newsletter september 2009

77
Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940 E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good newsyou may be eligible for the 2009 First- Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009. If you qualify, you may be able to reduce your income tax liabilityor get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include: The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum) · The money does not have to be repaidas long as you remain in the home for at least three years The tax credit applies to the purchase of any single- family home that will be used as a principal residenceincluding condos, co-ops, town homes, etc. The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009. Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met: · Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return) · Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns) If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options. Get a same-day pre-approval decision, guaranteed! Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita CannoneReal Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806 Apply Online at: http://patcannone.phhhomeloans.com E-mail: [email protected] Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here. You Must Act Soon! First-Time Homebuyer Tax Credit “My vision is to be regarded as the leading real estate professional in the industry, while providing quality service, operate effectively at a moments need, and achieve area market leadership.”

Upload: guest4ec3b49

Post on 19-Nov-2014

245 views

Category:

Real Estate


2 download

DESCRIPTION

 

TRANSCRIPT

Page 1: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 2: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 3: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 4: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 5: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 6: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 7: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 8: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 9: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 10: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 11: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 12: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 13: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 14: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 15: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 16: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 17: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 18: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 19: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 20: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 21: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 22: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 23: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 24: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 25: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 26: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 27: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 28: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 29: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 30: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 31: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 32: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 33: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 34: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 35: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 36: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 37: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 38: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 39: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 40: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 41: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 42: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 43: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 44: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 45: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 46: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 47: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 48: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 49: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 50: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 51: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 52: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 53: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 54: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 55: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 56: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 57: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 58: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 59: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 60: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 61: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 62: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 63: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 64: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 65: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 66: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 67: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 68: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 69: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 70: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 71: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 72: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 73: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 74: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 75: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 76: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”

Page 77: Newsletter September 2009

Vita Cannone Real Estate Professional 11 W. Schaumburg Rd, Schaumburg, IL 60194 Direct Line: (847) 923-6940

E-mail: [email protected] Profile: www.bairdwarner.com/vita.cannone

First-Time Homebuyer Tax Credit If you are thinking about purchasing your first home, we have good news—you may be eligible for the 2009 First-Time Homebuyer Tax Credit which went into effect under the American Recovery and Reinvestment Act of 2009.

If you qualify, you may be able to reduce your income tax liability—or get a larger refund for the year of purchase by claiming the credit on your tax return.* Details include:

The full tax credit amount equals 10% of the purchase price of the home ($8,000 maximum)

· The money does not have to be repaid—as long as you remain in the home for at least three years

The tax credit applies to the purchase of any single-family home that will be used as a principal residence—including condos, co-ops, town homes, etc.

The tax credit is intended to stimulate home buying immediately and it is only available for a limited time. Eligible buyers who want to benefit from the tax credit must purchase a home between January 1, 2009 and November 30, 2009.

Any individual (and if married, his or her spouse) who has had no ownership interest in a principal residence during the last three years may apply for the tax credit, as long as the following income limits are met:

· Full credit for single taxpayers with incomes up to $75,000 ($150,00 on a joint return)

· Partial credit is available for single taxpayers with incomes between $75,000 and $95,000 ($150,000 to $170,000 on joint returns)

If you are a first-time homebuyer, now is the ideal time to contact us to learn more about the tax credit and discuss your home financing options.

Get a same-day pre-approval decision, guaranteed!

Call today for a no obligation consultation Call me today so I can help you find a Pat Cannone property and take advantage Senior Mortgage Advisor of the first time homebuyer credit. PHH Home Loans Vita Cannone—Real Estate Professional Direct: 630-962-6680 Direct: 847-923-6940 Fax: 856-917-1227 efax: 312-592-4806

Apply Online at:

http://patcannone.phhhomeloans.com E-mail: [email protected]

Click on the B&W logo to the right to visit our new redesigned website. To Unsubscribe to future e-mails' click here.

You Must Act Soon! First-Time Homebuyer Tax Credit

“My vision is to be regarded as the leading real estate professional in the

industry, while providing quality service, operate effectively at a moments need,

and achieve area market leadership.”