places edition 126

THE BEST PLACE TO FIND A NEW PLACE IN JERSEY

Jersey’s only specialist property magazine & portal | #126 | June 15th 2015

View properties from all quality agents 24/7 at

www.places.je

Jersey’s most comprehansive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online

PACKED WITH PROPERTY REVIEWS!Featuring two properties for sale locally and one just a short

journey away in Brittany, this edition of Places is packed full of options for anyone looking to buy.

VIEW ALL PROPERTIES ONLINE 24/7Don’t forget that you can visit www.places.je anytime and almost anywhere to browse the latest properties from all quality agents.

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FEATURED LISTINGSFeatured Sales ...........................................4Featured Rentals ................................... 29

AGENT LISTINGSDandara ........................................................6Moore Properties ......................................8 Wilsons ........................................................ 10Gaudin & Co ...............................................14Uniquely Estates .....................................24Choice Properties .................................. 26

FEATURES Profi le: Les Champs Vert .....................12Profi le: La Croix Domjean....................16Profi le: Oaklands .................................... 20TMS: Market Update .............................22Ogier: Knowing Your Limits ..............25Viberts: David vs Goliath ....................28Finishing Touches .................................. 30 JECC Update ........................................... 30Directory .....................................................32JEAA Comment ..................................... 34

WELCOME TO PLACES, THE HOME OF QUALITY PROPERTY IN JERSEY

INVOLVED IN PROPERTY?PLACES IS THE

PLACE FOR YOU

Places is Jersey’s only publication dedicated to multi-agent, high quality property related listings

and features locally.

Places is produced with high quality print and a

quick turnaround, o� ering ultra competitive rates

for high impact premium property goods and services marketing. If

you’re a developer, agent or even a writer interested in home and interiors with some ideas, be sure to get

in touch.

AGENTS / DEVELOPERSGET INCLUDED IN

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811100

THE BEST PLACE TO FIND A NEW PLACE IN JERSEY

Jersey’s only specialist property magazine & portal | #126 | June 15th 2015

View properties from all quality agents 24/7 at

www.places.je

Jersey’s most comprehansive property platform for home buyers and sellers. Use one of these brands and get your property advertised in the right Places, in print and online

PACKED WITH PROPERTY REVIEWS!Featuring two properties for sale locally and one just a short

journey away in Brittany, this edition of Places is packed full of options for anyone looking to buy.

VIEW ALL PROPERTIES ONLINE 24/7Don’t forget that you can visit www.places.je anytime and almost anywhere to browse the latest properties from all quality agents.

£795,000 St ClementLovely family home

An idyllic detached three bedroom, one bathroom family home quietly situated within walking distance of La Rocque

on the St Clement/Grouville border. This delightful family home is presented in immaculate condition and positioned on

a fantastic sized plot with a wrap around garden. The ground floor accommodation provides a spacious lounge and diner,

kitchen and WC. The first floor provides three bedrooms and house bathroom. In addition there is a garage and ample

driveway parking. Early viewing comes strongly recommended!GAUDIN & CO 730341

£2,950,000 St MartinA once in a lifetime opportunity This uniquely appealing and immensely atmospheric mid 19th century residence, is set directly within Fliquet Bay and occupies a secluded and outstandingly picturesque site surrounded by extensive mature wooded grounds and lands which extend to an estimated 7 acres. The residence stands at the top of its own

long private driveway, the setting is exceptional, with the grounds extending almost to the shoreline and indeed a portion of the grounds directly bounds the sea wall, adjacent to the slipway. The private woodlands undulating terrain, further complement the beautiful and most romantic setting of this highly individual period residence. WILSONS 877977

£825,000 St ClementFantastic location

Built in 1993, the property has excellent quality fi xtures and fi ttings throughout

and has been well maintained by the current owner over the years. A lovely, bright and airy detached 4 bedroom, 2

bathroom, family home situated in a small select development of only 7 properties.

Located on a private road, o� from country lanes in St Clement and with National

Trust land to rear of the property. Its just a short stroll to the beach at Le Hocq,

Samares Manor and both primary and secondary schools. The ground fl oor

o� ers ample space with 2 large reception rooms including a large sitting room with granite open fi replace and a dining room

with walnut fl oor. There is a good sized contemporary Lietch designer kitchen. On the fi rst fl oor there are 4 double bedrooms,

the master has a brand new en-suite and separate dressing area, house bathroom and a large loft space. The property has

a manageable garden on one level to the rear with patio and lawn which is enclosed

and o� ers a suntrap decked area to enjoy evening sunshine.

SAVILLS 722227

£3,900,000 St SaviourEverything you could wish forAn imposing detached residence set in delightful landscaped gardens with electric gates and driveway approach. The property has the benefi t of a tennis court, indoor swimming pool with doors to delightful garden, jacuzzi, sauna, and male and female changing rooms with shower. The property extends over some 7,000 sq ft and o� ers fl exible living, entertaining, sleeping and guest/sta� accommodation. Internally, no expense has been spared on the quality of the fi xtures and fi ttings. There is an inviting and spacious entrance hall with impressive columns and sweeping staircase, handcrafted wooden doors, marble fl ooring, bespoke bedroom and dressing room furniture, beautiful window dressings and spacious 26ft kitchen breakfast room. A beautiful home of which any owner could be proud. CHOICE 620620

St Saviour

£1,095,000 QUALIFIED

Contemporary HouseStunning Rural SettingDetached Office / Gym

Garage & CarportHigh Specification FinishNo Onward Chain

4 3

St Saviour

£429,000 QUALIFIED

Semi-Detached HouseParking for 2 CarsClose to Shops &

SchoolsNo Onward ChainGarden & Conservatory

3 2

St Helier

£595,000 QUALIFIED

Period Mid-Terraced Town HouseGated Parking

Enclosed “Secret Garden”Family Owned Since 1913No Onward Chain

5 3

St Brelade

£650,000 QUALIFIED

Detached 1930’s PropertyGarage & Driveway

2 Reception RoomsLarge GardenNo Onward Chain

3 2

Grouville

£485,000 QUALIFIED

Detached Family HouseGarage and Parking

Village LocationWell PresentedGarden & Conservatory

3 1

St Clement

£340,000 QUALIFIED

First Floor ApartmentDesignated ParkingBalcony with Sea View

Lounge/DinerSeparate Kitchen

First Floor ApartmentDelightful Rural LocationDesignated Parking

Country ViewsNo Onward ChainCommunal Garden

2 1

St Lawrence

£615,000 QUALIFIED

Contemporary Townhouse3 Parking Spaces

Patio & Sun-Deck5 Mins Walk to BeachSuperb Location

3 3

St Clement

£549,000 QUALIFIED

Modern Town HouseNew Build In 2013Garage & Parking

Garden & Roof TerraceKitchen/DinerNo Onward Chain

2 2

Trinity

£239,000 QUALIFIED

1 1

St Helier £179,000

1 1 0

St Helier £205,000

1 1 0

St Helier £234,500

1/2 1 1

St Helier £249,000

2 1 1

St Helier £335,000

4 2 1

St Clement £325,000

2 1 2

Trinity £385,000

2 2 2

St John £565,000

4 2 2

St Peter £595,000

2 1 4

St Ouen £599,995

3 2 3

St John £600,000

4 2 2

Grouville £650,000

3 3 2

Waterfront £649,000

2 2 1

St Helier £650,000

4 1 2

Grouville £665,000

2 2 2

Grouville £695,000

4 2 4

St Saviour £725,000

5 3 3


4 2 3

Grouville £775,000

3 2 5


4 2 3

St Lawrence £799,995

5 2 3


3 2 3/4

St Brelade £875,000

3 1 3


5 3 3

PROPERTY PROFILE

WORDS Tamarin Marriott-WIlkinson

Never has life o� the beaten track looked so appealing. Les Champs Vert, with its idyllic setting and endless vistas, is peaceful perfection at its very best.

At approximately 2900-square-feet, this homely creation has been designed with family living in mind. With su� cient space to sleep a small army and a sleek, sophisticated interior, Les Champs Vert presents buyers with the opportunity to make this home their very own.

Located amidst a green lane in the peaceful parish of Trinity, this is an ideal spot for homeowners looking for a sublime sanctuary, yet one just a stone’s throw away from the St Helier’s main hub. The ample space boasts a refi ned, yet country vibe, with a series of open plan living areas brandishing contemporary colours, soft furnishings and oodles of natural light.

On entering Les Champs Vert, you’re met by an impressively sized picturesque, porcelain tiled entrance hall and lobby area, which leads through to the bespoke, county chic Paul Haslam kitchen and breakfast room. With its quartz worktops, down lighters and stainless steel splash backs – it’s certainly the hub of the home. The adjoining dining room, which boasts views of the lush green and purple tinged garden, is the ideal entertainment space for upbeat soirees, family dinners and festivities. Another set of doors welcome guests into the sizeable living area, complete with cosy fi replace and sliding doors that not only enable easy access to the rear garden, they drench this stylishly attired room (one of many) in natural light.

The ample space boasts a refi ned, yet country vibe, with a series of open plan living areas brandishing contemporary colours, soft furnishings and oodles of natural light.

15

Les Champs Vert La Rue D’Empierre, Trinity

Asking Price:

£945,000 Ref: 10363

Enquiries:

Gaudin & Company01534 670333www.gaudin.je

Available from the 20th JulyApprox. 2,900sq ftFive bedrooms, Master ensuiteHouse bathroomEntrance porchEntrance hallUtility roomOpen cloak areaShower roomPaul Haslam kitchenDining roomLounge with access to enclosed gardenMinstral gallery landingLoft area with hatch and ladderMaster bedroom suite with dressing area and ensuite bathroomDouble electric garageFront and rear mature gardensCommanding viewsPeaceful locationJust a stone throw away from St Helier Services: Oil fired central heating, fully double-glazedMains drainsAll mains excluding gas (bottled gas for hob)

Also on the ground floor, you’ll find a sun-drenched utility room and a garage that has since been transformed into a playroom-style den. This particular space boasts oodles of potential and could easily be fashioned into a state-of-the-art media room, home gym, office or studio.

The spacious minstral gallery landing leads up to the ample first floor, clad in soft cream carpets. It’s here you’ll find the master wing – an impressive space boasting a hotel worthy suite, complete with a plush dressing room, an ensuite flaunting marble embellished ‘his’ and ‘her’ basins and a substantial bedroom complete with bespoke, Paris grey wardrobes and picture-perfect windows – all of which boast verdant views of the fields and garden below in the shape of plot of hot hues, manicured lawns and mature shrubs and trees.

Also on this floor, you’ll find a further four double bedrooms, all clad in stylish colours, each boasting a contemporary design. Any one of these rooms could be transformed into a walking wardrobe, study or play area – in fact, Les Champ Vert boasts oodles of possibility for the potential buyer.Another bow to this property’s already impressive CV is the huge loft area, which has the scope to be converted into yet a further suite complete with commanding rural views of the surrounding landscape.

Les Champs Vert boasts a picture-perfect property surrounded by idyllic countryside and a vista worth talking about. This hidden gem of a home is effortlessly in tune with the needs of modern-day family living – a must-see for buyers searching for a home they can transform into their very own

Residential & Commercial SalesLettings & Management

Unity Chambers, 28 Halkett Street, St Helier JE2 4WJ

Tel: 730341www.gaudin.je

St Clement

Trinity

Our ref: 13209

Our ref: 13281

Our ref: 13299

Our ref: 12617

Our ref: 12877

Our ref: 13196

Our ref: 13163

Our ref: 12783

St Helier

St Ouen

St Mary

St Helier

St Helier

St Helier

£239,000

£650,000

£380,000

£815,000

£295,000

OIEO£795,000

£499,950

£965,000

Open plan living spaceBright & airyParking plus visitor spacesCommunal garden

Kitchen/family roomApproximately 1,900 sq ftWalk in conditionOn regular bus route

Large lounge with wood burnerImmaculately presentedGorgeous wrap around gardenRented parking nearby

Select rural developmentManicured rear gardenOriginal featuresModern condition

Kitchen/diner/loungeWalking distance to the beachOwn patio & communal gardens2 designated parking spaces

4 reception roomsApproximately 2,900 sq ftSouth facing garden2 garages plus parking

Refurbished throughout2 reception roomsFront & rear gardensClose to schools & colleges

Beautiful valley settingSouth facing garden with orchardIntegral studio flatRenovated throughout

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5

2

4

2

6

3

6

1

2

1

3

1

3

2

3

ATTENTION HOME OWNERS

We have registered a large number of new chain free applicants urgently seeking any new properties ranging from £600,000 to £1,500,000 in the Eastern parishes, in

particular Green Island to Gorey.

If you are contemplating selling your property please contact our Sales Team on 670333 to arrange a free verbal valuation.

ATTENTION LANDLORDS

We have a large number of new applicants seeking all types of rental properties from 1 bedroom purpose built apartments to 3-4 bedroom houses, preferably with garden and

parking. Prices range from £1,000 per month to £5,000 per month.

Contact our Rental Team on 670334 or email [email protected]

FREEVALUATION

The Home of Good PropertyResidential & Commercial Sales Lettings & Management

01534 730341 www.gaudin.je

The sign of SUCCESS

01534 730341www.gaudin.je

FOR SALE


UNDER OFFER


SOLD

16

Retreat to your very own French cottage and relax in the garden as you take in its rural surroundings. La Croix Domjean is both the perfect holiday escape just a short journey from our doorstep here in Jersey as well as the ideal stepping stone for anyone looking to relocate further into France.

Purchased around ten years ago and meticulously renovated by a Jersey couple this French property is o� ered fully furnished and ready to unlock and enjoy. Inside, the kitchen and bathroom have been modernised whilst remaining complementary to the original features of the house that have been retained such as, in the case of the kitchen, the exposed stonework. Tiled fl oors fl ow through both rooms as well as the additional

WC that has been added to the property. The original wood fl ooring has been retained and restored elsewhere as well as the original handcrafted wooden staircase that leads from the dining room to the two bedrooms on the top level of the property.

Ample storgage is available in the form of built-in cupboards at the top of the stairs in the hallway that separates the two

bedrooms where the original roof beams are left exposed whilst the addition of modern insulation and drylining around them will ensure that you’re kept warm during the winter months. Rural vistas greet you from both bedroom windows facing to the front and rear of the house respectively where privacy through the period timber windows is maintained with the use of quick and easy to operate tilt and fold shutters as fi tted to all of the glazing throughout the property that require very little maintenance.

The main fl oor comprises the aforementioned kitchen, bathroom and separate WC as well as a nicely proportioned dining area and cosy living room featuring two leather sofas, a television and a wood burning fi re, all boasting a ceiling height of around 10ft.

17

La Croix DomjeanBrusvily, 22100, France

For sale privately

£95,000(€128,500)

Enquiries:

Phil07797 914869 • Sold fully furnished• No estate agent fees• New beds and matresses• 2 bedrooms• Large garage• Two additional workshop / store rooms• Easy to maintain garden• Rural setting• A short drive or cycle from Dinan• Under 40 minutes by car from St Malo• Carefully renovated to a high standard• Modern plumbing and electrics fi tted• Oil fi red boiler• Perfect holiday home or stepping stone• Secure property with window shutters• Approximately 800sqm

Occupying the lower fl oor behind the front gates are the garage and two separate additional rooms that could be used either for storage or as a workshop area as required. Access to the garage is via quad-folding resiliant uPVC doors and once inside there’s enough space for two cars (as well as an additional car in the driveway if necessary with space to park another safely on the grass verge outside the property) as well as housing the oil fi red boiler.

The gardens surrounding the house are well proprtioned and mature but require minimal maintenaance making them ready to enjoy almost all year round with only a small section of hedgerow to trim and the lawn to mow. Amongst others, a cherry tree resides at the bottom of the steps up to the main fl oor providing fruit when in bloom.

Situated just outside the quaint village of Brusvily, La Croix Domjean is only a short distance from the historic port town of Dinan and the river Rance and is the ideal base for exploring Brittany and beyond. Driving from St Malo takes under 40 minutes with excellent and straightfoward travel links via road.

O� ering a rural setting away from the hustle and bustle of daily life this property is now o� ered for sale privately at just £95,000 (approximately €128,500), so if you’re looking for either a holiday home with low maintenance, buy to let or conveniently located French property that’s only a short distance from Jersey why not avoid the estate agent fees and take advantage of the opportunity to own this fully furnished turn key house today. For further details and images or to arrange a viewing please contact Phil on 07797 914869.

“Purchased around ten years ago and meticulously renovated by a Jersey couple this French property is offered fully furnished and ready to unlock and enjoy.”

We met up with leading mortgage expert Paul Winteridge, a seasoned mortgage specialist, who has joined Future Finance to expand the company’s already successful Future Mortgages’ business. Paul has more than eight years’ experience in the industry and a wealth of knowledge across the full spectrum of mortgage products. His expertise includes: residential and buy-to-let funding, high-net-worth lending, debt consolidation, personal protection, life assurance, income protection and critical illness. Paul is not only a qualifi ed mortgage adviser, but is also qualifi ed as an independent fi nancial adviser and a member of the Chartered Insurance Institute and The Society of Mortgage Professionals.

Future Finance has made it their mission to provide seamless and pain-free fi nancial solutions. Here’s what most people ask when they visit Future Finance’s new mortgage centre on Broad Street …

Can you help me to work out how much I can borrow?Yes, we’ll help you work through your fi nances: your earnings, cash position, deposit amount, current liabilities (credit cards and loans) and your assets. This will determine how much you can pay on a monthly basis – your ‘a� ordability’ We also o� er an approval in principle tool on line, so you can instantly see how much you can borrow!

How long does it take to get a mortgage approved?The formal approval process can be as quick as 48 hours. It all depends on the number of parties involved, like lawyers or surveyors, and the speed at which they progress. We can also o� er you an “approval in principle” on line, so you can instantly see how much you can borrow and if you will be approved.

What information will I need to provide?You will need to provide information on your fi nancial position, personal identifi cation and proof of your address. Most people use their passport and a utility bill and / or bank statement, but you can use a driver’s licence.

Do you provide short-term mortgages?Yes, we provide Standard Mortgages (5 to 30 years) and Private Mortgages which are generally between 3 and 5 years and designed to serve a specifi c purpose.

What happens if I have had a mortgage refused in the past?This does not mean that you will be refused if you try again. Talk to us. If anyone can help, we can.

What happens to my mortgage if anything happens to me?Most people take out life insurance to ensure that loved ones are taken care of should something happen to you. To fi nd out more about these products, visit our on-line Resource Centre.

OUR COMMITMENT• Mortgage experts who are

constantly evaluating the market and looking for the hottest rates

• No long drawn out application and approval process

• Friendly relationship managers tohelp you every step of the way and

answer any questions

• Experience and expertise - 8 years experience in the Jersey

mortgage market

• Ethical, with strong moral principle, keeping your best interests at heart

WORDS Paul Winteridge

With rates at an all time low, fi nd out why people now choose Future Mortgages. Contact Paul Winterage on 01534 849730 or paul.winteridge@aboutfuturefi nance.com

20

WORDS Tamarin Marriott-Wilkinson

Boasting an impressive 2,600 sq ft of space and a series of astounding west facing rural views, once inside this impeccable four-bedroom, three-bathroom family home, you’d be forgiven for assuming you’re in the midst of the countryside. From late evening sunsets to early morning sunrises, every room boasts a panoramic vista of the outside world.

The ground floor, with its large, beautifully styled living room, complete with feature fireplace and country chic styling is perfectly in keeping with the property’s location. The spectacular kitchen come dining room is by far the star of Oaklands impressive resume. The farmhouse-style kitchen with its unique vaulted ceiling, tranquil snug, limestone flooring and an

abundance of natural light, makes for an impeccable entertainment space, and once inside the realms of this stunning space, it’s easy to imagine family breakfasts, al fresco lunches and evening soirees taking place here. Doors leading out onto the sizeable patio and perfectly manicured lawn welcome the outdoors inside, whilst the large picture-perfect windows make the most of idyllic surrounding views. Open stairs clad with plush cream carpets lead up to the first floor, where you’ll find three effortlessly styled double bedrooms (one with ensuite shower) and a modern three-piece Villeroy & Boch house bathroom. With its stylishly tiled walls and floors and sophisticated plantation

Tucked away in the corner of a luxury gated development is a hidden gem of a property. Secluded, safe and superior – Oaklands, with its immaculate exterior and equally flawless interior is anything but your average family home.

21

Oaklands, Green Acres, La Grande Route de St Jean,

St Helier

Guide Price

£1,295,000

Enquiries:

Gaudin & Co Estate Agents 01534 670 333www.gaudin.je • Immaculate family home• 2,600 sq. ft of accommodation• 4 bedrooms• 3 bathrooms• Entrance hall• Living room• Kitchen• Dining area• Separate utility room• Study• Cloakroom• House bathroom; three-piece Villeroy & Boch suite• Loft, designed for easy conversion to further living accommodation• Garden, large, southwest facing – ideal for alfresco dining• Twin garages• Parking for four cars• Plenty of storage• Close to town yet boasts a country, secluded feel• Services; all mains including gas central heating, underfl oor heating• Fully double glazed• Wired for satellite• £45 monthly communal charge covers gardening, cleaning, water and power in the communal gardens

This is a property that has been designed as a ‘home for life’ and one that is perfectly in tune with the needs of modern-day family living!

shutters, it’s certainly worthy of spa status. Furthermore, and perhaps the most idyllic room Oaklands has to o� er, is the master bedroom – a vision of calm and serenity with its soothing colour scheme, bespoke wardrobes and distinctive windows. In addition to this, you’ll fi nd an ensuite bathroom more in keeping with that of a fi ve star hotel.

Aside from a series of beautifully appointed accommodation, Oaklands also boasts oodles of potential in the shape of an extensive loft with enough space for an additional master suite or two ensuite bedrooms. Alternatively, prospective owners may wish to fashion this ‘easy-to-convert’ space intoa state-of-the-art home gym, a studio, a high-

tech media room or an up-to-the-minute o� ce area. Outside, you’ll fi nd plenty of parking in the shape of two rich wood twin garages – making it an ideal investment for those who often have guests to stay and also, larger families in need of ample storage space.

It is now common place for banks and mortgage providers to no longer provide advice regarding life assurance to protect your family or to repay a mortgage.

LIFE ASSURANCEFROM HENLEY FINANCIAL

BASE RATE COUNTDOWN

The latest news on Bank of England base Rate, which has now been pegged at 0.50% for the past 75 months, is that it is likely to start going up from August/September 2016. As we have seen so many times before this deadline has been pushed back time and time again, so watch this space!

WE REALLY LIKE THESE MORTGAGE INTEREST RATES!

60% discount 0.99%60% tracker 1.39%60% 5 year fi xed 2.19%80% 10 year fi xed 2.99%85% 3 year fi xed 3.29%90% 5 year fi xed 3.89%100% 5 year fi xed 5.49%

FIXED RATE OR TRACKER RATE?

Fixed rates seem to have bottomed out and in fact three of the rates that we feature have increased marginally from last month. With

base rate likely to remain low for some time to come, a tracker option is starting to look more attractive for the long term.

JERSEY LENDING MARKETRegulations introduced in the UK last year continue to restrict the ability of local lenders to o� er the maximum size mortgage that many borrowers, especially First Time Buyers are looking for.

Shopping around the lenders can be time consuming and depressing, especially if you have to wait up to six weeks to see an adviser and to then be told that your bank can’t help you! Fortunately no two lenders use the same lending criteria, so there are still facilities available to satisfy most borrowers’ expectations. The lending market is constantly changing, which is the reason why many people, especially First Time Buyers prefer to consult The Mortgage Shop for an honest and accurate opinion of what is available to them.

Tel: 789830www.mortgageshop.je

In times past when arranging a mortgage, funds could only be released if the borrower had su� cient life cover in place to ensure the loan could be repaid upon their death, so that any surviving joint borrower or their children were not left with a debt they might not be able to repay.

Everyone is now required to take a more active role in making sure they have adequate cover in place and must fi nd and arrange the cover themselves from a qualifi ed professional.

WANT TO BE KEPT UP TO DATE WITH WHAT’S GOING ON?

Then send a request to be added to our Monthly Mortgage Shop Bulletin emailing list to; [email protected]

Henley Financial, part of The Mortgage Group, are able to provide this service and can be contacted on 789830 or by emailing hayley@henleyfi nancial.je

4 6

£610,000

Q

St Helier

4

DetachedHome with incomeSunny private gardenGarage & parking

1 0

£245,000

Q

St Helier

2

Share Transfer2nd floor / BalconyNew kitchen & bathroomOffers invited

1 0

£132,000

Q

St Helier

1

Flying Freehold1st floor studioPurpose builtLift access

5 4

£1,295,000

Q

Grouville

5

Detached coastal homeDirect beach accessSea ViewsDouble garage & parking

3 6

£675,000

Q

St Peter

4

DetachedPossible 2 generationEnclosed gardenDouble garage & parking

WE OFFER A FREE VERBAL

VALUATION AND PROPERTY

ADVICE AT ANY TIME

1 0

£189,000

Q

St Helier

1

Flying Freehold1st floorPeriod propertySpacious throughout

4 6

from£2,500,000

Q

St Martin

4

Detached new buildPanoramic sea viewsGated entranceDouble garage & parking

WE URGENTLY NEED NEW

INSTRUCTIONS FOR WAITING CLIENTS – ALL PRICE RANGES

& PARISHES

1 1

£245,000

Q

St Helier

1

Flying FreeholdTop floor / BalconyParking spaceSole Agent

1 1

£230,000

Q

St Helier

1

Share TransferTop floor /Open planParking spaceSole Agent

Wisely dedicated to property

www.uniquelyestates.com01534 529000(flats)

01534 529555(houses)

Without doubt, one of the most contentious areas of property ownership is in relation to boundaries. The legal status of the boundaries of a property appear to take on an importance all of their own (and perhaps understandably so).

From the Jersey perspective, this may in part stem back to previous centuries when Jersey’s main source of income was agriculture and the Island was heavily planted with potatoes, tomatoes and other crops and with every spare piece of land available being utilised.

There is a saying that an Englishman’s home is his castle and, in local terms, that is an even greater truism. The boundaries of a property (be they natural or man-made) are considered by the property owners to be an integral part of their domain and are therefore protected and guarded jealously.

This position and approach has to be tempered with the fact that people have to live next door to each other and any disputes on boundaries can certainly a� ect and possibly sour, beyond repair in some cases, neighbourly relationships.

That is why such importance is placed upon the legal status and integrity of property boundaries by law fi rms acting on behalf of prospective purchasers. It should be remembered that if your legal advisers are raising boundary concerns with you, it is because they simply wish to ensure that your decision to purchase a property (possibly in spite of those stated concerns) is an informed one.

It is perfectly natural for a purchaser to get caught up in the excitement of a new purchase and (at that time) to consider boundary issues as irrelevant to their enjoyment of the property. However, and in the most severe of cases, such a decision made in haste can be regretted for a much longer period.

The signifi cance of unclear boundaries and the e� ect of neighbourly disputes in that regard have been recently highlighted in the widely reported judgement given by the Baili� in the case of Fogarty v. St Martin’s Cottage Limited.

Any proposed purchaser should expect to be able to enjoy and occupy his property peaceably and without concern and clear and concise legal boundaries are a critical part of that process.

We are all encouraged to ‘love thy neighbour’ but the message must be to

make sure that we are doing so from the confi nes of the clear and legally established boundaries of our property!

Gaudin & Co emphasises very early on, to both vendors and purchasers how important site visits from conveyancers are and determining contentious boundaries to allow for a smooth transaction process.

We work closely with the Property Law team at Ogier, and keep in regular contact with them, because there is nothing worse than a boundary dispute being identifi ed a few days prior to a proposed court transaction.

For an informal chat on any of the above, please contact Tim Bechelet at Ogier on 01534 504060 or Bradley Vowden at Gaudin & Co on 01534 670333. Alternatively, visit us online at www.ogierproperty.com

We are all encouraged to ‘love thy neighbour’ but the message must be to make sure that we are doing so from the confi nes of the clear and legally established boundaries of our property!”

“

TALK TO US

01534 620620www.choicejersey.com

• Detached family house• Recently refurbished• 2 Garages & parking for 3/4

• Large secure garden• Walk to beach• 4 Bedrooms, 4 bathrooms

Grouville £825,000 4 4

• Detached property• 3 Bedrooms• 2 Receptions

• Modern kitchen• Garden mainly laid to lawn• Garage & parking

St Clement £565,000 3 1

• Opposite & easy access to the beach• 3 Parking bays

• Share Transfer - Entitled• 2 Bedrooms, 2 Bathroom Duplex

• Spacious Accommodation• On a good bus route

St Clement £385,000 2 2

• 3 Bedrooms & 3 bathrooms• Lounge/diner

• Close to amenities• Decked outside area

• Home with income• 3 Secure undercover bays

St Saviour £455,000 3 3

28

An 87 year-old grandmother’s second appeal against plans for a development of fl ats next to her 19th century home, Seymour Cottage, was upheld by the Royal Court in May. The decision provides some helpful guidance on the application of planning policy for developers and a� ected parties alike.

WORDS Greg Herold-Howes Trainee Solicitor, Viberts

Round 1

When plans were passed for a development of fl ats on the coast of Grouville Bay next to Mrs Herold’s home, she lodged an appeal against it. The fi rst appeal succeeded because the Court agreed that the Minister had failed to take into account that Seymour Cottage was a ‘potentially listed building’. Island Plan Policy HE1 o� ers protection for listed buildings and their settings. The Minister argued that the policy did not apply to mere ‘potential’ listings, but the Court disagreed. This decision was key to the success of her appeal.

However, the Court also decided that, apart from the Policy HE1 failure, the original decision to grant permission was within what is known as the Minister’s ‘margin of appreciation’ as to what is reasonable. Given the complexities of the Island Plan, it is inevitable that development policies will pull in di� erent directions. A proposed development might comply with some policies and yet be contrary to others. The margin of appreciation permits decision makers to look at the overall impact of a plan and, if justifi ed, to grant permission even when certain policies are not fully satisfi ed.

Round 2

So, following the fi rst appeal, the developer commissioned a report which e� ectively concluded that the setting of Seymour Cottage (now a Grade 4 listed building) would not be adversely a� ected by the development. Unaltered plans were submitted reliant on this new report.

However, the Historic Environment Team (HET) on behalf of the Planning Department also assessed the impact on Seymour Cottage. They concluded that the plans did not comply with Policy HE1 and would have a detrimental impact upon the setting of Seymour Cottage. Certain steps were recommended for how to mitigate the impact, but the developer chose not to alter the plans to the extent proposed by the HET or to address similar objections fi led by members of the public. A sca� old profi le was erected on site so that the Minister could visualise the impact for himself. After visiting the site he suggested minor amendments to the plans, which still did not address the concerns of the HET.

Planning permission was granted.

On appeal, Mrs Herold invited the Court to conclude that given the public opposition and the HET’s repeated concern that the development did not comply with Policy HE1, the decision to approve the development was outside the margin of appreciation a� orded to the Minister.

Policy HE1 clearly states that proposals which do not ‘preserve or enhance’ the setting of a listed building ‘will not be approved’. The Court found that because the setting was not being preserved or enhanced, the development was contrary to Policy HE1. Under these circumstances, the appeal was again successful.

This case underlines the importance of presumptions within the Island Plan and specifi cally those relating to historic buildings. Approximately 4,000 buildings in Jersey are listed as having historic interest. We all know that listing creates restrictions for owners, but this case makes it clear that listing can also provide useful protections against potentially harmful changes to a building or its setting.

“Given the complexities of the Island Plan, it is inevitable that development policies will pull in di� erent directions. A proposed development might comply with some policies and yet be contrary to others. The margin of appreciation permits decision makers to look at the overall impact of a plan and, if justifi ed, to grant permission even when certain policies are not fully satisfi ed.”

St Brelade £2,500pcm

4 3 Q

01534 620620

Detached family house.Recently re-furbished throughout.Large enclosed garden.Garage & parking for 2/3 carsClose to village & shops

St Martin

St Helier

£3,200pcm

£3,500pcm

4/5

2

3

2

Q

Q

01534 620620

01534 620620

Sea & country viewsMaster bedroom suiteLocated along private driveShort distance from beach and harbourGood sized garden

Luxury penthouseWaterfront locationMarina & sea viewsDouble height ceilingsClose to amenities & town

FEATURED RENTALS

St Peter £1,575pcm

3 1 Q

01534 880544

Great locationClose to beach and cycle pathGood bus routeMulti fuel stoveRented parking available

St Helier £925pcm

1 1 Q

01534 880544

Purpose builtWalking distance to townGround fl oorCommunal gardensVisitor parking

St Lawrence

St Helier

£2,200pcm

£1,350pcm

2

2

2

1

NQ

Q

01534 670334

01534 670334

Luxury spacious apartmentLounge with dining & study areasFitted kitchen & utilitySouth west patio gardenCar port & parking

Modern central apartmentPurpose builtDouble bedroomsPatio garden areaSecure parking

Trinity £3,166pcm

5 3 Q

01534 670334

Beautiful country home2,900 Sq ft of accommodationLarge hand built kitchenFront & rear gardensDouble garage & parking

St Lawrence £2,300pcm

3 3 Q

01534 880544

Spacious family homeCountry locationTriple garageFunctional fi reGood sized enclosed garden

26

Rise and shine. It’s a beautiful summer’s morning and blistering heat is bursting through the windows, blinding you with light. This is your call to arms. You spring out of bed like an Indian Brave from his teepee, claim your Ray Bans from the kitchen table and slap on your UV war paint. Battle ready, you slide back the doors and triumphantly step out onto your very own private balcony.

Adding a balcony creates a new level of class and sophistication to your property, adding value when you come to sell. It means you can appreciate your surroundings with a greater perspective. It can add extra outdoor living space if your property has little or no garden at all. Building one is easier than you may think. You can buy your own balcony kit online to provide you with all of the essentials and instructions you need. South-facing is ideal, but it’s important to bear in mind is that it doesn’t cut o� light to the fl oor below. Local contractors are also a great source of help when it comes to seeking advice and resources.

If you choose to build your balcony out of wood you need to think carefully about the type you use. We suggest using wood that has been pressure treated as this type can withstand the harsher weather in colder months. Be creative with your space: scatter pillows on rattan furniture, add a few fl owerpots and turn up the heat with fi re-lanterns.

You will need to seek planning permission before going ahead with your balcony. Once approved, take a look at the JeCC members list where you will fi nd trusted experts who are on hand to help you design and construct the perfect balcony to suit your home. Better hurry, it’s cocktail hour on your patio in the sky.

FINISHINGTOUCHES

Beach Sign by Quay Ransoms Garden Centre

£7.99

Fish Picnic Platter Kath Kidston

£12

Plate with zebra imageMypad.je

£25 for a set of four

Open SignMark Howe

£85Dog collars by Orson & Olive

Ransoms Garden Centre From £19.99

Fish Picnic Platter

Beach Sign by Quay

TOUCHES

Open Sign

Dog collars by Orson & OliveRansoms Garden Centre

29

directory listings

Building ContractorsAC Mauger Construction 744281AC Mauger Special Projects 744281Kalmac Ltd 486030Style Group Ltd 744281Keystone Builders Ltd 859216Style Group 744281Camerons Ltd 725417David Ward Building Contractors 485754

Finance & Mortgage LendersAcorn Mortgages 618628Actus 766620Alexander Forbes 837837Barclays Bank 812000Black Horse O� shore 514700Cherry Godfrey 711666Close Finance 737341European Insurance Brokers 833733Home Buyer Financial Services 754444HSBC 0845 7662255Jersey Home Loans 877833Lloyds TSB Bank 08456 025002Lombard Finance 824824Mortgage Shop 789830Natwest O� shore 282828Royal Bank of Scotland 285200Synergy Financial Services 750600Skipton 730730

Insurance CompaniesEasy Insurance 849000Insurance Corporation of C.I. 700200Jersey Mutual Insurance 734246CCV Insurance 702777Reed Insurance 835200Rossborough Group 500500

Project ManagementBridgewater Project Management 866433

Removal CompaniesA Class Move 625334Asco Move & Store It 866644Carlton Carriers Ltd 725625Country Removals 865905Fetch & Karrie 866914Good Moves Ltd 769086Grafters 811114Isle Move It 610658J&M Removals 879839

Le Cornu Removals 780724Phillips International Removals 485817Papaduts Removals 728155Pinel Carriers 722544Pickfords 731251Prestige Removal 510564Profreight C.I. 730344R&R Removals 873932Top Move 485901U-Store 499898White Company PLC 484002

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SurveyorsABS Consultants Ltd 731361 Andrew Arthur 483808Buckley & Company 880880Garfi eld-Bennett Building Surveying 856437Gary Le Feuvre 888511Geo� rey Wills 285192Peter Bridle 727825Peter Mercer 854410Reynolds Chartered Surveyors 736226Sarre & Company 888848Voisin-Hunter 507777

Utility CompaniesEsso Petroleum 826800Jersey Electricity 505460Jersey Gas 755500Jersey Post 616616Jersey Telecom 08007 352500Jersey Water 707300Newtel Solutions 506400

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Channel Blinds 484141Channel Shutter & Door Co. Ltd 285916Coastline 744233Colins and Hayes 01424 720027CP Sunblinds & Curtains 768141Creative Window 744942David Hick 721162deGruchy Furniture Department 818731Emess Lighting 872772Glow Furniture 639777Homemaker Furniture Department 879822Jersey Electricity 505587Jersey Oak 07797 888782Laid Flooring 866536Morton & Morton 726222Mypad.je 633084

ArchitectsAmarchitects Ltd 736728Andrew Harvey Architects 869291Arkitecture Ltd 852306Axis Mason Limited 870137Barnes & Collie Ltd 733100BDK Architects 768740Derek Mason Architects Ltd 880488Design Plus 639773Dyson & Buesnel Architects 880861Elliott Design Partnership 630868Gallaher Architects 724394Godel Architects 486050Jane Faulkner Architects RIBA 498176Julie Temple RIBA 498176Michael Bravery 631312Naish Waddington Architects Ltd 766788Nigel Biggar & Partners 731391PAGE Architects Ltd 869054Peter Winn Associates Ltd 874603Richard Le Sueur Architects Ltd 626876TSAssociates 481743Wildbore Hands Ltd 605087

CleanersClean Life 499506JCF Cleaners Company Ltd 877694JCOC 725211Ace Cleaning Ltd 888596

House ClearanceMorley’s Clearances 529955

30

THE ASSOCIATIONNews from the Jersey Estate Agents’ Association

WORDS John QuemardPresident, Jersey Estate Agents’ Association

CALLING ALL ESTATE AGENTS

The Jersey Estate Agents’ Association is committed to raising the standards in estate agency in Jersey. For reliable information please see our list of members on this page or visit our website at www.jeaa.co.uk The Jersey Estate Agents’ Association is committed to raising the standards in estate agency in Jersey. For reliable information please see our list of members on this page or visit our website at www.jeaa.co.uk

Next month sees the JEAA and the National Association of Estate Agents (NAEA) join forces to host a bespoke conference to be held at The Radisson Blufor all registered estate agents and associated professionals in Jersey. Non-members welcome.

The conference will invite guest speakers to talk on a range of subjects concerning the property market here in jersey, to include talks from representatives of the NAEA, JFSC, The Mortgage Shop/Henley Financial and Ogier Property.

President, John Quemard, said: “As part of our 50th anniversary celebrations, we are delighted to co-host a local event with the NAEA. It is the fi rst time the JEAA has ever held a conference inviting all estate agents in Jersey to attend under the same roof to receive the same informative instruction and enjoy an evening of association together”.

Personal invitations are currently being sent out to all estate agents and associated professionals to attend this exciting venue which will take place at The Radisson Blu on July 16th 2015 from 4.30pm onwards.

The JEAA isworking hard with other local professionals to organise regular seminars throughout the year which are both informative and constructive for its members to keep up to date with current legislation.

As it stands, the JEAA now represent about 1/3 of the island’s estate agents with enquiries on the increase and new members signing up.

At some point, over the years, the majority of estate agents have been involved with the JEAA in one way or another.

“The JEAA is now a di� erent ship and one that is focused on working more closely with all estate agents in the island.

We would very much like to reach out and re-connect with previous members and invite them to join us once again”said John Quemard.

To learn more about the conference to be held in July, or for further information on becoming a member of the JEAA, please contact John Quemard on 879879 or email [email protected].

Bridle Estates766999www.bridle.je

Choice Properties620620www.choicejersey.com

Columbia Estates734200www.columbiaestates.je

Crespel Properties625569www.crespel.co.uk

Indigo Estates639955www.indigo.je

Maillard’s Estates737293www.maillards.je

Moore Properties880544www.mooreproperties.co.uk

ND Estates629009www.ndestates.com

Quemard Properties879879www.quemard.je

Savills722227www.savills.je

Uniquely Estates529000www.uniquelyestates.com

Voisin-Hunter Limited507702www.voisinhunter.com

Wilsons877977www.wilsons.je

JEAA Members

The Jersey Estate Agents’ Association is committed to raising the standards in estate agency. For reliable information, please see our members above.

For information on becoming a member of the JEAA and benefi ts please contact John Quemard on 879879

places edition 126

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