TODD GIBSON

1475 Thorndyke Crescent

Mississauga, Ontario L4X 1R4

Phone 905 602 5899

Cell 647 393 3581

E-mail: Tgibson@Haywood.com

QUALIFICATIONS HIGHLIGHTS:

~ Twenty years background covering all aspects of back and front office operations as well as all

sales, marketing, financial planning, trading, corporate finance and administrative duties.

~ Highly organized, able to manage multiple tasks, with strong analytical and problem

solving skills to meet client request and goals (tenacious).

~ Eager to take on new challenges and tasks with a commitment to produce results beyond

expected goals.

~ Excellent communication and interpersonal skills (written and verbal).

~ Enjoyment of dealing with people, love meeting new people and exceptionally good listener.

EMPLOYMENT HISTORY

Investment Advisor Haywood Securities Ltd

Associate Investment Advisor McDermid St Lawrence Securities

(Raymond James)

Administrator – Re-org, Money- RBC Dominion Securities

Market, Stocks, and Bonds

CLIENT RELATIONSHIPS

~ Provide clients with periodical reviews and returns of their accounts while reviewing their

changing goals, risk tolerance and their time horizons.

~ Maintain clients account by managing contributions to their registered plans, TFSA’s, RRSP’s,

and RESP’s to ensure the client’s maximum benefits by periodic payments or timed direct

payment options. Provide clients with tax information and slips in a timely manner.

~ Retirement planning for early and typical retirement. Managing the RRIF accounts for income

stream to establish payments to the clients while trying to maintain reasonable payments so not

to raise taxes payable. Transfer pension plans to locked-in RRSP’s and unlocking them to create

income and savings before and during retirement. Transfer some portion of pension income into

TFSA’s to have tax free gains on returns, dividends, and interest payments.

~ Estate planning by always specifying a beneficiary for registered plans. Open joint accounts with

right of survivorship for simplicity and to avoid probate. Opening and maintain individual and

family trust. Work with executors and lawyers with legal paperwork, setting up of estate

accounts, selling and distributing proceeds to beneficiaries.

~ Tax planning for clients by determining RRSP contributions levels and review of future earning

and tax return assessments. Calculate clients RRIF payments and pensions to reduce taxation

levels. Maintain RESP contributions to maximize government grants and maximize earnings.

Selling underperforming stocks to take advantage of capital losses to reduce any capital gains

and participating in flow through issues to take tax write offs.

SALES AND MARKETING

~ Maintain client contact list and send out periodical research and earnings on companies or

sectors that clients own.

~ Participate in prospectus offering and solicit client orders after reviewing client objectives and

risk tolerance for suitability and time horizon. Inform clients as to the benefits to the purchase

while inform of the potential risk and providing the preliminary prospectus.

~ Work with issuers, lawyers, and corporate finance to facilitate private placements, non- brokered

private placements, capital pools and IPO’s to raise capital. Place the stock with accredited

investors who are clients and with people on the president’s list and employees.

~ Rebalance client accounts to take profits and selling stocks to control concentrations levels while

maintaining client objectives and finding new attractive investment opportunities.

EDUCATION

Trading Training Course

Options and Derivatives

Professional Financial Planning

IDA Continuing Education – Five Cycles Completed

Canadian Securities Course & CPH

Humber College – Marketing

Siverthorn Collegiate Institute