Investment Policy StatementN A M E

D A T E

I N V E S T M E N T G O A L D E T A I L S

Goal

Goal Date

Goal Duration (number of years)

Amount Needed

I N V E S T M E N T S T R A T E G Y I N B R I E F

Include amounts for all accounts earmarked for goal

U.S. Stock

U.S. Large-Cap (optional)

U.S. Mid-Cap (optional)

U.S. Small-Cap (optional)

Foreign Stock

Developed Markets (optional)

Emerging Markets (optional)

Bond

Short-Term (optional)

Intermediate-Term (optional)

Long-Term (optional)

Other Asset Type (specify)

to

to

to

to

to

to

to

to

to

to

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T A R G E T A S S E T A L L O C A T I O N

%

%

%

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C U R R E N T I N V E S T M E N T S

Include amounts for all accounts earmarked for goal

Employer-sponsored retirement plans (401(k), 403(b), 457 Plan)

IRAs

Self-employed retirement savings vehicles (SEP or SIMPLE IRA, Solo 401(k))

Taxable Accounts

College Savings Values

Health Savings Accounts

Other (specify)

$

$

$

$

$

$

$

%

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Investment Policy StatementI N V E S T M E N T S E L E C T I O N C R I T E R I A

M O N I T O R I N G S T A N D A R D S

Mutual Fund Criteria (supply specific parameters)

Fee Level

Manager Tenure

Morningstar Analyst Rating

Stewardship Grade

Other (specify)

Stock Criteria (supply specific parameters)

Star Rating

Moat Rating

Uncertainty Rating

% Undervalued

Other (specify)

Bond Criteria (supply specific parameters)

Credit Rating

Maturity

Other (specify)

Portfolio Level Monitoring Checklist (check all that apply)

Progress toward goal

Actual savings rate vs. target savings rate

Asset allocation vs. targets

Tax efficiency of taxable portfolio

Securities Level Monitoring Checklist (check all that apply)

Security fundamentals (manager changes, etc)

Security valuations

points from targets.

SemiannuallyAnnually Monthly

Rebalance when allocations to broad asset classes are

Quarterly

Concentration risk (investment style, sector)

Portfolio performance vs. blended benchmark

Tax-loss harvesting opportunities

Other (specify)

Performance vs. benchmark/category peers

Other (specify)

Monitoring Frequency (check one)

%