overview of old mutual

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You, your most valuable asset. GREENLIGHT Celebrate Life How do you get it? Taking responsibility comes naturally to most of us. Our instinctive priority is to protect and support our families and those who depend on us. Yet we are inclined to underestimate the risks we face as a provider and sometimes, the only source of income. Working hard to make a living and support a family, perhaps as the head of a business, you don’t have much time to think what would happen if you were unable to work. This is where viewing yourself as a major asset is just good sense. And, as with all assets, you’re worth protecting. In addition to providing the necessities for you and your family, your income also supports your lifestyle: - the home you live in, - your children’s education, - your retirement provision, - access to medical treatment, - the car you drive, and your emergency savings. GREENLIGHT CARE 4U a unique, holistic, life-assisting support program exclusive to GREENLIGHT customers. Access a world of assistance anytime of the day or night by simply calling one number: 0860 61 62 63. What makes GREENLIGHT great? It's an easy, affordable and reliable way to protect yourself, your family or your business. It's very flexible – any combination of benefits can be used to meet your current need. You, your family and domestic worker have access to GREENLIGHT CARE 4U – the support program that connects you to the services and advice you may need. Did you know that… 97% R2.6 billion R57 million of claims received are paid. paid out in 2011 alone, that’s R10.5 million paid every working day . paid out even before the first premium is received. For information, or to sign up for any of the GREENLIGHT Personal or Business Cover options, call 0860 WISDOM (947 366). Speak to your financial adviser, broker or visit www.oldmutual.co.za/greenlight

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Page 1: Overview of Old Mutual

You, your most valuable asset.

GREENLIGHT Celebrate Life

How do you get it?

Taking responsibility comes naturally to most of us. Our

instinctive priority is to protect and support our families

and those who depend on us. Yet we are inclined to

underestimate the risks we face as a provider and

sometimes, the only source of income. Working hard to

make a living and support a family, perhaps as the head

of a business, you don’t have much time to think what

would happen if you were unable to work.

This is where viewing yourself as a major asset is just good sense. And, as with all assets, you’re worth protecting.

In addition to providing the necessities for you and your family, your income also supports your lifestyle:- the home you live in, - your children’s education, - your retirement provision, - access to medical treatment, - the car you drive, and your emergency savings.

GREENLIGHT CARE 4U a unique, holistic, life-assisting support program exclusive to GREENLIGHT customers.

Access a world of assistance anytime of the day or night by simply calling one number: 0860 61 62 63.

What makes GREENLIGHT great?• It's an easy, affordable and reliable way to protect

yourself, your family or your business.

• It's very flexible – any combination of benefits can be

used to meet your current need.

• You, your family and domestic worker have access to

GREENLIGHT CARE 4U – the support program that

connects you to the services and advice you may need.

Did you know that…

97%R2.6 billion

R57 million

of claims received are paid.

paid out in 2011 alone, that’s R10.5 million paid every working day.

paid out even before the first premium is received.

For information, or to sign up for any of the GREENLIGHT Personal or Business Cover options, call 0860 WISDOM (947 366).Speak to your financial adviser, brokeror visit www.oldmutual.co.za/greenlight

Page 2: Overview of Old Mutual

Student

Child Single

MarriedStarting your business

Starting a career Planning to travel

Buying a new house

Single parent

Starting a family

About to retire

Earning Ability

Lifestyle Adjustment

Future Needs

Business

Life is unpredictable – but Old Mutual’s GREENLIGHT range of risk benefits will protect you, your family, your income and business against unexpected misfortune. Regardless of what stage you are in life.

Keeps your business covered and protects your livelihood.

Protects you against future uninsurability, ability to pay premiums and saving for emergencies.

Helps you cover the costs due to a life changing illness/event or retrenchment.

Protects your income if you can't work due to a temporary or permanent disability. Cover beyond age 70 available.

Provides immediate financial cover for your dependants when you no longer can.

Provides assistance to pay debts, funeral expenses, estate duty and other financial needs. If re-invested, it can provide a regular income for your dependants.

Cash Payments.

Some benefits pay within 48 hours

Cash Payments

Monthly Payments

Cash Payments

Future Needs

Premium Protection

Savings

Monthly Payments

Business Protection

For settling debts, catching up with home and car payments or other financial gaps. Re-invested, it could assist with covering your loss of income. Some options also automatically cover your children for congenital birth defects.

Pays an income to cover regular and additional monthly expenses like frail care, temporary or permanent disability if needed. The premiums to this benefit reduces your income tax.

Assists with a lump sum to cover lifestyle adjustments like, alternative treatments, home alterations and vehicle modifications as well as the option of home or frail care.

Pays an income for up to 6 months to assist you while looking for work. The premiums you pay reduce your income tax.

Ensures that you can increase your cover when your health has deteriorated.

Pays your premiums when you cannot due to death and disability.

Save for unforeseen events/ emergencies, missed premiums or a well deserved holiday.

In the event that you, your business partners or any key person dies or are unable to work, your business will continue to prosper. Protects the business from any adverse effect on its creditworthiness as a result of the death or permanent disability of the person who stands surety. Monthly payments also available to cover overheads if you cannot work due to injury or illness.

Life