please read this document carefully before agreeing … · 1. account opening form part i - kyc...

PLEASEREADTHISDOCUMENTCAREFULLYBEFOREAGREEINGTOITSCONTENTSANDENSUREALLTHEDETAILSPROVIDEDARECORRECT.

LoginID CRN

DepositoryService CDSL NSDL

1 2083300

ForAccountOpeningTeamPurpose

ProcessEmployeeCode&NameProcessEmployeeCode&Name

Pre-AuditMaker DateEntryMaker

Pre-AuditChecker DateEntryChecker

NSDL-ClientID

CDSL-ClientID IN304158

1

INDEX OF DOCUMENTS

Sr. No. Brief Signifcance of the Document Page Nos.

SECTION-A - MANDATORY DOCUMENTS AS PRESCRIBED BY SEBI AND EXCHANGES

5-12

Name of the Document

1. AccountOpeningForm Part I - KYC form - Document captures the basic information about theconstituentandtheinstructionandguidelines.

13-14

16

9.

5.

6.

RiskDisclosureDocument(RDD)7.

8. Guidancenote

PoliciesandProcedures

Included

inClien

tCopy

DocumentstatingtheRights&Obligationsofstockbroker/tradingmember,sub-brokerandclientfortradingonexchanges(includingadditionalrights&obligationsincaseofinternet/wirelesstechnologybasedtrading).

Rights andObligations of Beneficial Owner andDepository Participant asprescribedbySEBIandDepositories.

Rights&ObligationsofStockBrokers,Sub-Broker&Clients

Rights&ObligationsofBeneficialOwner&DepositoryParticipant

Documentdetailingdo’sanddon’tsfortradingonexchange,fortheeducationoftheinvestors.

Documents describing significant policies and procedures of IIFL WealthManagementLimited(IIFLW)relatedtoTradingAccountoftheclient.

193. Tariffsheet Documentdetailingtherate/amountofbrokerageandotherchargesleviedontheclientfortradinganddemataccount.

21

1.

23-262. PowerofAttorney

30-32

FamilyDeclaration AuthorizationForReceivingCommunicationOnCommonMobileNo.And

EmailAddressForTradingAndDematAccount22

3. AuthorisationLetter/StandingInstructions

4. Terms&ConditionsForDistributionof

Securities

A.AvailingMutualFundServiceSystem(MFSS)facility/BSEStARMUTUALFUND(hereinafterjointlyreferredto“MutualFundTransactionFacilities”)B.Authorization for Systematic Investment in Mutual Fund /Securities C.RunningAccountAuthorisationD.AuthorisationforReceiptofContractNotesandOther documents inDigitalModeE.Authorisation forOnlineTradingSoftwarePassword.F.Authorisationfortemproraryinvestmentofidlefunds.

Terms&ConditionsforDistributionofSecurities

VoluntaryandLimitedpurposePOAforoperationalrequirements.

ClientDeclaration/Consent

NominationFormforappointinganomineefortheclient’saccount.

PartII-Documentcapturestheadditionalinformationabouttheconstituent.

Documentdetailingrisksassociatedwithdealinginthesecuritiesmarket.

2. 17-18RiskProfiler RiskProfilingoftheclient

27-29

5. 34

Acknowledgement ClientAcknowledgementCopy

4. Declaration/Consent

SECTION-B - VOLUNTARY DOCUMENTS - AS PROVIDED BY STOCK BROKER/ DEPOSITORY PARTICIPANT / DISTRIBUTOR

Foranygrievance/disputepleasecontactstockbrokerIIFLWealthManagementLimitedattheaboveaddressoremailid-IG@iiflw.comandPhoneno.91-2239585600.Incasenotsatisfiedwiththeresponse,pleasecontacttheconcernedexchange(s)[email protected]/[email protected]/02261363100.

1. SelfattestedcopyofPANcard ismandatory forallclients, includingPromoters/Partners/Karta/Trusteesandwhole timedirectorsandpersonsauthorizedtodealinsecuritiesonbehalfofcompany/firm/others.

2. KYCnumberofapplicantismandatoryforupdate/changeofKYCdetails.3. Forparticularsectionupdate,pleasetick(P)intheboxavailablebeforethesectionnumberandstrikeoffthesectionsnotrequiredtobe

updated.4. Copies of all documents that are submitted need to be compulsorily self-attested by the applicant and accompanied by originals for

verification.Incasetheoriginalofanydocumentisnotproducedforverification,thenthecopiesshouldbeproperlyattestedbyentitiesauthorizedforattestingthedocuments,asperthelistmentionedunder[I].

5. Ifanyproofofidentityoraddressisinaforeignlanguage,thentranslationintoEnglishisrequired.6. Name&addressoftheapplicantmentionedontheK)/Cform,shouldmatchwiththedocumentaryproofsubmitted.7. Ifcorrespondence&permanentaddressesaredifferent,thenproofsforbothhavetobesubmitted.8. Soleproprietormustmaketheapplicationinhisindividualname&capacity.9. Fornon-residentsandforeignnationals,(allowedtotradesubjecttoRBIandFEMAguidelines),copyofpassport/andoverseasaddressproof

ismandatory.10. IncaseofMerchantNavyNRl‘s,MarinersdeclarationorcertifiedcopyofCDC(ContinuousDischargeCertificate)istobesubmitted.11. ForopeninganaccountwithDepositoryparticipantorMutualFund,foraminor,photocopyoftheSchoolLeavingCertificate/Marksheet

issuedbyHigherSecondaryBoard/PassportofMinor/BirthCertificatemustbeprovided.12. Forforeignentities,CINisoptional;andintheabsenceofDINno.forthedirectors,theirpassportcopyshouldbegiven.B. Clarification/Guidelinesonfilling‘IdentityDetails’section 1. Name:PleasestatethenamewithPrefix(Mr/Mrs/Ms/Dr/etc.).ThenameshouldmatchthenameasmentionedintheProofofIdentity

submittedfailingwhichtheapplicationisliabletoberejected. 2. Eitherfather'snameorspouse‘snameistobemandatorilyfurnished.IncasePANisnotavailablefather’snameismandatory.C. Clarification/Guidelinesonfillingdetailsifapplicantresidencefortaxpurposesinjurisdiction(s)outsideIndia 1. TaxidentificationNumber(TIN):TINneednotbereportedifithasnotbeenissuedbythejurisdiction,However,ifthesaidjurisdictionhas

issuedahighintegritynumberwithanequivalentlevelofidentification(a“Functionalequivalent"),thesamemaybereported.Examplesofthattypeofnumberforindividualinclude,asocialsecurity/insurancenumber,citizen/personalidentification/senricescode/number,andresidentregistrationnumber)

D. ClarificationIGuidelinesonfilling‘ProofofIdentity[Pol]’section.ifPANCardcopyisnotenclosed/ForPANexemptInvestors 1. Ifdrivinglicensenumberorpassportisprovidedasproofofidentitythenexpirydateistobemandatorilyfurnished. 2. Mentionidentification/referencenumberif‘Z—Others(anydocumentnotifiedbythecentralgovernment)’isticked. 3. Othersincludes—Utilitybillwhichisnotmorethantwomonthsoldofanysen/iceprovider(electricity,telephone,post-paidmobilephone,

pipedgas,waterbill);BankaccountorPostOfficesavingsbankaccountstatement;DocumentsissuedbyGovernmentdepartmentsofforeignjurisdictionsandletterissuedbyForeignEmbassyorMissioninIndia;Identitycardwithapplicant'sphotographandaddressissuedbyanyofthefollowing:CentrallStateGovernmentDepartments,Statutory/RegulatoryAuthorities,PublicSectorUndertakings,ScheduledCommercialBanks,PublicFinancial Institutions,Collegesaffiliated toUniversities,ProfessionalBodiessuchas ICAI, ICWAI, ICSI,BarCouncil,etc.,totheirMembers;andCreditcards/DebitcardsissuedbyBanks.

4.Proof of address issued by any of the following: BankManagers of Scheduled Commercial Banks / Scheduled Co-Operative Bank /MultinationalForeignBanks/GazettedOfficer/Notarypublic /Elected representatives to theLegislativeAssembly/Parliament/DocumentsissuedbyanyGovt.orStatutoryAuthority.

5.ForFPI,PowerofAttorneygivenbyFPItotheCustodians(whicharedulynotarizedand/orapostiledorconsularised)thatgivestheregisteredaddressshouldbetaken.

6.Theproofofaddressinthenameofthespousemaybeaccepted. 7. POA for Resident Individual Constituent opting for only Equity Segment under Saral KYC Form would be obtained vide SEBI

CIR/MIRSD/1/2015datedMarch04,2015.E. Clarification/Guidelinesonfilling‘ProofofAddress[PoA]section 1. PoAtobesubmittedonlyifthesubmittedPoldoesnothaveanaddressoraddressasperPolisinvalidornotinforce. 2. State/U.TCodeandPin/PostCodewillnotbemandatoryforOverseasaddresses. 3. Othersincludes—Utilitybillwhichisnotmorethantwomonthsoldofanysen/iceprovider(electricity,telephone,post-paidmobilephone,

pipedgas,waterbill);BankaccountorPostOfficesavingsbankaccountstatement;DocumentsissuedbyGovernmentdepartmentsofforeignjurisdictionsandletterissuedbyForeignEmbassyorMissioninIndia;Identitycardwithapplicant'sphotographandaddressissuedbyanyofthefollowing:CentrallStateGovernmentDepartments,Statutory/RegulatoryAuthorities,PublicSectorUndertakings,ScheduledCommercialBanks,PublicFinancial Institutions,Collegesaffiliated toUniversities,ProfessionalBodiessuchas ICAI, ICWAI, ICSI,BarCouncil,etc.,totheirMembers;andCreditcards/DebitcardsissuedbyBanks.

4.Proof of address issued by any of the following: BankManagers of Scheduled Commercial Banks / Scheduled Co-Operative Bank /MultinationalForeignBanks/GazettedOfficer/Notarypublic /Elected representatives to theLegislativeAssembly/Parliament/DocumentsissuedbyanyGovt.orStatutoryAuthority.

5.ForFPI,PowerofAttorneygivenbyFPItotheCustodians(whicharedulynotarizedand/orapostiledorconsularised)thatgivestheregisteredaddressshouldbetaken.

6.Theproofofaddressinthenameofthespousemaybeaccepted. 7. POA for Resident Individual Constituent opting for only Equity Segment under Saral KYC Form would be obtained vide SEBI

CIR/MIRSD/1/2015datedMarch04,2015.F. ClarificationIGuidelinesonfilling‘Contactdetails’section 1. Pleasementiontwo-digitcountrycodeand10dlgitmobilenumber(e.g.forIndianmobilenumbermention91-9999999999). 2. Donotadd‘O’inthebeginningofMobilenumber.G. ClarificationIGuidelinesonfilling‘RelatedPersondetails-ProofofIdentity[Pol]ofRelatedPerson’section 1. Mentionidentification/referencenumberif‘Z-Others(anydocumentnotifiedbythecentralgovernment)‘isticked.H. ForreceivingstatementofaccountinelectronicForm: I. ClientmustensuretheconfidentialityofthepasswordoftheEmailaccount/Mobile. II.ClientmustpromptlyinformIIFLWealthManagementLtd.(IIFLW)iftheemailaddresshaschanged. III.Clientmayopttoterminatethisfacilitybygiving10dayspriornotice.SimilarlyIIFLWealthManagementLtd.mayalsoterminatethisfacility

bygiving7dayspriornoticeI. Strikeofwhicheverisnotapplicable.

Instructions/Guidelines for filling KYC Application FormA. General Instructions

2

NOTES

OTHER INFORMATION ABOUT IIFLW

1.HDFCBANK 2.ICICIBANK

4.CITIBANKN.A 6.YESBANK

LIST OF DESIGNATED DEPOSITORY PARTICIPANTS

LIST OF DESIGNATED BANKS

3.AXISBANK

5.BANKOFBARODA

1. IIFL Wealth Management Ltd.

NOTE:IIFLWreservestherighttomakeanymodifcations

intheabovelists.

We refer to circular no. SEBI / MRD / SE / Cir.42 / 2003 dated19/11/2003 issued by Securities and Exchange Board of India inconnectionwiththeaboveandintermsofthesaidcircularwedisclosethat we have undertaken proprietary trading, arbitrage as well asinvestment business on our account in addition to Client basedbusiness.

TO CLIENT:

DISCLOSURE OF PROPRIETARY TRADING BY BROKER

1. Additionaldocumentsincaseoftradinginderivativessegments-illustrativelist:(anyoneofbelow)

CopyofAnnualAccounts

Networthcertifcate

Bankaccountstatementforlast6months

Selfdeclarationwithrelevantsupportingdocuments.

CopyofITRAcknowledgement

Incaseofsalaryincome-SalarySlip,

CopyofForm16

Copyofdemataccountholdingstatement.

Anyotherrelevantdocumentssubstantiating

ownershipofassets.

*Inrespectofotherclients,documentsasperriskmanagementpolicyofthestockbrokerneedtobeprovidedbytheclientfromtimetotime.2. Copyofcancelledchequeleaf/passbook/bankstatementspecifyingnameoftheconstituent,MICRCodeor/andIFSCCodeofthebank

shouldbesubmitted.

3. DematmasterorrecentholdingstatementissuedbyDPbearingnameoftheclient.

4. Forindividuals:

a. Stockbrokerhasanoptionofdoing‘in-person’verificationthroughwebcameraatthebranchofficeofthestockbroker/sub-broker’soffice.

b. Incaseofnon-residentclients,employeesatthestockbroker’slocaloffice,overseascandoin-person’verification.Further,consideringthe infeasibilityof carryingout ‘In-person’verificationof thenon-residentclientsby thestockbroker’s staff, attestationofKYCdocumentsbyNotaryPublic,Court,Magistrate,Judge,LocalBanker,IndianEmbassy/ConsulateGeneralinthecountrywheretheclientresidesmaybepermitted.

5. Allcommunicationshallbesentatthecorrespondenceaddress/mobilenumber/e-mailIDoftheSole/FirstHolderonly.

6. Thumb impressions and signature other than English orHindi or any of the other language not contain in the 8th Schedule of theConstitutionofIndiamustbeattestedbyaMagistrateoraNotaryPublicoraSpecialExecutiveMagistrate.

7. Minor:Tradinga/ccannotbeopenedinnameofMinor;Demata/c-Jointa/csnotpermittedwithminor;PANandProofofaddressofbothMinorandGuardiantobesubmitted

8. CurrencyDerivativeSegment:NRIcannotdealinCurrencyDerivativeSegment.

9. Tradinga/ccannotbeopenedinjointnames.

10. Allcorrectionsontheformshouldbecountersignedwithfullsignature.Whiteinkisnotallowedeitherinformorauthorization.

11. IncaseofanemployeeofanotherMemberBroker,NOCfromemployerisrequired.

Pleasenotethatthemodeofpaymentshouldbeonlybywayofaccountpayeecrossedcheques/Demanddraft in favourof“IIFLWealthManagementLtd.-(Client’sLoginid)”.Nocashreceiptspaymentswillbeentertainedforanytransactionsmadebytheclient.IIFLWwillnotberesponsibleforanykindofclaimsraisedbytheclientsregardingpaymentmadeincash.MobilenumberiscompulsoryforopeningofDemat/TradingaccountwithIIFLW.Incaseofchangeinmobilenumberanytimeafteropeningofthisaccount,forpostpaidconnectionitismandatorytosubmitthephotocopyofthelatest/last2monthsmobilebillandforprepaidconnectionclientmustpersonallyvisitthebranch/FAN’salongwiththeirIDproof(eg.PANCard/DrivingLicence/Passport/ElectionVoterID)andgetthesameverified.

3

IntentionallyLeftBlank

5

CKYCNumber

PROOFS SUBMITTED FOR IDENTITY & ADDRESS

PassportExpiryDate

PANNumber(mandatory)

AadhaarCard(mandatory)

PassportNumber

(SelfCertifiedcopyofanyoneoftheabovementionedneedstobesubmittedtwowordsIdentity&Addressproofseparately)

3.

TYPE OF ACCOUNT (FOR DEMAT - STATUS / SUB - STATUS)

NRI-RepatriableOrdinaryResident Director Margin PromoterNRI-NonRepatriable

4.

1. PERSONAL DETAILS

Married Unmarried Others

IN-Indian Others-Country_______________CountryCode

Male Female Transgender

SelfEmployed Retired Housewife Student Business NotCategorised

Name(sameasIDproof)

MaritalS tatus

Citizenship

ForeignNational PersonofIndianOriginResidentResidentialStatus

DateofBirth

Maiden Name(Ifany)

Father/SpouseName

MotherName

Gender

OccupationType Service

PrivateSector PublicSector ProfessionalGovernmentSector Others

Pleasetick,ifapplicable PoliticallyExposedPerson(PEP) NA

Whetheryouwishtoavailtheinternettradingfacility Yes No

NonResident

MiddleName LastNameFirstNamePrefix

RelatedtoaPoliticallyExposedPerson(PEP)

123

PleaseaffixtherecentpassportsizePhotographand

signacrossit

2. ADDRESS DETAILS

2.1 CURRENT / PERMANENT / OVERSEAS ADDRESS DETAILS

AddressType

Country

Residential/Business Residential Business RegisteredOffice Unspecified

CountryCode asperISO3166

State/UTCode

City/Town/Village

Zip/PostCode asperIndianMotorVehicleAct,1988District

Line1

Line2

Line3

State/UT

2.2 CORRESPONDENCE / LOCAL ADDRESS DETAILS

AddressType Residential/Business Residential Business RegisteredOffice Unspecified

Country CountryCode asperISO3166

State/UTCode

City/Town/Village


Line1

Line2

Line3

State/UT

PART- I - KYC AND ACCOUNT OPENING FORM - FOR INDIVIDUAL - 1st / First Holder

I/Weherebyprovidemy/ourconsentinaccordancewithAadhaarAct,2016andregulationsmadethereunder,for(i)collecting,storingandusage(ii)validating/authenticatingand(ii)updatingmy/ourAadhaarnumber(s)inaccordancewiththeAadhaarAct,2016(andregulationsmadethereunder)andPMLA.

6

[Signature/ThumbImpression]

223

stSignature/ThumbImpressionof1 Applicant

Date

Place

a)IncomeRangeperannum

b)NetworthRs.____________ason(Networthshouldnotbeolderthanoneyear)

BelowRs.1,00,000

Rs.1,00,001toRs.5,00,000 Rs.5,00,001toRs.10,00,000

D DM M Y Y Y Y

Rs.10,00,001toRs.25,00,000MorethanRs.25,00,001OR

7. GROSS ANNUAL INCOME

CountryofBirth

AddressinthejurisdictionwhereapplicantisresidentoutsideIndiaforTaxpurpose

CountryofJurisdictionofResidence

TaxIdentificationNumberorequivalent(Ifissuedbyjurisdiction)

Place/CityofBirth CountryCode asperISO3166

CountryCodeofJurisdictionofResidence

City/Town/Village

Zip/PostCode

Line1Line2

Line3

DistrictState/UT Country

State/UTCode asperIndianMotorVehicleAct,1988

asperISO3166


8.

6. CONTACT DETAILS

9. APPLICANT DECLARATION

I/Weacknowledgeandconfirmthattheinformationprovidedaboveistrueandcorrecttothebestofmy/ourknowledgeandbelief.Incaseanyoftheabovespecifiedinformationisfoundtobefalseoruntrueormisleadingormisrepresenting,I/Weam/areawarethatI/WemaybeliableforitI/WeherebyauthorizeIIFLWealthManagementLimitedtodisclose,share,remitinanyform,modeormanner,all/anyoftheinformationprovidedbyme/us,includingallchanges,updatestosuchinformationasandwhenprovidedbyme/ustoassociatesofIIFLGroup,issuers,brokers,banksandother relevantparties ('theAuthorizedParties')or any Indianor foreigngovernmentalor statutoryor judicialauthorities/agenciesincludingbutnotlimitedtotheFinancialIntelligenceUnit-India(FIU-IND),thetax/revenueauthoritiesinIndiaoroutsideIndiawherever it is legally requiredandother investigationagencieswithoutanyobligationofadvisingme/usof thesame,Further, I/WeauthorizetosharethegiveninformationtootherAuthorisedPartiestofacilitatesinglesubmission/updation&forotherrelevantpurposes,I/Wealsoundertaketokeepyouinformedinwritingaboutanychanges/modificationtotheaboveinformationinfuturepromptly,i.e.,within30daysandalsoundertaketoprovideanyotheradditionalinformationasmayberequiredatyourend, Asmayberequiredbydomesticoroverseasregulators/taxauthorities,I/WeauthorizetheAuthorisedPartiestowithholdandpayoutanysumsfromyouraccountorcloseorsuspendyouraccount(s)withoutanyobligationofadvisingmeofthesame.I/Weherebyauthoriseyoutokindlyupdate/modifyKRA/CKYCbasisthedocumentssubmittedandalsotoupdatetheaccountdetailsbasisanychangesdoneonKRA/CKYC.

I/Weherebyprovidemy/ourconsentinaccordancewithAadhaarAct,2016andregulationsmadethereunder,for(i)collecting,storingandusage(ii)validating/authenticatingand(ii)updatingmy/ourAadhaarnumber(s)inaccordancewiththeAadhaarAct,2016(andregulationsmadethereunder)andPMLA.IherebydeclarethatthedetailsfurnishedabovearetrueandcorrecttothebestofmyknowledgeandbeliefandIundertaketoinformyouofanychangestherein,immediately.Incaseanyoftheaboveinformationisfoundtobefalseoruntrueormisleadingormisrepresenting,IamawarethatImaybeheldliableforit.IherebydeclarethatIamnotmakingthisapplicationforthepurposeofcontraventionofanyAct.Rules,Regulationsoranystatuteoflegislationoranynotifications/directionsissuedbyanygovernmentalorstatutoryauthorityfromtimetotime.

I/Weherebydeclarethati/weareFit&Properpersonasperregulation20ofSECCregulation2012forexecutingtransactionsinthesecuritiesofthelistedexchanges.

IherebyconsenttoreceivinginformationfromCentralKYCRegistrythroughSMS/Emailontheaboveregisterednumber/emailaddress.

5. GST Registered (Goods and Services Tax) Yes No

GSTINNo.IfGSTRegistered) Note:ProofofGSTregistrationisrequiredifselectedYES

TheGoodsandServiceTaxNumber(GSTN)iscorrectandIIFLAMCwillnotberesponsibleforveri�icationofGSTNIftheGSTNnotprovided,itwillbeconsideredasunregisteredandwillbeunabletoclaimtheinputtaxcreditonthefeesandchargespaid.

FATCA/CRS INFORMATION (tick If Applicable) A. Residence for Tax Purposes in Jurisdiction(s) outside India B. Not Applicable

AdditionalDetailsRequired(mandatoryonlyifaboveoption(A)isticked)

FaxNo.

Tel(Off)

Email

Mobile

Tel(Res)

7

PART- I - KYC AND ACCOUNT OPENING FORM - FOR INDIVIDUAL - 2nd / Second Holder

CKYCNumber


PassportExpiryDate



PassportNumber


3.

1. PERSONAL DETAILS





Name(sameasIDproof)

MaritalS tatus

Citizenship


DateofBirth

Maiden Name(Ifany)

Father/SpouseName

MotherName

Gender





NonResident



113


signacrossit

2. ADDRESS DETAILS


AddressType

Country



State/UTCode

City/Town/Village


Line1

Line2

Line3

State/UT




State/UTCode

City/Town/Village


Line1

Line2

Line3

State/UT


8


213

ndSignature/ThumbImpressionof2 Applicant

Date

Place



BelowRs.1,00,000

Rs.1,00,001toRs.5,00,000 Rs.5,00,001toRs.10,00,000

D DM M Y Y Y Y



4. CONTACT DETAILS






CountryofBirth






City/Town/Village

Zip/PostCode

Line1Line2

Line3



asperISO3166


6. FATCA/CRS INFORMATION (tick If Applicable) A. Residence for Tax Purposes in Jurisdiction(s) outside India B. Not Applicable


FaxNo.

Tel(Off)

Email

Mobile

Tel(Res)

9

PART- I - KYC AND ACCOUNT OPENING FORM - FOR INDIVIDUAL - 3rd / Third HolderPART- I - KYC AND ACCOUNT OPENING FORM - FOR INDIVIDUAL - 3rd / Third Holder

CKYCNumber


PassportExpiryDate



PassportNumber


3.

1. PERSONAL DETAILS





Name(sameasIDproof)

MaritalS tatus

Citizenship


DateofBirth

Maiden Name(Ifany)

Father/SpouseName

MotherName

Gender





NonResident



113


signacrossit

2. ADDRESS DETAILS


AddressType

Country



State/UTCode

City/Town/Village


Line1

Line2

Line3

State/UT




State/UTCode

City/Town/Village


Line1

Line2

Line3

State/UT


10


213

rdSignature/ThumbImpressionof3 Applicant

Date

Place



BelowRs.1,00,000

Rs.1,00,001toRs.5,00,000 Rs.5,00,001toRs.10,00,000

D DM M Y Y Y Y



4. CONTACT DETAILS






CountryofBirth






City/Town/Village

Zip/PostCode

Line1Line2

Line3



asperISO3166




FaxNo.

Tel(Off)

Email

Mobile

Tel(Res)

PART- I - KYC AND ACCOUNT OPENING FORM - GUARDIAN (IN CASE SOLE HOLDER OF DEMAT ACCOUNT IS MINOR)PART- I - KYC AND ACCOUNT OPENING FORM - GUARDIAN (IN CASE HOLDER IS MINOR)

CKYCNumber


PassportExpiryDate



PassportNumber


3.

1. PERSONAL DETAILS





Name(sameasIDproof)

MaritalS tatus

Citizenship


DateofBirth

Maiden Name(Ifany)

Father/SpouseName

MotherName

Gender





NonResident



13


signacrossit

2. ADDRESS DETAILS


AddressType

Country



State/UTCode

City/Town/Village


Line1

Line2

Line3

State/UT




State/UTCode

City/Town/Village


Line1

Line2

Line3

State/UT

11



23

Signature/ThumbImpressionofGuardian

Date

Place



BelowRs.1,00,000

Rs.1,00,001toRs.5,00,000 Rs.5,00,001toRs.10,00,000

D DMMY Y Y Y




I/Weacknowledgeandconfirmthattheinformationprovidedaboveistrueandcorrecttothebestofmy/ourknowledgeandbelief.Incaseanyoftheabovespecifiedinformationisfoundtobefalseoruntrueormisleadingormisrepresenting,I/Weam/areawarethatI/Wemaybeliableforit I/Weherebyauthorize IIFLWealthManagementLimitedtodisclose,share,remitinanyform,modeormanner,all/anyoftheinformationprovidedbyme/us,includingallchanges,updatestosuchinformationasandwhenprovidedbyme/ustoassociatesofIIFLGroup,issuers, brokers, banks andother relevantparties ('theAuthorizedParties') or any Indianor foreign governmental or statutoryor judicialauthorities/agenciesincludingbutnotlimitedtotheFinancialIntelligenceUnit-India(FIU-IND),thetax/revenueauthoritiesinIndiaoroutsideIndiawhereveritislegallyrequiredandotherinvestigationagencieswithoutanyobligationofadvisingme/usofthesame,Further,I/WeauthorizetosharethegiveninformationtootherAuthorisedPartiestofacilitatesinglesubmission/updation&forotherrelevantpurposes,I/Wealsoundertaketokeepyouinformedinwritingaboutanychanges/modificationtotheaboveinformationinfuturepromptly,i.e.,within30daysandalsoundertaketoprovideanyotheradditionalinformationasmayberequiredatyourend,Asmayberequiredbydomesticoroverseasregulators/taxauthorities,I/WeauthorizetheAuthorisedPartiestowithholdandpayoutanysumsfromyouraccountorcloseorsuspendyouraccount(s)withoutanyobligationofadvisingmeofthesame.I/Weherebyauthoriseyoutokindlyupdate/modifyKRA/CKYCbasisthedocumentssubmittedandalsotoupdatetheaccountdetailsbasisanychangesdoneonKRA/CKYC.




12

CountryofBirth






City/Town/Village

Zip/PostCode

Line1Line2

Line3



asperISO3166




4. CONTACT DETAILS

FaxNo.

Tel(Off)

Email

Mobile

Tel(Res)

PART II - ACCOUNT OPENING FORM

1. APPLICANT NAME

PANFirstApplicant

SecondApplicant

ThirdApplicant

PAN

PAN

5. DEPOSITORY SERVICE

ForHUF,Associationofpersons(AOP),PartnershipFirm,UnregisteredTrust,etc,althoughtheaccountisopenedinthenameofthenaturalpersons,thenameandPANoftheHUF,AOP,PartnershipFirm,UnregisteredTrustetc.shouldbeasmentionedabove

Name PAN

I/WewishtoopenDepositoryAccountwith CDSL:12083300NSDL:IN304158

DPNameCDSLNSDL

DPID:IN BeneficiaryAccountNo.

DPName

BeneficiaryAccountNo.

2. EXISTING DEPOSITORY ACCOUNT DETAILS

BankA/cNo. IFSCCode

TypeofA/c

BankNameAddress

Savings Current NRE NRO OthersMICRCode

3. POA BANK ACCOUNT DETAILS

PISPermissionNumber Date

13

I/WedonotrequiretheDeliveryInstructionSlip(DIS)forthetimebeing,sinceI/WehaveissuedPowerofAttorneyinfavour of IIFLWealthManagement Ltd. (IIFLW) for executing delivery instructions for settling transactions executedthrough(IIFLW)However,theDISbookletshouldbeissuedtome/usimmediatelyonmy/ourrequestatanylaterdate.

Yes No

b.I/Weauthoriseyoutoreceivecreditsautomaticalyintomy/ouraccount Yes No

a.AccounttobeoperatedthroughPowerofAttorney(PoA)

c.I/Wewishtoreceivedividend/interestdirectlytomy/ourbankaccountgivenhereinthroughECS Yes No

d.AccountStatementRequirement Daily Weekly Fortnightly Monthly(Defaultoptionismonthly)

Yes No

6. STANDING INSTRUCTIONS (FOR DEMAT ACCOUNT)

BankA/cNo. IFSCCode

TypeofA/c

BankNameAddress

Savings Current NRE NRO OthersMICRCode

4. EXISTING / EXTERNAL BANK ACCOUNT DETAILS

PISPermissionNumber Date

IwouldliketoreceivethebelowdocumentsthroughPhysicalElectronicMode

1.RightsandObligations2.UniformRiskDisclosuredocuments

3.Do’sandDon't’s4.Allothercommunications

8. COMMUNICATION MODE

CopyofITRacknowledgement Copyofannualaccounts CopyofForm16 Networthcertifcate

Bankaccountstatementforlast6months Copyofdemataccountholdingstatement

Anyotherrelevantdocumentssubstantiatingownershipofassets.

PROOF OF FINANCIAL DETAILS (MANDATORY IN CASE OF DERIVATIVES/ CURRENCY) Any One7.

9. ADDITIONAL DETAILS (PAST ACTIONS IF ANY )

Particulars NameofAuthority Month&YearofAction

Detailsofanyaction/proceedingsinitiated/pending/takenbySEBI/Stockexchange/anyotherauthorityagainsttheapplicant/constituentoritsPartners/promoters/wholetimedirectors/authorizedpersonsinchargeofdealinginsecuritiesduringthelast3years:

I/We wish to open BASIC SERVICES DEMAT ACCOUNT (BSDA) Yes No

11. DEALINGS THROUGH STOCK BROKERS AND OTHER SUB-BROKERS sub-brokers,providedetailsofall)Whetherdealingwithanyotherstockbroker/sub-broker(ifcasedealingwithmultiplestockbrokers/

Sub-broker’sName&Code

Registeredofficeaddress

Tel.

SEBIRegistrationnumber Website

Tel.

Stockbroker’sName&Code

Registeredofficeaddress

SEBIRegistrationnumber

Website

Fax

Detailsofdisputes/duespendingfrom/tosuchstockbroker/sub-broker____________________________________________________________________________

Fax

12.

Mobile1

Mobile2

Mobile3

Dayendtransactioncon�irmation


Onetimeveri�icationcall

Transactionauthorisation(forPOAcasesonly)







E-mail1 :

E-mail2 :

E-mail3 :


NameofPersonforveri�icationcall_______________________________________________________________________________________________________________________

CONTACT DETAILS

14

StatusOf Introducer Sub-Broker AuthorisedPerson Remisier ExistingAccountHolder BankOf�icial

IIFLEmployee AnyOther Person

Introducer’sName

Address

City

State

Occupation

OrganizationName Forexistingclientonly

C O M P U L S O R Y

13. INTRODUCER’S DETAILS

Tel.PINCode

Country

PAN

Signature

Ifinfuture,youwanttotradeonanynewsegment/newexchange,seperateauthorisation/lettershouldbesubmittedtoIIFLW.

NSE BSE

CapitalMarketSegment

NameoftheExchangeNameoftheSegment

3 23 4 23

Futures&Options

CurrencyDerivatives

Debt

MFSS/BSEStAR

5 23 6 23

7 23 8 23

9 23 1023

1123

1223

STOCKEXCHANGE(S)&SEGMENTONWHICHYOUWISHTOTRADE:(Pleasesignintherelevantboxeswhereyouwishtotrade.TheSegmentnotchosenshouldbestruckoffbyyou.)

10. TRADING PREFERENCE

(i.e., Owner/ Promoter in case of Non-individual entity and family head incase of an individual)TOUCH POINT DETAILS 14.

Prefix

Name

Address

City

Email

MobileNo.

Organization

Designation

Industry

DateofBirth

NameofSpouse

DOBofSpouse

Dr. Mr. Mrs. Ms. Other Gender Male Female

PinCode

Tel(Off)

MaritalStatusD D M M Y Y Y Y

1

Relationshipwithheadoffamily

SubIndustry

Country

D D M M Y Y Y Y AnniversaryDate D D M M Y Y Y Y

Prefix

Name

Address

City

Email

MobileNo.

Organization

Designation

Industry

DateofBirth

NameofSpouse

DOBofSpouse


PinCode

Tel(Off)


2


SubIndustry

Country

D D M M Y Y Y Y AnniversaryDate D D M M Y Y Y Y

Prefix

Name

Address

City

Email

MobileNo.

Organization

Designation

Industry

DateofBirth

NameofSpouse

DOBofSpouse


PinCode

Tel(Off)


3


SubIndustry

Country

AnniversaryDate D D M M Y Y Y YD D M M Y Y Y Y

15

NominationDetails

I/Wewishtomakenomination(asperdetailsgivebelow)

I/Wedonotwishtomakeanomination(strikeofthenominationdetailsbelow)

NOMINATIONREGN.NO.:____________________________ DATE:______________________

I/We wish to make a nomination and do here by nominate the following person in whom all rights and/ or amount payable inrespectofallmy/ourinvestmentsmadeinvariousassetclassesincludingMutualFundsroutedthrough/opened&operatedunderPOAbyIIFLWWealth&AssetManagementLimitedandsecuritiesheldintheDepositorybyme/usinthesaidbeneficiaryowneraccountshallvestintheeventofmy/ourdeath.I/WeauthorisethePOAholdertosigntherelevantnominationformonmy/ourbehalfforallinvestmentmadethroughourPOAaccountsheldunderCRN________________________withIIFLWealthManagementLtd.

Nameofthenominee(s)

Nominationcanbemadeuptothreenomineesintheaccount.

Detailsof1stNominee Detailsof2ndNominee Detailsof3rdNominee

ShareofeachNominee

Anyoddlotafterdivisionshallbetransferredtothefirstnomineementionedintheform.

% % %

Relationshipwiththeapplicant

AddressofNominee(s)

NameofGuardian

RelationshipofGuardianwithnominee

AddressofNominee(s)

SecondHolder

ThirdHolder

Sole/FirstHolder/Guardian(incaseminor)

Signature(s)ofholder

NameoftheWitness

Signature

Date

313

1323

313

DateofBirthofNominee(s)

AddressoftheWitness

Pleaseaffix

Photographof

Nominee/Guardian

&signacross

PhotographofNominee/Guardian

Instructionsrelatedtonominationareasbelow:I. Thenominationcanbemadeonlybyindividualsholdingbeneficiaryowneraccountsontheirownbehalfsinglyorjointly.Non-individuals

includingsociety,trust,bodycorporate,partnershipfirm,kartaofHinduUndividedFamily,holderofpowerofattorneycannotnominate.Iftheaccountisheldjointlyalljointholderswillsignthenominationform.

II.Aminorcanbenominated.Inthatevent,thenameandaddressoftheGuardianoftheminornomineeshallbeprovidedbythebeneficialowner.III.TheNomineeshallnotbeatrust,society,bodycorporate,partnershipfirm,kartaofHinduUndividedFamilyorapowerofAttorneyholder.A

non-residentIndiancanbeaNominee,subjecttotheexchangecontrolsinforce,fromtimetotime.IV. Nomination inrespectof thebeneficiaryowneraccountstandsrescindeduponclosureof thebeneficiaryowneraccount.Similarly, the

nominationinrespectofthesecuritiesshallstandterminatedupontransferofthesecurities.V. TransferofsecuritiesinfavourofaNomineeshallbevaliddischargebythedepositoryagainstthelegalheir.VI.Thecancellationofnominationcanbemadebyindividualsonlyholdingbeneficiaryowneraccountsontheirownbehalfsinglyorjointlybythe

samepersonswhomadetheoriginalnomination.Non-individualsincludingsociety,trust,bodycorporate,partnershipfirm,kartaofHinduUndividedFamily,holderofpowerofattorneycannotcancelthenomination.Ifthebeneficiaryowneraccountisheldjointly,alljointholderswillsignthecancellationform.

VII.Oncancellationofthenomination,thenominationshallstandrescindedandthedepository/participantshallnotbeunderanyobligationtotransferthesecuritiesinfavouroftheNominee.

DateofBirth

IncaseNomineeisminorpleaseprovidebelowdetails

Name(s)ofholder(s)

Pleaseaffix

Photographof

Nominee/Guardian

&signacross

Pleaseaffix

Photographof

Nominee/Guardian

&signacross

16

ThisquestionnaireendeavourstobringoutyourcurrentattitudetowardsRisk,orthe“ChanceofLoss”andyourviewofhowaninvestmentshouldperformoverthenextdecade.Itwillsuggestwhattypeofstrategyyoushouldadopttowardsyourinvestments.Sincetheseanswerswillbeusedasinputsinyourlong-termassetallocation,weurgeyoutoinvestsometimeinunderstandingandansweringeachquestion.

RISK PROFILER

(Pleasetickany1optionamongthosepresented) RISK ASSESSMENT: 1. The age group you belong to 5. “Beatinginflationoverthelongtermismoreimportantto

methanpossibleshorttermlosses”

StronglyDisagree

Disagree

Neutral

Agree

StronglyAgree

2. Yourcurrentandfutureincomesources(example:Salary,BusinessIncome,InvestmentIncome,etc)are:

6. Imagine the market goes down 25% in a matter of 3Months,whatwouldbeyourresponse?

Veryunstable

Unstable

Somewhatstable

Stable

Verystable

A

B

C

D

E

3. Howwouldyoudescribeyourinvestment

experiencetilldate? 7.

APrimarily fixed income investments /

currentlydeployedinBankFixedDeposits.

BMixofFixed Income andEquitieswithhigher

allocationinEquities.

C Primarilyequityinvestments A Notatallinterested B SlightlyInterested

D

MixoffixedIncome,equitiesandrealestate

withhigherallocationinReal

Estate/alternativeinvestments

C Interested D VeryInterested.

E Primarilyrealestateinvestments E ExtremelyInterested.

4. Which of the following statements would berepresentativeofyourriskappetite?

8. As a percentage of your overall financial portfolio,whatwouldbetheextentofyourcurrentborrowings:

A I do not want my investment to lose any

value, even if thismeans it takes longer to

achievemyinvestmentgoals

A 0%

B Upto5%

C Greaterthan5%andupto10%

B I can tolerate small fluctuations in my

portfolio value in order to achieve my

investmentgoals

D Greaterthan10%andupto20%

E Greaterthan20%

C I can tolerate moderate fluctuations in my


investmentgoals

D I can tolerate large fluctuations in my


investmentgoals

E I can tolerate extreme fluctuations in my


investmentgoals

AB

C

D

E

Upto18years

18-24years

25-35years

36-49years

50yearsandabove

A

B

C

D

E

AB

C

D

E

ThegoalofLeveragingistoprovideahigherreturnoninvestedequitybybuildinginfixedcostofinterest.Howeverthisstrategycanoftenleadtosteeperlossesifthereturnoninvestmentsislessthaninterestcost.Howinterestedwouldyoubeinleveraging?

ExitmyinvestmentscompletelyExitmyriskierassetsevenatalossandputthemoneyintosaferassetsHoldallmyinvestmentsandselltheriskierassetsoncetheyreachparvalueHold all my investments and sell nothing, waiting forconditionstoimproveInvestmorecapitalandlowermyaveragepurchaseprice

17

RISK PROFILER

Signature

ForIIFLWealthManagementLtd.

First Applicant / Guardian14

23Second Applicant Third Applicant 4

134

13

INVESTMENTOBJECTIVES: 9. While making an investment decision, which is

mostimportanttoyou? A CapitalPreservation

B RegularIncome/CashFlows

C StableInflationBeatingReturns

D LongTermCapitalGrowth

E SignificantCapitalAppreciation 10. What is your investmenthorizon?How long can

youkeepyourmoneyinvestedinsecuritiesbeforeneedingaccesstoit?

Disclaimer:

This assessment is built on the theoretical correlation betweenrisk tolerance, investment term, liquidity needs and attitudetowards risk. Should the client not feel comfortable with theoutcome of this assessment, his/her specific requirements willtakeprecedence.

A LessthanaYear

B 1-3Years

C Above3years-Lessthan5years

D Above5years-Lessthan10years

E Above10years 11. Ifyouareplanningsignificantexpenditure,how

many years do you estimate you can let your

investmentgrowbeforeyoumayneedtotapinto

them?

A Lessthan1year(VeryShortterm)

B 1-3years(Shortterm)

C Above3years-Lessthan5years(Mediumterm)

D Above5years-Lessthan10years(Longterm)

E Above10years(Verylongterm)

12. Although it is difficult to plan for the unexpected,in case of any special circumstances (College,Retirement, Medical, etc) outside your usual needswhat proportion of your portfolio would requireimmediateliquidationoverthenext3-5years?

ClientDeclaration

I/we hereby confirm that I/we have read, reviewed and

understood the above mentioned risk assessment

questionnaire and agree to my categorization, based on

investmentobjectivesandriskassessment. A FullPortfoliocouldbeliquidated

B MajorLiquidations

C Halfoftheportfoliocouldbeliquidate

D Somesmallliquidations

E NoLiquidations

SignedanddeliveredonbehalfoftheClientbythehandof

No.ofA X1=

No.ofB X2=

No.ofC X3=

No.ofD X4=

No.ofE X5=

Total

Clientcategorizationbasedonriskassessmentand

investmentobjectivesquestionnaire:

Conservative

(score0-20)

Moderate(score21-40)

Aggressive

(score41-60)

18

SCHEDULE OF BROKERAGE AND OTHER CHARGES

TARIFF SHEET

Remark NOTESDelayedPaymentCharges-Anyamountwhichareoverduefromtheclienttowardstradingeitherincashorderivativesegmentsoronaccountofanyotherreason,theClientwillbechargeddelayedpaymentchargesattherateof2%permonthor suchother rateasmaybedeterminedby theStockBroker.1. Physical print copy of digital contract note can be availed from the

branches.2. DocumenthandlingchargeofRs.30/-shallbeapplicable: • Customerwhohasoptedforreceivingdocumentsbyelectronicmode:

Incasesuchcustomeralsointendstoreceivedocuments(contractnotesandotherrelateddocuments)byphysicalmode.

• Customerwhohasoptedforreceivingdocumentsbyphysicalmode:Incasesuchcustomerintendstoreceiveadditional/duplicatecopiesof documents (contract notes and other related documents) byphysicalmode.

Thischargemaybepartly/fullywaivedoffforhighnetworth/largecustomeratthediscretionofIIFLW.

3. TheabovechargesareexclusiveofServicetax,SecuritiesTransactionTax,otherchargesandstampduty.ThesameshallbechargedtotheClient’saccountonactualbasis.

4. Inter/settlement/Beneficiarytopooltransferwouldbecharged0.04%(MinimumRs.25)perscripplusservicetax.

5. Charges/servicestandardsaresubjecttorevisionatsolediscretionofIIFL Wealth Management Ltd. and as informed by communicationavailableonwebsiteorsentbyordinarypost/E-mail.

6. Valueof the transactionwillbe inaccordancewith ratesprovidedbyDepository.

7. Statutoryandotherleviesbeingchargesrelatedtotheexecutionand/orsettlementoftransactionsshallbeseparatelychargeableasinforcefromtimetotime

8. Chargesquotedabovearefortheserviceslisted.Anyservicenotquotedabovewillbechargedseparately.

9. CustomerisrequiredtomaintainaminimumbalanceofRs.1000/-inhis/herledgeraccount.

10. Norefundofaccountopeningchargeswouldbegiveniftheaccountcouldnotbeopenedduetononsubmissionofcompletedocumentsbytheclientorduetolackofdesiredco-operationfromtheclient.

11. Management reserves the right to freeze, discontinue or suspend anyaccountifrequired.

12. Incaseofexpiryoffuturecontractsandexerciseandassignmentofoption,DerivativesSettlementChargesmaybelevied.

13. Incaseofbuy/sellofsamesecurityduringtheday,thebrokeragewillbeleviedonhighersideofthetransactionamount/priceforbothintra-dayanddeliverytransactions.

14. CallcenterservicechargesofRs20percallfornoofcallsexceeding20inanymonth.

15. TheminimumaggregatebrokeragewillbeRs.25per scripperday fordeliverytradesincashsegment,subjecttoregulatorycaps,asapplicable.

16. BrokerageisalsoapplicableonExpiry/Exercise/AssignmentofOptionsContract

17. Dematchargesshallbeapplicableformutualfundtransactions..

Depository Charges

CreditCharges NIL

DebitCharges 0.04%(MinimumRs.25perdebittransaction)

A/cMaintenanceCharges* YearlyRs.400/-+ServiceTax

BROKERAGE(CASH) STANDARD QUOTED RATE RATE

BrokingServices

Intra-day

Delivery:(Normal)settlementExchangeTradeforTradeandZgroupscrip

Brokerage(Futures)

Brokerage(Options)Minimum

MinimumBrokerage

AuctionChargesLiquidBees

CurrencyBrokerage(Futures)

CurrencyBrokerage(Options)

EquityFundsandBalancedFundsDebtFunds/MIP/ArbitrageFunds/GoldETFShortTermFunds/UltraShortTermFunds/LiquidFundsStructuredProductsThirdPartyAIF/PMSBonds(>3yearmaturity)Bonds(<3yearmaturityTaxFreeBonds

0.05%

0.50%0.75%

0.05%1%ofPremiumorRs.100/-perlotwhichever

ishigher

0.05pershareor0.05%whichever

ishigher

1.00%

Rs.25perlot

Rs.10perlot

0.50%0.10%

Nil0.05%0.25%0.10%0.05%0.01%

OtherCharges

Standardcharges

Rejection/Failureperentry

ReconversionofMFunitsintoSOAorRedemption/RestatmentisationPerSOA

Pledgecreation

Pledgeclosure

DEMAT-Percertificate

REMAT-PercertificateORPer100Units/shares(Whicheverishigher)

ConversionofMFunits/Destatmentisation

PerSOA

PostalChargesperrequestshallbechargedseparately

--

Rs.50

Rs.15

Rs.15

Rs.15

Nil

Rs.15

--

*The charges will be pro-rated monthly from the month in which the account isopened till theendof the financial year. For subsequent financial years, the same ispayableatthebeginningofthefinancialyear**AMCandotherchargeswillbedebitedtoyourledgeronyearlyandmonthlybasisrespectively

I/WehaveunderstoodandacceptedtheScheduleofChargesasstatedhereinabove.

SIGNATURE

Sole/FirstHolder SecondHolder ThirdHolder

513

1523

513

19

RM NOTE AND CONFIRMATION

2. CLIENT RISK CATEGORISATION UNDER PMLA Low Medium High

3. WHERE DID YOU GET THE REFERENCE OF THIS CLIENT?

Self-AcquiredExistingClient(ifapplicablepleasehelpwiththenameoftheexistingclientaswell)

AcquisitionLeadAnyothersourceotherthantheabove;PleaseSpecify:

1.CompleteDocumentationReceivedasmentionbelow:

1.1SelfattestedclearPanCardandvalidaddressproofcopy

1.2Cancelledchequecopy(attestedbankstatementorpassbookifchequeisnotpersonalised)

1.3DulyfilledNominationform

1.4ClientMasterListofDemataccount

1.5FinancialDetails(forlast2years) Yes No

Yes No

Yes No

Yes No

Yes No

6. SUBMISSION CHECKLIST

7. “VERIFIED WITH ORIGINAL” STAMP AFFIXED ON PROOFS Yes No

DocumentsverifiedwithOriginals ClientInterviewedByIn-PersonVerificationdoneby

NameoftheEmployee

EmployeeCode

Designationoftheemployee

Signature

4. CLIENT BACKGROUND (Please provide a brief about the client in 2-3 lines)

1. PERSONAL DETAILS

FamilyDetails

FamilyName FRN

NewExisting*(*IfExisting,pleaseconfirmthefollowing)

DowemapthisclientastheHeadoffamily?YesNoWouldyouliketomapheldawayassetsaswell?YesNo

ClientName

8. SOURCE RM (PRIMARY RM)

Name Emp.Code

9. RM 2 (EQUITY RM/SUPPORTING RM)

Name Emp.Code

10. SERVICE RM

Name Emp.Code

I/Weundertakethatwehavemadetheclientawareof‘PolicyandProcedures’,tariffsheetandallthenon-mandatorydocuments.I/Wehavealsomadetheclientawareof‘RightsandObligations’document(s),RiskDisclosureDocumentandGuidanceNote.I/Wehavegiven/senthimacopyofalltheKYCdocuments.I/Weundertakethatanychangeinthe‘PolicyandProcedures’,tariffsheetandallthenon-mandatorydocumentswouldbedulyintimatedtotheclients.I/Wealsoundertakethatanychangeinthe‘RightsandObligations’andRDDwouldbemadeavailableonourwebsite,ifany,fortheinformationoftheclients.IhavereadandunderstoodthatifanyoftherequirementsisnotfulfilledthenapenaltywouldbechargedtomeoranyotheractionmaybetakenasdeemedfitbytheManagementfornoncompliancefrommyend.

11. DECLARATION

NameoftheEmployeeofIIFLW EmployeeCode

EmployeeSignature&Stamp Date

5. OTHER DETAILS

ExpectedAUM_____________________(Rs.inCrs)

ProductofHighInterestDirectEquityMutualFundsStructuredProductsBonds&OtherDebts

ManagedAccounts(DiscretionaryPMS)Commodities

YesNo

Clientspreferences(selectfrombelow:)

ResearchReportProductUpdate/Launches

RegulatoryCommunication

CorporateCommunication

Gift

GreetingsYesNo

YesNo

YesNo

YesNo

YesNo

20

1. I/Weherebydeclarethatthedetailsfurnishedabovearetrueandcorrect to the best ofmy/our knowledge and belief and I/weundertaketoinformyouofanychangestherein,immediately.Incaseanyoftheaboveinformationisfoundtobefalseoruntrueormisleadingormisrepresenting,Iam/weareawarethatI/wemaybeheldliableforit.

2. I/Weconfirmhavingread/beenexplainedandunderstood thecontentsofthedocumentonpolicyandproceduresandthetariffsheet.

3. I/Weconfirmhavingreceivedacopyofthefollowingdocumentsandfurtherconfirmhavingreadandunderstoodthecontentsofthesedocuments:-

•RightsandObligationsofStockRightsandObligationsofStockBrokers,Sub-BrokersandClientsasprescribedbySEBIandStockExchanges

• Rights and Obligations of Beneficial Owner and DepositoryParticipantasprescribedbySEBIandDepositories

• Risk disclosure Document for Capital and DerivativesSegment

• Guidance Note-Do’s and Don’ts for Trading on theExchange(s)forInvestors

•PoliciesandProceduresapplicabletoclients.

I/Wedoherebyagreetobeboundbysuchprovisionsasoutlinedinthesedocuments.

I/We further understand that any change in the sai documentsincludingthe“PoliciesandProcedures”shallbemadeavailableonthewebsiteofIIFLWandI/Weshallkeepmyselfupdatedofthesame.

4. The rules and regulations of the Depository and DepositoryParticipantspertainingtoanaccountwhichareinforcenowhavebeenreadbyme/usandI/wehaveunderstoodthesameandI/weagreetoabidebyandtobeboundbytherulesasareinforcefromtimetotimeforsuchaccount.

5. In case non resident account, I/We also declare that I/We havecompliedandwillcontinuetocomplywithFEMAregulation.

6. I/We hereby consent to receiving information from central KYCRegistry through SMS/Email on the above registered number /emailaddress.

7. I/WeherebyagreethatIIFLWmayassign/transferentireorpartofitsbroking,depositoryparticipantand/ordistributionservices,toits associate or group companies,without prior consent of theclient.

8. I/WeagreethattheBrokingaccountwillbeopenedinthenameofthefirstapplicantonly.

9. The instruction/authorization received from the accountholder(s)/authorizedrepresentativeaspermodeofholdingstatedinSchedule1tothePowerofAttorneyonshallbeexecutedbytheattorney.

DECLARATION / CONSENT

NAME SIGNATURE

SOLE/FIRSTHOLDER

SECONDHOLDER

THIRDHOLDER

GUARDIAN(incaseSoleHolderisMinor)

613

33

613

1623

21

22

To,

IIFLWealthManagementLtd.

DearSir/Madam,

I/WewishtoreceivealertsincludingdetailsoftransactionsfromStockExchange/DepositoryParticipant(DP)onthefollowingmobileNo.and/oremailaddress.

DateDD M MY YY Y

I/Wedeclarethattheaboveismy/ourpersonalmobilenumberand/oremailaddress.I/Wewillbesolelyresponsibleforthesecurityoftheinformationprovidedonmy/ouraforesaidmobilenumberand/oremailaddress.IamfullyawarethatifsamemobilenumberisprovidedforsomeotheaccountwithIIFLW.thenIwillkeepatrackforthepasswordrequestsplacedfordifferentaccountsandIIFLW.willnotbeanywayresponsibleorliableforthesame.

I/Weagreetoabidebyandtobeboundbytherulesasareinforcefromtimetotimeforsuchaccount.I/Weherebydeclarethatthedetailsfurnishedaretrueandcorrecttothebestofmy/ourknowledgeandbelief.I/Weundertaketoinformyouofanychangestherein,immediately.Incaseanyoftheaboveinformationisfoundtobefalseoruntrueormisleadingofmisrepresenting,I/Weam/areawarethatI/Wemaybeheldliableforit.

Further,I/WeagreeandundertaketoindemnifyIIFLWanditsgroupcompanies,thattheywillnotbeheldliable/responsibleforanylosses,claims,damages,costandliabilitiesetc.causedtome/usduetomisuseofthisinformationorpursuanttoanylitigation,non-litigation,complaintsactions,etc.thatmayariseinfutureonaccountofmy/ouraboveauthorizationrequest.DetailsforJointHolder/Family(*)Account/MultipleAccount'sforwhomcommonmobilenumberandemailaddresstobeupdatedisasfollows;

Place_______________________________Date____________________________

Note*”Family”shallmeanself,spouse,dependentchildrenanddependentparents.

AUTHORIZATION FOR RECEIVING COMMUNICATION ON COMMON MOBILE NO AND EMAIL ADDRESS FOR TRADING,

DEMAT AND DISTRIBUTION ACCOUNT

NSDL-IN304158

CDSL-12083300

NSDL-IN304158

CDSL-12083300

NSDL-IN304158

CDSL-12083300

NSDL-IN304158

CDSL-12083300

1 2 3 4

LoginId

DPid(Cancelwhicheverisnotapplicable)

Clientid

Relationshipwithaboveperson

FirstHolderName

Signature

SecondHolderName

Signature

ThirdHolderName

Signature

1723

713

713

LoginId(Incaseregisteredclient)

MobileNoName EmailaddressLoginId

(Incaseregistrationclient) Signature

ThisPowerofAttorney(POA)ismadebythepersonsmentionedintheSchedule 1 in favour of “IIFLWealthManagement Ltd.”, a companyincorporatedundertheprovisionsoftheCompaniesAct,1956inIndiaandhavingitsregisteredofficeatIIFLHouse,SunInfotechPark,RoadNo.16V,PlotNo.B-23,ThaneIndustrialArea,WagleEstate,Thane-400604and(hereinafterreferredtoas'IIFLW',anexpressiondeemedtomeanandincludeitssuccessorsandassigns)WHEREASIIFLW isinteraliaregisteredwithSEBIasaStockBrokerbearingSEBIregistrationnos.INZ000011437andisamemberoftheNational Stock Exchange of India Limited (“NSE”) and BSE Limited(“BSE”) on the Capital Market Segment, Wholesale Debt Segment,Futures&OptionsSegmentandCurrencyDerivativesSegment.ANDWHEREAS IIFLW is also registeredwith SEBI as a DepositoryParticipant, bearing SEBI registration number IN-DP-271-2016 andregisteredwith theNationalSecuritiesDepositoryLimited(“NSDL”)andwithCentralDepositoryServices(India)Limited(“CDSL”).ANDWHEREASIIFLWisregisteredwithAssociationofMutualFundsinIndia(“AMFI”)asMutualFundDistributorhavingRegistrationno.ARN-59563.AND WHEREAS IIFLW as a part of / incidental to the aboveemblements, offers distribution of Initial Public Offers/Follow onPublicOffers,OfferforSale,MutualFunds,AlternateInvestmentFunds,Bonds/Debts,NationalPensionSchemeandotherfinancialproducts;ANDWHEREASI/WewishtoavailtheservicesofferedbyIIFLWandhasenteredintonecessarydocumentswithIIFLWforavailingvariousservicesfortransactingand/orinvestinginsecuritiesorotherfinancialproducts with/without Online trading/E-broking & web basedfacilities and/or services through itswebsitewww.iiflw.com or anyotherwebsite used for offering said Services or directly inmy/ourtrading,depository,distribution,bankaccount(collectivelyreferredtoas 'clientaccounts')andwherein thedetailsofmy/ourTradingandDemataccountandbankaccountdetailsareprovidedinSchedule2hereunder and WHEREAS for facilitating smooth investmentsredemption/operationsoftheservicesasmentionedhereunderbeingavailed from IIFLW byme/us, I/We am/are desirous of appointingIIFLWasanattorneyandconferuponitpowershereinafterstated.NOWTHESEPRESENTSWITNESS that I/We, dohereby, jointly andseverallynominate,constituteandappoint“IIFLWealthManagementLtd.”(IIFLW) being a Stock Broker and Depository ParticipantregisteredwithSecuritiesandExchangeBoardofIndia(“SEBI”)andAMFI registered distributor of Mutual Funds and as distributor ofvarious financial products, acting throughanyof its officers and/oragents,asmy/ourtrueandlawfulConstitutedAttorney(hereinafter

POWER OF ATTORNEY (POA) IN FAVOUR OF IIFL Wealth MANAGEMENT LTD.

VoluntaryandLimitedpurposePowerofAttorney(POA)infavourofIIFLWforoperationalrequirements

asperclientauthorization/instruction.

referredtoasthesaidAttorney)forme/us,inmy/ournameandonmy/ourbehalfandatmy/oursoleriskandcosts todo,exercise and perform all or any of thefollowingacts,deedsandthings:1. To i n s t r u c t t h e D e p o s i t o r y

Participant, being IIFLW to transfersecurities held inmy/our beneficialowner/demataccountasprovidedinSchedule 2 or such other demataccount as may be intimated byme/us to IIFLW from time to time(“clientdesignateddemataccounts”)to such demat account of IIFLW asprovided in Schedule 2 and/ordesignatedbyIIFLWandintimatedtome from time to time (“IIFLWdesignateddemataccount”)towardss t o c k e x c h a n g e r e l a t e dmargin/delivery obligations andother transactions arising out oftrades executed by me/us throughIIFLWinanysegmentincludingcash,derivativesandcurrencyderivativessegment.

2. To operate the Bank Account onmy/ourbehalfinconnectionwiththeTrading/Distribution Account andperformthefollowingfunctions:

i. TowithdrawortransferanysumsfromtheBankAccount towardsany transactions/obligations tothe Stock Exchanges/IIFLW,irrespective of debit or creditbalance inmy ledger statementof trading / distribution /distributionaccount;

ii. Toset-offanysumofmoniesfromthe Bank Account against anyoutstanding amount payable byme/ustoIIFLW;

iii. Topreparesignandsubmitallthef o r m s , s t a t e m e n t s

SIGNATURE 1823

Sole/First Holder Second Holder Third Holder

813

813

23

andndeclarationsasmayberequiredinrespectoftheBankAccount and collect cheque books/leaves/bank statementfrom the bank in respect of the Bank Account opened inconnectionwith the trading/ distribution services accountopenedwithIIFLW.

3. Pursuanttoinstructions,receivedfromthepersons(aspermodeof Operation) mentioned in Schedule 1 of the POA, to makeinvestments in various financial products i.e. Mutual Funds,Alternate Investment Funds, Bonds/Debts, National PensionScheme and other financial products from the credit balanceavailableinledgerstatementoftrading/depository/distributionaccount and/orredeemtheinvestmentsfromtheabovetowardsmeeting my obligations/ledger debits towards facilitating myinvestments/disinvestments and in this regard IIFLW isauthorized:

i. To enable/execute the transactions throughmy designatedBrokingaccount/Demataccount/Bankaccount/IIFLWledgeraccount/IPO, Bonds & Debts Account/Direct Investmentaccountfromtimetotime.

ii. Tosign/execute/submitnecessaryapplication/instructions/forms/intimationasmayberequiredbytherespectiveFundHouses/Institutions/Banks/ Issuers/ Companies or otherentitiesforpurchase,sell,redemptionortransferofSecuritiesetc.throughphysicalorelectronicorinternetplatformsfromtimetotime.

4. To make application and/or issue instruction for creation/invocation/closure of pledge on the securities/units held inmy/ourclientdesignateddemataccountsinfavourofIIFLWforthe limited purpose of meeting the margin requirements inconnectionwiththetradesexecutedbyme/usthroughIIFLWonanyStockExchangeand/oranyothertransactionsarisingoutoftradesexecutedbyme/usthroughIIFLWinanysegmentincludingcash,derivativesandcurrencyderivativessegment.

5. Generallytodoallsuchacts,deeds,mattersandthingsasmaybenecessaryfororincidentaltoensuringthatallpaymentsforanddelivery of securities arising out of transactions undertakenbyme/usthroughIIFLWaredulyandproperlycompleted.

6. Pursuanttoinstructionsreceivedfromthepersons(aspermodeofOperation)mentionedinSchedule1ofthePOAtomakenecessaryapplications onmy/our behalf to any officials or authorities inIndia,includingbutnotlimitedto,theCentralGovernment,and/ortheReserveBankOfIndia,IncomeTaxAuthority,StockExchanges,SecuritiesandExchangeBoardofIndiainconnectionwithmy/ourpurchase/sale/transferofthesecurities,andtorepresentmeinall respects before such authority/ies and establish withoutencumbrancetheownershipofsecuritiesinmy/ourname;

7. The term “Securities” shall include shares, scrips, stocks, bonds,warrants, options, futures, derivatives, convertible debentures,non-convertibledebentures, securitizeddebt instruments, fixedreturninvestment,equitylinkedinstrumentsorothermarketableSecuritiesofalikenatureinorofanyincorporatedcompanyorother body corporate, negotiable instruments, usuance Bills ofExchange, deposits or other money market instruments,commercialpaper,certificateofdeposit,unitsissuedbyUnitTrustof Indiaandunits issuedbyMutualFunds,mortgagebackedorother asset backedSecurities issuedby any institutionorbodycorporatecumulativeconvertiblepreferencesharesissuedbyanyincorporatedcompanyandSecuritiesissuedbyanyincorporatedcompanyandSecurities issuedby theCentralGovernmentoraStateGovernmentforthepurposeofraisingpublicloanandhavingoneoftheformsspecifiedinClause(2)ofSection2ofthePublicDebtAct,1944,anyothernewformofcapitalormoneymarketinstrumentsthatmaybeissuedinthefuturebyanyincorporatedcompany/firm/institutionorGovernment.

8. Pursuanttoinstructionsreceivedfromthepersons(aspermodeofOperation) mentioned in Schedule 1 of the POA(general orspecific) to apply for various products and securities includingMutualFunds,AlternativeInvestmentFunds,StructuredProducts,Public issues of securities including shares, debentures, rights,offerforsale,tenderingsharesinopenoffersetc.

9. Pursuanttoinstructionsreceivedfromthepersons(aspermodeofOperation) mentioned in Schedule 1 of the POA to acquire bysubscribingtoorbypurchaseofsecuritiesoranyotherinvestmentproductsandtosell,transferandendorsethesameorredeemthesame or otherwise deal in the securities and/or any otherinvestment products including but not limited to Initial PublicOfferings,FurtherPublicOfferings,BuyBackOffers,RightIssueseitherthroughinternetusingidentificationnumberissuedbyanyAuthorityfromtimetotimeorotherwise,and/ortosignandtoexecutealltransferdeedswhetherastransferorortransfereeandsuch other instruments, applications and papers as may benecessary for acquiring or transferring/redeeming the same,markingpledge/lienonsuchsecuritiesand/orfortransferringtheinvestments in the units of Mutual Funds from one scheme toanotherorbetweenMutualFundsand/orotherwiseasmayberequiredtodealinthesecuritiesorotherinvestmentproducts.

10. Pursuanttoinstructionsreceivedfromthepersons(aspermodeofOperation) mentioned in Schedule 1 of the POA to makeapplications for or to renounce and sign renunciation forms inrespectofbonds/debentures,rightsharesandadditionalsharesofanyCompany/Body/Authorityandtoreceiveandholdsuchrightsoradditionalsharesbondsordebentures.

11.Toissueordersandinstructionsforacquisitionsanddisposalofinvestmentsforandonbehalfofmyself/ourselvesandto purchase or otherwise acquire, invest and sell or otherwisedisposeoffsecurities.

12 Tosignthenecessaryformsandotherdocumentsifanyandtofilethesamewiththecompany/iesand/orMutualFundconcernedorany other entity for purchase, sell, redemption or otherwisetransferofsuchsecurities/unitsofMutualFundsandtransferringitinmy/ourname.

13. Toforwardallsuchapplicationsplacedthroughthewebsitetotheonline-IPOmoduleoftheconcernedExchangeorowner/issuerofInvestmentProduct.

14.Toreceivestatementsandotherdocumentspertainingtotheaboveunits/securitiesandtoacknowledgereceiptofthesame.

15.Todoall suchactsand thingsasmaybenecessary toeffect thesubscription/purchase/redemption or any other transaction inanysecuritiesand/orInvestmentProductforwhichservicesareavailedfromIIFLW.

16. To debit the purchase price of such securities or any otherfees/chargesetc.duetoIIFLWandtodischargeallobligationinthisregardonmy/ourbehalf to IIFLW, inmyaccountwith IIFLWealthManagementLtd.

17. Tooperate and to givedelivery/receive instructions, borrowingand lending instructions, pledge instructions, pledge closureinstructionsandtodoallsuchotherthingsthatmaybenecessaryinthecourseofbusinessrelatingtooperationofclientdesignateddemataccount(s)ortowardstheobligationfortransactionsdonethrough IIFLW, including transactions on NSE, BSE and otherExchange,undermy/ourinstructions.

18. Toexecutethesharetransferrequestsgivenbyme/usthroughthewebsite or any other medium and process the documentsauthenticatedbyauthorizedsignatoriesempoweredtodoso inthisregard.

19.To square off at its discretion my/our position oftransactionsthatarenotdeliverymarkedduringtheday.

20. To demand, receive and give good and effectual receipt(s) and

SIGNATURE 1923


913

913

24

discharge(s)foralloranydividends,interest,bonusesoranyothersum(s)and/orincomearisingfromtheshares,debentures,unitsand other investments and to sign and endorse pay orders,dividend/interestwarrantsorcertificates,receivealldebts,sumsofmoney,principal,interest,dividendorotherduesofwhatevernatureoraccountwhicharenoworatanytimedueandpayableandbelongtome/us.

21.Forthepurposeoftheaforesaidtosigncontracts,agreements,transfers, acceptances, receipts, or other instruments,documents and forms, to accept and carry out correspondencewithsuchperson(s)orauthority/authoritiesordepartment(s)andtodoallsuchlawfulactsrequisiteforeffectingthesame.

22. To correspondwith and givenotice to the correspondingAssetManagement Company/Body Corporate/Registrar & TransferAgentofsecuritiesincludingbutnotlimitedtogivinginstructionswithregardtonomination/changeininvestmentplans/anyotherchangesthatmaybenecessitated/instructedbyme/us.

23. Tocomplyand/orcausetobecompliedwithallstatutoryandotherrequirementsattachedtoorarisingoutofthesepremisesandforthesepurposetotakesuchstepsandactionsnecessaryorproper,including signing of affidavits, indemnity, declarations, legaldocuments,deedsandwritingsrequired.

24. Tosendconsolidatedsummaryofmy/ourscripwisebuyandsellpositions taken with average rates by way of SMS/ e-mail atmy/our registeredmobile no./email id as provided byme/ usthroughcontractnoteoranyother intimation,onadailybasis,notwithstanding any other document to be disseminated asspecifiedbySEBIfromtimetotime.

25. Toarrangetoreturntome/usthesecuritiesthatmayhavebeenreceivedbyIIFLWerroneouslyorthosesecuritiesthatIIFLWisnotentitledtoreceivefromme/us.

26. Foralloranyofthepurposeaforesaidtoappointfromtimetotimearepresentativeandtorevokesuchrepresentationbutsothattheappointment of any such representative shall not affect orprejudicetherightsorpowersoftheAttorneytoacthereunderandthe Attorney may continue to do so notwithstanding suchappointments.

27. Totemporarilyinvest,withoutmy/ourconsent,thecreditbalancewhich is lying idle inmy/our ledger and/or bank statement oftrading / depository / distribution account, in liquid assetsincluding units of liquid, money market and ultra-short termschemesofmutualfundsandalsoredeem/sellthesaidtemporaryinvestment(s);

28. Toinstructthebanktotransferthefundsanddebitmy/ourbankaccount(s) mentioned hereunder to meet with the followingrequirement;

i. Towards meeting the settlement obligations / marginrequirements in connection with the trades executed byme/us in connection with the trades executed by me/usthrough IIFLW on any Stock Exchange and / or any othertransactionsarisingoutoftradesexecutedbyme/usthroughIIFLW,

ii. To recover any outstanding amount due/debit balance asreflectinginmyledgerstatementarisinginconnectionwiththe trades executed byme/us through IIFLWon any StockExchangeand/oranyothertransactionsarisingoutoftradesexecutedbyme/usthroughIIFLW.

iii . Towards the payment for subscription of financialproducts/facilities/servicesthroughIIFLWlikeMutualFunds,PublicIssues(sharesaswellasdebentures),rights,offerofsharesetc.

iv. Topayanyothermonies/fees/charges/costexpensesetc.duep aya b l e t o I I F LW f o r a va i l i n g / s ub s c r i b i n g t ofacilities/servicesavailedbyme/us.

v. Toinvestavailablecreditbalanceinanyoffinancialproductsaspermy/ourinstructiontoIIFLW.

29. Toprepare,complete,signandsubmitallforms,statementsanddeclarationsasmayberequiredinrespectofoperatingofthebankaccount(s).

30. Tomake,draw,sign,endorse,negotiate,acceptandreleaseasthecase may be cheques, drafts , pay orders, telegraphictransfers/directtransfersontheinternetorothersecuritiesforpaymentofmoneywhetherdebitorcreditinmy/ouraccount(s)withtheIIFLW.

31.Tomake,signandexecuteallformsanddocumentsasrequiredtooperate depository account with depository participant and toissueinstructionsrelatingtodematerializationorrematerialisingof securities, freezing of accounts, to block and/or debit theaccount,togivedelivery/receiptinstructions,pledgeinstruction,pledgeclosureinstructions,lendingandborrowinginstructions,andtodoallsuchotherthingsthatmayberequiredinthecourseofbusiness relating to the depository account opened onmy/ourbehalf including closure of the account if deemednecessary orexpedient.

32. Subject to Exchange Control Regulations in India to demand,receiveandgivegoodandeffectualreceipt(s)anddischarge(s)foralloranydividends,interest,bonusesoranyothersum(s)and/orincomefromtheshares,debentures,unitsandotherinvestmentsand to sign and endorse pay orders, dividend or other dues ofwhatevernatureoraccountwhicharenoworatanytimemaybedueandpayableandbelongtome/orusonanyaccount(s).

33. Toenterintoandexecutesuchdeeds,documentsandwritingsasmayberequired for thepurposesofopening,operatingand/orclosingofanybankaccountwithanyBankinIndiainournameandonourbehalf,inconnectionwiththesaidcreditfacilities.

34. Toprepare,complete,signandsubmitallforms,statementsanddeclarations as may be required in respect of the opening,operatingandclosingthebankaccount(s).

35. To receive and deposit the monies realized from sale of thesecurities or any other financial products and all interest/dividendsinmy/ourbehalfinmy/ourbankaccount;

36. Further to standing authority to invest in liquid assets, asmentionedinpointnumber27ofthispowerofattorney, IIFLWmayinvest/redeemtheavailablecreditbalanceinmy/ourledgeraccount/demataccount/bankaccountininsuchothersecuritiesandfinancialproducts,asinstructedbyme/us;

37.Todooromit todoallsuchactsandthingsas IIFLWmay in itsdiscretion consider to be necessary or desirable in order toexerciseitspowershereunderortocomplywithanylaws,orders,rules,regulationsordirectionsofanygovernmentorregulatoryorotherauthorities.

38.My/OurAttorneyIIFLWshallnotbe liableforanylossthatmayresultfromfailure/inabilityofelectronicconnectivityorrejectionofmy/ourapplicationforanyreasonwhatsoever.

39.My/OurAttorneyIIFLWshallnotbeliableforanytransactionprocessedonthebasisof informationprovidedbyIIFLWtotheissuers/owners of securities or investment products in theapplicationsorotherwisebasedontheinformationprovidedbyme/us.

40. Toattend,voteandotherwiseactasattorneyorproxyatmeetingsofthemembers,creditors,debenturesholdersofanycompanyinwhichSecuritiesareacquiredorheldpursuanttothisauthorityforandonmy/ourbehalfand/orpermy/ourinstructions.

41. To buy/sell foreign exchange onmy/our behalf and to sign alldocumentsrelatedtorepatriatingthefundfrommy/ouraccount.

42. ItisherebyclarifiedanddeclaredthattheAttorneybeingabodycorporate,thepowerhereinabovegrantedmaybeexercisedby

SIGNATURE 2023


1013

1013

25

anyofitsagentsoremployeestowhomtheAttorneymaydelegateany of the powers aforesaid and accordingly the Attorneymayappointandremoveanysub-agentorAttorneyfromtimetotimeasitmayconsiderappropriate.

43. TheAttorneyshallhavethesoleauthorityandpowertooperatethe said Account with the Bank and I/we hereby declare andundertakenottooperatesuchAccountduringthecurrencyofthisPowerofAttorneyinanymannerwhatsoeverMy/OurAttorneyIIFLWshallnotbeliableforanylossthatmayresultfromfailure/inability of electronic connectivity or rejection of my/ ourapplicationforanyreasonwhatsoever.

44. I/ We hereby agree that all such acts done by my/ our abovementionedattorneyshallbedeemedtobeactsdonebyme/usandifnecessaryshallberatifiedbyme/usontheinstructionsofthesaidattorney.

ANDI/WeherebyagreethatIIFLWshallexercisesuchpowersandauthorities conferred under the above Power of Attorney onlypursuant to the instructions in that behalf given by me/us ormy/our Authorised Representative, whichmay be given orally,overthetelephone,throughtheinternet,electronicallyorinanyothermanneracceptabletoIIFLWandsuchinstructionsshallbedeemedtohavebeengivenbyme/usandshallnotbequestionedbyme/usandshallbeconclusiveandbindingonme/us.

My/Our“AuthorisedRepresentative”forthepurposeofthisPowerofAttorney shall mean Mr./Ms. __________________ or such other person

appointedbyme/usandintimatedbyme/usinwritingtotheAttorneyfromtimetotime.AND I/We hereby agree that all such acts done by my/our abovementionedattorneyshallbedeemedtobeactsdonebyme/usandifnecessary shall be ratifiedbyme/uson the instructionsof the saidattorney.ANDI/WEDOHEREBYCONFIRMANDDECLARETHATthisPowerofAttorneyshallbevalid,effectiveandoperativeonlyaftertheexecutionbybothpartiesandacceptancebyIIFLWandshallremaininforcetillmyaccountisintheoperationandactive.I/WemayrevokethisPowerofAttorneyatanytimebygivinganoticetoIIFLWinwritingandthecessationofthisauthorityshallnotaffectorimpairanyacttheretodoneinexerciseofthesepresents.Suchnoticeshallbedulysignedbyme/usandshouldbereceivedat5thFloor,IIFLCentre,KamalaCity,SenapatiBapatMarg,LowerParel(W),Mumbai-400013.I/Weherebyundertaketoensurethatpriortotherevocation of this power of attorney all amounts of debit balancesincluding penalties and other charges & expenses till the date ofrevocationduetotheAttorneyasperitsrecordsarepaid/clearedinfull.Therevocationofthispowerofattorneyshallbecomeoperativeonlyafterallamountsofdebitbalancesincludingpenaltiesandotherchargesandexpensesthatarepayablebymearepaidinfull.This document shall be subject to the jurisdiction of the Courts

in______________.MADEandexecutedat____________onthis____________dayof_________________20_________.

INWITNESSWHEREOFI/Wehavehereuntosetandsubscribedmy/ourrespectivehandstothesepresentsthedayandtheyearhereiabovewritten

SCHEDULE2a.ClientDesignatedDematDematAccountNo.

b.IIFLWDesignatedDemat/BankAccountNos.andForMutualFundsNSCCL&ICCLCM-BPIdsDPName:IIFLWealthManagementLtd.

DPID:12083300(CDSL) BankAccountNos.DPID:IN304158(NSDL)

NSE-12083300-00000042BSE-12083300-00000023

NSE-10000012BSE-10000004

SignedandDeliveredby

SIGNATURE 2123


1113

1113

SCHEDULE1

Name Age Address

First/SoleHolder(TradingAccountClient)

SecondHolder

ThirdHolder

TradingAccountNo./ClientIDDematAccountNo.BankAccountNo.

ModeofOperation(forDistributionPOAAccountonly)

SinglyJointly_______________AnyoneorSurvivor

26

AnnexureEnclosed-AnnexuretoSchedule2

Weherebyagreetoexercisethepowersconferreduponusintermsoftheclausesmentionedhereinabove.

ForIIFLWealthManagementLtd.

AuthorisedSignatory Date:______________________________

CLIENT’SWITNESSFORPOWEROFATTORNEY(forandonbehalfoftheClient)

Witness2

Name

Address

Witness1

Name

Address

Signature Signature

27

SrNo Category DPName DPID Client/BOId

1 CMPOOL IIFLWealthManagementLtd. 12083300 00000042


3 CMPrincipal IIFLWealthManagementLtd. 12083300 00000023


SrNo Category DP Name DP ID Client/BOId

1 CMPOOL IIFLWealthManagementLtd. IN304158 10000012

2 CMPOOL IIFLWealthManagementLtd. IN304158 10000004

3 ClientMarginAccount IIFLWealthManagementLtd. IN304158 10000037

4 ClientMarginAccount IIFLWealthManagementLtd. 12083300 00000057

5 ClientMarginAccount IIFLWealthManagementLtd. IN304158 10024902

6 ClientAccount IIFLWealthManagementLtd.-ClientAccount 12083300 00000061

7 ClientAccount IIFLWealthManagementLtd.-ClientAccount IN304158 10022343NSDL

Annexure to Schedule - 2 IIFLW Designated Demat A/c with IIFL Wealth Management Ltd

NSDL

NSDL

NSDL

CDSL

NSDL

CDSL

Depository

CDSL

CDSL

CDSL

CDSL

Depository

AUTHORIZATION LETTER

To, Date:_____/_____/________IIFLWealthManagementLtd.IIFLHouse,SunInfotechPark,RoadNo.16V,PlotNo.B-23,ThaneIndustrialArea,WagleEstate,Thane-400604.Sir,A. AvailingMutual Fund Service System (MFSS) facility/ BSE StARMUTUAL FUND (hereinafter jointly referred to “Mutual Fund

TransactionFacilities”)YesNo I/Weam/areinterestedinavailingthetradingfacilityoftheExchangesforthepurposeoftransactingintheunitsofMutualFundsSchemes

permittedtobedealtwithontheMFSSandBSEStARMUTUALFUNDofNSEandBSErespectively. I/Wethereforerequestyoutoregisterme/usasyourclientforparticipatingintheMutualfundtransactionfacilities(MFSSandBSEStAR

MUTUALFUND). I/WearewillingtoabidebythetermsandconditionsasmentionedintheNSECirculardated24/11/09,BSECirculardated02/12/2009and

furthercircularsasmaybespecifiedbytheExchangesfromtimetotimeinthisregard. I/WeshallalsoensurecompliancewiththerequirementsasmaybespecifiedfromtimetotimebySecuritiesandExchangeBoardofIndiaand

AssociationofMutualFundsofIndia(AMFI).Forthesaidpurposeofavailingthesefacilities,I/WestatethatKnowYourClientdetailsassubmittedbyme/usforthestockbrokingmaybeconsideredforthepurposeofMutualfundtransactionfacilitiesandI/Wefurtherconfirmthatthedetailscontainedinsameremainunchangedasondate.

I/WeshallreadandunderstandthecontentsoftheSchemeInformationDocumentandKeyInformationMemorandum,addendaissuedregardingeachMutualFundSchemeswithrespecttowhichI/Wechoosetosubscribe/redeem.I/Wefurtheragreetoabidebythetermsandconditions,rulesandregulationsoftheMutualFundSchemes.

WithreferencetomyapplicationforregisteringasaclientforMutualFundTransactionfacilitiesofferedbyNSEandBSE,I/WeherebyundertaketoprovidefundstotheParticipantequivalenttothesubscriptionamountandapplicablebrokerage/fees/chargesbeforeapplyingformutualfundunitsthroughtheParticipant.

Forthispurpose,I/WeherebyauthorizeIIFLWealthManagementLtd.toutilizethesurplusfundsinmy/ourBrokingaccountheldwithIIFLWealthManagement Ltd. in its capacity as a StockBroker and transfer funds to the extent of subscription amount and/or applicablebrokerage,fees,chargesandotherstatutorylevies(incaseofbothsubscriptionandredemption)and/oranyotherobligationtomeetthedebitinmy/ourMutualfundtransactionaccount.

My/ourexposurelimitsinmytradingaccountshallbereducedtotheextentoftheamountutilizedfortransactinginthemutualfundunitsaspermyinstruction.Incaseofsubscriptionrequest,I/Weherebyunderstandandagreethatbasedonmyinstruction,theamountwillbedebited inmyMutual fund transaction account and surplus funds shall be transferred frommy Broking account tomymutual fundtransactionaccountasperthisauthorityletter.I/WefurtheragreeandunderstandthatsuchfundswillbeusedbytheParticipantforapplyingformutualfundunitsafterdeductingtheapplicablebrokerage,fees,chargesandotherstatutorylevies.I/WeagreeandundertaketomakegoodsuchshortfallimmediatelyasmaybeinformedbyIIFLWealthManagementLtd.fromtimetotime.

Incaseofaredemptionrequest,I/WeagreeandauthoriseIIFLWealthManagementLtd.todebitmymutualfundtransactionaccounttotheextentofapplicablebrokerage,fees,chargesandotherstatutoryleviesandfurtherauthorizetoutilizethesurplusfundsinmy/ourBrokingaccountheldwithIIFLWealthManagementLtd.initscapacityasaStockBrokerandtransferfundstotheextentofapplicablebrokerage,fees,chargesandotherstatutorylevies(incaseofbothsubscriptionandredemption)and/oranyotherobligationtomeetthedebitinmy/ourMutualfundtransactionaccount.

B. AuthorizationforSystematicInvestmentinMutualFund/SecuritiesYesNo I/WeherebyauthorizeIIFLWtoexecuteanorderinmy/ouraccountheldwithIIFLWforpurchaseofthesecuritiesand/ormutualfundunits

undersystematicinvestmentplanonmy/ourbehalfaspermy/ourinstructions. I/Wefurtheragreeandunderstandthatallthetermsandconditionsofthetradingagreement/termsandconditionenteredinto/agreedwith

IIFLWshallbealsoapplicabletotheinstructionsforsystematicinvestmentinmutualfundunits/securitiesandI/Weherebyagreetoabidebythesameatalltimes.

I/WeunderstandthattheinstructionsforsystematicinvestmentcanbegivenbymeinwritingorthroughtheonlinefacilityprovidedbyIIFLWoroverrecordedtelephoneline.I/Weherebyagreeandunderstandthatthesaidinstructionsshallbevalidandbindinguponme/usuntilmodifiedand/orcancelledbyme/usbygivingvalidinstructiontoIIFLWeitherinwritingorthroughtheonlinefacilityprovidedbyIIFLW.

I/WeherebyundertaketogiveanECSmandate/standinginstructioninfavorofIIFLWtowardsmy/ourtradeobligationsarisingoutofthisauthorizationorI/weherebyauthorizeIIFLWtoexecuteorderunderSIPonthebasisofclearfundavailableinmyledgeraccountandasperriskmanagementpolicy.

I/WeherebyauthorizeIIFLWtodebitmy/ourtradingaccountheldwithIIFLWtowardsmy/ourtradeobligationsandallthefees,charges,taxes,brokerageetcdueandpayablebyme/us.

I/Weunderstandthatthisauthorizationcanberevokedbyme/usatanytimebygivingawrittennoticeatleast30daysinadvancetoIIFLW.I/WeunderstandthatsuchrevocationshallbeeffectivefromthedateofreceiptofconfirmationofthesamefromIIFLW.I/Weagreeandundertaketofulfillallmy/ourobligationsaspertheinstructionsforsystematicinvestmentarisinginmy/ouraccountbeforetheeffectivedateofsuchrevocation.

I/We agree to abide by the Terms and Conditions applicable for Systematic Investment in Mutual Fund and/or Securities and anyamendmentstheretoatalltimes.

I/WeundertaketoindemnifyandkeepindemnifiedIIFLWanditsdirectors/officersforalltradesexecutedonmy/ourbehalfaspertheinstructionsgivenbyme/us.

C. RUNNINGACCOUNTAUTHORISATIONYesNo AuthorisationtoIIFLWealthManagementLtd.a) Iwouldliketokeepsecuritiespurchasedbymewithyouascollateralforgivingmeexposurelimitsinmytradingaccount/marginobligation.I

authorizeyounottotransfershares/securitiespurchasedbymetomydematbeneficiaryaccountandkeepthemwithyourselves.Ialsoauthoriseyoutopledgetheseshares/securitieswiththeClearingMember/Exchange/Custodian,atyourdiscretion. Incaseanyof theshares/securitiesaresoldinsubsequentsettlements,youmaytakethisasastandinginstructiontoadjustagainstmypreviouspurchasepositionsinanyofExchanges.

28

b) WheneverIrequiredeliveryofanyshares/securities,Ishallsendyouawrittenrequest.Iunderstandthatsuchpayoutofsecuritieswillbemadesubjecttoyourriskmanagementpolicies.

c) Incasethereisadebitbalanceinmyaccount,youareauthorizedtosellatanypointoftimetheshares/securitiesheldbyme/heldonmybehalf,atyoursolediscretion.Anyprofitorlossmadeonsuchtransactionswillbetomyaccountasitwouldhaveoccurredonnormalpurchase/salemadebyme.Ialsoagreetopaythebalanceamount,ifanyafterdeductingcreditofsaleofshares.

d) Ialsorequestyounottoissuecheques/makepaymentssettlementwiseunlessspecificallydemandedbyme,aspayinandpayoutareverycloseandthereforeexchangeofchequebecomesunnecessarypaperwork.

e) I/Weunderstandandagreethatnointerestwillbepayabletome/usontheamountsorsecuritiessoretainedwithyou.f) Ifurtherauthoriseyoutosetoff/adjustanyofmydebits/duesinanysegmentofanyExchangewithcreditsofanyothersegment(s)ofany

Exchange(s)inmyaccountwithintheperiodofsettlementofmyaccount(SecuritiesandFunds)asoptedbyme.g) TheSecuritieslyinginclientbeneficiaryaccountonmy/ourbehalfand/orcreditbalanceslyinginmy/ourledgeraccountofanysegmentsof

anyExchangescanbeconsideredasmarginfortheanysegmentsofanyExchanges.h) I/Weunderstandthatthisauthorizationshallremainvaliduntilrevokedbyme/us.I/weundertaketoclearallmyduesarisingduringthe

validityofthisauthorizationelsethemembershallrecoverallmy/ourduesinmy/ourledgertilldate.Ialsoundertaketoclearallmyduestoyoubeforeservingrevocationof thisauthorisationelsethememberwillrecoverallmydues inmy ledgertilldateandtheneffect therevocation.

I) I/Wefurtherwishtohavesettlementofmyaccount(fundsandsecurities):-(Tickanyoneoption):- OnceinQuarterOnceinMonth I/Weunderstandthatsettlementamountshallbesubjecttoretentionofrequisitesecurities/fundstowardsoutstandingobligationsand

marginsinmyaccountcalculatedinthemannerspecifiedbySEBI/Exchangeanddetailsmentionedinthe“StatementofAccount”atthetimeofsettlement.I/Weauthoriseyoutosendthestatementofaccountonfundsandsecuritiesasonthedateofsettlementtomyinternettradingaccountore-mailidregisteredwithyou.I/WeunderstandthatI/WecanobtainacopyofthesamefromanyofyourBranchoffices.

I/WeunderstandandauthorizethatyouwillnotreleasethepayoutincasethebalanceafternecessaryretentionisuptoRs.10000/-inanyofthequarters,tillmyrevocationinwritingasI/Wewillbedoingregularlytradingwithyou.

IalsoundertaketobringanydisputearisingfromStatementofaccountsorsettlementsomadetoyournoticewithinsevenworkingdaysfromthedateofreceiptoffunds/securitiesorStatementasthecasemaybe.

Sokindlymaintainmyaccountasarunningaccountbasisforfundsandsecurities.D. AUTHORISATIONFORRECEIPTOFCONTRACTNOTESANDOTHERDOCUMENTSINDIGITALMODEYesNo I/WeherebyconsenttoreceivefromIIFLWealthManagementLtd.thedigitalcontractnotes,bills,ledgers,transactionstatements,demat

statement of accounts/ holding statement(s)/bills/other statements, notices, circulars, amendments and such other correspondencedocuments, recordsbywhatevernamecalled inelectronic formdulyauthenticatedbymeansof adigital signatureas specified in theInformation Technology Act 2000 and the rules made thereunder to my below mentioned email id (said email id). E-mail Id :_________________________________I/WefurtherherebyagreethattheIIFLWealthManagementLtd.shallfulfillthelegalobligation,iftheabovedocumentsaresentelectronicallytothesaide-mailidandI/Weam/areawarethatI/wewillnotreceivethestatements/documentsinpaperform.Inthisregard,I/wefurtherconfirmandagreethat:

(i) Theaboveismy/ourpersonalE-mailid.I/Weshalltakeallnecessarystepstoensureconfidentialityandthesecrecyoftheloginandpasswordoftheabovementionede-mailaccount.IIFLWshallnotbeliabletoorresponsibleforanybreachofsecrecy.I/Weam/areawarethatthestatements/documentsmaybeaccessedbyotherentitiesincasetheconfidentiality/secrecyoftheloginnameandpasswordiscompromised.I/Wewillbesolelyresponsibleforthesecurityoftheinformationprovidedonmy/ouraforesaide-mailid.

(ii) E-mailssenttoanyoftheabovementionede-mailaccountshallbedeemedtobedulydeliveredtotheme/us.However,emailsbouncedbackonaccountoferrors/systemsissueattributabletoanyactofIIFLWwillnotbeconsiderdasdulydelivered.

(iii) IIFLWshallnottakecognizanceofout-of-office/outofstationautorepliesandI/Weshallbedeemedtohavereceivedsuchelectronicmails.

(iv) SuchStatementsshallbedeemedtohavebeendeliveredonthedaywhenthee-mailissentbyIIFLW. (v) I/WefurtheragreethatIIFLWmayatitssolediscretionalsoprovide/discontinuesuchstatementsinphysicalform. (vi) IIFLWshallnotbeliableorresponsibleforanyStatementreceivedfromfraudsorimpostorsoranyconsequencesthereof. (vii) IIFLWshallnotbeliableforanyproblem,whicharisesatmy/ourcomputernetworkbecauseofmy/ourreceivinganyStatementfrom

IIFLW. (viii) I/WeshallinformIIFLWbywayofaletterinwritingdulysignedbymeorinformthroughinternetplatformifthereisanychangeinthe

Emailgivenabove. (ix) I/WeundertaketochecktheStatementandbringthediscrepanciestoyournoticewithinthetimeperiodasspecifiedunderthe

relevantagreementsenteredintowithIIFLW.My/Ournon-verificationornotaccessingtheStatementonregularbasisshallnotbeareasonfordisputingthesameatanytime.

(x) I/WeshallinforminwritinginprescribedformattoIIFLWtodiscontinuethesaidfacilities.I/WeandIIFLWshallhavetherighttoterminatesuchserviceprovidedawrittennoticeisgivenatleast10daysinadvancetotheotherparty.

I/Weshall immediately inform IIFLWabout change inemailaddress, if any. I/We furtheragree that IIFLWwillnotbe responsible fornonreceiptofdocumentssentviaelectronicdeliveryduetochangein/incorrectemailaddress/correspondenceaddressasmentionedoranyotherreasonwhichinteraliaincludetechnicalreasonsormalfunctionofmy/ourcomputersystem/server/internetconnectionetc.FurtherI/WeagreeandundertaketoindemnifyIIFLWanditsgroupcompanies,thattheywillnotbeheldliable/responsibleforanylosses,claimsdamages,costandliabilitiesetc.causedtome/usduetomisuseofthisinformationorpursuanttoanylitigationcases,complaints,actions,etcthatmayariseinfutureonaccountofmy/ouraboveauthorizationrequest.

E. AUTHORISATIONFORONLINETRADINGSOFTWAREPASSWORDYesNo IwishtouseonlineTradingSoftwareinthisregardsFollowing:- I. Pleasesendmysystem-generated,internetaccountfirsttimeaswellassubsequent,passwordontheregisteredmobilenumbers.Also,if

IeverneedtoresetthePasswordlater,thesameshouldalsobesentbySMSontheabovegivenmobilenumber.AssoonasIreceivethesystemgenerated Password, I shall login and change it for security reasons. I am aware that system-generated Password willautomaticallyexpirein72hoursfromthetimeofsending.

II. IntheeventthatIdonotreceivethePasswordonSMSwithin24hoursofopeningofaccountorrequestforresetofPassword,IshallcontacttheCustomerServiceDepartmentoftheIIFLWimmediatelyandrequestforre-settingofmyPassword.

III. IhavebeenexplainedthatIshallsetmynewPasswordasmaybeeasytorememberforme,butshouldnotbeeasytodecipherfor

29

anybodyelseandshouldbepreferablyalpha-numericandnotmyoranyfamilymember'sname/surname. IV. I am fullyawareof the riskofelectronic loss/ theftandagree tobesolely liableandresponsible for thesameaswellas forany

unauthorizeduse/misuseofthePassword.IunderstandIIFLWwillnotberesponsibleorliableinanymannerwhatsoeverforthesame. F. AvailingIIFLWDistributionServicesYesNo I/Weunderstandthat: (a)IIFLWealthManagementLtd.(hereinafterreferredasIIFLW),itsassociatesandsubsidiariesofIIFLHoldingsLtd.(IIFLGroup)are

engaged in providing various financial services including distribution and execution services of various securities and financialproducts.Accordingly,forprovidingsaidservicesIIFLGroupmayearnfees(includingarrangerfees)orcommissionfromissuersofmutualfunds,alternativeinvestmentfunds,venturecapitalfunds,debtinstrumentsetc.

(b)Apart fromabove, securities/productsdistributedmaybeof IIFLGroupandaccordingly investment transactionmay includetransactionwithIIFLGroupascounterpartiesandIIFLGroupmayreceivevariousformofremunerationlinkedtodistributionservicesofferedtotheClient.

I/Weherebyagreetoavailserviceslikedistributionofsecurities/financialproductsincludingbutnotlimitedtofollowingofferedbyIIFLWDistributionServices.

• InitialPublicOffer/FollowonPublicOffer/Offerforsale • MutualFunds/AlternativeInvestmentFunds • Bonds,Debentures • NPS • Otherfinancialproducts 1. The instruction/authorization received from the account holder(s)/authorized representative as per mode of holding stated in

Schedule1tothePowerofAttorneyonshallbeexecutedbytheattorney. 2. I/WeherebyauthorizeIIFLWanditsassociatestodisclose,share,remit inanyform,modeormanner,all/anyoftheinformation

providedbyme/us,includingallchanges,updatestosuchinformationasandwhenprovidedbyme/ustoassociatesofIIFLWGroup,issuers,brokers,MutualFunds,AIFs,banksandotherrelevantparties('theAuthorizedParties')oranyIndianorforeigngovernmentalorstatutoryorjudicialauthorities/agenciesincludingbutnotlimitedtotheFinancialIntelligenceUnit-India(FIU-IND),thetax/revenueauthoritiesinIndiaoroutsideIndiawhereveritislegallyrequiredandotheragencieswithoutanyobligationofadvisingme/usofthesame.

3. I/Weherebydeclarethatthereisnoactionpendingagainstme/usbyanyregulatoryauthorityforviolationofanylaw.Therearenounpaidfines/penaltiesleviedonme/us.I/Wehavenotviolatedanylawapplicabletousorcircular/regulationsissuedunderanylawasondate.I/Wehavenolegalorregulatoryproceedingspendingagainstme/usforanyfinancialcrimesorviolationofSecuritieslawsinitiatedbeSEBI/RBI/Banksoranyotherfinancialinstitution.

DECLARATION i. Iamawarethatthemobilenumbershallbeupdatedinallyourrecordsanddatabasesincludingtradinganddemataccount. ii. Ideclarethattheregisterednumberismypersonalmobilenumberandisalwaysinmysafecustody.IshallkeepIIFLWinformedofany

changeinmymobilenumberimmediatelyforupdatingthesameindatabases.Iamawarethatwithoutintimationforchangeinmobilenumber,IIFLWwouldnotbeabletosendmyPasswordovernewmobilenumberandalsowouldnotbeabletoupdateinrecordsanddatabases.

iii. Iamawarethatincaseofchangeinmymobilenumberanytimeafteropeningofthisaccount,itismandatoryformetosubmitthephotocopyofalatest/lasttwomonthsMobilebillforpostpaidconnection.IfIhaveprepaidconnectionthenIhavetovisitpersonallytotheBranch/FANsalongwithmyIDproofs(E.g.:PanCardorDrivingLicense)andgetthedocumentsverifiedbythebranchofficials.

iv. Iwillbesolelyresponsibleforthesecurityoftheinformationprovidedonmyaforesaidmobilenumber.Further, v. IagreeandundertaketoindemnifyIIFLWanditsgroupcompanies,thattheywillnotbeheldliable/responsibleforanylosses,claims,

damages,costandliabilitiesetc.causedtomeduetomisuseofthisinformationorpursuanttoanylitigations,non-litigationcases,complaints,actions,etc.thatmayariseinfutureonaccountofmyaboveauthorizationrequest.

vi. SMSAlertsFacilitybydepository : I/Weconsent toCDSL/NSDLproviding to the serviceprovider such informationpertaining toaccount/transactionsinmy/ouraccountasisnecessaryforthepurposesofgeneratingSMSAlertsbyserviceprovider,tobesenttothesaidmobilenumber.I/Wehavereadandunderstoodthetermsandconditionsmentionedaboveandagreetoabidebythemandanyamendmentstheretomadebythedepositoryfromtimetotime.I/Wefurtherundertaketopayfee/chargesasmaybeleviedbythedepositoryfromtimetotime.I/WefurtherunderstandthattheSMSalertswouldbesentforamaximumfourISINsatatime.Ifmorethanfourdebitstakeplace,theBOswouldberequiredtotakeupthematterwiththeirDP.

vii. I/Weconfirmhavingreceivedahardcopyofthefollowingdocumentsandfurtherconfirmhavingreadandunderstoodthecontentsofthesedocuments.

• Terms&ConditionsForDistributionofSecurities. • Terms and Conditions for availing Mutual Fund Service System (MFSS) facility and BSE StAR Mutual fund offered

byNSEandBSErespectively. • TermsandConditionforavailingsystematicinvestmentinMutualfund/Securities.

2223

SIGNATURE


1213

1213

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IIFLWealthManagementLtd.beingthestockbrokerisinthebusinessof providingTrading cumDemat Services to its clients. In additions,IIFLWisalsoengagedinmarketinganddistributionofmutual funds,registeredwiththeAssociationofMutualFunds in India(AMFI)asaMutualFundDistributorandinvolvedindistributionofvariousothersecurities and financial products including products offered by itsaffiliatesorgroupcompanies.IIFLWprovidesonline/offlinefacilitytoapply/purchase/redeem/sale/buybackorotherwisedealintheunitsof Mutual Funds and other securities including transaction servicesopted in Account Opening Form (hereinafter referred to as'transactions').TheClientwishes toavailof the facilities/services through IIFLWonthefollowingtermsandconditionssetforthhereinbelow.ThetermsandconditionscontainedhereinarebindingontheClient.TheClienthas agreed to obtain facilities/services from the IIFLW after fullyunderstanding the entire terms and conditions. The terms andconditionsshallbesubjecttoamendment,ifanyfromtimetotimeatthe solediscretionof IIFLWandsuchamendments shallbindon theclient.ForthepurposeofthepresentTermsandConditions,NationalStock Exchange of India Limited and the Bombay Stock ExchangeLimitedshallbeknownastheStockExchanges.1) TheClienthasoptiontoauthorizeIIFLWbyexecutingaPowerof

AttorneyinfavouroftheIIFLWtoexecuteinstructionsoftheClientor its authorized representativewith regard to the transactionsincludingbutnotlimitedtoacquirebysubscribingtoorbypurchaseofsecuritiesandtosell,transfer,endorsethesecurities(includingbut not limited to Initial Public Offerings, Buy back offers, rightissuesetc.)orredeemthesameeitherthroughOnline(usingtheidentificationnumberissuedbyanyMutualFundfromtimetotime)orotherwiseand/ortosignandexecutealltransferdeedswhetherastransferorortransfereeandsuchotherinstruments,applicationand papers as may be necessary for the purpose of acquiring,transferring/ redeeming the same,marking pledge/lien on suchsecuritiesand/or fortransferringthe investments intheunitsofMutual Fund from one scheme to another or between mutualFunds, to make application for, or to renounce and signrenounciationformsinrespectofbonds/debentures,rightsharesand additional shares of any company/Body/Authority and toreceive and hold such rights or additional shares, bonds ordebentures.

2) All instructionsgivenbytheClient/itsauthorizedrepresentativeshallbebindingontheClientandIIFLWmayfurnishacertifiedcopyof the Power of Attorney and other documents on behalf of theClienttotheCompany/Registrar/MutualFundoranythirdparty.

3)TheClientagreesthattheinstructionswithregardtothetransactionsshallbeintheClient'ssolenameorinthenameoftheClientjointlywithotherpersonsasintimatedbytheClient.

4) The instructions with regard to the transactions may be giventhroughbysendingemailfromregisteredemailIDorbymakingthecall from registered telephone number/mobile number or anyotherreasonablemodeaspermittedbyIIFLW.

5) IIFLWmayrefusetoactonanyinstructionsunlesstheyaregiveninthemanner and formacceptable to IIFLW.However, IIFLWshallhave no responsibility to determine the authenticity of anyinstructionsgivenorpurportedtobegivenbytheClient.TheClientshallnotholdIIFLWliableonaccountofIIFLWactingingoodfaithoninstructionsgivenbytheClientoritsauthorizedrepresentative.

6) IIFLW at its own discretion may not carry out the Client’sinstruction, where the IIFLW has reasons to believe (whichdiscretionofIIFLWtheClientshallnotquestionordispute)thattheinstructions are not genuine or are otherwise improper/unclear/raiseadoubt.IIFLWshallnotbeliableifanyinstructionsarenotcarried/partlycarriedoutforanyreason,whatsoever.Alltransactionsaresubjecttotheapplicableregulatorynormsand/orIIFLW’sinternalpolicyrequirements.

7)TheClientunderstandsandagreesthatthemutualfund/RTA/Issuer

Company/stockexchanges/maycancel,closeorrejectanycontractsuo-motowithoutgivinganyreasonthereof.Intheeventofsuchcancellation,closureorrejection,IIFLWshallbeentitledtocancelrelativecontract(s)withtheClientandtheClientshallnotraiseanyobjectionandforitandholdIIFLWliable/responsibleforit.

8) IncaseofMutualFunds,theClientagreesandacknowledgesthatIIFLWshallprovidethefacilitiesasagreedbetweenthepartiesonlyin respect of the selected Mutual Funds, with whom IIFLW hasenteredintoaseparatearrangement/agreement.

9)TheClientundertakestoreadalltherelevantOfferDocumentsandaddendumstheretoandtermsandconditionsofallschemesofallmutualfundsandotherissuesofsecuritiesincludingbutnotlimitedtoInitialPublicOfferings/PublicOffers,RightsissueandBuyBackoffers,;beforeentering intoanytransactions theClientagrees toabidebytheterms,conditions,rulesandregulationsasapplicablefromtimetotime.Allrelevantdocuments inthisregardshallbemadeavailablebyIIFLWtotheClient.

10)ThePartiesshallensure that the transactions through IIFLWareexecutedinaccordancewiththeapplicablelaws,byelaws,rulesandregulationsgoverningthespecificinvestmentproduct.IIFLWmay,fromtimetotime,imposeandvarylimitsontheorderswhichtheClient may place, including but not limited to exposure limits,turnover limits and limits as to numbers. TheClient agrees thatIIFLWshallnotberesponsibleforanyvariationorreductionthatmaybedeemednecessarybyIIFLWbasedonitsriskperceptionandotherrelevantfactors.

The Client understands that direct investments in bonds/debentures/equity/equity related instruments/ mutualfund/venturecapitalfundmaycarrysignificantliquidity,creditanddefault risk, pricing risk. including the possible loss of principalamount invested. Past results are not a guarantee of futureperformance; yield or performance fluctuates andmay not be areflectionofpast results.TheClient shallmake investment aftercarefullyunderstandingtheInvestmentproducts.IIFLWshallnotbeliableorheldliableforanyconsequencesthereof.

11)TheClientexpresslyagreeandacknowledgethatanyinformationcontainedintheIIFLW’sBrochuresorothermaterialsorotherwisecommunicated by IIFLW shall not be constructed as investmentadvice and that all decisions topurchase or sell units/securitiesmade by the Client and shall be on the basis of own personaljudgmentarrivedatafterdueconsideration.IIFLWnotassureorpromise any bonus, interest, dividend, guaranteed returns andprofit.

12) IIFLWshallnotbeunderanydutytoverifycompliancewithanyrestrictionontheClient’sinvestmentpowers.

13)TheClientisresponsibleforthepersonalandbankrelateddetailsprovided by the Client. Neither IIFLW nor any of the MutualFunds/Issuers or their respective Registrars shall accept anyliability which may arise as a consequence of the erroneousinformationprovidedbytheClient.

14) The Client authorizes the IIFLW to disclose/share, all suchinformation pertaining to the Client with the companies/entities/subsidiaries/affiliates of IIFLW or their agents’Banks/FinancialInstitutions/StatutoryBodiesasmayberequiredfromtimetotime,fortheClienttobeabletoavailofanyoralloftheservicesprovidedbyIIFLWunderthisarrangementoranyotherservices. The Client shall undertake not to hold IIFLW and/orcompanies/entities/subsidiaries/affiliatesof IIFLWand/ortheiragentsliableorresponsibleforuseoftheaforesaidinformation.

15) IncaseofchangeofaddressandpersonaldetailsoftheClient,theClienttshallintimatetesameviawrittenletter/emailtoIIFLWofsuchchange.

16)TheClientagreesandunderstandsthatthefolionumberoftheClientinrespectoftheMutualFundschemesshallbereceivedbyIIFLWfromtheAssetManagementCompany.

17) Further,anychange in thedetailsof theClient includingbutnot

TERMS AND CONDITIONS FOR AVAILING THE SERVICES OF DISTRIBUTION OF SECURITIES/ FINANCIAL PRODUCTSAND DIRECT INVESTMENT PRODUCTS OFFERED BY IIFLW

31

limited to theDemataccount,BankAccount,Address, registeredcontactnumber,emailIDshallbefirstintimatedtotheIIFLWwhomay in turn liaisewith the IssuerCompany/MutualFund/AssetManagementCompanyoritsrespectiveRegistrarstoupdatesuchchanges.TheIssuerCompany/MutualFund/AssetManagementCompanyoritsrespectiveRegistrarsmayrejectsuchrequestsandinsuchaneventIIFLWshallnotbeliableforanysuchrejection.

18)TheClientfurtheragreesthattheClientshallnotclose/changethedetailsoftheBankaccountwithoutpriornotificationtoIIFLWandtheClientagreesthatIIFLWmayinstructBankoftheClienttorejectanysuchrequestreceivedfromtheClient.

19)TheClientshallprovideIIFLWwithitsPermanentAccountNumber(PAN). In the event the Client has mentioned “Not Applicable”againstPANintheApplicationForm,theClientconfirmsthattheClientisexemptedfromobtainingaPANundertheprovisionsoftheIncome Tax Act, 1961. However, in the event the Clientid/applicationisforRs.50,000ormoreandPANisnotprovided,theClientshallberequiredtosubmitForm60orForm61asthecasemaybetogetherwithpermissibledocumentsasproofofaddress.

20)The Client acknowledges that the purchase/applicationinstructionsshallbeprocessedbyIIFLWonlyaftersufficientfundstocoverthepurchase/applicationpriceandothercostsandchargesarereceivedbyIIFLW.

21) IfafterexecutionofanytransactionitisforanyreasonfoundthatIIFLWhasnotbeenprovidedwithsufficientfundsbytheClient,theClientshallpaythedeficientamounttoIIFLWforthwithondemand,failingwhichIIFLWmay(butshallnotbeboundto)squareupthetransactionatanytimeattheClient’ssoleriskandcost.AnylossarisingonsuchsquaringupwillbebornesolelybytheClientandtheClient shallpay to the IIFLW theadditional amount thatmaybepayablebytheClient,theIIFLW’sdemandbeingconclusive.

22)TheClientdeclaresandconfirmsthattheamountbeinginvestedbytheClienteitherdirectlyorthroughitsPowerofAttorneyholders,inanyschemesofallmutualfundsorothersecuritiesincludingbutnotlimited to Initial PublicOfferings/PublicOffers,Rights issue andBuyBackoffersisobtainedthroughlegitimatesourcesandisnotheldordesignedforthepurposeofcontraventionoftheprovisionsofanyAct,RulesandRegulationsoranystatueorlegislationoranyotherapplicableLawsoranyNotifications,directionsissuedbyanyGovernmentalorStatutoryAuthorityfromtimetotime.

23) IncasetheClientisaNon-residentIndian,theClientconfirmsthatthe funds remitted from abroad are through approved bankingchannelsorfromtheNRE/NRO/FCNRaccount.

24) Ifforanyreasons,IIFLWisunabletocarryoutthetransactionsasinstructedbytheClient/Client'sauthorizedrepresentativetotheextentoffullquantityofunits/securities,IIFLWshallbeentitledatitsdiscretionandtheClientherebyirrevocablyauthorizesIIFLWtocarry out a transaction of a lesser quantity of units/securitiessubject to the prior consent of the Client. IIFLW shall not beresponsibleforthenon-executionoftheClient'sinstructionsfortheentirequantityortheremainingquantityduetomarketconditionsprovidedthepriorconsentoftheclienthasbeenobtained.

25)TheClientagreesandacknowledgesthatanyinstructiongivenorpurportedtobegivenbytheClient/itsauthorizedrepresentativebeforethecutofftimeasmaybeintimatedbytheIIFLWtotheClientfrom time to time, will be processed on the same day. Anyinstructionreceivedafterthecutofftimewillbeprocessedonthenextworkingday,ifapplicable.

26) IncaseofMutualFund,applicableNetAssetValue(NAV)shallbeaspertheOfferDocumentandSEBIRulesandRegulations.Theunitsofschemeshallbeallotted,redeemedorswitched,asthecasemaybe, at the NAV prevalent on the date of the application, if theapplicationforpurchase,redemptionorswitchisreceivedbytheFund before the cut-off time as specified on the website andconsistentwiththetermsofthescheme.AnyrequestfallingdueonholidaywouldbeprocessedonthenextbusinessdayandrespectiveNAVwouldbeapplicableasperMutualFundsofferdocuments.

27) Incaseofothersecurities,theorderforpurchase,sell,offerunderBuyBacketc.shallbeacceptedbyIIFLWonlyifthesameisreceived

bythecutoffdateasindicatedonthewebsiteandconsistentwiththetermsoftheoffer.

28)TheClientagreesandacknowledgesthatafter the firstpurchasetransactioninanyMutualFund,theClientmaynotbepermittedtotransacttillthefolionumberisallotted.IIFLWdoesnotacceptanyliability for delay in processing time at the Mutual Fund’s orRegistrar’send.

29) IIFLWshallcredittheproceedsofthesale/redemptionetc.,foranyoftheInvestmentProductsonlyafterIIFLWhasreceivedthesameunlessspecificallyagreedotherwise.

30)TheClientacknowledgesthatIIFLWoritsrepresentativesshallnotbe under any obligation to provide him with any tax, legal,accounting,investmentadviceoradviceregardingthesuitabilityorprofitability of investment of any kind, nor does IIFLW or itsrepresentativesgiveanyadviceorofferanyopinionwithrespecttothe nature, potential value or suitability of any particulartransactionorinvestmentstrategy.

31) ItisexplicitlystatedhereinthattheMutualFundSchemes/OfferDocuments/otherschemesofferedbyIIFLW,havenotbeen/shallnotbeunderstoodasrecommendedbytheIIFLW.

32)The Client can view his/her/its transactions on the website. Aphysical copy of the transactions statement or the accountstatementshallbesentbyIIFLWonlyonawrittenrequestfromtheClient.

33) In case an application is made for Initial Public Offer/PublicOffer/UnitsofMutualFund through IIFLW, theClient authorizesIIFLWtocollectonClient’sbehalf,therefundamount,ifany,fromthe Issuer Company/Registrar/Asset Management Company/Mutual Fund and subsequently credit the same to Client’s Bankaccount,afterset-off/adjustmentofduespayablebytheClientonaccountofobligationsincurredinconnectionwiththeapplication.

34)TheClientfurtheragreesthatIIFLWshallnotbeheldresponsiblefornon-allotmentofsecuritieseitherfullyorpartlytoClient,foranyreasonwhatsoever.IIFLWshallnotbeheldresponsibleincaseduetosomereasonthebid/application/revisioninstructionssentbyClientisnotreceivedbyit,orifthebid/application/revisioncouldnotbeuploadedtotheStockExchange,orcouldnotbesenttotheBankers/Registrartotheissue.

35) IIFLW shall not be held responsible for non-receipt/delayin/incorrectreceiptoffund, ifany,fromtheRegistrar/Company.IIFLWshallnotbeheldresponsibleforincorrectTaxDeductionatSource (TDS) by the Registrar/company, if applicable, or fornonreceiptordelayin/incorrectreceiptofTDSCertificate,ifanyfromtheRegistrar/Company/MutualFund.

36) IIFLWshallnotbeliableforanylossordamagecausedbyreasonoffailureordelayofthemutualfundtodeliveranyunitspurchasedeventhoughpaymenthasbeenmadeforthesameorfailureordelayinmakingpayment inrespectofanysold though theymayhavebeendelivered.

37)TheClientunderstandsthatthecorporateactionsincludingbutnotlimitedtoDividends,declaredbytheIssuerCompany/MutualFundshallbedirectlypaidbytheIssuerCompany/MutualFundtotheClient’sbankaccountasdetailprovidedbytheClient.

38) IIFLWshallalsonotbeliabletotheClientforanydelay,failureorrefusaloftheMutualFund/anyIssuerCompany/CorporationorotherbodyinregisteringortransferringunitstothenamesoftheClientsofforanyinterest,dividendorotherlosscausedtotheClientarisingtherefrom.

39)The Client agrees to provide IIFLW with any confirmation/declarationoranyotherdocumentthattheconcernedIssuer/AssetManagementCompanyoranyotherentitymayfromtimetotimerequireIIFLWtocollectfromtheClientinrespectoftheservicesofferedunderthisagreement.

40) IIFLWshallnotberesponsibleforanychangesinthedataofanyscheme as carried out in the Offer document or any otherdocuments/materialissuedbyAssetManagementcompany/IssuerCompany/MutualFund.

41) IIFLWdoesnotacceptanyliabilityfordelayinprocessingtimeattheMutualFund’s/IssuerorRegistrar’send.TheClientagreesthat

32

IIFLWshallnotbe liableorresponsible fornonexecutionofanytransactionsforanyreason,whatsoever.

42)NeitherIIFLW,noranyoftheMutualFunds/northeissuershallbeliableforanyfailuretoperformitsobligations,totheextentthatsuch performance had been delayed, hindered or prevented bysystems failuresnetworkerrors,delayor lossofdatadue to theaforesaid, actsofGod, floods, epidemics,quarantine, riotor civilcommotionandwar.

43)TheClientagreesandunderstandsthattheapplicationinMutualFund/InitialPublicOfferingshallbesubjecttotheapplicableActs,Rules, Regulations, guidelines, circulars, notifications, anddirectivesissuedbytheRegulatoryAuthoritiesandOfferDocumentissuedbytherespectiveMutualFund/Issuer.

44)TheClient furtherunderstands andagrees thathe/she shall notplacetradesatunrealisticpricesfromcurrentmarketpriceofthesecurity or trade in illiquid securities which create artificiall i qu id i t y o r amoun t s t o man ipu l a t i on o f p r i c e s o rcross/synchronizedtrades.

45) IIFLWshallprovide its servicesonabest effortsbasis.HoweverIIFLWshallnotbeliableforanyfailureorforanyloss,damageorothercostsarisinginanywayoutof:

a) System failure including failure of ancillary or associatedsystems, or fluctuation of power, or other acts of God/forcemajeure;

b) Accident,transportation,neglect,misuse,errors,fraudsonthepartoftheClientoranyagentoftheClientoragentsoranythirdparty,or

c) AnyfaultinanyattachmentsorassociatedequipmentsoftheClient

d) Any incidental, special or consequential damages includingwithoutlimitationoflossofprofit.

46) Intheeventofdisputes,differences,claimsandquestionsbetweenthePartiesarisingoutoftheseTermsandConditionsorinanywayrelatingheretoor toanyprovisionhereofor theconstructionor

interpretationthereof,thePartiesshallfirstendeavortosettlethesamebyfriendlyconsultationand,failingsuchsettlement,Boththepartiesagreetoreferanyclaimsand/ordisputestoarbitrationaspertheRules,ByelawsandRegulationsoftheExchange/regulatorsandcircularsissuedthereunderinaccordancewiththeprovisionsoftheIndianArbitrationandConciliationAct,1996.ThelanguageofArbitrationshallbeEnglish.Theawardofthearbitratorshallbefinalandbinding.

47)TheClientunderstandthatalldisputesanddifferencesarisingoutof, under or in connection with these terms and conditions oranythingdonehereundershallbewithintheexclusivejurisdictiononlytothecourtsofMumbai.FurtherthesetermsandconditionsaresubjecttoandshallbeconstruedinaccordancewiththelawsprevalentinIndia.

48)Thepartiesunderstandthatincaseofgrossnegligence,orwilfuldefaultbyeitherparty,thepartyguiltyofgrossnegligenceorwilfuldefault shall indemnify the other party for, any and all costs,charges,expenses,claims,lossesorliabilitiesofanynature(directorindirect)includingreasonablelegalfeesandexpensesincurredand/or suffered by other party resulting from any act ofomission/commission(oranydelay)committedbythepartyguiltyofsuchgrossnegligenceorwilfuldefault.

49. The Client confirms that he/she has read and understooddisclosures relating to commissionsonmutual funddistributionactivities, which are made are available on our websitewww.iiflw.com. He/She is also aware that IIFL Mutual Fund issponsoredbyIIFLW&subsidiaryofIIFLWmanagesAIF'sandVCfundlaunchedbyIIFLgroup.

50)TheClient confirms that the said distribution arrangement is apurely executionary arrangement, without any productrecommendationoradvice.Foranyproduct recommendationoradvicetheClientmayseekservicesoftheCompany’sAdvisoryUnitwhichisdistinctandsegregated.

SIGNATURE 2323


1313

1313

33

Intentionallyleftblank

35

ACKNOWLEDGEMENT

Received the application from Mr/Ms_______________________________________________________ as the sole/first holder alongwith

_____________________________ and _______________________________ as the second and third holders respectively for opening of a trading,

depositoryanddistributionaccount.PleasequotetheDPID&ClientIDallottedtoyouinallyourfuturecorrespondence.

ParticipantStamp&SignatureDate D D M M Y Y Y Y

From

IIFLWealthManagementLtd.IIFLHouse,SunInfotechPark,RoadNo.16V,PlotNo.B-23,ThaneIndustrialArea,WagleEstate,Thane-400604.

DPId:12083300/IN304158

Intentionallyleftblank

REGD.OFF.:IIFLHouse,SunInfotechPark,RoadNo.16V,

PlotNo.B-23,ThaneIndustrialArea,WagleEstate,

Thane-400604.

TEL.:(+91-22)39294000/41035000

CEO:KaranBhagat

Email:[email protected]

TEL.:(+91-22)39585600

Compliance:DineshTanwar

Officer

Email:[email protected]

CORP.OFF.:7thFloor,IIFLCentre,WingB,KamalaMillsCompound,

SenapatiBapatMarg,LowerParel(W),Mumbai-400013,

India.

TEL.:(+91-22)39585600

EMAIL:[email protected]

[email protected]

WEBSITE:www.iiflw.com

MemberoftheNationalStockExchangeofIndiaLimited(“NSE”)andBSELimited(“BSE”)ontheCash,F&O,CDS,WDM

SEBIReg.No.INZ000011437

Depository-NSDL&CDSL-SEBIReg.No.IN-DP-271-2016,AMFIasMutualFundDistributorhavingReg.No.ARN-59563.

U74140MH2008PLC177884