CREDIT RISK MANAGEMENT

TEAM:

SANIKA DIXITSHWETA VAIDYA

SNEHA SALIANSNEHAL DATTA

• Credit Risk is the risk of default on a debt that may arise from a borrower failing to make the required payments

• Credit risk management is the process of mitigating these losses by understanding the banks loan loss reserves and its capital

• BI solution enables you to assess credit portfolio risks accurately, reduce financial losses, and speed up the processing of reporting data.

Motivation

KPIs• Profit per region• Profit per product• Profit Growth per region• Profit Growth per product• Customer growth per region• No of customers per region• No of customers per product• Average credit risk of customers• Allocation reserve per region• Allocation reserve per area• Allocation reserve per branch

ETL

PRODUCT BASED ANALYSIS

Customer Concentration by Region

Customer Count By Product

Future Growth

Allocation Reserve