policy 1231 revised

8/7/2019 Policy 1231 revised

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KACHING KACHING

Policies and Procedures

INTRODUCTION

KACHING KACHING Inc., (also referred to herein as The Company) is a direct salescompany based in the United States. It is a business built upon the highest ethical

standards. It combines some of the best direct sales features based upon its founders yearsof experience in the industry. Any company which, represents that an BB+SSO will achievefinancial success without working the program or by relying solely on the efforts of others

should be disregarded.

A KACHING KACHING an Business Builder + Super Store Owner, (BB+SSO) is anindependent contractor, and like any other independent business person, his or her success

or failure depends on his or her personal efforts. No direct sales company can legitimatelyguarantee its independent contractors any particular income, profit or success. TheCompany provides an opportunity for BB+SSOs and Customers to enrich the quality of their

lives by using KACHING KACHING products. The Company also provides equal access to

financial success for any KACHING KACHING BB+SSO willing to properly work the program.

EQUAL OPPORTUNITY

The KACHING KACHING opportunity is open to people from all walks of life, regardless of

sex, race, nationality, religious beliefs, political affiliations or age, as long as the Applicant isat the legal age in the United States and is otherwise legally capable of entering into acontractual agreement.

POLICY PROVISIONS

In order to maintain the integrity of the KACHING KACHING program and to assist andensure compliance with Federal, state, provincial, local policies or regulations, the followingpolicies have been adopted and will be strictly enforced. A copy of these policies is available

atwww.KACHINGKACHING.com.

BB+SSO POLICIES

BECOMING An Business Builder + Super Store Owner

Preferred Customer:

No out of pocket cost. Commissions paid on KACHING KACHING

product sales are up to 5% on each item sold.

BB+Store Owner:

There is an initial startup fee and monthly recurring fee associated with becoming a NationalBB+SSO as set forth below. Commissions paid on KACHING KACHING product sales are up

to 10% per item. National BB+SSOs have 25 FREE stores to give away, and can earn 50%

commission on all products sold through each of those 25 stores. Additionally, National
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BB+SSOs can sell store licenses and develop a sales team. (Please see Opportunity sectionof KACHINGKACHING.com for additional details)

Business Builder + Super Store Owner:

There is an initial startup fee and monthly recurring fee associated with becoming a Super

BB+SSO as set forth below. Commissions paid on KACHING KACHING product sales are up

to 10% per item. Super BB+SSOs can give away an unlimited number of FREE stores, andcan earn 50% commission on all products sold through each of those stores. Additionally,

Super BB+SSOs can sell store licenses and develop a sales team. (Please see Opportunitysection of KACHINGKACHING.com for additional details) KACHING KACHING products are

available for purchase at the time of sign up in all states. A person can sign up to becomean BB+SSO of KACHING KACHING online at an existing BB+SSO s KACHING KACHING store

or at the corporate website if they have a referring BB+SSO ID number. Once KACHING

KACHING processes the Application, that individual automatically achieves "BB+SSO" statusand all of the advantages that go along with it. National and Super BB+SSOs are eligible to

earn bonuses as well as enroll other BB+SSOs into their network organization. As a

KACHING KACHING BB+SSO, you agree to receive varied forms of Communications (i.e.,emails, pre-recorded messages, etc.) from KACHING KACHING.

Pricing and fees for Business Builder + Super Store Owners (subject to change by the

Company without notice):

KACHING KACHING IDENTIFICATION NUMBER (ID#)

KACHING KACHING BB+SSOs who sign up online will automatically be issued a personal

and confidential KACHING KACHING Identification Number. Thereafter, the ID# will be usedfor all BB+SSO correspondence and inquiries.


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SOCIAL SECURITY NUMBER / FEDERAL ID NUMBERREQUIREMENTS

BB+SSOs are not required to submit their Social Security Number or Federal ID Number atthe time of sign-up. However, if an BB+SSOs earnings meet or exceed $600.00 during thecalendar year, KACHING KACHING must obtain a Social Security Number or Federal ID

Number for purposes of reporting income earned to the IRS. KACHING KACHING will first

contact the KACHING KACHING BB+SSO either by phone, email and/or letter to obtain therequired information from the BB+SSO. If the BB+SSO has reached $600 in earnings and

KACHING KACHING has not received the Social Security Number and/or federal

identification number from the BB+SSO, KACHING KACHING will withhold any earnings,beginning with the bonus payment that puts the cumulative earnings over $600.00, untilthe required information is received or for a 90-day period. Once KACHING KACHING

receives the BB+SSOs Social Security Number or Federal ID Number, the earnings will be

paid out as part of the next bonus run. If the 90-day period has passed with no responsefrom the BB+SSO, KACHING KACHING will change the status of their account to

Customer and any earnings that have been withheld for 90 days will revert back to

KACHING KACHING through an automatic process, and the BB+SSO agrees that any such

earnings will be null and void and his or her interest in or right to the earnings is forfeited.

NO PRODUCT PURCHASE REQUIRED

No product or inventory purchase by the KACHING KACHING BB+SSO is required.

BB+SSO STATUS AS AN INDEPENDENT CONTRACTOR

KACHING KACHING BB+SSOs are independent contractors and are not to be considered

purchasers of an intangible franchise or a distributorship. The agreement between KACHING

KACHING and its BB+SSOs does not create an employer/employee relationship,partnership, or joint venture between KACHING KACHING and the BB+SSOs. KACHING

KACHING BB+SSOs have no authority to bind KACHING KACHING to

any obligation. It is each BB+SSO's responsibility to pay all income, social security, local orapplicable taxes. BB+SSOs are not eligible for employee benefits, such as unemployment

compensation, worker's compensation or minimum wages. Each BB+SSO is encouraged toset his or her own hours and to supply all of his or her own equipment and tools for

operating his or her business, such as telephones, transportation, professional services,

office equipment and supplies. Further, each BB+SSO should determine his or her ownmethods of sale, so long as he or she complies with the policies and procedures of KACHINGKACHING.

BB+SSO RIGHTS


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KACHING KACHING BB+SSOs are entitled to:

1. Sell and market KACHING KACHING products and earn commission from these sales;2. Participate in the KACHING KACHING Compensation Plan (if they are National orSuper BB+SSOs)

3. Enroll individuals into their network organization; and there are no exclusive territorial

restrictions granted to any BB+SSO.

AGREEMENT TO BE FAMILIAR WITH AND ABIDE BYCURRENT KACHING KACHING POLICIES AND MARKETINGPLAN

KACHING KACHING has implemented Company policies, rules, regulations and

compensation plan requirements (as found on our corporate website,

www.KACHINGKACHING.com) for proper sales and marketing procedures and to preventimproper, abusive or illegal acts. The Compensation Plan policies are deemed to be part of

KACHING KACHINGs policies and procedures, as incorporated herein. Each BB+SSO shall

be familiar with all current and subsequently amended Company policies and theCompensation Plan and shall conduct their Membership in strict compliance therewith. As anBB+SSO, you must review the current Company policies and Compensation Plan policies

located on www.KACHINGKACHING.com on a regular basis to ensure your familiarity. The

placing of orders for product with KACHING KACHING is a reaffirmation of such commitmentto abide by all existing Company policies and Compensation Plan policies. AN BB+SSO shallhave the right to receive commissions, rebates, bonuses or other compensation only as long

as he or she is an active BB+SSO and is conducting his or her business in compliancetherewith.

SIGN UP ONLINE

This program allows an BB+SSO to give a prospect their ID# along with their websiteaddress so that the prospect can sign up online. The prospective BB+SSO must provide his

or her enroller and placement information, shipping and mailing address, and propermethod of payment. The new BB+SSO is then able to place orders and sign up otherBB+SSOs (if they are a paid licensee).

LEGAL AGE

All KACHING KACHING BB+SSOs must be of the age of 18 and meet all other criteria in theState(s) in which they sell KACHING KACHING products.

SIMULTANEOUS INTERESTS

KACHING KACHING BB+SSOs and/or their spouses may not have an interest, directly or

indirectly, in more than one Membership based on KACHING KACHINGs review, discretionand approval. However, there are exceptions to this rule: 1) if you qualify under the


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Married Couplessection; 2) if you qualify under the Succession section incorporated in

these Policies and Procedures; or 3) if your primary place of residence is in the US and youqualify as a shareholder under the Corporations section. If a KACHING KACHING

BB+SSO have more than one Membership, the additional Memberships have to be withinthe same organization. In addition, the Memberships must have the same enroller or onemust be the enroller of the other.

ACTIONS OF HOUSEHOLD BB+SSO OR AFFILIATEDINDIVIDUALS

If any person of an BB+SSOs immediate household engages in any activity which, if

performed by the BB+SSO, would violate any provision of these policies, such activity will

be deemed a violation by the BB+SSO and KACHING KACHING may take disciplinary actionpursuant to the policies against the BB+SSO. An BB+SSOs immediate household is

defined as spouses and dependents living at home or doing business at the same address.

Similarly, if any individual associated in any way with a corporation, partnership, or otherentity (collectively, affiliated individual) violates the policies, such action(s) will be

deemed a violation by the entity, and KACHING KACHING may take disciplinary action

against the entity.

PRICE CHANGES

The prices of all KACHING KACHING products and sales aids are subject to change withoutprior notice.

SALE OF MEMBERSHIP

A KACHING KACHING BB+SSO may not sell, assign or otherwise transfer his or her

Membership, marketing position or other BB+SSO rights unless:

1. The BB+SSO follows KACHING KACHING's policy regarding Sale of Membership (a copyof which may be obtained by contacting Corporate Office), and

2. KACHING KACHING, in its sole and absolute discretion, approves the transfer in writingas in the best interest of the parties involved, KACHING KACHING and its BB+SSOs.

SUCCESSION

Upon the death or incapacity of the KACHING KACHING BB+SSO, his or her rights tobonuses and marketing position, together with BB+SSO responsibilities, shall pass to his or

her successor in interest upon written application when KACHING KACHING is provided withall the necessary documentation. The successor BB+SSO must execute an BB+SSO

Application and Agreement and fulfill all responsibilities of the BB+SSO. The successor

BB+SSO may be an existing BB+SSO as long as he or she complies with all KACHING

KACHING Policies and Procedures, including fulfilling all super BB+SSO functions.

VOLUNTARY RESIGNATION


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The BB+SSO Agreement may be voluntarily cancelled at any time and for any reason by anBB+SSO notifying KACHING KACHING of the election to cancel. BB+SSOs may cancel

their membership by sending in a written resignation letter by certified mail, return receipt

requested or email. If the BB+SSO chooses to resign by written correspondence, the lettermust be signed by all parties listed on the Membership. Once an BB+SSO has voluntarilyresigned, their membership will be terminated and no longer exist. AN BB+SSO who resigns

by written notice may re-apply as an BB+SSO under the original enroller or may re-applyunder a new enroller after a twenty-four (24) week waiting period. If the BB+SSO chooses

to re-apply, whether under their original enroller or a new enroller, they will be placed at

the bottom of that enrollers line of sponsorship. In each case, the BB+SSO must completean Application and Agreement form, and receive the Companys written approval.

SUSPENSION AND TERMINATION

KACHING KACHING reserves the right to suspend and/or terminate any KACHING KACHING

BB+SSO at any time for cause when it is determined that the BB+SSO may have violatedthe provisions of the BB+SSO Agreement, including the provisions of these policies andprocedures or compensation plan as they may be amended, or the provisions of applicable

laws and standards of fair dealing. Such suspension and/or termination shall be made by

KACHING KACHING at its discretion. Upon an involuntary suspension and/or termination,KACHING KACHING shall notify the BB+SSO, in writing, at the latest address listed withKACHING KACHING for the BB+SSO. In the event of a suspension and/or termination, the

suspended and/or terminated BB+SSO agrees to immediately cease representing himself or

herself as an BB+SSO. Any suspension notice will be sent by Postal Service, first class mail,electronic mail or fax to the BB+SSO's address, email address or fax number on file with

KACHING KACHING. Any termination letter will be sent by certified mail, Postal Service, first

class mail or electronic mail to the BB+SSOs address or email address on fi le with KACHING

KACHING. The BB+SSO will be given a specified amount of time from the date ofnotification in which to appeal the suspension and/or termination in writing. The BB+SSO's

appeal correspondence must be received by KACHING KACHING within that time frame. Ifthe appeal is not received within that time period, the suspension and/or terminationautomatically will be deemed final. If the BB+SSO files a timely appeal of suspension,KACHING KACHING will review and reconsider the

suspension, consider any other appropriate action, and notify the BB+SSO of its decision.Response time from KACHING KACHING may vary dependent upon individual circumstancesor severity of the violation. KACHING KACHINGs decision will be final and subject to no

further review. For the purpose of this section, any chargeback for credit card purposes willresult in a termination without notice.

EFFECT OF SUSPENSION OR TERMINATION

A KACHING KACHING BB+SSO placed under suspension shall not have the right to

represent himself or herself as an BB+SSO, purchase products from KACHING KACHING,

receive any bonuses or awards, nor be eligible to attend KACHING KACHING functions untilsuch time as the suspension has been lifted. If any previously accrued volume is flushedduring the suspension or as a result of a suspension, it will not be restored. Suspension is

retroactive to the beginning of the volume period in which the alleged wrongful conduct

occurred for which the suspension is imposed by KACHING KACHING. Therefore, there will


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be no payment of bonuses or awards in the suspension period. Termination is retroactive tothe beginning of the volume period in which the first misconduct serving in part as the basis

for the termination occurred. In addition to the indemnification obligation set forth herein,

an BB+SSO who is terminated for violation of Company policies shall, upon demand byKACHING KACHING, be liable to repay, return or compensate KACHING KACHING for anybenefit program, prizes, inventories, bonuses or other compensation received from

KACHING KACHING after the date of the activities causing such termination, as well as anyother damages resulting to KACHING KACHING from such conduct. AN BB+SSO terminated

for failure to follow Company policies may not reapply to become an BB+SSO or Customer

of KACHING KACHING.

ENROLLING POLICIES, RIGHT TO ENROLL

All KACHING KACHING National and Super BB+SSOs have the right to enroll others. Inaddition, every person has the ultimate right to choose his or her own enroller. If two

BB+SSOs should claim to be the enroller of the same new BB+SSO, KACHING KACHINGshall investigate the dispute and make an independent determination as to the proper

enroller. All KACHING KACHING BB+SSOs agree to accept and abide by this decision andunderstand that the decision of KACHING KACHING is deemed final.

ENROLLER RESPONSIBILITIES

There is no "secret" involved in KACHING KACHING or in any business. Those who enroll,

but who do not help new BB+SSOs develop their business, meet with limited success.

Therefore, a responsibility of the enroller is to work with new BB+SSOs, helping them learnthe business and encouraging them during the critical early months. Enrollers are not

required to carry inventory of products or sales aids for new BB+SSOs. Any National or

Super BB+SSO who enrolls other BB+SSOs must fulfill the obligation of performing a bonafide super BB+SSO, distribution and selling function in the sale or delivery of product to theultimate Customer and in the training of those enrolled. A National or Super BB+SSO must

have ongoing contact, communication and management supervision with his or her salesorganization. Examples of such supervision include, but are not limited to: retail salestraining, newsletters, written correspondence, personal meetings, telephone contact, voicemail, electronic mail, training sessions and accompanying individuals to KACHING KACHING

training. National and Super BB+SSOs should be able to provide evidence to KACHINGKACHING, as requested, of ongoing fulfillment of sponsor responsibilities when asked byKACHING KACHING.

REFERRAL POLICY

KACHING KACHING's policy encourages prospects to contact the BB+SSO who first

introduced them to KACHING KACHING. If a prospect does not have a BB+SSO contact,KACHING KACHING will provide him or her with an active BB+SSO contact.

ORDERING / PAYMENT OPTIONS & POLICIES ORDERINGMETHODS


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Online orders may be placed 24 hours a day, 7 days a week. All orders must be received at

the Company on or before the close of the volume period. The KACHING KACHING volumeweek runs from Sunday at 12 AM to Saturday at 11:59 PM (Pacific Time). Orders areprocessed for the day they are received at the company and the volume credit will count for

the volume period in which the order is received. It is the responsibility of the BB+SSO to

confirm payment acceptance and processing of their order. To ensure confirmation, anBB+SSO can log into their KACHING KACHING back office through www.KACHING

KACHING.com. KACHING KACHING strongly recommends that BB+SSOs document each

order number processed.

DELAYS

KACHING KACHING shall not be responsible for delays and failures in performing its

obligations due to circumstances beyond its reasonable control, such as acts of God, strikes,labor difficulties, riots, war, fire, death, curtailment or interruption of a source of supply,

government decrees or orders, or when performance becomes professionally impracticable,etc.

SATISFACTION GUARANTEE FOR YOUR RETAILCUSTOMERS

KACHING KACHING offers its retail Customers, through its BB+SSOs, a 100%,

unconditional, 30day, money-back guarantee. If for any reason a Customer is not entirely

satisfied with the product, they may return the product or any unused portions within 30

days after the purchase. KACHING KACHING will replace returned product, refund thepurchase price or provide a credit to the BB+SSO's KACHING KACHING account when a duly

completed Customer Refund Form has been received at the Company, accompanied by thereturned product. BB+SSOs have 30 days after the invoice date to its retail customers tosubmit their claim for the replacement of the goods. BB+SSOs who purchase products forpersonal consumption shall enjoy the same 100%, unconditional, 30day, full money-back

guarantee for such product. At the Companys request, BB+SSOs may be required toprovide evidence of the date of sale to its retail customers for refund purposes. TheBB+SSOs account will receive a negative sale for the returned order(s). The BB+SSO

will not be qualified to earn bonuses until the negative sale has been satisfied. Any

advancement in the KACHING KACHING Compensation Plan, bonuses or awards achieved asa result of these purchases by the returning BB+SSO will be reversed and the amount(s)deducted from the BB+SSO's refund. The Company will place a debit on the account(s) of

the upline BB+SSO for any commissions, rebates, bonuses or awards received or paid onproduct returned from an BB+SSO. All products returned under this guarantee must be sentpre-paid by the BB+SSO. In addition, the BB+SSO must obtain a Return Merchandise

Authorization Number (RMA) from KACHING KACHING prior to returning the merchandise.

For assistance, please contact Customer Service.

RETURN POLICY FOR KACHING KACHING


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A BB+SSO who encounters a situation that might merit a return should immediately contactKACHING KACHING Customer Service. At KACHING KACHING, customer satisfaction is a

measure of our success. If a purchased item has not met your expectations, you may return

it within 30 days of purchase for a full merchandise refund, less shipping/other fees (ifapplicable). Purchases from KACHING KACHING are subject to our General Terms andConditions of Use, along with the Privacy Statement which can be found on

www.kachingkaching.com. A Customer Service agent will assist you with the properprocedure for returning product. To insure accurate processing of returned orders, in no

case should an BB+SSO return a shipment before contacting a Customer Service

representative by [email protected].

To eliminate errors in processing, and to ensure rapid handling of the return, please followthese simple steps:

Step 1: Contact [email protected] and note the reason for your return. Be sure

to include your order number in all email communication.

Step 2: A KACHING KACHING customer service representative must issue a Return

Merchandise Authorization (RMA) number before your return can be shipped back to a

vendor. Any product return not accompanied by a RMA number will not be accepted and willresult in the BB+SSO's account being temporarily placed in a "hold" status pendingresolution of the issue. Your cooperation is appreciated.

Step 3: Repack all contents in the original packaging. Enclose a copy of your packing slipwith all returned items. Please ensure that you clearly mark the RMA number outside ofeach returned box. Ship the item(s) insured to the Vendor Return Address as provided on

the packing slip. Please use a traceable and prepaid shipping method. BB+SSOs areencouraged to use a traceable means of transport, as KACHING KACHING is not responsible

for items lost in transport. A credit will be issued for 100% of the product purchase price,less shipping and handling, to the credit card originally used for payment or by the original

payment method. The BB+SSOs account will receive a negative sale for the returned

order(s). The BB+SSO will not be qualified to earn bonuses until the negative sale has

been satisfied. Any advancement in the KACHING KACHING Compensation Plan, bonuses or

awards achieved as a result of these purchases by the returning BB+SSO will be reversed

and the amount(s) deducted from the BB+SSO's refund. The Company will place a debit onthe account(s) of the upline BB+SSOs for any commissions, rebates, bonuses or awards

received or paid on product returned from an BB+SSO. If an order has been returned by the

carrier due to insufficient address, undeliverable, etc., KACHING KACHING will contact theBB+SSO, either by phone or email, within 24 hours to advise them of the returned order. IfKACHING KACHING does not receive a response from the BB+SSO within 48 hours, the

order will be cancelled and the money refunded back to the BB+SSO.

DAMAGED GOODS

KACHING KACHING is dedicated to shipping quality products. However, some goods maybecome damaged during the course of shipment. It is the responsibility of the KACHINGKACHING BB+SSO to verify the condition of each item upon receipt of the order and refuse

to accept any damaged goods. If a damaged shipment is left at the door or if an BB+SSOdiscovers after the fact that any part of their shipment has arrived in less than satisfactory
mailto:[email protected]:[email protected]:[email protected]:[email protected]


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condition, the BB+SSO must immediately contact KACHING KACHING Customer Service. Toinsure accurate processing of damaged orders, in no case should an BB+SSO return a

shipment before speaking with KACHING KACHING's Customer Service Department.

REPLACEMENT ORDERS

In the rare case that a KACHING KACHING BB+SSO does not receive his or her order, the

BB+SSO must report the missing shipment to Customer Service within 15 days from thedate of their original order and KACHING KACHING will issue the replacement order.

INCOMPLETE ORDERS

Incomplete orders or shipping discrepancies should be reported to KACHING KACHINGCustomer Service immediately.

BACK-ORDERS

Items that are on back-order will be automatically cancelled and you will be notified ofcancellation via email. If you wish to purchase the item when it is back in stock, you will

need to place a separate order at that time.

TRACING SHIPMENTS

If a KACHING KACHING BB+SSO has not received his or her order within 15 days from the

date of shipment (five (5) days for Postal Priority), it must be immediately reported to

KACHING KACHING Customer Service. KACHING KACHING will attempt to trace theshipment. In order to trace the shipment, Customer Service will require the sales ordernumber, as well as the item(s) missing from the order. BB+SSOs may also trace their own

shipments online in the KACHING KACHING back office of KACHINGKACHING.com,

depending on the shipping method chosen. Please note that every package is considered aseparate shipment by the transport company, and consequently, all of the packages in a

particular order may not arrive on the same day. BB+SSOs have a maximum of 15 days

from the date of an order to report that items have not been received. After this period, theorder will be considered as delivered in full.

INVENTORY LOADING

Inventory loading is prohibited. KACHING KACHING is a company built on the quality of its

products and their use by BB+SSOs and Customers are strictly prohibited from purchasingproducts or encouraging other BB+SSOs to purchase products solely for the purpose of

qualifying for commissions or bonuses. In order to insure that no inventory loading occurs,each BB+SSO wishing to receive commissions under KACHING KACHING's compensation


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plan must certify that seventy percent (70%) of products previously purchased have beensold to or consumed by end users, and keep accurate records of monthly sales to specific

Customers. These records will be subject to inspection by the Company upon reasonable

notice. Each order placed by an BB+SSO constitutes the BB+SSOs certification to theCompany of the foregoing. Each BB+SSO acknowledges that KACHING KACHING is relyingon such certifications in paying such BB+SSO commissions. KACHING KACHING will not

repurchase products or issue refunds on products certified as having been consumed orsold. Falsely representing the amount of product sold or consumed in order to advance in

the compensation plan shall be grounds for termination. To discourage any BB+SSO from

encouraging other BB+SSOs to circumvent the inventory loading prohibition, the Companywill recover any bonuses made to an BB+SSO's upline regarding any violation of this policy.

COMPENSATION PLAN

The Binary Compensation Plan is based on the simple two team-building concept a left

and right team. Since there are just two teams to build, this creates excitement as newBB+SSOs join, one after the other, down team lines, helping more people benefit from thevolume and creating greater leverage within the plan. This allows you to earn commissions

not only on your personal sales but also the sales made by other people that fall under you

no matter who makes the sale, even if they're placed under you by your upline! You willautomatically be placed in one of your Enroller's two legs. Then, if you are a National orSuper BB+SSO, you can concentrate on building one or both of your legs and enjoy the

spillover of new BB+SSOs and Customers enrolled by people above you! Best yet, the

KACHING KACHING Compensation Plan pays out weekly, so you have the opportunity to getpaid every week. For more details on KACHING KACHINGs Compensation Plan, please visit

your back office at www.KACHING KACHING.com.

ERRORS OR QUESTIONS

If an BB+SSO has questions about or believes any errors have been made regardingbonuses, Downline Activity Reports, charges, or changes, the BB+SSO must notifyKACHING KACHING within fifteen (15) days of the date of the purported error or incident in

question in writing by certified mail, return receipt requested or email. KACHING KACHING

is not responsible for any errors, omissions or problems not reported within fifteen (15)days in the manner stated above.

LOCAL LAWS, REGULATIONS AND REQUIREMENTS

Each BB+SSO must be familiar with and comply with all specific laws, regulations andrequirements applicable to their business in their relevant jurisdiction.

CONFIDENTIALITY AND NON-DISCLOSURE AGREEMENT

Downline reports and all other reports and genealogical information, including, but not

limited to, downline sales organization information and commission recap statements, areproprietary and confidential to KACHING KACHING. Every KACHING KACHING BB+SSO who


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is provided with such information must treat it as confidential and take care to maintain itssecrecy and refrain from making any use thereof for any purpose other than the

management of his or her downline sales organization. As a result of your membership in

KACHING KACHING, you will have access to Confidential Information which youacknowledge to be proprietary, highly sensitive and valuable to KACHING KACHINGsbusiness and is being made available to you solely and exclusively for purposes of furthering

the sale of KACHING KACHING products and prospecting,training and sponsorship of thirdparties who may desire to become KACHING KACHING BB+SSOs and to further build and

promote your KACHING KACHING business.

DEFINITIONS

"Trade Secret" or "Confidential Information" shall mean information, including a formula,pattern, compilation, program, device, method, technique or process, that:1. Derives independent economic value, actual or potential, from not being generally known

to other persons who can obtain economic value from its disclosure or use; and2. Is the subject of efforts that are reasonable under the circumstances to maintain itssecrecy.

CONFIDENTIAL INFORMATION

1. Whenever KACHING KACHING makes available to the BB+SSO Confidential Information,it shall be for the sole purpose of conducting KACHING KACHING business.

2. You shall not use, disclose, duplicate or otherwise make any Confidential Informationavailable to anyone other than KACHING KACHING BB+SSOs, without the prior written

consent of KACHING KACHING.

3. You shall not directly or indirectly use, capitalize upon or exploit any ConfidentialInformation for your own benefit, or for the benefit of anyone else, other than for thepurpose of conducting your business for KACHING KACHING.

4. You shall maintain the confidentiality and security of the Confidential Information in itspossession and to protect against disclosure, misuse, misappropriation or any other actioninconsistent with KACHING KACHING's rights.

FURTHER RESTRICTIVE COVENANTS

In consideration of KACHING KACHING for the receipt of Confidential Information, you

further agree that for the term of your Membership, you shall not take or encourage anyaction, the purpose or effect of which would be to circumvent, breach, interfere with or

diminish the value or benefit of KACHING KACHING's contractual relationships with anyKACHING KACHING BB+SSO. Without limiting the generality of the foregoing, for the termof your Membership, you agree not to directly or indirectly, contact, solicit, persuade, enroll,sponsor or accept any KACHING KACHING BB+SSO, KACHING KACHING Customer or

anyone who has been a KACHING KACHING BB+SSO or Customer for the last six months,

into, or to encourage any such person in any way to promote opportunities in marketingprograms of any direct sales company other than KACHING KACHING.


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TERM

The agreements contained in the Confidentiality Information section of these Policies andProcedures shall remain forever and in perpetuity. The agreements contained in the

Further Restrictive Covenants section of these procedures shall remain in full force and

effect during the term of the previously executed Membership Agreement betweenKACHING KACHING and you, and thereafter until the latter of one (1) year from your latest

receipt of any Confidential Information or nine (9) months after the expiration and

termination of such Membership Agreement.

RETURN OF INFORMATION

Upon termination of the Membership Agreement between KACHING KACHING and you, youshall return all copies of the Confidential Information in the BB+SSO's possession or control.

Upon request by KACHING KACHING, you shall certify to KACHING KACHING, by swornaffidavit that you have returned all copies of the Confidential Information in its possessionor control and that no other copies of the Confidential Information exist in your possessionor control.

BREACH AND REMEDIES

You acknowledge that KACHING KACHING would suffer irreparable harm as a result of anyunauthorized disclosure or use of the Confidential Information and that monetary damagesare insufficient to compensate KACHING KACHING for such harm. Therefore, if you are in

breach of these policies and procedures, KACHING KACHING is entitled to an injunction or

temporary restraining order, without notice to you, restraining any unauthorized disclosureor use of the Confidential Information in addition to any other available remedy, includingdamages. In any such action, if KACHING KACHING prevails, you agree you are to

reimburse KACHING KACHING for its costs and reasonable attorneys' fees incurred inconnection with taking the legal action.

ADVERTISING & PROMOTIONAL GUIDELINES,TRADEMARKS, TRADE NAMES, COPYRIGHT MATERIALSAND ADVERTISING

The name and symbols of KACHING KACHING and other names as may be adopted by

KACHING KACHING are proprietary trade names and trademarks of the Company.

LIMITED LICENSE TO USE COMPANY MARKS

Each BB+SSO is hereby licensed by the Company to use the Companys Federally registeredtrademarks, service marks, and other marks (hereinafter collectively referred to as

Marks), in conjunction with the performance of the BB+SSO duties and obligations under

the BB+SSO Agreement and the corresponding policies and procedures. All Marks are and

shall remain the exclusive property of KACHING KACHING. The Marks may only be used


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as authorized by the BB+SSO Agreement and the Companys corresponding policies andprocedures. The license granted herein shall be effective only as long as the BB+SSO is in

good standing and in full compliance with the Companys policies and procedures. However,

it is prohibited for a BB+SSO to claim any ownership of the Companys Marks (i.e.,registering for a business name using the name KACHING KACHING or any other

Company Mark in any way, shape or form) unless it has been approved in writing by the

Company. Any KACHING KACHING BB+SSOs with a domain name utilizing any of theCompanys Marks (i.e. KACHING KACHING etc.) are subject to the Companys right to

request the KACHING KACHING BB+SSO domain name be transferred to the Company. AllKACHING KACHING BB+SSOs must continue to adhere to all other KACHING KACHING

Policies & Procedures and the Advertising & Promotional Guidelines as well as stating on

their website(s) they are an BB+SSO. Testimonials, health/medical claims, income claims,disparaging domain names, comments, remarks, etc. will not be allowed. KACHING

KACHING reserves the right to take appropriate actions for any violations of this policy.These Marks are of great value to KACHING KACHING and are supplied to each BB+SSO for

their use in an expressly authorized manner only. BB+SSOs agree not to advertise

KACHING KACHING products in any way other than the advertising or promotional materialsmade available to BB+SSOs by KACHING KACHING and materials pre-approved by

KACHING KACHINGs Compliance Department. BB+SSOs agree not to use any written,printed, recorded or any other material in advertising, promoting or describing the product

or KACHING KACHING marketing program, or in any other manner, any material which hasnot been copyrighted and supplied by KACHING KACHING, unless such material has been

submitted to KACHING KACHING and approved in writing by KACHING KACHING before

being disseminated, published or displayed. KACHING KACHING BB+SSOs agree to make nofalse or fraudulent representations about KACHING KACHING, the products, the KACHINGKACHING compensation plan or income potentials. In addition, KACHING KACHING

BB+SSOs are allowed a limited license to download approved Company images from its

website in conjunction with the performance of the BB+SSO duties and obligations under

the BB+SSO Agreement and corresponding Policies and Procedures. However, KACHINGKACHING has certain images on its website that are prohibited from downloading. These

images will be specifically marked as copyrighted and cannot be downloaded. This

violation will be subject to disciplinary action, up to and including suspension and/ortermination of your Membership.

INTERNET ADVERTISING

All KACHING KACHING BB+SSOs agree and acknowledge that all Internet advertising,

websites and listing pages must be approved in writing by KACHING KACHING and mustcomply with all KACHING KACHING policies and procedures.

PROMOTIONAL MATERIALS

A KACHING KACHING BB+SSO may develop his or her own marketing techniques, so long

as they are not in violation of any Company, state, federal or jurisdictional rules, regulationsor statutes. Unless the Company's prior written approval is received, the use, production orsale of any sales aid or materials other than those provided by, or approved in writing by,


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the Company to other KACHING KACHING BB+SSOs for use in promoting KACHINGKACHING products is prohibited.

MEDICAL CLAIMS AND PRODUCT TESTIMONIALS

No claims as to the therapeutic, safety or curative properties of the products, or regardingthe products, may be made except those officially approved by KACHING KACHING or ascontained in the official KACHING KACHING literature. No BB+SSO may make any claims

that KACHING KACHING products are useful in the treatment, prevention, diagnosis or cureof any disease. Medical claims regarding KACHING KACHING products are strictlyprohibited. BB+SSOs should recommend to any customer who is currently under a

physician's care, or any medical treatment, to seek the advice of their healthcare provider

before altering their nutritional regimen.

INCOME REPRESENTATIONS

Unless the Company's prior written approval is obtained, projections of income earnings andpotentially misleading income representations are strictly prohibited. The financial success

of an BB+SSO depends entirely upon that BB+SSO's individual effort, dedication, and the

training and supervision the BB+SSO provides to his or her downline and KACHINGKACHING business.

REPRESENTATION OF STATUS

Any and all references the BB+SSO make to him or herself must clearly set forth theBB+SSO's independent status. For example, if the BB+SSO have a business telephone, the

telephone may not be listed under KACHING KACHING's name or in any other manner thatdoes not disclose the independent contractor status of the BB+SSO.

PROHIBITION AGAINST PROMOTING OTHER PRODUCTSOR COMPANIES TO KACHING KACHINGBB+SSOS/CUSTOMERS

Regardless of what type of product is sold by another direct sales company or network

marketing company, BB+SSOs shall not directly or indirectly solicit any BB+SSO orCustomer participating in the Companys programs, to another direct sales company or

network marketing company. This includes, but is not limited to, soliciting to join, sell orpurchase products or services other than the Company products or services. BB+SSOs

agree that the Company shall determine, in its sole and absolute discretion, whether any

activity violates the provisions set forth in the above paragraph.

TELEPHONE / FAX / COMPUTER SOLICITATION


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The use of KACHING KACHINGs name or copyrighted materials may not be made with

automatic calling devices or boiler room operations either to solicit BB+SSOs or retailcustomers. BB+SSOs agree to comply with the Telephone Customer Protection Act (TCPA),including but not limited to the Federal Communications Commissionsprohibition againstunsolicited telephone marketing calls and faxes. Federal and state laws severelyrestrict,and in some cases prohibit, certain types of telemarketing, that is, the initiation oftelephone calls or messages to encourage

the purchase of, or investment in, property, goods or services. Depending upon the

circumstances, the law prohibits or restricts live calls, prerecorded or artificial voicemessages, and the use of automatic telephone dialing machines ("autodialers") and faxmachines. Effective August 25, 2003, the Federal Communications Commission ("FCC")

adopted additional rules and regulations further restricting telemarketing pursuant to the

federal Telephone Customer Protection Act (TCPA). State laws may be more restrictive

than federal law. KACHING KACHING does not engage in telemarketing activities and none

of its BB+SSOs are authorized to engage in telemarketing activities on KACHING KACHINGsbehalf. In addition, KACHING KACHING cannot give you legal advice. If you, as an BB+SSO

decide to engage, on your own behalf, in the very limited types of telemarketing activitiespermitted by law, it is your responsibility to consult with an attorney who is knowledgeable

about this area of law and familiarize yourself with applicable federal law and the laws of

any state in which you conduct business. Furthermore, although KACHING KACHINGsPolicies and Procedures, which are applicable to all BB+SSOs, have always required you to

fully comply with all federal, state and local laws, and KACHING KACHING has previouslyissued Rules and Regulations relating to telemarketing, we have recently concluded that

even more restrictions on telemarketing activities are appropriate.

Effective immediately, the following policies must be adhered to:

1. Autodialers. BB+SSOs may not use autodialers to offer KACHING KACHING products, orthe earnings opportunity.

2. Prerecorded or artificial voice messages. BB+SSOs may not use prerecorded or artificial

voice messages to offer KACHING KACHING products, or the earnings opportunity, unless(a) you have an established business relationship with the recipient, or (b) you haveobtained the prior express consent of the recipient to the use of such prerecorded or

artificial voice messages.

3. Unsolicited faxes & unsolicited email messages. BB+SSOs may not send a fax message or

an email message to anyone with whom you do not have an established business

relationship, or who has not given you prior express permission to send them a fax

message.

4. Do Not Call Lists. BB+SSOs may not contact, either by telephone or by fax, any person orentity whose telephone number is on any government sponsored Do Not Call list, unless oneof the FCC's exemptions is applicable to the specific person or entity. You must also

maintain your own "Do Not Call" list that records the number(s) of any person or entity that

requests that they not be contacted by you. Furthermore, you must maintain a writtenpolicy governing the Do Not Call list, and all personnel engaged in telephone solicitation onyour behalf must be trained in the existence and use of the list. It is your responsibility to


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consult with your attorney to determine the requirements of federal and any state lawsrelating to Do Not Call lists, and to comply with those requirements.

5. Further restrictions. Federal law requires that any person or entity making a telephonesolicitation must, at the beginning of the message, provide the called party with the name

of the individual caller and the name of the person or entity on whosebehalf the call isbeing made. The person or entity on whose behalf the call is made must also provide a telephone number or address at which such person or entity may be contacted. In addition,

no calls may be made before 8:00 a.m. or after 9:00 p.m. (local time at the called party'slocation). The policies set forth above must be adhered to in all cases. As an BB+SSO, it isyour responsibility to abide by all applicable laws, as well as KACHING KACHINGs Policies

and Procedures, and to make sure that those who you supervise do so as well.

SOCIAL NETWORKING

All KACHING KACHING BB+SSOs and/or Affiliates agree, acknowledge and affirmativelyaccept anything placed (photos, testimonials, statements, marketing materials, etc.) on asocial networking website such as myspace.com, youtube.com, facebook.com, imeem.com,

Blogger, etc. must be submitted to KACHING KACHINGs Compliance Department for reviewand written approval prior to doing so. All KACHING KACHING BB+SSOs and/or Affiliatesmust continue to adhere to all other KACHING KACHING Policies and Procedures and the

Advertising & Promotional Guidelines. Testimonials, health/medical claims, income claims,disparaging comments, remarks, etc. will not be approved or allowed.

AUDIO AND VIDEO RECORDINGS

All KACHING KACHING materials, whether printed, electronically produced, computergenerated on film, or produced by sound recording, are copyrighted and may not be

reproduced, in whole or in part, by KACHING KACHING BB+SSOs or any other person,except as authorized by KACHING KACHING. Permission to reproduce any materials will beconsidered only in exceptional circumstances. BB+SSOs are prohibited from making audio

or video recordings of speeches, discussions or presentations made by any KACHING

KACHING company officer, authorized agent, representative or employee, unless specificallyauthorized in writing by a KACHING KACHING company officer. AN BB+SSO may notproduce, sell or distribute literature, films, electronic or computer generated print media, or

sound recordings that are deceptively similar in nature to those produced, published and

provided by KACHING KACHING for its BB+SSOs. Nor may an BB+SSO purchase, sell ordistribute non- company materials, that imply or suggest that said materials originate from

KACHING KACHING.

DISPLAY ADS

Any display ads or trademark advertising copy, other than covered in the foregoing rules,must be submitted to KACHING KACHINGs Compliance Department and approved by

KACHING KACHING, in writing, prior to publication.

MEDIA INQUIRIES


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Any inquiries by the media must be referred immediately to KACHING KACHING. The

purpose of this policy is to ensure an accurate and consistent public image. KACHINGKACHING BB+SSOs may not act as spokespersons for KACHING KACHING without priorwritten approval from Home Office.

LABELING AND PACKAGING

KACHING KACHING BB+SSOs may not re-label, modify or re-package any KACHING

KACHING products, sales aids or Company provided materials under any circumstances.

NON-USE OF SPEAKER AND CELEBRITY LIKENESS

KACHING KACHING BB+SSOs are prohibited from recording, filming, taping or otherwisecapturing or broadcasting in any form whatsoever any Speaker or Celebrity presentations orappearances at any event. KACHING KACHING BB+SSOs are prohibited from altering,

modifying and/or transferring press releases and/or celebrity photos to benefit theirpersonal advertising purposes. KACHING KACHING BB+SSOs are prohibited from using,

reusing, broadcasting, displaying, reproducing, distributing and reprinting, any form andthrough any media, the image or likeness in a photograph, videotape, film, digital medium,

illustration or art work, the name, voice and biographical information of any Speaker or

Celebrity, in which it may be construed as a celebrity endorsed product advertisement,unless otherwise approved in writing by KACHING KACHING. BB+SSOs found in violation of

this policy will be suspended effective immediately. BB+SSOs will be notified of the policyviolation via email and they will have 48 hours to remove the non-compliant information

from all web postings and marketing materials. Failure to comply may result in termination

of the KACHING KACHING membership.

THIRD PARTY VENDORS

As KACHING KACHING continues to grow and the KACHING KACHING brand continues to

develop, it is imperative that KACHING KACHING maintain full control of how everythingassociated with KACHING KACHING is positioned in the marketplace. All KACHING KACHINGmerchandise and the manner in which it is sold, is strictly controlled by KACHING KACHING

corporate office. KACHING KACHING will address any unapproved KACHING KACHING

BB+SSO vendors as they are brought to the attention of KACHING KACHING corporate orKACHING KACHING corporate finds them.

ADDITIONAL POLICIES AMENDMENTS

In order to maintain a viable marketing program and to comply with changes in federal,

state, jurisdictional, local laws or economic conditions, the KACHING KACHING BB+SSOacknowledges that KACHING KACHING may modify or amend Company policies or itscompensation plan at any time. Such modification or change shall, upon notification to

BB+SSOs, be binding on the BB+SSO. All BB+SSOs have a duty to keep current on policy

and marketing changes. Receipt of notice of such changes shall be conclusively presumed


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when KACHING KACHING has posted such changes on its website at www.KACHINGKACHING.com.

NON-WAIVER PROVISION

KACHING KACHING reserves the right to waive any provision of these policies. Howeverfailure of KACHING KACHING to exercise any rights in its BB+SSO Agreement or

compensation plan shall not constitute a waiver of KACHING KACHING's right to demandcompliance therewith. Waiver of any requirement may only occur by express written waiver

executed by an authorized officer of KACHING KACHING. Any such waiver shall notconstitute or operate as a waiver of any prior or subsequent breach of that term or any

other terms or conditions.

ETHICS, COMPLIANCE WITH APPLICABLE LAWS

KACHING KACHING is a business that expects its KACHING KACHING Members to conductthemselves with the highest ethics and integrity. Each BB+SSO confirms that he or she hasnever been convicted of a felony, charged with any crime involving

moral turpitude or violated any court order. If a question arises regarding the

propriety of an BB+SSO's current or past conduct which might reflect negatively onKACHING KACHING, or constitute a violation of KACHING KACHINGs policies and

procedures, or present a potential danger to other BB+SSOs or customers, KACHING

KACHING shall be notified immediately. Such notification should be in writing and includespecific facts. Each BB+SSO shall abide by all federal, state, jurisdictional, county and locallaws and will conduct his or her KACHING KACHING business with the utmost integrity and

honesty. The making of false or misleading statements regarding the Company, itsproducts, compensation plan or other opportunities shall be grounds for immediatetermination.

NONDISPARAGEMENT

During the term of a KACHING KACHING BB+SSOs Agreement and for a period of 12

calendar months following the termination of such Agreement for any reason, a KACHINGKACHING BB+SSO shall not disparage other KACHING KACHING BB+SSOs, KACHINGKACHINGs products, services, compensation plan, or KACHING KACHINGs employees to

other KACHING KACHING BB+SSOs or third parties. Disparage shall mean makingstatements, whether true or false, that: (1) discredit, or detract from the reputation ofKACHING KACHING, its products, services, compensation plan, employees or KACHING

KACHING BB+SSOs; or (2) that present any of the foregoing in a negative light. Any

questions, suggestions or comments regarding these issues should be directed in writing toKACHING KACHINGs Corporate Offices only.

INDEMNITY AGREEMENT


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In the conduct of BB+SSO business, each BB+SSO shall refrain from all conduct that might

be illegal, or harmful to the reputation of KACHING KACHING or its products, including butnot limited to, conduct inconsistent with the public interest, that is discourteous, deceptive,misleading, unethical or immoral or any action that constitute such BB+SSOs breach of any

of the terms of this Agreement.

Each BB+SSO shall:

1. Hold harmless and indemnify KACHING KACHING for any claims, damages or liabilities

arising out of BB+SSO's business practices, including such BB+SSO's breach of any terms ofthis Agreement. (This indemnity specifically includes any attorneys fees incurred byKACHING KACHING as a result of the foregoing); and

2. Specifically authorize KACHING KACHING to offset any such claims, costs, expenses,legal fees, damages or liabilities against any and all commissions payable to such

BB+SSOs. BB+SSOs found to be engaged in unethical, deceptive or misleading practicescan be subject to disciplinary action up to and including termination of their Membership.

NON-PROFIT ORGANIZATIONS

Non-profit organizations must meet the same requirements as all other KACHING KACHINGBB+SSOs, and must agree to abide by all KACHING KACHING's Policies and Procedures. In

addition, a US nonprofit organization must complete an Operating under a Business Name

form and one person must be designated the representative to transact business withKACHING KACHING on behalf of the organization. That designated representative is

prohibited from having a simultaneous interest in any other Membership, in compliance withKACHING KACHING's existing policies. The non-profit organization must submit a certified

copy of its Articles of Incorporation (or equivalent) evidencing that it is a nonprofitorganization, and any other documents requested by KACHING KACHING. Furthermore, theorganization agrees that it shall have sole responsibility for ensuring compliance withexisting federal, state an all applicable laws governing non-profit organizations, all required

filings, payment of any required taxes and the maintenance of its tax status.

COST EFFECTIVE DISPUTE RESOLUTION / WAIVER OFJURY TRIAL

If a dispute arises relating to any relationship between or among KACHING KACHING, its

officers, employees, distributors or vendors or arising out of any products or services sold

by KACHING KACHING, it is expected that the parties will attempt, in good faith, to resolveany such dispute in an amicable and mutually satisfactory manner. However, all such

disputes shall be governed by this provision. In the event such efforts are unsuccessful,either Party may serve a Notice of Mediation/Arbitration on the other Party. Notice ofMediation/Arbitration shall be personally delivered or sent by prepaid registered airmail or

air courier, and shall be effective on receipt thereof by the Party to whom it is addressed.

Proof of receipt shall be a receipt signed by an officer or responsible official of the Party towhom it is addressed. The Notice of Mediation/Arbitration shall be dated, and withoutprejudice to any right under the Rules permitting subsequent modifications and it shall


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specify the claims or issues that are to be addressed in the mediation/ arbitration. Ifdifferences cannot be resolved by mediation, the Parties agree that in order to promote to

the fullest extent reasonably possible a mutually amicable resolution of the dispute in a

timely, efficient and cost-effective manner, they will waive their respective rights to a trialby jury and settle their dispute by submitting the controversy to arbitration in accordancewith the commercial rules of the American Arbitration Association (A.A.A.), except that

all Parties shall be entitled to all discovery rights allowed under the Federal Rules of CivilProcedure as those rules exist in the United States Federal Court for the State ofNevada.The Parties shall attempt to select a mutually agreeable mediator/arbitrator. If noagreement can be reached within sixty (60) days of the first written notice of intent to

mediate/arbitrate, and the parties do not mutually agree to waive this provision, the current

Director of Professional Services for A.A.A. in Nevada shall randomly select theMediator/Arbitrator. The arbitration shall be governed by the Federal Arbitration Act, 9

U.S.C. 1 et. seq., and the judgment upon the award rendered by the arbitrator may beentered by a court having jurisdiction thereof. Either Party may elect to participate in the

arbitration telephonically. Any substantive or procedural rights other than the enforceability

of the arbitration agreement shall be governed by Delaware law, without regard toDelaware's conflict of laws principles. The Parties further expressly agree: (i) the arbitrator

shall only reach his decision by applying strict rules of law to the facts, (ii) the arbitrationshall be conducted in the English language, (iii) the sole and exclusive jurisdiction and

venue for the arbitration shall be in Clark County, Nevada (iv) the Party in whose favor thearbitration award is rendered shall be entitled to recover costs and expenses of the

arbitration including, but not limited to, attorneys fees and the cost and expense of

administering the arbitration proceedings, as well as any costs and attorneys fees incurredin executing or enforcing the arbitration award; and (v) the arbitral award shall be issued inClark County, Nevada, USA. Except as provided in the following sentences, no Party shall be

entitled to commence or maintain any action in a court of law upon any matter in dispute

until such matter has been submitted and determined as provided herein and then only for

the enforcement of such arbitration award. Provided that, not withstanding this disputeresolution policy, either Party may apply to a court of competent jurisdiction in Clark

County, Nevada to seek injunctive relief before or after the pendency of any arbitrationproceeding. The institution of any action for injunctive relief shall not constitute a waiver ofthe right or obligation of any Party to submit any claim seeking relief other than injunctive

relief to arbitration. Judgment upon the award may be entered by the United States DistrictCourt or Clark County Superior Court located in the State of Nevada, or application may bemade to such court for the judicial acceptance of the award and order of enforcement, as

the case may be if the arbitrators award or decision is not complied within seve n (7) days

of the arbitrators decision. Arbitration shall be the sole and exclusive procedure forresolution of disputes between the parties, including any disputes that might arise aftertermination of this agreement.

POLICIES AND PROVISIONS SEVERABLE

If any provision of these Policies, in its current form or as may be amended, is found to beinvalid, or unenforceable for any reason, only the invalid portion(s) of the provisions shallbe severed and the remaining terms and provisions shall remain in full force and effect and

shall be construed as if such invalid, or unenforceable provision never compromised a part

of these Policies.


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CONTACT DETAILS

KACHING KACHING750 Coronado Center DriveSuite 120Henderson, NVEmail: support@KACHING KACHING.com

PROHIBITED ACTIVITIES

BB+SSOs are prohibited from:

1. Enrolling a person without explaining the purpose of enrolling and explaining theKACHING KACHING products.

2. Enrolling a person or signing an application in a private setting without explaining the

intent of the meeting. The exception would be enrolling a person in a public forum.3. Neglecting to completely explain the products, performance, quality and price ormisrepresenting the facts.

4. Neglecting to explain the cost of sign up to a new BB+SSO and neglecting to informthe new BB+SSO of the type of bonus qualifications which an BB+SSO has to meet in orderto be eligible to earn bonuses and neglecting to explain the types of bonuses and the

amounts an BB+SSO could receive.5. Enrolling prospective BB+SSOs by making false income representations ormisrepresenting the facts.6. Neglecting to explain the return policies and the policies regarding resignation and, more

specifically, about the cooling-off period.

7. Neglecting to explain important matters, which influence the judgment of a prospectiveBB+SSO.8. Intimidating or confusing a prospect in order to make them sign an application or

discouraging them from terminating their membership.9. Enrolling or introducing KACHING KACHING opportunities at an inappropriate time.10. Using the KACHING KACHING trademark (logo) or any symbols of KACHING

KACHING without the permission of the Company.11. Advertising KACHING KACHING by way of mass media and to a large number of the

general public.12. Violating any other related laws, rules and regulations and/or engage in any

behavior suspected of such violations.

RIGHT TO REFUSE CREDIT PAYMENT


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If an BB+SSO or Customer has been charged for product they have not received or amaterial misrepresentation has been made, BB+SSOs and/or Customers can refuse to pay

for the charge and payment from the credit company can be refused.

policy 1231 revised

Documents