population data total population (2010 census)38,499 male/femalealmost equally split average age38
TRANSCRIPT
POPULATION DATA
• Total Population (2010 census) 38,499• Male/Female Almost equally
split• Average age 38
LOCATION AND ROADWAY INFO500 lane miles of roadway
HOUSING INFORMATION
• Residential Property 11806 units– Owner Occupied 8384
• Commercial/Retail Property 1094 units
• Housing Units (buildings over 8 units) 2748 apartments
SINGLE FAMILY
MULTI-FAMILY
RETAIL PROPERTY
COMMERCIAL PROPERTY
EXAMPLE
First Mortgage
Maintenance clause
ARM rate
Second mortgage
Title
First Mortgage
Starting rate at ARM
Change for ARM
Second mortgage
WHY DO WE CARE?!?!?
• WHAT DO WE DO?????
MULTI-FAMILY HOUSING CERTIFICATION
• No person owning a qualified multifamily dwelling in the City of Marlborough shall, with respect to a subject property on which the qualified multifamily dwelling is located, enter into a purchase-and-sale agreement or sale agreement, seek to transfer the subject property, or list the subject property for sale with a licensed real estate broker, unless and until such person has first obtained from the Building Commissioner or his/her designee a certificate regarding legal multifamily dwelling units, and has subsequently supplied that certificate to the Marlborough Fire Department prior to the Marlborough Fire Department conducting an inspection of the subject property pursuant to MGL c. 148, § 26F.
ZONING COMPLIANCE ONLY
• “This certification is for legal zoning use only. It makes no assurance regarding compliance with the building code, sanitary codes or other codes and regulations as may be applicable.”
ABANDONED AND/OR FORECLOSING HOUSING CERTIFICATION
It is the purpose and intent of this article to protect and preserve public safety and security, and the quiet enjoyment of occupants, abutters and neighborhoods, by: requiring all residential property owners, including lenders, trustees and service companies, to register abandoned and/or foreclosing residential properties with the City of Marlborough; and regulating the maintenance and security of abandoned and/or foreclosing residential properties to help prevent blighted and unsecure residences.
/
WORKING WITH FIRE DEPARTMENT
• (a) Any building determined to be especially unsafe in case of fire, under the provisions of• 780 CMR 121.2 shall be identified and caused to be marked by the building official, with the• cooperation of the head of the fire department, to indicate the degree of hazard.• (b) In marking such buildings, the following symbols shall be used:• This symbol shall mean that interior hazard exists to such a degree that interior• operations shall be conducted with extreme caution. This symbol shall not in any way• limit the discretion of the on scene Incident Commander in directing operations that• the Incident Commander deems necessary.• This symbol shall mean that exterior or interior hazards exists to such a degree that• consideration should be given to conduct operations from the exterior only. This• symbol shall not in any way limit the discretion of the on scene Incident Commander• in directing operations that the Incident Commander deems necessary.
Locations for foreclosed property info
• Legal ads in local papers• Massachusetts Public Notices– http://ma.mypublicnotices.com/PublicNotice.asp
• Various law offices– http://www.commonwealthauction.com/– http://www.auctionsri.com/
• Secretary of States Office– http://www.sec.state.ma.us/
CODE ENFORCEMENT IMPACT TEAM
• Code Enforcement• Board of Health• Fire Department• Police Department• Council on Aging• Jail Diversion Clinician• Housing Authority• Department of Public Works
Still not working?
• So….we did everything right but we still can’t get anyone to do anything!
CAN’T FIND THE MORTGAGE COMPANY?
• Secretary of States office:– http://www.sec.state.ma.us/– Go to your local Registry of Deeds• Check under address (recorded vs. registered)• Check for:
– “Order”– “Order of Notice”– “Complaint”
ORDER OF NOTICE
• Harmon Law (617) 558-0500• Ablitt Law (781) 246-8995• Korde & Associates (978) 256-1500• Michienzie & Sawin, LLC (617) 227-5660
BUT WE DON’T OWN IT YET
• Title Theory vs. Lien Theory
WHEN NOTHING WORKS
Non-criminal citations
Housing Court
District Court
Ticketing
• 21D procedures– Non-criminal citations can be moved to criminal if
court determines in a “show cause” hearing– Once tickets have been moved to criminal it must
be handled by the DA’s office.
RECEIVERSHIP
http://www.mass.gov/ago/
