please cite the use of smartpls: ringle, c. m., wende, s

SmartPLS Report

Please cite the use of SmartPLS: Ringle, C. M., Wende, S., and Becker, J.-M. 2015. "SmartPLS 3." Boenningstedt: SmartPLS GmbH, http://www.smartpls.com.

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Final Results Path Coefficients

Attitude Towards_Using

Behavioral_Intention of Use

Perceived Ease_of Use

Perceived_Usefulness

Attitude Towards_Using 0.380


Perceived Ease_of Use 0.057 0.807

Perceived_Usefulness 0.468

Indirect Effects

Total Indirect Effects







Perceived Ease_of Use 0.377


Specific Indirect Effects

Specific Indirect Effects

Perceived Ease_of Use -> Perceived_Usefulness -> Behavioral_Intention of Use 0.377

Total Effects









Outer Loadings





ATT.1 0.866

ATT.2 0.877

ATT.3 0.864

ATT.4 0.891

ATT.5 0.858

BIOU.1 0.916

BIOU.2 0.900

BIOU.3 0.918

BIOU.4 0.831

BIOU.5 0.833

PEOU.1 0.755

PEOU.2 0.898

PEOU.3 0.867

PEOU.4 0.853

PEOU.5 0.836

PEOU.6 0.746

PU.1 0.880

PU.2 0.911

PU.3 0.939

PU.4 0.865

PU.5 0.875

Outer Weights





ATT.1 0.244

ATT.2 0.214

ATT.3 0.239

ATT.4 0.227

ATT.5 0.225

BIOU.1 0.221

BIOU.2 0.237

BIOU.3 0.233

BIOU.4 0.221

BIOU.5 0.224

PEOU.1 0.160

PEOU.2 0.243

PEOU.3 0.213

PEOU.4 0.193

PEOU.5 0.202

PEOU.6 0.192

PU.1 0.215

PU.2 0.234

PU.3 0.238

PU.4 0.208

PU.5 0.222

Latent Variable

Latent Variable

Case ID Attitude Towards_Using




1 0.494 0.412 0.780 0.261

2 0.743 0.904 1.448 1.100

3 -0.335 0.135 -0.409 -0.230

4 -2.786 -2.451 -2.494 -2.891

5 -1.144 -0.661 -0.492 -1.070

6 0.743 1.165 1.647 1.100

7 -0.600 -0.126 -1.114 -0.754

8 1.029 0.642 1.647 1.100

9 -0.049 0.370 -1.114 0.022

10 0.743 1.165 1.203 0.308

11 1.029 0.656 0.989 1.100

12 0.494 0.409 0.267 0.022

13 0.760 0.904 0.230 0.575

14 -0.335 -1.417 -1.114 -1.561

15 -0.335 -0.126 -0.845 -0.230

16 1.029 0.138 0.267 0.546

17 0.743 -0.126 1.188 0.576

18 -0.335 -0.126 -0.178 -0.230

19 1.029 1.165 0.067 1.100

20 1.029 1.165 0.267 1.100

21 1.029 1.165 1.647 0.861

22 -0.600 -0.126 -1.781 -0.230

23 1.029 0.647 0.267 0.848

24 -0.610 -0.909 -0.178 -1.309

25 -0.059 -1.156 -0.428 -0.230

26 1.029 1.165 1.171 0.609

27 1.029 0.644 0.535 1.100

28 -0.868 -2.447 -0.164 -0.482

29 -0.056 -0.909 -1.294 -0.453

30 -1.138 -0.387 -1.572 -1.292

31 0.209 0.131 0.535 0.323

32 0.199 -0.647 -1.323 -1.292

33 -0.620 -0.622 -0.429 0.261

34 1.029 0.904 0.489 0.576

35 -1.674 -2.168 -1.177 0.022

36 1.029 1.165 0.994 1.100

37 -0.620 -0.644 -1.114 -0.230

38 -0.318 0.634 0.086 0.546

39 -0.335 -0.126 0.058 -0.469

40 1.029 -0.618 0.039 -0.722

41 0.226 1.165 -0.390 0.861

42 0.488 0.382 0.512 0.038

43 -2.523 -2.170 -1.660 -2.623

44 -0.335 -0.608 -0.614 -0.515

45 -2.796 -1.691 -2.263 -2.606

46 0.760 1.165 1.647 1.100

47 -0.869 -0.622 0.317 -0.751

48 -0.076 0.908 0.506 0.622

49 -0.335 -0.126 0.475 0.022

50 -0.335 0.651 0.526 1.100

51 0.764 1.165 0.067 0.547

52 -1.983 -1.674 -1.183 -2.354

53 1.029 1.165 1.420 1.100

54 -0.334 0.644 -0.390 -0.230

55 -0.610 -0.647 -0.432 -0.263

56 -0.361 -0.647 0.322 0.085

57 -1.698 -1.417 -1.114 -1.007

58 0.216 0.129 0.671 0.294

59 1.029 -0.126 0.267 0.038

60 1.029 1.165 1.249 1.100

61 1.029 0.644 0.531 1.100

62 1.029 0.656 0.934 0.861

Latent Variable Correlations





Attitude Towards_Using 1.000 0.820 0.792 0.843


0.820 1.000 0.736 0.834

Perceived Ease_of Use 0.792 0.736 1.000 0.807

Perceived_Usefulness 0.843 0.834 0.807 1.000

Latent Variable Covariances







0.820 1.000 0.736 0.834



LV Descriptives

Mean Median Min Max Standard Deviation

Excess Kurtosis

Skewness Number of Observations Used


0.000 0.199 -2.796 1.029 1.000 0.707 -1.011 62.000


0.000 0.135 -2.451 1.165 1.000 -0.152 -0.758 62.000


0.000 0.230 -2.494 1.647 1.000 -0.401 -0.359 62.000

Perceived_Usefulness 0.000 0.085 -2.891 1.100 1.000 0.946 -1.089 62.000

Outer Model Residual Scores

Case ID ATT.1 ATT.2 ATT.3 ATT.4 ATT.5 BIOU.1 BIOU.2 BIOU.3 BIOU.4 BIOU.5 PEOU.1 PEOU.2 PEOU.3 PEOU.4 PEOU.5 PEOU.6 PU.1 PU.2 PU.3 PU.4 PU.5

1 -

0.604 -0.819 0.479 0.438 0.482 -0.514 0.544 0.628 -0.305 -0.418 -0.149 0.495 0.809 -0.421 -0.375 -0.582

-0.551

-0.415

-0.458

0.904 0.616

2 0.269 0.221 -0.931 0.216 0.268 0.098 0.102 0.176 0.448 -0.828 -0.653 -0.104 0.231 0.093 0.211 0.106 -

0.043 0.040

-0.046

0.178 -

0.119

3 0.114 -0.092 0.000 -

0.034 -

0.002 -0.261 -0.364 -0.252 -0.075 0.976 -0.492 0.457 -0.463 0.593 -0.525 0.305

-0.119

0.033 0.003 0.181 -

0.092

4 0.061 -0.459 -0.274 0.939 -

0.289 -0.017 -0.351 -0.146 0.913 -0.361 -0.160 0.116 0.194 0.205 0.073 -0.512

-0.272

0.017 0.103 0.186 -

0.039

5 -

0.273 -0.641 0.699

-0.523

0.693 0.469 -0.805 0.479 0.587 -0.688 0.812 -0.576 -1.542 0.664 0.688 0.367 -

0.628 -

0.422 -

0.408 0.907 0.642

6 0.269 0.221 -0.931 0.216 0.268 -0.142 -0.134 -0.063 0.231 0.118 0.439 -0.283 0.058 -0.077 0.044 -0.042 -

0.043 0.040

-0.046

0.178 -

0.119

7 -

0.744 0.140 0.229 0.202 0.226 -0.022 -0.129 -0.012 0.142 0.030 0.040 -0.017 0.148 0.111 0.064 -0.356 0.342

-0.709

0.496 -

0.514 0.367

8 0.022 -0.029 0.018 -

0.038 0.023 0.337 0.337 0.416 0.666 -1.775 0.439 -0.283 0.058 -0.077 0.044 -0.042

-0.043

0.040 -

0.046 0.178

-0.119

9 -

0.133 -0.342 0.949

-0.288

-0.247

0.586 -0.576 -0.468 -0.270 0.781 0.040 -0.017 0.148 0.111 0.064 -0.356 -

0.341 -

0.197 -

0.233 -

0.037 0.825

10 0.269 0.221 -0.931 0.216 0.268 -0.142 -0.134 -0.063 0.231 0.118 -0.468 0.116 -0.708 0.302 0.416 0.289 -

0.592 -

0.457 0.698

-0.285

0.575

11 0.022 -0.029 0.018 -

0.038 0.023 -0.738 -0.833 0.403 0.654 0.542 -0.306 0.308 0.628 0.484 -0.550 -0.738

-0.043

0.040 -

0.046 0.178

-0.119

12 -

0.604 -0.819 0.479 0.438 0.482 -0.512 0.547 -0.504 -0.302 0.748 0.239 -0.150 0.103 0.017 0.054 -0.199

-0.341

-0.197

-0.233

-0.037

0.825

13 0.255 0.206 0.250 0.202 -

0.941 0.098 0.102 0.176 0.448 -0.828 0.267 -0.118 -1.017 1.131 0.084 -0.172 0.419 0.518

-0.754

-0.517

0.341

14 0.114 -0.092 0.000 -

0.034 -

0.002 0.099 -0.125 0.039 0.053 -0.058 0.040 -0.017 0.148 0.111 0.064 -0.356

-0.196

0.025 0.053 0.183 -

0.066

15 0.114 -0.092 0.000 -

0.034 -

0.002 -0.022 -0.129 -0.012 0.142 0.030 -0.163 0.849 -0.084 -0.118 -0.161 -0.556

-0.119

0.033 0.003 0.181 -

0.092

16 0.022 -0.029 0.018 -

0.038 0.023 -0.264 -0.367 0.879 -0.077 -0.190 0.239 -0.150 0.103 0.017 0.054 -0.199

-0.802

0.545 -

0.726 0.658 0.367

17 0.269 0.221 -0.931 0.216 0.268 -0.022 -0.129 -0.012 0.142 0.030 0.785 0.129 0.455 0.314 -0.716 -0.887 0.418 -

0.702 0.446

-0.517

0.340

18 0.114 -0.092 0.000 -

0.034 -

0.002 -0.022 -0.129 -0.012 0.142 0.030 -0.667 0.249 -0.663 0.396 0.425 0.133

-0.119

0.033 0.003 0.181 -

0.092

19 0.022 -0.029 0.018 -

0.038 0.023 -0.142 -0.134 -0.063 0.231 0.118 -0.852 0.029 0.276 0.187 0.220 -0.050

-0.043

0.040 -

0.046 0.178

-0.119

20 0.022 -0.029 0.018 -

0.038 0.023 -0.142 -0.134 -0.063 0.231 0.118 0.239 -0.150 0.103 0.017 0.054 -0.199

-0.043

0.040 -

0.046 0.178

-0.119

21 0.022 -0.029 0.018 -

0.038 0.023 -0.142 -0.134 -0.063 0.231 0.118 0.439 -0.283 0.058 -0.077 0.044 -0.042 0.168 0.258 0.178

-0.764

0.091

22 -

0.744 0.140 0.229 0.202 0.226 -0.022 -0.129 -0.012 0.142 0.030 0.544 0.583 0.727 -0.403 -0.523 -1.045

-0.119

0.033 0.003 0.181 -

0.092

23 0.022 -0.029 0.018 -

0.038 0.023 0.333 0.333 0.412 -0.500 -0.614 0.239 -0.150 0.103 0.017 0.054 -0.199 0.179 0.270 0.191 0.396

-1.036

24 0.352 0.149 0.237 -

0.999 0.234 0.695 0.575 -0.428 -0.369 -0.482 -0.667 0.249 -0.663 0.396 0.425 0.133

-0.417

-0.205

-0.184

-0.035

0.852

25 -

0.124 0.924 -0.238 0.931

-1.434

-0.141 -0.360 -0.201 -0.164 0.888 -0.478 -0.633 -0.446 -0.474 0.634 1.506 -

0.119 0.033 0.003 0.181

-0.092

26 0.022 -0.029 0.018 -

0.038 0.023 -0.142 -0.134 -0.063 0.231 0.118 0.799 0.145 -0.681 0.330 -0.702 0.313 0.389 0.488 0.415

-0.546

-0.827

27 0.022 -0.029 0.018 -

0.038 0.023 0.336 0.335 -0.719 -0.497 0.553 0.036 0.715 -0.130 -0.212 -0.171 -0.399

-0.043

0.040 -

0.046 0.178

-0.119

28 -

0.511 0.376 0.461 0.442

-0.739

-0.021 -0.356 -0.150 -0.253 0.800 -0.678 0.237 0.476 0.384 -0.730 0.122 0.103 0.262 0.240 0.399 -

1.009

29 -

1.215 0.921 -0.241 0.928

-0.242

0.695 0.575 -0.428 -0.369 -0.482 -1.066 0.145 0.305 -0.818 0.215 0.966 1.324 0.235 0.213 -

0.775 -

1.035

30 -

0.278 -0.646 0.693 0.681

-0.508

0.218 0.106 0.228 0.359 -0.916 0.386 0.394 -0.606 -0.582 -0.698 1.173 0.815 -

0.220 -

0.199 -

0.049 -

0.301

31 -

0.357 -0.569 -0.470 0.692 0.727 -0.257 -0.360 -0.248 1.091 -0.184 0.036 0.715 -0.130 -0.212 -0.171 -0.399 0.641 0.748

-0.517

-0.298

-0.577

32 0.740 0.698 -0.462 -

0.509 -

0.460 0.456 0.340 -0.668 -0.586 0.464 0.198 0.171 0.329 -0.794 0.238 -0.200 0.815

-0.220

-0.199

-0.049

-0.301

33 0.361 0.158 -0.949 0.220 0.243 -0.629 0.317 0.443 0.554 -0.721 -0.478 -0.633 0.706 0.610 0.635 -0.867 -

0.551 -

0.415 -

0.458 0.904 0.616

34 0.022 -0.029 0.018 -

0.038 0.023 0.098 0.102 0.176 0.448 -0.828 1.313 0.757 -1.241 -0.173 -0.132 -0.365 0.418

-0.702

0.446 -

0.517 0.340

35 -

1.990 1.082 1.156

-0.051

-0.048

-1.338 -0.607 -0.406 1.839 0.567 0.088 -1.067 0.204 1.249 -1.027 0.879 -

0.341 -

0.197 -

0.233 -

0.037 0.825

36 0.022 -0.029 0.018 -

0.038 0.023 -0.142 -0.134 -0.063 0.231 0.118 -0.310 0.303 -0.527 -0.603 0.590 0.445

-0.043

0.040 -

0.046 0.178

-0.119

37 0.361 0.158 -0.949 0.220 0.243 0.453 0.337 0.463 -0.589 -0.702 0.040 -0.017 0.148 0.111 0.064 -0.356 -

0.119 0.033 0.003 0.181

-0.092

38 0.100 -0.107 1.181 - - 0.344 -0.814 0.424 -0.490 0.561 -0.866 0.012 0.260 -0.912 0.205 1.123 - 0.545 - 0.658 0.367

0.048 1.212 0.802 0.726

39 0.114 -0.092 0.000 -

0.034 -

0.002 -0.022 -0.129 -0.012 0.142 0.030 0.397 0.037 0.284 -0.888 0.228 -0.043 0.091 0.250 0.228

-0.761

0.117

40 0.022 -0.029 0.018 -

0.038 0.023 -0.634 0.313 0.439 -0.611 0.440 0.411 0.054 0.300 0.211 0.244 -1.216 0.313 0.480 0.465

-0.543

-0.800

41 -

0.371 -0.583 0.711 0.677

-0.483

-0.142 -0.134 -0.063 0.231 0.118 -0.506 0.440 -0.479 -0.506 -0.541 1.478 0.168 0.258 0.178 -

0.764 0.091

42 -

0.598 0.444 0.484

-0.767

0.487 0.575 0.571 -0.479 -0.280 -0.394 0.054 -0.370 1.042 -0.192 -0.151 -0.382 0.891 -

0.212 -

0.249 -

0.052 -

0.327

43 -

0.166 0.569 -0.501

-0.505

0.681 -0.274 0.553 0.730 -0.483 -0.595 1.694 -0.634 -0.530 0.577 -0.624 0.052 0.739 -

0.227 -

0.149 -

0.046 -

0.274

44 0.115 -1.350 0.000 -

0.034 1.194 -0.642 1.462 -0.704 -0.619 0.432 -0.338 0.641 -0.285 -0.315 0.790 -0.729 0.132

-0.927

0.271 0.427 0.157

45 1.158 -0.450 -0.265 -

0.262 -

0.280 0.349 -1.036 0.290 0.281 0.170 -0.334 -0.092 -0.007 0.008 1.024 -0.685

-0.523

0.977 -

0.165 -

0.060 -

0.288

46 0.255 -1.051 0.250 0.202 0.254 -0.142 -0.134 -0.063 0.231 0.118 0.439 -0.283 0.058 -0.077 0.044 -0.042 -

0.043 0.040

-0.046

0.178 -

0.119

47 -

0.511 -0.882 0.461 0.442 0.457 -0.629 0.317 0.443 0.554 -0.721 -1.041 -0.196 0.059 -1.109 1.156 0.950

-0.908

0.507 0.493 0.632 -

0.774

48 0.978 0.939 -0.224 -

1.475 -

0.224 0.094 0.098 0.172 -0.717 0.332 1.300 -0.365 1.047 -1.270 0.998 -1.565 0.378 0.476 0.403

-1.706

0.300

49 0.114 -0.092 0.000 -

0.034 -

0.002 -0.022 -0.129 -0.012 0.142 0.030 0.082 -0.338 -0.078 0.922 -0.121 -0.355

-0.341

-0.197

-0.233

-0.037

0.825

50 0.114 -0.092 0.000 -

0.034 -

0.002 0.329 0.329 0.408 -1.665 0.546 -1.199 -0.383 -0.122 -0.204 0.981 0.794

-0.043

0.040 -

0.046 0.178

-0.119

51 -

0.837 0.203 0.247 0.198 0.251 -0.142 -0.134 -0.063 0.231 0.118 -0.852 0.029 0.276 0.187 0.220 -0.050

-0.803

-0.675

0.474 0.657 0.366

52 0.454 0.095 -0.967 0.224 0.218 0.334 0.106 0.275 -0.895 0.156 1.334 -1.062 0.209 0.170 0.122 -0.304 -

0.745 0.748

-0.402

-0.279

0.629

53 0.022 -0.029 0.018 -

0.038 0.023 -0.142 -0.134 -0.063 0.231 0.118 0.610 -0.079 0.255 0.117 0.234 -1.060

-0.043

0.040 -

0.046 0.178

-0.119

54 0.114 1.166 0.000 -

0.034 -

1.198 0.336 0.335 -0.719 -0.497 0.553 -0.506 0.440 -0.479 -0.506 -0.541 1.478

-0.119

0.033 0.003 0.181 -

0.092

55 0.352 0.149 0.237 -

0.999 0.234 0.456 0.340 -0.668 -0.586 0.464 -0.475 -0.629 0.709 0.613 -0.506 0.323

-0.090

-1.157

0.034 0.209 1.075

56 1.225 -0.069 -1.173 -

1.220 1.216 0.456 0.340 -0.668 -0.586 0.464 0.197 0.907 0.055 -1.114 -1.137 0.946 0.850

-0.254

0.907 -

1.241 -

0.368

57 0.207 -0.155 -0.018 -

0.030 -

0.027 0.099 -0.125 0.039 0.053 -0.058 0.040 -0.017 0.148 0.111 0.064 -0.356 0.564

-0.480

0.733 -

0.296 -

0.551

58 0.725 0.683 0.720 -

0.524 -

1.670 0.807 0.799 0.888 -1.231 -1.346 1.176 -0.513 -0.247 0.756 -1.428 0.686

-0.580

0.775 -

0.489 0.876

-0.551

59 0.022 -0.029 0.018 -

0.038 0.023 -0.022 -0.129 -0.012 0.142 0.030 0.239 -0.150 0.103 0.017 0.054 -0.199 0.891

-0.212

-0.249

-0.052

-0.327

60 0.022 -0.029 0.018 -

0.038 0.023 -0.142 -0.134 -0.063 0.231 0.118 -1.744 0.075 0.403 0.263 0.377 0.255

-0.043

0.040 -

0.046 0.178

-0.119

61 0.022 -0.029 0.018 -

0.038 0.023 0.336 0.335 -0.719 -0.497 0.553 0.039 0.719 -0.126 -0.208 -1.311 0.791

-0.043

0.040 -

0.046 0.178

-0.119

62 0.022 -0.029 0.018 -

0.038 0.023 -0.738 -0.833 0.403 0.654 0.542 -0.265 -0.750 -0.475 0.531 0.640 0.490 0.168 0.258 0.178

-0.764

0.091

Outer Model Residual Correlation

ATT.1 ATT.2 ATT.3 ATT.4 ATT.5 BIOU.1 BIOU.2 BIOU.3 BIOU.4 BIOU.5 PEOU.1 PEOU.2 PEOU.3 PEOU.4 PEOU.5 PEOU.6 PU.1 PU.2 PU.3 PU.4 PU.5

ATT.1 1.000 -

0.042 -

0.505 -

0.472 -

0.069 0.393 0.064 0.098 -0.391 -0.020 0.187 0.071 -0.064 -0.127 0.156 -0.197 -0.014 0.181 0.056 -0.168 -0.029

ATT.2 -

0.042 1.000

-0.182

-0.226

-0.455

0.203 0.009 -0.092 -0.145 0.060 0.083 -0.286 0.150 0.095 -0.209 0.152 0.204 0.073 0.024 -0.214 -0.071

ATT.3 -

0.505 -

0.182 1.000

-0.008

-0.338

-0.052 -0.158 0.013 0.093 0.067 -0.116 -0.047 -0.084 0.072 -0.129 0.261 -0.200 0.030 -0.286 0.260 0.129

ATT.4 -

0.472 -

0.226 -

0.008 1.000

-0.188

-0.317 -0.143 0.090 0.344 -0.063 -0.268 0.112 -0.090 -0.015 0.033 0.184 -0.064 0.129 -0.061 0.197 -0.200

ATT.5 -

0.069 -

0.455 -

0.338 -

0.188 1.000 -0.259 0.218 -0.117 0.137 -0.045 0.089 0.128 0.101 -0.013 0.126 -0.365 0.099 -0.404 0.272 -0.080 0.139

BIOU.1 0.393 0.203 -

0.052 -

0.317 -

0.259 1.000 0.199 -0.143 -0.531 -0.249 0.077 0.114 -0.089 -0.214 -0.081 0.155 0.160 0.064 -0.084 -0.044 -0.104

BIOU.2 0.064 0.009 -

0.158 -

0.143 0.218 0.199 1.000 -0.183 -0.541 -0.301 0.090 0.145 0.084 -0.198 -0.094 -0.027 0.238 -0.261 0.103 0.039 -0.108

BIOU.3 0.098 -

0.092 0.013 0.090

-0.117

-0.143 -0.183 1.000 0.032 -0.522 0.238 -0.360 -0.052 0.175 0.176 -0.144 -0.297 0.351 -0.244 0.248 -0.089

BIOU.4 -

0.391 -

0.145 0.093 0.344 0.137 -0.531 -0.541 0.032 1.000 -0.185 -0.053 -0.044 -0.137 0.283 0.018 -0.045 -0.055 -0.040 -0.022 -0.002 0.107

BIOU.5 -

0.020 0.060 0.067

-0.063

-0.045

-0.249 -0.301 -0.522 -0.185 1.000 -0.255 0.110 0.168 -0.094 -0.014 0.063 -0.036 -0.051 0.178 -0.184 0.124

PEOU.1 0.187 0.083 -

0.116 -

0.268 0.089 0.077 0.090 0.238 -0.053 -0.255 1.000 -0.183 -0.125 0.086 -0.310 -0.366 0.202 0.061 -0.045 -0.276 0.055

PEOU.2 0.071 -

0.286 -

0.047 0.112 0.128 0.114 0.145 -0.360 -0.044 0.110 -0.183 1.000 -0.125 -0.400 -0.251 -0.046 0.244 -0.101 0.266 -0.087 -0.259

PEOU.3 -

0.064 0.150

-0.084

-0.090

0.101 -0.089 0.084 -0.052 -0.137 0.168 -0.125 -0.125 1.000 -0.217 -0.035 -0.422 0.025 -0.007 0.026 0.005 -0.042

PEOU.4 -

0.127 0.095 0.072

-0.015

-0.013

-0.214 -0.198 0.175 0.283 -0.094 0.086 -0.400 -0.217 1.000 -0.212 -0.161 -0.226 -0.142 -0.263 0.252 0.298

PEOU.5 0.156 -

0.209 -

0.129 0.033 0.126 -0.081 -0.094 0.176 0.018 -0.014 -0.310 -0.251 -0.035 -0.212 1.000 -0.208 -0.218 0.083 0.023 0.025 0.092

PEOU.6 -

0.197 0.152 0.261 0.184

-0.365

0.155 -0.027 -0.144 -0.045 0.063 -0.366 -0.046 -0.422 -0.161 -0.208 1.000 -0.022 0.080 -0.019 0.075 -0.109

PU.1 -

0.014 0.204

-0.200

-0.064

0.099 0.160 0.238 -0.297 -0.055 -0.036 0.202 0.244 0.025 -0.226 -0.218 -0.022 1.000 -0.124 0.285 -0.602 -0.475

PU.2 0.181 0.073 0.030 0.129 -

0.404 0.064 -0.261 0.351 -0.040 -0.051 0.061 -0.101 -0.007 -0.142 0.083 0.080 -0.124 1.000 -0.306 -0.112 -0.441

PU.3 0.056 0.024 -

0.286 -

0.061 0.272 -0.084 0.103 -0.244 -0.022 0.178 -0.045 0.266 0.026 -0.263 0.023 -0.019 0.285 -0.306 1.000 -0.483 -0.287

PU.4 -

0.168 -

0.214 0.260 0.197

-0.080

-0.044 0.039 0.248 -0.002 -0.184 -0.276 -0.087 0.005 0.252 0.025 0.075 -0.602 -0.112 -0.483 1.000 0.071

PU.5 -

0.029 -

0.071 0.129

-0.200

0.139 -0.104 -0.108 -0.089 0.107 0.124 0.055 -0.259 -0.042 0.298 0.092 -0.109 -0.475 -0.441 -0.287 0.071 1.000

Outer Model Residual Descriptives


Excess Kurtosis


ATT.1 0.000 0.022 -1.990 1.225 0.500 3.897 -0.875 62.000

ATT.2 0.000 -0.029 -1.350 1.166 0.481 1.036 -0.037 62.000

ATT.3 0.000 0.018 -1.173 1.181 0.504 0.488 -0.231 62.000

ATT.4 0.000 -0.034 -1.475 0.939 0.455 2.034 -0.740 62.000

ATT.5 0.000 0.023 -1.670 1.216 0.513 2.591 -0.932 62.000

BIOU.1 0.000 -0.022 -1.338 0.807 0.402 0.911 -0.552 62.000

BIOU.2 0.000 -0.129 -1.036 1.462 0.436 1.238 0.220 62.000

BIOU.3 0.000 -0.012 -0.719 0.888 0.396 -0.336 0.003 62.000

BIOU.4 0.000 0.142 -1.665 1.839 0.556 1.719 0.038 62.000

BIOU.5 0.000 0.118 -1.775 0.976 0.553 0.663 -0.770 62.000

PEOU.1 0.000 0.040 -1.744 1.694 0.655 0.403 0.145 62.000

PEOU.2 0.000 -0.017 -1.067 0.907 0.439 -0.033 -0.110 62.000

PEOU.3 0.000 0.103 -1.542 1.047 0.499 0.933 -0.573 62.000

PEOU.4 0.000 0.017 -1.270 1.249 0.522 0.234 -0.225 62.000

PEOU.5 0.000 0.064 -1.428 1.156 0.549 0.263 -0.363 62.000

PEOU.6 0.000 -0.050 -1.565 1.506 0.666 0.019 0.359 62.000

PU.1 0.000 -0.043 -0.908 1.324 0.475 0.084 0.399 62.000

PU.2 0.000 0.040 -1.157 0.977 0.413 0.508 -0.223 62.000

PU.3 0.000 -0.046 -0.754 0.907 0.343 0.323 0.180 62.000

PU.4 0.000 0.178 -1.706 0.907 0.501 1.419 -0.754 62.000

PU.5 0.000 -0.092 -1.036 1.075 0.484 -0.112 0.009 62.000

Inner Model Residual Scores

Case ID Behavioral_Intention of Use


1 0.058 -0.369

2 0.024 -0.068

3 0.393 0.100

4 0.102 -0.879

5 0.302 -0.672

6 0.274 -0.229

7 0.518 0.144

8 -0.357 -0.229

9 0.442 0.920

10 0.670 -0.663

11 -0.305 0.302

12 0.196 -0.193

13 0.333 0.390

14 -0.496 -0.662

15 0.157 0.452

16 -0.523 0.331

17 -0.746 -0.383

18 0.119 -0.087

19 0.256 1.046

20 0.244 0.885

21 0.277 -0.468

22 0.311 1.207

23 -0.156 0.633

24 -0.055 -1.165

25 -1.001 0.115

26 0.423 -0.336

27 -0.292 0.668

28 -1.882 -0.350

29 -0.602 0.592

30 0.739 -0.024

31 -0.131 -0.109

32 -0.043 -0.225

33 -0.484 0.607

34 0.215 0.181

35 -1.475 0.972

36 0.203 0.298

37 -0.237 0.668

38 0.495 0.477

39 0.217 -0.516

40 -0.673 -0.753

41 0.699 1.176

42 0.150 -0.375

43 0.110 -1.284

44 -0.205 -0.020

45 0.720 -0.781

46 0.268 -0.229

47 0.041 -1.007

48 0.617 0.214

49 -0.036 -0.362

50 0.234 0.676

51 0.615 0.492

52 0.248 -1.400

53 0.179 -0.045

54 0.901 0.085

55 -0.268 0.086

56 -0.568 -0.175

57 -0.238 -0.108

58 -0.129 -0.247

59 -0.550 -0.177

60 0.188 0.093

61 -0.292 0.672

62 -0.190 0.107

Inner Model Residual Correlation




1.000 0.000

Perceived_Usefulness 0.000 1.000

Inner Model Residual Descriptives

Mean Median

Min Max

Standard Deviation

Excess Kurtosis

Skewness

Number of Observations Used


0.000 0.119 -

1.882 0.901 0.506 2.606 -1.193 62.000


0.000 -0.024 -

1.400 1.207 0.591 -0.216 -0.099 62.000

Quality Criteria

R Square

R Square

R Square Adjusted


0.744 0.730

Perceived_Usefulness 0.651 0.645

f Square






0.142




Construct Reliability and Validity

Cronbach's Alpha

rho_A Composite Reliability

Average Variance Extracted (AVE)



0.927 0.928 0.945 0.775



Discriminant Validity

Fornell-Larcker Criterion






0.871


0.820 0.880

Perceived Ease_of Use 0.792 0.736 0.828


Cross Loadings





ATT.1 0.866 0.756 0.751 0.701

ATT.2 0.877 0.663 0.662 0.752

ATT.3 0.864 0.740 0.638 0.764

ATT.4 0.891 0.705 0.659 0.746

ATT.5 0.858 0.697 0.737 0.710

BIOU.1 0.715 0.916 0.615 0.704

BIOU.2 0.778 0.900 0.683 0.740

BIOU.3 0.730 0.918 0.709 0.754

BIOU.4 0.678 0.831 0.639 0.732

BIOU.5 0.702 0.833 0.586 0.739

PEOU.1 0.566 0.511 0.755 0.503

PEOU.2 0.807 0.753 0.898 0.779

PEOU.3 0.697 0.599 0.867 0.740

PEOU.4 0.638 0.546 0.853 0.667

PEOU.5 0.639 0.650 0.836 0.629

PEOU.6 0.549 0.558 0.746 0.648

PU.1 0.802 0.723 0.691 0.880

PU.2 0.767 0.774 0.759 0.911

PU.3 0.804 0.783 0.779 0.939

PU.4 0.703 0.687 0.679 0.865

PU.5 0.693 0.759 0.694 0.875

Heterotrait-Monotrait Ratio (HTMT)







0.885


Perceived_Usefulness 0.908 0.894 0.866

Collinearity Statistics (VIF)

Outer VIF Values

VIF

ATT.1 2.974

ATT.2 3.179

ATT.3 2.838

ATT.4 3.383

ATT.5 2.750

BIOU.1 5.050

BIOU.2 4.334

BIOU.3 4.716

BIOU.4 2.689

BIOU.5 2.312

PEOU.1 2.111

PEOU.2 3.414

PEOU.3 3.047

PEOU.4 2.775

PEOU.5 2.474

PEOU.6 1.943

PU.1 4.613

PU.2 3.950

PU.3 6.549

PU.4 3.353

PU.5 3.269

Inner VIF Values






3.954




Model_Fit

Fit Summary

Saturated Model

Estimated Model

SRMR 0.064 0.087

d_ULS 0.936 1.753

d_G 1.194 1.332

Chi-Square

367.432 382.645

NFI 0.756 0.746

rms Theta

rms Theta 0.202

Model Selection Criteria

AIC (Akaike's Information Criterion)

AICu (Unbiased Akaikes Information Criterion

AICc (Corrected Akaikes Information Criterion)

BIC (Bayesian Information Criteria)

HQ (Hannan Quinn Criterion)

HQc (Corrected Hannan-Quinn Criterion)


-77.389 -73.254 -12.317 -68.880 -74.048 -72.833

Perceived_Usefulness -62.269 -60.236 2.145 -58.014 -60.598 -60.207

Interim Results

Stop Criterion Changes

ATT.1

ATT.2

ATT.3

ATT.4

ATT.5

BIOU.1

BIOU.2

BIOU.3

BIOU.4

BIOU.5

PEOU.1

PEOU.2

PEOU.3

PEOU.4

PEOU.5

PEOU.6

PU.1 PU.2 PU.3 PU.4 PU.5

Iteration 0

0.230 0.230 0.230 0.230 0.230 0.227 0.227 0.227 0.227 0.227 0.202 0.202 0.202 0.202 0.202 0.202 0.224 0.22

4 0.22

4 0.22

4 0.22

4

Iteration 1

0.243 0.214 0.239 0.227 0.225 0.221 0.237 0.233 0.221 0.224 0.160 0.243 0.213 0.193 0.202 0.192 0.215 0.23

4 0.23

8 0.20

8 0.22

2

Iteration 2

0.244 0.214 0.239 0.227 0.225 0.221 0.237 0.233 0.221 0.224 0.160 0.243 0.213 0.193 0.202 0.192 0.215 0.23

4 0.23

8 0.20

8 0.22

2

Iteration 3

0.244 0.214 0.239 0.227 0.225 0.221 0.237 0.233 0.221 0.224 0.160 0.243 0.213 0.193 0.202 0.192 0.215 0.23

4 0.23

8 0.20

8 0.22

2

Iteration 4

0.244 0.214 0.239 0.227 0.225 0.221 0.237 0.233 0.221 0.224 0.160 0.243 0.213 0.193 0.202 0.192 0.215 0.23

4 0.23

8 0.20

8 0.22

2

Iteration 5

0.244 0.214 0.239 0.227 0.225 0.221 0.237 0.233 0.221 0.224 0.160 0.243 0.213 0.193 0.202 0.192 0.215 0.23

4 0.23

8 0.20

8 0.22

2

Base Data

Setting

Data file Settings

Data file DATAFIX_KUESIONERR [62 records]

Missing value marker none

Data Setup Settings

Algorithm to handle missing data None

Weighting Vector -

PLS Algorithm Settings

Data metric Mean 0, Var 1

Initial Weights 1.0

Max. number of iterations 300

Stop criterion 7

Use Lohmoeller settings? No

Weighting scheme Path

Construct Outer Weighting Mode Settings

Attitude Towards_Using Automatic

Behavioral_Intention of Use Automatic

Perceived Ease_of Use Automatic

Perceived_Usefulness Automatic

Inner Model









Outer Model





ATT.1 -1.000

ATT.2 -1.000

ATT.3 -1.000

ATT.4 -1.000

ATT.5 -1.000

BIOU.1 -1.000

BIOU.2 -1.000

BIOU.3 -1.000

BIOU.4 -1.000

BIOU.5 -1.000

PEOU.1 -1.000

PEOU.2 -1.000

PEOU.3 -1.000

PEOU.4 -1.000

PEOU.5 -1.000

PEOU.6 -1.000

PU.1 -1.000

PU.2 -1.000

PU.3 -1.000

PU.4 -1.000

PU.5 -1.000

Indicator Data (Original)


1 4.000 4.000 5.000 5.000 5.000 4.000 5.000 5.000 4.000 4.000 4.000 5.000 5.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 5.000

2 5.000 5.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000

3 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 3.000 4.000 3.000 4.000 3.000 4.000 4.000 4.000 4.000 4.000 4.000

4 2.000 2.000 2.000 3.000 2.000 2.000 2.000 2.000 3.000 2.000 2.000 2.000 2.000 2.000 2.000 2.000 2.000 2.000 2.000 2.000 2.000

5 3.000 3.000 4.000 3.000 4.000 4.000 3.000 4.000 4.000 3.000 4.000 3.000 2.000 4.000 4.000 4.000 3.000 3.000 3.000 4.000 4.000

6 5.000 5.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000

7 3.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 3.000 3.000 3.000 3.000 3.000 3.000 4.000 3.000 4.000 3.000 4.000

8 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 3.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000

9 4.000 4.000 5.000 4.000 4.000 5.000 4.000 4.000 4.000 5.000 3.000 3.000 3.000 3.000 3.000 3.000 4.000 4.000 4.000 4.000 5.000

10 5.000 5.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 5.000 4.000 5.000 5.000 5.000 4.000 4.000 5.000 4.000 5.000

11 5.000 5.000 5.000 5.000 5.000 4.000 4.000 5.000 5.000 5.000 4.000 5.000 5.000 5.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000

12 4.000 4.000 5.000 5.000 5.000 4.000 5.000 4.000 4.000 5.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000

13 5.000 5.000 5.000 5.000 4.000 5.000 5.000 5.000 5.000 4.000 4.000 4.000 3.000 5.000 4.000 4.000 5.000 5.000 4.000 4.000 5.000

14 4.000 4.000 4.000 4.000 4.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000

15 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 3.000 4.000 3.000 3.000 3.000 3.000 4.000 4.000 4.000 4.000 4.000

16 5.000 5.000 5.000 5.000 5.000 4.000 4.000 5.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 4.000 5.000 5.000

17 5.000 5.000 4.000 5.000 5.000 4.000 4.000 4.000 4.000 4.000 5.000 5.000 5.000 5.000 4.000 4.000 5.000 4.000 5.000 4.000 5.000

18 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 3.000 4.000 3.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000

19 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 3.000 4.000 4.000 4.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000

20 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000

21 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 5.000

22 3.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 3.000 3.000 3.000 2.000 2.000 2.000 4.000 4.000 4.000 4.000 4.000

23 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 5.000 5.000 5.000 4.000

24 4.000 4.000 4.000 3.000 4.000 4.000 4.000 3.000 3.000 3.000 3.000 4.000 3.000 4.000 4.000 4.000 3.000 3.000 3.000 3.000 4.000

25 4.000 5.000 4.000 5.000 3.000 3.000 3.000 3.000 3.000 4.000 3.000 3.000 3.000 3.000 4.000 5.000 4.000 4.000 4.000 4.000 4.000

26 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 5.000 4.000 5.000 5.000 5.000 5.000 4.000 4.000

27 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 4.000 5.000 4.000 5.000 4.000 4.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000

28 3.000 4.000 4.000 4.000 3.000 2.000 2.000 2.000 2.000 3.000 3.000 4.000 4.000 4.000 3.000 4.000 4.000 4.000 4.000 4.000 3.000

29 3.000 5.000 4.000 5.000 4.000 4.000 4.000 3.000 3.000 3.000 2.000 3.000 3.000 2.000 3.000 4.000 5.000 4.000 4.000 3.000 3.000

30 3.000 3.000 4.000 4.000 3.000 4.000 4.000 4.000 4.000 3.000 3.000 3.000 2.000 2.000 2.000 4.000 4.000 3.000 3.000 3.000 3.000

31 4.000 4.000 4.000 5.000 5.000 4.000 4.000 4.000 5.000 4.000 4.000 5.000 4.000 4.000 4.000 4.000 5.000 5.000 4.000 4.000 4.000

32 5.000 5.000 4.000 4.000 4.000 4.000 4.000 3.000 3.000 4.000 3.000 3.000 3.000 2.000 3.000 3.000 4.000 3.000 3.000 3.000 3.000

33 4.000 4.000 3.000 4.000 4.000 3.000 4.000 4.000 4.000 3.000 3.000 3.000 4.000 4.000 4.000 3.000 4.000 4.000 4.000 5.000 5.000

34 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 5.000 5.000 3.000 4.000 4.000 4.000 5.000 4.000 5.000 4.000 5.000

35 1.000 4.000 4.000 3.000 3.000 1.000 2.000 2.000 4.000 3.000 3.000 2.000 3.000 4.000 2.000 4.000 4.000 4.000 4.000 4.000 5.000

36 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 5.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000

37 4.000 4.000 3.000 4.000 4.000 4.000 4.000 4.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 4.000 4.000 4.000 4.000 4.000

38 4.000 4.000 5.000 4.000 3.000 5.000 4.000 5.000 4.000 5.000 3.000 4.000 4.000 3.000 4.000 5.000 4.000 5.000 4.000 5.000 5.000

39 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 3.000 4.000 4.000 4.000 4.000 4.000 3.000 4.000

40 5.000 5.000 5.000 5.000 5.000 3.000 4.000 4.000 3.000 4.000 4.000 4.000 4.000 4.000 4.000 3.000 4.000 4.000 4.000 3.000 3.000

41 4.000 4.000 5.000 5.000 4.000 5.000 5.000 5.000 5.000 5.000 3.000 4.000 3.000 3.000 3.000 5.000 5.000 5.000 5.000 4.000 5.000

42 4.000 5.000 5.000 4.000 5.000 5.000 5.000 4.000 4.000 4.000 4.000 4.000 5.000 4.000 4.000 4.000 5.000 4.000 4.000 4.000 4.000

43 2.000 3.000 2.000 2.000 3.000 2.000 3.000 3.000 2.000 2.000 4.000 2.000 2.000 3.000 2.000 3.000 3.000 2.000 2.000 2.000 2.000

44 4.000 3.000 4.000 4.000 5.000 3.000 5.000 3.000 3.000 4.000 3.000 4.000 3.000 3.000 4.000 3.000 4.000 3.000 4.000 4.000 4.000

45 3.000 2.000 2.000 2.000 2.000 3.000 2.000 3.000 3.000 3.000 2.000 2.000 2.000 2.000 3.000 2.000 2.000 3.000 2.000 2.000 2.000

46 5.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000

47 3.000 3.000 4.000 4.000 4.000 3.000 4.000 4.000 4.000 3.000 3.000 4.000 4.000 3.000 5.000 5.000 3.000 4.000 4.000 4.000 3.000

48 5.000 5.000 4.000 3.000 4.000 5.000 5.000 5.000 4.000 5.000 5.000 4.000 5.000 3.000 5.000 3.000 5.000 5.000 5.000 3.000 5.000

49 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000

50 4.000 4.000 4.000 4.000 4.000 5.000 5.000 5.000 3.000 5.000 3.000 4.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000

51 4.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 3.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 5.000 5.000

52 3.000 3.000 2.000 3.000 3.000 3.000 3.000 3.000 2.000 3.000 4.000 2.000 3.000 3.000 3.000 3.000 2.000 3.000 2.000 2.000 3.000

53 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 5.000 5.000 5.000 5.000 5.000

54 4.000 5.000 4.000 4.000 3.000 5.000 5.000 4.000 4.000 5.000 3.000 4.000 3.000 3.000 3.000 5.000 4.000 4.000 4.000 4.000 4.000

55 4.000 4.000 4.000 3.000 4.000 4.000 4.000 3.000 3.000 4.000 3.000 3.000 4.000 4.000 3.000 4.000 4.000 3.000 4.000 4.000 5.000

56 5.000 4.000 3.000 3.000 5.000 4.000 4.000 3.000 3.000 4.000 4.000 5.000 4.000 3.000 3.000 5.000 5.000 4.000 5.000 3.000 4.000

57 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 3.000 4.000 3.000 4.000 3.000 3.000

58 5.000 5.000 5.000 4.000 3.000 5.000 5.000 5.000 3.000 3.000 5.000 4.000 4.000 5.000 3.000 5.000 4.000 5.000 4.000 5.000 4.000

59 5.000 5.000 5.000 5.000 5.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 4.000 5.000 4.000 4.000 4.000 4.000

60 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 3.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000 5.000

61 5.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 4.000 5.000 4.000 5.000 4.000 4.000 3.000 5.000 5.000 5.000 5.000 5.000 5.000

62 5.000 5.000 5.000 5.000 5.000 4.000 4.000 5.000 5.000 5.000 4.000 4.000 4.000 5.000 5.000 5.000 5.000 5.000 5.000 4.000 5.000

MV Descriptives


Excess Kurtosis


ATT.1 4.161 4.000 1.000 5.000 0.919 1.140 -1.098 62.000

ATT.2 4.306 4.000 2.000 5.000 0.795 0.536 -1.014 62.000

ATT.3 4.242 4.000 2.000 5.000 0.836 1.125 -1.169 62.000

ATT.4 4.274 4.000 2.000 5.000 0.826 0.063 -0.911 62.000

ATT.5 4.242 4.000 2.000 5.000 0.836 -0.149 -0.830 62.000

BIOU.1 4.129 4.000 1.000 5.000 0.942 1.014 -1.097 62.000

BIOU.2 4.210 4.000 2.000 5.000 0.864 0.581 -1.043 62.000

BIOU.3 4.113 4.000 2.000 5.000 0.882 -0.440 -0.661 62.000

BIOU.4 3.968 4.000 2.000 5.000 0.861 -0.611 -0.403 62.000

BIOU.5 4.065 4.000 2.000 5.000 0.859 -0.798 -0.440 62.000

PEOU.1 3.645 4.000 2.000 5.000 0.805 -0.631 0.176 62.000

PEOU.2 3.919 4.000 2.000 5.000 0.903 -0.480 -0.510 62.000

PEOU.3 3.710 4.000 2.000 5.000 0.869 -0.654 -0.145 62.000

PEOU.4 3.774 4.000 2.000 5.000 0.923 -0.755 -0.284 62.000

PEOU.5 3.758 4.000 2.000 5.000 0.874 -0.612 -0.241 62.000

PEOU.6 4.000 4.000 2.000 5.000 0.842 -0.372 -0.498 62.000

PU.1 4.258 4.000 2.000 5.000 0.802 1.031 -1.088 62.000

PU.2 4.145 4.000 2.000 5.000 0.820 -0.284 -0.640 62.000

PU.3 4.177 4.000 2.000 5.000 0.833 0.861 -1.036 62.000

PU.4 4.016 4.000 2.000 5.000 0.871 -0.209 -0.633 62.000

PU.5 4.258 5.000 2.000 5.000 0.879 0.078 -0.978 62.000

Indicator Data (Standardized)


1 -0.175 -0.386 0.906 0.878 0.906 -0.137 0.915 1.006 0.037 -0.075 0.441 1.196 1.486 0.245 0.277 -

0.322 -

0.177 -

0.213 1.130 0.844

2 0.912 0.872 -0.289 0.878 0.906 0.925 0.915 1.006 1.199 -0.075 0.441 1.196 1.486 1.328 1.421 1.187 0.925 1.042 0.987 1.130 0.844

3 -0.175 -0.386 -0.289 -0.332 -0.289 -0.137 -0.243 -0.128 0.037 1.089 -0.801 0.089 -0.817 0.245 -0.867 -

0.322 -

0.177 -

0.213 -

0.019 -

0.294

4 -2.351 -2.901 -2.681 -1.542 -2.681 -2.261 -2.558 -2.396 -1.124 -2.404 -2.043 -2.125 -1.968 -1.922 -2.011 -2.374 -

2.816 -

2.616 -

2.613 -

2.316 -

2.570

5 -1.263 -1.644 -0.289 -1.542 -0.289 -0.137 -1.400 -0.128 0.037 -1.239 0.441 -1.018 -1.968 0.245 0.277 -

1.569 -

1.396 -

1.413 -

0.019 -

0.294

6 0.912 0.872 -0.289 0.878 0.906 0.925 0.915 1.006 1.199 1.089 1.683 1.196 1.486 1.328 1.421 1.187 0.925 1.042 0.987 1.130 0.844

7 -1.263 -0.386 -0.289 -0.332 -0.289 -0.137 -0.243 -0.128 0.037 -0.075 -0.801 -1.018 -0.817 -0.839 -0.867 -1.187 -

0.322 -

1.396 -

0.213 -

1.167 -

0.294

8 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 -1.239 1.683 1.196 1.486 1.328 1.421 1.187 0.925 1.042 0.987 1.130 0.844

9 -0.175 -0.386 0.906 -0.332 -0.289 0.925 -0.243 -0.128 0.037 1.089 -0.801 -1.018 -0.817 -0.839 -0.867 -1.187 -

0.322 -

0.177 -

0.213 -

0.019 0.844

10 0.912 0.872 -0.289 0.878 0.906 0.925 0.915 1.006 1.199 1.089 0.441 1.196 0.334 1.328 1.421 1.187 -

0.322 -

0.177 0.987

-0.019

0.844

11 0.912 0.872 0.906 0.878 0.906 -0.137 -0.243 1.006 1.199 1.089 0.441 1.196 1.486 1.328 0.277 0.925 1.042 0.987 1.130 0.844

12 -0.175 -0.386 0.906 0.878 0.906 -0.137 0.915 -0.128 0.037 1.089 0.441 0.089 0.334 0.245 0.277 -

0.322 -

0.177 -

0.213 -

0.019 0.844

13 0.912 0.872 0.906 0.878 -0.289 0.925 0.915 1.006 1.199 -0.075 0.441 0.089 -0.817 1.328 0.277 0.925 1.042 -

0.213 -

0.019 0.844

14 -0.175 -0.386 -0.289 -0.332 -0.289 -1.199 -1.400 -1.262 -1.124 -1.239 -0.801 -1.018 -0.817 -0.839 -0.867 -1.187 -

1.569 -

1.396 -

1.413 -

1.167 -

1.432

15 -0.175 -0.386 -0.289 -0.332 -0.289 -0.137 -0.243 -0.128 0.037 -0.075 -0.801 0.089 -0.817 -0.839 -0.867 -1.187 -

0.322 -

0.177 -

0.213 -

0.019 -

0.294

16 0.912 0.872 0.906 0.878 0.906 -0.137 -0.243 1.006 0.037 -0.075 0.441 0.089 0.334 0.245 0.277 -

0.322 1.042

-0.213

1.130 0.844

17 0.912 0.872 -0.289 0.878 0.906 -0.137 -0.243 -0.128 0.037 -0.075 1.683 1.196 1.486 1.328 0.277 0.925 -

0.177 0.987

-0.019

0.844

18 -0.175 -0.386 -0.289 -0.332 -0.289 -0.137 -0.243 -0.128 0.037 -0.075 -0.801 0.089 -0.817 0.245 0.277 -

0.322 -

0.177 -

0.213 -

0.019 -

0.294

19 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 -0.801 0.089 0.334 0.245 0.277 0.925 1.042 0.987 1.130 0.844

20 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 0.441 0.089 0.334 0.245 0.277 0.925 1.042 0.987 1.130 0.844

21 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 1.683 1.196 1.486 1.328 1.421 1.187 0.925 1.042 0.987 -

0.019 0.844

22 -1.263 -0.386 -0.289 -0.332 -0.289 -0.137 -0.243 -0.128 0.037 -0.075 -0.801 -1.018 -0.817 -1.922 -2.011 -2.374 -

0.322 -

0.177 -

0.213 -

0.019 -

0.294

23 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 0.037 -0.075 0.441 0.089 0.334 0.245 0.277 0.925 1.042 0.987 1.130 -

0.294

24 -0.175 -0.386 -0.289 -1.542 -0.289 -0.137 -0.243 -1.262 -1.124 -1.239 -0.801 0.089 -0.817 0.245 0.277 -

1.569 -

1.396 -

1.413 -

1.167 -

0.294

25 -0.175 0.872 -0.289 0.878 -1.485 -1.199 -1.400 -1.262 -1.124 -0.075 -0.801 -1.018 -0.817 -0.839 0.277 1.187 -

0.322 -

0.177 -

0.213 -

0.019 -

0.294

26 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 1.683 1.196 0.334 1.328 0.277 1.187 0.925 1.042 0.987 -

0.019 -

0.294

27 0.912 0.872 0.906 0.878 0.906 0.925 0.915 -0.128 0.037 1.089 0.441 1.196 0.334 0.245 0.277 0.925 1.042 0.987 1.130 0.844

28 -1.263 -0.386 -0.289 -0.332 -1.485 -2.261 -2.558 -2.396 -2.286 -1.239 -0.801 0.089 0.334 0.245 -0.867 -

0.322 -

0.177 -

0.213 -

0.019 -

1.432

29 -1.263 0.872 -0.289 0.878 -0.289 -0.137 -0.243 -1.262 -1.124 -1.239 -2.043 -1.018 -0.817 -1.922 -0.867 0.925 -

0.177 -

0.213 -

1.167 -

1.432

30 -1.263 -1.644 -0.289 -0.332 -1.485 -0.137 -0.243 -0.128 0.037 -1.239 -0.801 -1.018 -1.968 -1.922 -2.011 -

0.322 -

1.396 -

1.413 -

1.167 -

1.432

31 -0.175 -0.386 -0.289 0.878 0.906 -0.137 -0.243 -0.128 1.199 -0.075 0.441 1.196 0.334 0.245 0.277 0.925 1.042 -

0.213 -

0.019 -

0.294

32 0.912 0.872 -0.289 -0.332 -0.289 -0.137 -0.243 -1.262 -1.124 -0.075 -0.801 -1.018 -0.817 -1.922 -0.867 -1.187 -

0.322 -

1.396 -

1.413 -

1.167 -

1.432

33 -0.175 -0.386 -1.485 -0.332 -0.289 -1.199 -0.243 -0.128 0.037 -1.239 -0.801 -1.018 0.334 0.245 0.277 -1.187 -

0.322 -

0.177 -

0.213 1.130 0.844

34 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 -0.075 1.683 1.196 -0.817 0.245 0.277 0.925 -

0.177 0.987

-0.019

0.844

35 -3.439 -0.386 -0.289 -1.542 -1.485 -3.323 -2.558 -2.396 0.037 -1.239 -0.801 -2.125 -0.817 0.245 -2.011 -

0.322 -

0.177 -

0.213 -

0.019 0.844

36 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 0.441 1.196 0.334 0.245 1.421 1.187 0.925 1.042 0.987 1.130 0.844

37 -0.175 -0.386 -1.485 -0.332 -0.289 -0.137 -0.243 -0.128 -1.124 -1.239 -0.801 -1.018 -0.817 -0.839 -0.867 -1.187 -

0.322 -

0.177 -

0.213 -

0.019 -

0.294

38 -0.175 -0.386 0.906 -0.332 -1.485 0.925 -0.243 1.006 0.037 1.089 -0.801 0.089 0.334 -0.839 0.277 1.187 -

0.322 1.042

-0.213

1.130 0.844

39 -0.175 -0.386 -0.289 -0.332 -0.289 -0.137 -0.243 -0.128 0.037 -0.075 0.441 0.089 0.334 -0.839 0.277 -

0.322 -

0.177 -

0.213 -

1.167 -

0.294

40 0.912 0.872 0.906 0.878 0.906 -1.199 -0.243 -0.128 -1.124 -0.075 0.441 0.089 0.334 0.245 0.277 -1.187 -

0.322 -

0.177 -

0.213 -

1.167 -

1.432

41 -0.175 -0.386 0.906 0.878 -0.289 0.925 0.915 1.006 1.199 1.089 -0.801 0.089 -0.817 -0.839 -0.867 1.187 0.925 1.042 0.987 -

0.019 0.844

42 -0.175 0.872 0.906 -0.332 0.906 0.925 0.915 -0.128 0.037 -0.075 0.441 0.089 1.486 0.245 0.277 0.925 -

0.177 -

0.213 -

0.019 -

0.294

43 -2.351 -1.644 -2.681 -2.752 -1.485 -2.261 -1.400 -1.262 -2.286 -2.404 0.441 -2.125 -1.968 -0.839 -2.011 -1.187 -

1.569 -

2.616 -

2.613 -

2.316 -

2.570

44 -0.175 -1.644 -0.289 -0.332 0.906 -1.199 0.915 -1.262 -1.124 -0.075 -0.801 0.089 -0.817 -0.839 0.277 -1.187 -

0.322 -

1.396 -

0.213 -

0.019 -

0.294

45 -1.263 -2.901 -2.681 -2.752 -2.681 -1.199 -2.558 -1.262 -1.124 -1.239 -2.043 -2.125 -1.968 -1.922 -0.867 -2.374 -

2.816 -

1.396 -

2.613 -

2.316 -

2.570

46 0.912 -0.386 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 1.683 1.196 1.486 1.328 1.421 1.187 0.925 1.042 0.987 1.130 0.844

47 -1.263 -1.644 -0.289 -0.332 -0.289 -1.199 -0.243 -0.128 0.037 -1.239 -0.801 0.089 0.334 -0.839 1.421 1.187 -

1.569 -

0.177 -

0.213 -

0.019 -

1.432

48 0.912 0.872 -0.289 -1.542 -0.289 0.925 0.915 1.006 0.037 1.089 1.683 0.089 1.486 -0.839 1.421 -1.187 0.925 1.042 0.987 -

1.167 0.844

49 -0.175 -0.386 -0.289 -0.332 -0.289 -0.137 -0.243 -0.128 0.037 -0.075 0.441 0.089 0.334 1.328 0.277 -

0.322 -

0.177 -

0.213 -

0.019 0.844

50 -0.175 -0.386 -0.289 -0.332 -0.289 0.925 0.915 1.006 -1.124 1.089 -0.801 0.089 0.334 0.245 1.421 1.187 0.925 1.042 0.987 1.130 0.844

51 -0.175 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 -0.801 0.089 0.334 0.245 0.277 -

0.322 -

0.177 0.987 1.130 0.844

52 -1.263 -1.644 -2.681 -1.542 -1.485 -1.199 -1.400 -1.262 -2.286 -1.239 0.441 -2.125 -0.817 -0.839 -0.867 -1.187 -

2.816 -

1.396 -

2.613 -

2.316 -

1.432

53 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 1.683 1.196 1.486 1.328 1.421 0.925 1.042 0.987 1.130 0.844

54 -0.175 0.872 -0.289 -0.332 -1.485 0.925 0.915 -0.128 0.037 1.089 -0.801 0.089 -0.817 -0.839 -0.867 1.187 -

0.322 -

0.177 -

0.213 -

0.019 -

0.294

55 -0.175 -0.386 -0.289 -1.542 -0.289 -0.137 -0.243 -1.262 -1.124 -0.075 -0.801 -1.018 0.334 0.245 -0.867 -

0.322 -

1.396 -

0.213 -

0.019 0.844

56 0.912 -0.386 -1.485 -1.542 0.906 -0.137 -0.243 -1.262 -1.124 -0.075 0.441 1.196 0.334 -0.839 -0.867 1.187 0.925 -

0.177 0.987

-1.167

-0.294

57 -1.263 -1.644 -1.485 -1.542 -1.485 -1.199 -1.400 -1.262 -1.124 -1.239 -0.801 -1.018 -0.817 -0.839 -0.867 -1.187 -

0.322 -

1.396 -

0.213 -

1.167 -

1.432

58 0.912 0.872 0.906 -0.332 -1.485 0.925 0.915 1.006 -1.124 -1.239 1.683 0.089 0.334 1.328 -0.867 1.187 -

0.322 1.042

-0.213

1.130 -

0.294

59 0.912 0.872 0.906 0.878 0.906 -0.137 -0.243 -0.128 0.037 -0.075 0.441 0.089 0.334 0.245 0.277 0.925 - - - -

0.177 0.213 0.019 0.294

60 0.912 0.872 0.906 0.878 0.906 0.925 0.915 1.006 1.199 1.089 -0.801 1.196 1.486 1.328 1.421 1.187 0.925 1.042 0.987 1.130 0.844

61 0.912 0.872 0.906 0.878 0.906 0.925 0.915 -0.128 0.037 1.089 0.441 1.196 0.334 0.245 -0.867 1.187 0.925 1.042 0.987 1.130 0.844

62 0.912 0.872 0.906 0.878 0.906 -0.137 -0.243 1.006 1.199 1.089 0.441 0.089 0.334 1.328 1.421 1.187 0.925 1.042 0.987 -

0.019 0.844

Empirical Correlation Matrix


ATT.1 1.000 0.749 0.621 0.664 0.725 0.740 0.729 0.694 0.516 0.641 0.600 0.773 0.644 0.575 0.651 0.458 0.666 0.675 0.679 0.541 0.568

ATT.2 0.749 1.000 0.713 0.731 0.641 0.615 0.635 0.572 0.509 0.585 0.498 0.618 0.619 0.556 0.478 0.506 0.762 0.699 0.721 0.576 0.603

ATT.3 0.621 0.713 1.000 0.767 0.654 0.636 0.666 0.663 0.638 0.652 0.415 0.645 0.541 0.530 0.477 0.527 0.676 0.701 0.679 0.704 0.661

ATT.4 0.664 0.731 0.767 1.000 0.721 0.556 0.642 0.644 0.670 0.589 0.389 0.699 0.560 0.525 0.538 0.510 0.696 0.703 0.702 0.666 0.569

ATT.5 0.725 0.641 0.654 0.721 1.000 0.554 0.711 0.597 0.616 0.584 0.559 0.773 0.674 0.593 0.632 0.389 0.700 0.560 0.725 0.571 0.617

BIOU.1 0.740 0.615 0.636 0.556 0.554 1.000 0.859 0.818 0.642 0.708 0.443 0.657 0.480 0.405 0.528 0.508 0.639 0.665 0.649 0.568 0.623

BIOU.2 0.729 0.635 0.666 0.642 0.711 0.859 1.000 0.795 0.616 0.677 0.501 0.724 0.575 0.464 0.580 0.510 0.690 0.640 0.710 0.617 0.651

BIOU.3 0.694 0.572 0.663 0.644 0.597 0.818 0.795 1.000 0.770 0.651 0.556 0.659 0.569 0.566 0.663 0.499 0.597 0.758 0.675 0.670 0.670

BIOU.4 0.516 0.509 0.638 0.670 0.616 0.642 0.616 0.770 1.000 0.635 0.426 0.640 0.484 0.559 0.568 0.467 0.620 0.669 0.683 0.603 0.693

BIOU.5 0.641 0.585 0.652 0.589 0.584 0.708 0.677 0.651 0.635 1.000 0.313 0.630 0.522 0.405 0.515 0.468 0.631 0.674 0.728 0.559 0.705

PEOU.1 0.600 0.498 0.415 0.389 0.559 0.443 0.501 0.556 0.426 0.313 1.000 0.626 0.614 0.673 0.520 0.404 0.492 0.493 0.478 0.330 0.449

PEOU.2 0.773 0.618 0.645 0.699 0.773 0.657 0.724 0.659 0.640 0.630 0.626 1.000 0.751 0.674 0.690 0.657 0.719 0.713 0.790 0.637 0.615

PEOU.3 0.644 0.619 0.541 0.560 0.674 0.480 0.575 0.569 0.484 0.522 0.614 0.751 1.000 0.683 0.715 0.507 0.640 0.693 0.717 0.625 0.626

PEOU.4 0.575 0.556 0.530 0.525 0.593 0.405 0.464 0.566 0.559 0.405 0.673 0.674 0.683 1.000 0.652 0.581 0.514 0.597 0.597 0.627 0.648

PEOU.5 0.651 0.478 0.477 0.538 0.632 0.528 0.580 0.663 0.568 0.515 0.520 0.690 0.715 0.652 1.000 0.548 0.480 0.612 0.613 0.535 0.564

PEOU.6 0.458 0.506 0.527 0.510 0.389 0.508 0.510 0.499 0.467 0.468 0.404 0.657 0.507 0.581 0.548 1.000 0.549 0.630 0.620 0.572 0.523

PU.1 0.666 0.762 0.676 0.696 0.700 0.639 0.690 0.597 0.620 0.631 0.492 0.719 0.640 0.514 0.480 0.549 1.000 0.777 0.873 0.618 0.661

PU.2 0.675 0.699 0.701 0.703 0.560 0.665 0.640 0.758 0.669 0.674 0.493 0.713 0.693 0.597 0.612 0.630 0.777 1.000 0.812 0.765 0.709

PU.3 0.679 0.721 0.679 0.702 0.725 0.649 0.710 0.675 0.683 0.728 0.478 0.790 0.717 0.597 0.613 0.620 0.873 0.812 1.000 0.730 0.775

PU.4 0.541 0.576 0.704 0.666 0.571 0.568 0.617 0.670 0.603 0.559 0.330 0.637 0.625 0.627 0.535 0.572 0.618 0.765 0.730 1.000 0.775

PU.5 0.568 0.603 0.661 0.569 0.617 0.623 0.651 0.670 0.693 0.705 0.449 0.615 0.626 0.648 0.564 0.523 0.661 0.709 0.775 0.775 1.000

Model Implied Saturated Correlation Matrix


ATT.1 1.000 0.759 0.748 0.771 0.743 0.650 0.639 0.651 0.590 0.591 0.518 0.616 0.595 0.585 0.573 0.512 0.642 0.665 0.686 0.632 0.639

ATT.2 0.759 1.000 0.757 0.781 0.753 0.658 0.647 0.660 0.597 0.599 0.525 0.624 0.602 0.592 0.581 0.519 0.651 0.673 0.695 0.640 0.647

ATT.3 0.748 0.757 1.000 0.769 0.742 0.648 0.637 0.650 0.588 0.590 0.517 0.615 0.593 0.584 0.572 0.511 0.641 0.663 0.684 0.630 0.638

ATT.4 0.771 0.781 0.769 1.000 0.765 0.668 0.657 0.670 0.606 0.608 0.533 0.634 0.612 0.602 0.590 0.527 0.661 0.684 0.705 0.650 0.657

ATT.5 0.743 0.753 0.742 0.765 1.000 0.644 0.633 0.646 0.585 0.586 0.514 0.611 0.590 0.580 0.568 0.508 0.637 0.659 0.680 0.626 0.634

BIOU.1 0.650 0.658 0.648 0.668 0.644 1.000 0.824 0.841 0.761 0.763 0.509 0.605 0.584 0.574 0.563 0.503 0.672 0.696 0.718 0.661 0.669

BIOU.2 0.639 0.647 0.637 0.657 0.633 0.824 1.000 0.826 0.748 0.750 0.500 0.595 0.574 0.565 0.553 0.494 0.661 0.684 0.705 0.650 0.657

BIOU.3 0.651 0.660 0.650 0.670 0.646 0.841 0.826 1.000 0.763 0.765 0.510 0.607 0.585 0.576 0.564 0.504 0.674 0.697 0.719 0.663 0.670

BIOU.4 0.590 0.597 0.588 0.606 0.585 0.761 0.748 0.763 1.000 0.692 0.462 0.549 0.530 0.521 0.511 0.456 0.610 0.631 0.651 0.600 0.607

BIOU.5 0.591 0.599 0.590 0.608 0.586 0.763 0.750 0.765 0.692 1.000 0.463 0.551 0.531 0.523 0.512 0.457 0.612 0.633 0.653 0.602 0.608

PEOU.1 0.518 0.525 0.517 0.533 0.514 0.509 0.500 0.510 0.462 0.463 1.000 0.679 0.655 0.644 0.631 0.564 0.536 0.555 0.572 0.527 0.533

PEOU.2 0.616 0.624 0.615 0.634 0.611 0.605 0.595 0.607 0.549 0.551 0.679 1.000 0.779 0.766 0.751 0.671 0.638 0.660 0.681 0.627 0.634

PEOU.3 0.595 0.602 0.593 0.612 0.590 0.584 0.574 0.585 0.530 0.531 0.655 0.779 1.000 0.739 0.724 0.647 0.615 0.637 0.657 0.605 0.612

PEOU.4 0.585 0.592 0.584 0.602 0.580 0.574 0.565 0.576 0.521 0.523 0.644 0.766 0.739 1.000 0.713 0.636 0.605 0.627 0.646 0.595 0.602

PEOU.5 0.573 0.581 0.572 0.590 0.568 0.563 0.553 0.564 0.511 0.512 0.631 0.751 0.724 0.713 1.000 0.624 0.593 0.614 0.633 0.584 0.590

PEOU.6 0.512 0.519 0.511 0.527 0.508 0.503 0.494 0.504 0.456 0.457 0.564 0.671 0.647 0.636 0.624 1.000 0.530 0.548 0.566 0.521 0.527

PU.1 0.642 0.651 0.641 0.661 0.637 0.672 0.661 0.674 0.610 0.612 0.536 0.638 0.615 0.605 0.593 0.530 1.000 0.801 0.826 0.761 0.770

PU.2 0.665 0.673 0.663 0.684 0.659 0.696 0.684 0.697 0.631 0.633 0.555 0.660 0.637 0.627 0.614 0.548 0.801 1.000 0.855 0.788 0.797

PU.3 0.686 0.695 0.684 0.705 0.680 0.718 0.705 0.719 0.651 0.653 0.572 0.681 0.657 0.646 0.633 0.566 0.826 0.855 1.000 0.813 0.822

PU.4 0.632 0.640 0.630 0.650 0.626 0.661 0.650 0.663 0.600 0.602 0.527 0.627 0.605 0.595 0.584 0.521 0.761 0.788 0.813 1.000 0.757

PU.5 0.639 0.647 0.638 0.657 0.634 0.669 0.657 0.670 0.607 0.608 0.533 0.634 0.612 0.602 0.590 0.527 0.770 0.797 0.822 0.757 1.000

Model Implied Estimated Correlation Matrix


ATT.1 1.000 0.759 0.748 0.771 0.743 0.574 0.564 0.576 0.521 0.522 0.518 0.616 0.595 0.585 0.573 0.512 0.487 0.504 0.520 0.479 0.485

ATT.2 0.759 1.000 0.757 0.781 0.753 0.581 0.571 0.583 0.528 0.529 0.525 0.624 0.602 0.592 0.581 0.519 0.493 0.510 0.527 0.485 0.491

ATT.3 0.748 0.757 1.000 0.769 0.742 0.573 0.563 0.574 0.520 0.521 0.517 0.615 0.593 0.584 0.572 0.511 0.486 0.503 0.519 0.478 0.483

ATT.4 0.771 0.781 0.769 1.000 0.765 0.591 0.580 0.592 0.536 0.537 0.533 0.634 0.612 0.602 0.590 0.527 0.501 0.519 0.535 0.493 0.498

ATT.5 0.743 0.753 0.742 0.765 1.000 0.569 0.560 0.571 0.517 0.518 0.514 0.611 0.590 0.580 0.568 0.508 0.483 0.500 0.516 0.475 0.480

BIOU.1 0.574 0.581 0.573 0.591 0.569 1.000 0.764 0.780 0.706 0.708 0.509 0.605 0.584 0.574 0.563 0.503 0.610 0.631 0.651 0.600 0.606

BIOU.2 0.564 0.571 0.563 0.580 0.560 0.764 1.000 0.766 0.694 0.696 0.500 0.595 0.574 0.565 0.553 0.494 0.599 0.620 0.640 0.589 0.596

BIOU.3 0.576 0.583 0.574 0.592 0.571 0.780 0.766 1.000 0.707 0.709 0.510 0.607 0.585 0.576 0.564 0.504 0.611 0.633 0.653 0.601 0.608

BIOU.4 0.521 0.528 0.520 0.536 0.517 0.706 0.694 0.707 1.000 0.642 0.462 0.549 0.530 0.521 0.511 0.456 0.553 0.573 0.591 0.544 0.550

BIOU.5 0.522 0.529 0.521 0.537 0.518 0.708 0.696 0.709 0.642 1.000 0.463 0.551 0.531 0.523 0.512 0.457 0.555 0.574 0.592 0.546 0.552

PEOU.1 0.518 0.525 0.517 0.533 0.514 0.509 0.500 0.510 0.462 0.463 1.000 0.679 0.655 0.644 0.631 0.564 0.536 0.555 0.572 0.527 0.533

PEOU.2 0.616 0.624 0.615 0.634 0.611 0.605 0.595 0.607 0.549 0.551 0.679 1.000 0.779 0.766 0.751 0.671 0.638 0.660 0.681 0.627 0.634

PEOU.3 0.595 0.602 0.593 0.612 0.590 0.584 0.574 0.585 0.530 0.531 0.655 0.779 1.000 0.739 0.724 0.647 0.615 0.637 0.657 0.605 0.612

PEOU.4 0.585 0.592 0.584 0.602 0.580 0.574 0.565 0.576 0.521 0.523 0.644 0.766 0.739 1.000 0.713 0.636 0.605 0.627 0.646 0.595 0.602

PEOU.5 0.573 0.581 0.572 0.590 0.568 0.563 0.553 0.564 0.511 0.512 0.631 0.751 0.724 0.713 1.000 0.624 0.593 0.614 0.633 0.584 0.590

PEOU.6 0.512 0.519 0.511 0.527 0.508 0.503 0.494 0.504 0.456 0.457 0.564 0.671 0.647 0.636 0.624 1.000 0.530 0.548 0.566 0.521 0.527

PU.1 0.487 0.493 0.486 0.501 0.483 0.610 0.599 0.611 0.553 0.555 0.536 0.638 0.615 0.605 0.593 0.530 1.000 0.801 0.826 0.761 0.770

PU.2 0.504 0.510 0.503 0.519 0.500 0.631 0.620 0.633 0.573 0.574 0.555 0.660 0.637 0.627 0.614 0.548 0.801 1.000 0.855 0.788 0.797

PU.3 0.520 0.527 0.519 0.535 0.516 0.651 0.640 0.653 0.591 0.592 0.572 0.681 0.657 0.646 0.633 0.566 0.826 0.855 1.000 0.813 0.822

PU.4 0.479 0.485 0.478 0.493 0.475 0.600 0.589 0.601 0.544 0.546 0.527 0.627 0.605 0.595 0.584 0.521 0.761 0.788 0.813 1.000 0.757

PU.5 0.485 0.491 0.483 0.498 0.480 0.606 0.596 0.608 0.550 0.552 0.533 0.634 0.612 0.602 0.590 0.527 0.770 0.797 0.822 0.757 1.000

Empirical Covariance Matrix


ATT.1 0.845 0.547 0.477 0.504 0.558 0.640 0.579 0.562 0.408 0.506 0.444 0.642 0.515 0.488 0.523 0.355 0.491 0.509 0.520 0.433 0.458

ATT.2 0.547 0.632 0.474 0.480 0.426 0.460 0.436 0.401 0.349 0.400 0.318 0.444 0.428 0.408 0.332 0.339 0.485 0.456 0.478 0.398 0.421

ATT.3 0.477 0.474 0.700 0.530 0.458 0.501 0.482 0.489 0.459 0.468 0.279 0.487 0.393 0.409 0.349 0.371 0.454 0.481 0.473 0.512 0.486

ATT.4 0.504 0.480 0.530 0.683 0.498 0.432 0.459 0.469 0.477 0.418 0.259 0.522 0.402 0.401 0.389 0.355 0.461 0.476 0.484 0.479 0.413

ATT.5 0.558 0.426 0.458 0.498 0.700 0.437 0.514 0.440 0.443 0.420 0.376 0.584 0.490 0.458 0.462 0.274 0.470 0.384 0.505 0.415 0.454

BIOU.1 0.640 0.460 0.501 0.432 0.437 0.887 0.699 0.679 0.520 0.572 0.336 0.559 0.392 0.352 0.434 0.403 0.483 0.514 0.509 0.466 0.515

BIOU.2 0.579 0.436 0.482 0.459 0.514 0.699 0.746 0.605 0.458 0.503 0.349 0.565 0.432 0.370 0.438 0.371 0.478 0.453 0.511 0.464 0.494

BIOU.3 0.562 0.401 0.489 0.469 0.440 0.679 0.605 0.778 0.584 0.493 0.395 0.525 0.436 0.461 0.511 0.371 0.422 0.548 0.496 0.514 0.519

BIOU.4 0.408 0.349 0.459 0.477 0.443 0.520 0.458 0.584 0.741 0.470 0.295 0.497 0.362 0.444 0.428 0.339 0.428 0.472 0.490 0.452 0.524

BIOU.5 0.506 0.400 0.468 0.418 0.420 0.572 0.503 0.493 0.470 0.738 0.216 0.489 0.390 0.321 0.387 0.339 0.435 0.475 0.521 0.418 0.532

PEOU.1 0.444 0.318 0.279 0.259 0.376 0.336 0.349 0.395 0.295 0.216 0.648 0.455 0.429 0.501 0.366 0.274 0.317 0.326 0.321 0.232 0.317

PEOU.2 0.642 0.444 0.487 0.522 0.584 0.559 0.565 0.525 0.497 0.489 0.455 0.816 0.589 0.562 0.545 0.500 0.521 0.528 0.595 0.501 0.489

PEOU.3 0.515 0.428 0.393 0.402 0.490 0.392 0.432 0.436 0.362 0.390 0.429 0.589 0.754 0.547 0.543 0.371 0.446 0.494 0.519 0.472 0.478

PEOU.4 0.488 0.408 0.409 0.401 0.458 0.352 0.370 0.461 0.444 0.321 0.501 0.562 0.547 0.852 0.526 0.452 0.381 0.452 0.459 0.504 0.526

PEOU.5 0.523 0.332 0.349 0.389 0.462 0.434 0.438 0.511 0.428 0.387 0.366 0.545 0.543 0.526 0.764 0.403 0.337 0.438 0.446 0.407 0.433

PEOU.6 0.355 0.339 0.371 0.355 0.274 0.403 0.371 0.371 0.339 0.339 0.274 0.500 0.371 0.452 0.403 0.710 0.371 0.435 0.435 0.419 0.387

PU.1 0.491 0.485 0.454 0.461 0.470 0.483 0.478 0.422 0.428 0.435 0.317 0.521 0.446 0.381 0.337 0.371 0.643 0.511 0.583 0.431 0.466

PU.2 0.509 0.456 0.481 0.476 0.384 0.514 0.453 0.548 0.472 0.475 0.326 0.528 0.494 0.452 0.438 0.435 0.511 0.672 0.555 0.546 0.511

PU.3 0.520 0.478 0.473 0.484 0.505 0.509 0.511 0.496 0.490 0.521 0.321 0.595 0.519 0.459 0.446 0.435 0.583 0.555 0.694 0.529 0.567

PU.4 0.433 0.398 0.512 0.479 0.415 0.466 0.464 0.514 0.452 0.418 0.232 0.501 0.472 0.504 0.407 0.419 0.431 0.546 0.529 0.758 0.593

PU.5 0.458 0.421 0.486 0.413 0.454 0.515 0.494 0.519 0.524 0.532 0.317 0.489 0.478 0.526 0.433 0.387 0.466 0.511 0.567 0.593 0.772

SmartPLS Report Please cite the use of SmartPLS: Ringle, C. M., Wende, S., and Becker, J.-M. 2015. "SmartPLS 3." Boenningstedt: SmartPLS GmbH, http://www.smartpls.com.

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please cite the use of smartpls: ringle, c. m., wende, s

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