oly.com.pk · 2015. 1. 10. · 108 4.1 monetary statistics (million rupees) other currency banks’...

108

4.1 Monetary Statistics

(Million Rupees)

Other Currency Banks’ Reserve Scheduled Narrow Scheduled Broad Money Currency Deposits in Tills of Deposits Money Banks' Money Banks' Money Multi-

Period 1 in with Scheduled with (M0) Demand (M1) Time (M2) plier Circulation SBP 3 Banks SBP (1+2+3+4) Deposits 4 (1+2+6) Deposits 4 (7+8) (9 / 5)

1 2 3 4 5 6 7 8 9 10

1950 1,747 37 47 149 1,980 1,000 2,784 200 2,984 1.51

1951 2,027 47 53 189 2,316 1,099 3,173 277 3,450 1.49

1952 2,236 36 57 109 2,438 1,045 3,317 243 3,560 1.46

1953 2,235 31 49 146 2,461 1,118 3,384 304 3,689 1.50

1954 2,415 41 44 164 2,664 1,202 3,658 433 4,091 1.54

1955 2,600 36 48 194 2,878 1,270 3,906 519 4,425 1.54

1956 3,050 83 50 275 3,458 1,431 4,564 564 5,128 1.48

1957 3,430 105 53 161 3,749 1,490 5,025 567 5,593 1.49

1958 3,624 57 52 209 3,942 1,689 5,370 700 6,070 1.54

1959 3,643 47 69 262 4,021 1,870 5,560 753 6,313 1.57

1960 3,812 52 82 194 4,140 1,997 5,861 946 6,807 1.64

1961 3,843 49 83 196 4,171 1,991 5,883 1,228 7,111 1.70

1962 3,865 64 95 230 4,254 2,190 6,119 1,507 7,626 1.79

1963 4,157 82 130 306 4,675 2,780 7,019 1,935 8,954 1.92

1964 4,661 68 149 384 5,262 3,274 8,003 2,432 10,435 1.98

1965 5,037 63 166 584 5,850 3,655 8,755 3,228 11,983 2.05

1966 5,936 96 230 491 6,753 3,540 9,572 4,448 14,019 2.08

1967 5,682 160 351 759 6,952 4,244 10,086 5,586 15,672 2.25

1968 5,885 151 311 687 7,034 5,328 11,364 5,504 16,868 2.40

1969 6,783 319 314 758 8,174 5,725 12,827 5,730 18,557 2.27

1970 7,095 298 352 866 8,611 6,624 14,017 6,523 20,540 2.39

1971 8,157 388 658 831 10,034 7,316 15,861 6,231 22,092 2.20

1972 5,173 1,133 498 1,334 8,138 8,824 15,130 6,929 22,059 2.71

1973 7,286 496 577 1,589 9,948 10,264 18,046 9,022 27,068 2.72

1974 2 9,295 795 729 1,424 12,243 11,455 21,545 9,134 30,679 2.51

1975 10,273 331 833 1,874 13,311 12,051 22,655 10,419 33,074 2.48

1976 12,603 210 1,012 2,252 16,077 14,868 27,681 13,970 41,651 2.59

1977 15,523 225 1,679 2,777 20,204 19,506 35,254 16,519 51,773 2.56

1978 18,310 277 1,654 3,467 23,708 23,602 42,189 21,470 63,659 2.69

1979 23,745 330 2,060 4,371 30,506 28,917 52,992 25,620 78,612 2.58

1980 27,649 651 2,187 4,747 35,234 33,689 61,989 30,435 92,424 2.62

1981 34,750 571 2,515 4,539 42,375 38,239 73,560 31,061 104,621 2.47

1982 37,650 604 2,665 5,983 46,902 42,672 80,926 35,584 116,510 2.48

1983 45,767 547 3,020 6,707 56,041 50,228 96,542 49,483 146,025 2.61

1984 52,039 699 3,004 8,161 63,903 50,707 103,445 59,822 163,267 2.55

1985 56,447 742 4,087 8,719 69,995 61,779 118,968 64,937 183,905 2.63

109

4.1 Monetary Statistics (Million Rupees)

Other Currency Banks’ Reserve Scheduled Narrow Scheduled Resident Broad Money Currency Deposits in tills of Deposits Money Banks' Money Banks' Foreign Money Multi-

YEAR 1 in with Scheduled with (M0) Demand (M1) Time Currency (M2) plier Circulation SBP 3 Banks SBP (1+2+3+4) Deposits4 (1+2+6) Deposits4 Deposits (7+8+9) (10/5)

1 2 3 4 5 6 7 8 9 10 11

1986 63,276 878 4,101 9,880 78,135 70,677 134,831 76,280 - 211,111 2.70

1987 74,703 1,102 4,623 19,729 100,157 83,821 159,626 80,398 - 240,024 2.40

1988 87785 1,218 5,135 13,952 108,090 96,077 185,080 84,434 - 269,514 2.49

1989 97,508 3,132 4,984 15,846 121,470 105,719 206,359 84,098 - 290,457 2.39

1990 115,067 2,209 5,351 17,572 140,199 122,881 240,157 101,094 - 341,251 2.43

1991 Jun. 136,967 3,114 7,339 22,427 169,847 125,060 265,141 126,016 9,487 400,644 2.36

Dec. 142,892 4,407 6,900 45,724 199,923 132,858 280,157 138,906 16,819 435,882 2.18

1992 Jun. 151,819 3,322 8,962 43,773 207,876 147,767 302,908 159,657 43,004 505,569 2.43

Dec. 162,324 5,827 8,237 37,437 213,825 161,923 330,074 195,900 57,920 583,894 2.73

1993 Jun. 166,864 4,449 11,301 41,243 223,857 156,509 327,822 206,294 61,274 595,390 2.66

Dec. 177,856 8,642 9,699 47,977 244,174 157,454 343,952 227,470 77,827 649,249 2.66

1994 Jun. 184,708 5,506 13,738 54,404 258,356 168,554 358,768 252,497 92,134 703,399 2.72

Dec. 202,327 4,296 13,984 61,934 282,541 192,186 398,809 275,908 97,154 771,871 2.73

1995 Jun. 215,579 5,055 16,363 45,855 282,852 202,505 423,139 296,521 105,073 824,733 2.92

Dec. 234,011 3,761 13,949 53,949 305,670 200,907 438,679 305,688 121,431 865,798 2.83

1996 Jun. 234,110 6,791 19,328 49,852 310,081 207,108 448,009 344,713 145,958 938,680 3.03

Dec. 252,070 5,995 13,987 49,007 321,059 184,334 442,399 350,197 183,560 976,156 3.04

1997 Jun. 244,141 7,135 17821 77,949 347,046 192,275 443,551 386,801 222,882 1,053,234 3.03

Dec. 272,052 6,931 14,531 73,568 367,082 249,441 528,424 364,579 277,522 1,170,525 3.19

1998 Jun. 272,922 6,412 18769 71,375 369,478 200,997 480,331 447,432 278,556 1,206,320 3.26

Dec. 301,146 8,054 18,325 87,101 414,626 312,057 621,257 462,353 178,911 1,262,522 3.04

1999 Jun. 287,716 6,212 18,870 85,185 397,983 349,115 643,043 516,586 120,917 1,280,546 3.22

Dec. 341,024 6,427 22,088 98,952 468,491 387,267 734,718 497,669 84,602 1,316,989 2.81

2000 Jun. 355,677 7,959 19,468 114,703 497,807 375,397 739,033 549,124 112,475 1,400,632 2.81

Dec. 410,468 7,772 20,216 20,386 458,842 367,177 785,417 568,594 122,664 1,476,675 3.22

2001 Jun. 375,465 11,292 19,178 127,266 533,201 374,675 761,432 610,458 154,154 1,526,044 2.86

Dec. 429,360 11,132 22,466 125,719 588,677 414,793 855,285 651,542 143,298 1,650,125 2.80

2002 Jun. 433,816 13,847 26,414 110,522 584,599 429,175 876,838 727,076 157,456 1,761,370 3.01

Dec. 487,746 2,127 25,510 125,152 640,534 527,587 1,017,460 779,877 130,658 1,927,995 3.01

2003 Jun. 494,577 3,499 30,415 140,990 669,481 608,170 1,106,246 846,321 126,138 2,078,705 3.10

Dec. 567,519 3,495 30,273 145,224 746,511 698,321 1,269,335 861,809 135,019 2,266,163 3.04

2004 Jun. 578,116 2,116 36,432 156,204 772,868 791,413 1,371,645 969,217 145,694 2,486,556 3.26

Dec. 655,282 5,499 38,836 196,348 895,965 881,046 1,541,828 1,016,729 172,493 2,731,048 3.05

2005 Jun. p 665,911 3,355 43,462 196,302 909,010 954,880 1,624,127 1,161,202 180,295 2,965,623 3.26

1. End Jun. and Dec, last working day. 2. Adjusted for former East Pakistan portion of assets and liabilities of Eastern Banking Corporation, Eastern Mercantile Bank and Union Bank Ltd.,

whose reporting in the Press Communiqué was discounted sine 8th February 1974, so as to make the data comparable with those in earlier period. 3. Excluding IMF A/c Nos. 1 & 2 SAF loan accounts, counterpart funds, deposits of foreign central banks, foreign governments, international

organizations and deposit money banks etc.

4. Excluding inter-bank deposits, deposits of central, provincial governments and foreign constituents.

P: Provisional

110

4.2 Currency in Circulation

(Million Rupees)

Held by Held by Currency Currency Period 1 One Rupee Five Rupee Banking Issue in Tills of in

Subsidiary Coins Bills Total Department Department Scheduled Circulation Coins and above and above (1+2+3) of SBP of SBP Banks (4-5-6-7)

1 2 3 4 5 6 7 8

1950 24 56 1,765 1,845 51 - 17 1,747

1951 63 95 1,978 2,136 55 - 53 2,027

1952 79 121 2,155 2,355 61 - 57 2,236

1953 82 124 2,184 2,390 104 - 49 2,236

1954 87 134 2,364 2,585 124 - 44 2,416

1955 91 142 2,535 2,768 119 - 48 2,600

1956 98 169 3,960 3,227 125 - 50 3,051

1957 103 180 3,318 3,318 118 - 53 3,429

1958 110 195 3,465 3,770 93 - 52 3624

1959 110 237 3,512 3,859 101 45 69 3,643

1960 113 237 3,679 4,029 113 40 64 3,812

1961 116 237 3,768 4,121 159 36 83 3,843

1962 119 237 3,793 4,149 148 40 95 3,865

1963 123 287 4,098 4,508 145 76 130 4,157

1964 129 287 4,573 4,989 130 49 149 4,661

1965 135 387 4,959 5,481 143 135 166 5,037

1966 134 387 5,888 6,409 142 133 198 5,936

1967 148 387 5,755 6,290 137 120 351 5,682

1968 158 387 5,880 6,425 126 103 311 5,885

1969 169 387 6,764 7,320 135 88 314 6,783

1970 181 387 7,148 7,716 198 71 352 7,095

1971 164 437 8,375 8,976 100 61 658 8,157

1972 122 365 5,398 5,885 98 116 498 5,173

1973 133 365 7,697 8,195 199 133 577 7,286

1974 2 147 365 9,836 10,348 239 73 741 9,295

1975 160 365 10,949 11,474 332 36 833 10,273

1976 175 515 13,306 13,995 300 80 1,012 12,603

1977 218 579 16,758 17,555 221 132 1,679 15,523

1978 238 629 19,605 20,472 371 137 1,654 18,310

1979 257 679 25,248 26,184 269 110 2,060 23745

1980 279 779 29,178 30,236 232 168 2,187 27,649

1981 247 1,036 36,362 37,646 257 124 2,515 34,750

1982 272 1,137 39,279 40,689 237 137 2,665 37,650

1983 301 1,237 47,369 48,907 74 46 3,020 45,767

1984 329 1,387 53,724 55,440 211 186 3,004 52,039

1985 354 1,586 58,859 60,799 225 40 4,087 56,447

111

4.2 Currency in Circulation

(Million Rupees)

Held by Held by Currency Currency YEAR 1 One Rupee Five Rupee Banking Issue in Tills of in

Subsidiary Coins Bills Total3 Department Department Scheduled Circulation Coins and above and above ( 1+2+3 ) of SBP of SBP Banks (4-5-6-7)

1 2 3 4 5 6 7 8

1986 380 1,787 65,637 67,804 197 230 4,101 63,276

1987 408 1,787 77,796 79,991 321 344 4,623 74,703

1988 445 1,787 91,205 93,437 209 308 5,135 87,785

1989 470 1,787 100,981 103,238 292 454 4,984 97,508

1990 515 1,787 118515 120,817 112 287 5,351 115,067

1991 Jun. 559 2,186 142,171 144,916 167 443 7,339 136,967

Dec. 571 2,188 148,289 151,048 596 660 6,900 142,892

1992 Jun. 591 2,187 158,655 161,433 150 502 8,962 151,819

Dec. 608 2,587 167,919 171,114 338 215 8,237 162,324

1993 Jun. 627 2,587 175,719 178,933 424 344 11,301 166,864

Dec. 638 2,607 185,333 188,578 366 657 9,699 177,856

1994 Jun. 654 2,827 195,809 199,290 170 454 13,958 184,708

Dec. 654 2,604 213,942 217,200 312 577 20,484 195,827

1995 Jun. 672 2,604 229,313 232,589 234 413 16,363 215,579

Dec. 672 2,604 245,420 248,696 331 405 13,949 234,011

1996 Jun. 684 2,604 250,620 253,908 165 305 19,328 234,110

Dec. 687 2,525 263,684 266,896 457 382 13,987 252,070

1997 Jun. 697 2,528 259,364 262,589 219 408 17,821 244,141

Dec. 699 2,588 284,012 287,299 260 456 14,531 272,052

1998 Jun. 701 2,564 289,998 293,263 154 1,418 18,769 272,922

Dec. 702 2,601 318,129 321,432 259 1,702 18,325 301,146

1999 Jun. 702 2,514 305,326 308,542 120 1,835 18,870 287,716

Dec. 700 2,558 361,930 365,188 294 1,781 22,088 341,024

2000 Jun. 700 2,558 373,739 376,997 100 1,751 19,468 355,677

Dec. 702 2,623 429,215 432,540 127 1,728 20,216 410,468

2001 Jun. 708 2,726 393,114 396,548 178 1,727 19,178 375,465

Dec. 710 2,916 450,105 453,731 187 1,718 22,466 429,360

2002 Jun. 665 3,055 458,375 462,095 127 1,738 26,414 433,816

Dec. 665 3,423 511,287 515,375 169 1,951 25,510 487,746

2003 Jun. 662 4,004 522,891 527,557 214 2,351 30,415 494,577

Dec. 662 4,405 595,285 600,352 126 2,435 30,273 567,519

2004 Jun. 664 4,941 611,904 617,508 161 2,799 36,432 578,116

Dec. 667 5,574 691,072 697,313 126 3,068 38,836 655,282

2005 Jun. 667 6,093 705,720 712,480 146 2,961 43,462 665,911

1. End Jun. and Dec, last working day 2. Adjusted for former East Pakistan portion of assets and liabilities of Eastern Banking Corporation, Eastern Mercantile Bank and Union Bank

Ltd., whose reporting in the Press Communiqué was discounted sine 8th February 1974, so as to make the data comparable with those in earlier period.

3: Totals may not tally due rounding .

112

4.3 Liabilities and Assets of State Bank of Pakistan

Issue Department (Million Rupees)

L I A B I L I T I E S A S S E T S Gold and Foreign Assets

Period 1 Notes held in the Notes Total Gold, Coins Approved Foreign Exchange

3 Special

Banking in Liabilities / and Sterling Gov. of India India Drawing Department Circulation Assets Bullion 2 Securities Securities Notes 4 Rights Total

1948 Jun. 59.3 700.6 759.9 - - - 220.7 - 220.7 Dec. 23.5 1,673.6 1,697.1 20.1 257.0 155.6 814.4 - 1,557.1 1949 Jun. 57.5 1,682.0 1,739.5 42.1 841.7 324.7 419.4 - 1,627.9 Dec. 31.9 1,706.9 1,738.8 42.1 575.3 316.4 431.7 - 1,365.5 1950 Jun. 50.6 1,714.4 1,765.0 42.1 671.2 143.9 299.9 - 1,157.1 Dec. 57.4 1,925.1 1,982.5 42.1 671.2 132.7 299.9 - 1,145.9 1951 Jun. 55.4 1,924.2 1,979.6 42.1 821.7 130.6 299.9 - 1,294.3 Dec. 62.3 2,351.0 2,413.3 42.1 1,123.0 119.3 299.9 - 1,584.3 1952 Jun. 61.3 2,093.6 2,154.9 79.1 784.3 119.4 299.9 - 1,282.7 Dec. 48.0 2,008.2 2,056.2 79.1 392.8 118.8 299.9 - 890.6 1953 Jun. 103.8 2,080.7 2,184.5 79.1 390.8 118.8 299.9 - 888.6 Dec. 42.5 2,198.1 2,240.6 79.1 394.7 118.6 299.9 - 892.3 1954 Jun. 123.8 2,240.2 2,364.0 79.1 384.7 138.9 299.9 - 902.6 Dec. 89.0 2,399.0 2,488.0 79.1 402.3 214.1 299.9 - 995.5 1955 Jun. 118.9 2,416.5 2,535.4 79.1 401.3 214.1 299.9 - 994.2 Dec. 83.5 2,779.4 2,863.0 112.0 700.0 265.4 431.2 - 1,588.5 1956 Jun. 124.8 2,835.4 2,960.2 113.3 969.8 165.9 430.3 - 1,679.3 Dec. 103.3 3,264.6 3,367.9 113.3 820.3 236.3 430.2 - 1,600.2 1957 Jun. 116.5 3,201.6 3,318.4 113.3 860.5 430.2 - 1,404.0 Dec. 70.1 3,367.6 3,437.7 113.3 665.6 430.2 - 1,209.1 1958 Jun. 92.2 3,373.3 3,465.5 114.7 627.3 430.2 - 1,172.2 Dec. 76.2 3,525.5 3,601.7 230.7 507.6 430.2 - 1,168.6 1959 Jun. 101.5 3,411.0 3,512.5 233.7 581.2 430.2 - 1,245.1 Dec. 79.7 3,590.8 3,670.4 237.1 683.6 430.2 - 1,350.8 1960 Jun. 113.1 3,566.0 3,679.1 246.7 706.6 430.2 - 1,383.5 Dec. 68.2 3,941.6 4,009.8 246.7 742.5 430.2 - 1,419.4 1961 Jun. 159.1 3,609.3 3,768.4 249.4 809.5 430.2 - 1,489.1 Dec. 123.1 3,835.8 3,959.2 249.4 650.1 430.2 - 1,329.6 1962 Jun. 148.1 3,645.1 3,793.2 250.0 659.8 430.2 - 1,340.0 Dec. 64.5 3,914.5 3,979.0 250.0 629.9 430.2 - 1,310.1 1963 Jun. 145.6 3,952.7 4,098.3 250.0 724.0 430.2 - 1,404.2

Dec. 62.4 4,318.6 4,381.0 250.0 813.1 430.2 - 1,493.3 1964 Jun. 129.7 4,443.7 4,573.4 251.6 786.2 430.2 - 1,467.9 Dec. 39.5 4,822.5 4,862.1 251.6 769.1 430.2 - 1,450.8 1965 Jun. 142.4 4,816.9 4,959.3 251.6 776.0 430.2 - 1,457.8 Dec. 153.1 5,535.3 5,688.4 252.3 743.6 430.2 - 1,426.1 1966 Jun. 142.5 5,745.9 5,888.4 252.3 907.7 430.2 - 1,590.2 Dec. 84.4 6,175.1 6,259.5 252.3 632.6 273.2 - 1,158.0 1967 Jun. 137.0 5,618.1 5,755.0 252.3 566.3 273.2 - 1,091.8 Dec. 28.8 5,832.5 5,861.3 252.4 470.9 273.2 - 996.5 1968 Jun. 125.6 5,754.4 5,880.0 254.5 604.0 273.2 - 1,131.7 Dec. 46.9 6,383.9 6,430.8 254.5 713.2 273.2 - 1,240.9 1969 Jun. 135.3 6,629.3 6,764.6 254.5 960.3 273.2 - 1,488.0 Dec. 177.5 6,990.5 7,168.0 254.5 936.0 273.2 - 1,463.0 1970 Jun. 198.1 6,950.2 7,148.3 254.5 829.6 273.2 - 1,357.3 Dec. 143.5 7,905.3 8,048.8 254.5 602.5 273.2 50.8 1,181.0

113



A S S E T S Domestic With Reserve Bank of India Pending Transfer to Pakistan 6

Period 1 Internal Bills of Rupee Govt. of Exchange & Gold Coins Govt. of Coins / Pakistan other Commercial and Sterling India Rupee

Notes 5 Securities Papers Total Bullion 2 Securities Securities Coin Total

1948 Jun. 23.5 - - 23.5 17.0 345.2 136.9 16.6 515.7 Dec. 18.5 50.0 - 68.5 1.9 38.8 15.4 15.4 71.5 1949 Jun. 52.6 - - 52.6 1.9 38.8 15.4 3.0 59.0 Dec. 49.6 264.7 - 314.3 1.9 38.8 15.4 3.0 59.0 1950 Jun. 55.6 509.8 - 565.4 1.9 30.6 7.0 3.0 42.5 Dec. 43.2 751.0 - 794.1 1.9 30.6 7.0 3.0 42.5 1951 Jun. 40.2 602.6 - 642.8 1.9 30.6 7.0 3.0 42.5 Dec. 21.5 765.0 - 786.5 1.9 30.6 7.0 3.0 42.5 1952 Jun. 63.2 766.5 - 827.7 1.9 30.6 7.0 3.0 42.5 Dec. 64.6 1,058.6 - 1,123.2 1.9 30.6 7.0 3.0 42.5 1953 Jun. 62.8 1,190.6 - 1,253.4 1.9 30.6 7.0 3.0 42.5 Dec. 58.9 1,246.9 - 1,305.7 1.9 30.6 7.0 3.0 42.5 1954 Jun. 52.3 1,366.6 - 1,418.9 1.9 30.6 7.0 3.0 42.5 Dec. 46.3 1,403.8 - 1,450.1 1.9 30.6 7.0 3.0 42.5 1955 Jun. 44.0 1,454.7 - 1,498.7 1.9 30.6 7.0 3.0 42.5 Dec. 21.1 1,194.3 - 1,215.4 1.9 44.1 10.1 3.0 42.5 1956 Jun. 68.0 1,154.0 - 1,222.0 1.9 44.1 10.1 3.0 59.0 Dec. 55.6 1,653.1 - 1,708.7 1.9 44.1 10.1 3.0 59.0 1957 Jun. 56.2 1,799.2 - 1,855.4 1.9 44.1 10.1 3.0 59.0 Dec. 45.4 2,124.2 - 2,169.6 1.9 44.1 10.1 3.0 59.0 1958 Jun. 41.9 2,192.4 - 2,234.3 1.9 44.1 10.1 3.0 59.0 Dec. 46.4 2,327.7 - 2,374.1 1.9 44.1 10.1 3.0 59.0 1959 Jun. 45.2 2,163.2 - 2,208.4 1.9 44.1 10.1 3.0 59.0 Dec. 40.7 2,219.9 - 2,260.6 1.9 44.1 10.1 3.0 59.0 1960 Jun. 39.8 2,196.8 - 2,236.6 1.9 44.1 10.1 3.0 59.0 Dec. 30.5 2,500.9 - 2,531.5 1.9 44.1 10.1 3.0 59.0 1961 Jun. 36.4 2,183.9 - 2,220.3 1.9 44.1 10.1 3.0 59.0 Dec. 27.2 2,543.4 - 2,570.6 1.9 44.1 10.1 3.0 59.0 1962 Jun. 40.5 2,353.7 - 2,394.2 1.9 44.1 10.1 3.0 59.0 Dec. 26.3 2,583.6 - 2,609.8 1.9 44.1 10.1 3.0 59.0 1963 Jun. 75.7 2,559.4 - 2,635.1 1.9 44.1 10.1 3.0 59.0

Dec. 58.3 2,770.4 - 2,828.7 1.9 44.1 10.1 3.0 59.0 1964 Jun. 49.2 2,997.3 - 3,046.5 1.9 44.1 10.1 3.0 59.0 Dec. 27.8 3,264.4 60.6 3,352.2 1.9 44.1 10.1 3.0 59.0 1965 Jun. 135.1 3,132.4 175.0 3,442.5 1.9 44.1 10.1 3.0 59.0 Dec. 133.4 3,716.1 353.7 4,203.3 1.9 44.1 10.1 3.0 59.0 1966 Jun. 133.4 3,808.9 296.9 4,239.2 1.9 44.1 10.1 3.0 59.0 Dec. 104.6 4,679.1 263.9 5,407.3 1.9 44.1 6.4 1.9 54.2 1967 Jun. 120.0 4,489.0 - 4,609.0 1.9 44.1 6.4 1.9 54.2 Dec. 86.3 4,580.6 150.0 4,816.8 1.9 37.8 6.4 1.9 48.0 1968 Jun. 102.8 4,197.6 400.0 4,700.4 1.9 37.8 6.4 1.9 48.0 Dec. 53.6 4,543.3 545.0 5,141.9 1.9 37.8 6.4 1.9 48.0 1969 Jun. 87.4 4,456.9 684.3 5,228.7 1.9 37.8 6.4 1.9 48.0 Dec. 40.9 4,209.4 406.1 5,656.4 1.9 37.8 6.4 1.9 48.0 1970 Jun. 71.1 5,265.8 406.1 5,743.1 1.9 37.8 6.4 1.9 48.0 Dec. 71.6 6,442.1 306.1 6,819.8 1.9 37.8 6.4 1.9 48.0

114


Issue Department (Million Rupees) L I A B I L I T I E S A S S E T S

Gold and Foreign Assets

Period1 Notes held in the Notes Total Gold Coins Approved Special Banking in Liabilities / and Foreign India Drawing

Department Circulation 7 Assets Bullion 2 Exchange Notes 4 Rights Total

1971 Jun. 99.4 9,392.7 9,492.1 258.2 635.8 273.2 71.5 1,238.7 Dec. 62.3 8,123.2 8,185.5 258.2 398.5 273.2 65.5 995.4 1972 Jun. 97.4 8,008.2 8,105.5 649.8 1,492.7 650.0 447.6 3,240.1

Dec. 204.6 9,312.1 9,516.7 649.8 1,269.7 650.0 228.1 2,797.6

1973 Jun. 198.2 10,214.3 10,412.5 649.8 2,403.5 650.0 307.8 4,011.1

Dec. 232.7 10,997.7 11,230.4 649.8 2.882.3 650.0 328.6 4,510.6

1974 Jun. 8 238.8 10,307.3 10,546.0 649.8 2.417.5 650.0 296.7 4,014.0

Dec. 159.5 11,484.4 11,643.9 649.8 2.848.6 650.0 256.4 4,404.8

1975 Jun. 331.7 11,310.4 11,642.1 649.8 2.957.6 650.0 167.9 4,425.3

Dec. 274.3 12,084.7 12359.0 649.8 2.181.4 535.2 306.2 3,672.6

1976 Jun. 300.1 13,007.9 13308.0 662.3 4.409.1 535.2 563.1 6,169.7

Dec. 365.0 14,491.0 14856.0 662.3 3.367.5 475.9 472.0 4,977.6

1977 Jun. 220.3 16,537.6 16,757.9 662.2 2,456.8 480.3 476.7 4,076.0

Dec. 561.7 18,297.9 18,859.6 662.2 3,293.5 480.3 427.4 4,863.4

1978 Jun. 370.1 19,235.0 19,605.1 3,053.0 5,798.6 495.2 433.9 9,780.7

Dec. 631.8 21,682.4 22,314.2 3,768.5 2,987.7 495.2 368.7 7,620.1

1979 Jun. 269.2 24,978.8 25,248.0 4,765.4 1,927.7 524.4 560.3 7,777.8

Dec. 557.1 27,177.8 27,734.9 9,046.9 712.3 524.4 413.6 10,697.2

1980 Jun. 232.0 28,946.5 29,178.5 11,547.2 4,239.0 543.9 -- 16,330.1

Dec. 556.2 32,750.2 33,306.4 11,547.2 2,864.3 543.9 -- 14,955.3

1981 Jun. 257.4 36,104.9 36,362.3 7,644.1 7,186.0 492.0 -- 15,322.1 Dec. 650.7 35,637.1 36,287.8 7,644.1 4,953.3 492.0 -- 13,089.4 1982 Jun. 237.1 39,042.3 39,279.4 7,025.5 6,725.4 541.1 -- 14,292.0 Dec. 619.1 41,990.2 42,609.3 7,028.0 9,429.7 541.1 -- 16,998.7 1983 Jun. 74.3 47,294.5 47,368.8 10,016.6 21,366.5 557.0 -- 31,940.1 Dec. 604.4 47,772.1 48,376.4 10,016.6 22,738.6 557.0 -- 33,312.2 1984 Jun. 211.2 53,513.6 53,724.8 9,550.8 18,663.1 537.3 -- 28,751.2

Dec. 570.2 52,800.2 53,370.4 9,550.8 10,949.8 537.3 -- 21,037.9

1985 Jun. 225.5 58,633.5 58,858.9 9,490.9 6,051.5 557.2 16,099.6

Dec. 382.9 59,174.0 59,556.9 9,500.1 11,118.8 557.2 21,176.0

1986 Jun. 196.7 65,439.8 65,636.5 11,080.9 12,629.1 577.6 24,287.5

Dec. 684.9 71,717.1 72,402.0 11,080.9 8,772.9 577.6 20,431.3

1987 Jun. 320.6 77,475.6 77,796.2 14,791.8 12,389.6 580.8 27,762.2

Dec. 459.4 83,969.9 84,429.3 14,791.8 8,225.5 580.8 23,598.1

1988 Jun. 208.6 90,997.2 91,205.7 15,022.6 7,079.9 557.3 22,659.7

Dec. 682.2 95,108.5 95,790.8 15,022.6 5,014.1 557.3 20,593.9

1989 Jun. 292.3 100,689.3 100,981.6 15,077.9 6,001.6 553.8 21,633.3

Dec. 909.6 107,526.3 108,435.9 15,077.9 6,580.7 553.8 22,212.3

115



A S S E T S Domestic With Reserve Bank of India Pending Transfer to Pakistan 6

Period1 Internal Bills Rupee Govt. of of Exchange & Gold Coins Govt. of Coins / Pakistan other Commercial and Sterling India Rupee

Notes 5 Securities Papers Total Bullion 2 Securities Securities Coin Total

1971 Jun. 61.2 7,449.6 694.6 8,205.5 1.9 37.8 6.4 1.9 48.0

Dec. 27.2 6,728.5 386.4 7,142.1 1.9 37.8 6.4 1.9 48.0

1972 Jun. 116.4 4,236.0 384.6 4,737.0 14.0 94.7 15.3 4.5 128.5

Dec. 127.6 6,078.5 384.6 6,590.6 14.0 94.7 15.3 4.5 128.5

1973 Jun. 133.4 5,754.9 384.6 6,272.9 14.0 94.7 15.3 4.5 128.5

Dec. 76.4 6,148.2 384.6 6,609.2 14.0 76.8 15.3 4.5 110.6

1974 Jun. 8 72.6 5,962.7 384.6 6,419.9 14.0 78.3 15.8 4.5 112.1

Dec. 37.7 6,707.1 384.6 7,129.4 14.0 76.0 15.3 4.5 109.8

1975 Jun. 35.8 6,686.6 384.6 7,107.0 14.0 76.0 15.3 4.5 109.8

Dec. 42.8 8,156.8 384.6 8,584.2 14.0 71.2 12.5 4.5 102.2

1976 Jun. 79.9 6,571.5 384.6 7,036.0 14.0 71.2 12.5 4.5 102.0

Dec. 80.2 9,631.6 78.5 9,790.3 14.0 58.3 11.2 4.5 88.0

1977 Jun. 132.2 12,835.2 78.5 12,595.9 14.0 56.3 11.2 4.5 86.0

Dec. 83.8 13,747.8 78.5 13,910.1 14.0 56.3 11.2 4.5 86.0

1978 Jun. 137.3 9,470.8 78.5 9,686.6 60.9 60.9 11.6 4.5 137.8

Dec. 97.1 14,366.4 78.5 14,542.0 75.1 60.9 11.6 4.5 152.1

1979 Jun. 109.6 17,102.1 78.5 17,290.2 92.3 70.9 12.3 4.5 179.9

Dec. 124.3 16,576.9 78.5 16,779.7 170.2 70.9 12.3 4.5 257.9

1980 Jun. 167.9 12,290.8 78.5 12,536.7 217.3 77.2 12.8 4.5 311.7

Dec. 95.8 17,865.1 75.5 18,039.4 217.3 77.2 12.8 4.5 311.7

1981 Jun. 123.8 20,616.5 78.5 20,818.8 141.6 63.7 11.5 4.5 221.3

Dec. 149.3 22,749.3 78.5 22,977.1 141.6 63.7 11.5 4.5 221.3

1982 Jun. 136.4 24,555.2 78.5 24,770.1 130.1 70.1 12.7 4.5 217.4

Dec. 163.8 25,150.9 73.5 25,393.2 130.1 70.1 12.7 4.5 217.4

1983 Jun. 45.6 15,037.2 78.5 15,161.3 184.0 66.5 13.1 3.9 267.4

Dec. 153.2 14,565.1 78.5 14,796.8 184.0 66.5 13.1 3.9 267.4

1984 Jun. 185.8 24,455.7 78.5 24,720.0 175.2 62.1 12.6 3.7 253.6

Dec. 131.4 31,869.0 78.5 32,078.9 175.2 62.1 12.6 3.7 253.6

1985 Jun. 39.7 42,385.0 78.5 42,503.2 170.7 68.5 13.1 3.9 256.2

Dec. 328.5 37,717.7 78.5 38,124.7 170.7 68.5 13.1 3.9 256.2

1986 Jun. 230.0 40,741.9 78.5 41,050.5 195.9 85.0 13.5 4.0 298.5

Dec. 295.6 51,298.2 78.5 51,672.3 195.9 85.0 13.5 4.0 298.5

1987 Jun. 343.9 49,241.1 78.5 49,663.5 260.6 92.2 13.6 4.0 370.5

Dec. 377.0 60,005.3 78.5 60,460.7 260.6 92.2 13.6 4.0 370.5

1988 Jun. 308.0 67,777.0 78.5 68,163.5 263.9 101.7 13.1 3.9 282.5

Dec. 390.0 74,342.9 78.5 74,814.4 263.9 101.7 13.1 3.9 382.5

1989 Jun. 453.8 78,426.8 78.5 78,959.1 264.3 108.0 13.0 3.8 389.2

Dec. 108.6 85,647.8 78.5 85,834.4 264.3 108.0 13.0 3.8 389.2

116

4.3 Liabilities and Assets of State Bank of Pakistan Issue Department

(Million Rupees) L I A B I L I T I E S A S S E T S

Gold and Foreign Assets

Period1 Notes held in the Notes Total Gold Coins Approved Banking in Liabilities / and Foreign India

Department Circulation Assets Bullion 2 Exchange Notes 4 Total

1990 Jun. 112.5 118,402.6 118,515.1 14,702.6 10,411.5 536.0 25,650.1

Dec. 276.0 128,680.7 128,956.6 14,720.6 1,303.3 536.0 16,541.9

1991 Jun. 167.4 142,003.1 142,170.5 17,148.1 8,275.4 494.5 25,918.0

Dec. 595.7 147,693.7 148,289.4 17,250.0 7,139.6 494.5 24,884.1

1992 Jun. 150.3 158,505.1 158,655.4 17,153.3 11,949.0 418.6 29,520.8

Dec. 337.8 167,581.6 167,919.4 17,204.0 16,791.1 418.6 34,413.7

1993 Jun. 423.5 175,296.0 175,719.5 20,499.4 3,619.7 373.1 24,492.2

Dec. 365.3 184,967.2 185,332.5 20,499.4 16,024.8 373.1 36,897.4

1994 Jun. 169.3 195,860.1 196,029.4 23,897.4 54,147.3 421.3 78,466.0

Dec. 311.3 213,630.4 213,941.7 23,987.1 72,675.1 421.3 97,083.5

1995 Jun. 233.2 229,080.0 229,313.2 24,260.1 70,008.9 425.6 94,694.6

Dec. 334.6 246,572.8 246,907.4 24,275.0 25,949.1 425.6 50,649.7

1996 Jun. 164.7 250,455.6 250,620.3 27,116.6 32,381.5 431.0 59,929.1

Dec. 456.6 263,227.4 263,684.0 27,203.3 16,437.6 431.0 44,071.9

1997 Jun. 219.3 259,144.7 259,363.9 27,515.9 21,332.6 487.1 49,335.6

Dec. 177.4 283,104.9 283,282.3 27,515.9 12,667.6 487.1 40,670.6

1998 Jun. 153.4 289,844.4 289,997.8 27,833.5 18,718.6 468.2 47,020.4

Dec. 258.2 317,870.7 318,128.9 27,880.0 37,327.0 468.2 65,675.2

1999 Jun. 120.0 305,206.4 305,326.4 27,614.7 75,279.2 511.9 103,405.9

Dec. 294.1 361,635.8 361,929.9 27,672.9 64,253.5 511.9 92,438.3

2000 Jun. 99.7 373,639.0 373,738.7 31,002.0 60,152.3 498.6 91,652.9

Dec. 127.8 429,087.4 429,215.2 31,002.0 57,567.0 498.6 89,067.7

2001 Jun. 177.6 392,936.5 393,114.1 35,617.7 111,027.2 580.7 147,225.5

Dec. 171.5 457,545.7 457,717.3 35,617.7 128,576.9 580.7 164,775.3

2002 Jun. 126.6 458,247.9 458,374.5 39,378.2 245,300.3 528.6 285,207.2

Dec. 168.9 511,118.2 511,287.1 39,378.2 398,620.2 528.6 438,527.1

2003 Jun. 214.2 522,676.9 522,891.1 41,246.5 459,116.6 535.2 500,898.3

Dec. 125.8 395,159.2 595,285.0 41,257.0 514,517.5 535.2 556,309.6

2004 Jun. 160.8 611,742.9 611,903.7 47,532.1 514,138.8 543.8 562,214.7

Dec. 126.0 690,946.2 691,072.2 47,532.1 434,236.5? 543.8 482,312.4

2005 Jun. 145.6 705,720.1 705,865.7 53,870.0 472,513.8? 593.0 538,771.4

117

4.3 Liabilities and Assets of State Bank of Pakistan Issue Department

(Million Rupees) A S S E T S Domestic Assets With Reserve Bank of India Pending Transfer to Pakistan 6

Period1 Rupee Govt. of Internal Bills of Gold Coins Govt. of Coins / Pakistan Exchange & other and Sterling India Rupee

Notes 5 Securities Commercial Papers Total Bullion 2 Securities Securities Coin Total

1990 Jun. 287.3 92,099.7 78.5 92,465.5 257.7 125.4 12.6 3.7 399.5

Dec. 428.8 111,507.9 78.5 112,015.0 257.7 125.4 12.6 3.7 399.5

1991 Jun. 442.7 115,285.5 78.5 115,806.7 300.6 130.1 11.6 3.4 445.7

Dec. 659.7 107,221.4 15,078.5 122,959.5 300.6 130.1 11.6 3.4 445.7

1992 Jun. 501.7 113,093.9 15,078.5 128,674.1 289.8 157.8 9.8 2.9 460.4

Dec. 215.0 117,751.7 15,078.5 133,045.2 289.8 157.8 9.8 2.9 460.4

1993 Jun. 344.1 135,319.2 15,078.5 150,741.8 342.4 131.7 8.8 2.6 485.5

Dec. 657.0 132,214.1 15,078.5 147,949.6 342.4 131.7 8.8 2.7 485.5

1994 Jun. 454.0 101,463.1 15,078.5 116,995.6 399.1 155.8 9.9 3.0 567.8

Dec. 576.6 100,635.4 15,078.5 116,290.5 399.1 155.8 9.9 3.0 567.8

1995 Jun. 413.4 118,547.3 15,078.5 134,039.2 403.1 163.4 10.0 3.0 579.5

Dec. 392.6 180,207.2 15,078.5 195,678.2 403.1 163.4 10.0 3.0 579.5

1996 Jun. 305.5 174,664.0 15,078.5 190,048.0 450.3 179.7 10.1 3.0 643.2

Dec. 382.3 203,508.1 15,078.5 218,968.9 450.3 179.7 10.1 3.0 643.2

1997 Jun. 407.8 193,850.0 15,078.5 209,336.3 454.6 222.6 11.4 3.4 692.0

Dec. 426.2 226,415.0 15,078.5 241,919.7 454.6 222.6 11.4 3.4 692.0

1998 Jun. 1,417.5 225,757.1 15,078.5 242,253.1 457.7 252.3 11.0 3.3 724.3

Dec. 1,710.0 234,948.7 15,078.5 251,729.5 457.7 252.3 11.0 3.3 724.3

1999 Jun. 1,835.5 184,270.0 15,078.5 201,184.0 452.3 268.7 12.0 3.6 736.6

Dec. 1,780.8 251,895.7 15,078.5 268,755.0 452.3 268.7 12.0 3.6 736.6

2000 Jun. 1,751.2 264,472.6 15,078.5 281,302.4 506.1 262.0 11.7 3.5 783.3

Dec. 1,727.8 322,557.9 15,078.5 339,364.2 506.1 262.0 11.7 3.5 783.3

2001 Jun. 1,726.7 243,187.2 78.5 244,992.4 581.5 297.1 13.6 4.0 896.2

Dec. 1,729.9 290,237.4 78.5 292,045.8 581.5 297.1 13.6 4.0 896.2

2002 Jun. 1,738.0 170,389.5 78.5 172,206.0 642.1 303.2 12.4 3.7 961.3

Dec. 1,950.7 69,769.6 78.5 71,798.8 642.1 303.2 12.4 3.7 961.3

2003 Jun. 2,351.1 18,558.7 78.5 20,988.3 671.7 316.5 12.6 3.7 1,004.5

Dec. 2,434.6 35,457.8 78.5 37,970.9 671.7 316.5 12.6 3.7 1,004.5

2004 Jun. 2,799.2 45,671.5 78.5 48,549.2 773.1 350.1 12.8 3.8 1,139.8

Dec. 3,067.7 204,473.9 78.5 207,620.1 773.1 350.1 12.8 3.8 1,139.8

2005 Jun. 2,961.2 162,802.6 78.5 165,842.3 876.2 357.8 13.9 4.1 1,252.0

1. End Jun. and Dec. last working day 2. Prior to 29th August 1958, Gold amounting to Rs.42, 071,400 was valued at 0.549191 gram fine per rupee and the balance at 0.268601

gram fine per rupee. Between 29th August and 3rd October 1958, Gold has been valued at 0.268601 gram fine per rupee. Since 3rd October 1958, Gold is valued at 0.186621 gram fine rupee vide State Bank of Pakistan (Amendment) Act, 1958. The Gold has been revalued at 0.0744103 gram fine per rupee from 11th May 1992. With effect from 7th May 1978 and 6th July 1980, Gold has been valued at end financial year (June) on the basis of closing London Market rate.

3. Amalgamated under the head “Approved Foreign Exchange” with effect from 26th April 1967 4. Receivable from Reserve Bank of India. 5. Consists of One-Rupee Coins and One Rupee Notes, both, being issued by the Federal Government, are Liabilities of the Government. 6. Unpaid balance of Assets receivable from the Reserve Bank of India under the Partition Agreement. 7. Includes demonetized notes from December 1971 to June 1975. 8. The assets and liabilities of the State Bank of Pakistan pertaining to its offices in the former East Pakistan were excluded as from 5th

July 1974 and net position added to Other Assets or Other Liabilities at the case may be. The data after June 1974 are, therefore, not comparable with the data for the earlier period.

118


Banking Department

(Million Rupees) L I A B I L I T I E S D e p o s i t s

Period 1 Rural Total Capital Reserve Credit Federal Provincial Bills Other Liabilities/ Paid-up Fund Fund Govt. Govts. Banks Others Total Payable Liabilities Assets

1948 Jun. 15.3 - - 648.1 75.9 284.4 87.4 1,096.3 0.1 1.6 1,113.3

Dec. 24.4 - - 923.0 63.4 147.0 35.3 1,168.7 2.9 29.9 1,226.0

1949 Jun. 30.0 30.0 - 772.3 47.6 217.3 34.8 1,072.0 1.4 32.5 1,165.9

Dec. 30.0 30.0 - 480.8 112.1 218.7 44.5 856.2 0.2 19.7 936.1

1950 Jun. 30.0 30.0 - 515.8 43.9 149.3 36.8 745.8 3.0 26.1 834.9

Dec. 30.0 30.0 - 640.9 32.0 100.0 33.4 806.2 1.5 24.0 891.7

1951 Jun. 30.0 30.0 - 775.2 21.7 189.0 42.8 1,088.7 7.7 51.2 1,147.6

Dec. 30.0 30.0 - 582.0 54.1 147.5 43.4 827.0 2.4 39.2 928.5

1952 Jun. 30.0 30.0 - 441.8 2.4 109.3 41.0 594.5 11.6 30.5 696.6

Dec. 30.0 30.0 - 377.1 8.5 101.3 38.2 525.0 1.5 35.1 621.6

1953 Jun. 30.0 30.0 - 371.2 6.3 146.3 24.4 548.2 13.7 60.7 682.6

Dec. 30.0 30.0 - 215.5 20.6 110.2 24.3 370.6 1.3 40.6 472.5

1954 Jun. 30.0 30.0 - 172.2 27.3 163.9 23.5 386.9 6.3 48.7 501.9

Dec. 30.0 30.0 - 173.0 48.8 122.3 62.0 406.1 1.5 52.7 520.3

1955 Jun. 30.0 30.0 - 107.3 64.2 194.0 38.0 403.5 8.6 39.2 511.3

Dec. 30.0 30.0 - 151.7 11.2 130.6 219.0 512.5 0.9 52.3 625.7

1956 Jun. 30.0 30.0 - 250.5 82.2 274.9 98.7 706.3 15.1 72.3 853.7

Dec. 30.0 30.0 - 432.5 7.6 143.7 31.7 615.5 2.4 107.9 785.8

1957 Jun. 30.0 30.0 - 622.7 50.6 161.0 93.1 927.4 15.6 126.7 1,229.7

Dec. 30.0 30.0 - 764.4 - 154.5 93.3 1,012.2 2.2 73.3 1,147.7

1958 Jun. 30.0 30.0 - 817.1 - 208.9 50.8 1,076.8 8.0 119.0 1,263.8

Dec. 30.0 30.0 - 821.9 5.0 152.6 56.2 1,035.8 2.4 98.4 1,196.5

1959 Jun. 30.0 30.0 - 829.2 16.8 261.5 48.7 1,156.2 2.4 142.6 1,361.2

Dec. 30.0 41.5 - 114.3 86.2 168.9 759.1 1,128.4 1.0 111.2 1,312.2

1960 Jun. 30.0 41.5 - 114.8 9.2 194.3 877.8 1,196.1 5.4 154.0 1,427.0

Dec. 30.0 51.5 - 109.4 3.4 188.7 1,095.6 1,397.1 2.9 117.7 1,599.2

1961 Jun. 30.0 41.5 10.0 62.3 7.4 195.7 1,202.8 1,468.2 8.6 166.8 1,725.1

Dec. 30.0 46.5 20.0 101.9 45.7 197.0 1,085.8 1,430.3 1.4 126.5 1,654.7

1962 Jun. 30.0 46.5 20.0 210.8 48.7 230.5 989.4 1,479.4 2.6 222.4 1,800.9

Dec. 30.0 56.5 25.0 185.2 183.7 235.0 910.5 1,514.4 1.1 165.2 1,792.1

1963 Jun. 30.0 56.5 25.0 159.6 7.5 305.7 1,172.9 1,645.7 3.2 218.3 1,978.7

Dec. 30.0 66.5 30.0 184.6 28.7 3579 945.1 1,516.5 1.0 128.0 1,771.9

1964 Jun. 30.0 66.5 30.0 305.7 5.0 384.0 845.7 1,540.4 5.4 218.7 1,891.9

Dec. 30.0 77.5 35.0 189.0 29.7 393.6 950.5 1,562.9 2.9 208.0 1,916.2

1965 Jun. 30.0 77.5 35.0 271.4 5.0 583.6 1,124.0 1,984.0 3.7 306.7 2,436.9

Dec. 30.0 92.5 40.0 150.4 5.1 521.3 1,355.9 2,032.5 1.4 255.3 2,451.8

1966 Jun. 30.0 92.5 40.0 240.6 - 490.7 1,181.0 1,912.3 3.9 359.5 2,438.2

Dec. 30.0 120.0 50.0 39.1 5.1 578.8 1,407.2 2,030.2 3.7 303.2 2,537.1

119


Banking Department

(Million Rupees) A S S E T S

Bills Purchased & Discounted

Period1 Balance Loans Other Notes Govt. Held Govt. and Loans and Treasury Outside Debtor Advances and Other

Coins 2 Internal Bills Pakistan 3 Balances 4 to Govts. Advances Investment Assets

1948 Jun. 59.4 - - 1,025.3 - - 0.6 - 28.0

Dec. 23.7 - 122.0 93.4 - 3.7 - 78.0 5.3

1949 Jun. 57.7 - 124.8 897.1 - 0.5 - 145.3 10.4

Dec. 32.2 - 104.8 468.7 - - 22.4 279.2 28.9

1950 Jun. 50.7 - 101.6 313.0 - - 0.1 181.3 188.2

Dec. 57.4 - 105.1 442.2 - 0.5 92.0 150.8 43.8

1951 Jun. 55.4 - 98.9 616.1 - 3.5 - 303.1 70.6

Dec. 62.3 - 98.9 439.9 - 0.5 136.0 126.8 64.1

1952 Jun. 61.3 - 96.3 - - 1.8 132.8 291.1 113.3 Dec. 48.0 - 3.2 - 4.8 152.5 73.1 255.0 85.0

1953 Jun. 103.8 - 19.5 - 84.2 188.3 24.2 335.6 97.0

Dec. 42.5 - - - 4.2 3.5 40.5 287.4 94.4

1954 Jun. 123.8 - - - 22.1 52.7 30.8 170.7 101.8

Dec. 89.0 - 0.2 - - 53.1 185.6 115.1 77.4

1955 Jun. 118.9 - 1.7 - 21.5 32.0 24.8 216.4 1.0

Dec. 83.5 - 11.0 - 10.9 1.3 183.1 238.1 97.7

1956 Jun. 124.8 - 0.5 - - - 29.8 537.7 160.9

Dec. 103.3 - 9.6 - - 1.8 217.2 347.7 106.2

1957 Jun. 116.8 - 0.6 - - - 94.0 809.7 108.6

Dec. 70.2 - 1.2 - 87.6 31.6 150.6 684.2 123.2

1958 Jun. 92.3 - 40.2 193.7 41.7 68.6 41.8 688.4 97.1 Dec. 76.2 - 1.1 126.3 32.8 88.8 187.7 593.0 90.6

1959 Jun. 101.6 - 2.8 288.2 -- 86.5 18.6 767.1 96.4

Dec. 79.8 - 10.0 378.6 -- 92.6 106.1 547.8 97.3

1960 Jun. 113.2 - - 346.9 8.9 116.5 43.2 693.0 105.3

Dec. 68.3 - - 377.0 6.8 124.1 457.1 469.8 96.2

1961 Jun. 159.2 - - 207.7 - 15.0 346.8 886.6 109.8

Dec. 123.4 - - 277.2 - 28.2 608.2 503.3 114.4

1962 Jun. 148.2 - - 295.3 - 95.9 445.1 690.1 126.3

Dec. 64.5 - - 334.8 - - 543.9 735.3 113.6

1963 Jun. 145.6 - - 517.6 - 56.3 440.4 682.4 136.3

Dec. 62.5 - 29.9 277.8 - 31.1 544.0 703.7 122.8

1964 Jun. 129.8 - - 237.7 54.2 78.3 815.6 432.0 143.4 Dec. 39.7 - 24.8 65.4 2.8 10.0 1,424.2 219.9 129.5

1965 Jun. 142.4 - 24.8 33.2 32.7 107.4 1,564.2 368.8 163.4

Dec. 153.1 149.9 182.8 56.6 20.5 85.5 1,334.8 319.7 148.4

1966 Jun. 142.5 175.7 44.7 187.4 109.7 132.0 653.5 807.3 185.4

Dec. 84.5 449.0 20.7 64.3 0.8 108.1 1,234.8 425.3 169.6

120


Banking Department

(Million Rupees) L I A B I L I T I E S D e p o s i t s

Period 1 Loans Rural Industrial Export Guar- Housing Capital Reserve Credit Credit Credit antee Credit Federal Provincial

Paid-up Fund Fund Fund Fund Fund Fund Govt. Govts. Banks Others Total

1967 Jun. 30.0 120.0 50.0 - - - - 199.2 21.7 758.6 1,193.1 2,172.6

Dec. 30.0 147.5 75.0 - - - - 76.9 2.5 790.1 1,479.7 2,349.2

1968 Jun. 30.0 147.5 75.0 30.0 - - - 70.0 -- 687.0 1,480.7 2,237.2

Dec. 30.0 147.5 100.0 50.0 - - - 39.8 5.0 740.8 1,550.1 2,335.8

1969 Jun. 30.0 147.5 100.0 50.0 - - - 272.7 -- 758.1 1,430.1 2,460.9

Dec. 30.0 147.5 125.0 70.0 - - - 216.3 794.3 801.6 1,433.5 3,245.6

1970 Jun. 30.0 147.5 125.0 70.0 - - - 386.4 199.8 865.5 1,390.8 2,842.7

Dec. 30.0 147.5 150.0 90.0 - - - 82.9 402.3 896.7 1,400.1 2,782.0

1971 Jun. 30.0 147.5 150.0 90.0 - - - 187.1 94.3 831.9 1,458.5 2,571.8

Dec. 30.0 147.5 175.0 110.0 20.0 - - 428.3 63.3 1,102.8 2,049.4 3,643.8

1972 Jun. 30.0 147.5 175.0 110.0 20.0 - - 543.9 92.9 1,333.7 3,128.1 5,098.6

Dec. 30.0 147.5 200.0 130.0 40.0 20.0 - 239.6 387.9 1,371.6 3,389.9 5,389.1

1973 Jun. 30.0 147.5 200.0 130.0 40.0 20.0 - 621.5 102.2 1,589.3 2,816.6 5,129.6

Dec. 30.0 147.5 230.0 180.0 60.0 40.0 - 467.1 129.4 1,646.5 3,878.8 6,121.8

1974 Jun. 30.0 147.5 230.0 180.0 60.0 40.0 - 75.6 126.7 1,424.0 4,522.2 6,148.4

Dec. 30.0 147.5 300.0 200.0 90.0 60.0 - 240.6 41.1 1,342.7 5,286.4 6,910.8

1975 Jun. 30.0 147.5 300.0 200.0 90.0 60.0 - 274.5 30.0 1,874.3 6,399.0 8,577.8

Dec. 30.0 150.0 400.0 200.0 150.0 100.0 - 30.6 96.7 1,850.8 7,253.3 9,231.4

1976 Jun. 100.0 80.0 400.0 200.0 150.0 100.0 - 462.9 74.7 2,252.1 7,270.3 10,060.0

Dec. 100.0 100.0 500.0 200.0 170.0 150.0 - 253.6 61.7 2,406.9 7,607.5 10,329.7

1977 Jun. 100.0 100.0 500.0 200.0 170.0 150.0 - 36.2 61.5 2,777.3 7,921.0 10,796.0

Dec. 100.0 120.0 600.0 230.0 230.0 220.0 - 537.2 20.6 2,681.5 8,004.4 11,243.7

1978 Jun. 100.0 2,120.0 770.0 330.0 380.0 220.0 - 72.0 15.0 3,421.3 7,911.5 11,419.8

Dec. 100.0 2,120.0 770.0 330.0 380.0 220.0 - 59.8 374.4 3,724.6 7,237.8 11,396.5

1979 Jun. 100.0 2,120.0 770.0 330.0 380.0 220.0 - 1,092.4 313.5 4,590.5 7,355.2 13,351.6

Dec. 100.0 2,870.0 940.0 450.0 550.0 220.0 - - 336.8 4,986.1 7,255.2 12,578.1

1980 Jun. 100.0 2,870.0 940.0 450.0 550.0 220.0 - 920.2 295.9 5,237.6 8,968.2 15,421.9

Dec. 100.0 7,870.0 940.0 450.0 550.0 300.0 430.0 160.4 40.1 4,745.1 10,111.4 15,056.9

1981 Jun. 100.0 7,870.0 940.0 450.0 550.0 300.0 430.0 825.0 1,917.3 4,865.8 12,205.2 19,813.3

Dec. 100.0 7,000.0 940.0 450.0 550.0 300.0 430.0 3,768.9 2,950.1 4,913.9 13,811.2 25,444.0

1982 Jun. 100.0 120.0 940.0 450.0 550.0 254.3 430.0 2,808.5 2,954.4 5,983.0 17,121.3 28,867.2

Dec. 100.0 500.0 940.0 450.0 550.0 300.0 430.0 2,785.8 3,148.1 5,962.7 18,786.9 30,683.5

1983 Jun. 100.0 500.0 940.0 450.0 550.0 300.0 430.0 253.3 2,730.2 6,706.5 22,570.9 38,260.9

Dec. 100.0 1,300.0 1,000.0 550.0 550.0 300.0 450.0 10,528.5 2,891.3 6,942.7 22,617.1 42,984.6

1984 Jun. 100.0 1,300.0 1,000.0 550.0 550.0 300.0 450.0 8,345.6 3,367.7 8,160.9 22,394.6 42,268.8

Dec. 100.0 2,100.0 1,500.0 600.0 550.0 300.0 550.0 4,128.4 4,223.5 10,583.8 22,192.1 41,127.8

121


Banking Department

(Million Rupees) L I A B I L I T I E S A S S E T S

Bills Purchased and Discounted

Period 1 Allocation Internal 5

of Special Re- Other Total Notes Agri- Indu- Govt. Drawing Bills valuation Liabi- Liabilities/ and cultural strial Export Treasury

Rights Payable Accounts8 lities Assets Coins2 Sector Sector Sector Others Total Bills

1967 Jun. - 2.9 - 402.2 2,777.7 137.0 - - - - 603.4 50.4

Dec. - 8.9 - 429.3 3,039.9 28.9 - - - - 584.9 25.2

1968 Jun. - 2.1 - 419.6 2,941.9 125.6 - - - - 809.9 65.4

Dec. - 2.6 - 247.5 2,913.4 47.1 - - - - 744.1 83.5

1969 Jun. - 1.7 - 388.6 3,178.7 135.3 - - - - 623.5 42.3

Dec. - 6.7 - 306.3 3,931.1 177.6 - - - - 995.5 8.0

1970 Jun. 150.4 5.3 - 456.3 3,827.2 198.2 - - - - 609.1 12.0

Dec. 150.4 22.4 - 260.8 3,633.1 143.6 - - - - 916.2 37.3

1971 Jun. 270.1 3.6 - 405.8 3,668.8 99.5 - - - - 566.6 84.4

Dec. 270.1 9.9 - 242.1 4,648.5 62.5 - - - - 397.5 327.0

1972 Jun. 388.8 24.3 - 1,796.6 7,790.7 97.7 - - - - 412.7 214.7

Dec. 388.8 76.5 - 1,185.4 7,607.3 204.8 - - - - 586.4 446.9

1973 Jun. 88.8 15.5 - 1,487.5 7,588.8 198.4 - - - - 297.4 511.1

Dec. 975.0 54.9 - 273.3 8,112.5 232.9 - - - - 828.2 1,516.2

1974 Jun. 975.0 9.8 - 693.2 8,513.9 238.9 - - - - 839.4 692.2

Dec. 975.0 36.5 - 1,343.9 10,093.7 159.5 - - - - 551.8 1,107.1

1975 Jun. 975.0 9.3 - 1,868.2 12,257.9 331.7 - - - - 668.9 834.4

Dec. 975.0 34.2 - 2,175.6 13,446.2 274.3 - - - - 506.8 872.6

1976 Jun. 975.0 5.2 - 2,626.7 14,696.8 300.1 - - - - 496.3 345.0

Dec. 975.0 48.8 - 2,168.2 14,741.7 365.0 - - - - 902.9 361.5

1977 Jun. 975.0 20.0 - 3,229.2 16,240.2 220.3 755.9 13.1 3.6 33.4 805.3 689.8

Dec. 975.0 24.6 - 2,762.6 16,505.9 561.7 957.7 44.1 3.6 245.9 1,251.3 1,204.5

1978 Jun. 975.0 17.9 - 3,528.8 19,681.6 370.1 211.2 12.2 3.6 33.4 260.4 1,461.7

Dec. 975.0 83.9 - 4,365.2 20,740.6 631.9 281.4 42.5 3.6 207.5 534.9 776.3

1979 Jun. 1,357.4 22.1 - 6,478.8 25,129.8 269.2 619.5 10.3 3.6 33.4 666.8 2,440.4

Dec. 1,357.4 84.1 - 9,748.3 28,897.8 557.1 855.8 16.7 3.6 259.2 1,135.3 2,980.0

1980 Jun. 1,745.0 28.5 - 13,199.5 35,955.0 232.0 889.0 8.4 3.6 33.4 934.4 3,016.2

Dec. 1,745.0 138.7 - 7,973.5 35,554.1 558.2 741.1 17.7 3.6 201.7 964.1 2,852.5

1981 Jun. 2,112.2 35.2 - 4,356.8 36,957.6 257.4 2,630.8 6.6 3.6 33.4 2,674.3 4,828.6

Dec. 2,112.2 113.7 - 5,242.2 42,682.2 650.7 2,767.5 125.6 3.6 212.9 2,999.6 2,462.1

1982 Jun. 2,112.2 23.8 6,211.1 7,299.9 47,358.5 237.1 1,735.0 4.7 3.6 33.4 1,776.7 4,549.8

Dec. 2,112.2 99.9 6,187.6 6,565.7 48,919.0 619.2 780.0 17.1 3.6 106.1 906.7 7,966.9

1983 Jun. 2,391.8 48.5 8,973.5 9,493.6 62,438.3 74.4 1,205.0 2.8 3.6 33.4 1,244.8 16,198.9

Dec. 2,391.8 27.3 8,964.6 7,596.3 66,209.6 604.4 755.0 10.5 3.6 33.4 802.5 14,256.5

1984 Jun. 2,444.9 49.6 8,493.3 10,151.2 67,657.7 211.2 412.0 0.9 3.6 33.4 449.9 17,971.5

Dec. 2,444.9 78.7 8,264.1 8,444.1 66,009.6 570.3 498.0 15.1 3.6 33.4 550.0 15,523.9

122


Banking Department


Period 1 Balance Loans Loans and Advances to Scheduled Banks 8

held SDR Govt. and Agri- Indus- outside held with Debtor Advances cultural trial Export Housing Total

Pakistan IMF 6 Balances to Govts. Sector Sector Sector Sector Others

1967 Jun. 19.2 - 7.0 122.0 - - - - - -

Dec. 41.9 - 179.5 179.7 - - - - - -

1968 Jun. 67.9 - 98.9 181.8 - - - - - -

Dec. 228.8 - 12.3 148.7 - - - - - -

1969 Jun. 287.7 - 485.5 181.8 - - - - - -

Dec. 355.7 - - 3.5 - - - - - -

1970 Jun. 301.7 - - - - - - - - -

Dec. 38.8 - - 59.0 - - - - - -

1971 Jun. 59.5 - 16.9 66.8 - - - - - -

Dec. 112.1 - 225.4 96.6 - - - - - -

1972 Jun. 542.4 - 235.7 70.1 - - - - - -

Dec. 839.2 - 228.3 63.5 - - - - - -

1973 Jun. 1272.3 - 337.8 95.0 - - - - - -

Dec. 805.3 - 271.5 73.0 - - - - - -

1974 Jun. 272.6 - 359.4 115.0 - - - - - -

Dec. 692.0 - 229.2 116.2 - - - - - -

1975 Jun. 782.6 - 123.7 53.8 - - - - - -

Dec. 811.7 - 221.3 92.2 - - - - - -

1976 Jun. 723.5 - 102.0 70.4 - - - - - -

Dec. 795.1 - 57.4 103.1 - - - - - -

1977 Jun. 525.5 - 130.9 123.5 - - - - - -

Dec. 677.2 - 276.0 131.6 - - - - - -

1978 Jun. 489.8 - 581.2 220.5 - - - - - -

Dec. 675.7 - 17.3 20.0 - - - - - -

1979 Jun. 1,193.8 - 47.1 93.7 - - - - - -

Dec. 1,005.0 - 233.3 155.4 - - - - - -

1980 Jun. 2,254.4 506.5 126.9 182.1 - - - - - -

Dec. 1,615.8 279.9 174.1 125.5 - - - - - -

1981 Jun. 2,111.2 908.7 20.4 115.4 - - - - - -

Dec. 1,543.4 629.0 - - - - - - - -

1982 Jun. 2,437.1 540.9 30.6 101.4 4,071.3 1,205.9 5,998.7 0.7 3,145.5 14,422.1

Dec. 1,459.8 610.1 - 100.0 4,675.2 1,302.4 7,011.0 0.7 1,033.6 14,022.8

1983 Jun. 2,503.6 376.5 - - 5,045.7 1,355.9 8,166.9 0.7 774.5 15,343.8

Dec. 2,548.2 15.6 - - 6,157.2 1,634.8 9,197.3 0.7 594.2 17,584.3

1984 Jun. 3,688.1 23.0 - - 6,981.5 1,732.4 7,225.9 0.7 688.3 16,628.7

Dec. 2,354.0 560.9 - - 7,925.4 2,086.7 6,910.6 0.7 975.1 17,898.5

123


Banking Department


Loans and Advances to Non-Bank I n v e s t m e n t s 8

Period 1 Financial Institutions Other

Indus- Loans Sche- Non-Bank trial Housing Total and duled Financial Govt. Other

Sector Sector Others Advances Banks Institutions Securities Others Total Assets

1967 Jun. - - - - 1,222.9 - - - - 349.3 266.5

Dec. - - - - 1,328.5 - - - - 382.7 288.6

1968 Jun. - - - - 567.5 - - - - 706.6 318.1

Dec. - - - - 861.8 - - - - 496.5 290.6

1969 Jun. - - - - 466.8 - - - - 621.9 333.9

Dec. - - - - 715.2 - - - - 1,361.2 314.5

1970 Jun. - - - - 718.9 - - - - 1,632.9 354.4

Dec. - - - - 1,046.6 - - - - 1,049.7 341.8

1971 Jun. - - - - 2,082.9 - - - - 238.0 454.2

Dec. - - - - 833.0 - - - - 1,846.9 747.5

1972 Jun. - - - - 993.2 - - - - 4,456.2 768.2

Dec. - - - - 1,253.5 - - - - 3,170.4 814.3

1973 Jun. - - - - 1,154.1 - - - - 2,548.5 1,174.2

Dec. - - - - 2,113.6 - - - - 1,724.3 547.4

1974 Jun. - - - - 3,314.3 - - - - 2,108.8 573.3

Dec. - - - - 4,519.7 - - - - 621.6 2,096.6

1975 Jun. - - - - 5,050.7 - - - - 2,105.1 2,307.0

Dec. - - - - 5,400.4 - - - - 2,943.2 2,323.8

1976 Jun. - - - - 4,853.6 - - - - 5,506.9 2,299.1

Dec. - - - - 6,713.6 - - - - 3,169.6 2,273.5

1977 Jun. - - - - 7,762.8 - - - - 3,343.4 2,638.6

Dec. - - - - 6,960.9 - - - - 3,420.2 2,022.5

1978 Jun. - - - - 7,293.8 - - - - 6,852.6 2,331.4

Dec. - - - - 8,668.0 - - - - 7,809.0 1,607.6

1979 Jun. - - - - 10,176.8 - - - - 7,527.7 2,714.3

Dec. - - - - 11,239.8 - - - - 9,706.5 1,885.4

1980 Jun. - - - - 12,479.2 - - - - 13,353.7 2,869.7

Dec. - - - - 16,611.8 - - - - 9,753.3 2,638.8

1981 Jun. - - - - 16,767.0 - - - - 6,488.8 2,785.7

Dec. - - - - 18,267.0 - - - - 13,800.8 2,329.6

1982 Jun. 2,121.5 4,555.3 - 6,676.8 21,098.9 2,132.8 188.2 10,262.2 737.0 13,320.2 3,265.8

Dec. 2,208.5 5,172.5 - 7,381.0 21,403.8 2,132.8 188.2 9,597.3 737.0 12,655.3 3,197.2

1983 Jun. 2,023.1 5,662.2 - 7,685.3 23,029.1 2,216.7 291.8 12,185.8 737.0 15,431.4 3,579.8

Dec. 1,911.8 6,053.9 - 7.965.7 25,550.0 2,216.7 291.8 16,620.9 737.0 19,866.5 2,565.9

1984 Jun. 2,527.3 6,724.8 - 9,252.1 25,880.9 2,363.4 1,160.1 11,203.3 - 14,726.8 4,706.3

Dec. 2,619.8 4,459.2 - 10,079.0 27,977.5 2,363.4 1,160.1 12,155.2 - 15,678.7 2,794.2

124

4.4 Liabilities and Assets of State Bank of Pakistan Banking Department

(Million Rupees)

L I A B I L I T I E S D e p o s i t s

Period 1 Loans Rural Industrial Export Guar- Housing Capital Reserve Credit Credit Credit antee Credit Federal Provincial

Paid-up Fund Fund Fund Fund Fund Fund Govt. Govts. Banks Others Total

1985 Jun. 100.0 2,100.0 1,500.0 600.0 500.0 300.0 500.0 5,402.6 2,568.3 8,719.0 21,674.6 38,364.5

Dec. 100.0 2,100.0 1,700.0 800.0 650.0 300.0 600.0 - 6,214.1 10,059.1 21,424.4 37,697.6

1986 Jun. 100.0 2,100.0 1,700.0 800.0 650.0 300.0 600.0 8,344.6 6,827.4 9,879.9 19,401.7 44,453.6

Dec. 100.0 2,100.0 1,800.0 900.0 750.0 300.0 700.0 8,912.5 9,212.8 11,613.9 15,779.4 45,518.6

1987 Jun. 100.0 2,100.0 1,800.0 900.0 750.0 300.0 700.0 8,976.3 10,206.2 19,728.8 12,375.0 51,286.3

Dec. 100.0 2,250.0 1,900.0 1,000.0 850.0 300.0 700.0 11,980.7 8,949.1 15,963.8 9,008.4 45,902.0

1988 Jun. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 11,284.6 10,050.4 13,951.5 8,874.2 43,160.6

Dec. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 9,525.7 7,389.7 15,673.8 12,995.2 45,584.4

1989 Jun. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 11,324.3 7,679.6 15,846.3 16,471.6 51,321.8

Dec. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 23,017.0 3,735.5 22,800.2 14,246.5 63,799.2

1990 Jun. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 30,990.6 1,489.2 17,571.9 14,329.6 64,381.3

Dec. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 29,379.3 2,811.1 21,918.1 15,958.0 70,066.3

1991 Jun. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 19,793.0 3,693.8 22,427.5 21,735.7 67,650.1

Dec. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 7,567.3 3,732.7 45,723.6 31,018.1 88,042.7

1992 Jun. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 27,150.6 4,635.2 43,773.1 33,315.7 108,874.7

Dec. 100.0 2,500.0 1,900.0 1,000.0 850.0 300.0 700.0 10,552.0 3,230.2 37,436.6 48,553.6 99,772.5

1993 Jun. 100.0 2,650.0 1,900.0 1,000.0 850.0 300.0 700.0 23,270.9 3,036.9 41,243.2 45,038.1 112,589.1

Dec. 100.0 2,650.0 1,900.0 1,000.0 850.0 300.0 700.0 33,774.7 3,209.5 47,977.5 47,071.6 132,033.3

1994 Jun. 100.0 2,650.0 1,900.0 1,000.0 850.0 300.0 700.0 30,920.6 4,182.7 54,404.0 54,315.5 143,822.8

Dec. 100.0 2,650.0 1,900.0 1,000.0 850.0 300.0 700.0 29,799.8 6,843.5 61,933.9 49,297.3 147,874.5

1995 Jun. 100.0 3,650.0 2,500.0 1,500.0 1,350.0 500.0 700.0 29,362.7 7,134.7 68,991.8 43,374.6 148,863.8

Dec. 100.0 3,650.0 2,500.0 1,500.0 1,350.0 500.0 700.0 16,455.2 8,375.8 81,469.6 42,913.1 149,214.6

1996 Jun. 100.0 4,000.0 2,600.0 1,600.0 1,500.0 500.0 700.0 26,732.6 2,444.9 49,851.6 52,309.9 131,339.0

Dec. 100.0 4,000.0 2,600.0 1,600.0 1,500.0 500.0 700.0 24,080.9 2,662.1 49,006.7 64,594.8 140,344.6

1997 Jun. 100.0 4,000.0 2,600.0 1,600.0 1,500.0 500.0 700.0 29,911.7 8,591.2 77,949.3 51,366.9 167,819.1

Dec. 100.0 4,000.0 2,600.0 1,600.0 1,500.0 500.0 700.0 9,544.3 3,536.8 74,292.1 72.299.4 159,672.6

1998 Jun. 100.0 4,000.0 2,600.0 1,600.0 1,500.0 500.0 700.0 9,184.7 1,136.7 71,374.9 89,072.9 170,769.2

Dec. 100.0 4,000.0 2,600.0 1,600.0 1,500.0 500.0 700.0 7,660.6 1,041.0 87,101.5 149,894.5 245,697.6

1999 Jun. 100.0 9,000.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 4,587.8 9,001.9 85,184.9 213,851.4 312,626.0

Dec. 100.0 14,000.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 4,927.5 1,677.1 98,952.0 258,757.7 364,314.4

2000 Jun. 100.0 14,000.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 4,325.4 20,481.8 114,702.8 299,184.4 438,694.4

Dec. 100.0 14,000.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 6,068.6 13,657.1 20,385.5 334,613.8 374,725.0

2001 Jun. 100.0 8,400.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 7,031.4 18,318.6 127,265.6 473,263.1 625,878.7

Dec. 100.0 8,400.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 8,981.3 12,255.2 141,580.1 290,776.2 453,592.7

2002 Jun. 100.0 5,400.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 16,032.7 27,073.8 110,522.1 284,048.2 437,676.9

Dec. 100.0 5,400.0 2,600.0 1,600.0 1,500.0 900.0 4,700.0 57,236.1 24,906.5 125,151.8 272,112.1 479,406.5

2003 Jun. 100.0 5,414.5 2,600.0 1,600.0 1,500.0 900.0 4,700.0 36,841.9 32,836.0 140,989.7 285,682.1 496,349.7

Dec. 100.0 5,414.5 2,600.0 1,600.0 1,500.0 900.0 4,700.0 23,879.4 30,664.6 145,224.3 282,551.3 482,319.6

2004 Jun. 100.0 5,414.5 2,600.0 1,600.0 1,500.0 900.0 4,700.0 2,681.5 34,207.5 156,204.2 273,562.7 466,655.8

125


(Million Rupees)

L I A B I L I T I E S A S S E T S Bills Purchased and Discounted

Period 1 Allocation Internal

of Special Re- Other Total Notes Agri- Indu- Govt. Drawing Bills valuation Liabi- Liabilities/ and cultural strial Export Treasury

Rights Payable Accounts lities Assets Coins2 Sector Sector Sector Others Total Bills

1985 Jun. 2,715.1 61.6 7,359.0 10,932.5 65,082.8 225.5 10.0 - 3.6 33.4 47.0 11,946.9 Dec. 2,715.1 52.7 7,770.9 10,019.1 64,505.4 383.0 - - 3.6 33.4 37.0 15,242.0

1986 Jun. 3,368.5 230.0 9,365.3 11,936.8 75,500.7 196.8 - - 3.6 33.4 37.0 8,535.0 Dec. 3,368.5 295.6 8,911.6 10,008.1 74,529.7 685.2 - - 3.6 33.4 37.0 12,640.8

1987 Jun. 3,778.7 394.0 12,217.7 13,343.1 87,669.8 320.8 20.0 - 3.6 33.4 57.0 19,771.9 Dec. 3,778.7 46.4 12,330.7 12,127.8 81,285.5 459.7 - - 3.6 33.4 37.0 9,202.8

1988 Jun. 4,020.2 90.6 13,838.2 11,140.7 80,600.8 208.7 - - 3.6 33.4 37.0 6,733.2 Dec. 4,260.6 60.1 13,838.2 10,143.8 81,237.0 682.7 - - 3.6 33.4 37.0 8,214.6

1989 Jun. 4,481.7 97.2 13,863.1 11,212.1 88,325.8 292.6 - - 3.6 33.4 37.0 10,688.5 Dec. 4,830.2 76.9 13,863.9 10,793.1 100,713.4 909.9 - - 3.6 33.4 37.0 7,816.3

1990 Jun. 4,920.5 84.5 13,482.1 11,895.5 102,114.1 112.5 - - 3.6 33.4 37.0 17,058.8 Dec. 5,234.8 55.2 13,482.1 11,245. 107,434.0 276.0 - - 3.6 33.4 37.0 3,584.6

1991 Jun. 5,443.5 80.6 15,970.4 13,530.6 110,025.2 167.4 - - 3.6 33.4 37.0 1,906.9 Dec. 6,009.7 45.6 15,970.4 14,528.7 131,946.2 595.7 - - 3.6 33.4 37.0 6,961.5

1992 Jun. 6,129.0 46.8 15,339.0 16,691.6 154,431.0 150.5 - - 3.6 33.4 37.0 1,857.7 Dec. 6,030.0 68.4 15,339.0 22,777.0 151,336.8 338.0 - - 3.6 33.4 37.0 3,315.0

1993 Jun. 6,457.3 375.1 18,515.9 24,713.9 170,151.1 423.8 - - 3.6 33.4 37.0 4,090.2 Dec. 7,062.5 61.1 18,515.9 23,969.8 189,142.7 365.6 - - 3.6 33.4 37.0 2,250.6

1994 Jun. 7,555.4 81.9 21,970.6 24,742.6 205,673.3 169.6 250.0 - 3.6 33.4 287.0 2,390.8 Dec. 7,641.1 120.1 21,970.6 47,859.9 232,966.2 311.7 1,950.0 - 3.6 33.4 1,987.0 2,555.3

1995 Jun. 8,290.2 103.7 22,212.8 39,765.8 229,536.3 233.5 3,660.0 - 3.6 33.4 3,697.0 2,695.7 Dec. 8,681.2 180.1 22,212.8 29,360.3 219,948.1 335.0 - - 3.6 33.4 37.0 2,848.5

1996 Jun. 8,618.6 127.9 25,101.6 69,328.6 245,515.7 165.2 - - 3.6 33.4 37.0 3,030.3

Dec. 9,814.5 100.9 25,101.6 55,276.3 241,637.9 456.8 - - 3.6 33.4 37.0 3,222.9

1997 Jun. 9,571.2 355.2 25,363.9 57,459.0 271,568.3 219.2 - - 3.6 33.4 37.0 3,431.7

Dec. 10,174.8 343.5 25,363.9 34,196.7 240,751.5 178.0 - - 3.6 33.4 37.0 3,431.7

1998 Jun. 10,464.0 113.8 25,560.6 36,762.7 254,670.3 153.7 - - 3.6 33.4 37.0 3,431.7

Dec. 11,007.6 51.5 25,560.6 42,253.8 335,571.1 258.7 - - 3.6 33.4 37.0 3,185.1

1999 Jun. 11,718.1 251.5 25,225.6 89,213.8 459,435.0 120.1 - - 3.6 33.4 37.0 3,241.9

Dec. 12,101.3 47.8 25,225.6 102,620.2 524,709.3 294.1 - - 3.6 33.4 37.0 8,156.9

2000 Jun. 11,773.4 412.5 28,570.3 87,864.8 592,715.4 99.6 - -- 3.6 33.4 37.0 16,921.9

Dec. 12,852.3 153.7 28,570.3 89,961.6 531,662.9 127.8 - - 3.6 33.4 37.0 9,246.9

2001 Jun. 1,526.0 434.2 33,261.2 91,409.5 772,309.7 177.6 - - 3.6 33.4 37.0 3,241.9

Dec. 1,526.0 105.3 33,261.2 97,486.6 605,771.8 171.6 - - 3.6 33.4 37.0 3,241.9

2002 Jun. 1,526.0 323.3 37,033.3 57,967.6 551,327.0 126.7 - - 3.6 33.4 37.0 10,064.0

Dec. 1,526.0 190.7 37,033.3 40,647.9 575,604.5 168.9 - - 3.6 33.4 37.0 22,650.0

2003 Jun. 1,526.0 671.9 38,883.2 35,628.3 589,873.6 214.3 - - 3.6 33.4 37.0 -

Dec. 1,526.0 143.0 38,883.2 33,967.6 573,653.9 125.8 - - 3.6 33.4 37.0 -

2004 Jun. 1,526.0 494.4 45,205.6 38,946.0 569,642.3 160.8 - - 3.6 33.4 37.0 -

Dec. 1,526.0 251.0 45,205.6 57,064.6 654,569.0 126.0 - - 3.6 33.4 37.0 -

2005 Jun. 1,526.0 1,099.7 51,646.6 54,792.1 688,649.3 145.6 - - 3.6 33.4 37.0 -

126


Banking Department


Period 1 Balance Loans Loans and Advances to Scheduled Banks

held SDR Govt. and Agri- Indus- outside held with Debtor Advances cultural trial Export Housing Total

Pakistan IMF Balances to Govts. Sector Sector Sector Sector Others (a)

1985 Jun. 2,536.1 42.9 - - 9,276.4 2,147.2 5,875.3 0.7 889.0 18,188.6

Dec. 1,420.3 8.7 299.2 132.0 10,736.7 2,662.6 6,252.0 0.7 1,936.4 21,589.2

1986 Jun. 1,588.1 479.3 - - 12,144.3 2,919.1 6,498.4 0.7 1,794.7 23,357.2

Dec. 3,203.3 214.1 - 100.0 14,399.0 3,113.3 7,545.7 0.7 1,925.6 26,984.4

1987 Jun. 1,648.6 268.3 - 100.0 14,590.9 3,424.5 8,148.2 0.7 1,867.5 28,031.7

Dec. 50.2 264.0 - 100.0 15,874.7 3,711.9 10,091.7 0.7 1,819.4 31,497.7

1988 Jun. 439.2 192.5 - 117.9 17,498.3 4,017.8 10,297.5 0.7 1,821.2 33,635.5

Dec. 2,101.2 138.7 - 187.9 19,115.9 4,365.6 10,725.6 0.7 1,733.1 35,940.9

1989 Jun. 3,411.4 119.7 - 214.4 19,752.1 4,456.0 10,963.9 0.7 1,645.0 36,817.8

Dec. 6,983.2 31.9 - 183.7 22,040.3 4,877.9 12,736.4 0.7 1,622.8 41,278.2

1990 Jun. 2,954.0 53.2 - 198.7 20,982.0 5,401.1 13,130.6 0.7 1,442.7 40,959.0

Dec. 2,831.5 18.2 5,701.4 387.9 23,532.7 5,562.0 15,425.1 0.7 854.6 45,375.2

1991 Jun. 5,432.1 47.6 7,867.1 380.4 27,201.6 6,475.1 15,708.4 0.7 456.4 49,842.2

Dec. 2,832.2 183.6 4,213.6 387.9 27,978.8 6,803.9 18,250.0 0.7 458.3 53,761.8

1992 Jun. 13,909.8 82.9 5,131.7 396.2 29,594.4 8,252.5 20,380.9 0.7 460.2 58,688.6

Dec. 4,665.2 3.0 8,017.5 396.2 31,250.2 8,623.7 22,925.7 0.7 461.2 63,262.4

1993 Jun. 8,835.5 133.2 10,507.5 396.2 34,104.5 9,353.1 22,715.5 0.7 463.9 66,637.7

Dec. 19,515.5 21.6 5,405.5 396.2 32,925.3 9,345.8 26,629.9 0.7 465.8 69,367.4

1994 Jun. 15,933.9 48.8 3,725.9 326.7 35,528.9 9,580.6 25,364.2 0.7 2,111.7 72,586.1

Dec. 17,914.4 9.5 2,235.6 300.0 39,134.1 9,395.2 27,790.5 0.7 2,070.5 78,393.0

1995 Jun. 15,245.9 130.7 2,852.0 300.0 40,141.0 9,205.6 27,809.8 0.7 4,471.4 81,627.8

Dec. 28,332.9 505.7 5,181.1 300.0 41,238.8 8,754.5 32,327.7 - 6,271.4 88,592.4

1996 Jun. 39,547.5 55.2 7,464.4 300.0 43,000.0 9,054.9 83.9 - 4,475.1 56,614.8

Dec. 16,556.5 529.9 15,036.7 300.0 43,592.4 8,606.8 220.1 - 6,016.0 58,435.3

1997 Jun. 24,679.7 35.7 7,680.1 300.0 44,852.4 8,476.9 22,412.0 - 4,678.9 80,420.2

Dec. 38,557.6 477.4 11,567.2 300.0 47,936.0 9,006.6 49,298.5 - 4,678.4 109,919.5

1998 Jun. 23,893.7 114.7 5,930.4 300.0 47,383.1 7,633.6 53,944.0 - 9,594.6 118,555.4

Dec. 11,321.5 42.1 11,762.7 300.0 49,769.1 7,034.6 64,649.8 - 9,913.2 131,366.7

1999 Jun. 14,015.7 35.6 7,623.7 300.0 49,383.3 6,728.5 81,345.9 - 9,785.6 147,243.3

Dec. 11,677.2 12.2 7,170.0 300.0 49,270.3 5,810.1 87,269.6 66.9 10,499.9 152,916.8

2000 Jun. 10,537.4 23.8 24,538.5 - 50,327.2 5,307.1 75,453.6 66.9 22,070.3 153,255.1

Dec. 24,870.1 825.3 2,508.4 - 55,297.8 4,709.0 79,201.1 66.9 16,193.5 155,468.3

2001 Jun. 21,934.2 281.4 982.4 - 54,607.1 4,242.4 75,472.2 66.9 15,674.5 150,063.0

Dec. 90,552.4 237.4 940.3 - 53,777.4 3,828.6 50,212.4 66.9 29,006.9 136,892.2

2002 Jun. 42,454.3 509.6 618.7 - 55,163.8 3,415.1 59,547.8 66.9 25,408.2 143,601.8

Dec. 71,916.8 123.9 - - 54,137.6 3,021.3 45,859.8 66.9 18,074.3 121,160.0

2003 Jun. 104,384.6 14,092.1 - - 55,686.8 2,800.3 56,780.4 66.9 15,214.1 130,548.5

Dec. 104,834.5 14,136.1 319.3 - 55,353.1 2,563.9 77,303.2 66.9 13,992.6 149,279.7

2004 Jun. 132,021.4 - 5,533.1 - 58,005.3 2,328.8 88,292.3 66.9 13,194.5 161,887.8

Dec. 147,057.8 2,284.8 7,241.5 - 60,737.4 1,169.4 102,522.5 - 9,179.9 173,609.2

2005 Jun. 139,513.3 1,774.6 10,814.0 - 59,753.3 1,498.5 109,446.9 - 11,288.6 181,987.3

127


(Million Rupees)

A S S E T S Loans and Advances to Non-Bank Other I n v e s t m e n t s

Period 1 Financial Institutions Loans

Indus- And Sche- Non-Bank trial Housing Total Advances duled Financial Govt. Other

Sector Sector Others (b) (a+b) Banks Institutions Securities Others Total Assets 1985 Jun. 3,458.3 7,799.2 50.0 11,307.5 29,496.1 2,473.3 1,390.1 12,469.3 - 16,322.7 4,455.8

Dec. 3,646.4 8,872.1 50.0 12,568.6 34,157.8 2,473.3 1,390.1 5,403.0 - 9,271.4 3,554.0 1986 Jun. 4,919.1 8,855.6 69.3 13,844.0 37,201.2 2,473.3 1,620.1 19,197.1 - 23,290.5 4,172.9 Dec. 5,287.6 10,260.0 163.9 15,711.3 42,695.7 2,473.3 1,679.4 7,526.7 - 11,679.4 3,274.2 1987 Jun. 6,517.8 10,295.8 305.9 17,119.5 45,151.2 6,812.5 1,619.4 7,251.3 - 15,683.2 4,668.8 Dec. 6,483.8 11,671.4 297.6 18,452.8 49,950.5 6,812.5 1,619.4 9,283.3 - 17,715.1 3,506.1 1988 Jun. 7,095.8 11,745.8 373.7 19,215.3 52,850.9 6,999.4 1,737.9 7,526.1 - 16,263.3 3,757.3 Dec. 6,959.2 12,763.5 339.1 20,061.7 56,002.7 6,998.2 1,737.9 1,441.0 - 10,177.2 3,695.1 1989 Jun. 7,623.7 13,701.8 524.6 21,850.2 58,668.0 7,363.2 1,754.7 916.8 - 10,034.7 4,859.6 Dec. 7,581.4 14,396.3 558.7 22,536.4 63,814.6 7,363.2 1,754.7 6,728.1 - 15,846.0 5,090.8 1990 Jun. 8,283.6 15,196.3 776.7 24,256.6 65,215.6 7,363.2 1,754.7 1,753.4 - 10,871.4 5,612.9 Dec. 9,036.0 14,996.3 784.5 24,816.8 70,192.0 7,363.2 1,854.7 79,313.2 - 18,531.2 5,873.2 1991 Jun. 9,854.6 15,496.3 1,021.6 26,372.5 76,214.7 7,213.4 1,854.7 2,424.3 - 11,492.5 6,479.4 Dec. 4,323.0 1,058.6 1,058.6 10,878.0 64,639.8 8,032.4 1,882.3 36,114.7 - 46,029.5 6,065.5 1992 Jun. 5,618.3 5,996.3 1,592.6 13,207.2 71,895.8 8,214.6 1,912.3 43,748.4 - 53,873.5 7,076.2 Dec. 5,165.2 5,996.3 2,382.9 13,544.3 76,806.7 8,214.6 1,956.6 37,119.6 - 47,290.8 10,467.4 1993 Jun. 6,027.4 6,296.3 4,073.0 16,396.7 83,034.4 8,721.4 1,998.6 44,025.2 - 54,754.2 7,948.3 Dec. 5,647.6 6,296.3 4,107.7 16,051.6 85,419.2 8,653.3 2,023.6 50,457.7 - 61,134.6 14,596.9 1994 Jun. 6,651.6 6,496.3 5,883.5 19,031.4 91,617.5 8,653.3 2,151.1 69,783.2 - 80,587.6 10,585.4 Dec. 6,546.8 6,496.3 6,918.7 19,961.8 98,352.9 8,653.3 2,151.1 82,944.0 - 93,748.4 51,551.4 1995 Jun. 6,481.3 6,496.3 10,084.1 23,061.7 104,689.5 9,237.9 2,151.1 76,241.7 - 87,630.7 12,061.4 Dec. 6,212.4 6,496.3 11,740.6 24,448.7 113,041.0 9,382.5 2,151.1 46,838.5 - 58,372.1 10,894.8 1996 Jun. 6,655.2 6,496.3 12,447.1 25,598.7 81,913.5 9,312.0 2,151.1 47,677.2 - 59,161.1 53,541.9 Dec. 6,170.4 6,496.3 12,399.6 25,066.3 83,501.6 9,312.8 2,151.1 56,933.2 - 68,397.1 53,599.4 1997 Jun. 6,015.8 6,496.3 11,971.8 24,483.9 104,904.2 9,329.5 2,067.6 76,136.0 - 87,533.0 42,747.4 Dec. 4,904.2 6,496.3 11,948.9 23,349.4 133,268.9 9,329.5 2,067.6 17,474.8 - 28,871.9 24,061.8 1998 Jun. 4,640.2 6,496.3 12,630.6 23,767.0 142,322.4 39,802.8 2,067.6 8,922.6 - 50,793.0 27,693.8 Dec. 4,313.1 6,496.3 22,259.6 33,069.0 164,435.7 39,802.8 2,067.6 22,726.1 - 124,596.5 19,631.9

1999 Jun. 4,106.5 6,496.3 32,059.0 42,661.8 189,905.1 39,829.2 2,067.6 179,323.1 - 221,219.9 22,936.0

Dec. 3,775.2 6,496.3 33,011.5 43,283.0 196,199.8 39,829.2 2,067.6 217,596.3 - 259,493.1 41,369.0

2000 Jun. 3,414.2 6,496.3 32,955.4 42,865.9 196,091.0 40,001.4 2,067.6 276,898.2 386.5 319,353.7 25,112.4

Dec. 3,120.3 6,496.3 41,553.1 51,169.7 206,638.0 40,001.4 2,067.6 212,149.9 386.5 254,605.4 32,804.0

2001 Jun. 7,897.1 16,496.3 25,816.8 50,210.2 200,273.2 47,727.7 1,989.5 372,382.9 361.5 422,461.6 122,920.4

Dec. 7,702.3 16,496.6 13,896.6 38,095.2 174,987.4 47,727.7 2,739.5 134,783.5 242.1 185,492.8 150,111.1

2002 Jun. 6,268.2 15,257.3 13,455.0 34,980.5 178,582.3 52,086.6 2,739.5 148,060.8 768.5 203,655.3 114,943.9

Dec. 6,152.3 15,257.3 8,537.5 29,947.1 151,107.1 39,326.5 2,497.1 111,276.8 926.1 154,026.5 175,574.4

2003 Jun. 5,191.0 14,157.3 8,037.5 27,385.8 157,934.3 38,954.7 2,497.1 91,753.6 907.6 134,112.9 179,098.3

Dec. 4,440.4 13,857.3 4,786.7 23,084.4 172,304.1 38,954.7 2,497.1 36,747.5 907.6 79,106.9 202,730.2

2004 Jun. 4,418.0 12,607.3 4,219.8 21,245.1 183,132.9 34,000.8 1,747.1 87,524.9 1,291.2 124,564.0 124,193.1

Dec. 608.1 12,607.3 3,416.7 16,632.1 190,241.3 34,000.8 1,747.1 149,989.0 1,331.2 187,068.1 120,712.6

2005 Jun. 595.0 11,242.3 3,416.7 15,254.0 197,241.3 28,273.8 1,673.4 168,392.0 933.5 199,272.6 139,850.8

1. End Jun. and Dec., last working day 2. Includes one rupee coins, one rupee notes and subsidiary coins 3. Separate reporting remains suspended between 14th March 1952 and 6th June 1958. It also includes cash and short-term securities. 4. Introduced with effect from 17th October 1952. 5. Introduced with effect from 14th January 1977. 6. Introduced with effect from 31st January 1980. 7. Introduced with effect from 1st April 1982.

128

4.5 Scheduled Banks' Position Based on Weekly Returns

Liabilities (Million Rupees)

DEMAND LIABILITIES IN PAKISTAN TIME LIABILITIES IN PAKISTAN Inter-Bank Others Inter-Bank Others

Period1 Borrow- Deposits Borrow- Deposits

ings Deposits General Total ings Deposits General Total

1948 Jun. 5.0 -- 907.1 912.0 1.1 -- 160.1 161.2

Dec. 4.8 -- 891.7 896.5 4.0 -- 164.9 168.9

1949 Jun. 3.5 -- 902.7 906.2 1.0 -- 184.6 185.1

Dec. 16.9 -- 886.3 903.1 0.4 -- 205.4 205.8

1950 Jun. 19.4 -- 999.9 1,019.3 1.2 -- 200.2 201.4 Dec. 40.7 -- 907.2 947.8 4.5 -- 227.6 232.1

1951 Jun. 13.4 -- 1,098.2 1,111.6 3.9 -- 277.3 281.2

Dec. 21.8 -- 1,190.3 1,212.1 5.0 -- 281.6 286.6

1952 Jun. 40.3 61.5 1,045.2 1,147.0 3.2 2.6 242.8 248.6

Dec. 38.0 68.7 1,022.7 1,129.4 2.5 0.1 268.2 270.8

1953 Jun. 2.2 90.9 1,118.1 1,211.2 9.0 7.1 303.8 319.9

Dec. 41.1 47.1 1,151.4 1,239.6 7.0 7.6 337.9 352.6

1954 Jun. 14.6 45.8 1,201.8 1,262.2 10.0 16.0 433.1 459.1

Dec. 42.4 37.9 1,170.4 1,250.7 11.2 27.6 479.0 517.8

1955 Jun. 12.4 74.0 1,270.2 1,356.6 11.5 31.6 519.4 562.6

Dec. 47.0 51.0 1,326.3 1,424.3 10.0 32.2 516.0 558.2

1956 Jun. 29.7 48.8 1,431.2 1,507.7 4.5 40.7 563.8 609.0 Dec. 95.4 48.9 1,429.7 1,574.1 27.5 37.0 545.3 609.8

1957 Jun. 41.4 95.0 1,490.1 1,626.5 10.0 40.7 568.6 619.3

Dec. 88.4 85.0 1,562.1 1,735.5 15.5 40.4 618.3 674.2

1958 Jun. 49.3 100.8 1,689.2 1,839.3 7.5 40.8 700.2 748.5

Dec. 59.5 122.7 1,708.6 1,890.8 5.2 35.3 694.8 735.3

1959 Jun. 23.2 97.0 1,869.6 1,989.8 24.9 42.8 753.4 821.1

Dec. 53.2 52.8 1,871.4 1,977.4 49.3 38.7 957.9 1,045.9

1960 Jun. 104.3 57.3 2,072.1 2,233.7 49.9 29.6 923.4 1,002.9

Dec. 85.8 47.6 1,932.8 2,066.2 182.5 28.5 1,093.3 1,304.3

1961 Jun. 109.3 44.3 1,990.7 2,144.3 65.4 38.8 1,227.5 1,331.7

Dec. 75.5 63.3 2,100.0 2,238.9 122.2 43.5 1,285.1 1,450.8

1962 Jun. 141.8 109.0 2,190.1 2,044.8 58.1 66.2 1,507.1 1,631.4 Dec. 164.4 113.3 2,358.6 2,636.7 75.9 87.9 1,761.8 1,925.6

1963 Jun. 194.3 102.3 2,779.8 3,076.4 42.2 134.8 1,935.2 2,112.2

Dec. 168.9 81.7 2,881.5 3,132.1 59.3 122.0 2,228.2 2,409.4

1964 Jun. 169.0 170.6 3,274.0 3,613.6 40.6 89.3 2,432.1 2,562.0

Dec. 209.2 100.8 3,621.8 3,931.8 36.7 111.1 2,936.1 3,083.9

1965 Jun. 127.3 139.5 3,655.1 3,921.9 25.0 53.2 3,227.7 3,305.9

Dec. 233.4 242.1 3,924.5 4,400.1 18.5 81.7 3,497.9 3,598.1

1966 Jun. 188.9 292.3 4,049.9 4,531.1 12.0 157.3 4,089.9 4,259.2

Dec. 169.7 232.4 4,646.3 5,048.4 11.2 119.9 4,655.6 4,786.7

129



STATUTORY RESERVES 3 Total

Period1 Demand Borrowings and Time from State On On Liabilities Bank of Demand Time Total

(a) Pakistan 2 Liabilities Liabilities (b)

1948 Jun. 1,073.3 - 45.6 3.2 48.8

Dec. 1,065.5 - 44.8 3.4 48.2 1949 Jun. 1,091.3 - 45.3 3.7 49.0

Dec. 1,108.9 - 45.2 4.1 49.3

1950 Jun. 1,220.7 - 51.0 4.2 55.2

Dec. 1,180.0 - 47.4 4.6 52.0

1951 Jun. 1,392.8 - 55.6 5.6 61.2

Dec. 1,498.7 - 60.6 5.7 66.3

1952 Jun. 1,395.6 - 57.3 5.0 62.3

Dec. 1,400.2 - 56.5 5.4 61.9

1953 Jun. 1,531.1 - 60.6 6.4 67.0

Dec. 1,692.1 - 62.0 7.1 69.1

1954 Jun. 1,721.3 14.1 63.1 9.2 72.3

Dec. 1,768.4 127.7 62.5 10.4 72.9 1955 Jun. 1,919.1 9.9 67.8 11.3 79.1

Dec. 1,982.6 178.4 71.2 11.2 82.4

1956 Jun. 2,118.7 28.3 75.5 12.2 87.7

Dec. 2,183.9 214.4 78.7 12.2 90.9

1957 Jun. 2,245.8 93.0 81.3 12.4 93.7

Dec. 2,409.7 147.1 86.8 13.5 100.3

1958 Jun. 2,587.8 38.7 92.0 15.0 107.0

Dec. 2,626.1 181.4 94.5 14.7 109.2

1959 Jun. 2,810.9 9.9 99.5 16.4 115.2

Dec. 3,023.3 97.5 98.9 20.9 119.8

1960 Jun. 3,236.6 6.1 111.7 20.1 131.8

Dec. 3,370.5 411.7 103.3 26.1 129.4 1961 Jun. 3,476.0 337.6 107.2 26.6 133.8

Dec. 3,689.6 497.8 111.9 29.0 140.9

1962 Jun. 4,072.2 403.2 122.4 32.6 155.0

Dec. 4,562.3 501.8 131.8 38.5 170.3

1963 Jun. 5,188.6 385.8 153.8 42.2 196.0

Dec. 5,541.5 408.8 156.6 120.5 277.1

1964 Jun. 6,175.6 783.1 180.7 128.1 308.8

Dec. 7,015.6 1,375.8 196.6 154.2 350.8

1965 Jun. 7,227.8 1,688.2 294.1 247.9 542.0

Dec. 7,998.2 1,776.7 220.0 179.9 399.9

1966 Jun. 8,790.3 1,012.0 226.0 213.0 439.9

Dec. 9,835.1 1,873.1 252.4 239.3 491.7

130

4.5 Scheduled Banks' Position Based on Weekly Returns Liabilities

(Million Rupees) DEMAND LIABILITIES IN PAKISTAN TIME LIABILITIES IN PAKISTAN

Inter-Bank Others4 Inter-Bank Others4

Period1 Capital Paid-up and Borrow- Deposits Borrow- Deposits

Reserves ings Deposits General Others Total ings Deposits General Others Total

1967 Jun. - 211.3 278.5 4,689.6 - 5,179.4 6.2 88.8 5,140.0 - 5,235.0

Dec. - 227.3 379.6 4,216.0 380.7 5,203.5 12.7 130.1 5,244.9 177.1 5,564.8

1968 Jun. - 203.3 294.7 4,561.2 338.0 5,397.2 4.2 58.4 5,753.8 179.2 5,995.6

Dec. - 151.4 356.5 4,808.4 350.3 5,666.6 46.2 101.0 6,176.2 197.6 6,521.1

1969 Jun. - 160.4 399.9 4,880.0 374.2 5,814.5 1.2 172.4 6,001.1 199.6 6,374.3

Dec. - 106.3 434.7 5,604.2 448.4 6,593.6 71.2 116.6 6,269.7 202.2 6,659.8

1970 Jun. - 113.3 559.4 5,665.5 366.6 6,704.8 35.3 128.5 6,876.0 238.8 7,278.6

Dec. - 201.2 511.4 6,251.2 391.0 7,354.8 84.0 191.0 7,166.1 117.4 7,558.5

1971 Jun. - 243.6 472.4 6,345.3 413.9 7,475.2 23.5 91.9 6,667.5 120.9 6,903.8

Dec. - 144.8 741.2 7,958.0 521.4 9,365.4 76.3 98.3 7,565.8 116.7 7,857.1 1972 Jun. - 227.7 836.0 8,768.3 687.5 10,519.5 2.0 110.0 7,757.9 109.0 7,978.9

Dec. - 273.8 1,048.2 9,665.6 889.3 11,876.9 6.1 188.8 8,349.7 110.1 8,654.7

1973 Jun. - 215.9 906.1 10,508.7 917.8 12,548.5 6.7 137.1 9,553.2 120.3 9,817.4

Dec. - 768.8 589.7 10,859.1 935.3 13,152.9 37.7 176.4 10,116.6 136.3 10,467.0

1974 Jun. - 485.1 581.0 11,581.7 889.6 13,537.4 38.3 87.2 9,556.8 68.1 9,750.4

Dec. - 140.8 682.2 11,167.8 749.0 12,739.8 23.1 78.8 9,500.8 66.0 9,668.7

1975 Jun. - 127.6 679.8 12,268.4 1,135.2 14,211.0 0.6 208.4 11,249.4 64.9 11,523.3

Dec. - 267.4 652.6 13,433.4 1,155.3 15,508.7 16.6 109.2 12,866.6 88.1 13,080.5

1976 Jun. - 405.1 691.7 15,234.7 1,218.1 17,549.6 63.0 116.6 14,979.7 74.2 15,233.5

Dec. - 424.1 1,215.1 20,165.4 1,587.9 23,392.5 52.2 193.5 17,389.0 89.5 17,724.2

1977 Jun. - 237.7 983.2 19,824.7 1,485.6 22,531.2 41.9 350.9 17,851.6 149.6 18,394.0

Dec. - 88.4 1,181.7 22,242.8 1,593.9 25,107.0 61.1 337.5 20,214.4 181.9 20,794.9

1978 Jun. - 226.9 1,186.5 24,174.0 1,531.9 27,119.2 31.5 119.5 22,873.3 180.5 23,204.8

Dec. - 234.9 1,480.2 27,833.6 1,567.7 31,116.4 7.6 170.5 25,447.1 238.2 25,863.4

1979 Jun. - 282.5 1,524.3 29,344.4 1,975.0 33,226.2 6.9 156.4 27,093.6 195.6 27,452.5

Dec. 2,103.6 18.5 1,482.7 32,380.2 2,370.7 36,252.1 6.4 143.3 29,668.6 324.5 30,142.8

1980 Jun. 2,335.4 10.9 1,496.5 34,187.3 2,462.2 38,156.9 6.3 213.8 31,618.3 345.3 32,183.8

Dec. 2,382.4 0.1 1,508.4 36,067.4 2,008.4 39,584.3 5.8 181.9 33,583.6 331.6 34,102.9

1981 Jun. 2,757.5 7.5 1,830.2 39,902.5 2,027.3 43,767.6 645.1 163.5 33,313.7 368.0 34,490.4

Dec. 4,420.7 0.5 1,714.6 38,927.6 1,698.1 42,340.8 733.9 121.9 38,918.1 399.0 40,172.9

1982 Jun. 4,868.8 33.0 1,747.5 42,853.4 2,975.2 47,609.1 845.6 279.0 38,895.2 584.2 40,604.0

Dec. 4,942.9 64.7 1,797.0 46,010.8 2,522.8 50,395.3 999.0 291.0 47,352.3 474.1 49,116.4

1983 Jun. 5,518.9 25.5 1,707.3 50,703.8 2,528.3 54,964.9 1,008.5 401.0 53,184.0 707.0 55,300.5

Dec. 5,736.4 113.2 1,640.0 54,033.1 2,443.5 58,229.8 1,089.8 399.8 63,850.3 548.1 65,888.0

1984 Jun. 6,845.4 466.8 1,654.7 51,183.8 1,774.4 55,079.6 931.8 532.6 64,402.7 558.4 66,425.4

Dec. 7,238.8 805.5 1,747.8 58,787.3 2,143.0 63,483.6 1,306.0 487.7 69,302.2 594.3 71,690.2

131



STATUTORY RESERVES3 Total

Period 1 Demand Borrowings Money at and Time From State Borrowings Call and On On Liabilities Bank of From Banks Short Notice Other Total Demand Time Total

(a) Pakistan5 Abroad5 in Pakistan5 Liabilities5 Liabilities Liabilities Liabilities (b)

1967 Jun. 10,414.4 1,784.1 - - - - 323.7 327.2 650.9 Dec. 10,768.2 1,832.4 - - - - 325.2 347.8 673.0

1968 Jun. 11,392.8 1,698.0 - - - - 269.9 299.8 569.7

Dec. 12,187.7 2,041.2 - - - - 283.3 326.1 609.4

1969 Jun. 12,188.8 1,610.4 - - - - 290.7 318.7 609.4

Dec. 13,253.4 1,880.5 - - - - 329.7 333.0 662.7

1970 Jun. 13,983.4 1,402.6 - - - - 335.2 363.9 699.1

Dec. 14,913.3 2,097.9 - - - - 367.7 377.9 745.6

1971 Jun. 14,379.0 2,872.0 - - - - 373.8 345.2 719.0

Dec. 17,222.5 1,412.1 - - - - 468.3 392.9 861.2

1972 Jun. 18,498.5 1,502.6 - - - - 526.0 398.9 924.9

Dec. 20,531.6 1,847.4 - - - - 593.8 432.7 1,026.5

1973 Jun. 22,365.9 1,541.6 - - - - 627.4 490.9 1,118.3 Dec. 23,619.9 3,102.4 - - - - 657.6 523.4 1,181.0

1974 Jun. 23,287.8 3,987.6 - - - - 676.9 487.4 1,164.4

Dec. 22,408.5 5,196.6 - - - - 637.0 483.4 1,120.4

1975 Jun. 25,734.3 5,707.1 - - - - 710.5 576.2 1,286.7

Dec. 28,589.2 5,726.6 - - - - 775.4 654.0 1,429.4

1976 Jun. 32,783.1 4,844.0 - - - - 877.5 877.5 1,639.2

Dec. 41,116.7 6,637.0 - - - - 1,169.6 1,169.6 2,055.8

1977 Jun. 40,925.2 6,823.0 - - - - 1,126.6 919.7 2,046.3

Dec. 45,901.9 6,341.1 - - - - 1,255.4 1,039.7 2,295.1

1978 Jun. 50,324.0 5,419.2 - - - - 1,356.0 1,160.2 2,516.2

Dec. 56,979.8 6,868.7 - - - - 1,555.8 1,293.2 2,849.0

1979 Jun. 60,678.7 8,683.0 - - - - 1,661.3 1,372.6 3,033.9

Dec. 66,394.9 9,177.9 1,005.8 168.5 38,877.4 117,728.2 1,821.0 1,507.1 3,328.1

1980 Jun. 70,340.7 9,719.6 963.6 659.5 48,153.8 132,172.7 1,940.8 1,609.2 3,550.0

Dec. 73,687.2 13,365.6 1,022.7 495.5 43,987.3 134,940.7 2,004.0 1,705.1 3,709.1

1981 Jun. 78,257.9 14,142.4 950.4 964.5 52,947.1 150,019.9 2,236.6 1,724.5 3,961.1

Dec. 82,513.7 15,424.2 1,019.1 523.5 56,274.1 160,175.4 2,143.2 2,008.6 4,151.8

1982 Jun. 88,213.2 15,989.6 1,330.3 1,069.5 58,234.5 169,705.8 2,433.9 2,030.2 4,464.1

Dec. 99,511.7 14,775.5 1,331.4 1,743.5 69,094.8 191,399.7 2,606.9 2,455.8 5,062.7

1983 Jun. 110,265.4 16,429.5 1,433.4 1,486.0 77,241.4 212,374.7 2,822.5 2,765.0 5,587.5

Dec. 124,117.8 18,182.3 1,731.9 735.0 87,141.5 237,645.0 2,948.2 3,294.4 6,242.6

1984 Jun. 121,505.0 16,853.5 2,069.1 2,617.0 91,694.8 241,584.8 2,884.8 3,321.3 6,206.1

Dec. 135,173.8 18,207.3 2,299.2 727.5 95,695.8 259,343.2 3,210.6 3,584.5 6,795.1

132


(Million Rupees) DEMAND LIABILITIES IN PAKISTAN TIME LIABILITIES IN PAKISTAN

Inter-Bank Others Inter-Bank Others

Period 1 Capital

Paid-up and Borrow- Deposits Borrow- Deposits

Reserves ings Deposits General Others Total ings Deposits General Others Total

1985 Jun. 8,779.9 318.6 2,459.2 63,717.0 2,450.4 68,945.2 1,559.1 436.8 71,120.7 716.4 73,833.0

Dec. 9,780.6 1,165.7 2,522.1 65,767.5 2,564.3 78,160.6 746.1 1,028.2 84,125.9 670.7 86,570.9

1986 Jun. 10,662.5 1,130.1 3,982.0 72,337.9 2,804.1 80,254.1 1,088.5 734.6 91,764.7 846.4 94,434.2

Dec. 10,835.0 453.1 4,028.1 77,326.8 3,439.1 85,247.1 1,178.4 837.4 98,496.1 782.9 101,294.8

1987 Jun. 16,264.6 817.5 3,641.5 84,332.0 3,943.8 92,734.7 1,465.3 1,372.8 103,496.2 1,078.4 107,412.7

Dec. 16,760.9 862.6 4,766.7 89,464.9 4,710.4 99,804.7 1,619.2 1,165.8 109,543.8 1,021.3 113,349.3

1988 Jun. 18,272.4 823.0 4,817.7 95,505.0 4,409.1 105,555.0 2,230.5 1,837.9 110,201.0 974.2 115,244.0

Dec. 18,727.5 1,410.2 3,482.4 96,390.7 4,510.6 105,794.0 1,700.2 1,399.6 113,931.9 1,276.4 118,308.1

1989 Jun. 20,279.7 1,381.5 3,612.0 105,861.0 4,443.1 115,298.0 494.1 3,219.3 118,626.0 1,085.9 123,425.0

Dec. 20,864.7 1,818.0 5,734.4 111,140.0 5,234.8 128,417.7 1,757.6 1,448.0 119,043.7 1,380.2 123,629.4

1990 Jun. 22,528.0 2,350.0 5,204.0 122,971.0 4,902.0 135,427.0 2,545.0 342.0 143,751.0 1,288.0 147,926.0

Dec. 22,820.0 2,606.0 5,191.0 132,053.0 7,660.0 155,302.0 2,316.0 251.0 124,083.0 1,458.8 128,109.0

1991 Jun. 24,096.0 2,827.0 7,222.0 147,926.0 7,323.0 165,298.0 2,969.0 124.0 178,281.0 2,551.0 183,925.0

Dec. 25,547.0 1,094.0 6,283.0 167,086.0 9,080.0 183,543.0 2,543.0 128.0 190,736.0 3,262.0 196,669.0

1992 Jun. 31,227.0 5,740.0 7,700.0 186,353.0 7,665.0 207,458.0 4,695.0 364.0 219,980.0 4,348.0 229,387.0

Dec. 31,753.0 2,824.0 7,403.0 207,608.0 10,487.0 228,322.0 2,728.0 532.0 256,059.0 5,094.0 264,413.0

1993 Jun. 36,011.0 1,436.0 11,386.0 217,711.0 9,112.0 239,645.0 3,976.0 961.0 270,343.0 3,920.0 279,200.0

Dec. 37,845.0 1,835.0 10,712.0 234,546.0 13,033.0 260,126.0 3,367.0 2,562.0 293,599.0 4,345.0 303,873.0

1994 Jun. 43,770.0 2,878.0 11,654.0 256,188.0 12,578.0 283,298.0 3,333.0 3,848.0 342,368.0 4,812.0 354,361.0

Dec. 45,434.0 4,225.0 11,227.0 280,836.0 16,207.0 312,495.0 3,852.0 4,798.0 369,846.0 4,844.0 383,340.0

1995 Jun. 50,533.0 5,104.0 11,683.0 296,739.0 16,500.0 330,026.0 5,998.0 3,061.0 405,882.0 3,388.0 418,329.0

Dec. 52,789.0 202.0 11,925.0 311,181.0 17,331.0 340,639.0 3,587.0 2,775.0 443,910.0 3,786.0 454,058.0

1996 Jun. 56,255.0 115.0 13,166.0 339,408.0 19,224.0 371,913.0 2,965.0 2,544.0 495,677.0 4,737.0 505,923.0

Dec. 58,656.0 476.0 13,193.0 338,652.0 21,389.0 373,710.0 3,596.0 2,012.0 531,512.0 4,990.0 542,110.0

1997 Jun. 60,935.0 407.0 13,315.0 358,457.0 21,654.0 393,833.0 3,618.0 1,804.0 571,574.0 5,369.0 582,365.0

Dec. 58,070.0 309.0 7,260.0 401,414.0 23,232.0 432,215.0 4,391.0 2,085.0 585,989.0 5,726.0 598,191.0

1998 Jun. 91,060.0 78.0 10,913.0 411,361.0 25,120.0 447,472.0 7,744.0 2,914.0 628,076.0 7,141.0 645,875.0

Dec. 68,701.0 72.0 11,233.0 433,546.0 50,544.0 495,345.0 7,870.0 3,719.0 615,556.0 7,986.0 635,131.0

1999 Jun. 75,632.0 61.0 7,907.0 454,072.0 38,491.0 500,531.0 5,845.0 2,788.0 661,401.0 8,329.0 678,363.0

Dec. 80,646.0 50.0 8,115.0 459,252.0 46,019.0 513,436.0 7,888.0 3,073.0 626,865.0 7,697.0 645,523.0

2000 Jun. 79,648.0 43.0 8,537.0 475,281.0 47,420.0 531,281.0 5,674.0 626.0 652,279.0 10,759.0 669,338.0

Dec. 78,399.0 40.0 10,019.0 482,128.0 48,485.0 537,672.0 4,942.0 1,434.0 674,187.0 8,741.0 689,304.0

2001 Jun. 88,581.0 34.0 12,248.0 527,672.0 42,870.0 582,824.0 3,668.0 1,037.0 712,978.0 9,494.0 727,177.0

Dec. 93,969.0 21.0 9,781.0 549,393.0 44,731.0 603,926.0 2,979.0 1,591.0 748,101.0 9,740.0 762,411.0

2002 Jun. 85,886.0 10.0 13,251.0 609,657.0 47,333.0 670,851.0 659.0 1,445.0 803,749.0 12,808.0 818,661.0

Dec. 113,020.0 10.0 7,952.0 657,788.0 63,384.0 729,134.0 920.0 4,502.0 859,374.0 13,819.0 878,615.0

2003 Jun. 112,230.0 1.0 9,936.0 785,333.0 53,352.0 848,622.0 621.0 3,370.0 903,153.0 16,020.0 923,164.0

Dec. 108,962.0 1.0 11,771.0 886,895.0 62,776.0 961,443.0 2,573.0 2,051.0 918,141.0 16,872.0 939,637.0

2004 Jun. 131,225.0 15.0 20,740.0 1,014,947.0 56,532.0 1,092,234.0 1,878.0 2,928.0 1,026,919.0 20,703.0 1,052,428.0

Dec. 160,644.0 27.0 18,680.0 1,124,763.0 61,914.0 1,205,384.0 1,082.0 3,655.0 1,079,464.0 24,853.0 1,109,054.0

2005 Jun. 190,652.0 99.0 22,894.0 1,211,674.0 70,107.0 1,304,774.0 1,024.0 9,732.0 1,231,745.0 27,288.0 1,269,789.0

133


(Million Rupees) STATUTORY RESERVES 3 Total

Period1 Demand Borrowings Money at

and Time From State Borrowings Call and On On Liabilities Bank of from Banks Short Notice Other Total Demand Time Total

(a) Pakistan Abroad in Pakistan Liabilities6 Liabilities Liabilities Liabilities (b)

1985 Jun. 142,778.2 18,065.3 2,524.6 4,540.0 106,479.0 283,166.9 3,674.3 3,691.7 7,366.0 Dec. 164,731.5 21,481.1 2,705.2 6,141.0 122,194.5 320,892.8 4,215.1 4,328.5 8,543.6 1986 Jun. 174,688.3 23,159.4 3,331.7 5,138.5 129,038.4 346,018.7 4,269.6 4,721.7 8,991.3 Dec. 186,541.9 26,508.1 3,722.7 3,140.0 149,618.4 380,366.0 4,419.4 5,605.7 9,484.1 1987 Jun. 200,174.4 27,811.2 4,626.2 1,713.5 163,442.6 414,005.6 4,722.4 5,370.6 10,093.0 Dec. 213,154.8 31,385.8 5,207.4 1,709.5 178,970.0 447,160.6 5,075.1 5,667.5 10,743.2 1988 Jun. 220,799.0 33,340.1 6,673.2 4,295.0 198,077.0 481,456.7 5,493.0 5,762.0 11,255.0 Dec. 224,102.1 35,667.0 7,459.8 2,143.0 212,178.3 500,277.7 5,396.8 5,915.4 11,312.4 1989 Jun. 238,723.0 36,547.7 8,441.1 5,415.0 224,795.0 534,201.4 6,036.0 6,171.0 12,207.0 Dec. 252,047.1 40,667.2 9,423.2 4,491.0 253,501.5 576,503.8 6,645.4 6,181.5 12,826.9 1990 Jun. 283,353.0 40,285.0 9,496.0 10,085.0 268,200.0 633,947.0 7,276.0 7,396.0 14,672.0 Dec. 282,411.0 44,746.0 10,731.0 7,792.0 335,969.0 697,677.0 8,154.7 6,405.5 14,560.2 1991 Jun. 349,223.0 48,785.0 11,140.0 5,367.0 339,676.0 778,287.0 8,533.0 9,197.0 17,730.0 Dec. 380,212.0 52,446.0 11,683.0 2,894.0 389,181.0 861,963.0 9,322.0 9,833.0 19,155.0 1992 Jun. 436,845.0 57,267.0 13,471.0 6,405.0 418,012.0 963,227.0 10,693.0 11,469.0 22,163.0 Dec. 492,735.0 61,263.0 13,682.0 4,336.0 470,727.0 1,074,496.0 11,633.0 13,221.0 24,854.0 1993 Jun. 518,845.0 64,577.0 14,614.0 6,584.0 505,570.0 1,146,201.0 12,311.0 13,960.0 26,271.0 Dec. 563,999.0 66,564.0 14,526.0 5,522.0 565,794.0 1,254,250.0 13,282.0 15,194.0 28,476.0 1994 Jun. 637,659.0 70,583.0 14,217.0 6,721.0 640,164.0 1,413,114.0 14,501.0 17,718.0 32,219.0 Dec. 695,835.0 77,758.0 13,533.0 6,963.0 722,788.0 1,562,311.0 15,973.0 19,167.0 35,140.0 1995 Jun. 748,355.0 82,668.0 14,280.0 8,350.0 743,430.0 1,647,616.0 16,919.0 20,916.0 37,835.0 Dec. 794,697.0 86,766.0 14,376.0 5,460.0 800,881.0 1,754,969.0 17,305.0 22,703.0 40,008.0 1996 Jun. 877,836.0 56,914.0 13,424.0 8,070.0 897,892.0 1,910,391.0 18,999.0 25,296.0 44,295.0 Dec. 915,820.0 57,795.0 16,445.0 7,509.0 1,067,965.0 2,124,190.0 19,061.0 27,106.0 46,166.0 1997 Jun. 976,198.0 77,999.0 14,622.0 5,370.0 993,960.0 2,129,084.0 19,960.0 29,118.0 49,078.0 Dec. 1,030,406.0 105,761.0 16,768.0 6,482.0 992,868.0 2,210,355.0 21,935.0 29,910.0 51,845.0 1998 Jun. 1,093,347.0 113,919.0 16,518.0 7,768.0 264,981.0 1,587,593.0 22,762.0 32,294.0 55,056.0 Dec. 1,130,526.0 126,448.0 19,837.0 4,571.0 313,286.0 1,663,369.0 24,998.0 31,757.0 56,755.0 1999 Jun. 1,178,894.0 142,147.0 22,089.0 17,528.0 289,019.0 1,734,309.0 25,903.0 33,918.0 59,821.0 Dec. 1,158,959.0 148,604.0 21,540.0 28,363.0 339,886.0 1,777,998.0 27,090.0 32,276.0 59,366.0 2000 Jun. 1,200,619.0 141,016.0 22,907.0 42,469.0 319,914.0 1,806,573.0 28,688.0 33,467.0 62,155.0 Dec. 1,226,976.0 144,758.0 35,798.0 30,885.0 384,297.0 1,901,113.0 28,428.0 34,465.0 62,893.0 2001 Jun. 1,310,001.0 139,367.0 15,169.0 30,293.0 400,517.0 1,983,928.0 30,656.0 36,359.0 67,015.0 Dec. 1,366,337.0 119,490.0 16,387.0 40,202.0 499,795.0 2,136,180.0 32,206.0 38,121.0 70,327.0 2002 Jun. 1,488,912.0 136,556.0 12,642.0 31,877.0 546,159.0 2,301,032.0 35,106.0 40,933.0 76,039.0 Dec. 1,607,749.0 136,264.0 15,833.0 29,800.0 625,757.0 2,528,783.0 37,947.0 43,931.0 81,878.0 2003 Jun. 1,771,786.0 137,882.0 21,243.0 28,551.0 468,312.0 2,540,004.0 43,859.0 46,158.0 90,017.0 Dec. 1,901,080.0 153,259.0 21,470.0 19,655.0 516,538.0 2,720,964.0 49,055.0 46,982.0 96,037.0 2004 Jun. 2,144,662.0 162,335.0 9,872.0 27,479.0 527,452.0 3,003,025.0 55,986.0 52,621.0 108,607.0 Dec. 2,314,438.0 176,354.0 14,248.0 28,912.0 580,096.0 3,274,962.0 61,715.0 55,453.0 117,168.0 2005 Jun. 2,574,563.0 185,068.0 6,245.0 22,243.0 645,616.0 3,624,387.0 66,351.0 63,489.0 129,840.0

1. End Jun. and Dec., last working day 2. Introduced with effect from 29th January 1954. 3. The Statutory Reserves requirements continued at 5% for Demand and 2% for Time liabilities up to 26th July 1963.They remained at

5% for total of Demand and Time liabilities up to 31st March 1965, at 6.25% from 1st April to 30th April 1965, at 7.50fro m 1st may to August 1965,21st August to 16th September 1965, at 5% from 17th September 1965 to 15th June 1967, and 6.25 % from 16th June 1967 to18th January 1968. They have been changed to 5% of Demand and Time liabilities from 19th January 1968 to 6th October 2000 and 7% up to 14th Dec 2000 and again at 5% w.e.f. 15th Dec 2000 and onward.

4. Separate reporting introduced with effect from 7th July 1967. 5. Introduced with effect from 5th July 1979. 6. Other liabilities excluding contra items, introduced with effect from 20th June,1998.

134

4.6 Scheduled Banks' Position Based on Weekly Returns Assets

(Million Rupees) BALANCES Money at Call (c + d Total Bills

Period 1 Cash in With & Short Notice + e + f ) Advances Purchased & Pakistan SBP Others2 in Pakistan2 as % Discounted

(c) (d) (e) (f) of (a)3 (i) (ii)

1948 Jun. 33.8 261.0 -- -- 27.5 247.4 4.4

Dec. 37.2 137.2 -- -- 16.37 397.6 12.8

1949 Jun. 36.3 202.5 -- -- 21.88 386.5 27.1

Dec. 39.8 210.5 -- -- 22.57 421.6 23.0

1950 Jun. 47.1 132.2 -- -- 14.69 464.4 26.1

Dec. 50.7 92.8 -- -- 12.16 722.1 48.2

1951 Jun. 53.4 172.8 -- -- 16.24 448.7 101.6

Dec. 71.6 138.7 -- -- 14.03 837.0 82.1

1952 Jun. 57.4 102.6 -- -- 11.46 715.6 64.5

Dec. 60.8 89.9 -- -- 10.76 677.2 115.0

1953 Jun. 49.2 132.5 -- -- 11.87 541.4 114.3

Dec. 39.6 97.5 -- -- 8.61 660.7 120.6

1954 Jun. 44.0 142.8 37.1 32.7 14.91 661.2 127.7

Dec. 54.8 115.4 46.7 66.5 16.03 761.1 202.1

1955 Jun. 47.7 187.8 42.3 67.0 17.97 746.9 137.2

Dec. 49.5 133.8 34.1 38.0 12.88 997.0 164.8

1956 Jun. 49.5 264.3 46.1 54.9 19.58 803.5 112.2

Dec. 81.0 136.8 49.4 115.4 17.52 1,082.2 154.3

1957 Jun. 53.3 141.4 49.6 104.4 15.53 1,028.1 104.6

Dec. 82.7 132.6 44.2 134.8 16.36 1,118.9 149.7

1958 Jun. 51.7 193.8 48.5 116.3 15.86 1,116.2 109.3

Dec. 85.7 144.3 48.1 135.6 15.75 1,253.0 205.2

1959 Jun. 69.3 252.9 51.8 79.1 16.12 1,138.0 164.0

Dec. 56.7 151.0 46.5 81.0 11.09 1,418.7 201.1

1960 Jun. 81.8 172.6 52.3 133.3 13.59 1,488.2 161.6

Dec. 82.5 163.5 52.9 203.6 14.91 1,854.8 230.0

1961 Jun. 83.0 184.0 54.1 151.7 13.60 2,030.1 172.1

Dec. 115.8 177.6 54.1 209.4 14.98 2,459.0 265.6

1962 Jun. 95.2 207.2 61.0 254.8 15.18 2,633.5 228.0

Dec. 143.0 203.4 65.7 312.4 15.88 3,097.6 272.9

1963 Jun. 129.8 262.5 81.0 334.6 15.57 3,372.5 297.8

Dec. 136.8 327.5 64.8 269.0 14.40 3,824.0 337.0

1964 Jun. 149.4 359.6 60.2 320.0 14.40 4,439.5 351.9

Dec. 163.5 368.9 52.2 337.1 13.14 5,567.4 435.5

1965 Jun. 166.1 574.0 30.3 208.5 13.54 5,979.5 408.2

Dec. 307.7 525.8 87.5 452.7 17.18 6,313.7 425.1

1966 Jun. 230.1 490.1 84.5 355.0 13.18 6,364.4 330.8

Dec. 399.3 559.8 96.9 413.5 14.94 7,929.6 527.3

135


(Million Rupees) BANK CREDIT INVESTMENT IN SECURITIES & SHARES

Period 1 Total (g) Federal Provincial (h) Excess (i + ii) as % Govt. Govts. Treasury Total as % Reserves (g) of (a)3 Securities Securities Bills Others (h) of (a)3 (d-b)

1948 Jun. 251.8 23.46 -- -- -- -- -- -- 212.1 Dec. 410.4 38.52 -- -- -- -- -- -- 89.0 1949 Jun. 413.6 37.90 -- -- -- -- -- -- 153.5 Dec. 444.6 40.09 -- -- -- -- -- -- 161.2 1950 Jun. 490.5 40.18 -- -- -- -- -- -- 77.0 Dec. 770.3 65.28 -- -- -- -- -- -- 40.8 1951 Jun. 550.3 39.51 -- -- -- -- -- -- 111.6 Dec. 919.1 61.33 -- -- -- -- -- -- 72.4 1952 Jun. 780.1 55.90 -- -- -- -- -- -- 40.3 Dec. 792.2 56.58 -- -- -- -- -- -- 28.0 1953 Jun. 655.7 42.83 -- -- -- -- -- -- 65.5 Dec. 781.4 49.08 -- -- -- -- -- -- 28.4 1954 Jun. 788.9 45.83 553.4 97.7 -- 19.9 671.0 38.98 70.5 Dec. 963.2 54.47 608.4 91.8 -- 20.2 720.4 40.74 42.5 1955 Jun. 884.1 46.07 614.5 91.3 -- 20.4 726.2 37.84 108.7 Dec. 1,161.7 58.60 662.8 109.9 -- 21.2 793.9 40.04 51.4 1956 Jun. 915.7 43.22 693.5 106.9 -- 19.9 820.3 38.72 176.6 Dec. 1,236.5 56.62 686.6 115.2 -- 19.7 821.5 37.62 45.9 1957 Jun. 1,132.7 50.44 704.3 105.9 -- 16.7 826.9 36.82 47.7 Dec. 1,268.6 52.68 795.2 108.8 -- 25.8 929.8 38.61 32.3 1958 Jun. 1,225.5 47.36 872.2 108.7 -- 29.2 1,010.1 39.03 86.8 Dec. 1,458.2 55.33 882.0 134.2 -- 31.3 1,047.5 39.89 35.1 1959 Jun. 1,302.0 46.33 959.8 133.8 -- 31.3 1,124.9 40.03 137.0 Dec. 1,619.6 53.59 1,062.2 178.4 -- 31.2 1,271.8 42.08 31.2 1960 Jun. 1,649.8 50.97 1,024.1 175.5 -- 31.5 1,231.1 38.04 40.8 Dec. 2,084.8 61.85 1,112.6 194.6 -- 31.8 1,339.0 39.73 34.1 1961 Jun. 2,202.2 63.35 1,086.3 191.7 -- 34.1 1,312.1 37.75 50.2 Dec. 2,724.7 73.85 1,042.0 181.7 -- 32.1 1,255.8 34.04 36.7 1962 Jun. 2,861.5 70.27 1,073.0 185.3 -- 61.6 1,319.9 32.41 52.2 Dec. 3,370.5 73.88 1,031.9 207.0 -- 80.9 1,319.8 28.93 33.1

1963 Jun. 3,670.0 70.73 1,065.4 232.8 -- 96.7 1,394.9 26.88 66.5

Dec. 4,161.0 75.09 1,127.2 251.1 -- 107.3 1,485.6 26.81 50.4

1964 Jun. 4,791.4 77.59 1,136.6 274.5 -- 117.0 1,528.1 24.74 50.8

Dec. 6,002.9 85.57 1,327.5 353.6 -- 179.2 1,860.3 26.52 18.1

1965 Jun. 6,387.7 88.38 1,263.7 350.8 -- 259.6 1,874.1 25.93 32.0

Dec. 6,748.8 84.25 1,317.5 353.2 -- 270.6 1,941.4 24.27 125.9

1966 Jun. 6,695.2 76.17 1,475.1 347.5 -- 418.5 2,241.1 25.50 50.2

Dec. 8,456.9 85.99 1,449.3 578.4 -- 456.7 2,484.4 25.26 68.1

136


(Million Rupees) BALANCES FOREIGN CURRENCY 5 ADVANCES 4

Money at call Call &

(c + d Balances Bills

Period 1 Cash in With &Short notic notice

+ e + f ) with Purchased & Pakistan SBP Others in Pakistan as % Held in Banks To To Total Discounted

(c) (d) (e) (f) of (a) Pakistan Abroad Total Banks Others (i) (ii)

1967 Jun. 350.9 719.8 102.1 392.5 15.03 -- -- -- -- -- 8,250.5 410.0

Dec. 359.8 694.9 78.0 513.5 15.27 -- -- -- 119.3 8,589.0 8,708.3 478.8

1968 Jun. 310.5 603.7 85.1 349.4 11.88 -- -- -- 99.1 9,223.9 9,323.0 471.0

Dec. 377.8 653.7 72.6 380.8 12.18 -- -- -- 178.7 9,845.9 10,024.6 678.5

1969 Jun. 313.8 649.3 65.4 388.0 11.62 -- -- -- 218.1 9,354.4 9,572.6 592.7

Dec. 416.2 702.2 77.2 456.1 12.46 -- -- -- 164.8 1,0138.3 10,303.1 764.3

1970 Jun. 351.8 765.6 88.8 490.0 12.13 -- -- -- 328.9 1,0325.4 10,654.3 652.4

Dec. 364.7 790.8 152.0 575.0 12.62 -- -- -- 260.9 1,1521.7 11,782.6 863.3

1971 Jun. 657.7 652.4 99.0 470.5 13.17 -- -- -- 309.2 1,1297.1 11,606.3 663.8

Dec. 544.9 896.0 177.4 453.5 12.03 -- -- -- 258.8 1,1601.0 11,859.8 707.9

1972 Jun. 498.1 1,103.5 166.8 536.5 12.46 -- -- -- 358.9 1,2576.1 12,935.0 991.4

Dec. 496.8 1,112.6 197.8 779.6 12.60 -- -- -- 677.5 1,3774.9 14,452.4 1,299.6

1973 Jun. 576.7 1,277.8 206.7 597.1 11.89 -- -- -- 540.3 1,4558.1 15,098.4 1,383.3

Dec. 608.2 1,453.3 244.2 785.2 13.09 -- -- -- 414.5 1,6951.3 17,365.8 1,677.0

1974 Jun. 729.1 1,258.7 249.3 493.1 11.72 -- -- -- 294.3 1,7354.0 17,648.3 1,820.2

Dec. 709.6 1,151.9 210.7 159.4 9.96 -- -- -- 323.8 1,7324.7 17,648.5 2,473.7

1975 Jun. 833.0 1,663.3 155.3 230.9 11.20 -- -- -- 261.9 1,9646.4 19,908.3 2,557.5

Dec. 960.6 1,813.9 265.7 240.6 11.47 -- -- -- 278.1 2,1752.3 22,030.4 2,196.9

1976 Jun. 1,012.3 2,174.4 271.4 503.6 12.08 -- -- -- 312.6 2,3601.6 23,914.2 1,944.9

Dec. 1,426.6 2,314.5 496.7 742.7 12.20 -- -- -- 260.6 2,8142.3 28,402.9 2,562.5

1977 Jun. 1,679.2 2,739.1 282.4 358.8 12.4 -- -- -- 272.5 28,481.9 28,754.4 2,650.3

Dec. 1,803.2 2,726.2 613.6 251.6 11.8 -- -- -- 389.1 31,067.9 31,457.0 2,669.8

1978 Jun. 1,654.4 2,990.7 488.7 290.0 10.8 -- -- -- 381.5 31,236.3 31,617.8 3,087.2

Dec. 1,894.7 3,754.9 675.6 364.1 11.7 -- -- -- 839.6 35,304.9 36,144.5 3,480.7

1979 Jun. 2,059.5 4,415.1 652.5 418.6 12.4 -- -- -- 906.4 37,416.2 38,322.6 4,299.4

Dec. 2,169.6 5,384.0 834.5 220.5 13.0 63.9 1,003.6 1,067.5 1,013.7 42,288.4 43,302.1 3,634.9

1980 Jun. 2,187.1 5,093.8 610.9 761.3 12.3 38.5 1,242.2 1,280.6 816.4 44,463.1 45,279.5 3,164.6

Dec. 2,110.5 4,840.3 801.7 559.5 11.3 48.4 1,854.9 1,903.3 1,225.1 51,671.9 52,897.0 3,407.8

1981 Jun. 2,514.9 5,232.4 625.4 1,195.5 12.2 50.7 845.8 896.5 1,347.3 54,104.1 55,451.4 3,669.3

Dec. 2,396.6 5,053.9 695.2 579.0 10.6 77.3 1,412.2 1,489.5 1,432.6 58,522.4 59,955.0 3,911.3

1982 Jun. 2,665.0 5,878.7 598.5 1,237.8 11.8 82.6 1,571.1 1,653.7 1,440.2 61,757.7 63,197.9 5,852.5

Dec. 2,196.5 6,010.3 584.3 1,885.6 10.7 156.9 1,512.1 1,669.0 1,553.3 69,865.9 71,419.2 5,346.4

1983 Jun. 3,019.8 6,635.4 690.9 2,336.6 11.5 54.9 2,803.1 2,858.0 1,657.8 74,955.5 76,613.3 6,817.0

Dec. 2,895.1 7,205.5 635.4 2,126.7 10.4 56.9 3,011.6 3,068.5 2,191.5 82,556.3 84,747.8 6,358.5

1984 Jun. 3,004.3 8,266.3 525.9 4,047.9 13.0 57.7 3,783.1 3,840.8 2,372.0 88,394.8 90,766.8 6,405.2

Dec. 3,004.4 11,046.3 636.2 2,726.3 12.9 94.7 4,100.9 4,195.6 2,222.6 90,559.1 92,781.7 8,252.2

137



Period 1 Total (g) Federal Provincial (h) Excess (i+ ii) as % Govt. Govts. Treasury Total as % Others Total Reserves (g) of (a) Securities Securities Bills5 Others (h) of (a) Assets5 Assets5 (d - b)

1967 Jun. 8,660.5 83.2 1,370.8 578.5 -- 579.6 2,528.9 24.28 -- -- 58.9 Dec. 9,187.1 85.3 1,488.9 574.5 -- 586.0 2,649.4 24.60 -- -- 21.9 1968 Jun. 9,794.0 86.0 1,592.0 593.4 -- 596.6 2,782.0 24.42 -- -- 34.0 Dec. 10,703.1 87.8 1,853.0 458.9 -- 709.6 3,021.5 24.79 -- -- 44.3 1969 Jun. 10,165.3 83.4 2,011.7 458.0 -- 844.8 3,314.5 27.19 -- -- 39.9 Dec. 11,067.4 83.5 2,154.6 595.1 -- 914.0 3,663.7 27.64 -- -- 39.5 1970 Jun. 11,306.7 80.9 1,915.4 610.7 -- 958.9 3,485.0 24.92 -- -- 66.5 Dec. 12,645.9 84.8 2,005.2 747.5 -- 894.1 3,646.8 24.45 -- -- 45.2 1971 Jun. 12,270.1 85.3 2,025.0 742.7 -- 1,007.1 3,774.8 26.25 -- -- -66.6 Dec. 12,567.7 73.0 3,070.8 790.7 -- 1,124.5 4,986.0 28.95 -- -- 34.8 1972 Jun. 13,926.4 96.1 3,277.0 822.1 -- 1,168.2 5,267.3 28.47 -- -- 178.6

Dec. 15,752.0 76.7 3,485.2 890.5 -- 1,341.5 5,717.2 27.85 -- -- 86.1 1973 Jun. 16,481.7 73.7 4,372.4 891.1 -- 1,514.4 6,777.9 30.31 -- -- 159.5

Dec. 19,042.8 80.6 4,095.5 860.9 -- 1,545.4 6,501.8 27.53 -- -- 272.3 1974 Jun. 19,468.5 83.6 3,598.8 912.3 -- 1,675.3 6,186.4 26.58 -- -- 94.3

Dec. 20,122.2 89.8 3,564.7 946.2 -- 1,705.0 6,215.9 27.74 -- -- 31.5 1975 Jun. 22,465.8 87.3 4,552.0 952.5 -- 1,727.1 7,231.6 28.10 -- -- 376.6

Dec. 24,227.3 84.7 4,448.8 952.7 -- 2,006.6 7,408.1 25.91 -- -- 384.5 1976 Jun. 25,859.1 78.9 5,594.5 986.1 -- 2,300.7 8,881.3 27.09 -- -- 535.2

Dec. 30,965.4 75.3 7,276.2 1,011.7 -- 3,121.3 11,409.2 27.75 -- -- 258.7 1977 Jun. 31,404.7 76.7 7,868.3 1,010.6 -- 3,680.5 12,559.4 30.7 -- -- 692.8 Dec. 34,126.8 74.4 7,736.3 1,069.7 -- 4,883.2 13,689.2 29.8 -- -- 431.1

1978 Jun. 34,705.5 69.0 11,060.0 1,079.2 -- 5,413.8 17,553.0 34.9 -- -- 474.5 Dec. 39,625.2 69.5 12,149.0 1,241.0 -- 5,715.0 19,105.0 33.5 -- -- 905.9

1979 Jun. 42,622.0 70.2 12,117.4 1,347.7 -- 6,280.8 19,746.0 32.5 -- -- 1,381.2 Dec. 46,937.0 70.7 6,631.5 1,279.9 6,427.3 6,861.3 21,200.0 31.9 39,915.2 117,728.2 2,055.9

1980 Jun. 48,444.1 68.9 6,951.6 1,297.8 9,033.2 7,577.8 24,860.5 35.3 48,934.3 132,172.7 1,543.8 Dec. 56,304.8 76.4 6,950.0 1,292.4 9,227.0 7,753.3 25,222.7 34.2 43,197.8 134,940.7 1,131.2

1981 Jun. 59,120.7 75.6 15,144.2 1,338.6 1,494.5 9,725.3 27,702.7 35.4 52,731.9 150,019.9 1,271.3 Dec. 63,866.3 77.4 15,234.4 1,393.6 2,773.3 11,373.

9 30,775.2 37.3 55,319.8 160,175.4 902.1

1982 Jun. 69,050.4 78.3 15,702.6 1,393.6 1,509.0 12,600.5

31,205.7 35.4 7,415.9 169,705.8 1,414.5 Dec. 76,765.6 77.1 16,212.9 1,612.1 3,323.7 14,706.

5 35,855.2 36.0 66,433.3 191,399.7 947.6

1983 Jun. 73,430.3 75.7 18,849.4 1,612.1 3,100.9 17,041.0

40,603.4 36.8 72,800.3 212,374.7 1,047.9 Dec. 91,106.3 73.4 18,889.2 2,373.9 11,286.0 18,449.

1 50,998.2 41.1 79,609.5 237,645.0 962.9

1984 Jun. 97,172.0 80.0 18,749.5 2,462.2 2,651.9 19,689.8

43,553.4 35.8 81,174.1 241,584.8 2,060.2 Dec. 101,033.6 74.7 16,057.1 2,560.5 6,442.0 22,510.

1 47,569.1 35.2 89,130.8 259,343.2 4,251.2

138


(Million Rupees) BALANCES FOREIGN CURRENCY ADVANCES Money at (c +d+ Balances Bills

Period 1 Cash in With Call & Short e + f ) with Purchased & Pakistan SBP Others Notice in as % Held in Banks To To Total Discounted

Pakistan (c) (d) (e) (f) of (a) Pakistan Abroad Total Banks Others (i) (ii)

1985 Jun. 4,087.1 9,544.8 1,215.0 6,139.6 14.7 69.3 3,718.8 3,788.1 2,878.9 98,565.9 101,444.8 8,908.5

Dec. 3,274.6 11,813.5 1,108.7 8,327.4 14.9 99.1 3,670.7 3,769.8 3,183.2 116,860.7 120,043.8 8,931.9

1986 Jun. 4,147.9 11,802.7 2,322.5 6,649.0 14.3 112.2 4,727.9 4,840.1 4,238.7 122,702.7 126,941.4 10,746.3

Dec. 3,740.4 13,262.6 1,799.8 5,043.7 12.8 96.7 4,481.3 4,578.0 3,853.0 136,106.0 139,959.0 11,845.7

1987 Jun. 4,623.2 22,077.2 2,066.4 3,563.8 16.2 88.6 4,765.2 4,853.8 4,335.8 138,500.9 142,836.6 14,556.4

Dec. 4,039.8 17,954.4 1,955.1 3,804.4 13.0 97.6 4,733.2 4,830.4 3,907.3 138,370.4 142,277.5 16,096.1

1988 Jun. 5,134.8 16,371.1 2,813.2 6,436.4 13.9 87.7 5,433.7 5,521.5 4,879.6 147,685.5 152,565.1 16,482.0

Dec. 4,788.4 18,872.6 1,907.6 4,245.7 13.3 111.8 6,387.0 6,498.8 5,391.1 155,550.9 160,942.0 17,891.2

1989 Jun. 4,983.7 18,956.8 2,894.8 7,499.1 14.4 84.3 6,165.7 6,249.9 6,523.6 159,081.2 165,604.8 20,315.6

Dec. 5,058.3 25,946.4 2,346.5 6,796.3 15.9 128.0 6,523.8 6,651.8 3,577.7 171,938.8 177,516.6 22,431.2

1990 Jun. 5,351.0 21,146.0 2,215.0 12,319.0 15.8 98.0 7,901.0 7,999.0 7,410.0 183,324.0 190,734.0 26,242.0

Dec. 5,567.0 24,878.0 2,737.0 8,872.0 14.8 105.0 9,430.0 9,535.0 7,922.0 190,735.0 198,657.0 34,290.0

1991 Jun. 7,339.0 25,010.0 3,984.0 5,938.0 12.1 395.0 10,873.0 11,268.0 9,090.0 197,296.0 206,386.0 41,020.0

Dec. 6,900.0 49,202.0 3,301.0 3,094.0 16.4 645.0 12,684.0 13,329.0 7,282.0 206,811.0 214,393.0 43,736.0

1992 Jun. 8,962.0 48,827.0 5,325.0 6,719.0 16.0 909.0 10,844.0 11,753.0 13,314.0 227,000.0 240,314.0 46,631.0

Dec. 8,237.0 42,970.0 6,509.0 4,601.0 12.6 1,771.0 10,016.0 11,787.0 7,557.0 275,761.0 283,318.0 40,587.0

1993 Jun. 11,301.0 48,745.0 8,920.0 7,002.0 14.6 2,194.0 6,190.0 8,384.0 7,830.0 308,992.0 316,822.0 44,149.0

Dec. 9,699.0 58,331.0 8,844.0 6,295.0 14.7 3,128.0 7,327.0 10,455.0 7,607.0 331,504.0 339,111.0 48,160.0

1994 Jun. 13,959.0 63,746.0 14,814.0 7,062.0 15.6 4,261.0 7,899.0 12,160.0 8,616.0 347,868.0 356,484.0 52,483.0

Dec. 13.984.0 72,784.0 12,898.0 7,213.0 15.4 3,382.0 10,147.0 13,529.0 10,553.0 374,504.0 385,057.0 54,294.0

1995 Jun. 16,363.0 78,503.0 11,012.0 8,814.0 15.3 3,017.0 8,163.0 11,180.0 13,482.0 413,811.0 427,293.0 59,649.0

Dec. 13,949.0 95,740.0 12,073.0 5,927.0 16.1 3,668.0 11,797.0 15,465.0 6,100.0 457,635.0 463,735.0 61,375.0

1996 Jun. 19,328.0 63,502.0 14,516.0 8,989.0 12.1 3,667.0 16,545.0 20,212.0 5,449.0 474,731.0 480,180.0 62,511.0

Dec. 13,987.0 66,135.0 16,163.0 7,758.0 11.4 5,247.0 14,751.0 19,998.0 6,458.0 522,133.0 528,591.0 65,062.0

1997 Jun. 17,821.0 89,756.0 16,854.0 5,772.0 13.3 4,647.0 10,918.0 15,565.0 3,690.0 552,522.0 556,212.0 70,675.0

Dec. 14,675.0 86,852.0 11,374.0 7,132.0 11.6 5,451.0 19,282.0 24,733.0 4,464.0 584,436.0 588,900.0 69,537.0

1998 Jun. 18,769.0 84,740.0 18,218.0 8,903.0 12.0 2,706.0 21,798.0 24,504.0 5,687.0 644,049.0 649,736.0 63,073.0

Dec. 18,325.0 101,371.0 18,325.0 5,721.0 12.7 3,550.0 24,270.0 27,820.0 5,984.0 660,772.0 666,756.0 63,038.0

1999 Jun. 18,870.0 100,335.0 19,116.0 18,095.0 13.3 2,981.0 39,019.0 42,000.0 4,402.0 725,852.0 730,254.0 63,774.0

Dec. 22,088.0 123,392.0 15,459.0 29,253.0 16.4 3,774.0 38,401.0 42,175.0 7,359.0 747,202.0 754,561.0 63,738.0

2000 Jun. 19,468.0 153,371.0 18,250.0 43,509.0 19.5 2,222.0 46,619.0 48,841.0 5,788.0 801,154.0 806,942.0 69,554.0

Dec. 20,196.0 68,418.0 19,351.0 32,222.0 11.4 3,594.0 54,901.0 58,495.0 4,841.0 869,336.0 874,177.0 71,089.0

2001 Jun. 19,178.0 147,962.0 18,033.0 31,179.0 16.5 4,788.0 70,856.0 75,644.0 3,657.0 866,490.0 870,147.0 75,504.0

Dec. 21,225.0 157,132.0 19,301.0 42,659.0 17.6 4,200.0 76,184.0 80,384.0 3,490.0 894,602.0 898,092.0 73,776.0

2002 Jun. 26,414.0 124,883.0 27,268.0 32,831.0 14.2 5,003.0 89,416.0 94,419.0 1,626.0 894,524.0 896,150.0 75,588.0

Dec. 24,384.0 139,254.0 21,953.0 30,218.0 13.4 5,150.0 64,398.0 69,548.0 787.0 924,718.0 925,505.0 75,613.0

2003 Jun. 30,415.0 140,077.0 31,306.0 28,686.0 13.0 5,435.0 68,578.0 74,013.0 253.0 988,572.0 988,825.0 80,687.0

Dec. 30,273.0 145,475.0 29,129.0 22,729.0 12.1 8,214.0 51,097.0 59,311.0 197.0 1,110,553.0 1,110,750.0 86,364.0

2004 Jun. 36,432.0 151,406.0 36,762.0 30,444.0 11.9 4,806.0 60,976.0 65,782.0 63.0 1,258,022.0 1,258,085.0 99,924.0

Dec. 38,836.0 194,949.0 39,987.0 29,636.0 13.1 6,341.0 146,708.0 153,049.0 130.0 1,525,213.0 1,525,343.0 104,002.0 00 2005 Jun. 43,462.0 188,092.0 49,021.0 22,166.0 11.8 6,777.0 116,627.0 123,404.0 190.0 1,680,491.0 1,680,681.0 120,480.0

139



Period 1 Total (g) Federal Provincial (h) Excess (i) + (ii) as % Govt. Govts. Treasury Total as % Others Advance Fixed Total Reserves (g) of (a) Securities Securities Bills Others (h) of (a) Assets Tax Paid6 Assets6 Assets (d) - (b)

1985 Jun. 110,353.3 77.3 16,214.5 2,575.5 7,099.0 23,982.8 49,871.7 34.9 98,167.4 -- -- 283,166.9 2,178.8 Dec. 128,975.7 78.3 16,097.3 2,575.1 16,179.0 17,840.4 52,691.8 32.0 110,931.4 -- -- 320,892.8 3,269.9

1986 Jun. 137,687.7 78.8 16,223.8 2,579.2 19,427.8 22,459.9 60,690.7 34.7 117,878.1 -- -- 346,018.7 2,811.4 Dec. 151,804.7 81.4 15,066.3 3,909.6 24,201.0 22,390.2 65,567.1 35.2 134,569.9 -- -- 380,366.0 3,778.5

1987 Jun. 157,393.0 78.6 15,448.7 4,014.4 27,710.2 24,979.7 72,153.0 36.0 147,275.1 -- -- 414,005.6 11,984.2 Dec. 158,373.6 74.3 19,526.0 4,028.0 43,231.4 27,840.9 94,625.8 44.4 1,576.1 -- -- 447,160.6 7,211.2

1988 Jun. 169,047.1 76.6 19,854.3 3,913.6 44,650.8 30,300.2 98,718.9 44.7 177,413.8 -- -- 481,456.7 5,124.9 Dec. 178,833.2 79.8 23,055.8 3,870.8 40,980.8 28,561.1 96,468.5 43.1 188,663.0 -- -- 500,277.7 7,560.4

1989 Jun. 185,920.4 77.9 23,678.5 3,993.8 39,871.3 32,168.7 99,712.3 43.4 207,984.4 -- -- 534,201.4 7,190.9 Dec. 199,947.8 79.3 25,229.8 3,992.0 34,645.2 33,019.3 96,886.2 38.4 232,860.9 -- -- 576,503.8 13,119.5

1990 Jun. 216,976.0 76.6 25,546.0 3,987.0 26,562.0 39,756.0 95,851.0 37.0 272,090.0 -- -- 633,947.7 7,675.5 Dec. 232,947.0 82.5 28,367.0 3,978.0 27,982.0 38,766.0 99,082.0 35.0 314,059.0 -- -- 697,677.0 10,317.8

1991 Jun. 247,406.0 70.8 77,839.0 3,995.0 30,633.0 46,782.0 159,249.0 45.6 318,093.0 -- -- 778,287.0 7,281.0 Dec. 257,829.0 67.8 95,353.0 3,912.0 19,321.0 45,532.0 164,118.0 43.2 364,191.0 -- -- 816,964.0 30,047.0

1992 Jun. 286,945.0 65.7 102,535.0 3,892.0 38,768.0 51,873.0 197,068.0 45.1 397,628.0 -- -- 963,227.0 26,665.0 Dec. 323,905.0 65.7 118,912.0 3,734.0 62,905.0 38,097.0 223,648.0 45.4 452,839.0 -- -- 1,074,496.0 18,116.0

1993 Jun. 360,971.0 69.6 140,124.0 3,727.0 35,660.0 31,331.0 210,842.0 40.6 490,036.0 -- -- 1,146,201.0 22,474.0 Dec. 387,271.0 68.7 136,725.0 3,248.0 58,905.0 31,189.0 230,067.0 40.8 543,288.0 -- -- 1,254,250.0 29,855.0

1994 Jun. 408,967.0 64.1 147,076.0 3,345.0 83,443.0 32,632.0 266,496.0 41.8 625,910.0 -- -- 1,413,114.0 31,527.0 Dec. 439,351.0 63.1 161,004.0 3,343.0 98,876.0 33,226.0 296,449.0 42.6 706,103.0 -- -- 1,562,311.0 37,644.0

1995 Jun. 486,942.0 65.1 166,687.0 3,340.0 90,059.0 35,210.0 295,296.0 39.4 739,506.0 -- -- 1,647,616.0 40,668.0 Dec. 525,110.0 66.1 165,173.0 3,340.0 97,938.0 36,682.0 303,133.0 38.1 783,572.0 -- -- 1,754,969.0 55,732.0

1996 Jun. 542,691.0 61.8 144,922.0 3,338.0 137,110.0 42,512.0 327,882.0 37.4 913,271.0 -- -- 1,910,391.0 19,207.0 Dec. 593,653.0 64.8 135,158.0 2,392.0 153,064.0 37,954.0 328,568.0 35.9 1,077,928.0 -- -- 2,124,190.0 19,969.0

1997 Jun. 626,887.0 64.2 134,417.0 2,399.0 167,945.0 39,023.0 343,784.0 35.2 1,012,645.0 -- -- 2,129,084.0 40,678.0 Dec. 658,437.0 63.9 121,622.0 2,290.0 217,487.0 39,532.0 380,931.0 37.0 1,026,221.0 -- -- 2,210,355.0 35,007.0

1998 Jun. 712,809.0 65.2 123,647.0 2,184.0 235,388.0 40,900.0 402,119.0 36.8 254,970.0 49,332.0 13,237.0 1,587,593.0 29,684.0

Dec. 729,794.0 64.6 126,076.0 1,970.0 217,938.0 50,748.0 396,732.0 35.1 294,100.0 50,674.0 20,507.0 1,663,369.0 44,616.0

1999 Jun. 794,028.0 67.4 115,671.0 1,969.0 204,160.0 69,069.0 390,869.0 33.2 255,378.0 69,564.0 26,054.0 1,734,309.0 40,514.0

Dec. 818,299.0 70.6 117,048.0 1,730.0 142,803.0 66,823.0 328,404.0 28.3 297,527.0 72,887.0 28,514.0 1,777,998.0 64,026.0

2000 Jun. 876,496.0 73.0 115,536.0 1,730.0 103,790.0 65,993.0 287,049.0 23.9 257,054.0 72,941.0 29,594.0 1,806,573.0 91,216.0

Dec. 945,266.0 77.0 117,127.0 1,836.0 135,711.0 65,377.0 320,051.0 26.1 331,575.0 75,239.0 30,300.0 1,901,113.0 5,525.0

2001 Jun. 945,651.0 72.2 101,161.0 1,836.0 123,889.0 70,048.0 296,934.0 22.7 340,220.0 78,205.0 30,922.0 1,983,928.0 80,947.0

Dec. 971,868.0 71.1 118,446.0 1,728.0 118,446.0 74,264.0 313,431.0 22.9 418,091.0 81,070.0 31,019.0 2,136,180.0 86,805.0

2002 Jun. 971,738.0 65.3 154,292.0 1,728.0 231,507.0 83,493.0 471,020.0 31.6 456,377.0 64,270.0 31,812.0 2,301,032.0 48,844.0

Dec. 1,001,118.0 62.3 165,605.0 1,505.0 366,774.0 91,317.0 625,201.0 38.9 522,705.0 59,883.0 34,519.0 2,528,783.0 57,376.0

2003 Jun. 1,069,512.0 60.4 191,709.0 1,234.0 412,449.0 118,234.0 723,626.0 40.8 353,842.0 49,789.0 38,738.0 2,540,004.0 50,060.0

Dec. 1,197,114.0 63.0 216,142.0 182.0 416,632.0 125,817.0 759,073.0 39.9 382,802.0 53,388.0 41,670.0 2,720,964.0 49,438.0

2004 Jun. 1,358,009.0 63.3 240,842.0 77.0 408,438.0 132,026.0 781,383.0 36.4 442,162.0 53,879.0 46,766.0 3,003,025.0 42,799.0

Dec. 1,629,345.0 70.4 209,174.0 87.0 265,068.0 141,065.0 615,394.0 26.6 478,192.0 45,516.0 49,788.0 3,274,692.0 77,781.02005 Jun. 1,801,161.0 70.0 173,788.0 77.0 415,016.0 140,453.0 729,334.0 28.3 563,552.0 42,386.0 61,809.0 3,624,387.0 58,252.0

1. End Jun. and Dec., last working day 2. Introduced w. e. f. 29th January 1954. 3. Total Demand and Time Liabilities of table 4.5 4. Separate reporting started with effect from 7th July 1967. 5. Introduced with effect from 5th July 1979. 6. Other assets excluding contra items introduced with effect from 20th June 1998.

140

4.7 Scheduled Banks' Liquidity Position

All Banks (Million Rupees)

LIQUID LIABILITIES IN PAKISTAN LIQUID ASSETS MAINTAINED IN PAKISTAN Balance Unencum-

Period 1 Cash Balance with bered Demand3 Time Total in with Agents Approved Liabilities Liabilities (1+2) Hands SBP of SBP Securities2

1 2 3 4 5 6 7

1964 3,851.0 2,998.5 6,849.5 164.2 357.7 17.9 1,342.1

1965 4,367.9 3,600.8 7,968.7 329.4 509.8 61.2 1,493.7

1966 5,014.3 4,775.5 9,789.8 403.9 551.9 63.5 2194.9

1967 5,115.8 5,570.7 10,686.5 355.6 690.9 53.8 2172.7

1968 Jun. 5,362.9 5,996.2 11,359.1 303.6 601.2 52.8 2449.4

Dec. 5,604.8 6,514.1 12,118.9 381.7 654.9 54.9 2687.6 1969 Jun. 5,801.9 6,374.2 12,176.2 327.1 646.7 50.0 2948.8

Dec. 6,541.1 6,655.3 13,196.4 419.2 704.4 53.4 3276.7 1970 Jun. 6,744.7 7,288.5 14,033.2 391.3 764.8 64.7 3042.4

Dec. 7,346.2 7,591.1 14,937.3 361.5 706.1 57.3 3165.4 1971 Jun. 7,497.8 6,848.5 14,346.3 660.9 650.2 77.1 3136.9

Dec. 9,527.5 7,819.2 17,346.7 557.4 891.9 111.9 4449.4 1972 Jun. 10,592.4 8,058.6 18,650.9 507.1 1,111.0 126.3 4708.3

Dec. 11,880.9 8,709.0 20,589.9 509.4 1,140.2 139.6 5075.7 1973 Jun. 12,535.8 9,636.1 22,371.8 584.8 1,279.8 128.7 6231.2

Dec. 13,095.6 10,513.7 23,609.3 639.8 1,455.3 208.6 5661.3 1974 Jun. 12,722.3 9,150.0 21,872.2 715.6 1,184.4 180.3 5355.8

Dec. 12,744.0 9,664.6 22,408.6 705.5 1,163.2 190.9 5376.2 1975 Jun. 14,094.8 11,544.0 25,638.7 835.6 1,672.6 175.9 6652.5

Dec. 15,320.7 13,073.3 28,394.0 960.2 1,814.2 296.0 6964.3 1976 Jun. 17,467.4 15,227.0 32,694.4 1,011.5 2,177.3 203.5 8352.0

Dec. 23,256 17,727.4 40,983.4 1,431.4 2,359.5 526.4 10615.3 1977 Jun. 22,818.2 18,124.9 40,943.1 1,677.8 2,704.4 348.9 11,494.5

Dec. 24,812.1 20,794.9 45,606.9 1,804.8 2,725.9 554.4 12,628.7 1978 Jun. 27,323.2 23,442.2 50,765.3 1,656.7 3,129.4 497.3 16,286.3

Dec. 30,098.0 25,801.6 55,899.5 1,824.1 3,416.5 644.0 17,984.9 1979 Jun. 33,202.2 27,724.7 60,926.8 2,130.2 3,482.6 581.2 18,367.4

Dec. 35,883.2 30,286.1 66,169.3 2,169.6 4,079.5 760.5 19,635.2 1980 Jun. 38,472.0 32,177.4 70,649.9 2,193.2 4,120.0 546.2 22,293.6

Dec. 40,060.5 34,299.7 74,360.2 2,135.5 4,434.9 735.8 23,337.9 1981 Jun. 44,263.6 34,033.3 78,296.8 2,505.1 5,011.1 502.0 25,112.7

Dec. 42,866.8 39,562.0 82,428.8 2,493.1 4,941.3 564.4 28,181.3 1982 Jun. 48,405.1 39,834.1 88,239.2 2,670.0 5,637.7 479.2 28,379.1

Dec. 52,109.3 48,381.9 100,491.2 2,200.7 5,724.7 435.6 33,053.5

1983 Jun. 56,324.1 54,601.0 110,925.1 3,020.0 6,243.2 468.3 36,702.8 Dec. 58,722.5 65,023.6 123,746.1 2,912.3 6,797.6 540.0 46,750.1

1984 Jun. 57,551.6 65,636.6 123,188.2 3,033.1 7,657.7 420.5 39,509.8 Dec. 61,528.1 70,426.2 131,954.3 2,739.1 7,462.3 297.0 41,915.9

141

4.7 Scheduled Banks’ Liquidity Position

All Banks (Million Rupees)

LIQUID ASSETS MAINTAINED IN PAKISTAN Excess of Assets Foreign Banks Deposits with SBP under Minimum of Assets being Held Over the Section 13 (3) of the Banking Cos. Ordinance Required to be Held Minimum Required

Period 1 Unencumbered Under Section 29 Under Section 29 Approved Foreign Total of the Banking of the Banking Cash Securities2 Currency (4 thr.10) Cos. Ordinance Cos. Ordinance 8 9 10 11 12 13

1964 Dec. - - - 1,881.9 1,369.9 512.0

1965 Dec. - - - 2,394.2 1,593.7 800.4

1966 Dec. - 73.2 - 3,287.4 1,958.0 1,329.4

1967 Dec. - 71.7 - 3,344.8 2,671.6 673.1

1968 Jun. - 72.7 - 3,479.8 2,839.8 640.0 Dec. - 73.1 - 3,851.7 3,029.8 821.9

1969 Jun. - 74.8 - 4,047.4 3,044.0 1,003.4 Dec. - 74.3 - 4,528.0 3,301.1 1,226.9

1970 Jun. - 81.2 - 4,344.5 3,508.4 836.1 Dec. - 136.0 - 4,516.4 3,734.3 782.1

1971 Jun. - 138.4 - 4,663.4 3,586.6 1,076.8 Dec. - 136.0 - 6,146.5 4,336.7 1,809.9

1972 Jun. - 251.6 - 6,704.3 5,595.3 1,109.0 Dec. - 201.3 - 7,066.1 6,177.0 889.2

1973 Jun. - 134.6 - 8,359.0 6,711.6 1,747.4 Dec. - 139.8 - 8,104.8 8,234.6 -129.8

1974 Jun. - 132.7 - 7,568.9 7,655.3 -86.4 Dec. - 125.8 - 7,561.7 7,843.0 -281.3

1975 Jun. - 133.7 - 9,470.2 8,973.6 496.7 Dec. - 110.9 - 10,145.7 9,937.9 207.9

1976 Jun. - 96.2 - 11,840.5 11,443.0 397.4 Dec. 5.6 98.9 - 15,037.1 14,344.2 692.9

1977 Jun. - 95.9 - 16,320.5 14,330.1 1,990.5 Dec. 7.2 92.1 - 17,813.2 15,962.4 1,850.7

1978 Jun. - 163.9 - 21,733.7 17,767.9 3,965.8 Dec. - 124.1 - 23,993.7 17,564.8 4,428.8

1979 Jun. 0.1 181.8 - 24,743.3 21,324.4 3,418.9 Dec. 10.0 163.9 - 26,818.8 23,159.3 3,659.5

1980 Jun. 11.0 253.2 - 29,417.4 24,727.3 4,690.1 Dec. - 266.3 - 30,910.4 26,026.1 4,884.4

1981 Jun. .. 411.4 - 33,542.5 27,403.9 6,138.6 Dec. - 437.5 - 36,617.6 28,850.1 7,767.5

1982 Jun. - 588.6 63.3 37,754.5 30,883.6 6,870.9 Dec. 0.1 548.1 76.7 42,039.4 35,171.9 6,867.4

1983 Jun. 68.7 555.6 118.2 47,176.9 38,823.8 8,353.1 Dec. 9.2 648.4 122.9 57,780.6 43,311.1 14,469.5

1984 Jun. 158.0 551.4 172.6 51,503.2 43,115.9 8,387.3 Dec. 181.3 514.7 191.3 53,301.6 46,184.0 7,117.6

142

4.7 Scheduled Banks' Liquidity Position All Banks

(Million Rupees) LIQUID LIABILITIES IN PAKISTAN LIQUID ASSETS MAINTAINED IN PAKISTAN

Balance Unencum-

YEAR 1 Cash Balance With bered Demand3 Time3 Total in With Agents Approved Liabilities Liabilities (1+2) Pakistan SBP of SBP Gold Securities 2

1 2 3 4 5 6 7 8

1985 Jun. 68,758.5 72,106.5 140,865.4 3,025.8 8,244.8 372.7 45,479.0

Dec. 76,842.0 84,506.5 161,348.4 2,918.8 8,733.5 321.0 46,799.8 1986 Jun. 82,179.5 91,333.1 173,512.6 3,107.2 9,495.3 602.2 55,830.7

Dec. 84,211.5 98,846.8 183,058.3 3,202.2 9,687.5 672.6 59,221.2 1987 Jun. 90,812.4 104,794.4 195,606.8 3,815.0 10,593.3 553.6 70,884.2

Dec. 99,991.1 113,342.5 213,333.6 4,040.3 12,369.2 1,368.7 90,452.1 1988 Jun. 107,484.0 114,244.3 221,728.3 5,134.6 13,241.1 1,455.9 93,814.4

Dec. 106,309.8 118,368.9 224,678.7 4,788.4 13,400.9 1,220.6 91,410.3 1989 Jun. 117,168.9 116,343.2 223,512.1 4,969.9 13,498.9 1,573.5 92,375.2

Dec. 128,061.4 120,883.9 248,945.3 5,155.4 14,001.1 1,236.0 84,988.3 1990 Jun. 137,335.3 125,537.8 262,873.1 4,947.1 15,393.4 1,270.8 86,939.1

Dec. 148,095.8 127,615.5 275,711.3 5,415.1 16,142.8 1,209.3 84,772.3 1991 Jun. 161,221.4 149,782.2 311,003.6 6,162.1 19,528.3 1,414.8 107,957.5

Dec. 174,415.8 170,241.4 344,657.3 6,157.4 25,494.8 1,708.8 118,428.0 1992 Jun. 201,275.1 198,763.1 400,038.2 7,364.2 29,935.5 2,154.9 152,491.0

Dec. 229,397.6 242,587.1 471,984.7 9,497.6 31,775.5 3,193.4 176,766.2 1993 Jun. 244,819.0 255,121.5 499,990.0 12,709.3 33,204.0 3,514.9 167,406.0

Dec. 265,687.9 275,563.7 541,251.6 11,563.9 37,302.5 3,855.0 183,481.0 1994 Jun. 284,537.8 309,425.9 593,963.7 16,164.1 39,357.2 5,408.7 206,239.2 Dec. 309,175.0 333,027.9 642,202.9 22,456.1 42,192.4 5,337.3 223,069.1 1995 Jun. 344,249.5 372,096.7 706,346.2 18,182.6 45,088.0 5,395.6 211,656.4 Dec. 346,553.3 399,361.7 745,915.0 17,370.1 54,413.6 4,726.7 210,471.0 1996 Jun. 365,761.8 448,393.0 814,154.8 19,014.6 49,641.3 5,096.4 224,128.7 Dec. 373,375.8 538,484.3 911,860.0 18,307.5 64,854.2 4,453.4 271,902.6 1997 Jun. 380,423.0 580,738.1 961,161.0 19,024.8 67,219.1 4,507.0 290,928.2 Dec. 434,304.2 595,477.0 1,029,781.2 18,828.5 63,912.3 8,072.0 330,198.9 1998 Jun. 433,158.2 633,798.0 1,066,956.2 17,485.6 74,585.4 7,725.1 332,637.2 Dec. 481,751.0 613,882.0 1,095,633.0 21,127.0 76,320.0 4,540.0 5.0 330,192.0 1999 Jun. 465,330.0 647,921.0 1,113,251.0 17,427.0 63,510.0 7,803.0 9.0 330,639.0 Dec. 500,086.0 603,079.0 1,103,165.0 24,540.0 78,872.0 7,590.0 4.0 260,525.0 2000 Jun. 522,721.0 648,694.0 1,171,415.0 21,236.0 101,317.0 11,483.0 1.0 224,925.0 Dec. 513,739.0 663,752.0 1,177,491.0 23,733.0 78,664.0 7,921.0 - 217,498.0 2001 Jun. 565,653.0 691,683.0 1,257,336.0 23,232.0 90,094.0 9,021.0 1.0 229,742.0 Dec. 589,911.0 726,420.0 1,316,331.0 24,672.0 102,101.0 8,611.0 1.0 245,597.0 2002 Jun. 649,931.0 793,887.0 1,443,819.0 29,329.0 76,799.0 10,314.0 - 394,455.0 Dec. 713,429.0 839,446.0 1,552,875.0 28,433.0 91,914.0 4,257.0 - 539,459.0 2003 Jun. 810,812.0 889,173.0 1,699,985.0 30,926.0 155,472.0 5,987.0 - 574,986.0 Dec. 917,242.0 906,630.0 1,823,872.0 33,682.0 122,610.0 3,661.0 - 532,752.0 2004 Jun. 958,869.0 965,782.0 1,924,652.0 33,908.0 162,595.0 4,689.0 - 484,641.0 Dec. 1,062,884.0 995,135.0 2,058,019.0 39,440.0 126,506.0 4,186.0 - 408,263.0 2005 Jun. 1,131,465.0 1,138,439.0 2,269,904.0 42,461.0 120,668.0 5,621.0 - 529,035.0

143

4.7 Scheduled Banks’ Liquidity Position All Banks

(Million Rupees) LIQUID ASSETS MAINTAINED IN PAKISTAN Excess of Assets

Foreign Banks Deposits with SBP under Minimum of Assets Being Held Over the Section 13 (3) of the Banking Cos. Ordinance Required to be held Minimum required

Period 1 Unencumbered Share Under Section 29 Under Section 29 Cash Approved Foreign Capital Total Of the Banking Of the Banking Securities2 Currency M F B4 (4 to 12) Cos. Ordinance Cos. Ordinance 9 10 11 12 13 14 15

1985 Jun. 92.8 759.9 193.3 58,168.4 49,302.7 8,865.7

Dec. 81.4 952.9 1,225.7 61,033.2 56,471.9 4,569.2 1986 Jun. 114.9 1,089.3 1,467.3 71,707.0 60,729.4 10,977.6

Dec. 114.9 1,213.7 415.0 74,501.0 64,070.4 10,430.6 1987 Jun. 152.7 1,247.0 600.1 87,845.9 68,462.4 19,383.5

Dec. 138.3 980.5 625.4 109,974.5 74,666.8 35,307.7 1988 Jun. 163.6 1,552.0 828.4 116,185.3 77,604.9 38,580.4

Dec. 174.5 1,065.8 1,029.6 113,090.3 78,637.6 34,452.7 1989 Jun. 178.7 1,338.9 1,376.6 115,311.7 81,729.2 33,582.5

Dec. 177.3 1,245.7 1,343.3 108,147.0 87,130.9 21,016.2 1990 Jun. 208.0 1,036.2 2,183.6 111,978.2 92,005.6 19,972.6

Dec. 208.0 1,153.7 1,792.6 110,693.8 96,499.0 14,194.9 1991 Jun. 216.0 1,039.7 2,433.8 138,752.2 108,851.3 29,900.9

Dec. 404.7 1,168.0 2,459.3 155,821.0 120,630.1 35,209.1 1992 Jun. 647.3 83.0 4,910.2 197,586.0 140,013.4 57,572.7

Dec. 671.8 583.0 4,386.4 226,873.9 188,793.9 38,081.1 1993 Jun. 1,105.0 586.0 5,904.3 224,429.5 224,973.2 (-)543.7

Dec. 1,354.8 595.0 6,959.5 245,111.7 216,500.6 28,611.0 1994 Jun. 1,531.3 592.0 7,545.5 276,838.0 237,585.5 39,252.5

Dec. 1,571.4 95.0 8,245.8 302,967.0 192,660.9 110,306.2 1995 Jun. 928.5 1,141.6 8,502.2 290,895.2 211,903.9 78,991.4

Dec. 1,585.5 485.0 8,672.2 297,724.2 223,774.5 73,949.7 1996 Jun. 1,912.4 485.0 10,102.3 310,380.7 244,246.4 66,134.2

Dec. 1,603.1 485.0 10,656.4 372,262.3 273,558.0 98,704.2 1997 Jun. 2,549.2 102.0 12,017.5 396,353.2 240,290.3 156,063.0

Dec. 3,184.1 307.2 12,073.7 436,576.7 257,445.3 179,131.4 1998 Jun. 2,210.9 307.2 14,425.2 449,376.6 202,669.0 246,707.6

Dec. 3,279.0 307.0 13,580.0 449,350.0 219,126.6 230,223.4 1999 Jun. 4,121.0 605.0 15,385.0 439,499.0 183,686.4 255,812.6

Dec. 4,616.0 605.0 13,626.0 390,370.0 220,633.0 169,745.0 2000 Jun. 4,615.0 830.0 15,767.0 380,174.0 234,283.0 145,891.0

Dec. 60.0 830.0 19,822.0 545.0 349,073.0 235,498.0 113,575.0 2001 Jun. 60.0 827.0 21,122.0 1,245.0 375,344.0 251,467.0 123,877.0

Dec. 8.0 927.0 21,620.0 1,705.0 405,242.0 263,266.0 141,976.0 2002 Jun. 60.0 827.0 21,046.0 1,705.0 534,537.0 288,764.0 245,773.0

Dec. 60.0 828.0 19,976.0 1,705.0 686,632.0 310,575.0 376,057.0 2003 Jun. 60.0 936.0 19,828.0 1,705.0 789,900.0 339,997.0 449,903.0

Dec. 560.0 327.0 18,799.0 1,705.0 714,096.0 364,774.0 349,322.0 2004 Jun. 190.0 3,601.0 10,341.0 1,705.0 701,670.0 382,784.0 318,886.0

Dec. 60.0 129.0 14,280.0 1,705.0 594,569.0 408,376.0 186,193.0 2005 Jun. 60.0 4,239.0 15,919.0 1,675.0 719,678.0 450,694.0 268,984.0

1. End Jun. and Dec., last working day 2. Valued at a price not exceeding current market price. 3. Figures of Demand and Time Liabilities of Scheduled Banks shown in this table may not tally with the corresponding provisional figures appearing in the table 4.5. 4. Macro Finance Bank (Khushali Bank)

144

4.8 Non - Bank Financial Institutions1 Liabilities

(Million Rupees)

1996 1997 1998 Description Jun. Dec. Jun. Dec. Jun. Dec.

Capital (Paid up) and Reserves 84,355 75,768 77,069 76,687 79,130 66,186

Time Deposits: 44,503 44,543 44,557 46,369 50,292 54,743

Scheduled Banks 2,086 3,122 1,839 1,677 2,,259 2,396 Non Financial Public Sector

Enterprises 7,770 4,510 6,427 7,512 13,816 16,367

Non -Bank Financial Institutions 4,025 4,774 5,390 6,031 5,421 3,885

Insurance Companies 661 588 571 355 389 298

Private Corporate Business 7,707 6,479 5,340 5,490 4,556 4,660 Un-incorporated Enterprises and

Individuals 22,554 25,070 24,990 25,304 23,851 25,766

Federal Government - - - - - 1,371

Foreign Currency Deposits: 42,376 50,024 52,700 69,509 70,166 51,147

Residents - - - - - -

Non-Residents 42,376 50,024 52,700 69,509 70,166 51,147

Bonds and Debentures - - - 250 550 752

Borrowing/Finance Lease

Obligation from: 77,494 79,535 90,148 91,225 79,658 87,016

Federal Government 11,480 11,388 11,247 11,466 10,855 10,750

State Bank of Pakistan 40,801 40,388 39,693 38,634 38,889 39,031

Scheduled Banks 10,796 11,127 8,410 9,700 9,395 11,601

Non Bank Financial Institutions 5,394 6,367 8,435 7,845 8,695 13,177


Financial Institutions Abroad 8,916 10,009 22,363 23,490 11,469 12,322

Others - - - - - -

Money at Call in Pakistan 810 50 50 10 60 300

Other Liabilities 21,562 23,922 24,401 24,575 25,837 26,716

Total Liabilities 271,100 273,842 288,925 308,625 305,693 286,860

145

4.8 Non Bank Financial Institutions Liabilities

(Million Rupees)


Capital (Paid -up) and Reserves 68,969 72,010 68,520 68,601 65,262 62,262

Time Deposits: 62,885 64,883 64,264 59,470 62,511 63,541

Scheduled Banks 4,101 3,567 5,684 3,914 5,529 4,776 Non Financial Public Sector

Enterprises 15,296 18,258 7,773 14,628 14,938 14,677

Non -Bank Financial Institutions 5,060 6,324 13,935 5,800 5,523 6,230

Insurance Companies 330 371 352 661 1,010 1,198

Private Corporate Business 3,703 3,330 5,747 7,048 6,456 5,991 Un-incorporated Enterprises and

Individuals 24,858 24,482 24,542 26,135 28,185 29,811

Federal Government 9,537 8,551 6,231 1,284 870 858

Foreign Currency Deposits: 41,310 34,296 26,931 25,034 22,564 21,386

Residents - - - - 10,506 9,064

Non-Residents 41,310 34,296 26,931 25,034 12,058 12,322

Bonds and Debentures 891 1,509 1,594 1,434 1,891 2,075


Obligation from: 89,512 88,149 89,352 88,803 89,201 88,617



Scheduled Banks 13,093 13,593 18,075 18,844 19,442 19,554




Others - - - - - -

Money at Call in Pakistan 150 280 200 745 554 20



146

4.8 Non - Bank Financial Institutions Liabilities

(Million Rupees)


Capital (Paid up) and Reserves 69,548 81,686 94,473 104,005 120,157 125,435

Time Deposits: 36,425 39,486 40,325 46,596 47,438 56,829

Scheduled Banks 8,238 8,891 10,591 12,280 13,481 14,831 Non Financial Public Sector Enterprises 678 717 1,078 1,099 1,098 2,249



Private Corporate Business 4,686 5,400 5,006 5,906 6,192 11,354

Un-incorporated Enterprises and

Individuals 16,349 18,958 18,442 21,056 23,071 24,707

Federal Government 807 705 702 221 221 220

Foreign Currency Deposits: 5,225 3,755 366 67 68 39

Residents 3,852 2,376 155 2 2 8

Non-Residents 1,373 1,379 211 65 66 31

Bonds and Debentures 2,429 1,998 3,050 3,288 3,062 1,885


Obligation from: 55,588 59,613 62,935 66,905 76,969 93,428

Federal Government 460 455 260 160 160 160


Scheduled Banks 15,736 23,714 30,036 36,633 47,119 58,880




Others - 400 346 310 328 416

Money at Call in Pakistan - - - - - -



1. Table introduced with effect from June 1996.

147

4.9 Non - Bank Financial Institutions1 Assets

(Million Rupees)


Cash in Pakistan 597 177 230 643 356 301

Balances With: 17,806 17,847 21,144 19,413 22,652 25,084

State Bank of Pakistan 834 922 859 1,070 1,128 3,307

Scheduled Banks 12,138 10,866 10,565 8,318 10,439 11,867

Non-Bank Financial Institutions 4,838 6,039 9,720 10,025 11,085 9,910

Foreign Currency: 496 568 358 402 402 557

Held in Pakistan - - - - - -

Balances Held abroad 496 568 358 402 402 557

Advances and Lease Finance to: 133,589 137,748 146,811 163,113 161,856 152,009

Scheduled Banks 1,096 1,249 1,495 1,136 2,567 1,785

Non Financial Public Sector Enterprises 10,223 11,521 16,539 22,253 20,669 13,346

Non Bank financial Institutions 3,462 4,816 5,668 8,049 7,224 11,571

Private Corporate Business 81,563 84,405 86,320 95,648 93,215 87,047 Un-incorporated Enterprises and Individuals 37,245 35,757 36,789 36,027 38,181 38,260

Bills Purchased and Discounted 7,411 7,030 8,764 6,533 6,386 5,250

Investment in Securities (a+b) 84,732 83,059 82,963 106,910 77,249 67,989

(a) Non-Residents 35 35 90 90 90 178

(b) Residents: 84,697 83,024 82,873 106,820 77,159 67,811


Provincial Governments - - - - - -

Treasury Bills 2,356 1,349 3,127 3,011 3,367 3,288 Public Sector Enterprises Non-Financial 822 867 899 1,327 1,154 1,179

Scheduled Banks 941 1,308 1,044 1,510 1,414 3,203

Non-Bank financial Institutions 5,493 4,894 4,320 4,482 4,394 4,854


Private Corporate Sector 45,307 43,187 42,138 69,724 41,855 28,587

PTCs/TFCs/Bonds etc. 2 17,957 18,020 17,710 11,455 11,831 14,022

Other Assets 26,469 27,413 28,655 41,557 36,792 35,670

Total Assets 271,100 273,842 288,925 308,625 305,693 286,860

148

4.9 Non - Bank Financial Institutions Assets

(Million Rupees)


Cash in Pakistan 717 139 246 378 1,059 417

Balances with: 25,554 27,408 25,931 21,251 23,512 23,064


Scheduled Banks 11,644 15,312 15,247 9,853 13,038 10,049



Held in Pakistan - - - 2 31 13

Balances held abroad 679 785 676 654 785 774


Scheduled Banks 853 916 742 1,011 647 914

Non Financial Public Sector Enterprises 14,749 15,616 14,032 12,815 10,838 9,574



Bills Purchased and Discounted 3,123 2,253 3,579 3,252 3,364 3,471


(a) Non-Residents 177 177 177 177 273 273

(b) Residents: 70,807 78,734 74,262 74,722 75,323 75,261



Treasury Bills 1,183 723 1,637 3,113 68 2,969 Public Sector Enterprises Non-Financial 1,684 2,153 3,907 4,475 4,260 3,079

Scheduled Banks 5,063 3,305 1,095 1,001 1,123 604




PTCs/TFCs/Bonds etc. 15,687 19,779 14,555 14,555 15,082 15,772

Other Assets 35,115 37,140 33,020 37,187 37,044 37,010

Total Assets 285,965 284,448 273,538 272,328 271,665 271,153

149

4.9 Non - Bank Financial Institutions Assets

(Million Rupees)


Cash in Pakistan 212 1,008 143 434 27 95

Balances with: 15,307 15,857 13,343 16,978 15,406 21,230

State Bank of Pakistan 456 490 543 396 602 432

Scheduled Banks 8,850 10,427 8,834 10,581 8,747 11,410



Held in Pakistan 38 23 35 - 1 -

Balances held abroad 145 139 104 80 80 80


Scheduled Banks 841 1,056 975 3,828 3,088 3,722

Non Financial Public Sector Enterprises 3,025 2,850 925 958 938 900



Bills Purchased and Discounted 3,199 1,756 623 416 282 341


(a) Non-Residents 347 347 366 371 421 424

(b) Residents: 58,717 79,831 96,625 113,892 135,367 150,250



Treasury Bills 1,196 3,351 6,772 6,658 7,782 4,611 Public Sector Enterprises Non-Financial 671 546 332 834 742 2,249

Scheduled Banks 649 1,007 1,101 1,240 1,870 4,691




PTCs/TFCs/Bonds etc. 8,595 13,415 13,471 15,182 13,610 8,531

Other Assets 23,266 21,952 24,605 23,829 24,976 27,237

Total Assets 188,420 210,066 226,221 247,454 277,223 309,098 1. Table introduced w.e.f June 1996. 2. PTC Participation Term Certificate ,TFC Term Finance Certificate

150

4.10 Credit Plan Targets and Actuals

(Million Rupees)

FY73 FY74 FY75 Sector

Targets Actuals Targets Actuals Targets Actuals

I) Government Sector Borrowings (Net) 860 1,564 1,860 1,364 950 1,809

(A) Net Budgetary Borrowing 860 1,032 1,000 508 100 406

(B) For Commodity Operations - 532 860 856 850 1,403

(C) Net Effect of Zakat

Fund / Privatization - - - - - -

II) Non Government Sector (A+B+C) 1,720 1,827 2,919 2,853 4,650 1,263

(A) Public Sector Enterprises including

Autonomous Bodies 45 - - - 1,230 -

(B) Private Sector (a+b) 1,675 1,803 2,714 2,812 2,645 1,213

a. Commercial Banks 1,558 1,676 2,351 2,490 2,355 1,543

(Export Finance)

b. Specialized Banks 117 127 363 322 290 -330

(i) ZTBL/FBC/PPCB - - - - - -

(ii) IDBP - - - - - -

(C) Other Financial Institutions

(SBP Credit to NBFIs) - 24 205 41 775 50

III) Other Items (Net) -150 156 - 832 900 712

IV) Net Domestic Assets (I+II+III) 2,430 3,547 4,779 5,049 6,500 3,784

V) Net Foreign Assets -500 1,462 -2,200 -1,438 -2,000 -1,389

VI) Monetary Assets (IV+V) 1,930 5,009 2,579 3,611 4,500 2,395

151


(Million Rupees)

FY76 FY77 FY781 Sector Targets Revised Actuals Targets Revised Actuals Targets Actuals

I) Government Sector Borrowings (Net) 2,000 2,500 5,240 3,000 3,000 6,710 1,800 4,858

(A) Net Budgetary Borrowing 1,000 1,500 4,130 2,000 2,000 6,324 1,500 4,957(B) For Commodity Operations 1,000 1,000 1,110 1,000 1,000 386 300 -99(C) Net effect of Zakat

Fund/Privatization - - - - - - - - II) Non Government Sector (A+B+C) 4,313 4,433 3,373 5,000 5,150 7,037 5,700 5,562

(A) Public Sector Enterprises including Autonomous Bodies 1,150 1,380 1,609 765 1,500 1,764 1,710 2,081(B) Private Sector (a+b) 2,660 2,470 1,320 3,530 2,840 4,587 3,400 2,967

a. Commercial Banks 2,200 2,000 631 3,090 2,250 3,851 2,690 2,679 (Export Finance)

b. Specialized Banks 460 470 689 440 590 736 710 288 (i) ZTBL/FBC/PPCB - - - - - - - - (ii) IDBP - - - - - - - -(C) Other Financial Institutions

(SBP Credit to NBFIs) 503 583 444 705 810 686 590 514 III) Other Items (Net) - - -103 - - -824 -500 -1,689 IV) Net Domestic Assets (I+II+III) 6,313 6,933 8,510 8,000 8,150 12,923 7,000 8,731 V) Net Foreign Assets -1,500 -1,500 170 -1,000 -1,150 -2,800 -500 3,149 VI) Monetary Assets (IV+V) 4,813 5,433 8,680 7,000 7,000 10,123 6,500 11,880

Sector FY79 FY80 FY81 Targets Revised Actuals Targets Revised Actuals Targets Revised Actuals

I) Government Sector Borrowings (Net) 3,000 6,500 9,114 3,600 4,649 6,420 4,500 6,028 5,568

(A) Net Budgetary Borrowing - 6,000 8,083 3,000 3,949 5,856 3,500 4,375 1,310

(B) For Commodity Operations - 500 1,031 600 700 1,054 1,000 1,653 4,147

(C) Net effect of Zakat

Fund/Privatization - - - - - -490 - - 111

II) Non Government Sector (A+B+C) 7,803 7,077 6,686 7,871 7,778 8,000 8,700 11,100 9,531


Autonomous Bodies 2,600 2,600 2,695 2,480 2,480 2,283 2,300 3,700 2,896

(B) Private Sector(a+b) 3,428 3,647 4,042 5,391 5,298 4,125 5,018 6,168 4,783

a. Commercial Banks 3,428 2,630 3,189 3,223 2,820 3,022 3,391 4,218 4,208

(Export Finance)

b. Specialized Banks - 1,017 853 2,168 2,478 1,103 1,627 1,950 575

(i) ZTBL/FBC/PPCB - - - - - - - - -

(ii) IDBP - - - - - - - - -


(SBP Credit to NBFIs) 1,775 830 -51 - - 1,592 1,382 1,232 1,852

III) Other Items (Net) -500 -500 944 -500 -500 -3,023 -700 -700 -1,623

IV) Net Domestic Assets (I+II+III) 10,303 13,077 16,744 10,970 11,927 11,397 12,500 16,428 13,476

V) Net Foreign Assets -1,500 -2,000 -1,855 1,080 658 2,415 -2,000 -3,307 -1,279

VI) Monetary Assets (IV+V) 8,803 11,077 14,889 12,050 12,585 13,812 10,500 13,121 12,197

152


(Million Rupees)

FY82 FY83 FY84 Sector Targets Revised Actuals Targets Revised Actuals Targets Revised Actuals

I) Government Sector Borrowings (Net) 6,406 6,540 6,756 6,700 6,700 9,199 4,220 316 7,513

(A) Net Budgetary Borrowing 5,444 5,578 5,976 5,700 5,700 6,226 6,020 1,150 9,299(B) For Commodity Operations 962 962 1,059 1,000 1,000 3,566 -1,800 -834 -1,257(C) Net effect of Zakat

Fund / Privatization - - -279 - - -593 - - -529 II) Non Government Sector (A+B+C) 13,323 12,830 12,012 16,231 13,262 14,898 14,547 16,663 18,825

(A) Public Sector Enterprises including Autonomous Bodies 3,476 3,467 3,026 5,500 3,800 3,975 2,500 5,726 3,290(B) Private Sector(a+b) 7,715 7,503 7,424 8,223 7,237 9,924 9,213 8,272 13,747

a. Commercial Banks 6,013 5,691 6,123 5,212 5,037 8,084 5,633 4,555 11,485 (Export Finance)

b. Specialized Banks 1,702 1,812 1,301 3,011 2,200 1,840 3,580 3,717 2,262 (i) ZTBL/FBC/PPCB - - - - - - - - - (ii) IDBP - - - - - - - - -(C) Other Financial Institutions

(SBP Credit to NBFIs) 2,132 1,860 1,562 2,508 2,225 999 2,834 2,665 1,788 III) Other Items (Net) -700 -1,000 -1,523 -1,000 -1,500 -4,592 -1,500 -1,500 -6,221 IV) Net Domestic Assets (I+II+III) 19,029 18,370 17,245 21,931 18,462 19,505 17,267 15,479 20,117 V) Net Foreign Assets -3,286 -2,544 -5,356 -4,380 -3,251 10,010 1,910 2,200 -2,875 VI) Monetary Assets (IV+V) 15,743 15,826 11,889 17,551 15,211 29,515 19,177 17,679 17,242


I) Government Sector Borrowings (Net) 5,620 5,820 18,273 -170 -573 8,6233 4,000 13,000 10,612

(A) Net Budgetary Borrowing 5,820 5,820 19,406 -20 -20 5,766 - 10,000 11,366

(B) For Commodity Operations -200 - -711 -150 -373 3,6973 4,000 3,000 -226


Fund/Privatization - - -422 - - -840 - - -528



Autonomous Bodies 4,000 4,000 3,679 2,500 2,500 3,591 2,500 2,500 765



(Export Finance)

b. Specialized Banks 4,079 3,966 4,158 5,754 5,975 5,179 5,574 6,022 6,158

(i) ZTBL/FBC/PPCB - - - - - - - - -

(ii) IDBP - - - - - - - - -


(SBP Credit to NBFIs) 2,960 2,803 2,285 2,914 3,141 2,486 3,973 3,628 3,052

III) Other Items (Net) -2,500 -2,500 2,041 -2,500 -2,500 -2,244 -2,500 -3,000 -2,333


V) Net Foreign Assets -2,620 -2,620 -17,472 3,500 4,500 -2,119 6,930 - -1,384

VI) Monetary Assets (IV+V) 18059 18,016 20,638 18,099 18,591 27,206 25,039 26,406 28,912

153


(Million Rupees)



(A) Net Budgetary Borrowing 8,000 8,000 13,687 - 8,000 15,416 4,000 5,000 13,541(B) For Commodity Operations 5,000 5,000 5,021 - 2,000 1,180 2,000 5,500 11,355(C) Net effect of Zakat

Fund/Privatization - - -474 - -506 -686 - -470 -1,693 II) Non Government Sector (A+B+C) 18,000 17,428 23,655 19,700 20,881 19,677 23,380 22,280 27,443

(A) Public Sector Enterprises including Autonomous Bodies 2,000 2,000 1,856 3,500 1,996 1,494 2,000 900 4,286(B) Private Sector(a+b) 12,050 12,050 19,708 11,323 13,987 15,349 16,330 16,274 20,587


b. Specialized Banks 5,650 5,650 6,807 4,743 5,450 6,632 5,620 5,550 7,635 (i) ZTBL/FBC/PPCB - - - - - - - - -

(ii) IDBP - - - - - - - - -(C) Other Financial Institutions

(SBP Credit to NBFIs) 3,950 3,378 2,091 4,877 4,898 2,834 5,050 5,106 2,570 III) Other Items (Net) -3,000 -3,000 -9,199 -3,000 -4,094 -7,525 -1,500 -2,876 2,516 IV) Net Domestic Assets (I+II+III) 28,000 27,427 32,690 27,200 26,281 28,062 27,880 29,434 53,162 V) Net Foreign Assets 1,200 - -3,199 4,000 -7,120 -7,120 3,000 976 -2,366 VI) Monetary Assets (IV+V) 29,200 27,427 29,491 31,200 19,161 20,942 30,880 30,410 50,796

Sector FY91 FY92 FY93 Targets Revised Actuals Targets Revised Actuals Targets Revised Actuals


(A) Net Budgetary Borrowing 6,000 9,586 38,332 14,000 20,000 62,573 25,000 56,000 65,699

(B) For Commodity Operations 3,000 3,000 -5,315 2,000 5,875 4,194 2,000 2,000 7,335


Fund/Privatization -500 -500 -5,579 -500 -500 2,224 -500 1,000 1,969



Autonomous Bodies 1,000 -2,586 -3,394 1,000 500 1,170 500 500 2,289



(Export Finance)

b. Specialized Banks 3,190 3,203 8,774 3,102 3,102 3,227 1,980 5,301 3,863

(i) ZTBL/FBC/PPCB - - - - - - - - -

(ii) IDBP - - - - - - - - -


(SBP Credit to NBFIs) 2,256 7,497 2,310 7,968 3,329 1,833 6,422 4,908 3,986

III) Other Items (Net) 4,654 -500 4,540 -500 1,003 -4,464 -3,000 -3,000 -11,741


V) Net Foreign Assets 1,500 1,500 5,712 2,200 -2,703 8,979 -3,350 -24,848 -34,013

VI) Monetary Assets (IV+V) 34,200 34,200 59,392 45,400 48,211 104,925 47,453 67,652 89,822

154


(Million Rupees)



(A) Net Budgetary Borrowing 20,000 20,000 23,145 15,000 15,000 36,418 30,000 28,100 51,726(B) For Commodity Operations - 2,500 6,582 5,000 5,000 4,733 5,000 5,000 5,858

(C) Net effect of Zakat Fund/Privatization - - -1,461 - - 11,935 12,000 11,800 10,943 II) Non Government Sector (A+B+C) 42,000 39,990 39,866 49,600 60,445 69,538 67,236 67,000 63,428

(A) Public Sector Enterprises including Autonomous Bodies 4,500 3,675 -2,902 5,000 5,000 5,806 3,000 3,000 6,100(B) Private Sector(a+b) 33,204 31,147 39,871 38,100 47,000 59,584 56,806 56,570 54,749


b. Specialized Banks 1,754 1,950 189 5,075 5,000 12,630 4,500 4,500 2,811 (i) ZTBL/FBC/PPCB - - - - - - - - - (ii) IDBP - - - - - - - - -

(C) Other Financial Institutions (SBP Credit to NBFIs) 4,296 5,168 2,897 6,500 8,445 4,148 7,430 7,430 2,579

III) Other Items (Net) - - 6,467 - -15,000 -28,246 - -3,200 20,988 IV) Net Domestic Assets (I+II+III) 62,000 62,490 74,599 69,600 65,445 94,378 114,236 108,700 152,943 V) Net Foreign Assets 17,430 17,430 33,409 6,700 13,000 26,957 -13,747 -15,200 -38,998 VI) Monetary Assets (IV+V) 79,430 79,920 108,008 76,300 78,445 121,335 100,489 93,500 113,945

FY97 FY981 FY99 Sector Targets Revised Actuals Targets Actuals Targets Revised Actuals

I) Government Sector Borrowings (Net) 39,000 57,700 80,933 63,500 56,723 56,000 $ -48,088 $ -74,455 $

(A) Net Budgetary Borrowing 20,000 44,000 72,457 58,000 48,018 43,000 -58,088 -75,194

(B) For Commodity Operations 5,000 5,000 5,702 5,500 10,585 10,000 10,000 3,645


Fund/Privatization 14,000 8,700 2,774 - -1,880 3,000 $ - -2,906 $

II) Non Government Sector (A+B+C) 63,000 66,800 61,878 84,500 83,413 108,000 102,100 118,845


Autonomous Bodies 3,000 3,000 1,972 2,500 8,633 3,500 20,000 16,176

(B) Private Sector(a+b) 57,000 60,800 61,105 81,000 75,497 104,500 * 82,100 * 83,775

a. Commercial Banks 55,000 58,800 63,166 79,000 64,307 - - 68,910

(Export Finance)

b. Specialized Banks 2,000 2,000 -2,061 2,000 11,190 - - 14,865

(i) ZTBL/FBC/PPCB - - - - - - - -

(ii) IDBP - - - - - - - -


(SBP Credit to NBFIs) 3,000 3,000 -1,199 1,000 -717 - - 18,894

III) Other Items (Net) - 12,600 5,034 2,000 26,847 - 29,429 307

IV) Net Domestic Assets (I+II+III) 102,000 137,100 147,845 150,000 166,983 164,000 83,441 44,697

V) Net Foreign Assets 14,000 -14,100 -33,289 - -13,897 - 9,864 29,529

VI) Monetary Assets (IV+V) 116,000 123,000 114,556 150,000 153,086 164,000 93,305 74,226

155

4.10 Credit PlanTargets and Actuals

(Million Rupees)

FY00 FY01 FY02 Sector Targets Actuals Targets Revised Actuals Targets Revised Actuals

I) Government Sector Borrowings (Net) -7,000 $ 78,049 $ -2,200 -14,700 -46,225 -20,000 -54,000 22,177

(A) Net Budgetary Borrowing -15,000 39,963 -2,200 -16,700 -32,316 -26,000 -19,000 14,313(B) For Commodity Operations 10,000 40,094 - - -12,508 5,000 -36,000 5,331

(C) Net effect of Zakat -2,000 $ -2,008 $ - 2,000 -1,401 1,000 1,000 2,533 Fund/Privatization

II) Non Government Sector (A+B+C) 113,000$ 26,226 89,200 96,400 68,687 111,000 124,200 18,994(A) Public Sector Enterprises including Autonomous Bodies - 6,000 7,600 4,000 11,500 20,561 12,000@ 18,000@ - 19,496@

(B) Private Sector 119,000 18,265 82,200 2 84,900 2 55,860 2 98,0002 105,1002 52,9702

a. Commercial Banks - 15,383 94,400 - 54,160 91,000 98,100 44,867 (Export Finance) - - - - - - - - 13,338

b. Specialized Banks - 2,882 2,400 - 1,700 7,000 7,000 8,102 (i) ZTBL / FBC / PPCB - - 1,400 - - - - 7,371 (ii) IDBP - - 1,000 - - - - 731

(C) Other Financial Institutions (SBP Credit to NBFIs) - 361 3,000 - -7,734 1,000 1,000 -14,480

III) Other Items (Net) 3,000 14,434 - -2,000 30,911 - - -12,014 IV) Net Domestic Assets (I+II+III) 109,000 118,709 87,000 79,700 53,373 91,000 70,200 29,157 V) Net Foreign Assets 12,000 1,375 60,000 78,600 72,654 55,000 75,400 206,168 VI) Monetary Assets (IV+V) 121,000 120,084 147,000 158,300 126,027 146,000 145,600 235,324

FY03 FY041 FY05

Sector Targets Revised Actuals Targets Actuals Targets Revised Actuals I) Government Sector Borrowings (Net) - 16,200 - 44,201 - 78,362 10,600 58,106 47,000 65,000 91,985

(A) Net Budgetary Borrowing - 14,200 - 29,200 - 55,952 15,000 63,699 45,000 60,000 67,996

(B) For Commodity Operations -3,000 - 16,000 - 26,595 - 6,000 - 8,174 5,000 5,000 21,963


Fund/Privatization 1,000 1,000 4,185 1,600 2,581 -3,000 - 2,026

II) Non Government Sector (A+B+C) 114,700 70,200 148,538 91,000 315,408 190,000 330,000 409,651


Autonomous Bodies 20,000 20,000 - 11,586 6,000 -2,917 -5,000 -15,000 -12,689

(B) Private Sector(a+b) 94,700 50,200 167,723 85,000 325,215 200,000 350,000 428,800

a. Commercial Banks - - 163,240 - 333,458 - - 427,683

(Export Finance) - - -1,557 - 29,998 - - 23,213

b. Specialized Banks - - 4,483 - - 8,243 - - 1,117

(i) ZTBL /FBC4 PPCB - - 5,134 - 912 - - 3,667 (ii) IDBP - - -651 - - 9,155 - - -2,550(C) Other Financial Institutions

(SBP Credit to NBFIs) - - - 7,600 - - 6,891 -5,000 -5,000 -6,460 III) Other Items (Net) - -15,500 -61,724 -1,600 - 9,188 13,000 -65,000 -76,318 IV) Net Domestic Assets (I+II+III) 98,500 10,500 8,453 100,000 364,326 250,000 330,000 425,318 V) Net Foreign Assets 91,500 271,000 308,946 130,000 43,526 30,000 30,000 53,749 VI) Monetary Assets (IV+V) 190,000 281,500 317,399 230,000 407,852 280,000 360,000 479,067

1. Data not available. 2. Include PSE

3. Include autonomous bodies only.

4. FBC liquidation with effect from 31st October ,2002

156

4.11 Money at Call and Rates

Month FY73 FY74 FY75 FY76 FY77 FY78 FY79

Call Money Rate

(Percent per annum) July 5.22 5.62 9.75 8.75 8.75 11.63 10.88 August 5.47 6.03 9.87 8.75 8.75 11.25 9.25 September 5.45 7.25 11.00 9.25 8.75 11.13 9.50 October 5.50 7.25 11.00 9.25 9.13 10.63 9.25 November 5.37 8.13 11.00 9.50 9.38 10.25 8.25 December 5.70 8.50 12.37 10.25 10.63 10.50 8.75 January 6.38 10.00 12.12 10.00 10.75 11.75 8.88 February 6.13 9.75 11.75 9.87 10.63 11.88 9.00 March 6.13 9.62 11.12 9.50 10.63 11.88 8.75 April 5.88 9.87 9.62 9.62 10.63 11.88 8.25 May 5.62 9.87 9.25 9.25 10.63 11.13 8.25 June 5.25 9.87 8.75 8.75 11.75 10.50 8.88

Average of the period 5.68 8.48 10.63 9.40 10.03 11.20 8.99

Month FY80 FY81 FY82 FY83 FY84 FY85 FY86 FY87 FY88

Call Money Rate

(Percent per annum) July 8.88 8.75 9.75 9.75 6.50 10.63 8.50 6.50 6.25 August 8.38 9.25 9.50 9.25 7.63 10.25 7.75 6.25 6.25 September 8.50 8.50 9.38 9.13 9.00 10.38 9.75 6.25 6.25 October 9.50 7.50 9.13 9.00 9.00 9.00 6.50 6.25 6.25 November 9.38 8.00 10.00 8.13 6.13 8.00 6.50 6.13 6.25 December 9.25 7.75 10.00 8.38 8.88 9.38 6.63 6.25 6.25 January 10.63 7.75 10.25 10.13 6.88 7.63 6.75 6.25 6.25 February 9.88 7.63 10.25 9.70 7.00 10.50 6.75 6.25 6.25 March 8.63 9.13 9.88 9.00 8.75 9.00 7.00 6.25 6.25 April 7.75 10.50 10.25 7.25 9.38 7.50 6.88 6.25 6.25 May 8.00 9.00 9.75 7.00 8.25 8.25 7.00 6.25 6.38 June 8.88 9.50 10.13 7.50 9.75 9.00 7.13 6.25 6.38

Average of the period 8.97 8.61 9.86 8.69 8.10 9.13 7.26 6.26 6.27

Money at Call and short notice 1

(Million Rupees) July 2 291 311 775 908 1,005 1,470 3,566 2,794 1,725 August 535 396 690 413 910 2,607 5,008 2,755 2,021 September 428 397 743 1,262 3,972 2,226 2,999 2,944 1,872 October 546 497 726 1,197 1,211 1,633 5,865 3,147 1,900 November 310 666 730 1,452 1,205 2,137 7,021 3,405 2,188 December 210 600 524 1,744 735 7,28 6,141 3,140 1,710 January 358 718 590 2,269 1,193 1,581 6,177 3,521 3,625 February 303 957 863 2,294 1,050 1,748 6,122 3,667 2,968

March 308 515 535 2,140 3,540 3,026 6,215 3,496 3,292

April 359 781 627 694 1,875 2,749 6,254 2,523 2,840

May 444 579 534 815 1,661 3,809 5,626 2,112 3,086

June 633 737 1,070 1,486 2,617 4,540 5,139 1,714 4,295

Average of the period 394 596 700 1,389 1,672 2,294 5,511 2,935 2,627

157


Month FY89 FY90 FY91 FY92 FY93 FY94 FY95 FY96

Call Money Rate

(Percent per annum)

July 6.38 6.25 7.50 3.94 4.52 2.50 12.40 9.62

August 6.38 6.25 7.50 7.36 1.66 5.00 5.65 11.25

September 6.38 6.25 7.00 6.10 11.86 15.83 6.88 11.78

October 6.38 6.25 6.75 10.52 10.18 13.71 5.95 11.49

November 6.38 6.25 7.25 9.25 8.04 10.18 10.69 8.05

December 6.25 6.50 8.00 8.84 11.54 14.87 10.74 14.44

January 6.38 7.13 8.13 7.99 12.85 8.93 14.69 13.79

February 6.38 7.13 7.75 8.32 13.53 5.82 11.73 11.89

March 6.38 7.13 8.75 11.53 10.60 8.20 9.01 12.71

April 6.25 7.38 5.50 7.25 6.70 3.31 13.50 14.30

May 6.25 7.50 5.71 3.46 14.16 11.64 11.03 5.54

June 6.25 7.25 5.64 3.79 12.12 10.14 11.69 9.02

Average of the period 6.34 6.77 7.12 7.36 9.81 9.18 10.33 11.16

Money at Call and short notice 1

(Million Rupees)

July 3,606 4,260 9,397 3,498 5,710 6,554 5,863 7,396

August 3,279 4,141 9,726 5,356 5,095 8,145 1,818 8,627

September 2,942 4,017 9,556 4,931 3,562 8,658 3,180 9,985

October 2,052 4,458 9,662 3,748 3,983 7,458 5,284 4,457

November 2,569 5,205 10,995 2,262 4,386 9,016 7,743 3,949

December 2,143 4,491 7,792 2,894 4,336 5,522 6,963 6,459

January 3,675 3,628 9,779 4,395 6,209 8,381 8,627 7,568

February 3,817 3,766 8,314 5,429 5,853 7,352 8,058 6,409

March 4,144 3,889 6,309 6,104 7,087 6,122 10,068 7,504

April 3,716 4,040 7,088 9,491 9,192 6,856 3,575 7,085

May 3,721 4,204 4,328 8,221 7,920 6,076 4,084 7,843

June 5,415 10,058 5,367 6,405 6,584 6,721 8,350 8,070

Average of the period 3,423 4,680 8,193 5,228 5,826 7,238 6,134 7,113

158


Month FY97 FY98 FY99 FY00 FY01 FY02 FY03 FY04 FY05

Call Money Rate

(Percent per annum)

July 9.50 11.03 9.21 9.21 5.63 6.94 5.59 0.74 1.90

August 9.50 10.45 3.90 8.23 7.63 8.30 5.32 1.40 3.03

September 9.50 7.30 2.56 7.93 6.82 9.19 7.30 1.01 5.51

October 13.63 9.61 12.71 10.64 12.30 10.41 7.96 2.34 3.40

November 9.63 7.50 4.93 9.16 12.93 9.36 4.90 2.67 4.04

December 17.79 13.19 7.60 10.06 10.54 6.09 4.61 2.43 2.79

January 18.37 15.84 14.14 8.15 9.12 3.61 4.12 1.72 6.53

February 16.34 13.23 8.19 6.31 6.63 5.48 2.36 2.57 2.67

March 11.56 13.29 5.77 6.66 6.71 4.75 1.14 0.99 5.02

April 15.94 17.41 13.40 5.61 10.53 5.66 2.71 3.38 3.95

May 11.37 13.25 8.89 9.33 9.36 6.31 3.83 1.65 6.37

June 12.50 14.64 2.83 10.94 9.28 4.83 0.92 1.46 6.85

Average of the period 12.97 12.23 7.84 8.52 8.96 6.74 4.23 1.86 4.34

Money at Call and short notice

(Million Rupees)

July 2,931 4,607 6,794 26,989 42,659 30,495 35,875 23,531 30,395

August 2,567 4,369 6,656 27,266 38,602 32,859 38,618 21,471 37,484

September 3,874 4,136 7,490 31,874 37,234 41,718 33,571 18,860 31,868

October 7,843 4,372 5,414 33,505 34,794 45,108 40,001 19,503 35,095

November 9,436 4,661 7,035 33,262 37,297 49,406 43,372 19,081 32,571

December 7,509 6,482 4,571 28,363 30,885 40,202 26,257 19,655 28,912

January 8,710 13,270 9,711 32,411 40,119 48,222 33,626 20,128 30,336

February 9,528 7,172 8,959 33,201 44,976 48,739 21,732 24,868 32,505

March 9,068 8,488 13,006 37,451 38,108 44,085 21,426 27,560 31,988

April 8,948 6,188 14,015 41,874 30,325 38,373 23,887 26,433 25,313

May 6,762 8,193 13,689 54,441 27,308 36,654 27,138 25,608 23,631

June 5,370 7,768 17,528 42,469 30,293 31,877 28,551 27,479 22,162

Average of the period 6,879 6,642 9,572 35,259 36,050 40,645 31,171 22,848 30,188

1. Amount outstanding at month end , Source ; Daily Business Recorder 2 Introduced with effect from 5th July 1979.

159

4.12 Agriculture Credit-Disbursement, Recoveries and Outstanding (Net)

(Million Rupees)

Period Commercial Banks Z.T.B.L P.P.C.B.L Domestic Private Banks

FY02

Production Loans 15,752 22,011 4,938 408 Development Loans 1,734 7,097 190 184 Recoveries 14,772 33,388 4,609 486 Outstanding 13,335 83,730 3,586 738

FY03 Production Loans 18,869 23,111 5,338 518 Development Loans 3,870 6,160 148 903 Recoveries 19,489 34,282 5,110 547 Outstanding 16,584 71,557 3,953 1,601

FY04

Production Loans 1,545 24,525 6,164 26,817 Development Loans 1,185 5,408 1,519 6,430 Recoveries 1,470 35,619 5,949 24,362 Outstanding 2,864 73,147 5,687 25,467

FY05

Production Loans 9,684 31,261 5,719 42,328

Development Loans 2,723 6,147 1,888 8,982

Recoveries 6,120 41,170 6,177 38,659

Outstanding 9,205 76,415 7,379 38,117

FY05

Q1 Production Loans 1,346 4,763 916 9,099

Development Loans 571 1,214 875 1,837

Recoveries 890 4,527 874 6,834

Outstanding 3,890 75,848 6,604 29,568

Q2 Production Loans 2,222 9,857 1,159 10,650


Recoveries 1,310 14,783 1,319 10,583

Outstanding 1,417 -1,024 223 2,360



Recoveries 1,555 7,761 1,936 9,876

Outstanding 1,437 1,620 372 1,638


Development Loans 1,026 1,990 163 2,806

Recoveries 2,366 14,099 2,048 11,367

Outstanding 2,461 -29 180 4,551

160

4.13 Financing of Fixed Industrial Investment to Private Sector (Industry-wise)

(Million Rupees)

Industry FY96 FY97 FY98 FY99 FY00

Food, Tobacco & Beverages 1,409.1 845.3 1,340.4 1,810.4 740.1 Textiles 4,282.7 3,132.9 3,979.6 3,863.5 4,651.1 Leather & Leather Products 40.9 2.8 76.5 6.9 107.9 Rubber & Rubber Products 60.3 38.1 10.1 - 4.0 Paper & Pulp 163.7 16.3 267.1 24.7 14.4 Chemical, Pharmaceutical & Fertilizers 983.7 1,354.5 5,697.2 2,074.9 1,458.2 Power - - 46.7 150.0 81.1 Petroleum Refining & Petrochemicals/Energy 1,497.0 552.9 853.2 702.6 378.8 Cement & Other Non-Metallic Minerals 1,477.6 2,391.0 1,797.0 800.4 835.2 Basic Metals 926.6 21.3 13.2 181.2 11.9 Metal Products other Machinery & Transport 80.7 53.1 350.4 144.9 - Machinery Other than Electrical 115.6 86.7 1.8 69.7 26.8 Electrical Machinery, Appliances & Fittings 80.3 390.7 41.7 17.8 6.6 Electronic 300.7 - - 3.4 2.7 Transport 274.2 22.6 93.1 289.6 429.4 Service & Miscellaneous 5,981.8 4,018.1 3,013.3 3,035.4 4,096.7

Total 17,674.8 12,926.2 17,581.2 13,175.4 12,844.9

Industry FY01 FY02 FY03 FY04 FY05

Food, Tobacco & Beverages 1,458.9 1,743.1 1,203.3 2,997.7 4,438.4

Textiles 7,653.2 7,509.6 10,896.4 15,108.0 28,805.8

Leather & Leather Products 15.6 34.0 7.0 26.9 3.2

Rubber & Rubber Products - - - - 76.0 Paper & Pulp 27.1 146.0 179.5 172.2 490.7

Chemical, Pharmaceutical & Fertilizers 1,491.3 3,571.5 2,607.3 846.9 1,294.1

Power 1.0 115.0 26.5 39.0 120.0

Petroleum Refining &

Petrochemicals/Energy 285.3 1,197.9 219.4 456.3 1,180.2

Cement & Other Non-Metallic Minerals 937.7 1,212.9 4,280.3 3,876.3 8,684.9

Basic Metals 72.7 185.1 27.9 17.0 282.5

Metal Products other Machinery & Transport - 20.0 87.7 33.0 371.5

Machinery Other than Electrical 531.1 0.8 55.1 326.1 373.1

Electrical Machinery, Appliances & Fittings - 1.0 6.4 262.8 69.1

Electronic 519.7 83.4 59.0 103.0 1,106.8

Transport 563.5 96.8 629.5 870.2 1,210.9

Service & Miscellaneous 3,248.2 2,619.7 5,537.6 9,396.0 22,735.9

Total 16,805.3 18,536.8 25,822.7 34,531.4 71,243.0 17

161

4.14 Scheduled Banks’ Liabilities and Assets

(Million Rupees)

1953 1954 1955 Liabilities/Assets Jun. Dec. Jun. Dec. Jun. Dec.

Liabilities Capital 34.9 34.9 39.9 39.9 40.0 41.3 Reserves 19.4 18.2 19.6 18.5 21.1 32.5 Demand Deposits 1,171.0 1,194.3 1,208.1 1,196.4 1,291.3 1,352.7

1. Scheduled Banks 114.6 67.3 36.4 39.5 73.0 51.1 2. Others 1,056.4 1,127.0 1,171.7 1,156.9 1,220.9 1,301.5

Time Deposits 328.0 344.9 447.6 502.1 560.9 538.9

1. Scheduled Banks 10.7 23.1 14.1 28.1 35.3 32.2 2. Others 317.3 321.8 433.5 474.0 525.6 5.6.7

Borrowings from 21.0 71.5 49.0 226.9 48.1 256.7

1. State Bank of Pakistan 12.3 33.3 19.6 161.6 8.5 178.2 2. Banks Abroad 1.3 2.8 1.2 9.0 9.8 15.7 3. Other Scheduled Banks 7.4 35.4 28.2 56.3 29.8 62.8

Head Office and Inter-Bank Adjustment 50.9 49.3 41.3 40.7 45.1 42.9 Contingent Liabilities as per contra 299.0 296.6 422.1 453.0 542.4 712.6 Other Liabilities 59.9 58.8 76.6 75.9 90.6 127.8 Total Liabilities / Assets 1,984.1 2,068.5 2,304.4 2,553.3 2,642.1 3,105.6 Assets Cash 277.9 223.8 242.4 245.9 318.0 245.8

1. Gold 3.4 3.5 3.5 3.5 3.7 3.5 2. Notes, Coins and Silver 51.9 55.7 49.0 55.4 53.8 50.8 3. Balances with State Bank of Pakistan 146.2 107.7 147.3 117.3 199.0 124.9 4. Balances with Other Scheduled Banks 76.4 56.9 42.6 69.7 61.5 66.6

Balances held Abroad 48.1 36.9 44.0 30.5 36.2 46.8 Bills Purchased and Discounted 115.8 123.0 134.5 220.4 142.8 186.4 Advances to 539.8 656.3 672.1 804.0 776.3 1,004.5

1. Scheduled Banks 25.1 47.3 34.6 59.1 53.4 79.1 2. Others 514.7 609.0 637.5 744.9 722.9 925.4

Bank Credit 630.5 732.0 772.0 965.3 865.7 1,111.8 Investment in Securities and Shares 589.8 625.2 682.3 723.3 729.1 799.4

1. Federal Government Securities 511.8 513.8 498.9 566.1 557.8 624.8 2. Treasury Bills - - 62.4 42.1 56.7 37.4 3. Provincial Governments Securities 55.1 90.8 97.8 91.5 91.2 110.3 4. Foreign Securities - - 5.4 5.1 5.1 7.5 5. Others 22.9 20.6 17.8 18.5 18.3 19.4

Earning Assets 1,220.3 1,357.2 1,454.3 1,668.6 1,594.8 1,911.2 Bank Premises 17.4 18.3 19.0 19.6 20.6 22.6 Head Office and Inter-Bank Adjustment 25.5 25.0 23.2 6.1 17.4 13.9 Contingent Assets as per contra 299.0 296.6 422.1 453.0 542.4 712.6 Other Assets 7.8 63.4 64.8 50.5 59.3 73.6

162


(Million Rupees)


Liabilities Capital 41.3 41.3 41.3 46.3 47.8 70.3 Reserves 35.7 33.2 37.1 43.7 42.6 42.5 Demand Deposits 1,462.0 1,456.1 1,542.0 1,625.8 1,732.6 1,8.6.0


Time Deposits 612.9 589.5 614.7 662.0 742.7 727.0

1. Scheduled Banks 45.2 41.9 40.7 39.5 44.2 35.5 2. Others 567.7 547.6 574.0 622.5 698.5 673.5

Total Demand and Time Deposits 2,074.9 2,045.6 2,156.7 2,287.8 2,475.3 2,533.0 Borrowings from 51.1 331.8 147.8 297.2 97.2 291.1


Head Office and Inter-Bank Adjustment 51.9 44.0 30.2 28.7 44.0 37.9 Contingent Liabilities as per contra 673.3 825.7 776.7 831.8 881.4 922.6 Other Liabilities 126.8 118.1 134.7 125.4 146.8 144.2 Total Liabilities / Assets 3,054.9 3,439.5 3,324.3 3,660.8 3,735.1 4,041.6 Assets Cash 366.4 257.9 225.6 274.0 310.7 325.4


Balances held Abroad 87.2 57.8 96.5 65.4 56.4 54.3 Bills Purchased and Discounted 132.3 172.8 122.7 175.7 116.6 194.0 Advances to 855.9 1,193.2 1,130.2 1,260.2 1,231.2 1,367.9

1. Scheduled Banks 74.5 190.3 154.5 200.9 172.1 143.7 2. Others 781.4 1,002.9 975.5 1,059.3 1,059.1 1,224.2

Bank Credit 913.7 1,175.7 1,098.2 1,235.0 1,175.7 1,418.2 Investment in Securities and Shares 820.4 828.3 829.9 926.9 1,004.6 1,040.0

1. Federal Government Securities 624.1 654.4 652.4 756.5 816.1 858.0 2. Treasury Bills 62.5 33.0 51.9 39.0 56.3 24.2 3. Provincial Governments Securities 106.8 117.1 105.9 108.6 108.7 134.2 4. Foreign Securities 9.6 10.3 9.2 6.8 7.0 7.0 5. Others 17.4 13.5 10.5 16.0 16.5 16.6

Earning Assets 1,734.1 2,004.0 1,928.1 2,161.9 2,180.3 2,458.2 Bank Premises 23.0 24.5 25.8 26.8 20.7 28.5 Head Office and Inter-Bank Adjustment 23.2 16.0 12.7 21.6 20.7 25.6 Contingent Assets as per contra 673.3 825.7 776.7 831.8 881.4 922.6 Other Assets 73.2 63.3 74.4 78.4 86.1 83.2

163


(Million Rupees)


Liabilities Capital 77.8 80.9 102.9 105.5 155.5 188.0 Reserves 45.7 43.2 52.7 58.5 67.4 76.7 Demand Deposits: 1,912.4 1,877.2 2,094.7 1,954.3 2,057.8 2,143.3

1. Scheduled Banks 104.0 95.4 99.8 87.3 124.3 111.3 2. Others 1,808.4 1,781.8 1,994.9, 1,867.9 1,933.5 2,032.0

Time Deposits: 812.2 994.5 959.9 1,144.3 1,281.8 1,395.7 1. Scheduled Banks 44.2 44.9 36.3 51.4 56.3 119.5 2. Others 768.0 949.6 923.6 1,092.9 1,225.5 1,276.2

Total Demand and Time Deposits 2,724.6 2,871.7 3,054.6 3,098.6 3,339.6 3,539.0 Borrowings from: 56.0 216.4 142.2 636.7 415.6 647.8


Head Office and Inter-Bank Adjustment 45.4 44.5 77.3 96.2 55.9 87.6 Contingent Liabilities as per contra 970.5 1,450.7 1,396.4 1,628.3 1,408.4 2,245.0 Other Liabilities 141.5 192.1 146.2 150.2 204.0 298.5 Total Liabilities / Assets 4,061.4 4,899.6 4,972.4 5,773.9 5,646.4 7,082.5 Assets Cash: 396.4 320.7 339.4 414.3 360.5 437.5


Balances held Abroad 51.3 49.6 55.8 52.3 38.4 35.8 Bills Purchased and Discounted 170.2 201.4 169.3 246.5 188.3 256.0 Advances to: 1,209.0 1,504.5 1,603.0 1,961.4 2,132.6 2,600.5


Bank Credit 1,270.6 1,604.5 1,614.3 2,043.6 2,108.7 2,642.8 Investment in Securities and Shares: 1,118.8 1,241.7 1,223.2 1,329.3 1,316.1 1,281.4

1. Federal Government Securities 911.9 1,039.2 1,024.1 1,113.3 1,099.2 1,072.5 2. Treasury Bills 88.7 30.8 20.6 20.7 - - 3. Provincial Governments Securities 113.6 148.6 155.3 171.9 192.4 181.7 4. Foreign Securities 6.6 6.5 6.1 6.1 5.5 5.9 5. Others 18.0 16.6 17.1 17.3 19.0 21.3

Earning Assets 2,389.4 2,846.2 2,837.5 3,372.9 3,424.8 5,924.2 Bank Premises 28.6 30.4 61.6 39.9 39.8 30.8 Head Office and Inter-Bank Adjustment 11.0 7.0 7.5 - 20.4 7.1 Contingent Assets as per contra 970.5 1,450.7 1,396.4 1,628.3 1,408.4 2,245.0 Other Assets 105.6 93.6 116.1 101.9 142.0 188.4

164


(Million Rupees)




Time Deposits: 1,610.9 1,840.9 2,102.9 2,404.0 2,649.6 3,050.8

1. Scheduled Banks 99.6 117.3 184.5 181.8 121.7 172.8 2. Others 1,511.3 1,723.6 1,918.4 2,222.2 2,527.9 2.878.0

Total Demand and Time Deposits 3,916.9 4,265.5 4,992.1 5,493.5 6,072.0 6,804.4 Borrowings from: 550.7 725.1 561.1 767.8 992.8 1,711.9

1. State Bank of Pakistan 360.6 499.9 357.8 546.3 717.7 1,479.8 2. Banks Abroad 14.7 7.5 9.2 3.0 5.0 19.6 3. Other Scheduled Banks 175.4 217.7 194.1 218.5 200.1 212.5

Head Office and Inter-Bank Adjustment 97.2 148.6 52.0 146.2 52.4 125.3 Contingent Liabilities as per contra 2,428.5 2,496.5 2,865.7 3,937.9 4,404.4 4,997.8 Other Liabilities 310.5 324.9 387.2 434.3 474.7 596.4 Total Liabilities / Assets 7,585.0 8,338.9 9,169.0 11,100.2 12,260.0 14,588.8 Assets Cash: 434.7 552.0 626.3 749.7 813.1 868.1

1. Gold 10.6 10.3 - 0.4 0.2 0.2 2. Notes, Coins and Silver 95.8 141.4 128.5 217.9 189.3 276.6 3. Balances with State Bank of Pakistan 222.8 212.2 274.4 360.3 397.8 413.1 4. Balances with Other Scheduled Banks 105.5 188.1 223.4 171.1 225.8 178.2




1. Federal Government Securities 1,076.0 1,032.4 1,081.9 1,105.3 1,145.4 1,292.9 2. Treasury Bills - - - 40.5 - 35.0 3. Provincial Governments Securities 182.7 207.0 231.4 269.0 274.3 362.4 4. Foreign Securities 6.6 5.3 4.0 4.0 2.8 2.4 5. Others 50.9 71.7 69.9 78.5 125.3 171.0

Earning Assets 4,147.3 4,582.2 4,990.6 5,711.2 6,268.3 7,796.3 Bank Premises 43.8 36.7 36.5 44.4 47.5 58.6 Head Office and Inter-Bank Adjustment 17.0 14.9 57.8 33.7 75.1 37.1 Contingent Assets as per contra 2,428.5 2,496.5 2,865.7 3,937.9 4,404.4 4,997.8 Other Assets 180.1 249.7 255.0 263.9 342.5 471.3

165


(Million Rupees)


Liabilities

Capital 254.8 270.2 270.2 281.5 304.3 304.0 Reserves 122.2 123.8 148.0 154.8 212.2 189.8 Demand Deposits: 3,776.4 4,070.2 4,317.4 4,661.3 4,757.3 5,096.5


Time Deposits: 3,315.2 3,,90.6 4,238.5 4,735.1 5,174.1 5,600.5 1. Scheduled Banks 55.5 100.4 146.2 137.0 93.9 127.3 2. Others 3,259.7 3,490.2 4,092.3 4,598.1 5,080.2 5,473.2

Total Demand and Time Deposits 7,091.6 7,660.8 8,555.9 9,396.4 9,931.4 1,067.0 Borrowings from: 1,727.8 2,029.0 1,222.5 2,430.7 2,393.4 2,467.8

1. State Bank of Pakistan 1,533.1 1,781.6 1,022.8 1,878.6 1,777.5 1,818.7 2. Banks Abroad 27.2 4.1 3.3 375.4 410.7 499.5 3. Other Scheduled Banks 167.5 243.3 196.4 176.7 205.2 149.6

Head Office and Inter-Bank Adjustment 145.8 142.5 167.6 167.0 52.2 224.9 Contingent Liabilities as per contra 4,869.4 4,716.8 4,793.3 5,730.1 5,551.7 5,312.9 Other Liabilities 572.7 559.2 646.2 778.3 816.3 994.0 Total Liabilities / Assets 14,784.4 15,502.2 15,803.8 18,938.8 19,261.6 20,190.6

Assets

Cash: 951.4 1,112.5 1,099.9 1,142.4 1,406.8 1,440.6 1. Gold 0.2 0.2 0.5 0.3 0.1 - 2. Notes, Coins and Silver 228.6 329.6 291.4 400.3 355.8 388.5 3. Balances with State Bank of Pakistan 612.9 539.3 524.3 559.7 718.1 749.6 4. Balances with Other Scheduled Banks 109.7 243.5 283.7 182.1 332.8 302.5


1. Scheduled Banks 257.7 388.2 272.7 277.4 222.9 287.1 2. Others 5,901.7 6,235.8 6,316.6 7,857.2 82.7.8 8,716.5


1. Federal Government Securities 1,267.3 1,316.8 1,354.5 1,370.9 1,374.8 1,493.3 2. Treasury Bills 5.0 7.0 125.8 88.5 8.5 40.9 3. Provincial Governments Securities 350.5 351.0 349.1 577.4 577.4 602.7 4. Foreign Securities 2.4 2.4 3.8 3.8 3.8 3.1 5. Others 240.4 255.6 404.3 438.8 571.1 576.8

Earning Assets 8,138.4 8,607.9 8,895.0 10,880.4 11,168.2 11,911.9 Bank Premises 58.8 67.0 68.6 79.4 80.5 129.9 Head Office and Inter-Bank Adjustment 31.3 28.6 36.8 35.5 71.4 24.3 Contingent Assets as per contra 4,869.4 4,716.8 4,793.3 5,730.1 5,551.7 5,312.9 Other Assets 426.4 502.8 571.3 735.0 709.0 997.3

166


(Million Rupees)


Liabilities

Capital 315.0 335.9 374.4 417.2 466.1 481.3 Reserves 207.3 222.7 233.9 247.5 253.1 268.3 Demand Deposits: 5,270.5 5,713.0 5,746.1 6,671.2 6,812.1 7,607.3


Time Deposits: 5,993.5 6,428.1 6,291.9 6,692.2 7,145.8 7,518.2 1. Scheduled Banks 61.1 150.4 180.6 173.9 63.2 259.6 2. Others 5,932.4 6,277.7 6,111.3 6,518.3 7,082.6 7,258.6

Total Demand and Time Deposits 11,264.0 12,141.1 12,038.0 13,363.4 13,957.9 15,125.5 Borrowings from: 2,456.8 2,888.8 2,340.8 2,765.3 2,107.7 2,937.8


Head Office and Inter-Bank Adjustment 173.9 364.0 314.1 350.7 433.3 630.6 Contingent Liabilities as per contra 5,747.4 6,152.2 6,110.7 6,552.0 7,486.5 7,433.2 Other Liabilities 900.9 994.5 1,079.1 1,137.2 1,280.1 1,416.6 Total Liabilities / Assets 21,065.2 23,099.4 22,490.9 24,833.2 24,984.6 28,293.5 Assets Cash: 1,443.1 1,698.1 1,540.0 1,901.9 1,820.4 2,462.6

1. Notes, Coins and Silver 362.1 499.1 418.2 551.6 519.8 530.6 2. Balances with State Bank of Pakistan 697.6 788.3 722.4 834.0 831.1 939.2 3. Balances with Other Scheduled Banks 383.4 410.7 399.4 516.3 469.5 992.8




1. Federal Government Securities 1,589.1 1,807.8 1,945.7 1,821.5 1,752.7 1,923.6 2. Treasury Bills 71.6 53.0 65.2 241.5 167.9 75.3 3. Provincial Governments Securities 574.2 459.1 458.0 595.4 611.1 747.5 4. Foreign Securities 3.1 3.1 3.1 3.1 3.1 3.1 5. Others 585.7 714.9 849.7 914.5 919.4 844.1

Earning Assets 12,718.5 13,743.8 13,365.8 14,714.5 14,750.4 16,071.9 Bank Premises 126.0 140.1 151.3 165.6 176.7 200.1 Head Office and Inter-Bank Adjustment 19.8 38.9 22.7 29.3 15.4 11.7 Contingent Assets as per contra 5,747.4 6,152.2 6,110.7 6,552.0 7,486.5 7,433.2 Other Assets 784.3 968.6 892.7 1,016.9 1,157.7 1,556.0

167


(Million Rupees)

1971 1972 1973 Liabilities/Assets Jun. Dec. Jun. Dec. Jun. Dec


1. Scheduled Banks 567.0 711.1 890.2 1,098.1 1,054.1 1,469.4 2. Others 7,006.0 8,033.0 8,816.1 10,265.5 11,022.6 11,759.0

Time Deposits: 7,017.9 7,733.6 7,943.6 8,787.3 9,727.5 10,336.5


Borrowings from: 4,227.4 2,077.5 2,143.3 3,138.0 2,758.4 4,533.4

1. State Bank of Pakistan 3,401.4 1,275.6 1,299.4 1,839.6 1,497.0 3,055.6 2. Banks Abroad 648.3 671.3 703.7 1,112.4 1,094.8 1,064.7 3. Other Scheduled Banks 177.7 130.6 140.2 186.0 166.6 413.1

Head Office and Inter-Bank Adjustments 499.0 891.4 1,305.4 714.8 989.2 889.7 Contingent Liabilities as per contra 7,736.7 7,834.0 10,812.4 13,240.6 15,871.6 17,316.2 Other Liabilities 1,569.8 1,724.6 2,038.8 2,402.2 3,072.5 3,338.2 Total Liabilities/Assets 29,347.9 29,783.1 34,758.2 40,451.9 45,370.4 50,220.8 Assets Cash: 2,079.5 20,036.6 2,205.4 2,629.9 2,825.6 3,452.4

1. Notes, Coins and Silver 762.7 521.4 522.0 557.1 648.3 739.1 2. Balances with State Bank of Pakistan 761.7 901.8 1,123.3 1,193.6 1,477.4 1,476.6 3. Balances with Other Scheduled Banks 555.0 613.4 560.1 879.2 699.9 1,236.7

Balances held Abroad 101.4 185.1 298.2 128.7 499.3 437.6 Bills Purchased & Discounted 596.0 660.4 915.3 1,206.0 1,275.4 1,485.24 Advances to: 11,991.4 11,790.9 12,930.4 14,863.8 15,290.9 17,834.4

1. Scheduled Banks 412.3 344.1 497,6 869.7 693.4 505.0 2. Others 11,579.1 11,446.8 12,432.8 13,994.1 14,597.5 17,338.4

Investment in Securities and Shares: 3,817.0 5,003.3 5,290.9 5,775.9 6,822.0 6,533.1

1. Federal Government 1,958.2 1,956.6 2,293.2 2,256.9 2,301.7 2,802.1 2. Treasury Bills 55.6 1,102.7 992.1 1,272.5 2,057.6 1,189.7 3. Provincial Governments 757.7 804.2 826.3 893.4 909.5 873.6 4. Foreign 3.1 3.1 3.1 3.1 3.1 3.1 5. Others 1,042.4 1,136.7 1,176.2 1,350.0 1,550.1 1,664.6

Bank Premises 232.8 273.7 295.9 299.8 362.9 280.1 Head Office and Inter-Bank Adjustments 364.5 31.7 262.2 50.1 39.8 75.2 Contingent Assets as per contra 7,736.7 7,834.0 10,812.4 13,240.6 15,871.6 17,316.2 Other Assets 2,428.6 1,967.4 1,983.5 2,257.0 2,382.9 2,797.8

168


(Million Rupees)

1974 1975 1976 Liabilities/Assets

Jun. Dec. Jun. Dec. Jun. Dec

Liabilities 506.0 499.4 469.6 499.5 535.1 545.1 Capital 393.4 430.5 538.2 466.0 568.5 545.2 Reserves Demand Deposits: 13,343.6 13,339.7 14,222.4 16,156.3 18,185.9 22,009.8

1. Scheduled Banks 784.2 885.0 808.8 1,016.6 1,207.4 1,790.9 2. Others 12,559.4 12,454.7 13,413.6 15,139.7 16,978.5 20,218.9

Time Deposits: 10,179.8 9,770.3 11,435.0 12,894.1 15,327.9 17,110.6


Borrowings from: 5,762.0 6,391.3 6,575.4 6,349.0 6,166.2 7,730.5

1. State Bank of Pakistan 4,311.4 5,291.3 5,818.0 5,501.2 5,179.9 6,476.5 2. Banks Abroad 1,057.7 838.2 520.6 568.4 664.9 922.6 3. Other Scheduled Banks 392.9 261.8 236.8 279.4 321.4 331.4

Head Office and Inter-Bank Adjustments 2,227.2 1,983.1 915.3 986.3 934.7 1,071.3 Contingent Liabilities as per contra 20,861.0 18,533.5 19,353.3 16,908.6 18,601.0 19,713.0 Other Liabilities 3,903.9 3,787.6 5,639.7 6,127.0 6,562.1 7,168.0 Total Liabilities/Assets 57,177.1 54,735.5 59,184.9 60,386.7 66,881.3 75,893.8 Assets Cash: 3,164.4 2,914.9 3,350.9 3,539.0 4,191.3 4,537.2

1. Notes, Coins and Silver 879.4 924.7 989.1 1,153.2 1,385.5 1,433.9 2. Balances with State Bank of

Pakistan 1,544.2 1,413.0 1,975.2 1,789.8 2,143.1 2,376.3

3. Balances with Other Scheduled Banks

740.8 577.2 386.6 596.0 662.7 726.9

Balances held Abroad 530.1 504.0 731.3 833.3 529.6 861.8 Bills Purchased & Discounted 1,513.0 2,236.1 2,316.9 1,973.5 1,884.9 2,344.7 Advances to: 19,640.8 19,044.1 21,169.6 23,616.0 25,345.1 29,765.1



1. Federal Government 2,953.7 3,021.9 3,310.4 3,539.7 3,795.3 4,166.2 2. Treasury Bills 714.7 442.2 1,171.8 939.7 2,246.8 3,048.2 3. Provincial Governments 954.6 957.5 960.2 913.0 985.9 1,012.6 4. Foreign 3.1 3.7 3.7 3.7 15.3 15.2 5. Others 1,798.0 1,804.9 1,841.1 2,173.1 2,619.3 3,177.8

Bank Premises 399.5 330.8 279.7 530.1 567.8 327.1 Head Office and Inter-Bank Adjustments 71.0 402.0 288.8 269.9 522.4 651.8 Contingent Assets as per contra 20,861.0 18,533.5 19,353.3 16,908.6 18,601.0 19,713.3 Other Assets 4,573.2 4,539.8 4,371.3 5,147.1 5,576.6 6,272.9

169


(Million Rupees)


Jun. Dec. Jun. Dec. Jun. Dec

Liabilities Capital 781.0 791.6 827.5 950.8 1,013.6 1,024.2 Reserves 653.3 689.7 916.6 918.3 1,045.5 1,013.5 Demand Deposits: 22,592.7 24,445.7 26,439.5 29,512.6 32,140.4 33,865.6

1. Scheduled Banks 1,292.9 1,595.4 1,550.9 1,385.7 1,457.1 1,206.1 2. Others 21,299.8 22,850.3 24,888.6 28,126.9 30,683.3 32,659.5

Time Deposits: 17,063.0 19,902.8 22,585.9 25,141.2 126,120.8 29,016.1


Borrowings from: 7,740.5 7,307.9 6,514.4 7,948.5 8,970.8 9,968.5


Head Office and Inter-Bank Adjustments 979.1 774.2 3,388.7 1,310.5 1,501.9 2,374.0 Contingent Liabilities as per contra 20,916.1 22,355.3 25,057.5 28,434.2 33,06.9 32,561.0 Other Liabilities 7,843.2 10,461.4 8,966.7 11,094.5 11,129.3 12,906.9 Total Liabilities/Assets 78,569.0 86,728.6 94,696.8 105,310.6 114,969.2 122,729.8 Assets Cash: 4,857.9 5,259.7 5,529.9 6,301.7 6,807.3 7,661.8

1. Notes, Coins and Silver 1,655.3 1,720.6 1,704.4 2,222.1 2,007.0 2,828.7 2. Balances with State Bank of

Pakistan 2,688.9 2,730.5 3,070.9 3,368.1 3,923.4 3,647.2


513.7 808.6 754.6 720.5 876.9 1,185.9

Balances held Abroad 392.7 517.2 853.4 660.2 832.8 804.0 Bills Purchased & Discounted 2,478.0 2,140.2 2,347.3 2,608.0 3,394.9 2,792.0 Advances to: 29,670.3 32,590.4 33,217.3 37,086.7 40,222.0 44,296.1



1. Federal Government 4,159.8 4,258.6 4,462.1 4,519.4 5,653.0 6,675.3 2. Treasury Bills 3,677.2 3,397.3 6,516.4 7,579.6 6,710.4 6,399.5 3. Provincial Governments 1,008.9 1,070.7 1,081.2 1,241.2 1,241.3 1,280.4 4. Foreign 15.3 27.9 27.8 27.8 26.5 14.1 5. Others 3,645.1 4,369.4 5,182.0 5,363.8 6,055.2 6,661.1

Bank Premises 436.3 486.2 631.8 509.2 625.5 653.5 Head Office and Inter-Bank Adjustments 616.1 1,124.8 656.0 636.5 229.7 586.7 Contingent Assets as per contra 20,916.1 22,057.5 25,057.5 28,434.2 33,046.9 32,561.0 Other Assets 6,695.3 9,130.9 9,133.9 10,333.2 10,123.7 12,344.4

170


(Million Rupees)


Jun. Dec. Jun. Dec. Jun. Dec.

Liabilities Capital 1,135.3 1,137.2 1,311.1 2,897.1 3,349.4 3,453.8 Reserves 1,153.7 1,256.1 1,411.3 1,330.0 1,544.8 1,745.5 Demand Deposits: 36,355.2 39,276.3 43,540.0 43,465.5 47,396.3 50,938.0


Time Deposits: 31,154.7 32,092.0 33,634.2 38,877.5 38,760.0 46,905.0


Borrowings from: 11,065.1 14,634.5 16,143.4 19,027.7 18,773.7 18,635.3

1. State Bank of Pakistan 9,033.6 12,448.0 13,407.4 16,641.3 15,386.6 14,297.1 2. Banks Abroad 909.8 942.6 932.0 1,010.0 1,309.3 1,331.8 3. Other Scheduled Banks 1,121.7 1,243.9 1,804.0 2,376.5 2,077.8 3,006.4

Head Office and Inter-Bank Adjustments 2,899.6 2,687.1 1,141.1 487.7 2,129.9 2,056.4 Contingent Liabilities as per contra 33,761.6 35,226.4 38,553.1 38,346.3 40,143.0 45,174.1 Other Liabilities 12,536.6 14,921.5 14,241.6 16,751.7 18,050.8 25,120.1 Total Liabilities/Assets 130,061.8 141,231.1 149,975.8 161,183.4 170,147.8 194,028.2 Assets Cash: 7,384.7 8,142.2 8,323.7 8,088.9 10,214.0 10,329.1


Pakistan 4,283.6 4,745.5 4,605.5 4,826.1 5,862.2 5,768.5


1,003.6 1,223.2 1,097.4 978.0 1,611.9 2,293.6

Balances held Abroad 1,272.9 1,272.4 805.0 1,040.8 1,447.2 1,518.7 Bills Purchased & Discounted 2,554.5 2,986.0 3,131.6 3,053.5 4,425.9 4,539.1 Advances to: 46,859.8 53,423.0 56,812.8 62,105.6 67,540.1 76,604.3

1. Scheduled Banks 940.9 974.2 924.2 758.8 1,060.4 1,113.5 2. Others 45,918.9 52,448.8 55,888.6 61,346.8 66,479.7 75,490.8



Bank Premises 665.7 806.5 754.2 799.7 1,428.1 1,240.6 Head Office and Inter-Bank Adjustments 555.6 495.6 1,505.3 3,858.8 297.0 733.5 Contingent Assets as per contra 33,761.6 35,226.4 38,553.1 38,346.3 20,143.0 45,174.1 Other Assets 12,049.4 13,600.1 13,251.8 14,963.2 15,883.1 21,627.0

171


(Million Rupees)



Liabilities Capital 3,711.8 3,907.9 4,156.7 3,978.7 4,618.0 4,392.7 Reserves 1,912.7 1,868.3 2,862.7 3,294.7 4,135.2 4,543.3 Demand Deposits: 59,163.0 63,262.0 63,450.0 65,943.1 70,094.2 71,935.7


Time Deposits: 51,328.1 62,037.6 62,749.8 66,051.2 69,502.9 82,389.6


Borrowings from: 19,549.8 21,299.7 21,400.6 22,376.4 24,770.4 30,532.2

1. State Bank of Pakistan 15,965.9 17,700.6 16,524.3 18,198.6 17,990.3 21,471.6 2. Banks Abroad 1,488.1 1,555.2 2,120.0 2,392.5 2,524.6 2,774.5 3. Other Scheduled Banks 2,095.8 2,043.0 2,756.3 1,785.3 4,255.5 6,286.1

Head Office and Inter-Bank Adjustments 663.8 2,191.9 2,733.0 4,591.5 5,020.0 9,167.6 Contingent Liabilities as per contra 52,699.1 57,150.5 62,836.6 65,579.9 79,667.9 76,201.0 Other Liabilities 24,147.3 37,382.5 28,603.3 36,785.3 39,957.1 45,402.2 Total Liabilities/Assets 213,175.6 249,100.5 248,792.8 268,600.9 297,765.6 324,564.4 Assets Cash: 11,996.3 11,693.3 14,877.1 16,548.1 19,181.4 23,091.9


Pakistan 6,478.2 7,568.4 8,293.7 10,711.1 9,344.2 11,742.1


2,436.7 1,196.8 3,698.2 2,843.0 5,913.0 8,393.1

Balances held Abroad 2,552.9 3,013.2 3,631.9 3,688.0 3,551.5 3,408.2 Bills Purchased & Discounted 5,488.9 4,828.0 4,650.5 6,876.6 7,657.9 7,674.5 Advances to: 82,499.8 92,851.9 99,209.4 104,271.4 113,962.9 125,603.9




Bank Premises 761.4 693.9 728.6 757.9 853.5 804.4 Head Office and Inter-Bank Adjustments 2,308.2 2,269.4 2,122.6 2,160.1 4,297.7 2,752.8 Contingent Assets as per contra 52,699.1 57,150.5 62,836.6 65,579.9 79,667.9 76,201.0 Other Assets 18,631.6 31,566.9 22,546.8 30,146.6 29,067.8 35,971.6

172


(Million Rupees)



Liabilities Capital 4,580.4 4,627.7 8,815.5 9,248.0 9,901.9 9,943.6 Reserves 6,098.4 6,207.4 7,451.1 7,520.5 8,372.5 8,791.3 Demand Deposits: 80,483.8 82,481.1 92,289.9 99,495.7 105,013.2 105,552.2 1. Scheduled Banks 4,056.4 3,142.9 2,921.2 4,150.2 3,642.1 4,402.8 2. Others 76,427.4 79,338.1 89,368.7 95,345.6 101,371.1 101,149.4 Time Deposits: 89,557.4 99,254.2 106,252.7 111,029.6 113,188.9 117,807.5 1. Scheduled Banks 425.2 633.2 497.4 240.7 1,046.4 255.4 2. Others 89,132.2 98,621.0 105,755.2 110,788.9 112,142.6 117,552.1 Borrowings from: 28,797.0 30,807.6 31,782.2 34,423.8 38,168.4 37,391.5 1. State Bank of Pakistan 22,818.1 26,184.7 28,269.4 31,358.7 33,340.1 35,667.0 2. Banks Abroad 255.0 396.3 288.7 402.1 622.0 436.8 3. Other Scheduled Banks 5,723.9 4,226.6 3,224.1 2,663.0 4,206.3 1,287.7 Head Office and Inter-Bank Adjustments 7,757.5 11,862.7 11,710.7 9,918.1 12,966.5 10,773.1 Contingent Liabilities as per contra 91,825.7 102,714.4 123,157.4 128,038.4 151,148.2 139,076.6 Other Liabilities 50,721.2 59,388.1 60,111.6 74,670.1 64,696.5 85,901.6 Total Liabilities/Assets 359,821.2 397,293.2 441,571.0 474,344.3 503,456.2 515,237.4 Assets Cash: 23,317.1 21,486.2 30,889.4 27,128.5 28,600.0 29,467.2 1. Notes, Coins and Silver 3,944.7 3,415.1 4,532.1 3,799.2 5,175.6 4,788.4 2. Balances with State Bank of Pakistan 11,399.9 13,166.7 22,077.5 18,053.6 16,505.2 18,872.6 3. Balances with Other Scheduled Banks 7,972.5 4,904.4 4,279.8 5,275.7 6,919.2 5,806.2 Balances held Abroad 4,422.0 4,482.0 4,769.8 4,736.6 5,434.8 6,387.0 Bills Purchased & Discounted 9,816.3 10,751.2 13,464.6 14,389.0 14,765.4 17,013.6 Advances to: 135,917.4 149,001.7 149,945.2 153,292.0 164,338.4 169,190.7 1. Scheduled Banks 2,241.3 1,450.3 787.2 439.9 1,287.4 485.5 2. Others 133,676.1 147,551.4 149,158.0 152,852.2 163,051.0 168,705.2 Investment in Securities and Shares: 53,678.7 60,230.4 66,831.3 87,273.6 89,644.0 85,882.1 1. Federal Government 16,285.6 15,018.8 15,228.1 19,069.5 19,062.5 19,070.4 2. Treasury Bills 19,845.6 24,058.9 27,582.0 43,039.2 44,646.3 40,902.5 3. Provincial Governments 2,605.6 4,170.6 4,047.8 4,061.0 4,064.9 3,933.0 4. Foreign 2.6 2.6 2.6 2.6 2.6 2.6 5. Others 14,939.5 16,979.5 19,970.8 21,101.2 21,867.7 21,973.6 Bank Premises 758.9 793.2 817.3 999.9 983.8 1,086.1 Head Office and Inter-Bank Adjustments 5,657.6 4,780.4 11,786.5 9,288.9 1,842.4 10,089.7 Contingent Assets as per contra 91,825.7 102,714.4 123,157.4 128,038.4 151,148.2 139,076.6 Other Assets 34,427.5 43,058.7 39,909.5 49,197.4 46,699.0 57,044.4

173


(Million Rupees)



Liabilities Capital 10,659.1 10,769.6 11,365.8 11,432.2 11,933.3 13,336.0 Reserves 9,923.1 10,136.5 11,163.3 11,540.8 12,169.3 12,202.8 Demand Deposits: 117,201.1 118,593.4 132,794.4 144,763.3 158,823.5 182,397.8 1. Scheduled Banks 3,893.7 4,946.8 5,461.1 6,038.4 7,491.8 7,608.2 2. Others 113,307.4 113,646.6 127,333.3 138,724.9 151,331.8 174,789.6 Time Deposits: 128,286.2 132,362.8 182,350.0 161,571.3 192,845.3 203,575.3 1. Scheduled Banks 1,088.3 286.9 429.1 350.2 290.8 441.2 2. Others 127,197.9 132,075.9 152,920.9 161,221.1 192,554.5 203,134.1 Borrowings from: 41,884.6 42,633.5 55,694.0 51,248.0 69,756.7 60,066.9 1. State Bank of Pakistan 36,547.7 40,667.2 40,284.0 44,746.0 48,782.7 52,446.0 2. Banks Abroad 642.0 498.0 9,498.1 598.6 11,140.6 601.6 3. Other Scheduled Banks 4,694.9 1,468.3 5,911.9 5,903.4 9,833.4 6,919.3 Head Office and Inter-Bank Adjustments 12,061.3 12,394.1 20,285.8 14,898.4 26,430.8 18,204.4 Contingent Liabilities as per contra 188,627.2 160,003.2 247,627.9 220,333.2 299,501.3 269,225.4 Other Liabilities 78,145.5 105,871.3 90,023.0 96,750.4 102,725.1 111,641.9 Total Liabilities/Assets 586,788.3 592,764.4 721,304.2 712,537.6 874,185.3 870,650.5 Assets Cash: 31,687.8 38,613.0 35,044.6 41,415.0 42,332.2 59,403.0 1. Notes, Coins and Silver 5,840.4 5,058.3 5,564.2 5,567.0 9,734.4 6,900.0 2. Balances with State Bank of Pakistan 18,956.8 25,946.4 21,147.4 24,878.0 25,012.5 49,202.0 3. Balances with Other Scheduled Banks 6,890.5 7,608.3 8,332.9 10,970.0 7,585.3 3,301.0 Balances held Abroad 6,165.7 6,533.3 7,903.2 9,430.0 10,875.5 12,634.0 Bills Purchased & Discounted 18,667.3 20,932.3 24,986.7 26,357.3 35,449.1 36,181.4 Advances to: 181,725.1 187,003.8 225,450.2 219,684.1 240,647.6 251,327.0 1. Scheduled Banks 3,254.0 536.6 8,460.3 616.0 5,319.5 704.7 2. Others 178,471.1 186,467.2 216,989.9 219,068.1 235,328.1 250,622.3 Investment in Securities and Shares: 90,522.7 85,303.9 78,620.7 81,216.1 110,632.5 120,021.0 1. Federal Government 23,113.9 22,825.1 23,082.6 26,321.7 51,294.5 69,191.5 2. Treasury Bills 40,099.3 34,373.7 27,223.0 26,321.7 31,206.2 23,484.6 3. Provincial Governments 4,018.5 4,030.3 3,981.0 4,009.5 3,916.4 3,837.7 4. Foreign 2.6 2.6 2.6 2.6 2.6 2.6 5. Others 23,288.4 24,072.2 24,332.5 23,525.9 24,212.8 23,504.6 Bank Premises 986.0 1,249.5 1,309.0 1,502.0 1,435.6 1,835.3 Head Office and Inter-Bank Adjustments 11,279.9 11,607.9 14,891.2 13,953.4 29,716.3 17,049.7 Contingent Assets as per contra 188,627.2 160,003.2 247,627.9 220,333.2 299,501.3 269,225.4 Other Assets 57,116.7 81,517.5 85,470.7 98,646.5 103,595.3 101,923.7

174


(Million Rupees)



Liabilities Capital 16,174.6 17,773.7 20,601.4 22,444.9 23,170.7 25,523.0 Reserves 13,820.0 13,978.0 15,724.7 15,740.3 18,965.3 20,062.0 Demand Deposits: 198,155.2 217,617.2 233,809.4 246,744.1 272,512.3 296,729.5 1. Scheduled Banks 8,149.0 9,231.0 9,664.6 7,823.3 10,032.9 7,404.4 2. Others 190,006.2 208,386.2 224,144.8 238,920.9 262,479.4 289,325.2 Time Deposits: 227,336.2 258,220.4 267,842.9 302,379.4 336,260.8 361,837.5 1. Scheduled Banks 640.3 162.7 1,189.8 2,485.9 5,618.3 3,551.1 2. Others 226,695.9 258,057.8 266,653.1 299,893.5 330,642.5 358,286.3 Borrowings from: 76,231.7 90,638.7 77,705.6 89,725.8 101,415.7 100,238.3 1. State Bank of Pakistan 57,267.0 61,262.3 65,200.6 67,732.0 70,544.5 77,282.2 2. Banks Abroad 11,689.1 13,679.6 3,274.1 11,390.0 14,217.3 3,089.3 3. Other Scheduled Banks 7,275.6 15,696.8 9,230.9 10,603.8 16,653.9 19,866.8 Head Office and Inter-Bank Adjustments 27,148.0 36,705.8 35,020.3 28,959.9 43,263.4 47,417.8 Contingent Liabilities as per contra 331,395.0 387,205.7 426,888.2 414,973.0 526,192.6 550,906.7 Other Liabilities 75,045.0 187,720.7 235,580.2 249,957.5 282,661.7 304,860.1 Total Liabilities/Assets 965,305.7 1,209,860.3 1,313,172.7 1,370,925.0 1,604,442.5 1,707,575.0 Assets Cash: 66,362.9 70,078.7 80,599.5 79,928.8 95,699.7 116,307.6 1. Notes, Coins and Silver 8,962.0 11,072.1 14,621.7 11,573.3 15,014.0 22,849.2 2. Balances with State Bank of Pakistan 48,827.0 42,968.9 50,654.6 52,148.1 63,766.1 73,489.5 3. Balances with Other Scheduled Banks 8,573.9 16,037.8 15,323.2 16,207.4 16,919.6 19,969.0 Balances held Abroad 10,844.0 10,117.7 7,701.8 8,130.0 7,900.4 8,837.6 Bills Purchased & Discounted 35,482.5 34,458.9 36,336.7 38,491.8 41,622.5 42,166.5 Advances to: 291,281.8 318,203.1 348,566.4 370,586.5 399,433.0 418,291.9 1. Scheduled Banks 10,930.7 3,877.2 4,524.7 6,191.3 3,874.9 5,914.0 2. Others 280,351.1 314,325.9 344,041.6 364,395.2 395,558.1 412,377.9 Investment in Securities and Shares: 146,478.1 192,185.5 184,641.1 208,043.1 231,087.2 267,805.2 1. Federal Government 79,339.1 96,022.9 119,565.6 119,015.1 117,628.0 129,797.1 2. Treasury Bills 38,768.0 68,393.1 36,145.1 60,884.3 83,028.2 105,288.1 3. Provincial Governments 3,827.3 3,705.8 3,678.9 2,997.9 3,233.7 3,000.6 4. Foreign 2.6 2.6 2.6 2.6 2.6 2.6 5. Others 24,540.8 24,061.1 25,248.9 25,143.2 27,194.4 29,716.7 Bank Premises 1,751.9 3,684.1 3,908.2 3,228.8 2,633.8 4,244.6 Head Office and Inter-Bank Adjustments 19,928.5 40,363.7 54,659.5 55,203.4 75,104.7 73,150.0 Contingent Assets as per contra 331,395.0 387,205.7 426,888.2 414,973.0 526,192.6 550,906.7 Other Assets 61,781.0 153,562.8 169,871.4 192,339.5 224,768.7 225,864.8

175


(Million Rupees)


Jun. Dec. Jun. Dec. Jun. Dec. Liabilities Capital 29,115.5 30,958.9 32,131.0 33,909.6 35,741.7 36,293.9 Reserves 21,509.1 21,246.5 24,312.5 25,648.9 28,407.0 28,253.4 Demand Deposits: 321,172.3 344,163.5 363,301.7 400,787.8 373,820.3 396,322.1 1. Scheduled Banks 6,677.2 3,831.2 5,676.8 8,114.1 4,915.7 4,337.6 2. Others 314,495.1 340,332.3 357,624.9 392,673.7 368,904.6 391,984.5 Time Deposits: 401,210.8 426,408.6 471,527.3 497,012.1 573,397.4 608,960.6 1. Scheduled Banks 3,052.0 1,444.7 2,299.0 2,503.4 2,793.5 4,326.2 2. Others 398,158.9 424,963.9 469,228.3 494,508.7 570,603.9 604,634.4 Borrowings from: 109,492.7 104,426.5 93,267.6 95,881.5 95,940.0 97,732.9 1. State Bank of Pakistan 82,697.6 90,692.9 70,354.7 72,601.9 80,956.9 82,424.0 2. Banks Abroad 3,502.4 4,653.4 2,300.8 5,521.1 3,711.6 3,459.7 3. Other Scheduled Banks 23,292.7 9,080.2 20,612.1 17,758.5 11,574.3 11,849.2 Head Office and Inter-Bank Adjustments 38,498.8 45,679.1 47,772.8 64,286.5 14,326.0 38,499.6 Contingent Liabilities as per contra 586,676.0 619,932.8 725,212.1 755,773.5 774,080.8 846,350.6 Other Liabilities 342,678.0 293,856.5 344,837.8 376,217.4 407,491.3 398,791.3 Total Liabilities/Assets 1,850,572.4 1,886,672.5 2,102,362.8 2,249,517.3 2,302,848.9 2,451,204.3 Assets Cash: 103,270.9 136,207.4 111,722.9 120,840.5 134,462.9 133,019.6 1. Notes, Coins and Silver 25,936.2 16,414.2 22,850.2 18,069.0 21,404.1 20,315.5 2. Balances with State Bank of Pakistan 61,861.5 106,759.7 67,578.5 83,743.2 94,947.6 94,490.9 3. Balances with Other Scheduled Banks 15,473.2 13,033.6 21,294.2 19,028.3 18,111.2 18,213.2 Balances held Abroad 8,785.4 14,350.1 19,233.7 16,614.1 11,196.9 11,914.1 Bills Purchased & Discounted 46,067.3 44,710.0 47,154.2 52,777.7 55,950.9 54,594.8 Advances to: 462,970.8 497,743.9 508,097.8 551,995.2 581,926.5 626,409.3 1. Scheduled Banks 9,057.8 2,334.1 5,452.7 3,737.5 4,008.9 3,802.2 2. Others 453,913.0 495,409.9 502,645.1 548,257.7 577,917.6 622,607.1 Investment in Securities and Shares: 246,122.5 268,794.3 297,936.1 322,875.8 331,222.1 375,286.2 1. Federal Government 122,376.0 138,014.7 126,625.2 125,185.3 118,777.0 107,923.8 2. Treasury Bills 86,729.8 94,504.2 126,177.1 151,368.4 167,087.7 220,918.5 3. Provincial Governments 3,257.2 3,218.3 3,420.7 2,434.9 2,506.2 2,291.1 4. Foreign 2.6 2.6 2.6 2.6 2.6 2.6 5. Others 33,756.9 33,054.5 41,710.5 43,884.6 42,848.6 44,150.2 Bank Premises 4,661.7 5,041.5 5,224.6 5,858.0 5,919.2 6,236.4 Head Office and Inter-Bank Adjustments 83,686.2 80,878.3 104,030.9 109,047.7 56,856.0 108,172.3 Contingent Assets as per contra 586,676.0 619,932.8 725,212.1 755,773.5 774,080.8 846,350.6 Other Assets 308,331.6 219,014.1 283,750.5 313,735.0 351,233.6 289,220.9

176


(Million Rupees)

1998 1999 2000 2001 Liabilities/Assets Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

Liabilities

Capital 68,115.8 69,869.1 72,118.3 73,504.3 81,909.5 82,534.7 83,949.5 88,575.7 Reserves 31,152.7 33,847.7 32,949.1 35,738.4 42,494.1 40,580.3 45,281.8 39,147.6 Demand Deposits: 399,980.1 413,043.7 439,530.1 420,732.5 436,591.7 467,871.5 501,378.2 535,660.3 1. Scheduled Banks 9,143.4 7,183.4 6,255.4 7,655.5 8,590.5 8,970.1 6,260.2 7,136.2 2. Others 390,836.7 405,860.3 433,274.7 413,077.0 428,001.2 458,901.4 495,118.0 528,524.1 Time Deposits: 665,990.1 668,814.2 682,191.6 686,955.6 715,416.6 731,059.6 781,649.7 781,767.5 1. Scheduled Banks 5,907.0 4,369.6 2,336.9 8,421.8 3,113.6 947.3 671.3 1,026.8 2. Others 660,083.1 664,444.6 679,854.8 678,533.8 712,303.0 730,112.3 780,978.4 780,740.7 Borrowings from: 111,526.3 111,436.7 140,666.2 166,193.2 160,586.1 209,429.3 193,870.7 176,341.6 1. State Bank of Pakistan 93,344.5 97,010.7 120,790.7 126,796.8 141,615.0 149,788.2 141,058.9 118,760.9 2. Banks Abroad 5,136.3 4,010.1 6,495.8 10,399.7 12,270.8 26,290.4 15,735.6 15,309.5 3. Other Scheduled Banks 13,045.5 10,415.9 13,379.7 28,996.7 6,700.3 33,350.7 37,076.2 42,271.2 Head Office and Inter-Bank Adjustments

33,476.0 72,068.5 63,588.7 13,545.5 4,775.2 5,985.0 9,186.1 28,477.9 Contingent Liabilities as per contra 872,240.8 726,240.5 729,223.4 678,011.1 747,356.5 793,232.1 848,985.7 782,469.6 Other Liabilities 488,966.9 444,947.6 404,903.6 464,523.3 484,038.8 488,709.4 621,181.9 538,408.5 Total Liabilities/Assets 2,671,448.7 2,540,268.0 2,565,171.0 2,539,203.9 2,673,168.4 2,819,401.9 3,085,483.6 2,970,848.6 Assets 120,484.9 122,296.3 140,332.5 187,662.3 203,646.6 122,392.4 215,013.8 209,201.8 Cash: 1. Notes, Coins and Silver 23,532.1 22,307.4 21,368.2 30,207.3 39,287.5 25,121.1 32,220.5 27,763.9 2. Balances with State Bank of Pakistan

81,965.3 81,650.3 97,182.1 119,777.0 146,013.0 61,053.1 147,330.0 143,852.3 3. Balances with Other Scheduled Banks

14,987.5 18,338.6 21,782.2 37,678.0 18,346.1 36,218.2 35,463.3 37,585.6 Balances held Abroad 17,921.7 19,243.9 20,715.4 44,406.3 51,960.0 62,577.4 74,669.9 70,769.9 Bills Purchased & Discounted 49,654.9 53,903.3 50,138.1 53,312.4 56,228.6 60,149.7 64,582.8 62,377.8 Advances to: 674,985.7 685,649.4 726,540.3 749,376.3 810,157.5 870,687.7 873,305.3 923,202.4 1. Scheduled Banks 5,991.7 5,414.9 5,615.9 6,463.0 12,683.4 8,130.2 9,044.1 13,165.1 2. Others 668,994.0 680,234.5 720,924.4 742,913.3 797,474.1 862,557.5 864,261.2 910,037.3 Investment in Securities and Shares:

408,616.1 420,830.2 410,138.0 350,326.2 310,744.3 338,796.6 314,463.1 303,782.4 1. Federal Government 123,160.4 148,712.1 144,908.7 144,552.4 147,799.3 146,963.3 126,147.9 138,480.8 2. Treasury Bills 237,265.4 228,093.9 207,313.0 145,440.4 105,761.3 139,195.0 125,604.9 105,093.4 3. Provincial Governments 2,291.2 2,111.0 2,110.2 1,869.1 1,869.1 1,869.1 1,869.1 1,798.0 4. Foreign 2.6 2.6 2.6 2.6 2.6 1.5 1.5 2.4 5. Others 45,896.5 41,910.6 55,803.5 58,461.7 55,312.0 50,767.7 60,839.7 58,407.8 Bank Premises 6,359.4 6,386.1 7,264.4 26,740.5 28,234.5 28,739.3 33,432.1 25,301.0 Head Office and Inter-Bank Adjustments

146,806.0 133,910.2 71,263.0 41,447.1 46,317.7 95,516.8 82,419.3 66,121.0 Contingent Assets as per contra 872,240.8 726,240.5 729,223.4 678,011.1 747,356.5 793,232.1 848,985.7 782,469.6 Other Assets 374,379.2 371,808.1 409,555.9 407,921.7 418,522.6 447,310.0 578,611.7 527,622.7

177


(Million Rupees)

2002 2003 2004 2005 Liabilities/Assets

Jun. Dec. Jun. Dec. Jun. Dec. Jun.

Liabilities Capital 97,644.4 75,936.9 76,509.6 80,312.3 80,150.2 84,835.8 98,086.4 Reserves 43,584.1 53,241.5 45,498.9 48,843.1 63,310.1 66,467.3 85,548.0 Demand Deposits: 583,390.8 621,495.2 727,096.2 910,202.0 960,080.1 1,096,353.3 1,166,944.2 1. Scheduled Banks 4,210.4 4,733.8 9,702.0 7,463.6 14,354.2 10,700.0 19,168.8 2. Others 579,180.4 616,761.4 717,394.2 902,738.4 945,725.9 1,085,653.3 1,147,775.4 Time Deposits: 842,094.7 886,944.2 966,319.0 940,453.8 1,061,452.7 1,123,515.8 1,282,871.7 1. Scheduled Banks 54.8 3,235.2 2,185.0 1,049.6 4,870.7 7,357.5 2,353.1 2. Others 842,039.9 883,709.0 964,134.0 939,404.3 1,056,581.9 1,116,158.3 1,280,518.6 Borrowings from: 190,343.5 185,375.6 192,514.8 215,246.1 212,287.5 220,450.1 220,756.2 1. State Bank of Pakistan 138,483.6 136,366.0 141,264.1 164,624.4 173,223.0 176,864.6 189,678.6 2. Banks Abroad 16,972.5 19,828.0 21,806.1 22,950.2 9,265.1 14,079.0 6,323.5 3. Other Scheduled Banks 34,887.4 29,181.6 29,444.6 27,671.5 29,799.4 29,506.5 24,754.1 Head Office and Inter-Bank Adjustments

25,598.8 77,557.5 71,585.4 35,927.4 41,774.5 44,021.8 78,106.2 Contingent Liabilities as per contra 991,492.4 1,351,309.1 1,143,545.7 1,074,645.7 1,201,077.1 1,379,675.0 1,453,172.9 Other Liabilities 1,178,856.5 667,242.7 843,791.1 664,901.9 572,697.1 653,191.6 815,663.0 Total Liabilities/Assets 3,953,005.1 3,919,103.2 4,066,860.7 3,970,532.3 4,192,829.3 4,668,510.7 5,201,148.6

Assets 201,068.9 196,695.2 242,011.3 223,425.9 266,441.4 320,122.1 305,335.8 Cash: 1. Notes, Coins and Silver 28,789.9 31,964.8 44,992.8 34,160.1 43,275.4 53,747.1 46,089.0 2. Balances with State Bank of Pakistan

124,436.9 124,469.2 141,210.4 144,679.8 161,831.5 197,475.4 188,190.1 3. Balances with Other Scheduled Banks

47,842.1 40,261.2 55,808.2 44,586.0 61,334.5 68,899.5 71,056.7 Balances held Abroad 97,309.5 61,171.7 69,630.3 52,064.9 60,485.6 147,028.9 117,129.4 Bills Purchased & Discounted 63,278.1 60,477.3 72,971.1 73,609.9 84,246.5 90,663.3 104,221.3 Advances to: 899,846.8 941,907.0 974,669.5 1,111,780.9 1,254,135.8 1,542,993.3 1,704,439.2 1. Scheduled Banks 14,839.3 5,712.3 4,797.8 16,032.0 11,751.7 7,101.8 10,286.3 2. Others 885,007.5 936,194.7 969,871.7 1,095,749.0 1,242,384.1 1,535,891.5 1,694,152.9 Investment in Securities and Shares: 438,659.8 598,036.8 704,525.1 759,253.1 783,336.0 614,621.4 725,646.2 1. Federal Government 152,431.3 181,019.0 211,294.4 233,214.1 259,194.1 230,730.2 187,503.9 2. Treasury Bills 221,674.3 341,029.6 404,619.0 418,329.3 410,594.5 267,378.7 415,199.0 3. Provincial Governments 1,796.0 1,573.4 1,332.2 180.3 75.1 75.1 75.1 4. Foreign 1.5 1.5 1.5 1.5 1.5 1.5 122,868.2 5. Others 62,756.7 74,413.3 87,278.1 107,527.9 113,470.8 116,435.9 725,646.2 Bank Premises 28,211.7 25,449.0 39,669.5 38,620.0 49,089.9 51,383.2 61,608.4 Head Office and Inter-Bank Adjustments

149,501.5 174,677.4 318,437.6 150,107.3 77,697.1 47,619.4 20,187.9 Contingent Assets as per contra 991,492.4 1,351,309.1 1,143,545.7 1,074,645.7 1,201,077.1 1,379,675.0 1,453,172.9 Other Assets 1,083,636.5 509,379.8 501,400.6 487,024.6 416,319.8 474,404.1 709,407.5

178

4.15 Classification of Scheduled Banks’ Advances

by Major Economic Groups

(Million Rupees)

1953 1954 1955 1956 Economic Group

Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

1. Agriculture, Forestry, Hunting & Fishing 94.8 17.6 37.2 14.4 12.3 15.7 12.4 18.0

2. Mining & Quarrying 0.3 0.1 - 2.9 2.7 11.7 13.1 5

3. Manufacturing 82.4 70.9 111.0 118.7 175.7 198.2 266.5 268.2

4. Construction 7.9 10.0 15.8 23.8 26.5 23.0 17.6 13

5. Electricity, Gas, Water & Sanitary Services 1.1 1.0 1.3 4.2 15.3 23.8 4.1 3.4

6. Commerce 217.0 417.7 396.8 529.6 377.8 577.5 422.6 651.1

7. Transport, Storage & Communication 12.3 12.9 11.8 11.9 15.3 8.8 7.8 6.5

8. Services 67.5 59.4 43.4 17.1 75.1 43.9 15.7 19.1

9. Employees & activities not adequately described 31.3 19.3 20.3 22.3 22.3 22.8 21.6 18.6

Total 514.7 609.0 637.5 744.9 722.9 925.4 781.4 1,002.9

(Million Rupees)

1957 1958 1959 Economic Group Jun. Dec. Jun. Dec. Jun.

1. Agriculture, Forestry, Hunting & Fishing 10.2 17.7 21.8 49.5 38.8

2. Mining & Quarrying 6.0 5.3 1.0 3.5 7.7

3. Manufacturing 308.1 311.6 395.9 450.9 386.1

4. Construction 8.9 11.3 17.1 14.4 20.3

5. Electricity, Gas, Water & Sanitary Services 4.5 4.5 4.1 5.0 4.3

6. Commerce 580.4 646.2 480.9 542.1 379.0

7. Transport, Storage & Communication 8.4 9.5 17.7 9.5 13.7

8. Services 29.3 18.1 23.3 98.0 151.7

9. Employees & activities not adequately described 19.6 35.2 97.4 51.4 68.7

Total 975.5 1,059.3 1,059.1 1,224.2 1,100.4

179

4.15 Classification of Scheduled Banks’ Advances by Major Economic Groups

(Million Rupees)

1959 1960 1961 1962 Economic Group Dec. Jun. Dec. Jun Dec. Jun. Dec.

1. Agriculture, Forestry, Hunting& Fishing 64.7 42.8 104.9 120.0 182.9 208.1 208.4

2. Mining And Quarrying 10.1 15.2 14.6 14.2 15.4 12.5 16.3

3. Manufacturing: 451.0 554.0 604.3 618.3 768.3 695.3 1046.1

i Food Industries 30.7 41.4 28.1 46.2 41.4 54.7 60.8

ii Beverage Industries 5.4 0.1 9.2 7.0 8.5 5.8 13.6

iii Tobacco 12.1 3.8 4.2 4.2 14.0 8.5 21.5

iv Textile 167.3 206.2 232.6 234.2 338.1 387.3 459.4

v. Footwear, Other Wearing Apparel and Made Up Textile Goods

22.9 26.8 27.1 13.7 7.6 8.2 10.6

vi Wood and Cork Except Furniture 0.6 0.9 1.3 1.4 2.1 2.7 4.3

vii Furniture and Fixture 0.8 0.7 0.5 0.5 1.0 2.0 1.0

viii Paper And Paper Products 1.8 17.6 13.0 9.7 6.4 6.2 3.5

ix Printing Publishing and Allied Industries 4.1 4.6 5.4 5.3 6.2 7.9 9.1

x Leather Products Except Footwear 6.2 9.0 9.5 10.1 12.7 15.1 16.5

xi Rubber Products 4..9 6.6 10.9 10.3 9.6 10.3 14.1

xii Chemicals and Chemical Products 18.1 14.4 24.4 25.8 34.3 40.7 46.0

xiii Petroleum and Coal Products - 0.1 0.1 0.7 0.9 8.6 3.7

xiv Non-Metallic Mineral Products Except Products of Petroleum and Coal

1.9 5.1 6.1 6.5 5.6 7.6 1.5

xv Basic Metal Industries 2.0 4.5 6.8 10.1 8.8 14.5 23.6

xvi Metal Products Except Machinery and Transport Equipment

19.6 36.6 55.2 60.7 71.9 51.7 65.6

xvii Machinery Except Electrical Machinery 20.6 11.5 14.0 5.1 5.1 4.2 30.3

xviii Electrical Machinery, Apparatus, Appliances and 7.1 10.6 13.0 10.2 15.6 15.2 18.2

xix Transport Equipment 26.0 25.6 12.1 10.3 20.2 29.4 25.8

xx Miscellaneous Industries 98.9 127.9 130.9 146.0 158.6 214.9 217.0

4. Construction 14.7 15.5 14.7 11.1 8.4 73.3 103.9

5. Electricity, Gas, Water & Sanitary Services 3.8 2.6 6.0 53.6 31.5 18.5 30.7

6. Commerce: 690.8 624.6 786.9 771.6 942.4 827.7 1,252.6

i Wholesale and Retail Trade 538.6 467.2 652.6 553.3 748.7 721.5 1,172.1

ii Banks And Other Financial Institution 145.0 151.6 126.4 210.7 179.2 98.7 71.9

iii Insurance 0.7 0.6 0.7 0.4 0.7 0.1 0.2

iv Real Estate 6.5 5.1 7.2 7.1 13.8 7.4 8.4

7. Transport, Storage & Communication 12.1 15.2 34.6 27.7 48.0 51.0 58.6

8. Services: 77.0 77.8 158.3 154.5 201.4 272.2 205.8

i Government 42.1 33.1 106.6 91.1 125.4 133.6 37.6

ii Community and Business 25.4 34.0 38.5 44.8 50.8 87.4 131.7

iii Recreation 0.8 1.9 1.7 1.5 1.9 2.3 2.7

iv Personal 8.6 8.9 11.4 17.1 23.3 49.0 33.8

9. Employees & activities not adequately described 78.9 97.3 72.8 149.5 188.4 234.1 67.0

Total 1,403.1 1,445.0 1,797.1 1,920.5 2,386.7 2,392.7 2,989.4

180


(Million Rupees) 1963 1964 1965 1966 Economic Group

Jun. Dec. Jun Dec. Jun. Dec. Jun.

1. Agriculture, forestry, hunting& fishing 232.7 329.8 320.8 415.1 384.6 358.1 490.1

2. Mining and quarrying 11.6 7.6 21.7 26.0 23.2 29.7 27.7

3. Manufacturing: 1,263.5 1,458.5 1,542.3 1,959.9 2,290.8 2,424.7 2,415.3

i Food industries 110.5 110.0 92.1 106.8 154.5 133.7 222.3

ii Beverage industries 14.1 10.7 12.6 13.7 13.6 13.5 16.4

iii Tobacco 13.9 19.7 18.0 15.6 12.6 17.9 22.6

iv Textile 508.1 667.0 695.0 876.9 939.7 1,123.8 1,057.2

v. Footwear, other Wearing Apparel and made up Textile Goods

15.0 12.9 25.9 23.2 26.3 36.0 31.4

vi Wood and cork except furniture 2.3 3.1 4.5 4.1 6.3 5.7 6.1

vii Furniture and fixture 0.8 1.4 1.2 2.0 3.1 5.4 6.6

viii Paper and paper products 21.1 10.9 10.2 8.1 19.8 19.8 21.9

ix Printing publishing and allied industries 12.5 21.9 28.1 53.6 26.7 35.9 39.7

x Leather products except footwear 18.6 18.9 26.8 25.4 30.4 31.9 31.9

xi Rubber products 12.8 12.4 18.1 24.3 27.8 26.4 20.0

xii Chemicals and chemical products 54.9 62.9 76.0 89.3 115.9 100.6 112.2

xiii Petroleum and coal products 7.5 5.8 6.6 7.1 5.1 1.8 6.2

xiv Non-Metallic Mineral Products except Products of Petroleum and Coal

8.4 4.3 10.3 8.4 19.9 24.1 29.4

xv Basic metal industries 19.2 13.5 17.2 22.3 21.1 14.8 9.3

xvi Metal products except machinery and transport equipment 79.4 126.3 120.9 136.6 208.1 226.0 176.4

xvii Machinery except electrical machinery 36.9 45.7 45.4 62.7 85.1 34.0 37.7

xviii Electrical machinery, apparatus, appliances and supplies 36.6 45.2 53.1 68.8 86.9 77.5 73.9

xix Transport equipment 31.5 28.9 34.5 34.5 56.8 53.9 42.4

xx Miscellaneous industries 232.4 237.0 249.8 376.7 431.1 442.1 451.7

4. Construction 90.5 87.2 91.9 112.8 111.2 120.7 126.5

5. Electricity, gas, water & sanitary services 7.3 17.5 14.4 57.8 17.6 29.3 25.6

6. Commerce: 1,315.7 1,418.6 1,666.1 2,145.0 2,191.1 2,450.2 2,277.5

i Wholesale and retail trade 1,228.6 1,320.6 1,569.4 2,060.3 2,117.7 2,306.1 2,062.0

ii Banks and other financial institution 74.6 81.1 79.8 55.3 47.7 102.8 175.1

iii Insurance 0.9 0.4 1.2 4.2 1.2 4.1 3.6

iv Real estate 11.5 16.4 15.7 25.2 24.6 37.3 36.9

7. Transport, storage & communication 76.3 69.1 113.0 113.5 171.3 110.6 167.4

8. Services: 257.6 313.7 340.7 420.6 447.1 429.7 422.1

i Government 79.0 51.6 100.4 92.9 118.2 69.2 83.5

ii Community and business 109.7 207.1 163.5 242.8 219.4 253.4 225.4

iii Recreation 3.2 11.5 14.3 15.1 17.5 22.6 29.1

iv Personal 65.7 43.6 62.5 69.8 92.1 84.5 84.1


Total 3,335.1 3,865.6 4,342.0 5,480.1 5,901.7 6,235.8 6,316.6

181


(Million Rupees) 1966 1967 1968 1969 Economic Group

Dec. Jun. Dec. Jun Dec. Jun. Dec.

1. Agriculture, forestry, hunting & fishing 460.9 545.5 600.1 748.2 723.3 872.7 905.8


3. Manufacturing: 3,237.7 3,484.5 3,650.4 3,627.4 3,871.6 3,794.7 4,196.2



iii Tobacco 55.9 34.0 108.6 96.1 113.0 70.9 79.6

iv Textile 1,615.4 1,578.3 1,822.2 1,738.9 1,827.0 1,639.2 1,934.2

v. Footwear, other Wearing Apparel and made up Textile Goods 35.2 29.3 33.4 30.3 32.2 38.1 45.4









xiv Non-Metallic Mineral Products except Products of Petroleum and Coal

21.5 31.1 24.0 29.0 24.3 27.2 26.7


xvi Metal products except machinery and transport equipment 171.1 187.2 183.5 195.4 223.2 254.6 187.7





4. Construction 142.7 153.0 148.9 161.8 199.7 194.5 201.7


6. Commerce: 2,944.8 2,811.9 3,054.4 3,387.5 3,937.6 3,135.5 3,434.2



iii Insurance 2.4 4.3 4.0 8.9 7.3 17.3 17.6

iv Real estate 43.4 49.9 41.4 47.7 51.0 52.0 52.1


8. Services: 486.5 602.8 592.8 683.3 660.1 703.3 826.9

i Government 79.8 127.8 119.2 155.7 129.3 183.2 261.1


iii Recreation 26.9 34.9 35.1 42.8 45.7 41.2 41.3

iv Personal 104.9 132.5 140.4 130.3 141.8 137.1 161.5


Total 7,857.2 8,208.7 8,716.6 9,412.4 10,066.9 9,459.6 10,383.3

182


(Million Rupees) 1970 1971 1972 1973

Economic Group Jun. Dec. Jun Dec. Jun. Dec. Jun.

1. Agriculture, forestry, hunting & fishing 1,022.3 981.5 1150.9 1065.4 1156.8 1253.6 1377.3


3. Manufacturing: 4,603.1 5,208.1 5,175.8 5,376.6 6,124.3 6,749.9 6,971.4



iii Tobacco 80.4 90.5 104.6 116.9 117.5 134.8 131.8

iv Textile 1,909.8 2,508.8 2,373.3 2,546.1 2,905.2 3,276.5 3,292.6

v Footwear, Other Wearing Apparel and made up Textile Goods

43.4 41.4 45.8 63.1 58.4 67.3 94.8

vi Wood and Cork Except Furniture 41.2 38.7 43.3 51.1 62.1 24.0 27.9








xiv Non-metallic mineral products except products of petroleum and coal

27.5 29.3 19.8 18.4 18.1 18.2 31.4


xvi Metal products except machinery and transport equipment 154.8 174.6 186.2 183.3 231.3 261.1 267.9 xvii Machinery except electrical machinery 51.5 36.0 21.9 30.1 74.7 70.1 95.8




4. Construction 146.7 178.9 143.5 136.3 149.9 160.9 180.3


6. Commerce: 3,266.7 3,589.2 3,348.2 3,137.3 3,182.8 3,802.9 3,886.6



iii Insurance 18.0 6.4 20.5 16.4 13.2 12.4 9.3

iv Real estate 72.1 119.8 65.3 70.8 102.5 66.4 69.7


8. Services: 757.6 876.5 821.5 847.1 924.8 876.6 993.9

i Government 221.4 266.8 260.5 242.3 220.1 251.4 283.6


iii Recreation 46.4 53.2 51.1 55.0 59.2 58.5 66.5

iv Personal 192.5 236.8 216.9 223.8 286.7 233.9 262.5


Total 10,654.4 11,733.7 11,579.1 11,446.7 12,432.8 13,994.1 14,597.5

183


(Million Rupees) 1973 1974 1975 1976

Economic Group Dec. Jun. Dec. Jun Dec. Jun. Dec.

1. Agriculture, forestry, hunting & fishing 1,807.3 2,227.0 2,055.4 2,322.9 2,965.3 3,755.2 4,536.7


3. Manufacturing: 8,117.9 8,380.6 8,352.3 8,519.0 10,155.4 10,131.3 12,732.4



iii Tobacco 170.7 181.8 183.4 158.0 223.1 152.8 235.0

iv Textile 3,990.6 4,119.1 3,724.0 3,400.6 4,224.1 4,118.5 5,135.2

v Footwear, other wearing apparel and made up Textile goods

109.6 129.1 116.6 138.5 171.3 162.4 169.5









xiv Non-metallic mineral products except products of petroleum and coal 27.3 27.5 20.1 24.1 58.5 44.4 67.3


xvi Metal products except machinery and transport Equipment 240.4 239.2 199.0 333.0 279.8 244.5 291.9




xx Miscellaneous industries 1,239.4 1,153.4 1,509.1 1,464.9 1,709.0 1,502.7 1,766.1

4. 196.0 208.9 214.1 333.7 382.2 468.5 588.9

5. 35.8 31.1 54.2 126.9 193.5 141.8 174.1

6.

Construction Electricity, gas, water & sanitary services Commerce: 4,819.4 5,488.4 5,008.5 6,348.8 5,848.8 5,854.6 6,540.9



iii Insurance 4.1 2.8 2.6 1.6 1.5 3.2 2.0

iv Real estate 74.7 70.9 75.0 120.6 43.0 128.5 198.6

7. 349.6 464.9 322.7 248.5 296.1 299.6 309.0

8. Transport, storage & communication Services: 1,073.8 1,269.7 1,599.9 1,801.6 2,045.5 2,730.9 2,187.1

i Government 330.7 523.5 1034.6 1183.8 1339.9 1908.8 1254.0


iii Recreation 70.9 63.7 47.7 42.1 72.8 39.6 47.5

iv Personal 277.0 272.2 254.1 274.8 275.5 352.1 385.5

9. Employees & activities not adequately described 873.0 986.8 932.8 1,024.6 1,208.5 1,367.6 1,851.8

Total 17,338.5 19,179.5 18,706.1 20,927.3 23,320.6 24,939.1 29,175.2

184


(Million Rupees) 1977 1978 1979

Economic Group Jun. Dec. Jun Dec. Jun. Dec.

1. 4,632.5 4,280.0 4,635.8 4,930.9 5,300.7 5,016.1

2. 381.9 283.1 252.1 223.8 321.3 273.9

3.

Agriculture, forestry, hunting& fishing Mining and quarrying Manufacturing: 12,576.9 14,314.2 13,515.6 15,174.6 16,267.1 18,581.1

i Food industries 1,272.2 1,258.5 1,177.9 1332.5 1,505.1 1,735.7

ii Beverage industries 99.2 128.8 124.1 144.0 107.4 187.0

iii Tobacco 204.7 332.0 216.8 277.9 240.9 369.5

iv Textile 5,227.0 6,045.1 5,349.5 6,039.5 6,537.0 6,834.6

v Footwear, other wearing apparel and made up Textile goods

194.6 207.5 201.2 182.3 185.7 218.7

vi Wood and cork except furniture 25.3 36.8 50.0 40.8 34.2 36.5

vii Furniture and fixture 15.7 30.5 34.5 23.9 11.9 37.0

viii Paper and paper products 127.7 133.8 119.8 126.7 141.5 151.4

ix Printing publishing and allied industries 135.6 298.0 141.9 145.4 261.5 274.7

x Leather products except footwear 197.8 214.4 194.1 195.4 314.7 332.3

xi Rubber products 68.7 116.0 112.1 99.2 281.4 199.0

xii Chemicals and chemical products 939.1 919.9 1,291.3 1,434.4 1,668.8 1,651.9

xiii Petroleum and coal products 175.6 317.8 291.3 388.1 264.6 282.9


81.1 39.6 87.8 92.2 165.3 293.0

xv Basic metal industries 188.3 322.9 345.5 364.6 330.5 452.5

xvi Metal products except machinery and transport Equipment

493.2 275.1 238.4 268.1 311.3 354.2

xvii Machinery except electrical machinery 475.1 572.0 450.5 501.7 495.6 594.5

xviii Electrical machinery, apparatus, appliances and supplies 222.2 266.0 367.9 456.4 429.1 436.9

xix Transport equipment 701.0 633.4 595.6 474.0 665.2 761.0

xx Miscellaneous industries 1,732.7 2,166.2 2,125.4 2,587.7 2,315.5 3,377.7

4. 698.7 1,189.1 912.2 983.0 773.4 948.8

5. 101.3 178.1 191.0 258.9 257.0 200.4

6.

Construction Electricity, gas, water & sanitary services Commerce: 6,146.1 7,188.1 7,889.1 9,027.1 9,927.6 11,004.7

i Wholesale and retail trade 5,723.4 6,724.4 7,357.0 8,165.3 9,026.1 10,093.4

ii Banks and other financial institution 209.2 233.7 292.0 572.0 564.1 544.1

iii Insurance 7.8 506 6.8 27.0 6.8 4.3

iv Real estate 205.8 224.4 233.2 262.8 330.7 362.9

7. 391.4 352.6 358.7 488.5 410.3 507.8

8. Transport, storage & communication Services: 2,633.6 2,394.1 2,876.8 2,921.5 3,352.5 3,908.6

i Government 1,560.1 1,402.2 1,791.6 1,789.2 2,169.2 2,686.8

ii Community and business 547.3 489.8 547.9 560.8 621.3 665.6

iii Recreation 115.0 51.9 65.8 60.2 52.0 45.7

iv Personal 411.2 450.2 471.5 511.3 510.0 510.4

9. Employees & activities not adequately described 1,720.3 2,113.5 2,203.4 2,502.5 3,147.0 3,299.2

Total 29,282.7 32,292.8 32,834.7 36,510.8 39,756.9 43,740.6

185


(Million Rupees) 1980 1981

Economic Group Jun. Dec. Jun Dec.

1. 5,625.6 6,429.1 6,046.1 8,733.2

2. 208.7 529.8 336.3 725.5

3.

Agriculture, forestry, hunting& fishing Mining and quarrying Manufacturing: 17,213.8 19,655.3 20,298.5 22,818.6

i Food industries 1,152.9 1,189.1 1,407.0 1,350.0

ii Beverage industries 168.6 210.7 221.2 281.5

iii Tobacco 303.5 334.6 286.8 396.7

iv Textile 6,219.6 7,837.6 7,101.4 9,002.7

v Footwear, other wearing apparel and made up textile goods

269.2 303.7 491.5 520.8

vi Wood and cork except furniture 32.4 40.9 33.0 49.8

vii Furniture and fixture 14.2 19.5 20.6 27.3

viii Paper and paper products 205.2 126.4 187.5 242.4

ix Printing publishing and allied industries 758.7 319.6 336.0 448.1

x Leather products except footwear 293.7 387.5 398.3 346.0

xi Rubber products 475.6 149.7 173.4 117.7

xii Chemicals and chemical products 1,531.5 2,035.3 1,791.4 1,446.4

xiii Petroleum and coal products 315.3 284.8 508.2 604.3


148.4 151.7 108.9 159.0

xv Basic metal industries 510.4 489.2 656.0 677.5

xvi Metal products except machinery and transport equipment 632.4 527.9 728.3 613.5

xvii Machinery except electrical machinery 491.1 591.9 580.1 447.3

xviii Electrical machinery, apparatus, appliances and supplies 425.5 491.8 495.5 625.7

xix Transport equipment 490.6 620.3 942.9 833.9

xx Miscellaneous industries 2,775.1 3,543.3 3,830.4 4,628.2

4. 1,121.8 1143.3 1,022.2 1,184.4

5. 256.3 357.2 473.6 538.8

6.

Construction Electricity, gas, water & sanitary services Commerce: 10,662.4 12,681.9 14,819.6 14,085.0

i Wholesale and retail trade 9,405.4 11,193.4 13,173.4 12,414.6

ii Banks and other financial institution 672.3 791.5 1,008.2 938.9

iii Insurance 4.9 6.8 8.1 3.7

iv Real estate 579.8 690.2 629.9 727.8

7. 909.3 1,119.9 811.3 697.6

8. Transport, storage & communication Services: 5,643.5 6,297.5 8,310.5 7,609.0

i Government 4,340.2 4,783.0 6,799.3 6,061.6

ii Community and business 685.6 738.0 741.7 754.9

iii Recreation 56.9 64.0 57.8 59.0

iv Personal 560.8 712.5 711.7 733.4

9. Employees & activities not adequately described 4,277.4 4,234.8 3,770.6 4,954.8

Total 45,918.8 52,448.8 55,888.7 61,346.9

186

4.15 Classification of Scheduled Banks’ Advances by Borrowers

(Million Rupees) 1983 1984 1985 1986

Borrower Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

1. Foreign Constituents 479.3 362.0 247.0 236.7 244.2 195.9 136.1 93.0

i. Official 1.2 0.7 0.3 0.3 .. 0.4 -- --

ii. Business 475.6 360.2 245.2 233.0 242.6 193.8 134.6 91.4

iii. Personal 2.4 1.1 1.5 3.4 1.6 1.7 1.4 1.6

2. Domestic Constituents 80,666.5 91,104.5 97,119.4 102,242.6 111,655.3 123,782.9 133,540.0 147,458.4

I. Government: 16,175.8 14,515.7 13,630.5 11,518.4 14,050.8 2,225.4 6,675.4 4,173.3

A. Federal Government: 7,351.7 7,036.9 7,052.4 5,266.9 7,967.6 1,347.9 3,928.3 2,823.9

1. Commodity Operations 7,340.4 7,036.0 7,048.0 5,558.0 7,963.3 1,202.0 3,928.3 2,810.2

2. Others 11.3 0.9 4.4 208.4 4.3 145.9 -- 13.7

B. Provincial Governments: 8,589.6 7,350.0 6,449.3 6,191.7 5,982.5 845.2 2,712.7 1,313.0

1. Commodity Operations 8,589.6 7,345.1 6,437.6 5,830.2 5,979.7 836.2 2,712.7 1,313.0

2. Others — 4.9 11.7 361.7 2.8 9.0 -- --

C. Local Bodies 234.6 128.8 128.7 59.8 100.7 32.2 34.4 36.5

II. Public Sector Enterprises 15,394.3 15,036.2 16,087.5 17,654.5 18,058.8 20,480.1 22,187.9 25,690.5

A. Agriculture, Forestry, Hunting

& Fishing 286.0 288.0 370.5 214.5 322.8 231.3 196.4 476.9

B. Mining And Quarrying 546.2 595.5 646.2 766.9 333.7 479.8 585.5 475.0

C. Manufacturing 8,440.6 8,602.7 9,552.4 9,442.0 10.419.6 10,728.1 12,399.2 10,568.2

D. Construction 450.4 571.8 656.5 1,073.1 699.4 1,040.7 1,172.7 1,733.9

E. Electricity, Gas And Sanitary

Services 1,663.3 1,490.7 1,809.7 2,000.1 1,568.0 1,857.1 2,077.5 2,854.7

F. Commerce: 1,914.9 1,155.7 922.6 2,287.1 2,584.9 3,966.6 3,261.4 6,112.8

1. Wholesale and Retail Trade 311.8 459.6 167.5 211.9 69.8 139.9 242.0 104.8

2. Exports/Imports 1,234.7 694.0 736.6 2,071.1 2,454.9 3,826.7 3,012.5 6,004.0

3. Co-Operative Banks

(Excl. PPCB) 368.5 — — — — — 5.5 —

4. Insurance — — — — 60.2 — — —

5. Non-Bank Financial

Institutions — 2.0 18.5 4.1 — — 1.5 4.0

G. Transport, Storage And

Communications 876.3 1,073.7 945.6 815.8 877.1 562.4 1,376.4 1,918.7

H. Services 19.2 5.6 12.8 5.7 94.2 83.0 44.5 86.6

I. Other Public Sector Enterprises 1,227.4 1,252.5 1,171.3 1,049.0 1,159.1 1,531.1 1,074.3 1,463.8

III. Private Sector (Business) 40,856.4 51,555.2 56,882.7 62,380.4 69,637.3 88,011.8 93,005.1 104,785.4


& Fishing 6,695.7 7,987.0 9,513.0 11,569.4 14,029.1 18,088.5 19,920.2 25,019.9

B. Mining and Quarrying 393.8 419.7 504.5 1,115.2 464.9 646.4 784.8 666.6

C. Manufacturing: 20,051.0 26,244.1 27,514.2 30,950.2 33,765.2 38,382.5 36,039.4 42,408.4

i. Food Industries 1,460.7 2,125.9 2,478.9 2,407.6 2,956.6 3,335.0 2,710.6 3,650.5

ii. Beverage Industries 522.2 715.5 600.2 743.5 785.0 804.3 884.3 819.3

187


(Million Rupees) 1983 1984 1985 1986


iii. Tobacco 316.8 347.8 415.6 422.7 757.7 606.2 513.4 516.9 iv. Textiles 9,376.9 12,927.5 13,006.3 14,838.2 13,266.6 16,972.3 14,868.7 19,187.2 v. Footwear, Other Wearing Apparel and Made-Up Textiles Goods 417.7 352.7 480.0 529.2 521.5 696.8 808.0 9,987 vi. Wood and Cork Except Furniture 62.1 118.2 82.2 304.9 153.5 184.3 187.3 384.3 vii. Furniture and Fixtures 47.7 36.8 77.2 249.7 112.9 1,410.7 185.2 190.3 viii . Paper and Paper Products 272.3 286.3 263.6 308.9 535.0 772.1 816.9 909.4 ix. Printing, Publishing And Allied Industries 332.0 496.7 470.5 507.4 616.5 560.4 774.7 957.7 x. Leather and Leather Furnished Products Except Footwear 412.9 538.6 579.7 619.4 699.1 845.4 1,035.7 984.8 xi. Rubber Products 122.8 154.0 193.4 218.4 391.0 296.6 460.7 394.5 xii. Chemicals and Chemical Products 1,221.2 1,237.8 1,286.9 1,469.7 1,772.3 1,742.5 2,125.7 1,944.4 xiii. Petroleum and Coal Products 223.5 221.9 195.2 167.2 829.5 108.8 141.3 277.0 xiv. Non-Metallic Mineral Products Except Product of Petroleum and Coal 285.6 376.8 613.4 1,122.6 1,073.0 1,091.3 1,191.5 1,253.2 xv. Basic Metal Industries 471.7 653.5 826.8 762.4 776.8 901.5 842.9 1,156.5 xvi. Metal Products Except Machinery and Transport Equipments 335.3 374.6 423.6 452.4 456.5 579.1 701.5 545.0 xvii . Machinery Except Electrical Machinery 75.5 106.8 145.5 192.4 338.2 358.2 335.1 351.8 xviii. Electrical Machinery Apparatus, Appliances And Supplies 667.3 705.5 898.1 909.3 1,106.1 1,308.7 1,210.2 1,405.2 xix. Transport Equipments 171.4 239.0 294.7 327.5 319.5 392.5 365.1 336.0 xx. Miscellaneous Industries 3,255.4 4,227.8 4,182.3 4,396.4 6,298.3 5,421.6 5,880.5 6,145.6 D. Construction 779.9 934.5 1,518.1 1,397.6 2,155.1 2,400.1 3,804.2 2,722.9 E. Electricity, Gas, Water and Sanitary Services 43.6 41.0 68.5 66.9 115.5 245.3 275.2 189.6 F. Commerce: 9,661.7 11,892.7 13,163.4 12,721.1 14,896.6 18,475.6 21,567.1 23,248.7 i. Wholesale & Retail Trade 4,535.7 5,251.5 5,453.0 5,342.9 5,269.7 8,509.5 10,347.5 11,177.6 ii. Exports/Imports 4,679.3 5,279.0 6,322.6 6,037.2 7,941.4 8,293.9 9,732.1 9,487.4 iii. Non-Scheduled Banks and Other Financial Institutions 48.4 676.6 794.0 707.4 1,020.0 1,011.4 795.2 1,671.2 iv. Co-Operative Societies 273.9 520.3 465.1 472.5 452.7 502.1 510.0 655.2 v. Insurance 15.6 6.0 23.5 13.8 21.5 6.5 11.2 247.4 vi. Real Estate Dealers (Excl. Item (d) ) 108.7 159.4 105.3 147.3 191.4 152.3 171.2 247.4 G. Transport, Storage and Communications 497.4 438.8 517.0 914.6 648.3 846.0 928.7 816.9 H. Services 539.7 573.2 919.8 816.7 709.9 1,234.4 1,335.3 1,389.6 I. Other Private Business 2,193.7 3,024.2 3,164.2 2,828.7 2,852.6 7,687.1 8,350.2 8,322.9 IV. Trust Funds and Non-Profit Organizations 54.5 69.0 151.5 125.9 100.4 135.7 81.1 120.5 V. Personal 5,560.4 7,128.7 7,661.6 7,796.7 8,806.2 12,159.4 11,458.5 12,504.7 VI. Other activities not adequately described 2,625.1 2,799.5 2,705.5 2,766.9 1,001.8 770.3 132.0 184.0

Total 81,145.8 91,466.5 97,366.4 102,479.4 111,899.5 123,978.2 133,676.1 147,551.4

188


(Million Rupees) 1987 1988 1989 1990


A. Foreign Constituents 161.3 106.4 101.6 117.6 160.6 130.0 77.4 181.3

i. Official -- -- -- -- -- -- -- --

ii. Business 158.2 104.9 100.7 115.9 159.2 128.1 77.3 178.7

iii. Personal 3.1 1.5 0.9 1.7 1.4 1.9 0.1 2.6

B. Domestic Constituents 148,996.7 152,745.8 162,949.4 168,587.6 178,310.4 186,337.2 216,912.5 218,886.8

I. Government: 6,445.5 9,196.1 11,455.3 7,636.4 12,635.6 13,238.7 23,990.0 22,737.4

A. Federal Government: 3,175.9 5,534.4 6,671.8 6,396.1 7,195.7 9,770.3 15,651.9 15,612.4


2. Others -- -- -- -- -- -- -- --

B. Provincial Governments: 3,229.3 3,660.9 4,783.5 1,240.3 5,439.9 3,468.4 8,338.1 7,125.0


2. Others 13.3 -- -- -- -- -- -- --

C. Local Bodies 40.2 0.8 -- -- -- -- -- --



& Fishing 161.2 228.8 490.9 251.3 41.5 277.7 42.0 318.8

B. Mining and Quarrying 570.2 1,214.8 747.8 1,334.3 702.9 1,474.8 552.7 1,692.8

C. Manufacturing 8,477.9 9,051.9 8,479.2 9,942.7 8,360.6 10,989.5 8,884.2 12,614.3

D. Construction 2,000.2 1,799.2 2,047.9 1,976.2 668.8 2,184.8 805.4 2,507.8

E. Electricity, Gas and Sanitary

Services 2,438.9 1,653.8 2445.9 1,816.5 2,316.1 2,007.7 3,492.0 2,304.5

F. Commerce: 3,345.5 2,996.7 2,574.0 3,291.4 1,821.2 3,637.9 450.9 4,175.8

1. Wholesale and Retail Trade 764.8 429.7 655.5 472.0 155.5 521.7 57.5 598.8

2. Exports/Imports 2,497.3 2,565.4 1,910.3 2,817.8 1,633.6 1,3114.7 379.8 3,574.9


(Excl. PPCB) 5.5 -- 5.5 -- 6.2 -- 5.1 --

4. Insurance 76.4 -- -- -- 24.3 -- -- --


Institutions 1.5 1.5 2.7 1.6 1.5 1.8 8.5 2.1

G. Transport, Storage and

Communications 250.6 607.1 357.0 666.8 219.5 737.0 207.1 846.0

H. Services 27.2 22.2 31.8 24.4 0.3 26.5 44.5 30.4

I. Other Public Sector Enterprises 1,036.5 1,114.4 1,065.5 1,224.1 1,240.8 1,353.0 1,502.2 1,553.0

III. Private Sector (Business) 110,412.5 111,698.0 118,126.1 127,795.6 133,536.3 140,452.1 155,794.2 159,676.3


& Fishing 27,922.7 31,004.3 31,392.6 34,917.4 37,224.7 37,282.6 39,915.9 44,792.9

B. Mining and Quarrying 511.0 646.5 823.2 728.1 587.5 777.1 850.8 850.3

C. Manufacturing: 42,777.7 47,550.0 50,571.5 53,551.4 54,414.9 57,179.1 63,977.8 64,562.8

i. Food Industries 4,390.1 4,565.9 5,090.3 5,142.2 5,509.2 5,490.5 7,337.3 6,007.5

ii. Beverage Industries 1,621.6 1,574.5 956.6 1,773.2 1,037.3 1,893.3 1,419.3 2,071.6

189


(Million Rupees) 1987 1988 1989 1990


iii. Tobacco 545.9 690.8 810.1 778.0 716.1 830.7 663.4 908.9 iv. Textiles 17,022.1 20,943.3 19,465.2 23,586.6 21,669.9 25,184.3 25,842.9 27,555.5 v. Footwear, Other Wearing Apparel and Made-Up Textiles Goods 790.8 1,275.1 1,502.4 1,436.0 1,305.4 1,533.3 1,577.7 1,677.7 vi. Wood and Cork Except Furniture 185.9 145.5 168.7 163.9 110.4 175.0 190.0 191.5 vii. Furniture and Fixtures 208.5 140.7 124.5 158.4 171.2 169.1 111.9 185.0 viii . Paper and Paper Products 949.6 719. 1050.5 809.8 1,232.2 864.7 1,312.4 946.1 ix. Printing, Publishing and Allied Industries 1,186.6 855.3 1,187.9 963.2 1,056.5 1,028.4 967.7 1,125.2 x. Leather and Leather Furnished Products Except Footwear 939.4 1,172.9 1258.9 1,320.9 1,590.6 1,410.4 1,441.5 1,543.2 xi. Rubber Products 740.6 821.7 630.2 925.4 611.8 988.1 607.2 1,081.1 xii. Chemicals and Chemical Products 2,081.5 2,546.1 3,006.0 2,867.4 3,581.7 3,061.6 3,988.7 3,349.9 xiii. Petroleum and Coal Products 263.6 232.4 322.1 261.7 215.5 279.4 381.3 305.7 xiv. Non-Metallic Mineral Products Except Product of Petroleum and Coal 1,135.4 1,131.7 1,267.3 1,274.5 1,554.2 1,360.8 1,593.0 1,488.9 xv. Basic Metal Industries 1,155.7 781.1 962.3 879.7 1,084.8 939.3 1,628.7 1,027.7 xvi. Metal Products Except Machinery And Transport Equipments 626.9 859.4 1,235.7 967.9 1,216.9 1,033.5 1,383.4 1,130.8 xvii .Machinery Except Electrical Machinery 249.1 21.3 257.2 260.5 329.9 278.5 259.0 304.7 xviii. Electrical Machinery Apparatus, Appliances and Supplies 1,477.2 1,466.4 1,647.6 1,651.5 1,944.0 1,763.3 2,332.7 1,929.3 xix. Transport Equipments 421.8 463.5 489.6 522.0 723.8 557.4 610.8 609.9 xx. Miscellaneous Industries 6,785.7 9,933.6 9,138.5 7,808.6 8,453.6 8,337.5 10,328.8 11,122.6 D. Construction 2,417.6 2,435.6 2,569.2 3,243.0 3,167.2 3,462.7 4,313.9 3,788.7 E. Electricity, Gas, Water And Sanitary Services 207.1 268.0 154.3 301.8 913.2 322.2 624.9 352.5 F. Commerce: 24,371.4 21,654.9 23,903.4 25,888.0 28,431.4 31,641.6 35,375.9 34,620.8 i. Wholesale & Retail Trade 10,104.9 8,904.3 9,052.2 10,028.1 10,845.1 11,707.2 17,479.4 12,809.5 ii. Exports/Imports 11,120.5 10,001.4 13,361.7 12,763.7 13,335.5 16,628.1 14,908.9 18,193.7 iii. Non-Scheduled Banks And Other Financial Institutions 1,875.1 1,627.0 218.3 1,832.3 2,819.6 1,956.4 1,654.8 2,140.6 iv. Co-Operative Societies 735.4 798.7 885.3 899.5 1,017.6 960.4 931.1 1,050.8 v. Insurance 176.1 54.3 105.5 61.1 14.7 65.7 133.3 71.8 vi. Real Estate Dealers (Excl. Item (d) ) 359.4 269.2 280.3 303.3 399.0 323.8 268.2 354.4 G. Transport, Storage and Communications 1,449.0 1,016.6 1,484.3 1,144.9 1,355.2 1,222.5 1,220.3 1,337.6 H. Services 1,722.0 1,615.1 1,415.7 1,818.9 1,751.8 1,942.1 2,207.9 2,125.0 I. Other Private Business 9,034.0 5,507.1 5,811.8 6,202.1 5,989.7 6,622.2 7,306.7 7,245.7 IV. Trust Funds And Non-Profit Organisations 143.2 108.4 160.5 296.9 197.1 328.2 441.1 376.7 V. Personal 13,478.6 12,848.6 14,860.6 12,181.1 16,430.9 9,463.6 20,545.0 9,862.8 VI. Other activities not adequately described 208.9 205.7 146.9 149.9 138.7 165.7 161.6 190.2

Total 149,158.0 152,852.2 163,051.0 168,705.2 178,471.1 186,467.2 216,989.9 219,068.1

190



Borrower Jun. Dec. Jun. Dec. Jun. Dec.

A. Foreign Constituents 253.2 207.4 361.9 168.8 312.5 280.8

i. Official -- -- -- -- -- --

ii. Business 253.0 204.4 361.5 168.8 312.3 278.9

iii. Personal 0.2 3.0 0.4 -- 0.2 1.8

B. Domestic Constituents 235,074.9 250,414.9 279,989.2 314,157.1 343,729.2 364,114.5

I. Government: 18,674.3 16,973.0 24,869.0 22,089.6 32,373.0 31,620.5

A. Federal Government: 11,151.1 12,620.0 15,131.0 15,442.0 20,517.8 22,472.8

1. Commodity Operations 11,151.1 12,620.0 15,131.0 15,440.8 20,517.8 22,472.8

2. Others -- -- -- 1.2 -- --

B. Provincial Governments: 7,523.2 4,353.0 9,738.0 6,573.9 11,731.4 9,002.5


2. Others -- -- 2,000.0 2,000.0 2,000.0 3,031.7

C. Local Bodies -- -- -- 73.7 -- 145.2

II. Public Sector Enterprises 16,434.9 29,794.6 20,356.2 19,395.3 19,371.6 23,056.4


& Fishing 54.2 364.7 53.8 37.2 43.0 64.9

B. Mining And Quarrying 860.1 1,936.6 707.5 831.9 2,685.6 1,090.0

C. Manufacturing 8,334.8 14,431.2 8,854.2 6,985.9 6,188.0 7,208.5

D. Construction 135.9 2,869.0 1,030.5 174.1 346.7 147.5


Services 3,088.2 2,636.4 4,469.9 4,785.0 2,569.4 4,676.6

F. Commerce: 1,574.5 4,777.3 3,095.4 4,301.2 2,810.6 2,555.2

1. Wholesale and Retail Trade 115.3 685.1 73.6 584.1 183.0 291.3

2. Exports/Imports 1,402.7 4,089.8 3,004.4 2,875.1 2,356.4 2,048.2


(Excl. PPCB) 5.1 -- 6.5 6.0 5.1 6.4

4. Insurance -- -- -- -- 70.5 --


Institutions 51.4 2.4 10.9 836.0 195.6 209.4


Communications 138.0 967.9 265.0 29.8 1,709.3 1,786.8

H. Services 79.3 34.8 56.9 47.6 53.5 1,279.0

I. Other Public Sector Enterprises 2,169.9 1,776.7 1,823.0 2,202.6 2,965.6 4,247.9

III. Private Sector (Business) 178,899.5 191,715.8 222,572.8 241,121.9 259,020.5 272,478.3


& Fishing 51,301.8 53,780.7 54,210.6 52,743.2 54,833.7 52,954.2

B. Mining and Quarrying 942.7 1,020.9 1,190.3 1,293.5 1,773.4 2,579.4

C. Manufacturing: 72,769.0 77,517.5 95,782.8 105,726.4 109,350.4 116,655.0

i. Food Industries 6,415.3 7,212.9 10,260.7 9,966.1 11,490.9 12,229.5

ii. Beverage Industries 989.0 2,487.3 1,984.8 1,962.1 1,970.6 2,256.1

191


by Borrowers (Million Rupees)

1991 1992 1993 Borrower


iii. Tobacco 538.0 1,091.3 927.7 1,366.8 770.5 854.1

iv. Textiles 30,195.5 33,084.6 42,453.7 46,026.5 45,402.2 54,045.6

v. Footwear, Other Wearing

Apparel and Made-Up

Textiles Goods 1,713.6 2,014.3 2,206.6 3,342.2 5,078.5 5,306.6

vi. Wood and Cork Except Furniture 143.1 229.9 265.7 471.1 290.3 150.0

vii. Furniture and Fixtures 114.2 221.2 156.5 231.4 366.8 370.1

viii . Paper and Paper Products 1,230.8 1,135.9 1,835.3 1,892.9 1,916.1 2,086.9

ix. Printing, Publishing and Allied

Industries 1,446.2 1,351.5 1,353.3 1,943.6 2,746.1 1,709.8

x. Leather and Leather Furnished

Products Except Footwear 1,477.5 1,852.8 2,015.9 2,737.3 3,013.3 2,611.9

xi. Rubber Products 672.0 1,298.5 849.1 1,032.8 593.5 851.8

xii. Chemicals and Chemical Products 4,351.9 4,022.1 5,578.0 6,040.2 6,536.8 6,766.4

xiii. Petroleum and Coal Products 355.1 367.0 533.2 590.7 649.7 767.4

xiv. Non-Metallic Mineral Products

Except Product of Petroleum

and Coal 1,767.4 1,787.7 2,227.7 2,589.3 2,067.0 2,438.5

xv. Basic Metal Industries 1,773.1 1,233.9 2,277.7 3,010.4 2,928.7 2,514.1

xvi. Metal Products Except Machinery

and Transport Equipments 1,571.7 1,357.7 1,934.5 1,335.1 1,742.4 1,878.6

xvii . Machinery Except Electrical

Machinery 321.6 365.8 362.2 438.1 522.0 606.2

xviii. Electrical Machinery Apparatus,

Appliances and Supplies 2,253.4 2316.4 3,262.2 3,179.9 3,109.5 3,546.0

xix. Transport Equipments 655.6 732.3 854.2 1,059.4 1,400.9 1,402.0

xx. Miscellaneous Industries 14,784.2 13,354.4 14,443.9 16,510.3 16,754.6 14,263.6

D. Construction 3,896.6 4,548.9 6,032.7 6,309.6 5,838.4 6,940.8

E. Electricity, Gas, Water and Sanitary

Services 963.3 423.4 873.9 1,262.3 1,143.3 2,876.9

F. Commerce: 33,710.0 41,567.6 49,470.8 48,196.7 51,672.8 52,376.6

i. Wholesale & Retail Trade 13,251.3 15,379.8 24,443.7 23,683.4 24,750.6 22,977.9

ii. Exports/Imports 15,116.6 31,844.3 20,849.1 19,542.8 20,988.0 23,352.5

iii. Non-Scheduled Banks And

Other Financial Institutions 3,782.0 2,570.2 2,314.2 3,177.3 3,494.6 3,664.7

iv. Co-Operative Societies 1,142.5 1,261.6 1,302.3 1,315.9 1,328.4 1,334.9

v. Insurance 225.0 86.2 186.4 64.1 268.8 202.3

vi. Real Estate Dealers

(Excl. Item (d) ) 192.7 425.5 375.1 413.3 832.4 844.3

G. Transport, Storage and Communications 1,239.5 1,606.0 1,706.5 3,054.1 11,318.9 12,430.1

H. Services 2,144.1 2,551.4 3,087.5 2,488.2 2,395.6 2,546.9

I. Other Private Business 11,932.6 8,699.6 10,217.9 20,047.6 20,694.1 23,118.5

IV. Trust Funds and Non-Profit Organizations 336.6 430.9 291.7 275.9 340.2 212.1

V. Personal 20,473.0 11,705.6 11,705.6 30,893.6 32,485.3 36,035.2

VI. Other activities not adequately described 156.4 217.2 193.9 380.8 138.5 712.0

Total 235,328.1 250,622.3 280,351.1 314,325.9 344,041.6 364,395.2

192




A. Foreign Constituents 431.5 181.0 246.2 41.8 3.7 0.1

i. Official -- -- -- - - -

ii. Business 430.4 116.4 241.7 39.8 3.2 -

iii. Personal 1.1 64.7 4.5 2.0 0.4 0.1

B. Domestic Constituents 395,126.6 412,196.9 453,666.8 495,368.1 502,641.5 548,257.6

I. Government: 38,505.8 33,906.6 44,336.9 43,239.6 50,615.9 41,512.9

A. Federal Government: 26,044.6 25,140.0 30,552.8 32,588.3 36,521.4 32,899.8


2. Others -- -- 43.9 300.0 7.8 87.6

B. Provincial Governments: 12,461.2 8,460.5 13,416.7 10,412.4 13,483.4 8,016.6


2. Others 2,227.9 2,304.3 2,374.5 2,316.3 2,609.6 1,801.5

C. Local Bodies -- 306.1 367.4 239.0 611.2 596.5



& Fishing 75.4 119.4 127.8 60.8 203.3 145.8

B. Mining And Quarrying 1,111.2 907.7 1,731.2 1,706.3 2,003.4 2,189.5

C. Manufacturing 7,315.2 9,346.8 10,519.1 11,104.0 11,865.3 14,888.2

D. Construction 150.5 206.7 125.8 213.8 333.2 610.5


Services 4,260.3 4,278.3 4,509.2 5,541.5 6,031.6 4,380.9

F. Commerce: 2,235.0 2503.9 2,800.6 3,383.8 3,645.6 2,863.4

1. Wholesale and Retail Trade 291.9 575.4 368.0 1,170.4 2,353.3 1,309.4

2. Exports/Imports 1,659.4 1,535.0 1,905.4 1,920.9 980.9 1,117.6


(Excl. PPCB) -- 5.1 -- 5.5 - -

4. Insurance 15.2 4.0 -- - 0.1 -


Institutions 268.5 384.4 527.2 287.0 311.3 436.4


Communications 1,933.7 2,327.9 2,721.5 3,359.2 4,292.5 5,835.3

H. Services 1,278.9 1,242.6 1,425.2 1,289.3 745.6 411.3

I. Other Public Sector Enterprises 2,344.0 2,214.0 2,465.8 1,753.7 2,659.0 1,927.7

III. Private Sector (Business) 290,757.8 312,632.5 332,019.0 364,359.0 358,503.6 397,992.6


& Fishing 53,526.7 56,030.5 59,139.1 59,078.3 55,012.4 59,667.7

B. Mining and Quarrying 2,912.1 2,840.6 2,797.9 2,837.8 4,087.7 3,899.4

C. Manufacturing: 123,071.3 137,253.0 149,812.1 172,020.3 174,917.5 188,197.8

i. Food Industries 14,771.5 14,639.0 14,792.3 16,565.0 17,020.9 16,432.4

ii. Beverage Industries 2,942.4 2,941.8 2,872.1 4,362.9 4,118.4 4,821.5

193




iii. Tobacco 1,022.3 1,418.8 1,427.1 913.6 1,189.5 1,335.8

iv. Textiles 52,804.4 60,518.5 65,420.8 74,374.1 75,987.7 83,501.5


Apparel and Made-Up

Textiles Goods 5,392.9 6,392.3 7,131.1 7,266.6 6,941.3 7,601.6

vi. Wood And Cork Except Furniture 320.1 321.5 301.4 458.3 397.3 395.7

vii. Furniture and Fixtures 369.4 357.6 380.6 351.2 367.3 266.2

viii . Paper and Paper Products 2,118.2 2,123.1 2,211.7 2,662.9 2,647.7 2,316.4


Industries 2,350.5 2,292.1 2,343.7 2,664.4 2,330.0 2,998.0


Products Except Footwear 2,799.5 2,796.5 4,007.7 3,914.8 4,740.4 4,438.6

xi. Rubber Products 1,108.4 1,390.9 1,405.7 930.0 1,128.3 1,847.9

xii. Chemicals and Chemical Products 7,707.3 7,712.9 7,696.8 8,974.2 9,823.2 10,534.2

xiii. Petroleum and Coal Products 890.6 1,043.8 1,052.6 1,214.3 1,641.3 2,414.4



and Coal 1,900.9 2,570.4 2,885.9 3,792.3 5,153.2 5,896.2

xv. Basic Metal Industries 2,950.8 3,501.3 3,741.0 4,006.0 4,326.0 4096.4


And Transport Equipments 1,873.5 1,860.6 2,488.6 2,306.3 3,219.6 3,092.6


Machinery 615.6 623.3 750.5 1,048.4 1,041.1 856.4


Appliances and Supplies 3,286.6 4,347.2 4,923.8 5,321.7 6,203.3 6,726.9

xix. Transport Equipments 1,668.5 1,974.8 1,915.6 1,787.5 2,006.0 2,046.6

xx. Miscellaneous Industries 16,178.0 18,426.8 22,063.0 29,105.6 24,635.1 26,578.8

D. Construction 7,637.2 7,405.5 7,976.3 5,988.0 6,856.6 8,992.4


Services 2,864.4 3,035.4 4,346.1 4,457.9 5,263.5 4,932.6

F. Commerce: 58,813.8 61,567.8 61,517.2 67,611.7 64,493.8 71,929.2

i. Wholesale & Retail Trade 24,779.0 26,307.3 27,043.5 31,083.7 27,842.7 33,628.9

ii. Exports/Imports 27,168.7 27,143.0 28,071.2 29,951.0 29,250.9 31,100.5

iii. Non-Scheduled Banks and

Other Financial Institutions 4,005.7 4,947.8 3,306.3 3,406.8 3,256.3 2,333.1

iv. Co-Operative Societies 1,353.5 1,612.1 1,609.1 1,718.3 2,141.5 2,201.7

v. Insurance 389.8 388.2 413.6 301.3 413.3 848.5


(Excl. Item (d) ) 1,117.1 1,169.6 1,073.4 1,150.6 1,589.1 1,816.4

G. Transport, Storage and Communications 12,658.5 13,723.0 13,991.6 13,996.6 13,380.1 14,711.6

H. Services 2,569.6 2,999.3 3,111.4 4,107.2 4,550.6 4,413.6

I. Other Private Business 26,704.2 27,777.4 29,327.4 34,261.3 29,941.2 41,248.3

IV. Trust Funds and Non-Profit Organizations 215.6 368.4 446.1 693.7 506.6 687.4

V. Personal 43,287.6 41,460.0 49,323.2 57,406.9 60,489.7 74,050.4

VI. Other activities not adequately described 1,655.5 682.2 1,115.5 1,256.4 746.1 761.6

Total 395,558.1 412,377.9 453,913.0 495,409.9 502,645.1 548,257.7

194



Borrower Jun. Dec. Jun. Dec. Jun.

A. Foreign Constituents - - - - -

i. Official - - - - -

ii. Business - - - - -

iii. Personal - - - - -

B. Domestic Constituents 577,917.6 622,607.1 668,994.0 680,234.5 720,924.4

I. Government: 55,605.0 52,984.4 66,452.0 34,558.5 43,171.9

A. Federal Government: 40,665.0 41,789.6 45,438.4 19,703.5 18,212.6

1. Commodity Operations 40,665.0 41,789.6 45,327.4 19,703.5 18,212.6

2. Others - - 111.0 - -

B. Provincial Governments: 14,756.0 11,022.3 20,832.8 14,698.5 24,959.4

1. Commodity Operations 12,485.2 8,557.8 18,378.2 12,433.2 22,757.3

2. Others 2,270.8 2,464.5 2,454.7 2,265.4 2,202.1

C. Local Bodies 183.9 172.5 181.6 156.5 -

II. Public Sector Enterprises 44,708.7 51,292.6 58,087.7 62,099.7 59,771.7


& Fishing 364.2 671.0 1,049.7 1,976.2 859.7

B. Mining And Quarrying 3,598.7 4,650.4 3,105.1 2,845.4 3,606.7

C. Manufacturing 17,214.6 19,825.0 21,693.5 25,491.7 22,921.9

D. Construction 746.8 562.4 577.6 2,858.9 2,880.5


Services 6,085.4 7,432.8 5,931.3 5,405.6 6,410.4

F. Commerce: 5,608.1 5,544.3 7,318.5 8,717.1 8,085.3

1. Wholesale and Retail Trade 918.8 1,427.2 1,580.4 2,184.5 1,801.2

2. Exports/Imports 2,533.2 2,101.9 2,539.6 3,227.6 3,213.1


(Excl. PPCB) 1,006.0 1,145.3 1,438.1 1,490.2 1,536.1

4. Insurance 24.7 155.8 73.3 - -


Institutions 1,125.4 714.1 1,687.1 1,814.9 1,534.3


Communications 7,566.6 8,205.7 11,208.7 9,098.1 12,197.6

H. Services 133.2 532.4 429.3 577.6 733.2

I. Other Public Sector Enterprises 3,391.1 3,868.4 6,774.1 5,129.3 2,076.3

III. Private Sector (Business) 404,445.9 442,010.1 478,619.0 521,127.2 551,776.3


& Fishing 59,726.8 74,857.7 80,903.7 84,825.3 91,643.4

B. Mining and Quarrying 3,642.1 3,745.0 7,820.4 7,309.9 7,026.3

C. Manufacturing: 203,506.3 227,324.8 250,852.2 287,106.4 311,759.9

i. Food Industries 17,326.3 18,279.1 22,531.7 26,075.6 31,390.9

ii. Beverage Industries 3,366.9 3,959.1 3,500.7 5,618.2 4,062.0

195



1997 1998 1999 Borrower

Jun. Dec. Jun. Dec. Jun. iii. Tobacco 2,277.0 2,995.0 2,686.6 4,521.6 3,259.1

iv. Textiles 90,222.7 102,002.9 107,377.5 122,186.6 141,866.4


Apparel and Made-Up

Textiles Goods 8,462.2 14,285.4 15,282.8 16,555.7 16,441.8

vi. Wood and Cork Except Furniture 414.1 349.5 397.7 385.7 375.6

vii. Furniture And Fixtures 202.0 128.8 112.3 169.4 386.4

viii . Paper and Paper Products 2,924.3 3,298.2 3,890.6 3,542.9 4,041.0

ix. Printing, Publishing And Allied

Industries 2,437.4 2,632.1 2,954.3 2,944.1 4,988.0


Products Except Footwear 5,266.4 5,371.9 6,238.5 6,762.0 7,219.4

xi. Rubber Products 1,437.0 1,555.9 1,731.5 1,822.4 2,585.3

xii. Chemicals and Chemical Products 11,309.3 13,779.6 21,070.0 25,073.7 26,753.7

xiii. Petroleum and Coal Products 3,824.7 4,473.1 5,234.7 6,114.8 6,868.0



and Coal 8,064.8 8,620.1 10,610.4 12,593.2 12,253.8

xv. Basic Metal Industries 4,204.4 4,126.5 4,260.6 5,718.1 6,083.3


and Transport Equipments 2,796.6 2,758.0 2,442.0 2,133.3 2,222.9


Machinery 1,119.5 1,143.8 1,047.3 1,804.7 1,044.8


Appliances and Supplies 7,510.9 7,212.0 8,897.5 8,672.9 8,624.9

xix. Transport Equipments 3,196.0 3,284.4 3,058.1 3,777.1 5,100.8

xx. Miscellaneous Industries 27,143.9 27,069.4 27,527.4 30,634.3 26,192.0

D. Construction 8,835.9 8,060.3 9,594.9 11,902.8 6,905.7


Services 4,669.6 4,001.9 3,836.2 3,818.0 3,741.0

F. Commerce: 69,593.8 71,043.7 65,186.1 64,679.7 70,793.7

i. Wholesale & Retail Trade 30,604.2 30,642.0 22,594.9 23,965.1 25,103.8

ii. Exports/Imports 31,602.7 32,974.6 34,894.0 34,227.0 35,990.9

iii. Non-Scheduled Banks And

Other Financial Institutions 2,925.1 3,550.6 5,009.5 3,606.5 6,267.3

iv. Co-Operative Societies 2,105.7 2,183.4 2,276.3 2,358.4 2,562.6

v. Insurance 745.1 298.0 63.6 183.5 72.1


(Excl. Item (d) ) 1,610.9 1,395.1 347.8 339.2 797.0

G. Transport, Storage and Communications 14,311.3 14,085.8 11,917.2 12,812.1 12,905.4

H. Services 5,578.4 5,624.1 5,696.1 7,601.1 6,348.4

I. Other Private Business 34,581.6 33,266.7 42,812.2 41,072.0 40,652.5

IV. Trust Funds and Non-Profit Organizations 1,603.2 3,962.5 9,487.0 9,810.6 9,250.2

V. Personal 70,151.9 70,411.9 54,279.9 51,321.6 55,573.9

VI. Other activities not adequately described 1,402.9 1,945.6 2,067.7 1,316.9 1,380.4

Total 577,917.6 622,607.1 668,994.0 680,234.5 720,924.4

196



1999 2000 2001 Borrower

Dec. Jun. Dec. Jun.

A. Foreign Constituents - - - -

i. Official - - - -

ii. Business - - - -

iii. Personal - - - -

B. Domestic Constituents 742,913.3 797,474.1 862,557.5 864,261.2

I. Government: 37,492.3 85,812.5 68,274.6 75,849.9

A. Federal Government: 19,103.7 29,416.7 25,455.1 31,108.8

1. Commodity Operations 19,103.7 29,416.7 25,455.1 30,431.6

2. Others - - - 677.2

B. Provincial Governments: 18,388.6 56,302.2 42,718.8 44,674.8

1. Commodity Operations 16,108.5 56,302.2 40,421.8 42,401.0

2. Others 2,280.1 - 2,297.0 2,273.8

C. Local Bodies - 93.6 100.6 66.3

II. Public Sector Enterprises 56,996.6 72,032.9 77,192.2 88,089.3


& Fishing 824.7 1,195.1 708.8 757.5

B. Mining and Quarrying 2,871.2 6,600.0 7,773.2 11,145.3

C. Manufacturing 22,458.0 21,136.3 22,697.6 28,046.4

D. Construction 925.4 3,832.8 2,725.8 834.9


Services 7,203.1 10,023.1 10,132.9 15,536.9

F. Commerce: 8,804.9 8,486.1 10,734.6 11,236.9

1. Wholesale and Retail Trade 1,481.5 1,228.1 1,357.2 1,859.5

2. Exports/Imports 3,906.6 3,890.9 6,162.9 6,728.6


(Excl. PPCB) 1,344.1 1,369.2 1,512.1 1,276.3

4. Insurance 0.7 0.5 1.2 0.7


Institutions 2,071.9 1,997.5 1,701.2 1,371.8


Communications 11,289.7 16,736.8 18,185.3 14,769.0

H. Services 341.8 386.7 255.3 432.1

I. Other Public Sector Enterprises 2,277.8 3,635.9 3,978.6 5,330.2

III. Private Sector (Business) 576,656.5 556,690.6 632,137.2 611,508.1


& Fishing 96,733.9 97,444.6 97,351.1 96,497.6

B. Mining and Quarrying 6,998.5 9,694.3 10,533.2 8,104.4

C. Manufacturing: 319,939.9 304,721.8 363,705.4 354,847.0

i. Food Industries 31,554.2 28,133.2 34,756.4 36,551.4

ii. Beverage Industries 2,449.7 3,456.8 3,976.9 3,375.2

197



Borrower Dec. Jun. Dec. Jun.

iii. Tobacco 3,247.9 2,555.1 3,502.8 3,514.5

iv. Textiles 151,478.4 143,266.5 172,526.0 169,496.9


Apparel and Made-Up

Textiles Goods 16,019.0 18,298.7 22,071.4 17,199.3

vi. Wood and Cork Except Furniture 384.4 271.5 314.9 287.5

vii. Furniture and Fixtures 1,313.7 1,346.4 1,497.9 540.3

viii . Paper and Paper Products 4,464.0 3,803.9 4,118.7 3,589.5


Industries 4,490.9 3,801.3 1,749.7 3,620.4


Products Except Footwear 7,682.0 6,138.8 7,664.2 8,243.5

xi. Rubber Products 1,947.5 935.1 1,070.5 1,270.3

xii. Chemicals and Chemical Products 29,093.3 27,788.0 34,930.8 32,465.5

xiii. Petroleum and Coal Products 6,947.3 6,593.5 8,791.8 9,212.4


Except Product Of Petroleum

and Coal 10,988.7 9,842.2 12,442.3 15,122.2

xv. Basic Metal Industries 6,145.3 5,883.9 6,925.7 6,291.9


And Transport Equipments 2,459.1 2,227.9 2,719.9 2,355.2


Machinery 936.9 1,119.9 1,031.3 883.3


Appliances And Supplies 9,627.6 8,798.5 10,220.7 11,112.2

xix. Transport Equipments 4,836.4 3,756.5 4,547.6 3,173.5

xx. Miscellaneous Industries 23,873.7 26,703.9 28,845.8 26,542.0

D. Construction 6,273.6 5,934.3 7,117.4 6,398.7


Services 3,751.7 3,749.2 3,984.4 4,429.9

F. Commerce: 77,916.2 78,169.5 81,871.6 76,831.8

i. Wholesale & Retail Trade 30,414.0 31,380.4 35,528.3 31,718.2

ii. Exports/Imports 34,890.4 33,418.1 32,419.2 30,960.1

iii. Non-Scheduled Banks and

Other Financial Institutions 6,529.7 7,353.1 8,049.1 8,199.7

iv. Co-Operative Societies 3,288.7 3,037.0 2,958.9 3,031.9

v. Insurance 442.3 435.2 473.3 547.1


(Excl. Item (d) ) 2,350.9 2,545.7 2,442.8 2,374.8

G. Transport, Storage and Communications 12,675.7 11,614.6 12,283.3 10,653.7

H. Services 7,633.6 6,645.0 8,014.1 6,869.4

I. Other Private Business 44,733.4 38,717.3 47,276.8 46,875.6

IV. Trust Funds and Non-Profit Organizations 7,775.8 9,370.5 9,690.9 8,249.3

V. Personal 62,400.8 69,215.2 70,717.9 73,752.5

VI. Other activities not adequately described 1,591.3 4,352.4 4,544.7 6,812.2

Total 742,913.3 797,474.1 862,557.5 864,261.2

198


(Million Rupees) 2001 2002 Borrower Dec. Jun. Dec.

A. Foreign Constituents:

I. Official - - - II. Business - - - III. Personal - - - B. Domestic Constituents: 910,037.3 885,007.5 936,194.7 I. Government: 85,082.4 95,077.6 74,689.2 1. Federal Government: 42,857.0 45,028.2 41,834.6 i. Commodity Operations 40,708.9 44,184.5 39,378.0 ii. Others 2,148.1 843.7 2,456.6 2. Provincial Governments: 42,166.5 50,049.3 32,854.4 i. Commodity Operations 39,892.6 47,987.6 30,939.4 ii. Others 2,273.8 2,061.7 1,915.0 3. Local Bodies (City Governments) 58.9 0.1 0.2 II. Non-Financial Public Sector Enterprises: 85,998.7 73,259.8 81,400.0 1. Agriculture, Forestry, Hunting & Fishing 1,039.7 914.2 - 2. Mining & Quarrying 3,490.3 3,654.0 1,657.5 3. Manufacturing 38,607.3 34,235.7 48,325.2 4. Construction 99.1 99.1 749.5 5. Utilities 20,813.3 14,875.9 10,440.6 6. Commerce 6,968.7 4,832.8 1,330.1 7. Transport, Storage & Communication 14,432.4 14,295.3 18,816.9 8. Services 396.6 72.1 80.2 9. Others 151.2 280.6 -

III. Non-Bank Financial Institutions: 8,413.7 10,960.7 10,759.5

1. Co-Operative Banks 884.1 819.4 -

2. Development Financial Institutions 688.0 320.0 820.4

3. Other NBFI's 6,841.6 9,821.3 9,939.1

IV. Private Sector Enterprises: 634,476.8 613,499.0 679,322.5

1. Agriculture, Forestry, Hunting & Fishing: 95,174.6 102,044.2 104,759.3

2. Mining & Quarrying: 4,404.4 3,532.5 5,194.0

3. Manufacturing: 377,179.9 359,728.6 396,876.5

i. Food 36,864.8 41,042.6 41,335.5

ii. Beverages & Tobacco 7,671.5 6,454.8 5,643.6

iii. Rice Processing 9,946.3 7,505.4 14,726.0

iv. Textiles: 134,711.3 126,718.1 166,736.3

a. Cotton & Woolen 117,648.6 109,311.0 149,452

b. Others 17,062.7 17,407.1 17,284.3

(V) Textile Products 40,087.9 41,402.9 48,272.6

(VI) Footwear 7,204.0 5,526.9 2,963.8

(VII) Leather, Leather & Fur Products 6,824.0 7,127.8 6,467.7

Note: Classification of Borrowing Revised From Dec.2001

199


(Million Rupees)

2001 2002 Borrower Dec. Jun. Dec.

viii. Rubber & Plastic Products 2,850.5 3,415.3 2,304.8 ix. Cork & Wood 419.6 548.4 912.4 x. Furniture & Fixture 343.5 412.4 1,187.4 xi. Paper, Paperboard & Products 3,468.1 4,523.9 3,968.2 xii. Non-Metallic Minerals: 13,856.7 12,757.8 15,165.4 a. Cement & Cement Products 11,997.4 11,323.3 13,694.9 b. Clay, Marbles, Stone Products & Precious Metals 1,859.3 1,434.5 1,470.5 xiii. Petroleum Refining 8,872.2 7,057.2 1,375.9 xiv. Petroleum & Coal Products 2,307.2 1,890.6 3,417.0 xv. Chemicals, Chemical Materials & Products 27,074.3 26,201.9 15,402.4 xvi. Fertilizer 7,998.9 7,582.7 8,491.4

xvii. Printing, Publishing & Allied Industries 1,748.5 1,328.2 1,193.7

xviii. Medicinal & Pharmaceutical Products 4,811.7 6,910.3 6,613.6

xix. Surgical Goods & Dental Appliances 801.4 781.6 862.7

xx. Cosmetics & Detergents 1,619.3 2,060.1 2,108.0

xxi. Photographic Apparatus, Equipments & Optical Goods 425.3 700.7 1,013.4

xxii. Basic Metal Industries 8,274.7 8,299.7 9,693.7

xxiii. Electronic Equipments, Apparatus & Appliances 3,320.2 3,457.0 3,726.0

xxiv. Electrical Goods (Household/Industrial) 3,336.3 2,217.5 2,789.5

xxv. Scientific Equipments (Excluding Surgical Instruments) 16.1 28.8 10.8

xxvi. Sports Goods 640.8 884.0 552.1

xxvii. Machinery 12,350.1 10,498.5 11,778.6

xxviii. Automobiles, Transport Machinery & Equipments 7,029.8 8,600.9 7,669.1

xxix. Miscellaneous Industries 22,305.1 13,792.5 10,494.9 4. Ship Breaking & Waste Etc. 1,918.7 1,329.3 2,094.3

5. Construction 5,545.5 4,988.9 11,015.6

6. Power (Electricity), Gas, Water & Sanitary 12,166.0 15,613.2 6,396.1

7. Commerce: 70,212.6 59,336.4 63,016.2

i. Wholesale & Retail Trade 32,540.7 26,221.5 28,547.5

ii. Exports / Imports 32,831.5 28,110.5 29,671.9

iii. Insurance 472.1 257.9 104.3

iv. Co-Operative Societies 3,364.2 4,032.4 3,953.7

v. Real Estate 1,004.1 714.1 738.9

8. Transport, Storage & Communication: 14,544.5 13,387.2 12,086.3

9. Services 6,987.7 6,474.8 9,063.1

10. Other Private Business 46,342.8 47,064.0 68,820.9

V. Trust Funds & Non-Profit Organizations 9,419.7 8,499.3 8,482.9

VI. Personal 78,367.3 76,017.9 77,324.2

VII. Others 8,278.7 7,693.1 4,216.4

Total 910,037.3 885,007.5 936,194.7

200



Borrower 2003 2004 2005

Dec. Jun. Dec. Jun.1. Government: 37,455.8 50,817.4 58,255.7 83,770.2 1. Federal Government: 14,776.8 20,212.8 36,207.0 50,107.6 (i) Commodity Operations 14,055.1 19,839.0 34,667.3 47,393.1 (ii) Others 721.7 373.7 1,539.7 2,714.4 2. Provincial Governments: 22,679.0 30,604.7 22,048.7 33,662.6 (i) Commodity Operations 21,647.0 29,710.9 20,596.5 32,654.4 (ii) Others 1,031.9 893.8 1,452.2 1,008.2 3. Local Bodies (City Governments) - - - -II. Non-Financial Public Sector Enterprises: 53,163.7 81,770.6 80,929.9 82,960.1 A. Agriculture, Forestry, Hunting & Fishing - - - 5.0 B. Mining & Quarrying 2,309.2 1,192.1 - 0.0 C. Manufacturing 26,156.9 49,587.1 50,015.2 47,823.8 D. Construction 99.1 58.2 - 0.0 E. Utilities 6,699.6 4,598.3 197.3 235.3 F. Commerce 2,950.6 4,018.5 5,921.9 4,363.7 G. Transport, Storage & Communication 14,568.8 21,762.5 24,465.8 22,579.5 H. Services 379.5 554.0 329.7 70.8 I. Others - - - 7,882.1III. Non-Bank Financial Institutions : 21,487.1 24,759.9 35,444.3 38,457.9 A. Co-operative Banks - - - 0.0 B. Development Financial Institutions 983.4 3,966.9 6,740.0 5,450.1 C. Insurance Companies 227.3 122.1 338.0 607.0 D. Micro Finance - - - 0.0 E. Other NBFI's 20,276.5 20,671.0 28,366.3 32,400.8IV. Private Sector Enterprises : 835,684.7 909,148.8 1,135,797.3 1,201,390.7 A. Agriculture, Hunting and Forestry 126,156.3 113,457.5 118,759.7 127,106.1 (1) Growing of crops 117,177.1 62,211.5 68,329.4 75,253.6 (2) Farming of animals 4,940.4 10,127.1 12,353.8 13,120.9 (3) Agricultural and animal husbandry 875.8 2,877.0 577.1 455.2 (4) Agricultural machinery and equipments 2,529.1 37,760.0 37,334.6 38,118.3 (5) Hunting, trapping, forestry & logging 633.9 482.0 164.8 158.2 B. Fishing and fish farming etc. 3,427.7 1,455.4 2,596.0 2,380.8 C. Mining and Quarrying 8,741.1 15,034.2 8,836.3 8,112.7 (1) Mining of coal 545.1 352.4 555.5 666.2 (2) Crude petroleum & natural gas 4,152.6 9,123.5 6,389.4 152.8 (3) Iron & non-ferrous metal ores 3,012.6 2,918.0 859.7 1,030.4 (4) Quarrying of stone, sand and clay 262.2 338.1 192.2 666.2 (5) Chemical, fertilizer, Salt etc. 768.7 2,302.2 839.5 5,921.3 D. Manufacturing 515,409.1 572,835.1 698,301.5 735,867.6 1) Food products and beverages 75,690.2 101,937.3 108,077.2 121,339.5 2) Tobacco products 2,124.9 2,280.6 1,279.1 660.9 3) Textiles 279,845.4 281,387.2 367,518.9 366,503.9 i) Spinning, weaving, finishing of textiles 250,702.8 238,661.3 314,647.3 302,374.6 a) Spinning of fibers 158,637.9 143,447.4 201,206.8 199,193.7 b) Weaving of textiles 43,466.2 43,521.3 46,404.4 52,745.3 c) Finishing of textiles 48,598.8 51,692.6 67,036.1 50,435.7 ii) Made-up textile articles 16,580.6 22,566.5 25,599.1 39,210.4 iii) Knit wear 4,351.4 6,436.7 8,821.8 9,944.6 iv) Carpets and rugs 3,847.3 6,277.8 4,385.2 3,886.7 v) Other textiles n.e.s. 4,363.3 7,444.9 14,065.5 11,087.6 4) Wearing apparel, readymade garments etc. 23,678.1 33,899.4 25,756.9 29,709.2Note: The borrowers have been reclassified as per international standard industrial classification (ISIC Rev.3.1)

201



Borrower 2003 2004 2005 Dec. Jun. Dec. Jun. 5) Tanning and dressing of leather; manufacture of luggage and footwear 11,169.8 12,634.7 15,060.0 15,417.9 i.) Tanning & dressing of leather, luggage, handbags etc. 6,512.5 6,773.2

8,364.0 8,364.0 7,776.7

ii.) Footwear 4,657.3 5,861.4 6,696.6 7,641.2 6) Wood and products of wood cork 434.3 973.4 839.1 1,322.6 7) Paper, paperboard and products 5,668.7 6,551.7 5,767.0 8,888.1 8) Printing, publishing and allied industries 1,213.0 2,118.7 2,337.8 2,515.2 9) Coke and refined petroleum products 5,785.4 2,574.3 10,173.9 12,741.0 10) Chemicals and chemical products 40,144.9 41,126.4 50,503.7 51,617.6 11) Rubber and plastics products 2,802.5 4,064.5 5,038.7 6,275.7 12) Other non-metallic mineral products 21,810.8 24,005.5 32,922.8 38,630.6 13) Basic metals 8,660.1 11,621.1 9,984.7 12,024.9 14) Fabricated metal products 2,197.9 3,259.6 5,706.7 5,793.3 15) Machinery and equipment 8,201.1 6,673.3 9,420.5 10,505.9 16) Office, accounting and computing machinery 272.3 484.9 395.9 649.1 17) Electrical machinery and apparatus 7,326.8 9,864.2 12,547.4 12,655.8 18) Radio, television and communication equipment and apparatus 2,307.3 3,279.8 2,698.6 3,342.5 19) Medical, precision and optical instruments, watches and clocks 2,602.3 3,190.7 4,957.5 3,743.5 20) Motor vehicles, trailers and semi-trailers 3,504.7 6,226.6 7,787.1 10,383.4 21) Other transport equipments 860.1 868.5 2,207.5 3,272.3 22) Furniture and fixture 1,909.4 1,836.1 1,208.0 1,064.5 23) Jewelry and related articles 128.0 168.4 370.5 440.4 24) Sports goods 2,417.8 4,459.1 4,255.7 4,549.5 25) Handicrafts 147.9 89.1 84.0 121.7 26) Other manufacturing n.e.s. 4,505.3 7,260.0 11,402.2 11,698.5E. Ship breaking and waste / scrape (junk) etc. 2,291.9 1,506.6 3,016.5 2,517.3F. Electricity, gas and water supply 6,143.3 9,068.0 12,450.4 14,176.8G. Construction 15,539.4 17,286.5 22,543.5 29,846.3 1) Building 12,138.3 12,794.5 17,088.4 23,544.2 2) Infrastructure 3,401.1 4,492.0 5,455.2 6,302.1H. Commerce and Trade 89,395.3 97,818.0 128,217.5 124,817.4 1) Sale, maintenance and repair of motor vehicles and motorcycles 946.9 1,343.8 3,289.7 3,279.5 2) Wholesale and commission trade 72,415.7 80,329.7 92,525.2 94,259.7 i) Exports 31,003.6 37,583.8 34,334.8 29,514.1 ii) Imports 14,078.9 16,251.5 19,650.5 23,725.3 iii) Domestic whole sales 27,333.1 26,494.3 38,539.8 41,020.3 3) Retail trade 16,032.8 16,144.6 32,402.6 27,278.2I. Hotels, restaurants and clubs etc 3,124.1 5,207.0 6,336.6 8,448.0J. Transport, storage and communications 17,577.5 24,740.9 39,458.4 52,225.6K. Real estate, renting and business activities 13,639.0 19,204.5 39,772.0 48,025.4L. Education 2,907.8 2,514.2 2,588.0 3,473.6M. Health and social work 1,670.3 2,228.0 4,225.5 3,755.9N. Other community, social and personal service activities 7,907.7 6,945.9 9,316.5 9,175.4O. Other private business n.e.s 21,754.1 19,846.8 39,379.0 31,462.0V. Trust Funds and Non Profit Organizations 14,391.0 11,861.6 13,029.2 11,998.1VI. Personal 128,449.3 158,064.7 203,725.3 258,004.7 A. Bank Employees 32,774.0 35,700.2 42,522.1 44,169.2 B. Consumer Financing 95,675.3 122,364.5 161,203.2 213,835.4 i) House building 5,902.3 9,698.5 18,304.0 28,998.4 ii) Transport 18,646.1 31,554.1 49,261.2 66,142.0 iii) Credit cards 8,766.1 12,376.1 13,155.8 19,544.9 iv) Consumer durable 1,037.5 1,997.7 3,190.5 2,358.4 v) Personal loans 39,480.5 48,126.6 61,783.9 91,868.1 vi) Other 21,842.8 18,611.6 15,507.9 4,923.6VII. Others 5,117.4 5,961.1 8,709.8 17,571.2

Total 1,095,749 1,242,384.1 99,211.3 1,694,152.9

202

4.16 Classification of Securities Banks' Advances

by Securities Pledged

(Million Rupees)

1953 1954 1955 1956 Security Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

1. Precious Metals 9.0 11.0 12.7 13.0 12.1 12.6 11.4 12.1

2. Stock Exchange Securities 14.4 15.9 34.8 40.7 40.2 45.0 49.3 51.4

3. Merchandise 363.6 437.5 412.9 504.6 367.6 367.8 492.6 723.6

4. Machinery and Fixed Assets 22.6 28.8 38.4 52.0 70.5 69.7 68.3 50.3

5. Real Estate 15.9 17.2 16.0 15.1 18.7 15.5 11.0 16.9

6. Financial Obligation e.g., Insurance Polices and Bank Deposits 13.6 16.8 18.4 27.7 24.7 38.3 29.1 33.8

7. Others 75.5 81.8 104.3 91.8 189.1 176.4 119.8 114.9

Total 514.7 609.0 637.5 744.9 722.9 925.4 781.4 1,002.9

(Million Rupees)

1957 1958 1959 Security

Jun. Dec. Jun. Dec. Jun.

1. Precious Metals 12.5 14.2 15.6 18.1 18.3

2. Stock Exchange Securities 52.8 65.0 112.8 117.3 71.7

3. Merchandise 636.3 755 724.6 816.8 685.3

4. Machinery and Fixed Assets 67.9 43.4 50.0 31.9 38.3

5. Real Estate 19.3 19.9 14.4 21.6 19.2

6. Financial Obligation e.g., Insurance Polices and Bank Deposits 45.3 29.0 29.6 23.5 22.9

7. Others 141.5 132.8 112.1 195.0 244.6

Total 975.5 1,059.3 1,059.1 1,224.2 1,100.4

203

4.16 Classification of Scheduled Banks' Advances

by Securities Pledged (Million Rupees)

1959 1960 1961 1962 Security

Dec. Jun. Dec. Jun Dec. Jun.

1. Precious Meals 20.0 22.8 29.8 39.4 43.8 49.9 2. Stock Exchange Scurrilities 171.5 138.9 164.9 119.8 142.2 195.5 i Government & Other Trustee Securities: 51.7 51.5 56.9 12.8 17.1 30.6 a Stock Brokers and Dealers 3.2 3.1 4.5 2.9 3.5 3.7 b Others 48.4 48.4 52.5 9.9 13.6 26.9 ii. Shares & Debenture of Joint Stock Companies 119.9 87.4 108.0 106.9 125.1 165.0 a Stock Brokers and Dealers 25.6 20.2 25.6 21.0 21.5 19.5 b Others 94.2 67.1 82.4 85.9 103.6 145.5 3. Merchandise: 930.1 950.7 1,264.5 1,291.5 1,578.2 1,566.7 i. Export Commodities: 471.5 353.1 603.8 391.6 653.6 562.2 a. Cotton 184.9 143.7 192.5 132.7 252.8 187.8 b. Jute 159.8 59.8 238.5 74.9 188.7 110.8 c. Wool and Goat Hair 13.1 17.6 13.6 13.1 15.8 22.9 d. Hides and Skins 11.0 12.3 12.0 14.6 15.8 15.8 e. Tea 11.8 9.6 17.3 20.3 33.5 22.4 f. Cotton Textile 35.6 46.2 46.7 50.5 73.0 97.2 g. Cotton Yarn 17.7 20.0 20.8 32.3 31.0 52.2 h. Jute Manufactures 27.1 7.6 30.9 26.8 13.4 13.6 i. Others 10.6 36.6 31.6 26.4 29.5 39.5 ii. Imported goods other than Industrial Machinery: 206.2 267.2 327.2 366.4 379.4 406.3 a. Iron, Steel, Engineering & Other Metal Products 90.1 96.7 111.6 120.3 157.9 179.2 b. Chemicals, Dyes & Pharmaceuticals 16.9 26.4 39.0 45.5 47.3 55.0 c. Minerals 0.3 0.2 0.9 1.7 1.8 2.3 d. Cotton Textiles 3.1 2.7 7.1 12.0 18.3 3.1 e. Cotton Yarn 3.2 3.9 9.7 7.7 3.5 7.3 f. Other Textiles 27.9 33.4 26.3 15.2 14.1 14.0 g. Other Imported goods 64.7 103.8 132.6 164.1 136.7 145.4 iii Industrial Machinery 17.6 16.0 17.5 20.7 27.9 41.3 iv. Other Merchandise: 234.8 314.3 316.0 512.9 517.3 556.8 a. Wheat 23.4 32.0 98.0 118.1 158.9 156.6 b. Rice and Paddy 90.5 124.5 82.1 234.4 212.7 170.5 c. Grams 1.7 1.8 1.5 2.0 0.9 3.1 d. Other Grains and Pulses 2.9 7.1 3.9 14.9 2.9 9.4 e. Oil Seeds 11.7 22.4 17.0 27.8 23.5 37.7 f. Edible Oils 9.7 18.4 19.4 23.8 19.8 18.3 g. Sugar and Gur 29.4 52.5 15.1 22.3 20.9 56.8 h. Kariana and Spices 1.0 0.7 10.4 8.1 9.3 8.1

i. Other Items 64.5 55.0 68.6 61.5 68.4 96.2

4. Machinery and Fixed Assets 30.9 34.5 55.0 36.5 138.7 161.6

5. Real Estate 31.2 37.3 41.4 92.0 106.2 132.3

6. Financial Obligations e.g., Insurance Policies, Banks Deposits etc.

31.6 54.2 51.8 96.3 64.4 91.0

7. Others: 187.8 206.5 189.6 244.9 313.3 395.7

i) Other Secured Advances 61.3 84.8 89.7 112.2 137.9 146.8

ii) Advances Secured by Guarantee(s) 52.6 40.5 22.4 47.3 74.4 100.3

iii)

Unsecured Advances 73.9 81.2 77.6 85.4 100.9 148.6

Total 1403.1 1,445.0 1,797.1 1,920.4 2,386.8 2,592.7

204

4.16 Classification of Scheduled Banks' Advances by Securities Pledged

(Million Rupees)

1962 1963 1964 1965 Security

Dec. Jun. Dec. Jun Dec. Jun. Dec.

1. Gold, Bullion, Gold and Silver Ornaments and Precious Metals 56.9 61.5 60.3 64.7 72.0 67.1 56.1

2. Stock Exchange Scurrilities 216.8 271.3 307.7 343.5 348.1 408.2 423.8 i Government & Other Trustee Securities: 33.1 35.4 64.5 70.8 30.0 17.3 25.5 a. Stock Brokers and Dealers 4.8 3.7 3.4 4.6 12.9 6.4 7.6 b. Others 28.3 31.7 61.2 66.2 17.1 10.9 17.9 ii Shares & Debenture of Joint Stock Companies 183.7 236.0 243.1 272.7 318.1 390.9 398.3 a. Stock Brokers and Dealers 22.4 29.1 29.9 36.5 41.9 46.5 42.4 b. Others 161.3 206.8 213.2 236.3 276.2 344.4 355.9 3. Merchandise: 1,792.3 1,912.2 2,335.8 2,429.1 3,076.2 3,288.7 3,453.1 i. Export Commodities: 895.7 673.2 1,109.2 825.3 1,257.0 1,002.1 1,485.4 a. Cotton 261.6 176.5 406.7 264.8 441.4 268.7 515.6 b. Jute 346.9 183.8 351.7 124.8 391.3 245.5 404.3 c. Wool and Goat Hair 20.9 23.8 23.9 29.2 28.7 31.3 26.9 d. Hides and Skins 17.4 18.8 18.3 23.6 24.4 25.7 25.6 e. Tea 34.1 16.7 40.2 24.5 46.9 26.0 37.6 f. Cotton Textile 112.2 159.3 165.9 170.3 169.1 183.7 223.4 g. Cotton Yarn 49.3 29.0 21.7 28.6 25.9 54.5 55.6 h. Jute Manufactures 16.8 7.8 14.0 79.6 31.5 45.4 73.6 i. Others 37.1 57.3 66.8 80.0 98.0 121.3 122.8 ii. Imported goods other than Industrial Machinery: 456.1 526.1 622.5 721.2 905.1 1,083.8 1,008.9 a. Iron, Steel, Engineering & Other Metal Products 198.1 215.7 257.0 286.6 368.4 470.2 422.5 b. Chemicals, Dyes & Pharmaceuticals 62.5 56.4 58.3 77.1 91.6 117.5 108.5 c. Minerals 3.2 4.4 3.0 5.0 8.3 11.7 13.3 d. Cotton Textiles 2.8 5.4 7.4 10.1 11.9 7.9 8.7 e. Cotton Yarn 8.3 7.9 13.7 10.0 21.1 10.8 11.0 f. Other Textiles 5.9 6.2 10.7 20.6 20.8 23.2 29.7 g. Other Imported goods 175.6 230.0 272.5 311.9 383.0 442.5 414.5 iii. Industrial Machinery 24.6 24.2 23.9 29.0 35.9 45.4 60.5 iv. Other Merchandise: 415.5 688.8 580.1 853.6 878.2 1,157.4 898.3 a. Wheat 87.1 62.0 30.4 49.9 47.7 150.2 111.3 b. Rice and Paddy 141.6 3.8 290.0 555.7 581.8 597.9 459.3 c. Grams 2.5 2.9 3.3 51.1 4.2 4.4 3.7 d. Other Grains and Pulses 3.1 31.4 6.3 13.1 8.7 19.3 17.3 e. Oil Seeds 23.4 53.8 32.8 40.5 34.5 80.3 44.0 f. Edible Oils 25.4 38.4 53.9 31.2 24.3 69.0 33.9 g. Sugar and Gur 30.1 78.9 28.0 33.2 14.7 53.0 67.8 h. Kariana and Spices 10.4 4.3 7.2 6.7 14.8 14.6 13.3 i. Other Items 91.8 108.2 128.2 118.1 147.4 168.7 147.7 4. Machinery and Fixed Assets 200.1 223.2 258.4 289.4 342.4 373.8 401.5 5. Real Estate 157.1 186.7 220.0 272.9 311.3 346.2 425.7 6. Financial Obligations e.g., Insurance Policies, Banks Deposits 107.5 132.8 136.3 172.1 237.0 257.9 273.0 7. Others: 458.7 520.1 547.0 768.3 1,093.0 1,159.8 1,202.7 i) Other Secured Advances 169.9 205.8 225.5 373.1 521.9 641.8 624.5 ii) Advances Secured by Guarantee(s) 110.7 123.0 142.3 203.8 255.8 186.2 207.0 iii) Unsecured Advances 178.1 191.3 179.2 191.4 315.3 331.8 371.2

Total 2,989.4 3,308.0 3,865.5 4,342.0 5,479.9 5,901.7 6,235.8

205


(Million Rupees)

1966 1967 Security

Jun. Dec. Jun Dec.

1.

Gold, Bullion, Gold and Silver Ornaments and Precious Metals 46.6 42.6 47.7 51.0

2. Stock Exchange Scurrilities 476.5 473.3 494.1 518.3 i Government & Other Trustee Securities: 84.8 19.8 29.9 13.2 a. Stock Brokers and Dealers 68.3 5.5 2.8 3.1 b. Others 16.5 14.3 27.1 10.1 ii Shares & Debenture of Joint Stock Companies 391.7 453.6 464.2 505.1 a. Stock Brokers and Dealers 40.0 67.8 54.3 45.3 b. Others 351.6 385.7 409.9 459.8 3. Merchandise: 3,178.8 3,766.8 3,889.3 4,233.9 i Export Commodities: 1,156.4 1,740.5 1,407.2 1,853.9 a. Cotton 268.4 528.8 360.2 492.9 b. Jute 269.5 575.9 428.5 663.8 c. Wool and Goat Hair 27.1 23.0 25.5 33.9 d. Hides and Skins 28.9 34.8 38.3 38.4 e. Tea 33.6 53.6 52.5 64.4 f. Cotton Textile 207.6 178.5 180.0 163.5 g. Cotton Yarn 68.6 67.9 76.3 74.5 h. Jute Manufactures 88.0 101.4 91.3 176.9 i. Others 164.7 176.6 154.7 145.6 ii Imported goods other than Industrial Machinery: 935.6 949.7 1,136.5 1,114.2 a. Iron, Steel, Engineering & Other Metal Products 356.7 332.1 360.1 375.5 b. Chemicals, Dyes & Pharmaceuticals 119.5 96.3 138.7 144.3 c. Minerals 13.6 14.8 20.6 9.0 d. Cotton Textiles 10.1 21.1 16.0 19.3 e. Cotton Yarn 6.5 14.0 9.6 7.0 f. Other Textiles 13.4 15.1 16.5 11.0 g. Other Imported goods 412.8 456.3 575.0 548.1 iii. Industrial Machinery 62.5 47.5 180.1 176.2 iv. Other Merchandise: 1,024.4 1,029.1 1,165.5 1,089.6 a. Wheat 154.0 241.4 163.4 209.5 b. Rice and Paddy 406.4 361.1 296.4 196.4 c. Grams 9.6 9.6 9.2 8.2 d. Other Grains and Pulses 18.1 12.4 15.3 14.4 e. Oil Seeds 58.8 58.0 61.4 40.0 f. Edible Oils 50.9 38.1 52.9 80.4 g. Sugar and Gur 154.4 74.6 212.9 83.9 h. Kariana and Spices 13.2 13.6 8.7 6.4 i. Other Items 159.0 220.2 372.4 450.5 4. Machinery and Fixed Assets 422.2 817.3 626.0 664.4 5. Real Estate 543.5 620.7 776.8 848.8 6. Financial Obligations e.g., Insurance Policies, Banks Deposits 286.5 359.7 455.0 532.5 7. Others: 1,362.5 1,776.7 1,918.9 1,867.6 i) Other Secured Advances 630.9 931.1 899.4 844.9 ii) Advances Secured by Guarantee(s) 248.9 283.0 415.3 371.6 iii) Unsecured Advances 482.8 562.6 604.2 651.1

Total 6,316.6 7,857.2 8,207.8 8,716.5

206


(Million Rupees)

1968 1969 Security

Jun Dec. Jun. Dec.

1. Gold, Bullion, Gold and Silver Ornaments and Precious Metals 56.3 61.3 60.4 62.1 2. Stock Exchange Scurrilities 592.3 528.0 599.5 624.7 i) Government & Other Trustee Securities: 42.2 48.1 61.0 49.7 a. Stock Brokers and Dealers 2.8 3.9 4.1 4.4 b. Others 39.4 44.1 56.9 45.4 ii) Shares & Debenture of Joint Stock Companies 550.1 479.9 538.5 575.0 a. Stock Brokers and Dealers 41.3 26.7 40.7 49.1 b. Others 508.8 453.3 497.8 525.9 3. Merchandise: 4,640.1 5,333.4 4,780.6 5,304.8 i. Export Commodities: 1,511.0 1,827.4 1,241.7 1,835.0 a. Cotton 337.4 463.8 270.5 535.2 b. Jute 470.6 674.1 329.9 697.8 c. Wool and Goat Hair 32.4 34.7 17.0 19.6 d. Hides and Skins 37.9 41.4 46.8 43.7 e. Tea 47.2 55.4 63.5 63.0 f. Cotton Textile 192.9 196.4 192.8 189.6 g. Cotton Yarn 55.0 54.7 56.4 56.5 h. Jute Manufactures 164.7 176.9 147.9 123.7 i. Others 172.9 130.0 117.1 105.9 ii. Imported goods other than Industrial Machinery: 1,253.0 1,334.6 1,403.9 1,404.2 a. Iron, Steel, Engineering & Other Metal Products 414.3 421.8 482.9 453.7 b. Chemicals, Dyes & Pharmaceuticals 165.2 172.5 169.8 227.8 c. Minerals 8.6 12.2 15.0 12.0 d. Cotton Textiles 21.9 20.2 13.7 19.2 e. Cotton Yarn 7.9 6.9 8.7 4.8 f. Other Textiles 11.1 10.4 22.3 14.9 g. Other Imported goods 624.0 690.8 691.4 671.9 iii) Industrial Machinery 162.3 150.3 152.5 135.2 iv. Other Merchandise: 1,713.8 2,021.1 1,982.5 1,930.4 a. Wheat 530.4 722.4 303.4 175.5 b. Rice and Paddy 340.5 465.3 576.7 622.1 c. Grams 8.5 8.0 6.4 3.0 d. Other Grains and Pulses 16.6 8.4 8.6 58.3 e. Oil Seeds 59.8 47.8 51.1 48.4 f. Edible Oils 105.4 69.4 80.9 57.0 g. Sugar and Gur 72.9 133.3 440.0 309.4 h. Kariana and Spices 7.3 9.2 7.6 9.3 i. Other Items 572.4 558.9 507.8 647.5 4. Machinery and Fixed Assets 750.4 771.6 736.5 761.9

5. Real Estate 929.5 980.1 1,046.8 1,108.2

6. Financial Obligations e.g., Insurance Policies, Banks Deposits etc.

647.2 692.2 628.6 655.9

7. Others: 1,796.5 1,700.3 1,607.2 1,865.6

i) Other Secured Advances 736.9 744.1 714.5 860.8

ii) Advances Secured by Guarantee(s) 387.7 426.5 400.0 440.6

iii) Unsecured Advances 671.9 529.7 492.7 564.2

Total 9,412.2 1,0067.0 9,459.6 10,383.3

207


(Million Rupees)

1970 1971 1972 Security

Jun. Dec. Jun Dec. Jun.

1. Gold, Bullion, Gold and Silver Ornaments and Precious Metals 62.6 65.1 61.7 97.4 59.0 2. Stock Exchange Scurrilities 696.2 697.7 806.4 677.7 720.0 i) Government & Other Trustee Securities: 77.2 52.7 115.0 58.3 67.4 a. Stock Brokers and Dealers 5.5 5.8 23.9 11.4 24.0 b. Others 71.7 46.8 91.1 46.9 43.4 ii) Shares & Debenture of Joint Stock Companies 619.0 645.1 691.3 619.4 655.6 a. Stock Brokers and Dealers 76.6 77.6 70.2 52.4 58.9 b. Others 542.5 567.4 621.1 566.9 593.7 3. Merchandise: 5,169.6 5,972.2 5,777.7 5,693.8 6,016.5 i. Export Commodities: 1,476.3 2,327.3 1,907.3 2,307.0 2,282.2 a. Cotton 364.0 816.2 542.2 819.2 667.6 b. Jute 374.8 768.9 579.6 605.9 648.6 c. Wool and Goat Hair 26.6 21.9 19.3 35.5 43.9 d. Hides and Skins 50.9 43.8 54.6 61.1 69.5 e. Tea 72.6 66.4 42.8 54.7 50.7 f. Cotton Textile 213.9 221.1 227.9 269.6 321.2 g. Cotton Yarn 78.9 92.4 122.1 110.6 112.0 h. Jute Manufactures 138.4 163.0 151.5 139.7 144.0 i. Others 156.2 133.5 167.2 210.7 224.6 ii. Imported goods other than Industrial Machinery: 1,447.9 1,535.3 1,534.8 1,654.4 1,891.5 a. Iron, Steel, Engineering & Other Metal Products 458.7 437.8 493.1 488.5 627.0 b. Chemicals, Dyes & Pharmaceuticals 250.2 268.7 296.7 336.2 360.4 c. Minerals 8.3 10.4 15.0 16.9 17.0 d. Cotton Textiles 27.6 41.0 22.1 21.6 49.9 e. Cotton Yarn 8.7 10.5 16.2 12.5 16.3 f. Other Textiles 15.6 16.3 11.2 26.2 13.9 g. Other Imported goods 678.8 750.7 680.5 752.3 807.0 iii. Industrial Machinery 152.2 141.7 147.2 149.1 163.1 iv. Other Merchandise: 2,093.1 1,967.9 2,188.4 1,583.4 1,679.6 a. Wheat 332.9 158.5 253.0 89.0 63.7 b. Rice and Paddy 545.9 495.5 537.8 369.9 429.6 c. Grams 8.2 27.9 8.7 5.3 8.4 d. Other Grains and Pulses 16.0 58.7 12.2 6.7 17.5 e. Oil Seeds 61.8 60.3 62.3 33.1 40.2 f. Edible Oils 67.7 73.6 129.6 127.7 151.2 g. Sugar and Gur 412.7 235.8 310.4 173.7 223.7 h. Kariana and Spices 8.0 10.4 8.3 7.1 8.1 i. Other Items 639.9 847.3 866.2 770.9 736.9 4. Machinery and Fixed Assets 776.9 656.3 654.3 693.2 928.8 5. Real Estate 1,162.6 1,202.0 1,354.4 1,394.5 1,561.1 6. Financial Obligations e.g., Insurance Policies, Banks Deposits 784.1 859.8 592.2 578.7 556.9 7. Others: 2,002.7 2,280.5 2,332.4 2,311.6 2,590.4 i) Other Secured Advances 955.5 968.1 1,017.6 1,044.4 1,144.8 ii) Advances Secured by Guarantee(s) 448.7 666.2 680.1 682.8 827.0 iii) Unsecured Advances 598.5 11,733.6 634.8 584.4 618.7

Total 10,654.6 11,733.6 11,579.1 11,446.8 12,432.8

208


(Million Rupees)

1972 1973 1974 Security

Dec. Jun Dec. Jun. Dec.

1. Gold, Bullion, Gold and Silver Ornaments and Precious Metals 78.2 93.5 123.2 109.8 171.7 2. Stock Exchange Scurrilities 706.3 709.2 749.0 645.4 577.2 i) Government & Other Trustee Securities: 104.3 90.5 119.6 64.0 97.1 a. Stock Brokers and Dealers 43.7 4.9 4.5 4.9 2.5 b. Others 60.6 59.1 115.2 59.1 94.6 ii) Shares & Debenture of Joint Stock Companies 601.9 618.7 629.3 581.3 480.1 a. Stock Brokers and Dealers 40.3 47.2 32.9 47.2 25.9 b. Others 561.6 534.1 596.4 534.1 454.2 3. Merchandise: 7,295.2 7,456.7 9,674.5 10,991.7 11,331.1 i. Export Commodities: 3,115.5 2,821.1 3,948.1 4,337.4 4,602.4 a. Cotton 1,285.5 1,639.6 1,493.2 1,639.6 2,474.6 b. Jute 593.8 613.5 60.4.4 613.5 33.0 c. Wool and Goat Hair 53.4 79.8 90.7 79.8 45.7 d. Hides and Skins 84.0 157.3 139.0 157.3 113.6 e. Tea 45.9 37.3 42.0 54.3 25.8 f. Cotton Textile 280.8 329.8 554.1 537.1 602.6 g. Cotton Yarn 184.3 224.4 231.6 279.6 340.6 h. Jute Manufactures 145.5 143.7 142.0 153.7 34.5 i. Others 442.4 526.6 651.0 822.4 931.9 ii. Imported goods other than Industrial Machinery: 1,951.9 2,161.9 2,825.4 3,439.2 3,550.1 a. Iron, Steel, Engineering & Other Metal Products 643.3 806.0 1,019.3 1,127.5 1,262.8 b. Chemicals, Dyes & Pharmaceuticals 400.2 403.6 532.0 612.0 573.9 c. Minerals 11.5 18.0 21.1 15.3 15.3 d. Cotton Textiles 46.3 38.1 64.8 54.4 52.3 e. Cotton Yarn 15.1 18.3 21.6 26.2 15.5 f. Other Textiles 6.0 25.4 43.9 125.8 192.0 g. Other Imported goods 829.6 852.6 1,152.7 1,478.0 1,438.3 iii. Industrial Machinery 160.6 134.0 98.5 110.0 105.0 iv. Other Merchandise: 1,067.1 2,339.0 2,802.5 3,105.2 3,073.7 a. Wheat 142.8 402.2 498.4 458.4 465.1 b. Rice and Paddy 640.0 606.5 783.2 679.9 775.5 c. Grams 8.8 13.2 4.6 3.4 4.2 d. Other Grains and Pulses 57.1 106.1 90.6 107.7 135.8 e. Oil Seeds 151.1 44.1 27.7 134.0 162.6 f. Edible Oils 253.6 177.4 143.8 121.6 119.5 g. Sugar and Gur 160.0 296.9 346.8 586.9 717.9 h. Kariana and Spices 37.5 58.6 17.6 18.2 18.8 i. Other Items 616.0 634.7 889.7 995.2 674.4 4. Machinery and Fixed Assets 1,118.6 1,262.7 1,248.1 1,344.1 1,086.3 5. Real Estate 1,623.5 1,769.4 1,949.3 2,336.6 2,115.4 6. Financial Obligations e.g., Insurance Policies, Banks Deposits 518.5 518.7 515.2 390.5 432.5 7. Others: 2,653.8 2,787.2 3,079.2 3,361.3 2,992.0 i) Other Secured Advances 1,165.7 1,292.6 1,223.9 1,292.6 1,416.8 ii) Advances Secured by Guarantee(s) 841.1 1,173.8 1,073.2 1,173.8 844.8 iii) Unsecured Advances 646.9 894.8 782.1 894.8 730.4

Total 13,994.1 14,597.5 17,338.4 19,179.4 18,706.2

209


(Million Rupees)

1975 1976 1977 Security

Jun. Dec. Jun Dec. Jun.

1.

Gold, Bullion, Gold and Silver Ornaments and Precious Metals 236.7 385.6 447.0 508.0 467.9

2. Stock Exchange Scurrilities 720.6 669.3 819.3 942.0 825.4

i. Government & Other Trustee Securities: 212.9 214.4 201.2 157.5 228.1 a. Stock Brokers and Dealers 0.6 5.9 6.0 4.8 7.1 b. Others 212.3 208.6 195.2 152.7 220.9 ii. Shares & Debenture of Joint Stock Companies 507.7 454.9 618.0 784.4 597.4 a. Stock Brokers and Dealers 30.2 31.0 72.6 27.5 16.9 b. Others 477.4 423.9 545.5 756.9 580.4 3. Merchandise: 12,117.0 12,972.8 13,816.7 16,029.0 15,397.3 i. Export Commodities: 4,144.5 4,753.3 4,227.7 5,920.3 4,937.0 a. Cotton 1,576.2 2,095.7 1,342.7 2,329.9 1,356.2 b. Jute 9.7 15.3 33.1 42.8 5.6 c. Wool and Goat Hair 56.9 56.4 73.2 78.0 57.0 d. Hides and Skins 121.2 132.7 143.6 167.7 201.1 e. Tea 34.6 53.2 10.1 35.1 33.0 f. Cotton Textile 554.1 703.1 764.9 1,104.6 1,135.3 g. Cotton Yarn 377.2 362.2 392.7 419.2 436.1 h. Jute Manufactures 58.4 62.4 76.7 77.0 76.6 i. Others 1,356.2 1,272.2 1,390.7 1,666.0 1,636.2 ii. Imported goods other than Industrial

Machinery: 3,942.3 3,875.4 3,799.7 4,297.6 4,379.1

a. Iron, Steel, Engineering & Other Metal Products 1,590.6 1,359.1 1,456.3 1,907.6 1,794.6

b. Chemicals, Dyes & Pharmaceuticals 824.8 854.3 692.3 880.0 908.2 c. Minerals 42.4 72.1 40.4 38.0 76.1 d. Cotton Textiles 64.5 60.4 58.1 61.5 55.1 e. Cotton Yarn 24.6 19.3 45.8 24.8 20.0 f. Other Textiles 82.0 108.3 104.6 103.8 109.7 g. Other Imported goods 1,313.6 1,401.9 1,402.1 1,281.9 1415.3 iii. Industrial Machinery 154.4 179.6 110.0 127.4 140.6 iv. Other Merchandise: 3,875.7 4,164.5 5,679.3 5,683.7 5,940.6 a. Wheat 744.9 834.6 1,709.0 1,691.9 1,759.3 b. Rice and Paddy 1,100.9 1,291.9 1,528.6 1,307.3 1,175.8 c. Grams 2.9 4.5 2.0 4.8 3.4 d. Other Grains and Pulses 97.6 7.7 9.7 4.7 7.5 e. Oil Seeds 288.7 205.1 19.5 16.2 14.0 f. Edible Oils 212.5 427.4 644.4 633.5 663.0 g. Sugar and Gur 721.9 653.7 1,044.5 1,171.7 1,566.4 h. Kariana and Spices 12.4 11.5 15.6 13.1 13.8 i. Other Items 694.0 728.1 706.0 840.4 737.5 4. Machinery and Fixed Assets 1,418.1 1,671.2 1,699.2 2,120.4 2,276.0 5. Real Estate 2,417.2 3,136.7 3,618.9 3,948.5 4,639.0 6. Financial Obligations e.g., Insurance Policies,

Banks Deposits etc. 502.9 651.4 709.7 849.7 692.0 7. Others: 3,514.8 3,833.5 3,828.1 4,777.7 4,985.0 i) Other Secured Advances 1,515.4 1,607.6 1,560.5 1,748.6 1,738.3 ii) Advances Secured by Guarantee(s) 1,096.2 1,316.8 1,298.7 1,784.4 1,861.2 iii) Unsecured Advances 903.3 909.2 968.9 1,244.7 1,385.5

Total 20,927.4 23,320.5 24,939.0 29,175.2 29,282.7

210



Security Dec Jun. Dec. Jun Dec.

1. Gold, Bullion, Gold and Silver Ornaments and Precious Metals 655.2 602.5 972.2 918.7 915.9 2. Stock Exchange Scurrilities 1,058.8 954.6 981.4 1,118.6 1,115.6 i. Government & Other Trustee Securities 260.8 305.1 343.9 444.4 416.4 a. Stock Brokers and Dealers 3.3 17.2 3.5 6.2 34.5 b. Others 257.5 287.9 340.4 438.2 381.9 ii. Shares & Debenture of Joint Stock Companies 798.1 649.4 637.5 674.3 699.2 a. Stock Brokers and Dealers 19.4 20.4 19.6 19.6 9.8 b. Others 778.6 629.0 617.9 654.7 689.5 3. Merchandise 16,806.2 17,018.6 1,8621.4 20,603.5 23,292.2 i. Food Items 5,684.4 5,607.2 5526.5 6,946.5 7,302.5 a. Wheat 2,232.6 2,025.5 1,870.2 2,617.1 3,613.9 b. Rice and Paddy 931.7 863.6 924.0 1,277.1 1,109.0 c. Other Grains and Pulses 51.5 100.3 62.5 53.6 48.9 d. Edible Oils (Locally Produced) 429.4 292.3 375.9 421.1 272.8 e. Edible Oils (Imported) 178.7 245.4 238.1 222.3 365.0 f. Sugar 919.2 1441.5 1,382.0 1,473.2 1,118.7 g. Kariana and Spices 350.0 284.4 291.5 333.3 280.6 h. Tea 90.6 80.3 86.4 288.0 125.8 i. Fish and Fish Preparations 159.0 85.5 50.3 47.0 106.0 j. Other food Items 341.8 188.2 245.4 213.9 261.9 ii. Raw Materials: 5,225.8 4,771.3 5,991.9 5,623.6 7,203.8 a. Cotton Raw (Indigenous) 2,218.2 2,039.7 3,252.3 2,520.7 3,662.9 b. Cotton Raw (Imported) 20.5 11.7 32.1 16.1 77.6 c. Wool and Goat Hair 86.1 87.4 62.3 84.2 87.7 d. Hides and Skins 328.6 193.2 192.3 259.3 315.5 e. Oil Seeds 35.6 24.3 39.3 23.8 51.9 f. Iron and Steel (Imported) 1,216.7 1,119.0 1,221.1 1,328.1 1,532.1 g. Petroleum Crude 537.0 395.1 485.8 484.7 485.2 h. Fertilizers 479.8 330.9 395.2 539.1 390.8 i. Jute 36.9 33.7 100.9 75.1 257.8 j. Other Raw Materials 293.2 236.2 210.7 292.5 342.4 iii. Fish/Manufactured Goods: 5,868.9 6,640.1 7,103.0 8,033.3 3,735.9 a. Cotton Textiles (Locally Produced) 1,144.8 1,328.8 1,453.9 1,574.8 1,629.6 b. Cotton Yarn (Locally Produced) 659.1 860.3 887.7 1,057.4 1,072.2 c. Other Textiles (Locally Produced) 182.4 205.3 224.2 164.2 238.7 d. Hand loom Products 14.4 13.7 43.9 18.9 13.0 e. Carpets and Rugs 188.6 223.6 299.0 604.5 495.5 f. Readymade Garments 208.8 250.2 295.5 247.3 197.6 g. Cement and Cement Products 450.3 702.5 671.0 566.2 295.9 h. Sports Goods 145.7 201.3 225.1 203.1 149.1 i. Machinery (Locally Manufactured) 420.6 334.2 416.9 452.2 538.1 j. Industrial Machinery (Imported) 173.3 275.9 318.4 328.1 496.2 k. Cotton Textiles (Imported) 13.3 13.9 8.2 4.9 3.7 l. Cotton Yarn (Imported) 211.7 165.9 46.0 104.0 191.3 m. Other Textiles (Imported) 9.8 20.7 60.7 87.8 85.1 n. Chemicals and Dyes 562.1 476.4 532.3 717.8 809.0 o. Jute Manufactures 22.2 54.4 46.9 13.8 50.2 p. Other Finished Goods (not shown above) 1,461.9 1,513.1 1,573.0 1,888.5 2,520.6 4. Machinery and Fixed Assets 2,323.5 2,661.2 2,871.0 3,192.6 3,346.9 5. Real Estate 4,746.9 5,276.8 5,653.2 5,897.4 6,516.5 6. Financial Obligations e.g., Insurance Policies, Banks Deposits 807.4 847.4 884.3 1,168.2 1,258.5 7. Others: 5,894.8 5,473.9 6,527.2 6,858.0 7,295.1

i) Other Secured Advances 2,240.5 2,047.8 2,778.0 2,978.2 3,318.6 ii) Advances Secured by Guarantee(s) 2,409.3 2,112.9 2,200.8 2,499.2 2,388.9 iii) Unsecured Advances 1,245.0 1,313.2 1,584.4 1,380.6 1587.3

Total 32,292.9 32,834.8 36,510.8 39,757.0 43,740.7

211


(Million Rupees)

1980 1981 Security

Jun. Dec. Jun Dec.

1. Gold, Bullion, Gold and Silver Ornaments and Precious Metals 1,158.5 1,311.9 1,132.0 1586.0 2. Stock Exchange Scurrilities 899.4 1,085.3 1,062.3 1,129.9 i. Government & Other Trustee Securities: 249.7 345.2 386.3 315.8 a. Stock Brokers and Dealers 14.5 24.6 11.6 16.9 b. Others 235.1 320.6 374.7 298.9 ii. Shares & Debenture of Joint Stock Companies 649.7 740.0 676.0 814.2 a. Stock Brokers and Dealers 80.3 19.9 11.9 25.4 b. Others 569.4 720.2 664.1 788.8 3. Merchandise: 22,656.2 27,286.3 29,819.8 12,437.0 i. Food Items: 7,224.0 8,126.3 12,057.0 10,059.1 a. Wheat 4,045.0 3,769.2 5,489.4 4,973.3 b. Rice and Paddy 1,218.5 1,379.6 2,300.3 1,288.6 c. Other Grains and Pulses 81.4 58.5 83.9 59.2 d. Edible Oils (Locally Produced) 200.9 273.1 277.4 219.7 e. Edible Oils (Imported) 133.1 497.7 259.1 287.5 f. Sugar 955.9 1,390.5 2,658.5 2,471.9 g. Kariana and Spices 171.0 115.4 204.6 171.8 h. Tea 84.0 106.5 101.4 131.5 i. Fish and Fish Preparations 119.5 178.7 299.1 138.5 j. Other food Items: 214.7 357.1 383.2 317.1 ii. Raw Materials: 6,992.8 8,899.9 8,359.0 11,022.3 a. Cotton Raw (Indigenous) 2,925.0 3,881.3 2,259.6 4,399.6 b. Cotton Raw (Imported) 75.2 81.2 50.6 36.7 c. Wool and Goat Hair 115.1 124.9 137.2 267.6 d. Hides and Skins 433.4 678.2 416.2 375.1 e. Oil Seeds 152.5 93.0 88.3 72.8 f. Iron and Steel (Imported) 1,629.9 1,690.4 2,115.5 2,225.3 g. Petroleum Crude 700.3 868.5 1,406.1 1,509.2 h. Fertilizers 583.4 1,006.9 1,436.0 1,503.7 i. Jute 30.3 48.4 71.3 81.5 j. Other Raw Materials 347.0 427.0 378.3 550.8 iii. Fish/Manufactured Goods: 8,439.4 10,260.0 9,403.8 11,355.6 a. Cotton Textiles (Locally Produced) 1,488.3 1,742.6 1,530.6 2,291.6 b. Cotton Yarn (Locally Produced) 970.5 1,699.2 937.3 1,152.4 c. Other Textiles (Locally Produced) 316.4 388.6 394.0 344.6 d. Hand loom Products 14.5 10.8 9.9 24.8 e. Carpets and Rugs 560.5 631.3 565.3 776.8 f. Readymade Garments 240.6 244.9 301.5 372.9 g. Cement and Cement Products 219.4 273.9 120.8 179.5 h. Sports Goods 127.4 119.5 89.3 108.5 i. Machinery (Locally Manufactured) 366.8 334.7 341.3 294.1 j. Industrial Machinery (Imported) 509.9 647.2 707.8 613.4 k. Cotton Textiles (Imported) 2.2 1.4 3.4 8.1 l. Cotton Yarn(Imported) 141.1 93.8 80.2 190.6 m. Other Textiles (Imported) 73.2 70.9 101.2 78.9 n. Chemicals and Dyes 762.8 752.3 797.8 852.3 o. Jute Manufactures 34.9 59.8 42.2 77.5 p. Other Finished Goods (not shown above) 2,611.0 3,189.2 3,381.3 3,989.8 4. Machinery and Fixed Assets 3,615.3 4,249.2 4,314.0 4,700.9 5. Real Estate 6,600.8 7,328.0 7,554.6 8,213.3 6. Financial Obligations e.g., Insurance Policies, Banks Deposits 1,365.1 1,455.6 1,132.1 1,430.1 7. Others: 9,623.7 9,732.5 10,873.9 11,849.6 i) Other Secured Advances 4,818.0 4,562.9 5,667.8 6,004.2 ii) Advances Secured by Guarantee(s) 3,276.2 3,613.2 3,738.6 3,807.5 iii) Unsecured Advances 1,529.5 1,556.4 1,467.5 2,037.9

Total 45,918.9 52,448.8 55,888.6 61,346.8

212


(Million Rupees) 1982 1983 1984 1985 Security

Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec. 1. Gold, Bullion, Gold & Silver Ornaments and Precious Metals 574.7 644.4 533.3 627.5 738.5 833.5 829.7 990.7 2. Securities, Shares and Other Financial Instruments: 1,134.3 1,445.0 1,789.2 2,202.9 2,153.7 2,513.2 2,198.4 12,832.1 i. Quoted on the Stock Exchange: 736.3 957.6 1,416.8 1,446.4 1,538.0 1,824.2 1,533.7 3,182.3 a. To Stock Brokers and Dealers: 281.2 316.3 423.9 445.7 490.9 721.9 710.8 1,011.2 1. Govt. and Other Trustee Securities 19.3 12.7 36.7 17.8 99.9 159.7 77.3 424.7 2. Shares and Debentures 208.5 256.4 293.0 290.3 253.5 485.8 392.3 401.8 3. Participation Term Certificates -- -- -- 0.1 -- ... 4.4 -- 4. Others 53.4 47.3 94.6 137.4 137.5 76.4 236.8 184.6 b. To Others: 455.1 641.3 993.0 1,000.7 1,047.1 1,102.3 822.9 2,171.1 1. Govt. and Other Trustee Securities 88.3 112.8 126.1 220.0 252.7 617.8 272.8 1,248.7 2. Shares and Debentures 277.4 381.3 530.0 578.5 642.9 378.1 314.8 570.4 3. Participation Term Certificates -- -- 0.1 0.1 -- 0.7 3.8 1.7 4. Others 89.4 147.3 336.8 202.1 151.5 105.7 231.6 350.3 ii. Unquoted on the Stock Exchange: 398.4 487.4 372.4 756.5 615.7 689.0 664.7 9,649.8 a. To Stock Brokers and Dealers: 100.0 156.4 57.5 214.2 196.0 319.8 183.2 634.4 1. Govt. and Other Trustee Securities 12.1 8.2 1.9 122.7 9.2 96.4 14.6 490.1 2. Shares and Debentures 83.5 91.7 44.5 43.2 81.0 99.3 95.9 92.5 3. Participation Term Certificates -- -- -- -- -- 81.1 2.0 0.4 4. Others 4.3 56.6 11.2 48.2 105.8 42.9 70.7 51.5 b. To Others: 298.0 331.0 314.9 542.3 419.7 369.2 481.5 9,015.5 1. Govt. and Other Trustee Securities 158.6 110.2 131.1 203.7 130.9 125.1 229.2 7,872.0 2. Shares and Debentures 88.6 119.5 114.5 126.3 143.0 191.6 95.2 268.0 3. Participation Term Certificates -- -- -- -- ... 0.2 0.1 ... 4. Others 50.8 101.3 69.3 210.1 145.8 52.3 157.1 875.5

3. Merchandise: 35,528.3 40,275.0 41,445.8 45,889.7 47,724.0 47,127.7 52,252.1 46,975.3 i. Food Items 13,428.1 14,711.8 16,474.7 16,672.4 15,456.3 13,783.0 16,728.5 6,455.1 a. Wheat 4,600.7 5,318.1 5,963.9 7,118.8 6,417.9 5,120.6 5,663.4 1,427.5 b. Rice and Paddy 2,817.8 3,137.8 3,727.9 3,504.4 3,037.5 3,473.6 5,306.9 2,097.4 c. Other Grain and Pulses 400.1 266.5 359.6 276.8 416.0 266.5 259.9 223.7 1. Indigenous 377.8 245.2 340.0 252.0 359.6 106.0 204.9 125.0 2. Imported 22.3 21.3 19.7 24.8 56.4 160.5 54.9 98.8 d. Edible Oils: 428.2 649.2 416.8 864.9 1,063.1 1,596.3 1,773.6 1,210.4 1. Indigenous 202.9 227.1 204.6 280.2 416.2 949.8 681.4 475.8 2. Imported 225.3 422.1 212.2 584.8 646.8 646.5 1,092.2 734.6 e. Sugar: 4,175.6 4,522.2 5,197.3 3,804.8 3,373.9 2,228.3 2,706.8 576.9 1. Indigenous 4,174.3 4,521.7 5,157.0 3,769.7 3,344.2 1,983.8 2,579.0 448.4 2. Imported 1.3 0.5 40.4 35.1 29.7 244.5 127.8 128.5 f. Kariana and Spices 60.1 139.2 138.6 120.7 106.7 134.7 97.9 103.9 g. Fish and Fish Preparation 185.6 222.0 237.0 358.6 290.4 282.7 304.3 332.4 h. Other Food Items: 760.1 456.9 433.6 623.4 750.9 680.3 615.8 482.8 1. Indigenous 497.6 223.3 224.2 220.5 299.1 481.3 204.6 207.0 2. Imported 262.5 233.5 209.3 402.9 451.8 199.0 411.2 275.8 ii. Raw Materials: 9,318.5 11,992.0 11,277.0 12,796.9 13,679.4 16,256.8 16,369.9 19,421.8 a. Cotton Raw 2,097.4 4,252.5 2,212.8 3,384.7 3,482.2 5,484.3 5,159.8 6,509.3 1. Indigenous 1,932.6 4,106.3 1,965.7 2,911.0 2,293.4 4,577.9 4,250.5 5,056.7 2. Imported 164.9 146.2 247.0 473.7 1,188.8 906.4 909.3 1,452.5 b. Synthetic Fibers: 174.7 285.3 282.2 232.0 443.2 238.1 288.9 254.3 1. Indigenous 47.2 73.0 149.7 94.3 268.3 116.6 120.4 70.6 2. Imported 127.5 212.4 132.5 137.7 174.9 121.6 168.6 183.7 c. Fertilizers: 720.1 550.4 963.6 891.4 859.7 820.9 1,056.3 712.8 1. Indigenous 611.0 413.4 846.4 770.4 709.8 532.8 711.2 525.5 2. Imported 109.1 137.1 117.2 121.0 149.9 288.1 345.1 187.3

Note:- The revised classification was adopted from June, 1982.

213


(Million Rupees)

1982 1983 1984 1985 Security

Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec. d. Petroleum Crude: 1,631.9 1,803.8 1,313.4 1,101.6 696.9 877.5 1,030.3 1,180.2 1. Indigenous 586.8 548.3 367.5 108.9 83.2 52.7 213.3 300.0 2. Imported 1,045.1 1,255.5 945.9 992.7 613.7 824.8 817.1 880.2 e. Iron and Steel 2,687.5 2,023.0 3,569.0 3,662.1 4,070.0 4,299.8 3,887.7 5,514.8 1. Indigenous 865.0 1,468.5 1,080.2 1,253.7 1,485.0 1,561.5 1,899.4 2,041.4 2. Imported 1,822.6 1,554.5 2,488.9 2,408.5 2,585.0 2,738.4 1,988.3 3,473.3 f. Wool and Goat Hair 277.1 215.2 202.6 240.9 376.1 327.8 435.9 307.9 g. Hides and Skins 355.4 388.5 402.6 498.6 674.8 621.3 630.4 876.5 h. Oil Seeds 62.4 65.4 58.8 156.8 101.0 147.5 90.6 87.4 i. Pesticides and Insecticides: 35.9 49.7 32.7 41.2 136.1 139.1 42.9 42.9 1. Indigenous 15.5 32.0 29.2 11.7 18.9 22.4 32.3 17.8 2. Imported 20.4 17.7 2.8 12.0 22.4 113.7 107.3 25.1 j. Other Raw Materials: 1,276.0 1,358.1 2,240.0 2,605.1 2,934.4 3,303.3 3,650.3 3,935.9 1. Indigenous 421.7 473.8 390.3 510.0 827.4 751.8 666.6 697.1 2. Imported 854.3 884.4 1,849.7 2,095.1 2,107.0 2,515.5 2,983.7 3,238.8 iii. Finished Manufactured Goods: 12,781.7 13,571.2 13,694.1 16,420.3 18,588.2 17,088.0 19,153.7 21,098.4 a. Cotton Textiles: 2,663.4 2,867.4 2,399.8 3,192.3 3,283.8 2,885.3 2,562.2 3,204.8 1. Indigenous 2,608.4 2,525.2 2,237.9 2,658.3 2,946.7 2,443.3 2,199.0 2,671.7 2. Imported 55.0 342.2 161.9 534.0 337.1 442.0 363.2 533.1 b. Cotton Yarn: 1,699.1 1,507.1 1,587.5 1,771.7 2,316.8 2,088.2 2,214.1 1,791.6 1. Indigenous 1,556.2 1,300.5 1,356.2 1,434.6 1,956.3 1,661.1 1,735.8 1,558.4 2. Imported 112.9 206.6 231.3 337.1 360.6 427.1 478.3 233.3 c. Other Textiles: 771.5 1,332.5 1,419.0 1,891.9 1,864.8 1,938.6 2,115.7 2,522.6 1. Indigenous 668.0 1,198.9 1,167.1 1,708.1 1,728.2 1,721.8 1,915.2 2,287.4 2. Imported 103.5 133.6 251.9 183.7 136.6 216.8 200.5 235.3 d. Machinery: 1,391.6 1,268.9 1,321.5 1,594.4 2,319.1 2,081.3 1,865.6 2,405.0 1. Indigenous 555.8 467.8 457.7 660.0 831.8 919.9 1,002.2 1,031.4 2. Imported 835.9 801.1 863.8 934.4 1487.2 1,161.4 863.3 1,373.6 e. Handloom Products 138.9 116.3 185.1 194.5 177.0 211.3 85.5 169.1 f. Carpets and Rugs 679.5 796.4 823.1 798.4 821.2 692.0 702.4 659.8

g. Readymade Garments 259.4 293.8 359.8 438.1 641.5 530.4 540.5 673.3 h. Cement and Cement Products: 185.2 258.7 270.4 351.2 312.3 268.2 333.2 329.3 1. Indigenous 151.3 206.4 250.8 290.8 194.1 196.7 260.8 284.0 2. Imported 33.9 52.3 19.6 60.4 118.1 71.5 72.3 45.3 i. Sports Goods 55.2 35.9 64.8 88.5 129.1 112.7 110.1 132.7 j. Surgical Instruments 48.4 167.6 126.8 450.4 132.3 94.6 162.3 153.0 k. Chemicals and Dyes 968.1 874.2 1,018.5 1,175.0 1,286.2 1,292.8 1,460.3 1,489.6 l. Other Finished Goods: 3,951.4 4,052.3 4,117.9 4,474.1 5,304.1 4,829.4 7,002.1 7,567.6 1. Indigenous 2,076.9 1,905.9 1,813.6 2,053.9 2,235.5 1,780.5 3,286.4 3,969.5 2. Imported 1,874.6 2,146.5 2,304.4 2,420.1 3,068.6 3,111.9 3,715.7 3,598.0 4. Fixed Assets including Machinery 4,347.0 5,075.1 5,179.4 6,569.5 7,912.1 10,085.1 9,967.4 10,566.3 5. Real Estate: 10,315.3 11,564.9 13,367.5 14,925.5 15,858.0 16,604.3 18,689.9 23,760.1 i. Land 6,328.6 6,800.0 8,176.9 8,733.0 9,689.1 8,678.2 10,264.1 14,062.7 ii. Buildings: 3,986.7 4,764.9 5,190.6 6,192.5 6,168.9 7,926.1 8,425.8 9,697.4 1. Residential 2,561.3 2,995.7 3,362.2 3,841.8 4,317.0 5,138.0 5,480.0 6,253.0 2. Non-Residential 1,425.4 1,769.2 1,828.4 2,350.7 1,851.9 2,788.1 2,945.8 3,444.4 6. Fixed Deposits & Insurance Policies: 1,143.8 1,295.5 1,235.8 1,952.0 2,026.6 1,806.5 1,994.7 2,627.6 i. Bank Deposits 1,098.6 1,629.6 1,124.5 1,874.7 1,959.4 1,681.4 1,878.7 2,498.8 ii. Insurance Policies 45.3 25.9 111.2 77.3 67.2 125.1 116.0 128.8 7. Others: 13,436.2 15,190.8 17,594.8 19,299.4 20,953.7 23,509.1 25,967.4 26,226.6 i. Other Secured Advances 6,654.8 6,733.7 8,337.5 9,071.8 9,690.1 11,205.6 13,843.3 13,549.3 ii. Advances Secured by Guarantee(s) 5,084.4 6,547.0 6,719.2 7,473.2 8,127.4 8,609.5 8,282.2 8,144.6 iii. Unsecured Advances 1,697.0 1,910.2 2,538.1 2,754.5 3,136.3 3,694.0 3,841.8 4,532.7

Total 66,479.7 75,490.8 81,145.8 91,466.5 97,366.4 102,479.4 111,899.5 123,978.8

214



1986 1987 1988 1989 Security

Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec. 1. Gold, Bullion, Gold & Silver Ornaments and Precious Metals 815.3 804.1 763.8 901.1 841.5 899.9 896.3 994.6 2. Securities, Shares and Other Financial Instruments: 13,952.9 15,211.3 14,525.0 5,007.6 5,499.3 7,927.0 6,696.8 6,761.6 i. Quoted on the Stock Exchange: 2,950.0 3,475.5 3,408.0 2,733.6 3,161.3 4,221.7 4,208.0 3,601.0 a. To Stock Brokers and Dealers: 1,067.3 1,090.7 852.7 893.2 1,009.4 1,578.7 1,239.9 1,346.6 1. Govt. and Other Trustee Securities 214.9 294.4 130.1 98.3 82.5 185.5 163.9 158.2 2. Shares and Debentures 538.8 654.8 580.9 683.2 666.9 967.7 827.7 825.4 3. Participation Term Certificates -- -- -- -- -- ... -- -- 4. Others 313.6 141.6 141.7 111.6 260.0 425.5 248.4 363.0 b. To Others: 1,882.7 2,384.7 2,555.3 1,840.4 2151.9 2,643.0 2,968.0 2,254.4 1. Govt. and Other Trustee Securities 948.3 1,141.0 1,471.0 800.0 1,159.2 998.9 1,858.0 852.0 2. Shares and Debentures 445.3 468.0 510.2 521.6 544.3 786.1 517.7 670.5 3. Participation Term Certificates 0.1 -- 9.5 3.3 ... 3.7 13.8 3.2 4. Others 489.0 775.7 564.7 515.6 448.5 854.3 578.4 728.7 ii. Unquoted on the Stock Exchange: 11,002.9 11,735.8 11,117.0 2,274.1 2338.0 3,705.3 2,488.9 3,160.6 a. To Stock Brokers and Dealers: 595.3 550.6 451.4 276.2 237.6 460.3 248.2 392.6 1. Govt. and Other Trustee Securities 328.5 341.0 213.6 140.5 137.3 157.8 160.2 134.6 2. Shares and Debentures 145.5 115.7 121.6 99.8 94.9 212.1 86.0 180.9 3. Participation Term Certificates 0.4 -- 1.2 -- -- -- -- -- 4. Others 120.9 94.0 115.6 35.9 5.4 90.4 2.0 77.1 b. To Others: 10,407.7 11,185.2 10,665.5 1,997.8 2,100.4 3,245.0 2,240.7 2,768.0 1. Govt. and Other Trustee Securities 9,329.3 10,165.5 9,703.0 1,191.9 1,245.2 1,339.4 1,612.7 1,142.5 2. Shares and Debentures 257.7 221.8 246.7 271.3 267.5 804.9 253.7 686.6 3. Participation Term Certificates 1.5 6.8 63.9 113.6 129.3 127.6 37.8 108.8 4. Others 819.2 791.1 652.0 421.1 458.4 973.1 336.5 830.1

3. Merchandise: 50,859.1 54,309.8 49,588.6 57,110.3 62,120.6 57,943.5 66,329.6 67,044.0 i. Food Items 8,169.0 7,727.0 8,884.2 12,268.0 14,079.8 12,446.9 17,435.2 14,401.2 a. Wheat 2,590.1 1,079.4 3,823.2 4,517.5 6,623.2 4,583.6 9,644.6 5,303.3 b. Rice and Paddy 1,644.7 1,391.2 1,015.6 3,717.7 2,896.9 3,771.9 2,787.4 4,364.1 c. Other Grain and Pulses 283.9 134.9 121.5 159.5 114.7 161.8 141.7 187.2 1. Indigenous 209.8 84.8 81.1 93.6 64.5 94.9 96.0 109.8 2. Imported 74.2 50.1 40.4 66.0 50.2 66.9 45.8 77.4 d. Edible Oils: 1,672.5 2,023.7 1,063.4 1,498.4 1,098.5 1,520.2 1,147.5 1,758.8 1. Indigenous 510.3 707.1 421.4 372.7 492.7 378.1 575.0 437.4 2. Imported 1,162.3 1,316.6 642.0 1,125.7 605.8 1,142.1 572.4 1,321.4 e. Sugar: 969.2 1,985.4 1,677.4 7,817.1 1,630.2 829.1 1,893.4 959.3 1. Indigenous 527.4 1,440.6 1,325.5 670.3 1,035.4 680.1 1,719.8 786.9 2. Imported 441.8 544.8 351.9 146.8 594.7 149.0 173.6 172.4 f. Kariana and Spices 79.1 145.1 166.2 352.8 327.0 357.9 476.6 414.2 g. Fish and Fish Preparation 334.2 364.1 377.6 496.2 508.7 503.4 490.2 582.4 h. Other Food Items: 595.2 603.3 639.3 708.7 880.6 719.0 853.8 831.9 1. Indigenous 282.1 415.0 373.2 433.2 509.6 439.5 545.0 508.5 2. Imported 313.1 188.3 266.2 275.6 371.0 279.5 308.8 323.4 ii. Raw Materials: 19,389.8 22,989.3 17,708.6 18,903.4 18,087.8 19,179.2 17,705.3 22,191.5 a. Cotton Raw 5,776.9 9,401.9 5,436.4 7,341.4 6041.3 5,448.5 4,416.7 6,304.2 1. Indigenous 3,888.8 6,637.4 3,542.7 5,1734 4,414.0 3,839.5 3,446.7 4,492.5 2. Imported 1,888.1 2,764.5 1,893.7 2,168.0 1,927.3 1,609.0 970.0 1,861.7 b. Synthetic Fibers: 416.8 515.3 383.8 438.6 514.9 445.0 715.1 514.8 1. Indigenous 135.1 151.7 105.3 65.5 213.8 66.4 298.6 76.8 2. Imported 281.7 363.6 378.5 373.2 301.2 378.6 416.5 438.0 c. Fertilizers: 1,548.6 936.3 803.5 527.3 615.6 535.0 779.7 619.0 1. Indigenous 1,321.4 901.0 767.0 386.5 485.6 392.1 567.0 453.7 2. Imported 227.1 35.3 36.5 140.8 130.0 142.9 212.7 165.3

215



1986 1987 1988 1989 Security

Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec. d. Petroleum Crude: 962.3 862.1 934.8 977.9 1,277.6 992.2 999.5 1,148.0 1. Indigenous 47.1 65.6 124.7 168.7 277.4 171.1 311.6 198.0 2. Imported 915.1 796.5 810.1 809.2 1,050.2 821.1 687.9 950.0 e. Iron and Steel 5,522.4 5,712.5 5,075.4 3,439.3 3,570.8 5,489.5 3,651.1 6,351.7 1. Indigenous 1,861.3 2,261.7 1,171.7 1,201.4 1,137.4 1,917.6 1,845.8 2,218.8 2. Imported 3,661.3 3,450.8 3,903.7 2,238.0 2,433.4 3,571.9 1,805.2 4,132.9 f. Wool and Goat Hair 436.9 340.6 380.5 417.4 411.6 423.5 809.0 490.0 g. Hides and Skins 896.5 1,064.2 1,050.3 1,257.0 1,175.9 1,275.3 1,438.5 1,475.6 h. Oil Seeds 46.4 187.4 173.5 220.9 172.7 224.1 249.7 259.3 i. Pesticides and Insecticides: 123.6 111.3 92.0 92.6 208.2 93.9 214.4 108.6 1. Indigenous 51.7 17.3 7.0 9.3 41.3 9.4 121.7 10.9 2. Imported 71.9 94.0 85.0 83.3 166.9 84.5 122.7 97.7 j. Other Raw Materials: 3,659.6 3,857.7 3,378.5 4,190.8 4,099.2 4,252.2 4,401.5 4,920.3 1. Indigenous 706.6 644.3 916.0 1,365.6 6,416.9 1,385.6 1,637.1 1,603.3 2. Imported 2,952.9 3,213.4 2,462.5 2,825.2 2,682.4 2,866.6 2,764.5 3,317.0 iii. Finished Manufactured Goods: 23,300.4 23,593.5 22,995.7 25,938.9 29,953.0 26,317.4 31,189.1 30,451.3 a. Cotton Textiles: 2,956.1 3,480.6 3,240.6 4,129.1 4,236.9 4,189.3 4,332.3 4,847.3 1. Indigenous 2,382.3 2,920.2 2,632.0 3,243.1 2,800.3 3,290.4 3,147.6 3,807.2 2. Imported 573.8 560.4 608.6 886.0 1,436.6 898.9 1,184.7 1,040.1 b. Cotton Yarn: 2,268.6 2,145.2 2,304.9 2,689.5 2,510.4 2,728.7 2,187.0 3,157.3 1. Indigenous 1,704.3 1,876.0 1,830.5 1,964.8 1,907.8 1,993.4 1,700.6 2,306.5 2. Imported 564.0 269.2 474.3 724.7 602.6 735.3 486.5 850.8 c. Other Textiles: 2,106.7 1,258.5 1,419.2 1,235.5 1,372.4 1,253.5 1,648.8 1,450.4 1. Indigenous 2,006.1 1,130.8 1,274.5 1,056.5 1,189.2 1,071.9 1,425.4 1,240.3 2. Imported 100.6 127.8 144.7 179.0 183.3 181.6 223.4 210.1 d. Machinery: 2,812.3 2,939.0 3,051.9 2,802.2 3,884.7 2,843.1 3,881.1 3,289.7 1. Indigenous 1,158.8 1,108.0 1,215.6 1,451.1 1,704.1 1,472.3 2,304.0 1,703.6 2. Imported 1,653.5 1,830.0 1,836.3 1,351.0 2,180.6 1,370.8 1,523.4 1,586.1 e. Handloom Products 201.4 75.2 90.6 190.6 99.9 193.4 338.8 223.8 f. Carpets and Rugs 716.3 636.0 826.0 1,014.6 2,019.9 1,029.4 1,234.3 1,191.1

g. Readymade Garments 709.6 923.8 1,091.3 879.3 958.7 892.1 1,907.5 1,032.2 h. Cement and Cement Products: 719.8 242.6 211.2 317.9 287.6 322.5 550.3 373.2 1. Indigenous 660.0 224.0 175.0 262.9 245.5 266.7 246.9 308.6 2. Imported 59.8 18.6 36.2 54.9 42.0 55.8 303.4 64.6 i. Sports Goods 121.5 116.2 154.5 203.7 246.4 206.7 341.7 239.2 j. Surgical Instruments 229.9 343.8 295.3 568.5 567.9 576.7 371.5 667.3 k. Chemicals and Dyes 2,170.3 3,285.9 1,997.6 1,940.0 2,614.0 1,968.0 3,231.5 2,277.1 l. Other Finished Goods: 8,287.7 8,146.6 8,312.7 9,968.1 11,154.4 10,114.0 11,157.4 11,702.7 1. Indigenous 3,587.4 3,557.1 3,067.0 3,844.7 4,050.6 3,901.0 4,952.6 4,513.8 2. Imported 4,700.3 4,589.5 5,245.7 6,123.4 7,103.7 6,213.9 6,204.9 7,188.9 4. Fixed Assets including Machinery 11,511.3 13,072.8 14,197.9 14,264.1 16,793.2 18,243.5 18,082.6 21,164.3 5. Real Estate: 26,667.9 28,463.0 32,892.5 33,954.7 37,571.2 38,976.3 47,825.9 43,079.9 i. Land 15,807.1 17,753.2 20,862.0 21,702.9 25,306.5 24,953.8 34,517.2 27,581.0 ii. Buildings: 10,860.7 10,682.7 12,030.5 12,251.9 12,264.7 14,022.5 13,298.7 15,498.9 1. Residential 7,759.7 7,239.2 8,010.5 7,738.9 8,806.6 8,841.5 8,897.0 9,772.4 2. Non-Residential 3,101.0 3,443.5 4,019.9 4,513.0 3,458.0 5,181.0 4,411.7 5,726.5 6. Fixed Deposits & Insurance Policies: 3,982.3 4,169.5 4,406.7 4,149.1 3,928.8 5,364.2 5,282.2 6,929.0 i. Bank Deposits 3,880.7 4,058.2 4,237.0 3,902.4 3,837.2 4,991.9 5,138.6 6,448.1 ii. Insurance Policies 101.6 111.4 169.6 246.7 91.6 372.3 143.7 480.9 7. Others: 25,887.3 31,548.0 32,783.6 37,465.1 36,296.5 39,350.8 33,384.6 40,493.8 i. Other Secured Advances 13,671.5 15,603.5 14,981.2 16,567.2 18,352.9 17,401.1 18,561.4 17,906.5 ii. Advances Secured by Guarantee(s) 8,113.4 10,286.2 12,445.5 15,133.2 13,677.8 15,894.9 10,321.9 16,356.6 iii. Unsecured Advances 4,102.3 5,658.3 5,356.9 5,764.7 4,265.9 6,054.8 4,501.3 6,230.7

Total 133,676.1 147,551.4 149,158.0 152,852.2 163,051.0 168,705.2 178,471.1 186,467.2

216


(Million Rupees) 1990 1991 1992 1993

Security Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

1. Gold, Bullion, Gold & Silver Ornaments and Precious Metals 1,098.9 998.7 1,329.3 1,142.6 1,319.8 1,481.3 1,348.4 1,853.1 2. Securities, Shares and Other Financial Instruments: 8,860.9 7,905.6 6,644.2 9,095.8 9,448.3 8,750.4 8,447.9 10,753.2 i. Quoted on the Stock Exchange: 6,091.9 4,210.3 4,743.5 4,844.2 7,870.8 6,910.0 6,647.5 8,400.8 a. To Stock Brokers and Dealers: 1,973.1 1,574.4 1,974.6 1,811.4 2,549.3 2,001.4 1,979.7 2,396.6 1. Govt. and Other Trustee Securities 176.7 185.0 99.0 212.8 228.3 382.1 637.4 146.9 2. Shares and Debentures 1,285.5 965.0 1,132.6 1,110.3 1,660.9 1,119.0 632.3 1,098.0 3. Participation Term Certificates 0.2 -- 0.3 -- 0.3 35.5 64.4 0.1 4. Others 510.9 424.4 742.7 488.3 659.8 464.8 645.7 1,151.6 b. To Others: 4,118.8 2,635.9 2,768.9 3,032.8 5,321.5 4,908.5 4,667.8 6,004.1 1. Govt. and Other Trustee

Securities 2,237.9 996.2 1,485.3 1,146.2 2,891.4 1,694.0 943.5 1,428.8

2. Shares and Debentures 804.6 783.9 702.1 901.9 1,039.5 1,657.1 2,295.4 2,809.8 3. Participation Term Certificates 13.3 3.7 18.6 4.3 17.1 -- -- 26.0 4. Others 1,063.0 852.1 562.9 980.4 1,373.5 1,557.4 1,428.9 1,739.5 ii. Unquoted on the Stock Exchange: 2,769.0 3,695.3 1,900.7 4,251.6 3,577.5 1,840.5 1,800.4 2,352.3 a. To Stock Brokers and Dealers: 162.6 459.0 142.4 528.1 210.0 256.4 267.7 249.1 1. Govt. and Other Trustee

Securities 102.6 157.4 85.0 181.1 132.6 77.6 172.0 117.4

2. Shares and Debentures 60.0 211.5 48.6 243.3 77.4 145.1 69.8 130.6 3. Participation Term Certificates -- -- -- -- -- -- -- -- 4. Others -- 90.1 8.7 103.7 -- 33.8 25.9 1.1 b. To Others: 2,606.4 3,236.3 1,758.3 3,723.5 3,367.5 1,584.0 1,532.7 2,103.2 1. Govt. and Other Trustee

Securities 1,380.8 1,335.8 1,479.2 1,536.9 1,679.3 1,364.4 1,361.6 1,933.3

2. Shares and Debentures 400.9 802.8 164.8 923.6 487.6 128.5 76.2 79.7 3. Participation Term Certificates 6.7 127.2 3.9 146.3 8.2 0.1 9.6 3.9 4. Others 818.1 970.5 110.3 1,116.7 1,192.4 91.1 85.3 86.3

3. Merchandise: 83,321.2 76,967.9 87,215.3 88,054.2 96,751.0 118,256.0 131,340.1 141,656.5 i. Food Items 28,269.8 16,532.9 28,063.3 18,914.3 30,826.3 29,082.6 38,764.5 37,349.6 a. Wheat 12,755.7 6,088.3 11,760.2 6,956.3 13,909.2 10,609.4 18,157.2 13,816.3 b. Rice and Paddy 9,284.4 5,010.1 7,680.4 5,731.8 10,123.9 10,173.8 12,020.8 13,457.5 c. Other Grain and Pulses 206.4 214.9 1,858.4 245.9 225.1 295.8 797.7 916.0 1. Indigenous 152.7 126.0 1,702.5 144.1 166.5 237.3 698.9 807.1 2. Imported 53.6 88.9 156.0 101.8 58.6 58.5 98.8 108.8 d. Edible Oils: 2,258.1 2,019.2 1,300.1 1,2310.0 2,462.3 2,919.1 2,739.3 3,624.0 1. Indigenous 760.8 502.2 865.7 574.5 829.6 1,570.6 1,009.3 1,375.5 2. Imported 1,497.3 1,517.0 434.4 1,735.5 1,632.7 1,348.5 1,730.1 2,248.4 e. Sugar: 1,852.9 1,101.3 3,454.5 1,259.9 2,020.5 2,164.9 2,049.9 2,078.9 1. Indigenous 1,498.7 903.4 988.9 1,033.5 1,634.2 1,406.7 1,356.2 1,336.0 2. Imported 354.2 197.9 2,465.6 226.4 386.3 758.1 693.6 742.8 f. Kariana and Spices 390.4 475.5 318.3 544.0 425.7 537.5 648.7 724.7 g. Fish and Fish Preparation 484.9 668.6 564.8 764.8 528.8 310.3 620.5 577.1 h. Other Food Items: 1,037.0 955.0 1,106.6 1,092.6 1,130.8 2,071.7 1,730.4 2,155.3 1. Indigenous 557.5 583.7 663.4 667.8 608.0 1,744.2 1,363.4 1,772.6 2. Imported 479.5 371.3 443.2 424.8 522.8 327.5 367.0 382.7 ii. Raw Materials: 19,961.8 25,476.3 20,136.5 29,145.8 22,179.4 27,530.3 25,953.9 30,088.2 a. Cotton Raw 3,513.9 7,237.4 3,806.0 8,279.8 3,904.2 13,161.3 8,250.7 11,531.2 1. Indigenous 2,382.5 5,100.1 2,512.6 5,834.7 2,647.1 8,505.2 6,143.6 9,306.7 2. Imported 1,131.4 2,137.3 1,293.4 2,445.1 1,257.1 4,656.2 2,107.2 2,224.5 b. Synthetic Fibers: 848.5 591.0 1,297.4 676.1 924.8 1,211.7 1,127.3 1,372.7 1. Indigenous 328.9 88.2 708.8 100.9 358.5 727.6 579.2 870.2 2. Imported 519.6 502.8 588.5 575.2 566.3 484.2 548.2 502.5 c. Fertilizers: 2,064.7 710.6 2,177.1 813.0 2,294.1 788.8 848.0 2,471.5 1. Indigenous 1,929.4 520.8 2,116.5 595.8 2,143.8 747.1 763.4 605.5 2. Imported 135.3 189.8 60.5 217.2 150.3 41.7 84.6 1,865.9

217


(Million Rupees)

1990 1991 1992 1993


d. Petroleum Crude: 1,183.5 1,317.9 1,242.2 1,507.7 1,315.0 663.9 2,915.0 1,132.1 1. Indigenous 529.4 227.3 455.4 260.0 588.2 391.8 279.1 350.1 2. Imported 654.2 1,090.6 786.8 1,247.7 726.8 272.1 2,635.9 782.0 e. Iron and Steel 5,907.9 7,291.9 4,047.6 8,342.2 6,564.3 3,069.5 4,098.2 2,534.3 1. Indigenous 2,369.1 2,547.2 2,077.8 2,914.1 2,632.3 1,605.0 2,411.4 1,233.1 2. Imported 3,538.8 4,744.7 1,969.8 5,428.1 3,932.0 1,464.5 1,686.8 1,301.2 f. Wool and Goat Hair 463.7 562.5 439.5 643.5 515.2 501.0 315.1 654.2 g. Hides and Skins 1,282.6 1,694.0 1,471.5 1,938.0 1,425.1 1,948.9 2,242.4 2,531.8 h. Oil Seeds 338.5 297.7 114.3 340.6 376.0 349.3 371.8 319.3 i. Pesticides and Insecticides: 214.4 124.7 198.6 142.7 238.2 204.5 266.6 179.8 1. Indigenous 137.0 12.5 114.4 14.3 152.2 140.2 141.8 36.2 2. Imported 77.4 112.2 84.2 128.4 86.0 64.3 124.8 143.6 j. Other Raw Materials: 4,144.1 5,648.6 5,342.3 6,462.2 4,622.5 5,631.2 5,518.8 7,361.5 1. Indigenous 1,708.1 1,840.6 1,919.1 2,105.7 1,905.2 2,081.2 1,761.5 3,362.7 2. Imported 2,436.0 3,808.0 3,423.2 4,356.5 2,717.3 3,550.0 3,757.3 3,998.8 iii. Finished Manufactured Goods: 35,089.5 34,958.7 39,015.5 39,994.1 43,745.3 61,643.4 66,621.6 74,218.8 a. Cotton Textiles: 5,078.6 5,564.8 6,025.1 6,366.3 6,331.4 10,340.3 10,471.7 9,219.4 1. Indigenous 4,137.8 4,370.7 4,826.8 5,000.2 5,158.5 8,640.7 9,499.2 8,101.2 2. Imported 940.9 1,194.1 1,198.2 1,366.1 1,172.9 1,699.6 972.5 1,118.2 b. Cotton Yarn: 3,163.8 3,624.6 2,875.5 4,146.7 3,944.2 3,906.8 3,648.7 5,032.2 1. Indigenous 2,585.3 2,647.9 1,979.3 3,029.8 3,223.0 2,914.6 2,468.4 3,700.7 2. Imported 578.5 976.7 896.1 1,117.4 721.2 992.2 1,180.3 1,331.5 c. Other Textiles: 2,453.6 1,665.2 2,598.4 1,905.1 3,058.8 3,907.9 4,288.8 5,107.9 1. Indigenous 2,053.4 1,424.0 2,296.2 1,629.2 2,559.8 3,295.3 3,434.0 4,906.4 2. Imported 400.2 241.2 302.3 275.9 499.0 612.7 854.8 201.5 d. Machinery: 3,301.7 3,776.6 3,789.9 4,320.5 4,116.2 8,815.1 12,443.0 15,323.5 1. Indigenous 1,709.7 1,955.7 2,019.9 2,237.4 2,131.5 5,298.5 5,624.5 8,027.6 2. Imported 1,592.0 1,820.9 1,770.0 2,083.1 1,984.7 3,516.6 6,818.5 7,295.9 e. Handloom Products 286.0 256.9 277.9 293.9 356.7 1,402.4 626.9 806.5 f. Carpets and Rugs 1,597.6 1,367.4 2,461.0 1,564.4 1,991.6 1,857.2 1,738.5 2,158.6

g. Readymade Garments 1,887.2 1,185.0 2,124.0 1,355.7 2,352.7 2,192.2 2,696.1 3,262.6 h. Cement and Cement Products: 312.0 428.4 329.5 490.1 389.0 953.5 783.6 1,164.3 1. Indigenous 241.4 354.1 283.0 405.1 300.9 442.8 457.1 531.2 2. Imported 70.6 74.3 46.5 85.0 88.1 510.6 326.6 633.1 i. Sports Goods 405.2 274.6 356.4 314.2 505.2 317.4 481.6 438.0 j. Surgical Instruments 294.1 766.1 341.4 876.4 366.7 444.6 465.4 329.4 k. Chemicals and Dyes 3,107.2 2,614.2 3,125.7 2,990.8 3,873.7 4,690.8 6,386.1 6,780.3 l. Other Finished Goods: 13,202.4 13,434.9 14,710.7 15,370.0 16,459.1 22,815.0 22,591.1 24,596.1 1. Indigenous 5,581.3 5,181.9 5,036.2 5,928.3 6,958.1 9,815.3 8,846.4 9,886.1 2. Imported 7,621.1 8,253.0 9,674.5 9,441.7 9,501.0 12,999.6 13,744.7 14,710.1 4. Fixed Assets including Machinery 21,933.3 24,297.0 23,322.7 27,796.7 31,337.8 30,795.7 35,282.1 40,983.2 5. Real Estate: 49,216.2 54,456.6 56,022.2 62,248.9 65,587.3 74,564.8 71,462.2 77,475.3 i. Land 32,124.5 36,663.5 38,001.7 41,909.8 43,504.8 49,301.7 47,345.4 48,449.9 ii. Buildings: 17,091.7 17,793.1 18,020.5 20,339.1 22,082.5 25,263.1 24,116.8 29,025.4 1. Residential 11,599.4 11,218.9 12,733.8 12,824.2 14,986.4 18,111.6 18,311.0 20,146.2 2. Non-Residential 5,492.3 6,574.2 5,286.1 7,514.9 7,096.1 7,151.5 5,805.8 8,879.2 6. Fixed Deposits & Insurance Policies: 5,293.1 7,954.6 6,594.8 9,100.4 11,838.7 11,751.9 14,712.4 17,317.3 i. Bank Deposits 5,038.0 7,402.5 6,539.7 8,468.7 11,268.1 10,983.9 13,847.0 15,513.9 ii. Insurance Policies 255.1 552.1 55.1 631.7 570.6 767.9 865.4 1,803.3 7. Others: 47,266.3 46,487.7 54,199.6 53,183.7 64,068.2 68,725.8 81,448.6 74,356.8 i. Other Secured Advances 29,595.3 20,557.0 31,082.2 23,517.9 31,115.6 45,987.0 54,540.8 49,065.7 ii. Advances Secured by Guarantee(s) 12,729.7 18,777.7 16,526.9 21,482.4 23,254.8 16,685.1 17,785.5 18,260.8 iii. Unsecured Advances 4,941.3 7,153.0 6,590.5 8,183.4 9,697.8 6,053.7 9,122.3 7,030.4

Total 216,989.9 219,068.1 235,328.1 250,622.3 280,351.1 314,325.9 344,041.6 364,395.4

218



1994 1995 1996

Security Jun. Dec. Jun. Dec. Jun. Dec.

1. Gold, Bullion, Gold & Silver Ornaments and Precious Metals 864.3 797.8 930.7 881.4 1,045.8 512.9 2. Securities, Shares and Other Financial 9,583.3 11,386.2 13,837.0 12,067.0 15,899.4 14,791.1 Instruments: 6,814.8 8,897.9 10,710.0 7,707.1 13,349.4 12,327.9 i. Quoted on the Stock Exchange: 1,966.7 2,911.7 3,631.4 2,082.5 5,219.6 3,583.2 a. To Stock Brokers and Dealers: 432.1 464.9 541.9 655.3 2,084.8 904.8 1. Govt. and Other Trustee Securities 745.6 1,947.5 2,427.4 1,346.3 2,553.6 2,005.1 2. Shares and Debentures 0.9 0.1 0.1 0.1 - 0.6 3. Participation Term Certificates 788.0 499.1 662.0 80.8 581.3 672.7 4. Others 4,848.2 5,986.1 7,078.7 5,624.6 8,129.7 8,744.6 b. To Others: 1,064.0 1,218.8 1,283.5 999.9 1,814.2 2,176.0 1. Govt. and Other Trustee Securities 2,519.2 3,388.9 4,639.4 3,673.9 5,529.9 5,262.9 2. Shares and Debentures -- -- -- - - - 3. Participation Term Certificates 1,265.0 1,378.5 1,155.7 950.8 785.6 1,305.7 4. Others 2,768.5 2,488.3 3,127.0 4,359.9 2,550.0 2,463.3 ii. Unquoted on the Stock Exchange: 232.6 446.3 415.2 671.0 171.8 473.0 a. To Stock Brokers and Dealers: 124.7 338.0 248.4 564.3 137.7 428.2 1. Govt. and Other Trustee Securities 99.0 104.2 62.9 65.8 18.9 23.5 2. Shares and Debentures -- -- -- 1.3 - 0.3 3. Participation Term Certificates 8.9 4.1 103.9 39.7 15.2 20.9 4. Others 2,535.9 2,042.0 2,711.8 3,688.9 2,378.2 1,990.3 b. To Others: 1,577.1 1,546.7 2,174.8 2,825.7 1,420.0 1,699.4 1. Govt. and Other Trustee Securities 80.6 121.8 125.9 420.3 190.0 125.1 2. Shares and Debentures 1.8 0.1 1.6 - - 19.8 3. Participation Term Certificates 876.4 373.4 409.4 442.9 768.2 145.9 4. Others

3. Merchandise: 143,896.2 146,280.7 165,293.9 177,092.9 183,563.1 192,184.3 i. Food Items 44,956.3 36,461.4 48,462.1 50,943.1 57,230.4 48,778.6 a. Wheat 19,841.3 13,259.7 21,464.9 20,179.7 29,513.7 16,967.4 b. Rice and Paddy 15,377.9 13,392.6 15,655.2 16,870.0 13,421.9 15,680.5 c. Other Grain and Pulses 526.8 378.2 722.0 927.3 865.6 292.9 1. Indigenous 413.9 138.4 340.9 864.8 862.3 193.8 2. Imported 112.9 239.7 381.0 62.5 3.4 99.0 d. Edible Oils: 3,366.3 4,221.9 4,414.9 6,289.0 6,687.6 7,739.9 1. Indigenous 1,780.4 1,637.0 2,257.7 4,176.3 5,461.2 3,848.1 2. Imported 1,585.9 2,585.0 2,157.2 2,112.6 1,226.4 3,891.8 e. Sugar: 2,539.4 2,288.0 3,008.0 3,161.3 3,729.8 4,429.9 1. Indigenous 1,645.2 1,650.9 1,744.0 2,464.6 3,244.0 3,018.6 2. Imported 894.2 637.1 1,264.0 696.7 485.8 1,411.3 f. Kariana and Spices 325.7 576.3 566.5 855.4 902.7 949.2 g. Fish and Fish Preparation 905.6 481.5 492.2 1,048.7 466.3 998.8 h. Other Food Items: 2,073.2 1,863.1 1,838.4 1,611.8 1,642.9 1,720.1 1. Indigenous 1,899.3 1,154.9 1,405.0 1,284.2 1,213.1 970.5 2. Imported 174.0 708.2 433.3 327.6 429.8 749.6 ii. Raw Materials: 24,996.6 30,600.3 32,826.4 37,272.0 36,254.0 42,774.7 a. Cotton Raw 8,507.8 13,474.8 13,070.5 17,743.6 13,962.5 17,256.3 1. Indigenous 6,044.9 10,908.4 10,185.4 13,936.9 11,199.7 13,820.8 2. Imported 2,462.8 2,566.5 2,885.1 3,806.7 2,762.8 3,435.5 b. Synthetic Fibers: 960.8 1,180.3 1,016.1 1,657.6 1,276.7 3,239.0 1. Indigenous 351.5 366.9 198.4 989.2 677.5 2,131.6 2. Imported 609.3 813.4 317.7 668.4 599.2 1,107.4 c. Fertilizers: 2,024.3 902.2 1,441.3 1,457.0 1,731.3 4,106.1 1. Indigenous 715.4 306.1 1,424.8 1,435.8 475.6 1,527.4 2. Imported 1,308.9 596.1 16.5 21.2 1,255.7 2,578.7

219



1994 1995 1996

Security Jun. Dec. Jun. Dec. Jun. Dec.

d. Petroleum Crude: 1,275.9 2,011.8 1,677.3 1,045.4 2,810.9 2,842.0 1. Indigenous 320.5 712.2 551.9 173.5 1,449.4 740.4 2. Imported 955.4 1,299.6 1,125.3 871.9 1,361.5 2,101.6 e. Iron and Steel 2,669.4 3,365.8 3,734.1 4,466.9 5,146.7 4,924.7 1. Indigenous 894.5 977.4 1,409.8 1,946.4 2,604.4 2,410.4 2. Imported 1,774.8 2,388.4 2,324.3 2,520.5 2,542.3 2,514.3 f. Wool and Goat Hair 539.7 553.2 622.0 878.3 691.4 794.7 g. Hides and Skins 2,446.1 1,814.2 2,419.7 2,156.5 2,765.3 2,394.8 h. Oil Seeds 414.9 783.8 216.2 712.2 693.3 991.8 i. Pesticides and Insecticides: 156.9 107.6 133.7 224.6 291.5 397.1 1. Indigenous 51.9 41.5 46.2 42.9 53.3 150.9 2. Imported 105.1 66.1 87.5 181.7 238.3 246.1 j. Other Raw Materials: 6,000.8 6,406.6 8,495.5 6,930.1 6,884.5 6,828.2 1. Indigenous 2,393.4 2,473.9 3,027.9 2,113.9 2,283.9 2,762.0 2. Imported 3,607.4 3,932.7 5,467.7 4,816.2 4,600.6 4,066.3 iii. Finished Manufactured Goods: 73,943.4 79,219.0 84,005.5 88,877.7 90,078.7 99,631.0 a. Cotton Textiles: 9,584.9 11,263.8 14,122.1 13,018.7 13,326.4 17,396.0 1. Indigenous 8,011.6 9,399.4 12,618.7 11,032.9 11,158.3 13,485.8 2. Imported 1,573.4 1,864.4 1,503.5 1,985.8 2,168.1 3,910.2 b. Cotton Yarn: 4,293.8 5,756.5 4,610.5 6,683.3 6,619.3 7,414.5 1. Indigenous 3,000.2 4,415.4 3,193.7 4,736.6 4,937.4 4,853.8 2. Imported 1,293.5 1,341.1 1,416.8 1,946.7 1,681.9 2,560.7 c. Other Textiles: 5,027.7 6,370.2 7,306.5 8,613.7 8,657.9 10,745.8 1. Indigenous 4,858.2 5,792.0 7,008.9 7,411.4 6,985.9 8,198.0 2. Imported 169.5 578.2 297.7 1,202.4 1,672.0 2,547.8 d. Machinery: 15,556.6 15,400.8 15,263.6 14,094.8 14,769.9 17,843.8 1. Indigenous 6,930.0 7,441.2 8,697.8 7,415.3 8,716.4 9,306.9 2. Imported 8,626.6 7,959.6 6,565.8 6,679.5 6,053.5 8,536.8 e. Handloom Products 813.1 591.3 129.4 74.0 133.5 379.6 f. Carpets and Rugs 2,603.8 2,467.7 1,816.1 1,579.4 2,577.4 2,152.0

g. Readymade Garments 2,782.3 4,218.7 4,549.7 5,859.4 4,229.2 5,090.5 h. Cement and Cement Products: 1,046.9 624.1 1,171.2 1,074.7 997.4 921.5 1. Indigenous 537.7 599.0 1,140.9 920.2 952.9 896.0 2. Imported 509.1 25.1 30.3 153.9 44.5 25.5 i. Sports Goods 515.1 498.5 1,016.6 512.1 518.7 605.4 j. Surgical Instruments 290.0 321.5 343.6 459.7 604.7 707.3 k. Chemicals and Dyes 6,127.4 5,717.0 5,546.3 6,391.1 7,024.5 7,278.3 l. Other Finished Goods: 25,301.8 25,988.9 28,129.7 30,516.7 30,619.7 29,096.2 1. Indigenous 11,907.5 9,803.5 12,602.7 12,025.8 12,587.8 13,105.0 2. Imported 13,394.3 16,185.4 15,527.0 18,490.9 18,031.9 15,991.2 4. Fixed Assets including Machinery 43,396.8 47,713.7 52,115.1 59,297.3 55,626.8 50,173.0 5. Real Estate: 77,716.5 94,979.5 99,038.2 108,832.5 109,784.5 124,773.2 i. Land 45,870.2 57,612.5 55,280.2 63,815.7 63,333.9 68,792.2 ii. Buildings: 31,846.3 37,366.9 43,758.0 45,016.8 46,450.6 55,981.0 1. Residential 21,499.5 24,754.6 29,455.6 29,110.6 31,280.0 38,270.4 2. Non-Residential 10,346.7 12,612.3 14,302.4 15,906.1 15,170.5 17,710.6 6. Fixed Deposits & Insurance Policies: 17,842.2 20,968.1 24,351.4 25,838.0 27,739.9 36,042.4 i. Bank Deposits 16,442.4 19,947.6 22,919.1 24,971.4 25,638.8 34,358.9 ii. Insurance Policies 1,399.8 1,020.4 1,432.4 866.6 2,101.1 1,683.5 7. Others: 102,258.8 90,251.9 98,346.8 111,400.8 108,985.7 129,780.8 i. Other Secured Advances 71,304.8 54,235.9 66,841.8 67,590.3 66,162.8 73,046.5 ii. Advances Secured by Guarantee(s) 24,165.3 25,696.1 20,355.9 30,999.5 29,761.5 41,106.7 iii. Unsecured Advances 6,788.7 10,320.0 11,149.1 12,811.0 13,061.4 15,627.6

Total 395,558.1 412,377.9 453,913.0 495,409.9 502,645.1 548,257.7

220



1997 1998 1999 2000


1. Gold, Bullion, Gold & Silver Ornaments and Precious Metals 933.9 1,178.4 2,214.0 2,132.1 213.1 265.6 659.7 770.5 2. Securities, Shares and Other Financial Instruments: 19,691.0 17,944.0 18,818.0 24,081.8 23,372.4 25,978.7 30,822.8 37,044.8 i. Quoted on the Stock Exchange: 14,485.5 13,482.4 13,581.0 17,777.3 13,898.9 14,584.2 15,645.5 18,641.5 a. To Stock Brokers and Dealers: 3,998.0 5,152.6 6,060.0 6,690.3 6,948.6 7,883.0 4,472.4 6,676.6 1. Govt. and Other Trustee Securities 977.5 645.7 932.7 987.6 1,992.8 1,437.6 1,600.2 2,451.8 2. Shares and Debentures 2,261.3 3,193.2 4,687.2 4,817.4 4,614.9 6,289.2 1,942.8 3,938.8 3. Participation Term Certificates 62.4 0.5 - 222.5 8.4 4.8 15.0 11.3 4. Others 696.8 1,313.2 440.1 662.8 332.6 151.5 914.5 274.7 b. To Others: 10,487.5 8,329.8 7,520.9 11,086.9 6,950.4 6,701.2 11,173.1 11,964.9 1. Govt. and Other Trustee Securities 2,521.0 2,136.0 2,360.6 2,908.8 2,483.5 3,152.5 7,724.6 8,444.4 2. Shares and Debentures 5,076.5 5,033.4 3,823.9 5,575.2 3,921.2 3,201.3 3,039.2 3,316.2 3. Participation Term Certificates 16.1 - 0.5 11.2 12.2 129.8 4.5 90.9 4. Others 2,874.0 1,160.4 1,335.9 2,591.8 533.5 217.5 404.8 113.4 ii. Unquoted on the Stock Exchange: 5,205.5 4,461.6 5,237.1 6,304.6 9,473.4 11,394.5 15,177.3 18,403.4 a. To Stock Brokers and Dealers: 633.8 790.2 691.8 1,242.3 818.6 1,964.4 2555.3 840.3 1. Govt. and Other Trustee Securities 225.3 498.0 621.7 856.8 684.8 1,704.6 2464.9 749.9 2. Shares and Debentures 316.9 227.6 20.7 269.3 70.6 210.0 - 54.3 3. Participation Term Certificates - 0.5 - 5.0 2.1 5.1 57.6 0.4 4. Others 91.6 64.1 49.4 111.1 61.1 44.6 32.8 35.7 b. To Others: 4,571.7 3,671.4 4,545.3 5,062.3 8,654.8 9,430.1 12,622.0 17,563.0 1. Govt. and Other Trustee Securities 3,745.2 2,537.8 3,277.5 3,847.5 5,663.4 6,594.8 10,145.1 14,894.2 2. Shares and Debentures 148.2 273.1 134.6 227.3 173.0 226.3 203.3 178.2 3. Participation Term Certificates - 3.9 11.9 3.4 27.1 0.3 71.8 75.1 4. Others 678.3 856.6 1,121.3 984.0 2,791.3 2,608.7 2,201.9 2,415.6

3. Merchandise: 215,643.5 233,119.4 267,669.6

263,800.0 260,036.1 260,533.7 303,563.9 348,151.5 i. Food Items 62,848.4 69,601.4 85,336.0 53,216.4 61,317.9 61,450.0 110,917.6 130,845.1 a. Wheat 30,242.9 29,926.0 38,527.2 28,187.5 38,805.5 33,168.2 79,048.3 99,664.0 b. Rice and Paddy 10,919.1 16,071.9 16,917.6 5,236.4 3,343.8 6,511.2 5,251.7 6,438.1 c. Other Grain and Pulses 344.3 531.1 806.5 549.9 357.3 605.2 2,186.8 1,115.2 1. Indigenous 221.0 397.9 456.9 396.9 311.6 508.7 1,990.3 926.6 2. Imported 123.3 133.2 349.6 153.0 45.7 96.6 196.5 188.6 d. Edible Oils: 8,992.8 8,781.4 10,679.9 7,261.1 5,255.9 5,024.4 4,963.0 4,625.5 1. Indigenous 5,467.4 4,862.4 8,731.8 3,183.6 3,249.4 3,379.6 2,835.3 2,580.6 2. Imported 3,525.3 3,919.0 1,948.1 4,077.6 2,006.5 1,644.8 2,127.7 2,044.9 e. Sugar: 7,957.2 6,784.5 10,487.5 5,635.9 8,776.2 8,569.4 11,877.6 11,297.9 1. Indigenous 5,742.0 5,972.6 9,493.3 5,484.7 7,359.4 7,701.0 11,120.0 10,849.5 2. Imported 2,215.2 811.9 994.2 151.2 1,416.8 868.4 757.6 448.3 f. Kariana and Spices 953.7 3,444.0 1,185.7 1,146.2 1,072.1 2,556.5 2,183.9 2,476.0 g. Fish and Fish Preparation 323.5 1,156.4 1,141.6 1,398.7 963.8 1,682.9 1,041.2 1,023.0 h. Other Food Items: 3,115.0 2,906.0 4,590.0 3,800.7 2,743.3 3,332.1 4,365.0 4,205.3 1. Indigenous 2,706.1 2,066.1 3,017.7 2,382.8 2,189.3 1,920.7 2,947.8 3,347.2 2. Imported 408.9 840.0 1,572.4 1,417.8 554.0 1,411.4 1,417.1 858.0 ii. Raw Materials: 46,432.8 54,349.3 60,423.2 72,769.3 73,354.6 76,870.4 57,598.5 69,833.6 a. Cotton Raw 18,603.0 24,475.1 24,074.3 33,380.3 29,093.9 31,788.0 21,923.4 30,044.5 1. Indigenous 15,987.1 20,388.0 20,795.6 30,321.6 25,949.5 27,337.0 19,928.7 26,417.1 2. Imported 2,615.9 4,087.1 3,278.6 3,058.7 3,144.4 4,451.0 1,994.7 3,627.4 b. Synthetic Fibers: 1,807.8 1,793.5 1,875.9 3,460.1 3,793.3 3,502.2 3,807.0 4,716.8 1. Indigenous 1,045.8 793.2 1,139.4 1,874.7 2,572.4 2,635.3 3,063.7 3,866.6 2. Imported 762.1 1,000.3 736.5 1,585.4 1,220.9 866.8 743.4 850.2 c. Fertilizers: 2,708.2 2,927.4 1,607.6 3,625.6 2,397.2 3,773.8 4,221.9 2,854.1 1. Indigenous 2,353.7 2,904.4 1,597.7 3,609.1 1,987.2 2,190.6 3,655.8 2,195.7 2. Imported 354.5 22.8 9.9 16.5 409.9 1,583.2 566.1 658.4

221



1997 1998 1999 2000


d. Petroleum Crude: 4,460.4 4,722.7 7,349.4 7,046.3 7,704.0 9,178.4 6,221.9 7,272.2 1. Indigenous 1,479.0 2,106.6 5,074.7 5,329.4 5,243.3 4,062.3 3,036.0 3,704.3 2. Imported 2,981.5 2,616.1 2,274.7 1,716.9 2,460.7 5,116.1 3,186.0 3,567.9 e. Iron and Steel 5,095.0 4,249.3 5,018.4 5,538.4 10,812.7 10,221.7 5,899.6 5,370.5 1. Indigenous 4,020.5 2,458.8 2,805.6 3,934.4 8,224.9 6,106.8 3,546.3 3,009.3 2. Imported 1,074.6 1,790.5 2,212.9 1,604.0 2,587.8 4,114.9 2,353.2 2,361.3 f. Wool and Goat Hair 1,255.2 987.8 1,054.2 1,352.3 713.6 526.1 1,002.1 2,148.8 g. Hides and Skins 3,854.6 2,845.1 4,528.1 3,379.9 4,078.8 4,829.8 3,123.8 3,847.6 h. Oil Seeds 302.3 471.6 739.0 1,229.6 230.6 425.8 835.5 865.7 i. Pesticides and Insecticides: 510.5 534.4 816.5 671.3 461.5 568.3 729.3 904.8 1. Indigenous 52.7 106.4 298.7 244.7 94.3 187.7 411.9 640.1 2. Imported 457.8 428.0 517.8 426.6 367.3 380.6 317.4 264.8 j. Other Raw Materials: 7,835.7 11,342.7 13,359.8 13,085.4 14,068.9 12,056.4 9,833.9 11,808.7 1. Indigenous 3,245.8 6,649.3 6,540.7 6,206.7 7,182.6 6,639.7 5,137.9 6,463.1 2. Imported 4,589.9 4,693.5 6,819.0 6,878.7 6,886.3 5,416.7 4,696.0 5,345.5 iii. Finished Manufactured Goods: 106,362.4 109,198.7 121,910.4 137,814.3 125,363.7 122,213.3 135,047.9 147,472.8 a. Cotton Textiles: 18,100.9 19,348.3 20,621.4 26,007.9 24,837.3 28,071.2 37,464.5 38,660.1 1. Indigenous 16,596.1 16,459.2 17,827.9 23,708.7 20,745.8 22,239.2 29,194.2 29,207.3 2. Imported 1,504.7 2,889.1 2,793.5 2,299.2 4,091.5 5,832.0 8,270.2 9,452.8 b. Cotton Yarn: 8,398.5 8,805.1 7,338.9 11,175.0 11,718.7 10,192.2 6,528.1 9,307.1 1. Indigenous 7,609.4 7,929.3 5,694.2 8,756.5 9,995.0 8,079.1 5,081.0 7,628.6 2. Imported 789.1 875.8 1,644.7 2,418.5 1,723.7 2,113.1 1,447.1 1,678.5 c. Other Textiles: 8,089.2 9,630.6 9,065.4 12,024.9 7,668.2 11,242.5 16,296.0 17,891.4 1. Indigenous 7,283.5 8,060.5 8,400.3 8,089.0 7,109.9 9,346.7 15,226.7 17,420.1 2. Imported 805.7 1,570.2 665.1 3,935.9 558.3 1,895.8 1,069.3 471.3 d. Machinery: 21,570.3 17,332.1 18,998.9 21,176.0 19,297.7 17,274.8 14,860.0 15,661.9 1. Indigenous 11,226.8 10,374.6 9,587.6 10,175.2 8,603.8 7,155.5 8,424.8 7,758.4 2. Imported 10,343.5 6,957.5 9,411.3 11,000.8 10,693.9 10,119.3 6,435.2 7,903.5 e. Handloom Products 242.2 1,168.6 145.4 448.4 1,295.7 1,410.3 85.7 91.6 f. Carpets and Rugs 1,944.9 1,628.9 2,136.3 2,062.9 1,376.9 852.4 1,127.0 1,042.7

g. Readymade Garments 6,579.3 7,075.3 6,658.3 7,552.7 10,242.7 9,135.3 8,579.8 8,194.9 h. Cement and Cement Products: 885.9 1,536.7 2,797.9 3,573.1 3,876.0 3,929.6 4,478.2 4,879.2 1. Indigenous 835.7 1,366.3 2,529.6 3,366.0 3,528.8 3,815.6 4,120.4 4,530.2 2. Imported 50.2 170.3 268.2 207.1 347.2 114.0 357.8 349.0 i. Sports Goods 1,468.8 725.5 721.9 1,052.7 1,466.3 1,641.4 1,291.9 1,837.0 j. Surgical Instruments 772.0 542.3 553.1 615.1 546.3 512.8 485.0 602.7 k. Chemicals and Dyes 7,207.0 6,784.2 10,152.5 13,682.4 10,899.8 10,257.8 14,936.7 14,971.6 l. Other Finished Goods: 31,103.4 34,621.0 42,720.4 38,443.2 32,138.1 27,693.2 28,915.0 34,332.6 1. Indigenous 17,245.8 19,209.2 21,951.1 24,812.2 21,969.4 20,038.8 19,985.7 24,545.8 2. Imported 13,857.6 15,411.8 20,769.3 13,631.0 10,168.7 7,654.3 8,929.3 9,786.9 4. Fixed Assets including Machinery 70,597.9 76,380.1 79,869.7 81,442.4 87,481.2 90,319.7 97,701.4 107,740.6 5. Real Estate: 118,091.4 132,774.7 134,529.6 144,403.2 170,008.6 176,649.4 172,235.4 182,737.4 i. Land 62,586.1 78,882.2 83,641.3 94,591.1 97,506.6 102,173.5 99,091.7 107,164.8 ii. Buildings: 55,505.3 53,892.4 50,888.3 49,812.1 72,502.0 74,475.9 73,143.7 75,572.6 1. Residential 36,905.4 35,721.6 29,745.8 31,148.8 45,945.5 47,832.6 46,603.2 49,635.1 2. Non-Residential 18,599.9 18,170.8 21,142.6 18,663.3 26,556.4 26,643.3 26,540.5 25,937.6 6. Fixed Deposits & Insurance Policies: 44,112.4 51,622.1 52,997.3 50,597.3 47,246.5 44,833.3 45,121.3 43,165.7 i. Bank Deposits 40,988.0 50,003.6 47,899.6 45,493.0 40,798.6 39,654.6 42,502.1 42,584.3 ii. Insurance Policies 3,124.5 1,618.6 5,097.7 5,104.3 6,447.9 5,178.7 2,619.2 581.4 7. Others: 108,847.4 109,558.4 112,895.8 113,777.7 132,566.7 144,332.9 147,369.6 142,947.0 i. Other Secured Advances 75,495.4 77,140.1 74,415.1 70,924.0 90,021.1 97,156.0 100,568.1 98,021.1 ii. Advances Secured by Guarantee(s) 25,530.6 24,778.9 28,597.7 30,026.0 32,546.4 38,829.3 39,392.4 36,644.8 iii. Unsecured Advances 7,821.4 7,639.5 9,883.1 12,827.8 9,999.2 8,347.6 7,409.2 8,281.1

Total 577,917.6 622,607.1 668,994.0 680,234.5 720,924.4 742,913.3 797,474.1 862,557.5

222



2001 2002

Security Jun. Dec. Jun. Dec.

1. Gold, Bullion, Gold & Silver Ornaments 896.6 331.8 1,380.8 1,205.8 and Precious Metals 2. Securities, Shares and Other Financial Instruments: 41,974.3 39,179.0 37,252.7 39,472.1 i. Quoted on the Stock Exchange: 26,258.5 24,380.9 25,390.9 24,536.1 a. To Stock Brokers and Dealers: 6,892.3 4,517.4 5,499.9 8,603.8 1. Govt. and Other Trustee Securities 2,930.1 2,577.7 3,647.5 2,928.3 2. Shares and Debentures 3,793.5 1,819.6 1,489.9 4,216.8 3. Participation Term Certificates 13.9 43.0 23.9 141.3 4. Others 154.8 77.1 338.6 1,317.5 b. To Others: 19,366.2 19,863.5 19,891.0 15,932.3 1. Govt. and Other Trustee Securities 14,238.0 14,522.5 13,088.9 12,271.2 2. Shares and Debentures 3,188.3 2,778.5 3,208.3 3,154.0 3. Participation Term Certificates 13.5 453.3 155.6 22.7 4. Others 1,926.3 2,109.2 3,438.1 484.4 ii. Unquoted on the Stock Exchange: 15,715.8 14,798.1 11,861.8 14,936.0 a. To Stock Brokers and Dealers: 1,491.5 2,280.3 1,906.7 0.0 1. Govt. and Other Trustee Securities 604.7 406.5 407.8 2,290.1 2. Shares and Debentures 83.2 241.6 174.7 717.3 3. Participation Term Certificates 0.4 0.6 5.8 280.2 4. Others 803.1 1,631.6 1,318.5 0.9 b. To Others: 14,224.3 12,517.8 9,955.1 1,291.7 1. Govt. and Other Trustee Securities 12,434.5 10,981.1 9,084.4 12,645.9 2. Shares and Debentures 84.1 135.9 123.1 11,957.0 3. Participation Term Certificates 214.3 86.5 71.4 129.4 4. Others 1,491.3 1,314.3 676.2 0.8

3. Merchandise: 323,913.6 349,399.6 327,818.6 341,339.1 i. Food Items 127,562.9 141,566.0 147,990.2 110,689.3 a. Wheat 95,213.9 103,466.6 109,272.2 59,051.2 b. Rice and Paddy 6,321.2 11,790.9 13,201.5 19,317.1 c. Other Grain and Pulses 788.4 863.0 1,506.5 1,265.2 1. Indigenous 424.2 364.6 1,295.5 1,123.7 2. Imported 364.2 498.4 211.0 141.5 d. Edible Oils: 6,463.4 8,619.4 7,803.2 11,107.6 1. Indigenous 4,635.0 7,400.5 5,915.5 6,345.7 2. Imported 1,828.4 1,218.9 1,887.7 4,761.9 e. Sugar: 11,737.3 12,044.7 11,748.2 11,552.3 1. Indigenous 10,868.1 11,365.0 10,719.8 10,676.4 2. Imported 869.2 679.8 1,028.4 875.9 f. Kariana and Spices 1,186.9 1,044.7 625.8 722.5 g. Fish and Fish Preparation 1,200.6 654.3 851.4 352.5 h. Other Food Items: 4,651.1 3,082.3 2,981.9 7,321.0 1. Indigenous 3,411.3 1,389.0 2,025.1 6,199.2 2. Imported 1,239.7 1,693.2 956.5 1,121.7 ii. Raw Materials: 62,366.7 83,643.7 63,371.7 85,361.7 a. Cotton Raw 21,919.3 38,186.7 30,024.2 48,825.5 1. Indigenous 19,438.0 34,200.9 27,649.2 45,639.7 2. Imported 2,481.2 3,958.9 2,375.0 3,185.8 b. Synthetic Fibers: 3,965.2 5,280.5 3,150.9 2,839.9 1. Indigenous 3,099.8 3,952.2 2,151.3 1,503.9 2. Imported 865.4 1,328.3 999.6 1,336.0 c. Fertilizers: 3,127.5 2,408.4 1,241.7 6,015.9 1. Indigenous 1,225.8 1,044.8 876.7 5,487.6 2. Imported 1,901.8 1,363.6 364.9 528.3

223



2001 2002

Security Jun. Dec. Jun. Dec.

d. Petroleum Crude: 10,514.5 14,768.2 9,541.9 8,711.4 1. Indigenous 7,104.6 10,192.0 5,816.3 6,109.9 2. Imported 3,409.9 4,576.3 3,725.6 2,601.5 e. Iron and Steel 3,973.2 5,531.6 5,310.5 6,917.2 1. Indigenous 2,670.4 3,102.4 3,321.1 4,358.9 2. Imported 1,302.8 2,429.2 1,989.4 2,558.3 f. Wool and Goat Hair 427.2 300.2 380.8 543.9 g. Hides and Skins 4,042.1 2,625.3 2,095.3 2,384.3 h. Oil Seeds 741.3 430.1 338.0 1,031.5 i. Pesticides and Insecticides: 1,071.8 642.1 442.0 680.1 1. Indigenous 858.4 144.2 87.5 69.9 2. Imported 213.4 497.9 354.6 610.2 j. Other Raw Materials: 12,584.6 13,470.6 10,846.4 7,412.0 1. Indigenous 6,483.4 6,220.0 6,512.1 4,776.4 2. Imported 6,101.2 7,250.6 4,334.2 2,635.6 iii. Finished Manufactured Goods: 133,984.0 124,189.8 116,456.6 145,288.1 a. Cotton Textiles: 38,963.7 40,090.0 40,780.3 44,498.7 1. Indigenous 34,196.3 36,601.6 39,515.3 34,335.8 2. Imported 4,767.4 3,488.4 1,265.0 10,162.9 b. Cotton Yarn: 11,103.4 9,241.4 9,216.5 11,579.2 1. Indigenous 7,332.6 7,947.6 7,726.5 10,063.9 2. Imported 3,770.7 1,293.9 1,490.0 1,515.4 c. Other Textiles: 16,323.3 15,192.2 12,958.5 16,555.8 1. Indigenous 14,979.9 13,866.6 12,670.5 16,418.3 2. Imported 1,343.4 1,325.6 288.0 137.5 d. Machinery: 10,091.1 11,605.7 11,178.6 17,833.5 1. Indigenous 4,257.4 3,109.6 5,091.4 7,652.2 2. Imported 5,833.7 8,496.0 6,087.2 10,181.4 e. Handloom Products 301.5 251.4 217.1 269.3 f. Carpets and Rugs 1,201.5 954.0 759.1 848.3

g. Readymade Garments 8,339.3 7,176.0 7,079.0 7,926.9 h. Cement and Cement Products: 2,873.1 3,134.4 3,735.1 5,573.7 1. Indigenous 2,778.8 2,991.0 3,734.8 5,475.6 2. Imported 94.3 143.4 0.3 98.1 i. Sports Goods 1,538.2 1,360.9 1,289.9 625.4 j. Surgical Instruments 653.2 560.8 694.8 1,017.1 k. Chemicals and Dyes 12,114.3 10,047.0 5,956.9 6,312.7 l. Other Finished Goods: 30,481.3 24,576.1 22,590.8 32,247.7 1. Indigenous 20,182.4 13,477.8 13,650.0 25,652.4 2. Imported 10,298.9 11,098.3 8,940.8 6,595.3 4. Fixed Assets including Machinery 120,135.6 115,062.9 120,140.5 120,520.5 5. Real Estate: 186,951.5 207,577.4 196,847.0 205,361.7 i. Land 104,655.7 115,492.0 113,710.3 116,575.4 ii. Buildings: 82,295.8 92,085.3 83,136.7 88,786.3 1. Residential 50,572.3 51,060.7 54,334.4 57,972.9 2. Non-Residential 31,723.5 41,024.6 28,802.3 30,813.3 6. Fixed Deposits & Insurance Policies: 38,808.6 35,133.2 32,307.6 38,005.0 i. Bank Deposits 38,366.7 34,317.9 31,349.5 37,099.1 ii. Insurance Policies 441.9 815.3 958.1 905.9 7. Others: 151,581.1 163,353.5 169,260.4 190,290.5 i. Other Secured Advances 97,722.4 105,354.9 108,663.7 132,851.3 ii. Advances Secured by Guarantee(s) 46,793.3 49,581.6 52,456.1 49,922.0 iii. Unsecured Advances 7,065.4 8,416.9 8,140.6 7,517.2

Total 864,261.2 910,037.3 885,007.5 936,194.7

224


(Million Rupees)

2003 2004 2005 Security

Jun. Dec. Jun. Dec. Jun. 1. Gold, Bullion, Gold & Silver Ornaments 1,141.1 848.9 997.0 723.1 487.6

and Precious Metals 2. Securities, Shares and Other Financial 72,701.4 73,214.0 83,476.4 103,123.5 94,665.9 Instruments: i. Quoted on the Stock Exchange: 27,345.5 33,963.6 38,771.1 54,929.4 60,984.2 a. To Stock Brokers and Dealers: 9,694.9 16,066.9 21,079.5 33,705.3 38,038.8 1. Govt. and Other Trustee Securities 4,101.4 5,199.0 6,093.2 5,884.3 2,475.6 2. Shares and Debentures 5,204.5 10,102.7 14,017.6 25,879.5 30,614.6 3. Participation Term Certificates 268.2 79.4 293.4 9.5 41.0 4. Others 120.8 685.8 675.3 1,931.9 4,907.6 b. To Others: 17,650.6 17,896.7 17,691.7 21,224.1 22,945.4 1. Govt. and Other Trustee Securities 14,330.1 11,295.0 11,219.5 10,902.8 7,335.2 2. Shares and Debentures 3,252.3 3,290.3 5,901.8 9,626.7 13,188.3 3. Participation Term Certificates 16.8 207.0 214.2 220.1 248.5 4. Others 51.4 3,104.4 356.2 474.5 2,173.4 ii. Unquoted on the Stock Exchange: 45,355.9 39,250.4 44,705.2 48,194.1 33,681.7 a. To Stock Brokers and Dealers: 8,031.6 5,400.8 8,765.1 13,851.2 9,195.2 1. Govt. and Other Trustee Securities 6,122.4 5,002.2 8,218.6 12,793.8 7,252.3 2. Shares and Debentures 134.1 210.7 140.2 843.1 1,692.6 3. Participation Term Certificates - 4.9 30.0 51.0 16.5 4. Others 1,775.2 182.9 376.3 163.2 233.8 b. To Others: 37,324.3 33,849.6 35,940.1 34,342.8 24,486.4 1. Govt. and Other Trustee Securities 36,583.3 30,279.9 34,172.1 32,773.2 22,876.8 2. Shares and Debentures 76.2 503.1 454.7 363.5 445.3 3. Participation Term Certificates 0.1 159.2 239.7 241.2 69.2 4. Others 664.7 2,907.4 1,073.7 965.0 1,095.1

3. Merchandise: 291,438.5 341,036.9 406,791.7 470,285.4 519,488.4 i. Food Items 103,739.9 72,350.1 100,566.8 99,442.0 113,316.5 a. Wheat 54,910.7 26,429.9 41,895.5 32,075.6 41,614.4 b. Rice and Paddy 6,916.4 19,131.9 18,291.6 32,319.6 26,205.5 c. Other Grain and Pulses 1,175.9 3,814.2 1,587.7 1,932.8 3,527.7 1. Indigenous 1,048.1 3,639.5 834.4 1,698.5 3,288.5 2. Imported 127.8 174.7 753.3 234.3 239.2 d. Edible Oils: 9,530.0 7,680.1 8,348.3 8,276.2 8,530.6 1. Indigenous 7,325.6 2,632.6 4,217.1 3,314.7 4,405.1 2. Imported 2,204.4 5,047.4 4,131.1 4,961.5 4,125.5 e. Sugar: 19,447.8 8,332.0 21,467.0 16,179.1 23,731.9 1. Indigenous 16,606.8 7,710.0 20,641.2 15,440.7 21,586.4 2. Imported 2,840.9 622.0 825.8 738.5 2,145.5 f. Kariana and Spices 1,296.5 1,519.1 1,484.6 1,580.4 2,068.9 g. Fish and Fish Preparation 1,799.3 1,648.9 2,133.2 1,916.5 1,784.4 h. Other Food Items: 8,663.3 3,794.2 5,359.0 5,161.8 5,853.1 1. Indigenous 6,274.8 2,083.9 2,873.7 2,936.1 3,892.8 2. Imported 2,388.5 1,710.3 2,485.3 2,225.7 1,960.3 ii. Raw Materials: 69,072.9 104,768.7 119,475.5 128,466.8 140,624.4 a. Cotton Raw 36,124.7 63,442.8 70,530.7 74,358.2 74,905.9 1. Indigenous 32,461.2 59,294.1 61,971.1 67,264.3 65,471.3 2. Imported 3,663.5 4,148.7 8,559.6 7,093.8 9,434.6 b. Synthetic Fibers: 3,208.7 4,106.5 6,432.0 13,361.9 18,275.5 1. Indigenous 2,216.1 3,164.3 4,221.9 6,779.1 9,419.5 2. Imported 992.6 942.3 2,210.1 6,582.7 8,856.1 c. Fertilizers: 6,286.7 3,893.9 5,497.2 4,567.7 6,905.4 1. Indigenous 4,894.9 3,225.2 3,484.0 2,159.2 4,336.2 2. Imported 1,391.8 668.7 2,013.2 2,408.6 2,569.2

225



2003 2004 2005 Security

Jun. Dec. Jun. Dec. Jun. d. Petroleum Crude: 6,522.4 7,997.0 10,965.2 14,260.6 1. Indigenous 3,275.3 572.7 1,266.2 3,437.1 3,051.2 2. Imported 3,247.1 7,424.3 9,699.0 10,823.5 8,464.6 e. Iron and Steel 4,902.6 9,934.5 11,659.6 6,327.1 8,805.5 1. Indigenous 3,781.1 7,362.9 8,175.3 3,865.8 4,925.3 2. Imported 1,121.5 2,571.6 3,484.3 2,461.3 3,880.2 f. Wool and Goat Hair 468.9 2,038.1 913.2 341.2 325.0 g. Hides and Skins 2,864.2 4,899.1 5,179.4 4,230.2 4,151.1 h. Oil Seeds 901.6 1,374.0 1,932.2 1,955.1 2,894.1 i. Pesticides and Insecticides: 743.3 664.9 908.9 875.4 1,583.9 1. Indigenous 272.0 243.5 349.8 289.1 794.5 2. Imported 471.3 421.3 559.1 586.3 789.3 j. Other Raw Materials: 7,049.6 6,417.8 5,457.2 8,189.4 11,262.1 1. Indigenous 3,971.4 3,547.3 2,174.0 2,415.4 3,329.9 2. Imported 3,078.2 2,870.5 3,283.2 5,774.0 7,932.2 iii. Finished Manufactured Goods: 118,625.7 163,918.0 186,749.4 242,376.7 265,547.5 a. Cotton Textiles: 29,704.6 44,650.3 46,757.0 63,610.4 63,611.0 1. Indigenous 22,006.6 36,025.4 37,522.1 48,391.2 53,188.4 2. Imported 7,697.9 8,624.9 9,234.9 15,219.2 10,422.6 b. Cotton Yarn: 11,264.1 24,266.0 24,269.3 24,726.0 23,643.0 1. Indigenous 10,931.0 23,107.1 22,479.0 23,027.6 21,905.2 2. Imported 333.1 1,159.0 1,790.3 1,698.4 1,737.8 c. Other Textiles: 18,370.6 27,140.9 31,791.8 34,285.4 33,653.6 1. Indigenous 16,632.0 25,868.4 25,922.8 24,124.8 23,139.3 2. Imported 1,738.7 1,272.5 5,869.1 10,160.6 10,514.3 d. Machinery: 13,494.2 15,165.5 17,128.6 30,427.5 36,798.1 1. Indigenous 3,376.2 5,806.4 6,299.8 7,278.0 7,576.5 2. Imported 10,118.0 9,359.0 10,828.8 23,149.5 29,221.6 e. Handloom Products 542.1 743.7 911.2 241.2 198.8 f. Carpets and Rugs 836.8 1,704.9 1,948.9 1,911.9 1,656.4

g. Readymade Garments 8,327.6 8,991.9 12,874.0 16,264.7 20,834.6 h. Cement and Cement Products: 4,279.8 2,875.8 6,738.2 15,614.9 20,001.6 1. Indigenous 3,859.9 2,854.0 6,713.1 15,588.4 19,768.9 2. Imported 419.9 21.8 25.1 26.6 232.7 i. Sports Goods 893.4 1,518.7 2,995.9 3,726.2 3,755.7 j. Surgical Instruments 738.5 1,037.1 1,317.0 1,326.1 1,866.6 k. Chemicals and Dyes 5,064.6 7,007.0 8,840.8 7,972.9 9,827.3 l. Other Finished Goods: 25,109.5 28,816.2 31,176.9 42,269.3 49,700.6 1. Indigenous 18,297.3 21,641.6 23,235.8 31,227.2 39,305.9 2. Imported 6,812.2 7,174.6 7,941.1 11,042.2 10,394.7 4. Fixed Assets including Machinery 126,728.6 137,212.9 136,607.6 193,533.1 214,223.2 5. Real Estate: 210,113.1 257,045.7 275,883.4 311,015.2 342,818.3 i. Land 118,558.4 133,787.9 132,460.2 137,628.1 144,098.3 ii. Buildings: 91,554.7 123,257.8 143,423.2 173,387.1 198,720.0 1. Residential 59,270.2 70,931.1 88,955.0 104,682.3 116,688.5 2. Non-Residential 32,284.5 52,326.8 54,468.2 68,704.8 82,031.5 6. Fixed Deposits & Insurance Policies: 26,645.2 22,299.2 32,577.4 29,621.9 42,561.1 i. Bank Deposits 23,566.2 21,655.6 31,709.2 25,780.3 38,874.1 ii. Insurance Policies 3,078.9 643.6 868.2 3,841.7 3,687.0 7. Others: 241,103.9 264,091.3 306,050.7 427,589.2 479,908.4

i. Other Secured Advances 172,342.4 185,276.4 205,514.3 275,658.1 288,219.1 ii. Advances Secured by Guarantee(s) 54,347.6 59,334.0 67,211.8 102,073.2 134,321.1 iii. Unsecured Advances 14,413.9 19,480.9 33,324.5 49,857.9 57,368.3

Total 969,871.7 1,095,749.0 1,242,384.1 1,535,891.5 1,694,152.9

226

4.17 Scheduled Banks' Deposits Distributed

by Category of Deposit Holders (Million Rupees)

1960 1961 1962 1963 Category of Depositor

Sept. Dec. Jun Dec. Jun. Dec. Jun. Dec.

1. Foreign Constituents 305.7 302.1 319.5 341.1 482.1 499.7 480.0 506.5

i. Official 133.3 131.2 125.2 180.7 304.0 305.8 312.5 138.3

ii. Business 132.5 134.3 147.0 125.8 134.6 153.4 125.0 138.3

iii. Personal 39.9 36.6 47.3 34.6 43.5 40.5 42.5 44.4

2. Domestic Constituent 2,721.1 2,657.8 2,838.5 2,967.0 3,196.9 3,536.9 4,190.8 4652.6

i. Government: 566.4 532.3 527.4 558.5 605.3 700.1 975.7 1,002.0

a. Federal Government 54.4 78.7 53.2 62.6 40.1 55.6 90.1 94.0

b. Federal Govt. Agencies 215.3 187.3 168.6 196.3 205.3 137.0 113.2 127.3

c. Provincial Govts. Agencies 62.1 62.3 88.3 64.8 85.3 76.6 92.7 143.5

d. Provincial Govts. Agencies 128.7 98.3 80.4 99.3 123.9 221.0 388.5 372.6

e. Local Bodies 105.9 105.7 136.9 135.5 150.7 209.9 291.2 264.6

ii. Business: 1,060.0 999.0 1,149.3 1,118.0 1157.6 1,248.1 1,477.4 1,636.8

a. Agriculture, Forestry, Hunting and Fishing 50.5 47.5 47.2 55.2 52.6 75.9 76.7 114.6

b. Mining and Quarrying 9.1 7.5 8.0 11.4 23.9 6.0 5.6 3.9

c. Manufacturing: 245.3 223.9 244.9 224.0 272.6 282.0 350.4 342.4

1. Food Manufactures 14.4 14.3 20.3 18.9 19.9 22.4 19.2 23.2

2. Manufacture of Textiles: 103.0 106.7 80.6 110.0 131.6 120.3 106.0 125.3

i. Jute 8.9 8.4 7.2 13.4 27.6 42.8 25.5 35.5

ii. Cotton 75.3 70.8 52.3 70.5 52.2 46.0 43.8 49.6

iii. Woolen 4.6 9.5 3.5 4.2 7.5 10.0 8.7 11.6

iv. Others 14.2 18.0 17.6 21.9 44.3 21.4 28.0 28.6

3. Manufacture of Chemicals and Products 14.1 13.0 12.6 15.8 17.4 22.4 61.5 44.1

4. Manufacture of Machinery 7.3 4.7 3.9 5.3 4.8 3.5 14.5 10.1

5. Manufacture of Cement 17.0 19.4 17.3 16.5 30.4 50.4 55.1 48.9

6. Misc. Manufacturing Industries 89.4 64.9 110.2 57.5 68.5 63.1 94.0 90.8

d. Construction 14.8 16.0 19.7 20.1 23.0 27.7 47.4 36.4

e. Utilities 28.2 29.4 40.7 78.0 57.0 63.1 93.0 77.0

f. Commerce: 305.8 273.0 287.2 309.2 293.3 327.1 364.9 436.4

1. Exports/Imports 89.7 84.2 93.5 89.9 94.8 96.4 102.2 116.0

2. Retail and Wholesale Trade: 173.8 138.7 141.9 157.0 143.4 155.7 175.6 217.8

3. Insurance 28.3 28.7 27.7 36.7 32.4 46.4 36.8 44.5

4. Co-operatives 14.0 21.4 24.1 25.7 22.7 28.5 50.4 58.2

g. Transport, storage and Communication 40.2 41.1 42.7 58.5 53.4 63.4 63.8 73.7

h. Other Business 366.1 360.8 459.0 361.5 381.9 402.8 475.6 552.4

iii. Trust Funds and Non Profit Organisations 153.9 159.0 170.8 218.4 246.5 253.4 221.9 323.2

iv. Personal 940.8 967.5 991.9 1,072.1 1,187.5 1,335.7 ,1515.9 1,690.5

Total 3,026.8 2,959.9 3,159.0 3,308.1 3,679.0 4,036.6 4,670.8 5,159.0

227

4.17 Scheduled Banks' Deposits Distributed by Category of Deposit Holders

(Million Rupees)

1964 1965 1966 1967 Category of Depositor

Jun. Dec. Jun Dec. Jun. Dec. Jun. Dec.

A. Foreign Constituents: 526.9 537.9 591.1 593.8 561.6 603.9 626.4 650.9

1. Official 340.1 340.7 371.2 361.3 367.3 355.2 392.6 378.7

2. Business 142.6 154.5 172.4 184.5 142.6 204.6 190.5 223.5

3. Personal 44.2 42.7 47.5 48.0 51.7 44.1 43.3 48.7

B. Domestic Constituent: 5,233.9 5,963.9 6,311.8 6,714.5 7,588.0 8,362.0 9,003.3 9,448.7

I. Government:

1,254.2 1,304.0 1,368.5 1,457.2 1,625.5 1,683.1 1,957.8 2,075.5

1. Federal Government 92.2 103.3 106.6 131.0 188.7 208.4 208.1 208.9

2. Federal Govt. Agencies 165.1 162.4 182.7 224.1 299.7 267.6 351.5 392.8

3. Provincial Govts. Agencies 220.4 198.7 183.4 209.1 189.6 219.2 258.9 251.4

4. Provincial Govts. Agencies 414.3 476.7 509.6 466.0 480.7 489.3 600.3 611.7

5. Local Bodies 362.2 362.9 386.2 427.0 466.8 498.3 539.0 610.7

II. Business: 1,697.4 2,065.1 2,044.6 2,127.2 2,251.3 2,553.8 2,520.4 2,418.7

1. Agriculture, Forestry, Hunting and Fishing 103.0 127.2 119.0 133.3 133.9 158.8 172.6 158.9

2. Mining and Quarrying 4.9 7.6 11.4 12.6 14.0 7.9 8.9 7.4

3. Manufacturing: 356.9 398.7 332.9 362.9 389.0 404.3 367.8 377.4

a) Food Manufactures 26.9 39.2 44.3 50.4 50.9 45.0 37.6 41.6

b) Manufacture of Textiles: 117.2 149.0 125.8 155.4 164.7 157.6 155.7 140.4

i) Jute 25.4 32.9 25.5 42.5 35.7 37.5 38.8 33.8

ii) Cotton 44.0 53.8 41.3 56.6 73.1 68.8 57.3 66.0

iii) Woollen 4.2 10.4 11.2 3.1 7.0 5.5 5.4 3.4

iv) Others 43.6 51.9 47.7 53.2 48.9 45.8 54.2 37.2

c) Manufacture of Chemicals and Chem. Products 48.6 50.2 48.9 31.9 33.1 36.2 32.9 32.5

d) Manufacture of Machinery 10.0 11.0 15.5 12.8 12.2 12.7 11.8 11.5

e) Manufacture of Cement 44.4 25.6 10.3 8.2 5.9 8.0 6.4 9.0

f) Misc.Manufacturing Industries 109.8 123.8 88.1 104.2 122.3 144.8 123.4 142.4

4. Construction 47.6 60.2 59.2 62.2 68.0 72.0 81.4 74.7

5. Utilities 91.0 121.6 125.6 136.2 119.0 139.6 103.0 67.0

6. Commerce: 422.4 496.9 476.6 564.7 589.3 715.3 678.4 710.8

a) Exports/Imports 110.6 141.2 131.7 146.5 135.2 192.8 163.3 161.9

b) Retail and Wholesale Trade: 212.6 257.1 233.9 302.6 321.6 369.0 337.6 369.9

c) Insurance 43.8 45.5 54.6 63.8 64.2 72.0 83.2 77.3

d) Co-operatives 55.3 53.1 56.4 51.8 68.2 81.4 94.4 101.7

7. Transport, storage and Communication 79.8 60.5 87.0 80.3 66.6 105.2 97.8 83.1

8. Other Business 591.8 792.4 832.9 774.9 871.5 950.8 1,010.4 939.4

III.

Trust Funds and Non Profit Organisations 283.9 281.2 287.8 274.5 313.2 321.7 352.9 348.1

IV Personal 1,998.5 2,313.7 2,610.8 2,855.7 3398.0 3,803.4 4,172.2 4,606.4

Total 5,760.8 6,501.9 6,902.9 7,308.3 8,149.6 8,965.9 9,629.7 10,099.6

228


(Million Rupees)

1968 1969 1970 Category of Depositor

Jun. Dec. Jun Dec. Jun. Dec.

A Foreign Constituents: 689.0 617.0 633.1 675.3 696.3 702.0

1. Official 388.0 299.9 310.6 346.6 367.1 367.6

2. Business 251.0 264.2 269.2 260.2 271.7 274.3

3. Personal 50.0 52.9 53.3 68.5 57.5 60.1

B. Domestic Constituent: 10,201.2 10,940.7 10,778.3 11,930.2 12,541.1 13,429.3

I. Government: 2,230.0 2,152.5 2,131.8 2,147.4 2,259.7 2,304.1

1. Federal Government 187.4 228.0 218.9 229.2 283.2 276.1

2. Federal Govt. Agencies 463.5 344.2 367.0 365.0 500.0 454.6

3. Provincial Govts. Agencies 305.5 334.1 334.9 356.9 390.7 446.0

4. Provincial Govts. Agencies 717.2 689.8 610.5 666.8 679.0 742.2

5. Local Bodies 556.4 556.4 600.5 529.5 406.8 385.2

II. Business: 2,475.8 2,627.7 2,634.3 3,091.3 3,052.2 3,261.3

1. Agriculture, Forestry, Hunting and Fishing 158.6 169.4 172.6 198.3 190.3 210.4

2. Mining and Quarrying 7.8 10.9 10.6 9.8 15.6 11.3

3. Manufacturing: 373.6 446.3 408.5 554.2 548.6 549.1

a) Food Manufactures 52.1 54.2 53.3 68.3 61.0 69.8

b) Manufacture of Textiles: 119.2 171.5 136.5 180.3 186.2 200.2

i) Jute 21.0 29.5 19.7 28.4 29.0 27.6

ii) Cotton 54.2 81.3 70.7 98.2 104.5 104.2

iii) Woollen 3.6 4.8 4.3 7.6 3.9 5.6

iv) Others 40.5 55.9 41.8 46.0 48.8 62.9

c) Manufacture of Chemicals and Chem. Products 30.9 34.3 35.3 70.4 77.9 76.2

d) Manufacture of Machinery 14.0 11.6 19.8 37.4 30.4 22.1

e) Manufacture of Cement 13.4 6.2 7.8 10.6 7.6 6.7

f) Misc.Manufacturing Industries 144.0 168.6 155.8 187.5 185.5 174.1

4. Construction 76.8 81.6 94.2 101.7 131.8 113.6

5. Utilities 86.7 74.8 123.3 98.1 92.6 86.9

6. Commerce: 721.8 778.8 734.6 890.4 913.6 1018.5

a) Exports/Imports 153.7 157.2 137.8 183.4 165.0 171.1

b) Retail and Wholesale Trade: 366.9 405.4 356.8 482.5 439.2 506.2

c) Insurance 88.0 90.8 108.9 102.5 119.8 140.9

d) Co-operatives 113.3 125.4 131.0 122.0 189.6 200.3

7. Transport, storage and Communication 73.3 73.0 87.8 97.9 85.3 126.8

8. Other Business 977.3 992.8 1002.7 1141.0 1,074.4 1,144.7

III. Trust Funds and Non Profit Organisations 395.0 385.9 454.8 445.4 530.5 515.8

IV Personal 5,100.5 5,774.5 5,547.3 6,246.1 6,698.7 7,348.1

T o t a l 10,890.2 11,557.7 11,411.3 12,605.6 13,237.3 14,131.3

229



1971 1972 1973 Category of Depositor Jun. Dec. Jun. Dec. Jun. Dec.

A. Foreign Constituents: 734.7 700.5 743.0 812.6 798.4 752.5 1. Official 351.0 351.3 390.6 421.3 391.8 351.4 2. Business 316.9 286.4 287.0 318.4 312.8 322.8 3. Personal 66.8 62.8 65.4 72.9 93.8 78.3 B. Domestic Constituents: 13,143.8 14,986.2 15,909.2 18,052.8 19,821.0 21,204.9 I. Government: 2,410.5 2,419.5 2,531.6 2,823.9 3,058.7 3,137.5 1. Federal Government 272.1 348.9 406.8 510.1 506.6 733.3 2. Federal Government Agencies 530.1 549.0 667.0 786.5 911.3 727.9 3. Provincial Governments 395.2 399.1 420.1 469.6 508.6 605.6 4. Provincial Governments Agencies 789.6 736.0 658.5 642.8 656.9 630.7 5. Local Bodies 423.5 386.5 379.2 414.9 475.3 440.0 II. Business: 3,159.7 3,428.7 3,734.0 4,693.8 4,956.9 5,533.3 1. Agriculture, Forestry, Hunting & Fishing 213.2 256.3 278.6 354.9 402.8 454.5 2. Mining & Quarrying 10.7 12.1 14.9 11.8 14.5 24.0 3. Manufacturing: 474.0 496.2 460.7 602.3 735.4 782.4 (a) Food 66.5 70.7 60.7 64.3 60.4 106.5 (b) Textiles: 163.2 171.7 160.0 251.0 249.2 296.7 (i) Jute 22.0 26.5 26.7 25.9 23.8 28.0 (ii) Cotton 74.3 86.5 81.9 148.3 136.8 173.2 (iii) Woolen 2.8 3.4 3.7 9.5 4.2 6.4 (iv) Others 64.1 55.3 47.6 67.3 84.4 89.1 (c) Chemicals & Chemical Products 58.3 51.4 62.5 70.2 169.9 112.6 (d) Machinery 23.2 25.6 25.2 19.5 28.4 32.7 (e) Cement 5.7 4.2 5.5 4.0 11.1 10.5 (f) Miscellaneous Industries 157.1 172.7 146.9 193.5 216.4 223.5 4. Construction 112.7 129.3 108.5 134.3 137.5 126.9 5. Utilities 115.4 80.9 87.0 265.8 213.1 245.6 6. Commerce: 940.4 1,111.1 1,257.4 1,494.3 1,575.5 1,756.3 (a) Exports / Imports 178.4 193.9 275.6 341.0 342.8 417.0 (b) Retail and Wholesale Trade 452.5 564.4 588.0 690.7 724.6 853.7 (c) Insurance 133.4 166.4 176.8 217.5 226.6 223.1 (d) Co-operatives 176.0 186.3 216.9 245.0 281.4 262.4 7. Transport, Storage & Communications 95.1 97.3 89.6 123.5 167.1 148.9 8. Other Business 1,198.3 1,245.6 1,437.3 1,706.9 1,711.0 1,994.9 III. Trust Funds & Non-Profit Organizations 556.5 478.3 545.2 573.3 616.9 616.9 IV. Personal 7,017.1 8,566.2 9,098.4 9,961.7 11,188.5 11,917.3

Total 13,878.5 15,593.2 16,652.2 18,865.4 20,619.5 21,957.4

230



1974 1975 Category of Depositor Jun. Dec. Jun. Dec.

A. Foreign Constituents: 800.8 794.7 1,016.9 1,011.8 1. Official 369.2 379.3 455.2 474.8 2. Business 328.8 292.4 351.4 258.0 3. Personal 102.8 123.0 220.3 279.0 B. Domestic Constituents: 21,812.6 21,347.9 23,638.5 26,921.9 I. Government: 3,504.7 2,823.1 2,907.2 3,288.0 1. Federal Government 782.1 1,047.4 887.9 867.3 2. Federal Government Agencies 913.7 779.2 993.4 1,116.9 3. Provincial Governments 517.3 362.5 342.5 380.8 4. Provincial Governments Agencies 868.9 301.4 289.0 355.0 5. Local Bodies 422.7 332.6 394.4 568.0 II. Business: 5,559.3 5,761.7 6,072.1 6,592.6 1. Agriculture, Forestry, Hunting & Fishing 438.7 454.2 455.0 505.8 2. Mining & Quarrying 55.6 40.3 31.1 49.2 3. Manufacturing: 682.3 847.6 974.6 1,046.4 (a) Food 93.0 105.1 115.7 133.5 (b) Textiles: 258.7 294.6 220.6 265.4 (i) Jute 23.3 8.5 6.2 7.1 (ii) Cotton 137.9 174.3 124.3 145.8 (iii) Woolen 14.7 13.6 12.0 31.9 (iv) Others 82.7 98.2 78.1 80.6 (c) Chemicals & Chemical Products 87.0 116.2 138.7 123.1 (d) Machinery 29.1 41.3 40.2 67.5 (e) Cement 25.9 48.9 99.3 132.0 (f) Miscellaneous Industries 188.7 241.5 360.1 325.0 4. Construction 157.8 147.3 199.8 193.5 5. Utilities 200.1 222.0 124.6 103.0 6. Commerce: 1,783.6 1,772.1 1,906.7 2,067.4 (a) Exports / Imports 395.3 388.1 537.0 489.3 (b) Retail and Wholesale Trade 805.8 853.2 816.9 1,042.7 (c) Insurance 307.6 338.3 328.5 326.6 (d) Co-operatives 274.9 192.4 224.2 208.8 7. Transport, Storage & Communications 168.4 237.0 208.0 189.9 8. Other Business 2,072.7 2,041.1 2,172.3 2,437.2 III. Trust Funds & Non-Profit Organizations 667.3 449.6 635.2 646.5 IV. Personal 12,081.3 12,313.4 14,024.0 16,394.8

Total 22,613.4 22,142.6 24,655.4 27,933.7

231




A. Foreign Constituents: 1,272.9 1,442.6 1,591.3 1,669.2 1. Official 544.1 504.3 563.8 625.6 2. Business 393.6 537.7 512.4 555.7 3. Personal 335.2 400.6 215.1 487.9 B. Domestic Constituents: 30,904.7 35,779.8 36,591.1 40,825.4 I. Government: 3,963.2 4,932.3 4,659.9 4,938.9 1. Federal Government 981.8 1,609.1 1,218.5 1,177.7 2. Federal Government Agencies 1,631.2 1,498.7 1,849.5 2,044.1 3. Provincial Governments 414.2 673.3 476.2 491.5 4. Provincial Governments Agencies 328.4 392.3 302.6 357.4 5. Local Bodies 607.6 758.9 313.1 868.2 II. Business: 7,229.4 8,295.9 8,313.6 8,285.4 1. Agriculture, Forestry, Hunting & Fishing 593.6 501.7 573.4 769.8 2. Mining & Quarrying 21.6 25.5 46.1 23.0 3. Manufacturing: 947.0 1,003.9 1,094.7 1,193.9 (a) Food 150.0 152.5 200.7 197.1 (b) Textiles: 266.4 331.0 350.0 417.3 (i) Jute 10.3 14.7 14.7 27.8 (ii) Cotton 119.3 158.4 137.5 152.7 (iii) Woollen 15.3 8.0 24.1 8.4 (iv) Others 121.5 150.0 173.7 228.4 (c) Chemicals & Chemical Products 110.1 84.6 100.6 130.0 (d) Machinery 86.5 103.8 81.3 68.1 (e) Cement 100.9 79.8 72.0 112.6 (f) Miscellaneous Industries 233.1 252.2 290.1 268.8 4. Construction 295.6 308.8 400.9 300.6 5. Utilities 232.0 380.0 263.7 194.8 6. Commerce: 2,179.0 2,314.7 2,272.3 2,564.8 (a) Exports / Imports 509.6 438.0 603.5 609.7 (b) Retail and Wholesale Trade 1,060.3 1,225.4 1,109.8 1,323.1 (c) Insurance 307.5 332.2 328.6 438.9 (d) Co-operatives 301.6 319.1 230.4 193.2 (e) Non-Scheduled Banks and Other Financial Institutions -- -- -- -- 7. Transport, Storage & Communications 294.4 285.1 267.1 195.6 8. Other Business 2,756.4 3,376.3 3,395.4 3,033.8 III. Trust Funds & Non-Profit Organizations 902.2 1,033.4 1,061.4 938.6 IV. Personal 18,809.9 21,518.2 22,556.2 26,662.5

Total 32,177.5 37,222.4 38,182.4 42,494.5

232


(Million Rupees) 1978 1979 Category of Depositor

Jun. Dec. Jun. Dec. A. Foreign Constituents: 1,851.0 1,607.6 1,817.5 1,716.1 1. Official 659.5 697.8 738.4 736.7 2. Business 697.4 509.9 664.8 564.3 3. Personal 494.1 399.9 414.3 415.1 B. Domestic Constituents: 45,544.6 51,506.6 54,913.8 59,884.0 I. Government: 5,845.6 5,954.2 5,767.7 6,493.3 1. Federal Government 1,264.2 1,613.0 1,631.4 1,713.6 2. Federal Government Agencies 2,427.2 2,226.1 1,848.5 2,032.9 3. Provincial Governments 572.1 548.9 623.0 853.2 4. Provincial Governments Agencies 411.8 502.2 408.9 413.5 5. Local Bodies 1,170.3 1,064.0 1,255.9 1,480.1 II. Business: 8,344.2 10,193.0 11,736.3 12,299.7 1. Agriculture, Forestry, Hunting & Fishing 822.0 874.5 813.3 918.6 2. Mining & Quarrying 23.8 38.7 88.2 73.3 3. Manufacturing: 1,086.2 1,495.5 1,660.8 1,889.4 (a) Food 150.9 232.9 215.2 176.8 (b) Textiles: 416.8 460.4 624.6 666.1 (i) Jute 13.5 19.3 15.8 26.0 (ii) Cotton 198.1 246.9 367.3 294.4 (iii) Woollen 7.8 15.9 21.7 18.4 (iv) Others 197.2 178.4 219.9 327.3 (c) Chemicals & Chemical Products 92.5 184.9 174.7 206.5 (d) Machinery 65.4 77.6 73.0 58.1 (e) Cement 101.4 209.6 156.0 224.7 (f) Miscellaneous Industries 259.4 330.0 417.4 557.3 4. Construction 338.3 395.0 558.2 605.3 5. Utilities 166.4 147.4 134.1 195.6 6. Commerce: 2,510.0 3,215.5 3,799.4 3,803.5 (a) Exports / Imports 587.4 815.2 1,083.4 1,030.4 (b) Retail and Wholesale Trade 1,346.8 1,624.4 1,897.5 2,027.6 (c) Insurance 407.4 504.2 475.4 401.5 (d) Co-operatives 168.5 271.7 342.7 344.0 (e) Non-Scheduled Banks and Other Financial Institutions -- -- -- -- 7. Transport, Storage & Communications 4.0 219.7 205.3 238.5 8. Other Business 3,211.4 3,806.6 4,476.7 4,575.5 III. Trust Funds & Non-Profit Organizations 968.6 1,284.4 1,181.2 1,049.7 IV. Personal 30,386.3 34,075.0 36,228.6 40,041.4

Total 47,395.6 53,114.2 56,731.3 61,600.1

233




A. Foreign Constituents: 1,775.6 1,643.9 2,552.1 2,715.0 1. Official 782.6 672.1 889.9 801.7 2. Business 686.0 596.0 1,195.3 1,498.8 3. Personal 307.0 375.8 466.9 414.5 B. Domestic Constituents 64,273.1 68,331.3 72,797.0 77,990.6 I. Government: 6,762.1 4,918.5 5,143.6 5,238.7 1. Federal Government 2,011.2 2,224.7 2,652.6 2,612.1 2. Federal Government Agencies 2,026.9 -- -- -- 3. Provincial Governments 702.7 1,247.3 1,107.1 1,136.9 4. Provincial Governments Agencies 324.4 -- -- -- 5. Local Bodies 1,697.0 1,446.5 1,383.9 1,489.7 II. Business: 13,140.9 15,627.9 15,785.2 14,971.5 1. Agriculture, Forestry, Hunting & Fishing 815.1 960.2 852.8 831.0 2. Mining & Quarrying 54.1 150.2 125.9 181.3 3. Manufacturing: 1,712.4 2,381.0 2,539.7 2,400.6 (a) Food 207.0 348.3 175.8 210.3 (b) Textiles: 605.4 652.2 736.5 782.4 (i) Jute 14.2 15.5 17.5 35.9 (ii) Cotton 259.6 315.1 263.5 285.6 (iii) Woollen 15.0 28.4 28.9 161.2 (iv) Others 316.6 293.2 426.5 299.7 (c) Chemicals & Chemical Products 175.3 353.9 231.5 349.9 (d) Machinery 107.2 124.7 191.1 202.2 (e) Cement 250.4 149.0 147.4 135.7 (f) Miscellaneous Industries 367.1 753.0 1,057.4 720.1 4. Construction 538.3 512.4 489.9 553.9 5. Utilities 155.7 760.3 503.9 343.4 6. Commerce: 4,258.1 4,760.2 4,838.8 4,643.5 (a) Exports / Imports 1,205.8 1,266.1 1,167.0 1,066.1 (b) Retail and Wholesale Trade 2,207.4 2,286.6 2,393.1 2,269.2 (c) Insurance 424.1 576.2 520.8 468.6 (d) Co-operatives 420.8 420.2 360.5 411.5 (e) Non-Scheduled Banks and Other Financial Institutions -- 211.4 397.5 428.1 7. Transport, Storage & Communications 221.3 394.7 377.9 453.5 8. Other Business 5,386.0 5,708.6 6,056.3 5,064.4 III. Trust Funds & Non-Profit Organizations 1,429.4 1,663.3 1,909.3 1,687.2 IV. Personal 42,940.8 46,121.6 49,958.9 56,093.1

Total 66,048.7 69,975.3 75,349.0 80,705.6

Note: Effective period ended December 1980 in the Scheduled Banks’ deposits ownership classification, amounts of Federal and Provincial Governments Agencies; appear under Business and Trust Funds & Non-Profit Organizations categories.

234


(Million Rupees)

1982 1983 1984 1985 Category of Depositor Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

A. Foreign Constituents: 2,971.4 3,028.0 4,208.0 4,947.7 5,619.5 10,382.7 10,189.1 15,640.0

1. Official 800.4 794.6 780.4 1,032.3 1,105.5 1,063.8 1,500.0 1,278.2

2. Business 534.5 497.6 1,593.9 1,313.5 1,264.5 2,392.8 3,501.1 9,096.3

3. Personal 1,636.5 1,735.9 1,833.7 2,601.9 3,249.5 6,296.1 5,188.0 5,265.5

B. Domestic Constituents: 81,088.4 92,949.5 104,462.8 117,408.2 118,035.0 119,278.2 127,085.4 135,554.5

1. Government: 4,337.2 3,921.2 2,433.8 4,457.6 2,563.0 2,061.4 1,637.4 2,691.7

1. Federal Government 2,129.8 1,938.7 1,035.6 1,815.9 1,167.4 530.0 622.6 1,075.8

2. Provincial Governments 950.1 860.4 519.3 1,111.2 602.8 417.7 476.6 782.6

3. Local Bodies 1,257.2 1,122.1 879.0 1,530.5 792.8 1,113.7 538.2 833.4


1. Agriculture, Forestry, Hunting

& Fishing 57.3 41.7 94.5 140.2 31.1 22.7 60.3 113.5

2. Mining & Quarrying 185.0 111.1 224.4 169.2 70.1 58.2 91.3 28.3

3. Manufacturing: 1,126.9 1,075.2 919.5 1,003.1 747.8 615.8 836.6 1,597.0

(i) Food Industries 52.3 68.9 115.4 95.7 159.1 43.5 63.6 180.8

(ii) Textiles 21.7 38.3 28.8 27.8 17.5 7.6 8.4 12.5

(iii) Printing, Publishing & Allied Ind. 83.2 93.5 85.9 89.6 35.9 39.0 5.5 8.8

(iv) Chemicals & Chemicals Products 383.7 82.1 117.3 161.6 54.2 132.4 71.5 67.7

(v) Products of Petroleum & Coal 38.9 234.6 178.8 122.4 131.3 67.9 118.8 597.4

(vi) Cement 154.6 63.5 70.7 180.4 45.3 11.9 58.3 118.1

(vii) Basic Metal Industries Manufac-

ture of Metal Products 83.3 214.1 103.1 263.2 132.8 232.9 293.1 259.4

(viii) Machinery & Transport Eqpmt. 164.5 226.3 173.1 57.8 150.3 40.1 85.1 128.4

(ix) Miscellaneous Industries 134.6 54.8 46.2 54.5 21.3 40.4 132.4 223.7

4. Construction 108.4 120.3 70.7 44.5 26.7 28.9 55.8 510.3

5. Electricity, Gas, Water & Sanitary

Services 540.1 576.5 433.4 544.6 732.7 596.6 984.4 1,188.7

6. Commerce: 1,194.3 1,001.8 1,262.6 1,812.5 1,137.3 911.0 1,006.4 2,211.7

(i) Wholesale and Retail Trade 108.5 48.3 67.8 76.5 131.8 55.4 79.7 116.8

(ii) Exports / Imports 381.5 48.3 224.2 1,079.0 235.0 103.2 113.0 286.9

(iii) Co-operative Banks (Excl. PPCB) 124.7 202.8 78.0 75.4 105.2 70.7 66.0 303.1

(iv) Insurance 258.8 458.9 539.6 235.1 268.1 261.7 137.5 196.2

(v) Non-Banks Financial Institutions 320.3 206.9 352.9 346.6 397.2 420.0 610.2 1,308.7

7. Transport, Storage & Communications 123.0 202.4 219.2 123.1 93.7 180.1 253.7 267.2

8. Services 292.4 134.2 1,087.2 855.5 836.5 120.9 277.7 108.7

9. Other Public Sector Enterprises 452.6 1,307.6 1,484.5 1,617.9 892.3 621.8 909.5 1,200.4

Note: The classification was revised from June 1982.

235


(Million Rupees)


III. Private Sector (Business): 19,776.3 20,675.1 30,356.0 34,434.4 33,947.4 33,627.1 51,542.9 46,916.1

1. Agriculture, Forestry, Hunting & Fishing 2,327.8 2,537.7 3,004.5 3,117.4 3,382.4 3,629.0 4,544.6 4,844.0

2. Mining & Quarrying 97.6 82.3 842.6 897.4 1,002.1 1,382.6 1,330.1 1,167.2

3. Manufacturing: 1,512.2 2,107.8 2,586.8 3,256.6 2,698.9 2,767.6 6,816.0 4,920.6

(i) Food Industries 309.3 598.5 783.3 976.8 833.5 856.9 1,749.7 1,225.5

(ii) Textile-Cotton 145.4 195.5 284.5 327.3 288.6 248.1 482.6 293.9

(iii) Textile-Woollen 23.9 29.6 38.3 56.8 45.4 64.9 353.7 412.8

(iv) Textile-Art Silk 42.9 318.8 116.1 68.6 37.7 72.0 418.8 209.8

(v) Textile-Others 195.4 136.6 140.1 170.5 133.2 205.2 549.8 468.0

(vi) Chemicals & Chemical Products 134.2 167.1 163.4 175.3 264.7 232.2 541.5 404.8

(vii) Cement 53.3 93.4 42.2 158.2 146.9 232.0 947.7 121.6

(viii) Machinery & Transport Equipments. 65.0 54.6 62.6 202.5 224.5 265.4 503.1 470.0

(ix) Miscellaneous Industries 542.6 513.7 956.4 1,120.6 724.5 590.9 1,269.1 1,223.2

4. Construction 459.9 384.7 626.6 779.6 602.8 896.2 1,499.4 1,231.2


Services 152.9 196.2 289.8 242.6 270.0 588.1 1,248.9 965.5

6. Commerce: 6,594.4 5,383.7 7,981.2 8,457.3 8,127.6 8,180.2 14,070.5 11,923.8

(i) Wholesale and Retail Trade 4,638.6 3,282.7 5,236.0 5,882.6 5,297.1 5,420.9 8,350.6 7,514.4

(ii) Exports / Imports 1,229.2 1,157.2 1,712.4 1,381.6 1,461.2 1,358.5 2,558.3 1,697.1

(iii) Non-Scheduled Banks & Other

Financial Institutions 121.9 223.4 332.0 191.1 254.2 303.9 654.4 746.5

(iv) Co-operative Societies 328.0 358.6 339.4 394.1 355.8 409.5 512.7 686.0

(v) Insurance 233.3 239.3 321.6 538.7 690.8 622.3 1,543.4 964.2

(vi) Real Estate Dealers (Excl. Item 4) 43.3 32.4 39.8 69.2 68.5 56.0 516.9 315.7

7. Transport, Storage & Communications 243.9 225.1 340.4 31.2 391.4 782.4 1,256.4 1,273.0

8. Services 864.5 1,093.5 2,072.3 2,454.4 2,360.5 1,897.7 4,716.9 2,668.8

9. Other Private Business 7,523.0 8,664.1 12,612.5 14,898.0 15,111.7 13,503.4 16,060.2 17,922.0

IV. Trust Funds and Non-Profit Organizations 1,232.2 1,619.4 1,466.8 1,374.3 1,991.4 1,332.1 1,246.8 1,596.2

V. Personal 26,834.9 34,545.8 43,598.4 47,015.3 49,777.9 51,233.8 54,809.7 75,218.6

VI. Other activities not adequately described 24,827.8 27,617.6 20,811.8 23,815.9 25,187.1 27,867.8 13,372.8 1,906.0

Total 84,059.7 95,977.6 108,670.8 122,355.9 123,654.5 129,660.9 137,274.4 151,194.5

236


(Million Rupees)



1. Official 1,253.9 1,202.2 1,220.3 934.6 681.8 978.5 740.6 1,186.6

2. Business 10,885.0 12,830.3 17,155.3 19,600.0 22,055.2 21,393.1 26,270.9 25,943.3

3. Personal 7,204.7 8,437.8 9,250.8 7,244.0 7,626.9 8,648.3 9,951.4 10,487.7


1. Government: 2,020.5 2,418.1 2,320.5 1,662.4 2,339.5 1,763.7 2,720.4 1,951.0

1. Federal Government 644.5 668.3 824.8 468.4 705.6 496.9 910.4 550.7

2. Provincial Governments 785.7 967.8 692.4 502.2 558.1 532.8 806.6 590.8

3. Local Bodies 590.3 782.0 803.4 691.4 1,075.8 734.0 1,003.5 809.5



& Fishing 426.8 601.3 448.0 618.4 168.8 656.1 203.7 724.2

2. Mining & Quarrying 376.3 104.0 209.2 607.0 257.3 644.0 127.0 709.6

3. Manufacturing: 3,245.1 4,006.0 3,224.7 4,913.5 4,404.8 5,213.0 3,699.7 5,754.5

(i) Food Industries 705.6 407.4 442.2 770.8 262.5 817.8 144.0 909.2

(ii) Textiles 15.5 757.7 58.9 413.4 155.9 438.6 120.1 481.6


(iv) Chemicals & Chemicals Products 350.9 527.5 581.3 479.8 509.2 509.0 413.5 565.2

(v) Products of Petroleum & Coal 813.8 726.4 204.2 543.9 278.4 577.1 171.1 643.3

(vi) Cement 184.0 620.4 647.0 756.2 912.8 802.2 485.8 881.0

(vii) Basic Metal Industries

manufacture of Metal Products 291.2 285.6 236.6 409.9 529.4 434.8 438.4 482.6

(viii) Machinery & Transport 244.3 199.8 397.7 751.2 583.6 797.0 1,124.7 869.4

(ix) Miscellaneous Industries 578.3 318.5 599.0 373.4 1,093.0 396.2 729.8 434.2

4. Construction 935.9 211.0 857.6 165.8 221.4 175.9 241.8 192.9


Services 1,211.8 1,220.9 1,373.0 1,583.6 2,385.8 1,680.2 2,620.2 1,842.5

6. Commerce: 2,338.8 3,220.6 2,971.0 2,325.4 2,295.8 2,467.2 3,050.4 2,709.5


(ii) Exports/Imports 362.0 324.8 314.1 305.5 461.6 324.1 404.6 359.7


(iv) Insurance 326.9 226.2 216.8 276.9 120.5 293.8 190.4 320.3

(v) Non-Banks Financial Institutions 1,480.9 2,352.7 1,327.2 1,321.1 1,510.4 1,401.6 2,079.3 1,530.5

7. Transport, Storage & Communications 1,246.1 494.6 561.3 548.7 1,060.3 582.2 1,452.4 642.4

8. Services 707.6 322.5 386.3 249.2 697.0 264.4 767.1 292.3

9. Other Public Sector Enterprises 1,549.8 1,787.7 3,659.0 2,872.1 3,988.1 3,047.2 4,874.4 3,354.2

237


(Million Rupees)




2. Mining & Quarrying 867.8 753.3 893.7 864.2 787.5 916.8 852.9 1,013.1

3. Manufacturing: 3,753.9 4,037.9 4,443.3 4,323.3 4,654.5 4,586.9 5,678.3 5,066.3

(i) Food Industries 1,442.3 1,197.3 1,267.9 1,368.0 1,377.9 1,451.4 1,457.3 1,595.6

(ii) Textile-Cotton 210.3 257.7 389.4 339.4 431.2 360.1 637.5 398.2

(iii) Textile-Woolen 72.5 58.4 98.1 66.2 64.4 70.2 63.0 78.2

(iv) Textile-Art Silk 50.8 425.7 129.1 266.5 125.3 282.8 506.8 314.4

(v) Textile-Others 338.9 340.0 433.6 486.9 399.1 516.6 396.1 572.0


(vii) Cement 89.8 47.8 100.6 98.5 75.0 104.5 164.5 116.2

(viii) Machinery & Transport Equipments 161.5 147.2 169.5 159.8 121.9 169.5 200.1 187.2

(ix) Miscellaneous Industries 1,012.9 1,016.8 1,268.5 1,113.2 1,522.0 1,181.1 1,537.5 1,309.8

4. Construction 1,064.4 1,262.5 1,753.6 1,304.8 1,518.6 1,384.2 1,861.5 1,538.3


Services 867.8 978.3 1,056.2 1,476.6 1,293.0 1,566.6 2,175.9 1,725.7

6. Commerce: 12,093.8 12,371.4 12,537.2 12,725.3 13,166.0 13,501.1 14,968.7 14,983.7


(ii) Exports / Imports 1,791.3 1,675.0 1,678.9 1,967.9 2,425.7 2,087.9 2,917.8 2,317.6


Financial Institutions 434.1 331.0 291.6 344.2 460.2 365.2 542.8 403.2

(iv) Co-operative Societies 580.6 642.5 494.1 678.4 577.0 719.8 702.4 799.0

(v) Insurance 647.1 481.9 801.0 1,096.3 375.6 1,163.1 572.6 1,268.4

(vi) Real Estate Dealers (Excl. Item 4) 89.0 115.2 265.9 153.7 144.6 163.1 224.3 180.5

7. Transport, Storage & Communications 1,249.5 1,806.7 1,755.2 1,229.9 1,596.0 1,304.9 1,998.5 1,439.3

8. Services 2,515.8 2,726.3 2,827.4 2,259.9 2,600.1 2,397.7 2,516.8 2,652.0


IV. Trust Funds and Non-Profit 2,126.3 2,258.3 2,544.9 3,560.1 3,563.8 3,777.1 4,031.2 4,189.7

V. Personal 80,670.7 87,038.8 91,134.1 100,126.8 96,685.8 104,683.3 100,315.0 116,133.9

VI. Other activities not adequately described 617.2 462.2 612.8 217.8 525.4 231.1 485.7 255.0

Total 165,559.6 177,959.1 195,123.9 206,134.5 213,513.6 218,701.5 240,505.3 245,722.5

238


(Million Rupees)



1. Official 955.4 1,448.7 2,122.1 2,249.5 1,861.1 2,387.7 3,446.8 3,902.1

2. Business 28,436.1 31,674.4 38,741.1 49,183.9 55,413.8 25,161.4 31,508.6 32,941.7

3. Personal 15,484.6 12,804.5 18,330.3 19,882.8 30,175.2 65,056.7 64,320.2 64,002.6


1. Government: 3,410.7 2,432.1 17,597.0 12,914.8 17,188.0 24,132.8 20,821.7 19,190.6

1. Federal Government 1,270.9 693.1 12,060.0 7,835.9 11,962.0 14,980.3 13,748.3 12,143.0

2. Provincial Governments 1,164.1 744.9 4,269.2 3,900.4 3,895.9 6,277.5 4,458.4 4,409.9

3. Local Bodies 975.8 994.1 1,267.8 1,178.5 1,330.1 2,875.0 2,615.1 2,637.7



& Fishing 567.1 876.1 692.4 1,040.8 714.5 551.1 308.4 414.2

2. Mining & Quarrying 506.3 899.7 537.6 1,065.3 678.6 265.5 643.4 451.1

3. Manufacturing: 3,781.0 7,228.8 4,933.9 8,610.2 5,228.9 5,217.3 6,462.5 5,043.6

(i) Food Industries 891.3 1,196.2 1,146.1 1,460.4 1,298.4 165.3 161.5 112.0

(ii) Textiles 107.2 588.5 212.5 687.5 157.1 149.4 211.8 136.9


(iv) Chemicals & Chemicals Products 100.2 737.8 206.5 869.9 133.0 746.6 1,607.7 517.5

(v) Products of Petroleum & Coal 571.2 782.7 808.9 960.7 821.0 1,181.2 2,235.3 1,483.8

(vi) Cement 571.5 1,096.9 982.7 1,283.3 704.4 373.3 455.8 313.3


ture of Metal Products 448.9 619.3 339.6 752.0 646.7 147.0 484.2 881.1

(viii) Machinery & Transport Eqpmt. 668.0 1,053.7 770.3 1,201.0 876.7 1,380.0 737.4 646.0

(ix) Miscellaneous Industries 350.6 532.8 382.9 618.9 496.4 1,042.4 355.5 549.8

4. Construction 258.0 231.0 202.2 268.0 352.7 337.7 389.2 151.8


Services 3,252.1 2,270.4 4,098.5 2,639.7 4,196.5 8,851.6 8,402.9 7,109.8

6. Commerce: 3,368.0 3,345.1 3,701.9 3,911.6 4,476.5 6,478.3 8,625.6 8,712.7


(ii) Exports/Imports 474.4 454.7 687.2 552.5 636.2 519.8 260.5 551.3


(iv) Insurance 183.4 387.5 233.1 440.4 244.9 712.1 452.1 2,357.5

(v) Non-Banks Financial Institutions 1,941.4 1,842.0 2,286.9 2,105.5 2,498.2 4,232.4 7,307.6 2,086.8

7. Transport, Storage &Communications 490.2 812.6 1,996.6 967.1 646.0 1,594.9 1,577.9 1,682.1

8. Services 1,492.2 373.4 1,650.2 447.1 2,124.2 1,283.1 1,668.0 1,630.2

9. Other Public Sector Enterprises 6,091.6 4,139.8 5,057.2 4,878.2 8,008.6 4,804.2 5,022.8 8,405.0

239


(Million Rupees)




2. Mining & Quarrying 1,289.7 1,246.0 1,597.6 1,487.5 1,778.2 874.3 905.2 827.4

3. Manufacturing: 5,423.5 6,388.3 6,126.5 7,623.3 7,611.7 9,199.8 9,018.1 11,680.7

(i) Food Industries 1,708.0 1,961.9 1,514.5 2,299.9 2,327.4 2,636.4 2,896.3 2,586.5

(ii) Textile-Cotton 726.6 514.6 759.0 617.1 1,032.6 1,466.7 1,324.9 2,288.8

(iii) Textile-Woolen 109.3 102.2 147.1 125.6 160.1 127.4 244.7 139.3

(iv) Textile-Art Silk 531.5 390.6 542.6 476.6 777.7 503.5 306.0 1,006.6

(v) Textile-Others 328.3 734.2 391.7 884.4 468.2 991.2 820.5 835.0


(vii) Cement 103.2 151.4 37.9 184.9 149.4 420.3 330.0 742.9

(viii) Machinery & Transport Equipments. 154.5 234.4 427.6 279.5 222.3 378.6 197.4 399.8

(ix) Miscellaneous Industries 1,301.2 1,688.5 1,970.4 2,043.3 1,846.5 2,328.8 2,273.3 2,712.6

4. Construction 1,940.8 1,992.8 2,363.0 2,429.9 2,780.6 2,529.0 3,429.7 4,084.0


Services 1,929.3 2,128.6 2,201.1 2,514.6 2,685.0 1,425.5 1,192.4 1,942.7

6. Commerce: 19,236.8 19,144.3 21,768.2 23,219.1 27,432.5 29,586.1 28,037.1 31,865.1


(ii) Exports/Imports 3,185.5 2,963.6 3,585.0 3,596.7 4,578.6 3,405.8 4,323.4 4,144.3


Financial Institutions 1,188.3 508.9 1,778.8 607.9 1,666.7 954.9 1,014.9 2,097.9

(iv) Co-operative Societies 751.6 979.9 917.7 1,187.1 1,041.1 1,248.3 746.8 1,046.5

(v) Insurance 554.5 1,532.2 609.5 1,743.4 766.6 813.3 1,752.9 862.3

(vi) Real Estate Dealers (Excl. Item 4) 347.5 231.6 323.1 278.5 494.0 295.4 247.2 1,019.9

7. Transport, Storage & Communications 1,813.0 1,791.6 1,731.5 2,126.8 2,472.5 2,803.5 3,450.0 3,857.2

8. Services 2,787.9 3,286.1 4,046.3 3,936.0 3,830.0 5,063.0 5,270.3 7,483.2


IV. Trust Funds and Non-Profit

Organizations 5,228.0 5,264.6 5,947.4 6,370.3 7,126.4 8,315.0 8,955.2 9,783.9

V. Personal 115,316.0 138,852.7 135,590.6 157,737.5 154,487.7 176,952.4 183,904.9 217,009.4

VI. Other activities not adequately described 648.2 309.6 1,478.7 367.8 870.1 1,214.8 2,390.9 3,859.5

Total 279,254.3 299,946.0 343,886.3 377,923.7 416,702.1 466,444.0 490,797.9 538,814.4

240


(Million Rupees)


A. Foreign Constituents: 118,731.2 106,593.1 131,405.1 140,222.8 142,502.3 202,152.7

1. Official 3,855.4 4,658.0 5,535.6 6,957.9 4,179.5 4,352.6

2. Business 40,116.6 33,682.6 49,111.9 62,671.2 62,079.8 118,245.6

3. Personal 74,759.2 68,212.4 76,757.6 70,593.6 76,243.0 79,554.6

B. Domestic Constituents: 474,390.7 541,058.4 581,248.9 625,073.5 684,350.9 685,029.7

1. Government: 21,614.0 40,342.8 41,897.3 34,368.5 34,743.1 33,703.7

1. Federal Government 14,095.5 25,839.6 27,793.0 18,907.6 19,615.0 18,731.1

2. Provincial Governments 4,658.5 11,188.2 11,175.5 12,340.9 11,251.3 11,832.2

3. Local Bodies 2,860.1 3,315.0 2,928.9 3,120.0 3,876.9 3,140.4



& Fishing 498.6 659.2 1,410.6 1,586.2 1,068.5 811.0

2. Mining & Quarrying 777.1 981.3 1,404.0 2,721.3 4,821.8 4,924.7

3. Manufacturing: 5,066.6 6,038.1 6,646.7 7,769.6 7,214.2 5,882.6

(i) Food Industries 451.4 455.5 370.1 555.1 501.0 589.1

(ii) Textiles 180.1 184.4 105.4 197.7 191.5 216.9

(iii) Printing, Publishing & Allied Ind. 270.6 273.1 418.3 481.6 314.2 240.4

(iv) Chemicals & Chemicals Products 509.1 512.0 526.0 721.8 582.4 371.6

(v) Products of Petroleum & Coal 1,523.0 1,558.7 1,763.5 2,054.2 1,991.1 2,116.7

(vi) Cement 305.8 585.3 473.5 506.8 447.3 385.1


ture of Metal Products 891.7 1,152.2 1,386.3 1,167.6 772.8 668.4

(viii) Machinery & Transport Eqpmt. 462.0 691.5 651.8 669.7 688.3 489.2

(ix) Miscellaneous Industries 472.9 625.2 951.4 1,415.2 1,725.7 805.3

4. Construction 164.5 340.0 221.5 279.8 254.1 207.8


Services 7,004.8 6,724.6 5,681.6 5,393.9 7,153.9 6,703.8

6. Commerce: 8,548.8 9,497.0 7,450.7 7,891.3 7,765.0 7,402.7

(i) Wholesale and Retail Trade 503.4 664.0 414.4 736.8 733.1 1,179.0

(ii) Exports/Imports 424.1 429.8 345.8 376.4 444.2 772.3

(iii) Co-operative Banks (Excl. PPCB) 2,236.2 197.9 223.8 275.2 426.7 384.0

(iv) Insurance 2,236.2 2,216.0 2,827.8 2,915.2 1,380.8 1,100.4

(v) Non-Banks Financial Institutions 5,003.7 5,989.4 3,639.0 3,587.7 4,780.1 3,966.9

7. Transport, Storage &Communications 1,522.7 1,521.4 2,920.1 2,983.2 4,065.6 3,340.6

8. Services 1,625.3 1,628.1 693.7 1,309.7 1,176.5 1,504.1

9. Other Public Sector Enterprises 6,542.7 6,843.3 5,001.4 5,258.1 5,711.8 5,287.6

241


(Million Rupees)


III. Private Sector (Business): 174,822.4 206,614.6 220,777.3 240,171.1 257,431.4 254,216.4

1. Agriculture, Forestry, Hunting & Fishing 24,915.1 24,110.7 28,274.3 26,730.5 29,164.7 34,606.5

2. Mining & Quarrying 1,366.1 1,342.8 1,027.3 11,795.7 14,894.4 3,604.2

3. Manufacturing: 13,436.3 15,455.4 15,460.1 17,734.8 20,829.8 20,892.5

(i) Food Industries 3,192.9 2,535.2 2,725.8 3,775.9 5,130.1 4,950.4

(ii) Textile-Cotton 2,392.3 2,383.8 2,325.3 2,815.6 2,710.1 2,553.2

(iii) Textile-Woolen 216.8 218.3 156.9 171.2 253.5 185.4

(iv) Textile-Art Silk 1,143.5 1,142.4 1,223.9 1,277.1 968.2 901.0

(v) Textile-Others 945.6 1,083.7 1,192.4 1,108.4 1,717.1 1,558.8

(vi) Chemicals & Chemical Products 1,035.4 2,018.4 1,500.9 1,685.6 1,183.0 1,281.2

(vii) Cement 1,108.9 1,029.4 964.0 1,020.5 1,652.2 1,528.4

(viii) Machinery & Transport Equipments. 385.9 1,113.3 586.0 1,087.4 1,553.9 2,055.5

(ix) Miscellaneous Industries 3,015.0 3,930.9 4,784.9 4,793.1 5,661.7 5,878.6

4. Construction 4,173.1 4,315.8 4,445.0 4,616.7 5,299.5 5,093.5


Services 2,018.6 2,020.2 2,752.8 2,930.9 2,806.3 4,020.6

6. Commerce: 34,344.6 40,187.3 46,500.2 48,102.6 47,112.9 44,309.2

(i) Wholesale and Retail Trade 24,150.2 24,206.7 32,524.7 32,999.1 31,395.0 30,336.9

(ii) Exports/Imports 4,399.6 5,311.5 5,117.4 5,904.7 5,732.3 6,585.9


Financial Institutions 2,510.5 7,050.2 5,649.5 5,802.1 5,459.2 3,374.2

(iv) Co-operative Banks (Excl. PPCB) 1,068.0 1,396.1 1,250.0 1,294.0 1,679.5 1,663.8

(v) Insurance 1,092.6 1,092.3 1,260.9 1,323.0 1,705.6 1,424.9

(vi) Real Estate Dealers (Excl. Item 4) 1,123.7 1,130.5 697.6 779.6 1,141.3 923.6

7. Transport, Storage & Communications 3,699.4 3,772.4 4,363.7 5,007.0 6,731.3 6,558.9

8. Services 7,331.8 9,197.5 8,700.2 8,610.3 8,348.5 7,989.0

9. Other Private Business 83,537.9 106,212.2 109,253.6 114,642.6 122,224.0 127,141.9

IV. Trust Funds and Non-Profit

Organizations 14,601.2 10,790.4 14,228.3 14,161.4 15,389.0 15,515.8

V. Personal 229,035.7 243,701.8 270,797.3 297,616.3 332,704.0 340,929.0

VI. Other activities not adequately described 2,566.6 5,375.8 2,118.5 3,563.1 4,852.0 4,599.8

Total 593,121.9 647,611.5 712,654.0 765,296.2 826,853.2 887,182.4

242


by Category of Deposit Holders

(Million Rupees)



A. Foreign Constituents: 193,610.2 192,739.1 158,617.6 133,260.7 96,613.8

1. Official 11,472.6 15,539.2 12,391.1 18,493.1 15,624.8

2. Business 100,799.6 100,402.2 79,809.8 58,182.4 42,036.3

3. Personal 81,338.0 76,797.6 66,416.8 56,585.2 38,952.7

B. Domestic Constituents: 745,898.3 803,879.8 892,302.2 937,044.1 1,016,515.6

1. Government: 42,771.7 47,650.1 49,732.9 55,278.6 64,746.2

1. Federal Government 23,681.7 27,731.5 28,268.7 31,880.0 39,437.7

2. Provincial Governments 14,009.8 14,667.5 16,154.4 17,611.6 20,327.6

3. Local Bodies 5,080.3 5,251.1 5,309.8 5,787.0 4,980.8

II. Public Sector Enterprises 39,304.3 47,249.6 49,844.8 53,989.6 48,683.0


& Fishing 1,283.3 5,103.5 4,864.9 4,282.6 219.8

2. Mining & Quarrying 4,621.4 2,199.4 1,967.0 1,344.5 123.2

3. Manufacturing: 6,893.8 9,179.6 10,803.2 12,628.7 15,997.4

(i) Food Industries 366.7 302.1 317.1 626.1 1,203.2

(ii) Textiles 537.1 298.3 140.7 603.5 543.5

(iii) Printing, Publishing & Allied Ind. 255.6 32.8 164.8 295.1 244.2

(iv) Chemicals & Chemical Products 924.1 1,573.0 1,297.3 1,870.8 1,119.5

(v) Products of Petroleum & Coal 2,801.2 4,432.7 4,297.8 4,987.3 6,747.1

(vi) Cement 293.4 112.5 103.2 265.0 488.6


ture of Metal Products 513.4 1,044.3 1,756.5 1,707.0 1,193.3

(viii) Machinery & Transport Equipments 608.5 539.8 749.3 1,264.4 644.1

(ix) Miscellaneous Industries 593.9 844.1 1,976.5 1,009.4 3,814.0

4. Construction 498.0 420.8 489.9 1,051.7 415.6


Services 6,623.6 11,482.0 10,538.1 9,651.7 8,526.8

6. Commerce: 8,472.9 8,719.5 7,824.1 8,841.1 7,472.9

(i) Wholesale and Retail Trade 1,100.6 1,141.1 895.0 1,764.2 1,118.0

(ii) Exports/Imports 762.1 505.9 568.4 991.9 1,135.0

(iii) Co-operative Banks (Excl. PPCB) 144.0 262.1 663.1 160.9 395.0

(iv) Insurance 1,161.9 784.6 706.3 1,039.0 546.8

(v) Non-Banks Financial Institutions 5,304.3 6,025.8 4,991.4 4,885.1 4,278.2

7. Transport, Storage &Communications 3,130.4 2,238.2 3,127.9 4,462.8 3,886.3

8. Services 1,860.5 1,041.8 2,285.9 2,183.0 1,439.2

9. Other Public Sector Enterprises 5,920.4 6,864.8 7,943.8 9,543.3 10,601.8

243


(Million Rupees)



III. Private Sector (Business): 280,091.5 315,422.6 336,560.0 405,851.0 482,433.5

1. Agriculture, Forestry, Hunting & Fishing 38,583.3 44,847.0 37,936.5 38,568.7 52,170.5

2. Mining & Quarrying 4,260.3 5801.4 9,931.0 10,807.6 13,669.2

3. Manufacturing: 26,024.1 28,404.4 30,504.1 33,428.5 79,296.2

(i) Food Industries 5,241.7 5,975.6 6,539.1 4,932.6 13,395.0

(ii) Textile-Cotton 6,422.8 7,264.5 5,552.9 5,722.3 24,448.8

(iii) Textile-Woolen 655.9 1,450.5 212.9 303.5 9,336.2

(iv) Textile-Art Silk 833.5 401.6 981.2 465.1 2,678.7

(v) Textile-Others 1,692.7 2,206.1 3,631.3 4,063.0 6,397.3

(vi) Chemicals & Chemical Products 1,638.5 2,668.1 3,382.7 3,219.0 5,145.2

(vii) Cement 1,507.8 734.1 962.9 823.8 2,162.2

(viii) Machinery & Transport Equipments. 1,535.0 637.8 1,554.4 1,352.0 2,832.6

(ix) Miscellaneous Industries 6,496.2 7,066.1 7,686.7 12,542.8 12,900.3

4. Construction 5,186.4 5,876.5 6,492.4 6,467.9 6,233.0

5. Electricity, Gas, Water & Sanitary Services 7,090.9 6,948.1 9,612.4 16,005.7 15,746.5

6. Commerce: 50,203.6 69,653.9 79,138.9 80,426.3 90,040.5

(i) Wholesale and Retail Trade 32,930.1 49,963.9 53,591.3 53,252.8 60,931.7

(ii) Exports/Imports 8,047.5 10,777.8 13,562.6 16,654.6 14,995.1


Financial Institutions 4,514.1 3,738.3 5,684.7 6,191.1 8,350.6

(iv) Co-operative Banks (Excl. PPCB) 1,935.0 2,679.3 3,297.1 2,105.1 2,451.3

(v) Insurance 1,645.3 1,722.0 1,838.7 1,454.3 1,653.3

(vi) Real Estate Dealers (Excl. Item 4) 1,131.6 772.5 1,164.4 768.4 1,658.6

7. Transport, Storage & Communications 7,293.1 5,056.7 5,561.7 8,463.9 7,334.4

8. Services 8,726.1 10,177.9 13,415.5 13,451.9 12,191.9

9. Other Private Business 132,723.7 138,656.6 143,967.4 198,230.5 205,751.3

IV. Trust Funds and Non-Profit Organizations 16,147.0 13,626.0 14,937.8 14,252.6 12,330.6

V. Personal 348,920.5 365,302.6 425,453.8 389,976.9 389,793.6

VI. Other activities not adequately described 18,663.3 14,629.0 15,772.9 17,695.5 18,528.7

Total 939,508.5 996,618.8 1,050,919.8 1,070,304.8 1,113,129.4

244


(Million Rupees)

1999 2000 2001 Category of Depositor Dec. Jun. Dec. Jun.

A. Foreign Constituents: 65,686.1 50,479.8 56,636.7 55,093.0

1. Official 12,435.2 6,575.1 8,970.3 9,226.4

2. Business 34,339.0 23,996.4 28,293.2 28,665.9

3. Personal 18,911.8 19,908.3 19,373.2 17,200.7

B. Domestic Constituents: 1,025,924.8 1,089,824.3 1,132,377.0 1,221,003.4

1. Government: 78,773.6 70,184.1 71,678.2 95,225.3

1. Federal Government 60,236.6 45,810.7 39,604.0 59,073.9

2. Provincial Governments 14,382.1 18,385.0 26,185.2 32,095.5

3. Local Bodies 4,154.9 5,988.5 5,889.1 4,055.9

II. Public Sector Enterprises 53,896.4 75,721.9 78,107.1 79,358.0


& Fishing 370.2 472.3 1,304.8 686.8

2. Mining & Quarrying 143.5 882.9 579.8 949.5

3. Manufacturing: 21,076.3 19,793.4 19,376.7 22,513.4

(i) Food Industries 1,044.4 117.7 317.3 332.3

(ii) Textiles 787.9 578.1 432.0 341.0

(iii) Printing, Publishing & Allied Ind. 33.9 413.6 709.5 165.8

(iv) Chemicals & Chemical Products 1,163.6 1,287.9 1,932.8 1,275.2

(v) Products of Petroleum & Coal 13,783.4 13,911.5 12,899.8 15,850.8

(vi) Cement 285.5 336.4 339.0 284.9


ture of Metal Products 1,737.5 2,440.3 2,048.1 3,608.8

(viii) Machinery & Transport Equipments 713.3 165.7 251.4 186.9

(ix) Miscellaneous Industries 1,526.9 542.3 446.9 467.7

4. Construction 4,430.3 3,662.6 5,164.7 470.1


Services 5,072.6 7,850.8 11,022.0 17,599.1

6. Commerce: 7,589.0 16,093.5 13,464.8 14,570.3

(i) Wholesale and Retail Trade 1,325.0 415.0 449.5 542.5

(ii) Exports/Imports 1,803.6 524.3 1,048.0 1,192.6

(iii) Co-operative Banks (Excl. PPCB) 652.6 518.4 802.5 580.8

(iv) Insurance 770.5 10,311.0 6,963.5 1,183.9

(v) Non-Banks Financial Institutions 3,0373 4,324.9 4,201.3 11,070.5

7. Transport, Storage &Communications 2,933.6 6,488.2 3,519.4 5,552.6

8. Services 1,593.0 3,590.0 3,671.4 2,183.3

9. Other Public Sector Enterprises 10,688.1 16,888.2 20,003.5 14,832.9

245


(Million Rupees)

1999 2000 2001 Category of Depositor Dec. Jun. Dec. Jun.

III. Private Sector (Business): 462,401.6 504,167.5 509,109.9 534,806.4

1. Agriculture, Forestry, Hunting & Fishing 45,946.6 61,238.5 51,651.6 60,965.8

2. Mining & Quarrying 7,047.7 5772.0 5,393.8 7,449.4

3. Manufacturing: 59,344.9 65,384.1 70,571.0 61,211.1

10,668.3 9,801.4 9,641.1 9,830.1

(i) Food Industries 16,133.9 11,021.0 9,375.7 7,045.4

(ii) Textile-Cotton 3,198.3 3,478.4 1,110.3 1,207.4

(iii) Textile-Woolen 317.7 542.2 375.5 650.0

(iv) Textile-Art Silk 5,502.2 10,009.7 5,977.9 5,338.6

(v) Textile-Others 6,712.1 8,323.1 10,679.6 7,998.7

(vi) Chemicals & Chemical Products 1,087.0 1,048.8 1,806.8 1,017.7

(vii) Cement 1,751.3 3,196.2 2,583.9 3,264.8

(viii) Machinery & Transport Equipments. 13,974.1 17,963.3 29,020.4 24,858.5

(ix) Miscellaneous Industries

4. Construction 6,598.4 6,897.8 8,451.1 9,597.1

5. Electricity, Gas, Water & Sanitary Services 21,943.7 19,168.6 21,543.8 29,366.4

6. Commerce: 95,773.9 102,106.2 105,265.2 104,813.2

(i) Wholesale and Retail Trade 64,976.5 61,846.2 63,805.7 66,384.3

(ii) Exports/Imports 15,896.5 15,925.5 17,320.3 16,025.2


Financial Institutions 7,876.4 17,221.6 15,989.0 13,127.4

(iv) Co-operative Banks (Excl. PPCB) 2,707.6 2,901.3 3,559.3 3,765.4

(v) Insurance 2,720.8 2,380.2 2,626.2 3,531.9

(vi) Real Estate Dealers (Excl. Item 4) 1,596.1 1,831.4 1,964.7 1,979.1

7. Transport, Storage & Communications 13,521.5 13,111.3 12,753.3 19,659.4

8. Services 13,071.0 17,096.7 16,524.4 36,160.6

9. Other Private Business 199,153.9 213,392.2 216,955.8 205,583.4

IV. Trust Funds and Non-Profit Organizations 12,403.7 16,325.1 16,812.0 19,641.3

V. Personal 400,947.0 404,912.8 435,489.2 471,090.8

VI. Other activities not adequately described 17,502.3 18,512.9 21,180.5 20,881.5

Total 1,091,610.8 1,140,304.1 1,189,013.7 1,276,096.4

246


(Million Rupees)


Dec. Jun. Dec. Jun.

A. Foreign Constituents: 59,006.1 54,947.0 66,107.8 47,123.8

I. Official 6,327.4 4,689.3 13,743.1 3,324.2

II. Business 28,829.9 25,458.6 14,523.5 6,079.1

III. Personal 23,848.7 24,799.0 37,841.2 37,720.5 B. Domestic Constituents: 1,250,258.7 1,366,273.4 1,434,362.6 1,634,404.4

I. Government: 100,667.7 114,892.6 122,459.9 146,718.5

1. Federal Government 61,031.1 67,256.1 74,531.4 92,359.9

2. Provincial Governments 31,139.2 34,789.9 34,729.4 39,894.6

3. Local Bodies ( City Governments ) 12,846.5 1,898.6 13,199.1 14,464.1

II. Non-Financial Public Sector Enterprises: 78,734.8 68,306.0 78,207.3 109,269.5

(i) Agriculture, Forestry, Hunting & Fishing 1,624.3 93.3 161.5 78.6

(ii) Mining & Quarrying 14,624.2 11,585.0 15,198.1 23,230.8

(iii) Manufacturing 14,980.4 18,513.7 18,072.8 23,144.8

(iv) Construction 6.4 15.2 1.3 23.2

(v) Utilities 16,547.4 17,090.6 19,637.1 23,926.5

(vi) Commerce 4,358.3 2,458.0 3,127.7 2,355.5

(vii) Transport, Storage & Communication 24,310.1 15,557.2 18,503.5 31,791.7

(viii) Services 2,283.4 2,950.9 3,343.9 4,666.9

(ix) Others - 42.2 161.5 51.5

III. Non-Bank Financial Institutions: 8,031.4 9,739.5 9,813.9 10,874.5

(i) Co-operative Banks 1,092.1 336.3 290.9 271.4

(ii) Development Financial Institutions 1,386.9 1,400.4 2,803.1 3,019.0

(iii) Other NBFI's 5,552.4 8,002.7 6,719.9 7,584.2

IV. Private Sector Enterprises: 519,576.5 537,357.8 578,563.7 616,743.7

1. Agriculture, Forestry, Hunting & Fishing: 55,175.2 64,182.6 55,514.2 72,467.4

2. Mining & Quarrying : 5,187.9 5,279.8 4,859.3 4,940.6

(i) Coal, Stone, Sand & Gravel 1,012.8 1,505.4 1,748.8 1,124.3

(ii) Metal Mining 87.6 507.6 56.7 61.0

(iii) Non-Metal Mining 340.7 76.5 149.1 118.2

(iv) Crude Petroleum, Petroleum Products & Gas 3,746.7 3,190.2 2,904.5 3,637.1

3. Manufacturing : 65,473.5 67,142.8 85,540.7 90,260.2

(i) Food 5,455.8 6,383.3 7,705.5 8,456.1

(ii) Beverages & Tobacco 2,056.8 2,311.3 2,039.9 2,085.6

(iii) Rice Processing 653.6 900.5 739.0 951.0

(iv) Textiles : 13,429.7 10,709.6 16,983.3 14,681.4

a) Cotton & Woolen 11,063.5 8,670.2 14,273.6 11,968.4

b) Others 2,366.2 2,039.4 2,709.7 2,713.0

(v) Textile Products 4,502.5 4,046.1 5,469.9 5,696.9

(vi) Footwear 478.0 1,019.9 904.0 1,519.4

(vii) Leather, Leather & Fur Products 399.5 790.1 643.4 653.7

(viii) Rubber & Plastic Products 185.7 524.8 527.4 477.7

(ix) Cork & Wood 52.6 64.2 197.8 90.8

247


(Million Rupees)


Dec. Jun. Dec. Jun.

(x) Furniture & Fixture 215.2 128.6 865.2 843.0

(xi) Paper, Paperboard & Products 390.8 883.4 693.1 1,493.6

(xii) Non-Metallic Minerals : 1,060.4 2,080.4 2,484.2 2,358.8

a) Cement & Cement Products 693.9 735.8 1,577.4 1,366.4

b) Clay, Marbles, Stone Products and Precious Metals 366.5 1,344.6 906.7 992.4

(xiii) Petroleum Refining 2,797.0 2,007.9 3,018.3 2,645.5

(xiv) Petroleum & Coal Products 1,290.7 2,070.1 2,863.9 1,403.7

(xv) Chemicals, Chemical Materials & Products 3,956.0 4,935.8 6,513.0 4,556.1

(xvi) Fertilizer 3,066.2 5,140.7 5,133.8 2,060.9

(xvii) Printing, Publishing & Allied Industries 450.9 745.0 926.5 919.2

(xviii) Medicinal & Pharmaceutical Products 2,511.3 2,650.9 3,829.5 4,446.3

(xix) Surgical Goods & Dental Appliances 594.7 319.9 428.9 395.5

(xx) Cosmetics & Detergents 616.2 602.7 618.9 1,214.2

(xxi) Photographic Apparatus, Equipments & Optical Goods 33.1 49.6 43.3 38.5

(xxii) Basic Metal Industries 1,483.1 2,518.4 962.7 4,297.3

(xxiii) Electrical Equipments, Apparatus & Equipment optional Goods 461.5 648.6 1,142.9 424.2

(xxiv) Electrical Goods (household/industrial) 114.4 469.4 894.1 766.9

(xxv) Scientific Equipments (excluding surgical instruments) 13.9 209.5 44.2 120.9

(xxvi) Sports Goods 1,074.8 101.6 189.2 306.0

(xxvii) Machinery 2,420.9 3,231.7 3,104.1 3,276.9

(xxviii) Automobiles, Transport Machinery & Equipments 1,840.2 5,677.9 8,777.6 14,061.9

(xxix) Miscellaneous Industries 13,868.1 5,921.1 7,796.8 10,018.1

4. Ship Breaking & Waste etc. 200.5 260.1 329.1 647.2

5. Construction 7,890.3 8,257.6 8,695.0 12,773.2

6. Power (electricity), Gas, Water & Sanitary 35,917.0 26,550.6 26,340.3 29,743.6

7. Commerce: 110,361.5 113,112.8 133,456.8 108,336.7

(i) Wholesale & Retail Trade 85,678.3 80,332.0 111,227.0 82,283.5

(ii) Exports / Imports 16,130.8 17,559.7 12,918.2 16,112.7

(iii) Insurance 3,717.2 2,174.5 2,748.2 3,516.8

(iv) Co-operative Societies 3,596.8 2,964.4 3,665.0 3,440.7

(v) Real Estate 1,238.4 1,587.5 2,898.5 2,983.0

8. Transport, Storage & Communication: 10,955.6 11,600.2 15,330.9 16,002.6

9. Services 20,339.2 20,616.6 23,785.6 26,218.6

10. Other Private Business 208,075.7 220,354.6 224,711.9 255,353.5

V. Trust Funds & Non-Profit Organizations 16,605.2 28,604.6 26,834.1 20,939.2

VI. Personal 505,509.7 571,599.7 579,686.9 678,139.7

VII. Others 21,153.5 35,773.3 38,796.7 51,719.3

Total 1,309,264.8 1,421,220.3 1,500,470.4 1,681,528.2

Note: New format adopted from Dec. 2001

248


( Million Rupees)

2003 2004 2005Category of Depositor Dec. Jun. Dec. Jun.A. Foreign Constituents: 67,290.3 64,167.6 67,265.2 53,073.4 I. Official 7,078.2 10,681.2 11,396.3 12,518.0 II. Business 7,118.6 5,787.2 10,975.0 6,240.1 III. Personal 53,093.5 47,699.2 44,893.9 34,315.3B. Domestic Constituents: 1,774,852.4 1,938,140.2 2,134,546.4 2,375,220.5I. Government: 158,041.6 190,739.6 185,815.7 211,225.8 A. Federal Government 101,051.0 122,650.7 114,479.6 121,245.2 B. Provincial Governments 50,330.4 53,576.1 57,306.8 79,526.3 C. Local Bodies (City Governments) 6,660.2 14,512.9 14,029.4 10,454.3II. Non-Financial Public Sector Enterprises: 106,907.9 170,298.0 199,483.0 191,682.5 A. Agriculture, Forestry, Hunting & Fishing 66.4 172.9 139.7 148.2 B. Mining & Quarrying 23,921.6 23,797.9 36,971.3 28,798.5 C. Manufacturing 17,857.2 30,464.9 42,461.9 51,830.6 D. Construction 7.9 8.7 5.0 33.4 E. Utilities 23,919.2 38,904.2 50,667.5 46,910.9 F. Commerce 3,045.7 6,162.2 2,670.6 9,807.8 G. Transport, Storage & Communication 32,561.2 63,921.6 55,297.0 42,962.4 H. Services 5,365.7 6,809.1 11,269.9 11,189.6 I. Others 163.1 56.6 0.0 1.1III. Non-Bank Financial Institutions: 24,855.5 27,353.1 27,510.7 23,404.5 A. Co-operative Banks 235.9 216.6 157.6 204.5 B. Development Financial Institutions 8,838.9 7,549.3 5,835.9 9,037.3 C. Insurance Companies 7,097.6 6,553.3 11,326.2 7,495.5 D. Micro Finance 472.4 1,313.1 1,264.1 661.7 E. Other NBFI's 8,210.7 11,720.9 8,926.9 6,005.5IV. Private Sector Enterprises: 626,572.8 686,197.9 715,052.3 781,436.1 A. Agriculture, Hunting and Forestry 92,523.3 99,027.7 101,067.6 114,645.7 (1) Growing of crops 88,396.6 93,797.8 93,628.6 108,990.8 (2) Farming of animals 1,401.2 2,306.5 1,741.8 2,662.3 (3) Agricultural and animal husbandry 852.6 1,259.8 1,299.5 1,051.6 (4) Agricultural machinery and equipments 913.2 701.7 669.9 1,252.4 (5) Hunting, trapping, forestry & logging 959.7 961.8 3,727.7 688.6 B. Fishing and fish farming etc. 1,268.4 1,472.5 2,109.7 201.0 C. Mining and Quarrying 18,950.3 17,614.4 12,800.6 20,655.0 (1) Mining of coal 7,463.8 3,009.3 961.6 1,108.5 (2) Crude petroleum & natural gas 7,357.2 12,473.3 10,659.7 18,207.0 (3) Iron & non-ferrous metal ores 1,157.3 641.8 624.4 535.5 (4) Quarrying of stone, sand and clay 595.1 89.2 94.9 67.1 (5) Chemical, fertilizer, Salt etc. 2,376.8 1,400.7 460.1 737.0 D. Manufacturing 150,710.9 155,559.3 167,204.2 168,361.3 1) Food products and beverages 16,862.7 26,374.9 28,415.7 24,403.1 2) Tobacco products 1,182.1 1,810.7 1,418.9 1,731.6 3) Textiles 32,018.4 33,651.0 31,729.3 33,911.9 i) Spinning, weaving, finishing of textiles 27,180.6 27,746.1 26,124.1 24,103.5 a) Spinning of fibers 17,830.5 18,637.5 18,017.2 16,683.0 b) Weaving of textiles 7,451.9 7,149.1 4,260.1 5,260.0 c) Finishing of textiles 1,898.2 1,959.5 3,846.8 2,160.5 ii) Made-up textile articles 1,681.4 2,551.6 2,150.4 2,697.7 iii) Knit wear 316.0 451.3 884.9 942.6 iv) Carpets and rugs 1,462.7 1,322.0 1,048.6 951.7 v) Other textiles n.e.s. 1,377.8 1,580.0 1,521.3 5,216.4 4) Wearing apparel, readymade garments etc. 3,383.1 3,447.2 4,346.1 4,341.9

249



2003 2004 2005Category of Depositor

Dec. Jun. Dec. Jun.

5) Tanning and dressing of leather; manufacture of luggage 2,706.8 2,911.6 3,764.4 4,521.9 i.) Tanning & dressing of leather, luggage, handbags etc. 1,660.2 1,343.1 1,443.2 1,320.0 ii.) Footwear 1,046.6 1,568.5 2,321.3 3,201.9 a) Leather wear 641.2 1,138.4 1,900.8 2,196.3 b) Rubber and Plastic wear 405.4 430.0 420.5 1,005.66) Wood and products of wood cork 158.2 404.4 315.2 774.27) Paper, paperboard and products 1,221.0 946.9 1,420.8 2,783.28) Printing, publishing and allied industries 1,777.4 2,677.5 3,872.4 2,916.49) Coke and refined petroleum products 7,377.6 5,051.3 8,115.6 5,005.810) Chemicals and chemical products 19,143.4 21,186.4 28,718.0 30,308.611) Rubber and plastics products 1,318.7 1,804.1 1,301.9 1,006.312) Other non-metallic mineral products 2,588.0 5,271.8 4,758.0 5,321.813) Basic metals 2,268.3 3,808.3 5,870.3 4,828.514) Fabricated metal products 1,467.9 1,044.4 741.9 1,340.215) Machinery and equipment 3,095.9 4,576.3 3,302.9 4,085.816) Office, accounting and computing machinery 2.1 190.5 7.2 65.217) Electrical machinery and apparatus 9,434.4 7,897.3 7,064.8 9,964.818) Radio, television and communication equipment apparatus

439.8 547.6 409.3 455.119) Medical, precision and optical instruments, watches clocks

1,262.3 1,993.1 1,090.8 1,279.420) Motor vehicles, trailers and semi-trailers 12,227.0 15,506.6 18,507.8 15,937.021) Other transport equipments 4,234.3 4,519.8 4,281.9 3,977.022) Furniture and fixture 475.4 469.4 782.5 886.023) Jewellery and related articles 196.6 191.8 185.8 338.024) Sports goods 935.6 1,088.5 1,302.9 1,022.225) Handicrafts 183.6 261.0 76.1 127.026) Other manufacturing n.e.s. 24,750.1 7,927.1 5,403.7 7,028.7E. Ship breaking and waste / scrape (junk) etc. 1,004.3 1,105.8 1,259.0 2,303.3F. Electricity, gas and water supply 23,338.7 31,852.1 24,558.2 25,086.4G. Construction 16,306.1 26,403.5 30,346.2 34,646.5 1) Building 12,178.5 17,820.1 21,388.9 24,524.0 2) Infrastructure 4,127.6 8,583.4 8,957.3 10,122.4H. Commerce and Trade 140,166.2 136,855.2 153,943.3 152,696.7 1) Sale, maintenance and repair of motor vehicles otorcycles

4,779.8 4,673.9 3,353.1 3,852.9 2) Wholesale and commission trade 91,943.5 92,761.3 104,796.7 98,963.9 i) Exports 19,681.9 13,109.0 18,036.9 15,029.0 ii) Imports 5,234.3 8,658.2 7,922.1 9,198.6 iii) Domestic whole sales 67,027.3 70,994.1 78,837.8 74,736.33) Retail trade 43,442.9 39,420.1 45,793.5 49,879.9 I. Hotels, restaurants and clubs etc 5,056.2 6,484.8 5,287.4 5,167.3 J. Transport, storage and communications 17,209.7 29,836.1 22,236.9 34,812.8 K. Real estate, renting and business activities 33,941.0 54,700.3 58,458.2 65,363.9 1) Real estate activities 4,077.7 7,504.4 9,279.1 12,442.0 2) Renting of machinery and equipment 1,011.3 318.8 155.5 453.3 3) Computer and related activities 1,170.3 1,968.1 1,064.6 1,149.3 4) Research and development 799.2 3,929.6 1,189.8 1,639.4 5) Other business activities 26,882.6 40,979.5 46,769.2 49,679.9 L. Education 10,664.6 12,669.0 10,541.7 12,484.3 M. Health and social work 3,865.5 6,665.0 7,418.8 9,739.8 N. Other community, social and personal service activities

11,213.3 19,653.8 27,163.6 28,409.0 O. Other private business n.e.c 100,354.4 86,298.6 90,656.9 106,863.0 V. Trust Funds and Non Profit Organizations 35,371.7 46,799.9 54,003.4 60,482.3Vi. Personal 768,781.5 778,905.3 928,075.3 1,066,813.8Vii. Others 54,321.5 37,846.4 24,605.9 40,175.5

Total 1,842,142.7 2,002,307.8 2,201,811.6 2,428,294.0

Note: The category of deposits holders have been reclassified w.e.f Dec 2003 as per International Standard Industrial Classification (ISIC Rev 3.1).

250

4.18 Distribution of Scheduled Banks’ Deposits

by Type of Account

(Million Rupees) Other F I X E D

Period Current Call Deposit Saving Up to 3 Over 3 months Deposits Deposits Accounts Deposits months to 6 months

1 2 3 4 i ii 1960 Jun. No. of Accounts 256,600 5,761 18,013 280,860 615 983 Amount 1,556.8 132.0 241.9 363.7 142.6 69.0 Dec. No. of Accounts 246,668 7,344 19,366 286 858 995 Amount 1,481.5 94.8 288.2 722.7 119.5 73.1 1961 Jun. No. of Accounts 273,096 8,060 22,597 327,570 943 1,393 Amount 1,522.6 124.5 354.6 390.2 160.7 75.4 Dec. No. of Accounts 299,455 8,377 24,456 376,929 851 1,304 Amount 1,567.0 70.1 360.2 425.0 221.6 70.0 1962 Jun. No. of Accounts 323,145 8,742 25,033 444,389 953 1,418 Amount 1,643.3 94.5 423.2 488.1 188.8 90.6 Dec. No. of Accounts 355,956 9,815 31,948 582,851 5,012 1,538 Amount 1,679.6 104.7 489.0 563.5 300.0 90.8 1963 Jun. No. of Accounts 397,499 10,503 32,630 686,872 4,980 1,707 Amount 2,013.9 125.9 619.7 666.4 274.2 101.4 Dec. No. of Accounts 441,506 14,239 51,471 837,834 5,970 1,703 Amount 2,052 130 836 782 270 112 1964 Jun. No. of Accounts 522,779 16,271 47,826 1,013,087 2,127 2,142 Amount 2,279.1 209.8 839.6 967.0 272.5 116.8 Dec. No. of Accounts 589,536 34,774 58,981 1,117,100 9,064 2,744 Amount 2,359.9 242.7 1,004.3 1,136.0 331.5 154.1 1965 Jun. No. of Accounts 648,613 25,493 62,482 1,403,491 215 2,735 Amount 2,299.4 262.2 1,143.7 1,292.3 186.3 129.1 Dec. No. of Accounts 683,868 21,054 66,948 1,562,293 2,695 4,033 Amount 2,517.2 235.5 983.2 1,433.3 250.7 153.5 1966 Jun. No. of Accounts 743,790 19,444 70,011 1,860,973 4,638 4,961 Amount 2,644.9 215.4 965.3 1,756.8 377.9 181.6 Dec. No. of Accounts 800,019 23,888 87,257 2,134,105 4,767 8,096 Amount 2,687.6 281.0 1,103.0 1,918.1 495.7 287.4 1967 Jun. No. of Accounts 853,355 30,677 86,980 2,477,326 6,146 6,141 Amount 2,765.6 275.7 1,099.1 2,168.2 590.3 202.4 Dec. No. of Accounts 884,531 25,111 91,540 2,716,091 8,047 7,099 Amount 2,719.3 251.9 113.5 2,340.0 551.5 221.2 1968 Jun. No. of Accounts 936,364 14,140 92,719 3,093,253 11,732 6,892 Amount 2,911.7 442.6 1,191.5 2,724.9 584.3 194.4 Dec. No. of Accounts 974,231 19,225 88,072 3,434,692 8,158 10,459 Amount 2,980.1 517.9 1,012.1 3,031.4 578.8 325.5 1969 Jun. No. of Accounts 1,013,602 21,054 89,618 3,803,024 8,777 10,597 Amount 2,984.1 559.7 845.7 3,356.3 594.9 280.3 Dec. No. of Accounts 1,049,071 28,287 94,583 4,214,674 11,433 18,388 Amount 3,399.5 646.0 1,052.0 3,645.1 553.3 295.9 1970 Jun. No. of Accounts 1,105,160 33,558 80,235 4,621,113 29,241 11,510 Amount 3,306.2 740.6 973.0 4,024.1 621.9 375.4 Dec. No. of Accounts 1,141,307 32,660 93,149 4,917,618 13,357 15,960 Amount 3,569.1 729.9 1,183.8 4,228.7 623.8 395.0

251


by Type of Account

(Million Rupees)

D E P O S I T S

Period Over 6 months Over 1 year Over 2 years Total to 1 year to 2 years to 3 years Over 3 years Total Deposits

iii iv v vi 5=(i to vi) (1 to 5) 1960 Jun. No. of Accounts 10,100 794 1,113 49 13,654 574,948 Amount 488.0 24.6 4.1 0.6 732.4 3,026.8 Dec. No. of Accounts 10,354 583 1,167 49 14,007 573,444 Amount 400.1 120.6 9.0 0.4 722.7 2,959.9 1961 Jun. No. of Accounts 11,619 1,699 1,292 135 17,081 648,404 Amount 393.4 116.2 18.5 2.9 767.0 3,159.0 Dec. No. of Accounts 11,933 2,037 1,349 613 18,087 727,304 Amount 523.0 40.0 19.1 12.1 885.9 3,308.1 1962 Jun. No. of Accounts 12,509 1,942 1,486 3,220 21,528 822,837 Amount 586.5 109.3 29.7 25.1 1,029.9 3,679.0 Dec. No. of Accounts 14,144 2,590 1,573 1,755 26,612 1,007,182 Amount 678.7 43.0 34.6 52.7 1,199.8 4,036.6 1963 Jun. No. of Accounts 15,455 1,711 1,689 2,496 28 1,155,542 Amount 710.7 52.5 34.5 71.6 1,244.9 4,670.8 Dec. No. of Accounts 18,293 1,897 1,818 3,777 33,458 1,378,508 Amount 763.2 90.5 31.0 92.2 1,358.5 5,159.0 1964 Jun. No. of Accounts 19,269 2,592 1,846 5,021 32,997 1,632,960 Amount 831.7 93.6 31.2 119.6 1,465.3 5,760.8 Dec. No. of Accounts 22,569 3,099 2,079 7,065 46,620 1,907,011 Amount 928.0 108.0 39.0 198.3 1,758.9 6,501.9 1965 Jun. No. of Accounts 25,330 3,736 2,546 10,884 47,376 2,187,455 Amount 1,107.1 113.8 42.7 326.5 1,905.4 6,902.9 Dec. No. of Accounts 25,595 5,462 2,479 16,147 56,411 2,390,574 Amount 1,088.3 140.4 61.6 444.7 2,139.2 7,308.3 1966 Jun. No. of Accounts 37,661 6,646 2,837 20,315 77,058 2,771,276 Amount 1,122.9 169.2 108.0 607.7 2,567.2 8,149.6 Dec. No. of Accounts 35,198 8,841 3,283 27,810 87,995 3,133,264 Amount 1,132.6 214.7 111.3 734.5 2,976.2 8,965.9 1967 Jun. No. of Accounts 42,839 9,334 3,576 33,245 101,281 3,549,619 Amount 1,367.9 191.3 114.0 855.2 33,214.1 9,629.7 Dec. No. of Accounts 85,459 31,379 5,202 40,938 159,924 3,877,197 Amount 1,455.9 224.1 145.7 1,076.4 3,674.8 10,099.6 1968 Jun. No. of Accounts 42,464 19,542 6,679 51,160 138,469 4,274,945 Amount 1,059.3 403.8 166.0 1,211.6 3,619.4 10,890.2 Dec. No. of Accounts 37,325 30,164 10,633 73,157 169,896 4,686,116 Amount 867.6 613.1 175.6 1,455.5 4,016.2 11,557.7 1969 Jun. No. of Accounts 35,068 24,167 12,254 47,513 138,376 5,065,674 Amount 806.3 492.3 266.6 1,225.2 3,665.5 11,411.3 Dec. No. of Accounts 44,477 20,939 20,357 44,548 160 5,546,757 Amount 986.1 466.7 433.1 1,129.8 3,862.9 12,605.6 1970 Jun. No. of Accounts 53,494 23,988 29,680 40,825 188,738 6,028,804 Amount 1,089.9 438.7 581.9 1,085.7 4,193.5 13,237.3 Dec. No. of Accounts 57,880 22,765 41,222 45,041 196,225 6,380,959 Amount 1,138.0 404.9 791.0 1,005.9 4,359.7 14,131.3

252


by Type of Account

(Million Rupees) Other F I X E D

Period Current Call Deposit Saving Up to 3 Over 3 months Deposits Deposits Accounts Deposits months to 6 months

1 2 3 4 i ii 1971 Jun. No. of Accounts 1,184,855 33,806 86,909 5,320,423 14,061 11,752 Amount 3,645.3 634.6 1,189.2 4,538.8 651.9 326.8 Dec. No. of Accounts 1,255,382 40,614 102,609 5,679,605 15,305 13,385 Amount 4,025.4 614.7 1,239.3 5,507.6 649.8 390.2 1972 Jun. No. of Accounts 1,281,564 49,141 98,508 5,933,523 16,106 14,014 Amount 4,247.9 466.8 1,422.8 6,055.9 998.1 363.7 Dec. No. of Accounts 1,302,138 37,665 128,138 6,166,743 18,484 14,328 Amount 5,190.2 677.4 1,957.4 6,465.1 969.3 358.4 1973 Jun. No. of Accounts 1,361,578 37,522 100,595 6,550,084 57,034 -- Amount 5,462.4 726.5 2,082.0 7,439.6 1,496 -- Dec. No. of Accounts 1,432,455 41,749 123,469 6,844,484 50,734 -- Amount 5,973.8 661.6 2,009.0 7,933.7 1,778.1 -- 1974 Jun. No. of Accounts 1,477,917 39,688 125,157 7,165,722 49,490 -- Amount 6,257.4 560.6 2,314.2 8,494.3 1,740.3 -- Dec. No. of Accounts 1,134,430 31,370 82,176 5,792,720 44,012 -- Amount 6,417.0 606.0 2,019.2 8,271.3 1,724.9 -- 1975 Jun. No. of Accounts 1,217,477 44,028 70,359 6,324,216 68,164 -- Amount 6,390.1 804.4 2,225.7 9,315.0 1,908.3 -- Dec. No. of Accounts 1,310,871 88,756 84,984 6,981,170 54,203 -- Amount 7,025.0 1,085.7 2,374.8 10,504.7 1,998.3 -- 1976 Jun. No. of Accounts 1,405,415 80,435 108,311 7,899,578 75,833 -- Amount 7,573.1 1,228.6 2,909.2 12,115.1 2,440.4 -- Dec. No. of Accounts 1,482,346 85,995 88,706 8,657,057 74,041 -- Amount 9,081.0 1,511.1 3,204.2 13,985.9 3,053.6 -- 1977 Jun. No. of Accounts 1,608,013 90,724 12,552 9,062,328 102,892 -- Amount 8,953.9 1,414.3 3,460.1 14,611.7 2,916.2 -- Dec. No. of Accounts 1,629,121 97,980 115,373 9,632,153 108,321 -- Amount 9,470.0 1,599.4 3,255.4 17,163.7 3,156.0 -- 1978 Jun. No. of Accounts 1,757,499 126,399 121,531 10,224,117 127,599 -- Amount 10,108.9 1,784.9 3,371.9 19,635.7 3,801.8 -- Dec. No. of Accounts 1,793,018 126,163 136,576 10,582,445 138,942 -- Amount 11,742.0 2,082.2 3,878.1 22,007.1 3,758.3 -- 1979 Jun. No. of Accounts 1,850,059 120,050 135,739 11,209,013 131,019 -- Amount 13,042.0 2,066.3 4,639.9 22,904.7 4,261.1 -- Dec. No. of Accounts 1,891,489 102,974 146,235 11,624,567 131,832 -- Amount 14,082.6 2,014.3 5,542.8 25,312.3 4,483.4 -- 1980 Jun. No. of Accounts 1,987,136 116,592 149,438 12,088,383 151,666 -- Amount 14,950.7 2,215.6 5,458.0 26,827.6 5,393.8 -- Dec. No. of Accounts 2,070,150 117,915 141,922 12,388,355 153,727 -- Amount 16,383.6 2,234.7 5,430.4 28,643.6 5,428.4 -- 1981 Jun. No. of Accounts 2,186,460 157,343 150,623 13,192,936 156,677 -- Amount 19,719.9 2,393.7 5,060.5 30,013.4 5,398.0 -- Dec. No. of Accounts 2,187,902 128,137 177,290 13,773,733 139,117 -- Amount 17,074.5 2,306.4 6,169.2 34,226.9 6,505.9 --

253


by Type of Account

(Million Rupees) D E P O S I T S

Period Over 6 months Over 1 year Over 2 years Total to 1 year to 2 years to 3 years Over 3 years Total Deposits

iii iv v vi 5=(i to vi) (1 to 5) 1971 Jun. No. of Accounts 44,605 18,858 35,398 37,486 162,160 6,788,153 Amount 923.7 418.8 676.5 872.9 3,870.6 13,878.5 Dec. No. of Accounts 50,688 20,123 49,274 42,614 197,509 7,275,719 Amount 1,065.9 422.9 818.3 859.1 4,206.2 15,593.2 1972 Jun. No. of Accounts 54,714 25,684 48,775 43,339 202,632 7,565,368 Amount 941.1 435.2 852.6 868.1 4,458.8 16,652.2 Dec. No. of Accounts 55,730 24,875 50,503 73,603 201,523 7,836,207 Amount 986.6 444.1 944.7 872.3 4,575.4 18,865.4 1973 Jun. No. of Accounts 66,083 27,956 62,982 36,336 250,391 8,300,170 Amount 1,124.7 481.6 1,023.3 783.4 4,908.9 20,619.5 Dec. No. of Accounts 67,381 41,053 51,219 41,725 252,112 8,694,269 Amount 1,214.0 566.4 999.8 821.0 5,379.4 21,957.4 1974 Jun. No. of Accounts 57,779 30,649 45,592 32,425 215,935 9,024,419 Amount 1,050.7 492.8 978.5 724.5 4,986.9 22,613.4 Dec. No. of Accounts 50,785 21,875 40,090 28,770 185,532 7,221,388 Amount 1,138.7 367.2 977.3 621.0 4,829.1 22,142.6 1975 Jun. No. of Accounts 63,004 30,665 37,424 46,663 245,920 7,902,000 Amount 1,543.2 555.6 991.2 921.8 5,920.2 24,655.4 Dec. No. of Accounts 80,494 39,754 42,312 63,230 279,993 8,745,774 Amount 1,888.0 650.3 1,177.4 1,289.4 6,943.5 27,933.7 1976 Jun. No. of Accounts 87,538 37,554 43,757 120,656 365,338 9,859,077 Amount 2,283.2 864.0 1,072.1 1,691.9 8,351.4 32,177.5 Dec. No. of Accounts 77,342 49,075 66,877 126,928 394,263 10,708,367 Amount 2,393.6 804.6 1,054.8 2,133.5 9,440.2 37,222.4 1977 Jun. No. of Accounts 79,080 47,377 69,892 149,234 448,475 11,322,092 Amount 2,294.1 1,117.4 992.1 2,422.5 9,742.3 38,182.4 Dec. No. of Accounts 102,993 44,671 77,496 162,858 496,339 11,970,966 Amount 2,744.7 1,013.6 1,220.2 2,871.6 11,006.1 42,494.5 1978 Jun. No. of Accounts 97,521 58,405 79,968 198,006 561,499 12,791,045 Amount 2,690.9 1,293.5 1,296.7 3,411.4 12,494.3 47,395.6 Dec. No. of Accounts 113,415 58,874 77,966 219,238 608,435 13,246,637 Amount 2,923.5 1,389.1 1,414.7 3,919.1 13,404.8 53,114.2 1979 Jun. No. of Accounts 100,831 53,378 51,391 257,430 594,049 13,908,910 Amount 2,717.2 1,274.2 1,251.2 4,574.8 14,078.5 56,731.3 Dec. No. of Accounts 100,869 57,473 57,089 243,678 590,941 14,356,206 Amount 2,715.7 1,516.4 1,310.6 4,621.9 14,648.1 61,600.1 1980 Jun. No. of Accounts 112,860 67,033 46,761 269,602 647,922 14,989,471 Amount 2,988.7 1,824.4 1,327.7 5,062.2 16,592.8 66,048.7 Dec. No. of Accounts 101,936 63,065 53,644 283,696 656,068 15,374,410 Amount 2,968.4 1,926.8 1,288.6 5,670.8 17,282.9 69,975.3 1981 Jun. No. of Accounts 117,604 80,697 51,092 331,062 737,132 16,424,494 Amount 3,040.1 2,239.8 1,297.2 6,186.1 18,161.4 75,349.0 Dec. No. of Accounts 119,869 78,843 46,463 339,369 823,661 16,990,763 Amount 4,006.1 2,212.3 1,342.9 6,861.4 20,928.6 80,705.6

254


by Type of Account

(Million Rupees)

F I X E D Other For 6 months

Period Current Call Deposit Saving Less than and over but Deposits Deposits Accounts Deposits 6 months less than 1 year

1 2 3 4 i ii

1982 Jun. No. of Accounts 2,226,178 131,437 199,930 14,431,232 153,609 67,210

Amount 20,616.1 2,165.0 5,506.0 33,081.3 7,363.7 2,905.1

Dec. No. of Accounts 2,252,972 118,848 206,042 14,858,899 158,486 70,371

Amount 18,821.0 2,383.1 5,910.5 41,764.2 9,576.5 3,007.5


Amount 24,911.3 2,676.2 6,394.8 42,798.0 8,581.4 5,175.9


Amount 23,217.9 2,343.2 6,671.7 52,608.8 11,318.4 5,039.9


Amount 25,688.4 2,877.1 5,302.2 51,576.2 11,187.0 4,708.7


Amount 26,535.4 2,876.3 5,141.3 57,274.8 8,993.2 5,110.7


Amount 30,132.8 3,748.1 5,232.8 58,633.8 10,856.2 4,781.0


Amount 26,438.6 4,438.9 4,154.8 64,201.5 12,634.8 8,414.2


Amount 31,625.9 4,435.7 5,922.1 67,488.6 14,296.2 7,686.5


Amount 33,081.0 3,462.5 5,902.6 77,670.8 13,157.2 6,951.9


Amount 39,470.1 3,257.7 6,138.4 81,280.7 16,669.3 8,112.8


Amount 41,079.1 2,591.2 5,888.1 88,624.8 19,763.6 7,049.5


Amount 45,716.9 2,770.7 5,768.5 92,612.2 6,992.6 6,992.6


Amount 40,583.5 2,749.1 6,247.1 94,027.9 20,968.5 7,479.3


Amount 52,801.8 3,206.3 5,950.7 100,228.9 28,583.8 12,785.8


Amount 45,597.7 3,088.8 7,018.9 105,645.2 23,559.2 8,403.4

255

4.18 Distribution of Scheduled Banks’ Deposits by Type of Account


For 1 year & & For 2 years & For 3 years & For 4 years & Period over but less over but less over but less over but less For 5 years Total

than 2 years than 3 years than 4 years than 5 years and over Total Deposits iii iv v vi vii 5=(i to vii) (1 to 5)

1982 Jun. No. of Accounts 118,734 33,032 79,385 17,167 292,459 761,596 17,750,373

Amount 3,401.7 852.8 1,976.9 608.6 5,582.5 22,691.4 84,059.7

Dec. No. of Accounts 138,847 35,002 70,784 19,053 322,085 814,628 18,251,389

Amount 4,224.9 1,118.0 1,933.8 646.0 6,592.2 27,098.8 95,977.6


Amount 5,856.4 1,299.5 2,092.9 755.9 8,128.5 31,890.5 108,670.8

Dec. No. of Accounts 159,481 52,153 100,745 24,358 438,049 1,026,352 19,563,836

Amount 6,122.8 1,950.6 2,564.7 845.1 9,673.1 37,514.2 122,355.9

1984 Jun. No. of Accounts 179,400 54,896 86,468 26,415 441,337 1,005,664 20,174,443

Amount 6,806.2 1,731.7 2,766.2 924.4 10,086.4 38,210.6 123,654.5


Amount 7,107.4 1,956.0 3,291.8 1,212.7 10,161.4 37,833.1 129,660.9


Amount 6,571.0 2,241.8 3,204.4 1,125.8 10,746.9 39,527.0 137,274.4


Amount 11,645.2 2,497.6 3,192.9 1,571.6 12,004.6 51,960.7 151,194.5


Amount 12,934.5 2,599.2 3,704.6 1,459.3 13,407.0 56,087.3 165,559.6


Amount 15,349.2 2,886.6 3,758.0 1,691.8 14,047.6 57,842.3 177,959.1


Amount 16,735.3 2,645.6 3,816.3 1,726.8 15,270.8 64,977.0 195,123.9


Amount 17,035.9 3,019.7 3,668.7 1,944.4 15,469.4 67,951.3 206,134.5


Amount 16,703.1 2,807.8 3,329.1 1,803.4 14,665.7 66,645.3 213,513.6


Amount 21,074.5 3,203.8 3,892.4 2,062.9 16,412.5 75,093.9 218,701.5


Amount 16,727.4 3,647.4 3,597.1 2,027.0 16,917.8 78,317.6 240,505.3


Amount 23,078.3 3,599.6 4,373.3 2,317.8 18,440.3 84,371.9 245,722.5

256


by Type of Account

(Million Rupees)

F I X E D

Other For 6 months

Period Current Call Deposit Saving Less than and over but

Deposits Deposits Accounts Deposits 6 months less than 1 year

1 2 3 4 i ii


Amount 60,303.2 3,344.1 8,687.8 115,732.4 36,728.5 10,855.6


Amount 61,959.7 3,470.4 8,567.8 124,957.9 36,758.0 10,257.8


Amount 71,925.3 4,275.1 11,065.6 143,744.0 45,086.5 10,256.4


Amount 78,067.5 4,372.6 10,795.2 158,018.8 46,314.1 12,924.5


Amount 88,984.2 4,790.1 12,663.9 173,195.3 56,356.1 16,298.7


Amount 92,989.3 6,082.2 15,155.9 205,155.3 61,888.8 13,394.5


Amount 102,737.2 6,487.8 18,289.2 209,984.9 63,839.0 13,881.9


Amount 112,952.1 7,482.8 14,936.9 232,202.0 68,379.2 18,043.5


Amount 118,080.6 7,626.5 20,067.1 253,746.6 73,129.3 21,888.5


Amount 132,137.5 11,062.1 19,072.6 272,080.6 80,622.8 24,499.2


Amount 150,571.2 13,762.0 17,997.2 292,102.2 90,785.6 32,680.1


Amount 150,889.7 16,496.6 22,566.2 310,515.1 109,056.1 34,877.1


Amount 157,763.7 12,688.7 26,010.6 339,259.0 108,942.2 37,380.6


Amount 155,145.1 17,027.0 31,356.7 361,652.4 122,132.0 41,858.8

257

4.18 Distribution of Scheduled Banks’ Deposits by Type of Account


For 1 year & For 2 years & For 3 years & For 4 years & Period over but less over but less over but less over but less For 5 years Total

than 2 years than 3 years than 4 years than 5 years and over Deposits Deposits

iii iv v vi vii 5=(i to vii) (1 to 5)


Amount 18,060.6 3,843.2 5,272.9 2,673.9 13,732.3 91,186.8 279,254.3


Amount 24,293.2 4,393.0 5,338.4 2,829.3 16,509.4 100,990.2 299,946.0


Amount 19,760.7 9,917.4 6,635.4 4,994.1 16,225.3 112,875.7 343,886.3


Amount 31,377.6 5,749.1 6,726.2 3,564.8 20,801.5 127,244.9 377,923.7


Amount 27,129.9 5,784.2 7,968.2 4,040.0 19,490.9 137,068.6 416,702.1


Amount 25,722.2 8,029.5 11,758.8 2,311.8 23,955.7 147,061.3 466,444.0


Amount 27,687.4 6,793.9 11,688.6 2,583.7 26,824.3 153,298.7 490,797.9


Amount 27,294.1 6,414.9 16,058.5 3,728.1 31,322.4 171,240.5 538,814.4


Amount 33,101.6 11,296.7 14,659.7 5,006.6 34,518.5 193,601.0 593,121.9


Amount 37,385.8 11,372.8 16,917.9 6,087.4 36,372.8 213,258.6 647,611.5


Amount 41,309.3 8,505.5 16,426.1 4,935.3 43,579.5 238,221.4 712,654.0


Amount 42,028.7 10,248.5 18,254.4 4,936.8 45,426.8 264,828.5 765,296.2


Amount 54,072.7 10,507.6 20,240.2 5,573.3 54,414.6 291,131.3 826,853.2


Amount 57,556.8 12,804.2 21,035.3 6,352.2 60,261.9 322,001.2 887,182.4

258


by Type of Account

(Million Rupees)

F I X E D Other For 6 months

Period Current Call Deposit Saving Less than and over but Deposits Deposits Accounts Deposits 6 months less than 1 year

1 2 3 4 i ii


Amount 155,507.8 11,782.8 32,657.5 402,818.9 119,068.1 42,476.7


Amount 214,719.7 20,417.5 34,387.0 404,926.3 106,324.0 41,433.2


Amount 165,572.1 13,736.4 32,802.0 479,165.6 130,213.7 41,403.3


Amount 188,844.8 13,572.6 36,964.0 473,519.2 132,034.3 37,983.9


Amount 172,481.9 21,501.6 35,006.0 524,147.8 114,902.6 36,911.7


Amount 186,455.9 17,568.5 48,583.3 500,853.4 114,049.1 32,341.0


Amount 167,990.5 17,251.5 48,068.8 583,492.0 109,035.7 37,708.9


Amount 174,692.8 16,358.0 50,677.3 601,488.5 118,803.9 42,135.4


Amount 232,902.1 18,796.4 38,335.2 644,810.8 124,817.8 33,222.5


Amount 282,213.8 25,441.6 32,270.0 647,393.8 116,522.0 31,352.9


Amount 288,695.5 23,301.8 27,518.2 747,021.3 115,915.2 32,710.1


Amount 290,309.8 23,434.8 27,422.1 817,221.6 103,514.5 39,221.2


Amount 352,132.0 22,398.8 33,674.0 957,910.0 98,103.7 38,269.0


Amount 462,391.7 30,189.8 37,748.2 1,035,895.4 91,677.1 33,061.6


Amount 481,745.0 40,298.5 33,278.2 1,118,162.6 116,527.4 48,169.0

Dec.. No. of Accounts 6,138,924 177,437 212,640 20,327,237 149,816 33,602

Amount 57,0592.7 30,603.9 44,706.5 1,190,802.9 158,201.2 51,439.9

2005 Jun. No. of Accounts 6,788,705 174,800 205,447 19,280,257 101,841 72,258 Amount 631,377.5 38,333.6 34,698.4 1,264,145.9 228,586.1 74,134.6

259


by Type of Account

(Million Rupees)

D E P O S I T S For 1 year & For 2 years & For 3 years & For 4 years &

Period over but less over but less over but less over but less For 5 years Total than 2 years than 3 years than 4 years than 5 years and over Total Deposits

iii iv v vi vii 5=(i to vii) (1 to 5)


Amount 55,213.7 13,769.9 23,729.2 10,083.5 72,400.5 336,741.5 939,508.5


Amount 54,793.4 15,504.9 21,652.1 11,730.2 70,730.6 322,168.4 996,618.8


Amount 56,260.5 17,294.8 26,387.4 14,342.3 73,741.8 359,643.7 1,050,919.8


Amount 49,622.1 20,133.9 22,458.3 16,956.5 78,215.1 357,404.2 1,070,304.8


Amount 51,709.4 15,284.6 32,362.8 17,046.6 91,774.4 359,992.1 1,113,129.4


Amount 47,961.6 13,584.2 25,602.4 14,009.4 90,638.0 338,149.8 1,091,610.8


Amount 40,865.5 15,751.9 25,635.9 14,050.1 80,463.7 323,501.6 1,140,304.1


Amount 37,661.1 21,989.8 25,393.1 13,506.1 86,307.6 345,797.1 1,189,013.7


Amount 37,771.6 21,784.1 27,214.2 11,204.8 85,237.1 341,252.1 1,276,096.4


Amount 43,385.3 15,414.6 20,523.8 10,398.0 84,348.9 321,945.6 1,309,264.8


Amount 43,398.0 16,597.9 22,656.4 15,682.1 87,723.7 334,683.5 1,421,220.3


Amount 50,092.3 17,534.3 24,393.4 15,677.3 91,649.1 342,082.0 1,500,470.4


Amount 43,691.3 13,955.3 29,382.7 19,072.5 72,938.9 315,413.3 1,681,528.2


Amount 37,508.3 18,911.6 18,797.0 12,277.6 63,684.4 275,917.6 1,842,142.7


Amount 53,114.4 16,854.7 23,505.0 2,848.9 67,804.1 328,823.5 2,002,307.8


Amount 51,481.9 11,903.1 24,583.2 3,232.7 64,263.6 365,105.6 2,201,811.6

2005 Jun. No. of Accounts 72,655 34,595 45,417 25,667 182,477 535,410 26,984,619 Amount 59,659.1 11,992.6 20,127.8 4,077.1 61,161.2 459,738.5 2,428,294.0

260

4.19 Weighted Average Rates of Return on Deposits

(Percent per annum)

Fixed Deposits Other Over 6 Over 1 Over 2

Period Current Call Deposit Saving Up to 6 months year to years to Over 3 Total Deposits Deposits Accounts Deposits months to 1 year 2 years 3 years years Deposits

1960 Jun. 0.28 2.01 0.53 1.53 2.44 2.37 3.37 3.00 2.85 1.10 Dec. 0.33 2.19 0.84 1.50 2.55 2.70 2.65 3.11 3.07 1.15 1961 Jun. 0.03 2.65 1.06 1.72 2.48 2.78 1.79 3.25 4.04 1.05 Dec. 0.02 1.72 1.26 1.79 2.74 2.76 3.21 3.28 4.00 1.14 1962 Jun. 0.02 1.71 1.44 1.97 2.78 2.75 2.82 3.28 3.92 1.24 Dec. 0.02 1.67 1.26 2.09 2.50 2.84 3.22 3.50 4.06 1.34 1963 Jun. 0.03 1.67 1.46 2.10 2.53 2.85 3.30 3.41 4.07 1.31 Dec. 0.01 1.61 1.41 2.11 2.54 2.86 3.24 3.54 3.66 1.35 1964 Jun. 0.02 1.74 1.61 2.09 2.54 3.16 3.11 3.52 4.03 1.39 Dec. 0.07 1.55 1.50 2.12 2.49 2.87 3.22 3.55 3.92 1.45 1965 Jun. 0.01 2.05 1.41 2.16 2.70 2.91 3.22 3.53 4.11 1.57 Dec. 0.03 1.71 1.54 3.44 3.26 3.33 3.86 4.07 4.64 2.02 1966 Jun. 0.01 1.83 1.87 3.47 3.21 3.51 4.06 4.44 4.82 2.23 Dec. 0.01 2.65 1.79 3.47 3.19 3.63 4.07 4.60 4.87 2.34 1967 Jun. 0.02 2.81 1.82 3.49 3.31 3.59 4.09 4.51 4.90 2.43 Dec. 0.01 2.55 1.79 3.79 3.71 3.71 4.19 4.60 4.95 2.65 1968 Jun. 0.01 2.45 2.10 3.98 3.91 4.08 4.29 4.65 5.03 2.80 Dec. 0.01 2.85 1.93 4.48 4.24 4.70 4.83 5.10 5.85 3.23 1969 Jun. 0.01 3.06 2.14 4.14 4.07 4.95 5.08 5.66 5.80 3.17 Dec. 0.01 3.16 1.69 4.09 4.21 4.97 5.17 5.86 5.90 3.08 1970 Jun. 0.01 3.40 1.95 4.09 4.20 5.05 5.26 5.97 5.93 3.23 Dec. 0.01 3.36 1.93 4.08 4.19 5.03 5.22 6.02 6.02 3.20 1971 Jun. 0.01 3.20 1.96 4.06 4.08 5.11 5.31 6.09 6.11 3.11 Dec. 0.01 3.11 1.89 4.06 4.19 5.07 6.02 6.14 5.28 3.13 1972 Jun. 0.03 4.27 2.11 4.67 4.13 5.24 5.46 6.03 6.20 3.38 Dec. 0.04 3.97 2.16 4.89 4.78 5.59 5.78 6.37 6.43 3.43 1973 Jun. 0.08 4.14 2.67 4.92 4.91 5.83 5.97 6.53 6.48 3.59 Dec. 0.06 3.30 2.11 5.76 5.58 6.65 6.95 7.05 6.95 3.58 1974 Jun. 0.06 2.73 2.34 5.78 5.56 7.10 7.08 7.19 7.01 3.94 Dec. 0.09 3.51 2.59 6.14 6.44 8.19 3.39 8.75 8.92 4.35 1975 Jun. 0.07 4.26 2.19 6.15 6.95 8.54 8.68 9.09 9.54 4.67 Dec. 0.13 4.29 2.72 6.63 7.52 8.85 9.08 9.49 9.98 5.12 1976 Jun. 0.06 4.31 2.99 6.66 7.59 8.95 9.30 9.80 10.66 5.30 Dec. 0.07 4.70 3.07 6.67 7.69 9.09 9.48 10.06 10.86 5.30 1977 Jun. 0.11 4.74 2.91 7.13 7.78 9.38 9.67 10.24 11.29 6.32 Dec. 0.09 5.18 3.27 7.57 8.59 9.55 10.07 10.48 11.39 6.10 1978 Jun. 0.09 5.01 3.17 7.59 8.66 9.95 10.24 10.72 11.50 6.23 Dec. 0.27 5.13 3.26 7.58 8.83 10.04 10.40 10.93 11.63 6.24 1979 Jun. 0.15 5.41 2.98 7.57 8.94 10.09 10.52 10.93 11.70 6.11 Dec. 0.11 5.63 2.10 7.57 8.91 10.06 10.48 11.00 11.78 6.16 1980 Jun. 0.10 5.73 3.47 7.58 8.89 10.15 10.41 11.06 11.82 6.18 Dec. 0.08 5.29 4.24 7.59 8.99 10.15 10.46 11.10 11.89 6.21 1981 Jun. 0.11 5.33 3.79 7.57 9.39 10.43 10.48 11.19 12.03 5.95 Dec. 0.08 5.98 4.09 7.59 9.97 10.21 10.58 11.32 12.19 6.38

261


(Percent per annum)

Fixed Deposits 6 months 1 year 2 years 3 years 4 years

Period

Current Deposits

Call Deposits

Other Deposit

Accounts Saving

Deposits Less than 6 months

&over but less

than 1 year

& over but less

than 2 years

& over but less

than 3 years

& over but less

than 4 years

& over but less

than 5 years

5 years & over

Total Deposits

19821 Jun. 0.04 5.82 4.00 7.60 9.61 9.84 10.34 11.06 12.02 12.31 12.37 6.05

Dec. 0.02 6.31 4.60 7.62 9.30 9.88 10.60 10.97 11.95 12.22 12.46 6.48

1983 Jun. 0.02 6.26 4.51 7.64 9.19 9.91 10.49 10.76 11.84 12.39 12.44 6.24

Dec. 0.01 6.25 4.31 7.62 9.36 9.94 10.52 10.73 11.72 12.42 12.43 6.18

1984 Jun. — 5.51 4.69 7.61 9.29 9.93 10.53 11.10 11.79 12.54 12.47 6.39

Dec. 0.03 6.05 4.27 7.62 8.64 9.80 10.48 10.87 11.75 12.25 12.43 6.18

1985 Jun. — 5.40 3.79 7.63 8.79 9.69 10.38 10.95 11.58 12.40 12.41 5.76

Dec. — 4.96 3.32 7.64 7.88 9.26 10.22 11.06 11.66 12.36 12.24 9.16

1986 Jun. — 4.44 3.90 7.61 7.89 9.04 9.41 10.53 11.38 11.91 12.03 8.80

Dec. — 5.16 3.10 6.99 8.03 9.16 7.98 10.98 11.61 12.26 12.35 8.14

1987 Jun. — 4.96 2.53 6.98 7.69 7.38 8.39 10.10 11.72 11.98 12.20 7.87

Dec. — 5.11 3.04 6.93 7.82 8.49 8.12 11.19 11.82 12.44 12.30 8.05

1988 Jun. — 3.19 2.65 7.30 7.24 8.24 8.11 10.58 11.31 10.50 12.08 7.67

Dec. — 2.99 2.50 6.92 6.87 7.82 7.70 10.04 10.74 9.97 11.46 7.28

1989 Jun. — 3.73 2.63 7.16 9.78 9.40 7.29 8.13 10.12 11.75 12.25 7.95

Dec. — 3.53 2.95 8.17 8.11 9.23 9.09 11.86 12.68 11.78 13.54 8.59

1990 Jun. — 2.31 4.21 7.45 8.59 10.65 8.38 8.92 8.21 12.59 11.52 8.23

Dec. — 4.37 3.65 10.13 10.06 11.63 11.28 14.69 15.74 14.63 16.80 10.66

262

4.19 Weighted Average Rates of Return on Deposits PLS & Interest Bearing – All Banks

(Percent per annum) 1991 1992 1993 1994 1995 1996

Type of Deposit Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

1. Call Deposits 4.60 5.23 5.04 5.56 5.86 5.45 4.75 5.64 6.10 7.00

(1.64) (1.70) (1.76) (1.82) (1.68) (2.23) (2.53) (2.79) (1.97) (2.43)

2. Saving Deposits 6.00 7.42 7.14 7.31 7.31 7.37 7.30 7.26 7.33 7.43

(55.10) (57.25) (56.79) (56.51) (55.77) (54.81) (53.69) (52.50) (52.76) (51.61)

3. Term or Fixed Deposits

(a) Less than 3 months 5.91 5.88 5.61 6.67 6.76 7.00 6.69 7.08 7.28 7.39

(9.06) (9.62) (8.97) (8.89) (8.07) (8.54) (8.08) (8.33) (7.63) (7.28)

(b) 3 months and over but

less than 6 months 7.48 6.94 6.37 6.64 6.67 7.16 7.35 7.19 6.75 7.03

(8.22) (7.65) (8.29) (7.75) (8.00) (7.70) (8.61) (10.10) (9.31) (10.15)

(c) 6 months and over but

less than 1 year 8.84 8.99 8.80 7.82 8.10 8.38 8.72 8.42 7.66 7.88

(3.93) (3.74) (3.75) (4.39) (4.81) (4.94) (6.01) (5.89) (5.81) (5.97)

(d) 1 year and over but

less than 2 years 7.79 7.52 7.26 7.36 7.59 9.16 8.01 8.53 8.17 7.90

(7.57) (7.18) (7.49) (6.64) (7.28) (7.53) (7.59) (7.10) (8.41) (8.21)

(e) 2 years and over but

less than 3 years 9.35 10.19 10.22 11.34 9.51 10.86 10.91 11.06 10.84 10.95

(3.80) (2.24) (1.84) (1.56) (2.48) (2.29) (1.56) (1.73) (1.63) (1.83)

(f) 3 years and over but

less than 4 years 10.51 11.99 11.90 11.57 11.40 11.71 11.77 12.27 12.11 12.29

(2.54) (3.28) (3.16) (3.91) (3.22) (3.41) (3.02) (3.08 ) (3.15) (3.00)

(g) 4 years and over but

less than 5 years 11.27 13.44 13.09 13.68 13.68 12.68 13.22 12.84 13.59 13.64

(1.91) (0.65) (0.70) (0.91) (1.10) (1.23) (0.91) (0.83) (0.87) (0.91)

(h) 5 years and over 12.46 14.02 13.75 14.84 14.36 14.70 14.73 14.64 14.90 14.96

(6.22) (6.69) (7.25) (7.62) (7.59) (7.32) (8.01) (7.68) (8.46) (8.60)

4. Overall

(i) Excluding current &

other deposits 7.59 7.96 7.70 8.11 8.04 8.31 8.18 8.18 8.24 8.36

(ii) Including current &

other deposits 6.00 6.38 6.09 6.40 6.17 6.37 6.25 6.35 6.42 6.62

263


PLS & Interest Bearing – All Banks (Percent per annum)

1997 1998 1999 2000 2001 Type of Deposit Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec. Jun. Dec.

1. Call Deposits 6.23 6.02 6.46 6.29 6.00 5.47 5.34 4.92 5.19 5.14

(1.57) (2.73) (1.61) (1.61) (2.37) (2.05) (1.87) (1.70) (1.87) (2.56)

2.

Saving Deposits 7.36 7.32 7.42 7.36 6.90 6.25 5.75 5.56 5.71 4.55

3. (53.61) (54.17)

(56.20) (56.07) (57.87) (58.47) (63.13) (62.42) (64.17) (65.08)

Term or Fixed Deposits

(a) Less than 3 months 7.93 7.59 7.02 7.93 7.28 6.95 6.62 6.96 7.06 5.56

(6.84) (5.43) (6.94) (7.97) (5.91) (6.31) (6.65) (7.92) (7.80) (7.36)

(b) 3 months and over

but less than 6 months 7.25 7.18 7.27 7.34 7.29 7.19 7.17 7.37 7.37 6.99

(9.01) (8.80) (8.34) (7.66) (6.79) (7.01) (5.15) (4.40) (4.62) (4.36)

(c) 6 months and over

but less than 1 year 7.78 8.63 8.50 9.15 8.80 8.73 7.37 7.55 8.12 7.44

(5.65) (5.54) (4.86) (4.50) (4.08) (3.78) (4.08) (4.37) (3.31) (3.15)

(d) 1 year and over but

less than 2 years 8.30 8.65 8.79 9.03 9.37 8.45 7.76 8.24 8.19 8.26

(7.35) (7.33) (6.60) (5.88) (5.71) (5.60) (4.42) (3.91) (3.76) (4.36)

(e) 2 years and over but

less than 3 years 10.38 10.62 10.12 10.55 9.92 9.33 9.01 7.79 7.99 8.65

(1.83) (2.07) (2.03) (2.38) (1.69) (1.58) (1.70) (2.28) (2.17) (1.55)

(f) 3 years and over but

less than 4 years 12.41 12.32 12.14 11.79 10.06 9.28 8.73 8.94 8.35 8.98

(3.16) (2.90) (3.09) (2.66) (3.57) (2.99) (2.77) (2.64) (2.71) (2.06)

(g) 4 years and over but

less than 5 years 13.08 13.35 13.12 12.08 12.30 11.01 9.49 9.27 9.12 9.11

(1.34) (1.57) (1.68) (2.01) (1.88) (1.64) (1.52) (1.40) (1.11) (1.05)

(h) 5 years and over 14.90 14.80 14.02 13.80 12.31 11.21 10.35 10.03

4. (9.64) (9.46) (8.65) (9.26) (10.13) (10.58) (8.71) (8.96) 9.99 9.43

Overall (8.48) (8.48)


other deposits 8.49 8.47 8.38 8.45 7.96 7.30 6.62 6.52 6.58 5.62


other deposits 6.80 6.38 6.81 6.69 6.49 5.83 5.47 5.39 5.27 4.33

264


PLS & Interest Bearing – All Banks (Percent per annum)

2002 2003 2004 2005 Type of Deposit Jun. Dec. Jun. Dec. Jun. Dec. Jun.

1. Call Deposits 4.84 3.28 2.13 1.23 1.12 1.33 1.39 (2.11) (1.98) (1.73) (2.25) (2.71) (1.93) (2.18)

2. Saving Deposits 3.49 3.48 1.69 1.33 0.98 0.93 1.24 (67.60) (69.10) (73.93) (77.19) (75.18) (75.06) (71.74)

3. Term or Fixed Deposits

(a) Less than 3 months 4.92 4.07 1.84 0.99 1.15 1.93 2.98 (6.33) (5.54) (4.91) (4.65) (3.28) (5.72) (6.47) (b) 3 months and over

but less than 6 months 6.26 4.93 2.16 1.97 1.51 1.93 3.62 (4.16) (3.21) (2.66) (2.18) (4.56) (4.26) (6.50) (c) 6 months and over

but less than 1 year 6.65 5.53 2.95 2.44 2.20 2.63 4.21 (2.96) (3.32) (2.95) (2.46) (3.24) (3.24) (4.21) (d) 1 year and over but

less than 2 years 7.19 5.89 3.10 2.64 2.71 2.73 4.28 (3.93) (4.24) (3.37) (2.79) (3.57) (3.24) (3.39) (e) 2 years and over but

less than 3 years 7.61 6.61 3.45 2.87 2.80 2.87 3.99 (1.50) (1.48) (1.08) (1.41) (1.13) (0.75) (0.68) (f) 3 years and over but

less than 4 years 8.15 7.23 3.84 3.10 3.01 3.24 4.02 (2.05 (2.06) (2.27) (1.40) (1.58) (1.55) (1.14) (g) 4 years and over but

less than 5 years 8.46 7.31 4.36 2.78 2.98 3.06 3.84 (1.42) (1.32) (1.47) (0.91) (0.19) (0.20) (0.23)

4. (h) 5 years and over 8.65 7.66 4.69 3.43 3.23 3.57 3.98 (7.94) (7.75) (5.63) (4.75) (4.56) (4.05) (3.47) Overall


other deposits 4.60 4.22 2.08 1.55 1.28 1.32 1.89


other deposits 3.61 3.35 1.61 1.13 0.95 0.95 1.37

1. Weighted average rates pertain to other than PLS Deposits. 2. Figures in parentheses represent as percentage of total deposits PLS: Profit and Loss Sharing

265

4.20 Weighted Average Rates of Return on Advances

(Percent per annum)

Stock Financial

Period Precious Exchange Merchan- Real Obli- Total Metal Securities dise Machinery Estate gations Others

1960 Jun. 6.96 4.99 5.23 5.94 4.95 4.53 4.71 5.15 Dec. 6.76 5.22 5.29 5.74 5.36 4.52 5.11 5.28 1961 Jun. 6.55 5.46 5.12 5.96 6.61 3.98 5.00 5.14 Dec. 6.60 5.45 5.18 5.72 5.92 4.30 5.17 5.26 1962 Jun. 6.55 5.28 5.19 5.99 6.01 4.57 5.42 5.30 Dec. 6.52 5.50 5.37 6.08 6.03 4.29 5.46 5.45 1963 Jun. 6.56 5.72 5.16 6.24 6.13 4.84 5.84 5.46 Dec. 6.39 5.63 5.40 6.13 6.14 4.53 5.73 5.54 1964 Jun. 6.31 5.32 5.17 6.30 6.13 4.67 5.68 5.40 Dec. 6.29 5.87 5.33 6.34 6.24 5.74 5.46 5.49 1965 Jun. 7.29 7.01 6.63 7.21 6.64 5.14 6.63 6.64 Dec. 8.00 7.39 6.92 7.41 6.90 5.65 6.62 6.88 1966 Jun. 8.11 7.07 6.93 7.36 6.83 6.83 5.58 6.84 Dec. 8.09 7.29 6.99 7.83 7.08 5.63 6.70 6.98 1967 Jun. 8.10 7.52 7.14 7.84 7.16 5.96 6.92 7.10 Dec. 8.39 7.92 7.43 7.92 7.22 6.11 7.17 7.34 1968 Jun. 8.52 7.90 7.27 7.98 7.29 6.19 7.26 7.30 Dec. 8.79 8.30 7.56 8.13 7.52 6.47 7.88 7.62 1969 Jun. 8.80 8.26 7.57 8.29 7.55 6.69 7.97 7.69 Dec. 8.81 8.28 7.71 8.34 8.00 6.93 7.97 7.83 1970 Jun. 8.77 8.27 7.82 8.30 8.00 6.99 8.02 7.88 Dec. 8.76 8.43 7.94 8.09 8.00 7.01 8.04 7.94 1971 Jun. 8.97 8.35 8.09 8.22 8.04 7.48 8.25 8.12 Dec. 7.96 8.66 8.38 8.29 8.06 7.37 8.24 8.27 1972 Jun. 9.70 9.35 8.82 8.45 8.27 8.03 8.50 8.65 Dec. 6.69 9.02 8.91 8.66 8.18 7.93 8.67 8.74 1973 Jun. 9.89 9.06 8.68 8.15 10.39 8.27 8.50 8.54 Dec. 10.87 10.28 9.80 8.74 8.49 9.05 8.95 9.43 1974 Jun. 10.73 10.20 9.80 8.99 8.92 8.56 8.96 9.48 Dec. 12.55 12.08 11.89 9.82 9.97 10.28 10.04 11.23 1975 Jun. 12.60 11.32 11.35 10.12 9.53 11.18 9.86 10.81 Dec. 12.82 11.65 11.80 9.93 9.91 11.65 9.62 11.06 1976 Jun. 13.07 12.03 11.51 9.86 8.34 11.40 9.77 10.92 Dec. 12.72 11.99 11.79 10.43 10.02 11.47 10.01 11.17 1977 Jun. 13.14 12.72 12.36 10.65 10.72 12.23 10.53 11.68 Dec. 11.84 11.93 12.83 11.26 11.07 12.35 12.39 12.05 1978 Jun. 11.01 12.13 12.93 11.45 11.15 12.85 12.43 11.80 Dec. 8.77 12.68 12.25 11.53 10.79 12.06 11.00 11.65 1979 Jun. 8.58 12.61 12.12 11.53 10.79 12.06 11.00 11.62 Dec. 8.08 12.48 12.03 11.58 10.67 12.11 11.19 11.58 1980 Jun. 7.91 11.90 11.48 11.50 10.60 12.11 10.54 11.09 Dec. 7.20 12.36 11.17 11.10 10.58 11.57 10.58 11.92 1981 Jun. 6.73 12.73 11.41 12.02 10.73 12.13 11.13 11.20 Dec. 8.12 11.63 10.94 12.03 10.73 11.84 10.48 10.86 1982 Jun. 13.15 12.66 10.84 11.82 10.38 7.85 10.38 10.72 Dec. 13.23 12.66 11.46 11.87 10.57 8.94 9.95 10.97 1983 Jun. 13.26 11.85 10.94 11.88 10.16 7.98 9.77 10.55 Dec. 13.52 1.40 11.06 12.09 10.24 8.44 9.78 10.65

266


(Percent per annum)

Stock Financial

Period Precious Exchange Merchan- Machi- Real Obli- Total Metal Securities dise nery Estate gations Others Advances

1984 Jun. 13.52 10.59 11.61 12.22 10.13 7.76 9.69 10.83 (13.56) (9.35) (11.72) (12.28) (11.29) (7.80) (9.42) (11.05) Dec. 13.56 11.89 11.54 12.08 10.20 9.07 10.13 10.98 (13.58) (10.81) (11.68) (12.36) (11.31) (10.26) (9.84) (11.13) 1985 Jun. 13.11 11.22 10.89 12.16 10.44 9.67 9.29 10.49 (13.19) (11.39) (11.68) (12.36) (11.31) (10.26) (9.84) (11.13) Dec. 12.43 10.02 11.39 12.67 10.78 7.23 9.79 10.85 (12.42) (8.81) (11.83) (12.90) (11.53) (7.15) (9.80) (11.19) 1986 Jun. 12.92 10.76 11.76 12.80 10.90 9.04 9.30 10.91 (13.18) (10.04) (12.16) (12.95) (11.59) (9.07) (9.24) (11.27) Dec. 12.45 9.37 11.16 12.52 10.95 6.39 9.70 10.69 (12.80) (6.84) (11.36) (12.56) (11.65) (6.24) (9.70) (10.89) 1987 Jun. 11.40 10.80 11.19 12.63 11.00 11.02 9.70 11.00 (12.16) (10.11) (10.95) (12.71) (11.73) (11.13) (9.52) (11.20) Dec. 11.49 10.72 10.88 12.76 10.71 6.89 9.95 10.76 (11.80) (10.24) (10.81) (12.91) (11.47) (6.68) (10.07) (10.98) 1988 Jun. 11.03 11.50 10.79 13.00 10.52 8.76 9.15 10.70 (11.19) (11.39) (10.71) (13.40) (11.55) (8.80) (8.73) (10.98) Dec. 11.28 10.53 10.68 12.53 10.52 6.77 9.78 10.49 (11.50) (9.98) (10.53) (12.09) (11.17) (6.51) (9.81) (10.82) 1989 Jun. 9.11 11.04 10.60 13.62 10.74 8.67 9.26 10.89 (9.29) (10.91) (10.59) (13.87) (11.67) (8.66) (9.15) (11.16) Dec. 10.14 9.65 9.60 11.26 8.94 9.50 8.57 10.78 (11.28) (10.03) (10.46) (12.27) (10.58) (11.10) (8.89) (10.08) 1990 Jun. 10.14 11.34 10.80 13.12 10.21 9.36 8.28 10.59 (10.55) (10.91) (10.50) (13.22) (11.02) (9.35) (8.31) (10.77) Dec. 9.34 8.86 8.79 10.59 8.04 8.71 7.58 10.73 (10.25) (9.02) (9.75) (11.44) (9.42) (10.09) (7.91) (11.01)

267


(Percent per annum)

Stock Financial

Period Precious Exchange Merchan- Machi- Real Obli- Total Metal Securities dise nery Estate gations Others Advances

1991 Jun. 10.83 11.79 11.60 12.63 11.06 9.55 9.03 10.77 1992 Dec. 15.21 14.66 13.96 13.93 12.06 12.55 13.26 13.32 1993 Jun. 14.68 14.90 14.05 14.36 11.64 12.62 13.12 13.32 Dec. 13.16 13.59 14.16 13.60 12.56 13.23 13.33 13.52 1994 Jun. 15.38 15.21 13.77 14.07 12.76 14.07 13.00 13.66 Dec. 13.84 15.66 14.47 14.63 12.04 12.35 12.99 13.53 1995 Jun. 14.22 16.09 14.42 14.55 12.46 14.61 12.88 13.74 Dec. 14.64 16.61 15.07 14.77 11.13 15.34 13.71 13.91 1996 Jun. 16.11 16.05 15.09 15.19 13.00 15.70 13.45 14.36 Dec. 13.25 16.67 15.42 14.81 12.93 14.74 13.20 14.26 1997 Jun. 11.65 16.51 15.92 14.00 12.45 15.89 13.60 14.55 Dec. 12.41 16.37 15.14 14.72 13.70 15.36 14.46 14.71 1998 Jun. 15.43 16.58 15.94 16.32 14.69 15.31 15.59 15.64 Dec. 14.51 16.24 15.88 15.78 14.09 15.24 15.72 15.42 1999 Jun. 11.35 15.65 15.08 15.63 13.79 14.50 14.95 14.80 Dec. 11.14 14.40 14.81 15.20 13.58 13.85 14.68 14.46 2000 Jun. 10.68 13.15 13.49 14.24 13.04 13.44 13.79 13.52 Dec. 11.29 13.51 13.50 14.43 12.97 13.18 13.88 13.55 2001 Jun. 11.14 13.48 13.40 14.42 13.28 13.73 13.87 13.61 Dec. 8.10 13.45 13.18 14.07 13.37 13.58 13.67 13.45 2002 Jun. 9.15 13.02 12.86 13.68 13.42 13.34 13.26 13.19 Dec. 9.06 12.94 12.43 13.41 13.09 13.32 12.99 12.87 2003 Jun. 11.49 5.98 7.65 10.35 11.55 7.78 10.34 9.40 Dec. 10.30 5.37 5.89 8.04 10.28 6.48 8.34 7.76 2004 Jun. 10.25 4.96 5.79 6.89 9.26 6.03 8.41 7.28 Dec. 10.13 5.51 5.96 6.08 8.82 7.18 7.54 6.99 2005 Jun. 8.84 7.14 7.83 7.64 9.84 8.09 10.06 8.81

1.Weighted average rates pertain to other than financing under Islamic Modes. 2.Figures in parenthesis relates to private Sector.

268

4.21 Weighted Average Lending & Deposit Rates

(Percent per annum)

Nationalized Banks

Privatized Domestic Banks

Private Domestic Banks Foreign Banks Specialized

Banks 1 All Groups Period

Lending Deposits Lending Deposits Lending Deposits Lending Deposits Lending Deposits Lending Deposits

1996-97 17.66 - 18.01 - 17.32 - 15.82 - 13.92 - 17.14 -

1998 Jun. 16.80 - 17.12 - 16.20 - 14.88 - 13.99 - 16.09 -

Dec. 16.65 - 17.46 - 15.95 - 14.83 - 14.13 - 15.88 -

1999 Jun. 14.86 6.32 15.68 6.31 15.10 7.81 13.43 5.41 14.07 13.11 14.61 6.49

Dec. 15.36 6.00 14.17 6.12 14.50 7.54 13.58 5.30 14.16 13.16 14.40 6.18

2000 Jun. 13.06 5.35 12.50 6.19 13.21 7.24 12.59 5.30 14.09 12.24 12.94 5.89

Dec. 14.13 4.77 14.51 4.19 13.81 6.77 13.37 5.56 13.99 12.30 13.87 5.23

2001 Jun. 13.48 4.39 14.84 4.07 14.47 6.46 13.86 5.79 14.27 10.97 13.97 5.00

Dec. 13.78 4.41 15.11 4.03 14.16 6.54 11.69 5.27 14.09 11.47 13.58 4.96

2002 Jun. 11.89 3.60 12.51 3.51 12.75 5.88 10.69 3.96 14.05 10.07 12.12 4.17

Dec. 10.82 3.10 11.08 3.09 10.48 4.83 8.66 3.23 14.05 9.81 10.31 3.60

2003 Jun. 6.69 1.64 6.86 1.29 8.18 2.89 6.24 1.44 13.21 5.54 7.58 1.90

Dec. 6.01 1.38 5.67 1.40 6.31 2.07 4.39 1.26 12.94 4.17 5.68 1.42

Note: Based on monthly data (Including zero rates of markup / profit)

269


(Percent per annum)

Gross Disbursements2 Outstanding Loans3 Fresh Deposits4 Outstanding Deposits5

Period Including

Zero Markup Excluding

Zero Markup Including

Zero Markup Excluding

Zero Markup Including Zero rate

Excluding Zero rate

Including Zero rate

Excluding Zero rate

January, 2004 Public 5.97 6.11 7.38 8.42 1.27 1.47 1.28 1.56 Private 5.10 5.15 5.85 6.51 1.18 1.35 1.36 1.74 Foreign 4.07 4.29 7.08 7.39 0.91 1.53 1.08 1.46 Specialised 12.61 12.62 12.10 14.09 2.93 3.89 4.23 4.80 All Banks 5.04 5.13 6.91 7.71 1.12 1.40 1.34 1.70

February, 2004 Public 6.99 7.16 7.37 8.41 1.14 1.68 1.27 1.55 Private 5.51 5.56 5.82 6.45 1.42 2.22 1.35 1.76 Foreign 3.89 4.20 6.54 6.90 1.14 1.34 0.99 1.36 Specialised 12.80 12.80 11.67 14.12 3.26 3.88 4.29 4.80 All Banks 5.30 5.43 6.69 7.47 1.30 1.81 1.32 1.70

March, 2004 Public 6.03 6.23 7.21 8.35 1.11 1.41 1.24 1.54 Private 4.81 4.87 5.61 6.29 1.39 2.27 1.33 1.75 Foreign 3.60 3.95 6.24 6.61 1.37 2.03 0.97 1.32 Specialised 13.67 13.68 11.66 14.10 3.84 4.27 4.31 4.78 All Banks 4.69 4.83 6.49 7.32 1.33 1.99 1.30 1.69

April, 2004 Public 6.01 6.49 7.03 8.09 0.97 1.15 1.24 1.52 Private 5.24 5.31 5.58 6.19 1.50 2.20 1.20 1.57 Foreign 3.86 4.12 6.89 7.25 1.26 1.70 0.98 1.39 Specialised 13.60 13.61 11.67 14.10 4.16 4.45 4.10 4.54 All Banks 5.07 5.21 6.49 7.26 1.36 1.89 1.21 1.57

May, 2004 Public 5.54 6.23 6.83 7.70 1.20 1.44 1.25 1.52 Private 5.65 5.73 5.59 6.20 1.44 2.24 1.18 1.56 Foreign 3.86 4.15 6.98 7.32 1.23 1.80 1.12 1.60 Specialised 13.60 13.61 11.68 14.09 2.79 2.88 4.09 4.53 All Banks 5.42 5.59 6.46 7.20 1.35 1.97 1.21 1.58 June, 2004 Public 4.06 4.11 6.62 7.52 0.86 1.33 1.16 1.49 Private 5.31 5.36 5.73 6.30 1.14 2.14 1.20 1.60 Foreign 4.04 4.25 6.93 7.25 1.53 2.06 1.19 1.68 Specialised 12.35 12.35 11.69 14.07 1.65 3.52 3.84 4.51 All Banks 5.05 5.14 6.49 7.20 1.19 1.99 1.21 1.61

270


(Percent per annum)

Gross Disbursements Outstanding Loans Fresh Deposits Outstanding Deposits Period Including

Zero Markup

Excluding Zero

Markup

Including Zero

Markup

Excluding Zero

Markup

Including Zero

Markup

Excluding Zero

Markup

Including Zero

Markup

Excluding Zero

Markup

July, 2004 Public 5.90 6.38 6.58 7.55 1.32 1.57 1.20 1.50 Private 4.82 4.86 5.75 6.30 1.16 1.44 1.19 1.59

Foreign 3.33 3.52 5.97 6.25 1.25 1.71 1.04 1.51 Specialised 12.50 12.50 11.91 14.18 4.19 4.26 4.10 4.58 All Banks 4.63 4.72 6.43 7.13 1.20 1.50 1.20 1.59 August, 2004 Public 6.05 6.13 6.52 7.30 1.71 1.93 1.16 1.43 Private 5.40 5.42 5.73 6.27 1.46 2.09 1.19 1.59 Foreign 3.44 3.67 6.76 7.08 1.54 2.02 1.13 1.59 Specialised 13.52 13.53 11.94 14.18 2.54 2.83 4.04 4.49 All Banks 5.08 5.17 6.48 7.14 1.51 2.05 1.20 1.58 September, 2004 Public 6.20 6.25 6.54 7.28 0.92 1.61 1.16 1.44 Private 6.11 6.18 5.84 6.34 1.57 2.32 1.19 1.58 Foreign 4.58 4.94 6.91 7.25 2.09 2.82 1.30 1.82 Specialised 13.42 13.42 11.93 14.18 3.85 4.10 4.03 4.51 All Banks 5.84 5.98 6.55 7.17 1.69 2.45 1.22 1.60 October, 2004 Public 6.12 6.21 6.55 7.15 0.33 1.01 1.15 1.46 Private 6.60 6.73 5.84 6.37 1.48 2.18 1.16 1.58 Foreign 4.03 4.25 6.90 7.19 1.72 2.44 1.17 1.67 Specialised 13.43 13.43 12.47 13.83 3.71 4.18 4.04 4.53 All Banks 6.01 6.18 6.53 7.10 1.53 2.26 1.18 1.59 November, 2004 Public 7.11 7.21 6.83 7.40 1.12 1.57 1.17 1.49 Private 6.22 6.34 5.93 6.44 1.48 2.10 1.17 1.59 Foreign 4.42 4.71 6.92 7.21 2.02 2.68 1.37 1.91 Specialised 13.87 13.87 12.45 13.80 0.57 1.65 4.18 4.71 All Banks 5.94 6.12 6.61 7.16 1.61 2.24 1.21 1.63 December, 2004 Public 7.07 7.17 6.88 7.47 1.89 2.16 1.30 1.69 Private 6.10 6.24 6.17 6.70 1.55 2.30 1.22 1.68 Foreign 4.68 4.91 6.70 6.99 2.14 2.86 1.63 2.28 Specialised 9.00 9.00 11.72 12.87 2.73 3.38 3.64 4.59 All Banks 5.92 6.08 6.69 7.23 1.78 2.41 1.30 1.77

271


(Percent per annum)

Gross Disbursements Outstanding Loans Fresh Deposits Outstanding Deposits

Period Including Zero

Markup

Excluding Zero

Markup

Including Zero

Markup

Excluding Zero

Markup

Including Zero

Markup

Excluding Zero

Markup

Including Zero

Markup

Excluding Zero Markup

January, 2005 Public 8.40 8.56 7.15 7.83 1.45 1.89 1.28 1.60 Private 6.91 7.05 6.41 6.92 1.46 1.74 1.28 1.74 Foreign 5.42 5.76 7.14 7.44 3.04 4.08 1.78 2.47 Specialised 9.07 9.08 11.57 12.70 2.73 2.95 3.92 4.54 All Banks 6.68 6.87 6.93 7.48 1.75 2.13 1.35 1.81 February, 2005 Public 6.06 6.15 7.23 7.90 1.32 1.65 1.31 1.66 Private 6.49 6.60 6.63 7.18 1.68 2.58 1.34 1.83 Foreign 4.97 5.30 7.16 7.48 2.03 3.06 1.56 2.25 Specialised 9.13 9.13 11.47 12.58 3.60 3.92 3.94 4.51 All Banks 6.17 6.34 7.08 7.65 1.74 2.58 1.37 1.86 March, 2005 Public 7.02 7.05 7.38 8.04 2.09 2.56 1.45 1.83 Private 6.93 7.07 6.80 7.33 1.96 2.89 1.35 1.87 Foreign 5.30 5.65 8.07 8.37 2.88 3.82 1.73 2.47 Specialised 9.24 9.24 11.37 12.45 3.56 4.02 3.93 4.52 All Banks 6.57 6.76 7.29 7.85 2.22 3.11 1.43 1.94 April, 2005 Public 8.01 8.34 7.86 8.54 1.89 2.34 1.50 1.91 Private 7.05 7.19 7.02 7.49 1.77 3.40 1.48 2.03 Foreign 5.74 6.08 8.09 8.41 3.32 4.28 1.94 2.66 Specialised 9.17 9.17 11.29 12.31 1.93 3.85 3.87 4.57 All Banks 6.78 6.98 7.49 8.00 2.20 3.62 1.55 2.10 May, 2005 Public 7.40 7.61 8.09 8.79 3.02 3.41 1.70 2.19 Private 7.78 7.96 7.53 8.11 3.31 4.39 1.59 2.19 Foreign 7.29 7.87 9.01 9.42 4.01 5.09 2.36 3.30 Specialised 9.00 9.01 11.07 12.08 6.62 6.73 4.23 4.98 All Banks 7.66 7.93 7.97 8.58 3.48 4.40 1.71 2.32 June, 2005 Public 8.84 9.07 8.54 9.17 3.06 4.44 1.84 2.45 Private 8.33 8.47 8.01 8.55 3.23 4.31 1.75 2.43 Foreign 7.30 7.86 9.57 10.06 3.83 4.87 2.42 3.45 Specialised 9.02 9.02 10.96 11.93 7.39 7.74 4.39 5.17 All Banks 8.21 8.43 8.41 8.98 3.38 4.49 1.85 2.55

1.Weighted Average of Specialized Bank is high due to the concentration of deposits against high rates of contrary to commercial Banks. 2. Gross Disbursement: Gross Disbursements include the amount disbursed against fresh loans and the loan repriced, renewed or rolled over during the month. However, in case of running finance the disbursed amount means the maximum amount availed by the borrower at any point of time during the month. 3. Outstanding Position: The loans and advances recoverable from borrowers at the end of the month. 4. Fresh Deposits: Fresh Deposits include outstanding position of fresh deposits (new accounts) mobilized during the month and deposits repriced or rolled over during the month. 5. Outstanding Deposits: The deposits held within the banks at the end of the month.

272

4.22 Non-Performing Loans (Million Rupees)

As on Mar 31, 2002

N P Ls Net NPLs /

Category

Principal M/up Total

Net NPLs Net Advances (%)

1.

All Commercial Banks

133,165

37,913

171,078

7,8847

10.46

Domestic Banks National Commercial Banks 86,414 29,230 115,644 46,568 13.85 Privatized Banks 1 25,408 2,938 28,346 18,384 14.34 Private Banks 16,251 3,268 19,519 12,747 7.76 Foreign Banks 5,092 2,477 7,569 1,148 0.92 2. Specialised Banks and DFIs 59,861 34,571 94,432 36,142 35.91 Specialised Banks 46,003 24,117 70,120 28,615 37.27 DFIs 2 13,858 10,454 24,312 7,527 31.54

As on June 30, 2002

Category N P Ls Net NPLs / Principal M/up Total Net NPLs Net Advances (%) 1.

All Commercial Banks

129,127

38,595

16,772

76,775

10.72

Domestic Bank National Commercial Banks 84,501 28,870 113,371 44,227 14.10 Privatized Banks 22,704 3,741 26,445 17,477 17.72 Private Banks 16,854 3,232 20,086 13,468 7.58 Foreign Banks 5,068 2,752 7,820 1,603 1.27 2. Specialised Banks and DFIs 55,662 34,590 90,252 30,089 30.82 Specialised Banks 42,698 24,243 66,941 24,934 32.90 DFIs 12,964 10,347 23,311 5,155 23.63

As on September 30, 2002


All Commercial Banks 127,912 38,466 166,378 75,695 10.41

Domestic Banks National Commercial Banks 68,665 23,929 92,594 34,170 12.81 Privatized Banks 37,921 8,626 46,547 26,667 16.05 Private Banks 16,775 3,378 20,153 13,266 7.16 Foreign Banks 4,551 2,533 7,084 1,592 1.46 2. Specialised Banks and DFIs 54,946 34,438 89,384 28,555 29.25 Specialised Banks 41,772 24,487 66,259 22,456 29.57 DFIs 13,174 9,951 23,125 6,099 28.14

As on December 31, 2002



Domestic Banks National Commercial Banks 67,086 23,671 90,757 33,619 13.13 Privatized Banks 39,178 8,630 47,808 22,544 12.35 Private Banks 16,720 3,087 19,807 11,728 5.44 Foreign Banks 4,530 2,535 7,065 1,560 1.19 2. Specialised Banks and DFIs 63,238 37,913 101,151 36,682 38.18 Specialised Banks 50,664 28,129 78,793 31,045 41.74 DFIs 12,574 9,784 22,358 5,637 25.99

273

4.22 Non-Performing Loans

(Million Rupees)

As on Mar 31, 2003

N PLs

Net NPLs /

Category

Principal M/up Total Net NPLs Net Advances (%)

1. All Commercial Banks 133,815 37,102 170,917 75,251.46 9.55 Domestic Banks National Commercial Banks 70,943 23,053 93,996 39,653.36 15.35 Privatized Banks 41,612 8,263 49,875 22,433.52 13.72 Private Banks 16,930 3,255 20,185 11,674.65 4.96 Foreign Banks 4,330 2,531 6,861 1,489.93 1.14 2. Specialised Banks and DFIs 57,923 35,698 93,621 28,089.05 30.69 Specialised Banks 45,350 25,971 71,321 23,080.59 32.43 DFIs 12,573 9,727 22,300 5,008.46 24.60

As on June 30, 2003

N P Ls

Net N P Ls / Principal M/up Total Net N P Ls Net Advances (%) 1. All Commercial Banks 124,267 38,159 162,426 67,658 7.90 Domestic Bank National Commercial Banks 65,880 23,425 89,305 36,272 13.86 Privatized Banks 37,408 8,884 46,292 18,776 10.03 Private Banks 16,654 3,239 19,893 11,165 4.08 Foreign Banks 4,325 2,610 6,935 1,445 1.08 2. Specialised Banks and DFIs 52,729 33,791 86,520 25,289 26.95 Specialised Banks 40,870 24,378 65,248 20,414 27.54 DFIs 11,859 9,413 21,272 4,875 24.75

As on September 30, 2003

N P Ls Net N P Ls / Principal M/up Total Net N P Ls Net Advances (%) 1.


Domestic Bank National Commercial Banks 61,717 20,347 82,063 35,206 13.41 Privatized Banks 35,251 8,908 44,159 17,092 9.83 Private Banks 16,850 3,228 20,078 11,229 3.98 Foreign Banks 4,540 2,835 7,374 1,444 1.12 2. Specialised Banks and DFIs 60,165 38,856 99,021 26,838 31.46 Specialised Banks 48,057 28,933 76,990 22,480 32.70 DFIs 12,108 9,922 22,031 4,358 26.31

274

4.22 Non-Performing Loans

(Million Rupees)

As on December 31, 2003

As on Mar 31,2003

Category

NPLs

Net NPLs

Net NPLs to Net Loans (%)

NPLs

Net NPLs

Net NPLs to Net Loans (%)

All Banks & DFIs 222,657 79,309 7.0 219,679 72,905 6.3 All Banks 210,089 76,719 6.9 206,960 70,109 6.1 Commercial Banks 156,015 53,712 5.2 156,567 53,094 4.9 Public Sector Commercial Banks 85,903 28,886 7.9 44,038 14,453 7.8 Local Private Banks 66,373 24,306 4.4 108,786 38,283 5.0 Foreign Banks 3,739 520 0.4 3,743 358 0.3 Specialised Banks 54,074 23,007 34.2 50,393 17,015 26.4 DFIs 12,568 2,590 15.6 12,719 2,796 15.9

As on June 30,2004 As on September 30,2004

NPLs

Net NPLs Net NPLs to

Net Loans (%)

NPLs

Net NPLs Net NPLs to

Net Loans (%) All Banks & DFIs 220,032 71,319 5.4 218,574 62,432 4.5 All Banks 207,792 68,951 5.3 206,733 60,321 4.5 Commercial Banks 152,998 46,940 3.8 154,003 45,830 3.6 Public Sector Commercial Banks 43,198 13,058 5.7 43,961 12,801 5.7 Local Private Banks 106,959 33,880 3.9 107,296 33,024 3.6 Foreign Banks 2,841 2 0.0 2,746 5 0.0 Specialised Banks 54,794 22,011 33.4 52,730 14,491 23.1 DFIs 12,240 2,369 13.0 11,841 2,111 8.9

As on December 31, 2004 As on Mar 31,2005 As on June 30,2005

NPLs

Net NPLs Net NPLs

to Net Loans (%)

NPLs

Net

NPLs

Net NPLs to Net

Loans (%)

NPLs

Net

NPLs

Net NPLs toNet

Loans (%) All Banks & DFIs 211,166 58,579 3.7 203,719 50,352 3.0 205,448 55,200 3.1 All Banks 199,490 56,737 3.6 199,441 48,273 2.9 201,382 53,242 3.0 Commercial Banks 147,229 40,162 2.7 142,815 37,245 2.3 139,461 33,875 2.0 Public Sector Commercial Banks 40,557 9,836 3.6 41,347 10,218 3.6 39,795 8,546 2.8 Local Private Banks 104,027 30,396 2.8 99,081 27,261 2.4 97,274 25,773 2.1 Foreign Banks 2,644 -50 0 2,388 -234 -0.1 2,393 -445 -0.3 Specialised Banks 52,261 16,575 26.3 56,625 11,028 17.6 61,921 19,367 29.9 DFIs 11,676 1,841 6.4 4,279 2,079 6.5 4,065 1,958 5.7 1. The data has been compiled as per revised methodology according to which unrealized mark-up does not become part of NPLs as it is kept in memorandum account. Besides, coverage of data has been enhanced by including overseas NPLs of our internationally active banks in the total NPLs. Rescheduled and restructured NPLs are not excluded from the total NPLs unless they have become regular by meeting the criterion of one-year satisfactory performance. The cash recovery position represent recovery made against principal amount of domestic plus overseas NPLs. 2. Category of UBL has been changed from Nationalized to privatized Bank. 3. ICP and NIT has been excluded from DFIs since the affairs of the same have been transferred to SECP.

275

4.23 Distribution of Offices of Several Classes

of Scheduled Banks by Population

1957 1958 Total Average Total Average

Population Sche- Popu- Sche- Popu- No. of Pakistani Foreign duled lation No. of Pakistani Foreign duled lation

Places Banks Banks Banks per office Places Banks Banks Banks per office

500,000 to 1,000,000 2 47 29 76 14952 2 57 27 84 14798 200,000 to 500,000 4 23 18 41 21721 4 12 19 48 19228 100,000 to 200,000 5 26 2 28 27899 5 31 2 33 23796 75,000 to 75,000 4 10 2 12 27387 4 15 2 17 19332 50,000 to 75,000 4 8 6 14 16513 4 8 6 14 16513 25,000 to 50,000 28 37 16 53 19669 28 39 16 55 19986 Unclassified 69 46 5 51 - 68 53 3 56 -

Total 116 197 78 275 115 232 75 307


Population Sche- Popu- Sche- Popu- No. of Pakistani Foreign duled lation No. of Pakistani Foreign duled lation Places Banks Banks Banks per office Places Banks Banks Banks per office

500,000 to 1,000,000 2 65 27 92 13936 2 78 28 106 16358 200,000 to 500,000 4 32 19 51 18342 4 42 19 61 16521 100,000 to 200,000 5 33 2 35 22474 5 36 2 38 20745 75,000 to 75,000 4 17 2 19 17297 4 17 2 19 17297 50,000 to 75,000 4 11 6 17 13761 4 12 6 18 13036 25,000 to 50,000 28 54 14 68 18297 34 65 12 77 15734 Unclassified 83 84 3 87 - 91 108 3 111 -

Total 130 296 73 369 144 358 72 438



Over 1,000,000 - - - - 2 126 31 157 19361

2500,000 to 1,000,000 2 114 20 134 13020 - - - - -

200,000 to 500,000 4 54 20 74 13302 5 85 17 102 17357 100,000 to 200,000 5 45 2 47 12272 10 67 3 70 18098 75,000 to 100,000 4 22 2 24 13693 5 29 5 34 12083 50,000 to 75,000 4 12 7 19 13544 11 48 4 52 13287 25,000 to 50,000 34 97 12 109 11098 41 112 6 118 11734 Unclassified 113 163 10 173 - 127 172 8 180 -

Total 166 507 73 580 201 639 74 713

276





Over 1,000,000 2 185 32 217 14288 2 230 32 262 11898 500,000 to 1,000,000 - - - - - 1 53 5 58 9279 200,000 to 500,000 5 118 16 134 13238 6 161 14 175 10144 100,000 to 200,000 6 77 8 85 10720 7 81 11 92 10028 75,000 to 100,000 8 49 6 55 12085 4 26 - 26 26029 50,000 to 75,000 10 52 4 56 10995 11 63 4 67 9055 25,000 to 50,000 41 136 4 140 10083 44 183 4 187 7626 Unclassified 182 266 4 270 - 257 429 2 431 -

Total 254 883 74 957 1226 72 1298



Over 1,000,000 2 262 32 294 10658 2 310 32 342 9217 500,000 to 1,000,000 - - - - - - - - - -

200,000 to 500,000 5 213 16 229 8086 5 255 17 272 6840

100,000 to 200,000 6 110 7 117 7772 6 130 6 136 6807 75,000 to 100,000 7 66 5 71 8090 7 75 5 80 7191 50,000 to 75,000 9 59 3 62 8807 9 75 3 78 6685 25,000 to 50,000 44 108 5 203 7089 44 228 4 232 6080 Unclassified 363 613 2 615 - 480 822 5 827 -

Total 436 1521 70 1591 553 1895 72 1967



Over 1,000,000 2 346 34 380 8351 2 415 32 447 7150 500,000 to 1,000,000 - - - - - - - - - - 200,000 to 500,000 5 298 20 318 5872 5 310 21 331 5579 100,000 to 200,000 6 142 5 147 5625 6 154 5 331 5204 75,000 to 100,000 7 84 4 88 5357 7 88 4 159 6084 50,000 to 75,000 9 78 3 81 5942 10 88 3 92 5379 25,000 to 50,000 44 270 4 274 5504 43 295 4 299 5079 Unclassified 589 990 7 997 - 632 1110 7 1117 -

Total 662 2208 77 2285 705 2460 76 2536

277





Over 1,000,000 2 491 32 524 6103 2 544 32 576 5341 500,000 to 1,000,000 - - - - - - - - - - 200,000 to 500,000 5 341 20 361 5068 5 372 20 392 4819 100,000 to 200,000 6 169 5 174 5003 6 187 5 192 4808 75,000 to 100,000 7 91 4 96 6081 6 90 4 94 5299 50,000 to 75,000 10 102 3 105 5263 11 116 3 119 5708 25,000 to 50,000 43 302 4 306 5104 43 316 4 320 4846 Unclassified 1270 1270 7 1277 - 836 1470 7 1477 -

Total 2767 2767 75 2842 909 3095 75 3170



Over 1,000,000 2 587 31 618 4985 2 666 30 696 4436 500,000 to 1,000,000 - - - - - - - - - - 200,000 to 500,000 5 404 20 424 4458 5 418 19 437 4326 100,000 to 200,000 6 192 5 197 4687 6 212 5 217 4259 75,000 to 100,000 6 95 4 99 5032 6 101 4 105 4745 50,000 to 75,000 11 118 3 121 5614 11 122 3 125 5436 25,000 to 50,000 43 324 4 328 4729 43 229 4 233 4473

Unclassified 951 1624 7 1631 - 946 780 7 1787 -

Total 1024 3344 74 3418 1019 2528 72 2600



Over 1,000,000 2 711 30 741 4436 2 892 31 923 4170 500,000 to 1,000,000 - - - - - - - - - - 200,000 to 500,000 5 431 19 450 4326 3 211 1 212 5473 100,000 to 200,000 6 246 5 251 4259 5 236 2 238 3362 75,000 to 100,000 6 118 4 122 4745 5 104 1 105 2774 50,000 to 75,000 11 127 3 130 5436 6 74 - 74 3197 25,000 to 50,000 43 370 4 374 4473 29 254 - 254 4075

Unclassified 1203 1120 7 1127 - 1409 2068 1 2069 -

Total 1276 3123 72 3195 1459 3839 36 3875

278





Over 1,000,000 2 1129 31 1160 3234 2 1263 31 1294 3014 500,000 to 1,000,000 - - - - - - - - - - 200,000 to 500,000 3 233 1 234 5051 3 257 1 258 2292 100,000 to 200,000 5 303 2 305 2628 5 257 2 350 2831 75,000 to 100,000 5 124 1 125 3329 5 348 1 147 2899 50,000 to 75,000 6 79 - 79 4933 6 146 - 89 4379 25,000 to 50,000 29 279 - 278 3781 29 299 - 299 3516 Unclassified 2209 2883 1 2884 - 2505 3288 1 3289 -

Total 2259 5030 36 5066 2555 5690 36 5726



Over 1,000,000 2 1418 31 1449 2855 2 1,482 34 1,516 2,754500,000 to 1,000,000 - - - - - -- -- -- -- --200,000 to 500,000 5 539 1 540 3290 5 582 1 583 3,048100,000 to 200,000 5 262 2 264 2630 5 286 2 288 2,429 75,000 to 100,000 4 84 1 85 3866 4 95 1 96 3,463 50,000 to 75,000 6 102 - 102 3626 6 108 -- 108 3,424 25,000 to 50,000 30 328 - 328 3355 30 340 -- 340 3,237Unclassified 2923 3968 1 3969 - 3,110 4,145 1 4,146 8,530

Total 2975 6701 36 6737 3,162 7,038 39 7,077



Over 1,000,000 2 1,179 42 1,221 4,609 2 1,249 36 1,285 4,378 500,000 to 1,000,000 4 490 3 493 5,290 4 495 9 504 5,174 200,000 to 500,000 4 310 1 311 3,325 4 312 3 315 3,282 100,000 to 200,000 10 281 1 282 7,866 10 282 1 283 4,326 75,000 to 100,000 3 45 -- 45 5,432 4 44 6 50 8,058 50,000 to 75,000 15 177 -- 177 5,349 15 117 -- 177 8,092 25,000 to 50,000 3 40 -- 40 3,410 3 40 -- 40 3,410 Unclassified 3,164 4,390 1 4,391 1,871 3,296 4,482 -- 4,482 11,630

Total 3,205 6,912 48 6,960 3,338 7,021 55 7,076

279





Over 1,000,000 2 1,129 42 1,162 4,933 3 1,290 45 1,335 6,829

500,000 to 1,000,000 4 449 7 456 4,719 5 537 7 544 6,507

200,000 to 500,000 4 320 2 322 3,211 5 280 5 285 4,975

100,000 to 200,000 10 283 1 284 4,310 16 354 -- 354 6,206

75,000 to 100,000 4 120 4 124 2,595 6 62 -- 62 8,161

50,000 to 75,000 15 208 -- 208 4,552 26 261 -- 261 6,222

25,000 to 50,000 3 45 -- 45 3,031 60 414 -- 414 4,942

15,000 to 25,000 -- -- -- -- -- 87 399 -- 399 4,248

10,000 to 15,000 -- -- -- -- -- 61 175 -- 175 4,422

5,000 to 10,000 -- -- -- -- -- 87 199 -- 199 3,376

Less than 5,000 -- -- -- -- -- 2,637 3,347 -- 3,347 17,947

Unclassified 2,938 4,755 -- 4,755 11,155 -- -- -- -- --

Total 2,980 7,309 56 7,365 2,993 7,318 57 7,375 1983 1984 Total Average Total Average


Over 1,000,000 3 1,294 47 1,341 6,798 3 1,291 48 1,339 6,809

500,000 to 1,000,000 5 539 7 546 6,483 5 540 7 547 6,471

200,000 to 500,000 5 282 5 287 4,940 5 282 5 287 4,940

100,000 to 200,000 16 355 -- 355 6,188 16 355 -- 355 6,188

75,000 to 100,000 6 62 -- 62 8,161 6 62 -- 62 8,161

50,000 to 75,000 26 260 -- 260 6,246 26 260 -- 260 6,246

25,000 to 50,000 60 415 -- 415 4,930 60 415 -- 415 4,930

15,000 to 25,000 87 400 -- 400 4,237 87 400 -- 400 4,237

10,000 to 15,000 61 180 -- 180 4,300 61 179 -- 179 4,324

5,000 to 10,000 87 203 -- 203 3,310 87 203 -- 203 3,310

Less than 5,000 2,581 3,286 -- 3,286 18,318 3,436 3,142 -- 3,142 19,157

Total 2,937 7,276 59 7,335 2,792 7,129 60 7,189

280

4.23 Distribution of Offices of Several Classes of Scheduled Banks by Population



Over 1,000,000 3 1,296 49 1,345 6,778 3 1,294 50 1,344 6,788

500,000 to 1,000,000 5 540 7 547 6,471 5 537 7 544 5,607

200,000 to 500,000 5 286 5 291 4,873 5 287 5 292 4,856

100,000 to 200,000 16 355 -- 355 6,188 16 353 -- 353 6,224

75,000 to 100,000 6 62 -- 62 8,161 6 62 -- 62 8,161

50,000 to 75,000 26 259 -- 259 6,270 26 258 -- 258 6,294

25,000 to 50,000 60 416 -- 416 4,918 60 415 -- 415 4,930

15,000 to 25,000 87 401 -- 401 4,227 87 400 -- 400 4,237

10,000 to 15,000 61 179 -- 179 4,324 61 180 -- 180 4,300

5,000 to 10,000 87 205 -- 205 3,278 87 207 -- 207 3,246

Less than 5,000 2,354 3,060 -- 3,060 19,671 2,336 3,042 -- 3,042 19,800

Total 2,710 7,059 61 7,120 2,692 7,035 62 7,097 1987 1988 Total Average Total Average


Over 1,000,000 3 1,298 51 1,349 6,758 3 1,304 53 1,357 6,718

500,000 to 1,000,000 5 543 7 550 6,436 5 543 7 550 6,436

200,000 to 500,000 5 290 5 295 4,806 5 287 5 292 4,856

100,000 to 200,000 16 354 -- 354 6,206 16 352 -- 352 6,241

75,000 to 100,000 6 62 -- 62 8,161 6 62 -- 62 8,161

50,000 to 75,000 26 258 -- 258 6,294 26 259 -- 259 6,270

25,000 to 50,000 60 415 -- 415 4,930 60 416 -- 416 4,918

15,000 to 25,000 87 407 -- 407 4,164 87 410 -- 410 4,134

10,000 to 15,000 61 182 -- 182 4,252 61 183 -- 183 4,229

5,000 to 10,000 87 211 -- 211 3,184 87 216 -- 216 3,111

Less than 5,000 2,374 3,080 -- 3,080 19,543 2,403 3,109 -- 3,109 19,360

Total 2,730 7,100 63 7,163 2,759 7,141 65 7,206

281





Over 1,000,000 3 1,300 54 1,354 6,733 3 1,308 55 1,363 6,689

500,000 to 1,000,000 5 546 7 553 6,401 5 549 7 556 6,367

200,000 to 500,000 5 285 5 290 4,889 5 295 5 300 4,727

100,000 to 200,000 16 351 -- 351 6,259 16 358 -- 358 6,137

75,000 to 100,000 6 61 -- 61 8,246 6 63 -- 63 8,032

50,000 to 75,000 26 260 -- 260 6,246 26 262 -- 262 6,198

25,000 to 50,000 60 417 -- 417 4,906 60 424 -- 424 4,825

15,000 to 25,000 87 414 -- 414 4,094 87 422 -- 422 4,017

10,000 to 15,000 61 190 -- 190 4,073 61 199 -- 199 3,889

5,000 to 10,000 87 224 -- 224 3,000 87 230 -- 230 2,922

Less than 5,000 2,434 3,140 -- 3140 19,169 2,494 3,227 -- 3,277 1,863

Total 2,790 7,188 66 7,254 2,850 7,337 67 7,404


Population Sche- Popu- Sche- Popu- No. of Pakistani Foreign duled lation No. of Pakistani Foreign duled lation

Places Banks Banks Banks per office Places Banks Banks Banks per office

Over 1,000,000 3 1,319 56 1,375 6,621 3 1,344 60 1,404 6,494

500,000 to 1,000,000 5 552 7 559 6,333 5 566 6 572 6,189

200,000 to 500,000 5 298 5 303 4,680 5 307 5 312 4,545

100,000 to 200,000 16 360 -- 360 6,103 16 361 -- 361 6,086

75,000 to 100,000 6 63 -- 63 8,032 6 64 -- 64 7,906

50,000 to 75,000 26 265 -- 265 6,128 26 268 -- 268 6,060

25,000 to 50,000 60 429 -- 429 4,769 60 438 -- 438 4,671

15,000 to 25,000 87 429 -- 429 3,951 87 429 -- 429 3,951

10,000 to 15,000 61 201 -- 201 3,851 61 203 -- 203 3,813

5,000 to 10,000 87 245 -- 245 2,743 87 260 -- 260 2,585

Less than 5,000 2,591 3,328 -- 3,328 18,087 2,614 3,350 -- 3,350 20,054

Total 2,947 7,489 68 7,557 2,970 7,590 71 7,661

282





Over 1,000,000 3 1,349 60 1,409 6,453 3 1,369 63 1,428 6,367

500,000 to 1,000,000 5 575 6 581 6,093 5 581 6 587 6,031

200,000 to 500,000 5 317 5 322 4,404 5 324 5 329 4,310

100,000 to 200,000 16 367 -- 367 6,987 16 372 -- 372 5,906

75,000 to 100,000 6 64 -- 64 7,906 6 70 -- 70 7,228

50,000 to 75,000 26 270 -- 270 6,015 26 272 -- 272 5,970

25,000 to 50,000 80 439 -- 439 4,660 80 440 -- 440 4,649

15,000 to 25,000 87 429 -- 429 3,951 87 431 -- 431 3,932

10,000 to 15,000 61 203 -- 203 3,813 61 203 -- 203 3,813

5,000 to 10,000 87 260 -- 260 2,585 87 260 -- 260 2,585

Less than 5,000 2,675 3,408 -- 3,408 19,713 2,683 3,416 -- 3,416 19,667

Total 3,031 7,681 71 7,752 3,039 7,734 74 7,808



Over 1,000,000 3 1,501 62 1,563 5,833 3 1,539 66 1,605 5,680

500,000 to 1,000,000 5 666 7 673 5,260 5 697 12 709 4,993

200,000 to 500,000 5 351 5 356 3,983 5 357 5 362 3,917

100,000 to 200,000 16 426 -- 426 5,157 16 448 -- 448 4,904

75,000 to 100,000 6 89 -- 89 5,685 6 94 -- 94 5,383

50,000 to 75,000 26 319 -- 319 5,090 26 333 -- 333 4,876

25,000 to 50,000 80 469 -- 469 4,362 80 475 -- 475 4,307

15,000 to 25,000 87 458 -- 458 3,700 87 469 -- 469 3,613

10,000 to 15,000 61 233 -- 233 3,322 61 243 -- 243 3,185

5,000 to 10,000 87 290 -- 290 2,318 87 294 -- 294 2,286

Less than 5,000 2,786 3,524 -- 3,524 19,064 2,836 3,574 -- 3,574 18,797

Total 3,162 8,326 74 8,400 3,212 8,523 83 8,606

283





Over 1,000,000 3 1,572 68 1,640 5,559 3 1,471 60 1,531 5,955

500,000 to 1,000,000 5 707 12 719 4,924 5 640 18 658 5,380

200,000 to 500,000 5 361 5 366 3,874 5 311 3 314 4,516

100,000 to 200,000 16 460 -- 460 4,776 16 423 - 423 5,194

75,000 to 100,000 6 99 -- 99 5,111 6 73 - 73 6,931

50,000 to 75,000 26 333 -- 333 4,876 26 257 - 257 6,318

25,000 to 50,000 80 476 -- 476 4,298 80 417 - 417 4,906

15,000 to 25,000 87 469 -- 469 3,613 87 390 - 390 4,345

10,000 to 15,000 61 243 -- 243 3,185 61 190 - 190 4,073

5,000 to 10,000 87 294 -- 294 2,286 87 294 - 294 2,286

Less than 5,000 2,845 3,583 -- 3,583 18,749 2,845 3,583 - 3,583 18,749

Total 3,221 8,597 85 8,682 3,221 8,049 81* 8,130



Over 1,000,000 3 1,472 64 1,536 5,936 3 1,458 60 1,518 6,006

500,000 to 1,000,000 5 627 18 645 5,488 5 612 15 627 5,646

200,000 to 500,000 5 308 3 311 4,560 5 295 3 298 4,759

100,000 to 200,000 16 415 - 415 5,294 16 396 - 396 5,548

75,000 to 100,000 6 70 - 70 7,228 6 65 - 65 7,784

50,000 to 75,000 26 243 - 243 6,682 26 235 - 235 6,909

25,000 to 50,000 80 413 - 413 4,954 80 403 - 403 5,077

15,000 to 25,000 87 381 - 381 4,448 87 374 - 374 4,531

10,000 to 15,000 61 172 - 172 4,499 61 161 - 161 4,806

5,000 to 10,000 87 289 - 289 2,326 87 289 - 289 2,326

Less than 5,000 2,845 3,583 - 3,583 18,749 2,845 3,583 - 3,583 18,749

Total 3,221 7,973 85* 8,058 3,221 7,871 78 7,949

284





Over 1,000,000 2 1,207 57 1,264 11,394 2 1,198 61 1,259 11,440 500,000 to 1,000,000 5 679 9 688 10,051 5 656 11 667 10,368 200,000 to 500,000 3 378 11 389 5,327 3 384 10 394 5,260 100,000 to 200,000 13 569 3 572 6,722 13 568 3 571 6,734 75,000 to 100,000 28 382 - 382 9,935 28 363 - 363 10,456 50,000 to 75,000 16 227 - 227 7,056 16 216 - 216 7,416 25,000 to 50,000 44 340 - 340 5,905 44 344 - 344 5,836 15,000 to 25,000 119 647 - 647 6,529 119 633 - 633 6,673 10,000 to 15,000 102 340 - 340 6,111 102 338 - 338 6,147 5,000 to 10,000 84 114 - 114 9,489 84 93 - 93 11,632 Less than 5,000 47,655 2,389 - 2,389 37,189 47,655 2,300 - 2,300 38,628

Total 48,071 7,272 80* 7,352 48,071 7,093 85* 7,178



Over 1,000,000 2 1,247 64 1,311 10,986 2 1,283 61 1,344 10,716

500,000 to 1,000,000 5 655 8 663 10,431 5 638 8 646 10,706

200,000 to 500,000 3 388 9 397 5,220 3 377 11 388 5,341

100,000 to 200,000 13 562 2 564 6,814 13 538 1 539 7,130

75,000 to 100,000 28 368 - 368 10,314 28 355 - 355 10,692

50,000 to 75,000 16 210 - 210 7,628 16 208 - 208 7,701

25,000 to 50,000 44 342 - 342 5,870 44 325 - 325 6,177

15,000 to 25,000 119 616 - 616 6,857 119 587 - 587 7,196

10,000 to 15,000 102 332 - 332 6,258 102 297 - 297 6,995

5,000 to 10,000 84 76 - 76 14,234 84 42 - 42 25,757

Less than 5,000 47,655* 2,321 - 2,321 38,279 47,655* 2,295 - 2,295 38,713

Total 48,071 7,117 83 7,200 48,071 6,945 81 7,026

oly.com.pk · 2015. 1. 10. · 108 4.1 monetary statistics (million rupees) other currency banks’...

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