phoenix property magazine september 2013

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Cover photo: Lutton Church & Pub

206 Bridge Road, Sutton Bridge, Spalding, Lincolnshire, PE12 9SG Tel: 01406 359131 Fax: 01406 359939 Email: [email protected]

Open: Monday to Friday 9am – 6pm. Saturday 9am – 4pm. Closed: Sundays & Bank Holidays

Phoenix Property Magazine September 2013 FREE

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ooff mmyy pprrooppeerrttyy ggoonnee uupp?? By Jaimie Rice, Manager, Phoenix Estate Agents.

So the national press is rife with stories about the housing market activity picking up & prices increasing. Of course this is fab news as it can only help us as an agent and property sellers by improving buyer confidence, which in turn leads to increased buyer activity. I know many of you are hearing this and wondering the million dollar question: Has the value of my property gone up? As so many people have asked me this lately I thought it would be a hot topic to focus on this month.

Whilst it is great to hear positive news for a change about the state of the housing market and we welcome it, I do take it all with a pinch of salt. The statistics used to determine those press releases are never explained properly to the general public in understandable terms and can often be very general, not taking into account both regional and local town by town fluctuations. Yes some of the more affluent and faster paced areas of the country are finding that there are increases in their area. But anyone who knows our local area knows the pace is much slower round here and so it follows that like a ripple effect, it can take a while for those changes to work their way out to us.

We have noticed over the last few months a marked improvement in the volume of viewings and sales being agreed. There is a shortage of new properties coming on the market (we are desperate for new stock to replace all our recent sales!). These are all steps in the right direction, but (and any agent being honest with you will acknowledge it’s a big ‘but’) the sales that are being agreed are still subject to negotiation, there are still lots of properties reducing their asking price and there are still lots of properties struggling to get even 1 viewer through the door. Buyers are really doing their homework when looking for a property. More than ever they are deciding for themselves what they think the value of homes are and with the market being how it has been they are still very cautious about not overpaying for a property. So common sense tells us whilst there are some signs of improvement and recovery starting, there are other signs that we aren’t quite there & recovered yet.

Anyone wanting to watch the market and assess for themselves how their own local market conditions are doing would be to pay attention to whether asking prices are being reduced still and look at the sales being agreed and if they are subject to negotiation. Only when you start to see people not having to drop their asking prices as much and not having to take as much negotiation will you then hopefully agree that the market has stabilised enough for prices to rise locally.

I’m sure then any of you with a property that is already on the market will then be asking the 2nd common question – can I put my asking price up? Being frank the answer should be no. If you have a property already being marketed and you haven’t succeeded in getting an offer or sale or are struggling to get viewings then common sense again should be telling you that the buyers out there aren’t prepared to pay that price for your property at the current time and the market conditions haven’t strengthened for your property yet. My best advice would be that your property will come into it’s own and activity should improve once the prices stabilise enough in your area and buyer confidence improves enough for it to look more attractively priced to the buyers out there.

The last thing you want to do if you’ve been frustrated and patiently trying to sell during the tough period is to then put your price up & appear greedy or unmotivated to buyers and scare them away when the market finally picks up enough for you to actually stand a better chance of a sale. If you chose to ignore the advice of your local agent & want to dictate a higher price of your property against their advice – then it will only be yourself you can blame if the activity on it isn’t what you want it to be or for the lack of a sale.

I know this can also be frustrating if you are looking to buy in another area where the prices are on the up – and your own area isn’t - as your financial margins can then change and become tighter. But sadly that is just the nature of local fluctuations and you can’t price yourself out locally to try to make it easier to buy elsewhere because you end up doing the opposite and work against yourself making your own property harder to sell again.

In summary - Quick tips: 1) Watch your LOCAL market not the NATIONAL news. 2) Don’t price yourself out of the market just as it starts to pick up. 3) Engage with your local agents to get the most appropriate advice relevant to your property & local area.

There are of course always the odd exceptions to the rules, so it is important to be able to trust the advice of the local agents as they are the ones working in that area on a day to day basis and able to give you a much more accurate picture on the local market than the national press coverage may suggest. Here’s hoping all the positive news & activity continues!

If you would like any further advice or information please get in touch with us. Tel: 01406 359131

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Rob Smy, Director of Fenland Estates Letting agents has welcomed a new report on the private residential lettings sector. As a fully qualified, ARLA licensed, specialist lettings agency. The communities and Local Government Committee state in a new report that action must be taken to tackle sharp practice and abuse by letting agents. The report proposes the regulation of letting agents giving the Office of Fair Trading the power to ban agents who act improperly.

Launching the report, Clive Betts MP, Chair of the Communities and Local Government Committee said ‘‘...this lack of regulation is giving rise to sharp practice and abuse by some letting agents. We were told that the letting sector was the property industry’s ‘Wild West’. ‘Cowboy’ agents who rip off landlords and tenants have to be stopped. They need to play by new rules or get out of the sector’’.

Agencies such as Fenland Estates who are voluntarily regulated have to follow very strict rules and codes of conduct. Client money is protected via a client money protection scheme; they have professional Indemnity insurance and, as members of the Property Ombudsman, clients have a route to redress should anything go wrong.

Rob Smy says, ‘it is a constant frustration that the public are all too often unaware that they are dealing with agents who are completely unqualified and unregulated. As the areas only licensed lettings specialist we welcome anything which brings to wider attention the risks both landlords and tenants face on a daily basis. If you are in doubt as to whether your agent is currently ARLA licensed, this can easily be checked via the regulators website, www.arla.co.uk

Fenland Estates, based in Long Sutton, can be contacted on 01406 363006

http://www.arla.co.uk/

YOUNGS ROW, SUTTON BRIDGE

£22,500 EPC RATING:C Modern (2011) leasehold terraced house available on an affordable housing 25% shared ownership scheme offering

2 bedrooms, downstairs cloakroom, upstairs bathroom, lounge/diner, kitchen, enclosed garden, allocated parking space, upvc double glazing and modern electric

radiator central heating.

TAVERNERS MEWS, LONG SUTTON

£55,950 EPC RATING:C

Modern (2006) 2 Bedroom terraced house available on a 50% shared ownership

scheme, situated convenient for town centre amenities benefiting from

kitchen/diner, downstairs cloakroom, upvc double glazing, gas central heating, allocated parking space, enclosed rear

garden & no upward chain.

MARCH ROAD, FRIDAY BRIDGE

£60,000

Building Plot on the outskirts of the popular village of Friday Bridge. Full

planning permission for a 3 bed detached house, Plot measures approx. 37ft/11.2m frontage x 59ft/17.9m depth (sts). Field

views front & rear. No upward chain.

WATERLEES ROAD, WISBECH

£65,000 EPC RATING:D

Modern 1 bedroom end terrace bungalow requiring refurbishment benefiting from

lounge, kitchen, bathroom, lean to greenhouse, lean to side lobby, enclosed

rear garden, garage & gas ‘warm air’ central heating. Viewing advised.

ST MARKS ROAD, HOLBEACH ST MARKS £69,500 EPC RATING:G

Circa 1870s end terraced cottage situated

in a rural village location offering 2 bedrooms, lounge with open fireplace,

kitchen/breakfast room, modern downstairs bathroom, entrance

lobby/utility, rear garden, electric night storage heating & no upward chain.

GRANVILLE TERRACE, SUTTON BRIDGE £75,000 EPC RATING: D

Victorian 2 bedroom terraced house

offering open plan downstairs accommodation lounge/diner/kitchen, downstairs bathroom, enclosed gardens

with brick outbuilding, upvc double glazing, gas central heating & no upward chain. Internal viewing recommended!

NEW ROAD, SUTTON BRIDGE

£80,000

Building plot. Approx 0.5 acre site, outline planning permission for a single

storey dwelling. Popular residential location, field view to one side, mature

trees on site. Golf course nearby.

RAILWAY LANE, SUTTON BRIDGE


3 Bedroom terraced house situated in a no through cul-de-sac on the outskirts of

Sutton Bridge requiring some further updating benefiting from upvc double

glazing, solid fuel central heating, kitchen/diner, off road parking,

courtyard & additional generous rear garden area. No upward chain.

ROMAN BANK, SUTTON CROSSES

OIEO £85,000 EPC RATING:E

Former mission house now a 2 bedroom detached bungalow of non-standard

construction situated in a rural location on the outskirts of Long Sutton offering

lounge, sun room, shower room, majority upvc double glazing, oil central heating, off road parking and gardens. Internal

viewing a must!

INDIVIDUAL CONVERSION DEVELOPMENT OF 12 PROPERTIES CONVENIENT FOR LOCAL AMENITIES & BUS STOPS, FITTED KITCHEN

& BATHROOM, FLOOR COVERINGS, GAS CENTRAL HEATING, UPVC DOUBLE GLAZING

& 2 ALLOCATED PARKING SPACES. APPARTMENTS READY NOW CALL FOR MORE

INFO & TO BOOK AN APOINTMENT

NEW BUYER INCENTIVES AVAILABLE ON PLOTS 5, 7 & 10: - LEGAL FEES PAID (UP TOP £500).

- £1000 FURNITURE PACKAGE. - 1 YEAR RENT GUARANTEE.

* CALL US FOR MORE INFORMATION.

PLOT 1: £79,950 1 bedroom end terraced coach house. Open plan lounge/diner and kitchen, downstairs cloakroom, upstairs en-suite bathroom to the bedroom & 2 allocated parking spaces. PLOT 2: £79,950 1 bedroom terraced coach house. Open plan lounge/diner and kitchen, downstairs cloakroom, upstairs en-suite bathroom to the bedroom & 2 allocated parking spaces. PLOT 3: £86,950 2 bedroom terraced coach house. Open plan lounge and kitchen plus downstairs bathroom & 2 allocated parking spaces. PLOT 4: £79,950 2 bedroom ground floor apartment Double aspect open plan lounge & kitchen, private garden & 2 allocated parking spaces. PLOT 5: £79,950 2 bedroom ground floor apartment. Open plan lounge & kitchen plus 2 allocated parking spaces. PLOT 6: £79,950 2 bedroom ground floor apartment. Double aspect lounge and separate kitchen plus 2 allocated parking spaces. PLOT 7: £59,995 1 bedroom ground floor bedsit Open plan lounge and kitchen plus en-suite shower room to the bedroom and 1 allocated parking space. PLOT 8: £ 86,950 2 bedroom ground floor apartment. Double aspect open plan lounge and kitchen plus 2 allocated parking spaces. PLOT 9: £86,950 2 bedroom ground floor apartment. Open plan lounge and kitchen, en-suite shower room to master bedroom plus further bathroom. 2 allocated parking spaces. PLOT 10: £69,950 2 bedroom first floor apartment Open plan lounge and kitchen. 2 allocated parking spaces. PLOT 11: £69,950 2 bedroom first floor apartment. Double aspect open plan lounge and kitchen. 2 allocated parking spaces. PLOT 12: £69,950 2 bedroom first floor apartment. Open plan lounge and kitchen. 2 allocated parking spaces.

SPECIFICATION: - Kitchens: Fitted units plus oven, hob with extractor, space for fridge/freezer, space/plumbing for washing machine. - Bathroom/Cloakroom/En-Suite: Fitted with white suite. - Double glazing & Gas central heating - Carpets/floor coverings included. *All information subject change.

PRINCES STREET, SUTTON BRIDGE


Victorian 3 bedroom terraced house offering 2 reception rooms, downstairs

bathroom, wc to 3rd bedroom, upvc

double glazing, gas central heating, garage, enclosed south facing garden &

no upward chain. View now!

GOOSE GREEN, SUTTON BRIDGE


Modern 1 bedroom semi detached bungalow in a popular residential location

benefiting from conservatory, upvc double glazing, gas central heating, low maintenance enclosed rear garden &

2 allocated parking spaces. Viewing advised!

CHESTNUT TERRACE, SUTTON BRIDGE £92,950 EPC RATING:D

Edwardian terraced house benefiting from

2 double bedrooms, 2 reception rooms, modern refitted kitchen & bathroom, gas central heating, upvc double glazing &

approx 100ft long enclosed rear garden. Internal viewing essential.

ADMIRAL COURT, LONG SUTTON

FIXED PRICE £93,500 EPC RATING:C

Modern (2006) terraced house situated in a private courtyard within walking

distance of town centre amenities and health centre offering downstairs cloakroom, upstairs bathroom, gas

central heating, upvc double glazing, allocated parking space. Viewing

essential to appreciate presentation.

YOUNGS ROW, SUTTON BRIDGE

£97,500 EPC RATING:E

Recently renovated Victorian 2 bedroom end terraced house offering 2 reception

rooms, refitted kitchen & refitted upstairs bathroom, upvc double glazing,

gas central heating, enclosed rear garden with field views & no upward chain.

Viewing essential!

HOSPITAL DROVE, LONG SUTTON

£99,950 EPC RATING:G

Semi detached cottage requiring renovation situated in a semi rural

location on the outskirts of Long Sutton with field views. Offering 2-3 bedrooms, 2

reception rooms, downstairs bathroom, upvc double glazing, garage, off road

parking & no upward chain.

WEST PARADE, WISBECH


3 Bedroom end-terraced house situated close to the town centre, 2 reception

rooms, downstairs shower room, majority double glazing & gas central heating, off road parking, rear garden & no upward

chain.

BRIDGE ROAD, SUTTON BRIDGE

OIEO £105,000 EPC RATING:E

Modern 3 Bedroom semi detached house conveniently located for local amenities.

UPVC double glazing, Electric night storage heating, Off road parking,

Kitchen/Diner & Enclosed south facing low maintenance patio garden. No

Upward Chain.

PRINCES STREET, SUTTON BRIDGE


1920’s 3 Bedroom semi detached house, lounge/diner, downstairs bathroom, generous enclosed rear garden with

off road parking & outbuildings include utility, store & coal store, UPVC double

glazing, gas central heating with refitted boiler.



3 bedroom end terraced house convenient for bus stop & local amenities benefiting

from upvc double glazing, downstairs cloakroom, downstairs shower room,

upstairs bathroom, open plan kitchen/dining room, utility room, gas

central heating, carport & off road parking & enclosed rear garden.

CUSTOM HOUSE ST, SUTTON BRIDGE

£106,950 EPC RATING: D

Semi detached bungalow situated in a no through road within walking distance

of local amenities offering 2 double bedrooms, refitted kitchen & shower

room, conservatory, upvc double glazing, gas central heating, garage, off road parking, low maintenance gardens and no upward chain. Viewing a must!

PEBBLE CLOSE, SUTTON BRIDGE

£107,950 EPC RATING: C

Modern 3 bedroom mid terraced house situated in a popular no through cul de

sac benefiting from kitchen/diner, downstairs cloakroom, majority upvc double glazing, gas central heating,

allocated parking space & enclosed rear garden. View now!

STATION ROAD, TYDD GOTE


Period (1848) 3 bedroom semi detached cottage situated in a semi rural village

offering kitchen/breakfast room, utility, majority upvc double glazing, oil central heating, detached garage, extensive off

road parking, feature generous rear garden & no upward chain. View now.

GOOSE GREEN, SUTTON BRIDGE


Modern semi detached bungalow situated on a popular location offering 2 double bedrooms, en-suite cloakroom, refitted

bathroom, conservatory, entrance porch, majority upvc double glazing, gas central

heating, garage, driveway & feature enclosed approx. 80ft/25m long rear

garden. View now!



Modern (2007) terraced house on the outskirts of Sutton Bridge with front views of farmland offering 3 double bedrooms,

kitchen/diner, downstairs cloakroom, upstairs bath/shower room, upvc double

glazing, gas central heating, low maintenance paved gardens, garage & off road parking. Internal viewing essential.

RAILWAY LANE SOUTH, SUTTON BRIDGE £119,950 EPC RATING:E

3 Bedroom end terraced house, refitted kitchen/breakfast room, utility room, downstairs bathroom with separate

cloakroom, double glazing, gas central heating, off road parking, enclosed

courtyard garden & further 92ft/28m (sts) long lawned garden area with decking.

ALLENBYS CHASE, SUTTON BRIDGE


3 Bedroom semi detached house situated on a corner plot offering 25ft long lounge,

refitted kitchen/diner, utility room, downstairs cloakroom, upstairs bathroom,

double garage, driveway, generous garden, majority upvc double glazing & gas central heating. Viewing advised!

CHURCH GATE, SUTTON BRIDGE


Modern 3 bedroom detached house offering kitchen/diner, downstairs

cloakroom, en-suite to master bedroom, double glazing, gas central heating, south facing enclosed rear garden, garage & off road parking. Internal viewing advised.

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OIRO £125,000 EPC RATING:E

3 Bedroom detached bungalow convenient for local bus stop and

amenities requiring further updating and benefiting from kitchen/breakfast room, upvc double glazing, gas central heating, garage and off road parking, lawned rear

garden & no upward chain.

KING STREET, SUTTON BRIDGE

OIEO £125,000 EPC RATING:C

Modern detached bungalow situated within walking distance to amenities & bus stop offering 2 double bedrooms,

bath/shower room plus additional separate cloakroom, kitchen/diner,

utility room, off road parking, enclosed rear garden gas central heating, upvc

double glazing & no upward chain. Viewing recommended.

FALKLANDS ROAD, SUTTON BRIDE

OIEO £125,000 EPC RATING:C

Modern 3 bedroom semi detached house, popular residential location, refitted kitchen/diner, downstairs cloakroom, refitted upstairs shower room, garage,

parking, enclosed rear garden, upvc double glazing (installed 2009), gas central heating (refitted boiler 2010) & no upward chain.

WRIGHTS LANE, SUTTON BRIDGE

£126,000

Residential development opportunity. Popular residential location with field view. Approx 0.5 acre site with full

planning permission to demolish existing buildings & erect 4 dwellings & integral

garages. View Now!

RAILWAY LANE, SUTTON BRIDGE


Link-detached bungalow in a semi rural location with field views to the rear,

lounge/diner, 2 double bedrooms, wet room style shower room, garage,

extensive off road parking, enclosed rear garden, upvc double glazing & gas central

heating with refitted boiler.



End terraced 3 storey house with accommodation providing, 4 bedrooms,

bathroom, wet room/shower, 2+ reception rooms, utility room, enclosed rear garden, garage/workshop, majority

upvc double glazing & gas central heating. Needs to be seen inside to

appreciate layout & space of accommodation offered.

PRINCES STREET, HOLBEACH

OIEO £135,000 EPC RATING:D

Modern detached bungalow situated convenient for local amenities & bus stop

offering 2 double bedrooms, kitchen/diner, double glazing, gas central heating, garage, 2 off road parking areas, established & secluded rear garden with

patio areas. Internal viewing a must!

LANCASTER CLOSE, LONG SUTTON


Modern (2001) 2 bedroom detached house situated in a popular cul-de-sac

offering kitchen/breakfast room, conservatory, refitted bathroom,

entrance porch, upvc double glazing, gas central heating, garage with electric entrance door & enclosed rear garden. Viewing essential to appreciate fully!

WRIGHTS LANE, SUTTON BRIDGE


Detached bungalow situated in a popular location, 2 double bedrooms,

conservatory/utility, majority UPVC double glazing, gas central heating,

bathroom with corner bath & separate shower, garage & off road parking, good

size rear garden.

KENZIE DRIVE, SUTTON BRIDGE

£144,950 EPC RATING: C

Modern (2006) 4 bedroom end terraced house offering 2 reception rooms,

kitchen/breakfast room, utility room, downstairs cloakroom, upstairs bathroom, en-suite shower room, garage, parking,

enclosed garden, upvc double glazing, gas central heating & no upward chain.

CHALK LANE, SUTTON BRIDGE


Modern 3 bedroom detached house with field views benefiting from lounge/diner,

separate dining room, utility, conservatory, downstairs shower room, upstairs bathroom, upvc double glazing, off road parking & south facing enclosed

rear garden. View Now!

CHALK LANE, SUTTON BRIDGE


3 Bedroom detached chalet house situated in a non-estate location

benefiting from lounge/diner, study, conservatory, kitchen/breakfast room,

garage, in & out driveway with extensive parking area, enclosed gardens, upvc double glazing & oil central heating.

View now!

LONDON ROAD, LONG SUTTON

£155,000 EPC RATING: D

3 Bedroom detached house benefiting from rear field view,2 reception rooms

plus conservatory, downstairs cloakroom, modern upstairs bathroom,

detached single garage with utility room, driveway, parking area, upvc

double glazing, gas central heating & rear garden. Internal viewing essential!

FALKLANDS ROAD, SUTTON BRIDGE


Modern 3 bedroom detached bungalow offering conservatory, bath/shower room plus additional separate cloakroom, upvc double glazing, gas central heating (with refitted boiler 2010), garage with electric entrance door, driveway & enclosed rear

garden. Viewing essential!

SOUTH DROVE, LUTTON MARSH


Semi detached house in a rural location with field views to front, side and rear.

Offering 3 double bedrooms, lounge/diner, kitchen/breakfast room, utility room, downstairs shower room, detached barn/outbuilding, off road parking, gardens, oil central heating,

upvc double glazing & no upward chain.

BRIDGE ROAD, LONG SUTTON


Modern (2004) detached chalet style house, 3 bedrooms, en-suite to master,

family bathroom & downstairs cloakroom, L-shaped lounge/dining room, kitchen/ breakfast room, utility, detached single garage, extensive off road parking, gas central heating & upvc double glazing.

GEDNEY ROAD, LONG SUTTON


3 Bedroom 1930s detached house, overall plot 0.15 acre (sts), 2 reception rooms,

conservatory, refitted kitchen with integral appliances, utility, refitted

upstairs bathroom, downstairs shower room, gas heating (refitted boiler), upvc double glazing, garage, extensive parking

& rear garden with part field views.

STANLEY DRIVE, SUTTON BRIDGE

£174,950 EPC RATING:TBC

Modern 4 bedroom detached bungalow situated in a popular location offering

kitchen/diner, conservatory, upvc double glazing, gas central

heating, low maintenance gardens, garage, off road parking.

+

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Long Sutton Youth Group STARTS Thursday 24th September 6.30pm to 8.00pm ring 01406 366767 for more details. Market House Movies present Saturday 28th September 2.00pm “Song for Marion” Long Sutton Town Arts presents Thursday 19th September 7.00pm “Bowjangles” Meena Lee Friday 27th September 7.30pm will be bringing her popular band back again to the Corn Exchange at the end of September. Lincolnshire Film Archive Friday 13th September 7.30pm archive film of the local area with refreshments. Market House Photographic Group Lincolnshire Life Photographic Exhibition Saturday 14th Sunday 15th September 10.00am to 4.00pm WEA Gardening course starts weekly Tuesday 17th September 10.30am to 12 noon. Citizens Advice Bureau: Every Monday and Thursday morning 10am to 1.00pm Mondays are a drop in, Thursdays are for booked appointments only. EVERYTHING STOPS FOR TEA, drop in on a Wednesday morning 10.00am to 12.30pm for a cuppa and a chat Tai chi every Thursday 12.30pm to 1.30pm call in to the Corn Exchange THE LINCOLNSHIRE CREDIT UNION Is open at the Long Sutton Market House on Fridays at 10.00am. The opening times will be every Friday 10.00am to 12 noon. Think of us as a Community Bank that is run by professional volunteers, working under the strict regulations of the Financial Services Authority. When it comes to borrowing money, we make everything simple! We are able to offer loans of between £100 and £3000, with a typical monthly rate of 2% on a reducing balance. All loans are approved on a capacity to repay basis, so poor previous credit may not be a problem. If you would like to save then there are easy access savings accounts with a competitive rate of interest, call in and chat to us on Friday mornings. Come and see what else we have going on, Craft groups, Citizens Advice Bureau, Photographic Group. Phone Market House reception on 01406 366767 for more information. www.longsuttonmarkethouse.org

MMaarrkkeett HHoouussee PPhhoottooggrraapphhyy GGrroouupp . Thank you to everyone that entered the Historic Lincolnshire competition, judging is about to take place. All competition entries, along with various field trips, our bird of prey workshop and various other photographs including the past and present photographs of Sutton Bridge will be on display at our annual exhibition which takes place over the weekend of the 14th & 15th September 10am to 4pm at the Market House, Long Sutton. Free admission. Refreshments available. Part of the National Heritage Weekend. All welcome. Our next meeting takes place on Monday 12th August at 7.30pm at the Market House. In October we visit Nottingham for a course on photography at the University of Nottingham & Papplewick Mill. If you would like to become involved with the photography group please contact us by email on: [email protected], alternatively please ring the Market House reception on 01406 366767 and leave a message for Angela and I will get back to you as soon as I can.

DELPH ROAD, LONG SUTTON


Modernised detached bungalow, 2 double bedrooms, 2 reception rooms,

conservatory, modern kitchen & bath/shower room, oversized single

garage with office, extensive parking, enclosed rear garden, majority upvc

double glazing, gas central heating & no upward chain. Viewing essential!


OIEO £175,000 EPC RATING:D

Modern 4 bedroom detached house, 3 reception rooms, modern kitchen, refitted bathroom, refitted en-suite

shower room & downstairs cloakroom, garage, off road parking, enclosed rear garden, gas central heating & majority

wood effect upvc double glazing.

PLATFORM DRIVE, LONG SUTTON

OIEO £179,995 EPC RATING: D

Modern detached bungalow on a corner plot in a sought after residential location

offering 3 double bedrooms, kitchen/diner, utility room, bath/shower

room, additional cloakroom, garage, driveway, enclosed rear garden, upvc double glazing & gas central heating.

Internal viewing essential!

KENZIE DRIVE, SUTTON BRIDGE

£185.000 EPC RATING:C

Modern (2006) 4 bedroom detached house, 3 reception rooms, kitchen/diner,

utility, en-suite, family bathroom, downstairs cloakroom, garage, 2 off road parking spaces, feature side/rear garden, upvc double glazing, gas central heating

& no upward chain. Viewing a must!

WOAD LANE, LONG SUTTON


Modern4 bedroom detached chalet house, front field views, lounge/diner, family

room, kitchen, utility, downstairs cloakroom, upstairs bath/shower room, en-suite & walk in wardrobe to master

bedroom, en-suite shower/sink to ground floor bedroom, double glazing, oil central heating, off road parking & enclosed rear

garden. Internal viewing essential!

WRIGHTS LANE & NEW ROAD,

SUTTON BRIDGE £205,000

Residential development opportunity, 2 sites together. Total of 5 plots. Popular

residential location with field view. Approx 0.5 acre site with planning

permission to demolish existing buildings & erect 4 dwellings with garages. Plus

further approx 0.5 acre site with outline planning for a single storey dwelling

MAGDALEN ROAD, TILNEY ST LAWRENCE OIEO £225,000 EPC RATING:B

New detached house, front views over

village play area & convenient access to A17. 4 Double bedrooms, 3 reception

rooms, downstairs cloakroom, en-suite to master bedroom, family bath/shower

room, off road parking, enclosed garden, upvc double glazing, oil central heating &

No upward chain.

PENRICS WAY, FLEET HARGATE


Modern (2004) link detached house, 4 double bedrooms, dressing room & en-

suite to master bedroom, en-suite to bedroom 2, family bath/shower room,

downstairs cloakroom, 2 reception rooms, kitchen/diner, utility, double garage, parking, landscaped gardens, double

glazing & gas central heating.

STATION ROAD, LONG SUTTON

OIRO £239,950 EPC RATING:E

Detached house, original part dating back to mid 1800s, part field views,

4 double bedrooms, 4 reception rooms, upstairs bath/shower room, downstairs

cloakroom, majority UPVC double glazing, gas central heating, off road parking, side

gardens, no upward chain.

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aa ccoommppaarriissoonn wweebbssiittee ??e you bought home insurance

from a comparison website? By Jane Sutton, Coversure Insurance, Wisbech

In these difficult financial times we are all looking for ways to cut the costs of our monthly direct debits. Many look to comparison websites to save money on their home insurance premiums. However, if you have bought insurance online through one of these sites you may need to review the cover you have in place. It is essential to have the right policy for your circumstances; with adequate cover should the unexpected happen. Every home insurance policy is different and certain aspects of cover could be an optional extra rather than a standard feature, meaning you may not be covered for something you thought was automatically included. Many comparison websites make a number of assumptions about your circumstances, if they are not true this could invalidate your cover. For example a common assumption is that you would like to choose the highest level of voluntary excess. Though it can be tempting to try and save money by cutting back on your buildings and/or contents insurance policies, experts agree that this is a false economy. The right cover will provide you with the peace of mind and financial protection that any damage to your home; accidental or otherwise* can be covered avoiding unexpected expense. The good news is that comprehensive buildings and contents policies are competitively priced. Here at Coversure Insurance Services we offer buildings and/or contents cover through a wide range of some of the UK's best known insurers. This means that we can fully guide you through the benefits of different policies and help you by recommending the most appropriate policy to meet your requirements and budget. Even if you already have a policy in place it is still worth reviewing this with us as we can ensure that the cover you have is still relevant to your situation.

Contact us today on 0800 3081140 or email [email protected] to discuss the options available and to ensure that

you are protected against the unexpected.

*Refer to individual providers for exclusions.

NIGHTINGALE WAY, SUTTON BRIDGE


Detached Allison 'Mayfield' design house built 2005 and situated in a sought after

location benefiting from 4 double bedrooms, en-suite, 3 reception rooms, kitchen/breakfast room, utility room,

cloakroom, double garage, upvc double glazing, gas central heating & low

maintenance gardens.

RICHARD BUSBY WAY, LUTTON


Modern (2006) detached house in a popular village cul-de-sac location, 4 double bedrooms, 2 reception rooms,

kitchen/diner, utility, downstairs cloakroom, en-suite, upstairs bathroom, upvc double glazing, gas central heating,

double garage, enclosed garden with feature summerhouse & no upward chain.

NORWICH ROAD, WISBECH


Individual detached house built in 1956 in an elevated position on an overall plot of

0.33 acre (sts), renovated throughout offering open plan lounge & dining room,

fitted kitchen with pantry, 3 double bedrooms, upstairs & downstairs

cloakrooms, bathroom, tandem garage, driveway & feature tiered rear garden.

CHALK ROAD, WALPOLE ST PETER


Modern detached house, 4 double bedrooms, dressing room & en-suite to master bedroom, 2

nd bedroom with en-

suite, downstairs cloakroom, 3 reception rooms & conservatory, kitchen, utility

room & breakfast room, integral double garage, established enclosed rear garden, UPVC double glazing & no upward chain.

BACK ROAD, MURROW


Modern 6 bedroom house situated in a rural village location benefiting from 3 reception rooms, 3 en-suites, family

bath/shower room & downstairs cloakroom, utility room, detached garage, off road parking, enclosed

garden, upvc double glazing & oil central heating. Viewing essential!

SALTS ROAD, WEST WALTON


Modern 5 bedroom detached house, overall plot 0.19 acre (sts), 2 en-suites,

kitchen/diner, conservatory, study, utility, downstairs cloakroom, workshop, double garage & extensive parking, oil central heating, UPVC double glazing & secluded rear garden with decking area.

NOTICED HOW WELL WE ARE SELLING?

DO YOU HAVE A PROPERTY TO SELL IN OUR AREA?

THINKING ABOUT SELLING OR CHANGING AGENTS?

WE NEED MORE PROPERTIES TO OFFER

PLEASE CALL US FOR A FREE NO OBLIGATION PROPERTY APPRAISAL.

IF YOU HAVE INSTRUCTED ANOTHER AGENT ON A SOLE AGENCY BASIS THE TERMS OF THAT AGREEMENT MUST BE CONSIDERED.

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BBoooosstt yyoouurr ccrreeddiitt ssccoorree By Jane Sutton, Tophouse Mortgages.

For first time buyers looking to make their way onto the housing ladder, ensuring that lenders have access to an accurate credit history should be an essential starting point. A credit file is the fairest way of assessing the level of risk that mortgage customers represent – and their reliability when it comes to paying bills and using financial products is one of the best indicators available. STEP 1 – GET ON A ROLL The electoral roll is one of the key sources of information for credit agencies and lenders – and vital to verifying your identity. If you are not on it, it can be very difficult to get any credit at all. It’s vitally important that your address is accurate and up to date. STEP 2 – KNOW YOUR CREDIT EVERY TIME YOU APPLY – AND SPACE OUT YOUR APPLICATIONS Before applying for any form of credit, make sure that you know whether there is anything in your credit rating that may cause you to be rejected. Checking your rating with agencies like Equifax or Experian cost £2 or less and it can have a big impact on your future ability to take out loans or mortgages. Make sure all the information on your file is up to date and accurate. If it isn’t, request that the agency correct it. If you have any missed credit or loan repayments, you can request that a ‘notice of correction’ be attached to your file to explain why. A lot of credit applications in a short space of time could be interpreted as evidence that you are struggling to keep up with your obligations, so even if you are shopping around for options try to space out your applications for credit. Some companies will agree to do a ‘soft search’ which doesn’t appear on your credit file and this can be a useful way of protecting your rating. STEP 3 – PLAY YOUR CARDS RIGHT (AND DON’T HOLD TOO MANY OF THEM) If you have credit and store cards that you don’t use, the lines of credit will still be shown on your file – and some lenders may worry that you have too much potential credit available to you. Cancel any cards you no longer use, and check to make sure the changes have been logged onto your file. STEP 4 – BUILD UP YOUR REPUTATION To judge your reliability when it comes to loan’s a mortgage provider needs to look at how you have used credit in the past. Make sure that you have a history of managing credit responsibly by staying within overdraft limits, and making certain that you never miss a payment on credit card, loans and utility bills. Use direct debits to help you pay on time, and remember that making agreed payments and avoiding any missed bills will have a more positive impact on your credit history than paying some debts off in their entirety. Avoiding credit altogether won’t give you a positive credit rating, since it means that loan providers can’t see any information on your reliability. However, don’t try to remedy this by applying for lots of different products at once. STEP 5: STICK TO FIXED-LINE Mobile phone numbers are great for ensuring that you are always contactable – but they do not give the same sense of stability and reliability as a landline number where credit applications are concerned, and can cause concerns over potential fraud. When you apply for any credit make sure you use your landline number if you have one.

If you are looking to buy or remortgage a property then speak to us, we can over whole of market impartial mortgage advice and we do not charge fees. Give us a call on 01945 773945 today.

phoenix property magazine september 2013

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