I am Marcus Johnson and for my subject I chose “Be The Boss of Your Financial Future”.

So many people are losing homes, cars, and just about their whole lives because they do not know how to budget their money the proper way. Therefore, I thought it would be appropriate to cover this area.

Marcus Johnson

●Think of Your Future

●Learn How to Budget -Figure 1.1 -Importance of Budgeting

●Know Your Credit Score

●Bill Pay

Marcus Johnson

Thinking about that dream home of yours? Or what about that new car you were gazing at on your way to work? However, you know that you can’t afford it right now because of your late bill payments, college debt and low credit score, well perk up this is something you are going to want to hear. During this presentation you will learn how to get your financial life back on track !

Marcus Johnson

"It's hard to live within your means if you don't know what your means are“- Maxine Sweet

The biggest issue many individuals face is budgeting their money. Many tend to spend what they do not have. There are two of many ways to figure out what you can and cannot spend.

1)Check Book: By balancing your check book you can keep track of your pay checks and what you have spent from it. After your bills are paid for and other expenses then you are able to see what you can spend a little extra on. 2)Microsoft Money: Microsoft Money is a software that kind of acts like a technological check book. Within Microsoft Money you can download all of your accounts, such as water bills, electric bills etc. From their it will organize all of your accounts for you and calculate everything. (See Figure 1.1 on next slide)

Marcus Johnson

The above shows the software Microsoft Money where you can budget all of your finances

Marcus Johnson

Marcus Johnson

Marcus Johnson

Retain a copy of your credit report so you can truly grasp where you stand. With Microsoft Money, you get a free copy of your credit report and one years worth of monitoring from Experian. Experian can give you quick and easy access to your report and credit score to learn what positive and negative factors can affect credit, and Microsoft Money can help you understand what your credit score means and how lenders evaluate it.

Marcus Johnson

As online banking becomes more prominent due to its convenience, people are using it to ensure that bills are paid on time and in a quick and easy fashion. By paying your bills on time you are also avoiding any late fees that can occur.

Marcus Johnson

Above: Checking AccountBelow: Bill Payment

Marcus Johnson

►Streaming media- “is multimedia that is constantly received by and presented to an individual while being delivered by a streaming provider.”

● Live streaming, means taking the media and broadcasting it live over the Internet.►The above is a streaming video on “How To Balance Your Check Book”

Marcus Johnson

Expenditures $17,247,594

Revenues $19,726,959

Funded by Fund Balance $250,000

Millage Needed $0.00

Percent Millage Increase 0%

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2011-12 Budget 2011-12 Budget Consideration by Consideration by Administration Administration

Streaming Video http://en.wikipedia.org/wiki/Streaming_media

Images http://www.google.com/imghp?hl=en&tab=wi

5 Ways To Plan For Your Financial Futurehttp://www.microsoft.com/athome/moredone/

planfinancialfuture.mspx

Videos How To Balance Your Checkbook

Having Financial Goals Can Help The Family Budget

Copy & Paste Slide http://www.biglake.k12.mn.us/education/components/docmgr/

default.php?sectiondetailid=6005&catfilter=479#showDoc

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Marcus Johnson

We are now at the end of the

presentation, I really do hope that you have gotten all of the information you needed out of this. Remember, prepare for your future by being

financially smart. ☺