QUICK START ORIENTATIONPersonal Financial Success

WHAT YOU NEED TO KNOW

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FACTS

● 68 million people have bad credit

● $3 billion dollar industry in 2018

● 79% who disputed errors were successful in removing them

Everybody’s interested in credit

● 1 in 5 people have an error

● Everyone wants good credit

SCORES BY AGE

● 70+ Average Credit Score: 730

● 35-49 Average Credit Score: 655

● 21-34 Average Credit Score: 634

Does age have an affect on your score?

● 50-69 Average Credit Score: 700

● 20< Average Credit Score: 631

Statistically, the older you are, the greater chances that your credit score will be higher.

SCORES BY INCOME

● $30,000 or less: 590 avg score

● $50,000 - $74,999: 737 avg score

Income often reflects your score

● $30,001 - $49,999: 643 avg score

Poor credit is often the RESULTof lack of income.

CREDIT SCORE

● Excellent Credit: 750+

● Fair Credit: 650 - 699

● Poor Credit: 600 - 649

What is a good score?

● Good Credit: 700 - 749

● Bad Credit: Below 600This Photo by Unknown Author is licensed under CC BY

WHOLE SCORE

● Payment History

● Credit History

● New Credit

We address all 5 factors

● Credit Utilization

● Credit Mix

PAYMENT HISTORY

1. Debt Validation Letter

3. Violation of FCRA Rights Letter

4. Intent to Litigate Letter

Solution: Four letters

2. Method of Verification Letter

There are a few other letters that can be used depending on your situation.

CREDIT UTILIZATION

1. Correct Tax Withholding

3. Lower Your Taxes

4. Debt Elimination

Solution: Income Shifting Strategy

2. Create Business Income

myEcon offers the perfect opportunity to earn affiliate income for selling a high demand product.

CREDIT HISTORY

1. Find a relative or friend with a credit card with good history

2. Asked to be added to theiraccount as a authorized user

Solution: Authorized User

Card owner does not have to give you a card. You will inherit their payment history.

NEW CREDIT

1. Department Store Cards

3. Co-Signer

4. Credit Builder Loan

Solution: Adding Tradelines

2. Secured Credit Cards

Credit Builder loan helps you build your credit and emergency fund simultaneously.

CREDIT MIXTURE

1. Revolving Debt

Solution: Applying for Credit

2. Installment Debt

Once you complete the first 4 credit scoring factors, you will have credit mixture.

OFFERING

● 26 DIY videos

● Income Shifting Strategy

● Debt Elimination Software

Our Unique Selling Proposition

● 4 Rounds of Dispute Letters

● Minimize Expense Calculator

● Re-establish credit sources

● Investment Calculator

● Business Opportunity

SOLUTION

● Fixing your credit is easy

● Maintaining Your Credit

We have the answers.

● Follow the blueprint

● Create a new stream of income

● Become an affiliate selling the most in demand product

● Build a team of affiliates

MARKET POTENTIAL

● Best Product in the industry

● Solves a pain

● Has mass appeal

The right type of business

● 68 million people have bad credit

● Everyone recognizes its necessity

● 3 Billion dollars earned in 2018

SMART CREDITSYSTEM

Become a customer or affiliate today!