n°pll$p¡dpv¡$ u b¢l $ u âqsbÙsp u apqpfk—rlsp · b¢ql—$n l$p¡x $t a¡Þ x$...

b¢qLÑ$N L$p°X$T A°fiX$ ıV$pfiX$XÆ$T bp°XÆ$ Ap°a C[fiX$ep

N∞plL$p° dpV°$_u b¢L$_u‚qsbŸsp_u ApQpfkÑrlsp

≈fieyApfu 2014

h•e[ºsL$ fus° N∞plL$p° kp\° Ïehlpf L$fsu hMs° klep°Nu b¢L$p° ‹pfp N∞plL$_p lL$L$p°_p p°fZp°_° A_ykfhp X°$ R>° L°$ S>° b¢qLÑ$N ‚Zpgu_p gOy—d

p°fZp° ı\prs L$f° R>°. Ap N∞plL$p°_p rlsp°_yÑ fnZ L$f° R>° A_° b¢L$p°A° fp°S>bfp°S>_p ÏehlpfdpÑ N∞plL$p° kp\° L°$hp° Ïehlpf L$fhp° s°_u kdS|>su Ap° R>°.

N∞plL$p° dpV°$_u b¢L$_u ‚rsbŸsp_u ApQpfkÑrlsp - ≈fieyApfu 2014

A_yæ$drZL$p°S>

1. qfQe...........................................................................................11.1L$p°X$_p l°syAp°.....................................................................11.2L$p°X$_p Dep°Np° ..................................................................1

2. dyøe hQ_bŸspAp°................................................................22.1sdpfp ‚–e° Adpfu hQ_bŸsp..................................................22.1.1sdpfu kp\°_p Adpfp bpS> Ïehlpfp°dpÑ kpfp° A_° ep°¡e bspÆh................22.1.2Adpfu _pZpL$ue D≈° A_° k°hpAp° L°$hu fus° L$pd L$f° R>° s° kd≈hhp

klpe L$fhu.......................................................................32.1.3sdpfy Mpsy A_° k°hpAp°_p° Dep°N kd≈hhp°..................................32.1.4Mp°V$u bpbsp° TX$ \u A_° klp_yc|rs|hÆL$ ky pfhu ...........................42.1.5sdpfu AÑNs dprlsu _° Ny· A_° kyfrns fpMhu ............................... 42.1.6L$pX$_p° ‚Qpf...................................................................... 42.1.7L$p°C Z c°v$cph hNf_u _urs A_phhu A_° s°_p° Adg L$fhp°.............4

3 dprlsu pfv$riÆsp .................................................................. 43.1kpdpfie dprlsu.................................................................. 53.2""ap°_ _p L$fip°''(Do Not Call) kyrhp........................................53.3ÏepS>_p v$fp°.......................................................................63.3.1ÏepS>_p v$fp°dpÑ a°fapf ............................................................63.4V$°fua iuX$Èyg .......................................................................63.4.1au s\p QprS>Æk...................................................................63.4.2au s\p QprS>Æk dpÑ a°fapf ........................................................73.5ifsp° A_° r_edp° ................................................................73.5.1r_su r_edp° A_° ifsp°dpÑ a°fapf ........ .......................................7

4 ≈l°fps ‚Qpf A_° h°QpZ .........................................................85 AÑNssp A_° Mp_NuœÑ .......................................................... 8

5.1rfpZ dprlsu kÑı\pAp°............................................................96 g°Zp_u hk|gps ................................................................10

6.1bpL$u g°Zp_u hk|gps A_° ≈du_Nufu_p L$b≈_u _urs........................127 aqfepv$p°, sL$fpf A_° ‚rskpv$.................................................... 12

7.1ApÑsfuL$ ŸrsAp°...............................................................127.2b¢L$]N gp°L$ pg ep°S>_p.........................................................137.3N∞plL$p° kp\° rdqVÑ$N............................................................. 137.4ipMp ısf° N∞plL$ k°hp kdurs_u rdqVÑ$N....................................... 13

8 Dspv$_p° A_° k°hpAp°............................................................138.1\pZp°_p MpspÑ.................................................................138.1.1Mpsy Mp°gphhyÑ A_° \pZp°_p Mpsp_yÑ kÑQpg_................................ 148.1.2Mpsp_u a°fbv$gu............................................................... 158.1.3bQs /Qpgy MpspÑAp°..........................................................168.1.3.1gOy—d S>dp fL$d...............................................................168.1.3.2i|ÎL$ (QprS>Æk).......................................................... .........168.1.3.3pkbyL$/ıV°$V$d°fiV$.................................................................168.1.3.4\pZ_p Mpsp_yÑ E›hL$fZ...................................................178.1.4kNufhQ_p Mpsp...............................................................178.1.5kyjy·/r_[Ûæ$e MpspÑ...........................................................178.1.6sdpfyÑ MpsyÑ bÑ L$fhyÑ............................................................188.2L$guAf]N Qæ$/hk|gps k°hpAp°..............................................188.3fp°L$X$ Ïehlpfp°

8.4X$pef°ºV$ X°$buV$/ ı\peu k|Q_pAp°...............................................198.5 °d°fiV$ fp°L$hp_u (ıV$p° °d°fiV$) _u khgs.................................... 198.6Q°L$/Dpfhp_u k|Q_pAp°..........................................................208.7dyv$su \pZp°........................................................................208.7.1dyv$su \pZp° kpd° rfpZ (°iNu).............................................. 218.8d©s Mps°v$pf_u fL$d_p v$php_yÑ r_fpL$fZ........................................ 218.8.1leps/_prds Ïe[ºs_u L$gdhpmp MpspÑ...................................... 228.8.2leps/_prds Ïe[ºs_u L$gd hNf_p MpspÑ ...................................228.8.3v$php_p r_L$pg_u kde depÆv$p.................................................. 238.8.4pL$su dyv$s l°gpÑ dyv$su \pZ Mpsy bÑ L$fhyÑ................................238.8.5d©s Mps°v$pf _p MpspdpÑ S>dp \sp _pZpÑ_udphS>s............................ 238.9k°a qX$ p°TuV$ gp°X$kÆ...............................................................248.10rhv$°iu lyÑqX$epdZ_u k°hpAp°.....................................................248.11v$°idpÑ S> _pZpÑ_u sbv$ugu...................................................... 258.12rfpZ............................................................................ 258.12.1gp°_...............................................................................268.12.1.1kppdpfie dprlsu..................................................................268.12.1.2gp°__u Af∆ A_° s°_u ‚qæ$ep...................................................268.13≈du_Nufu........................................................................288.14L¢$÷ue _p¢ Zu......................................................................308.15g°ZpÑ_u sphV$ .................................................................. 308.16(Securitization)gp°_ L°$ bpL$u g°ZpÑ h°QhpÑ ................. ................... 308.17Bg°ºV≤$p°_uL$ b¢L$]N.................................................................318.17.1PIN A_° pkhXÆ$....................................................................318.17.2CfiV$f_°V$ b¢L$]N...................................................................328.17.3dp°bpCg b¢L$]N.................................................................. 358.17.4X°$buV$ A_° æ°$X$uV$ L$pXÆ$............................................................ 368.17.4.1Nyd \hyÑ,Qp°fu A\hp rhhpv$pıv$ Ïehlpfp° ....................................... 378.17.5æ°$X$uV$ L$pXÆ$.........................................................................398.17.5.1æ°$X$uV$ L$pXÆ$ ıV°$V$d°fiV$...............................................................408.18”prls n_p D–pv$_p° ............................................................ 418.19rfpZ_u kgpl_u khgs ......................................................428.20rlkpbp°_u _p¢ d°mhsu.........................................................42

9 ipMp_yÑ bÑ \hyÑ/ı\mpÑsf....................................................... .4310 rh—ue kdph°i$.................................................................. 4311 hqfõ $ _pNqfL$p°......................................................................4612 sdpfp Mpsp_u kyfnp.............................................................48

12.1kgpds A_° Appfc|s b¢L$]N s\p QyL$hZu_u Ÿrs> .......................4812.2Ad_° hsÆdp_ qf[ı\su\u hpL°$a kdıep.................................... 4812.3sdpfp Mpsp_u QL$pkZu ....................................................... 4812.4kÑcpm fpMhu....................................................................4812.5no_|Q> a‘ H$aUo .............................................................4912.6_|L$kp__u S>hpbv$pfu................................................. ....... 49

iÂv$L$p°i....................................................................................................50-53



qfQe

Ap A°L$ N∞plL$ ArL$pf _p° L$p°X$ L°$ S>° b°[fiL$ÑN Ïehlpf dpV°$_p p°fZp° kyep°rS>s L$f° R>° S>°_yÑ kÊe b¢L$p°A° Ïe[ºsNs N∞plL$p° kp\° Ïehlpf L$fsu hMs° pg_ L$fhp_yÑ fl° R>°. _° N∞plL$p° dpV°$ fnZ |fyÑ pX°$ R>° A_° kd≈h° R>° L°$ b¢L$p°A° s°d_p fp°S>bfp°S>_p N∞plL$p° kp\° L°$hp° Ïehlpf L$fhp° ≈°CA°.

Ap L$p°X$ qfTbÆ b¢L$ Ap°a C[fiX$ep A° r_v$£i°gu r_ed_L$pfu A\hp r_eÑ”ZL$pfu k|Q_pAp°_° bv$gsu _\u L°$ Ap°mÑNsu _\u A_° ApZ° RBI _u hMsp°hMs Apsu Aphu k|Q_pAp°_yÑ/r_v$£ip°_yÑ

pg_ L$fuiyyÑ. L$p°X$_p p°fZp° L$v$pe r_ed_L$pfu k|Q_pAp° L$fspÑ KQp d|Îep° ı\p° A_° p°fZp° AphpÑ KQp S> fl°i° L°$ S>° D√Qsd ‚Zpgu_° A_ykf° R>° S>° Ad° ıh•[√R>L$ fus° sdpfu kp\° ıhuL$pf°g R>°.

N∞plL$_° bl°sf k°hpAp° Aphp A_° N∞plL$p°_p° kÑsp°j dl—d L$fhp ApZ° b°qLÑ$N Ïehlpfp°_° D√Q—d ısf ky u gC S>hp ‚epkp° L$fuiyÑ.$

Ap L$p°X$dpÑ "sd° A°V$g° L°$ N∞plL$ "A_°' "Ad°' /"Ad_°' A°V$g° L°$ A° b¢L$ S>° N∞plL$ ≈°X°$ Ïehlpf L$f° R>°.

1.1 L$p°X$_p l°syAp° :

Ap L$p°X$ rhL$kphhpdpÑ ApÏep° R>° L$pfZ L°$ :

a. sdpfu kp\°_p ÏehlpfdpÑ fie|_sd pfpp°fZp° ı\pu_° kpfp A_° ep°¡e b¢qLÑ$N Ïehlpfp°_° ‚p°–kpl_ AphyÑ.

b. sd° Adpfu pk° ep°¡e A°np fpMu iL$p° s°hu pfv$riÆsp hpfhu.

c. kÑQpg__p EÑQp p°fZp° d°mhhp b≈f_p qfbmp°_° ıpÆ–dL$ dp›ed\u ‚p°–kprls L$fhp.

d. sdpfp A_° sdpfu b¢L$ h√Q° ep°¡e kyd°mcepÆ kÑbÑ p° ı\php

e. b¢qLÑ$N ŸrsdpÑ rhpk ∞ı\prs L$fhp°.

rhcpN 2 dpÑ dl–h_u hQ_bŸsp ‹pfp L$p°X$_p pfpp°fZp° kdprhÛV$ R>°.

1.2 L$p°X$_p° Dep°N :

Ap L$p°X$ _uQ° v$ipÆh°g v$f°L$ ‚p°X$ºV$ A_° k°hpAp° f gpNy X°$ R>°, ≈° s° Adpfu ipMpAp° L°$ ArL©$s A°S>fiV$p°, L$pDfiV$f Df\u, ap°_ ‹pfp, V$ pg ‹pfp, pfıpqfL$ Cg°ºV≤$p°r_L$ eÑ”p° ‹pfp, CfiV$f_°V$ ‹pfp A\hp Afie L$p°C Ÿrs\u AphpdpÑ Aph°g lp°e, ≈° L°$ Al] v$ipÆh°g v$f°L$ ‚p°X$ºV$k Adpfp ‹pfp ‚ısprhs lp°e s° S>Í$fu _\u.


a. Qpgy Mpsp, bQs Mpsp, bpÑ u dyv$s_u fºd, fuL$f]N X$up°TuV$, u. u. A°a A°L$pDfiV$, A_° Afie X$up°TuV$ Mpsp.

b. Q|L$hZ_u k°hpAp° S>°hu L°$ °fii_, °-Ap°XÆ$f, X$udpfiX$ X≤$p„V$ ‹pfp cfœÑ, hpef V≤$pfikaf A_° bp Cg°ºV≤$p°r_L$ Ïehlpfu v$p. s. Apf. V$u. ∆. A°k., A°_ C.A°a.V$u.

c. kfL$pfu Ïehlpfp° kÑbÑrs b¢L$_u k°hpAp°.

d. X$ud°V$ Mpsp, C[ºhV$u, kfL$pfu bp°fiX$T

e. cpfsue QgZu _p°V$/rkΩ$p a°fbv$gu_u kyrhpAp°

f. Q°L$p° _p° ıhuL$pf, k°Ca L$ıV$X$u_u k°hpAp°, k°Ca X$up°TuV$ gp°L$f_u kyrhpAp°.

g. gp°_ Ap°hfX≤$p„V$ A_° N°fÑV$u

h. dy÷p_u a°fbv$g_u krls rhv$°iu QgZ_u k°hpAp°

i. Adpfu ipMpAp° A_°/ A\hp Adpfp ‚rsq_rAp° L°$ A°S>fiV$p° ‹pfp h°Qpsu D≈° S>°hu L°$ ”u≈° nL$pf_p hudp A_° fp°L$pZ

j. L$pXÆ$ ‚p°X$ºV$k S>°hu L°$ æ°$X$uV$ L$pXÆ$k, X°$buV$ L$pXÆ$k, A°.V$u.A°d. L$pXÆ$k, ıdpVÆ$ L$pXÆ$k k°hpAp° (Adpfu Np•Z LÑ$ _uAp° ‹pfp AphpdpÑ Aphsp æ°$X$uV$ L$pXÆ$k krls)

iÂv$L$p°idpÑ OpV$p, L$pmp iÂv$p°_p A\Æ AphpdpÑ ApÏep R>°.

2. dyøe hQ_bŸsp2.1 Ap_p ‚–e° Adpfu dyøe hQ_bŸspAp° :

2.1.1 sdpfu kp\°_p Adpfp bp S> Ïehlpfp°dpÑ kpfu A_° ep°¡e fus° hsÆ_ L$fhyÑ S>°d L°$.

a. b¢L$_p L$pDfiV$f Ef fp°L$X$/Q°L$p°_u v$°hX$ hN°f° S>°hu fie|_sd b¢qLÑ$N k°hpAp° |fu pX$hu

b. Adp°A° ‚ısprhs L$f°gu D≈° A_° k°hpAp° s°dS> ‚Zpgu A_° ‚qæ$epAp° L$p°X$dpÑ ‚ı\prs L$f°gu hQ_bŸspAp° A_°

pfpp°fZ dyS>b_u lp°e.

c. Adpfp D–pv$_p° A_° k°hpAp° Ap_yipÑrNL$ L$pev$pAp° A_° r_edp° A_ykpf lp°e A_° sdpfu S>Í$qfepsp° ‚dpZ° ep°¡e lp°°e.

d. sdpfu kp\°_p Adpfp Ïehlpfp°, _•rsL$ d|Îep°\u kykS>S> A_° pfv$i fl°.

e. kyfrns A_° rhÌhk_ue b¢qLÑ$N s\p Q|L$hZu_u ŸrsAp°_yÑ kÑQpg_ L$fhy.


2.1.2 Adpfu _pZpÑL$ue D≈° A_° k°hpAp° L°$hu fus° L$pd L$f° R>° s°_u kdS> X°$ s°_u klpe L$fhp-

a. _uQ° ‚dpZ°_u A°L$ A\hp hpf° cpjpAp°dpÑ sd_° dprlsuAp° Aphu - rlfiv$u, AÑN∞°∆ A\hp A_yL|$m ı\pr_L$ cpjp.

b. Adpfu ≈l°fpsp° A_° ‚p°–kpl__yÑ kprl–e ıÙ$ R>° A_° N°fdpN£ v$p°fhphpmyÑ _\u s°_u Mp”u L$fhu.

c. sd_° Adpfu DS>, k°hpAp° ifsp° A_° r_edp°, ÏepS>_p v$f/k°hpL$ue QprS>Æk hN°f°_u ıÙ$ dprlsu dm° s°_u Mp”u lfhu.

d. sd_° Adpfu khgsp° L°$hu fus° dm° A_° sdpfp ‚Òp°_p r_hpfZ dpV°$ L$p°_p° A_° L°$hu fus° kÑ LÆ$ L$fhp° s°_u drlsu Aphu.

2.1.3 sdpfp A°L$pDfiV$ A\hp k°hpAp°_p Dep°N dpV°$ dv$v$Í$ \hp l°sy:

a. sd_° r_erds fus° ep°¡e A¤s_ dprlsu Aphu.

b. ÏepS>_p v$$f,Afie QprS>Æk s°dS> r_edp° A_° ifsp°_u dprlsu Apsp fl°hu.

c. sdpfu ≈ZL$pfu dpV°$ Adpfu ipMpAp°dpÑ _uQ° dyS>b_u rhNsp° ‚v$riÆs L$fhu.

i. Ap_° AphpdpÑ Aphsu k°hpAp°.

ii. bQs MpspAp° A_° Qpgy MpspAp°dpÑ S>Í$fu, gOy—d fL$d s\p s°_p Acph° gpNy X$su v$ÑX$_ue fL$d.

iii. sdpfu L$p°C aqfepv$_p r_hpfZ dpV°$ ipMp_p L$p°C S>hpbv$pf ArL$pfu_yÑ _pd.

iv. ipMp Mps° sdpfu aqfepv$_yÑ r_hpfZ _p \pe sp° Df_p ısf° kÑ LÆ$ L$fhp n°r”e ArL$pfu, Tp°_g d°_°S>f L°$ dyøe d›ehs ArL$pfu _p ( ) _pd A_° kf_pdp.

v. S>° b¢qLÑ$N gp°L$ pg_u lvdpÑ ipMpAp° Aphfu g°hpC l°e s°_yÑ _pd, kÑ LÆ$_u rhNsp°.

vi. dprlsu y[ısL$p_p ıhÍ$ dpÑ DgÂ sdpd dprlsu.

d. Adpfu _uS>° S>Zph°gu k°hpAp° dpV°$_u _ursAp° Adpfu h°bkpCV$ Df ‚v$riÆs L$fhu.

i. X$up°TuV$

ii. Q°L$p° A°L$r”s L$fhp

iii. sL$fpf r_hpfZ

iv. hmsf

v. g°Zp_u fL$d_yÑ DfpœÑ A_° Ah°S>_p° y_: L$b≈°

PNO


2.1.4 Mp°V$u bpbsp° TX$ su A_° klp_yc|rs|hÆL$ ky pfhp l°sy:a.

sd_° cp°Nh_yÑ X°$gyÑ Apr\ÆL$ _yL$kp_ Adpfu _urs dyS>b cfpC L$fhyÑ.

b. sdpfu aqfepv$_yÑ syfÑs r_hpfZ L$fhyÑc. s°d R>spÑ sd° kÑsyÙ$ _p lp°e sp° aqfepv$ ApNm L°$hu fus°

dp°L$ghu s° S>ZphhyÑd. sL$_uL$u r_Ûagsp_° L$pfZ° Dv$chsu kdıepAp° dpV°$ h•L$[ÎL$

dpNÆ bsphhp.

2.1.5 sdpfu AÑNs dprlsu_° Ny· A_° kyfqns fpMhu._uQ°_p °fp _Ñbf 5 dpÑ bspÏep ‚dpZ°_u bpbsp°_° A_yÍ$ sdpfu v$f°L$ AÑNs dprlsu_° Ny· A_° kyfrns fpMuiyÑ.

2.1.6 L$p°X$_p° ‚Qpf

Ad° :a. Adpfu pk° Mpsy Mp°gphp° –epf° A_°/A\hp dpNZu L$fhp\u

L$p°X$_u _L$g sd_° ApuiyÑ.

b. L$p°X$_° v$f°L$ b∞pÑQdpÑ A_° Adpfu b°bkpCV$ f DgÂ L$fphuiyÑ.

c. L$p°X$_°° gNsu dprlsu Apu iL°$ A_° A°_p° AkfL$pfL$ fus° Dep°N L$f° s°hu ıVpa_° spgud dm° s°_u Mpsfu ApuiyÑ.

d. L$p°X$ A_° s°_° gNsu dprlsu rhi° N∞plL$dpÑ ≈N©rs Aph° s°hpÑ NgpdpÑ gCiyÑ.

2.1.7 L$p°CZ c°v$cph hNf_u _urs A_phu s°_p° Adg L$fhp°.Ad° sdpfu Ddf, ≈rs, tgN, h•hprlL$ [ı\rs, dÆ, Mp°X$ ApÑ Z L°$ Apr\ÆL$ qf[ı\su _p Appf° L$p°C c°v$cph fpMuiyÑ _l].

3. dprlsu pfv$riÆspsd° _uQ° S>Zph°gdpÑ\u L$p°CZ rhL$Î ‹pfp ÏepS>_p v$f, au s\p Afie QprS>Æk rhi° dprlsu d°mhu iL$ip°.a. Adpfu ipMpAp°dpÑ gpN°g _p°qV$k bp°XÆ$ Df\u.

b. Adpfu ipMpAp° L°$ l°ÎgpC__p° kÑ LÆ$ L$fu_°

c. Adpfu h°bkpCV$ ‹pfp

d. Adpfu ArL©$s ıV$pa/l°Î X°$ıL$ Df |R>fR> L$fu_°.

e. Adpfu ipMpAp°dpÑ V°$qfa riX$eyAg hpÑQu_°/h°bkpCV$ ≈°C_°.

c|gp° sfs S> ky pfu A_° s° c|g\u gpN°gp b¢L$ QprS>Æk _° gu°


3.1 kpdpfie dprlsu

Ad° :

a. sdpfu S>Í$qfepsp°_° A_yL|$m lp°e A°hp D–pv$_ L°$ k°hpAp°_u dprlsu ApuiyÑ.

b. Basic Savings Bank Deposit MpsyÑ Mp°ghhp dpV°$ S>Í$fu v$ısph°≈° _u dprlsu Adpfu bu S> ipMpAp°dp q‹cpjue/r”cpjue Í$ dpÑ ‚v$riÆs L$fuiyÑ.

c. sd_° fk lp°e s° ‚L$pf_u Acpfu ıÙ$ dprlsu A_° D–pv$__p dl–h AÑN° S>°dpÑ ÏepS>_p v$f, Afie MQpÆ hN°f°_p° kdph°i Z \pe R>° s° ApuiyÑ.

d. Adpfp D–pv$_p° s°dS> k°hpAp° d°mhhp_p rhrh dpNp£ S>°hpÑ L°$ ipMpAp° ‹pfp, A°V$uA°d, ap°_, _°V$ b¢L$]N s°dS> s°_u EX$pZ|hÆL$_u kdS> ApuiyÑ.

e. Adpfp L$pev$p, r_ed_ s\p ApÑsqfL$ _urs AÑsNÆs sdpfu Ap°mM A_° kf_pdyÑ d°mhhp L$ep yfphp ≈°CA° s° sdp°_° S>ZphuiyÑ.

f. Mpk L$fu_° sdpfp qX$ p°TuV$ MpspAp° k°a L$ıV$X$udpÑ fpM°gu QuS> hısyAp°, s°dS> k°a qX$ p°TuV$ hp°ÎV$dpÑ _pdpÑL$__u (_p°du_°i__u) kyrhp dpV°$ sdpfp lΩp° A_° S>hpbv$pfu_u ≈Z L$fuiyÑ.

3.2 ""ap°_ _p L$fip°'' (Xy$ _p°V$ L$p°g) _u kyrhp

sdpA° ° Adpfu bL¢ $dp Ñ ""ap_° _ L$fip'° ' kry hpdp Ñ _p¢ Zu L$fphg° lpe° ANf ku ° L$° sdpfp kh° p ‚v$psp ‹pfp ""fpÙ$≤ue ap_° _ L$fhp ° _p¢ Zu'' dp Ñ Ïehı\p L$fu lpe° sp ° Adpfp D–pv$_ L$° kh° pAp_° u AbprÑ R>s Ïeppfu ≈lf° psp ° ap_° /Ak° .Ad° .Ak° /C-dC° g ‹pfp sd_ ° _l] ApuA ° sd° R>sp Ñ Z Ap_p Mpsp_p ”L$p_° u dprlsu, Afie S>Í$fu kgplkQ| _p,° sdpfp Mpsp_p Ïehlpfp ° ANÑ ° Qs° hpZuAp ° A_ ° lpgdp ÑAp_ ° DgÂ kh° pAp ° Df Ap kry hp gpN y X$i ° _l].

3.3 ÏepS>_p v$fp°

Adp° sd_° _uQ° dyS>b_u dprlsu ApuiyÑ.

a. sdpfp X$up°TuV$ A_° gp°_ Mpsp dpÑ gpN X$sp ÏepS>_p v$fp°.

b. ≈° gp°_ r_[ÌQs ÏepS>_p v$f hpmu lp°e sp° gp°_ A°N∞ud°fiV$dpÑ ÏepS>dpÑ fuk°V$ L$gp°T_u dprlsu A_° L$C spfuM\u s° gpNy

X$i° s°_u dprlsu.

c. ≈° gp°_ sfg ÏepS>_p v$f („gp°V$]N f°V$) hpmu lp°e sp° ""f°affik f°V$'' L°$ S>° sfg ÏepS>_p v$f kp\° kÑgÇ lp°e A_° f°affik f°V$ ‹pfp gpNy X$sp ArL$ d|Îe L°$ R|>V$ R>u sdpfu gp°_ Df hpısrhL$ ÏepS>_p° v$f L°$V$gp° \pe s°_u ≈ZL$pfu AphpdpÑ Aphi°.

d. sdpfu pk° gp°__p ÏepS>_p° v$f [ı\f ÏepS>_p v$f\u sfg (Floating ) ÏepS>_p v$f A\hp s°\u EgVyÑ$ s°hp° rhL$Î lp°e sp° s° ‚dpZ° \sp QprS>Æk _p° v$f.

e. L$ep kdepÑsf° Adp° sd_° qX$ p°TuV$ Df ÏepS> ApuiyÑ A_° gp°_ Df ºepf° ÏepS> hk|guiyÑ.

f. Adp° sdpfu qX$ p°TuV$ Df_p ÏepS> A\hp gp°_ Df_p ÏepS>_u NZsfu L°$hu fus° L$fuA° R>uA° s°°_u dprlsu.

3.3.1 ÏepS>_p v$fp°dpÑ a°fapf

_uQ° S>Zph°gdpÑ\u L$p°C rhºÎ ‹pfp gp°__p ÏepS>_pÑ v$fdpÑ a°fapf A_° f°affik f°V$ S>° sfg ÏepS>_p v$f kp\° kÑg¡_ R>° s°dpÑ a°fapf_u ≈Z A°L$ MhpqX$ep _u AÑv$f L$fuiyÑ.

i) ” ‹pfp

ii) C-d°Cg \u

iii) A°k. A°d.A°k \u

Ad° Adpfu ipMpAp°dpÑ _p°V$uk bp°XÆ$ Df ‚v$riÆs L$fu_° s°dS> b°bkpCV$ Df dprlsu ApuiyÑ.

3.4 ‚iyÎL$ epv$u (V$°fua iuX$Èyg)

3.4.1 au s\p MQpÆ

a. Adp° kyq_[ÌQs L$fuiyÑ L°$ Adpfu au A_° rhrh k°hp v$fp° b¢L$_u krdrs ‹pfp ANf s°d_p ‹pfp dpfie knds ArL$pfu ‹pfp dÑS|>f \e°g lp°e svy$ fpÑs s° ÏepS>bu A_° kdp_ hNÆ_p N∞plL$p° dpV°$ c°v$cph hNf_p lp°e.

b. Ad° ‚iyÎL$ epv$u_° Adpfu h°bkpCV$ Df dyL$uiyÑ DfpÑÑs sdpfu ≈Z dpV°$ v$f°L$ ipMpdpÑ DgÂ L$fhuiyÑ. sdpd ipMpAp°dpÑ ‚iyÎL$ epv$u dmu iL°$ s°hu ≈l°fps sdpd ipMpAp°dpÑ L$fuiyÑ.

c. sdpfu kÑv$Nu_u ‚p°X$ºVπ$k L°$ k°hpAp°dpÑ \sp QprS>Æk _u dprlsu Adpfu iyÎL$ epv$udpÑ ApuiyÑ.

d. sdpfp ‹pfp kÑv$ L$fpe°gu L$p°C ‚p°X$ºV$ L°$ k°hp kp\° kÑg¡_ _urs r_edp°_u AhNZ_p/DÎgÑO_ bpbs° gpNsu v$ÑX$_ue fL$d_u dprlsu ApuiyÑ.



3.4.2 au A_° v$fp°dpÑ a°fapf

≈° Adp° Adpfu au A\hp QprS>Æk _p dpmMpdpÑ a°fapf L$fuA° sp° s° AÑN°_u ≈Z sdp°_° ıV°$V$d°fiV$ Ap°a A°L$pDfiV$/C-d°Cg/ A°k.A°d.A°k/bu ipMpAp°dpÑ _p°V$uk bp°XÆ$ Df gMphu_° _hp v$fp° gpNy X°$ s°_p A°L$ dpk |h£ s°_u ≈Z L$fuiyÑ. Ap dprlsu Adp° Adpfu h°bkpCV$ Df Z ‚v$riÆs L$fuiyÑ.

3.5 ifsp° A_° r_edp°

a. sdp°A° Adpfu pk° dpÑN°g D–pv$_p° L°$ k°hpAp°_p _urs r_edp° AÑN° S>Í$fu kgpl ApuiyÑ.

b. bp _urs r_edp°, ep°¡e A_° s° kykÑNs lΩ$p° A_° S>hpbv$pfuAp° ıÙ$ fus° kpv$u A_° kfm cpjpdpÑ kd≈e s°d li°.

3.5.1 _urs r_edp°dpÑ a°fapfp°

a. ≈° _urs r_edp°dpÑ a°fapfp° \pe sp° s°_° gpNy \hp_p A°L$ dpk ANpD _uQ°_pdpÑ\u L$p°C A°L$ ANf hy dp›ed ‹pfp Ap a°fapfp° ºepf\u gpNy X$i° s° S>ZphuiyÑ.

i. ” ‹pfp

ii. ıV°$V$d°fiV$ Ap°a A°L$pDfiV$ ‹pfp

iii. A°k. A°d. A°k. ‹pfp

iv. C-d°Cg \u

Dfp°ºs dprlsu Adpfu ipMpAp°dpÑ _p°qV$k bp°XÆ$ Df A_° Adpfu h°bkpCV$ Df Z ‚p‡e li°.

b. kpdpfies: a°fapfp° ApNpdu A°L$ dpkdpÑ gpNy X°$ s°d lp°e s°hu Ïehı\p lp°e R>°.

c. ≈° L$p°C a°fapf _p°qV$k Ap‡ep hNf L$ep£ li° sp° s°_u ≈Z Adp° sd_° 30 qv$hkdpÑ L$fuiyÑ A_° ≈° s°\u sd_° L$p°C _yL$kp_ \syÑ li° sp° Ap ky pf°gp a°fapf ‹pfp \sp hpfp_p QprS>Æk L°$ ÏepS> Q|L$Ïep hNf sd° hNf _p°V$uk° Mpsy bÑ L$fu iL$ip° L°$ Afie ep°¡e ƒ¡epA° sbv$ug L$fu iL$ip°.

d. Ad° Adpfu h°bkpCV$ Df _urs r_edp°dpÑ a°fapf AÑN° sysÆ S> S>ZphuiyÑ A_° sdpfu dpÑNZu dyS>b _hp _urs r_edp°_u _L$g sd_° ApuiyÑ.


4. ≈l°fMbf, b≈f ‚Qpf A_° h°QpZa.

ıÙ$ lp°e A_° A° N°fdpN£ v$p°f_pfyÑ _p lp°e.

b. Ad° Adpfu b¢qLÑ$N krhÆk, D–pv$_ L°$ S>°dpÑ ÏepS>_p v$f_p° Z kdph°i \pe A°hu ≈l°fpsp° A_° ‚p°–kplL$ kprl–edpÑ bu∆ L$p°C au L°$ Afie L$p°C v$f kÑbÑrs _urs r_edp°_u ≈ZL$pfu sdpfu dpÑNZu dyS>b ApuiyÑ.

c. ≈° sd_° |fL$ k°hpAp° Aphp dpV°$ ”prls A°S>fiku_u S>Í$f X°$ A_° ≈° s°d_° sdpfu AÑNs dprlsu Aphp_u \pe sp° s°Ap° Adpfu S>°d S> sL°$v$pfu fpMu A_° Ny· fpMi°.

d. hMsp°hMs Ad°, sd° gu°gu k°hpAp°_p rhrh qfbmp° s°dS> Adpfp D–pv$_p° rhi° C-d°Cg, A°k.A°d.A°k. L°$ V°$rgap°_ ‹pfp S>ZphuiyÑ. ≈° sd° "ap°_ _p L$fhp°', k°hp _u _p¢ Zu _l] L$fphu lp°e sp° Adpfp Afie D–pv$_p° A_° k°hpAp°_p ‚p°–kplL$ ‚ısphp° sd_° S>ZphuiyÑ.

e. Adpfp ‹pfp Adpfp D–pv$_p° A_° k°hpAp°_p ‚Qpf A_° h°QpZ dpV°$ "X$pef°ºV$ k°tgN A°S>fiV$' (X$u.A°k.A°) _udhpdpÑ Aph° R>°. sdpfu kp\° A°d_p Ïehlpfp° dpV°$ ApQpfkÑrlsp OX°gu R>° A_° Aphp X$u. A°k. A°. Adpfp D–pv$_ A_° k°hpAp°_p ‚p°–kplL$ h°QpZ kde° ap°_ ‹pfp L°$ Í$bÍ$ dygpL$ps L$fu iL°$. Aphu ”prls A°S>fiku L°$ A°S>fiV$ A° kde° Ap ApQpfkÑrlsp_yÑ

pg_ L$fi°.

f. Ap_p sfa\u Adpfp ‚rsr_r/Ly$qfef A\hp DSA _p Ap_u kp\° vy$ÏeÆhlpf L°$ ApQpfkÑrlsp_p° cÑN AÑN° aqfepv$ dmi° sp° Ad° s°_u kÑ |ZÆ spk L$fhp ep°¡e NgpÑ gCiyÑ. aqfepv$_p° syfÑs r_L$pg L$fuiyÑ A_° A° ‹pfp Ap_° L$p°C Apr\ÆL$ _yL$kp_ \eyÑ lp°e sp° sdpfp hmsf_u _urs dyƒb Ap_° cfpC L$fu ApuiyÑ.

g. Ad° sL°$v$pfu fpMuiyÑ L°$ L$p°CZ ”prls n S>° Adpfp bv$g° Adpfp D–pv$_p°_yÑ h°QpZ L$f° R>° s°d_° h°QpZ \ep bpv$ S>° fL$d L°$ L$dui_ dm° R>° s° S>Zph°.

5. AÑNssp A_° Mp_NuœÑa. Ad° sdpfu sdpd Ïe[ºsNs dprlsu_° AÑNs A_° Mp_Nu

fpMuiyÑ (ƒepf° sd° Adpfp N∞plL$ _p fp lp°e –epf° Z) S>° _uQ° S>Zph°g rkŸpÑsp° A_° _ursAp°\u Apfrns R>°.

Ad° sL°$v$pfu fpMuiyÑ L°$ Adpfu ≈l°fpsp° A_° ‚p°–kplL$ kprl–e

b.

lp°e s° Afie LÑ$ _uAp°/A°L$dp°_° _uQ° S>Zph°g L°$V$gpL$ Ahpv$Í$ qL$ıkpAp° rkhpe ApuiyÑ _l].

i) S>° Adpf° L$pev$p dyƒb ANf b¢qLÑ$N r_epdL$ _° Aphp_u S>Í$f X°$.

ii) S>l°f S>_sp ‚–e° afS>_p cpNÍ$ ° A° Aphu S>Í$fu b_°.iii) ≈° Adpfp rls dpV°$ L$p°C_° Adpf° dprlsu Aphu X°$.

(v$p. s. R>°sf]X$u fp°L$hp) fÑsy sdpfp _pd L°$ kf_pdpÑ krls sdpfp A°L$pDfiV$_u L$p°C dprlsu L$p°C_° ApuiyÑ _l] ANf Adpfp N∞y _u LÑ$ _uAp°_° Z h°QpZ ‚kpf_p Dep°N dpV°$ ApuiyÑ _l].

iv) ≈° sd° dprlsu Aphp dpV°$ Ad_° ArL$pf App° sp°.v) ≈° Ad_° b¢L$f f°affik Aphp_yÑ L$l°hpdpÑ Aph° sp° s° Apsp

|h£ sdpfu g°rMs fhp_Nu S>Í$fu R>°.c. ≈° sd° Ad_° ıÙ$ fus ArL©$s L$fp° _l] –epÑ ky u b≈f

‚Qpf_p l°syAp° dpV°$ Ad° L°$ Afie L$p°C ‹pfp sdpfu Ïe[ºsNs dprlsu_p° Dep°N L$fhpdpÑ Aphi° _l].

5.1 sd° ƒepf° rfpZ dpV°$ Af∆ L$fp° –epf°a. Ad° sd_° æ°$X$uV$ Cfiap°d£i_ LÑ$ _uAp° (C.I.Cs) _p L$pd_u

≈ZL$pfu ApuiyÑ A_° Adpfp ‹pfp s°Ap° ‹pfp Ap°gu dprlsu sd_° Aphp ep°¡e rfpZ Df iyÑ Akf L$fi° s° sd_° S>ZphuiyÑ.

b. Ap_p ‹pfp dpÑN°gu A_° r_[ÌQs au cepÆ bpv$ Ad° ku.ApC.ku. ‹pfp dm°gu dprlsu_u _L$g ApuiyÑ.

c. Ad° r_[ÌQs kdepÑsf° sdp°A° Adpfu pk°\u gu°gp rfpZ_u rhNs ku.ApC.ku. _° ApuiyÑ.

d. ku.ApC.ku _° sdpfp Ap°gp AÑNs rfpZ_u rhNsp° ApuiyÑ ƒepf°i) sd° Q|L$hZudpÑ pR>m flu Nep lp°e.ii) bpL$u g°hp_p _pZpÑ rhhpv$dpÑ lp°e.

e. ƒepf° sdpfyÑ rfpZ MpsyÑ Q|L$hZudpÑ Ar_erds lsÑy Z –epfbpv$ sd° s° kfL$pf L$fu v$uyÑ R>° sp° s°_u dprlsu Z Ad° ku. ApC. ku. _° –epf R>u_p qfp°VÆ$dpÑ dp°L$gphuiyÑ.

(f) sdpfu dpÑNZu dyS>b sd_° Ap°gp rfpZ/gp°__u dprlsu S>° Ad° ku.ApC.ku. _° dp°L$gphu A° R>uA° s°_u ≈ZL$pfu sd_° ApuiyÑ.

sdpfp Mpsp AÑN°_u dprlsu S>° sdpfp ‹pfp L°$ Afie fus° dm°gu



6. g°ZpÑ_u hkygpsa.

QyL$hZu_pÑ dpmMpÑ_u qhNs S>°hu L$°$ fL$d, L$y$g kdeNpmp° A_° y_: QyL$hZu_pÑ l·p hN°f° S>ZphuiyÑ s°d R>spÑ ≈° sd° rfpZ y_: Q|L$hZu_u ifsp° dyS>b Q|L$hœÑ _lu L$fp° sp° Ad° S>° s°

S>¡ep_p L$pev$p dyS>b bpL$u g°ZpÑ_u hkygps L$fuiyÑ.b. Adpfu pk° g°ZpÑ_u hkygps A_° S>du_Nufu_p° y_: L$Â≈°

d°mhhp s°dS> hkygps dpV°$ A°S>fiV$p° _udhp Adpfu krdrs ‹pfp dpfie ‚Zpgu R>°.

c. g°ZpÑ_u hkygps dpV°$ A°S>fiV$p° _udhp, ‚hsÆdp_, apev$p°, pfp p°fZ dpNÆv$iÆ_ A_° _urs A_° gpCkfik A_° _p¢ Zu S>°hu

bpbsp°_° ›ep_dpÑ g°hpdpÑ Aphi°.d. Ad° sL°$v$pfu fpMuiyÑ L°$ Adpfp DfpZu_p A°S>fiV$p° s°d_u

S>hpbv$pfu dpV°$ kÑcpm fpM° A_° kÑh°v$_iug lp°e s° dpV°$ spgudb› lp°e s°dS> Ad° A° Z ≈°CiyÑ L°$ s°Ap° depÆv$p_yÑ DÎgÑO_ L$f° _l].

e. Adpfu DfpZu_u _urs, rh_d∞sp, ep°¡e L$peÆhplu A_° kd≈hV$_° Apu_ R>°. Ad° N∞plL_p cfp°kpdpÑ h©qŸ A_° gpÑbpNpmp_p kÑbÑ p°dpÑ dp_uA° R>uA°.

f. Ad° sdpfp g°ZpÑ_u kÑ |ZÆ rhNsp°_u ≈ZL$pfu ApuiyÑ A_° Q|L$hZu dpV°$ |fsp° kde ApuiyÑ.

g. sdpfp X$uap°ÎV$ L°$k fuL$hfu A°S>fiku_° kp¢ sp l°gpÑ kÑ |ZÆ ≈s spk L$fuiyÑ S>°\u Adpfu L$p°C c|g_p cp°N° sdpf° l°fp_ \hyÑ _p

X°$.h. sdpfp DfpZu_p _pZpÑ_u hkygps dpV°$ L$peÆhplu L$fsp l°gpÑ

Ad° sd_° g°rMsdpÑ ≈Z L$fuiyÑ S>°dpÑ hkygps A°S>fiku L°$ A°S>fiV$_yÑ _pd L°$ S>°_° sdpf° L°$k kp°Ñ hpdpÑ ApÏep° R>° A_° s°_yÑ kf_pdyÑ A_° V°$rgap°_ _Ñbf_p° kdph°i li°°.

i. Ad° Adpfp ‹pfp _udhpdpÑ Aph°gu hkygps A°S>fiku/LÑ$ _u_u rhNsp° Adpfu h°bkpCV$ Df d|L$uA°° R>uA°.

j. Adp° rh_Ñsu\u sd_° gpNy X$su hkygps A°S>fiku/LÑ$ _u_u rhNsp° b¢L$_u ipMpAp° Df Z DgÂ L$fphuiyÑ.

k. hkygps dpV°$ A_°/A\hp rdgL$s_p L$Â≈ dpV°$ Aph°g Adpfp L$dÆQpfu A\hp ArL©$s Ïe[ºs A°d_u/s°Zu_u Ap°mMpZ Api° A_° s°d_° Ap°g ArL©$s ” bsphi° A_° sd° rh_Ñsu L$fip° sp° sd_° s°_yÑ/s°Zu_yÑ b¢L$ ‹pfp Ape°gyÑ Ap°mM” bsphi°.

ƒepf° Adp° sd_° gp°_ ApuiyÑ –epf° sdpfp ‹pfp \hp_u y_:

l. Adpfp° sdpd L$dÆQpfu hNÆ A\hp Adpfp ‹pfp ArL©$s L$p°C Ïe[ºs hkygps dpV°$ A_°/A\hp rdgL$s_p L$Â≈ dpV°$ Aph°g li° s° _uQ° dyƒb_p dpNÆv$iÆ__° A_ykfi° :

i) sdpfp° kÑ LÆ$ sdpfu L$p°C kÑv$Nu_u S>¡epAp° _l] sp° sdpfp fl°W$pZ f A_° –epÑ _ dmu iL$p° sp° sdpfp Ñ p L°$ Ïehkpe_p ı\m° L$fi°.

ii) sd_° dmhp Aph°g Ïe[ºs_u Ap°mM A_° ArL$pfp°_u dprlsu Z sd_° AphpdpÑ Aphi°.

iii) sdpfyÑ AÑNsœÑ S>mhpi°.

iv) sdpfu kp\°_u hpsQus kÊe cpjpdpÑ \i°.

v) kpdpfie fus° sdpfp° kÑ LÆ$ khpf° 7 \u kpÑS>° 7 _p NpmpdpÑ L$fhpdpÑ Aphi° rkhpe L°$ sdpfp Ñ p L°$ Ïehkpe kÑbÑ ° A_yL|$m _ lp°e.

vi) Ìpºe li° –epÑ ky u L$p°C r_[ÌQs kde L°$ ı\m° kÑ LÆ$ _ L$fhp_u sdpfu rh_Ñsu N∞p fpMhpdpÑ Aphi°.

vii) sd_° L°$V$gu hpf A_° ºepf° ap°_ L$fpep° A_° hpsQus_u g°rMs _p¢ fpMhpdpÑ Aphi°.

viii) bfi_° np° ıhuL$peÆ lp°e A_° ep°¡e fus° s° s° ‚dpZ° sdpfp bpL$u g°ZpÑ AÑN°_u sL$fpf L°$ saphs_yÑ r_hpfZ gphhp sd_° kÑ |ZÆÍ$ ° dv$v$ dmi°.

ix) hkygps dpV°$ sdpfp ı\m° Aph_pf Ïe[ºs kÊe A_° riısbŸ hsÆ_ L$fi°. Adpfp L$dÆQpfu/A°S>fiV$ L$p°CZ ‚L$pf_u pL$ dL$u L°$ l°fp_Nrs S>°hu L°$ dp•rML$ L°$ ipqfqfL$ L$fi° _l] S>°dpÑ ≈l°fpdpÑ Adpr_s L$fhyÑ, L$p¶Vy$rbL$ kÊep°, rd”p° l° Ap°mMuspAp° kpd° ipÑrs_p° cÑN A_pdu L°$ dL$u cepÆ ap°_ ANf Mp°V$p L°$ N°fdpN£ v$p°fhphpmu hsÆZ|L$ _l] L$f° s°d R>spÑ sdpf° sdpfp kÑ LÆ$_u rhNsp° Aphu A_° A¤s_ L$fphhu S>Í$fu R>°. ≈° b¢L$ sd° Ap°gu rhNsp° ‚dpZ° sdpfp° kÑ LÆ$ _p L$fu iL°$ sp° ≈l°f

p°s ‹pfp sdpfp rd”p°/kÑbÑ uAp°_p° kÑ LÆ$ L$fi°°.



x) Akpdpfie kÑ≈°Np° S>°hpÑ L°$ LyÑ$VyÑ$bdpÑ L$p°C_yÑ d©–ey L°$ AN–e_p L$p•VyÑy$rbL$ ‚kÑN S>°hpÑ L°$ gÇ hN°f°dpÑ _pZpÑ_u hkygps dpV°$ Aphhp_yÑ L°$ ap°_ L$fhp_yÑ V$pmi°. Adpfp hkygps A°S>fiV$_u Mfpb hsÆœÑL$ AÑN°_u sdpfu aqfepv$_u Ad° Qp°Ω$k spk L$fuiyÑ.

6.1 bpL$u _pZpÑ_u hkygps A_° ≈du_Nufu _p L$Â≈_u _urs :

Adpfu bpL$u _pZpÑ_u hkygps A_° ≈du_Nufu _p L$Â≈_u _urs L$pev$p _° kykÑNs li°. Adpfu Ap _urs Adpfu h°bkpBV$ Df d|L°$gu li° A_° sdpfu ≈Z dpV°$ Adpfu ipMpAp°dpÑ Z DgÂ li°.

7. ApÑsqfL$ L$peÆhplu :7.1 ApÑsqfL$ L$peÆhplu

a. ≈° sd° aqfepv$ L$fhp dpÑNsp lp° sp° Ad° S>ZphuiyÑ L°$ :

i) afuepv$ L°$hu fus° L$fhu.

ii) aqfepv$ ºepÑ L$fu iL$pe.

iii) aqfepv$

iv) S>hpb ºepf° dmu iL°$.

v) sL$fpf r_hpfZ dpV°$ L$p°_p° kÑ LÆ$ L$fhp°.

vi) ≈° Ap r_hpfZ_p r_ÛL$jÆ \u sd_° kÑsp°j _p lp°e sp° iyÑ L$fhyÑ.

b. sdpfp L$p°C Z ‚Òp°_p lg dpV°$ Adpfp L$dÆQpfuAp° sd_° dv$v$ L$fi°.

c. sdpfu aqfepv$_p –hfus A_° kfm DL°$g dpV°$ Adpfu Ÿrs_u rhNsp°\u sd_° hpL°$a L$fuiyÑ.

d. sdpf° L$p°C kfL$pf lp°e sp° b¢L$_u ipMpdpÑ L$ep ArL$pfu_p° kÑ LÆ$ L$fhp° s° S>ZphuiyÑ. ≈° ipMp_p ısf° aqfepv$_yÑ r_hpfZ _p \C iL°$ sp° sd° n°q”e ArL$pfu/Tp°_g d°_°S>f/dyøe d›ehs AprL$pfu (PNO) _p° kÑ LÆ$ L$fu iL$p° S>°d_pÑ kf_pdpÑ ipMpAp°dpÑ v$ipÆh°g lp°e R>°.

e. ≈° sd° rgrMs aqfepv$ L$f°gu li° s°_u ıhuL©$su_u ≈Z sd_° A°L$ AW$hqX$epdpÑ L$fuiyÑ. ≈° sd° Adpfp ArL©$s ap°_ Df, dv$v$ dpV°$_p L$pDfiV$f L°$ N∞plL$ k°hp _Ñbf Df aqfepv$ L$fu li° sp° sd_° aqfepv$_p° kÑv$cÆ _Ñbf (f°affik _Ñbf) ApuiyÑ A_° ep°¡e kde_u AÑv$f s°dpÑ \e°g ‚Nrs AÑN° ≈Z L$fspÑ fluiyÑ.

f. rhNs_u kÑ |ZÆ spk bpv$ sdpfu aqfepv$ 30 qv$hkdpÑ s°_yÑ r_fpL$fZ gphhp ‚e–_ L$fuiyÑ A\hp ip dpV°$ lSy> hy kde ≈°Ci° s° S>ZphuiyÑ s\p s° a°kgp\u sd_° kÑsp°j _p lp°e sp° sdpfu aqfepv$ ApNm L°$d gC S>hu s° S>ZphuiyÑ.

L$p°_° L$fu iL$pe.


g. aqfepv$ L$epÆ _p 30 qv$hk_u AÑv$f ≈° sd_° s°_p° kÑsp°jL$pfL$ Mygpkp° _p dm° A_° sdpfu aqfepv$_ hy kpfp° ‚rskpv$ dm° s° l•sy\u Afie dpN£ S>hp dpÑNsp lp°h sp° sd° b¢L$]N gp°L$ pg ep°S>_p AÑsNÆs .. ‹pfp r_eyºs b∏[fiLÑ$N gp°L$ pg _p° kÑ LÆ$ L$fu iL$p° R>p°. Ap kÑv$c£ Adpfp L$dÆQpfu sd_° ep°¡e dpNÆv$iÆ_ |fyÑ

pX$i°.

7.2 b¢L$]N gp°L$ pg ep°S>_p

Ad° b¢L$]N gp°L$ pg ep°S>_p_u dprlsu Adpfu h°bkpBV$ Df dyL$uiyÑ. dpd|gu au Q|L$hu_° Af∆ L$fhp\u s°_u _L$g sd_° dmu iL$i° S>° b¢L$]N gp°L$ pg_u L$peÆhplu_u lv$dpÑ S>° ipMpAp° Aphfu g°hpB lp°e s° ipMpAp°dpÑ s° b¢L$]N gp°L$ pg_yÑ _pd s\p kÑ LÆ$ dpV°$_p° ap°_ _Ñbf ‚p· li°.

7.3 N∞plL$p°_u kcp

rhQpfp° A_° k|Q_pAp°_p Apv$p_ ‚v$p_ dpV°$ Ad° kdepÑsf° N∞plL$p°_u kcpAp° ep°S>hp_p° ‚e–_ L$fuiyÑ.

7.4 b∞pfiQ ısf° N∞plL$ k°hp krdrs_u kcp

Ad° Adpfu ipMpAp° Df Adpfu ipMp_p ısf° N∞plL$ k°hp krdrs_u dprkL$ kcp_u spfuMp° S>ZphuiyÑ. sdpfu B√R>p_ykpf sd° s°dpÑ cpN gB iL$p° R>p°.

8. D–pv$_ A_° k°hpAp°8.1 qX$ p°TuV$ MpspAp°

a. sd° Adpfu pk° rhrh MpspAp° S>°hpÑ L°$ bQs MpspÑ, bpÑ u dyv$s_p MpspÑ, Qpgy MpspÑ rhN°f° Mp°gphu iL$p° R>p°. _uQ° S>Zph°g fus° sd° AphpÑ Mpsp Mp°gphu iL$p° R>p°.

i) tkNg (Ïe[ºsNs)

ii) ≈°BfiV$ (b° L°$ hy Ïe[ºsAp°_yÑ krlepfyÑ)

iii) ≈°BfiV$ (A°L$ A\hp bu≈ ‹pfp kÑQprgs) (Either or Survivor)

iv) ≈°BfiV$ (l°gp A\hp leps ‹pfp) (Former or Survivor)

v) gß≈°BfiV$ (bu≈ A\hp leps ‹pfp) (Later or Survivor)

vi) bu∆ Afie fus°


b. gOysd fL$d S>dp fpMhp_u afS> hNf Ad° v$f°L$_° ""b°TuL$ k°th¡T bÉL$ X$up°TuV$ A°L$pDfiV$'' (bu.A°k.bu.X$u. A°L$pDfiV$) (kpdpfie bQs \pZ MpsyÑ) Mp°ghp_u R|>V$ ApuiyÑ. Mpsy Mp°gphsp kde° Ad° sd_u pfv$i fus° s° AÑN°_u dprlsu ApuiyÑ A_° sd_° kpdpfie khgsp° rh_pd|Îe° |fu pX$uiyÑ.

c. Dfp°ºs MpspÑ iºe li° –epÑ sdpfu kÑv$NuL©$s Ïe[ºs_u _p¢ Zu (_p°du_u) klus Mp°gu iL$pi°. MpsyÑ Mp°gphhp dpV°$_p ap°dÆdpÑ _p°du_°i__p° rhL$Î ApuiyÑ S>°dpÑ Ap _p°du_u_yÑ _pd

pkbyL$ / Mpsp_yÑ ıV°$V$d°fiV$ / bpÑ u dyv$s_u \pZ_u fkuv$ dpÑ kpd°g L$fu iL$pi°. Mpsy Mp°gphsu hMs° _p°du_°i_ \u dmsu khgsp° rhi° S>ZphuiyÑ.

d. sdpfp ‹pfp dm°g _p°rd_°i__u dprlsu_u ‚pr· AÑN° ıhuL©$su ApuiyÑ A_° Adpfp dprlsu kÑN∞ldpÑ s°_yÑ sdpfu pkbyL$ / Mpsp_yÑ ıV°$V$d°fiV$ bpÑ u dyv$s_u \pZdpÑ s°_yÑ _pd v$pMg L$fuiyÑ A_° sdpfu rh_Ñsu dyS>b s° _p°du_u sfuL°$ v$ipÆhuiyÑ.

e. Mpsy Mp°gphsp kde° sd_° fp°L$X$ S>dp L$fphhp_u kNhX$ bu≈ MpspdpÑ •kp V≤$pfikaf L$fhp rhN°f° ≈s_u Adpfu kyrhp_u dprlsu A_° s°_u Akfp° rhi° S>ZphuiyÑ.

8.1.1 MpsyÑ Mp°gphhyÑ A_° \pZ_p Mpsp_yÑ kÑQpg_

\pZ_yÑ MpsyÑ Mp°gspÑ |h£ Ad° :

a. ""sdpfp N∞plL$_° Ap°mMp°'' (L°$.hpe.ku) dpNÆv$riÆL$p l°W$m S>Í$fu sdpd Mp”u L$fuiyÑ.

b. s° dpV°$ sd_° S>Í$fu v$ısph°S> A_° yfphp fS|> L$fhp S>ZphuiyÑ.

c. Adpfu L°$.hpe.ku. _u S>Í$qfeps dyS>b L°$ Afie L$pev$pL$ue p°fZ° sdpfu pk°\u dprlsu dpÑNuiyÑ. Ap rkhpe_u Afie L$p°B

dprlsu_u S>Í$f X°$\u sd_° s°_yÑ L$pfZ S>Zphu AgN\u dpÑNuiyÑ. Ap dprlsu ≈° L$pev$p ‹pfp bÑ _L$spÆ _l] lp°e sp° s° Aphu df∆eps fl°i°. Ap dprlsu L$pev$ppg_ dpV°$ ANf b¢L$]N r_eÑ”L$ ‹pfp S>Í$fu _l] lp°e –epÑ ky u Ny· fpMhpdpÑ Aphi°.


d. A_° s°_u MfpB dpV°$ s°dS> L°$.hpe.ku. _p dpNÆv$iÆ_ dyS>b S>Í$fu v$ısph°≈° fS|> L$fhp s° AÑN°_u dprlsu li°.

e.

v$ısph°≈° fS|> L$fhp_p fl°i° S>°\u Adpfp f°L$p°XÆ$ dpÑ s°_u _p¢ fl°.

f. \pZv$pf_yÑ MpsyÑ Mp°gphsp kde° s°_u ‚qæ$ep A_° S>Í$fu Mygpkp L$fhpdpÑ Aphi°.

g. sd° S>° \pZ S>dp L$fphhp_u khgs_u Apip fpMsp lp°h s° AÑN°_p M|b AN–e_p _urs r_edp° (A°.ApB.V$u.ku) Ad° S>ZphuiyÑ.

h. S>° s° kde° AdgdpÑ li° s° dyS>b_p BfiÌep°ffik _yÑ fnZ Ad° sd_° Mpsy Mp°gphsp kde° ApuiyÑ ≈° L°$ s° (X$uApBku∆ku) ""X$up°TuV$ BfiÌep°ffik A°fiX$ æ°$X$uV$ N°fÑV$u L$p° p£f°i_'' _u ifsp° A_° depÆv$pAp° _° Ar_ li°.

8.1.2 MpspdpÑ a°fbv$gu

a. ≈° sd° sdpfu kÑv$Nu\u Qpgy / bQs MpsyÑ Mp°gpÏeyÑ lp°e A_° s°_p\u kÑsyÙ$ _p lp°h sp° ‚\dhpf MpspdpÑ •kp S>dp L$fpÏep_p 14 qv$hk_u AÑv$f sd° Ad_° dmu_° Adpfp bu≈ MpspAp°dpÑ\u L$p°B kÑv$ L$fu s°_u a°fbv$gu L$fphu iL$p° R>p° ANf sp° sd° sdpfp _pZpÑ fs dpÑNu iL$p° R>p° S>° sd_° S>° s° ÏepS> klus fs dmi°. Ad° _p°V$uk rqfeX$ L°$ L$p°B Afie QprS>Æk hk|guiyÑ _l].

b. ≈° sd° sdpfyÑ Qpgy / bQs MpsyÑ bÑ L$fphhp B√R>ip° sp° sdpfu k|Q_p dm° \u L$pdL$pS>_p ”Z qv$hk_u AÑv$f s°_yÑ pg_ \i° ≈° L°$ s° dpV°$ S>Í$fu Ap• QpqfL$ rhuAp° A_° S>Í$fu v$ısph°≈° sdpf° Aphp_p fl°i°.

c. Ad° sdpfyÑ MpsyÑ sdpfu k|Q_p dm°\u ”Z qv$hk _u AÑv$f kf_pdp_p _hp yfphp _p° ApN∞l fpøep rh_p A_° sdpfp hsÆdp_ (_hp) kf_pdp AÑN°_p ıheÑ Op°jZp” _p Appf° Afie ipMpdpÑ V≤$pfikaf L$fuiyÑ. s° dpV°$_p° v$ısph°∆ yfphp° sdpf° –epfbpv$ R> dpkdpÑ Aphp_p° fl°i°. Mpsy L$pdL$pS> dpV°$ knd b_spÑ s°_u ≈Z sysÆ S> sd_° L$fhpdpÑ Aphi°. _hu ipMpdpÑ sdpfu Qpgy k|Q_pAp° / ku°kuyÑ Dpf (X$pef°ºV$ X°$buV$) ≈° gpNy X$syÑ lp°e sp°, rhN°f°_u ≈Z L$fuiyÑ.

Mpsy Mp°gphhp dpV°$_yÑ ap°dÆ ApuiyÑ S>°dpÑ s° dpV°$ S>Í$fu dprlsu

kdepÑsf° Adpfu dpÑNZu dyS>b L°$.hpe.ku. dpV°$_p S>Í$fu


8.1.3 bQs / Qpgy MpspAp°

ƒepf° sd° S>dp MpsyÑ Mp°gphip° –epf° Ad° :

a. r_rÚs kdeNpmpdpÑ MpspL$ue Ïehlpfp° S>°hpÑ L°$ fp°L$X$ DpX$ rhN°f° rh_p d|Îe° L°$V$gpÑ L$fu iL$ip° s° S>ZphuiyÑ.

b. ≈° Ïehlpfp°_u kÑøep depÆv$p \u hy \pe sp° ºep ‚L$pf_p° QpS>Æ gpNi° s°_u dprlsu ApuiyÑ. Ap QprS>Æk _u rhNsp° V°$fua riX$Èyg (S>L$ps”L$) dpÑ kdprhÙ$ li°.

c. sd_° sdpfu bQs_u \pZ Df L°$V$gyÑ ÏepS> dm°, s° L$B fus° NZhpdpÑ Aph° A_° s° L°$V$gp kdeNpmpdpÑ dmhp p” \pe s° S>ZphuiyÑ.

8.1.3.1 gOy—d S>dp fL$d

a. Adpfu ipMpAp°dpÑ bQs MpspdpÑ gOy—d L°$V$gu fL$d S>dp S>Í$fu R>° s° ‚v$riÆs L$fuiyÑ.

b. S>dp \pZ_p MpspAp° S>°hpÑ L°$ bQs Mpsp, Qpgy Mpsp, ANf Afie \pZ_p MpspAp° dpV°$ Ad° Ap_° S>ZphuiyÑ L°$

i) Aphp MpspAp°_° Qpgy fpMhp dpV°$ Mpsp_u ifsp° A_° r_edp° dyS>b s°dpÑ fpMhu X$su gOysd \pZ AÑN°.

ii) ≈° sd° MpspdpÑ gOysd \pZ ≈mhhpdpÑ r_Ûam flp° sp° s°_p Df L°$V$pgp° QpS>Æ gpN° Aphp QprS>Æk _u rhNsp° S>L$ps”L$ (V°$qfa iuX$Èyg) dpÑ li°.

iii) MpspAp°dpÑ gOy—d \pZ_u depÆv$pdpÑ a°fapf \i° sp° s°_u 30 qv$hk ANpD ≈Z L$fpi°. Ap k|Q_p kde v$fÁep_ MpspdpÑ hpf°gu gOy—d \pZ _l] ≈mhpB lp°e sp° s°_p Df L$p°B i|ÎL$ gpNy X$i° _l].

8.1.3.2 i|ÎL$ (QprS>Æk)

Adpfp V°$qfa iuX$Èyg (S>L$ps”L$) dpÑ L°$V$gpL$ r_rÚs iyÎL$ gpNy X°$ R>° S>°dpÑ Q°L$byL$ Aphu, hpfp_yÑ L°$ Xy$‡guL°$V$ ıV°$V$d°fiV$ Ap°a A°L$pDfiV$ AphyÑ, Xy$‡guL°$V$ pkbyL$, °BX$ Q°L$_u _L$g, ap°guAp° i|ÎL$, X°$buV$ L$pXÆ$, A°.V$u.A°d. L$pXÆ$, klu_u MfpB, Q°L$ fs \hp°, Apv$°idpÑ L°$ Mpsp_p ‚L$pfdpÑ a°fapf, bQs L°$ Qpgy MpsyÑ bÑ L$fphhp_p° kdph°i \pe R>°. sd_° Ap°g R|>V$ L°$ fpls L$pev$°kf_p kde v$fÁep_ fs M¢QhpdpÑ Aphi° _l].

8.1.3.3 pkbyL$ / ıV°$V$d°fiV$

a. sdpfp Mpsp_p Ïehı\p_ A_° s°dpÑ \sp S>dp / Dpf _p Ïehlpfp° spkhp (Q°L$ L$fhp) dpV°$ ≈° sd° pkbyL$_u kÑv$Nu _p L$fu lp°e sp° Ad° sd_° dprkL$ ıV°$V$d°fiV$ / B-d°Bg ıV°$V$d°fiV$ (≈° sd_° ıhuL$peÆ lp°e sp°) ApuiyÑ.


b.

Mpsp_p ıV°$V$d°fiV$_u S>Í$f lp°e sp° S>Í$fu au hk|gu Ad° s° Apu iL$uiyÑ. Ap au _° S>L$ps”L$ (V°$fua iuX$Èyg) dpÑ v$ipÆh°g li°.

c. Ad° pkbyL$ A_° ıV°$V$d°fiV$ Ap°a A°L$pDfiV$dpÑ Adpfp° A°dApBkuApf L$p°X$ A_° ApBA°aA°k L$p°V$ v$ipÆhuiyÑ.

d. Ad° ıV°$V$d°fiV$ Ap°a A°L$pDfiV$dpÑ A_° pkbyL$dpÑ b¢L$_p° N∞plL$ k°hp_p° ap°_ _Ñbf / kÑ LÆ$ V°$guap°_ _Ñbf v$ipÆhuiyÑ.

e. Ad° Qp°L$kpB fpMuiyÑ L°$ sdpfu pkbyL$ / ıV°$V$d°fiV$ Ap°a A°L$pDfiV$_u _p¢ p° V|Ñ$L$u, dprlsu‚v$ s\p ıÙ$ lp°e.

8.1.3.4 \pZ_p Mpsp_yÑ E›hL$fZ

≈° sdpfyÑ MpsyÑ E›hL$fZ _° ep°¡e b_° sp° sdpfu g°rMs L°$ Afie fpl° A\hp S>Í$fu L$pev$°kfsp_° A_ykfu_° dpfie Bg°ºV≤$p°_uL$ dp›ed ‹pfp Ap_u kÑdsu\u Ad° sdpfyÑ Mpsy ky pfuiyÑ (Upgradation L$fiyÑ.)

8.1.4 kNufhe_p MpspÑ

a. sdpfu rh_Ñsu dyS>b sd° L$B fus° kNuf dpV°$ Mpsy Mp°gphu iL$p° A_° s°_p° Dep°N L$fu iL$p° s° S>ZphuiyÑ.

b. kNuf Ïe[ºs yøs he_u b_° s° spfuM Ad° sd_° S>ZphuiyÑ.

8.1.5 kyjy· / r_[Ûæ$e MpspÑ

Adp° :

a. sd° Mpsy Mp°gphp° –epf° S>ZphuiyÑ L°$ ºep kÑ≈°Np°dpÑ Ap_yÑ / sdpfyÑ Mpsy kyjy· / r_[Ûæ$e \B iL°$. sdpfyÑ MpsyÑ kyjy· / r_[Ûæ$e \pe s°_p ”Z dpk ANpD s°_u ≈Z L$fuiyÑ A_° s°_p

qfZpdp° rhi° S>ZphuiyÑ.

b. Dfp°ºs A°kA°kA°k / B-d°Bg ‹pfp sdpfyÑ MpsyÑ kyjy· / r_[Ûæ$e \hp S>B fyÑ R>° s°_u ≈Z L$fhp_p° ‚e–_ L$fuiyÑ.

c. sdpfp MpspdpÑ ≈° L$p°B kl Mps°v$pf (≈°BfiV$ lp°ÎX$f) lp°e sp° s°_° Z Ad° Mpsy kyjy· / r_[Ûæ$e b_sp ANpD ≈Z L$fuiyÑ.

d. Ap_p Mpsp_° afu\u kqæ$e L$fhp dpV°$ L$B ‚qæ$ep L$fhu X°$ s° S>ZphuiyÑ.

e. MpsyÑ kyjy‡s / r_[Ûæ$e lp°e sp° s°_p Df L$p°B QprS>Æk hkyguiyÑ _l].

f. r_[Ûæ$e Mpsp_° afu\u kqæ$e L$fhp L$p°B S> QpS>Æ gBiyÑ _l].

≈° kpdpfie fus° Ad° ApuA° R>uA° s°\u hy hpf sdpf° sdpfp

(Upgradation)


8.1.6 sdpfyÑ MpsyÑ bÑ L$fhyÑ

kpdpfie fus° Ad° Ap°R>pdpÑ Ap°R>p 30 qv$hk |h£ ≈Z L$epÆ bpv$ sdpfyÑ MpsyÑ bÑ L$fuA° R>uA° _° MpsyÑ bÑ L$fhp pR>m_yÑ L$pfZ Z S>ZphuiyÑ. Ap kÑ≈°Np°dpÑ sd° S>° Q°L$ Ap‡ep lp°e s°_u h•L$[ÎL$ Ïehı\p sdpf° L$fhp_u fl°i° A_° Aphp Mpsp_p _hp Q°L$p° Aphp\u v|$f fl°hyÑ X$i°.

8.2 ºguef]N Qæ$ / hk|gps k°hpAp°

Adp° :

a. g°Zu fL$d_u hk|gps_p Q°L$ cfhp X≤$p° bp°ºk_u kNhX$ Apu iL$uA°. Ad° Qp°L$kpB fpMuiyÑ L°$ X≤$p° bp°ºkdpÑ _pÑM°gp Q°L$ ep°¡e fus° ep°¡e kde° S>dp \pe. ≈° sd° B√R>p° sp° X≤$p° bp°ºkdpÑ _pÑMhp_° bv$g° L$pDfiV$f Df Q°L$ dep_u fkuv$ kpd° Q°L$ S>dp L$fphu iL$p° R>p°.

b. Adpfu Q°L$ Dfphhp_u _urs dyS>b Ad° sd_° ı\pr_L$ A_° blpfNpd_p rhr_de kp_ (Q°L$ rhN°f°) _p ºguAf]N rhi°_u dprlsu S>°hu L°$ L$V$ Ap°a kde ApuiyÑ. rhr_de kp_ S>dp L$fpÏep R>u L°$V$gp kdedpÑ _pZpÑ DpX$u iL$p° s°dS> ≈° S>dp \spÑ dp°XyÑ$ \pe sp° Adpfu Q°L$ L$g°ºi_ p°guku dyS>b s°_p Df s° kde_yÑ ÏepS> d°mhhp lL$v$pf fl°ip°.

c. sdpfu dpÑNZu_u fpl ≈°ep rh_p ≈° Q°L$ DfphhpdpÑ hpf gpNi° sp° Adpfu Q°L$ L$g°ºi_ / hmsf _urs dyS>b Ad° sd_° hmsf ApuiyÑ.

d. ≈° sd° cf°gp° Q°L$ ıhuL$pepÆ hNf fs \i° sp° sysÆ S> sd_° A°kA°dA°k / B-d°Bg\u ≈Z L$fuiyÑ.

e. ≈° Q°L$ ıhuL$pepÆ hNf / _pZpÑ Q|L$Ïep hNf fs \i° sp° s° Q°L$ fs \ep_u _p¢ kp\° L$B spfuM° A_° s°_p fs / AıhuL$pf

\hp_p L$pfZ kp\°_u ≈Z Ap_° 24 ºgpL$dpÑ L$fuiyÑ.

f. ≈° blpfNpd_p Q°L$p°_u fL$d s–L$pg S>dp L$fhp_u B√R>p li° sp° Adpfu ifsp° A_° r_edp°, S>°hpÑ L°$ L°$V$gu depÆv$p dpÑ sdpfyÑ rhr_de kp_ S>dp \B iL$i°, _° Apu_ flu MpsyÑ kÑsp°j|hÆL$ Qpg° s° ‚dpZ° _u S>Í$fu dprlsu ApuiyÑ.

g. Ad° Adpfu Q°L$ Dfphhp_u _urs dyS>b QpguiyÑ A_° sd° cf°g Q°L$ / BfiıV≥$d°fiV$ Mp°hpe sp° sd_° bv$gpdpÑ Xy$‡guL°$V$ Q°L$ / rhr_de kp_ AphhpdpÑ klpe L$fuiyÑ A_° Adpfu Q°L$ L$g°ºi_ / hmsf _urs dyS>b Ap_° hmsf ApuiyÑ.

h. sd° ƒepf° MpsyÑ Mp°gphp° A_° dpNZu L$fp° –epf° Df dyS>b_u dprlsu sd_° ApuiyÑ. ≈° Q°L$ Dfphhp_u Adpfu _ursdpÑ a°fapf \pe sp° s°_° Ad° Adpfu h°b kpBV$ Df dyL$uiyÑ s°dS> Adpfu ipMpAp°dpÑ Z DgÂ L$fphuiyÑ.


8.3 fp°L$X$ Ïehlpfp°

a. Ad° L$p°f b¢L$]N l°W$m Mpk L$p°B ‚L$pf_p ‚rsbÑrs Ïehlpfp°_° Apu_ s\p s°d_p Df L$p°B QpS>Æ gpNsp° lp°e sp° Adgu b_phu Adpfu L$p°BZ ipMpdpÑ fp°L$X$ fL$d ApuiyÑ s\p ıhuL$pfuiyÑ.

b. Ad° Adpfu buS> ipMpAp°dpÑ NÑv$u / apV°$gu _p°V$ A_° / A\hp _p_p rkΩ$p_p bv$gpdpÑ ıh√R> _p°V$ / rkΩ$p ApuiyÑ. Ad° depÆv$p_° Apu_ flu b¢L$dpÑ Aphsp v$f°L$ N∞plL$_° Z Ap khgs ApuiyÑ.

c. Qp°Ω$k depÆqv$s fL$d\u Df_u fL$d_p fp°L$X$ Ïehlpfp° dpV°$ Ad° sdpfyÑ dpÑNu PAN iL$uiyÑ.

8.4 X$pef°ºV$ X°$buV$ A_° ı\peu k|Q_pAp°

Adp° :

a. MpsyÑ Mp°gphsu hMs° Ad° sd_° X$pef°ºV$ X°$buV$ / ı\peu k|Q_pAp° L°$hu fus° Adgu b_° R>° s° L°$hu fus° _p¢ pe / fv$ \pe s\p s°_p kÑbÑrs QprS>Æk AÑN° dprlsu ApuiyÑ. QprS>Æk S>L$psp” (V°$fua iuX$Èyg) ‚dpZ° g°hpdpÑ Aphi°.

b. sdpfu X$pef°ºV$ X°$buV$ (S>°hu L°$ BkuA°k) S>°hp Apv$°ip° s\p Afie ı\peu k|Q_pAp°_p° Adg L$fuiyÑ. ≈° Aphu k|Q_pAp°_p° Adg L$fhpdpÑ rhgÑb \pe S>°\u sd_° L$p°B Apr\ÆL$ _yL$kp_ \pe L°$ hpfp_u fL$d Q|L$hhu X°$ sp° b¢L$_u hmsf _urs A_ykpf s° Ad° cfpB L$fu ApuiyÑ. ≈° MpspdpÑ A|fsu fL$d lp°hp_° L$pfZ° k|Q_p_p° Adg _p \pe sp° S>L$ps”L$ dyS>b Ad° sdpfu pk°\u QpS>Æ hkyguiyÑ.

c. S>Í$fu spk_° AÑs° ≈° _Ω$u \pe L°$ sdpfp MpspdpÑ A_ArL©$s fus° c|g\u L$p°B fL$d DpfpB R>° sp° s° fL$d Adpfu b¢L$_u hmsf_u _urs dyS>b ÏepS> klus sdpfp MpspdpÑ S>dp L$fuiyÑ.

8.5 °d°fiV$ fp°L$hp_u (ıV$p° °d°fiV$) _u khgs

Adp° :

a. sd° Ap°gp Q°L$_yÑ °d°fiV$ fp°L$hp_u sdpfu k|Q_p N∞p L$fuiyÑ. ≈° Q°L$_yÑ °d°fiV$ _l] \eyÑ lp°e sp° sdpfu k|Q_p dmspÑ S> s°_u ıhuL©$rs Apu sysÆ S> s°_p° Adg L$fuiyÑ.

b. Q|L$hhpp” QpS>Æ ≈° s°_p° kdph°i V°$fua iuX$Èyg dpÑ \ep° li° sp° bsphuiyÑ.

c. sdpfu °d°fiV$ fp°L$hp_u k|Q_p R>spÑ Z ≈° L$v$pe Q°L$_yÑ °d°fiV$ \B ≈e sp° Adpfu hmsf _urs A_ykpf s° sd_° cfpB L$fu ApuiyÑ.


8.6 Ap_p ‹pfp AphpdpÑ Aph°g Q°L$ / Dpfhp_u k|Q_pAp°

Adp° :

a. sdpfp MpspdpÑ sd° Ap°gp Q°L$_u fL$d Dpf°g lp°e s° d|m Q°L$ / Dpfhp_u k|Q_p A\hp Q°L$_u kpQu L$p° u S>° ku.V$u.A°k. \u bu∆ b¢L$ ‹pfp fS|> L$fhpdpÑ Aph° s° L$pev$p A_ykpf S>Í$fu kdeNpmp dpV°$ fpMuiyÑ.

b. Adpfu pk° ƒepÑ ky u kQhpe°gpÑ fl°i° –epÑ ky u Ad° sd_° Q°L$ / Q°L$_u _L$g / Dpfhp_u k|Q_p A\hp s°_u _L$g Apu iL$uiyÑ. ≈° L$p°B Ap°gp Q°L$ / sdpfp MpspdpÑ\u Dpfhp_u k|Q_p_° gNsu L$p°B sL$fpf L°$ rhhpv$ \pe sp° Ad° s° Q°L$ / k|Q_p gøep_p A°L$ hjÆ ky u s°_u _L$g rh_pd|Îe° sd_° ApuiyÑ. Ap kde\u Df_p kde dpV°$ s°_° gNsu rh_Ñsu li° sp° V°$fua iuX$Èyg dyS>b Ad° s°_p° QpS>Æ gBiyÑ.

c. sd_° Q|L$hZu _p \e°gp Q°L$ L°$ dyv$s blpf_p Q°L$ dpV°$ L°$hu fus° Ïehlpf L$fuA° R>uA° s° S>ZphuiyÑ. s°_p Df gpNsp QpS>Æ_u rhNs V°$fua iuX$Èyg ‚dpZ° li°.

8.7 dyv$su \pZ

a. ƒepf° sd° Adpf° –epÑ dyv$su \pZ dyL$p° –epf° pL$su dyv$s° s°_p° r_L$pg L°$hu fus° L$fhp° s° dpV°$ sdpfu k|Q_p MpsyÑ Mp°gphhp_p ap°dÆ dpÑ S> d°mhu gBiyÑ.

b. ≈° dyv$su \pZ dyL$su hMs° pL$su dyv$s° s°_p r_L$pg_u k|Q_p _l] Ap°gu lp°e sp° dyv$s pL$sp ANpD sd_° ” / B-d°Bg / A°kA°dA°k ‹pfp L$B spfuM° s° pL$i° s°_u ≈Z ANpD\u L$fuiyÑ.

c. sd° R>sp Ñ ≈ ° Ap_p sfa\u L$pB° kQ| _p _l] dm ° sp ° S>h° u L$° V$°n bQph \pZ rhNf° ° kuhpe_u \pZ lg° p_p S>V° $gp Ñ S> kdeNpmp dpV$° S> ° s ° kde_p ÏepS>_p v$f ° fufie y (_hu_uL$fZ) L$fui.Ñy

d. pL$su dyv$s l°gpÑ \pZ_p _pZpÑ d°mhhp_u ‚qæ$ep sd_° kd≈huiyÑ Ap dprlsu sd_° Mpsy bp°gphhp_p ap°dÆ / A°dApBV$uku / \pZ_p ‚dpZ” _u pR>m_u bpSy>A° R>p°gu dmi°.

e. pL$su dyv$s l°gp \pZ_p _pZpÑ DpX$hp Df gpNsp° ÏepS>_p° v$f A_° Afie QpS>Æ rhi° ≈Z L$fuiyÑ.

f. Ad° bpÑ u dyv$s_u \pZ _u pL$su dyv$s l°gp sd° Ap°g k|Q_p ""‚\d A\hp D—f∆hu (leps)'' / ""Nd° s° A°L$ A\hp leps'' ‚dpZ° DpX$hp_u dÑS|>fu ApuiyÑ ≈° L°$ Ap l°sy dpV°$_u Mpk k|Q_p bp \pZv$pfp° sfa\u Ad_° AphpdpÑ Aph°gu lp°hu ≈°BA°. Ad° Aphu L$pev$pL$ue k|Q_p_u ≈°NhpB MpsyÑ Mp°gphhp_p ap°dÆ dpÑ S> ApuiyÑ.


g.

dyL$hp dpÑNsp lp°h sp° ‚hsÆdp_ ÏepS>_p v$f A_° dprlsu sd_° |fu pX$uiyÑ. Ap dprlsu sd_° Mpsy Mp°gphhp_p ap°dÆdpÑ /

A°dApBV$uku / \pZ_p ‚dpZ”_u pR>m _u bpSy>A° dmu iL$i°.

h. sdpfu \pZ Df dmsp ÏepS>_u AphL$ Df gpNsp AphL$h°fp _° A_ygrn_° Adpfu S>hpbv$pfuAp° sd_° S>ZphuiyÑ. DfpÑs ≈° kv$f AphL$ Df d|m\u S> \su AphL$ h°fp_u L$fL$ ps dpÑ\u dyqL$s d°mhhp_u ≈°NhpBAp° S>ZphuiyÑ.

i. ≈° sd_° Ap \pZ_p ÏepS>_u AphL$ Df gpNsp° AphL$h°fp° cfhpdpÑ\u dy[ºs dm°gu lp°e sp° Af∆ kde° Adp° sdpfu

pk°\u ap°dÆ 15 ∆ L°$ 15 A°Q d°mhuiyÑ. sd° AphL$h°fp° cfhpdpÑ\u dyºs lp°e sp° kdepÑsf° S>Í$qfeps A_ykpf Aphp ap°dÆ Ad° sdpfu pk°\u gBiyÑ Ad° ap°dÆ dep_u ıhuL©$su_u

lp¢Q Z ApuiyÑ.

j. sdpfu \pZ_p ÏepS> Df s° kde° gpNsp° AphL$h°fp° Ad° L$p°g li° sp° s°_° gNspÑ ‚dpZ” sd_° ApuiyÑ.

k. ≈° Ad° sdpfu dyv$su \pZ Df \sp ÏepS>_u AphL$ Df AphL$h°fp° L$p‡ep° li° A_° s° fL$d sdpfp bQs / Qpgy MpspdpÑ S>dp L$fu li° sp° sdpfu pkbyL$ / ıV°$V$d°fiV$ Ap°a A°L$pDfiV$dpÑ s°_u _p¢ ApuiyÑ.

8.7.1 \pZ kpd° °iNu

Ad° sd_° \pZ_u kpd° gp°_ / Ap°hfX≤$p„V$_u kyrhp_u khgs rhi° dprlsu ApuiyÑ.

8.8 d©–ey pd°gp Mps°v$pf_p Mpsp_u fL$d_p v$php_yÑ r_fpL$fZ

a. d©–ey pd°gp Mps°v$pf_p Mpsp_p _pZpÑ fs L$fhp_u kfm ‚qæ$ep _° A_ykfuiyÑ.

b. d©–ey pd°gp Mps°v$pf_p Mpsp_u fL$d d°mhhp_p° lL$v$php° L$f_pf_° v$php dpV°$_yÑ r_es ap°dÆ d°mhhp dpV°$ Adpfp° kÑ LÆ$ L$fhp_p° fl°i°. Ad° Ap lΩ$ v$php_yÑ ap°dÆ Adpfu h°bkpBV$ Df

Z dyL$uiyÑ.

pL$su dyv$s husu Nep R>u ≈° sd° \pZ y_: s° ‚dpZ°


8.8.1 bpL$u_p leps / _pdr_qv$ÆÙ$ L$gdhpmp Mpsp

a.

_pdr_qv$ÆÙ$ Ïe[ºs_u L$pev$°kf_u r_dœÑL$ L$fu lp°e A\hp sp° Mpsy D—f∆hu_u L$gd\u (Mp°gph_pf L°$ D—f∆hu, L$p°BZ L°$ D—f∆hu, l°gp° L°$ D—f∆hu A\hp R>u_p° L°$ D—f∆hu), d©sL$ Ïe[ºs_p MpspdpÑ fl°gu S>dp fL$d D—f∆hu (Ap°) : _pdr_qv$ÆÙ$ Ïe[ºs_° kp¢ hpdpÑ Aphi°. ≈° :

i) v$ısph°∆ |fphp hX°$ d©sL$_yÑ L$pev$°kf_yÑ d©–ey ‚dpZ” fS|> L$fu_° D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs p°sp_u Ap°mM Ap°.

ii) ≈° knd L$p°VÆ$ ‹pfp d©s Ïe[ºs_p Mpsp_p _pZpÑ fp°L$u fpMhp_p° L$p°B lyL$d _p lp°e.

Aphp qL$ıkpdpÑ d©–ey pd°g Ïe[ºs_p Mpsp_p _pZpÑ D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs pk° hpfkpB ‚dpZ” hluhV$ue” L°$ ‚dprZs hkues_pdyÑ _p¢›ep hNf A\hp sp° D—f∆hu / _pdr_qv$ÆÛV$ Ïe[ºs pk°\u nrs|rsÆ_yÑ Ms” L°$ ≈du_ dp¡ep hNf Nd° s°V$gu fL$d MpspdpÑ S>dp li° s° kp¢ u v$°hpdpÑ Aphi°.

b. D—f∆hu (Ap°) / _pdr_qv$ÆÙ$ Ïe[ºs b¢L$ pk°\u d©sL$ Ïe[ºs_p d©sL$ Mps°v$pf_p L$pev$°kf hpfkv$pf_p V≤$ıV$u sfuL°$ _pZpÑ d°mhi°. v$p. s. D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs_u kÑ rs Df L$p°B_p° lL$ v$php° lp°e sp° Z b¢L°$ Ap°gp Ap _pZpÑ Df s° AkfL$spÆ fl°i° _l].

c. Dfp°ºs ifsp° |fu \su lp°e sp° D—f∆hu / _pdr_qv$ÆÙ$ Ïeqºs_° _pZpÑ dep bpv$ b¢L$_u S>hpbv$pfu kÑ |ZÆ Z° |fu \pe R>°.

d. dyv$sue \pZhpmp qL$ıkpdpÑ "Mp°gph_pf L°$ D—f∆hu' A\hp "‚\d L°$ D—f∆hu' _p° Apv$°i lp°e sp° Mps°v$pfp°dpÑ\u L$p°BZ A°L$_yÑ d©–ey \pe A_° bpL$u_p Mps°v$pfp°_u khÆkÑdrs lp°e sp° D—f∆hu Mps°v$pf dyv$s l°gpÑ _pZpÑ DpX$u iL$i°.

8.8.2 D—f∆hu / _pdr_qv$ÆÙ$ L$gd hNf_pÑ MpspÑ

≈° Mps°v$pfp° _pdr_v$£ihpmu Ïe[ºs_yÑ k|Q_ _p L$eyØ lp°e A\hp A°L$ L°$ kÑeyºs fus° Mp°gph°gp Mpsp S>° "Mp°gph_pf L°$ D—f∆hu' ‚L$pf_p _ lp°e s°dpÑ kpdpfie dpZk_° lpgpL$u cp°Nhhu _p X°$ A° dpV°$ kpdpfie fus° d©sL$ Mps°v$pf_p L$pev$pL$ue hpfkv$pfp°_° MpspdpÑ_u fL$d_u Q|L$hZu L$fu v$°sp lp°BA° R>uA°. fuıL$ d°_°S>d°fiV$ Ÿrs_° ›ep_dpÑ fpMu_° Ad° A°L$ A°hu depÆv$p _Ω$u L$fuA° R>uA° S>°_p\u _uQ°_u fL$d hpfkv$pfp°_° L$p°B Z v$ıhph°S> hNf nrs|rsÆ_p ”\u S> Apu v$°hpdpÑ Aph° R>°.

≈° d©–ey pd°g Ïe[ºs_yÑ \pZ MpsyÑ lp°e S>°dpÑ \pZv$pf°


8.8.3 v$php_u sphV$ dpV°$_u kde depÆv$p

D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºsA° d©sL$ Ïe[ºs_p MpspdpÑ S>dp fL$d_p v$php dm°\u s\p d©sL$ Ïe[ºs_yÑ d©–ey_yÑ ‚dpZ” A_° b¢L$_° kÑsp°j \pe A° dyS>b_p v$ph°v$pfp°_p Ap°mM” fSy> L$epÆ _p° v$php° L$epÆ _p 15 qv$hk\u hy _l] s°V$gp kdeNpmpdpÑ fL$d Q|L$hu v$BiyÑ.

8.8.4 dyv$su \pZ _p Mpsp_u dyv$s l°gpÑ kdpr·

dyv$su \pZ_yÑ Mpsy Mp°gphhp dpV°$_p ap°dÆdpÑ S> Ad° Ap dyÿp° Aphfu gBA° R>uA° L°$ S>dpL$spÆ_yÑ d©–ey \pe A° kÑ≈°Np°dpÑ Aphu dyv$su \pZ dyv$s l°gpÑ kdp· L$fu iL$pe R>°. Aphp° ApNp°sfp° DpX$ L$B ifsp°_° Apu_ R>° A° Z Mpsy Mp°gphhp_p ap°dÆdpÑ v$ipÆh°g R>°. Aphp ApNp°sfp DpX$ dpV°$ L$p°B v$ÑX$ gpNy X$sp° _\u.

8.8.5 d©s Mps°v$pf_p MpspdpÑ S>dp \sp _pZpÑ_u dphS>s

D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs_° \pZ_p MpspdpÑ L$p°B sL$gua _p X°$ s° dpV°$ A°d_u pk°\u d©sL$ Ïe[ºs_p MpspdpÑ \su AphL$ dpV°$

_uQ°_p dpÑ\u L$p°B b° rhL$Î Apu ep°¡e L$fpf / ArL$pf” d°mhu gBA° R>uA°.

i. Adp° D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs ‹pfp ArL©$s \B d©sL$_p _pd° "A°ıV°$V$ Ap°a ............, d©sL$'' Mpsy Mp°gphu iL°$ R>° S>°dpÑ d©sL$_p _pd° \su AphL$ S>dp \ep L$f° R>°. s°dp\u L$p°B DpX$ L$fhp v$°hpsp° _\u.

A\hp

ii. Adp° D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs ‹pfp ArL©$s \B d©sL$_p kpd° Aphsp _pZpÑ L°$ dp°L$g_pf_° "Mps°v$pf d©–ey

pÁepÑ R>°'_u k|Q_p kp\° fs L$fuA° R>uA° A_° s°_u ≈Z Ad° D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs_° L$fuA° R>uA°. –epfbpv$ d©sL$ Mps°v$pf_p D—f∆hu / _pdr_qv$ÆÙ$ Ïe[ºs A\hp L$pev$pL$ue hpfkv$pf_p° kup° kÑ LÆ$ L$fu_° ep°¡e gpcL$spÆ_p MpspdpÑ Q°L$ / B.ku.A°k. ‹pfp _pZpÑ S>dp L$fphhp L$lu iL°$.


8.9 k°Ba X$up°TuV$ gp°L$f

≈° Adpfu pk° Ïehı\p li° sp° Ad° k°Ba X$up°TuV$ gp°L$f A_° L$udsu hısyAp° dpV°$_u k°Ba X$up°TuV$ kyrhp_° gpNy X$sp r_edp° A_° ‚qæ$ep S>ZphuiyÑ. Ad° gp°L$f dyv$su \pZ_p Mpsp kp\° ≈°X$Èp hNf S> apmhuiyÑ. s°d R>spÑ gp°L$f_yÑ cpXy$ r_rÚs L$fhp dpV°$ Ad° gp°L$f Apsu hMs° 3 hjÆ_p cpX$p_u fL$d A_° S>Í$f X°$ gp°L$f sp°X$phhp_p° QpS>Æ \pe s°_u A°L$ dyv$su \pZ S>dp L$fphhp_yÑ L$luiyÑ.

8.10 rhv$°iu QgZ_u kyrhp

a. ƒepf° sd° rhv$°iu QgZ Mfuv$p° L°$ h°Qp° –epf° s°_° gNsu Adpfu k°hpAp°, QgZ_p v$f A_° Aphp Ïehlpfp° f gpNsp QprS>Æk_u kÑ |ZÆ dprlsu ApuiyÑ. ≈° Ap iºe _p lp°e sp° s° L$B fus° \pe s° S>ZphuiyÑ.

b. ≈° sd° rhv$°idpÑ •kp dp°L$ghp dpÑNsp° lp°h sp° s° L°$hu fus° L$fpe s° S>ZphuiyÑ A_° Ap_°

i) k°hp_u rhNsp° A_° s°_p° Dep°N L°$hu fus° \pe s° S>ZphuiyÑ.

ii) sd° dp°L$gph°g _pZpÑ rhv$°idpÑ ºepf° lp¢Qi° A_° ≈° A°d \hpdpÑ rhgÑb \pe sp° s° ip L$pfZ° \ep° s° S>ZphuiyÑ.

iii) rhv$°iu QgZ_p° rhr_de v$f L°$V$gp° R>° s° S>ZphuiyÑ. (≈° rhr_de kde° s° iºe _p lp°e sp° s° v$f pR>m\u S>ZphuiyÑ).

iv) Ap_° Aphp rhr_de dpV°$ Aphp_u \su v$gpgu L°$ QprS>Æk s\p fv$°idpÑ S>° Ïe[ºs_° _pZpÑ dmhp_p R>° s°_° rhv$°iu b¢L$_p / v$f rhi°_u dprlsu ApuiyÑ.

c. Ap_p ‹pfp AphpdpÑ Aph°g dprlsu rhv$°idpÑ °d°fiV$ L$fhp dpV°$ |fsu R>° L°$ _l] s° S>ZphuiyÑ. ≈° sd° Ap°g dprlsu L°$ v$ısph°S> A|fp lp°e sp° sd_° s°_u sfs S> ≈Z L$fuiyÑ A_° s° ky pfhp s\p |fp L$fhpdpÑ sd_° klpe L$fuiyÑ.

d. ≈° rhv$°idpÑ\u sdpfp MpspdpÑ •kp S>dp \pe sp° d|m L°$V$gu fL$d dp°L$gphu R>° A_° s°_p f L$p°B QpS>Æ gpNy X°$ R>° L°$ L°$d ? s° S>ZphuiyÑ, ≈° dp°L$g_pf° bp S> QpS>Æ cp°NÏep li° sp° sdpfpÑ MpspdpÑ •kp S>dp L$fsu hMs° Ad° L$p°B S> QpS>Æ dpÑNuiyÑ _l].

e. Ad° sd_° Adpfp ‹pfp Apsu rhv$°iu rhr_de kyrhp dpV°$_p r_edp°_u S>Í$qfeps A_° ifsp°_u dprlsu Ap k°hp_p° Dep°N L$fp° A_° A°_p rhi° rh_Ñsu L$fp° –epf° ApuiyÑ.

f. r_rÚs dyv$s_u spfuM\u MpspdpÑ _pZpÑ S>dp \hpdpÑ hpf° kde gpNi° –epf° Ad° i) r_rÚs dyv$s |fu \ep bpv$_p kdeNpmp_yÑ ÏepS> °V°$ _yÑ _yL$ip_ ii) L$p°B kÑ≈°Np°_° L$pfZ° rhv$°iu dy÷p_p v$fdpÑ a°fapf \hp\u \sy _yL$ip_, Adpfu hmsf _urs A_ykpf Ap_° cfpB L$fu ApuiyÑ.


g. Aphp Ïehlpfp°dpÑ Aphp_p \sp sdpd rhr_deL$pfu / L$pev$pL$ue ‚dpZ”p° Ad° rh_pd|Îe° ApuiyÑ.

8.11 cpfsv$°i_u AÑv$f S> _pZpÑ dp°L$ghp

≈° sdpf° cpfs v$°i _u AÑv$f S> _pZpÑ dp°L$ghp lp°e sp° iyÑ L$fhyÑ A° S>ZphuiyÑ A_° :

a. s°_° gNsu Adpfu k°hpAp° _u rhıs©s dprlsu A_° s°_p Dep°N rhi° S>ZphuiyÑ.

b. sdpfu S>Í$qfeps dyS>b L$B fus / Ÿrs Ó°õ $ R>° s°_yÑ k|Q_ L$fuiyÑ.

c. S>L$ps ” (V°$fua riX$Èyg) A_ykpf Ap Ïehlpf Df sdpf° L°$V$gu v$gpgu Q|L$hhu X$i° s°_u dprlsu ApuiyÑ.

d. sd° dp°bpBg b¢L$]N / A°_BA°aV$u / ApfV$u∆A°k \u dp°L$gph°g _pZpÑ_u lpg iyÑ ‚Nrs R>° s° sd_° A°kA°dA°k / B-d°g \u S>ZphuiyÑ.

e. sdpfu A°_BA°aV$u / ApfV$u∆A°k AÑN°_u sL$fpf / aqfepv$_p r_hpfZ dpV°$ Adpfp N∞plL$ kyrhp L°$fi÷p° rhi° _u dprlsu Adpfu h°bkpBV$ Df Apsp fluiyÑ.

f. Adpfp L$pfZ° ApdpÑ L$p°B rhgÑb \pe L°$ S>°\u sdpf° _yL$ip_ / hpfp_p° QpS>Æ cp°Nphhp_p° Aph° sp° s° Ad° cfpB L$fu ApuiyÑ.

g. r_pÆqfs depÆv$p_u AÑv$f fL$d S>dp L$fphhp Aph_pf L$p°BZ N∞plL$ / Ïe[ºs_° s° kyrhp ApuiyÑ.

8.12 rfpZ

a. Ad° rfpZ dpV°$ Adpfu bp°XÆ$ ‹pfp dÑS|>f \e°g _urs fphuA° R>uA°.

b. Adpfp r_ZÆep°, sdpfu _pZpÑL$ue qf[ı\su_p kphp_u|hÆL$ s\p rhh°L$ |hÆL$_u ApL$pfZu s\p y_: QyL$hZu_u sdpfu ndsp f Appqfs li°.

c. rfpZ_p° AıhuL$pf tgN, ≈rs, L°$ dÆ_° A_ygnu_° _l] lp°e R>spÑ Ap bpbs° Ad_° kdpS>_p r_rÚs hNÆ dpV°$_u ep°S>_p v$pMg L$fsp L°$ s°dpÑ cpN g°sp AV$L$phu iL$i° _l].


8.12.1 gp°_

8.12.1.1 kpdpfie dprlsu

Ad° :

a. sd° B√R>u fp R>p° s°hu Adpfu (A°dApBV$uku) dp°ıV$ BÁp°VÆ$fiV$ V$dÆkπ A°fiX$ L$fiX$uifik ‹pfp r_ed_ \su gp°_ / ipMp ApuiyÑ.

b. Ad° gp°_ / æ°$qX$V$ L$pXÆ$ _u dÑS|>fu dpV°$ S>Í$fu QphuÍ$ dyÿpAp° s°dS> s°_p Df gpNsp° QpS>Æ L°$ au _u dprlsu ‚qæ$ep v$fÁep_ ApuiyÑ.

c. Af∆ L$fhp dpV°$ S>Í$fu dprlsu / v$ısph°≈° bpbs° kgpl ApuiyÑ. Ad° A° kgpl Z ApuiyÑ S>°dpÑ sdpfu pk°\u sdpfu Ap°mM, kf_pdyÑ, Ïehkpe rhN°f°_p s\p L$pev$pL$ue fus° kÑL$mpe°gp A_° ‚dprZs (v$p.s. µ_ _u rhNsp°) v$ısph°≈°_u S>Í$f X$i°.

d. S>Í$f gpNi° sp° sd° dpÑN°gu gp°_ / æ°$X$uV$ L$pXÆ$_u Af∆dpÑ v$ipÆh°gu rhNsp° QL$pkhp Adpfp ‹pfp r_dpA°gu kÑı\pAp° ‹pfp sdpfp° sdpfp fl°W$pZ A_° / A\hp Ïehkpe _p V°$rgap°_ _Ñbf Df A_° / A\hp Í$bÍ$dpÑ sdpfp fl°W$pZ A_° / A\hp Ïehkpe _p kf_pd° kÑ LÆ$ L$fuiyÑ.

e. ≈° Ad° sd_° Ap°hfX≤$p„V$ ApuA° L°$ Ap°hfX≤$p„V$_u depÆv$pdpÑ hpfp° L$fuA° sp° s° dpÑN Df y_:QyL$hZu p” R>° L°$ _lu s° S>ZphuiyÑ. S>Í$f li° sp° Ap°hfX≤$p„V$_u fL$d_u NZsfu s°dS> s°_p Df gpNsp ÏepS>_u NZsfu Z kd≈huiyÑ.

f. ≈° Ad° sd_° V°$rgap°_ Df ipM rfpZ dÑS|>f L$fuA° sp° A° fL$d sdpfu g°rMs kÑdrs L°$ bu≈ dpfie Bg°ºV≤$p°_uL$ kÑkp_p° ‹pfp Ap°gu sdpfu dÑS|>fu bpv$ S> sdpfp MpspdpÑ S>dp \i°.

g. sdpfu dpÑNZu hNf_u s\p |hÆdÑS|>fu hpmu L$p°B Z ‚L$pf_u rfpZ khgs, S>°dL°$ æ°$qX$V$ L$pXÆ$_u depÆv$pdpÑ hpfp°, A_°

kÆ_g gp°_dpÑ B≈ap° hN°f°_u Ap°af L$fuiyÑ _l].

8.12.1.2 gp°_ dpV°$_u Af∆ A_° s°_u ‚qæ$ep

a. gp°__u Af∆_p ap°dÆdpÑ S> ÏepS>_p° v$f, hprjÆL$ ÏepS>, sfg L°$ [ı\f ÏepS> s°dS> Af∆ f \_pfu ‚qæ$ep_p° QpS>Æ, ≈° gp°_ _pdÑS|>f \pe L°$ rhsfZ _p \pe sp° QpS>Æ fs d°mhhp p” fL$d, kde l°gpÑ Q|L$s° \su gp°_ A_° s°_p f_p° QpS>Æ ≈° gpNy X$sp° lp°e sp°, dp°X$u Q|L$hZu dpV°$ \sp° v$ÑX$, ÏepS> _° [ı\fdpÑ\u sfg L°$ s°\u DgVyÑ$ L$fhp\u \sp° MQÆ, ÏepS>_p v$fdpÑ a°fbv$g L$fhp\u \sp° MQÆ A\hp Aphp° L$p°B Z MQÆ L°$ S>° v$°hpv$pf gp°_ g°_pf_p rlsdpÑ AkfL$spÆ lp°e s° S>ZphhpdpÑ Aphi° S>°\u Afie b¢L$p°_u gp°_ khgs kp\° kdS>|hÆL$_u kfMpdZu L$fu Ap ‹pfp dprlsu‚v$ r_ZÆe gB iL$pe.


b.

(L$p_|_u A_° r_ed_L$pfu S>Í$qfepsp°_p pg_ l°sy) s°_u epv$u ApuiyÑ S>°\u sd° kÑ |ZÆ fus° cfu_° S>dp L$fphu iL$p°. sd_° S>Í$f li° sp° gp°__yÑ ap°dÆ cfhpdpÑ Z sd_° dv$v$ L$fuiyÑ.

c. sdpfu gp°_ Af∆_p ıhuL$pf_u lp¢Q sd_° AhÌe ApuiyÑ cg° s° Í$bÍ$dpÑ ANf gp°_ gpB_ Ap°gu lp°e. hmu gp°_ Af∆ Df \_pfu ‚qæ$ep L°$V$gp° kde g°i° s° Z S>ZphuiyÑ.

d. Ad° Ap°gu epv$u dyS>b |fsp v$ısph°≈° kp\° kÑ |ZÆ Z° cf°gyÑ gp°_ Af∆_yÑ ap°dÆ, ≈° gp°_ Í$p. 20 gpM ky u_u li° sp° Af∆ dep\u L$pdL$pS>_p 30 qv$hkdpÑ Ad° Adpfp° r_ZÆe sd_° S>ZphuiyÑ Í$p. 20 gpM Df_u fL$d dpV°$_u gp°_ Af∆_p° r_ZÆe Ad° ÏepS>bu kdeNpmpdpÑ S>ZphuiyÑ.

e. kpdpfie fus° gp°_ Af∆ ıhuL$pfsp kde° Ad° S>Í$fu sdpd rhNsp° dpÑNuA° S> R>uA° s°d R>spÑ pR>m\u L$p°B dprlsu_u S>Í$f

X$spÑ Ad° sysÆ S> sdpfp° kÑ LÆ$ L$fuiyÑ.

f. gp°_ Af∆ AıhuL$pf / _pdÑSy>f \hp_p L$pfZ_u Ad° sd_° g°MusdpÑ ≈Z L$fuiyÑ.

g. gp°_ dÑSy>f \e° Adp° Ap_° gp°__u ıhuL©$rs_u fL$d A_° s°_p r_edp° A_° ifsp° _u rhNs° dprlsu Apsp° ıhuL©$rs” rgrMs dpÑ ApuiyÑ.

h. Ad° sd_° gp°__u dyÿg s\p ÏepS>_u fL$d S>° kde depÆv$pdpÑ y_: QyL$hhp_u R>° s° v$ipÆhsyÑ ”L$ ApuiyÑ.

i. ÏepS>_p v$fp°dpÑ a°fapf \pe sp° l·p_u fL$d e\phs fpMu y_: Q|L$hZu_p kdedpÑ hpfp° L$fhp° L°$ s°\u DgVyÑ$ L$fhyÑ s°hp° rhL$Î ApuiyÑ.

j. sdfu rh_Ñsu N∞p fpMu_° gp°_ Af∆ kp\° Ap°gp sdpd d|m v$ısph°≈°_u ‚dprZs _L$gp° Ad° Ap_° Adpfp MQ£ ApuiyÑ.

k. gp°_ dpV°$ ≈du_Nufu / spfZ °V°$ d|L°$gu rdÎL$s_p sdpd v$ısph°≈°_u lp¢Q sd_° ApuiyÑ.

l. sdpfyÑ Mpsy A°_uA° \spÑ l°gpÑ s°_u [ı\rs AÑN° Ad° ” / B-d°Bg A\hp A°kA°dA°k \u ≈Z L$fuiyÑ.

Ad° sd_° gp°__p Af∆ ap°dÆ kp\° rbX$hp_p S>Í$fu v$ısph°≈°


m.

l‡sp TX$ u L$fhp L°$ L$fpf ‚dpZ° hsÆhp A\hp hpfp_u ≈du_Nufu dpÑNuiyÑ.

n. Ad° sd_° sdpfu dyv$su / X$udpfiX$ gp°_ _p hprjÆL$ rlkpb_yÑ ıV°$V$d°fiV$ ApuiyÑ.

o. V°$qfa riX$ÈygdpÑ S>ZpÏep ‚dpZ°_p° QpS>Æ Q|L$hhp\u sd_° gp°__p rlkpb_yÑ ıV°$V$d°fiV$ S>Í$fu li° sp° hy hpf dmu iL$i°.

p. kdS|>su L°$ L$fpf dyS>b sdpfp sfa\u gp°__u |f° |fu fL$d_u Q|L$hZu \ep bpv$ 15 qv$hk_u AÑv$f gp°_ dpV°$ d|L°$gu ≈du_Nufu / v$ısph°≈° Ms”L$p° L°$ S>° spfZdpÑ d|ºep lp°e s°

fs dmi°. ≈° Aphu ≈du_Nufu / v$ısph°≈° / Ms”L$p° Df L$p°B lL$v$php° fSy> L$fhp_p° li° sp° sd_° s°_u _p°qV$k\u ≈Z L$fu Adpfu pk° fpMuiyÑ A_° s° g°œÑ |fy \e° sd_° s° fs L$fuiy.

q. kdS|>su L°$ L$fpf dyS>b bpS> g°ZpÑ_u Q|L$hZu \B Nep bpv$ Z ≈° A° ≈du_Nufu / v$ısph°≈° / Ms”L$p° fs L$fhpdpÑ

15 qv$hk\u hy kde gpNi° sp° Ad° s°_yÑ hmsf ApuiyÑ.

r. ≈° Adpfp\u gp°_ Apsp kde° gu°gu ≈du_Nufu / v$ısph°≈° / Ms”L$p° Mp°hpB ≈e sp° sd_° \e°gyÑ _yL$ip_ cfpB L$fu ApuiyÑ A_° s°_u bu∆ _L$gp° d°mhhpdpÑ sdpd klpe L$fuiyÑ.

s. Ad° ufpZ g°_pf A\hp b¢L$ / _pZpÑL$ue kÑı\p_yÑ ufpZ MpsyÑ sbv$ug L$fhp_u Af∆ gB s°_° spku A_° ıhuL$pf ANf S>° r_ZÆe li° s°_u sd_° b° AW$hpqX$epdpÑ ≈Z L$fuiyÑ.

t. Ad° sfg ÏepS>v$fhpmu N©lgp°_ f kde|h£ Q|L$hZu_p kÑ≈°Np°dpÑ L$p°B Z ≈s_p v$ÑX$ L°$ QpS>Æ hkyg L$fuiyÑ _l].

8.13 N°fÑV$u (≈du_Nufu)

a. ≈° sd° L$p°B ”prls Ïe[ºs_° sdpfu S>hpbv$pfuAp° AÑN° ≈du_ sfuL°$ fS|> L$fp° –epf° Adpfu AÑNs dprlsu A_° Apr\ÆL$

qf[ı\su AÑN°_p° øepg s°_° A\hp s°_p L$p_|_u kgplL$pf_° Aphp sdpfu dÑS|>fu S>Í$fu b_i°.

epÆ· kde l°gpÑ _p°qV$k Apu_° Ad° gp°_ pR>u dpÑNhp /


b. Ad° sd_° :

i. s°d_° Ap ≈du_Nufu ıhuL$pfhp\u Dcu \su S>hpbv$pfuAp° A_° s°_p qfZpdp°_p° øepg Aph° A° dpV°$ ıhsÑ” L$p_|_u kgpl g°hp ‚p°–kprls L$fuiyÑ. (s°dZ° S>° ap°dÆdpÑ klu L$fhu X$i° s°dpÑ Ap AÑN°_p° ıÙ$ DÎg°M li°).

ii. s°d_° S>ZphuiyÑ L°$ ≈du_Nufu ApspÑ L°$ s° dpV°$ L$p°B spfZ ApspÑ s° sdpfp bv$g° A\hp sdpfp S>°V$gpÑ S> S>hpbv$pf b_° R>°.

iii. s°d_p rif° L°$V$gu S>hpbv$pfu li° s° S>ZphuiyÑ.

iv. sdpfp ıhuL©$s rfpfZ_u khgs_p r_edp° ifsp° / gp°_ L$fpf_u _L$gp° ≈du_v$pf / ≈du_v$pfp°_° rh_pd|Îe° ApuiyÑ.

c. ƒepf° sd° L$p°B gp°_ dpV°$ ≈du_v$pf b_hp_yÑ rhQpfsp lp°h –epf° Ad° sd_° S>ZphuiyÑ :

i. sdpfu ≈du_v$pf sfuL°$_u S>hpbv$pfu.

ii. sdpfp ‹pfp b¢L$ _° Ap°gu hQ_bŸsp_u fL$d.

iii. ºep kÑ≈°Np°dpÑ Ad° sd_° sdpfu ≈du_v$pf sfuL°$ afS> r_cphhp g°œÑ cfhp v$BiyÑ.

iv. ≈du_v$pf sfuL°$ sd° S>hpbv$pfu |fu _p L$fp° –epf° sdpfp b¢L$dpÑ fl°gp Afie _pZp Df b¢L$_p° lΩ$ fl°i° L°$ L°$d ?

v. sdpfu S>hpbv$pfu depÆqv$s fL$d ky u_u R>° L°$ AdepÆqv$s.

vi. sdpfu ≈du_v$pf AÑN°_u S>hpbv$pfu ºep kde° A_° kÑ≈°Np°dpÑ |fu \pe s\p L$B fus° |fu \i° s°_u ≈Z L$fuiyÑ.

vii. sd° S>°_p ≈du_ fp R>p° s°_u Apr\ÆL$ qf[ı\sudpÑ dl–h_p° L°$ rhqfs a°fapf \pe sp° s°_u ≈Z sd_° L$fuiyÑ.

d. kdS|>su A_° L$fpf ‚dpZ° sddp g°œÑ QyL$s° \ep bpv$ qv$_ 15 dpÑ Ad° sdpfu ≈du_Nufu / v$ısph°≈° / spfZdpÑ d|L°$gp Ms”L$p° fs L$fuiyÑ.


e. kdS|>su A_° L$fpf ‚dpZ° |f° |fp g°Zp_u Q|L$hZu bpv$ sdpfu ≈du_Nufu / v$ısph°≈° / spfZ_p Ms”L$ 15 qv$hkdpÑ fs _p L$fu iL$uA° sp° s°_yÑ ep°¡e hmsf ApuiyÑ.

f. ≈° Adpfp\u sdpfu ≈du_Nufu / v$ısph°≈° Nyd \B ≈e sp° s°_p\u \syÑ _yL$kp_ cfpB L$fu ApuiyÑ. Ad° ≈du_Nufu / v$ısph°≈° Mp°hpB Nep s° dyS>b_yÑ ‚dpZ” ApuiyÑ DfpÑs s°_u _L$gp° d°mhhpdpÑ sd_° sdpd klpe L$fuiyÑ.

8.14 L°$fi÷ue _p¢ Zu

ƒepf° sd° ı\peu rdgL$s_° ‚p\rdL$ A\hp klhs ≈du_Nufu sfuL°$ spfZdpÑ d|L$u gp°_ gp° –epf°, Ad° sd_° k°fiV≤$g f∆ıV≤$u _u L$peÆ Ÿrs rhj° kgpl ApuiyÑ, DfpÑs s°_p° (k°fiV≤$g f∆ıV≤$u) _p° f°L$p°XÆ$ rfpZ L$f_pf s\p Afie L$p°B Ïe[ºs S>° rdgL$s AÑN° Ïehlpf L$fhp B√Ry>L$ lp°e, s°_° kQÆ dpV°$ DgÂ R>° s° AÑN°_u ≈Z L$fuiyÑ.

8.15 g°ZpÑ _u sphV$ (k°V$gd°fiV$ Ap°a X$ÈyT)

a. ≈° sd° gp°__u y_: QyL$hZu L$fhp knd _p lp°h sp° s°_u hl°gu sL°$ Ad_° ≈Z L$fp°.

b. Adpfu bÑ pfZue _urs A_° dpNÆv$riÆL$p ‚dpZ° Ad° _pZpL$ue kÑL$X$pdZ A_ychsp kpQp qL$ıkpAp°dpÑ lL$pfp–dL$ A_° klp_yc|su|hÆL$ rhQpfZp L$fuA° R>uA°.

c. sdpfu sL$guap°_° v|$f L$fhp sd_° iºe klpe L$fuiyÑ.

d. ≈° Ad° sd_° h_ V$pBd k°V$gd°fiV$ (Ap°V$uA°k) _u v$fMpıs L$fuA° sp° s°_u dprlsu sd_° ApuiyÑ.

e. Ad° Ap°V$uA°k _u ifsp° A_° r_edp° sd_° g°rMsdpÑ ıÙ$ Z° S>ZphuiyÑ.

f. ≈° Ap°V$uA°k dyS>b sdpfyÑ Mpsy kdp· \pe sp° kuApBkuA°k ‹pfp ≈mhhpdpÑ Aph°g sdpfp ipM Brslpk f Aphp k°V$gd°fiV$_u Akfp° sd_° kd≈huiyÑ.

8.16 gp°_ ANf bpL$u g°ZpÑ h°Qhp (rkºefuV$pBT°i_)

a. ≈° Ad° sdpfu gp°_ / L$pXÆ$ Df_p bpL$u g°ZpÑ Afie A°L$d_° h°QuiyÑ sp° s° A°L$d_yÑ _pd s\p kÑ LÆ$ L$fhp dpV°$_u rhNsp° sdpfp bpL$u g°Zp_u fL$d kp\° sdpd dprlsu sd_° S>ZphuiyÑ. kpdpfie kÑ≈°Np°dpÑ gp°_ / L$pXÆ$_p g°ZpÑ S>° ıVµ$fiX$XÆ$ _ lp°e s°_° Aµk°V$ qfL$fiıV≤$ºi_ LÑ$ _u _° A°kpB_d¢V$ ‹pfp h°QhpdpÑ Aph° R>°. ƒepÑ g°ZpÑAp° fıf kdS|>su\u / cfpB \pe –epÑ A°Apfku _° lıspÑsfZ L$fhp_p° AhL$pi fl°sp° _\u.


b. S>° gp°_ / bpL$u g°ZpÑ_yÑ V≤$pfiıaf \e°gyÑ lp°e s°_pÑ _pZpÑ sdpf° s° A°L$d_° Q|L$hhp_p fl°i°.

c. sdpfu gp°_ / bpL$u g°ZpÑ S>° A°L$d_° sbv$ug L$fpepÑ R>° s° sdpfu æ°$qX$V$ [ı\rs_u dprlsu kuApBku _° Aphp_u Qpgy fpMi°.

d. sdpfu gp°_ L°$ g°ZpÑ_p _pZpÑ S>° A°L$d_° ky fs L$fpep R>° s°_u kpd° sdpf° L$p°B aqfepv$ lp°e sp° s°dpÑ Ad° sd_° dv$v$ L$fuiyÑ.

8.17 Bg°ºV≤$p°r_L$ b¢qLÑ$N

8.17.1 uApBA°_A°k A_° pkhXÆ$

a. sdpfp fnZ / kgpdsu A_° Np° r_esp dpV°$ Ad° ApÑsffpÙ≤$ue p°fZ° ıhuL©$s \e°gp p°fZp° A_° Ÿrs dyS>b uApBA°_ A_° pkhXÆ$_yÑ r_dpÆZ, kÑN∞l A_° kudpÑs kyfnp_yÑ Mp_NuœÑ A_°

kgpdsu ≈mhhp_u Mpsfu ApuiyÑ.

b. Ad° sdpfp° uApBA°_ Adpfu ipMp ‹pfp |fsu Ap°mM bpv$ sd_° ApuiyÑ A\hp sp° sdpfp kf_pd° S>° Adpfp v$asf_p f°L$p°XÆ$dpÑ R>° –epÑ dp°L$guiyÑ. ayfkv$ dm° –epf° sd° ≈s° uApBA°_ b_phu iL$ip°.

c. sdpfp Mpsp_u kgpdsu dpV°$ _uQ° S>Zph°gp kpv$p uApBA°_ L°$ pkhXÆ$ _° AhNZhp ≈°BA°.

i) S>fidspfuM, drl_p° L°$ hjÆ

ii) A_yæ$d _Ñbf (v$p. s. 3 4 5 6)

iii) A°hp ApÑL$X$pAp° L°$ S>° kl°gpB\u pfu iL$pe (v$p. s. 1111)

iv) sdpfp ap°_ _Ñbf_p L$p°B ApÑL$X$p

v) sdpfp L$pXÆ$ Df R>p°gp AÑL$p°_p° s° S> æ$d_p° L$p°B cpN.

vi) bu∆ kl°gpB\u dmu ≈e s°hu sdpfu AÑNs dprlsu (v$p. s. sdpfyÑ X≤$pBthN gpBkfik A\hp bu≈ L$p°B _Ñbfp° S>° sdpfu kp\° kÑL$mpe°gp lp°e.)

vii) sdpfp Ly$VyÑ$b_p kÊep°_p, pgsy ‚pZuAp° L°$ Ngu dlp°â p_p _pd

d. sdpfp uApBA°_ A_° pkhXÆ$_u kgpdsu dpV°$

_p L$fip° :

i) bu≈ L$p°B_° sdpfyÑ L$pXÆ$, uApBA°_, pkhXÆ$ L°$ Afie kgpds dprlsu Aphu.

ii) sdpfyÑ uApBA°_, pkhXÆ$ A_° Afie kgpds dprlsu gMhu L°$ f°L$p°XÆ$ L$fhu.

iii) dp°bpBg / b∞pDTfdpÑ sdpfp° pkhXÆ$ kÑN∞l L$fhp°.


iv) sdpfp Mpsp_u rhNs, pkhXÆ$ / uApBA°_ L°$ Afie kgpds dprlsu Afie L$p°B_° Aphu cg° s° v$php° L$f° L°$ s° b¢L$_p° AprL©$s ‚rsr_r R>°.

v) L$p°BZ L$pfZ° L$p°B Ïe[ºs sdpfp b¢L$_p Mpsp_u rhNsp° dpÑN° sp° Aphu.

vi) L$Î_psus ‚gp°c_p° / gp°V$fu_p rhS>°sp / rhv$°i_u L$p°B Ïe[ºs s\p kÑı\p ‹pfp rhv$°iu dy÷pdpÑ sdpfp MpspdpÑ fL$d_u sbv$ugu / Aphp L$p°B A°L$dp°_p cpfsue ‚rsr_r L°$ Ïe[ºs_p riL$pf b_hyÑ. Aphp ‚ısphp° kpdpfie fus°

”p°, B-d°Bg, dp°bpBg ap°_, A°kA°dA°k rhN°f° ‹pfp L$fpe R>°.

lÑd°ip L$fp° :

i) sdpfp° uApBA°_ _Ñbf, pkhXÆ$ A_° kgpds dprlsu_° lÑd°ip epv$ fpMp° A_° Ap_p° L$p°B g°rMs Ïehlpf \ep° lp°e sp° s°_p° _pi L$fp°.

ii) ≈° sd° sdpfp° uApBA°_ _Ñbf bv$ghp dpÑNp° sp° _hp uApBA°_ _u kphQ°su|hÆL$ kÑv$Nu L$fp°.

iii) dS>b|s pkhXÆ$ b_php° A_° r_erds fus° bv$gsp flp°.

iv) sdpfyÑ L$pXÆ$ sdpfu kÆ_g L$ıV$X$udpÑ kgpds fpMhp dpV°$ ep°¡e NgpÑ gp° s\p sdpfp uApBA°_, pkhXÆ$ A_° kgpds dprlsu_° lÑd°ip Ny· fpMp°.

v) A°V$uA°d L°$ Afie h°QpZL°$fi÷p° (uAp°A°k) dpÑ sdpfp L$pXÆ$_p° Dep°N L$fp° –epf° Afie L$p°B sdpfp° u_ ≈°B _ iL°$ s°_u kphQ°su fpMp°.

vi) sdpfp uApBA°_ L°$ pkhXÆ$_u Afie_° ≈Z \B lp°e A\hp s°_u iºesp lp°e A\hp sd_° s°_u Mp”u L°$ iL$ lp°e –epf° Ad_° ≈Z L$fp°. ƒepf° sd_° gpN° L°$ iÑL$p \pe L°$ sdpfp° uApBA°_ / pkhXÆ$ Ny· fp° _\u –epf° s° bv$gu _pÑMhp° ≈°BA°.

vii) AgN AgN L$pXÆ$ A_° kp_p° dpV°$ AgN uApBA°_ L°$ pkhXÆ$ hpfhp°.

viii) sdpfp L$p°Á‡eyV$f / dp°bpBg / ıæ$u_k°hf _° phf-Ap°_ / A°ºk°k pkhXÆ$dpÑ fpMp° S>°\u sdpfu dÑS|>fu rkhpe sdpfyÑ L$p°Á‡eyV$f L°$ dp°bpBg L$p°B hpfu _p iL°$.

e. ≈° sdpfp° uApBA°_ L°$ bu∆ L$p°B kgpds fpMhpep°¡e dprlsu Afie L$p°B ≈Z°, sp° Ad°, sdpfu Ad_° ≈Z L$epÆ bpv$, sysÆ S> s°_p° AOqV$s Dep°N _ \pe s°hp NgpÑ gBiyÑ.

8.17.2 BfiV$f_°V$ b¢L$]N

a. BfiV$f_°V$ b¢L$]N_u kgpds DgÂu A_° Ïehlpf \pe s° dpV°$ sdpd S>Í$fu NgpÑ gBiyÑ.


b. Ad° sL°$v$pfu fpMuiyÑ L°$ Adpfu BfiV$f_°V$ b¢L$]N Ïehı\p A_° sL$_uL$ kgpds R>° A_° r_erds fus° Ap l°sykf s°_u kdunp A_° ky pfp° L$fspÑ fluiyÑ.

c. sd_° Ap°_gpB_ kgpdsu rhi° S>Zphhp Adp° rhrh kdepÑ—f° Adpfu h°bkpBV$, B-d°Bg ‹pfp s\p Adpfp N∞plL$p°_u AhfS>hf fl° s°hp ı\mp° v$p. s. A°V$uA°dA°k rh. ı\mp° A° sd_° ≈Z L$fuiyÑ.

d. Ad° ºepf° Z sd_° Í$bÍ$dpÑ L°$ g°rMsdpÑ (B-d°Bg ‹pfp Z) sdpfp BfiV$f_°V$ b¢qLÑ$N_u MfpB rhi°_u kgpds dprlsu _l]

|R>uA° L°$ sdpfp° pkhXÆ$ _l] dpÑNuA°.

e. ƒepf° Ad° sd_° BfiV$f_°V$ b¢L$]N_u khgs ApuA° –epf° s°_° gNsu dprlsu ºepÑ\u d°mhhu s° s\p Ap°_-gpB_ dprlsu_° kgpds fpL$hu s° S>ZphuiyÑ S>°\u sd° A_° sdpfy L$p°Á‡eyV$f R>°sf]X$u, L$p•cpÑX$ L°$ rb_ArL©$s Ïehlpfp°\u bQu iL$p°. Ap dprlsudpÑ kdepÑ—f° ky pfp° \sp° fl° R>°.

f. BfiV$f_°V$ b¢L$]N_p° Dep°N L$fu sdpfp Mpsp_° gNsu dprlsu ANf rhhpv$pıv$ Ïehlpfp° L°$ rb_ArL©$s fus° \e°gp Dep°N dpV°$ L$B fus° S>Zphhp s° S>ZphuiyÑ s\p Aphp rb_ArL©$s Ïehlpfp°_u Mbf X°$ L°$ sysÆ S> L$p°_p° kÑ LÆ$ L$fhp° s° S>ZphuiyÑ.

g. ƒepf° sd° BfiV$f_°V$ b¢qLÑ$N k°hp A_php° R>p° –epf° s°_° gNsp Adpfp _urs r_edp° A_° ifsp° sd_° S>ZphuiyÑ. BfiV$f_°V$ b¢qLÑ$N rhi°_p rhıs©s r_edp° s\p ifsp° Adpfu h°bkpBV$ Df Z ≈°hp dmi°.

h. bBu BfiV$f_°V$ b¢qLÑ$N_° gNsu k°hpAp° A_° s°_° gNsp QpS>Æ Ap°_gpB_ DgÂ li°. BfiV$f_°V$ b¢qLÑ$N k°hpAp°_° gNsp QpS>Æ V°$fua riX$ÈygdpÑ\u Z ≈Zhp dmi°.

i. r_ed_L$spÆ hMsp° hMs ‚ısys L$f° A° ‚dpZ° Apr\ÆL$ Ïehlpfp° dpV°$ q‹sue qfdpZ_p qfbmp° ‹pfp rhriÙ$ ArL©$s ‚qæ$ep A_phuiyÑ.

j. r_rÚs depÆv$p\u hy ‚dpZdpÑ \e°g Apr\ÆL$ Ïehlpfp° dpV°$ Adpfu pk° fl°gp sdpfp kÑ LÆ$_u S>¡epA° Ad° sd_° A°kA°dA°k / B-d°Bg \u kphp_ L$fuiyÑ.

k. _°V$ b¢qLÑ$N\u \sp sdpd _pZp g°_pf / bug cf_pf dpV°$ Ad° sd_° A°kA°dA°k / B-d°Bg\u ≈Z L$fuiyÑ.

l. Bg°ºV≤$p°r_L$ dp›ed\u \sp Ïehlpfp°dpV°$ Ad° sd_° qLÑ$ds_u Dfu depÆv$p, Ïehlpf_yÑ dp›ed A_° gpcp\ rhi° S>Zphhp_u kNhX$ ApuiyÑ. sdpf° ≈° rhL$Î bv$ghp° lp°e s° dpV°$ Adpf° sdpfu pk°\u hpfp_p° ArL$pf ‚p· L$fhp° X°$. Ad° rhL$Î_u a°fbv$gu_u Af∆ ‚p· \ep_u k|Q_p sd_° dp°L$guiyÑ.


m. sd° Nd° –epf° BfiV$f_°V$ b¢qLÑ$N k°hp_p° Dep°N bÑ L$fu iL$p° R>p°. ≈° L°$ sdpf° A° r_ZÆe Ad_° S>Zphhp° X°$ A_° S>Í$fu Ap• QpqfL$spAp° |ZÆ L$fhu X°$.

n. sdpfu BfiV$f_°V$ b¢qLÑ$N k°hp Qpgy \hp L°$ kqæ$e b_sp l°gpÑ L$p°B Apr\ÆL$ Ïehlpf\u _yL$ip_ \i° s° dpV°$ sd° S>hpbv$pf _lu W$fp°.

o. pkhXÆ$ L°$ kgpdsu_u dprlsu S>° sd_° Í$bÍ$dpÑ dmu _\u s°_p L$p°B rhhpv$ dpV°$ Ad° sdpfp kpQp A°X≤°$k Df dp°L$g°gu R>° dp” s° yfphp Df Appf _lu fpMuA°.

p. ≈° sdpfyÑ BfiV$f_°V$ b¢qLÑ$N k°hp Qpgy \pe R>u L$p°B rb_ArL©$s Ïehlpf \pe sp° sdpfu S>hpbv$pfu _uQ°_p dpÑ\u S>° Ap°Ry>Ñ lp°e s°V$gu fl°i° :

i) Ad_° S>Zphsu hMs° \e°gyÑ hpısrhL$ _yL$kp_ ; A\hp

ii) sdpfp Mpsp(Ap°)dpÑ DpX$hp ep°¡e lp°e s° fL$d; A\hp

iii) ≈° sd° Aphp Ïehlpfp° dpV°$ L$p°B depÆv$p _Ω$u L$fu lp°e;

iv) æ$d (i) \u (iii) dpÑ\u S>° Ap°Ry> lp°e s° A\hp hydpÑ hy Í$p. 10,000/- (Í$p. v$k l≈f).

q. ≈° sdpfp° pkhXÆ$ A\hp kgpdsu_u dprlsu buSy>Ñ L$p°B ≈Z° A\hp ≈Z° R>° s°hu iÑL$p \sp A\hp sdpfp BfiV$f_°V$ b¢qLÑ$N _u dprlsu L°$ Mpsy L$p°B Afie Dep°N L$fu iL°$ s°d lp°e –epf° iºe lp°e s°V$gu TX$ \u Ad_° ≈Z L$fip° –epf° Ad_° ≈Z L$epÆ _p kde R>u \e°gp _yL$kp__u S>hpbv$pfu sdpfu fl°i° _l] rkhpe L°$ sd° R>°sf]X$u L$fu lp°e L°$ b°v$fL$pfu fpMu lp°e L°$ bu≈_° dprlsu_u ≈Z \pe s°dpÑ sdpfp° L$p°B apmp° lp°e.

r. Adpfp BfiV$f_°V$ b¢qLÑ$N_u kgpdsu_p° cÑN L$fu A\hp Adpfu b°v$fL$pfu_° L$pfZ° S>°dpÑ sdpfp° L$p°B apmp° _ lp°e A_° ≈° sd_° L$p°B kuy _yL$ip_ ≈e sp° s° _yL$ip_ Ad° cfpB L$fuiyÑ / hmsf ApuiyÑ.

s. sd° L°$V$guL$ kpdpfie kphQ°suAp° fpMp° sp° Ap°_gpB_ b¢qLÑ$N kgpds A_° Dep°Nu Q°. s°d dpV°$ Ad° sd_° _uQ° ‚dpZ° L°$V$guL$ k|Q_pAp° A_ykfhp_u kgpl ApuiyÑ :

i) Adpfu kyfrns BfiV$f_°V$ b¢qLÑ$N kpBV$_u kuu S> dygpL$ps gp°. g]L$ A\hp B-d°Bg ‹pfp kpBV$ _u dygpL$ps g°hp_yÑ V$pmp° A_° v$ipÆh°g X$p°d°B_ _°Bd_u QL$pkZu L$fp° S>°\u cmsu h°bkpBV$ \u v|$f flu iL$pe.


d°Bg_p° S>hpb _p App° A_° Ad_° spk dpV°$ s° bpbs_u ≈Z L$fp°. p°guk L°$ Ad° ºepf°e Z Ap°_gpB_ b¢qLÑ$N L°$ °d°fiV$ L$pXÆ$_p uApBA°_A°k A\hp sdpfp pkhXÆ$_u dprlsu ≈Zhp sdpfp° kÑ LÆ$ _lu L$fuA°.

iii) ƒepf° sdpfyÑ L$pd |ZÆ \pe –epf° _°V$ b¢qLÑ$N\u gp°N Ap°a L$fp°. s° dpV°$ "gp°N ApDV$' bV$__p° Dep°N L$fp°. gp°N Ap°a L$fhp dpV°$ aºs rhfiX$p° bÑ L$fhu |fsyÑ _\u.

iv) Adpfu BfiV$f_°V$ b¢qLÑ$N kpBV$_p° Dep°N L$fhp kpebf Lµ$a° / i°XÆ$ L$Á‡eyV$f_p° Dep°N L$fip° _l].

v) sdpfp L$Á‡eyV$f _° Apyr_L$ A°fiV$u hpefk A_° ıpeh°f kp°„V$h°f\u r_erds fus° ky pfp° L$fsp flp°.

vi) l°L$kÆ, hpefg ldgp A\hp Afie v|$rjs ‚p°N∞pd\u bQhp dpV°$_p kyfnp ‚p°N∞pd sdpfp L$Á‡eyV$fdpÑ v$pMg L$fp°.

vii) sdpfp uku A_° s°_u rhNsp°_° blpf_pAp°\u fnZ Aphp ep°¡e "apefhpµg' A_php°.

viii) sdpfu Ap° f°V$]N kuıV$d_° "apBg A_° t‚qVÑ$N', i°qfÑN\u rb_L$peÆnd b_php°.

ix) Dep°NdpÑ _p lp°e –epf° sdpfp L$Á‡eyV$f_° gp°N Ap°a L$fp°.

x) sdpfp BfiV$f_°V$ A°ºk‡gp°ff b∞pDTfdpÑ ApBX$u / uApBA°_ _p° kÑN∞l L$fip° _l].

xi) sdpfyÑ Mpsy A_° Ïehlpfp° _p° Brslpk r_erds spkp°.

xii) Adpfu kgpl A_ykfp° - Adpfu h°bkpBV$ A° Ap°_gpB_ kgpds fl°hp dpV°$ dv$v$ A_° dpNÆv$iÆ_ d°mhhp dpV°$_u kpfu S>¡ep R>°.

8.17.3 dp°bpBg b¢qLÑ$N

a. Adpfu dp°bpBg b¢qLÑ$N_u L$pdNufu kyfrns fl° A_° r_erds fus° s°dpÑ ky pfp° \pe s° dpV°$ Ad° S>Í$fu NgpÑ gBiyÑ.

b. BfiV$f_°V$ b¢qLÑ$N_p Dep°N rkhpe b¢qLÑ$N k°hpAp° dpV°$ dp°bpBg L°$ Afie ÏehlpfuL$ kp_p°_° fnZ Aphp dpV°$ :

i) sdpfp kp_p°_° dp°bpBg b¢qLÑ$N k°hpAp°dpÑ ≈°X°$gp fpMu s°_p\u v|$f flp° _l].

ii) rb_ArL©$s fus° sdpfp dp°bpBg b¢qLÑ$N k°hpAp°_p° Dep°N fp°L$hp sdpfp kp__° "gp°L$' fpMp° L°$ s°hp Afie

NgpÑ gp°.

ii) sdpfp° pkhXÆ$ A\hp uApBA°_ dpÑNsp lp°e s°hp B-


iii) sdpfyÑ kp_ Mp°hpB L°$ Qp°fpB ≈e –epf° iºe A°V$gu TX$ \u Ad_° ≈Z L$fp°.

c. sd° ≈° dp°bpBg b¢qLÑ$N k°hpAp°_p° rhL$Î kÑv$ L$fp° sp° s° k°hpAp° dpV°$ sdpfu _p¢ fu L$epÆ l°gpÑ Ad° sd_° _uQ°_u L°$V$guL$ bpbsp° S>ZphuiyÑ :

i) N∞plL$_p ‚dprZL$fZ dpV°$ Ad° A_ph°gu L°$V$guL$ kgpdsu _u ‚qL$epAp°.

ii) Ïehlpf dpfie L$fhp° L°$ "ıV$p° °d°fiV$' _u k|Q_p Aphu S>° s° rhL$Î_° gNsp r_edp° A_° ifsp°.

8.17.4 A°V$uA°d / X°$buV$ A_° æ°$X$uV$ L$pXÆ$

a. sd° S>° ≈s_yÑ Mpsy Mp°gpÏeyÑ lp°e s°_yÑ A°V$uA°d / X°$buV$ L$pXÆ$ kpdpfie fus° AphpdpÑ Aph° R>°. ≈° sdpf° A° _ ≈°BsyÑ lp°e sp° s°_p° AıhuL$pf L$fu iL$p° R>p°.

b. ƒepf° L$pXÆ$ sd_° Í$bÍ$dpÑ AphpdpÑ Aph° –epf° Apsp l°gpÑ Ad_° kÑsp°j \pe A° fus° sdpfu Ap°mM Aphu S>Í$fu b_° R>°.

c. sd_° ‚\dhpf L$pXÆ$ AphpdpÑ Aph° –epf° s°_u kp\° Adpfu k°hp_u dpNÆv$riÆL$p / kÊe_° Apsu dprlsuy[ısL$p S>°dpÑ rhıs©s fus° r_edp° A_° ifsp°, ≈° sdpfyÑ L$pXÆ$ Mp°hpe/ v|$f Dep°N \pe sp° s°\u \spÑ _yL$kp_ dpV°$ sdpfu S>hpbv$pfu A_° Afie dprlsu_p° kdph°i \pe R>°.

d. sdpfyÑ ºey Mpsy L$pXÆ$\u kÑQprgs \pe s°_u dprlsu ApuiyÑ Ad° sd_° A° Z S>ZphuiyÑ L°$ L$pXÆ$\u A°L$ L$fspÑ hpf° L$pd \B iL°$ R>° sp° s° L$pdp° ºep ºep R>°.

e. uAp°A°k L$pDfiV$f, A°V$uA°d A_° rhv$°iu QgZ (ap°f°ºk rhr_de) _p Ïehlpf dpV°$ L°$V$gu fL$d ky u s° depÆqv$s R>°.

f. L$pXÆ$ Df gpNsp QpS>Æ A_° au rhi° Ad° sd_° kgpl ApuiyÑ.

g. Ïehlpf_u fL$d_° ›ep_dpÑ _ g°spÑ sdpfp L$pXÆ$_p v$f°L$ Ïehlpfp° dpV°$ Ap°_gpB_ kph°Qs L$fuiyÑ. sdpfyÑ L$pXÆ$ ƒepf° Z hfpe –epf° v$f°L$ hMs° Ad° sd_° kyrQs L$fuiyÑ A_° ≈° Ïehlpf_u ≈Z sd_° _p lp°e A\hp sp° sdpfp L$pXÆ$_p° v|$fy ep°N \ep° lp°e sp° sdpfyÑ L$pXÆ$ bÑ L$fhp dpV°$_p kÑ LÆ$_p° V°$rgap°_ _Ñbf sd_° S>ZphuiyÑ.

h. A°L$ S> qv$hkdpÑ kss ”Z hpf gp°N B_ L$fhp_p Akam ‚epkp° \i° –epf° s°_p° A°kA°dA°k sd_° dp°L$guiyÑ.

i. sd_° TX$ u k|Q_ dm° A° dpV°$ sdpfp° lpg_p° dp°bpBg _Ñbf / B-d°Bg ApBX$u Ad_° dm° A° Mp”u L$fp°. sdpfp L$pXÆ$_p° v|$fy ep°N \e°\u S>° _yL$kp_ \i° A_° sdpfu lpg_p kÑ LÆ$_u dprlsu Adpfu pk° _l] lp°e sp° s° dpV°$ sd° S>hpbv$pf fl°ip°.


j. ƒepf° Ad° sd_° L$pXÆ$ ApuA° –epf° Ó°õ $ fus° kyfrns L°$hu fus° fpMhyÑ s° S>ZphuiyÑ. S>°d L°$ sdpf° :

i) sdpfyÑ L$pXÆ$ Akyfrns pL$uV$, kÆ A\hp hpl_ A\hp A°hu S>¡epA° ƒepÑ\u L$p°B _S>f Q|L$hu_° gB S>B iL°$ –epÑ _ fpMhyÑ.

ii) S>°hyÑ L$pXÆ$ dm° s°hyÑ sfs S> s°_p f kl] L$fhu.

iii) sdpfyÑ L$pXÆ$ L$p°B_° AphyÑ _l] L°$ bu≈ L$p°B_° s°_p° Dep°N L$fhp v$°hp° _lu A_° s°_p Dep°N R>u s° pRy>Ñ g°hp_yÑ AhÌe epv$ fpMhyÑ.

iv) sd° fl°W$pZ bv$gp° s°_u ≈Z Ad_° L$fp° S>°\u ky pf°gp kf_pdphpmyÑ L$pXÆ$ sd_° dp°L$gu iL$pe.

v) sd_° Mbf X°$ L°$ sdpfyÑ L$pXÆ$ Nyd \eyÑ R>° L°$ Qp°fpeyÑ R>° sp° s°_u ≈Z sysÆ S> Ad_° L$fp°.

8.17.4.1 _yL$ip_ / Qp°fu / rhhpv$pıv$ Ïehlpfp°_u ≈Z L$fhu.

a. sdpfp L$pXÆ$ ANf uApBA°_ Nyd \pe / Qp°fpe / rb_ArL©$s fus° s°_p° Dep°N \pe –epf° sdpf° ºep NgpÑ g°hpÑ S>Í$fu R>° s°_u ≈Z L$fuiyÑ.

b. Adpfp r_edp° A_° ifsp° dpÑ sdpfyÑ L$pXÆ$ Mp°hpe, Qp°fpe A\hp sdpfp uApBA°_ L°$ pkhXÆ$_u Afie_° ≈Z \pe –epf° sdpfu S>hpbv$pfu iyÑ fl°i° s°_p° kdph°i L$fhpdpÑ ApÏep° R>°.

c. sdpfyÑ L$pXÆ$ Mp°hpe, Qp°fpe L°$ A°_p° rb_ArL©$s Dep°N \pe A\hp uApBA°_ L°$ pkhXÆ$_u L$p°B_° ≈Z \pe –epf° L$p°_p° kÑ LÆ$ L$fhp° s°_p° ap°_ _Ñbf / B-d°Bg ApBX$u sd_° S>ZphuiyÑ.

d. sdpfyÑ L$pXÆ$ Mp°hpe, Qp°fpe L°$ sdpfp uApBA°_ / pkhXÆ$ L°$ kgpdsu_u dprlsu ≈l°f \pe s° hMs° s°_p bv$ghp_u kp\° kp\° sd_° ≈Z \pe L°$ sysÆ S> Ad_° Z dprlsNpf L$fp°.

e. ≈° sdpfyÑ A°V$uA°d / X°$buV$ / æ°$X$uV$ L$pXÆ$ Mp°hpe L°$ Qp°fpe sp° Ad_° sdpfp ‹pfp ≈Z \ep_u kp\° S> Ad° s°_p° vy$fDep°N \sp° fp°L$hp sp–L$prgL$ NgpÑ cfuiyÑ.

f. Ad_° ≈Z \ep_p l°gp_p kde v$fÁep_ \e°gp vy$fDep°N dpV°$ sd° S>hpbv$pf fl°ip°.

g. sdpfyÑ L$pXÆ$ Mp°hpB ≈e A\hp s°_p° v|$f Dep°N \pe s°hu Ad_° ≈Z \spÑ S> s°_u L$pdNufu AV$L$phu v$BiyÑ (Âgp°L$ L$fuiyÑ). sd° s°_p Mp°hpep L°$ v|$fDep°N \ep rhi° Ad_° Adpfp 24 ºgpL$ V$p°g ‰u / rh_pd|Îe° _Ñbf Df ≈Z L$fu_° s° bpbs_u g°rMs Af∆ Apip°. Ad° Ap°gp B-d°Bg ApBX$u S>° sd_° Ap dpV°$ Ap°g li° s°_p Df ≈Z L$fip° Ad° Z sd_° s° L$pXÆ$ bÑ L$fhpdpÑ ApÏep_u syfÑs ≈Z L$fuiyÑ.


h. S>°hp sd° Ad_° sdpfyÑ L$pXÆ$ Mp°hpeyÑ L°$ Qp°fphyÑ lp°hp_u ≈Z L$fip° A\hp sdpfp° uApBA°_ L°$ pkhXÆ$ Afie L$p°B ≈Zu NeyÑ lp°hp_u ≈Z L$fip° –epf bpv$ s°_p L$p°B vy$f Dep°N rhi° sdpfu S>hpbv$pfu fl°su _\u. ≈° L°$ sd° R>°sf]X$u L$fu lp°e L°$ gpfhplu v$pMhu lp°e sp° sd_° AphyÑ fnZ dmi° _l].

i. L$p°B Z rhhpv$pıv$ Ïehlpfp° rhi° ƒepf° sd° dpÑNip° –epf° sd_° s°_u kÑ |ZÆ rhNsp° dmi°. ≈° Ad_° sdpfp° Mygpkp° dpfie _l] lp°e sp° s° ÏehlpfdpÑ sdpfu kÑdsu lsu s° yfphp Aphp_u S>hpbv$pfu Adpfu fl°i°.

j. ƒepf° sd° L$p°B Mp°V$p, N°fL$pev$°kf, L°$ A_rL©$s Ïehlpf bpbs° dprlsu App° –epf° Ad° s°_u spk L$fuiyÑ A_° ≈° s° Ïehlpf Mp°V$p°, N°fL$pev$°kf L°$ A_rL©$s li° sp° Adpfu "QpS>Æb°L$' ‚qæ$ep ‚dpZ° s° kygV$phuiyÑ.

k. ≈° sd° sdpfyÑ lpg_yÑ kf_pdyÑ Ad_° S>Zph°g li° sp° sd_° L$pXÆ$ dep l°gp_yÑ L°$ S>Í$fu uApBA°_ L°$ pkhXÆ$ dep l°gp_p _yL$kp_ dpV°$ sd° S>hpbv$pf _lu W$fp°. L$pXÆ$, uApBA°_ _Ñbf L°$

pkhXÆ$ sd_° lp\p°lp\ dep bpbs_p° rhhpv$ lp°e sp° Ad° aºs L$pXÆ$, uApBA°_ L°$ pkhXÆ$ sd_° kpQp kf_pd° dp°L$Îep° R>° aºs s°_p yfphp_° ›ep_dpÑ _l] fpMuA°.

l. sd° A° L$p°B _yL$kp_ dpV°$ S>hpbv$pf _\u L°$ S>° :

i) Adpfp L$dÆQpfu, v$gpg L°$ Bg°ºV≤$p°r_L$ b¢qLÑ$N k°hpAp° Ap_pfu kÑı\pAp°A° R>°sf]X$u L°$ b°v$fL$pfu lp°e.

ii) diu_dpÑ Mfpbu \pe, L$pXÆ$ hpfhp_p kp_dpÑ Mfpbu \pe, rkhpe L°$ Ap c|gp° Ar_hpeÆ lp°e A\hp s°_° kÑv$°i L°$ _p°qV$kbp°XÆ$ Df d|L$u S>Zph°g lp°e.

iii) sd_° L$pXÆ$ L°$ pkhXÆ$ dep |h£_p rb_ArL©$s Ïehlpfp°.

iv) A°hp rb_ArL©$s Ïehlpfp° L°$ S>°_p _yL$ip_ dpV°$ sd° kÑX$p°hpe°gp _p lp°h s° ıÙ$ \pe.

m. sd° Ad_° S>Zphp° s° |h£ \e°gp _yL$ip_ °V°$ sdpf° hydpÑ hy Í$rep v$k l≈f Q|L$hhp_p fl°i°. ≈° L°$ _uQ°_p kÑ≈°Np° dpÑ Ap depÆv$p gpNy X$i° _l].

i) ≈° sd° R>°sf]X$u|hÆL$ L°$ b°v$fL$pfu|hÆL$ h–epÆ lp°h A\hp

ii) sd° sdpfp L$pXÆ$_p A_rL©$s Dep°N AÑN° kÑL$mpe°gp lp°h.

n. Df ‚dpZ°_u L$gdp° gpNy X$su lp°e A°hp qL$ıkpdpÑ S>° Ap°Ry>Ñ lp°e s°.

i) k|Q_p Apsu hMs° \e°gyÑ hpısrhL$ _yL$ip_

A\hp


ii) sdpfyÑ L$pXÆ$ Mp°hpeyÑ / Qp°fpeyÑ –epf\u Ad_° ≈Z L$fu lp°e s° kdeNpmp v$fÁep_ sdpfp MpspdpÑ DpX$u iL$p° s°hu dl–sd fL$d.

o. Ïehlpf dpV$°_u aqfepv$ dpV$° sdpfu pk ° depqÆ v$s kde li.° Ad °Adpfp r_edp ° A_ ° ifspd° p Ñ Ap bpbs ° sd_ ° S>Zphui.Ñy Ap kde v$fÁep_ ≈ ° sd ° MpV° $p, Nf° L$pev$k° f L$° rb_ArL$©s Ïehlpf rhi ° Ad_ ° S>Zphg° _l] lpe° sp ° Ad ° Ap Ïehlpf_ ° ky fphu iL$ui Ñy _l] A_ ° s ° sdpf ° cpN° hh Ñy X$i.° Ah° p bl y depqÆ v$s k≈Ñ N° p ° R> ° S>d° p Ñ Ad ° Ap æ$°X$uV$ L$pX$Æ_p °Ïehlpf kgy V$phu iL$uA ° Mpk L$fu_ ° ƒepf ° æ$°X$uV$ L$pX$Æ L$Ñ _u_p r_edp ° gpN y X$° –epf.° Dv$plfZ sfuL$° Mfuv$g° u hıs_y u NZy h—p L$° kh° pAp ° ANÑ ° hpÑ p ° lpe° sh° p æ$°X$uV$ L$pX$Æ\u \eg° p Ïehlpfpd° p Ñ A\hp hıs_y u NZy h—p ANf kh° pAp °ANÑ ° sdpfp ° Arc‚pe pR>m\u bv$gpe A\hp X$°rbV$ L$pX$Æ_p Ïehlpfdp Ñ sdpfp\u L$° hh° pfu\u L$pB° cg| \pe.

p. Ad° dv$v$L$spÆ_p L$pDfiV$f (l°Î X°$ıL$) Df S>° s° b¢L$_p A°V$uA°d _p kÑ LÆ$ dpV°$ S>° s° b¢L$_p A°V$uA°d L$dÆQpfuAp°_p° kÑ LÆ$ V°$guap°_ _Ñbf ApuiyÑ S>°\u sd° sdpfu aqfepv$ _p¢ phu iL$p° / dv$v$ d°mhu iL$p°.

q. sdpfu aqfepv$ _p¢ hp S>° s° ArL$pfu_yÑ _pd A_° V°$guap°_ _Ñbf v$ipÆhuiyÑ.

r. depÆqv$s kdeNpmpdpÑ A°V$uA°d Ïehlpf r_Ûam r_hX°$ sp° Mp°V$u fus° MpspdpÑ\u Dpf \e°gu fL$d Ad° kfcf L$fu ApuiyÑ. A° Ap°gu kde depÆv$p L$fspÑ _pZpÑ cfpB L$fhpdpÑ hy kde gpNi° sp° s°_yÑ hmsf S>° b¢L$_yÑ A°V$uA°d L$pXÆ$ li° s° b¢L$, sd° v$php° L$ep£ li° sp° 30 qv$hkdpÑ s°_yÑ ep°¡e hmsf Z Api°.

s. ≈° A°V$uA°d Ïehlpf rhhpv$dpÑ li° sp° s°_p° r_L$pg _l] Aph° –epÑ ky u s°_p kukuV$uhu L°$d°fp_yÑ a|V°$S> kÑN∞lu fpMuiyÑ. Aphp qL$ıkpdp a|V°$S> ƒepÑ ky u ≈mhZu kde_u depÆv$pdpÑ li° –epÑ ky udpÑ sdpfp° v$php° _p¢ pe°gp° lp°hp° ≈°BA°.

8.17.5 æ°$qX$V$ L$pXÆ$

a. ƒepf° sd° æ°$qX$V$ L$pXÆ$ dpV°$ Af∆ L$fp° –epf° Ad° sd_° s°_° gNsp r_rsr_edp° A_° ifsp° S>°hp L°$ au, ÏepS> A_° Afie QprS>Æk, butgN A_° s°_u QyL$hZu, r_es kde L$fspÑ dp°X$p cfhp\u \_pfu fL$d (Ap°hfX$Èy) _u NZsfu, aºs ""gOy—d fL$d'' cfhp\u \su Apr\ÆL$ Akfp°, fufieyAg (dyv$s gÑbphhu) L°$ L$pXÆ$_u k°hpAp° bÑ L$fhu s° rhi° s\p s° rkhpe sd° kdS>hp dpÑNp° s° sdpd dprlsu sd_° kd≈huiyÑ.

b. Af∆ kde° Ad° sd_° A°dApBV$uku (OZu S> AN–e_u r_su s\p ifsp°) _u _L$g ApuiyÑ.


c. ƒepf° sd° æ°$X$uV$ L$pXÆ$ dpV°$ Af∆ L$fp° / L$pXÆ$ d°mhp° s° kde° sd_° y_: Q|L$hZu_p° r_pÆqfs kde S>ZphuiyÑ.

d. sdpfu Apr\ÆL$ qf[ı\su _p rQspf Df\u sd° æ°$qX$V$ L$pXÆ$ d°mhhp ep°¡e lp°h sp° l°gpÑ sd_° A°L$ bÑ (Dep°NdpÑ g°hp knd _p lp°e) s°hyÑ L$pXÆ$ dp°L$gphuiyÑ. Ap bÑ æ°$X$uV$ L$pXÆ$ sdpfu kÑdsu_u ıhuL©$su bpv$ Ad° S>Zph°gu S>Í$fu ifsp°_° Apu_ L°$V$guL$ S>Í$fu ‚qæ$ep bpv$ Dep°NdpÑ g°hp dpV°$ kæ$ue b_i°.

e. ≈° Ad° sdpfu kÑdsu hu_p S> sdpfyÑ L$pXÆ$ kæ$ue L$fuA° A\hp A° dpV°$ rbg Z sd_° dp°L$guA° sp° Ad° aºs s° fL$d sd_° fs _l] L$fuA° Z sd_° S>°V$gu fL$d_p° QpS>Æ L$ep£ li° s°\u bdZu fL$d v$ÑX$ °V°$ sd_° ApuiyÑ.

f. sdpfu Af∆ g°rMsdpÑ dep R>u S> Ad° sd_° gp°_ / rfpZ_u kNhX$ A\hp s°dpÑ hpfp° S>°hu k°hp ApuiyÑ. Bg°ºV≤$p°r_L$ dp›ed\u dm°gu sdpfu kÑdsu S>°dpÑ sd° Qp°Ω$kZ° Ïehlpf_u kÑdsu Apu li° A_° (dp°ıV$ BÁp°VÆ$fiV$ V$dÆk A°fiX$ L$fiX$uifik) hpÑQu li° L°$ S>°\u ApÑL$X$pL$ue _p¢ DgÂ li° s°hu kÑdsu Z Ad_° ıhuL©$s li°.

g. sd° _p°du_°V$ (_pdr_qv$ÆÙ$) L$epÆ lp°e s°hu Ïe[ºs / Ïe[ºsAp° _° Ad° A°X$.Ap°_. (hpfp_yÑ) L$pXÆ$ dp°L$guiyÑ. L$pXÆ$_u Ly$g fL$d depÆv$pdpÑ\u L°$V$gu depÆv$pdpÑ s°d_° Ïehlpf_u kÑdsu Aphu R>° s° sdpfu k|Q_p dyS>b dÑS|>f L$fuiyÑ. Ap A°X$.Ap°_. (hpfp_p) L$pXÆ$_p _pZpÑqL$e Ïehlpfp° QyL$hhp_u S>hpbv$pfu sdpfu fl°i°.

h. ≈° sdpfp L$pXÆ$_u fL$d OV$pX$hp_p° ‚ısph li° sp° sd_° sysÆ S> s°_u ≈Z L$fuiyÑ s°dS> s°_yÑ L$pfZ Z A°kA°dA°k / B-d°Bg \u s°dS> pR>m\u g°rMsdpÑ Z S>ZphuiyÑ.

i. ƒepf° sdpfu bpL$u fL$d |fu QyL$hpB NB li° –epf° sdpfu L$pXÆ$ fv$ L$fhp_u Af∆_u ıhuL©$su fv$ \ep_u ≈Z A_° æ°$X$uV$ L$pXÆ$ bÑ \ep_u ≈Z Qpgy L$pdL$pS>_p 7 qv$hk_u AÑv$f sd_° L$fuiyÑ S>°_p dpV°$ sdpfu Af∆ g°rMsdpÑ L°$ _p¢ pe°g B-d°Bg ApBX$u \u L$fhp_u fl°i°.

8.17.5.1 æ°$X$uV$ L$pXÆ$ ıV°$V$d°fiV$

a. sd° sdpfp æ°$X$uV$ L$pXÆ$_p Dep°N hui° k≈N flp° A_° sd° æ°$X$uV$ L$pXÆ$ ‹pfp L$f°gp Ïehlpfp° / DpX$ rhN°f°_u dprlsu sd_° dm° s° l°sy\u v$f dpk° rh_p d|Îe° sd_° ıV°$V$d°fiV$ dp°L$guiyÑ. l°g°\u _Ω$u L$f°gu spfuM° v$f dpk° sdpfp kf_pd° p°ıV$ / Ly$qfAf ‹pfp ANf sp° sdpfu B√R>p dyS>b Adpfu pk° _p¢ °gp sdpfp B-d°Bg_p kf_pd° ıV°$V$d°fiV$ dp°L$guiyÑ. BfiV$f_°V$ b¢L$]NdpÑ Z Ap ıV°$V$d°fiV$ ≈°hp dmi°.


b. ıV°$V$d°fiV$ _p dmhp_p qL$ıkpdpÑ sdpf° Adpfp° kÑ LÆ$ L$fhp° S>°\u kdedepÆv$p dpÑ QyL$hZu L$fhp dpV°$ Ad° afu\u sd_° ıV°$V$d°fiV$ dp°L$gu iL$uA° A_° S>°\u Ap °d°fiV$ A_° Afie L$p°B iÑL$pıv$ Ïehlpfp° kdekf Sy>v$p spfhu iL$p°.

c. au L°$ QprS>ÆkdpÑ a°fapf A\hp r_edp° L°$ ifsp°dpÑ \sp a°fapf_u ≈Z Ad° sd_° L$fuiyÑ. kpdpfie fus° (ÏepS>_p° v$f L°$ L$pev$p dyS>b S>Í$fu Qu≈° kuhpe) k|Q_p Ap‡ep_p gNcN A°L$ dpk

R>u AkfL$spÆ lp°e R>°. sd_° Ap k|Q_pAp° sdpfp dprkL$ ıV°$V$d°fiV$ L°$ s°_u _L$g kp\° dp°L$guiyÑ.

d. æ$°X$uV$ L$pXÆ$ fph_pf_u r_Ûamsp (X$uapµÎV$) AÑN° kuApBku _° ≈Z L$fspÑ l°gpÑ, Ad° L$pXÆ$ fph_pf _° ANpD\u ≈Z L$fhp krls_u Adpfp bp°XÆ$ ‹pfp dÑS|>f \e°g L$peÆhplu_° A_ykfuiyÑ.

8.18 ”prls n_u DS> (‚p°X$ºV$k)

Ad_° ≈° s°d L$fhp_p° ArL$pf li° sp° S> Ad° ”rls n_u D≈° S>°hpÑ L°$ Áey√eyAg aÑX$, Bfiıep°ffik rh. h°Qhp s•epf \BiyÑ. Adpf° ”prls n_u _pZpL$ue D≈°_p h°QpZ s\p rhsfZ dpV°$ bp°XÆ$ ‹pfp ıhuL©$s _urs R>°.

a. Ad° ≈° L$p°B Áey√eyAg aÑX$ Bfiıep°ffik LÑ$ _u_p A°S>fiV$ sfuL°$ lp°BiyÑ sp° s° rhi° sd_° S>ZphuiyÑ.

b. Ad° h°QpZ L$fsp lp°BiyÑ A°hp L$p°B Z fp°L$pZ L°$ Bfiıeyffik ‚Qrgs r_edp° A_° r_eÑ”Z_p v$pefpdpÑ R>° L°$ L°$d s°_u Mp”u L$fuiyÑ.

c. ƒepf° sd° Adpfu pk°\u b¢qLÑ$N kyrhp A\hp ‚p°X$ºV$ / DS> ‚p· L$fp° –epf° Ad° sd_° L$p°B ”prls n_u DS>_u Mfuv$u L°$ fp°L$pZ L$fhp_yÑ v$bpZ _lu L$fuA°.

d. ƒepf° sd° rdÎL$s Df spfZhpmu gp°_ d°mhp° –epf° s° rdÎL$s Df L$p°B Mpk kÑı\pL°$ kÑNW$_ pk°\u rhdp° g°hp_yÑ _l] L$luA° Adpfp ‹pfp ‚ısprs L$p°B hudp LÑ$ _u_yÑ _pd df∆eps li°. sd° sdpfu kÑv$Nu_u L$p°B Z kÑı\p pk°\u rhdp° Dsfphu iL$p° R>p°.

e. Ad° sd_° Adpfu ipMpAp° f h°QhpdpÑ Aphsp rhrh D–pv$_p°_u dprlsu ≈l°fMbf, _p°V$uk bp°XÆ$ / h°bkpBV$ f, dprlsu / Qp° pr_ep _u h°QZu ‹pfp r_erds AÑsf° ApuiyÑ rkhpe L°$ sd_° Aphu dprlsu d°mhhp_yÑ kÑv$ _p lp°e.

f. Ad° Qp°L$kpB fpMuiyÑ L°$ Adpfu ipMpAp° ‹pfp h°Qpsp fp°L$pZp° A_° rhdp rhi° S>° s° n°”dpÑ dpl°f Ïe[ºsAp° ‹pfp sd_° kd≈hhpdpÑ Aph°.


g. Ad° fp°L$pZ L$fhp / rhdp° h°QspÑ l°gpÑ N∞plL$ hNÆ\u QuhV$ fpMuiyÑ.

h. sd_° sp° S> L$p°B D–pv$_ h°QuiyÑ ƒepf° Ad_° gpNi° L°$ s° sdpfp dpV°$ ep°¡e R>°.

i. sdpfp ‹pfp g°rMsdpÑ ANf ArL©$s Bg°ºV≤$p°_uL$ dp›ed ‹pfp s°_u L$pev$°kfsp ı\pus \ep bpv$ sdpfp ‹pfp apmp° Aphp / k°hp Mfuv$hp_u kÑdsu dep bpv$ s° D–pv$_ dpV°$ S>Í$fu Af∆ A_° v$ısph°≈° d°mhuiyÑ.

j. sd_° ‚ısph L$fhpdpÑ Aph°gp D–pv$__u rhıs©s dprlsu _ursr_edp° A_° ifsp° rhi° S>ZphuiyÑ.

k. Ad° sd_° S>° rhrh D–pv$_p° h°QspÑ lp°BA° s°_u k°hpAp°_° gNspÑ QprS>Æk v$ipÆhuiyÑ A_° sd_° s° DgÂ L$fphuiyÑ.

l. Ad° ep°S>_p dyS>b Ap• QpqfL$ rhr yfu \spÑ s°_° gNspÑ ıV°$V$d°fiV$ / p°guku 30 qv$hkdpÑ sd_° dm° s°_u Qp°L$kpB fpMuiyÑ (d°X$uL$g A°ºTpdu_°i_ krls).

m. Ad° iºe A°V$gu dl—d ""h°QpZ R>u_u k°hp'' S>°hu L°$ A°kApBu _yÑ ıd©rs”, A¤s_ A°_A°hu, pL$su spfuM, ‚urded cfhp_u spfuM rhN°f° ApuiyÑ.

n. sd° gu°gu ep°S>_p / D–pv$_ rhi° kdepÑ—f° s°_u L$pdNufu bpbs° sd_° S>ZphspÑ fluiyÑ.

o. Ad° Áey√eyAg aÑX$ / hudp / Afie _pZpL$ue kÑı\pAp° pk°\u s°d_p D–pv$__p h°QpZ °V°$ L°$V$gu v$gpgu / Afie au ≈° lp°e sp°, d°mh°g R>° s° sd_° S>ZphuiyÑ.

8.19 rfpZ kgpl_u khgs

Ad° rfpZ_u kgpl Aphp_u kNhX$ ApuiyÑ. ƒepf° Aphu k°hp DgÂ li° Ad° sd_° s°_p° gpc g°hp Adpfu ipMpAp°dpÑ kgpl dpV°$_yÑ Qp°Ω$k L°$fi÷, s°_yÑ kf_pdyÑ, kde rhN°f° S>ZphuiyÑ.

8.20 rlkpbp°_u _p¢ d°mhhp

sdpfu dpÑNZu dyS>b qLÑ$ds QyL$hu sd° L$f°gp Ïehlpfp°_u _p¢ Adpfu pk° iºe kde depÆv$p ky u S>mhpe°gu lp°e sp° sd_° ApuiyÑ.


9. b∞pfiQ_yÑ bÑ \hyÑ / ı\mpÑsfa. ≈° Ad° Adpfu ipMp bÑ L$fuA°, A\hp s°_yÑ ı\mpÑsf L$fuA° L°$

Adpfp\u sd_° b¢qLÑ$N k°hpAp° Ahp_yÑ iºe _p lp°e s° kÑ≈°Np°dpÑ sd_° :

i) b° dpk l°gpÑ S>° s° S>¡epA° ipMp L$peÆfs _\u s°_u _p°V$uk ApuiyÑ.

ii) bu≈ qL$ıkpAp°dpÑ A°L$ dpk l°gpÑ _p°V$uk ApuiyÑ.

b. ≈° Ad° ipMp_yÑ ı\mpÑsf L$fuA° sp° _hp ı\m° iÍ$ L$f°gu ipMp_yÑ yfy kf_pdyÑ ApuiyÑ.

c. ipMp_p L$pdL$pS>_p kdedpÑ a°fapf \i° sp° s°_u ≈Z L$fuiyÑ.

10. rh—ue kdph°i (ape_p[fikeg B_ºgyS>_)a. ApfbuApB sfa\u hMsp° - hMs ‚p· \su L°$hpeku (_p° ep°f

L$ıV$df - sdpfp N∞plL$_° Ap°mMp° ) / A°A°dA°g (A°fiV$u d_ugp°fiX$f]N) - L$pmp _pZpÑ_° L$pev$°kf_p b_phhp_yÑ jX$eÑ” fp°L$hyÑ _u k|Q_pAp°_° A_ykfu MpspdpÑ gOy—d fL$d_u depÆv$p fpøep hNf ""pep_u b¢L$_u bQs \pZ Mpsy - buA°kbuX$u A°L$pDfiV$ Mp°ghp_u dÑS|>fu ApuiyÑ. Ad° s° DfpÑs gOy—d kpdpfie kNhX$p° S>°hu L°$ A°V$uA°d L$pXÆ$ A\hp A°V$uA°d-L$d-X°$buV$ ºpXÆ$ rh_p d|Îe° ApuiyÑ. S>°_u sd_° ≈Z L$fuiyÑ. Mpsy Mp°gphsu hMs° bu S> gpNy X$su dprlsu sd_° pfv$iÆL$ fus° ApuiyÑ.

b. Ad° Aphp MpspÑ kfm L$f°gp L°$hpeku _p Appf° Mp°gu ApuiyÑ. ≈° L°$ Aphp Mpsp_pu NZ_p ""_p_p Mpsp'' dpÑ \i°. A_° Ad|L$ depÆv$pAp°_° Apr_ fl°i° S>°_u ≈Z sd_° kfm ı\pr_L$ cpjp dpÑ L$fhpdpÑ Aphi°.

c. Ad° Adpfu ipMpAp°dpÑ q‹cpjue / r”cpjue fus° dp°V$p Anfp°dpÑ hÑQpe s°d "pep_u b¢L$_u bQs \pZ Mpsy'' (buA°kbuX$uA°) A_° AphyÑ ""_p_yÑ MpsyÑ'' Mp°gphhp dpV°$_u kfm ""L°$hpeku'' ‚qæ$ep rhi° S>ZphuiyÑ.

d. Ad° Ap bpbs° Adpfp L$dÆQpfu NZ, Mpk L$fu_° AN∞ud lfp°m_p L$dÆQpfuAp°_° k≈N L$fhp spgud krls_p NgpÑ gBiyÑ.

e. Ad° rh_p d|Îe° pep_u kNhX$p° S>°hu L°$ Mpsp_u ≈mhZu, v$f drl_° MpspdpÑ\u L°$V$gu hpf DpX$ L$fu iL$p° s° A_° L°$fi÷ue s\p fpƒe kfL$pfp° ‹pfp dmsp gpc Bg°ºV≤$p°_uL$ dp›ed\u MpspdpÑ S>dp L$fhp S>°hu kNhX$p° ApuiyÑ.


f. Ad° rh_p d|Îe° L°$ Ap°R>p° QprS>Æk\u sdpfu dpÑNZu dyS>b ""h°Îey A°X°$X$'' k°hpAp° ApuiyÑ A_° s°_u ≈Z sd_° A_° kdS> X°$ s°hu cpjpdpÑ L$fuiyÑ.

g. ≈° k°hpAp°dpÑ, Ïehlpfp°dpÑ L°$ QprS>ÆkdpÑ a°fapf \pe sp° s° AdgdpÑ Aph° s° l°gpÑ Ap°R>pdpÑ Ap°R>p A°L$ drl_p |h£ s°_u ≈Z sd_° L$fuiyÑ.

h. Aphp a°fapf ≈° \i° sp° sd_° A_yL|$m lp°e s°hp dp›ed S>°hpÑ L°$ ipMpdpÑ _p°V$ukbp°XÆ$ Df dyL$u_°, Ïeppf Mbf”u ‹pfp, ” rh. ‹pfp ≈Z L$fuiyÑ.

i. S>° ı\m° ipMp _ lp°e –epÑ Ad° Ïeppf kÑhpv$v$psp (buku) / Ïeppfu kNhX$ Ap_pf (buA°a) ‹pfp qfThÆ b¢L$ Ap°a BfiX$uep _u dpNÆv$riÆL$p dyS>b _pZp_p° S>dp DpX$, fL$d, Ïehlpfp°_u kÑøep, b°g°fik_u |R>fR> rhN°f° DfpÑs A°L$ S>¡epA°\u bu∆ S>¡epA° _pZp_yÑ ı\mpÑsf L$fhp_u kNhX$ ApuiyÑ.

j. Ad° dp°bpBg b¢qLÑ$N kNhX$ Aphp NgpÑ gBiyÑ.

k. Ad° cfZp dpV°$ dp°bpBg ap°_, Bg°ºV≤$p°r_L$ kp_p° S>°hp L°$ BkuA°k, A°_BA°aV$u hN°f°_p° Dep°N L$fuiyÑ.

l. Ad° buku (Ïeppfu kÑhpv$v$psp) L°$ buA°a (Ïeppfu kNhX$ Ap_pf) _u L$p°B c|g Q|L$ L°$ v$gpgu bpbs_u aqfepv$ ›ep_ Df gB s°_u spk L$fphuiyÑ.

m. ≈° sdpf° rfpZ_u khgs ≈°Bsu li° sp° Af∆ L$fhp\u ep°¡e r_ed, ifsp° rhi° sd_° ≈Z L$fpi°.

n. Ad° sd_° rhrh rfpZ ep°S>_pAp° l°W$m S>Í$fu kpdpfie dprlsu S>° sdpfu gp°_ _u Af∆_u ‚qæ$ep dpV°$ S>Í$fu R>° s° OZp AN–e_p r_su r_edp° A_° ifsp° s\p gp°_ dpV°$ Aphu X$su ≈du_Nufu, ÏepS> gpNs_u Ÿrs A_° kde, y_: QyL$hZu_u Ÿrs rhN°f° S>ZphuiyÑ.

o. Í$rep A°L$ gpM ky u_u gp°_ dpV°$ Ad° spfZhpmu ≈du_Nufu dpV°$ v$bpZ _l] L$fuA° (A°dA°kB N∞plL$p° dpV°$ spfZ hNf_u gp°__u dl—d depÆv$p Í$p. 10 gpM_u R>°.)

p. sd° ıhuL$pf°gu rfpZ_u kNhX$ bpbs° L$p°B Apr\ÆL$ AX$QZ Dcu \e sp° Ad° klp_yc|rs|hÆL$ A_° kL$pfp–dL$ fus° s° rhi° ‚rscph ApuiyÑ.


q. Df dyS>b sd° ≈° Apr\ÆL$ kÑL$X$pdZ A_ychp° sp° Ad_° S>Zphp° S>°\u s° sL$gua v|$f L$fhp Ad° sd_° klL$pf Apu iL$uA°.

r. Dfp°ºs qf[ı\sudpÑ sdpfu sL$gua v|$f L$fhp Ad° S>Í$f lp°e –epf° ""qfhpBhg °L°$S>'' (y_: Q°s_hÑsy b_phsy dpmMyÑ) Apu iL$uA° S>° s° bfl°_p gpcdpÑ lp°e.

s. Ad° Adpfp Mps°v$pfp°_° kpdpfie ipMp ‹pfp \syÑ b¢qLÑ$N A\hp ApBkuV$u (Bfiap°d£i_ A°fiX$ L$p°Áeyr_L°$i_ V°$º_p°gp°∆) ‹pfp hfpsp kp_p° ‹pfp Mpsy kÑQprgs L$fhp_yÑ iuMhuiyÑ A_° dv$v$ L$fuiyÑ.

t. Mps°v$pfp°_° _pZpL$ue dplusu_yÑ op_ ApuiyÑ.

u. rh—ue kdph°i_p l°sy_° ApNm hpfhp Ad° _Ω$u L$f°gp kd|l_p klep°N\u _Nf A_° NpdX$pAp°dpÑ L°$Á, L°$fi÷p°, V$pD_lp°gdpÑ gp°L$p°_° Ap AÑN° op_ Aphp_p L$peÆæ$dp° OX$uiyÑ.

v. Ad° Adpfp L$dÆQpfu NZ_° v$°i_p gp°L$p°_p rh—ue kdph°i_p ‚e–_p° S>°dpÑ kpdpfie A_° b¢qLÑ$N_p° kdph°i \pe s°_p° AÊepk L$fhp ‚°qfs L$fuiyÑ.

w. S>° ı\mp°A° b¢L$ _p lp°e A_° ƒepÑ rh—ue kdph°i _p° ‚e–_ \ep° lp°e –epÑ s° ‚e–_p° L°$V$gp AÑi° kam \pe R>° s° ≈Zhp b¢L$ AuL$pfu r_erds / kss dygpL$ps g° s°hu Ïehı\p L$fuiyÑ.

x. Ad° sdpfu ≈° L$p°B aqfepv$ li° sp° s°_° AQ|L$ ›ep_ Df gB s°_p° TX$ \u r_L$pg gphhp OV$syÑ L$fuiyÑ.

y. ≈° sdpf° b¢L$ L°$ s°_p buku / buA°a AÑN° L$p°B aqfepv$ lp°e sp° s°_p r_hpfZ dpV°$ b¢L$ L°$hu fus° hs£ R>° s° S>ZphuiyÑ DfpÑs ≈° sdpfu aqfepv$_yÑ sdpfp ds dyS>b kÑsp°jL$pfL$ r_hpfZ _p \pe sp° b¢qLÑ$N gp°L$ pg ep°S>_p rhi° S>ZphuiyÑ.

z. Ad° rh–sue kdph°i L$peÆæ$d_p° blp°mp° ‚Qpf L$fu_° rhrh D–pv$_p° s\p k°hpAp° rhi° N∞plL$p°_° rirns L$fuiyÑ.


11. hqfõ $ hX$ug _pNqfL$p° A_° Afie fus° kiºs ÏeqL$sAp°

a. Ad° Adpfp Mpk N∞plL$p° S>°hp L°$ hqfõ $ _pNqfL$p°, Afie fus° kiºs Ïe[ºsAp° A_° AcZ Ïe[ºsAp°_° Adpfu kp\° b¢qLÑ$N Ïehlpf L$fhp D—d NgpÑ gBiyÑ A_° Aphp AfS>v$pfp° dpV°$ A_|Ly$m r_sur_edp°, D–pv$_p° A_° k°hpAp° ApuiyÑ.

b. sd_° b¢qLÑ$N k°hpAp° kygÊe b_° s° l°sy\u Adpfu Ïehı\p A_° ‚qæ$epAp° rhL$kphuiy.

c. sd_° ipqffuL$ fus° kyNd X°$ s°hu Adpfu ipMpAp° s\p A°V$uA°d li°.

d. sdpfp b¢qLÑ$N Ïehlpfp°dpÑ sd_° dv$v$Í$ \pe s°d hsÆhp Adpfp L$dÆQpfuAp°_° kÑh°v$_iug b_phuiyÑ.

e. Ap L$gd (L$p°X$) dpÑ S>ZpÏep ‚dpZ°_p hQ_p° DfpÑs -

i) Ad° sd_° ep°¡e ‚p\rdL$sp ApuiyÑ. sdpfp b¢qLÑ$N_p Ïehlpfp°dpÑ AÑNs dv$v$ DfpÑs sdpfu aqfepv$p°_yÑ r_hpfZ L$fuiyÑ.

ii) b¢qLÑ$N lp°gdpÑ sdpfp dpV°$ b•W$L$ Ïehı\p_yÑ Apep°S>_ L$fuiyÑ.

iii) A°L$ bpfu Ÿrs ‹pfp sd_° sdpd k°hpAp° |fu pX$hp_p° Ad° ‚epk L$fuiyÑ.

iv) ArL$pf” A_° pkbyL$ kp\° Aph_pf Ïe[ºsAp° kp\° sdpfp ‹pfp r_es depÆv$pdpÑ sdpfu \pZdpÑ\u DpX$ L$fhp v$BiyÑ.

v) _pvy$fıs sbues L°$ b¢L$ ky u Aphhp_u ndsp _p lp°e sp° sd_° OfApÑNZ° b¢qLÑ$N k°hpAp° S>°hu L°$ fp°L$X$ gB S>hu / S>dp L$fhp_yÑ rh_ude ” (Q°L$.rh.), fp°L$X$ gphhu / Q°L$ kpd° X$udpfiX$ @p„V$ / g°MusdpÑ L$f°gu fS|>Aps_u |rsÆ L$fuiyÑ.

vi) °fii_ d°mh_pf dpV°$ °fii__u fL$d MpspdpÑ S>dp \B lp°e s°_u °fii_ ıgu lp¢QpX$uiyÑ.

vii) Mpk kÑ≈°Np°dpÑ sdpfp °fii__u fL$d sdpfp Of° lp¢QpX$uiyÑ.

viii) Adpfu b¢L$_u L$p°BZ ipMpdpÑ °fii_f_° °fii_ d°mhhp AphyÑ S>Í$fu (∆hÑssp_yÑ ‚dpZ”) ıhuL$pfuiyÑ.


ix) Ad° ipqffuL$ fus° AÑN Ïe[ºsAp°_p kNpÑ / dpsp rsp_° _°i_g V≤$ıV$ L$pev$p° - 1999 dyS>b L$pev$°kf_p hpgu_u r_dZ|ÑL$ L°$hu fus° L$fhu s°_yÑ dpNÆv$iÆ_ ApuiyÑ S>° A°hpÑ AÑN (ipqffuL$ fus° knd _ lp°e) s°hp Ïe[ºsAp° L°$ S>° Ap°V$uTd (ıhgu_sp_u rhL©$su), k°f°b∞g pÎku (dNS>_p° gL$hp°), dp_rkL$ rhL$gpÑN A_° dÎV$ug X$uk°buguV$u s°d_p hsu Mpsy Mp°gphu A_° Ïehlpfp° L$fu iL°$ R>°.

x) Ad° Qp°L$kpB fpMuiyÑ L°$ Aphu AÑ Ïe[ºsAp° _° bu S> b¢qLÑ$N k°hpAp° S>°hu L°$ Q°L$byL$, A°V$uA°d _u kNhX$, _°V$ b¢qLÑ$N_u kNhX$, gp°L$f_u kNhX$, fuV°$Bg gp°_, æ°$qX$V$ L$pXÆ$ rh. L$p°BZ c°v$cph hNf ‚p· \pe.

xi) AÑ Ïe[ºsAp°_° b¢L$_u rhrh k°hpAp° d°mhhpdpÑ iºe A°V$gu dv$v$ ApuiyÑ.

xii) Ad° r_erds Í$ ° sdpfu kp\° dmhp_yÑ Apep°S>_ L$fuiyÑ S>°\u sd° A_ych_p Appf° sdpfu tQspAp° fS|> L$fu iL$p° s\p kpdyrlL$ A_ych_p Appf° gpc ‚p· L$fu iL$p°.


12. sdpfp Mpsp_u kpQhZu12.1 kgpds A_° cfp°kpp” b¢qLÑ$N A_° QyL$hZu_u Ÿsu

a. Ad° |fp ‚e–_p° L$fuiyÑ S>°\u sd° kgpds A_° cfp°kpp” b¢qLÑ$N A_° Q|L$hZu_u Ïehı\p cp°Nhu iL$p° A_° sd_° s°dpÑ rhÔhpk lp°e.

b. kgpdsu Ïehı\p_p cpNÍ$ ° iºe lp°e –epÑ kukuV$uhu _u Ïehı\p kyfnp_u v$°Mf°M dpV°$ L$fuiyÑ.

12.2 Ad_° hsÆdp_ qf[ı\su \u hpL°$a fpMhp

a. sd_° S>Í$fu k|Q_pAp° dp°L$ghp dpV°$ A° S>Í$fu R>° L°$ sd° sdpfyÑ lpg_yÑ kf_pdyÑ, ap°_ _Ñbf, dp°bpBg _Ñbf A_° / A\hp B-d°Bg ApBX$u Adpfu pk° _p¢ php°.

b. S>Í$f lp°e –epf° sdpfp° kÑ LÆ$ L$fu iL$pe s° dpV°$ sd° kf_pdyÑ ap°_ _Ñbf A_° B-d°Bg ApBX$u bv$gp° s°_u Ad_° ≈Z L$fp°.

12.3 sdpfp Mpsp_u QL$pkZu

a. Ad° N∞plL$ fpMuA° R>uA° L°$ sd° r_erds fus° sdpfp Mpsp_yÑ ıV°$V$d°fiV$ L°$ pkbyL$ spkp°. ƒepf° L$p°B _p¢ sd_° hpÑ pS>_L$ gpN° sp° sysÆ S> Adpfp kÑ LÆ$ L$fp° S>°\u Ad° s°_u spk L$fu iL$uA° X$pef°ºV$ X°$buV$ (kuu Dpf _p¢ ) A_° ıV°$[fiXÑ$N Ap°XÆ$f (ı\peu k|Q_p) A° Ÿrs R>°. S>°dpÑ sd° r_rÚs flp° R>p° L°$ sd° dp°L$ghp dpÑNp° –epÑ S> _pZpÑ lp¢Q° R>°.

b. ƒepf° Adpf° sdpfp Mpsp_p L$p°B Ïehlpf_u spk L$fhu lp°e –epf° sdpf° Ad_°, p°guk_° A_° Afie spk kÑı\pAp°_° klL$pf Aphp° ≈°BA°.

12.4 kÑcpm fpMhu

sdpfp ‹pfp sdpfp Q°L$, pkbyL$ L$pXÆ$T, uApBA°_, pkhXÆ$ A_° Afie kyfnp _u dprlsu_u kÑcpm g°hu S>° sd_° R>°sf]X$u AV$L$phhp A_° sdpfp Mpsp_yÑ fnZ L$fhpdpÑ dv$v$Í$ \i°. sd° _uQ° dyS>b_u k|Q_pAp°_yÑ pg_ L$fip°:

a. _p L$fip° :

i) sdpfu Q°L$byL$ A_° L$pXÆ$ kp\° fpMhp.

ii) klu L$f°gp L$p°fp Q°L$ fpMhp.

iii) L$p°B_° Z sdpfp Mpsp_u dprlsu, pkhXÆ$ L°$ Afie kyfnp_° gNsu dprlsu Aphu.


b. sdpfy L$pXÆ$ / Q°L$byL$ vy$fy ep°N\u kgpds L°$hu fus° fpMhyÑ s°_u kgpl ApuiyÑ.

c. ƒepf° sdpfu Q°L$byL$, pkbyL$ L°$ A°V$uA°d / X°$buV$ L$pXÆ$ Mp°hpe L°$ Qp°fpB ≈e A\hp Afie kyfnp dprlsu_u Afie_° ≈Z \pe sp° sysÆ S> Ad_° ≈Z L$fp° S>°\u Ad° s°_p° vy$fy ep°N fp°L$hp NgpÑ gB iL$uA°. ƒepf° Afie L$p°B_° sdpfp uApBA°_ L°$ pkhXÆ$_u ≈Z \B lp°e –epf° sdpf° s° bv$gu _pÑMhp ≈°BA°.

d. ƒepf° sd° ≈Zp° ANf iÑL$p ≈e ANf Mp”u \pe L°$ sdpfu Q°L$byL$, pkbyL$, L$pXÆ$ Mp°hpeyÑ ANf Qp°fpeyÑ R>° L°$ sdpfp

uApBA°_, pkhXÆ$_° L$p°B ≈Z° R>° –epf° A° AÑN° Ad_° ≈Z L$fhu AphÌeL$ R>°.

e. Dfp°ºs dprlsu AÑN° sd° Adpfu 24 ºgpL$ L$peÆfs V$p°g ‰u (r_:iyÎL$) V°$rgap°_ k°hp, S>°_p° _Ñbf sd_° Ap°gp° R>° s°_p ‹pfp A_° g°rMsdpÑ Z s° ‚dpZ° sp–L$pguL$ Af∆ L$fhu. rhL$ÎÍ$ ° Ap dpV°$ sd_° Ap°gp B-d°Bg A°X≤°$k Df Z ≈Z L$fu iL$p° R>p°.

f. Ad_° ≈Z \ep l°gp_p Ïehlpfp° dpV°$_u S>hpbv$pfu sdpfu fl°i°.

12.5 Q|L$hZu fv$ L$fhu

a. Q°L$_u Q|L$hZu fp°L$hp, ı\peu k|Q_p L°$ X$pef°ºV$ X°$buV$ fp°L$hp sdpf° Ad_° g°rMsdpÑ S> ≈Z L$fhu X°$.

b. Ad° sdpfu d°fiX°$V$ pRy> M¢Qhp_u k|Q_p, |hÆkÑdsu / gpcL$spÆ_u DpX$_u kÑdrs / hpf_pf kÑı\p_u kÑdsu rkhpe N∞p fpMuiyÑ.

c. Q|L$hZu fv$ L$fhp_u sdpfu k|Q_p _l] dm° sp° s° fÿ _p L$fu iL$pe.

d. æ°$X$uV$ L$pXÆ$_u Q|L$hZu s°_° gNsp bu≈ _urs r_edp° A_° ifsp°_° Apu_ R>°.

12.6 _yL$kp_ dpV°$_u S>hpbv$pfu

≈° sd° N°ffusu v$pMhu li° sp° sdpfp Mpsp_p sdpd _yL$kp__u S>hpbv$pfu sdpfu fl°i°. ≈° S>Í$fu kphp_u fpøep hNf h–epÆ lip° sp° sd_° \e°gp bp _yL$kp__u S>hpbv$pfu sdpfu fl°i°.


A°_°ºk : ¡gp°kfu - iÂv$L$p°j

Ap ÏepøepAp° Ap_° L$p°X$dpÑ hpfhpdpÑ Aph°g iÂv$p°_u kdS> Api°. Ap ÏepøepAp° kQp°V$ L$pev$pL$ue A_° V°$º_uL$g ÏepøepAp° _\u.

A°V$uA°d :

Ap°V$p°d°V°$X$ V°$gf diu_ (A°V$uA°d) A°L$ A°hyÑ diu_ R>° S>°dpÑ N∞plL$ uApBA°_ \u s°_p L$pXÆ$_p° Dep°N L$fu iL°$ R>° S>°\u fp°L$X$p, dprlsu

A_° Afie k°hpAp° d°mh° R>°.

b¢qLÑ$N gp°L$ pg (Ap°ÁbX$kd°_) :

b¢qLÑ$N gp°L$ pg rhhpv$p°_p DL°$g_u ıhsÑ” k—p fph° R>° S>°_u ı\p_p qfThÆ b¢L$ Ap°a B[fiX$ep ‹pfp L$fhpdpÑ Aphu R>° S>°\u b¢L$ s°_p Ïe[ºsNs A_° _p_p Ñ pv$pfuAp° h√Q°_p rhhpv$p°_p° DL°$g gphu iL°$.

L$pXÆ$ :

L$p°BZ ‡gp[ıV$L$ L$pXÆ$ dpV°$_p° kpdpfie iÂv$ R>° S>°_p° Dep°N N∞plL$ dpgkpdp_ A_° k°hpAp°_u Q|L$hZu dpV°$ A\hp fp°L$X$_p DpX$ dpV°$ L$f° R>°. Ap L$pXÆ$dpÑ A°V$uA°d / X°$buV$ / æ°$X$uV$ / ıdpVÆ$ L$pXÆ$k _p° kdph°i \pe R>°.

æ°$X$uV$ L$pXÆ$ :

æ°$X$uV$ kNhX$ ApsyÑ A°L$ ‡gp[ıV$L$ L$pXÆ$ R>° S>° Ap_° dpg A\hp k°hp_p cyNsp_ A_° fp°L$X$ fL$d DpX$hpdpÑ L$pd gpN° R>°.

Q°L$ L$g°ºi_ _urs :

Q°L$ L$g°ºi_ _urs Sy>v$p Sy>v$p ı\pr_L$ A_° blpfNpd_p Q°L$ A_° kp_p°_p kÑv$cÆdpÑ b¢L$ ‹pfp A_ykfhpdpÑ Aphsu _ursAp°_p° DÎg°M L$f° R>° S>° A°L$pDfiV$dpÑ S>dp L$fphhp dpV°$ b¢L$dpÑ qX$ p°rTV$ L$fpe R>°.

∑Q°L$ Mfuv$hp_u rh_ÑsuAp°

∑ Q°L$ S>dp L$fphhp_p° kdeNpmp°

∑Q°L$_p L$g°ºi__p rhgÑb_p qL$ıkpdpÑ ÏepS>_u Q|L$hZu

∑ ı\pr_L$ A_° blpfNpd_p Q°L$p°_p qL$ıkpdpÑ sfs S> S>dp Aphp

∑ Q°L$ / BfiıV≥$d°fiV$ Mp°hpB S>hyÑ A_° _hp Q°L$ / BfiıV≥$d°fiV$ Bıey L$fhp dpV°$_p QprS>Æk

L$ıV$df (N∞plL$) :

A°hu Ïe[ºs L°$ S>° MpsyÑ fph° R>° A_° b¢L$_u ‚p°X$ºV$k A_° k°hpAp°_p° gpc g° R>°. (bu∆ Ïe[ºsAp° kp\° ≈°BfiV$ MpsyÑ fphsp N∞plL$, Mpsy

fphsp L$p°B A°Q.ey.A°a._p A°[ºTºeyi_f / L$spÆ A\hp V≤$ıV$u Z kp°g V≤°$X$kÆ, ‚p° fpBV$furi / cpNuv$pfu LÑ$ _u, ºgb A_° kp°kpeV$u rkhpe).


L$ffiV$ AL$pDfiV$ (Qpgy Mpsy) :

qX$dpfiX$ qX$ p°rTV$_pÑ ‚L$pf S>°dpÑ MpspÑ_p b°g°fik_p Appf° L$p°BZ kÑøepdpÑ DpX$_u fhp_Nu lp°e R>° A\hp AdyL$ r_rÚs fL$d ky u.

X$ukuıX$ AL$pDfiV$ (d©sL$_yÑ Mpsy) :

qX$kuıX$ AL$pDfiV$ A° qX$ p°rTV$ AL$pDfiV$ R>° S>°dpÑ k]Ng AL$pDfiV$ lp°ÎX$f d©–ey pd°g R>° A\hp ≈°BfiV$ AL$pDfiV$p°dpÑ A°L$ A\hp hpf° ≈°BfiV$ AL$pDfiV$ lp°ÎX$fp° d©–ey pÁep R>°.

X$ud°V$ Mpsy :

X$udV° $ AL$pDfiV$ A ° X$udV$ufuegpB»X$ AL$pDfiV$_p ° DÎgM° L$f ° R> ° A_ °Ah° Ñy AL$pDfiV$ R> ° S>d° p Ñ fpL° $pZ L$f_pf_p ıV$pL° $ Bgº° V$≤p_° uL$ apd° dÆ p Ñ lpe° R>.°

qX$ p°rTV$ AL$pDfiV$k (S>dp Mpsp) :

∑ "k°h]N qX$ p°TuV$' _p° A\Æ R>° qX$dpfiX$ qX$ p°rTV$_p° ‚L$pf S>°dpÑ depÆv$p lp°e R>° A_° DpX$_u kÑøep s°dS> DpX$_u fL$d A°L$ r_rÔQs kdeNpmp dpV°$ b¢L$ ‹pfp AphpdpÑ Aphsu

fhp_Nu S>°V$gu lp°e R>°.

∑ V$dÆ qX$ p°rTV$_p° A\Æ R>° b¢L$ ‹pfp d°mhhpdpÑ Aphsu r_rÚs kdeNpmp dpV°$_u qX$ p°rTV$ S>°_° aºs r_rÚs kdeNpmp R>u S> DpX$u iL$pe R>° A_° A°dpÑ A°hu qX$ p°rTV$_p° kdph°i \pe R>° S>°d L°$ fuL$f]N / X$bg b°r_qaV$ qX$ p°TuV$k / ip°VÆ$ qX$ p°TuV$k / auºıX$ qX$ p°TuV$k / dÑ\gu BfiL$d kqVÆ$qaL°$V$ / ºhpVÆ$fgu BfiL$d kqVÆ$qaL°$V$ hN°f°.

∑ "_p°V$uk qX$ p°TuV$' _p° A\Æ R>° r_rÚs kdeNpmp dpV°$_u dyv$su \pZ fÑsy A°L$ yfp b¢qLÑ$N qv$hk_u _p°qV$k R>u S> DpX$u iL$pe.

B[ºhV$u :

B[ºhV$u_p° A\Æ R>° L$p° p£f°V$ LÑ$ _u_u \pZ_p° A°L$ cpN S>°_yÑ ‚rsr_r–h LÑ$ _u_p i°fp° ‹pfp L$fhpdpÑ Aph° R>° S>° cp•rsL$ A\hp qX$dV$ufuegpBT ıhÍ$ ° lp°e R>°.

Bg°ºV≤$p°_uL$ ºguef]N krhÆk :

Ap A°L$ bÉL$ AL$pDfiV$ dpÑ \u bu≈ bÉL$ AL$pDfiV$ dpÑ L$fhpdpÑ Aphsp Bg°ºV≤$p°r_L$ aÑX$ V≤$pfikaf _p° ‚L$pf R>° S>° [ºgeqfÑN lpDk_u k°hpAp° _p° Dep°N L$f° R>°.

qaºıX$ ÏepS> _p v$fp° :

raºıX$ ÏepS> _p v$fp°_p° A\Æ R>° L°$ kdN∞ kdeNpmp dpV°$ gp°_ f ÏepS>_p v$fp° _Ω$u L$epÆ dyS>b_p A°L$ kfMp fl°i° A\hp AdyL$ hjÆ bpv$ gp°__p r_edp° A_° s°_u ifsp°_° Appf° bv$gpi°.


„gp°V$]N ÏepS> _p v$fp° :

„gp°V$]N ÏepS> _p v$fp° qaºıX$ _\u lp°sp fÑsy s° f°affik f°V$ kp\° ≈°X$pe°g lp°e R>° A_° s° dyS>b bv$gpsp fl° R>°.

N°fÑV$u :

L$p°B Ïe[ºs ‹pfp AphpdpÑ Aph°g hQ_.

kfL$pfu bp°fiX$ :

kfºpfu bp°fiX$_p° A\Æ R>° ≈l°f gp°_ Ecu L$fhp dpV°$ kfL$pf ‹pfp Ecu L$fhpdpÑ A_° AphpdpÑ Aphsu kyfnp.

X$p°fdfiV$ / B_Ap° f°V$uh Mpsp :

Ap A°L$ A°hyÑ Qpgy A\hp bQs MpsyÑ R>° L°$ S>°dpÑ b° hjÆ \u hy kdeNpmp v$frdep_ L$p°B S> Ïehlpf _ \ep° lp°e.

d°Bg :

cp•rsL$ A\hp Bg°ºV≤$p°r_L$ ıhÍ$ ° ”.

A°_BA°aV$u :

_°i_g Bg°ºV≤$p°r_L$ aÑX$ V≤$pfikaf (A°_BA°aV$u) ep°S>_p A° fpÙ≤$Ïepu aÑX$ V≤$pfikaf ep°S>_p R>° S>°_p ‹pfp ApZp v$°idpÑ L$p°B Z b¢L$_u L$p°B

Z ipMpdpÑ\u Afie L$p°B b¢L$_u L$p°B Z ipMpdpÑ _pZpÑ V≤$pfikaf L$fu iL$pe R>°.

_p°rd_°i__u kyrhp :

_p°rd_°i__u kyrhp\u b¢L$ : d©–ey pd°g \pZv$pf_p _p°du_u_° Q|L$hZu L$f° R>°, S>° fL$d \pZv$pf_p MpspdpÑ S>dp lp°e R>°; s° b¢L$_u L$ıV$X$udpÑ fl°g d©–ey pd_pf Ïe[ºs_u hısyAp° pR>u Ap° R>°; ≈° k°„V$u gp°L$f cpX°$ fpM_pf Ïe[ºs_yÑ d©–ey \pe sp° s°dpÑ\u hısyAp° cpX°$ fpM_pf_p _p°du_u_° Ap° R>°.

hus°gu dyv$s / spfuM hpmp Q°L$ (ıV°$g Q°L$) :

A°hp Q°L$ L°$ S>° gMpep_u spfuM_p 3 (”Z) drl_p R>u DfpZp dpV°$ fS|> L$fhpdpÑ Aph°.

uA°A°_ :

fd°_ÑV$ AL$pDfiV$ _Ñbf A° cpfs kfL$pf_p ApeL$f rhcpN ‹pfp AphpdpÑ Aphsp° A°L$ v$i ApÑL$X$p_p° ApÎapfieyd°qfL$ _Ñbf R>°. s° g°rd_°V°$X$ L$pXÆ$_p ıhÍ$ dpÑ AphpdpÑ Aph° R>°. s° A°L$ L$pedu L$pXÆ$ R>° S>°dpÑ L$fv$psp_p kf_pdpdpÑ a°fapf \hp\u A\hp ApL$pfZu ArL$pfu _p bv$gphp\u L$p°B S> a°fapf \sp° _\u.


pkhXÆ$

A°L$ iÂv$ L°$ ApÑL$X$p A\hp bÑ_°_yÑ kÑep°S>_, S>°\u L$p°X$_° A°ºk°k L$fu iL$pe, S>°_° N∞plL°$ kÑv$ L$ep£ R>° S>°_p\u s°_° ap°_ A\hp BfiV$f_°V$ b¢qLÑ$N k°hp_p Dep°N_u fhp_Nu dm° R>°. s°_p° Dep°N Ap°mMpZ dpV°$ Z \pe R>°.

uApBA°_ (kÆ_g ApBX°$fiV$uqaL°$i_ _Ñbf) :

A°L$ Np° _ue _Ñbf, S>°_p° L$pXÆ$ kp\° Dep°N L$fhp\u N∞plL$_° hısyAp° / k°hpAp°_u Q|L$hZu, fp°L$X$ DpX$ A_° b¢L$ ‹pfp AphpdpÑ Aphsu Afie Bg°ºV≤$p°r_L$ k°hpAp°_u fhp_Nu dm° R>°.

ApfV$u∆A°k :

ApfV$u∆A°k _p° dsgb qfeg V$pBd N∞p°k k°V$gd°fiV$ R>°. s° b¢qLÑ$N rkıV$ddpÑ _pZp_u V≤$pfikaf dpV°$_yÑ kp•\u TX$ u dp›ed R>°. ApfV$u∆A°k dpÑ Ïehlpfp°_yÑ k°V$gd°fiV$ h_ Vy$ h_ Appf Df \pe R>° S>°_° N∞p°k k°V$gd°fiV$ L$l°hpe R>° A_° s° L$p°B Z ≈s_p h°BV$]N rfueX$ hNf syfÑs A°V$g° L°$ qfeg V$pBddpÑ \pe R>°.

f°affik f°V$ :

Ap A°L$ A°hp° b°fiQdpLÆ$ f°V$ R>° L°$ S>°_p Df „gp°qVÑ$N ÏepS>hpmu gp°__p ÏepS> v$fp° _Ω$u L$fhpdpÑ Aph° R>°. ÏepS>_p° Ap f°affik f°V$ ÏeqºsNs b¢L$p°_u _urs_p Appf° _ºL$u / s°dpÑ a°fapf \pe R>°.

rkr_ef rkV$uT_ :

60 hjÆ_u hedepÆv$p hV$phu Q|L°$gu Ïe[ºs.

ıdpVÆ$ L$pXÆ$ :

ıdpVÆ$ L$pXÆ$ A° æ°$qX$V$ L$pXÆ$_u kpBT_yÑ A°L$ ‡gp[ıV$L$ L$pXÆ$ R>° S>°dpÑ X°$V$p ‚p°k°k L$fhp dpV°$ A°L$ dpBæ$p°Qu gNph°gu lp°e R>°. Ap L$pXÆ$ Ïe[ºsNs Ap°mM, ‚dpZuL$fZ A_° dprlsu _p kÑN∞l dpV°$_yÑ kyfrns dp›ed |fyÑ pX°$ R>°. s° V°$rgap°r_L$ L$p°g]N, Bg°ºV≤$p°r_L$ fp°L$X$ QyL$hZu A_° Afie L$pep£ dpV°$ Z Dep°Nu R>°.

V°$qfa riX$Èyg :

b¢L$ ‹pfp s°_p N∞plL$p°_° AphpdpÑ Aphsu ‚p°X$ºV$k A_° k°hpAp° dpV°$ g°hpdpÑ Aphsp iyÎL$ v$ipÆhsyÑ ”L$.

A_°BX$ Q°L$ :

Ap Q°L$ A°hp° Q°L$ R>° S>°_° L$p°B b¢L$ ‹pfp Q|L$hZu rkhpe pR>p° dp°L$ghpdpÑ ApÏep° R>° (fs \ep° R>°).

b¢qLÑ$N L$p°X$T A°fiX$ ıV$pfiX$XÆ$T bp°XÆ$ Ap°a B[fiX$ep (bukuA°kbuApB) ‹pfp fuThÆ b¢L$ Ap°a B[fiX$ep, B[fiX$e_ b¢ºk A°kp°rkA°i_ A_° kÊe‚v$ fphsu b¢L$p°_p klep°N\u Ap L$p°X$ ı\prs L$fhpdpÑ ApÏep° R>°. L$p°X$_p° dyøe l°sy kpfp A_° ep°¡e b¢qLÑ$N Ïehlpf_° D—°S>_ AphyÑ, kÑQpg__p gOy—d

p°fZp° rkŸ L$fhpÑ A_° dyøe–h° kpdpfie S>_sp _° b¢qLÑ$N ‚\pdpÑ rhpk b°k° s° dpV°$ b¢L$ - N∞plL$ h√Q° lpqv$ÆL$ DÛdpS>_L$ kÑbÑ p°_° ‚p°–kpl_ dm° s° R>°.

""b¢L$p°A° A_ph°gp b¢qLÑ$N L$p°X$T A_° ıV$pfiX$XÆ$T _yÑ b¢L$p° ‹pfp pg_ L$fhpdpÑ Aph° R>° L°$ L°$d s°_u v$°Mf°M fpMhp A_° Mpsfu

L$fhp dpV°$'' bukuA°kbuApB _u ı\p_p A°L$ ıhpe— kÑı\p sfuL°$ a°b∞yApfu - 2006 dpÑ L$fhpdpÑ Aphu lsu.

bukuA°kbuApB A° b° L$p°X$ rhL$kpÏep R>° - ""b¢L$p°_u N∞plL$p° ‚–e°_u hQ_bŸsp_p° L$p°X$'' s\p ""k| d A_° _p_p kplkp° ‚–e°_u hQ_bŸsp_p° L$p°X$''. Ap L$p°Xπ$B bukuA°kbuApB _u kÊe b¢L$p° S>°hu L°$ kyr_rÚs h° pfu b°fiL$p°, il°fu klL$pfu b¢L$p° A_° n°”ue N∞pduZ b¢L$p° A° A_ph°g R>°.

bukuA°kbuApB s°_u kÑfQ_p A_° OX$sf dyS>b aqfepv$p°_p r_hpfZ dpV°$_yÑ dÑX$m _\u. ≈° L°$ bukuA°kbuApB aqfepv$p°_° S>Í$f spk° R>° Z s°_u pR>m_p° l°sy ‚ZpguNs MpduAp° lp°e sp° s°_° Ap°mMhp, _ursdpÑ AÑsf lp°e, ‚qæ$epAp° A_° Ïehlpfp°dpÑ MpduAp° lp°e sp° s° ky pfhp NgpÑ g°hp s°hp° R>°.

bukuA°kbuApB rhi° rhıs©s dprlsu d°mhhp h°bkpBV$ www.bcsbi.org.in Df gp°N Ap°_ L$fhp rh_Ñsu R>°.

BC

SB

I G

UJ

11/1

4

n°pll$p¡dpv¡$ u b¢l $ u âqsbÙsp u apqpfk—rlsp · b¢ql—$n l$p¡x $t a¡Þ x$...

Documents