PM INNOVATIONS LLC

Asset Management Group

CONFIDENTIAL INFORMATION

INT

RO

DU

CT

ION

Introduction

PM Innovations LLC has created an Asset Management Group that offers real estate lenders, investors, and

local real estate companies a complete solution to handling of distressed vacant or occupied properties

nationwide.

The Asset Management Group services all types of properties: single, multi- family and commercial. We use

local professionals - so we know the area - and we know the market. Our combined background allows us to

maintain the properties more efficiently with our technology and proven long-time expertise - thus we are

able to assist in the reduction of losses and increase the value of such properties. We will strive to help you

maintain the property and maximize revenue generation. Your investment becomes our investment with our

total package service that equals FAST CLOSE !

Highlights of what we do…Highlights of what we do…

� Fully documented Inspection Report, and BPO/Appraisal;

�Lock boxes installed and main door re-keyed;

�Complete Clean-out;

�Trash and debris removal, In-property and yard clean-up ;

�Lawn and landscape maintenance (weekly and bi-weekly) ;

�Review and provide estimate to rectify current code

violations from inspectors or municipalities;

�Handy man services ;

�Janitor Services ;

�Roof repair;

�Pressure washing services to Siding, Driveways, Sidewalks,

Roofs and Decks;

�Provide an estimate of major construction to client –

execute upon approval.

�Perform and conduct security check inspections - With photos

if requested weekly or bi-weekly;

�Manage and maintain relationship with all Real Estate Agents;

�Provide our customers with before and after pictures and

notifications upon completion of work via our website - equates

to faster and more efficient services;

�Provide solutions to ensure that the vacant and abandoned

properties are secure, protected and looking their best at all

times;

�Property Management for occupied properties (Management

Service);

�Property Management - Execute a marketing plan to fill the

property with a qualified renter (Management Service);

�Local Real Estate Agent that can execute

quick sale.

TH

EF

AC

TS…

The Scary FACTS….

RealtyTrac ® Data from realtytrac.com

“Bank repossessions, or REOs, continued to be the fastest growing segment of foreclosure activity in July 2008, posting a 184 percent year-over-year increase — compared to a 53 percent year-over-year increase in default notices and an 11 percent year-over-year increase in auctionnotices,” said James J. Saccacio, chief executive officer of RealtyTrac. “The sharp rise in REOs, combined with slow sales, has resulted in abloated inventory of bank-owned properties for sale. RealtyTrac now has more than three quarters of a million properties in its active REOdatabase, a number that represents approximately 17 percent of the inventory of existing homes for sale reported in June 2008 by the NationalAssociation of Realtors.”

TH

EF

AC

TS

CO

NT…

The Scary FACTS Cont…

Properties with Foreclosure Filings

Rate Rank

State Name NOD LIS NTS NFS REO Total1/every X HH (rate)

%Change from Jun 08

%Change from Jul 07

1 Nevada 5,350 0 1,395 0 3,315 10,060 106 15.46 96.64

2 California 36,373 0 12,506 0 23,406 72,285 182 5.27 85.28

3 Florida 0 29,708 91 9,818 6,267 45,884 186 13.71 139.24

4 Arizona 15 0 8,210 0 5,125 13,350 195 3.09 127.31

8 Colorado 3 0 3,023 0 2,350 5,376 390 10.21 -9.19

15 Idaho 513 0 314 0 109 936 658 40.54 121.28

21 Oregon 1,307 0 451 0 197 1,955 812 -4.49 192.23

RealtyTrac ® Data from realtytrac.com

The RealtyTrac Monthly U.S. Foreclosure Market Report provides a count of the total number of properties with at least one foreclosure filing reported duringthe month — broken out by type of filing at the state and national level. Data is also available at the individual county level. RealtyTrac’s report incorporatesdocuments filed in all three phases of foreclosure: Default — Notice of Default (NOD) and Lis Pendens (LIS); Auction — Notice of Trustee Sale and Notice ofForeclosure Sale (NTS and NFS); and Real Estate Owned, or REO properties (that have been foreclosed on and repurchased by a bank). If more than oneforeclosure document is filed against a property during the month — which is extremely rare — only the most recent filing is counted in the report. The reportalso checks if the same type of document was filed against a property in a previous month. If so, and if that previous filing occurred within the estimatedforeclosure timeframe for the state the property is in, the report does not count the property in the current month.

21 Oregon 1,307 0 451 0 197 1,955 812 -4.49 192.23

22 Texas 136 0 6,102 0 4,116 10,354 891 -6.32 -16.78

26 Washington 5 0 2,054 0 703 2,762 977 0.73 55.96

-- United States 55,601 55,042 57,145 27,088 77,295 272,171 464 7.85 55.12

U.S Foreclosure Market Data by State – July 2008

TH

ER

EA

LITY

…The Reality….

Nevada, California, Florida post top state foreclosure rates

Nevada continued to document the nation’s highest state foreclosure rate in July 2008, with one in every 106 households receiving a foreclosure filing

during the month. Foreclosure activity in Nevada was up 15 percent from the previous month and 97 percent from July 2007, pushing the total number

of properties with foreclosure filings to over 10,000. Bank repossessions in Nevada were up 384 percent on a year-over-year basis, while default notices

were up 59 percent and auction notices were up 31 percent.

One in every 182 California properties received a foreclosure filing in July 2008, the nation’s second highest state foreclosure rate, while one in every

186 Florida properties received a foreclosure filing, the nation’s third highest state foreclosure rate.

Despite increasing foreclosure activity, Arizona’s foreclosure rate dropped from the nation’s third highest in June 2008 to fourth highest in July 2008.

Foreclosure filings were reported on 13,350 Arizona properties during the month, a 3 percent increase from the previous month and a 127 percent

increase from July 2007. One in every 195 Arizona properties received a foreclosure filing, a rate that was more than twice the national average.

Other states with foreclosure rates ranking among the top 10 were Ohio, Georgia, Michigan, Colorado, Utah and Virginia.

California, Florida, Ohio report highest foreclosure totalsCalifornia, Florida, Ohio report highest foreclosure totals

Foreclosure filings were reported on 72,285 California properties in July 2008, the highest total among the states. The state’s foreclosure activity

increased 5 percent from the previous month and was up 85 percent from July 2007. On a year-over-year basis, bank repossessions in California were up

427 percent, while auction notices were up 67 percent and default notices were up 34 percent. However, default notices declined 4 percent from the

previous month.

Florida foreclosure activity in July 2008 increased 14 percent from the previous month and 139 percent from July 2007. The state posted the nation’s

second highest number of properties with filings — 45,884. On a year-over-year basis, bank repossessions in Florida increased 678 percent, while auction

notices were up 180 percent and default notices were up 100 percent.

Ohio’s total of 13,457 properties with foreclosure filings in July 2008 was third highest among the states despite an increase of just 2 percent from the

previous month and 1 percent from July 2007. On a year-over-year basis, bank repossessions in Ohio were still up 33 percent, while auction notices were

down nearly 20 percent and default notices were up nearly 8 percent. One in every 375 Ohio households received a foreclosure filing during the month,

the nation’s fifth highest state foreclosure rate.

After Arizona, Michigan documented the fifth highest state total in July 2008 — 11,591 properties with filings — but the state’s foreclosure activity

decreased 4 percent from the previous month and 17 percent from July 2007. The state’s foreclosure rate — one in every 389 households received a

foreclosure filing — ranked seventh highest among the states.

HO

WIT

WO

RK

S…Web based Management and Communication System…..Services

Communication

The Asset Management Group has created a proprietary web based communication

system that allows all parties to stay updated as much or as little as possible…..

The system will email you on each and every task that applies to the property that you

want to be notified on…. If you receive a call that requires action you can apply a task to

the property and the proper personnel are notified in real time and you will be notified

upon the completion. This is the latest in real time web based dash board

communication!

The best part of the system – you do not have to be a web expert to operate. You need a

computer that is connected to the internet and a active email address – That’s IT!!!

SE

RV

ICE

CO

VE

RA

GE

-R

EG

ION

S…Nationwide Service Coverage – ALL 50 STATES covered with 10 Regional Teams

…

TH

ET

EA

M…

.PM Innovations LLC / Renovatio Intl, Inc.

Asset Management Group

PM Innovations LLC / DR Land Company Inc.

M. Todd Singh

Managing Member http://www.linkedin.com/in/toddsingh

Executive experienced in leading successful start-up and

turnaround companies in multiple industries -- Real Estate,

Consumer Goods, and Consumer Electronics. Identify strategic

acquisitions to gain market share. Capitalize on market and

opportunities to drive revenues, profits, and growth. 15 Years

Public and Private C-Level Experience.

Real Estate -- Land Development -- Retail / Commercial /

Residential; Strategic Planning – Multi-Site Operations – Strategic

Alliances; New Business Development – Supply Chain --

Manufacturing; Finance & Budgeting – Organization Design and

Development; Product Development -- VOC -- Research and

Development -- Go/to/Market

Calvin Bosma

Managing Member

Cal has a degree in BS in Civil Engineering and has played key roles in the development of some of the country’s most dynamic projects. He has worked in the field for over 24 years in many capacities in the US and abroad, and has become a key person in gaining entitlements for land development projects.

Cal has participated in key roles on projects such as The South End Retrofit and Seismic Refurbishment of the Golden Gate Bridge, San Francisco Water Company Pump Station Replacements, San Francisco Third St. Bridge and Light Rail Project, Jamestown Verrazano Bridge Replacement, and many residential, mixed use, retail, infill, redevelopment / revitalization, heavy civil and development projects throughout the US, UK and Aus. Cal’s experiences in the field and the board room have given him the unique ability to span areas of development projects typically not found in a single person entity. His abilities include acquisition and Asset Management Group

Account Executives

We have over 20 Account Representatives Nationwide. Each have

over 10 years of experience.

Cindy Sehorn-Singh Executive Vice President Sales

Professional, full-time realtor since 1992, has sold over $100

million in real estate. As the Director of Internet Sales for four

years, she has developed a system of utilizing the Internet and

email to make the buying and selling process fun, effective and

easy. Cindy has obtained the prestigious designation of Graduate

Realtor Institute (GRI) a designation held by less than 4% of all

sales associates. Principal of Pearl Real Estate for over five years

with sales experience in condominiums, investment properties,

new construction and luxury homes. Extensive background in

internet sales, new construction and overall market knowledge.

Michele Powel Executive Vice President Operations

Over 20 years of multiple state entitlement and constructions

experience. Expert in process controls from accounting to vertical

construction.

found in a single person entity. His abilities include acquisition and entitlement experience, conceptualization and site design, financial analysis, and vertical construction management.

Compliance

L.Wadley

Director of Compliance

Over 20 years senior management experience in title. Creating

processes to ensure property is fully documented.

ES

TIM

AT

ED

CO

ST

AN

ALY

SIS…

.Estimated Cost Analysis….

Timeline (Months) 1 2 3 4 5 6

Initial Service $ 640.00 Estimate - see (2)

Property Inspection Report, and BPO included n/a n/a n/a n/a n/a

Re / Key Door Main Door (1) included n/a n/a n/a n/a n/a

Estimate Initial Cleanup Cost included n/a n/a n/a n/a n/a

Install Lock Box included n/a n/a n/a n/a n/a

Add Property to Website included n/a n/a n/a n/a n/a

Initial Property Cleanup $ 890.00 Estimate - see (2)

Inside Maintenance / Repair included n/a n/a n/a n/a n/a

Inside Cleanup included n/a n/a n/a n/a n/a

Outside Maintenance/Repair included n/a n/a n/a n/a n/a

Outside Cleanup included n/a n/a n/a n/a n/a

Remove Debris from Property included n/a n/a n/a n/a n/a

Monthly Service ( 6 months ) Prices are up to Estimates - see (2), and (3)

Basic Service - Monthly $ 260.00 $ 260.00 $ 260.00 $ 260.00 $ 260.00 $ 260.00

Basic Service - Bi/Monthly $ 360.00 $ 360.00 $ 360.00 $ 360.00 $ 360.00 $ 360.00

Basic Service - Weekly $ 460.00 $ 460.00 $ 460.00 $ 460.00 $ 460.00 $ 460.00

Extended Service - Bi/Monthly $ 390.00 $ 390.00 $ 390.00 $ 390.00 $ 390.00 $ 390.00

Extended Service - Weekly $ 490.00 $ 490.00 $ 490.00 $ 490.00 $ 490.00 $ 490.00

(1)Will Re / Key one main door; additional charges will apply for additional doors;

(2)Based on an average 1,600 sq ft single family home 3Bed/2Bath/2Car Garage on 8,000 sq ft lot {Property Must have Certificate of Occupancy}

(3)Extended Service includes weather package and emergency phone number posted on property

VA

LUE

PR

OP

OS

ITIO

N…

.Value Proposition….

Timeline (Months) 1 2 3 4 5 6 TOTAL

COST OF SERVICE TO CLIENT

Initial Service 640.00 640.00

Initial Property Cleanup 890.00 890.00

Extended Service - Bi/Monthly 390.00 390.00 390.00 390.00 390.00 390.00 2,340.00

Total 1,920.00 390.00 390.00 390.00 390.00 390.00 3,870.00

COST TO CLIENT FOR PROPERTY NOT BEING SERVICED

Potential City Penalties (1) 500.00 500.00 1,000.00

Damage / Curb Appeal Maintenance (1) 100.00 350.00 450.00

Theft / Vandalism (2) (3) 4,000.00 1,000.00 5,000.00

Additional Discount for Sale (4) 8,000.00 8,000.00

Total - 4,000.00 100.00 350.00 1,500.00 8,500.00 14,450.00

(1) Some Municipalities charge $1,000 per Day -- others have passed local Ordinances to fix

and lien property for the cost plus penalty.

(2) Appliances are more than likely stolen within 45 days - including air conditioning units and

furnace.

(3) Copper wiring and bathroom accessories are common items after 120 days.

(4) Buyer makes their initial decision to purchase the home in less than 10 seconds!

NE

XT

ST

EP

S….

Next Steps….

PM Innovations LLC, a Nevada Limited Liability Company

M. Todd Singh

503-720-3577

tsingh@renovatiointl.com

Client Presentation 2009.14

© 2008 -2009 ALL RIGHTS RESERVED