pre- and post retirement budget worksheet
DESCRIPTION
Use this detailed budget worksheet to help you identify your pre-retirement and post-retirement expenses. You will also be able to categorize your expesnes as discretionary or fixed (essential).TRANSCRIPT
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Detailed Budget
Pre-RetirementMonthly Expenses
Essential DiscretionaryDescription
Post-RetirementMonthly Expenses
Essential Discretionary
Housing
Mortgage
2nd Mortgage
Real Estate Tax
Other (repairs, trash, furniture, assoc. dues)
Utilities
Electricity, Gas/Oil
Communications (Phone, cell, internet, cable)
Other (Water/Sewer)
Transportation
Auto Loan/Lease
Gas
Car Maintenance
Other (licensing, tolls/tax)
Insurance
Homeowners
Auto
Health (including deductibles & co-insurance)
Life
Other (Umbrella Liability, LTC, Dental, Vision)
Food & Entertainment
Groceries
Dining Out
Other (shows, hobbies, vacations)
Other Loans/Legal Obligations
Credit Cards
Personal
Other (alimony, child support, judgments)
Miscellaneous
Other Uninsured Health
Fees/dues (health club/spa, education)
Grooming/Hair/Makeup
Clothing
Other (Pet Care)
Contributions/Gifts
Church/Synagogue/Charity
Holidays/Birthdays
Annual Exclusion/Legacy
Other
Monthly Total
Annual Total
Essential Expenses: Expenses that you have to have
Discretionary Expenses: Expenses that are nice to have
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