preparing for your most important purchase
TRANSCRIPT
www.ocbrian.com
Preparing for Your Most Important PurchasePreparing for Your Most Important Purchase
Brian ReeseRE/MAX
Brian Reese
www.ocbrian.com
Home Benefits
Pride of ownership• Property owner
Freedom of enjoyment• Decorate, modify, …
Investment• Appreciation• Principal accumulation
Tax Advantages• Deductions
Interest & property taxes• Capital Gain exemption.
Brian Reese
www.ocbrian.com
Help Me Help You
Have you seen any homes that you like?Are you working with a broker/agent?Do you have a home to sell?If we find the right home, is there anything keeping you from buying it?Have you been pre-qualified for a loan?.
Brian Reese
www.ocbrian.com
My Unique Selling Proposition
Brian Reese
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Market Cycle
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Reasons to Buy Now
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Housing Affordability Index
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Deductible interest
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Social benefits
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Financial benefits
Brian ReeseBrian Reese www.ocbrian.com
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Take Tax Advantage’s now
Brian Reese
Increase allowances using Irs form w-4 to take advantage of tax deductions now rather than waiting to do your yearly income taxes.Contact your hr department at work.
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Buy while rates are low
Brian ReeseBrian Reese www.ocbrian.com
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Buying Process
Brian Reese
InitialMeetingInitial
Meeting AppraisalAppraisalPre-Approval
Pre-Approval
Buyer’sAgent
Buyer’sAgent
NegotiateContract
NegotiateContract InspectionsInspections Customer
CareCustomer
Care
TitleTitle Closing/Settlement
Closing/Settlement
HomeOwnership
HomeOwnership
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Buyer Process
You gather informationYou start the sorting processYou might
• Get pre-qualified
• Put present home on the market
1 day to 1 year or more
You gather informationYou start the sorting processYou might
• Get pre-qualified
• Put present home on the market
1 day to 1 year or more
Brian Reese
1.First thinks
about a new home
1.First thinks
about a new home
2.When youactually
start looking
2.When youactually
start looking
3.The Day you buy
3.The Day you buy
4.The Day
you close
4.The Day
you close
5.The Dayyou
move in
5.The Dayyou
move in
What you doWhat you do
Confusion sets inYou continue sorting or eliminating homes
Confusion sets inYou continue sorting or eliminating homes
Buyer’s remorseYou might keep lookingThe reality of buying a home sets inImmediately, up to 6-8 months
Buyer’s remorseYou might keep lookingThe reality of buying a home sets inImmediately, up to 6-8 months
Your fondest dreams come true orYour worst nightmares become realityImmediately
Your fondest dreams come true orYour worst nightmares become realityImmediately
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Application’s
Brian Reese
If you think you can’t afford to Buy…let me show you a financial alternativeLet me put the following applications to use for you today.
Brian Reese www.ocbrian.com
www.ocbrian.com
Pre-Approval Advantages
Look at the “right” homesNegotiate the best priceEliminate uncertaintyFinancial information for better decisions.
Brian Reese
www.ocbrian.com
Preparation for mortgage application
Brian ReeseBrian Reese www.ocbrian.com
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Buyer Representation
Someone to protect your interestsKnowledge of neighborhoodsResearch.
Brian Reese
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Internet Assistance
Define the home you wantHome information will be sent to you as it comes on the marketI’ll recommend additional homes.
Brian Reese
Personal
Homefinder!Personal
Homefinder!
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I can show you every home on the market
All of the homes in our companyAll of the homes in other companies
All of the homes in MLSBuilder’s homes
For Sale by Owners.
Brian Reese
www.ocbrian.com
Inspections
Objective, visual evaluationImpartial, 3rd partyProfessionalRoof to foundationIncludes all systemsWritten report.
Brian Reese
Mutual Agreement:
If I…Make the effort to find your homeCommit my time, car, & computerIncur all my own expensesContinue until we find you home or you tell me to quit looking.
Will You…Let me know if your plans change?Tell me what you like and dislike?Tell me if you want to talk to another REALTOR®, builder, or for sale by owner?Work with me until we find you a home?.
Brian Reese www.ocbrian.com
www.ocbrian.com
Brian ReeseRE/MAX
3301 Bay AvenueOcean City, NJ 08226
888.BUY.OCNJ (289.6265)[email protected]
Brian Reese
Contact Information