• OMA Emirates has been established in 1991 in United Arab Emirates as a 100% National Companyunder the Al Owais Group with an annual turnover of over US $2.5 billion.

• OMA Emirates has over 300+ employees within the company.

• OMA Emirates has offices and presence in 15 countries in Asia, Middle East, Africa & Europe.

• OMA Emirates LLC is a technology-centric company, committed to providing solutions in the area of

Card Personalization, Payment Issuance, Payment Acquiring Systems and Digital Banking. OMA

Emirates provides services designed to deliver a seamless customer experience across the entire

lifecycle. Being the number one service provider for the payment industry in the MENA region we also

provide various value-added services like E-Vouchers, E-Wallet Solution, Loyalty Applications, Fuel

Management System and various other customized solutions.

• OMA Emirates is also associated with companies like Ingenico, Thales e-Securities, CIM, Cryptomathicetc. providing solutions on their platforms.

United Arab Emirates

Mashreq Bank

Network International

RAK Bank

FAB UAE

Al Hilal Bank

Abu Dhabi Islamic Bank

Sharjah Islamic Bank

National Bank of Umm Al Quwain

Mawarid

United Bank Limited

Qatar

Qatar Islamic Bank

Masraf Al Rayan

Qatar International Islamic Bank

Barwa Bank

Oman

National Bank of Oman

ALIZZ

National Bank of Abu Dhabi

Nepal

Himalayan Bank Limited

Yemen

Yemen Commercial Bank

International Bank of Yemen

And Many More….

• Wemsol specializes in launching as smart and innovative loyalty program as desired by the client.

• The loyalty programs are fully customized to suit requirements of the clients.

• Option to launch card-based OR card-less loyalty programs.

• The program can range from simple points’ based system to moreintricate rewarding mechanism such as rewards based on transactions’history, overall spent, frequency of visits, special events, etc.

• Several features are offered for Loyalty Programs such as:

• Tier-based / customer profiling

• Monthly newsletters/marketing emails

• Bulk SMS/notifications to loyal members

• Bulk Emails/notifications to loyal members

• Family accounts – points’ transfers

• Birthday Emails & Vouchers

• Welcome Vouchers/Gifts

• Happy Hours campaigns

• Remotely managed short-term offers & vouchers

• Etc.

• Wemsol offers to launch Gift & Prepaid Programs through both options:– Card-Based (Magnetic stripe, NFC enabled, Tap & Go, Chip-based)– Card-less (through SMS & Email)

• The Electronic GIFT CARDS and can be used multiple times for multiple payments until balance lasts.

• Once the Gift Card balance reaches zero, it can either be scrappedor recharged based on your decision.

• Great source of revenue for client by selling these cards forcertain fee and also through Breakage (unused balance on thecard after expiry).

• Gift Cards usually have validity of 1 year from date of purchase.

Mobile Top-ups

Pay Bills

Request & Share Money

Invite Friends

Shopping

Closed Loop

Loyalty & Discounts

• Highly secured solution for both issuers and acquires.

• Can support several connections (HOST, VISA, MASTERCARD, etc.).

• Manage and supervise all interfaces.

• Having Cryptographic HSM interface.

• EMV certified.

• Nano CMS is a web based card management system having support for providing back-office functions forpayment system based on inter dependent modules also having capability to customized based on the clientrequirements.

• Nano CMS is having support for following card types:

• Debit Cards

• Credit Cards

• Prepaid/Gift Cards.

• Nano CMS is having support for following Payment schemes:

• Mastercard

• Visa

• Rupay

• AMEX

Card personalization solution:

• Adopted by many banks and financial institutions, NanoPerso is a in-house card personalization solution forcentralized and branch issuing. It integrates software, hardware and services for all types of card supportsincluding Magstripe, chip, and NFC.

• All EMV components with predefined EMV profiles and ability to implement any specific program.

• The solution includes all necessary software packages and hardware:

– Perso machines

– HSM for Encrypting and de-cryptingEMV persofiles

– PinPadsfor PIN Entry

• We also ensure the personalization of cards as a delegated service.

• Wemsol deals in different types of POS Machines for the supply of different types of loyalty, gift and/or othercustomized solutions along with management & maintenance services.