northern shenandoah valley analysis of impediments to fair ......analysis of impediments to fair...

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11FREDERICK

SHENANDOAH

WARREN

WINCHESTER

PAGE

CLARKE

Shenandoah National Park

Shenandoah River

South Fork Shenandoah River

Northern Shenandoah Valley Analysis of Impediments

To Fair Housing Choice

Volume II – Technical Appendix

DRAFT FOR PUBLIC REVIEW

May 3, 2007

IF YOU FEEL THAT YOUR RIGHT TO FAIR HOUSING HAS BEEN VIOLATED

Persons who believe they have been discriminated against should contact the Virginia Fair Housing Office at the following: By calling 804-367-8530 or 888-551-3247, with the TDD number 804-367-9753. By sending a fax to 804-367-0047. By writing to The Virginia Fair Housing Office 3600 West Broad Street, Fifth Floor Richmond, Virginia 23230. Or by sending an email to [email protected].

Analysis of Impediments To

Fair Housing Choice

Prepared in Support of The Northern Shenandoah Valley

Five-Year Consolidated Plan For Housing and Community Development

Volume II

TECHNICAL APPENDIX

DRAFT FOR PUBLIC REVIEW

Prepared for the

City of Winchester, Virginia and the

Northern Shenandoah Valley Regional Commission

By: Western Economic Services, LLC

212 SE 18th Avenue Portland, OR 97214

(503) 239-9091 Toll-free: 1-866-937-9437

Fax: (503) 239-0236 E-mail: [email protected]

May 3, 2007

Analysis of Impediments i Technical Appendix: May 3, 2007

TABLE OF CONTENTS

Page Appendix A. The 2007 Fair Housing Survey Sample 1 Appendix B. Selected Demographic Data 4 Appendix C. Selected Economic Data 42 Appendix D. Detailed HMDA Data Tables 50 Appendix E. Federal Fair Housing Laws 56 Appendix F. Virginia Fair Housing Laws 59 Appendix G. Fair Housing Forum Flyers 63

Analysis of Impediments ii Technical Appendix: May 3, 2007

Analysis of Impediments 1 Technical Appendix: May 3, 2007

APPENDIX A. THE 2007 FAIR HOUSING SURVEY SAMPLE

EXHIBIT A.1 THE 2007 FAIR HOUSING SURVEY SAMPLE

Name Organization Donald Athey John Ayers Shenandoah County Department of Social Services Teresa Bell CFFW Sherri Bentley Prudential Carruthers Realtors Chris Birch Jim Barb Realty, Inc. Stephanie Boezar Access Independence Chris Boies Shenandoah County Planning Department

Angela Brewer-Schrantz ERA Jim Barb Realty, Inc

H.M. Brooks Tomas and Tammy Broome The Salvation Army, Front Royal/Warren County Martha Buracker Northern Shenandoah Valley Regional HOME Consortium Walter Clark Maureen Cohee WMC Behavioral Health Ralph Combs Housing Action-Northern Shen. Valley Cheryl Connolly Habitat for Humanity, Winchester-Frederick Paula Costello Help with Housing Don and Taren Council Regina Cox Northwestern Community Services Pete Creaturo Page County Department of Social Services Debbie Dart Choices DV Shelter Kate Dean Healthy Families Lavenda Denney Shelter for Abused Woman

Beth DeProspero Elgin

Juanita Emswiler Massanutten Association of Realtors Brenda Ernst Access Independence Brooke Filmore Concern Hotline Ken Fox Northern Shenandoah Valley Regional HOME Consortium Mia Franklin AIDS Response Effort Jeanne French Northwestern Community Services Sue Gill Shenandoah County Department of Social Services Assistance Program Jim Golladay Crum Realty Inc. Sharon Harris Frederick Co. Dept. of Social Services Deloris Hausenfluck Clarke Co. Dept. of Social Services Brian Henshaw Page County Planning Department Michael Hirsch ARC of Warren, Inc Kathleen Holden Aikens Investments Lana Hurt Chuck Johnston Clarke County Planning Department Angela Jones Clarke Co. Dept. of Social Services Steve Kerr Northern Shenandoah Valley Regional Commission James Kilby Ronald King Warren County Department of Social Services Carolyn Lamma Shenandoah Co. Dept. of Social Services Eric Lawrence Frederick County Planning Department Phil Lemieux Northern Shenandoah Valley Regional HOME Consortium Jamie Lineburg Winchester Department of Social Services James Lum Lumland Properties Gilbert Mack Vision Keepers Property Manager A & R Rentals, LLC Property Manager Autumn Wind Apartments Property Manager B.P Properties Trust Property Manager Bill Dudley & Associates Real Estate Property Manager Brookfield Corporate Apartments Property Manager Cambridge Corporation Property Manager Cedar Creek Apartments Property Manager Century 21


Property Manager Century 21 Campbell Realty Inc. Property Manager Charles Street Apartments Station II Property Manager City Light Development Corp. Property Manager Country View Apartments Property Manager Crystal Chase Apartments Property Manager Double S Associates, LLC Property Manager DSS Enterprises, L.C. Property Manager E.E. Bayliss Real Estate Property Manager ERA/Beasley Realty Property Manager Executive Suites, LTC Property Manager Fairfield & Lynn Di's Apartments Property Manager Forest Glen Apartments Property Manager Frederick House Property Manager Griffin Properties Property Manager Hables Real Estate Property Manager Homestead Properties Inc. Property Manager Johnson Williams Community Apartments Property Manager Luray Village Apartments Property Manager Mary Hardesty House Property Manager Massanutten Manor Property Manager Melco Inc. Property Manager Molden Real Estate Corp. Property Manager New Market North Apartments Property Manager New Valley Properties Property Manager Oakcrest Properties, LLC Property Manager Page Brooke Rentals Property Manager Pangle Real Estate Property Manager Pemberton Village Apartments Property Manager Peppertree Apartments Property Manager Pine Realty Property Manager Polypay Investments, LLC Property Manager Preston Place Apartments Property Manager R & C Rentals Property Manager Re Max Skyline Property Manager Remax Choice Property Manager Royal Arms Apartments Property Manager Royal Hills Apartments Property Manager Sam Snead Realty Property Manager Shenandoah Apartments Property Manager Shenandoah Commons Property Manager Shenandoah Commons Property Manager Stephens Village Apartments Property Manager Stuart Hill Apartments Property Manager The Ridge Apartments Property Manager United Country Shenandoah Valley Realty Property Manager VA Property Group Property Manager Valley Mortgage & Investments Property Manager Valley Vista Apartments Property Manager Winchester House Property Manager Winchester Limited Partnership Property Manager Woodstock Village Apartments Leslie Markley Dept. of Rehabilitative Services Angela McKinney Shenandoah Alliance for Shelter Denise Medley Gwen Monroe Frederick County Department of Social Services Lorie Noakes Blue Ridge Housing Network Peg O'Connor Northwestern Community Services Tami Ogle Winchester Dept. of Social Services Sheila Orndorff Shenandoah Alliance for Shelter Ken Patrick Prudential Carruthers Realtors Katy Pitcock Latino Connection Stelleda Pitcock Northwestern Community Services Danitza Porras Salvation Army, Winchester-Frederick County Pat Purtlebaugh Salvation Army Gwedolyn Puryear Telamon Corporation Sherry Richards Office of Housing and Neighborhood Development Fran Ricketts C-CAP


Jennifer Rinker Warren Co. Council on DV Winsome Sears Blue Ridge Association of Realtors Laura Shaffer Page One of Page County Traci Shoberg RE/MAX Team Realty Dave and Cathy Shore Harmony Properties, Realtors Nancy Sinback Virginia Organizing Project Jan Sloan Office of Housing and Neighborhood Development Gail Souther Virginia Organizing Project Doug Stanley Warren County Planning Department Teresa Strohmeyer Graham Taylor Warren Co. Dept. of Social Services Carla Taylor Winchester Department of Social Services Rhonda Ward The Salvation Army, Shenandoah County Charlotte Watson Community Transitional Housing David Weiss Northern Shenandoah Valley Regional HOME Consortium Vicki Whitmore Winchester Dept. of Social Services Stephen Williams Sheryl Wolford Office of Housing and Neighborhood Development Larry Yates Virginia Organizing Project Zelda Zadnik Response, Inc. James Youngblood The Marathon Bank Ronald Miller Shenandoah Valley National Bank Monte Layman The Page Valley Bank Michael Funk Virginia Savings Bank John Milleson Bank of Clarke County PFLAG Winchester Roger Lamborne Keller Williams Realty


APPENDIX B. SELECTED DEMOGRAPHIC DATA

TABLE B.1 POPULATION CHANGE BY RACE BY GEOGRAPHIC AREA

2000 CENSUS AND CENSUS BUREAU ESTIMATES

Race 2000 2001 2002 2003 2004 2005 2000-2005 % Change

Clarke White 11,610 11,986 12,166 12,398 12,788 13,164 13.39 Black 855 929 907 877 892 888 3.86 American Indian and Alaskan Native 24 22 24 22 22 24 0.00 Asian 65 74 79 82 92 84 29.23 Native Hawaiian and Pacific Islander 4 4 1 1 2 2 -50.00 Two or more races 94 35 38 41 44 43 -54.26 Total 12,652 13,050 13,215 13,421 13,840 14,205 12.27

Frederick White 56,618 58,401 59,924 61,531 63,171 65,129 15.03 Black 1,577 1,781 1,902 2,091 2,212 2,493 58.08 American Indian and Alaskan Native 101 94 99 107 112 137 35.64 Asian 403 424 464 502 567 644 59.80 Native Hawaiian and Pacific Islander 17 9 5 5 7 15 -11.76 Two or more races 493 507 543 584 627 705 43.00 Total 59,209 61,216 62,937 64,820 66,696 69,123 16.74

Page White 22,448 22,530 22,610 22,882 22,901 23,078 2.81 Black 506 551 553 559 568 573 13.24 American Indian and Alaskan Native 38 25 44 45 25 24 -36.84 Asian 55 54 56 55 59 57 3.64 Native Hawaiian and Pacific Islander 6 4 3 3 4 2 -66.67 Two or more races 124 80 89 89 92 97 -21.77 Total 23,177 23,244 23,355 23,633 23,649 23,831 2.82

Shenandoah White 34,192 34,834 35,514 36,195 37,036 38,056 11.30 Black 426 493 486 510 553 604 41.78 American Indian and Alaskan Native 62 32 37 39 39 44 -29.03 Asian 131 132 140 163 177 192 46.56 Native Hawaiian and Pacific Islander 6 5 4 7 6 5 -16.67 Two or more races 258 227 226 251 259 283 9.69 Total 35,075 35,723 36,407 37,165 38,070 39,184 11.71

Warren White 29,469 30,024 30,730 31,468 31,983 33,006 12.00 Black 1,543 1,634 1,715 1,704 1,786 1,815 17.63 American Indian and Alaskan Native 84 92 94 110 118 105 25.00 Asian 141 153 158 185 205 215 52.48 Native Hawaiian and Pacific Islander 7 1 2 2 1 4 -42.86 Two or more races 340 323 352 375 401 411 20.88 Total 31,584 32,227 33,051 33,844 34,494 35,556 12.58

Winchester White 20,226 20,743 21,007 20,912 21,373 21,448 6.04 Black 2,517 2,545 2,510 2,573 2,585 2,669 6.04 American Indian and Alaskan Native 75 51 72 73 74 90 20.00 Asian 378 416 417 427 449 490 29.63 Native Hawaiian and Pacific Islander 8 2 2 1 3 4 -50.00 Two or more races 381 321 340 351 378 418 9.71 Total 23,585 24,078 24,348 24,337 24,862 25,119 6.50

Total White 174,563 178,518 181,951 185,386 189,252 193,881 11.07 Black 7,424 7,933 8,073 8,314 8,596 9,042 21.79 American Indian and Alaskan Native 384 316 370 396 390 424 10.42 Asian 1,173 1,253 1,314 1,414 1,549 1,682 43.39 Native Hawaiian and Pacific Islander 48 25 17 19 23 32 -33.33 Two or more races 1,690 1,493 1,588 1,691 1,801 1,957 15.80 Total 185,282 189,538 193,313 197,220 201,611 207,018 11.73


TABLE B.2

POPULATION BY RACE AND ETHNICITY BY CENSUS BLOCK GROUP 2000 CENSUS: SF1

County or City

Census Tract

Block Group White Black

American Indian or Alaskan

Asian Native

Hawaiian/ Pacific Is.

Some Other Race

Two or More

Races Total Hispanic

Population

Clarke 101 1 1,284 3 0 9 0 19 13 1,328 29Clarke 101 2 1,004 37 3 3 1 0 9 1,057 3Clarke 101 3 1,105 31 1 12 0 4 19 1,172 13Clarke 101 4 714 149 0 2 0 1 4 870 6Clarke 101 5 1,106 28 0 7 0 12 6 1,159 25Clarke 101 6 1,174 232 2 6 2 3 12 1,431 30Clarke 102 1 1,299 142 6 4 0 8 5 1,464 26Clarke 102 2 714 65 5 10 0 9 15 818 13Clarke 102 3 627 145 2 2 0 5 7 788 17Clarke 103 1 1,275 16 4 3 0 3 11 1,312 11Clarke 103 2 1,230 4 1 4 1 6 7 1,253 12Total 11,532 852 24 62 4 70 108 12,652 185Frederick 501 1 899 34 1 4 0 6 6 950 19Frederick 501 2 1,051 13 6 3 0 2 9 1,084 4Frederick 501 3 948 4 0 0 0 1 9 962 9Frederick 501 4 718 11 0 0 0 1 1 731 1Frederick 502 1 1,468 16 2 2 0 6 15 1,509 17Frederick 502 2 1,095 7 3 8 0 1 23 1,137 0Frederick 502 3 653 0 0 1 0 2 2 658 9Frederick 503 1 1,594 13 1 1 0 2 9 1,620 9Frederick 503 2 1,041 18 1 3 0 0 2 1,065 5Frederick 503 3 2,119 9 4 11 0 8 24 2,175 9Frederick 504 1 1,592 17 1 11 0 1 13 1,635 8Frederick 504 2 1,393 10 3 4 1 3 13 1,427 4Frederick 504 3 933 6 0 2 0 2 11 954 4Frederick 504 4 1,014 1 2 2 0 0 8 1,027 5Frederick 505 1 1,055 10 6 6 0 0 9 1,086 6Frederick 505 2 816 13 0 1 0 3 4 837 6Frederick 505 3 877 2 0 0 0 0 9 888 11Frederick 505 4 604 0 2 7 0 0 1 614 0Frederick 505 5 918 14 0 9 0 2 9 952 13Frederick 506 1 1,291 11 0 9 0 1 12 1,324 22Frederick 506 2 927 8 1 7 0 7 6 956 34Frederick 506 3 1,092 78 4 13 0 3 15 1,205 23Frederick 507 1 1,312 50 2 4 3 0 13 1,384 10Frederick 507 2 812 5 1 0 0 0 7 825 6Frederick 508 1 2,615 57 3 33 2 7 30 2,747 20Frederick 508 2 5,874 203 6 59 2 18 62 6,224 114Frederick 508 3 1,911 43 2 12 0 5 10 1,983 14Frederick 508 4 795 24 5 1 0 74 20 919 198Frederick 508 5 881 6 0 3 0 1 2 893 10Frederick 509 1 1,750 65 7 32 0 34 31 1,919 80Frederick 509 2 1,178 20 4 7 0 5 5 1,219 10Frederick 510 1 951 28 3 12 0 4 24 1,022 17Frederick 510 2 1,682 153 4 7 0 38 18 1,902 61Frederick 510 3 1,382 58 3 6 0 16 21 1,486 46Frederick 510 4 1,509 36 1 18 0 12 16 1,592 11Frederick 510 5 1,149 17 0 4 0 10 4 1,184 25Frederick 511 1 5,319 218 5 62 1 32 72 5,709 100Frederick 511 2 1,779 246 9 17 0 21 42 2,114 53Frederick 511 3 1,243 26 0 7 1 1 13 1,291 11Total 56,240 1,550 92 388 10 329 600 59,209 1,004


TABLE B.2 CONT. POPULATION BY RACE AND ETHNICITY BY CENSUS BLOCK GROUP

2000 CENSUS: SF1

County or City

Census Tract



Asian Native


Some Other Race

Two or More


Population

Page 301 1 814 13 4 6 0 7 5 849 13Page 301 2 601 3 0 2 0 1 7 614 2Page 301 3 1,146 9 1 4 3 2 3 1,168 4Page 302 1 968 23 2 4 0 2 12 1,011 7Page 302 2 960 168 3 0 0 3 17 1,151 8Page 302 3 1,009 78 2 6 0 11 4 1,110 23Page 302 4 722 53 1 11 1 8 3 799 23Page 303 1 1,065 3 2 2 0 5 3 1,080 2Page 303 2 1,081 28 1 0 0 6 4 1,120 14Page 303 3 1,606 31 4 3 0 5 20 1,669 25Page 303 4 936 23 0 2 0 0 8 969 2Page 304 1 1,392 1 1 0 0 31 12 1,437 45Page 304 2 1,255 4 2 5 0 2 6 1,274 10Page 304 3 1,087 0 1 0 0 6 6 1,100 16Page 304 4 1,287 2 1 0 0 1 11 1,302 2Page 304 5 878 1 2 2 0 3 4 890 8Page 305 1 1,155 3 2 4 0 1 7 1,172 8Page 305 2 821 3 1 1 1 1 10 838 2Page 305 3 1,063 22 0 1 0 0 5 1,091 6Page 305 4 895 10 2 0 0 0 1 908 8Page 305 5 584 7 0 0 0 1 0 592 3Page 305 6 986 16 2 2 1 16 10 1,033 20Total 22,311 501 34 55 6 112 158 23,177 251Shenandoah 401 1 1,999 40 0 5 0 10 15 2,069 23Shenandoah 401 2 1,461 38 0 4 2 7 14 1,526 21Shenandoah 401 3 1,634 110 3 7 0 10 24 1,788 25Shenandoah 401 4 803 1 4 16 0 3 5 832 8Shenandoah 402 1 1,336 8 3 5 0 4 3 1,359 12Shenandoah 402 2 1,498 3 1 5 0 6 8 1,521 22Shenandoah 402 3 2,178 19 8 11 0 3 27 2,246 29Shenandoah 403 1 1,848 12 7 1 1 9 26 1,904 22Shenandoah 403 2 1,350 3 0 3 0 10 1 1,367 15Shenandoah 404 1 741 2 0 0 0 4 9 756 6Shenandoah 404 2 1,240 1 0 5 0 5 21 1,272 16Shenandoah 405 1 1,151 25 1 1 0 31 11 1,220 45Shenandoah 405 2 1,112 51 1 12 1 53 10 1,240 108Shenandoah 405 3 2,557 47 1 3 0 112 28 2,748 176Shenandoah 405 4 1,003 2 18 0 0 41 11 1,075 79Shenandoah 405 5 1,053 3 0 1 0 0 8 1,065 15Shenandoah 406 1 941 0 2 0 0 0 6 949 18Shenandoah 406 2 1,157 1 3 3 0 42 25 1,231 94Shenandoah 406 3 870 2 3 2 0 4 7 888 8Shenandoah 407 1 1,129 5 2 0 2 162 17 1,317 232Shenandoah 407 2 1,152 6 2 5 0 14 8 1,187 36Shenandoah 407 3 1,426 4 2 2 0 16 2 1,452 31Shenandoah 408 1 1,553 17 1 7 0 65 11 1,654 120Shenandoah 408 2 1,392 12 0 16 0 14 8 1,442 21Shenandoah 408 3 949 0 0 8 0 3 7 967 12Total 33,533 412 62 122 6 628 312 35,075 1,194


TABLE B.2 CONT. POPULATION BY RACE AND ETHNICITY BY CENSUS BLOCK GROUP

2000 CENSUS: SF1

County or City

Census Tract



Asian Native


Some Other Race

Two or More


Population

Warren 201 1 1,983 17 4 6 0 18 32 2,060 31Warren 201 2 1,433 31 1 5 0 1 28 1,499 20Warren 201 3 1,683 52 4 8 0 5 17 1,769 28Warren 202 1 1,203 6 2 2 0 2 1 1,216 8Warren 202 2 951 42 2 2 0 3 19 1,019 10Warren 203 1 805 39 3 2 0 3 25 877 13Warren 203 2 1,329 10 4 4 0 2 6 1,355 11Warren 203 3 910 8 0 1 0 2 7 928 3Warren 203 4 841 5 7 1 0 4 16 874 8Warren 203 5 1,305 26 3 11 0 0 12 1,357 3Warren 204 1 561 16 1 4 0 3 17 602 10Warren 204 2 623 46 2 3 1 9 19 703 24Warren 204 3 813 97 5 0 0 6 10 931 9Warren 204 4 1,453 73 5 2 0 8 23 1,564 30Warren 204 5 638 33 0 3 0 2 9 685 16Warren 205 1 657 235 0 3 3 6 9 913 10Warren 205 2 1,048 26 3 3 1 3 10 1,094 24Warren 205 3 994 66 2 1 0 6 31 1,100 38Warren 205 4 579 344 6 16 1 2 23 971 19Warren 206 1 1,259 76 4 11 0 19 6 1,375 45Warren 206 2 974 79 1 14 0 6 16 1,090 8Warren 206 3 2,139 146 7 10 1 28 20 2,351 65Warren 206 4 983 5 3 15 0 3 12 1,021 14Warren 206 5 1,331 5 2 8 0 2 21 1,369 28Warren 207 1 1,138 25 5 0 0 0 6 1,174 7Warren 207 2 1,647 18 8 1 0 2 11 1,687 12Total 29,280 1,526 84 136 7 145 406 31,584 494Winchester 1 1 499 113 1 5 0 21 21 660 24Winchester 1 2 331 354 1 2 0 12 21 721 24Winchester 1 3 532 358 4 0 0 2 24 920 12Winchester 1 4 947 247 0 3 0 71 29 1,297 126Winchester 1 5 748 71 0 0 0 54 19 892 92Winchester 1 6 665 55 3 27 0 30 24 804 48Winchester 1 7 871 195 0 17 0 46 42 1,171 92Winchester 2.01 1 694 13 4 5 0 1 18 735 9Winchester 2.01 2 716 5 0 14 0 0 0 735 5Winchester 2.01 3 748 111 1 8 1 25 24 918 42Winchester 2.01 4 1,036 51 7 10 0 9 24 1,137 24Winchester 2.02 1 778 83 4 22 1 8 28 924 32Winchester 2.02 2 619 12 2 10 0 2 3 648 10Winchester 2.02 3 625 9 0 12 4 6 2 658 13Winchester 2.02 4 1,196 16 0 29 0 4 7 1,252 3Winchester 2.02 5 633 23 0 19 0 3 6 684 20Winchester 3.01 1 584 153 4 1 0 14 18 774 35Winchester 3.01 2 1,777 175 4 42 2 25 52 2,077 45Winchester 3.01 3 532 72 2 6 0 19 10 641 20Winchester 3.01 4 967 73 10 10 0 358 46 1,464 603Winchester 3.02 1 1,261 82 0 91 0 33 22 1,489 116Winchester 3.02 2 694 23 1 16 0 1 17 752 3Winchester 3.02 3 1,065 107 7 22 0 41 30 1,272 66Winchester 3.02 4 837 69 1 4 0 32 17 960 63Total 19,355 2,470 56 375 8 817 504 23,585 1,527


TABLE B.3

POPULATION BY AGE BY CENSUS BLOCK GROUP 2000 CENSUS: SF1

County or City

Census Tract

Block Group Under 5 5 to 19 20 to 24 25 to 34 35 to 54 55 to 64 65 or

older Total

Clarke 101 1 87 283 50 129 467 152 160 1,328Clarke 101 2 51 234 32 99 356 166 119 1,057Clarke 101 3 70 241 34 111 351 129 236 1,172Clarke 101 4 49 141 35 87 221 84 253 870Clarke 101 5 56 244 44 129 402 135 149 1,159Clarke 101 6 80 285 70 177 450 134 235 1,431Clarke 102 1 65 309 62 145 508 157 218 1,464Clarke 102 2 25 148 26 56 276 130 157 818Clarke 102 3 31 147 85 126 251 76 72 788Clarke 103 1 87 235 29 168 525 157 111 1,312Clarke 103 2 59 270 31 132 499 126 136 1,253Total 660 2,537 498 1,359 4,306 1,446 1,846 12,652Frederick 501 1 47 229 41 125 340 82 86 950Frederick 501 2 55 227 52 119 361 142 128 1,084Frederick 501 3 44 230 33 83 355 108 109 962Frederick 501 4 38 128 39 82 219 122 103 731Frederick 502 1 91 377 41 118 589 177 116 1,509Frederick 502 2 66 262 35 119 426 114 115 1,137Frederick 502 3 29 118 19 87 231 100 74 658Frederick 503 1 84 344 57 184 555 208 188 1,620Frederick 503 2 51 292 35 119 340 129 99 1,065Frederick 503 3 148 442 79 288 724 274 220 2,175Frederick 504 1 98 335 59 203 558 146 236 1,635Frederick 504 2 111 324 77 260 460 100 95 1,427Frederick 504 3 41 207 47 97 380 89 93 954Frederick 504 4 60 234 41 99 371 106 116 1,027Frederick 505 1 50 229 41 104 401 131 130 1,086Frederick 505 2 39 160 34 80 307 115 102 837Frederick 505 3 43 181 24 101 316 121 102 888Frederick 505 4 27 123 39 85 208 55 77 614Frederick 505 5 47 208 35 90 341 97 134 952Frederick 506 1 75 342 30 89 498 150 140 1,324Frederick 506 2 61 191 42 105 298 114 145 956Frederick 506 3 63 245 75 177 367 133 145 1,205Frederick 507 1 77 293 63 168 462 141 180 1,384Frederick 507 2 38 178 49 93 273 93 101 825Frederick 508 1 199 623 143 433 880 205 264 2,747Frederick 508 2 479 1,683 275 930 2,114 389 354 6,224Frederick 508 3 161 411 114 282 634 205 176 1,983Frederick 508 4 73 234 57 131 260 65 99 919Frederick 508 5 44 165 40 107 301 99 137 893Frederick 509 1 133 366 192 298 532 180 218 1,919Frederick 509 2 47 212 36 115 351 214 244 1,219Frederick 510 1 78 200 60 167 323 105 89 1,022Frederick 510 2 147 438 114 315 571 152 165 1,902Frederick 510 3 93 303 120 224 451 162 133 1,486Frederick 510 4 117 372 35 196 543 146 183 1,592Frederick 510 5 79 291 60 182 366 103 103 1,184Frederick 511 1 478 1,376 199 885 1,791 459 521 5,709Frederick 511 2 145 413 181 458 630 141 146 2,114Frederick 511 3 69 170 73 146 300 96 437 1,291Total 3,825 13,156 2,786 7,944 19,427 5,768 6,303 59,209


TABLE B.3 CONT.


County or City

Census Tract


older Total

Page 301 1 49 161 45 130 230 85 149 849Page 301 2 37 145 21 71 198 60 82 614Page 301 3 53 238 62 141 356 169 149 1,168Page 302 1 46 189 38 112 320 143 163 1,011Page 302 2 80 212 56 154 296 113 240 1,151Page 302 3 49 177 57 118 270 139 300 1,110Page 302 4 35 144 37 87 257 119 120 799Page 303 1 54 216 62 140 335 102 171 1,080Page 303 2 55 214 64 149 337 127 174 1,120Page 303 3 91 311 71 187 474 195 340 1,669Page 303 4 38 212 41 109 261 129 179 969Page 304 1 95 288 106 185 416 160 187 1,437Page 304 2 83 254 80 184 346 154 173 1,274Page 304 3 68 230 78 156 321 107 140 1,100Page 304 4 83 291 67 156 403 143 159 1,302Page 304 5 56 164 63 128 276 92 111 890Page 305 1 54 257 47 155 388 130 141 1,172Page 305 2 51 173 42 108 228 98 138 838Page 305 3 68 223 66 175 336 103 120 1,091Page 305 4 38 168 35 117 279 107 164 908Page 305 5 43 118 26 88 157 49 111 592Page 305 6 60 213 65 141 340 81 133 1,033Total 1,286 4,598 1,229 2,991 6,824 2,605 3,644 23,177Shenandoah 401 1 111 415 93 287 654 224 285 2,069Shenandoah 401 2 105 314 66 253 430 142 216 1,526Shenandoah 401 3 119 376 86 275 482 159 291 1,788Shenandoah 401 4 39 160 25 88 268 118 134 832Shenandoah 402 1 80 252 54 159 435 187 192 1,359Shenandoah 402 2 96 291 83 189 459 174 229 1,521Shenandoah 402 3 104 376 59 217 687 386 417 2,246Shenandoah 403 1 114 373 74 248 590 244 261 1,904Shenandoah 403 2 60 253 60 155 427 179 233 1,367Shenandoah 404 1 29 157 27 58 274 102 109 756Shenandoah 404 2 72 227 47 128 414 166 218 1,272Shenandoah 405 1 65 223 29 123 361 138 281 1,220Shenandoah 405 2 82 200 113 189 293 114 249 1,240Shenandoah 405 3 142 518 137 312 658 252 729 2,748Shenandoah 405 4 85 201 59 144 316 129 141 1,075Shenandoah 405 5 56 200 57 110 333 149 160 1,065Shenandoah 406 1 47 169 37 109 303 125 159 949Shenandoah 406 2 66 205 68 151 357 142 242 1,231Shenandoah 406 3 54 194 22 116 270 100 132 888Shenandoah 407 1 105 268 69 176 364 123 212 1,317Shenandoah 407 2 58 232 65 140 365 128 199 1,187Shenandoah 407 3 63 295 52 183 472 182 205 1,452Shenandoah 408 1 79 271 91 204 484 226 299 1,654Shenandoah 408 2 66 243 57 138 405 162 371 1,442Shenandoah 408 3 51 212 33 87 344 121 119 967Total 1,948 6,625 1,563 4,239 10,445 4,172 6,083 35,075


TABLE B.3 CONT.


County or City

Census Tract


older Total

Warren 201 1 135 432 78 355 787 150 123 2,060Warren 201 2 138 335 54 251 570 86 65 1,499Warren 201 3 140 375 61 250 665 153 125 1,769Warren 202 1 53 252 53 114 418 149 177 1,216Warren 202 2 40 183 33 77 343 153 190 1,019Warren 203 1 59 193 38 110 271 60 146 877Warren 203 2 105 276 61 187 428 156 142 1,355Warren 203 3 41 180 33 120 327 103 124 928Warren 203 4 58 193 38 95 302 99 89 874Warren 203 5 82 272 65 146 441 161 190 1,357Warren 204 1 30 98 39 79 160 54 142 602Warren 204 2 50 154 50 117 189 65 78 703Warren 204 3 54 205 48 147 262 115 100 931Warren 204 4 128 317 122 244 436 130 187 1,564Warren 204 5 48 100 40 64 160 62 211 685Warren 205 1 57 217 46 118 265 104 106 913Warren 205 2 65 215 51 130 277 133 223 1,094Warren 205 3 64 190 117 176 326 93 134 1,100Warren 205 4 69 207 47 134 297 100 117 971Warren 206 1 104 382 52 195 447 81 114 1,375Warren 206 2 94 231 68 144 353 98 102 1,090Warren 206 3 187 569 113 297 703 210 272 2,351Warren 206 4 55 206 33 96 284 138 209 1,021Warren 206 5 86 388 190 138 371 116 80 1,369Warren 207 1 54 237 41 110 393 132 207 1,174Warren 207 2 104 325 66 185 571 196 240 1,687Total 2,100 6,732 1,637 4,079 10,046 3,097 3,893 31,584Winchester 1 1 33 85 63 116 185 55 123 660Winchester 1 2 59 138 48 128 187 63 98 721Winchester 1 3 62 224 71 125 288 48 102 920Winchester 1 4 102 301 92 210 349 87 156 1,297Winchester 1 5 53 187 82 132 258 66 114 892Winchester 1 6 56 140 96 94 208 73 137 804Winchester 1 7 111 257 116 207 332 62 86 1,171Winchester 2.01 1 23 127 31 55 216 102 181 735Winchester 2.01 2 20 153 20 26 238 112 166 735Winchester 2.01 3 77 165 117 154 226 61 118 918Winchester 2.01 4 63 194 106 188 343 109 134 1,137Winchester 2.02 1 51 162 85 179 278 53 116 924Winchester 2.02 2 44 131 16 66 222 66 103 648Winchester 2.02 3 34 135 18 66 215 64 126 658Winchester 2.02 4 53 293 34 57 435 160 220 1,252Winchester 2.02 5 38 87 67 152 193 53 94 684Winchester 3.01 1 47 164 74 134 215 58 82 774Winchester 3.01 2 85 563 344 213 404 127 341 2,077Winchester 3.01 3 40 125 43 98 177 66 92 641Winchester 3.01 4 98 285 160 324 367 77 153 1,464Winchester 3.02 1 91 187 262 349 304 85 211 1,489Winchester 3.02 2 48 143 30 91 260 81 99 752Winchester 3.02 3 93 204 102 213 357 92 211 1,272Winchester 3.02 4 51 171 79 137 262 92 168 960Total 1,432 4,621 2,156 3,514 6,519 1,912 3,431 23,585


TABLE B.4

POPULATION BY GENDER BY CENSUS BLOCK GROUP 2000 CENSUS: SF1

County or City

Census Tract

Block Group

Male 65 or older Total Male Female 65

or older Total

Female Total

Clarke 101 1 73 676 87 652 1,328Clarke 101 2 54 533 65 524 1,057Clarke 101 3 84 539 152 633 1,172Clarke 101 4 71 364 182 506 870Clarke 101 5 70 561 79 598 1,159Clarke 101 6 84 669 151 762 1,431Clarke 102 1 103 740 115 724 1,464Clarke 102 2 75 400 82 418 818Clarke 102 3 31 477 41 311 788Clarke 103 1 52 659 59 653 1,312Clarke 103 2 69 643 67 610 1,253Total 766 6,261 1,080 6,391 12,652Frederick 501 1 45 495 41 455 950Frederick 501 2 47 537 81 547 1,084Frederick 501 3 47 488 62 474 962Frederick 501 4 47 382 56 349 731Frederick 502 1 47 760 69 749 1,509Frederick 502 2 59 589 56 548 1,137Frederick 502 3 34 339 40 319 658Frederick 503 1 82 796 106 824 1,620Frederick 503 2 48 578 51 487 1,065Frederick 503 3 111 1,104 109 1,071 2,175Frederick 504 1 108 825 128 810 1,635Frederick 504 2 49 766 46 661 1,427Frederick 504 3 45 490 48 464 954Frederick 504 4 54 537 62 490 1,027Frederick 505 1 60 556 70 530 1,086Frederick 505 2 47 423 55 414 837Frederick 505 3 50 455 52 433 888Frederick 505 4 32 312 45 302 614Frederick 505 5 58 464 76 488 952Frederick 506 1 69 661 71 663 1,324Frederick 506 2 60 487 85 469 956Frederick 506 3 56 551 89 654 1,205Frederick 507 1 64 676 116 708 1,384Frederick 507 2 48 407 53 418 825Frederick 508 1 112 1,338 152 1,409 2,747Frederick 508 2 161 3,064 193 3,160 6,224Frederick 508 3 70 974 106 1,009 1,983Frederick 508 4 41 502 58 417 919Frederick 508 5 68 461 69 432 893Frederick 509 1 98 953 120 966 1,919Frederick 509 2 112 596 132 623 1,219Frederick 510 1 42 523 47 499 1,022Frederick 510 2 69 920 96 982 1,902Frederick 510 3 57 738 76 748 1,486Frederick 510 4 82 786 101 806 1,592Frederick 510 5 46 576 57 608 1,184Frederick 511 1 228 2,788 293 2,921 5,709Frederick 511 2 56 1,159 90 955 2,114Frederick 511 3 151 564 286 727 1,291Total 2,760 29,620 3,543 29,589 59,209


TABLE B.4 CONT. POPULATION BY GENDER BY CENSUS BLOCK GROUP

2000 CENSUS: SF1 County or City

Census Tract

Block Group


or older Total

Female Total

Page 301 1 58 401 91 448 849Page 301 2 37 318 45 296 614Page 301 3 65 604 84 564 1,168Page 302 1 90 526 73 485 1,011Page 302 2 79 532 161 619 1,151Page 302 3 108 538 192 572 1,110Page 302 4 57 404 63 395 799Page 303 1 80 539 91 541 1,080Page 303 2 90 567 84 553 1,120Page 303 3 125 796 215 873 1,669Page 303 4 55 444 124 525 969Page 304 1 76 709 111 728 1,437Page 304 2 64 600 109 674 1,274Page 304 3 59 538 81 562 1,100Page 304 4 87 649 72 653 1,302Page 304 5 60 459 51 431 890Page 305 1 57 577 84 595 1,172Page 305 2 65 423 73 415 838Page 305 3 54 536 66 555 1,091Page 305 4 68 446 96 462 908Page 305 5 41 282 70 310 592Page 305 6 50 478 83 555 1,033Total 1,525 11,366 2,119 11,811 23,177Shenandoah 401 1 121 1,025 164 1,044 2,069Shenandoah 401 2 74 699 142 827 1,526Shenandoah 401 3 115 852 176 936 1,788Shenandoah 401 4 66 423 68 409 832Shenandoah 402 1 90 671 102 688 1,359Shenandoah 402 2 104 730 125 791 1,521Shenandoah 402 3 211 1,146 206 1,100 2,246Shenandoah 403 1 116 954 145 950 1,904Shenandoah 403 2 105 694 128 673 1,367Shenandoah 404 1 54 386 55 370 756Shenandoah 404 2 108 648 110 624 1,272Shenandoah 405 1 123 585 158 635 1,220Shenandoah 405 2 81 578 168 662 1,240Shenandoah 405 3 241 1,225 488 1,523 2,748Shenandoah 405 4 70 520 71 555 1,075Shenandoah 405 5 72 535 88 530 1,065Shenandoah 406 1 75 458 84 491 949Shenandoah 406 2 110 607 132 624 1,231Shenandoah 406 3 55 439 77 449 888Shenandoah 407 1 95 650 117 667 1,317Shenandoah 407 2 85 604 114 583 1,187Shenandoah 407 3 91 723 114 729 1,452Shenandoah 408 1 133 816 166 838 1,654Shenandoah 408 2 129 634 242 808 1,442Shenandoah 408 3 52 473 67 494 967Total 2,576 17,075 3,507 18,000 35,075


TABLE B.4 CONT.

POPULATION BY GENDER BY CENSUS BLOCK GROUP 2000 CENSUS: SF1

County or City

Census Tract

Block Group


or older Total

Female Total

Warren 201 1 62 1,069 61 991 2,060Warren 201 2 25 791 40 708 1,499Warren 201 3 63 896 62 873 1,769Warren 202 1 80 607 97 609 1,216Warren 202 2 94 495 96 524 1,019Warren 203 1 54 401 92 476 877Warren 203 2 61 684 81 671 1,355Warren 203 3 60 463 64 465 928Warren 203 4 39 437 50 437 874Warren 203 5 83 674 107 683 1,357Warren 204 1 39 258 103 344 602Warren 204 2 31 332 47 371 703Warren 204 3 47 456 53 475 931Warren 204 4 67 756 120 808 1,564Warren 204 5 57 303 154 382 685Warren 205 1 45 430 61 483 913Warren 205 2 85 523 138 571 1,094Warren 205 3 36 568 98 532 1,100Warren 205 4 44 456 73 515 971Warren 206 1 41 684 73 691 1,375Warren 206 2 44 529 58 561 1,090Warren 206 3 108 1,097 164 1,254 2,351Warren 206 4 78 482 131 539 1,021Warren 206 5 35 700 45 669 1,369Warren 207 1 97 577 110 597 1,174Warren 207 2 116 862 124 825 1,687Total 1,591 15,530 2,302 16,054 31,584Winchester 1 1 29 320 94 340 660Winchester 1 2 36 365 62 356 721Winchester 1 3 37 436 65 484 920Winchester 1 4 56 609 100 688 1,297Winchester 1 5 48 445 66 447 892Winchester 1 6 57 379 80 425 804Winchester 1 7 29 569 57 602 1,171Winchester 2.01 1 72 331 109 404 735Winchester 2.01 2 71 357 95 378 735Winchester 2.01 3 40 432 78 486 918Winchester 2.01 4 47 540 87 597 1,137Winchester 2.02 1 47 468 69 456 924Winchester 2.02 2 43 312 60 336 648Winchester 2.02 3 50 317 76 341 658Winchester 2.02 4 98 604 122 648 1,252Winchester 2.02 5 40 308 54 376 684Winchester 3.01 1 28 378 54 396 774Winchester 3.01 2 131 959 210 1,118 2,077Winchester 3.01 3 34 306 58 335 641Winchester 3.01 4 52 820 101 644 1,464Winchester 3.02 1 64 692 147 797 1,489Winchester 3.02 2 45 372 54 380 752Winchester 3.02 3 86 640 125 632 1,272Winchester 3.02 4 79 475 89 485 960Total 1,319 11,434 2,112 12,151 23,585


TABLE B.5

HOUSING UNITS BY TENURE BY CENSUS BLOCK GROUP 2000 CENSUS: SF1

County or City

Census Tract

Block Group

Owner-occupied

Renter-occupied

Total Occupied

Vacant Housing

Units

Total Housing

Units

Homeowner-ship Rates

Clarke 101 1 434 49 483 16 499 89.86 Clarke 101 2 328 51 379 31 410 86.54 Clarke 101 3 349 117 466 31 497 74.89 Clarke 101 4 188 157 345 37 382 54.49 Clarke 101 5 341 96 437 46 483 78.03 Clarke 101 6 348 266 614 23 637 56.68 Clarke 102 1 423 153 576 57 633 73.44 Clarke 102 2 262 91 353 31 384 74.22 Clarke 102 3 173 87 260 20 280 66.54 Clarke 103 1 464 75 539 75 614 86.09 Clarke 103 2 427 63 490 79 569 87.14 Total 3,737 1,205 4,942 446 5,388 75.62 Frederick 501 1 297 39 336 9 345 88.39 Frederick 501 2 358 59 417 19 436 85.85 Frederick 501 3 314 44 358 6 364 87.71 Frederick 501 4 263 46 309 12 321 85.11 Frederick 502 1 471 52 523 14 537 90.06 Frederick 502 2 370 40 410 26 436 90.24 Frederick 502 3 235 38 273 29 302 86.08 Frederick 503 1 500 79 579 51 630 86.36 Frederick 503 2 322 47 369 14 383 87.26 Frederick 503 3 689 114 803 86 889 85.80 Frederick 504 1 505 105 610 54 664 82.79 Frederick 504 2 482 51 533 82 615 90.43 Frederick 504 3 314 46 360 19 379 87.22 Frederick 504 4 347 47 394 91 485 88.07 Frederick 505 1 362 56 418 15 433 86.60 Frederick 505 2 282 48 330 18 348 85.45 Frederick 505 3 275 72 347 15 362 79.25 Frederick 505 4 198 55 253 11 264 78.26 Frederick 505 5 285 81 366 23 389 77.87 Frederick 506 1 412 43 455 17 472 90.55 Frederick 506 2 255 87 342 37 379 74.56 Frederick 506 3 275 259 534 39 573 51.50 Frederick 507 1 433 128 561 34 595 77.18 Frederick 507 2 227 91 318 23 341 71.38 Frederick 508 1 801 278 1,079 41 1,120 74.24 Frederick 508 2 1,807 327 2,134 74 2,208 84.68 Frederick 508 3 619 123 742 32 774 83.42 Frederick 508 4 208 84 292 7 299 71.23 Frederick 508 5 278 62 340 8 348 81.76 Frederick 509 1 441 340 781 31 812 56.47 Frederick 509 2 382 142 524 27 551 72.90 Frederick 510 1 292 89 381 17 398 76.64 Frederick 510 2 525 223 748 22 770 70.19 Frederick 510 3 387 197 584 22 606 66.27 Frederick 510 4 509 56 565 10 575 90.09 Frederick 510 5 368 57 425 14 439 86.59 Frederick 511 1 1,779 200 1,979 67 2,046 89.89 Frederick 511 2 554 169 723 27 750 76.63 Frederick 511 3 331 271 602 79 681 54.98 Total 63,742 108,215 90,563 84,774 55,969 70.38


TABLE B.5 CONT.

HOUSING UNITS BY TENURE BY CENSUS BLOCK GROUP 2000 CENSUS: SF1

County or City

Census Tract

Block Group

Owner-occupied

Renter-occupied

Total Occupied

Vacant Housing

Units

Total Housing

Units

Homeowner-ship Rates

Page 301 1 250 106 356 14 370 70.22 Page 301 2 153 85 238 15 253 64.29 Page 301 3 372 83 455 73 528 81.76 Page 302 1 360 60 420 204 624 85.71 Page 302 2 281 185 466 50 516 60.30 Page 302 3 277 112 389 53 442 71.21 Page 302 4 275 46 321 124 445 85.67 Page 303 1 349 82 431 85 516 80.97 Page 303 2 339 96 435 34 469 77.93 Page 303 3 485 246 731 37 768 66.35 Page 303 4 269 171 440 30 470 61.14 Page 304 1 371 197 568 33 601 65.32 Page 304 2 352 152 504 21 525 69.84 Page 304 3 283 165 448 31 479 63.17 Page 304 4 393 104 497 136 633 79.07 Page 304 5 267 66 333 73 406 80.18 Page 305 1 391 72 463 85 548 84.45 Page 305 2 282 42 324 45 369 87.04 Page 305 3 358 81 439 51 490 81.55 Page 305 4 307 79 386 20 406 79.53 Page 305 5 174 70 244 14 258 71.31 Page 305 6 284 133 417 24 441 68.11 Total 6,872 2,433 9,305 1,252 10,557 73.85 Shenandoah 401 1 611 253 864 40 904 70.72 Shenandoah 401 2 360 323 683 52 735 52.71 Shenandoah 401 3 424 333 757 42 799 56.01 Shenandoah 401 4 277 62 339 20 359 81.71 Shenandoah 402 1 451 79 530 60 590 85.09 Shenandoah 402 2 492 86 578 95 673 85.12 Shenandoah 402 3 836 133 969 976 1,945 86.27 Shenandoah 403 1 621 128 749 68 817 82.91 Shenandoah 403 2 437 83 520 34 554 84.04 Shenandoah 404 1 270 36 306 142 448 88.24 Shenandoah 404 2 459 78 537 146 683 85.47 Shenandoah 405 1 382 134 516 40 556 74.03 Shenandoah 405 2 217 300 517 54 571 41.97 Shenandoah 405 3 696 414 1,110 84 1,194 62.70 Shenandoah 405 4 304 86 390 28 418 77.95 Shenandoah 405 5 344 57 401 25 426 85.79 Shenandoah 406 1 298 113 411 41 452 72.51 Shenandoah 406 2 359 169 528 42 570 67.99 Shenandoah 406 3 267 81 348 28 376 76.72 Shenandoah 407 1 361 152 513 43 556 70.37 Shenandoah 407 2 353 147 500 42 542 70.60 Shenandoah 407 3 434 133 567 83 650 76.54 Shenandoah 408 1 513 196 709 133 842 72.36 Shenandoah 408 2 390 198 588 59 647 66.33 Shenandoah 408 3 306 60 366 36 402 83.61 Total 10,462 3,834 14,296 2,413 16,709 73.18


TABLE B.5 CONT. HOUSING UNITS BY TENURE BY CENSUS BLOCK GROUP

2000 CENSUS: SF1

County or City

Census Tract

Block Group

Owner-occupied

Renter-occupied

Total Occupied

Vacant Housing

Units

Total Housing

Units Homeowner-ship Rates

Warren 201 1 721 87 808 207 1,015 89.23 Warren 201 2 488 64 552 84 636 88.41 Warren 201 3 597 57 654 108 762 91.28 Warren 202 1 389 88 477 33 510 81.55 Warren 202 2 333 84 417 56 473 79.86 Warren 203 1 235 57 292 19 311 80.48 Warren 203 2 388 128 516 17 533 75.19 Warren 203 3 316 50 366 32 398 86.34 Warren 203 4 271 43 314 47 361 86.31 Warren 203 5 444 46 490 34 524 90.61 Warren 204 1 123 134 257 23 280 47.86 Warren 204 2 150 120 270 20 290 55.56 Warren 204 3 244 121 365 14 379 66.85 Warren 204 4 305 334 639 34 673 47.73 Warren 204 5 162 140 302 37 339 53.64 Warren 205 1 238 97 335 25 360 71.04 Warren 205 2 354 111 465 5 470 76.13 Warren 205 3 141 352 493 54 547 28.60 Warren 205 4 172 197 369 45 414 46.61 Warren 206 1 325 189 514 48 562 63.23 Warren 206 2 278 145 423 30 453 65.72 Warren 206 3 663 187 850 37 887 78.00 Warren 206 4 360 50 410 14 424 87.80 Warren 206 5 335 53 388 51 439 86.34 Warren 207 1 392 79 471 69 540 83.23 Warren 207 2 543 107 650 69 719 83.54 Total 8,967 3,120 12,087 1,212 13,299 74.19 Winchester 1 1 34 376 410 44 454 8.29 Winchester 1 2 117 166 283 17 300 41.34 Winchester 1 3 104 240 344 25 369 30.23 Winchester 1 4 301 196 497 15 512 60.56 Winchester 1 5 147 224 371 11 382 39.62 Winchester 1 6 202 139 341 16 357 59.24 Winchester 1 7 141 330 471 40 511 29.94 Winchester 2.01 1 240 81 321 12 333 74.77 Winchester 2.01 2 268 23 291 5 296 92.10 Winchester 2.01 3 124 310 434 29 463 28.57 Winchester 2.01 4 187 412 599 62 661 31.22 Winchester 2.02 1 143 312 455 44 499 31.43 Winchester 2.02 2 206 78 284 13 297 72.54 Winchester 2.02 3 231 41 272 10 282 84.93 Winchester 2.02 4 434 39 473 19 492 91.75 Winchester 2.02 5 149 203 352 16 368 42.33 Winchester 3.01 1 109 242 351 51 402 31.05 Winchester 3.01 2 364 200 564 17 581 64.54 Winchester 3.01 3 119 163 282 6 288 42.20 Winchester 3.01 4 155 364 519 31 550 29.87 Winchester 3.02 1 39 763 802 42 844 4.86 Winchester 3.02 2 236 68 304 15 319 77.63 Winchester 3.02 3 286 287 573 27 600 49.91 Winchester 3.02 4 231 177 408 19 427 56.62 Total 4,567 5,434 10,001 586 10,587 45.67


TABLE B.6

DISABLED POPULATION: AGES 5 YEARS AND OLDER BY CENSUS BLOCK GROUP 2000 CENSUS: SF3

County or City

Census Tract

Block Group 5 to 15 16 to 20 21 to 64 65 or

older Total Disability Rate

Clarke 101 1 17 11 103 33 164 12.51 Clarke 101 2 0 0 37 63 100 10.60 Clarke 101 3 2 1 131 63 197 18.74 Clarke 101 4 10 10 76 60 156 20.23 Clarke 101 5 8 4 116 43 171 15.72 Clarke 101 6 14 24 221 132 391 28.92 Clarke 102 1 16 6 129 94 245 17.69 Clarke 102 2 0 0 114 31 145 18.64 Clarke 102 3 0 0 80 27 107 17.26 Clarke 103 1 10 5 160 35 210 17.24 Clarke 103 2 12 12 129 44 197 16.43 Total 89 73 1,296 625 2,083 17.78 Frederick 501 1 9 0 93 33 135 14.80 Frederick 501 2 7 17 137 48 209 20.41 Frederick 501 3 8 11 110 23 152 17.29 Frederick 501 4 5 21 85 53 164 22.81 Frederick 502 1 20 7 83 79 189 12.63 Frederick 502 2 0 9 74 28 111 10.88 Frederick 502 3 0 0 113 38 151 25.08 Frederick 503 1 6 19 191 40 256 17.80 Frederick 503 2 31 4 92 80 207 21.25 Frederick 503 3 13 35 238 74 360 17.87 Frederick 504 1 8 8 162 96 274 17.47 Frederick 504 2 15 0 158 37 210 15.79 Frederick 504 3 0 0 124 67 191 23.10 Frederick 504 4 25 7 141 15 188 19.85 Frederick 505 1 0 0 101 69 170 16.36 Frederick 505 2 10 0 106 56 172 22.19 Frederick 505 3 5 10 59 72 146 16.42 Frederick 505 4 0 4 132 28 164 29.87 Frederick 505 5 13 0 90 30 133 14.66 Frederick 506 1 24 9 175 72 280 21.94 Frederick 506 2 3 14 91 27 135 16.19 Frederick 506 3 16 6 105 60 187 16.39 Frederick 507 1 12 4 154 74 244 18.35 Frederick 507 2 0 5 88 45 138 18.23 Frederick 508 1 43 16 255 64 378 14.53 Frederick 508 2 52 0 570 174 796 14.04 Frederick 508 3 8 28 320 114 470 26.05 Frederick 508 4 0 12 175 18 205 23.43 Frederick 508 5 0 23 141 55 219 26.55 Frederick 509 1 0 24 152 68 244 13.27 Frederick 509 2 6 0 79 84 169 15.39 Frederick 510 1 0 0 174 32 206 23.52 Frederick 510 2 16 28 220 84 348 18.73 Frederick 510 3 8 8 76 42 134 9.79 Frederick 510 4 19 7 92 50 168 11.34 Frederick 510 5 39 0 98 39 176 15.86 Frederick 511 1 98 6 425 201 730 14.29 Frederick 511 2 9 15 221 38 283 16.25 Frederick 511 3 0 10 93 155 258 22.83 Total 528 367 5,993 2,462 9,350 17.11


TABLE B.6 CONT.


County or City

Census Tract



Page 301 1 11 0 145 60 216 26.25 Page 301 2 0 4 65 52 121 19.52 Page 301 3 0 7 181 74 262 24.79 Page 302 1 33 12 126 58 229 24.60 Page 302 2 8 6 117 94 225 22.64 Page 302 3 29 0 122 61 212 22.84 Page 302 4 6 0 74 43 123 15.61 Page 303 1 17 0 157 69 243 22.48 Page 303 2 0 12 154 100 266 25.00 Page 303 3 6 6 159 146 317 20.18 Page 303 4 30 9 75 41 155 17.49 Page 304 1 1 4 134 82 221 16.57 Page 304 2 13 5 124 43 185 15.37 Page 304 3 14 10 110 72 206 20.02 Page 304 4 16 38 182 104 340 27.60 Page 304 5 0 11 118 81 210 25.74 Page 305 1 11 0 179 52 242 22.10 Page 305 2 0 4 77 54 135 16.90 Page 305 3 10 9 138 28 185 17.82 Page 305 4 0 0 91 65 156 17.26 Page 305 5 0 5 44 63 112 20.59 Page 305 6 4 10 114 66 194 20.73 Total 209 152 2,686 1,508 4,555 21.02 Shenandoah 401 1 14 30 163 148 355 19.01 Shenandoah 401 2 6 0 179 103 288 20.25 Shenandoah 401 3 0 0 222 137 359 21.02 Shenandoah 401 4 0 0 24 64 88 10.93 Shenandoah 402 1 4 4 134 86 228 17.29 Shenandoah 402 2 23 6 205 65 299 21.53 Shenandoah 402 3 27 6 218 115 366 17.09 Shenandoah 403 1 4 9 149 128 290 16.14 Shenandoah 403 2 5 5 172 101 283 21.92 Shenandoah 404 1 0 0 61 44 105 15.00 Shenandoah 404 2 0 4 153 106 263 21.47 Shenandoah 405 1 18 0 114 49 181 16.48 Shenandoah 405 2 18 26 83 116 243 22.75 Shenandoah 405 3 44 0 168 152 364 14.92 Shenandoah 405 4 0 0 138 36 174 17.66 Shenandoah 405 5 0 14 86 31 131 12.88 Shenandoah 406 1 8 20 71 60 159 17.75 Shenandoah 406 2 7 6 97 103 213 17.96 Shenandoah 406 3 14 4 109 52 179 21.70 Shenandoah 407 1 8 10 126 76 220 18.08 Shenandoah 407 2 9 4 119 48 180 16.09 Shenandoah 407 3 5 16 160 85 266 19.19 Shenandoah 408 1 3 4 143 112 262 16.74 Shenandoah 408 2 11 6 99 92 208 16.28 Shenandoah 408 3 0 7 72 46 125 14.06 Total 228 181 3,265 2,155 5,829 17.86


TABLE B.6 CONT.


County or City

Census Tract



Warren 201 1 12 27 254 69 362 18.75 Warren 201 2 24 5 153 35 217 15.68 Warren 201 3 0 0 235 61 296 18.79 Warren 202 1 0 23 213 82 318 28.17 Warren 202 2 10 0 111 83 204 21.41 Warren 203 1 0 7 103 43 153 20.26 Warren 203 2 7 8 206 97 318 26.59 Warren 203 3 10 6 118 33 167 18.02 Warren 203 4 0 0 101 30 131 16.25 Warren 203 5 56 12 190 53 311 23.38 Warren 204 1 0 0 64 36 100 19.57 Warren 204 2 0 0 55 35 90 12.57 Warren 204 3 16 0 153 49 218 26.01 Warren 204 4 6 0 164 81 251 17.36 Warren 204 5 29 11 61 87 188 32.64 Warren 205 1 7 0 57 45 109 13.12 Warren 205 2 7 11 78 114 210 20.83 Warren 205 3 12 10 198 97 317 31.17 Warren 205 4 7 5 172 56 240 26.40 Warren 206 1 0 8 72 34 114 9.26 Warren 206 2 0 10 100 63 173 16.96 Warren 206 3 21 0 288 107 416 20.30 Warren 206 4 0 19 98 110 227 24.75 Warren 206 5 12 15 91 17 135 9.41 Warren 207 1 0 0 124 77 201 16.98 Warren 207 2 4 10 129 70 213 13.99 Total 240 187 3,588 1,664 5,679 19.45 Winchester 1 1 19 0 137 96 252 38.65 Winchester 1 2 7 0 101 78 186 28.57 Winchester 1 3 18 19 139 22 198 24.66 Winchester 1 4 19 21 122 55 217 17.76 Winchester 1 5 0 9 165 37 211 25.09 Winchester 1 6 12 18 107 49 186 26.12 Winchester 1 7 0 17 180 53 250 23.32 Winchester 2.01 1 24 0 80 40 144 20.25 Winchester 2.01 2 0 31 17 43 91 13.25 Winchester 2.01 3 0 0 109 44 153 18.06 Winchester 2.01 4 26 0 142 96 264 24.79 Winchester 2.02 1 8 0 114 66 188 21.01 Winchester 2.02 2 13 6 31 0 50 8.26 Winchester 2.02 3 0 14 56 68 138 22.92 Winchester 2.02 4 0 7 74 86 167 13.92 Winchester 2.02 5 0 13 88 28 129 19.94 Winchester 3.01 1 12 9 149 51 221 31.00 Winchester 3.01 2 9 46 140 64 259 13.33 Winchester 3.01 3 0 13 67 22 102 16.83 Winchester 3.01 4 16 25 255 41 337 25.28 Winchester 3.02 1 6 32 173 93 304 22.60 Winchester 3.02 2 0 10 106 37 153 23.36 Winchester 3.02 3 0 9 108 87 204 16.06 Winchester 3.02 4 9 17 67 75 168 18.40 Total 198 316 2,727 1,331 4,572 20.79


TABLE B.7

HOUSEHOLDS BY HOUSEHOLD INCOME RANGE BY CENSUS BLOCK GROUP 2000 CENSUS: SF3

County or City

Census Tract

Block Group <$10K $10K to

$14.99K $15K to $19.99K

$20K to $24.99K

$25K to $34.99K

$35K to $49.99K

$50K to $74.99K

$75K to $99.99K

$100K to $150K

$150K or more

Total HH

Clarke 101 1 17 0 18 10 71 67 201 54 58 23 519Clarke 101 2 23 16 7 14 38 58 111 77 20 5 369Clarke 101 3 20 32 15 41 54 78 93 41 63 10 447Clarke 101 4 67 10 15 29 52 73 65 21 31 8 371Clarke 101 5 24 0 21 26 59 47 142 36 59 23 437Clarke 101 6 62 21 33 62 86 91 118 63 55 0 591Clarke 102 1 43 25 38 37 59 84 145 57 33 35 556Clarke 102 2 12 18 10 17 48 53 53 73 38 37 359Clarke 102 3 32 10 12 11 30 53 63 22 4 30 267Clarke 103 1 23 8 0 18 52 119 122 74 74 31 521Clarke 103 2 13 21 32 14 76 29 118 99 91 20 513Total 336 161 201 279 625 752 1,231 617 526 222 4,950Frederick 501 1 20 16 14 6 57 81 92 44 24 0 354Frederick 501 2 56 19 27 52 85 53 96 30 19 0 437Frederick 501 3 5 14 24 14 54 57 56 31 35 9 299Frederick 501 4 5 6 17 29 94 91 74 11 6 8 341Frederick 502 1 0 32 15 27 46 71 147 60 69 54 521Frederick 502 2 14 6 27 25 47 51 115 72 10 20 387Frederick 502 3 12 16 5 33 58 58 41 39 20 8 290Frederick 503 1 32 44 27 23 98 97 137 69 23 11 561Frederick 503 2 21 16 5 32 57 69 78 60 11 10 359Frederick 503 3 18 5 29 29 121 152 272 126 53 33 838Frederick 504 1 41 70 39 55 58 133 163 53 21 0 633Frederick 504 2 0 33 9 53 93 175 144 48 10 0 565Frederick 504 3 25 9 15 42 102 51 31 40 26 12 353Frederick 504 4 15 5 5 20 43 94 84 37 41 8 352Frederick 505 1 0 13 29 31 40 82 100 59 21 12 387Frederick 505 2 28 9 14 13 39 61 97 45 15 14 335Frederick 505 3 30 9 30 9 61 49 91 35 37 14 365Frederick 505 4 31 24 21 20 39 49 42 11 0 4 241Frederick 505 5 46 14 0 16 51 77 72 41 60 9 386Frederick 506 1 6 10 8 7 41 36 121 98 71 56 454Frederick 506 2 28 13 14 16 45 63 85 34 16 13 327Frederick 506 3 47 36 51 39 90 130 92 36 22 8 551Frederick 507 1 39 21 19 68 97 136 148 26 29 11 594Frederick 507 2 12 12 17 29 58 56 53 30 18 14 299Frederick 508 1 96 39 70 22 116 206 302 141 63 18 1,073Frederick 508 2 79 73 77 102 180 408 733 306 142 29 2,129Frederick 508 3 23 47 40 33 76 138 180 84 47 15 683Frederick 508 4 34 0 17 15 42 83 60 42 25 0 318Frederick 508 5 21 12 29 18 30 96 97 41 17 16 377Frederick 509 1 53 38 61 82 109 157 182 55 36 5 778Frederick 509 2 21 49 16 56 74 72 113 41 32 42 516Frederick 510 1 8 32 37 10 68 93 61 58 31 0 398Frederick 510 2 54 16 6 93 94 159 183 90 28 13 736Frederick 510 3 32 0 30 48 116 132 166 46 39 5 614Frederick 510 4 6 9 28 18 70 67 113 153 66 31 561Frederick 510 5 16 18 15 15 71 82 134 40 22 6 419Frederick 511 1 46 80 44 123 184 363 521 276 223 44 1,904Frederick 511 2 34 32 49 44 183 135 185 87 19 14 782Frederick 511 3 52 58 17 32 121 106 95 56 57 13 607Total 1,106 955 997 1,399 3,108 4,269 5,556 2,651 1,504 579 22,124


TABLE B.7 CONT.


County or City

Census Tract


$14.99K $15K to $19.99K

$20K to $24.99K

$25K to $34.99K

$35K to $49.99K

$50K to $74.99K

$75K to $99.99K

$100K to $149.99K

$150K or more

Total HH

Page 301 1 40 8 29 45 36 146 65 15 6 0 390Page 301 2 11 10 54 28 34 34 34 22 19 0 246Page 301 3 21 17 16 36 85 106 105 21 18 7 432Page 302 1 70 29 0 68 67 87 98 39 14 10 482Page 302 2 51 55 29 23 72 119 54 30 11 5 449Page 302 3 35 10 35 15 30 103 87 26 7 0 348Page 302 4 31 0 29 5 60 67 52 45 15 0 304Page 303 1 52 49 45 30 37 112 89 22 7 0 443Page 303 2 53 22 38 78 66 84 94 14 0 20 469Page 303 3 103 82 35 60 104 126 105 43 21 20 699Page 303 4 71 32 52 44 52 55 63 32 17 0 418Page 304 1 64 52 48 90 73 106 52 28 28 2 543Page 304 2 48 35 31 100 50 104 93 22 13 0 496Page 304 3 68 51 37 41 92 82 57 16 5 4 453Page 304 4 38 40 39 45 85 150 102 7 0 16 522Page 304 5 68 45 28 43 40 64 39 8 8 0 343Page 305 1 30 37 32 52 13 80 84 41 43 0 412Page 305 2 44 9 28 24 50 72 51 26 9 4 317Page 305 3 64 31 46 64 105 90 57 15 8 7 487Page 305 4 48 38 24 42 85 53 43 26 22 14 395Page 305 5 54 43 21 5 52 41 41 4 4 0 265Page 305 6 48 19 35 18 61 101 66 26 15 11 400Total 1,112 714 731 956 1,349 1,982 1,531 528 290 120 9,313Shenandoah 401 1 58 64 30 74 177 172 199 47 35 27 883Shenandoah 401 2 56 55 73 35 116 130 120 25 27 7 644Shenandoah 401 3 98 51 52 58 121 137 143 43 24 28 755Shenandoah 401 4 24 17 28 24 57 96 77 38 0 0 361Shenandoah 402 1 5 13 30 20 63 157 138 68 44 0 538Shenandoah 402 2 67 33 40 56 102 72 130 30 44 14 588Shenandoah 402 3 34 56 80 56 134 171 212 129 46 34 952Shenandoah 403 1 13 34 30 45 86 202 194 70 13 30 717Shenandoah 403 2 48 37 72 35 33 156 109 31 19 14 554Shenandoah 404 1 12 13 24 0 33 61 69 30 41 6 289Shenandoah 404 2 44 31 43 12 60 87 102 30 87 12 508Shenandoah 405 1 29 37 14 34 94 132 117 33 17 7 514Shenandoah 405 2 85 55 28 86 67 146 66 9 0 9 551Shenandoah 405 3 94 70 54 79 206 202 200 101 51 23 1,080Shenandoah 405 4 35 17 18 33 74 113 76 43 9 0 418Shenandoah 405 5 27 31 10 9 80 72 110 53 25 0 417Shenandoah 406 1 30 13 19 39 56 94 65 34 20 6 376Shenandoah 406 2 38 53 34 46 87 111 114 41 19 9 552Shenandoah 406 3 6 14 23 13 68 83 90 47 6 7 357Shenandoah 407 1 46 44 30 39 94 97 93 43 14 16 516Shenandoah 407 2 35 44 30 49 56 100 124 27 15 12 492Shenandoah 407 3 53 21 44 43 119 122 110 36 9 7 564Shenandoah 408 1 67 47 42 51 104 141 129 67 30 26 704Shenandoah 408 2 69 43 54 41 66 109 146 22 5 18 573Shenandoah 408 3 34 43 27 12 56 78 78 22 31 0 381Total 1,107 936 929 989 2,209 3,041 3,011 1,119 631 312 14,284


TABLE B.7 CONT.


County or City

Census Tract


$14.99K $15K to $19.99K

$20K to $24.99K

$25K to $34.99K

$35K to $49.99K

$50K to $74.99K

$75K to $99.99K

$100K to $149.99K

$150K or more

Total HH

Warren 201 1 56 19 38 34 130 204 180 82 55 0 798Warren 201 2 13 9 0 12 46 114 210 88 56 5 553Warren 201 3 17 23 18 55 44 127 213 135 28 15 675Warren 202 1 8 27 41 0 58 144 107 49 17 14 465Warren 202 2 26 11 23 0 31 45 129 76 45 36 422Warren 203 1 7 11 23 32 70 52 70 17 16 6 304Warren 203 2 87 15 17 36 75 90 143 71 14 7 555Warren 203 3 24 12 16 0 55 84 87 48 15 4 345Warren 203 4 20 12 8 6 46 42 79 44 42 21 320Warren 203 5 23 6 16 34 62 57 97 104 40 33 472Warren 204 1 47 22 21 33 32 41 32 20 8 12 268Warren 204 2 18 32 37 20 55 67 53 0 17 0 299Warren 204 3 71 29 14 9 52 70 65 44 0 0 354Warren 204 4 30 39 29 56 135 112 142 49 22 5 619Warren 204 5 33 30 47 12 43 56 60 18 10 0 309Warren 205 1 54 17 8 20 29 66 70 15 20 3 302Warren 205 2 28 49 9 25 67 101 83 38 24 4 428Warren 205 3 122 64 65 50 114 31 53 27 9 0 535Warren 205 4 33 11 46 66 106 29 81 6 18 0 396Warren 206 1 85 21 8 6 69 105 105 69 45 0 513Warren 206 2 29 27 0 33 79 36 106 32 53 15 410Warren 206 3 58 50 42 45 80 144 183 160 55 17 834Warren 206 4 35 15 8 31 77 90 76 42 19 0 393Warren 206 5 25 10 10 29 82 97 110 45 30 0 438Warren 207 1 20 37 27 58 65 108 95 23 37 0 470Warren 207 2 24 22 49 25 84 144 106 117 46 31 648Total 993 620 620 727 1,786 2,256 2,735 1,419 741 228 12,125Winchester 1 1 94 91 89 14 63 40 0 28 7 0 426Winchester 1 2 29 55 8 28 17 62 56 13 0 0 268Winchester 1 3 27 33 29 24 42 72 25 17 0 0 269Winchester 1 4 68 39 10 66 106 82 85 56 16 8 536Winchester 1 5 37 6 46 48 149 52 42 17 33 10 440Winchester 1 6 23 12 14 38 67 47 36 20 13 0 270Winchester 1 7 75 89 18 67 93 60 67 28 9 5 511Winchester 2.01 1 14 15 32 6 24 68 75 23 41 13 311Winchester 2.01 2 0 0 6 9 11 9 127 37 42 50 291Winchester 2.01 3 69 16 68 9 91 85 95 8 10 0 451Winchester 2.01 4 86 35 42 59 134 63 88 31 29 29 596Winchester 2.02 1 25 40 35 58 86 56 77 15 15 34 441Winchester 2.02 2 19 0 14 18 18 21 70 19 25 36 240Winchester 2.02 3 3 32 26 22 18 24 85 51 25 19 305Winchester 2.02 4 8 8 34 40 46 40 66 72 73 92 479Winchester 2.02 5 28 9 39 16 39 110 79 16 26 9 371Winchester 3.01 1 60 16 63 50 56 63 20 0 25 14 367Winchester 3.01 2 38 30 22 37 60 154 129 79 4 11 564Winchester 3.01 3 31 46 11 45 40 51 58 0 5 0 287Winchester 3.01 4 44 19 22 67 145 92 57 23 18 6 493Winchester 3.02 1 198 58 70 41 139 121 94 42 9 9 781Winchester 3.02 2 25 0 24 27 8 75 59 37 26 10 291Winchester 3.02 3 52 14 48 25 116 131 155 34 18 0 593Winchester 3.02 4 22 20 27 56 99 75 86 13 15 0 413Total 1,075 683 797 870 1,667 1,653 1,731 679 484 355 9,994


TABLE B.8

INDIVIDUALS IN POVERTY BY AGE BY CENSUS BLOCK GROUP 2000 CENSUS: SF3

County or City

Census Tract

Block Group

Under 5 years 5 years 6 to 11

years 12 to 17

years 18 to 64

years 65 to 74

years 75 years and over Total Poverty

Rate Clarke 101 1 0 0 0 15 17 0 17 49 3.53Clarke 101 2 5 5 4 23 49 7 11 104 10.71Clarke 101 3 0 0 7 8 19 0 12 46 4.14Clarke 101 4 12 4 11 5 22 18 27 99 12.06Clarke 101 5 0 0 11 16 47 0 7 81 7.15Clarke 101 6 6 0 10 0 51 15 21 103 7.10Clarke 102 1 15 0 4 12 57 12 22 122 8.35Clarke 102 2 0 0 0 7 23 5 8 43 5.53Clarke 102 3 0 0 7 0 20 6 5 38 5.70Clarke 103 1 22 0 6 11 57 0 0 96 7.36Clarke 103 2 0 0 6 0 24 0 0 30 2.40Total 60 9 66 97 386 63 130 811 6.57Frederick 501 1 6 0 4 15 32 13 0 70 7.16Frederick 501 2 4 0 33 5 61 13 11 127 11.72Frederick 501 3 10 3 2 8 27 0 0 50 5.41Frederick 501 4 0 0 0 4 5 0 5 14 1.92Frederick 502 1 5 17 46 4 57 0 0 129 8.25Frederick 502 2 0 0 0 0 9 0 15 24 2.16Frederick 502 3 0 0 0 0 12 0 0 12 1.90Frederick 503 1 8 5 18 29 85 5 10 160 10.45Frederick 503 2 0 0 16 5 36 0 4 61 5.97Frederick 503 3 11 0 0 11 70 8 0 100 4.65Frederick 504 1 7 0 5 21 80 6 23 142 8.43Frederick 504 2 10 0 0 25 22 0 0 57 4.03Frederick 504 3 9 0 0 19 48 14 6 96 10.51Frederick 504 4 0 0 14 7 43 0 0 64 6.45Frederick 505 1 0 4 0 0 5 0 0 9 0.84Frederick 505 2 0 0 0 0 22 0 7 29 3.39Frederick 505 3 0 0 0 0 14 21 12 47 5.11Frederick 505 4 0 0 17 14 80 0 0 111 19.24Frederick 505 5 0 0 0 0 45 16 8 69 7.45Frederick 506 1 4 0 0 6 17 13 0 40 2.98Frederick 506 2 2 0 0 2 18 6 5 33 3.69Frederick 506 3 6 4 9 0 62 10 8 99 8.19Frederick 507 1 3 0 3 4 61 7 10 88 6.33Frederick 507 2 3 0 0 0 19 0 3 25 3.09Frederick 508 1 8 6 49 21 120 7 15 226 8.18Frederick 508 2 58 0 47 78 187 14 15 399 6.46Frederick 508 3 21 0 7 16 74 0 7 125 6.31Frederick 508 4 31 9 32 19 96 0 0 187 19.77Frederick 508 5 0 0 0 0 39 6 0 45 5.24Frederick 509 1 20 0 15 20 132 12 0 199 10.00Frederick 509 2 0 6 6 0 44 0 0 56 4.93Frederick 510 1 6 0 0 0 43 0 0 49 5.11Frederick 510 2 13 0 41 37 110 0 0 201 10.28Frederick 510 3 11 0 0 0 41 0 9 61 4.09Frederick 510 4 0 0 0 9 34 0 0 43 2.66Frederick 510 5 0 0 0 0 20 0 9 29 2.55Frederick 511 1 21 8 31 28 113 15 8 224 4.07Frederick 511 2 15 5 0 0 105 0 0 125 6.51Frederick 511 3 0 8 10 0 41 19 24 102 8.63Total 292 75 405 407 2,129 205 214 3,727 6.39


TABLE B.8 CONT. INDIVIDUALS IN POVERTY BY AGE BY CENSUS BLOCK GROUP


Census Tract

Block Group


years 12 to 17

years 18 to 64

years 65 to 74


Rate 1 1 25 0 6 19 62 0 7 119 13.74Page 301 2 17 0 39 14 57 10 4 141 21.76Page 301 3 5 0 7 0 40 0 0 52 4.68Page 302 1 0 0 0 0 83 0 0 83 8.66Page 302 2 6 0 9 5 52 14 21 107 10.32Page 302 3 6 0 11 38 50 0 9 114 11.49Page 302 4 0 0 4 0 25 0 19 48 5.74Page 303 1 24 0 14 17 90 29 12 186 16.46Page 303 2 6 0 10 17 100 16 6 155 14.09Page 303 3 23 4 48 45 125 20 5 270 16.36Page 303 4 15 0 8 0 22 7 11 63 6.70Page 304 1 7 0 9 22 103 14 25 180 12.61Page 304 2 7 2 21 20 66 18 12 146 11.24Page 304 3 30 4 25 14 111 8 8 200 18.21Page 304 4 23 15 42 9 83 14 18 204 15.50Page 304 5 0 0 0 0 92 19 39 150 17.75Page 305 1 0 0 7 20 49 17 0 93 8.52Page 305 2 5 0 0 33 55 12 18 123 14.56Page 305 3 0 0 15 10 104 18 7 154 13.92Page 305 4 0 0 0 0 27 4 18 49 5.21Page 305 5 15 0 12 22 32 26 9 116 19.80Page 305 6 5 0 10 3 59 8 7 92 9.17Total 219 25 297 308 1,487 254 255 2,845 12.46Shenandoah 401 1 8 9 41 7 68 0 8 141 7.01Shenandoah 401 2 7 0 0 17 66 27 7 124 8.20Shenandoah 401 3 13 0 10 8 73 31 7 142 7.83Shenandoah 401 4 0 0 0 12 0 0 24 36 4.34Shenandoah 402 1 0 0 0 0 26 0 0 26 1.92Shenandoah 402 2 44 0 62 13 87 8 48 262 17.32Shenandoah 402 3 19 0 11 6 78 14 0 128 5.68Shenandoah 403 1 0 0 9 2 35 0 0 46 2.42Shenandoah 403 2 0 5 0 18 37 30 11 101 7.49Shenandoah 404 1 0 0 20 0 20 7 7 54 7.28Shenandoah 404 2 0 4 5 13 29 10 26 87 6.67Shenandoah 405 1 6 0 18 15 37 0 0 76 6.37Shenandoah 405 2 22 0 70 69 94 8 19 282 24.89Shenandoah 405 3 6 0 42 25 127 0 12 212 8.23Shenandoah 405 4 7 0 6 13 42 12 7 87 8.00Shenandoah 405 5 0 0 0 21 39 0 0 60 5.62Shenandoah 406 1 3 0 2 2 29 2 12 50 5.28Shenandoah 406 2 7 0 3 2 33 22 19 86 7.04Shenandoah 406 3 0 0 0 0 0 0 0 0 0.00Shenandoah 407 1 13 2 24 8 68 15 15 145 11.01Shenandoah 407 2 2 2 10 4 35 6 24 83 7.14Shenandoah 407 3 18 0 13 30 68 0 14 143 9.85Shenandoah 408 1 16 5 3 10 119 12 14 179 10.84Shenandoah 408 2 9 4 20 29 76 13 13 164 12.15Shenandoah 408 3 14 7 13 10 74 0 5 123 13.17Total 214 38 382 334 1,360 217 292 2,837 8.21


TABLE B.8 CONT. INDIVIDUALS IN POVERTY BY AGE BY CENSUS BLOCK GROUP


Census Tract

Block Group


years 12 to 17

years 18 to 64

years 65 to 74


Rate Warren 201 1 0 0 0 20 91 14 9 134 6.55Warren 201 2 0 0 0 9 5 0 0 14 0.94Warren 201 3 6 0 0 0 38 6 0 50 2.86Warren 202 1 5 0 5 0 18 0 0 28 2.39Warren 202 2 6 0 5 0 11 7 7 36 3.73Warren 203 1 12 0 0 6 34 7 4 63 7.76Warren 203 2 13 0 0 12 93 15 15 148 11.74Warren 203 3 0 0 4 5 37 6 10 62 6.21Warren 203 4 0 0 0 0 30 0 8 38 4.45Warren 203 5 36 0 8 8 55 0 10 117 7.94Warren 204 1 0 0 5 0 46 0 14 65 12.06Warren 204 2 0 12 22 0 50 9 18 111 14.76Warren 204 3 7 0 15 19 73 0 10 124 14.22Warren 204 4 13 0 4 26 107 0 5 155 9.89Warren 204 5 6 0 0 5 18 14 19 62 10.06Warren 205 1 13 8 12 45 88 13 0 179 19.50Warren 205 2 15 0 0 11 47 0 10 83 7.89Warren 205 3 0 6 7 29 140 24 25 231 22.74Warren 205 4 6 7 53 0 77 11 12 166 16.82Warren 206 1 0 0 20 15 77 10 9 131 9.50Warren 206 2 9 0 0 0 45 28 0 82 7.64Warren 206 3 28 0 33 73 118 0 0 252 11.38Warren 206 4 0 0 9 9 21 0 0 39 4.06Warren 206 5 0 0 0 16 94 0 0 110 8.51Warren 207 1 4 3 3 6 68 0 14 98 7.80Warren 207 2 0 0 0 0 28 19 6 53 3.38Total 179 36 205 314 1,509 183 205 2,631 8.52Winchester 1 1 0 0 0 0 93 9 9 111 16.89Winchester 1 2 32 0 8 13 64 18 10 145 20.37Winchester 1 3 30 6 28 25 127 0 6 222 26.24Winchester 1 4 11 0 37 0 68 0 20 136 10.37Winchester 1 5 0 0 0 22 59 0 0 81 8.73Winchester 1 6 11 0 11 0 79 0 0 101 13.07Winchester 1 7 49 29 84 38 151 16 10 377 32.03Winchester 2.01 1 0 0 0 0 23 0 0 23 3.18Winchester 2.01 2 0 0 0 8 0 0 0 8 1.13Winchester 2.01 3 41 0 10 23 66 0 0 140 14.72Winchester 2.01 4 0 0 0 0 107 0 20 127 11.23Winchester 2.02 1 0 0 0 0 55 0 0 55 5.71Winchester 2.02 2 0 0 0 0 19 0 0 19 2.86Winchester 2.02 3 0 0 0 0 10 0 0 10 1.62Winchester 2.02 4 0 0 0 0 17 8 0 25 2.04Winchester 2.02 5 11 0 0 0 81 0 0 92 13.61Winchester 3.01 1 10 0 27 20 82 0 5 144 18.92Winchester 3.01 2 0 0 0 0 75 11 9 95 7.09Winchester 3.01 3 37 0 7 8 64 0 0 116 16.79Winchester 3.01 4 39 23 9 22 237 0 17 347 24.77Winchester 3.02 1 0 10 0 18 244 15 34 321 22.56Winchester 3.02 2 0 0 0 0 39 0 0 39 5.76Winchester 3.02 3 14 0 8 43 132 0 0 197 14.45Winchester 3.02 4 5 0 0 4 43 0 8 60 6.15Total 290 68 229 244 1,935 77 148 2,991 13.18


TABLE B.9

INCIDENCE OF OVERCROWDING BY CENSUS BLOCK GROUP

2000 CENSUS: SF3

County or City

Census Tract

Block Group

1.00 or less

1.01 to 1.50

1.51 or more

Occupied Housing

Units Clarke 101 1 505 0 0 505 Clarke 101 2 347 5 0 352 Clarke 101 3 443 4 0 447 Clarke 101 4 361 0 5 366 Clarke 101 5 435 0 0 435 Clarke 101 6 614 2 3 619 Clarke 102 1 574 4 0 578 Clarke 102 2 349 0 0 349 Clarke 102 3 262 0 0 262 Clarke 103 1 532 6 0 538 Clarke 103 2 491 0 0 491 Total 4,913 21 8 4,942 Frederick 501 1 327 7 0 334 Frederick 501 2 418 7 0 425 Frederick 501 3 339 0 10 349 Frederick 501 4 308 4 0 312 Frederick 502 1 535 0 0 535 Frederick 502 2 400 5 0 405 Frederick 502 3 266 0 0 266 Frederick 503 1 578 11 0 589 Frederick 503 2 377 0 0 377 Frederick 503 3 781 4 0 785 Frederick 504 1 598 7 0 605 Frederick 504 2 515 26 0 541 Frederick 504 3 343 16 0 359 Frederick 504 4 386 0 6 392 Frederick 505 1 416 0 0 416 Frederick 505 2 329 0 6 335 Frederick 505 3 355 0 0 355 Frederick 505 4 236 6 0 242 Frederick 505 5 366 0 0 366 Frederick 506 1 451 5 0 456 Frederick 506 2 324 10 5 339 Frederick 506 3 526 6 4 536 Frederick 507 1 558 4 2 564 Frederick 507 2 301 10 4 315 Frederick 508 1 1,079 10 0 1,089 Frederick 508 2 2,117 0 7 2,124 Frederick 508 3 733 8 0 741 Frederick 508 4 241 38 17 296 Frederick 508 5 337 0 0 337 Frederick 509 1 775 6 9 790 Frederick 509 2 509 6 0 515 Frederick 510 1 371 0 0 371 Frederick 510 2 746 0 0 746 Frederick 510 3 586 0 0 586 Frederick 510 4 578 0 0 578 Frederick 510 5 422 0 0 422 Frederick 511 1 1,905 14 14 1,933 Frederick 511 2 729 18 0 747 Frederick 511 3 624 0 0 624 Total 21,785 228 84 22,097


TABLE B.9 CONT.

INCIDENCE OF OVERCROWDING BY CENSUS BLOCK GROUP

2000 CENSUS: SF3

County or City

Census Tract

Block Group

1.00 or less

1.01 to 1.50

1.51 or more

Occupied Housing

Units Page 301 1 355 6 0 361 Page 301 2 230 11 0 241 Page 301 3 444 0 5 449 Page 302 1 407 0 0 407 Page 302 2 451 8 0 459 Page 302 3 382 13 6 401 Page 302 4 327 0 0 327 Page 303 1 446 0 0 446 Page 303 2 423 7 0 430 Page 303 3 702 16 9 727 Page 303 4 434 0 0 434 Page 304 1 550 9 2 561 Page 304 2 496 9 0 505 Page 304 3 444 4 0 448 Page 304 4 486 14 0 500 Page 304 5 329 7 0 336 Page 305 1 431 18 0 449 Page 305 2 329 0 3 332 Page 305 3 440 6 0 446 Page 305 4 381 10 0 391 Page 305 5 240 0 0 240 Page 305 6 406 9 0 415 Total 9,133 147 25 9,305 Shenandoah 401 1 863 0 0 863 Shenandoah 401 2 680 16 0 696 Shenandoah 401 3 741 8 0 749 Shenandoah 401 4 327 8 0 335 Shenandoah 402 1 510 6 5 521 Shenandoah 402 2 550 11 6 567 Shenandoah 402 3 975 14 0 989 Shenandoah 403 1 736 0 0 736 Shenandoah 403 2 533 0 0 533 Shenandoah 404 1 302 9 0 311 Shenandoah 404 2 517 6 0 523 Shenandoah 405 1 514 6 0 520 Shenandoah 405 2 525 0 0 525 Shenandoah 405 3 1,061 31 27 1,119 Shenandoah 405 4 371 0 6 377 Shenandoah 405 5 396 6 0 402 Shenandoah 406 1 396 5 0 401 Shenandoah 406 2 526 2 7 535 Shenandoah 406 3 343 8 0 351 Shenandoah 407 1 477 8 28 513 Shenandoah 407 2 495 2 3 500 Shenandoah 407 3 560 7 0 567 Shenandoah 408 1 688 16 5 709 Shenandoah 408 2 593 0 0 593 Shenandoah 408 3 349 12 0 361 Total 14,028 181 87 14,296


TABLE B.9 CONT. INCIDENCE OF OVERCROWDING BY CENSUS BLOCK GROUP


Census Tract

Block Group

1.00 or less

1.01 to 1.50

1.51 or more

Occupied Housing Units

Warren 201 1 761 32 21 814 Warren 201 2 550 7 0 557 Warren 201 3 620 14 9 643 Warren 202 1 464 0 0 464 Warren 202 2 410 0 0 410 Warren 203 1 295 0 0 295 Warren 203 2 504 0 0 504 Warren 203 3 372 11 0 383 Warren 203 4 298 0 7 305 Warren 203 5 504 7 0 511 Warren 204 1 254 0 0 254 Warren 204 2 276 9 0 285 Warren 204 3 350 6 7 363 Warren 204 4 609 22 14 645 Warren 204 5 264 11 11 286 Warren 205 1 311 0 19 330 Warren 205 2 454 6 0 460 Warren 205 3 498 7 0 505 Warren 205 4 350 17 0 367 Warren 206 1 510 0 0 510 Warren 206 2 429 0 16 445 Warren 206 3 840 0 9 849 Warren 206 4 397 0 0 397 Warren 206 5 373 11 0 384 Warren 207 1 472 0 0 472 Warren 207 2 649 0 0 649 Total 11,814 160 113 12,087 Winchester 1 1 414 5 0 419 Winchester 1 2 265 13 0 278 Winchester 1 3 297 10 5 312 Winchester 1 4 501 0 8 509 Winchester 1 5 361 10 10 381 Winchester 1 6 295 15 11 321 Winchester 1 7 480 8 9 497 Winchester 2.01 1 313 0 0 313 Winchester 2.01 2 270 0 0 270 Winchester 2.01 3 452 0 0 452 Winchester 2.01 4 602 8 0 610 Winchester 2.02 1 444 0 0 444 Winchester 2.02 2 280 0 0 280 Winchester 2.02 3 279 0 0 279 Winchester 2.02 4 477 0 0 477 Winchester 2.02 5 338 0 18 356 Winchester 3.01 1 320 18 5 343 Winchester 3.01 2 566 9 0 575 Winchester 3.01 3 263 16 0 279 Winchester 3.01 4 399 39 81 519 Winchester 3.02 1 813 0 0 813 Winchester 3.02 2 293 0 0 293 Winchester 3.02 3 550 11 18 579 Winchester 3.02 4 402 0 0 402 Total 9,674 162 165 10,001


TABLE B.10

UNITS LACKING COMPLETE PLUMBING/KITCHEN FACILITIES BY CENSUS BLOCK GROUP 2000 CENSUS: SF3

County or City

Census Tract

Block Group

Lacking Complete Plumbing Facilities

Lacking Complete Kitchen Facilities

Clarke 101 1 0 0 Clarke 101 2 10 0 Clarke 101 3 0 0 Clarke 101 4 0 0 Clarke 101 5 0 0 Clarke 101 6 0 0 Clarke 102 1 9 9 Clarke 102 2 5 5 Clarke 102 3 5 5 Clarke 103 1 10 10 Clarke 103 2 6 0 Total 45 29 Frederick 501 1 0 0 Frederick 501 2 8 15 Frederick 501 3 0 0 Frederick 501 4 0 0 Frederick 502 1 10 10 Frederick 502 2 9 16 Frederick 502 3 0 0 Frederick 503 1 22 10 Frederick 503 2 0 0 Frederick 503 3 12 6 Frederick 504 1 21 11 Frederick 504 2 18 18 Frederick 504 3 11 0 Frederick 504 4 77 71 Frederick 505 1 0 0 Frederick 505 2 24 0 Frederick 505 3 0 7 Frederick 505 4 6 0 Frederick 505 5 0 0 Frederick 506 1 5 0 Frederick 506 2 10 10 Frederick 506 3 4 2 Frederick 507 1 21 8 Frederick 507 2 10 0 Frederick 508 1 0 0 Frederick 508 2 0 0 Frederick 508 3 8 8 Frederick 508 4 0 0 Frederick 508 5 12 0 Frederick 509 1 5 0 Frederick 509 2 6 0 Frederick 510 1 9 9 Frederick 510 2 8 0 Frederick 510 3 9 0 Frederick 510 4 0 0 Frederick 510 5 7 7 Frederick 511 1 22 7 Frederick 511 2 7 0 Frederick 511 3 8 28 Total 369 243


TABLE B.10 CONT.


County or City

Census Tract

Block Group



Page 301 1 0 0 Page 301 2 17 12 Page 301 3 0 0 Page 302 1 29 18 Page 302 2 17 16 Page 302 3 22 22 Page 302 4 34 34 Page 303 1 34 28 Page 303 2 0 0 Page 303 3 12 5 Page 303 4 0 0 Page 304 1 14 5 Page 304 2 0 0 Page 304 3 11 4 Page 304 4 30 23 Page 304 5 35 28 Page 305 1 11 11 Page 305 2 4 4 Page 305 3 37 30 Page 305 4 0 0 Page 305 5 0 0 Page 305 6 4 4 Total 311 244 Shenandoah 401 1 8 15 Shenandoah 401 2 0 7 Shenandoah 401 3 9 7 Shenandoah 401 4 8 8 Shenandoah 402 1 32 18 Shenandoah 402 2 73 40 Shenandoah 402 3 56 44 Shenandoah 403 1 5 0 Shenandoah 403 2 0 0 Shenandoah 404 1 12 12 Shenandoah 404 2 16 11 Shenandoah 405 1 6 6 Shenandoah 405 2 24 0 Shenandoah 405 3 0 6 Shenandoah 405 4 8 8 Shenandoah 405 5 17 10 Shenandoah 406 1 9 3 Shenandoah 406 2 6 6 Shenandoah 406 3 12 12 Shenandoah 407 1 24 16 Shenandoah 407 2 10 11 Shenandoah 407 3 54 12 Shenandoah 408 1 20 22 Shenandoah 408 2 2 0 Shenandoah 408 3 29 24 Total 440 298


TABLE B.10 CONT.


County or City

Census Tract

Block Group



Warren 201 1 27 39 Warren 201 2 7 7 Warren 201 3 7 7 Warren 202 1 7 8 Warren 202 2 12 12 Warren 203 1 0 7 Warren 203 2 4 8 Warren 203 3 18 6 Warren 203 4 0 0 Warren 203 5 0 2 Warren 204 1 0 0 Warren 204 2 0 0 Warren 204 3 0 0 Warren 204 4 5 5 Warren 204 5 0 0 Warren 205 1 0 7 Warren 205 2 0 0 Warren 205 3 0 0 Warren 205 4 7 0 Warren 206 1 0 0 Warren 206 2 0 0 Warren 206 3 13 23 Warren 206 4 0 0 Warren 206 5 17 17 Warren 207 1 62 48 Warren 207 2 36 24 Total 222 220 Winchester 1 1 0 0 Winchester 1 2 0 0 Winchester 1 3 9 0 Winchester 1 4 0 0 Winchester 1 5 0 0 Winchester 1 6 0 0 Winchester 1 7 0 0 Winchester 2.01 1 0 0 Winchester 2.01 2 8 0 Winchester 2.01 3 0 8 Winchester 2.01 4 0 16 Winchester 2.02 1 0 0 Winchester 2.02 2 0 0 Winchester 2.02 3 0 0 Winchester 2.02 4 0 0 Winchester 2.02 5 0 32 Winchester 3.01 1 0 15 Winchester 3.01 2 0 0 Winchester 3.01 3 0 0 Winchester 3.01 4 0 10 Winchester 3.02 1 0 0 Winchester 3.02 2 0 0 Winchester 3.02 3 0 0 Winchester 3.02 4 0 0 Total 17 81


TABLE B.11

INCOME SPENT ON HOUSING (SPECIFIED RENTERS) BY CENSUS BLOCK GROUP 2000 CENSUS: SF3

County or City

Census Tract

Block Group

Less than 29.9

percent

30 to 49.9 percent

50 percent or more

Not computed Total

Clarke 101 1 8 0 0 0 8Clarke 101 2 28 0 5 0 33Clarke 101 3 44 23 28 7 102Clarke 101 4 98 14 29 15 156Clarke 101 5 22 11 7 29 69Clarke 101 6 226 25 26 16 293Clarke 102 1 75 35 8 22 140Clarke 102 2 25 11 7 17 60Clarke 102 3 50 17 6 7 80Clarke 103 1 50 0 5 10 65Clarke 103 2 28 5 0 17 50Total 654 141 121 140 1,056Frederick 501 1 26 0 0 11 37Frederick 501 2 15 16 5 20 56Frederick 501 3 20 16 0 6 42Frederick 501 4 26 10 0 6 42Frederick 502 1 17 6 0 5 28Frederick 502 2 29 7 0 0 36Frederick 502 3 26 0 0 13 39Frederick 503 1 13 4 4 11 32Frederick 503 2 17 0 4 14 35Frederick 503 3 91 25 4 14 134Frederick 504 1 41 11 0 7 59Frederick 504 2 47 10 5 6 68Frederick 504 3 24 5 5 5 39Frederick 504 4 14 0 6 14 34Frederick 505 1 29 6 0 6 41Frederick 505 2 21 6 14 0 41Frederick 505 3 34 6 7 6 53Frederick 505 4 38 12 6 12 68Frederick 505 5 53 13 7 7 80Frederick 506 1 22 0 12 10 44Frederick 506 2 53 6 4 9 72Frederick 506 3 156 49 24 23 252Frederick 507 1 88 18 13 6 125Frederick 507 2 33 24 15 0 72Frederick 508 1 195 34 59 16 304Frederick 508 2 189 48 52 8 297Frederick 508 3 50 40 0 0 90Frederick 508 4 50 17 28 0 95Frederick 508 5 67 0 0 8 75Frederick 509 1 184 65 57 22 328Frederick 509 2 77 38 19 0 134Frederick 510 1 50 31 8 0 89Frederick 510 2 128 54 40 24 246Frederick 510 3 131 37 12 0 180Frederick 510 4 39 9 8 8 64Frederick 510 5 21 20 7 0 48Frederick 511 1 120 42 7 25 194Frederick 511 2 92 24 7 0 123Frederick 511 3 158 64 84 9 315Total 2,484 773 523 331 4,111


TABLE B.11 CONT.

INCOME SPENT ON HOUSING (SPECIFIED RENTERS) BY CENSUS BLOCK GROUP 2000 CENSUS: SF3

County or City

Census Tract

Block Group

Less than 29.9

percent

30 to 49.9 percent

50 percent or more

Not computed Total

Page 301 1 69 18 31 6 124Page 301 2 41 19 0 13 73Page 301 3 49 0 0 12 61Page 302 1 22 15 0 10 47Page 302 2 106 18 40 11 175Page 302 3 76 6 16 6 104Page 302 4 23 0 0 22 45Page 303 1 31 13 9 5 58Page 303 2 30 21 12 15 78Page 303 3 148 51 35 38 272Page 303 4 105 24 30 6 165Page 304 1 149 33 13 11 206Page 304 2 78 26 18 14 136Page 304 3 77 24 34 23 158Page 304 4 50 18 7 34 109Page 304 5 16 24 0 16 56Page 305 1 37 17 8 0 62Page 305 2 31 9 9 12 61Page 305 3 55 7 7 7 76Page 305 4 44 4 23 0 71Page 305 5 24 16 0 25 65Page 305 6 110 4 14 4 132Total 1,371 367 306 290 2,334Shenandoah 401 1 159 32 32 25 248Shenandoah 401 2 237 65 15 16 333Shenandoah 401 3 243 68 17 8 336Shenandoah 401 4 35 0 0 0 35Shenandoah 402 1 34 0 0 10 44Shenandoah 402 2 59 27 10 5 101Shenandoah 402 3 48 5 18 27 98Shenandoah 403 1 63 5 7 27 102Shenandoah 403 2 49 33 4 5 91Shenandoah 404 1 33 0 8 0 41Shenandoah 404 2 41 13 5 7 66Shenandoah 405 1 131 9 23 7 170Shenandoah 405 2 144 39 63 56 302Shenandoah 405 3 272 58 42 0 372Shenandoah 405 4 42 8 7 0 57Shenandoah 405 5 20 19 6 0 45Shenandoah 406 1 76 13 3 17 109Shenandoah 406 2 107 17 17 14 155Shenandoah 406 3 61 7 0 13 81Shenandoah 407 1 94 20 16 10 140Shenandoah 407 2 103 23 3 12 141Shenandoah 407 3 27 16 8 44 95Shenandoah 408 1 115 32 32 15 194Shenandoah 408 2 98 50 21 12 181Shenandoah 408 3 36 10 9 12 67Total 2,327 569 366 342 3,604


TABLE B.11 CONT. INCOME SPENT ON HOUSING (SPECIFIED RENTERS) BY CENSUS BLOCK GROUP

2000 CENSUS: SF3

County or City Census Tract

Block Group

Less than 29.9

percent 30 to 49.9 percent

50 percent or more

Not computed Total

Warren 201 1 72 33 0 5 110Warren 201 2 26 0 0 0 26Warren 201 3 50 0 0 14 64Warren 202 1 58 6 0 10 74Warren 202 2 16 6 5 11 38Warren 203 1 29 27 0 6 62Warren 203 2 102 6 11 11 130Warren 203 3 31 8 0 6 45Warren 203 4 35 0 12 6 53Warren 203 5 47 6 6 0 59Warren 204 1 51 24 25 17 117Warren 204 2 77 41 10 0 128Warren 204 3 83 11 30 0 124Warren 204 4 215 83 16 16 330Warren 204 5 81 22 31 17 151Warren 205 1 46 9 34 14 103Warren 205 2 66 0 31 13 110Warren 205 3 164 106 92 7 369Warren 205 4 122 40 19 0 181Warren 206 1 126 31 20 9 186Warren 206 2 78 23 16 8 125Warren 206 3 106 33 77 7 223Warren 206 4 25 0 10 9 44Warren 206 5 33 0 0 10 43Warren 207 1 50 0 6 10 66Warren 207 2 72 14 8 6 100Total 1,861 529 459 212 3,061Winchester 1 1 226 70 52 28 376Winchester 1 2 85 43 24 0 152Winchester 1 3 115 53 39 9 216Winchester 1 4 112 9 44 0 165Winchester 1 5 146 31 37 0 214Winchester 1 6 87 28 25 16 156Winchester 1 7 195 76 90 29 390Winchester 2.01 1 71 7 11 15 104Winchester 2.01 2 0 0 0 10 10Winchester 2.01 3 168 46 80 0 294Winchester 2.01 4 247 90 73 8 418Winchester 2.02 1 246 25 33 0 304Winchester 2.02 2 52 9 19 7 87Winchester 2.02 3 28 0 14 0 42Winchester 2.02 4 25 6 0 19 50Winchester 2.02 5 113 21 39 9 182Winchester 3.01 1 84 91 34 10 219Winchester 3.01 2 140 36 32 0 208Winchester 3.01 3 96 30 26 0 152Winchester 3.01 4 304 42 42 0 388Winchester 3.02 1 459 128 103 65 755Winchester 3.02 2 26 15 24 0 65Winchester 3.02 3 192 36 55 21 304Winchester 3.02 4 123 42 0 8 173Total 3,340 934 896 254 5,424


TABLE B.12 INCOME SPENT ON HOUSING (SPECIFIED OWNERS WITH A

MORTGAGE) BY CENSUS BLOCK GROUP 2000 CENSUS: SF3

County or City

Census Tract

Block Group

Less than 29.9

percent

30 to 49.9 percent

50 percent or more

Not computed Total

Clarke 101 1 140 35 26 0 201Clarke 101 2 85 19 16 0 120Clarke 101 3 144 54 12 0 210Clarke 101 4 86 4 27 0 117Clarke 101 5 110 29 23 0 162Clarke 101 6 149 31 12 0 192Clarke 102 1 148 15 21 0 184Clarke 102 2 57 24 9 0 90Clarke 102 3 34 11 10 0 55Clarke 103 1 260 42 13 0 315Clarke 103 2 190 45 0 0 235Total 1,403 309 169 0 1,881Frederick 501 1 110 68 26 0 204Frederick 501 2 123 43 5 7 178Frederick 501 3 135 63 12 0 210Frederick 501 4 29 6 9 0 44Frederick 502 1 246 30 43 0 319Frederick 502 2 151 31 13 5 200Frederick 502 3 70 21 6 5 102Frederick 503 1 133 6 37 6 182Frederick 503 2 140 20 6 7 173Frederick 503 3 374 76 26 0 476Frederick 504 1 140 56 17 0 213Frederick 504 2 262 77 12 0 351Frederick 504 3 85 20 5 0 110Frederick 504 4 172 18 6 0 196Frederick 505 1 151 44 18 0 213Frederick 505 2 101 18 0 0 119Frederick 505 3 97 31 32 0 160Frederick 505 4 35 5 10 7 57Frederick 505 5 133 23 18 0 174Frederick 506 1 227 46 6 0 279Frederick 506 2 100 31 4 0 135Frederick 506 3 129 20 16 2 167Frederick 507 1 192 34 26 0 252Frederick 507 2 94 2 20 0 116Frederick 508 1 451 87 48 8 594Frederick 508 2 1,214 176 85 0 1,475Frederick 508 3 314 45 23 0 382Frederick 508 4 53 8 14 0 75Frederick 508 5 101 9 0 0 110Frederick 509 1 136 48 6 0 190Frederick 509 2 118 21 25 0 164Frederick 510 1 152 21 26 0 199Frederick 510 2 286 56 18 0 360Frederick 510 3 255 24 18 0 297Frederick 510 4 344 42 33 0 419Frederick 510 5 210 23 25 0 258Frederick 511 1 941 137 16 0 1,094Frederick 511 2 344 45 17 0 406Frederick 511 3 100 33 28 0 161Total 8,448 1,564 755 47 10,814


TABLE B.12 CONT. INCOME SPENT ON HOUSING (SPECIFIED OWNERS WITH A


County or City

Census Tract

Block Group

Less than 29.9

percent

30 to 49.9 percent

50 percent or more

Not computed Total



TABLE B.13 INCOME SPENT ON HOUSING (SPECIFIED OWNERS WITHOUT A


County or City

Census Tract

Block Group

Less than 29.9

percent

30 to 49.9 percent

50 percent or more

Not computed Total

Clarke 101 1 146 0 0 0 146Clarke 101 2 62 17 0 0 79Clarke 101 3 105 4 0 5 114Clarke 101 4 67 5 0 4 76Clarke 101 5 32 0 0 0 32Clarke 101 6 96 12 0 0 108Clarke 102 1 81 10 6 0 97Clarke 102 2 76 0 0 0 76Clarke 102 3 28 0 6 0 34Clarke 103 1 33 13 0 0 46Clarke 103 2 65 0 0 0 65Total 791 61 12 9 873Frederick 501 1 55 0 0 0 55Frederick 501 2 82 7 0 6 95Frederick 501 3 13 0 0 0 13Frederick 501 4 42 0 7 0 49Frederick 502 1 100 0 0 0 100Frederick 502 2 57 0 0 0 57Frederick 502 3 78 0 0 0 78Frederick 503 1 81 0 0 0 81Frederick 503 2 87 6 0 0 93Frederick 503 3 72 0 7 7 86Frederick 504 1 105 0 12 0 117Frederick 504 2 76 0 6 0 82Frederick 504 3 59 0 12 0 71Frederick 504 4 53 0 0 0 53Frederick 505 1 59 0 0 0 59Frederick 505 2 58 7 7 0 72Frederick 505 3 78 6 7 0 91Frederick 505 4 37 0 0 0 37Frederick 505 5 49 8 0 6 63Frederick 506 1 47 0 6 0 53Frederick 506 2 62 0 0 0 62Frederick 506 3 76 13 5 0 94Frederick 507 1 99 2 0 4 105Frederick 507 2 28 5 0 0 33Frederick 508 1 87 0 0 0 87Frederick 508 2 210 15 8 0 233Frederick 508 3 88 0 0 0 88Frederick 508 4 34 0 0 0 34Frederick 508 5 75 0 0 0 75Frederick 509 1 141 7 0 0 148Frederick 509 2 124 0 0 0 124Frederick 510 1 65 0 0 0 65Frederick 510 2 51 0 0 0 51Frederick 510 3 100 0 0 0 100Frederick 510 4 77 0 0 0 77Frederick 510 5 75 0 0 0 75Frederick 511 1 88 15 0 0 103Frederick 511 2 26 0 0 0 26Frederick 511 3 112 0 10 0 122Total 2,906 91 87 23 3,107


TABLE B.13 CONT.

INCOME SPENT ON HOUSING (SPECIFIED OWNERS WITHOUT A MORTGAGE) BY CENSUS BLOCK GROUP

2000 CENSUS: SF3

County or City

Census Tract

Block Group

Less than 29.9

percent

30 to 49.9 percent

50 percent or more

Not computed Total



TABLE B.13 CONT. INCOME SPENT ON HOUSING (SPECIFIED OWNERS WITHOUT A


County or City

Census Tract

Block Group

Less than 29.9

percent

30 to 49.9 percent

50 percent or more

Not computed Total



TABLE B.14

POPULATION CHANGE BY AGE BY GEOGRAPHIC AREA 2000 CENSUS AND CENSUS BUREAU ESTIMATES

Age Cohort 2000 2001 2002 2003 2004 2005 2000-2005 % Change

Clarke Under 20 3,197 3,218 3,262 3,249 3,320 3,366 5.29 20-24 498 612 641 710 778 783 57.23 25-34 1,359 1,411 1,401 1,389 1,487 1,657 21.93 35-54 4,306 4,426 4,405 4,409 4,468 4,495 4.39 55-64 1,446 1,486 1,610 1,699 1,781 1,865 28.98 65 or older 1,846 1,897 1,896 1,965 2,006 2,039 10.46 Total 12,652 13,050 13,215 13,421 13,840 14,205 12.27

Frederick Under 20 16,981 17,284 17,528 17,778 18,059 18,533 9.14 20-24 2,786 3,326 3,774 4,123 4,361 4,476 60.66 25-34 7,944 8,043 8,216 8,627 9,088 9,770 22.99 35-54 19,427 20,057 20,349 20,683 21,026 21,563 11.00 55-64 5,768 5,999 6,339 6,629 6,922 7,263 25.92 65 or older 6,303 6,507 6,731 6,980 7,240 7,518 19.28 Total 59,209 61,216 62,937 64,820 66,696 69,123 16.74

Page Under 20 5,884 5,728 5,711 5,710 5,695 5,681 -3.45 20-24 1,229 1,349 1,408 1,474 1,441 1,386 12.77 25-34 2,991 2,865 2,854 2,876 2,911 3,010 0.64 35-54 6,824 6,993 6,937 6,975 6,910 6,937 1.66 55-64 2,605 2,632 2,728 2,829 2,908 3,012 15.62 65 or older 3,644 3,677 3,717 3,769 3,784 3,805 4.42 Total 23,177 23,244 23,355 23,633 23,649 23,831 2.82

Shenandoah Under 20 8,573 8,628 8,781 8,894 9,090 9,285 8.31 20-24 1,563 1,766 1,971 2,099 2,148 2,235 42.99 25-34 4,239 4,195 4,244 4,421 4,668 4,931 16.32 35-54 10,445 10,592 10,675 10,727 10,895 11,148 6.73 55-64 4,172 4,358 4,437 4,552 4,622 4,755 13.97 65 or older 6,083 6,184 6,299 6,472 6,647 6,830 12.28 Total 35,075 35,723 36,407 37,165 38,070 39,184 11.71

Warren Under 20 8,832 8,945 9,153 9,321 9,476 9,685 9.66 20-24 1,637 1,906 2,124 2,232 2,256 2,274 38.91 25-34 4,079 3,953 3,981 4,145 4,268 4,606 12.92 35-54 10,046 10,268 10,402 10,502 10,656 10,921 8.71 55-64 3,097 3,222 3,390 3,572 3,704 3,867 24.86 65 or older 3,893 3,933 4,001 4,072 4,134 4,203 7.96 Total 31,584 32,227 33,051 33,844 34,494 35,556 12.58

Winchester Under 20 6,053 6,087 6,127 6,151 6,341 6,466 6.82 20-24 2,156 2,283 2,294 2,136 2,004 1,842 -14.56 25-34 3,514 3,575 3,614 3,656 3,812 3,885 10.56 35-54 6,519 6,655 6,614 6,505 6,577 6,570 0.78 55-64 1,912 1,949 2,050 2,116 2,209 2,286 19.56 65 or older 3,431 3,529 3,649 3,773 3,919 4,070 18.62 Total 23,585 24,078 24,348 24,337 24,862 25,119 6.50

Total Under 20 49,520 49,890 50,562 51,103 51,981 53,016 7.06 20-24 9,869 11,242 12,212 12,774 12,988 12,996 31.69 25-34 24,126 24,042 24,310 25,114 26,234 27,859 15.47 35-54 57,567 58,991 59,382 59,801 60,532 61,634 7.06 55-64 19,000 19,646 20,554 21,397 22,146 23,048 21.31 65 or older 25,200 25,727 26,293 27,031 27,730 28,465 12.96 Total 185,282 189,538 193,313 197,220 201,611 207,018 11.73


APPENDIX C. SELECTED ECONOMIC DATA

TABLE C.11 TOTAL BEA EMPLOYMENT AND REAL PERSONAL INCOME IN VIRGINIA

1969 THROUGH 2005: 2005 DOLLARS

Year Earnings Social

Security Contributions

Residence Adjustment

Dividends, Interest,

Rents Transfer

PaymentsPersonal Income

Per Capita Income

Total BEA

Employment

Average Real

Earnings per Job

1969 57,855,332 3,451,009 4,123,167 7,943,033 4,218,569 70,689,091 15,322 2,147,852 26,9361970 59,083,720 3,565,034 3,485,982 8,466,846 4,827,935 72,299,449 15,514 2,157,657 27,3831971 61,774,850 3,899,711 3,418,546 9,015,840 5,508,917 75,818,442 15,953 2,196,371 28,1261972 66,204,312 4,363,183 3,487,305 9,542,836 6,058,767 80,930,038 16,761 2,263,423 29,2501973 70,915,584 5,254,290 3,557,164 10,271,272 6,855,658 86,345,388 17,596 2,384,496 29,7401974 71,991,861 5,522,236 3,683,102 11,010,365 7,469,322 88,632,414 17,804 2,450,799 29,3751975 70,653,867 5,401,826 4,135,293 11,286,228 8,741,790 89,415,351 17,684 2,425,437 29,1301976 74,680,398 5,808,300 4,535,092 11,856,765 9,027,882 94,291,837 18,371 2,501,192 29,8581977 78,280,246 6,070,518 4,895,832 12,559,245 9,104,227 98,769,033 18,973 2,584,568 30,2881978 82,705,304 6,458,194 5,397,418 13,383,971 9,401,865 104,430,365 19,762 2,696,661 30,6701979 85,009,784 6,939,460 5,888,390 14,506,270 9,966,603 108,431,588 20,364 2,769,416 30,6961980 86,406,509 7,066,603 6,600,694 16,797,129 10,863,791 113,601,520 21,161 2,801,662 30,8411981 87,958,844 7,669,674 6,472,096 18,948,479 11,467,343 117,177,088 21,524 2,820,157 31,1891982 88,870,768 7,874,805 6,225,974 20,950,908 11,810,922 119,983,766 21,844 2,831,911 31,3821983 93,283,451 8,552,310 5,965,457 22,447,868 12,289,018 125,433,484 22,542 2,905,415 32,1071984 102,162,119 9,502,360 5,934,247 24,159,300 12,530,655 135,283,962 23,970 3,053,773 33,4541985 108,432,760 10,408,515 5,950,344 25,048,568 12,996,637 142,019,794 24,849 3,198,218 33,9041986 115,395,560 11,409,185 6,068,312 26,613,052 13,476,654 150,144,393 25,835 3,334,544 34,6061987 123,047,726 12,182,644 6,234,952 27,558,951 13,626,348 158,285,332 26,683 3,501,347 35,1431988 129,485,334 13,347,626 6,599,586 29,655,571 14,072,483 166,465,348 27,574 3,582,143 36,1471989 133,247,875 13,956,544 6,692,936 32,559,644 14,841,785 173,385,697 28,329 3,681,437 36,1951990 133,780,207 14,272,048 7,487,686 33,157,358 15,507,765 175,660,969 28,255 3,726,176 35,9031991 132,775,429 14,423,561 7,943,630 33,369,185 16,445,290 176,109,974 27,948 3,665,851 36,2201992 137,838,613 14,881,078 8,378,388 33,132,326 18,109,437 182,577,686 28,465 3,683,880 37,4171993 140,963,334 15,295,222 8,753,537 33,442,558 18,718,319 186,582,526 28,662 3,757,707 37,5131994 144,433,772 15,869,446 8,559,372 35,439,961 19,356,216 191,919,875 29,109 3,841,640 37,5971995 147,659,190 16,206,188 8,656,406 35,880,832 20,423,160 196,413,400 29,444 3,931,060 37,5621996 152,906,421 16,699,119 7,831,106 37,378,269 21,590,638 203,007,315 30,071 4,011,649 38,1161997 160,615,403 17,577,362 8,341,906 39,034,577 21,856,316 212,270,840 31,083 4,110,653 39,0731998 171,011,728 18,661,577 7,896,984 41,397,815 22,387,970 224,032,920 32,464 4,185,260 40,8601999 181,931,165 19,863,100 9,397,239 41,012,930 23,190,099 235,668,333 33,666 4,281,876 42,4892000 194,479,175 20,932,569 7,073,776 44,080,457 24,273,691 248,974,529 35,047 4,407,324 44,1262001 201,532,973 21,625,111 6,646,761 44,403,562 26,413,305 257,371,491 35,787 4,439,053 45,4002002 203,510,378 21,969,454 8,175,463 42,901,820 27,654,539 260,272,745 35,722 4,440,021 45,8352003 208,300,360 21,767,124 7,833,333 42,615,569 28,785,208 265,767,346 35,995 4,498,526 46,3042004 219,899,382 22,990,338 7,885,720 40,884,458 29,467,936 275,147,158 36,778 4,613,361 47,6662005 228,552,127 24,066,334 7,762,645 41,009,589 30,916,379 284,174,406 37,552 4,728,379 48,336

1 In September of 2006, the Bureau of Economic Analysis released new statewide estimates for employment and income (the SA series data) for 2005 and revised the previous three years. County data were not updated. Consequently, the annual statistics do not match the sum of the county and regional data presented herein and released by the BEA in May of 2006 (the CA series data), ending in 2004. The 2005 CA series will be available in late spring of 2007.


TABLE C.2

TOTAL BEA EMPLOYMENT AND REAL PERSONAL INCOME IN CLARKE COUNTY 1969 THROUGH 2004: 2005 DOLLARS





Rents Transfer


Per Capita Income

Total BEA

Employment

Average Real

Earnings per Job

1969 82,579 4,277 10,063 21,746 8,756 118,868 14,671 4,312 19,1511970 87,953 4,791 8,209 23,375 9,753 124,500 15,313 4,333 20,2981971 89,430 5,042 10,217 25,124 10,540 130,269 15,383 4,415 20,2561972 90,878 4,963 11,391 27,626 11,716 136,648 15,782 4,453 20,4081973 92,444 5,741 16,984 30,028 12,587 146,301 16,665 4,510 20,4971974 93,832 6,272 21,418 30,514 13,723 153,215 16,973 4,613 20,3411975 93,561 6,357 28,112 32,416 16,711 164,442 18,105 4,451 21,0201976 95,631 6,911 33,191 34,015 16,923 172,850 18,640 4,546 21,0361977 106,764 7,421 36,425 36,066 16,972 188,807 19,817 4,655 22,9351978 129,491 7,892 39,633 36,410 17,220 214,862 21,886 4,807 26,9381979 141,754 9,215 43,729 39,970 18,371 234,609 23,417 5,070 27,9591980 131,870 9,335 51,236 43,375 20,493 237,640 23,762 5,211 25,3061981 123,824 9,765 54,802 48,690 21,337 238,887 23,579 5,346 23,1621982 118,021 9,619 55,044 49,956 22,310 235,711 22,912 5,647 20,9001983 120,228 10,313 55,901 54,979 23,043 243,838 23,150 5,759 20,8771984 121,419 11,251 64,331 57,276 23,367 255,142 23,795 5,629 21,5701985 123,460 12,046 70,825 59,044 23,775 265,059 24,253 5,575 22,1451986 127,365 12,676 79,321 60,479 23,964 278,453 24,848 5,387 23,6431987 139,175 13,411 84,251 63,971 23,733 297,719 25,698 5,200 26,7641988 139,783 13,766 92,397 70,497 24,339 313,249 26,341 5,416 25,8091989 141,946 14,377 96,243 75,910 26,297 326,020 26,832 5,340 26,5821990 142,443 14,808 59,946 77,610 26,932 292,123 24,185 5,474 26,0221991 138,450 14,475 55,669 79,865 28,774 288,284 24,159 5,314 26,0541992 135,436 14,264 63,081 77,169 31,741 293,163 24,600 5,164 26,2271993 138,689 14,880 65,190 73,966 32,036 295,001 24,662 5,245 26,4421994 143,866 15,844 68,670 78,171 30,875 305,737 25,538 5,384 26,7211995 152,781 16,996 69,201 78,442 33,400 316,828 25,879 5,854 26,0991996 153,967 17,175 78,329 84,630 35,315 335,065 27,236 5,719 26,9221997 159,587 17,956 91,762 86,825 35,141 355,359 28,474 5,753 27,7401998 167,365 18,462 97,101 94,895 36,801 377,701 30,372 5,797 28,8711999 174,744 19,340 112,419 97,610 38,382 403,816 32,215 6,043 28,9172000 187,567 19,874 130,024 104,833 41,361 443,911 34,932 6,207 30,2192001 188,397 20,684 122,560 107,680 44,191 442,145 33,881 6,341 29,7112002 192,327 21,445 123,845 101,978 46,110 442,815 33,508 6,292 30,5672003 199,241 22,405 122,533 104,938 48,736 453,044 33,756 6,438 30,9482004 212,975 24,003 128,908 108,777 53,090 479,747 34,664 6,605 32,244


TABLE C.3

TOTAL BEA EMPLOYMENT AND REAL PERSONAL INCOME IN PAGE COUNTY 1969 THROUGH 2004: 2005 DOLLARS





Rents Transfer


Per Capita Income

Total BEA

Employment

Average Real

Earnings per Job

1969 127,322 8,916 26,782 20,802 20,444 186,435 11,227 6,389 19,9281970 134,937 9,487 27,142 22,028 22,933 197,554 11,870 6,593 20,4671971 136,836 10,096 32,845 23,307 24,910 207,802 12,170 6,791 20,1501972 147,213 11,051 37,895 24,796 26,493 225,347 12,807 6,727 21,8841973 158,187 13,154 45,001 28,265 28,930 247,229 13,879 7,084 22,3301974 150,381 13,512 46,296 30,537 32,060 245,762 13,360 7,191 20,9121975 141,285 11,952 49,278 31,769 40,850 251,230 13,465 6,819 20,7191976 152,617 13,151 54,038 33,370 39,768 266,641 14,046 7,224 21,1261977 156,759 13,578 60,058 36,116 41,353 280,709 14,620 7,346 21,3391978 164,623 14,495 64,877 38,066 42,274 295,345 15,155 7,608 21,6381979 155,590 14,698 71,681 41,631 43,506 297,711 15,367 7,620 20,4191980 143,317 13,803 77,833 48,121 48,357 303,824 15,652 7,377 19,4271981 136,511 13,883 70,429 51,612 51,961 296,630 15,278 7,100 19,2271982 134,885 13,785 66,976 58,232 54,776 301,084 15,311 7,077 19,0601983 142,702 14,799 69,385 64,791 56,907 318,986 16,164 7,293 19,5671984 163,642 16,284 73,969 66,771 59,080 347,179 17,432 7,396 22,1261985 175,827 17,503 76,027 69,509 60,031 363,891 18,125 7,478 23,5131986 189,898 18,899 81,846 72,205 58,913 383,964 18,992 7,689 24,6971987 201,886 20,109 86,364 72,729 57,846 398,715 19,294 8,079 24,9891988 216,766 21,520 88,457 77,476 59,526 420,705 20,019 8,203 26,4251989 227,591 22,633 86,644 79,253 61,757 432,612 20,158 8,495 26,7911990 201,807 21,337 80,504 77,464 64,575 403,012 18,521 8,564 23,5651991 203,514 22,143 74,962 78,397 67,469 402,199 18,292 8,378 24,2911992 216,666 23,221 77,296 78,999 75,522 425,262 19,115 8,674 24,9791993 236,786 25,287 79,018 74,805 75,595 440,917 19,727 9,361 25,2951994 239,388 26,256 83,238 76,139 79,667 452,177 20,156 9,366 25,5591995 240,098 26,502 84,985 79,136 84,052 461,769 20,400 9,468 25,3591996 245,514 26,991 86,982 82,232 88,125 475,861 20,828 9,646 25,4521997 248,877 27,839 93,127 84,514 89,719 488,399 21,347 9,780 25,4481998 258,084 28,712 100,628 89,977 93,190 513,167 22,210 9,861 26,1721999 256,561 28,637 110,050 85,889 94,564 518,427 22,390 9,817 26,1342000 257,026 29,043 118,559 96,192 97,982 540,715 23,299 9,977 25,7622001 255,961 28,318 117,245 97,689 105,697 548,275 23,588 9,694 26,4042002 244,713 28,557 120,916 92,334 111,898 541,305 23,177 9,539 25,6542003 235,148 27,783 124,373 88,480 115,815 536,034 22,681 9,108 25,8182004 242,736 27,867 129,100 90,625 117,072 551,665 23,327 9,237 26,279


TABLE C.4

TOTAL BEA EMPLOYMENT AND REAL PERSONAL INCOME IN SHENANDOAH COUNTY 1969 THROUGH 2004: 2005 DOLLARS





Rents Transfer


Per Capita Income

Total BEA

Employment

Average Real

Earnings per Job

1969 207,358 12,990 25,885 33,456 26,989 280,698 12,253 10,768 19,2571970 217,527 13,573 23,670 37,051 29,300 293,974 12,787 11,006 19,7641971 222,105 14,697 30,825 40,184 32,198 310,615 13,071 11,019 20,1571972 239,982 16,515 35,339 43,796 34,147 336,750 13,850 11,398 21,0551973 264,524 19,975 43,238 47,903 38,774 374,465 15,292 11,828 22,3641974 261,728 21,262 48,299 50,728 42,001 381,494 15,405 12,062 21,6991975 246,107 20,102 54,701 54,280 49,166 384,152 14,803 11,727 20,9861976 256,045 21,518 63,512 56,082 50,619 404,741 15,636 12,290 20,8341977 259,241 22,022 72,032 60,187 53,088 422,526 15,935 12,443 20,8341978 287,745 24,747 77,864 64,887 54,460 460,209 17,010 13,187 21,8201979 294,605 25,948 83,490 72,523 56,842 481,512 17,590 13,333 22,0961980 269,657 24,624 90,756 85,539 63,746 485,074 17,546 13,064 20,6411981 261,946 25,437 82,388 94,613 68,334 481,844 17,243 13,092 20,0081982 260,023 25,883 75,470 102,070 72,956 484,636 17,202 12,969 20,0501983 274,585 27,516 73,779 112,919 75,913 509,681 17,927 13,291 20,6591984 317,838 31,511 73,025 120,091 77,144 556,586 19,356 14,219 22,3531985 338,297 33,922 72,505 121,893 80,069 578,843 20,027 14,501 23,3291986 386,992 39,261 70,524 143,148 83,016 644,419 22,065 15,254 25,3701987 433,582 44,185 64,493 137,488 83,210 674,588 22,576 16,207 26,7531988 443,890 46,370 66,341 148,881 85,297 698,039 22,999 16,764 26,4791989 460,595 48,599 63,192 152,194 89,281 716,664 23,143 17,143 26,8681990 450,529 48,502 53,177 153,026 91,986 700,216 22,007 17,359 25,9541991 436,126 48,356 50,355 153,238 97,994 689,359 21,465 17,423 25,0321992 459,366 50,652 50,413 147,354 106,023 712,503 22,119 17,534 26,1991993 481,129 52,925 54,527 144,916 104,520 732,167 22,495 17,706 27,1731994 496,958 55,642 59,168 149,615 103,066 753,164 23,072 18,389 27,0251995 482,971 54,127 70,278 143,318 111,769 754,209 22,799 18,546 26,0421996 489,355 54,448 77,039 154,855 122,629 789,430 23,832 18,585 26,3311997 489,750 55,455 86,172 161,596 125,684 807,747 23,941 19,137 25,5921998 514,514 58,043 98,253 173,215 129,926 857,866 25,049 19,025 27,0441999 529,248 59,790 111,378 179,424 134,371 894,632 25,827 19,354 27,3462000 550,845 59,871 125,202 189,679 139,809 945,664 26,837 19,743 27,9012001 564,713 61,590 120,189 198,879 151,621 973,813 27,260 19,753 28,5892002 581,155 64,162 127,053 183,154 160,361 987,561 27,125 19,605 29,6432003 578,884 64,172 135,668 186,811 166,718 1,003,910 27,012 19,291 30,0082004 615,914 67,655 141,540 192,111 172,387 1,054,297 27,693 19,723 31,228


TABLE C.5

TOTAL BEA EMPLOYMENT AND REAL PERSONAL INCOME IN WARREN COUNTY 1969 THROUGH 2004: 2005 DOLLARS





Rents Transfer


Per Capita Income

Total BEA

Employment

Average Real

Earnings per Job

1969 176,234 11,356 9,308 25,502 18,336 218,024 14,245 7,010 25,1401970 159,451 10,130 18,335 27,654 21,172 216,483 14,040 6,532 24,4111971 176,474 11,737 22,047 30,049 22,422 239,255 14,724 7,346 24,0231972 184,824 12,856 29,625 32,271 24,490 258,354 15,210 7,512 24,6041973 197,956 15,833 36,810 35,433 26,927 281,292 16,021 8,033 24,6431974 199,849 16,691 41,861 38,121 30,758 293,899 15,808 8,058 24,8011975 174,368 14,406 57,979 40,011 40,568 298,521 15,536 7,724 22,5751976 195,385 16,149 59,044 41,753 39,608 319,641 16,200 7,903 24,7231977 217,057 17,881 60,931 44,758 40,217 345,080 16,951 8,489 25,5691978 225,622 18,742 64,838 47,032 41,796 360,546 17,124 8,858 25,4711979 229,647 19,907 69,791 50,573 44,423 374,527 17,763 8,937 25,6961980 242,033 21,320 67,173 59,113 51,722 398,721 18,758 9,136 26,4921981 223,929 21,249 72,018 65,525 54,981 395,204 18,431 8,797 25,4551982 203,148 19,925 81,209 69,837 60,080 394,349 18,126 8,353 24,3201983 218,489 21,508 85,603 77,166 59,948 419,700 19,065 8,565 25,5101984 240,804 24,005 99,168 80,821 60,897 457,685 20,553 9,159 26,2921985 245,902 24,935 117,094 83,977 60,896 482,934 21,345 9,452 26,0161986 254,697 26,397 142,129 88,810 60,628 519,867 22,506 9,874 25,7951987 273,455 28,230 163,188 90,650 59,409 558,471 23,259 10,573 25,8631988 287,404 30,644 184,138 99,263 61,103 601,264 24,384 10,823 26,5551989 288,654 31,653 203,943 105,640 62,824 629,408 24,586 10,911 26,4551990 249,241 27,734 202,830 103,008 64,652 591,997 22,498 10,153 24,5491991 257,185 29,450 194,925 106,006 72,099 600,766 22,203 10,138 25,3681992 250,207 28,455 212,328 103,834 82,336 620,250 22,306 9,826 25,4641993 249,126 28,352 235,569 107,175 82,161 645,679 22,802 9,909 25,1411994 258,801 29,805 250,785 114,641 91,318 685,740 23,765 10,280 25,1751995 266,877 30,501 261,414 122,130 94,883 714,803 24,290 10,548 25,3011996 287,593 32,565 267,758 129,448 94,952 747,186 24,784 11,096 25,9191997 309,706 34,747 289,741 137,226 94,780 796,706 26,291 11,716 26,4341998 343,783 38,593 291,122 142,428 96,873 835,613 27,423 12,467 27,5751999 377,191 42,420 290,187 143,841 100,750 869,550 27,968 13,155 28,6732000 401,000 45,462 311,746 153,753 106,090 927,127 29,227 13,860 28,9322001 409,384 46,081 315,477 145,257 115,188 939,225 29,145 13,957 29,3322002 414,329 46,907 327,928 133,292 121,493 950,134 28,747 13,799 30,0262003 421,008 47,872 341,822 133,491 125,203 973,652 28,769 14,160 29,7322004 454,969 51,607 361,208 137,461 128,416 1,030,448 29,873 14,757 30,831


TABLE C.6

TOTAL BEA EMPLOYMENT AND REAL PERSONAL INCOME IN FREDERICK + WINCHESTER 1969 THROUGH 2004: 2005 DOLLARS





Rents Transfer


Per Capita Income

Total BEA

Employment

Average Real

Earnings per Job

1969 516,506 34,064 -7,096 72,762 46,071 594,179 13,719 22,692 22,7621970 527,871 34,512 -2,829 78,151 49,936 618,616 14,101 22,982 22,9691971 562,722 38,012 -9,643 83,951 55,567 654,585 14,264 24,100 23,3491972 601,573 42,735 -15,315 89,387 59,164 692,073 15,188 24,735 24,3211973 674,295 54,678 -26,842 99,109 64,929 756,813 16,230 26,154 25,7821974 707,800 59,484 -41,105 107,770 70,444 785,425 16,152 27,138 26,0821975 667,362 54,882 -57,804 108,866 88,304 751,845 15,133 26,309 25,3661976 735,427 61,540 -71,993 114,167 88,676 804,736 15,942 27,672 26,5771977 779,632 65,812 -84,366 122,871 88,764 841,089 16,225 28,781 27,0881978 859,595 72,333 -100,189 128,942 89,363 905,377 16,931 30,546 28,1411979 867,238 76,095 -111,920 131,884 96,484 907,591 16,678 30,854 28,1081980 835,553 75,113 -112,132 144,316 105,563 898,187 16,472 30,447 27,4431981 833,902 79,941 -101,002 166,029 111,503 930,491 16,896 30,403 27,4281982 826,377 80,761 -92,672 182,774 118,246 953,964 17,135 30,054 27,4961983 863,220 85,323 -88,050 199,058 121,546 1,010,451 18,071 30,677 28,1391984 946,559 94,385 -85,007 222,465 122,090 1,111,721 19,650 32,180 29,4151985 1,010,579 103,083 -80,366 239,488 124,678 1,191,296 20,821 34,166 29,5781986 1,125,569 116,527 -83,848 256,094 130,552 1,311,841 22,400 36,392 30,9291987 1,237,139 127,338 -82,584 266,638 131,478 1,425,332 23,525 39,671 31,1851988 1,315,647 139,509 -71,224 289,555 139,442 1,533,911 24,396 41,210 31,9251989 1,361,968 147,130 -54,035 336,710 148,124 1,645,638 25,212 43,507 31,3051990 1,360,260 160,322 -25,546 341,194 157,193 1,672,780 24,471 44,659 30,4591991 1,315,361 158,920 -20,781 339,988 168,672 1,644,319 23,549 43,673 30,1181992 1,389,323 166,336 -40,605 337,082 190,013 1,709,477 24,036 45,040 30,8461993 1,451,640 175,526 -43,911 344,160 191,920 1,768,284 24,337 46,232 31,3991994 1,525,925 175,214 -50,090 361,849 202,011 1,864,480 25,013 47,990 31,7971995 1,584,380 181,654 -53,961 383,278 215,931 1,947,975 25,601 49,762 31,8391996 1,664,023 189,753 -57,481 395,921 230,695 2,043,404 26,367 51,772 32,1411997 1,729,004 197,357 -53,281 396,808 235,915 2,111,090 26,759 52,996 32,6251998 1,846,280 208,667 -25,793 444,130 244,793 2,300,743 28,631 54,925 33,6151999 1,952,733 220,172 -20,972 430,866 255,978 2,398,434 29,417 55,839 34,9712000 2,047,214 229,191 -8,212 475,190 271,627 2,556,628 30,707 57,905 35,3552001 2,091,637 234,479 -11,680 496,003 300,414 2,641,895 30,974 58,745 35,6052002 2,203,348 247,489 -37,195 445,012 315,781 2,679,458 30,698 59,773 36,8622003 2,230,982 251,584 -25,370 460,972 328,082 2,743,083 30,767 60,271 37,0162004 2,337,112 264,015 2,882 476,929 341,681 2,894,589 31,614 62,147 37,606

Ana

lysi

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Impe

dim

ents

48

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cal A

ppen

dix:

May

3, 2

007

TAB

LE C

.7

LAB

OR

FO

RC

E A

ND

EM

PLO

YMEN

T D

ATA

B

LS, 1

990-

2005

C

lark

e Fr

eder

ick

Page

Sh

enan

doah

Ye

ar

Labo

r Fo

rce

Emp.

U

nem

p.

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mp.

R

ate

Labo

r Fo

rce

Emp.

U

nem

p.

Une

mp.

R

ate

Labo

r Fo

rce

Emp.

U

nem

p.

Une

mp.

R

ate

Labo

r Fo

rce

Emp.

U

nem

p.U

nem

p.

Rat

e 19

90

6,37

8 6,

190

188

2.9

25,8

3924

,432

1,40

75.

4 11

,186

9,69

9 1,

487

13.3

16

,457

15,6

7378

44.

8 19

91

6,38

9 6,

041

348

5.4

26,9

9624

,948

2,04

87.

6 11

,413

9,95

0 1,

463

12.8

17

,125

16,0

601,

065

6.2

1992

6,

307

5,98

8 31

9 5.

1 28

,281

26,2

132,

068

7.3

11,7

2910

,479

1,

250

10.7

17

,514

16,4

321,

082

6.2

1993

6,

253

6,04

7 20

6 3.

3 27

,959

26,5

141,

445

5.2

11,6

3010

,771

85

97.

4 17

,275

16,5

7669

94.

0 19

94

6,30

8 6,

140

168

2.7

29,1

4127

,905

1,23

64.

2 11

,731

10,9

37

794

6.8

17,7

1517

,096

619

3.5

1995

6,

459

6,26

5 19

4 3.

0 30

,006

28,7

121,

294

4.3

12,0

2011

,133

88

77.

4 18

,080

17,0

431,

037

5.7

1996

6,

287

6,10

2 18

5 2.

9 30

,983

29,7

361,

247

4.0

11,5

7310

,763

81

07.

0 17

,230

16,3

8684

44.

9 19

97

6,38

1 6,

227

154

2.4

31,5

0430

,455

1,04

93.

3 11

,635

10,9

96

639

5.5

17,2

1516

,672

543

3.2

1998

6,

404

6,28

6 11

8 1.

8 32

,923

32,1

0282

12.

5 11

,698

11,1

35

563

4.8

17,3

0416

,845

459

2.7

1999

6,

490

6,39

6 94

1.

4 32

,617

31,9

5865

92.

0 11

,950

11,4

87

463

3.9

17,5

5617

,074

482

2.7

2000

6,

866

6,75

8 10

8 1.

6 32

,723

32,0

6166

22.

0 11

,712

11,4

08

304

2.6

18,4

0118

,074

327

1.8

2001

7,

040

6,88

3 15

7 2.

2 33

,474

32,5

3993

52.

8 12

,114

11,7

09

405

3.3

18,7

1218

,257

455

2.4

2002

7,

142

6,93

0 21

2 3.

0 34

,711

33,5

481,

163

3.4

12,3

4511

,594

75

16.

1 19

,130

18,5

5557

53.

0 20

03

7,26

7 7,

047

220

3.0

36,4

9635

,226

1,27

03.

5 12

,040

11,2

07

833

6.9

19,3

7618

,649

727

3.8

2004

7,

576

7,37

3 20

3 2.

7 37

,485

36,4

351,

050

2.8

11,4

9010

,879

61

15.

3 19

,287

18,6

9359

43.

1 20

05

7,79

7 7,

608

189

2.4

38,5

5837

,584

974

2.5

11,6

1911

,046

57

34.

9 19

,697

19,1

5354

42.

8

Ana

lysi

s of

Impe

dim

ents

49

Te

chni

cal A

ppen

dix:

May

3, 2

007

TA

BLE

C.7

con

t. LA

BO

R F

OR

CE

AN

D E

MPL

OYM

ENT

DA

TA

BLS

, 199

0-20

05

War

ren

Win

ches

ter

Virg

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Ye

ar

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p.

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ate

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nem

p.

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mp.

R

ate

Labo

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Emp.

U

nem

p.

Une

mp.

R

ate

1990

13

,976

12

,955

1,

021

7.3

12,4

7311

,688

785

6.3

3,22

0,11

73,

076,

925

143,

192

4.4

1991

14

,513

13

,105

1,

408

9.7

12,7

9211

,601

1,19

19.

3 3,

296,

942

3,10

3,29

419

3,64

85.

9 19

92

14,8

69

13,3

17

1,55

210

.4

12,7

4911

,544

1,20

59.

5 3,

353,

338

3,14

6,99

720

6,34

16.

2 19

93

14,5

53

13,5

71

982

6.7

12,9

4412

,167

777

6.0

3,36

9,60

63,

195,

680

173,

926

5.2

1994

14

,802

13

,964

83

85.

7 13

,248

12,5

3970

95.

4 3,

426,

621

3,26

5,13

916

1,48

24.

7 19

95

15,0

00

14,1

53

847

5.6

13,5

6912

,911

658

4.8

3,47

2,32

83,

317,

434

154,

894

4.5

1996

14

,729

13

,993

73

65.

0 12

,732

12,1

5258

04.

6 3,

400,

416

3,25

2,49

914

7,91

74.

3 19

97

14,6

56

14,0

55

601

4.1

13,0

2412

,441

583

4.5

3,45

0,18

13,

323,

266

126,

915

3.7

1998

14

,710

14

,295

41

52.

8 13

,247

12,8

6238

52.

9 3,

483,

900

3,38

4,65

399

,247

2.8

1999

15

,049

14

,662

38

72.

6 12

,964

12,6

4931

52.

4 3,

536,

409

3,44

1,58

994

,820

2.7

2000

16

,483

16

,151

33

22.

0 12

,835

12,5

5128

42.

2 3,

584,

037

3,50

2,52

481

,513

2.3

2001

16

,733

16

,265

46

82.

8 13

,031

12,6

1541

63.

2 3,

655,

371

3,53

7,71

911

7,65

23.

2 20

02

17,2

59

16,5

84

675

3.9

13,3

1412

,786

528

4.0

3,74

4,02

33,

587,

836

156,

187

4.2

2003

17

,639

16

,950

68

93.

9 13

,521

13,0

1750

43.

7 3,

805,

178

3,64

9,92

115

5,25

74.

1 20

04

18,0

78

17,4

96

582

3.2

13,7

9813

,349

449

3.3

3,85

4,72

83,

712,

763

141,

965

3.7

2005

18

,594

18

,056

53

82.

9 14

,198

13,7

7042

83.

0 3,

933,

949

3,79

7,73

013

6,21

93.

5


APPENDIX D. DETAILED HMDA DATA TABLES

TABLE D.1 HOME MORTGAGE DISCLOSURE ACT DATA

ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY RACE NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005

Race Action Taken 2000 2001 2002 2003 2004 2005 TotalLoan Originated 18 5 13 5 26 23 90Application Denied 4 1 1 3 6 6 21

American Indian or Alaskan Native Denial Rate % 18.2% 16.7% 7.1% 37.5% 18.8% 20.7% 18.9%

Loan Originated 12 14 30 47 93 195 391Application Denied 6 1 4 3 12 22 48

Asian or Pacific Islander Denial Rate % 33.3% 6.7% 11.8% 6.0% 11.4% 10.1% 10.9%

Loan Originated 62 67 83 83 147 161 603Application Denied 20 26 18 24 19 46 153Black Denial Rate % 24.4% 28.0% 17.8% 22.4% 11.4% 22.2% 20.2%Loan Originated 43 64 90 136 . . 333Application Denied 6 11 17 25 . . 59Hispanic race Denial Rate % 12.2% 14.7% 15.9% 15.5% . . 15.1%Loan Originated 2,419 2,839 3,025 3,256 4,382 4,941 20,862Application Denied 409 346 393 424 615 765 2,952White Denial Rate % 14.5% 10.9% 11.5% 11.5% 12.3% 13.4% 12.4%Loan Originated 17 23 37 23 . . 100Application Denied 18 3 2 3 . . 26Other Denial Rate % 51.4% 11.5% 5.1% 11.5% . . 20.6%Loan Originated 395 396 371 282 484 508 2,436Application Denied 205 163 138 74 135 153 868

Not Provided by Applicant Denial Rate % 34.2% 29.2% 27.1% 20.8% 21.8% 23.1% 26.3%

Loan Originated 4 8 9 4 14 1 40Application Denied 3 1 2 . 4 . 10Not Applicable Denial Rate % 42.9% 11.1% 18.2% . 22.2% . 20.0%Loan Originated 2,970 3,416 3,658 3,836 5,146 5,829 24,855Application Denied 671 552 575 556 791 992 4,137Total Denial Rate % 18.4% 13.9% 13.6% 12.7% 13.3% 14.5% 14.3%

TABLE D.1a

HOME MORTGAGE DISCLOSURE ACT DATA ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY ETHNICITY

NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005 Ethnicity Action Taken 2000 2001 2002 2003 2004 2005 Total

Loan Originated . . . . 318 657 114Application Denied . . . . 49 189 187Hispanic Denial Rate % . . . . 13.4% 22.3% 19.6%


TABLE D.2

HOME MORTGAGE DISCLOSURE ACT DATA ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY GENDER

NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005 Gender Action Taken 2000 2001 2002 2003 2004 2005 Total

Loan Originated 2,041 2,376 2,607 2,772 3,746 4,055 17,597Application Denied 322 292 323 360 513 641 2,451Male Denial Rate % 13.6% 10.9% 11.0% 11.5% 12.0% 13.6% 12.2%Loan Originated 619 748 805 913 1,217 1,533 5,835Application Denied 168 115 154 157 213 281 1,088Female Denial Rate % 21.3% 13.3% 16.1% 14.7% 14.9% 15.5% 15.7%Loan Originated 307 291 243 150 181 240 1,412Application Denied 180 145 97 39 64 70 595


Loan Originated 3 1 3 1 2 1 11Application Denied 1 . 1 . 1 . 3Not Applicable Denial Rate % 25.0% . 25.0% . 33.3% . 21.4%Loan Originated 2,970 3,416 3,658 3,836 5,146 5,829 24,855Application Denied 671 552 575 556 791 992 4,137Total Denial Rate % 18.4% 13.9% 13.6% 12.7% 13.3% 14.5% 14.3%

TABLE D.3

HOME MORTGAGE DISCLOSURE ACT DATA PRIME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY RACE

NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005 Race Action Taken 2000 2001 2002 2003 2004 2005 Total

Loan Originated 12 5 12 5 18 16 68Application Denied 1 . . 1 5 2 9

American Indian or Alaskan Native Denial Rate % 7.7% . . 16.7% 21.7% 11.1% 11.7%

Loan Originated 10 14 27 42 82 172 347Application Denied 1 1 3 1 9 16 31

Asian or Pacific Islander Denial Rate % 9.1% 6.7% 10.0% 2.3% 9.9% 8.5% 8.2%

Loan Originated 58 63 73 74 125 125 518Application Denied 6 11 11 15 12 26 81Black Denial Rate % 9.4% 14.9% 13.1% 16.9% 8.8% 17.2% 13.5%Loan Originated 41 63 80 118 . . 302Application Denied 2 4 7 20 . . 33Hispanic race Denial Rate % 4.7% 6.0% 8.0% 14.5% . . 9.9%Loan Originated 2,263 2,730 2,861 3,030 3,977 4,251 19,112Application Denied 210 186 216 287 455 566 1,920White Denial Rate % 8.5% 6.4% 7.0% 8.7% 10.3% 11.8% 9.1%Loan Originated 16 20 33 17 . . 86Application Denied 5 3 2 2 . . 12Other Denial Rate % 23.8% 13.0% 5.7% 10.5% . . 12.2%Loan Originated 359 371 314 247 404 447 2142Application Denied 68 56 58 35 87 106 410




TABLE D.3.a HOME MORTGAGE DISCLOSURE ACT DATA

PRIME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY ETHNICITY

NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005 Ethnicity Action Taken 2000 2001 2002 2003 2004 2005 Total

Loan Originated . . . . 238 409 647Application Denied . . . . 31 101 132Hispanic Denial Rate % . . . . 11.5% 19.8% 16.9%


SUBPRIME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY RACE NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005

Race Action Taken 2000 2001 2002 2003 2004 2005 TotalLoan Originated 6 . . . 8 7 21Application Denied . . . 1 1 4 6

American Indian or Alaskan Native Denial Rate % . . . 100.0% 11.1% 36.4% 22.2%

Loan Originated 2 . 3 4 11 23 43Application Denied . . 1 2 3 6 12

Asian or Pacific Islander Denial Rate % . . 25.0% 33.3% 21.4% 20.7% 21.8%

Loan Originated 2 4 10 9 22 36 83Application Denied 7 5 2 4 7 20 45Black Denial Rate % 77.8% 55.6% 16.7% 30.8% 24.1% 35.7% 35.2%Loan Originated 2 1 10 18 . . 31Application Denied . 2 5 4 . . 11Hispanic race Denial Rate % . 66.7% 33.3% 18.2% . . 26.2%Loan Originated 111 76 130 199 405 690 1,611Application Denied 37 43 85 94 160 199 618White Denial Rate % 25.0% 36.1% 39.5% 32.1% 28.3% 22.4% 27.7%Loan Originated . 3 4 6 . . 13Application Denied 9 . . 1 . . 10Other Denial Rate % 100.0% . . 14.3% . . 43.5%Loan Originated 22 11 47 30 80 61 251Application Denied 25 18 53 35 48 47 226


Loan Originated . . . . . . .Application Denied 1 . 1 . . . 2Not Applicable Denial Rate % 100.0% . 100.0% . . . 100.0%Loan Originated 145 95 204 266 526 817 2,053Application Denied 79 68 147 141 219 276 930Total Denial Rate % 35.3% 41.7% 41.9% 34.6% 29.4% 25.3% 31.2%

TABLE D.4a

HOME MORTGAGE DISCLOSURE ACT DATA SUBPRIME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED

HOMES BY ETHNICITY NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005

Ethnicity Action Taken 2000 2001 2002 2003 2004 2005 TotalLoan Originated . . . . 80 248 328Application Denied . . . . 18 88 106Hispanic Denial Rate % . . . . 18.4% 26.2% 24.4%



MANUFACTURED HOME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS OWNER OCCUPIED HOMES BY RACE

NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005 Race Action Taken 2000 2001 2002 2003 2004 2005 Total

Loan Originated . . 1 . . . 1Application Denied 3 1 1 1 . . 6

American Indian or Alaskan Native Denial Rate % 100.0% 100.0% 50.0% 100.0% . . 85.7%

Loan Originated . . . 1 . . 1Application Denied 5 . . . . . 5

Asian or Pacific Islander Denial Rate % 100.0% . . . . . 83.3%

Loan Originated 2 . . . . . 2Application Denied 7 10 5 5 . . 27Black Denial Rate % 77.8% 100.0% 100.0% 100.0% . . 93.1%Loan Originated . . . . . . .Application Denied 4 5 5 1 . . 15Hispanic race Denial Rate % 100.0% 100.0% 100.0% 100.0% . . 100.0%Loan Originated 45 33 34 27 . . 139Application Denied 162 117 92 43 . . 414White Denial Rate % 78.3% 78.0% 73.0% 61.4% . . 74.9%Loan Originated 1 . . . . . 1Application Denied 4 . . . . . 4Other Denial Rate % 80.0% . . . . . 80.0%Loan Originated 14 14 10 5 . . 43Application Denied 112 89 27 4 . . 232

Not Provided by Applicant Denial Rate % 88.9% 86.4% 73.0% 44.4% . . 84.4%

Loan Originated . . . . . . .Application Denied 1 1 . . . . 2Not Applicable Denial Rate % 100.0% 100.0% . . . . 100.0%Loan Originated 62 47 45 33 . . 187Application Denied 298 223 130 54 . . 705Total Denial Rate % 82.8% 82.6% 74.3% 62.1% . . 79.0%

TABLE D.5a

HOME MORTGAGE DISCLOSURE ACT DATA MANUFACTURED HOME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER

OCCUPIED HOMES BY ETHNICITY NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005

Ethnicity Action Taken 2000 2001 2002 2003 2004 2005 TotalLoan Originated . . . . . . .Application Denied . . . . . . .Hispanic Denial Rate % . . . . . . .


TABLE D.6

HOME MORTGAGE DISCLOSURE ACT DATA PRIME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES

BY GENDER NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005

Gender Action Taken 2000 2001 2002 2003 2004 2005 TotalLoan Originated 1,916 2,300 2,465 2,569 3,392 3,496 16,138Application Denied 157 159 167 238 368 454 1,543Male Denial Rate % 7.6% 6.5% 6.3% 8.5% 9.8% 11.5% 8.7%Loan Originated 564 699 737 838 1,062 1,287 5,187Application Denied 76 56 77 97 153 211 670Female Denial Rate % 11.9% 7.4% 9.5% 10.4% 12.6% 14.1% 11.4%Loan Originated 280 274 204 129 164 228 1,279Application Denied 60 46 53 26 50 51 286




SUBPRIME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY GENDER


Loan Originated 87 53 115 186 354 559 1,354Application Denied 50 39 83 82 145 187 586Male Denial Rate % 36.5% 42.4% 41.9% 30.6% 29.1% 25.1% 30.2%Loan Originated 43 35 57 63 155 246 599Application Denied 14 19 44 46 60 70 253Female Denial Rate % 24.6% 35.2% 43.6% 42.2% 27.9% 22.2% 29.7%Loan Originated 15 7 32 17 17 12 100Application Denied 15 10 20 13 14 19 91


Loan Originated . . . . . . .Application Denied . . . . . . .Not Applicable Denial Rate % . . . . . . .Loan Originated 145 95 204 266 526 817 2,053Application Denied 79 68 147 141 219 276 930Total Denial Rate % 35.3% 41.7% 41.9% 34.6% 29.4% 25.3% 31.2%



MANUFACTURED HOME LENDERS: ORIGINATED AND DENIED HOME LOAN APPLICATIONS OWNER OCCUPIED HOMES BY GENDER


Loan Originated 38 23 27 17 . . 105Application Denied 115 94 73 40 . . 322Male Denial Rate % 75.2% 80.3% 73.0% 70.2% . . 75.4%Loan Originated 12 14 11 12 . . 49Application Denied 78 40 33 14 . . 165Female Denial Rate % 86.7% 74.1% 75.0% 53.8% . . 77.1%Loan Originated 12 10 7 4 . . 33Application Denied 105 89 24 . . . 218

Not Provided by Applicant Denial Rate % 89.7% 89.9% 77.4% . . . 86.9%

Loan Originated . . . . . . .Application Denied . . . . . . .Not Applicable Denial Rate % . . . . . . .Loan Originated 62 47 45 33 . . 187Application Denied 298 223 130 54 . . 705Total Denial Rate % 82.8% 82.6% 74.3% 62.1% . . 79.0%


ORIGINATED AND DENIED HOME LOAN APPLICATIONS: OWNER OCCUPIED HOMES BY RACE AND SELECTED INCOME CATEGORIES

NORTHERN SHENANDOAH VALLEY: 2000 THROUGH 2005 Race Action Taken Missing <$15k $15-30k $30-45k $45-60k $60-75k >$75k Total

Loan Originated 3 2 11 13 20 16 25 90Application Denied . 1 7 4 4 2 3 21

American Indian or Alaskan Native Denial Rate % . 33.3% 38.9% 23.5% 16.7% 11.1% 10.7% 18.9%

Loan Originated 27 . 16 36 43 87 182 391Application Denied 3 1 12 6 10 5 11 48Asian or

Pacific Islander Denial Rate % 10.0% 100.0% 42.9% 14.3% 18.9% 5.4% 5.7% 10.9%Loan Originated 25 1 55 108 111 93 210 603Application Denied 4 6 30 31 38 16 28 153Black Denial Rate % 13.8% 85.7% 35.3% 22.3% 25.5% 14.7% 11.8% 20.2%Loan Originated 21 1 54 124 69 27 37 333Application Denied 2 1 14 20 8 9 5 59Hispanic race Denial Rate % 8.7% 50.0% 20.6% 13.9% 10.4% 25.0% 11.9% 15.1%Loan Originated 626 97 1,790 3,944 4,268 3,417 6,720 20,862Application Denied 90 88 564 730 599 349 532 2,952White Denial Rate % 12.6% 47.6% 24.0% 15.6% 12.3% 9.3% 7.3% 12.4%Loan Originated 5 . 11 20 17 19 28 100Application Denied 4 1 7 4 1 5 4 26Other Denial Rate % 44.4% 100.0% 38.9% 16.7% 5.6% 20.8% 12.5% 20.6%Loan Originated 98 13 169 382 453 452 869 2,436Application Denied 50 35 198 213 167 61 144 868

Not Provided by Applicant Denial Rate % 33.8% 72.9% 54.0% 35.8% 26.9% 11.9% 14.2% 26.3%

Loan Originated 8 . 2 6 5 3 16 40Application Denied 1 . 3 3 1 . 2 10Not Applicable Denial Rate % 11.1% . 60.0% 33.3% 16.7% . 11.1% 20.0%Loan Originated 813 114 2,108 4,633 4,986 4,114 8,087 24,855Application Denied 154 133 835 1,011 828 447 729 4,137Total Denial Rate % 15.9% 53.8% 28.4% 17.9% 14.2% 9.8% 8.3% 14.3%Loan Originated 77 . 25 116 264 193 300 975Application Denied 11 . 21 37 51 46 72 238Hispanic

Ethnicity Denial Rate % 12.5% . 45.7% 24.2% 16.2% 19.2% 19.4% 19.6%


APPENDIX E. FEDERAL FAIR HOUSING LAWS FEDERAL FAIR HOUSING ACT OF 1968 Title VIII of the Civil Rights Act of 1968 is known as the Fair Housing Act. The Act, as amended in 1974 and 1988, prohibits discrimination in the sale, rental, and financing of dwellings, and in other housing-related transactions, based on race, color, national origin, religion, sex, familial status, and disability. These seven classifications are collectively termed federally protected classes. The federal familial status provision protects children under the age of 18 living with parents or legal custodians, pregnant women, and people securing custody of children under the age of 18. Three significant changes to the Fair Housing Act were made recently.2 These changes are described briefly as follows: 1. The Housing for Older People Act of 1995 (HOPA) made several changes to the 55 and older

exemption. Since the 1988 Amendments, the Fair Housing Act has exempted from its familial status provisions properties that satisfy the Act's 55 and older housing condition. First, HOPA eliminated the requirement that 55 and older housing have “significant facilities and services” designed for the elderly. Second, HOPA established a “good faith reliance” immunity from damages for people who in good faith believe that the 55 and older exemption applies to a particular property, if they do not actually know that the property is not eligible for the exemption and if the property formally stated in writing that it qualifies for the exemption.

2. Changes were made in the Act to enhance law enforcement, including making amendments to criminal penalties in section 901 of the Civil Rights Act of 1968 for violating the Fair Housing Act.

3. Changes were made to provide incentives for self-testing by lenders for discrimination under the Fair Housing Act and the Equal Credit Opportunity Act. See Title II, subtitle D of the Omnibus Consolidated Appropriations Act, 1997, P.L. 104 - 208 (9/30/96).

The Fair Housing Act covers most housing. In some circumstances, the Act exempts owner-occupied buildings with no more than four units, single-family housing sold or rented without the use of a broker, and housing operated by organizations and private clubs that limit occupancy to members. The Act in its entirety may be found online at http://www.usdoj.gov/crt/housing/title8.htm. The Fair Housing Act and its amendments refer to a number of prohibited actions. These actions are summarized briefly in the following pages:3 In the Sale and Rental of Housing: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or disability: Refuse to rent or sell housing; Refuse to negotiate for housing;

2 Information available at http://www.hud.gov/offices/fheo/FHLaws/yourrights.cfm 3 Ibid.


Make housing unavailable; Deny a dwelling; Set different terms, conditions or privileges for sale or rental of a dwelling; Provide different housing services or facilities; Falsely deny that housing is available for inspection, sale, or rental; For profit, persuade owners to sell or rent (blockbusting); or Deny anyone access to or membership in a facility or service (such as a multiple listing service)

related to the sale or rental of housing. In Mortgage Lending: No one may take any of the following actions based on race, color, national origin, religion, sex, familial status or disability: Refuse to make a mortgage loan; Refuse to provide information regarding loans; Impose different terms or conditions on a loan, such as different interest rates, points, or fees; Discriminate in appraising property; Refuse to purchase a loan; or Set different terms or conditions for purchasing a loan.

In Addition: It is illegal for anyone to do the following: Threaten, coerce, intimidate or interfere with anyone exercising a fair housing right or assisting

others who exercise that right; or Advertise or make any statement that indicates a limitation or preference based on race, color,

national origin, religion, sex, familial status, or handicap. This prohibition against discriminatory advertising applies to single-family and owner-occupied housing that is otherwise exempt from the Fair Housing Act.

Additional Protection if You Have a Disability: If you or someone associated with you: Have a physical or mental disability (including hearing, mobility and visual impairments,

chronic alcoholism, chronic mental illness, AIDS, AIDS Related Complex and mental retardation) that substantially limits one or more major life activities;

Have a record of such a disability; or Are regarded as having such a disability,

Your landlord may not: Refuse to let you make reasonable modifications to your dwelling or common use areas, at your

expense, if necessary for the disabled person to use the housing (Where reasonable, the landlord may permit changes only if you agree to restore the property to its original condition when you move).

Refuse to make reasonable accommodations in rules, policies, practices or services if necessary for the disabled person to use the housing.

Requirements for New Buildings: In buildings that are ready for first occupancy after March 13, 1991, and have an elevator and four or more units: Public and common areas must be accessible to people with disabilities


Doors and hallways must be wide enough for wheelchairs All units must have:

a) An accessible route into and through the unit; b) Accessible light switches, electrical outlets, thermostats and other environmental controls; c) Reinforced bathroom walls to allow later installation of grab bars; and, d) Kitchens and bathrooms that can be used by people in wheelchairs.

If a building with four or more units has no elevator and will be ready for first occupancy after March 13, 1991, these standards apply to ground floor units. These requirements for new buildings do not replace any more stringent standards in state or local law.

Housing Opportunities for Families: Unless a building or community qualifies as housing for older people, it may not discriminate based on familial status. That is, it may not discriminate against families in which one or more children under the age of 18 live with: A parent; A person who has legal custody of the child or children; or, The designee of the parent or legal custodian, with the parent or custodian's written permission.

Familial status protection also applies to pregnant women and anyone securing legal custody of a child under 18. Housing for older people is exempt from the prohibition against familial status discrimination if: The HUD Secretary has determined that it is specifically designed for and occupied by elderly

people under a Federal, State or local government program; or It is occupied solely by people who are 62 or older; or It houses at least one person who is 55 or older in at least 80 percent of the occupied units, and

adheres to a policy that demonstrates an intent to house people who are 55 or older. (A transition period permits residents on or before September 13, 1988 to continue living in the housing, regardless of their age, without interfering with the exemption.)


APPENDIX F. VIRGINIA FAIR HOUSING LAW In 1972 the General Assembly enacted Virginia’s first fair housing law. The law enacted in 1972 was similar to the fair housing law that Congress enacted under the Civil Rights Act of 1968. Since 1972, Virginia’s fair housing law has been amended several times. Amendments were generally made to add protected classes.4

Today Virginia’s fair housing law prohibits discrimination on the basis of race, color, religion, national origin, sex, elderliness, familial status, and handicap. Because Virginia’s fair housing law includes elderliness as a protected class, it is broader than the federal fair housing law. Elderliness means anyone over 55.

Virginia’s fair housing law prohibits the following practices:

1. Refusing to sell or rent after the making of a bona fide offer or refusing to negotiate for the sale or rental of, or otherwise make unavailable or deny, a dwelling to any person because of race, color, religion, sex, national origin, elderliness, familial status or disability;

2. Discriminating against any person in the terms, conditions, or privileges of sale or rental of a dwelling, or in the provision of services or facilities in connection therewith to any person because of race, color, religion, sex, national origin, elderliness, familial status or disability;

3. To make, print, or publish, or cause to be made, printed, or published any notice, statement, or advertisement, with respect to the sale or rental of a dwelling that indicates any preference, limitation, or discrimination or an intention to make any such preference, limitation or discrimination based on race, color, religion, sex, national origin, elderliness, familial status or disability. The use of words or symbols associated with a particular religion, national origin, sex or race shall be prima facie evidence of an illegal preference under this chapter which shall not be overcome by a general disclaimer;

4. Representing to any person because of race, color, religion, sex, national origin, elderliness, familial status or disability that any dwelling is not available for inspection, sale, or rental when such dwelling is in fact available;

5. Denying any person access to membership or participation in any multiple listing service, real estate brokers' organization, or other service, organization or facility relating to the business of selling or renting dwellings, or to discriminate against such person in the terms or conditions of such access, membership, or participation because of race, color, religion, sex, national origin, elderliness, familial status or disability;

6. To include in any transfer, sale rental, or lease of housing, any restrictive covenant that discriminates because of race, color, religion, sex, national origin, elderliness,

4 http://www.fairhousing.vipnet.org/overview.htm#Our%20Investigative%20Mandate


familial status or disability or for any person to honor or exercise, or attempt to honor or exercise any such discriminatory covenant pertaining to housing;

7. To induce or attempt to induce to sell or rent any dwelling by representations regarding the entry or prospective entry into the neighborhood of a person or persons of a particular race, color, religion, sex, national origin, elderliness, familial status or disability.

Virginia’s Fair Housing regulations list additional actions that are prohibited. Some of the actions that the regulations prohibit on the basis of race, color, religion, sex, national origin, elderliness, familial status or disability include:

1. Failing or delaying maintenance or repairs of sales or rental dwellings; 2. Limiting the use of privileges, services or facilities associated with a dwelling; 3. Discouraging the purchase or rental of a dwelling or exaggerating drawbacks or

failing to inform any person of desirable features of a dwelling or a community, neighborhood, or development;

4. Communicating to any prospective purchaser that they would not be comfortable or compatible with existing residents of a community neighborhood or development;

5. Assigning any person to a particular section of a community neighborhood or development or to a particular floor or section of a building;

6. Denying or limiting services or facilities in connection with the sale or rental of a dwelling, because a person failed or refused to provide sexual favors.

Virginia’s Fair Housing Law applies to property managers, owners, landlords, real estate agents, banks, savings institutions, credit unions, insurance companies, mortgage lenders and appraisers. If you are working with a property manager or real estate agent to buy a home or locate a rental, or if you are trying to get a mortgage or homeowner’s insurance, you cannot be treated differently because of your race, color, religion, sex, national origin, elderliness, familial status or disability.

Additional prohibited actions include but are not limited to:

1. Failing to accept, consider, negotiate, process or accurately communicate a bona fide offer;

2. Imposing different sales prices or rental charges for the sale or rental of a dwelling upon a person;

3. Using different qualification criteria or applications, or sales or rental standards or procedures, such as income standards, application requirements, application fees, credit analysis, or sales or rental approval procedures or other requirements;

4. Denying or delaying the processing of an application made by a purchaser or renter or refusing to approve such a person for occupancy in a cooperative or condominium;

5. Employing codes or other devices to segregate or reject applicants, purchasers, or renters, refusing to take or to show listings of dwellings in certain areas because of race, color, religion, sex, national origin, elderliness, familial status or disability or


refusing to deal with certain brokers or agents because they or one of their clients are of a particular race, color, religion, sex, national origin, elderliness, familial status or disability;

6. Indicating through words or conduct that a dwelling, which is available for inspection, sale or rental, has been sold or rented;

7. Refusing to provide municipal services or property or hazard insurance for dwellings or providing such services differently;

8. Threatening, intimidating or interfering with persons in their enjoyment of a dwelling;

9. Intimidating or threatening any person because that person is engaged in activities designed to make other persons aware of or encouraging such other persons to exercise rights granted or protected by this part;

10. Retaliating against any person because that person has made a complaint, testified, assisted, or participated in any manner in a proceeding under the fair housing law.

Virginia’s Fair Housing Law also applies to advertising. In this regard Virginia’s Fair Housing regulations prohibit:

1. Using words, phrases, photographs, illustrations, symbols, or forms which convey that dwellings are available or are not available to a particular group because of race, color, religion, sex, handicap, familial status, elderliness or national origin;

2. Selective geographic advertisements. Such selective use may involve the strategic placement of billboards; brochure advertisements distributed within a limited geographic area by hand or in the mail; advertising in particular geographic coverage editions of major metropolitan newspapers or in newspapers of limited circulation which are mainly advertising vehicles for reaching a particular segment of the community; or displays or announcements available only in selected sales offices;

3. Selective use of human models when using an advertising campaign. Selective advertising may involve an advertising campaign using human models primarily in media that cater to one racial or national origin segment of the population without a complementary advertising campaign that is directed at other groups. Another example may involve use of racially mixed models by a developer to advertise one development and not others. Similar care must be exercised in advertising in publications or other media directed at one particular sex, or at persons without children. Such selective advertising may involve the use of human models of members of only one sex, or of adults only in displays, photographs, or drawings to indicate preferences for one sex or the other, or for adults to the exclusion of children.

If models are used in display advertising campaigns, the models should be clearly definable as reasonably representing majority and minority groups in the metropolitan area, both sexes and when appropriate, families with children. Models, if used, should portray persons in equal settings and indicate to the general public that the housing is open to all


without regard to race, color, religion, sex, handicap, familial status, elderliness or national origin;

4. Publisher’s notice. All publishers should publish at the beginning of the real estate advertising section a notice such as that appearing in Table III, Appendix I, to Part 109, 24 CFR, Ch. 1 (4-1-89 edition). The notice may include a statement regarding the coverage of any local fair housing or human rights ordinance prohibiting discrimination in the sale, rental or financing of dwellings.


APPENDIX F. FAIR HOUSING FORUM FLYERS English


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