open letter to the florida senate banking and insurance committee
TRANSCRIPT
8/3/2019 Open Letter to the Florida Senate Banking and Insurance Committee
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February 23, 2012
Dear Senate Banking and Insurance Committee Members
It is quite clear, the Florida Bankers Assoc wants to expedite the fraudulent practices
of foreclosures under the guise of improving the “stream of commerce.” Yet, interestingly,
there are 10,794 cases, not in the entire state, but 10,794 cases in one county alone, Palm
Beach County, where Summary Judgment has been issued more than a year ago, yet the
banks have not filed for a sale date or certificate of title. Since they seem to be in no rush to
finish taking possession of this many homes, why the need to rush foreclosures? To verify
these statistics in your home counties, contact the Clerk of the Courts. Or contact me, I will
gladly assist you in finding this information for your counties.
Further, Representative Passidomo states this bill will benefit all Florida
Homeowners. Yet I know of no informed homeowner supporting this bill, as all have been
voicing their objections. In fact, there has even been several people representing many
homeowners in some of these committee meetings that all oppose this bill for obvious
reasons.
In 2011, John Obrien, South Essex MA Recorder of Deeds had an independent audit
of his records and found 84% of foreclosure cases contained either forged, fraudulent, or
false documents in cases. Just last week, San Francisco Assessor-Recorder issued a report of
the records in his office and stated 99% had one or more irregularity. 84% appear to have one
or more clear violations of law. Analyzed 6 areas, and found 67% had violations in 3 or 4
areas. According to another recent report, the FBI admits 80% of mortgage fraud has been
committed by the bankers, not homeowners. I myself have reviewed over 900 foreclosure
cases, most from Florida, but a few other states. My research has shown even worse
statistics that what these audits have revealed. While I have no doubt there may be rare
instances where it occurred, so far, I have not seen one homeowner submitting forged,
falsified and/or fraudulent documents into their foreclosure cases. Nor do these audits state
8/3/2019 Open Letter to the Florida Senate Banking and Insurance Committee
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any such documents have been submitted by homeowners.
The only real supporters of this bill are the bankers, the same ones that do not have
the grounds to file foreclosures in at LEAST 84% of cases, and have had Summary Judgment
issued in 10,794 cases in Palm Beach County alone, yet are not making any effort to put
them back in the stream of commerce as they contend. Please take the time to research this,
this is all information that is verifiable and based on facts, not companies such as LPS and
it's subsidiary DOCX that has just been indicted by the Missouri Attorney General, yet their
information was utilized to support and get this bill as far as this committee.
Voting yes will be your approval of additional homes not in the stream of commerce
and legalizing fraud in foreclosures.
Thank you,
RonaldGillis
P O Box 380842
Murdock, FL 33938
(941) 766-8279