invest-ment and Immediated Possession with deed. $78,000 MLS# 63958

ThREE BEdRooM 2 BATh hoME WITh A QUIET CoUNTRY SET-TINg oN oNE ACRE, NEAR hWY 80. Windows and roof were re-placed in 2002. Wood or gas heat may be used. Two car detached ga-rage/workshop. Immediate possession and priced to sell. $110,000. MLS# 63628

QUAINT 2 BEdRooM hoME CENTRALLY LoCATEd IN MURRAY. Arched doorways, hardwood floors, and an updated bath are a few of the highlights. A fenced back yard, a garden spot, and a nice out building are outdoor features.Call today!! $62,000. MLS# 63701

ChARMINg 3 BEdRooM WITh MANY UPdATES. New paint and tile, crown molding throughout, hardwood floors and a large den/kitchen area are just a few of the inside highlights. Recently landscaped in the front. A large two level deck in the back is great for entertaining and outdoor fun. Located on a quiet street and the lot connects to a City Park area on the back property line. Priced to sell. $119,000. MLS# 61930

NEW LISTING

LoVELY oNE LEVEL, 3 BEdRooM, 2 BATh hoME IN KIRKSEY. Sunk-en den with beautiful hardwood floor, gas logs and french doors to the patio. Kitchen and dining area are connected and accented with a bay window. Kitchen has many cabinets and a breakfast bar .Large master bath with a whirlpool tub. Nice breezeway with a brick floor. Workshop could also be a garage. Huge storage closet in the two car garage. Quality features throughout! Beautiful lot with flowering trees. $189,900. MLS# 63259

MULTIPURPoSE CoMMERCIAL PRoPERTY. This property has been a restaurant on the main level. Equipment does go with property. Second level is a 2 bedroom apartment with a wrap around balcony. Many improvements were made in 2009. Located only 2 miles from Murray. Great INVESTMENT. $144,000 MLS# 55744

Krista K. Thompson, RealtorMULTI-MILLION DOLLAR PRODUCER

[email protected] Cell: 270-293-2841 • office: 800-455-1222

VOTEDMURRAY and

CALLoWAY CoUNTY’SfaVorIte

real estate aGent2010 & 2011

CONTRACT RECEIVED

2727

PRIME LOTSBEAUTIFULFALWELLESTATES

SoUThWEST oF MURRAY

CALL KRISTAat 293-2841

START CoNSTRUCTIoNThIS SPRINg

MLS# 54567....$37,000

MLS# 54568....$34,000

MLS# 54569....$48,000

MLS# 54570....$60,000

MLS# 54571....$30,000

MLS# 54572....$45,000BEAUTIFUL LoT oN A RISE. A short drive to High-way 641 and Highway 80. Perfect lot for a new home. Convenient location with a view of the entire area. Ap-proximately 3/4 acre. $16,500. MLS# 59490

ACREAGE12 Acres on Backusburg RoadHwy 464, just past Clarks RiverPrICe reduCed - $24,000

MLS# 58373

Krista K. Thompson, RealtorMULTI-MILLION DOLLAR PRODUCER

[email protected] Cell: 270-293-2841 • office: 800-455-1222

VOTEDMURRAY and

CALLoWAY CoUNTY’SfaVorIte

real estate aGent2010 & 2011

gREAT PoTENTIAL FoR A MULTITUdE oF BUSINESSES! This former restaurant sits on 18.477 acres with a pond. Would make a great boat sales site or campground with restaurant. Endless possibilities for great acreage and commercial property near Ken-tucky Lake. Property is being sold in as-is condition. Small pond on property could also be enlarged for a great fishing pond. $175,000. MLS#61280

COMMERCIAL WITH ACREAGE


Gale Broach Cornelison, [email protected]

Cell: 270-293-9333 office: 270-753-1222SIX MILLION DOLLAR PRODUCER

“Southern Charm

At WorkFor You”

MLS#64144/$168,0003608 Brooks Chapel Road-3 BR/2 with 4 acres

View All My Listings atwww.murraykyrealestate.com

NEWEST LISTINGS

MLS#64077/$197,50065 Starview Trail-3 BR/2 with covered porch

MLS#64007/$168,0961306 doran Road-4 BR/3 with extra lot

2828

Mary Lindsey Wooldridge, RealtorMulti-Million Dollar ProDucer

E-mail: [email protected]: (270) 293-2045 Office: (270) 753-1222

www.murraykyrealestate.commurraykyrealestate.com

ThIS 4 BEdRooM, 2 BATh hoME IS CoNVE-NIENTLY LoCATEd IN ThE hEART oF MURRAY. KITCHEN UPDATED WITH NEW FLOORING AND CABINETS, GRANITE COUNTERTOPS, SAM-SUNG FRENCH DOOR REFRIGERATOR, AND GE CAFÉ DOUBLE OVEN. OTHER FEATURES INCLUDE NEW WINDOWS AND A PARITIALLY FINISHED BASEMENT. PRICE JUST REDUCED TO $149,900. MLS# 62503

THIS 3 BEDROOM, 2 BATH HOME HAS 1352 SQUARE FEET OF LIVING AREA AND A TWO CAR GARAGE. LOCATED AT 1005 PERRIN DRIVE NEAR DORAN ROAD. PRICED AT $119,000, THIS ONE WON’T LAST LONG. MLS# 63113

SOLD

SOLD

I would like to wish everyone a

very safe andvery happy

holiday season!

LoT # 108hAYNES CEMETARY

RoAd

WATERFRoNT

WESTERN ShoRES

$78,500MLS # 56515

LoT #S 3, 4 & 5WEST gRoVE dRIVE

LYNNWood hEIghTSSUBdIVISIoN

jUST oFFhIghWAY 94 WEST

$14,900 FoR ALL 3 LoTSMLS # 61346

LoT # 64BAYRIdgELAKE AREA

CRAWFoRd’S LANdINg SUBdIVISIoN

3.62 ACRES

$12,000MLS # 41811

LoT #S 424, 425, 426 & 435

CREEK dRIVE& WEAThERSPooN

LAKE AREA

$4,500 FoR ALL 4 LoTS

MLS # 62679

LoT #1 8ToW LANE

WATERFRoNT

WESTERN ShoRES

$169,900

MLS # 56524

SOLD

2929

Judy Johnston, CRS, GRIMulti-Million Dollar Producer

Cell: 270-293-1238E-mail: [email protected]

711 Main Street • Murray, KY 42071 • 800-455-1222www.murraykyrealestate.com


MLS # 63598* 3 Bedroom, 2 Baths* 2 Car garage, Covered Patio* Large Storage Building Plus gazebo

MLS # 62589* 3 bedroom, 2 baths* detached garage, gazebo, & fire pit* Large deck, hot house for plants

MLS # 57730LoT 55 - Phase I - Western Shores

MLS # 60915 - Red oak Lane3.2 acres that touch TVA Contour.

Great place to build your dream home.

MLS # 64068Lot First and Ash St.

You can build a duplexGreat Deal

MLS # 50719 - 1402 North 4th Street* 4 bedroom, 2 baths* 73 acres M/L* Large 2 car garage

REDUCED

MLS # 61739* 4 bedrooms, 3 baths, log home* 3 car detached garage* 1.15 acre lot plus community dock

MLS # 63558 - Lot in South West Villa

MLS # 32870hARdINg RoAd

26 acres M/L - Located city of Paris, TN

MLS# 622191801 PERKINS Rd

18 acres M/LGreat place to build a house or

land to hunt on.

SOLD

MLS # 63630 - 1204 Story Ave.* good Location* have a small business there* Call 293-1238 for more information

MLS # 64153 - 2330 jackson Rd* 3 bedrooms, 1.5 baths* 2 car detached garage* 5 Plus Acres

30

Heritage Bank Mortgage Services

A Name You Can Trust

Evie Trimble

Take advantage of a wide range of home mortgage loans including conventional home

loans, RD, FHA and VA options.

A Neighbor You Can Trust

270.759.9797

Call your neighborly home loan professional at

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Rich RollinsCell: 270-293-1416

E-mail: [email protected] Main Street • Murray, KY 42071 • 800-455-1222

www.murraykyrealestate.commurraykyrealestate.com

A MILLION DOLLAR PROPERTYWITH A PRICELESS VIEW!!!

ThIS WoNdERFUL 3 BEdRooM, 2.5 BATh features numer-ous amenities throughout including an open floor plan, 2 sunrooms, swimming pool with custom design stonework, hot tub, 4 separate deck/patio areas for entertaining, deep water year round, lift trolley to the lake and a private dock. All the rooms throughout this home offer a FABULOUS VIEW of Kentucky Lake! MLS # 56822

1313 Larkspurwonderful, leVel 100 X 175 lot ready for your dreaM HoMe!

First time on the market and sure to please. Contact Rich for additional information on this excellent lot. MLS# 63647.

76 McNutt Way, New Concord – LoCATEd NEAR CYPRESS RE-SoRT, ThIS CUTE 2 BEdRooM, 1 BATh RANCh IS LoCATEd oN 7 LoTS NEAR ThE WATER! Would make a wonderful weekend get-away. Priced in the mid $40s, this one will not last. MLS# 63856.

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www.barger-realty.com • www.barger-realty.com • www.barger-realty.com

www.barger-realty.com • www.barger-realty.com • www.barger-realty.com

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6th & Walnut, Mayfield, KY • [email protected] OPEN SATURDAY: 9:00-12:00

Nancy Carol Crick.....................247-9604Nancy Barger ............................247-1528Debbie Hargrove .......................247-9844Agnes Wade, GRI ......................705-6009Gail Johnson .............................804-1535Sandy Cooley ............................970-0261Susan Hill Sanders ...................952-1986

Bob Sparks, Principal Broker ......247-2779Sandy Cope ...............................853-2003Melody Burgess ........................247-6658Justin Suiter ..............................705-1186Trey Morris ................................705-4388Beverly Dail ...............................978-1478Kandis Garland .........................293-0664

MLS 61461 & 61465 - 1543 Twin Hill Road - Amazing home & 12 +/- ACRES. This home offers quality & space, 5 bedrooms, 3 baths and 2 half baths, 3,938 sq. ft. of living area. There are 2 fireplaces; 2 car attached garage, 1 car detached garage; screened porch. There is a horse barn with metal roof and half bath, tack room, wash rack. Large hay room storage; 8 horse stalls. Pastures are fenced.

REDUCED

MLS 63589 - 1917 State Route 129, Wingo - 12 Acres - 1.5 story w appx. 2576 sq. ft. overlooks stocked lake & features 4 BR 2 baths, LR, FR, kitchen w/snack bar & new appliances, formal DR. Inground pool & bath house. 2 car attached & 2 car detached garage. Covered porch & patio.

MLS 62212 - 252 Creekview Dr. Murray, Ky - Looking for a private location w/close access to Ky Lake area? This 2 br, 1 ½ bath home is the answer. 1700 sq. ft. of comfortable living. Nice wooded lot w/com-munity dock access, within minutes of Murray.

MLS 62662 - 89 Perry Street - Great 4 BR, 3 bath brick home com-plete w/hardwood & tile flooring. The living room/dining room are open. Gourmet kitchen w/snack bar & breakfast area. Split bedroom floor plan. Recent updates, central H&A, plumbing, walls, floors, sep-tic, appliances, exterior doors, electrical, & dimensional roof. There is above ground pool & storage building. A covered patio is located off the breakfast area. Need space or grow room in good condition, this is one to see.

MLS 63179 - 193 Autumn Ridge - Beautifully decorated and maintained 3 BR, 2 bath home w/large eat in kitchen, formal din-ing, step down family area. In-ground pool w/wrought iron fenc-ing. Beautifully landscaped.

MLS 62726 - 113 Arbor CT - New Kitchen!!! This renovation includes new cabinets, island, appliances, tile flooring, lighting, & decorating. Golf course location. Features include sunken living rm, formal dining rm, breakfast area, 3 BR (master is complete with sitting room), & 2 sided fireplace (living room & kitchen). The back yard has a covered porch, patio, & privacy fence. There is a 2 car attached garage & 1 car dt. garage. Move in ready. Immediate Possession!!

MLS 63824 & MLS 638281650 Jeff Davis Rd – Just outside Mayfield towardMurray - 46.11 ACRES - Great for farming, hunting and that new home.

MLS 62968 & MLS 62969Central Road – 10.31 ACRES – Partially cleared and would be ideal for subdividing.

MLS 63965 & MLS 63967Hwy 97 – Sedalia, Ky - 62.18 acres – Road frontage on3 sides. Prime farm land!

MLS 59408 - Situated on 1.95 acres. Built in 2009, this home features 3 bedrooms, 2 baths. Open floor plan. Spacious master room has large walk-in closet. The dining room opens onto a screened porch. Front covered porch overlooks a beautiful lake.

NEW PRICE

NEW PRICE

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3232

Other Floor Plans Available!

Mls# 61907

RIVERFIELD ESTATES is one of Murray’s new-est and most affordable subdivisions. Buy a New construction Home for as little as $1,000 down! No construction Loan needed! Several Floor Plans to pick from or customize your own. We have homes nearing completion.

3333

Charm, Dignity, and Character...Best describe this 2 Bedroom 2 Bath, Brick home sitting on 2 acres! The Beautiful Sun room on this home just invites you to come in and enjoy the sun and relax. Home has many updates including a new Heating and Air unit in 2007, new well in 2006, new propane Tank in 2010, and many more. Beautifully wooded yard provides shady comfort while you’re relaxing in the yard. Once you see this home you will want to own it, so don’t let this one get away. MLS # 63251

This 3 Bedroom 2 Bath home would make a great in-vestment property or be a good first time home owner’s home. Property is currently rented for $650 per month. Home has had some upgrades. MLS# 63705

This house is tucked away in a quiet part of the county and sits on 6 acres of wooded land with a large pond. Home has had some remodeling done and is ready to move into today. This would be great for first time home buyers, or a private get away cabin. Land borders TVA land. This is a must see to appreciate. MLS # 62910

Contract Received in less than 30 days of listing. This amazing multi-level home has so much to offer! You’ll love to entertain in the backyard with the beau-tiful In Ground Pool (complete with pool house and a privacy fence) and amazing covered porch and pa-tio! MLS #62994

This beautiful home boasts an open floor plan and vault-ed ceilings! Enjoy the covered front porch or back porch the adjacent deck. This wonderfully landscaped corner lot is just minutes from town.This home is waiting for you to move in! MLS # 63175

Country living @ it best! Check out this 2 Bedroom, 1 Bath country home sitting on 50 acres of great farm land. There are outbuilding behind the house, and the land features, wooded areas, pasture areas, and tillable areas. Home has new carpet and vinyl and also new appliances and a new hot water heater. Don’t let this one get away. MLS # 62937

SOLD

PRICE REDUCED

3434

This beautiful 3 bedroom, 3 bath home offers so much. Home comes with 3 acres in a private and cozy setting just minute from Murray. Bonus Room upstairs can be used for just about anything, and there is so much storage. Sit out on the covered front porch and enjoy the country life! Trees and landscaping adorn front and backyard, leaving some open space to construct a playground, pool, etc. Landscaping is absolutely beautiful in Spring/Summer-must see! Country Living at its Finest. MLS #64141

3339 Sq Ft of Beauty is what you will find with this home. Looking for a home with lots of extras, this is it. Home features Tray Ceiling, GE Profile Stainless appliances, extra-large 2 car garage, Executive Crown Molding, Gas Logs in Living Room, New Heating and Air in 2010, extra insulation has been added, a nice 26’8’’x26’4” “Man Barn” located in the backyard. Owner is also leaving the entertainment system which includes 46” Flat Screen TV with surround Sound. These are just a few of the many extras. MLS # 61861

Nice Double-wide Home located close to lake on 3 lots in Anderson Shores, (lots 1000, 1004, & 1005). Property is in good condition, great for vacation home or year round home. This is most see. Home is being sold in “AS IS” Condi-tion. MLS # 62683

This spacious, bright & well maintained 4 bedroom, 2 1/2 baths home is located in Beautiful Murray Estates Subdivision. Home features hardwood floors, gas logs fireplace in the living room, whirlpool tub in master bath, vaulted & tray ceilings, & plenty of natural lighting. The land-scaped yard features a spectacular patio for entertaining. MLS # 62255

106+/- Acres,Water Front onAnderson Creek

Across fromWestern Shores.

Thousands of Feet ofWater Frontage.Beautiful Views.

MLS #64114

BACK ON THE MARKET

Open Floor Plan Dramatizes Versatile interior! The Liv-ing room and Kitchen/Dining features 9 Foot Ceilings. Living room has Hardwood Floors, while the Kitchen has Ceramic Tile floors. Beauty, glamor, and function combined with a whirlpool tub and separate Shower in the Master bath, makes the Private Master Suite a must have. The backyard has a great area for en-tertaining. Best of all... IT CAN BE YOURS! MLS # 62677

PRICE REDUCED

3535

Great Investment Property; This 3 Bedroom, 2 Bath home has the original hardwood flooring, an unfurnished basement that could be finished out to create more room, there is a large deck on the back of the house, and a deep lot. Home needs some re-pairs but got a New Roof in 2005, new HVAC 2005, an new win-dows. MLS 63704

Check out this beautiful home located in Briarcrest Subdi-vision. This home features 9 foot ceilings with tray, & cathedral sytles, walk in closet, a large eat in kitchen with stainless appli-ances, a Formal dining room, and a large master suite & bath. MLS # 61862

Don’t miss the opportunity to own nearly an acre adjacent to Murray State University! The improvement is currently op-erating as a bowling alley with all equipment staying with the property! There is additional space on the second level of the property that could be finished as office space; also two retail spaces that are vacant on the ground level. MLS # 62901

Wonderful Lakefront home!!!Home overlooks Kentucky Lake and has beautiful wood dock. A must see view of the water! $255,000 MLS # 54735

WATERFRONT

1300 Peggy Ann Drive – MLS# 62404This brick duplex has gross rents of $900 per month! This great investment property has many updates and is located in a wonderful neighborhood! There are many more properties that could be purchased as a package.

1405 Poplar Street – MLS# 62405Take advantage of this House and 3 unit apartment with gross rents totaling $1,525 per month! This brick home is located close to Murray State University! This property is zoned R-2 but grandfathered as a multi-family unit! Adja-cent units are available for sale as well.

3636

411 N 5th Street – MLS# 62407This great investment opportunity has current rents grossing $750! This property has had many updates; there are multiple properties available as a package!

This great commercial development parcel is located on the Southeast corner of the intersection of 641 N and HWY 80 W. This parcel has a very high traffic count and great front-age on both 641 N as well as HWY 80 W. This parcel enjoys great access via a turning lane from HWY 80 W when heading east including a turning lane already in place. This tract has amazing visibility and unlimited potential. MLS#63931

1415 Vine Street – MLS# 62410This great investment opportunity is just minutes from Murray State University! This beautiful home is currently rented for $550 per month; there are multiple properties available as a package!

Make this beautiful home site yours today! This property boasts three gorgeous ponds and an absolutely breath tak-ing building site with a driveway and underground electric already in place! There is a large shop/garage on the property as well as a mobile home. You have to see the view to appre-ciate it! MLS # 62872

Don’t miss this 43 acre farm, located in a great area of the county. This land features a large restored log barn, large pond, and both tillable and wooded land. MLS # 61558

Beautiful custom built brick home on one of the coziest lots in Saratoga Springs! Master suite with double tray ceil-ings, Jacuzzi tub, and separate tile shower! Living room features a vaulted ceiling with a beautiful stone corner fireplace. Kitchen includes quartz counter tops, island, beautiful cabinets and a professional grade range! Bonus room upstairs is a must see- complete with surround sound! Come take a look at this beauti-ful home! $347,800. MLS # 60549

PENDING NEW LISTING

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MLS 61933 Beautilful 1 acre lakeside building lot in Western

Shores development. The lot has a shared slip with surround-ing neighbors . The dock is very

close to the lot, making it a short trip to your personal wa-tercraft. Call today to schedule

your showing. $149,900

306A S 12th Street Murray, KY 42071

www.Tuckersells.com

Chris Tucker Broker / Auctioneer

270-293-4406

MLS 62746 15 wooded acres near the lake will make a great spot to hunt with deer and tur-

key. If you are looking to build or move in a mobile home ,there is a well already on the property. Call Chris or Colin to view this

property. $44,900

MLS 61379 This country charmer features 4 bedrooms and one bath. A second bath has been

started on the second floor. With 2000 square feet, this home has lots of room for the price. Own-ers are very motivated sellers.

Call today to schedule your showing. $69,900

MLS 61933 Beautilful 1 acre lakeside building lot in Western

Shores development. The lot has a shared slip with surround-ing neighbors . The dock is very

close to the lot, making it a short trip to your personal wa-tercraft. Call today to schedule

your showing. $149,900

306A S 12th Street Murray, KY 42071

www.Tuckersells.com

Chris Tucker Broker / Auctioneer

270-293-4406

MLS 62746 15 wooded acres near the lake will make a great spot to hunt with deer and tur-

key. If you are looking to build or move in a mobile home ,there is a well already on the property. Call Chris or Colin to view this

property. $44,900

MLS 61379 This country charmer features 4 bedrooms and one bath. A second bath has been

started on the second floor. With 2000 square feet, this home has lots of room for the price. Own-ers are very motivated sellers.

Call today to schedule your showing. $69,900

37

SOLD

38

HWY 641 North - Murray - 5.1 acres!A great development parcel right in the center of new development. This parcel

adjoins another listing of 17 acres& could be developed as one

22 acre parcel if desired.

MLS 63510 - CALL MARK

GREAT WATER VIEW HOME IN BLOOD RIVER AREA OF KY LAKE GREAT HOME

FOR FULL TIME LIVING OR A GREATGET AWAY RETREAT FOR THE WEEK-ENDS THIS A MUST SEE HOME $84,000

Search all Water Front Homes & Lake Front Lots for sale at www.1stky.com

Mark Fredrick270-978-1880

Valerie Fredrick270-978-1202

MLS 63418 - CALL MIKE





GREAT ALL BRICK HOME IN HAZEL COMES FURNISHED. NEW ROOF IN AUGUST 2011. VERY NICE YARD.

HAS HAD ONE OWNER SINCE 1958! $89,000

BEAUTIFUL KENTUCKY LAKE WATER-FRONT HOME. FULLY FINISHEDWALKOUT BASEMENT, PRIVATE

COVERED BOAT DOCK WITHYEAR ROUND WATER.

Beautiful Waterfront Home InPanorama Shores Subdivision

on Blood River



Exceptional drive by exposure.Convenient Murray location. Next to

new court house. $150,000


Prime waterfront Home in Snipe Creek bay has a awesome view of the main

lake looking north towardsthe 68/80 bridge!

This beautiful all brick home is situated on 1.5 acres at the

edge of Murray City Limit and features a Large Master

Bedroom with walk in closet and master bath has whirlpool tub and separate shower. There is plenty of storage space in its 6 closets and partially floored

attic. Come in out of the rain in the large 2 car attached garage.

404 N. 4th St., Suite D, Murray“Don’t be shy…Call us to buy real estate.”

KY LAKE WATERFRONT HOME WITH SHARED DOCK ON 1.73 ACRES.OPEN

FLOOR PLAN, FULL FINISHED BASEMENT WITH WALK OUT WITH GENTLE SLOPE

TO WATER. $397,900MLS 61676 - CALL MIKE

Mike Brodie270-978-7811

MurrayRealEstateForSale.com1stky.com

1st KY Realty

PrICereduCed!

$199,000

HWY 641 North - Murray - 17 acres!Prime commercial developmentproperty. Level and ready to go.

Excellent location in the midst ofseveral recent new businesses.

Likely the best parcel for developmentin the Murray-Benton corridor.


Cute and affordable year-round waterview home in Pirate’s Cove sub-division. Community swimming pool,

boat launch and community dock. Motivated seller. $54,900

PrICereduCed!

PrICereduCed!

new lIstInG

CoMMerCIal

new lIstInG

sold

39

CHAVISREAL ESTATE & AUCTION304 NORTh 12th STREET · MURRAY, KY 42071

Phone: 270-761-SALE (7253) or 270-705-4479www.chavisauctions.com · Kentucky Auctioneers License #P2521

Tommy ChavisBroker/Auctioneer

Call Tommy about Land, Equipment, or an Estate Auction

Look at this nice two bedroom, one bath home located between Murray and Benton, just off the main Hwy. MLS # 62296SOLD

Gerry PuckettNMLS #50784

Barrett HouckNMLS #54041

Drew HouckNMLS #53712

1-866-363-GMTG (4684)(270) 753-7407111 N. 12th St.

Murray, KY

“Let Our Door Open

Yours”www.globalmtglink.com

• No Cost Pre-Approval Program • Fixed Rates – Conforming, Non-Conforming, FHA, VA • 1st Time Home Buyers – No Money Down! • #1 in USDA 100% Loans – 12 years in a row. (25 counties volume) • All Credit Grades Welcome • Website Applications – www.globalmtglink.com • Murray’s Oldest and Most Experienced Mortgage Co.

MERRY ChRISTMAS AND hAPPY NEW YEAR from ChAVIS REAL ESTATE & AUCTION.We would like to thank all of our patrons for their business in 2011 and Wish All A Prosperous New Year! hope to See YOU in 2012!

40

At U.S. Bank Home Mortgage, we make the home financing process as easy as possible by providing you with a variety of mortgage options.

• Purchases and Refinances • First-time Home Buyer Options • Second Homes, Vacation Homes and Investment Properties • Manufactured Homes • New Construction and Lot Loans • Jumbo Loans • Affordable Housing Options • Conventional and Government FHA and VA Loans • Competitive Rates

Call me today for more information!

Loan approval is subject to program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rate and program terms are subject to change without notice. 051310-986 POST4 Member FDIC

Matt Garrison Mortgage Loan Off cer i270-762-0414 off ce i270-293-5496 cell

[email protected]






[email protected]






[email protected]






[email protected]






[email protected]

Congratulations to Tammy Cothran, voted REALTOR® of the Year for the Murray Calloway County Board of REALTORS® for 2011! The “Realtor of the Year” award was designed to recognize an active member of the Board who has provided outstanding service to his or her profession and community. This coveted award is voted on by the ROY’s peers and is a special award.

Congratulations to Mary Wooldridge, voted the winner of our “Hoyt Roberts Award!” This award is given to a first time member of the Murray Calloway County Board of REALTORS® who has joined the Board within the last three years, and has exhibited an interest in the Board.

HOyT ROBERTS AWARD WINNER

MARy WOOLDRIDGEPresented by Tommy Chavis

REALTOR OF THE yEAR AWARD WINNER

TAMMy COTHRANPresented by Earleene Woods

41

Murray Estates. A Great Address - Beautiful building lots - several addresses available - Murray Estate Drive, 94 west & others. Call for details. MLS #46704

Great investment property, 2BR, 1BA house, with unfinished upstairs that could be finished 3rd BR and 2 Bath. Rents now for $450 per month. MLS #28628

Brick duplex next to MSU. Great Main St. loca-tion! Two roomy apts, detached garage, hardwood floors, and appliances included. Good investment property. MLS #56271

Great Business Opportunity. 2000 sq ft building with road footage on 641. This property has unlim-ited possibilities. Call today for your private show-ing. MLS #52752

Cliff COlEMAnOwner/Broker

JAnA littlEPrincipal Broker

RUth Ann fERGUSOnSales AssociateCell: 227-3876

108 n. 12th StreetMurray, KY

(270) 753-9898

nice 2 BR brick home near MSU, single family zoning. Just under 1700 sq ft living space, fireplace.Call to see. MLS #61296

log home on 1 acre 7 miles from Murray off 121 South. Affordable. MLS #61070

BRiAn StEdElinSales AssociateCell: 293-5657

COntRACt RECEiVEd

41

42www.crye-leike.com for all listings in this bookAn Independently Owned and Operated Office of CRYE.LEIKE FRANCHISES, INC.42

43www.crye-leike.com for all listings in this bookAn Independently Owned and Operated Office of CRYE.LEIKE FRANCHISES, INC.

270 761 5700

Vicki Moore, GRI

752-0102

BROkER

Philip Moore

227-5469

REALTOR

Melanie koehler

293-1400

REALTOR

kaye Marasco

978-7888

REALTOR

Elesha Winn

978-9010

REALTOR

Lori Treadaway

227-1332

REALTOR

Gary Barnes

227-3950

REALTOR

$129,900 / 64020 68 Nottingham Drive, Murray

Lori -24/7 code 10023BR/2 Bath

$149,900 / 6196654 Gibbs Store Rd.

Philip-24/7 code 1047Custom Home

$164,900 / 603201707 Doran Road South

Vicki -24/7 code 1018Open Floorplan

$139,900 / 6303321 Wells Purdom Rd.Vicki -24/7 code 1065Hardwood floors,etc

$99,900/640211308 Kirkwood Drive, Murray

Lori- 24/7 code 1007Great neighborhood, Great Price

$144,900/ 64032290 West Drive, Murray

Lori- 24/7 code 10061 acre with pool

$124,400 / 59929159 Washington

Melanie-24/7 code 1038Home Warranty

$109,900 / 629645138 US HWY 641 S

Melanie-24/7 code 1151New Carpet. Nice lot.

$109,900 / 62832197 Nighthawk DriveGary-24/7 code 1146

7.9 Acres

$49,000 / 6219193 & 105 Deerpath Trail

Lori-24/7 code 1111Multiple Dwellings

$64,900 / 63906418 S. 9th St, MurrayElesha-24/7 code 1010

3Br/ 2Bath

$48,000 / 61331290 Cross Spann Rd.Lori-24/7 code 1001

Lake Area

NEWPRICE

NEWPRICE

43

44www.crye-leike.com for all listings in this bookAn Independently Owned and Operated Office of CRYE.LEIKE FRANCHISES, INC.

270 761 5700

Vicki Moore, GRI

752-0102

BROkER

Philip Moore

227-5469

REALTOR

Melanie koehler

293-1400

REALTOR

kaye Marasco

978-7888

REALTOR

Elesha Winn

978-9010

REALTOR

Lori Treadaway

227-1332

REALTOR

Gary Barnes

227-3950

REALTOR

$300,000 / 54991 120 Highview Philip Moore 24/7 code 1050 Waterfront 3BR , 3Bath

$230,000 / 58808 147 North Drive Vicki Moore 24/7 code 1063 North County 4 Bedroom

$187,154 / 60895Tracts 1 & 2 Burkeen Rd.

Vicki-24/7 code 106277 and 92 acre parcels

$600,000 / 62540301 S. 12th Street

Gary-24/7 code 11391.25 acres in town

$285,000 / NMLS905 Coldwater Road, Murray

Vicki- Investment Opportunity6-Plex plus House

$1,600,000 / 57393500 S. 12th Street

Philip-24/7 code 1094Commercial Center

$295,000 / 60778 50 acres Deerwalk Estates Lake Barkley Philip Moore 24/7 code 1113

$119,900 / 57703Lt 56 Osprey LandingPhilip- 24/7 Code 1080

Waterfront, 1+ acre

44

45

Matt Cothran270-293-3150 (Cell)

[email protected] ID# 759399

Katherine Latham270-498-2165 (Cell)[email protected]

NMLS ID# 753971

Banking Loans Trust Services InvestmentsMember FDIC NMLS# 555611 Loans Subject to credit approval

630 N. 12th St. Murray, KY 42071

270-759-4852

Hometown Bank. Home Loan Partners.Looking to refinance your existing mortgage loan,

purchase or build the home of your dreams?Bank of Cadiz & Trust Co. wants to be your banking

partner. Let us MAKE IT SIMPLE FOR YOU!Contact us for your banking needs or

visit our website at www.bankofcadiz.com

46

Judith GuptonSales Associate

978-0859

Kevin GuptonSales Associate

978-2812

Barbara CampbellOwner/Broker

293-7874

Pat CherrySales Associate

293-0318

Tracy WilliamsSales Associate

293-3467

Lottie GarlandSales Associate

978-1756

Campbell Realty is located at 112 North 12th Street, Murray, Kentucky 42071

Edna JonesReal Estate Assistant

Jim TateSales Associate

227-8393

Campbell realty

759-8780

CALL CAMPBELL REALTY TODAY!270-759-8780

Toviewall

lisTingsin

callowaycounTygo Towww.

campbellrealty.com

Campbell realty

759-8780

visit us on Facebook & youTube46

47

Building life long Relationshipsone home at a time

Pat Cherry - 293-0318Sales Associate • MULTI-MILLION DOLLAR PRODUCER

the Cell that sells!!Call me seven days a week at any hour!

112 North 12th Street • Murray, Kentucky 42071

Campbell realty

759-8780www.campbellrealty.com

NEwER 4 BEDROOM 2 1/2 BATh BRiCk hOME LOCATED iN quiET suBDivisiON. Split floor plan, fenced backyard. Spa-cious livingroom, formal dining room. Hardwood floors, arched windows, neutral paint colors and recessed lighting. Kitchen has beautiful cherry cabinets with island, large pantry and co-rian countertops. Large master suite with trey ceilings, Jacuzzi tub, separate shower, double vanity sinks and his and her clos-ets. Built in 2006. 2225 Traci Drive. $199,900 MLS# 61269

GREAT iNvEsTMENT PROPERTY! Duplex lo-cated close to MSU campus. Can be converted back to residental home. 908 North 18th.$69,900 MLS# 60434

GREAT Fishing Getaway or Full Time LAKE Living located on 2 lots in Lakeway Shores. Move in ready home has open living area with new carpet, slate tile and hardwood flooring. New windows and sliding glass door with warranty. Enjoy the fresh air and scenery of matured trees and year around waterview while relaxing on the large deck. Detached garage has electric and garage door opener. Active HOA with subdivision restric-tions not allowing mobile homes. Access to community boat ramp and park area. 87 Chancey $64,900 MLS# 63807

multimillion dollaR pRoduCeRTracy Williams · Sales Associate

[email protected]

availaBle 7 days a week!selling houses…Creating homes


Campbell realty


vERY CuTE 3 BEDROOM 1 BATh hOME. Origi-nal hardwood floors. Tile floors. Arched door-way. Central heat air 2005. Portable dishwasher and refrigerator new in 2007. Termite bond. Large yard. New sewer line from house to road in 2005. Now leased for $550 a month until July 2012. 713 Sycamore. $59,900 #59916

Dear friends, Thank you for a wonderful 2011. i have been so blessed to have met so many wonderful people. it was hard to say goodbye to those who relocated and hope we can keep in touch. i truly enjoyed helping my clients look for their dream home. i hope all of you have a wonderful holiday season! Thank you so much for working with me and for the referrals. May your Christmas be filled with joy. i appreciate all my clients and their families so much. You are the reason i do what i do. Love you, Pat Cherry

priceaDJusTeD

pricereDuceD

Thank you for allowing me to have a successful 2011.

i appreciate all your support and referrals. have a wonderful,

safe, and happy holiday and Merry Christmas!

May God bless you in 2012. Love, Tracy

JusT MiNuTEs fROM TOwN. Home is situated on over 4 acres of land. Vaulted ceilings and rustic wood beam trim. Split bedroom design with large master bedroom and bath. Commercial garage with home is 50 x30 with 220 amp service. Commercial garage has its own electrical meter and new central heat and air. Floored upstairs ready to be completed for office/apartment. Semi truck height garage door and regular size garage door. Insulated for economical electric bills. Garage was recently constructed. Home has new well pump. Country living and commer-cial business opportunity. 159 Morning Glory Lane Dexter, Ky. $174,900 #62076

BEAuTifuLLY RENOvATED 3 bedroom, 2 bath brick home located on .96 acres just north of town. Bonus room could be used as office/study or 4th bedroom, Renovations include: new electricial, plumbing, lighting, windows, doors CH/A, walls, flooring, septic and well. New roof and decking in 2009. Lots of oak cabinetry in kitchen with eat at bar. Fireplace has custom made mantel with travertine tile. This home is a must see!! 1268 Palmer Road. $159,900 #61938

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48

Building life long Relationshipsone home at a time

Pat Cherry - 293-0318Sales Associate • MULTI-MILLION DOLLAR PRODUCER

the Cell that sells!!Call me seven days a week at any hour!


Campbell realty


3 BEDROOM 2 BATh hOME wiTh 2 CAR ATTAChED GA-RAGE located just outside city limits you pay county taxes. Spacious rooms with lots of windows and patio doors that open to large concrete and brick patio recently added. Large utility room with large walkin closet. Master bedroom and bath. Formal dining room. Large familyroom. Large back-yard. 613 Wiswell Road West. $139,900 #63214

EsTABLishED AuRORA BARBEquE. Turn key business everything stays. Food inventory included. Recipes and consulation from owners. Catering equipment and supplies. Vending trailer with all equip-ment. 11 acres and three manufactured homes. Space for utilities for another manufactured home. One home presently is rented at $400 a month, one home presently rented for $450 a month and own-ers live in the other home.Established vending and catering with several events at LBL. 15927 US Hwy 68 East. Occupancy of restaurant approximatley 90 people. Priced at only $325,000 #61757

wATERfRONT LOT wiTh LOTs AND TREEs AND BEAuTifuL viEw. Dockable with permit. Underground electric. Lot is located at end of cul de sac with one home already built on point. Perfect building spot for basement home or multi-level home. Lot 22 Kentucky Lake Drive. $89,900 MLS# 60638

NEw CONsTRuCTiON. 3 bedroom 2 1/1 bath home located in Briarcrest Subdivision. Quality craftsmanship is evident throughout this home. Covered front porch. Beautiful front door with stained glass. Large entry way. Hardwood floors in hallways, kitchen, familyroom. Carpet in bedrooms. Tile in baths and utility. Open floorplan in kitchen, dining and familyroom. Master bedroom has large walkin tiled shower. Back covered concrete porch. Two car attached garage. 2248 Hal Drive $215,000 #64084

3 BEDROOM, 2 BATh ON CORNER LOT. Privacy fenced backyard. Move in ready! Open floor plan with split bed-room design. Master bedroom with master bath. Kitchen has eat at bar and breakfast area. Lots of cabinets and counter space. All appliances stay with home washer/dryer included. Home was built in 2006. Covered front porch and concrete wrap around sidewalk to the backyard. Storage room with electricity and chest freezer. Courtyard/patio. 516 South 8th Street - $120,500 #63544

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ExquisiTE ONE Of A kiND wATERfRONT hOME wiTh iTs OwN PRivATE BOAT DOCk AND RAMP. Home exterior has upscaled amenities such as salt water inground ceramic pool with spa, tennis court with cabana, private dock that has a pontoon which stays with the home. 6 bedrooms 4 1/2 bath located on approximately 2.5 acres. Two car at-tached garage. Approximately 8119 square feet. New energy efficiency system added to house. Attic has thermal blanket and electricial sources have been made more enery efficent. Beautiful wood floors. Lots of windows. Basement has three Anderson double pane sliding doors for an excellent view. 65 Wrenwood Lane. $1,195,000 MLS # 62848

TOTALLY REMODELED hOME LOCATED NEAR Msu. Repainted throughout. Some new updates include: lighting, flooring, kitchen cabinets, kitchen sink, coun-tertops, stainless steel appliances and an island with granite countertop. Both bathrooms totally remodeled and vanities with granite countertops. New french doors in familyroom open to concrete patio. New cen-tral heat and air unit. New shutters. New sewer line. New landscaping. New garage door opener and mini blinds. Upgraded electricial service. 1710 Calloway Av-enue $128,900 MLS# 61858

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whAT A GREAT LOCATiON. Home has a full basement with entrance from the outside and inside. Basement is centrally heated and cooled. 3 bedrooms and one bath on main level. Upstairs could be a bedroom or familyroom but is not heated or cooled. Front glassed room as you enter home is heated. Extra room off of kitchen and utility does not have heat or air and is not figured in square footage. Basement features small kitchen, 2 bedrooms and 1 bath. 1008 Sharpe Street $114,900 MLS# 61855

whAT A TERRifiC hOME! Covered front porch with room to sit and enjoy the outdoors. Step into the open familyroom that flows into the kitchen area. Covered patio opens off the back of the kitchen. Split bedroom design. Lots of cabinets in kitchen and all appliances stay with the home. Laminate flooring new in the past year. New roof in 2009. Large fenced backyard. Central heat and air. Great curb appeal. 3 bedroom 2 bath. 58 Seth Lane. $86,000 MLS # 62343

WATERFRONT

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Paint ~ Papers ~ Window Decor ~ Carpet ~ Flooring ~ So Much More

Paint Plus Flooring ~ 1204 Johnson Blvd. ~ Murray, Ky 42071

Paint Plus Flooring

can help you realize

your dream kitchen,

bath, or living space.

Flooring KitchensBaths

Bring this ad in for a 10% discount on your next purchasewww.paintplusflooring.com ~ Phone: (270) 759-4979

Warmest Wishes for aHappy Holiday Season

andProsperous New Year

fromThe Murray Calloway County Board of REALTORS®!

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www.greysproperties.com

(270) 759-2001

Lynda Grey HouckBroker-in-Charge

111 N. 12th St.Murray, KY 42071

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Merry Christmas and a Happy New Year

Beth Miller978-0242

Velda Miller293-3491

Alesia Gail Parker293-7653

Travers HouckRealtor/Administrator

Austin Groves293-4146

Lynda Grey HouckBroker

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(270) 759-2001

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Merry Christmas and a Happy New Year

Esther Porter436-6130

Pat Butler227-8015

Judy Denton293-5221

Renee Wynn293-7149

Barbara Barnett293-9372

Michelle Wuest759-2001

Phyllis HugginsSupport Staff

Karla TuckerSupport Staff

5252

STUPENdoUS VIEWS of Kentucky Lake from 1 acre lots in Western Shores. doesn’t get better than this! Cleared and ready to build! #62339

PREFER LAKE BARKLEY? Waterfront lots available from $29,900 to $249,900 and from 1 acre to over 5 acres with views, or docks or both. Call Beth to find your dream lot. #62749

ATTENTIoN hUNTERS!! Approximately 72 acres of woods, meadows and stream perfect for deer and perhaps turkey. Parcel also has some fantastic building spots for your private retreat. Call Beth today to walk the property.270 978-0242 #63264

CABIN RETREAT. Perfect weekend retreat! Privacy abounds at this cabin with 2 br/2 ba and open floor plan. Almost new! Re-modeled this year! Enjoy relaxing on the screen porch. Close to lake. $96,500 #63986

CoUNTRY LIVINg CLoSE To ToWN. This affordable home situ-ated on 2.9 acres features wonderful hardwood floors through-out most of the home. The traditional 3 br/2 ba home allows quick trips to town and the joy of the spacious park-like yard. Many possibilities here. Call and get moved in for the new year! only $124,900 #63995

Beth Miller, CRS, ABR, GRIAssociate Broker

(270) [email protected]

111 N. 12th St.(270) 759-2001

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CoUNTRY LIVINg close to town. 3 BR/2BA home with some remodeling on 1.44 acres. great opportunity to have someone help pay your mortgage when you rent out the separate apart-ment over garage and/or hUgE barn. only $84,900. Contact Beth to see this house today! #62514

dream Log home on Lake Barkley with open and bright great room where the view competes with the soaring stone fire-place. This 3br/3 bath home has a spacious exercise room and office on lower level could have other uses. There is a 3 car garage with a rough-in for guest house and a 2 car for all your toys. #62562

Lake Barkley Waterfront Log Cabin waiting for you! gentle slope to the private dock makes getting on the water EASY. 3 br/2 baths with luxurious details like slate floors and huge rain shower. Relax on the screen porch or BBQ on the deck to extend your living space on the lake. Year ‘round water makes this a year ‘round joy. #62971

UNIQUE LAKE VIEW hoME huge great room with soaring ceilings for relaxing or entertaining when not on the lake. Ex-tra large garage for your lake toys. Call to make this yours today! #62196

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5353

Alesia Gail Parker


111 N. 12th St. (270) 759-2001


Wishing you a Merry Christmas and a Happy New Year

LISTED! STAGED!! SOLD!!!

outstanding Craftsmanship highlights this home! Crown molding everywhere plus high ceilings and gleaming solid hardwood flooring! open floor plan gives great flexibility! Numerous features--including interior entrance storm shelter, huge master bed-room and spa-type bath, spacious garage covered with pegboard! Call Today! (270) 293-7653. 2090 Brinn Road MLS 63699

Tranquility of country in this private location with easy access to 641! Move-in Ready! Very spacious 3 bedroom/2bath with TWo large living areas! Popular open floor plan! Roomy master bedroom suite with walk-in closet! Sunny play area or garden space plus 2 nice, workshop/storage buildings! 1.25 acres and very affordable! 83 Trinity Lane MLS 63500

MoTIVATEd SELLER SAYS “BRINg ALL oFFERS” - Price Adjustment - Enjoy nature (deer, turkey, and birds) from your patio! one story home features a fantastic eat-in kitchen and separate dining room, too! Easy living floor plan with 3 bedrooms and 2 baths! Attached and detached garages plus extra outbuildings for all your vehicles and tools! Ready for you to call “home”! 1870 douglas Road MLS 63754

Brick duplex with great Possibilities! Each unit is 2 bedrooms/1 bath furnished with appliances! Very convenient location! Move-in Ready! Small yard means easy maintenance! MLS 63782

5454

111 N. 12th St.(270) 759-2001

Barbara Barnett,ABR, GRI

(270) 293-9372Associate Broker

MULTI-MILLION DOLLAR PRODUCER

www.myoldkentuckyhomes.com

“Ann’s Country Kitchen” For Sale. Call Barbara Barnett for details. 270-293-9372 ML 63331. only $160,000

“Antique Mall Building” For Sale. Call Barbara Barnett for details. 270-293-9372 ML 63405. only $129,900.

ML 62077 3br As Is. Incomplete new start home. Finish it yourself!

www.myolekentuckyhomes.com. Scan with I-phone to view listings on your phone! Call 293-9372

Newly Remodeled Cottage fit for anyone who wants a quiet woodsy setting near KY. Lake. Call Barbara for more info at 270-293-9372. ML 63602. only $82,000.

Looks Brand New! double-wide 21x60 on an acre lot in hazel. Ready For Move-In! Call for an appointment, ask for Barbara Bar-nett 270-293-9372. ML 63514 only $47,500.

ML 62013 house, Barn & 2.4 Acres. As Is. only $29,900. 270-293-9372

MLS #64058: 3br2bath 1 Acre + 2-car garage/workshop. Call Barbara at 293-9372

oWNeR WaNts oFFeR

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sale PeNDING

sale PeNDING

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Three bedroom, two bath singlewide located in close proximity to lake. Boat ramp is available to owners in subdivision. Priced at $34,900.Ask for Pat. MLS#59707

111 N. 12th St.(270) 759-2001

Lynda Grey HouckBroker / G.R.I.

759-2001

Velda Miller293-3491

Pat Butler227-8015

Twelve acres with 5000 plus square foot metal building contain-ing office. Poured concrete base and additional poured concrete base for future additions.Priced at $98,500. Ask for Lynda. MLS#55255, #55256, #55258

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Moon Bay condo has a great view of the sunset across the lake. Three bedroom/three bath, built in 2003 with gas grills and fire pit. Unit next to pool. Priced in the $260s. Ask for Velda. MLS#63541

horse lovers dream! 25 acres near lake. Well in place. Ready made 4 stall horse barn with 100 X 211 fenced arena. Ask for Lynda. MLS#61824

Two acre lot off hwy 80 and convenient to Murray and the North part of the county. No restrictions apply. Priced at $14,250. Ask for Pat 62942

.65 acre lot near SW School and easy access to Murray by Wiswell Road or hwy 94. Site has been prepared for construction, has been graded and has a sub drive-way. Lot is in Wiswell Estates with restrictions. Priced at $18,500. Ask for Lynda 64125

5656

111 N. 12th St.(270) 759-2001

JudyDenton


Wonderful 3 bedroom home. This adorable home has been totally re-modeled and is move in ready. Large back yard is fenced with a great stor-age/work shop and large patio. Front porch has a swing , ready for you to sit back and relax. Call for your showing today. MLS 63940

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Inviting open plan welcomes you as you enter this great home. Located just 5 miles from Murray in quite country setting. Spa-cious rooms are a welcome surprise. The kitchen is open to a large dinning room, great for entertaining family and friends. Very large fenced in back yard with ma-ture trees and storage/workshop. PRICEd To SELL. Call judy 293-5221. MLS 63303

sale PeNDING

Merry Christmas to my friends, old and new. It has been a privilege to work

with you in the sale or purchase of your

home this year.I wish you and your

family a happyand prosperousNew Year. Judy

5757

111 N. 12th St.(270) 759-2001

JudyDenton


WoNdERFUL CUSToM BUILT hoME IN MURRAY CITY LIMITS.This gorgeous 4 or 5 bedroom has master suites up and down. house features: fabulous built-in shelves in bedrooms, beau-tiful hardwood floors installed in 2011, remodeled bright and airy kitchen, cozy living room with fireplace down, great den up, three and half baths. There is also room for expanding in unfinished extra large attic with permanent staircase. Relax with family and friends in your large screened porch. The great yard has been professionally landscaped including a sprinkler system. First time on the market. Be one of the first to see this beauty. MLS 62792

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Spectacular 4 bedroom, 3½ bath custom built home. A dramatic entrance welcomes guest and family to this stunning home. Featuring large corner lot, custom fireplace with TV insert, gourmet kitchen with extra cabinets, double ovens. storage galore, covered porch, alarm system, 2½ car garage, Your dream home awaits you. (NeW PRICe) #60128

PRIMe loCatIoN to BUIlD oN are you looking for a great location to build a home with a

WalK-oUt BaseMeNt? this Wonderful spot is for you.this 1 and 1/2 lot located in Murray is a prime location

with beautiful trees. Mls 63408another great lot with beautiful mature trees Mls 61281

5858

111 N. 12th St.(270) 759-2001

LyndaGrey Houck

BrokerGRI/CRB/CRS/SRES/ASP/RCC

Close to Murray “county retreat”. Four acres of level ground, 2004 top of the line manu-factured home with split bedroom plan and open floorplan. Pride of ownership shows for entire property. Apple orchard with 18 trees of Arkansas Black, Red and Yellow delicious. All electric home with added insulation for efficiency. Wonderful covered front porch for those lazy afternoons. Priced at $98,000, Ask for Lynda. 63790

Breathtaking farm only three miles from Murray. Ten acres with acre pond, multi level dock, fountain and two resident ducks. Your horses will be in heaven in oversized 12 X 15 oak stalls in 40 X 40 red barn, pasture adjacent to pond. home is shaded by trees with eye-pleasing views from every window. Two heating/ac systems and a newer full house generator. This is a secluded paradise with many recent updates. Call Lynda for a full tour. Priced in the $260s. MLS#63712

Truly Extraordinary Twenty Acres of Creative Agriculture. This is a turnkey income produc-ing farm including: six acres of leased soybean and wheat; the grain bin and machinery sheds are leased to a local farmer; 2 ½ acres of various variety of blueberries (organically grown and delicious); 200 Paulownia trees that are ending their second year of growth on three acres and can be cut in the seventh year; fifty thuja green giant aborvitae trees behind the barn. Call Lynda for more details. MLS#63710

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111 N. 12th St.Murray, KY 42071

(270) 759-2001

Esther Porter(270) 436-6130

Se Habla Español

PEACEFUL SECLUSIoN…Looking for a ready to build home site? This is it! Cleared with well and septic already in place on 20+ acres. For more details. Call Esther. MLS#62502

603 Main StreetMurray, KY 42071

We have many programs for

• USDA 100% Purchase Loans 1st time home buyers O.K.• Zero Down Payment• FHA - purchase or refinance• Competitive Rates• Non-Conforming Home Loans (not-so-perfect credit) (certain restrictions apply)

• Conforming Home Loans

Call today for yourFREE pre-approval!

Richard Reed

270-753-7665NMLS# 33405

Waterfront 1.45 acre lot in Western Shores. This subdivision offers a community pavil-lion and swimming pool, lovely nature areas and walking trails and two stocked fishing ponds. Priced in the $80s. Ask for Esther. MLS#62457

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Pictured with the award are members of the Board’s Community Service Committee, back row, left to right: Tommy Chavis,Tammy Cothran- Committee Chair, Michael Stanger. Front row, left to right: Alesia Parker, Barbara Barnett, and Tina Wright.

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The Murray Calloway County Board of REALTORS® was recently awarded the Ken-tucky Association of REALTORS® Community Service Award for small boards for our commitment to the community service needs in our community. In addition to a plaque, the board also received $250 for further community service projects.

Two of the community service projects supported byour Realtors this year were Need Line, above, andKids Against Hunger, photo at right.

Other projects supported by theMurray Calloway County Board of REALTORS®

this year were:

• Project Graduation (Murray and Calloway)• CASA• New Beginnings Transitional Home• Hospice House• Wounded Warriors

Standing: Tammy Cothran, Tina Wright, and Tommy Chavis, also a board member of Kids Against Hunger. Seated: Loretta Jobs and Earleene Woods, both also a board members of Kids Against Hunger.

Home Mortgage

B A N K I N G I N S U R A N C E I N V E S T M E N T S

Local service. Local lenders.The benefit of having a local mortgage.our local financial centers and local lenders keep us close to our clients, so when you need us, we’re here for you. Whether it’s to answer a question, or explore changing needs, you’ll have someone you can trust, right here in your community. When you’re considering buying, building or refinancing a home, the place to call is BB&t.

LIBBY SLATON ASHLEY GIBSON 270-767-2211 – [email protected] 270-767-2223 – [email protected]

500 MAIN STREET – MURRAY, KY 42071

Mortgage products are offered through Branch Banking and trust company, a Member fdic and equal Housing lender. loans subject to credit approval. BBt.com. ©2009 BB&t.

Home Mortgage

B A N K I N G I N S U R A N C E I N V E S T M E N T S

Local service. Local lenders.The benefit of having a local mortgage.our local financial centers and local lenders keep us close to our clients, so when you need us, we’re here for you. Whether it’s to answer a question, or explore changing needs, you’ll have someone you can trust, right here in your community. When you’re considering buying, building or refinancing a home, the place to call is BB&t.

LIBBY SLATON ASHLEY GIBSON 270-767-2211 – [email protected] 270-767-2223 – [email protected]

500 MAIN STREET – MURRAY, KY 42071

Mortgage products are offered through Branch Banking and trust company, a Member fdic and equal Housing lender. loans subject to credit approval. BBt.com. ©2009 BB&t.

Auto • Home • Farm • Business • Life • Motorcycle • Boat • Flood

Tracy D. McKinney, CICSteven S. Dabbs, CICCurtis J. Bucy, AgentShelly Caldwell, CSR

100 North 5th StreetMurray, KY

753-3500

CFSBCalloway County Banking Center

1721 North 12th StreetMurray, KY 42071

(270) 753-9067

CFSB finances your dreams!Stop by and see Betty Darnell or Jason Pittman today!

It’s your life. We want to be your bank.

www.yourlifeyourbank.com

CFSB is proud to call Calloway County’s own Betty Darnell andJason Pittman, co-owners of this area’s only banking tradition since 1890! CFSB is an employee owned institution serving all of your financial needs.We are delighted to serve you, our valued customers, in Calloway County!

Let us help finance the home of your dreams, today!

(270) 767-1830 (270) 767-3377

murray area homes guide december 2011

Documents

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murray area homes guide

loan decisions

mortgage link

law firm

easy decision

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accurate information