Pension & Investment Specialists

R i c h a r dLIFE INSURANCE

Protecting you and your familyDid you know that more people insure their pets than their family? That’s because life insurance is one of those things we don’t like to think about.

But if you want to help provide financial security for you and your family, it really is worth considering. We can help you to find the right cover at the right price.

You might think you can’t afford life or critical illness cover but by cutting back on a few little luxuries like a cup of your favourite coffee each week, it is possible you could.

For £10 a month you could buy almost £35,000 of cover – giving you peace of mind for the future as you never know what might be around the corner.

That’s the same cost per month that you might pay out to cover your boiler and a third as much as it costs for multi-trip holiday insurance. It even costs more than £10 these days to cover a mobile phone.

So, when it comes to insurance, isn’t it time you put you and your family first?

T: 01782 557800 E: richard@jacobs-pensions.co.uk W: jacobs-pensions.co.uk

Friendly advice that’s right for you

Let the future look after itselfJust imagine if you were suddenly too ill to work or the breadwinner in your family died unexpectedly. Life cover can help pay off the mortgage and support the family should the key earner or homemaker pass away.

But it’s not just protecting your mortgage that matters. Think about any debt you may have on credit cards and the important yearly costs for things like raising a child, part-time nursery places and energy bills. These outgoings would still have to be paid if anything happened to you.

You may think that your savings would be enough in these circumstances but how far would they really go and is this really want you want to do with your nest egg? The average monthly costs that most households have to pay for food, fuel and power are nearly £700.

By taking out life or critical illness cover, you can protect your savings because the unexpected will take care of itself.

What next? Talk to us and we’ll help you to identify your individual protection needs and guide you through the various types of cover.

Established in 1992. Authorised and regulated by the Financial Conduct Authority.