preparing for and picking a college micaela desmond university of central missouri
TRANSCRIPT
Preparing for and picking a College
Micaela DesmondUniversity of Central Missouri
What do colleges expect?
• College Prep Certificate–Many colleges require additional courses
• Stay involved–Well rounded student– Athletics and organizations
• Take your ACT!!– Scholarship and admittance
What about college athletes?
• Junior year performance• Offers senior year• Complete inquiries• Send information• NCAA.org• Pick a division
How do I pick a school?
• What do you want?• What is important to you?• What major do you want?
Endless Options
• Location• Size• Programs• Public and Private• Financial Aid
Location
• In state or out of state– Tuition agreement
• Close to home or far away• Commute or live on campus• Small Town or Big City
Campus Living
Size
Small• Small classes• Personalized attention• Individualized
programs• Fewer programs• Fewer activities and
sports
Large• Many programs• Strong sports• More facilities• Large classes• Less personalized
What is there to do?
• Student Activities• Athletics– Collegiate– Intermural
• Organizations– Academic and Personal Interest
Programs
• What do I want to major in?• Do they have my major?• Do they have other majors I am
interested in?• Do they have an undecided
option?• Are they accredited?• What is their learning style?
Public vs. Private
• Cost• Regulations• Religion • Scholarships
Average Costs
• $3,000 - $4,000
Community Colleges
• $13,500 - $16,000
Public Colleges and Universities
• $15,205University of
Central Missouri
• $25,000 - $60,000
Private Colleges and Universities
Financial Aid
Gift= Grants and Scholarships
Work Study= Earned
Loans= Must Repay
What is Need Based?
• – Federal and state grants (free money)
• – Work-Study (earned aid)• – Subsidized student loans (repay)
• Need-based aid:
• –College and state-funded scholarships
• – Unsubsidized student loans• – Parent loans (repay)
• Non-need-based aid:
Time for some True/False
True or False
The costs of a collegeeducation just aren’t worth it.
False
• Fact: A 4-year college graduate earns almost $1 million more than a high school graduate.
• Other benefits include:– More job opportunities– Greater knowledge– Broadened perspectives
What 1 Million dollars looks like
True or False
I need to pay a service to find scholarships for college.
False
• Fact: Most are free.
• Fact: Nobody can guarantee a scholarship.
• If it sounds too good to be true, it might be a scam! Fafsa.com
• Free searches: – www.fastweb.com
What are Scholarships?
• Scholarships do not have to be paid back.
• Demonstrate achievement in:
- Keep track of your accomplishments. START NOW!
• Scholarships are awarded by the college or other organizations (churches, corporations, etc.)
Academics Athletics The Arts Communi
ty service
True or False
Student loans are for school if I graduate I wont have to pay
them back.
False
• Fact: Student loans are debt but you are increasing your earnings potential.
• Fact: Student loan repayments are manageable.
• Fact: There are loan forgiveness programs.
• Fact: Defaulting on a student loan (or any loan) is bad. They can garnish your wages!
They must be repaid.
Most Important
• Visit visit visit• See the campus• Meet the departments• Safety• Campus atmosphere• Would you buy a car without driving
it?
Recap
• Stay on track• Stay involved• Take your ACT• Start researching schools• Look at scholarships and costs• Start visiting