pre- and post retirement budget worksheet

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7 Detailed Budget Pre-Retirement Monthly Expenses Essential Discretionary Description Post-Retirement Monthly Expenses Essential Discretionary Housing Mortgage 2nd Mortgage Real Estate Tax Other (repairs, trash, furniture, assoc. dues) Utilities Electricity, Gas/Oil Communications (Phone, cell, internet, cable) Other (Water/Sewer) Transportation Auto Loan/Lease Gas Car Maintenance Other (licensing, tolls/tax) Insurance Homeowners Auto Health (including deductibles & co-insurance) Life Other (Umbrella Liability, LTC, Dental, Vision) Food & Entertainment Groceries Dining Out Other (shows, hobbies, vacations) Other Loans/Legal Obligations Credit Cards Personal Other (alimony, child support, judgments) Miscellaneous Other Uninsured Health Fees/dues (health club/spa, education) Grooming/Hair/Makeup Clothing Other (Pet Care) Contributions/Gifts Church/Synagogue/Charity Holidays/Birthdays Annual Exclusion/Legacy Other Monthly Total Annual Total Essential Expenses: Expenses that you have to have Discretionary Expenses: Expenses that are nice to have

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Use this detailed budget worksheet to help you identify your pre-retirement and post-retirement expenses. You will also be able to categorize your expesnes as discretionary or fixed (essential).

TRANSCRIPT

Page 1: Pre- and Post Retirement Budget Worksheet

7

Detailed Budget

Pre-RetirementMonthly Expenses

Essential DiscretionaryDescription

Post-RetirementMonthly Expenses

Essential Discretionary

Housing

Mortgage

2nd Mortgage

Real Estate Tax

Other (repairs, trash, furniture, assoc. dues)

Utilities

Electricity, Gas/Oil

Communications (Phone, cell, internet, cable)

Other (Water/Sewer)

Transportation

Auto Loan/Lease

Gas

Car Maintenance

Other (licensing, tolls/tax)

Insurance

Homeowners

Auto

Health (including deductibles & co-insurance)

Life

Other (Umbrella Liability, LTC, Dental, Vision)

Food & Entertainment

Groceries

Dining Out

Other (shows, hobbies, vacations)

Other Loans/Legal Obligations

Credit Cards

Personal

Other (alimony, child support, judgments)

Miscellaneous

Other Uninsured Health

Fees/dues (health club/spa, education)

Grooming/Hair/Makeup

Clothing

Other (Pet Care)

Contributions/Gifts

Church/Synagogue/Charity

Holidays/Birthdays

Annual Exclusion/Legacy

Other

Monthly Total

Annual Total

Essential Expenses: Expenses that you have to have

Discretionary Expenses: Expenses that are nice to have

Page 2: Pre- and Post Retirement Budget Worksheet

Northwestern Mutual® is a registered trademark of The Northwestern Mutual Life Insurance Company.

Copyright 2010 by The Northwestern Mutual Life Insurance Company, Milwaukee, WI.

All Rights Reserved.

The Northwestern MutualLife Insurance Company • Milwaukee, WIwww.northwesternmutual.com

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