Securities offered through Cetera Financial Specialists LLC (doing insurance business in CA as CFGFS Insurance Agency), member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera

entities are under separate ownership from any other named entity. Home offices at 200 N. Martingale Rd., Schaumburg, IL 60173; phone 888-528-2987.

Holistic Wealth Advisors’ New Client Welcome ProcessThis is what to expect over our first months together

Existing Clients: All clients can expect to receive emails, newsletters, or social media posts from our office to keep you informed of any updates, changes or

important economic/market news. We also highly recommend that you meet with us (per your preferred review frequency) to review your portfolio and discuss

any changes in your life / financial situation.

INTRO

• Communicate your goals, values, dreams, special concerns and/or challenges

• Communicate your goals, values, dreams, special concerns and/or challenges

STRATEGY

• Begin development of your financial plan and investment strategy, determine risk tolerance

• Present recommended financial plan and investment strategy

• Begin development of your financial plan and investment strategy, determine risk tolerance

• Present recommended financial plan and investment strategy

IMPLEMENTATION

• Execute investment strategy (open accounts, transfer existing assets, conduct trades) and discuss steps for ongoing execution and monitoring of financial plan

• Provide new account implementation status update (status of accounts transferred, funds received, etc.)

• Execute investment strategy (open accounts, transfer existing assets, conduct trades) and discuss steps for ongoing execution and monitoring of financial plan

• Provide new account implementation status update (status of accounts transferred, funds received, etc.)

ORIENTATION

• Set up online access and communication preferences

• Meet to review account statements

• Set up online access and communication preferences

• Meet to review account statements

Intro Meeting 2 - 4 Weeks 4 - 6 Weeks 10 – 12 Weeks