OrientationOrientation

1. They don’t like their current job and are looking for a career change & better income potential.

2. They love what they do… but earning extra part-time income each month would make a positive difference.

3. They want to get a financial education so they can learn how to win the money game.

4. They love helping people and making difference.

5. They dream of having their own business.Can you see how most people would beCan you see how most people would beinterested in at least one of these areas?interested in at least one of these areas?

The Cash Flow Quadrant

Complete Control of TIME.Complete Control of MONEY.

Self-EmployedOwns a job. Dentist, doctor, lawyer, hair stylist, real estate agent, salesperson.

Complete Control of TIME.Complete Control of MONEY.

InvestorHas money working for them.Enjoys complete freedom and lives the dream.

The Cash Flow Quadrant, CASH FLOW Technologies, used with permission. The Cash Flow Quadrant and ESBI are trademarks of CASH FLOW Technologies Inc. For information purposes only. Not for any product solicitation.

EmployeeHas a job. Income based on position, not the person.

Business OwnerOwns a system. Has others working for him/her. Unlimited income potential via manufacturing, marketing, etc.

No Control of TIME.No Control of MONEY.

Limited Control of TIME.Limited Control of MONEY.

To have $1 million at age 65, would you rather save:

25 65

$1,000,000

This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

$1,000,000

25 35 65

To have $1 million at age 65, would you rather save:

This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

To have $1 million at age 65, would you rather save:

35 6545

$1,000,000

25

This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

To have $1 million at age 65, would you rather save:

45 6555

$1,000,000

3525

This hypothetical assumes a constant nominal 10% rate of return compounded monthly, unlike actual investments which will fluctuate in value, and does not include taxes or fees which would reduce returns.

To have $1 million at age 65, would you rather save:

45 55 6560

$1,000,000

3525

TIME COMMITMENT INCOME EXPECTATIONSTIME COMMITMENT INCOME EXPECTATIONS

Spare-timeSpare-time

Part -Time Part -Time

4-5 Hr./wk4-5 Hr./wk

10-20 Hr./wk10-20 Hr./wk $20,000- $30,000+$20,000- $30,000+

Part-time/Full-timePart-time/Full-time $40,000-$75,000+$40,000-$75,000+

Full-TimeFull-Time $100,000-$150,000+$100,000-$150,000+OwnershipOwnershipVice-PresidentVice-President

What Position is Best for you?What Position is Best for you?

Part & Full TimePart & Full Time ManagementManagement

$500-$1000+/mo$500-$1000+/mo

POSITIONPOSITION

4 Financial Opportunities4 Financial OpportunitiesFast Start

Bonus..............You can earn a

potential $500 in

bonuses in your

first months!

PRI - STEPS TO QUALIFYINGPRI - STEPS TO QUALIFYING• ATTEND COMPANY OVERVIEWATTEND COMPANY OVERVIEW

Commitments to be approved:

– Believe in the Concepts and the Company– Be an Honest and Respected Person (References)– Be Coachable (Willing to follow directions-Compliance)– Be Serious -- Part-time or Full-Time

– Attend Training classes – We have the most extensive program you can find in business…

You pick you to do it...We’ll pick us to help you!

How Do I Qualify?How Do I Qualify?

• Submit your Independent Business Application (IBA) along with appointment fee of $99/w$25mo (Primerica Online(POL)

• If you pass the background check and qualify you can start our training program and receive over $1500. of value in benefits & $500 in training bonuses.

Initial fees associated with entering financial service industry

• State Background Check

• Federal Bureau background check

• Life License

• State Certification School

Pre-licensing (PFSU)

• Securities LicensePre-licensing (PFSU)

Typical Investment $1492.00

Fees Associated With Entering The Financial Fees Associated With Entering The Financial Services IndustryServices Industry

Securities License PRI (Books, classes, & test fees)

State Bond Fee PRI (Paid for)

Life License PRI (Paid by reimbursement)

State Certification School PRI ( Paid up front)

F.B.I. Check PRI (Paid up front)

Our investment in you!

Initial fees associated with entering financial service industryIf you qualify, we fund the process for you.If you qualify, we fund the process for you.

How Do I Get Started?How Do I Get Started?

•Become a Training Associate•Enter our comprehensive training program•Begin building your PRI Business

The Training and Support The Training and Support You NeedYou Need

Pre-Licensing & Education for All ProductsLocal Education CentersContinuing Education for All ProductsFinancial Software for Client Proposals

Proven SystemProven System

8-5-3-18-5-3-18 Qualified Appointments9 FNA Collections10 Transactions $250-$500-$1000+11 New Associate x 3 = $750 $1500 $3000+

What You Would MakeWhat You Would Make

ProductDistric

tRegiona

lRVP

Freedom Financial Network (Primerica Enrich) coming

Primerica DebtWatchers™

Life Insurance (avg program)

Auto & Home (avg savings $478)

Investments ($50,000)

Total

Building Outlets = Security + Freedom

$50$400$84

$787$1321

$52$560$93

$956$1,661

$57$880$127

$1395$2,459

Get paid to build outlets -----------$340-----------$798-------- Team-10 clients/month >>>>>>>> $40,800 $95,760

Distribution Builders BonusDistribution Builders Bonus

CareerRecruit

s

Career Field

TrainingObservatio

ns

Additional Bonus

TotalBonus

LicensingActivity

MaximumTime

Frame

1 1

Receive credit for attending pre-licensing

class

First full month

2 2 $100 $100 Get life licensed and

make first personal life

sale

First four full months

3 3 $200 $300

4 4 $200 $500

Maximize your Distribution Builders Bonus potential and earn the full $500 available!

For further details, see POL.

The The Premier Premier PositionPosition

Regional Vice Regional Vice PresidentPresident

Full time: Begin building your legacy

Full time: Begin building your legacy

You Do:You Do: 8-5-3-11st – 8

FNA – 5Sales – 3Rep – 1

Personal = $5,978

Your Team:Your Team: 6 Team members do 8-5-3-1

You Do:You Do: 8-5-3-11st – 8

FNA – 5Sales – 3Rep – 1

Personal = $5,978

Your Team:Your Team: 6 Team members do 8-5-3-1

$14,978/Month$14,978/Month($179,736/Year)($179,736/Year)$14,978/Month$14,978/Month($179,736/Year)($179,736/Year)

Management OverrideManagement Override = $90009000

For The For The Big Big BuilderBuilderDevelop Vice Presidents:Keep growing your businessDevelop Vice Presidents:Keep growing your business

Your Team:Your Team: VP with 3 VPsVP with 3 VPs Your Team:Your Team: VP with 3 VPsVP with 3 VPs

$22,800/Month $22,800/Month $273,600/Year$273,600/Year$22,800/Month $22,800/Month $273,600/Year$273,600/Year

How Do I Learn?How Do I Learn?Two Main Areas:Two Main Areas:

#1- Products (P&C-Term-Loans-M.F.’s- PPL- LTC)

#2 Management (How to build a business- 8 Steps)

“THIS BUSINESS IS SIMPLE …BUT IT’S NOT ALWAYS EASY!”

Eight Step PatternEight Step PatternWe will teach how to build a businessWe will teach how to build a business

1- Set Some Goals 2- Make Some Commitments3- Make a List of Names 4- How to Set Appointments5- How to do a Winning Presentation6- Follow Through (FNA - BUSINESS)

7- Progress Check8-Teach the Pattern

Primerica:Primerica:Where Dreams Come True:Where Dreams Come True:

It’s Decision TimeIt’s Decision TimeChoice 1: Begin Your Primerica Business• Achieve a part-time goal• Begin a new career

Choice 2: Do Nothing• The next five years will be the same as the last five

years. Is that what you want?

25

What’s Next?What’s Next?

Sit down with your Field Trainer to complete your Fast Track Planner and begin a Game Plan to Build Your Business

Set up a time in the next 24-48 hours to: