presentation to the asia-pacific … to the ap-is, veon...presentation to the asia-pacific...
TRANSCRIPT
©VEON Ltd 2016
PRESENTATION TO THE ASIA-PACIFIC
INFORMATION SUPERHIGHWAY
Rabah GHEZALIGroup Director Public Policy
November 2017 ©VEON Ltd 2016
VEON: AN EMERGING MARKETS GLOBAL COMPANY
2
RUSSIA
UZBEKISTAN
KYRGYZSTAN
BANGLADESHPAKISTAN
KAZAKHSTAN
ARMENIA
UKRAINE
ITALY
ALGERIA
AMSTERDAM
TAJIKISTAN
GEORGIA
LAOS
235+ MLNCUSTOMERS
65%3G COVERAGE | 2G: 94% | 4G*: 20%* excl. Italy
13MARKETS, HQ IN AMSTERDAM (+DIGITAL HUB IN LONDON)
$8,9BLNREVENUES
LONDON
VEON IN BANGLADESH
Source: ITU, 2017; World Bank, 2016 4
BANGLADESH
WORLD
Internet Usage Smartphone penetration
Unbanked Adults Customers(in millions)
18%
43,9%
30%
52%
69%
38,5%
30,4
235+
2.200
51.300
Employees
VEON 38,1% 45% 58,0%
CONNECTIVITY AND ECONOMIC GROWTH
5
Algeria
Bangladesh
Pakistan
Armenia
GeorgiaKazakhstan
Kyrgyzstan
Tajikistan
Ukraine
Uzbekistan
Russia
Italy
Laos
-1%
0%
1%
2%
3%
4%
5%
6%
7%
8%
9%
0% 10% 20% 30% 40% 50% 60%
GD
P g
row
th (
5y
aver
age)
ICT Development Index growth (2010 – 2015)
“A 10% INCREASE IN BROADBAND COULD
RAISE ECONOMIC GROWTH BY BETWEEN
0.25% - 1.4%”(ITU, 2016)
PRIVATE SECTOR INVESTMENTS KEY FOR DEVELOPMENT
Source: OECD, 2015 6
$402,9
$137,2
$32,2
$4,6
NET FLOWS OF DAC COUNTRIES (in bln USD)
Private flows at market terms
Official developmentassistance
Net grants by NGOs
Other official flows
V E O N 2 . x V E O N 3 . x
M Y V E O NM E S S A G I N G C O N T E N T & O F F E R S
VEON PERSONAL INTERNET PLATFORM AS NEW MEANS OF CONNECTIVITY
M A R K E T P L A C E
DIGITAL FINANCE
10
Secure electronic account
Ability to transact, save, borrow, insure
Access to the global digital economy
▪ $2,1 trillion of loans to individuals and businesses could be made sustainably
▪ $110 billion could be gained by governments each year by reducing leakage in public spending and tax collection
▪ 95 million jobs could be created in emerging economies within a decade as a result of inclusive growth
Source: McKinsey, 2016
OUR DIGITAL FINANCIAL SERVICES
11
mPOS | QR
OFFLINE PAYMENTS
Utilities, Games,
Transport…
Sim 2 Any Sim Card | ATM | Post Appstore | PlayStore
USERS REMITTANCE AIR TIME
CASH OUT + CREDIT
DCB
A CARD YOU
CANNOT MISS
VEON CARD
+48mln
CONNECTIVITY & GOVERNMENT: BANGLADESHI EXAMPLE
12
Banglalink has enabled free access for its subscriber to 25000+ government sites to allow digital citizen services from various government sites.
Banglalink is committed to achieve the digital agenda and trying to bridge the gap of digital divide and access to information for mass population.
Banglalink subscribers can apply online for different government & citizen services and download different forms and publications including text books for free.
CONNECTIVITY & SMES: ALGERIAN EXAMPLE
13
Djezzy provides (subsidized) the mPOS technology + connectivity to SMEs
BADR Bank will process SMEs payments (acquiring bank)
The Ministry of Industry provides political support for the project
GIZ will provide training to SMEs on how to use ICT in their operations
VEON orchestrates the partnership and engages international stakeholders
VEON and Djezzy aim to widen electronic paymentacceptance in the SME sector in Algeria, which is currentlyvery low with 98% of transactions in cash.
The regulatory environment for MNOs to provide theseservices is very restrictive. Hence the approach to start aproject together with international stakeholders andbacking of the Ministry of Industry to showcase theimpact MNOs can have on SME innovation and economicdevelopment and force a diaolgue on restrictive policies.
CONNECTIVITY & RURAL COMMUNITIES (1/3)
14
• Krishi jigyasha 7676 in Bangladesh and Bakhabar Kisaan service in Pakistan are a one stop serviceon a Mobile Phone for all the farmers. Mobile network medium provides effortless penetration
• These platforms support the farmers in every step of the process of agriculture, from landpreparation till post harvesting and sale.
• The service provides farmers with knowledge of modern farming, makes the agriculture specialistavailable for the farmers over the helpline, pro actively provides the farmer with weather updatesand climate behavior, makes the latest machinery available and provides access to special loans forthe farmers.
CONNECTIVITY & RURAL COMMUNITIES (2/3)
We have developed the following bouquet of services for the farmers:▪SMS Service (for farmers who can read and write – for legacy phone users)▪IVR Service (for farmers who cannot read and write – for legacy phone users)▪Smartphone App (for digitally literate users)
SMS
• SMS related to Weather, Crop, diseases, fertilizers, Farming techniques … so on would be proactively sent to the farmers mobile
• Advice would be given based on the location of the farmers (Long./Latt.)
• Farmers would not have to reach us, we would reach farmers proactively, however offline information would also be available and farmers can pull the required information
IVR
• IVR/Automated OBD related to Weather, Crop, diseases, fertilizers, Farming techniques … so on would be proactively sent to the farmers mobile
• Decision would be taken based on the location of the farmers (Long./Latt.)
• Farmers would not have to reach us, we would reach farmers proactively; however offline information would also be available.
Smartphone App
• Data related to Weather, Crop, diseases, fertilizers, Farming techniques would be available over the application
• Live and offline training videos will be available over the smart phone application.
Bakhabar Kisaan Service – Smartphone App
▪ Tickers for Weather forecast▪ Tickers for Market rates▪ Agriculture News (PARC vetted)▪ Product related to Farmers availability ▪ Modern Farming Techniques▪ Discussion forums/techniques ▪ Agriculture Products & Equipment▪ Crops Yield Maximization Information▪ Livestock Information▪ Informative videos▪ Bidding on-line (D)▪ Free browsing on app▪ Details of 275k existing farmers ready to be serviced▪ Roadshows at town level for training on app▪ Photo analysis of soil and plant diseases (D)▪ Discounts offered from our vendor partners▪ MFS: Agricultural Credit Services, Crop Insurance & Live
Stock Insurance payments, Payment/Rent of Agriculture equipment & machinery
CONNECTIVITY & RURAL COMMUNITIES (2/3)
Po
licy/Re
gulato
ry Enviro
nm
en
t
18
Connectivity
DFS/MFS eID Data
Digital Platforms
ICT empowered individuals & communities
e-c
om
me
rce
e-g
ov
e-e
du
cati
on
e-a
gri
e-h
eal
th
AN ECOSYSTEM APPROACH TO CONNECTIVITY & ICT4D
©VEON Ltd 2016
THANK YOU!
TWITTER.COM/VEONFACEBOOK.COM/VEON
RABAH GHEZALIGroup Director Public Policy
CLAUDE DEBUSSYLAAN 881082 MD AMSTERDAMTHE NETHERLANDSTel +31 (0)20 79 77 200Tax +31 (0)20 79 77 201