mutual funds debt schemes section d

8/9/2019 Mutual Funds Debt Schemes Section D

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MutualFunds Debt

Schemesochit Rajvanshi( )009195ani Treasa Joseph( )009209( )evati Naik 2009211ijo Jacob Abraham( )009214 ( )iddharth Seran 2009237( )mritti Bansal 2009243( )uchika Puri 2009252( )rakhar Chawla 2009225( )halini Singh 2009239( )hashiraj 2009244


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MUTUAL FUNDS

A trust that pools the savings of a number of

.investors who share a common financial goal

The most suitable investment for the common

man as it offers an opportunity to invest in

,a diversified professionally managed basket.of securities at a relatively low cost


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OPERATION OF A MUTUALFUND


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- /pen ended Fundcheme

TYPES OF MUTUAL FUNDS

.Meant for investment horizon for three to six months

- /lo se d en de d F und S ch em e

-IP s

( )-hort Term Plans STPs

:iquid Funds

-alanced Funds

.Available for subscription and repurchase on a continuous basis

- .Have a pre specified maturity period

.Gets benefit of both equity and debt market

-Meant for short term cash management of corporate houses and for an investment horizon of 1

, -Invest in both equities and fixed income securities in line with pre defined investment objec


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ve ases eve opment osector

,UTI was established( )First scheme 1964

-Entry of non UTI mutual funds

Entry of private sector fundsFirst Mutual Fund Regulation

:

UTI got bifurcated& , , .Specific Undertaking Of the UTI Other sponsored by SBI PNB BOB and LIC registered with SEBI

rowth and Consolidation Several merges and acquisitions took

place recently Many international players have entered

India

-Estimated that by 2010 March end assets of all scheduled commercial banks will reach


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10 Mutual

Fund Debtschemes


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. -1 CANARA ROBECO INCOME SCHEME GROWTH

:bjective The primary objective is to generate incomethrough investment in Debt and Money Market Securities

of different maturity and issuers of different risk.profiles

:eatures :ype of Scheme Open Ended (%):xpense Ratio .2 07 / , (ncrease Decrease in Fund Size since Sept 30 2009 Rs in):rores - .20 33 :isk and return

(%) , , :cheme performance as on dec 3 2009 3 years 14 - :i sk Me an .0 56 : :ortfolio No of Stocks 4


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Sector Allocation

CurrentAssets

Sovereign NBFC HFC.58 26 .22 14 .6 61 .4 54

2 BIRLA SUN LIFE MIP SAVINGS 5


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. 2 BIRLA SUN LIFE MIP SAVINGS 5-GROWTH

:bjective The scheme aims at long term capitalappreciation by investing in a judicious mix of highly

quality fixed income securities and small portion in.equity

:eatures :ype of Scheme Open Ended :nception Date ,May 1 2004 (%):xpense Ratio .2 1 / , (ncrease Decrease in Fund Size since Sept 30 2009 Rs in):rores .414 17 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3

:EARS .12 37 - :i sk Me an .0 35 : :ortfolio No of Stocks 56


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Sector Allocation

Bank Sovereign CurrentAssets

FI

37.65 22.51 17.92 11.5


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. -3 HDFC MONTHLY INCOME PLAN LONG TERM PLAN-GROWTH

:bjective To generate regular returns through investment. primarily in Debt and Money Market Instruments The

secondary objective of the scheme is to generate longterm capital appreciation by investing a portion of the

scheme s assets in equity and equity related.instruments

:eatures :ype of Scheme Open ended :nception Date ,Dec 26 2003 (%):xpense Ratio .1 77 / , (ncrease Decrease in Fund Size since Sept 30 2009 Rs in):rores .683 01 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3


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Sector Allocation

FI HFC CurrentAssets

Banks Sovereign

20.9 11.81 10.96 10.8 10.15


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. -4 RELIANCE MONTHLY INCOME PLANGROWTH

:bjective The primary objective of the scheme is togenerate regular income in order to make regular dividend payments to unit holders with the secondary objective of

.growth in capital

:eatures :ype of Scheme Open Ended :nception Date (%):xpense Ratio .1 89 / , (ncrease Decrease in Fund Size since Sept 30 2009 Rs in):rores .567 67 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3:EARS .12 84 - :isk Mean .0 43


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Sector Allocation

Sovereign Banks FI HFC

20.03 17.89 15.66 10.39

5 PRINCIPAL MONTHLY INCOME PLAN PLUS


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. -5 PRINCIPAL MONTHLY INCOME PLAN PLUSGROWTH

:bjective The scheme aims to generate regular incomethrough investments in fixed income securities so as to

make periodical income distribution to the unit holders-and also to generate long term capital appreciation by

investing a portion of the schemes assets in equity and.equity related instruments

:eatures :ype of Scheme Open Ended :nception Date ,Dec 30 2003 (%):xpense Ratio .2 25 / , ( ):ncrease Decrease in Fund Size since Sept 30 2009 Rs in Crores.7 4 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3


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Sector Allocation

Sovereign CurrentAssets

FI Banks.21 76 .17 23 17 .10 6

6 DBS CHOLA MONTHLY INCOME


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.6 DBS CHOLA MONTHLY INCOMEPLAN

:bjective To generate Income through investments in a, .range of Debt Equity and Money Market Instruments

:eatures :ype of Scheme Open ended :nception Date - -31 July 03 (%):xpense ratio .2 25 / , ( . ):ncrease Decrease in Fund Size since Sep 30 2009 Rs in crores.0 18 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3 Years


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Sector Allocation

Banks CurrentAssets

&Autoancillaries

Engineering& capitalGoods.20 84 .16 46 .83 .43


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. -7 CANARA ROBECO INCOME PLAN GROWTH

:bjective To generate income by investing in a wide range of debtsecurities and Money Market Instruments of various maturities and

risk profile and a small portion of investment in equities and.equity related instruments

:eatures :ype of Scheme -Open Ended :nception Date - -4 apr 88 (%):xpense ratio .2 5 / , ( . ):ncrease Decrease in Fund Size since Sep 30 2009 Rs in crores

.34 59 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3:ears .11 42


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Sector Allocation

Banks Sovereign Petroleum,Gas and

petrochemical products

NBFC

35.03 18.18 15.9 11.53


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. -8 FORTIS FLEXI DEBT FUNDGROWTH

:bjective To generate income through investments ina range of debt and money market instruments of

various maturities with a view to maximize income

,while maintaining an optimum balance between yield.liquidity and safety

:eatures :ype of Scheme Open ended :nception Date - -23 sep 04 (%):xpense ratio .2 06 / , ( .ncrease Decrease in Fund Size since Sep 30 2009 Rs in):rores .21 06


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Sector Allocation

Banks NBFC CurrentAssets

&PharmaceuticalBiotechnology

HFC

.42 85 .28 93 .14 78 .4 92 .4 92

9 ICICI PRUDENTIAL INCOME FUND


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. -9 ICICI PRUDENTIAL INCOME FUNDGROWTH

:bjective Aims at maximizing income while maintaining,optimum balance of yield safety and liquidity

:eatures :ype of Scheme Open ended :nception Date -9 jul 98 (%):xpense ratio .1 88 / , ( .ncrease Decrease in Fund Size since Sep 30 2009 Rs in):rores - .43 95 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3:ears .11 22 - :isk Mean .0 48 : . :ortfolio No of Stocks 14


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Sector Allocation

Sovereign ,PetroleumGas and

petrochemical products

Banks Mining andminerals

.50 04 .15 16 .12 33 .8 88


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. - -10 HSBC MIP SAVINGS PLAN GROWTH

:bjective The primary objective is to seek generation ofreasonable returns through investments in Debt and Money

.Market Instruments The secondary objective of the Schemeis to invest in equity and equity related instruments to

.seek capital appreciation :eatures

:ype of Scheme Open ended :nception Date - -24 Feb 04 (%):xpense ratio .2 18 / , ( .ncrease Decrease in Fund Size since Sep 30 2009 Rs in):rores .39 82 : (%) , ,isk and return SCHEME PERFORMANCE AS ON DEC 3 2009 3:ears .11 17 - :isk Mean .07 : . :ortfolio No of Stocks 34


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Sector Allocation

Banks Sovereign HFC FI

.21 05 .14 12 .6 52 .4 41


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10 Mutual

Fund Debt

schemesComparison

&F d Si NAV


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&Fund Size NAV

:et Asset Value ,A mutual fund's price per share=( -Total value of all the securities in its portfolio liabilitie

. .No of fund shares outstanding

&SD B t


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&SD Beta

:tandard DeviationTells us how much the return on the fund is deviating from the expected

:etaA measure of systematic risk of a security or a portfolio in comparison to t

&Sharpe Scheme


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&Sharpe SchemePerformance

:arpe-easures risk adjusted performance

ells us whether a portfolio's returns are due to smart investment decisions or= Expected portfolio return Risk free rate

Portfolio Standard deviation

:cheme Performance%The return on Investment

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Long Mid Short

CREDIT

QUAL(ITY

safe)ty

ICICI Prudential-Income Fund Growth

Fortis Flexi Debt Fund- Growth

.1 Canara Robeco Income , .Scheme Growth 2

-Birla Sun Life MIP

, .Savings Growth 3 DBSChola Monthly Income

Plan

High

.1 HDFC Monthly Income- ,Plan Long Term Plan

.2 Reliance Monthly- , .Income Plan Growth 3

PRINCIPAL Monthly-Income Plan Plus

, . -Growth 4 HSBC MIP-Savings Plan Growth

Canara Robeco Monthly-Income Plan Growth

Medium

Low

AVERAGE MATURITY

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!Thank You

mutual funds debt schemes section d

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