office of student financial assistance an overview of maryland state financial aid programs...

7/30/2019 Office of Student Financial Assistance An Overview of Maryland State Financial Aid Programs 2012-2013

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The Maryland Higher Educ ation CommissionOffic e of Student Financ ial Assistanc e

MONEY FOR COLLEGE!An Overview of Sta te Financ ia l Aid Programs

2012-2013


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Contents Typ es and Sources of Assistanc e

How to App ly for Fina nc ia l Assista nc e

Overview of Sta te Programs

Need-based Programs Legisla tive Programs

Merit-based Programs

Workforc e Shorta ge Student Assista nc e Grant

Unique Popula tion Programs Other Sta te Aid Programs

Ad d itiona l Resourc es, Programs, and Information

Offic e of Stud ent Fina nc ia l Assista nc ewww.mhec.state.md.us
http:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.us


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Typ es and Sourc es of Assistanc e

Types of Aid Sources of Aid Grants (typ ic a lly need Federal

based) State Scholarships

Institution Loans

Private Work-Study



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How to App ly for Fina nc ia l Assistanc e

Researc h program elig ib ility requirements

Complete a nd submit approp ria te app lic a tions

App ly on or before p rog ram dea d lines For Sta te Financ ia l Aid Programs, contac t the

Offic e of Stud ent Fina nc ia l Assistanc e (OSFA)

Learn as much as you can as early as possible about aid

opportunities



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How to App ly for Need-basedSta te Aid

File the Free App lic a tion for Federa lStudent Aid FAFSA

File on-line a t www.fafsa.gov

Complete a ll items

Parents and students must a pp ly for aP.I.N. to sign elec tronica lly

Sub mit to Federa l Proc essor by MARCH 1each year!

http:///reader/full/www.fafsa.govhttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.fafsa.govhttp:///reader/full/www.mhec.state.md.us


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Student Aid Report (SAR)Expec ted Family Contribution (EFC)

After the FAFSA is filed you w ill be sent a Student AidReport (SAR) via email

Review the SAR c arefully to ensure a ll information is c orrec t make c orrec tions as necessary and submit them to the

Federa l Processor(you will rec eive a correc ted SAR)

Your SAR will p rovide your Expec ted Family Contribution(EFC)

Your EFC c ombined with your c olleg e c ost o f a ttend ance(COA) determines your elig ib ility fo r a Federa l Pell Grantand other need -based grants, inc lud ing Sta te a id



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Don t Forget.

Use a street address, not a P.O. Box

Inc lude a Maryland college on the FAFSA

Complete the c itizenship questions

Stud ent name entered on the FAFSA should bethe same as on the Soc ia l Sec urity c a rd

The stud ent s information should be entered in

Step One, not pa rent s or sib ling information



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Don t Forget.

Complete inc ome sec tion even if inc ome is zero

Doub le c hec k Soc ia l Sec urity numb er and inc ome information

Ad justed Gross Inc ome should not equa l taxes pa id

Both you and your parents must a pp ly for a P.I.N. to submit theFAFSA electronically

Send a c opy of your c orrec ted SAR to OSFA if changes a remade a fter March 15

Clic k the submit button if filing elec tronic a lly Afte r c lic king submit , p rint sc reen with the c onfirma tion

number



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Cost of Attendance (COA)a t Institutions Inc ludes:

Tuition and fees

Room and board

Books and sup p lies COA

Transporta tion

Persona l expenses



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___________________

Calc ula tion of Financ ia l Need

COA minus EFC minus Pell = Financ ia l Need

Example:

COA $10,500EFC -2,500Pell -1,000

Need $7,000



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Need-based Financ ia l Aid Programs

Howard P. Rawlings

Educ a tiona l Assista nc e Grant

Gua ranteed Ac c ess Grant

Part-Time Grant



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Howard P. Rawlings Educ a tiona lAssistanc e Grant: $400 - $3,000 annua lly

New and renewa l students must file the FAFSA by March 1Each Year

OSFA will elec tronica lly rec eive FAFSA info rmation ifsubmitted on time

Stud ents must d emonstra te financ ia l need (Stud ents with the greatest need and lowest EFC a re

awarded first) Students must enroll as full-time, degree-seeking

undergradua tes a t a 2-yea r or 4-yea r c ollege or universityin Maryland

Parents and stud ents must be Maryland residents



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Howard P. Rawlings GuaranteedAc c ess Grant: $400 - $15,500 annua lly

Ap p ly as a high sc hool senior, unless extenua ting c irc umsta nc esprevents it

Must submit a Guaranteed Ac c ess Grant app lica tion and FAFSA

FAFSA enc ouraged by March 1 Minimum 2.5 c umula tive, unweighted high school GPA

Must c omplete a colleg e prep ara tory prog ram

Stud ents must ha ve a high-sc hool d ip loma; those with a GED are noteligible

Must enroll as full-time, degree-seeking und ergradua tes a t a 2-yea r or4-year c ollege or university in Ma ryland

Parents and stud ents must be Ma ryland residents



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Howard P. RawlingsGuaranteed Ac c ess Grant

Family inc ome must meet the following standards:Ac ademic Year 2012-2013

Family Size Tota l Inc ome1 $14,0792 $18,9413 $23,8034 $28,665

Add $4,862 for ea c h add itiona l fam ily member To renew an a ward , the FAFSA m ust b e filed by March 1 Eac h

Year and students must continue to mee t inc om e req uirements



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Part-Time Grant:$200 - $2,000 annua lly

Funds a re a lloc a ted d irec tly to Marylandcolleges

College financ ia l a id offic es selec t stud ents:

Enrolled as part-time (6-11 c red its persemester) und ergradua tes, or

Dually enrolled in high sc hool

Stud ents must d emonstra te financ ia l need



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Sena toria l and Delega te Sc hola rships

All stud ents may app ly: High sc hool seniors

Undergraduates

Graduates Ca reer or tec hnic a l sc hool students

Ma y be used for:

Full-time or part-time enrollment

Ma ryland residents



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Sena toria l Sc ho la rship :$400 - $9,400 annua lly

File FAFSA by March 1

Demonstra te financ ia l need

Some a wards a re renewab le for an add itiona l 3years

Contac t Sena tor for app lic a tion a nd renewa lprocedures

Note: Sena tors have the op tion to award ; som e do not selec t rec ip ients but

put their funds into other p rograms administered by OSFA

Offic e of Stud ent Financ ia l Assista nc ewww.mhec.state.md.us


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Delega te Sc hola rship :$200 - $9,400 annua lly

Contac t Deleg a te for app lic a tion p roc ed ure

Must app ly eac h yea r for an award ; they are notrenewable

FAFSA may not b e required

Note: Deleg ates have the op tion to a ward ; som e do not selec t rec ip ients but

put their funds into other p rograms administered by OSFA



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Unique Ma jor

Funds awarded for the Sena toria l and Delega tesc hola rships may be used a t a n out-of-sta teinstitution if the student s ac ademic p rogram is

not o ffered a t a Maryland institution

Review our website und er Fina nc ia l AidAp p lic a tions, Sena toria l and Delega te

Sc hola rship p rograms, for more information onhow to a pp ly



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Cha rles W. Riley Fire & Emergenc y Med ic a lServices Tuition Reimbursement Program

You will rec eive the a c tua l dolla r amount of tuition chargesyou have p a id , up to $6,776

For ac tive c areer or volunteer firefighters, ambulanc e o r

resc ue squad members Must agree to serve a Ma ryland c ommunity as a c a reer or

volunteer firefighter or ambulanc e and resc ue squadmember while you take c olleg e c ourses

You must serve for one yea r a fter you c omplete thecourses



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Workforc e Shorta ge StudentAssistanc e Grant: $1,000 - $4,000 annua lly

Enc ompasses the fo llowing fields:

Child Care Providers

Human Servic es

Nursing Physic a l and Oc c up a tiona l Therap ists and Assista nts

Pub lic Service

Social Work Teac hing



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Workforc e Shorta ge StudentAssistanc e Grant

Workforce Shorta ge Student Assista nc e Grants requirerec ip ients to agree to work in c erta in fields or a reas in Marylandin order to rec eive a n award

Programs a re a va ilab le for a variety of ac ademic ma jors or

degrees a t the undergraduate or graduate level, as well as full-time o r part-time stud y

Ap p lic a tion req uired by July 1 dea d line a nd it is rec ommendedtha t the FAFSA a lso be filed by the July 1 deadline

Ad d itiona l information on eac h workforc e shortage p rogram is

ava ilab le in OSFA p ub lic a tions and a t www.mhec.state.md.us

http:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.us


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Veterans of the Afghanista n & IraqConflic ts Sc ho la rship Program

ELIGIBILITY REQUIREMENTS

Uniformed Services Members of the United Sta tes who served in Afghanista non or a fter Oc tober 24, 2001 or in Iraq on or a fter Ma rc h 19, 2003 may app lyfor a sc hola rship if they are:

A veteran or ac tive d uty member of the U.S. Armed Forces who serveda t lea st 60 days as defined above

A member of a reserve component of the U.S. Armed Forc es or theMa ryland Nationa l Gua rd who was ac tivated as a result o f theAfghanistan or Iraq Conflic ts and served a t least 60 days, as definedabove

a son, daughter, or spouse of a veteran, ac tive duty member or reservememb er as defined above



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Veterans of the Afghanista n & IraqConflic ts Sc ho la rship Program

Elig ib le students must c om p lete a nd file the app lic a tion (inc lud ing req uireddoc umenta tion) and the Free Ap p lic a tion fo r Fed eral Student A id (FAFSA) by theMarch 1 deadline

App lic ants must b e Ma ryland residents, which include ac tive mem bers of the U.S.Armed Forc es, their spouses and their dep end ent c hild ren who a re sta tioned in theSta te of Maryland or whose home of residenc y is Ma ryland

Ap p lic ants must b e enrolled as either a full-time (12+ c red its per semester) or pa rt-time (6-11 cred its per sem ester) undergraduate student a t a n e lig ib le Ma rylandinstitution

Award amount is 50% of annual tuition a nd ma ndatory fees, room and boa rd andma y not to exc eed $10,058

Elig ib le app lic ants who a re ve terans will be g iven p riority over depend ent c hild renor spouses. Within p riority g roups, app lic ants will be ranked ac c ord ing toap plic ation c omp lete d ate

Online a pp lic a tion will be a va ilab le on MHECs website in Janua ry 2012



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Edward T. Conroy Memoria l Sc ho la rship :Maximum award $9,468 annua lly

Ap p ly through the institution s financ ia l a id offic e You must be:

The son or daughter of a member of the United Sta tes Armed Forc eswho d ied or who suffered a service c onnec ted 100% permanentd isab ility a s a result o f milita ry service

A veteran who suffers a service c onnec ted d isab ility o f 25% orgreater as a result o f milita ry servic e and has exha usted or is nolonger elig ib le for fed era l veterans ed uca tiona l bene fits

The son, daughte r, or surviving spouse (who has not remarried ) of avic tim of the September 11, 2001 terrorist a ttac ks who d ied as a

result o f the a ttac ks on the World Trade Cente r in New York City, thea tta ck on the Penta gon in Virg inia , or the c rash of United AirlinesFlight 93 in Pennsylvania



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Edward T. Conroy Memoria l Sc ho la rship(Continued)

You must be (c ontinued ):

A POW/ MIA o f the Vietna m Conflic t or his/ her son or daughter

The son, daughter, or surviving spouse (who ha s not

remarried ) of a Sta te o r loc a l pub lic sa fety em ployee o rvolunteer who d ied in the line of duty or who was 100%disab led in the line of duty

A Sta te or loc a l pub lic sa fety em ployee or volunteer whobec ame 100% d isab led in the line of duty



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Tuition Waiver for Foster Care Rec ip ients

Students who resided in an out of home p lac ement in Ma ryland: On their 13th b irthday and were then adop ted from the out of

home p lac ement a fter their 13th b irthday; or At the time they graduated high sc hoo l or ea rned a GED

Attend a p ublic c olleg e in Maryland File the FAFSA every year no la ter than March 1 Tuition a nd fees not c overed by grants or sc holarships are wa ived Must enroll as a degree-seeking stud ent b efore age 25 Be sure to d isc uss with the financ ia l a id offic er a t the c ollege or

university List o f elig ib le students is sent to the pub lic c olleges and universities

Conta c t soc ia l worker if not on the list



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Gradua te and Professiona l Sc ho la rshipProgram: $1,000 - $5,000 annua lly

Stud ents must b e Maryland residents Must d emonstra te financ ia l need Enroll as a degree-seeking gradua te or p rofessiona l stud ent, either

full-time or pa rt-time

Attend one of the fo llowing sc hools: University o f Maryland , Ba ltimore Sc hool of Med ic ine, Dentistry, Law, Pha rmac y, or

Soc ia l Work University o f Ba ltimo re Sc hool of Law; The Johns Hopkins University Sc hool of Med icine; The Virg inia -Maryland Reg iona l Colleg e of Veterina ry Med ic ine;

Any Maryland institution o ffering a Ma ster s Deg ree in Soc ia l Work; Any Maryland institution o ffering a Ma ster s Deg ree in Nursing ; or Any Maryland institution o ffering a Ma ster s/ Professiona l Deg ree in Pha rmac y

Offic e of Stud ent Fina nc ia l Assista nc e

www.mhec.state.md.us


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Other Sta te Fina nc ia l Assistanc ePrograms

Janet L. Hoffman Loan Assista nc e RepaymentProgram (LARP)

Ma ryland Loan Assista nc e Repayment Program for

Physic ians (MLARP) Ma ryland Dent-Care Loan Assista nc e Repayment

Program (MDC-LARP)

Nurse Sup port Program II Gradua te Nursing Fac ulty

Sc ho la rship and Living Expenses Grant John R. Justic e Student Loan Repayment Program




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Fund ing for Sta te Aid Programs

All Sta te a id p rograms a re sub jec t to appropria tedfunding

Funding levels may change from yea r to yea r

Renewa l awards a re genera lly funded p rior to newawards




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Ad d itiona l Resourc esAd d itiona l Resourc es and Informationand Information Information a va ilab le online a t Ma ryland Student Guide

College 411: Stud ent Guide

An Aca dem ic YearPreparing for College

Prep are for c olleg e for the entire a c ademic year

Offic e of Student Financ ia lOffic e of Stud ent Fina nc ia l Assista nc eAssistanc e

www.www.mhec.mhec.sstate.tate.mmd.usd.us
http:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.us


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Academic Common Market

A c onsortium of 16 southern sta tes tha t a llow non-residents toenroll in spec ific degree p rograms a t in-sta te tuition ra tes, if anac ademic p rog ram is not o ffered in the student s home sta te

Alabama

Arkansas

Delaware

Georgia Kentucky Louisiana Mississipp i North Carolina Oklahoma South Carolina Tennessee Virginia

West Virg inia Florida (grad only) Texas (g rad only)

Ap p lic a tions a re a va ilab le from MHEC Ac adem ic Affa irs and in the high sc hoo lguidance offic e




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College Savings Plan o f MD

Ma king Co llege Affordab le for Ma ryland and D.C.Families

www.collegesavingsmd.org 217 E. Redwood St., Suite 1340

Ba ltimore, Ma ryland 212021-888-4MD-GRAD or 410-767-2024


http:///reader/full/www.collegesavingsmd.orghttp:///reader/full/www.mhec.state.md.ushttp:///reader/full/www.collegesavingsmd.orghttp:///reader/full/www.mhec.state.md.us


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Fina l Rec ommenda tions Ap p ly ea rly for Ma ryland Sta te Aid !

Ap p ly for a ll g rants and sc hola rships for whic h you mightbe e lig ib le!

FAFSA is the app lic a tion for the need-based EA Grant!

Most othe r p rograms require a n add itiona l app lic a tion!

Both p arents and stud ents must be Maryland residents fora ll OSFA awards!

Student must a ttend a c olleg e in Ma ryland !(except Legisla tive Sc hola rships for approved unique ma jors)

Seek advic e from the c olleg e financ ia l a id offic e!




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Our Information

Offic e of Student Fina nc ia l Assista nc e

Telephone num ber: 410-767-3300

Toll free number: 1-800-974-1024

E-mail: [email protected]

MD CAPS System: https://mdcaps.mhec.state.md.us


mailto:[email protected]:///reader/full/https://mdcaps.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.usmailto:[email protected]:///reader/full/https://mdcaps.mhec.state.md.ushttp:///reader/full/www.mhec.state.md.us

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