presenting the new look of funds insight - … · presenting the new look of funds insight ......

Mutual Fund investments are subject to market risks, read all scheme related documents carefully.

October, 2017

Presenting the new look of Funds InsightInfographic & Colorful I Market Insights & Outlook I Key information on single page

Index

DetailsMD’s Communique 1

Equity Markets Round Up 2

Fixed Income Market Update 3

How to Read Factsheet 4

Product Suitability 5

NAV (Net Asset Value) 6

Systematic Investment Plan (SIP) Returns 7

Equity Funds

Principal Emerging Bluechip Fund 9

Principal Growth Fund 10

Principal Tax Savings Fund 11

Principal Personal Tax Saver Fund 12

Principal Large Cap Fund 13

Principal Dividend Yield Fund 14

Principal Index Fund - Nifty 15

Principal Arbitrage Fund 16

Hybrid Funds

Principal Balanced Fund 17

Principal SMART Equity Fund 18

Principal Equity Savings Fund 19

Fixed Income FundsPrincipal Cash Management Fund 20

Principal Low Duration Fund 21

Principal Short Term Income Fund 22

Principal Dynamic Bond Fund 23

Principal Credit Opportunities Fund 24

Principal Debt Savings Fund 25

Principal Money Manager Fund 26

Fund of Funds

Principal Global Opportunities Fund 27

Principal Asset Allocation Fund-of-Funds (Conservative Plan) 27

Principal Asset Allocation Fund-of-Funds (Aggressive Plan) 28

Principal Asset Allocation Fund-of-Funds (Moderate Plan) 28

Other Details

Annexure for returns of all the Schemes 29

2

EQUITY & DEBT

MARKET OUTLOOK

Equity Markets Round Up: October 2017• IndianequitiesralliedinOctoberledbyGovernment’slarge-scalerecapitalizationplantoboostpublicsectorbanks

and continued domestic inflows.

• Inthebeginningofthemonth,theGovernmentcuttheexcisedutiesofpetrolanddiesel.

• FIIsreversedtheirpositiontomarginalnetbuyersafter2monthsofselling.

• AugIIPsurgedto4.3%vs1.2%inJul,thehighestsincedemonetisation.

• SeptemberWPIinflationwasbenignat2.6%from3.2%inAugust.

• TradedeficitinSeptemberstoodatUS$9bncomparedtoUS$11.6bninthepreviousmonth.

• Governmenthasannouncedambitiousplanstodevelop83,677kmofroadswithaninvestmentofRs6,92,000crsoverthenextfiveyears.ThefundingwillbemixofGovernmentfunds,debtandprivateinvestment.

• GSTCouncilannouncedahostofrelaxationmeasurestoeasethecomplianceburdenofSmallandMediumEnterprises(SMEs)andprovideareliefpackageforexporters.Additionally,theCouncilalsodecidedtoreducethetaxrateon27items.

Data Item% Growth

1 Month 1 yearMSCI EM Index (USD) 3.45 23.64MSCI EM Index (USD) 3.84 22.93Indian Rupee 0.81 3.05Dollar Index (DXY) 1.59 -3.95Crude Oil- Brent 6.66 27.06CRB Index 0.07 5.96Gold -0.65 -0.45Copper 5.52 40.92Iron Ore -5.69 -9.10Data as on 31st Oct 2017. Source: Bloomberg

Indicators Oct-17 Sep-17FII net flows (Rs. Crs) 3,054.97 (11,392.27)Mutual Fund net flows (Rs. Crs) 9,067.05 17,456.84Exports (USD Billion) 28.61 23.82Imports (USD Billion) 37.60 35.46CPI 3.30 3.36IIP 4.30 1.20Data as on 31st Oct 2017. Source: Bloomberg

Index 1 Month(%)

3 Months(%)

6 Months(%)

1 Year(%)

Broad Indices

Nifty 50 10335 5.41 2.56 10.96 19.77

S&P BSE Sensex 33213 5.97 2.15 10.89 18.86

S&P BSE 100 10776 5.75 3.29 11.32 20.64

S&P BSE 200 4541 5.89 3.65 11.10 20.74

S&P BSE 500 14486 6.23 4.23 11.48 21.88

S&P BSE MID CAP 16588 7.23 7.79 11.96 23.06

S&P BSE SMALL CAP 17600 8.94 9.36 14.34 29.50

Performance As on October 31, 2017*

Index 1 Month(%)

3 Months(%)

6 Months(%)

1 Year(%)

Sectoral Indices

S&P BSE AUTO 25415 4.95 3.89 11.43 14.52

S&P BSE Bankex 28284 4.51 -0.36 11.56 26.37

S&P BSE CD 18466 5.03 12.14 19.12 42.72

S&P BSE CG 18423 7.06 2.51 3.09 23.41

S&P BSE FMCG 10264 4.87 1.68 8.95 20.54

S&P BSE HC 14282 5.70 0.61 -4.86 -13.26

S&P BSE METAL 14730 8.33 18.54 29.99 42.65

S&P BSE Oil & Gas 16552 11.16 16.65 14.35 34.29

S&P BSE PSU 9401 12.56 8.22 4.18 18.41

S&P BSE Teck 5975 6.34 1.32 9.52 8.12

*Performance for less than one year are absolute returns. Source - MFI Explorer

3

Fixed Income Market Update: October 2017

Key Market Highlights:

• Duringthemonth,whilemoneymarketratesremainedbenign,giltandcorporatebondyieldsroseonthebackofriseincrudeoilprices,globalbondyields,OMOsalesandfallinbankingsystemliquidity

• Thetenyeargiltbenchmarkclosedthemonthat6.86%,20bpshigherfrompreviousmonth.ThetenyearAAACorporatebondbenchmarkclosedat7.68%,15bpshigherthanpreviousmonth.ThefiveyearAAAcorporatebondbenchmarkclosedat7.31%,6bpshigherascomparedtopreviousmonth.TenyearSDLspreadsrosetobeinrangeof75-80bpstothe new gilt benchmark.

• RBI also released minutes of October Monetary Policy meeting which seemed quite hawkish with key membersexpressing caution on inflation and one member talking about hike.

• 1yearCDratesclosedat6.57%,2bpshigherthanpreviousmonth.1yearTbillyieldclosedatsimilarlevelsat6.22%.3monthCDratesclosedat6.20%and3monthTbillyieldsrosemarginallyto6.10%.

• BrentCrude oil prices rose further during themonth toUSD60.94 per barrel on improving demand forecast andexpectation of further output cuts. INR appreciated and closed the month at 64.74 as compared to 65.28 the previous month.ForthemonthofOctober,FIIsturnednetbuyersinthedebtmarkettothetuneofRs17,425cr.India’sSeptembertradedeficitprintedatUSD8.98bnascomparedtoUSD11.64bninAugust2017.

• ThetenyearbenchmarkUStreasuryyieldroseby4bpsto2.37aseconomicdataintheUScontinuedtosignalgrowthrecovery.

• SeptemberWPIdata releasecameat2.60%ascomparedto3.24% inpreviousmonth.CPIforSeptembercameat3.28%comparedto3.28%inpreviousmonth.

• AugustIndustrialproduction(IIP)growthcameat4.3%comparedto0.9%forpreviousmonth.

• Bankingsystemliquidityremainedinsurplusmodethoughitsteadilydeclined.RBIconductedRs.20,000croreworthofOMOs of dated g-secs. Banks lent on an average Rs 1.33 Lakh Cr at various RBI liquidity facilities put together.

• TheCentre’sfiscaldeficitrosetoRs4,98,938croreor91.30percentoftheBudgettargetbetweenApriltoSeptember2017.

• GovernmentannouncedamegaPSUbankrecapitalizationplanwhich includes issueofRs1.35 lakhcroreof recapbonds to PSU banks. Cash from the sale of these bonds will be injected back into the banks as capital. Details of the bonds are awaited by the market. The announcement led to a sharp fall in yields of lower rated PSU Basel III AT1 bonds whichwerelanguishingduetoweakfinancialpositionofthesebanks.

Outlook:

• Banking system liquidity to remain in surplus zone, however the quantumof surplus is expected to be lower thanpreviousmonthandinarangeofRs70,000to80,000crore.

• ShorttermMoneymarketratesareexpectedtoremainstablewithanupwardbiasasliquiditytightensfurther.

• Thetenyearbenchmarkmaytradeinarangeof6.75%to6.95%intheneartermduetosupplyandfiscalconcerns.However as absolute yields look attractive intermittent buying may emerge. Direction of global bond yields post announcement of Fed Chair may also be a key development to watch.

4

How to Read Factsheet

Fund Manager -Anemployeeoftheassetmanagementcompanysuchasamutualfundor life insurer,whomanages investmentsofthescheme. He is usually part of a larger team of fund managers and research analysts.

Application Amount For Fresh Subscription - This is the minimum investment amount for a new investor in a mutual fund scheme.

Minimum Additional Amount - This is the minimum investment amount for an existing investor in a mutual fund scheme.

Yield To Maturity - The Yield to Maturity or the YTM is the rate of return anticipated on a bond if held until maturity. YTM is expressed as an annualrate.TheYTMfactorsinthebond’scurrentmarketprice,parvalue,couponinterestrateandtimetomaturity.

SIP -SIPorsystematicinvestmentplanworksontheprincipleofmakingperiodicinvestmentsofafixedsum.Itworkssimilartoarecurringbankdeposit.Forinstance,aninvestormayoptforanSlPthatinvests` 500 every 15th of the month in an equity fund for a period of three years.

NAV - The NAV or the net asset value is the total asset value per unit of the mutual fund after deducting all related and permissible expenses. The NAV is calculated at the end of every business day. It is the value at which the investor enters or exits the mutual fund.

Benchmark -Agroupofsecurities,usuallyamarketindex,whoseperformanceisusedasastandardorbenchmarktomeasureinvestmentperformance ofmutual funds, among other investments. Some typical benchmarks include the Nifty, Sensex, BSE200, BSE500, 10-YearG-sec.

Entry Load - A mutual fund may have a sales charge or load at the time of entry and/or exit to compensate the distributor/agent. Entry load is charged at the time an investor purchases the units of a mutual fund. The entry load is added to the prevailing NAV at the time of investment. Forinstance,iftheNAVis`100andtheentryloadis1%,theinvestorwillenterthefundat` 101.Note:SEBI,videcirculardatedJune30,2009hasabolishedentryloadandmandatedthattheupfrontcommissiontodistributorswillbepaidbytheinvestordirectlytothedistributor,basedonhisassessmentofvariousfactorsincludingtheservicerenderedbythedistributor.

Exit Load - Exit load is charged at the time an investor redeems the units of a mutual fund. The exit load is deducted from the prevailing NAV atthetimeofredemption.Forinstance,iftheNAVis`100andtheexitloadis1%,theredemptionpricewouldbe` 99 per unit.

Modified Duration -Modifieddurationisthepricesensitivityandthepercentagechangeinpriceforaunitchangeinyield.

Standard Deviation -Standarddeviationisastatisticalmeasureoftherangeofaninvestment’sperformance.Whenamutualfundhasahighstandarddeviation,itsmeansitsrangeofperformanceiswide,implyinggreatervolatility.

Sharpe Ratio -TheSharpeRatio, namedafter its founder, theNobel LaureateWilliamSharpe, is ameasureof risk-adjusted returns. It iscalculated using standard deviation and excess return to determine reward per unit of risk.

Beta - Beta is a measure of an investment’s volatility vis-a-vis the market. Beta of less than 1 means that the security will be less volatile than the market. A beta of greater than 1 implies that the security’s price will be more volatile than the market.

AUM - AUM or assets under management refers to the recent / updated cumulative market value of investments managed by a mutual fund oranyinvestmentfirm.

Holdings - The holdings or the portfolio is a mutual fund’s latest or updated reported statement of investments/securities. These are usually displayed in terms of percentage to net assets or the rupee value or both. The objective is to give investors an idea of where their money is being invested by the fund manager.

Nature Of Scheme -Theinvestmentobjectiveandunderlyinginvestmentsdeterminethenatureofthemutualfundscheme.Forinstance,amutualfundthataimsatgeneratingcapitalappreciationbyinvestinginstockmarketsisanequityfundorgrowthfund.Likewise,amutualfund that aims at capital preservation by investing in debt markets is a debt fund or income fund. Each of these categories may have sub-categories.

Rating Profile - Mutual funds invest in securities after evaluating their creditworthiness as disclosed by the ratings. A depiction of the mutual fundinvariousinvestmentsbasedontheirratingsbecomestheratingprofileofthefund.Typically,thisisafeatureofdebtfunds.

MAAUM - Monthly Average Asset Under Management

++ ICRA has assigned credit risk rating of [ICRA]A1+mfs to Principal Low Duration Fund. The rating is the highest-credit-quality short-term rating assigned by ICRA to debt funds. Rating methodology used by ICRA is based on evaluating the inherent credit quality of the mutual funds portfolio. As a measure ofthecreditqualityofadebt fund’sassets, ICRAusestheconceptof“credit scores”,basedon ICRA’sassessmentof credit riskassociatedwitheachexposureoftheportfoliotakingintoaccountitsmaturity.Toquantifythecreditriskscores,ICRAusesitsdatabaseofhistoricaldefaultratesforvariousrating categories for various maturity buckets. The credit risk ratings incorporate ICRA’s assessment of a debt fund’s published investment objectives and policies,itsmanagementcharacteristics,andthecreditworthinessofitsinvestmentportfolio.ICRAreviewsrelevantfundinformationonanongoingbasistosupportitspublishedratingopinions.Iftheportfoliocreditscoremeetsthebenchmarkoftheassignedratingduringthereview,theratingisretained.Inaneventthatthebenchmarkcreditscoreisbreached,ICRAgivesamonth’stimetothedebtfundmanagertobringtheportfoliocreditscorewithinthebenchmarkcreditscore.Ifthedebtfundmanagerisabletoreducetheportfoliocreditscorewithinthebenchmarkcreditscore,theratingisretained.Iftheportfoliostillcontinuestobreachthebenchmarkcreditscore,theratingisrevisedtoreflectthechangeincreditquality.Theratingsshould,however,notbe construed as an indication of the prospective performance of the Mutual fund scheme or of volatility in its returns. ICRA ratings should not be treated asrecommendationtobuy,sellorholdtherateddebtinstruments.ICRAratingsaresubjecttoaprocessofsurveillancewhichmayleadtoarevisioninratings. Source: ICRA Ltd.++ CARE’sfundcreditqualityratingisnotarecommendationtopurchase,sell,orholdasecurity/fund.Itneithercommentsonthecurrentmarketprice,suitabilityforaparticularinvestornorontheprospectiveperformanceofthefundwithrespecttoappreciation,volatilityofnetassetvalue(NAV),oryieldof the fund. The ratings do not address the funds ability to meet the payment obligations to the investors. The ratings are based on current information furnishedtoCAREbytheissuerorobtainedbyCAREfromsourcesitconsidersreliable.CAREdoesnot,however,guaranteetheaccuracy,adequacyorcompleteness of any information and is not responsible for any errors or omissions or for the results obtained from the use of such information. CARE doesnotperformanauditinconnectionwithanyratingandmay,onoccasion,relyonunauditedinformation.Theratingsmaybechanged,suspended,orwithdrawnasaresultofchangesin,orunavailabilityof,suchinformation,orbasedonothercircumstances.FundsratedbyCAREhavepaidaratingfee.

DISCLAIMER:Mutual Fund investments are subject to market risks, read all scheme related documents carefully.This factsheet is for informative purpose only and under no circumstances is to be used or considered as an investment advice. Terms of issue / load structure/ Schemespecific risk factorsare set forth in theScheme InformationDocument(SID).Copyof the same is availableatall our InvestorServiceCentres.Alternatively,InvestorcandownloadtheSIDfromourwebsite-www.principalindia.comorcancallusat18004255600togetacopyofthesame.

5

Scheme Names This product is suitable for investors who are seeking~ Riskometer

Principal Large Cap Fund (An Open-ended Equity Scheme)

Long term Capital Growth.•Investment in equity & equity related securities including equity derivatives of •large capitalization Companies

Principal Emerging Bluechip Fund (An Open-ended Equity Scheme)

Long term Capital Growth. •Investment in equity & equity related securities including equity derivatives of •mid & small capitalization Companies.

Principal Growth Fund (An Open-ended Equity Scheme)

Long term Capital Growth. •Investment in equity & equity related securities including equity derivatives of •companies across market capitalization.

Principal Dividend Yield Fund (An Open-ended Equity Scheme)

Long term Capital Growth. •Investment in equity & equity related securities including equity derivatives of •high dividend yield Companies.

Principal Index Fund - Nifty (An Open-ended Index Scheme)

Long term Capital Growth. •Investment in equity securities including equity derivatives of Nifty 50 •Companies.

Principal SMART Equity Fund (An Open-ended Equity Scheme)

Long term Capital Growth.•Investment in equity & equity related securities including equity derivatives of •large capitalization Companies as well as Debt/ Money Market securities through a systematic allocation of Funds between Equity & Debt on the basis of the Price Earnings Ratio of Nifty 50.

Principal Personal Tax Saver Fund (An Open-ended Equity Linked Savings Scheme)

Long term Capital Growth with a three year lock-in.•Investment in equity & equity related securities including equity derivatives of •large capitalization Companies.

Principal Tax Savings Fund (An Open-ended Equity Linked Savings Scheme)

Long term Capital Growth with a three year lock-in.•Investment in equity & equity related securities including equity derivatives of •companies across market capitalization.

Principal Balanced Fund (An Open-ended Equity Scheme)

Income and Long term Capital Growth. •Investment in equity & equity related securities, debt/money market securities •as well as derivatives.

Principal Equity Savings Fund (An Open-ended Equity Scheme)

Income generation and capital appreciation over the medium to long term.•Investment in equity and equity related instruments, debt and money market •instruments and arbitrage opportunities.

Principal Asset Allocation Fund-of-Funds - Conservative Plan (An Open-ended Fund-of-Funds Scheme)

Income and Capital growth over a long term investment horizon.•Investment primarily in debt/money market mutual funds with some exposure •to equity mutual funds.

Principal Asset Allocation Fund-of-Funds - Moderate Plan (An Open-ended Fund-of-Funds Scheme)

Capital growth and Income over a long term investment horizon.•Investment in a basket of equity mutual funds, debt/money market mutual funds •and Gold ETFs.

Principal Asset Allocation Fund-of-Funds - Aggressive Plan (An Open-ended Fund-of-Funds Scheme)

Capital growth over a long term investment horizon.•Investment primarily in equity mutual funds with some allocation to debt/money •market mutual funds and Gold ETFs.

Principal Debt Savings Fund (An Open-ended Income Scheme)

Income over a long term investment horizon.•Investment in Debt & Money Market Instruments.•

Principal Dynamic Bond Fund (An Open-ended Income Scheme)

Income over a long term investment horizon.•Investment in Debt & Money Market Instruments.•

Principal Credit Opportunities Fund (An Open-ended Debt Scheme)

Income over a long term investment horizon.•Investment in Debt & Money Market Instruments of Private & Public Sector •Companies.

Principal Short Term Income Fund (An Open-ended Income Scheme)

Income over a medium term investment horizon.•Investment in Debt & Money Market Instruments.•

Principal Arbitrage Fund (An Open-ended Equity Scheme)

Income over short-term. •Income through arbitrage opportunities between cash and derivative market •and arbitrage opportunities within the derivative segment.

Principal Low Duration Fund (An Open-ended Debt Scheme)

Income over a short term investment horizon.•Investment in Debt & Money Market Instruments.•

Principal Money Manager Fund (An Open-ended Money Market Scheme)

Income over a short term investment horizon.•Investment in Money Market Instruments.•

Principal Global Opportunities Fund (An Open-ended Fund of Funds Scheme)

Long term Capital Growth.•Investment in overseas mutual fund schemes.•

Principal Cash Management Fund (An Open-ended Liquid Scheme)

Income over a short term investment horizon.•Investment in Debt & Money Market Instruments, with maturity not exceeding •91 days.

~Investorsshouldconsulttheirfinancialadvisersifindoubtaboutwhethertheproductissuitableforthem.

Product Suitability

6

Equity Funds

Principal Emerging Bluechip Fund (`) Principal Growth Fund (`) Principal Tax Savings Fund (`)Regular Plan - Growth 108.76 Regular Plan - Growth 145.93 Regular Plan - Growth 214.81Regular Plan - Half Yearly Dividend Option 47.83 Regular Plan - Half Yearly Dividend Option 40.99 Regular Plan - Half Yearly Dividend Option 214.81Direct Plan - Growth 113.28 Direct Plan - Growth 150.58 Direct Plan - Growth 219.61Direct Plan - Half Yearly Dividend Option 86.25 Direct Plan - Half Yearly Dividend Option 46.79 Direct Plan - Half Yearly Dividend Option 219.61

Principal Personal Tax Saver Fund (`) Principal Large Cap Fund (`) Principal Dividend Yield Fund (`)Regular Plan 202.05 Regular Plan - Growth 60.85 Regular Plan - Growth 52.13Direct Plan 208.03 Regular Plan - Half Yearly Dividend Option 27.99 Regular Plan - Half Yearly Dividend Option 25.84

Direct Plan - Growth 62.76 Direct Plan - Growth 53.32Direct Plan - Half Yearly Dividend Option 28.34 Direct Plan - Half Yearly Dividend Option 30.21

Principal Index Fund - Nifty (`) Principal Arbitrage Fund (`)Regular Plan - Growth 71.6351 Regular Plan - Growth 10.8423Regular Plan - Dividend 42.1014 Regular Plan - Monthly Dividend Option 10.5302Direct Plan - Growth 73.3062 Direct Plan - Growth 10.9587Direct Plan - Dividend 43.0814 Direct Plan - Monthly Dividend Option 10.5790

Hybrid Funds

Principal Balanced Fund (`) Principal SMART Equity Fund (`) Principal Equity Savings Fund (`)Regular Plan - Growth 75.28 Regular Plan - Growth 19.59 Regular Plan - Growth 34.3469Regular Plan - Monthly Dividend Option 29.61 Regular Plan - Monthly Dividend Option 15.64 Regular Plan - Quaterly Dividend Option 12.7190Direct Plan - Growth 78.64 Direct Plan - Growth 20.51 Regular Plan - Half Yearly Dividend Option 12.5936Direct Plan - Monthly Dividend Option 33.39 Direct Plan - Monthly Dividend Option 17.07 Direct Plan - Growth 35.5955

Direct Plan - Quaterly Dividend Option 14.4742Direct Plan - Half Yearly Dividend Option 12.8650

Fixed Income Funds

Principal Cash Management Fund (`) Principal Low Duration Fund (`) Principal Short Term Income Fund (`)Regular Plan - Growth 1639.7655 Regular Plan - Growth 2695.6104 Regular Plan - Growth 29.9632Regular Plan - Daily Dividend Option 1000.8893 Regular Plan - Daily Dividend Option 1005.7164 Regular Plan - Monthly Dividend Option 12.8323RegularPlan-WeeklyDividendOption 1007.2824 RegularPlan-WeeklyDividendOption 1006.6866 Direct Plan - Growth 31.0490Regular Plan - Monthly Dividend Option 1025.2164 Regular Plan - Monthly Dividend Option 1141.7531 Direct Plan - Monthly Dividend Option 12.8690Direct Plan - Growth 1646.0740 Direct Plan - Growth 2780.7755Direct Plan - Daily Dividend Option 1000.6367 Direct Plan - Daily Dividend Option 1007.4134DirectPlan-WeeklyDividendOption 1007.8034 DirectPlan-WeeklyDividendOption 1006.7531Direct Plan - Monthly Dividend Option 1025.2609 Direct Plan - Monthly Dividend Option 1143.889

Principal Dynamic Bond Fund (`) Principal Credit Opportunities Fund (`) Principal Debt Savings Fund (`)Regular Plan - Growth 29.3143 Regular Plan - Growth 2649.4385 Regular Plan - Growth 29.4856Regular Plan - Quaterly Dividend Option 13.2573 Regular Plan - Monthly Dividend Option 1238.4252 Regular Plan - Monthly Dividend Option 10.2389Regular Plan - Annually Dividend Option 11.2868 Direct Plan - Growth 2692.3735 Regular Plan - Quaterly Dividend Option 12.0390Direct Plan - Growth 30.3884 Direct Plan - Monthly Dividend Option 1241.4031 Direct Plan - Growth 30.6965Direct Plan - Quaterly Dividend Option 13.3434Direct Plan - Annually Dividend Option 11.6190

Principal Money Manager Fund (`)Regular Plan - Growth 1911.8560Regular Plan - Daily Dividend Option 1005.4300RegularPlan-WeeklyDividendOption 1019.5733Regular Plan - Monthly Dividend Option 1061.1539Direct Plan - Growth 1930.7425Direct Plan - Monthly Dividend Option 1061.4590

Fund of Funds

Principal Global Opportunities Fund (`) Principal Asset Allocation Fund-of-Funds (CP) Principal Asset Allocation Fund-of-Funds (AP) Regular Plan - Growth 28.1751 Regular Sub Plan - Growth 11.9276 Regular Sub Plan - Growth 13.4728Regular Plan - Dividend 28.1751 Direct Sub Plan - Growth 12.0257 Direct Sub Plan - Growth 13.6502Direct Plan - Growth 28.7363Direct Plan - Dividend 28.7363

Principal Asset Allocation Fund-of-Funds (MP) Regular Sub Plan - Growth 12.3629Direct Sub Plan - Growth 12.5397

NAV (Net Asset Value) (As on October 31, 2017)

7

Principal Emerging Bluechip Fund - Growth

Particulars Total Amount Invested (in `)

Scheme’s Returns Scheme’s Benchmark (Nifty Free Float Midcap 100 Index)

Additional Benchmark (Nifty 50)

Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 41.14% 1,45,193 31.33% 1,39,407 24.80% 1,35,4873 Years SIP 3,60,000.00 26.29% 5,26,327 21.67% 4,94,071 13.01% 4,37,0965 Years SIP 6,00,000.00 29.98% 12,53,801 23.08% 10,63,300 13.01% 8,31,5977 Years SIP 8,40,000.00 27.03% 21,98,103 19.48% 16,81,718 12.11% 12,93,210Since Inception SIP 10,70,000.00 25.31% 34,77,572 18.19% 24,86,482 11.93% 18,52,891

InceptionDate-November12,2008

Principal Dividend Yield Fund - Growth


Scheme’s Returns Scheme’s Benchmark (Nifty Dividend Opportunities 50 Index)


Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 41.29% 1,45,283 22.90% 1,34,335 24.80% 1,35,4873 Years SIP 3,60,000.00 22.55% 5,00,070 14.55% 4,46,864 13.01% 4,37,0965 Years SIP 6,00,000.00 20.17% 9,91,062 12.21% 8,15,114 13.01% 8,31,5977 Years SIP 8,40,000.00 17.19% 15,50,419 10.78% 12,33,107 12.11% 12,93,21010 Years SIP 12,00,000.00 15.28% 26,70,637 11.86% 22,24,095 11.16% 21,42,813Since Inception SIP 15,60,000.00 13.55% 40,04,917 NA NA 11.42% 34,31,713

InceptionDate-October15,2004

Principal Large Cap Fund - Growth


Scheme’s Returns Scheme’s Benchmark (S&P BSE 100 Index)


Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 25.84% 1,36,116 26.58% 1,36,564 24.80% 1,35,4873 Years SIP 3,60,000.00 15.35% 4,52,020 14.44% 4,46,190 13.01% 4,37,0965 Years SIP 6,00,000.00 16.65% 9,09,510 14.20% 8,56,327 13.01% 8,31,5977 Years SIP 8,40,000.00 15.29% 14,48,574 13.00% 13,34,828 12.11% 12,93,21010 Years SIP 12,00,000.00 14.48% 25,58,415 11.77% 22,13,213 11.16% 21,42,813Since Inception SIP 14,30,000.00 13.99% 34,66,838 11.22% 28,92,281 10.74% 28,03,764

InceptionDate-November11,2005

Principal Growth Fund - Growth




Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 42.97% 1,46,260 27.27% 1,36,978 24.80% 1,35,4873 Years SIP 3,60,000.00 24.46% 5,13,403 15.36% 4,52,051 13.01% 4,37,0965 Years SIP 6,00,000.00 24.00% 10,87,036 15.42% 8,82,441 13.01% 8,31,5977 Years SIP 8,40,000.00 21.56% 18,11,063 13.90% 13,78,668 12.11% 12,93,21010 Years SIP 12,00,000.00 17.49% 30,08,539 12.45% 22,95,166 11.16% 21,42,813Since Inception SIP 20,40,000.00 17.43% 1,08,04,069 15.26% 86,64,472 13.91% 75,58,321

InceptionDate-October25,2000

Principal Tax Savings Fund




Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 42.81% 1,46,168 27.27% 1,36,978 24.80% 1,35,4873 Years SIP 3,60,000.00 24.34% 5,12,551 15.36% 4,52,051 13.01% 4,37,0965 Years SIP 6,00,000.00 23.93% 10,85,271 15.42% 8,82,441 13.01% 8,31,5977 Years SIP 8,40,000.00 21.61% 18,14,452 13.90% 13,78,668 12.11% 12,93,21010 Years SIP 12,00,000.00 17.46% 30,02,719 12.45% 22,94,975 11.16% 21,42,813Since Inception SIP 25,80,000.00 18.90% 2,58,71,606 14.40% 1,39,78,525 13.06% 1,19,71,050

InceptionDate-March31,1996

Systematic Investment Plan (SIP) Returns (As on October 31, 2017)

SCHEMES MANAGED BY MR. DHIMANT SHAH

SCHEMES MANAGED BY MR. P.V.K. MOHAN

Different plans shall have a different expense structure. Returns shown above are for Regular Plan - Growth option. Past performance may or may not be sustained in the future.The returns shown above are calculated using XIRR approach (CAGR Returns) assuming investment of `10,000/-onthe1stbusinessdayofeverymonth.XIRRhelpsincalculatingreturnoninvestmentsgivenaninitialandfinalvalueandaseriesofcashinflowsandoutflowswiththecorrectallowanceforthetimeimpactofthetransactions.Loadisnottakenintoconsiderationforcomputationofperformance.Forperformanceofallschemes,Investorsareadvisedtorefer‘Returns’sectiononpage29.Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing orpromisingorforecastinganyreturns.SIPdoesnotassureaprofitorguaranteeprotectionagainstalossinadecliningmarket.Mr.DhimantShahmanagesPrincipalEmergingBluechipFundw.e.fJune2011,PrincipalDividendYieldFundw.e.fDecember2011andPrincipalLargeCapFundw.e.fJuly2017Mr. P.V.K. Mohan manages Principal Growth Fund w.e.f September 2010 and Principal Tax Savings Fund w.e.f September 2010

8

Principal Personal Tax Saver Fund - Growth*




Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 29.04% 1,38,043 26.58% 1,36,564 24.80% 1,35,4873 Years SIP 3,60,000.00 16.00% 4,56,202 14.44% 4,46,190 13.01% 4,37,0965 Years SIP 6,00,000.00 17.03% 9,18,039 14.20% 8,56,327 13.01% 8,31,5977 Years SIP 8,40,000.00 15.48% 14,58,677 13.00% 13,34,828 12.11% 12,93,21010 Years SIP 12,00,000.00 13.46% 24,21,957 11.76% 22,12,678 11.16% 21,42,813Since Inception SIP 25,80,000.00 19.28% 2,96,83,549 13.83% 1,40,26,761 12.96% 1,26,15,609

InceptionDate-March31,1996

Principal Smart Equity Fund - Growth


Scheme’s Returns Scheme’s Benchmark (Crisil Balanced Fund - Aggressive Index)


Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 10.40% 1,26,625 18.06% 1,31,382 24.80% 1,35,4873 Years SIP 3,60,000.00 8.24% 4,07,649 11.81% 4,29,540 13.01% 4,37,0965 Years SIP 6,00,000.00 11.30% 7,97,093 12.04% 8,11,738 13.01% 8,31,597Since Inception SIP 8,20,000.00 11.82% 12,36,113 11.55% 12,24,602 12.35% 12,59,192

InceptionDate-December16,2010

Principal Balanced Fund - Growth


Scheme’s Returns Scheme’s Benchmark (Crisil Balanced Fund - Aggressive Index)


Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 36.88% 1,42,696 18.06% 1,31,382 24.80% 1,35,4873 Years SIP 3,60,000.00 22.04% 4,96,587 11.81% 4,29,540 13.01% 4,37,0965 Years SIP 6,00,000.00 20.41% 9,96,708 12.04% 8,11,738 13.01% 8,31,5977 Years SIP 8,40,000.00 18.21% 16,07,717 11.38% 12,59,992 12.11% 12,93,21010 Years SIP 12,00,000.00 15.45% 26,94,646 10.62% 20,82,237 11.16% 21,42,813Since Inception SIP 21,30,000.00 15.21% 95,06,345 9.13% 50,71,065 13.65% 80,68,685

InceptionDate-January14,2000

Principal Index Fund - Nifty - Growth


Scheme’s Returns Scheme’s Benchmark (Nifty 50 Index)

Additional Benchmark (S&P BSE Sensex)

Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 25.32% 1,35,806.43 24.80% 1,35,486.69 23.72% 1,34,8323 Years SIP 3,60,000.00 13.37% 4,39,319.25 13.01% 4,37,096.20 11.81% 4,29,5385 Years SIP 6,00,000.00 13.30% 8,37,574.76 13.01% 8,31,596.62 11.93% 8,09,6307 Years SIP 8,40,000.00 12.37% 13,05,374.05 12.11% 12,93,210.25 11.31% 12,56,56810 Years SIP 12,00,000.00 11.27% 21,55,288.19 11.16% 21,42,812.57 10.58% 20,77,893Since Inception SIP 21,90,000.00 12.86% 80,79,887.97 13.49% 86,51,930.36 13.48% 86,40,352

InceptionDate-July27,1999

SCHEMES MANAGED BY MR. P.V.K. MOHAN

SCHEME MANAGED BY MR. P.V.K. MOHAN & MS. BEKXY KURIAKOSE

SCHEME MANAGED BY MR. RAJAT JAIN

Different plans shall have a different expense structure. Returns shown above are for Regular Plan - Growth option. Past performance may or may not be sustained in the future.The returns shown above are calculated using XIRR approach (CAGR Returns) assuming investment of `10,000/-onthe1stbusinessdayofeverymonth.XIRRhelpsincalculatingreturnoninvestmentsgivenaninitialandfinalvalueandaseriesofcashinflowsandoutflowswiththecorrectallowanceforthetimeimpactofthetransactions.Loadisnottakenintoconsiderationforcomputationofperformance.Forperformanceofallschemes,Investorsareadvisedtorefer‘Returns’sectiononpage29.Disclaimer: The above investment simulation is for illustrative purposes only and should not be construed as a promise on minimum returns and safeguard of capital. The AMC / Mutual Fund is not guaranteeing orpromisingorforecastinganyreturns.SIPdoesnotassureaprofitorguaranteeprotectionagainstalossinadecliningmarket.Mr.P.V.K.MohanmanagesPrincipalEquitySavingsFundw.e.fJune2016,PrincipalPersonalTaxSaverFundw.e.fJuly2017andPrincipalSMARTEquityFundw.e.fJuly2017Ms. Bekxy Kuriakose is managing debt portion of Principal Balanced Fund w.e.f March 2016Mr.RajatJainmanagesPrincipalIndexFund-Niftyw.e.fAugust2015*Fresh sale of units i.e. by way of purchase/ Switch-ins and registration of fresh SIP arrangement under the Scheme is suspended till further notice.

Systematic Investment Plan (SIP) Returns (As on October 31, 2017)

Principal Equity Savings Fund - Growth


Scheme’s Returns Scheme’s Benchmark (30% Nifty 50 + 70% Crisil Liquid Fund Index)

Additional Benchmark (Crisil 10 year Gilt Index)

Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `) Returns Yield (%) Market Value (in `)1 Year SIP 1,20,000.00 12.94% 1,28,212.64 22.59% 1,33,622.58 1.93% 1,21,2433 Years SIP 3,60,000.00 9.61% 4,15,951.33 9.23% 4,13,717.36 7.77% 4,04,8195 Years SIP 6,00,000.00 8.77% 7,48,340.27 9.21% 7,57,372.43 8.32% 7,39,8787 Years SIP 8,40,000.00 8.19% 11,24,029.16 9.02% 11,59,253.39 8.01% 11,16,98210 Years SIP 12,00,000.00 7.72% 17,87,164.38 8.57% 18,71,347.22 7.31% 17,48,406Since Inception SIP 18,50,000.00 7.81% 35,04,569.98 9.11% 39,92,172.04 6.72% 31,94,360

InceptionDate-May23,2002

9

Principal Emerging Bluechip Fund(An open-ended equity scheme)

Investment Objective: To achieve long-term capital appreciation by investing in equity & equity related instruments of Mid Cap & Small Cap companies.

Fund Details Portfolio

Name % of NAVBanks 11.22IndusInd Bank Ltd. 2.00ICICI Bank Ltd. 1.73State Bank of India 1.44HDFC Bank Ltd. 1.42Kotak Mahindra Bank Ltd. 1.23Yes Bank Ltd. 0.96City Union Bank Ltd. 0.84The Karur Vysya Bank Ltd. 0.84RBL Bank Ltd. 0.76Industrial Products 8.31AIA Engineering Ltd. 1.70Finolex Industries Ltd. 1.25Mold-Tek Packaging Ltd. 1.13Finolex Cables Ltd. 1.12Ramkrishna Forgings Ltd. 1.08Graphite India Ltd. 1.05Schaeffler India Ltd. 0.98Finance 7.77Bajaj Finance Ltd. 1.63Bharat Financial Inclusion Ltd. 1.29Dewan Housing Finance Corporation Ltd. 1.13Mahindra & Mahindra Financial Services Ltd. 1.02

Housing and Urban Development Corporation Ltd. 0.94

ICICI Prudential Life Insurance Company Ltd. 0.92

Muthoot Finance Ltd. 0.84Chemicals 7.38Navin Fluorine International Ltd. 1.58Tata Chemicals Ltd. 1.33Himadri Speciality Chemical Ltd. 1.31Gujarat Narmada Valley Fertilizers&ChemicalsLtd. 1.23

Atul Ltd. 0.97Kesar Petroproducts Ltd. 0.96Cement 5.94Shree Cements Ltd. 1.57Birla Corporation Ltd. 1.34Dalmia Bharat Ltd. 1.14Grasim Industries Ltd. 1.05The India Cements Ltd. 0.84Auto Ancillaries 5.00MRF Ltd. 1.51Motherson Sumi Systems Ltd. 1.37Exide Industries Ltd. 1.15Gabriel India Ltd. 0.97Gas 4.68Indraprastha Gas Ltd. 1.86Petronet LNG Ltd. 1.85Gujarat State Petronet Ltd. 0.97Consumer Non Durables 4.45Britannia Industries Ltd. 2.47United Spirits Ltd. 1.08Dwarikesh Sugar Industries Ltd. 0.90Pharmaceuticals 4.08Aurobindo Pharma Ltd. 1.55Natco Pharma Ltd. 1.51Torrent Pharmaceuticals Ltd. 1.02

Dividend Update

Date Regular Plan Direct PlanDividend (`/Unit)* Cum Dividend NAV Dividend (`/Unit)* Cum Dividend NAV

16-Jun-17 12.10 54.31 N.A. N.A.23-Dec-16 4.50 46.71 N.A. N.A.24-Jun-16 1.46 45.07 N.A. N.A.Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.

Market Cap Allocation (As on October 31, 2017) (% of NAV)

Equity & Equity Related Instruments of Mid Cap & Other CompaniesEquity & Equity Related Instruments of Small Cap CompaniesEquity and equity related instruments of Companies otherthan Mid & Small CapCash and Money Market / Fixed Income Securities (includingMIBOR Linked Short Term Papers & Securitised Debt)

Mutual FundsDerivatives

71.60%

13.54% 8.73% 4.51% 1.14% 0.48%0%

20%

40%

60%

80%

Note: ^ The above measures have been calculated by taking rolling returns for a 3 yearperiodwith6.00%riskfreerateofreturn(1days-MIBORRateasonOctober31,2017).** The Portfolio Turnover Rate (PTR) means the lower of aggregate sales or purchases made during the 12 month rolling year/period divided by the 12 month rolling year/period Average asset under Management for the relevant year/period. # Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees.

Performance (As on 31/10/2017)

Period Principal Emerging Bluechip Fund

Nifty Free Float Midcap 100 Index

(Scheme’s Benchmark)

Nifty 50(Additional Benchmark)

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

1 Year (28-10-2016 to 31-10-2017) 29.91 13018.91 23.38 12359.05 19.47 11964.923 Years (31-10-2014 to 31-10-2017) 22.13 18226.91 18.23 16534.27 7.48 12418.955 Years (31-10-2012 to 31-10-2017) 28.60 35197.41 20.31 25219.98 12.95 18391.20Since Inception (12-11-2008 to 31-10 -2017) 30.47 108760.00 20.55 53472.44 15.45 36283.94Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of ` 10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.

DataasonOctober31,2017

For NAV details, please refer page 6

Minimum Investment Amount (`)Lumpsum Special ProductsNew Investor- `5,000 SIP-`2,000Existing Investor- `1,000STP-`1,000 RWP-` 500 6 installments each

Asset Under Managment (` Cr) MAAUM:1,352.58

AUM:1,427.19

Allotment Date & Benchmark Allotment Date

RegularPlan:November12,2008DirectPlan:January2,2013

Benchmark: Nifty Free Float Midcap 100 Index

`

Load StructureEntry Load: NILExit Load: If redeemed on or before 1 Year fromthedateofallotment-1%

Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth & Half Yearly Dividend Option.Half Yearly Dividend Option under both the Plans offersfacilityofPayout,ReinvestmentandSweep.

Ratios & Other Details (AsonOctober31,2017)Standard Deviation^ (Annualised): 16.26%Beta^ : 1.02Sharpe Ratio^ (Annualised) : 1.03 Portfolio Turnover Ratio**: 0.69

Fund Manager DetailsName: Dhimant Shah

Managing Since: June2011Total Experience: 25 years

Expense Ratio# (AsonOctober31,2017)Direct Plan - 1.16%

Regular Plan - 2.38%`

Sector Allocation (As on October 31, 2017) (% of NAV)

Banks 11.27% Industrial Products 8.31% Finance 7.77% Chemicals 7.38% Cement 5.94% Auto Ancillaries 5.00% Consumer Non Durables 4.84% Gas 4.68% Consumer Durables 4.45% Pharmaceuticals 4.08% Construction 3.52% Transportation 3.31% Software 2.99% Auto 2.95% Petroleum Products 2.67% Construction Project 2.43% Industrial Capital Goods 2.11% Media & Entertainment 1.97% Non - Ferrous Metals 1.93% Textile Products 1.68% Textiles - Cotton 1.07% Commercial Services 0.99% Pesticides 0.93% Ferrous Metals 0.84% Textiles - Synthetic 0.76%

Name % of NAVConsumer Durables 3.71Bata India Ltd. 1.08Bajaj Electricals Ltd. 0.97Orient Paper & Industries Ltd. 0.89Sheela Foam Ltd. 0.77Transportation 3.31Container Corporation of India Ltd. 1.29TCI Express Ltd. 1.01Spicejet Ltd. 1.01Software 2.99Cyient Ltd. 1.09Infosys Ltd. 0.97L&T Technology Services Ltd. 0.93Auto 2.95Eicher Motors Ltd. 2.95Construction 2.80PSP Projects Ltd. 0.98NBCC (India) Ltd. 0.96Asian Granito India Ltd. 0.86Petroleum Products 2.67Hindustan Petroleum Corporation Ltd. 1.63Indian Oil Corporation Ltd. 1.04Construction Project 2.43Voltas Ltd. 1.30KEC International Ltd. 1.13Industrial Capital Goods 2.11Bharat Electronics Ltd. 1.09BEML Ltd. 1.02Media & Entertainment 1.97Sun TV Network Ltd. 1.01PVR Ltd. 0.96Non - Ferrous Metals 1.93Hindalco Industries Ltd. 1.03Hindustan Zinc Ltd. 0.90Textiles - Cotton 1.07Vardhman Textiles Ltd. 1.07Commercial Services 0.99Security and Intelligence Services (I) Ltd. 0.99Textile Products 0.97SRF Ltd. 0.97Pesticides 0.93UPL Ltd. 0.93Ferrous Metals 0.84Tata Steel Ltd. 0.84Textiles - Synthetic 0.76Ganesha Ecosphere Ltd. 0.76Other Equities* 2.61Total Equity 93.87Derivatives 1.14Union Bank of India 0.66RuralElectrificationCorporationLtd. 0.48Investment Funds/Mutual Funds 0.48Principal Short Term Income Fund - Direct Plan - Growth Option 0.37

Principal Cash Management Fund - Growth Option 0.11

CBLO / Reverse Repo Investments 4.75Cash & Cash Equivalents -0.24Net Assets 100.00*Holdingslessthan0.75%

Market Cap Range for Nifty Free Float Midcap 100 Stocks As on 29th September, 2017: ` 1,25,027.19 Cr – ` 4,902.54 Crs

10

Principal Growth Fund(An open-ended equity scheme)

Investment Objective: To achieve long-term capital appreciation.


Name % of NAVBanks 22.09HDFC Bank Ltd. 4.67ICICI Bank Ltd. 4.24State Bank of India 3.02Kotak Mahindra Bank Ltd. 1.53Bank of Baroda 1.34The Karur Vysya Bank Ltd. 1.23Canara Bank 1.14Vijaya Bank 1.02The Federal Bank Ltd. 1.00Yes Bank Ltd. 0.96City Union Bank Ltd. 0.95Axis Bank Ltd. 0.92The Karur Vysya Bank Ltd. - Rights 0.07Consumer Non Durables 10.05United Spirits Ltd. 2.56Bombay Burmah Trading Corporation Ltd. 2.19

Britannia Industries Ltd. 1.82Dabur India Ltd. 1.81ITC Ltd. 1.67Auto 6.03Tata Motors Ltd. 2.48MarutiSuzukiIndiaLtd. 1.79Hero MotoCorp Ltd. 1.76Pharmaceuticals 5.78Aurobindo Pharma Ltd. 1.90Sun Pharmaceutical Industries Ltd. 1.37Dishman Carbogen Amcis Ltd. 0.92Abbott India Ltd. 0.81Natco Pharma Ltd. 0.78Cement 5.69Birla Corporation Ltd. 1.25Century Textiles & Industries Ltd. 1.19The India Cements Ltd. 1.16Ultratech Cement Ltd. 1.12JKCementLtd. 0.97Chemicals 5.68GujaratNarmadaValleyFertilizers& Chemicals Ltd. 2.20

Phillips Carbon Black Ltd. 1.91Rain Industries Ltd. 1.57Construction Project 5.17Larsen & Toubro Ltd. 2.28KEC International Ltd. 1.90Hindustan Construction Company Ltd. 0.99

Software 4.87Tata Consultancy Services Ltd. 1.46HCL Technologies Ltd. 1.28Infosys Ltd. 1.21Hexaware Technologies Ltd. 0.92

Name % of NAVFinance 4.71Housing Development Finance Corporation Ltd. 1.93

Dewan Housing Finance Corporation Ltd. 1.76

Shriram Transport Finance Company Ltd. 1.02

Petroleum Products 4.31Reliance Industries Ltd. 3.54Castrol India Ltd. 0.77Auto Ancillaries 4.19Asahi India Glass Ltd. 2.30Rico Auto Industries Ltd. 1.89Power 3.39NTPC Ltd. 1.87Kalpataru Power Transmission Ltd. 1.15Rattanindia Power Ltd. 0.37Non - Ferrous Metals 2.29Hindustan Zinc Ltd. 1.15National Aluminium Company Ltd. 1.14Hotels, Resorts and Other Recreational Activities 2.10

Mahindra Holidays & Resorts India Ltd. 1.02

The Indian Hotels Company Ltd. 0.90The Indian Hotels Company Ltd. - Rights 0.18

Consumer Durables 1.85Bajaj Electricals Ltd. 1.85Fertilisers 1.81Chambal Fertilisers and Chemicals Ltd. 1.81

Industrial Products 1.76JainIrrigationSystemsLtd. 1.76Minerals/Mining 1.44Coal India Ltd. 1.44Telecom - Services 1.11Bharti Airtel Ltd. 1.11Textile Products 1.04Raymond Ltd. 1.04Construction 0.64IRB Infrastructure Developers Ltd. 0.63Milestone Global Ltd. ** 0.01Diversified Consumer Services 0.49CL Educate Ltd. 0.49Total Equity 96.49Investment Funds/Mutual Funds 1.14Principal Short Term Income Fund - Direct Plan - Growth Option 1.14

CBLO / Reverse Repo Investments 3.03Cash & Cash Equivalents -0.66Net Assets 100.00**Thinly traded/Non traded securities and illiquid securities asdefinedinSEBIRegulationsandGuidelines.

Dividend Update


16-Jun-17 10.83 47.29 8.93 50.4523-Dec-16 2.71 39.06 3.08 41.7324-Jun-16 N.A. N.A. 0.52 40.06Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.

Note: ^ The above measures have been calculated by taking rolling returns fora3yearperiodwith6.00%riskfreerateofreturn(1days-MIBORRateasonOctober31,2017).** The Portfolio Turnover Rate (PTR) means the lower of aggregate sales or purchases made during the 12 month rolling year/period divided by the 12 month rolling year/period Average asset under Management for the relevant year/period. # Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees.




Asset Under Managment (` Cr) MAAUM: 525.97

AUM: 551.20


RegularPlan:October25,2000DirectPlan:January2,2013

Benchmark: S&P BSE 200 Index

`

Load StructureEntry Load: NILExit Load:1%-Ifredeemedwithin365daysfrom the date of allotment. Nil - If redeemed after 365 days from the date of allotment.



Fund Manager DetailsName: P.V.K. Mohan

Managing Since: September 2010Total Experience: 24 years



Sector Allocation (Top 10) (As on October 31, 2017) (% of NAV)

Banks 22.09% Consumer Non Durables 10.05% Auto 6.03% Pharmaceuticals 5.78% Cement 5.69% Chemicals 5.68% Construction Project 5.17% Software 4.87% Finance 4.71% Petroleum Products 4.31%


Period PRINCIPAL Growth Fund

S&P BSE 200(Scheme’s Benchmark)


Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

1 Year (28-10-2016 to 31-10-2017) 30.28 13056.28 20.77 12095.67 19.47 11964.923 Years (31-10-2014 to 31-10-2017) 16.69 15894.78 10.20 13386.61 7.48 12418.955 Years (31-10-2012 to 31-10-2017) 22.74 27875.84 14.81 19951.50 12.95 18391.20Since Inception (25-10-2000 to 31-10 -2017) 17.05 145930.00 15.20 111324.49 13.57 87298.76Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.

11

Principal Tax Savings Fund(An open-ended equity linked savings scheme)

Investment Objective: To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors. The scheme aims at providing returns through capital appreciation.


Name % of NAVBanks 22.55HDFC Bank Ltd. 4.81ICICI Bank Ltd. 4.36State Bank of India 3.10Kotak Mahindra Bank Ltd. 1.57Bank of Baroda 1.36The Karur Vysya Bank Ltd. 1.26Canara Bank 1.17Vijaya Bank 1.02Yes Bank Ltd. 0.98The Federal Bank Ltd. 0.96City Union Bank Ltd. 0.96Axis Bank Ltd. 0.93The Karur Vysya Bank Ltd. - Rights 0.07Consumer Non Durables 10.24United Spirits Ltd. 2.60Bombay Burmah Trading Corporation Ltd. 2.20

Britannia Industries Ltd. 1.88Dabur India Ltd. 1.84ITC Ltd. 1.72Pharmaceuticals 6.14Aurobindo Pharma Ltd. 2.05Sun Pharmaceutical Industries Ltd. 1.33Natco Pharma Ltd. 0.98Dishman Carbogen Amcis Ltd. 0.95Abbott India Ltd. 0.83Auto 6.09Tata Motors Ltd. 2.55Hero MotoCorp Ltd. 1.77MarutiSuzukiIndiaLtd. 1.77Cement 5.75Birla Corporation Ltd. 1.26Century Textiles & Industries Ltd. 1.21The India Cements Ltd. 1.17Ultratech Cement Ltd. 1.13JKCementLtd. 0.98Chemicals 5.74Gujarat Narmada Valley Fertilizers&ChemicalsLtd. 2.21

Phillips Carbon Black Ltd. 1.95Rain Industries Ltd. 1.58Construction Project 5.05Larsen & Toubro Ltd. 2.20KEC International Ltd. 1.84Hindustan Construction Company Ltd. 1.01

Software 4.97Tata Consultancy Services Ltd. 1.50

Name % of NAVHCL Technologies Ltd. 1.31Infosys Ltd. 1.24Hexaware Technologies Ltd. 0.92Finance 4.83Housing Development Finance Corporation Ltd. 1.98



Auto Ancillaries 4.25Asahi India Glass Ltd. 2.31Rico Auto Industries Ltd. 1.94Petroleum Products 4.21Reliance Industries Ltd. 3.43Castrol India Ltd. 0.78Power 3.48NTPC Ltd. 1.89Kalpataru Power Transmission Ltd. 1.21Rattanindia Power Ltd. 0.38Non - Ferrous Metals 2.31Hindustan Zinc Ltd. 1.16National Aluminium Company Ltd. 1.15Hotels, Resorts and Other Recreational Activities 2.13



Industrial Products 1.81JainIrrigationSystemsLtd. 1.81Consumer Durables 1.79Bajaj Electricals Ltd. 1.79Fertilisers 1.76Chambal Fertilisers and Chemicals Ltd. 1.76

Minerals/Mining 1.45Coal India Ltd. 1.45Textile Products 1.00Raymond Ltd. 1.00Telecom - Services 0.92Bharti Airtel Ltd. 0.92Construction 0.67IRB Infrastructure Developers Ltd. 0.67Diversified Consumer Services 0.49CL Educate Ltd. 0.49Total Equity 97.63CBLO / Reverse Repo Investments 2.65Cash & Cash Equivalents -0.28Net Assets 100.00

Dividend Update


31-Mar-08 8.00 90.12 NA NA15-Jan-07 5.00 83.66 NA NAPast performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.




Minimum Investment Amount (`)Lumpsum Special ProductsNew Investor- ` 500 SIP- ` 500Existing Investor- ` 500 STP- ` 500 (Available after lock-in period) RWP-` 500 (Available after lock-in period) 6 installments each


AUM: 379.28


RegularPlan:March31,1996DirectPlan:January2,2013


`

Load StructureEntry Load: NILExit Load: NIL

Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth & Half Yearly Dividend Option.(W.e.f.September11,2017)



Managing Since: September 2010Total Experience: 24 years




Banks 22.55% Consumer Non Durables 10.24% Pharmaceuticals 6.14% Auto 6.09% Cement 5.75% Chemicals 5.74% Construction Project 5.05% Software 4.97% Finance 4.83% Auto Ancillaries 4.25%


Period PRINCIPAL Tax Savings Fund



Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

1 Year (28-10-2016 to 31-10-2017) 29.95 13022.74 20.77 12095.67 19.47 11964.923 Years (31-10-2014 to 31-10-2017) 16.60 15857.82 10.20 13386.61 7.48 12418.955 Years (31-10-2012 to 31-10-2017) 22.71 27835.95 14.81 19951.50 12.95 18391.20Since Inception (31-03-1996 to 31-10-2017) 17.47 324040.30 12.67 131478.29 11.50 104894.96Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.

12

Principal Personal Tax Saver Fund^

(An open-ended equity linked savings scheme)

Investment Objective: To provide long term growth of capital. The Investment Manager will aim to achieve a return on assets in excess of the performance of S&P BSE 100 Index.


Name % of NAVBanks 24.65HDFC Bank Ltd. 4.64ICICI Bank Ltd. 4.61State Bank of India 4.45Kotak Mahindra Bank Ltd. 1.55IndusInd Bank Ltd. 1.50The Karur Vysya Bank Ltd. 1.34Yes Bank Ltd. 1.33Canara Bank 1.18Vijaya Bank 1.07The Federal Bank Ltd. 1.01Axis Bank Ltd. 0.95Bank of Baroda 0.94The Karur Vysya Bank Ltd. - Rights 0.08Consumer Non Durables 9.68Britannia Industries Ltd. 3.76Hindustan Unilever Ltd. 2.97ITC Ltd. 1.83United Spirits Ltd. 1.12Pharmaceuticals 7.95Aurobindo Pharma Ltd. 2.16Sun Pharmaceutical Industries Ltd. 1.72Divi's Laboratories Ltd. 1.71Natco Pharma Ltd. 1.47Abbott India Ltd. 0.89Cement 7.13Shree Cements Ltd. 2.37Ultratech Cement Ltd. 2.17Grasim Industries Ltd. 1.36The India Cements Ltd. 1.23Finance 5.95Housing Development Finance Corporation Ltd. 3.17



Auto 5.75Tata Motors Ltd. 1.96MarutiSuzukiIndiaLtd. 1.93Hero MotoCorp Ltd. 1.86Software 4.51Tata Consultancy Services Ltd. 1.63

Name % of NAVInfosys Ltd. 1.51HCL Technologies Ltd. 1.37Construction Project 4.19Larsen & Toubro Ltd. 3.10Hindustan Construction Company Ltd. 1.09

Power 3.90NTPC Ltd. 1.98Power Grid Corporation of India Ltd. 1.92Chemicals 3.25Rain Industries Ltd. 1.63Phillips Carbon Black Ltd. 1.62Non - Ferrous Metals 3.16Hindalco Industries Ltd. 1.97National Aluminium Company Ltd. 1.19Petroleum Products 3.13Reliance Industries Ltd. 3.13Telecom - Services 2.19Bharti Airtel Ltd. 2.19Auto Ancillaries 1.99Rico Auto Industries Ltd. 1.99Fertilisers 1.95Coromandel International Ltd. 1.95Minerals/Mining 1.48Coal India Ltd. 1.48Hotels, Resorts and Other Recreational Activities 1.25



Consumer Durables 1.11Bajaj Electricals Ltd. 1.11Textile Products 1.03Raymond Ltd. 1.03Media & Entertainment 1.00Zee Entertainment Enterprises Ltd. 1.00Ferrous Metals 0.94JSWSteelLtd. 0.94Total Equity 96.19CBLO / Reverse Repo Investments 1.42Cash & Cash Equivalents 2.39Net Assets 100.00

Dividend Update


25-Mar-08 40.00 124.66 NA NA26-Feb-08 20.00 172.57 NA NA31-Dec-07 11.00 221.26 NA NA30-Oct-07 11.00 190.53 NA NA13-Mar-06 10.00 118.96 NA NA02-Nov-05 40.00 124.43 NA NAPast performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.^Fresh sale of units i.e. by way of purchase/ Switch-ins and registration of fresh SIP arrangement under the Scheme is suspended till further notice.





AUM: 342.76


RegularPlan:March31,1996DirectPlan:January2,2013


`


Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth Option.



Managing Since: July2017Total Experience: 24 years


Regular Plan - 2.53%


Banks 24.65% Consumer Non Durables 9.68% Pharmaceuticals 7.95% Cement 7.13% Finance 5.95% Auto 5.75% Software 4.51% Construction Project 4.19% Power 3.90% Chemicals 3.25%


Period Principal Personal Tax Saver Fund



Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns


Minimum Investment Amount (`)Lumpsum Special ProductsNew Investor- ` 500 SIP- ` 500Existing Investor- ` 500 STP- ` 500 (Available after lock-in period) RWP-` 500 (Available after lock-in period) 6 installments each

`

13

Principal Large Cap Fund(An open-ended equity scheme)

Investment Objective:Toprovidecapitalappreciationand/ordividenddistributionbypredominantlyinvestingincompanieshavingalargemarketcapitalization.


Name % of NAVBanks 22.64HDFC Bank Ltd. 5.30ICICI Bank Ltd. 4.77State Bank of India 3.42Kotak Mahindra Bank Ltd. 2.96IndusInd Bank Ltd. 2.66The Federal Bank Ltd. 1.23Yes Bank Ltd. 1.20Axis Bank Ltd. 1.10Consumer Non Durables 12.53ITC Ltd. 3.65Britannia Industries Ltd. 3.63Hindustan Unilever Ltd. 3.02Asian Paints Ltd. 1.35Manpasand Beverages Ltd. 0.88Auto 9.20MarutiSuzukiIndiaLtd. 4.07Hero MotoCorp Ltd. 2.59Tata Motors Ltd. 2.20Tata Motors Ltd. A-DVR 0.34Petroleum Products 8.74Reliance Industries Ltd. 4.54Hindustan Petroleum Corporation Ltd. 2.49

Bharat Petroleum Corporation Ltd. 1.71Finance 7.19Housing Development Finance Corporation Ltd. 3.78

Housing and Urban Development Corporation Ltd. 1.26

BSE Ltd. 0.81Bajaj Finserv Ltd. 0.70Magma Fincorp Ltd. 0.64Software 5.15Infosys Ltd. 2.46HCL Technologies Ltd. 1.64L&T Technology Services Ltd. 1.05Cement 5.13Shree Cements Ltd. 2.47Ultratech Cement Ltd. 1.97Grasim Industries Ltd. 0.69Pharmaceuticals 4.72Natco Pharma Ltd. 1.46

Name % of NAVAurobindo Pharma Ltd. 1.27Abbott India Ltd. 1.03Syngene International Ltd. 0.96Construction Project 4.14Larsen & Toubro Ltd. 3.00Engineers India Ltd. 1.14Non - Ferrous Metals 3.28Hindalco Industries Ltd. 2.24Vedanta Ltd. 1.04Chemicals 2.18Rain Industries Ltd. 1.14Navin Fluorine International Ltd. 1.04Power 1.97Power Grid Corporation of India Ltd. 1.97Media & Entertainment 1.88Zee Entertainment Enterprises Ltd. 1.88Fertilisers 1.42Coromandel International Ltd. 1.42Ferrous Metals 1.21JSWSteelLtd. 1.21Auto Ancillaries 1.03Apollo Tyres Ltd. 1.03Construction 1.01ITD Cementation India Ltd. 1.01Textile Products 1.00Raymond Ltd. 1.00Telecom - Services 0.91Bharti Airtel Ltd. 0.91Industrial Capital Goods 0.85BEML Ltd. 0.85Hotels, Resorts and Other Recreational Activities 0.82


Gas 0.40GAIL (India) Ltd. 0.40Total Equity 97.40Derivatives 1.33GAIL (India) Ltd. 0.72Bank of Baroda 0.61CBLO / Reverse Repo Investments 2.68Cash & Cash Equivalents -1.41Net Assets 100.00

Dividend Update


16-Jun-17 5.98 31.90 6.13 32.3123-Dec-16 1.12 27.34 1.22 27.7024-Jun-16 0.72 27.73 0.66 27.93Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.

Market Cap Allocation (As on October 31, 2017) (% of NAV)

Equity & Equity Related Instruments of Large Cap Companies

Equity and equity related instruments of Companies otherthan Mid & Small Cap

Cash and Other AssetsDerivatives

96.39%

1.01% 1.33% 1.27%0%

20%

40%

60%

80%

100%






AUM: 321.54


RegularPlan:November11,2005DirectPlan:January2,2013


`









Banks 22.64% Consumer Non Durables 12.53% Auto 9.20% Petroleum Products 8.74% Finance 7.19% Software 5.15% Cement 5.13% Pharmaceuticals 4.72% Construction Project 4.14% Non - Ferrous Metals 3.28%


Period Principal Large Cap Fund



Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns


14

Principal Dividend Yield Fund(An open-ended equity scheme)

Investment Objective:Toprovidecapitalappreciationand/ordividenddistributionbyinvestingpredominantlyinawell-diversifiedportfolioofcompaniesthathavearelativelyhigh dividend yield.


Name % of NAVConsumer Non Durables 17.17Hindustan Unilever Ltd. 7.64ITC Ltd. 4.09VST Industries Ltd. 2.49Colgate Palmolive (India) Ltd. 1.71DCM Shriram Ltd. 1.24Banks 14.58ICICI Bank Ltd. 3.66HDFC Bank Ltd. 3.48State Bank of India 3.09IndusInd Bank Ltd. 1.54Axis Bank Ltd. 0.95Kotak Mahindra Bank Ltd. 0.95City Union Bank Ltd. 0.91Auto 11.48MarutiSuzukiIndiaLtd. 4.42Hero MotoCorp Ltd. 4.23Bajaj Auto Ltd. 1.88Tata Motors Ltd. A-DVR 0.95Petroleum Products 9.86Reliance Industries Ltd. 3.48Bharat Petroleum Corporation Ltd. 3.37Hindustan Petroleum Corporation Ltd. 3.01

Cement 6.01Dalmia Bharat Ltd. 3.30Ultratech Cement Ltd. 2.71Chemicals 4.72Aarti Industries Ltd. 1.39Himadri Speciality Chemical Ltd. 1.28DeepakFertilizersandPetrochemicals Corporation Ltd. 1.18

Phillips Carbon Black Ltd. 0.87Gas 4.19Indraprastha Gas Ltd. 1.74Petronet LNG Ltd. 1.40Gujarat State Petronet Ltd. 1.05Industrial Products 3.98Uflex Ltd. 1.72HEG Ltd. 1.26Cummins India Ltd. 1.00Software 3.32Infosys Ltd. 2.13

Name % of NAVCyient Ltd. 1.19Oil 3.02Oil & Natural Gas Corporation Ltd. 1.62Oil India Ltd. 1.40Auto Ancillaries 2.82Asahi India Glass Ltd. 1.08CEAT Ltd. 0.87Exide Industries Ltd. 0.87Textile Products 2.76Himatsingka Seide Ltd. 0.97SRF Ltd. 0.95Raymond Ltd. 0.84Construction Project 2.59KEC International Ltd. 1.39Larsen & Toubro Ltd. 1.20Non - Ferrous Metals 2.58Hindalco Industries Ltd. 1.31Hindustan Zinc Ltd. 1.27Finance 2.15Bajaj Holdings & Investment Ltd. 2.15Pharmaceuticals 2.02Aurobindo Pharma Ltd. 1.17Dishman Carbogen Amcis Ltd. 0.85Pesticides 1.37PI Industries Ltd. 1.37Construction 1.09NBCC (India) Ltd. 1.09Consumer Durables 1.09Orient Paper & Industries Ltd. 1.09Paper 1.04Tamil Nadu Newsprint & Papers Ltd. 1.04Ferrous Metals 0.91JindalSteel&PowerLtd. 0.91Total Equity 98.75Investment Funds/Mutual Funds 0.16Principal Cash Management Fund - Growth Option 0.16

CBLO / Reverse Repo Investments 1.28Cash & Cash Equivalents -0.19Net Assets 100.00

Dividend Update


16-Jun-17 5.82 28.38 2.93 29.3223-Dec-16 0.95 23.65 1.23 24.6629-Dec-14 3.20 26.47 2.74 26.76Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.






AUM: 136.51


RegularPlan:October15,2004DirectPlan:January2,2013

Benchmark: Nifty Dividend Opportunities 50 Index

`





Managing Since: December 2011Total Experience: 25 years




Consumer Non Durables 17.17% Banks 14.58% Auto 11.48% Petroleum Products 9.86% Cement 6.01% Chemicals 4.72% Gas 4.19% Industrial Products 3.98% Software 3.32% Oil 3.02%


Period PRINCIPAL Dividend Yield Fund

Nifty Dividend Opportunities 50



Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

1 Year (28-10-2016 to 31-10-2017) 28.64 12890.70 19.72 11989.75 19.47 11964.923 Years (31-10-2014 to 31-10-2017) 13.76 14725.99 6.28 12006.46 7.48 12418.955 Years (31-10-2012 to 31-10-2017) 16.49 21461.51 9.91 16045.38 12.95 18391.20Since Inception (15-10-2004 to 31-10-2017) 13.49 52130.00 NA NA 14.35 57578.27Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.

15

Principal Index Fund - Nifty(An open-ended index scheme)

Investment Objective: To invest principally in securities that comprise Nifty 50 and subject to tracking errors endeavour to attain results commensurate with the Nifty 50.


Name % of NAV

Banks 26.02

HDFC Bank Ltd. 9.24

ICICI Bank Ltd. 4.80

Kotak Mahindra Bank Ltd. 3.40

State Bank of India 2.84

Axis Bank Ltd. 2.23

IndusInd Bank Ltd. 2.07

Yes Bank Ltd. 1.44

Petroleum Products 10.77

Reliance Industries Ltd. 7.82

Bharat Petroleum Corporation Ltd. 1.07

Indian Oil Corporation Ltd. 1.07Hindustan Petroleum Corporation Ltd. 0.81

Software 10.74

Infosys Ltd. 4.59

Tata Consultancy Services Ltd. 3.26

HCL Technologies Ltd. 1.19

WiproLtd. 0.94

Tech Mahindra Ltd. 0.76

Auto 9.77

MarutiSuzukiIndiaLtd. 2.74

Tata Motors Ltd. 2.02

Mahindra & Mahindra Ltd. 1.57

Hero MotoCorp Ltd. 1.26

Bajaj Auto Ltd. 1.12

Eicher Motors Ltd. 1.06

Consumer Non Durables 9.23

ITC Ltd. 5.68

Hindustan Unilever Ltd. 2.22

Asian Paints Ltd. 1.33

Finance 8.90Housing Development Finance Corporation Ltd. 6.82

Bajaj Finance Ltd. 1.07

Indiabulls Housing Finance Ltd. 1.01

Pharmaceuticals 4.23

Sun Pharmaceutical Industries Ltd. 1.53

Cipla Ltd. 0.80

Dr. Reddy's Laboratories Ltd. 0.74

Name % of NAV

Lupin Ltd. 0.62

Aurobindo Pharma Ltd. 0.54

Construction Project 3.75

Larsen & Toubro Ltd. 3.75

Power 2.58

NTPC Ltd. 1.40

Power Grid Corporation of India Ltd. 1.18

Non - Ferrous Metals 2.54

Vedanta Ltd. 1.55

Hindalco Industries Ltd. 0.99

Cement 1.68

Ultratech Cement Ltd. 1.16

Ambuja Cements Ltd. 0.52

Telecom - Services 1.66

Bharti Airtel Ltd. 1.66

Oil 1.36

Oil & Natural Gas Corporation Ltd. 1.36

Ferrous Metals 1.19

Tata Steel Ltd. 1.19

Minerals/Mining 0.94

Coal India Ltd. 0.94

Transportation 0.83Adani Ports and Special Economic Zone Ltd. 0.83

Telecom - Equipment & Accessories 0.79

Bharti Infratel Ltd. 0.79

Gas 0.76

GAIL (India) Ltd. 0.76

Media & Entertainment 0.75

Zee Entertainment Enterprises Ltd. 0.75

Pesticides 0.71

UPL Ltd. 0.71

Auto Ancillaries 0.49

Bosch Ltd. 0.49

Total Equity 99.69

CBLO / Reverse Repo Investments 0.36

Cash & Cash Equivalents -0.05

Net Assets 100.00

Dividend Update


24-Dec-08 3.7500 15.7934 NA NAPast performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.

Note: ^ The above measures have been calculated by taking rolling returns fora3yearperiodwith6.00%riskfreerateofreturn(1days-MIBORRateasonOctober31,2017).** The Portfolio Turnover Rate (PTR) means the lower of aggregate sales or purchases made during the 12 month rolling year/period divided by the 12 month rolling year/period Average asset under Management for the relevant year/period. # Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees. *Trailing12months(Annualized).





AUM: 18.54


RegularPlan:July27,1999DirectPlan:January2,2013Benchmark: Nifty 50 Index

`Load StructureEntry Load: NILExit Load: 1% - if redeemed on or before90 days from the date of allotment; Nil - if redeemed after 90 days from the date of allotment.

Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth & Dividend Option. Dividend Option under both the Plans offersfacilityofPayout,ReinvestmentandSweep.

Ratios & Other Details (AsonOctober31,2017)Standard Deviation^ (Annualised): 13.01%Beta^ : 1.00Sharpe Ratio^ (Annualised) : 0.26 Portfolio Turnover Ratio**: 0.24Tracking Deviation*: 0.08%

Fund Manager DetailsName: RajatJain

Managing Since: August 2015Total Experience: 28 years




Banks 26.02% Petroleum Products 10.77% Software 10.74% Auto 9.77% Consumer Non Durables 9.23% Finance 8.90% Pharmaceuticals 4.23% Construction Project 3.75% Power 2.58% Non - Ferrous Metals 2.54%


Period Principal Index Fund - Nifty

Nifty 50(Scheme’s Benchmark)

S&P BSE Sensex(Additional Benchmark)

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns


16

Principal Arbitrage Fund(An open-ended equity scheme)

Investment Objective: The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivative segments of the equity markets and the arbitrage opportunities available within the derivative segment and by investing the balance in debt and money market instruments.Thereisnoassuranceorguaranteethattheinvestmentobjectiveoftheschemewillberealized.


Dividend Update


15-Sep-17 NA NA 0.0623 10.575817-Mar-17 0.0470 10.2725 0.0473 10.337617-Feb-17 0.0470 10.2923 0.0473 10.352017-Jan-17 0.0514 10.2825 0.0516 10.3359Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.

Note: ** The Portfolio Turnover Rate (PTR) means the lower of aggregate sales or purchases made during the 12 month rolling year/period divided by the 12 month rolling year/period Average asset under Management for the relevant year/period. # Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees. *EffectiveFebruary01,2017.





AUM: 7.15


RegularPlan:April21,2016DirectPlan:April21,2016

Benchmark: CRISIL Liquid Fund Index

`

Load StructureEntry Load: NILExit Load:0.50%-Ifredeemedonorbefore30 days from the date of allotment. NIL - If redeemed after 30 days from the date of al-lotment.(w.e.f.Aug.17,2016)

Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth & Monthly* Dividend Option. Monthly* Dividend Option under both the Plans offers facility of Payout,Reinvestment and Sweep.

Other Details (AsonOctober31,2017)Portfolio Turnover Ratio**: 12.18

Fund Manager DetailsName: RajatJain

Managing Since: April 2016Total Experience: 28 years



Sector Allocation (As on October 31, 2017) (% of NAV)

Finance 21.25% Pharmaceuticals 11.06% Cement 10.46% Oil 10.03% Petroleum Products 7.90% Construction 7.64% Healthcare Services 4.89% Transportation 3.92%

Name Rating / Industry % of NAV % of NAV Derivatives

Cash Future Arbitrage 77.15 -77.45

Aurobindo Pharma Ltd. Pharmaceuticals 11.06

Aurobindo Pharma Ltd. Stock Future -11.14

Dewan Housing Finance Corporation Ltd. Finance 10.79

Dewan Housing Finance Corporation Ltd. Stock Future -10.84

IDFC Ltd. Finance 10.46

IDFC Ltd. Stock Future -10.54

The India Cements Ltd. Cement 10.46

The India Cements Ltd. Stock Future -10.54

Oil & Natural Gas Corporation Ltd. Oil 10.03

Oil & Natural Gas Corporation Ltd. Stock Future -9.90

Reliance Industries Ltd. Petroleum Products 7.90

Reliance Industries Ltd. Stock Future -7.93

IRB Infrastructure Developers Ltd. Construction 7.64

IRB Infrastructure Developers Ltd. Stock Future -7.69

Fortis Healthcare Ltd. Healthcare Services 4.89

Fortis Healthcare Ltd. Stock Future -4.93

JetAirways(India)Ltd. Transportation 3.92

JetAirways(India)Ltd. Stock Future -3.94

Commercial Paper 5.57

SREI Equipment Finance Ltd. [ICRA]A1+ 5.57

Investment Funds/Mutual Funds 17.32

Principal Cash Management Fund - Growth Option Mutual Fund 17.32



Net Assets 100.00


Period Principal Arbitrage Fund

Crisil Liquid Fund Index(Scheme’s Benchmark)


Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

1 Year (28-10-2016 to 31-10-2017) 4.85 10489.03 6.71 10676.56 19.47 11964.92Since Inception (21-04-2016 to 31-10-2017) 5.43 10842.30 6.94 11079.81 19.10 13062.73Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.Above one year performance of Principal Arbitrage Fund is not given as the scheme have not been in existence for 3 years.

17

Principal Balanced Fund(An open-ended balanced scheme)


Name Rating % of NAVBanks 11.65HDFC Bank Ltd. 2.09ICICI Bank Ltd. 1.41State Bank of India 1.23Kotak Mahindra Bank Ltd. 1.07Union Bank of India 0.96The Federal Bank Ltd. 0.90The Karur Vysya Bank Ltd. 0.90Bank of Baroda 0.87Axis Bank Ltd. 0.81Vijaya Bank 0.77Yes Bank Ltd. 0.59The Karur Vysya Bank Ltd. - Rights 0.05Consumer Non Durables 7.93United Spirits Ltd. 1.99Hindustan Unilever Ltd. 1.67Dabur India Ltd. 1.30DCM Shriram Ltd. 0.98Britannia Industries Ltd. 0.78Bombay Burmah Trading Corporation Ltd. 0.70

ITC Ltd. 0.51Chemicals 4.95GujaratNarmadaValleyFertilizers&Chemicals Ltd. 1.98

Rain Industries Ltd. 1.87Phillips Carbon Black Ltd. 1.10Cement 4.59Ultratech Cement Ltd. 1.48Century Textiles & Industries Ltd. 0.89Birla Corporation Ltd. 0.82ACC Ltd. 0.71Ambuja Cements Ltd. 0.69Software 4.39Tata Consultancy Services Ltd. 1.61HCL Technologies Ltd. 1.14Tech Mahindra Ltd. 0.86Infosys Ltd. 0.78Auto 4.01Hero MotoCorp Ltd. 2.05Tata Motors Ltd. 1.26MarutiSuzukiIndiaLtd. 0.70Pharmaceuticals 3.78Aurobindo Pharma Ltd. 1.72Dishman Carbogen Amcis Ltd. 1.07Sun Pharmaceutical Industries Ltd. 0.66Neuland Laboratories Ltd. 0.33Finance 3.65Dewan Housing Finance Corporation Ltd. 1.69

Magma Fincorp Ltd. 0.71L&T Finance Holdings Ltd. 0.69Shriram Transport Finance Company Ltd. 0.56

Industrial Products 2.78Uflex Ltd. 0.95HEG Ltd. 0.93JainIrrigationSystemsLtd. 0.73AIA Engineering Ltd. 0.17Non - Ferrous Metals 2.62National Aluminium Company Ltd. 1.16Vedanta Ltd. 0.85Hindustan Zinc Ltd. 0.61Construction Project 2.45Larsen & Toubro Ltd. 1.50Hindustan Construction Company Ltd. 0.48

KEC International Ltd. 0.47Auto Ancillaries 2.38Rico Auto Industries Ltd. 1.34Asahi India Glass Ltd. 1.04Minerals/Mining 1.70Coal India Ltd. 1.70

Name Rating % of NAVPower 1.35NTPC Ltd. 1.35Petroleum Products 1.18Reliance Industries Ltd. 0.93Castrol India Ltd. 0.25Consumer Durables 1.06Bajaj Electricals Ltd. 1.06Telecom - Services 1.04Bharti Airtel Ltd. 1.04Construction 1.00ITD Cementation India Ltd. 1.00Textile Products 0.97Raymond Ltd. 0.97Hotels, Resorts and Other Recreational Activities 0.90


Fertilisers 0.82Chambal Fertilisers and Chemicals Ltd. 0.82

Textiles - Synthetic 0.41Ganesha Ecosphere Ltd. 0.41Diversified Consumer Services 0.10CL Educate Ltd. 0.10Total Equity 65.71Commercial Paper 2.66InfinaFinancePrivateLtd. CRISIL A1+ 0.91HCL Infosystems Ltd. [ICRA]A1 0.90Cox & Kings Ltd. BWRA1+ 0.85BONDS & NCDs 15.05Tata Motors Ltd CARE AA+ 2.71HDFC Bank Ltd. CRISIL AA+ 1.84Reliance Industries Ltd. CRISIL AAA 1.80National Bank for Agriculture and Rural Development CRISIL AAA 0.94

Indian Railway Finance Corporation Ltd CRISIL AAA 0.92

LIC Housing Finance Ltd. CRISIL AAA 0.91Housing Development Finance Corporation Ltd. CRISIL AAA 0.91

PNB Housing Finance Ltd. IND AAA 0.91Sprit Textiles Private Ltd BWRAA- 0.93Power Finance Corporation Ltd. CRISIL AAA 0.73Dewan Housing Finance Corporation Ltd. BWRAAA 0.55

Avanse Financial Services Ltd. CARE AA+ (SO) 0.54Dewan Housing Finance Corporation Ltd BWRAAA 0.37

Tata Motors Ltd. CARE AA+ 0.37Indiabulls Housing Finance Ltd. BWRAAA 0.24NTPC Ltd. CRISIL AAA 0.19Aspire Home Finance Corporation Ltd. [ICRA]AA- 0.19

Sovereign 8.637.73%GovernmentofIndiaSecurity Sovereign 2.267.16%GovernmentofIndiaSecurity Sovereign 2.216.97%GovernmentofIndiaSecurity Sovereign 1.996.84%GovernmentofIndiaSecurity Sovereign 0.917.68%GovernmentofIndiaSecurity Sovereign 0.578.33%GovernmentofIndiaSecurity Sovereign 0.498.17%GovernmentofIndiaSecurity Sovereign 0.20State Government Securities 0.917.62%GujaratState Government Security Sovereign 0.91

Investment Funds/Mutual Funds 4.04Principal Credit Opportunities Fund - Direct Plan - Growth Option Mutual Fund 2.72

Principal Short Term Income Fund - Direct Plan - Growth Option Mutual Fund 1.32


Dividend UpdateDate Regular Plan Direct Plan

Dividend (`/Unit)* Cum Dividend NAV Dividend (`/Unit)* Cum Dividend NAV17-Oct-17 0.2850 29.2000 0.3211 32.910015-Sep-17 0.2843 28.8600 0.3199 32.480016-Aug-17 0.2804 27.8400 0.3152 31.300017-Jul-17 0.1646 28.0900 0.1848 31.550016-Jun-17 0.1640 27.5600 0.1839 30.910017-May-17 0.1613 27.2400 0.1807 30.520017-Apr-17 0.1556 26.1900 0.1742 29.3200Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.


PeriodPrincipal Balanced Fund

CRISIL Balanced Fund - Aggressive Index



Returns (%) $PTP Returns Returns (%) $PTP

Returns Returns (%) $PTP Returns

1 Year (28-10-2016 to 31-10-2017) 26.64 12688.35 15.18 11531.35 19.47 11964.923 Years (31-10-2014 to 31-10-2017) 15.63 15467.43 8.56 12796.81 7.48 12418.955 Years (31-10-2012 to 31-10-2017) 18.70 23576.57 11.89 17544.67 12.95 18391.20Since Inception (14-01-2000 to 31-10-2017) 12.00 75280.00 NA NA 10.96 63690.03Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable. Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.




AUM: 558.08


RegularPlan:January14,2000DirectPlan:January2,2013

Benchmark: Crisil Balanced Fund - Aggressive Index

`Load StructureEntry Load: NILExit Load: If redeemed/ switched on or before 1 year from the date of allotment: - Nil for redemption/ switch out of units upto 24%oftheunitsallotted(thelimit)-1%onredemption in excess of 24% of the limitstated above- Redemption of units would be done on First in First out Basis (FIFO) Nil thereafter

Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth & Monthly Dividend Option. Monthly Dividend Option under both the Plan offers facility of Payout,Reinvestment and Sweep.

Ratios & Other Details (AsonOctober31,2017)Standard Deviation^@ (Annualised): 11.35%Beta^@ : 1.18Sharpe Ratio^@ (Annualised) : 0.84 Portfolio Turnover Ratio**@: 1.56

Note: ^ The above measures have been calculated by taking rolling returns fora3yearperiodwith6.00%riskfreerateofreturn(1days-MIBORRateasonOctober31,2017).** The Portfolio Turnover Rate (PTR) means the lower of aggregate sales or purchases made during the 12 month rolling year/period divided by the 12 month rolling year/period Average asset under Management for the relevant year/period. # Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees. @ For equity portion only.

Fund Manager DetailsName: P.V.K. Mohan & Bekxy KuriakoseManaging Since: May 2010 & Mar 2016

Total Experience: 24 years & 17 years




Investment Objective:Toprovidelongtermappreciationandcurrentincomebyinvestinginaportfolioofequity,equityrelatedsecuritiesandfixedincomesecurities.


Banks 11.65% Consumer Non Durables 7.93% Chemicals 4.95% Cement 4.59% Software 4.39% Auto 4.01% Pharmaceuticals 3.78% Finance 3.65% Industrial Products 2.78% Non - Ferrous Metals 2.62%

Average Maturity of the Debt PortfolioExcludingDebtMutualFundunits:4.70years(31.26%ofthenetassets)Debt Mutual Fund units:PrincipalCreditOpportunitiesFund:228days(2.72%ofthenetassets)PrincipalShortTermIncomeFund:2.16years(1.32%ofthenetassets)

Modified Duration of the Debt PortfolioExcludingDebtMutualFundunits:3.30years(31.26%ofthenetassets)Debt Mutual Fund units:PrincipalCreditOpportunitiesFund:220days(2.72%ofthenetassets)PrincipalShortTermIncomeFund:1.80years(1.32%ofthenetassets)

Gross Yield To Maturity of the Debt Portfolio7.37%

18

Principal SMART Equity Fund(An open-ended equity scheme)

Investment Objective: The primary objective of the scheme is to seek to generate long term capital appreciation with relatively lower volatility through systematic allocationof funds into equity; and in debt /money market instruments for defensive purposes. The Scheme will decide on allocation of funds into equity assets based on equity marketPriceEarningRatio(PERatio)levels.Whenthemarketsbecomeexpensiveintermsof‘PricetoEarnings’Ratio’;theSchemewillreduceitsallocationtoequitiesandmoveassets into debt and/or money market instruments and vice versa.

Portfolio

Name Rating / Industry %toNetAssets

%toNetAssets

DerivativesBanks 3.95%HDFC Bank Ltd. 1.02%ICICI Bank Ltd. 0.86%State Bank of India 0.81%Kotak Mahindra Bank Ltd. 0.57%IndusInd Bank Ltd. 0.51%Bank of Baroda 0.18%Consumer Non Durables 3.07%United Spirits Ltd. 1.09%ITC Ltd. 0.72%Britannia Industries Ltd. 0.70%Hindustan Unilever Ltd. 0.56%Auto 1.91%MarutiSuzukiIndiaLtd. 0.78%Hero MotoCorp Ltd. 0.76%Tata Motors Ltd. 0.37%Power 1.66%NTPC Ltd. 0.94%Power Grid Corporation of India Ltd. 0.72%

Pharmaceuticals 1.52%Aurobindo Pharma Ltd. 0.88%Divi's Laboratories Ltd. 0.32%Sun Pharmaceutical Industries Ltd. 0.32%

Software 1.25%Tata Consultancy Services Ltd. 0.67%

HCL Technologies Ltd. 0.58%Cement 1.11%Shree Cements Ltd. 0.44%Ultratech Cement Ltd. 0.41%Grasim Industries Ltd. 0.26%Minerals/Mining 1.00%Coal India Ltd. 1.00%Construction Project 0.76%Larsen & Toubro Ltd. 0.76%Finance 0.60%Housing Development Finance Corporation Ltd. 0.60%

Petroleum Products 0.59%Reliance Industries Ltd. 0.59%Non - Ferrous Metals 0.55%Hindalco Industries Ltd. 0.55%Telecom - Services 0.40%Bharti Airtel Ltd. 0.40%Media & Entertainment 0.38%Zee Entertainment Enterprises Ltd. 0.38%

Fertilisers 0.36%Coromandel International Ltd. 0.36%

Ferrous Metals 0.17%JSWSteelLtd. 0.17%Total Equity 19.28%Cash Future Arbitrage 49.63 -49.82Dewan Housing Finance Corporation Ltd. Finance 8.36

Dewan Housing Finance Corporation Ltd. Stock Future -8.39

Reliance Industries Ltd. Petroleum Products 8.15

Reliance Industries Ltd. Stock Future -8.18

Fortis Healthcare Ltd. Healthcare Services 4.60

Fortis Healthcare Ltd. Stock Future -4.64Tech Mahindra Ltd. Software 3.40Tech Mahindra Ltd. Stock Future -3.43Sun Pharmaceutical Industries Ltd. Pharmaceuticals 2.98

Sun Pharmaceutical Industries Ltd. Stock Future -3.00

Sun TV Network Ltd. Media & Entertainment 2.91

Sun TV Network Ltd. Stock Future -2.94

Name Rating / Industry %toNetAssets

%toNetAssets

DerivativesPower Finance Corporation Ltd. Finance 2.70

Power Finance Corporation Ltd. Stock Future -2.64

MarutiSuzukiIndiaLtd. Auto 2.70MarutiSuzukiIndiaLtd. Stock Future -2.71Century Textiles & Industries Ltd. Cement 2.21

Century Textiles & Industries Ltd. Stock Future -2.23

Bajaj Auto Ltd. Auto 1.70Bajaj Auto Ltd. Stock Future -1.71Tata Motors Ltd. A-DVR Auto 1.39Tata Motors Ltd. A-DVR Stock Future -1.39Zee Entertainment Enterprises Ltd.

Media & Entertainment 1.24

Zee Entertainment Enterprises Ltd. Stock Future -1.24

Chennai Petroleum Corporation Ltd.

Petroleum Products 1.12

Chennai Petroleum Corporation Ltd. Stock Future -1.13

Axis Bank Ltd. Banks 1.03Axis Bank Ltd. Stock Future -1.03Escorts Ltd. Auto 1.01Escorts Ltd. Stock Future -1.02Reliance Infrastructure Ltd. Power 0.97Reliance Infrastructure Ltd. Stock Future -0.97JetAirways(India)Ltd. Transportation 0.81JetAirways(India)Ltd. Stock Future -0.81IRB Infrastructure Developers Ltd. Construction 0.60

IRB Infrastructure Developers Ltd. Stock Future -0.60

Indiabulls Housing Finance Ltd. Finance 0.55

Indiabulls Housing Finance Ltd. Stock Future -0.55

Reliance Power Ltd. Power 0.43Reliance Power Ltd. Stock Future -0.43

Balrampur Chini Mills Ltd. Consumer Non Durables 0.39

Balrampur Chini Mills Ltd. Stock Future -0.40

ITC Ltd. Consumer Non Durables 0.21

ITC Ltd. Stock Future -0.21NMDC Ltd. Minerals/Mining 0.17NMDC Ltd. Stock Future -0.17Commercial Paper 6.93Cox & Kings Ltd. CARE A1+ 2.73Cox & Kings Ltd. BWRA1+ 2.56SREI Equipment Finance Ltd. [ICRA]A1+ 1.64Treasury Bill 0.27TBILL 91 DAYS 2017 Sovereign 0.27BONDS & NCDs 13.47Piramal Enterprises Ltd. [ICRA]AA 3.31JMFinancialProductsLtd CRISIL AA 2.19Manappuram Finance Ltd CARE AA 1.83Dewan Housing Finance Corporation Ltd BWRAAA 1.67

Tata Motors Ltd CARE AA+ 1.67Dewan Housing Finance Corporation Ltd BWRAAA 1.12

Indiabulls Housing Finance Ltd BWRAAA 1.11

Power Grid Corporation of India Ltd CRISIL AAA 0.57

Investment Funds/Mutual Funds 3.87

Principal Cash Management Fund - Growth Option Mutual Fund 3.87


Cash & Cash Equivalents 5.97Net Assets 100.00


Dividend (`/Unit)* Cum Dividend NAV Dividend (`/Unit)* Cum Dividend NAV17-Oct-17 0.1499 15.7000 0.1636 17.140015-Sep-17 0.1512 15.8100 0.1648 17.240016-Aug-17 0.1527 15.8700 0.1663 17.290017-Jul-17 0.0944 15.9600 0.1026 17.360016-Jun-17 0.0954 15.9000 0.1036 17.280017-May-17 0.0943 15.9100 0.1023 17.270017-Apr-17 0.0933 15.6100 0.1012 16.9300Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.






AUM: 182.33


RegularPlan:December16,2010DirectPlan:January2,2013

Benchmark: Crisil Balanced Fund - Aggressive Index

`

Load StructureEntry Load: NILExit Load: If redeemed/ switched on or be-fore 1 year from the date of allotment. - Nil for redemption/ switch out of units upto 24% of the units allotted (the limit) - 1%onredemptioninexcessof24%ofthelimitstated above - Redemption of units would be done on First in First out Basis (FIFO) Nil thereafter

Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth & Monthly Dividend Option. Monthly Dividend Option under both the Plans offers facility of Payout,Reinvestment and Sweep.






Sector Allocation of Equity Instruments (Top 10) (As on October 31, 2017) (% of NAV)

Banks 3.95% Consumer Non Durables 3.07% Auto 1.91% Power 1.66% Pharmaceuticals 1.52% Software 1.25% Cement 1.11% Minerals/Mining 1.00% Construction Project 0.76% Finance 0.60%


Period Principal Smart Equity Fund

Crisil Balanced Fund - Aggressive Index



Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

Returns (%)

$PTP Returns

1 Year (28-10-2016 to 31-10-2017) 8.58 10865.22 15.18 11531.35 19.47 11964.923 Years (31-10-2014 to 31-10-2017) 6.93 12228.46 8.56 12796.81 7.48 12418.955 Years (31-10-2012 to 31-10-2017) 12.54 18055.30 11.89 17544.67 12.95 18391.20Since Inception (16-12-2010 to 31-10-2017) 10.27 19590.00 8.85 17915.96 8.36 17373.90Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP(PointtoPoint) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.

Fund Details

19

Principal Equity Savings Fund(An open-ended equity scheme)



Dividend (`/Unit)* Cum Dividend NAV Dividend (`/Unit)* Cum Dividend NAVQuarterly Dividend (Last 3 Quarters)15-Sep-17 0.2475 12.7906 N.A. N.A.16-Jun-17 0.5116 12.9856 N.A. N.A.17-Mar-17 0.1787 12.6422 N.A. N.A.Half Yearly Dividend23-Dec-16 0.3131 11.2972 0.3633 11.5152Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.




AUM: 24.54


RegularPlan:May23,2002DirectPlan:January2,2013

Benchmark: 30%Nifty50Index+70%CRISIL Liquid Fund Index

`

Load StructureEntry Load: NILExit Load:Nil(w.e.fAugust02,2017)

Plans Regular Plan & Direct Plan. Options Both the Plans offer Growth & Half yearly and Quarterly Dividend Option.

Month End Quants of the Debt Portfolio (AsonOctober31,2017)Average Maturity: 30 daysModified Duration: 28 daysGross Yield to Maturity: 7.18% Portfolio Turnover Ratio**: 6.09

Note: ** The Portfolio Turnover Rate (PTR) means the lower of aggregate sales or purchases made during the 12 month rolling year/period divided by the 12 month rolling year/period Average asset under Management for the relevant year/period. # Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees.


Managing Since: June2016Total Experience: 24 years




Investment Objective: The investment objective of the Scheme is to provide capital appreciation and income distribution to the investors by using equity and equity related instruments,arbitrageopportunities,andinvestmentsindebtandmoneymarketinstruments.However,therecanbenoassurancethattheinvestmentobjectiveoftheSchemewillberealizedorthatincomewillbegeneratedandtheschemedoesnotassureorguaranteeany returns.


Banks 5.27% Consumer Non Durables 4.74% Auto 4.19% Minerals/Mining 2.00% Cement 1.87% Power 1.73% Auto Ancillaries 1.48% Industrial Products 1.41% Finance 1.19% Telecom - Services 1.12%

Name Rating / Industry % to Net Assets % to Net Assets Derivatives

Banks 5.27%State Bank of India 1.59%Axis Bank Ltd. 1.43%ICICI Bank Ltd. 1.23%Yes Bank Ltd. 1.02%Consumer Non Durables 4.74%Britannia Industries Ltd. 1.95%ITC Ltd. 1.41%United Spirits Ltd. 1.38%Auto 4.19%Hero MotoCorp Ltd. 1.59%Tata Motors Ltd. 1.33%MarutiSuzukiIndiaLtd. 1.27%Minerals/Mining 2.00%Coal India Ltd. 2.00%Cement 1.87%Birla Corporation Ltd. 1.87%Power 1.73%NTPC Ltd. 1.73%Auto Ancillaries 1.48%Rico Auto Industries Ltd. 1.48%Industrial Products 1.41%AIA Engineering Ltd. 1.41%Finance 1.19%Dewan Housing Finance Corporation Ltd. 1.19%Telecom - Services 1.12%Bharti Airtel Ltd. 1.12%Construction Project 1.10%KEC International Ltd. 1.10%Pharmaceuticals 0.89%Aurobindo Pharma Ltd. 0.89%Software 0.79%HCL Technologies Ltd. 0.79%Total Equity 27.78%Cash Future Arbitrage 40.81% -41.01%Century Textiles & Industries Ltd. Cement 7.98%Century Textiles & Industries Ltd. Stock Future -8.02%Dewan Housing Finance Corporation Ltd. Finance 7.91%Dewan Housing Finance Corporation Ltd. Stock Future -7.94%Bata India Ltd. Consumer Durables 6.22%Bata India Ltd. Stock Future -6.26%Exide Industries Ltd. Auto Ancillaries 5.14%Exide Industries Ltd. Stock Future -5.14%Ashok Leyland Ltd. Auto 4.52%Ashok Leyland Ltd. Stock Future -4.54%Balrampur Chini Mills Ltd. Consumer Non

Durables 2.95%Balrampur Chini Mills Ltd. Stock Future -2.98%Aurobindo Pharma Ltd. Pharmaceuticals 2.74%Aurobindo Pharma Ltd. Stock Future -2.76%Sun TV Network Ltd. Media & Entertainment 2.11%Sun TV Network Ltd. Stock Future -2.12%IRB Infrastructure Developers Ltd. Construction 1.24%IRB Infrastructure Developers Ltd. Stock Future -1.25%Commercial Paper 17.55%Cox & Kings Ltd. CARE A1+ 6.13%APL Apollo Tubes Ltd. CRISIL A1+ 4.09%HCL Infosystems Ltd. [ICRA]A1 4.07%Cox & Kings Ltd. CARE A1+ 2.04%SREI Equipment Finance Ltd. [ICRA]A1+ 1.22%BONDS & NCDs 2.07%Indiabulls Housing Finance Ltd. BWRAAA 2.07%Investment Funds/Mutual Funds 6.62%Principal Cash Management Fund - Growth Option Mutual Fund 6.62%CBLO / Reverse Repo Investments 6.25%Cash & Cash Equivalents -1.08%Net Assets 100.00%


Period Principal Equity Savings Fund

30% Nifty 50 + 70% Crisil Liquid Fund Index


CRISIL 10 Year Gilt Index(Additional Benchmark)

Returns (%) $PTP Returns Returns (%) $PTP

Returns Returns (%) $PTP Returns

1 Year (28-10-2016 to 31-10-2017) 9.59 10966.86 10.54 11063.07 5.11 10515.703 Years (31-10-2014 to 31-10-2017) 8.17 12660.16 7.54 12440.68 9.43 13106.665 Years (31-10-2012 to 31-10-2017) 7.77 14541.39 9.60 15884.30 7.89 14621.69Since Inception (23-05-2002 to 31-10-2017) 8.31 34346.90 9.59 49530.94 6.90 28024.60Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable. Please refer page 7 & 8 for SIP returns and page 29 for annexure of returns for all scheme managed by the fund manager.

20

Principal Cash Management Fund(An open-ended liquid scheme)

Investment Objective: To provide investors with as high a level of income available from short-term investments as is considered consistent with preservationofcapitalandmaintenanceofliquidity,byinvestinginaportfolioofmoneymarketandinvestmentgradedebtinstruments.


Dividend Update


Monthly Dividend (Last 3 Months)17-Oct-17 5.8238 1028.5482 5.8866 1028.627815-Sep-17 5.2969 1028.0213 5.3562 1028.097416-Aug-17 5.4767 1028.2011 5.5365 1028.2777Past performance may or may not be sustained in the future. * On face value of `1,000.Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.


Period Principal Cash Management Fund

CRISIL Liquid Fund Index


CRISIL 1 Year T-Bill Index

(Additional Benchmark)Returns

(%)$PTP

ReturnsReturns

(%)$PTP

ReturnsReturns

(%)$PTP

Returns1 Year (28-10-2016 to 31-10-2017) 6.78 10683.56 6.71 10676.56 5.92 10596.613 Years (31-10-2014 to 31-10-2017) 7.73 12506.13 7.57 12449.99 7.30 12356.675 Years (31-10-2012 to 31-10-2017) 8.29 14891.56 8.17 14809.92 7.23 14179.16Since Inception (30-08-2004 to 31-10-2017) 7.59 26236.25 7.14 24805.55 6.07 21752.16Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP (Point to Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable. Please refer page 29 for annexure of returns for all scheme managed by the fund manager.


Rating Profile (As on October 31, 2017) (% of NAV)

67.52%

26.28%

1.81%

4.39%

0.00% 20.00% 40.00% 60.00% 80.00%

A1+

Sovereign

A1

Cash & Cash Equivalents

Note: # Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees.


Asset Under Managment (` Cr)MAAUM: 960.14

AUM: 905.59


RegularPlan:August30,2004DirectPlan:January1,2013

Benchmark: Crisil Liquid Fund Index

`


Plans Regular Plan & Direct Plan. Options Both the Plans offer Dividend & Growth Option. Dividend Frequency - Daily / Weekly /Monthly

Month End Quants of the Debt Portfolio (AsonOctober31,2017)Average Maturity: 32 daysModified Duration: 29 daysGross Yield to Maturity: 6.57%

Fund Manager DetailsName: PankajJain

Managing Since: January2012Total Experience: 15 years




Composition By Assets (As on October 31, 2017) (% of NAV)

Commercial Paper 53.63% Treasury Bill 26.28% Certificate of Deposit 15.70% Cash and Other Assets 4.39%

Name Rating % of NAV

Certificate of Deposit 15.70HDFC Bank Ltd. IND A1+ 5.00

DCB Bank Ltd. CRISIL A1+ 4.54

ICICI Bank Ltd. [ICRA]A1+ 4.53

RBL Bank Ltd. [ICRA]A1+ 1.63

Commercial Paper 53.63SREI Equipment Finance Ltd. [ICRA]A1+ 8.44

Power Finance Corporation Ltd. CRISIL A1+ 4.55

Dewan Housing Finance Corporation Ltd. [ICRA]A1+ 4.51

India Infoline Housing Finance Ltd. CRISIL A1+ 4.42

IL&FS Financial Services Ltd. [ICRA]A1+ 4.12

APL Apollo Tubes Ltd. CRISIL A1+ 4.06

InfinaFinancePrivateLtd. CRISIL A1+ 3.96

KribhcoFertilizersLtd. [ICRA]A1+ 3.62

Aadhar Housing Finance Ltd. CRISIL A1+ 2.72


Kotak Commodity Services Private Ltd. [ICRA]A1+ 2.05

Cox & Kings Ltd. CARE A1+ 1.95

HCL Infosystems Ltd. [ICRA]A1 1.81Magma Housing Finance Ltd. CRISIL A1+ 1.80Cox & Kings Ltd. CARE A1+ 1.63

Chambal Fertilisers and Chemicals Ltd. CRISIL A1+ 1.36


Treasury Bill 26.28TBILL 91 DAYS 2017 Sovereign 9.05

TBILL 91 DAYS 2017 Sovereign 6.36



CBLO / Reverse Repo Investments 4.35Cash & Cash Equivalents 0.04Net Assets 100.00Note: TheaggregateinvestmentsbyotherschemesofPrincipalMutualFundasonOctober31,2017:11.74 Crore

Credit Risk Rating [ICRA] A1+mfs++

In respect of Liquid Scheme(s) NAV applicable shall be subject to receipt of valid application/switch-in request at the OPT and credit of entire subscription/switch-in amounts into the Bank Account of the concerning Scheme(s)/Plan(s) and funds areavailableforutilizationbytheScheme(s)/Plan(s),withinrelevantcut-offtimeasapplicabletotherelevantScheme(s)/Plan(s).Past performance is no guarantee of future result. (++ for rating methodology please refer page 4.)

21

Principal Low Duration Fund(An open-ended debt scheme)

Investment Objective: To generate regular income and capital appreciation through investments in debt securities and money market instruments.


Dividend Update





32.04%

27.30%

17.06%

7.67%

4.82%

3.48%

2.76%

2.12%

2.75%

0.00% 10.00% 20.00% 30.00% 40.00%

A1+

AAA

AA

AA-

AA+

AA+(SO)

A1

Sovereign




AUM: 726.59


RegularPlan:September14,2004DirectPlan:January2,2013


`


Plans Regular Plan & Direct Plan. Options Both the Plans offer Dividend & Growth Option. Dividend Frequency - Daily / Weekly /Monthly









BONDS & NCDs 60.33% Certificate of Deposit 18.63% Commercial Paper 16.17% Treasury Bill 2.12% Cash and Other Assets 2.75%


Certificate of Deposit 18.63ICICI Bank Ltd. [ICRA]A1+ 6.42The South Indian Bank Ltd. CARE A1+ 6.29Axis Bank Ltd. CRISIL A1+ 3.14HDFC Bank Ltd. IND A1+ 2.78Commercial Paper 16.17Cox & Kings Ltd. CARE A1+ 3.39Housing Development Finance Corporation Ltd. CARE A1+ 3.31Aadhar Housing Finance Ltd. CRISIL A1+ 2.77National Bank for Agriculture and Rural Development CRISIL A1+ 2.76HCL Infosystems Ltd. [ICRA]A1 2.76Cox & Kings Ltd. BWRA1+ 0.53KribhcoFertilizersLtd. [ICRA]A1+ 0.53Indiabulls Housing Finance Ltd. CRISIL A1+ 0.12Treasury Bill 2.12TBILL 91 DAYS 2018 Sovereign 1.72TBILL 91 DAYS 2017 Sovereign 0.40BONDS & NCDs 60.33Indiabulls Housing Finance Ltd. BWRAAA 7.06Piramal Enterprises Ltd. [ICRA]AA 6.70Sprit Textiles Private Ltd BWRAA- 5.68Small Industries Development Bank of India CARE AAA 3.53National Bank For Agriculture and Rural Development CRISIL AAA 3.52Housing Development Finance Corporation Ltd. CRISIL AAA 3.49Avanse Financial Services Ltd. CARE AA+ (SO) 3.48JMFinancialProductsLtd. CRISIL AA 3.47Dewan Housing Finance Corporation Ltd. BWRAAA 3.44Manappuram Finance Ltd. CARE AA 3.40Tata Motors Ltd. CARE AA+ 3.29PNB Housing Finance Ltd. IND AAA 2.53Muthoot Finance Ltd. CRISIL AA 2.09Aspire Home Finance Corporation Ltd. [ICRA]AA- 1.99Tata Motors Ltd. CARE AA+ 1.53Indiabulls Housing Finance Ltd. BWRAAA 1.41Manappuram Finance Ltd. BWRAA 1.40Indiabulls Housing Finance Ltd. BWRAAA 1.29Dewan Housing Finance Corporation Ltd. BWRAAA 1.03CBLO / Reverse Repo Investments 2.04Cash & Cash Equivalents 0.71Net Assets 100.00

Past performance is no guarantee of future result. (++ for rating methodology please refer page 4.)

Credit Risk Rating [ICRA] A1+mfs++


Period Principal low Duration Fund

CRISIL Liquid Fund Index




(%)$PTP

ReturnsReturns

(%)$PTP

ReturnsReturns

(%)$PTP


22

Principal Short Term Income Fund(An open-ended income scheme)

Investment Objective: To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besidespreservationofcapitalandhasbeendesignedtoachievestablereturnsovershorter-terminvestmenthorizons.

Portfolio

Dividend Update


Monthly Dividend (Last 3 Months)17-Oct-17 0.0499 12.8693 0.0600 12.911815-Sep-17 0.0560 12.8754 0.0654 12.917216-Aug-17 0.0879 12.9073 0.0975 12.9493Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.



55.02%

7.92%

7.02%

4.11%

4.03%

2.23%

5.73%

0.00% 10.00% 20.00% 30.00% 40.00%

AAA

AA

AA+

A1+

Sovereign

AA+(SO)

A+


13.94%


Fund Details



AUM: 478.01



Benchmark: CRISIL Short-Term Bond Fund Index

`


Plans Regular Plan & Direct Plan. Options Both the Plans offer Dividend & Growth Option.Dividend Frequency Monthly

Month End Quants of the Debt Portfolio (AsonOctober31,2017)Average Maturity: 2.16 yearsModified Duration: 1.80 yearsGross Yield to Maturity: 7.43%

Fund Manager DetailsName: GurvinderSinghWasan

Managing Since: April 2011Total Experience: 13 years





BONDS & NCDs 83.14% Commercial Paper 7.02% Sovereign 3.10%

State Government Securities 1.01%

Cash and Other Assets 5.73%

Name Rating % of NAVCommercial Paper 7.02InfinaFinancePrivateLtd. CRISIL A1+ 4.02KribhcoFertilizersLtd. [ICRA]A1+ 2.00APL Apollo Tubes Ltd. CRISIL A1+ 1.00Sovereign 3.107.16%GovernmentofIndiaSecurity Sovereign 2.048.12%GovernmentofIndiaSecurity Sovereign 1.056.84%GovernmentofIndiaSecurity Sovereign 0.01State Government Securities 1.017.59%GujaratStateGovernmentSecurity Sovereign 1.01BONDS & NCDs 83.14RuralElectrificationCorporationLtd. CRISIL AAA 5.23Dewan Housing Finance Corporation Ltd. BWRAAA 5.22RelianceJioInfocommLtd. CRISIL AAA 5.21Housing Development Finance Corporation Ltd. CRISIL AAA 5.08Small Industries Development Bank of India CARE AAA 5.07Power Finance Corporation Ltd. CRISIL AAA 5.07Piramal Enterprises Ltd. [ICRA]AA 5.05Housing Development Finance Corporation Ltd. CRISIL AAA 5.04National Bank for Agriculture and Rural Development CRISIL AAA 5.03Reliance Industries Ltd. CRISIL AAA 4.99NTPC Ltd. CRISIL AAA 4.98JMFinancialProductsLtd. CRISIL AA 4.22Tata Motors Ltd. CARE AA+ 4.08Avanse Financial Services Ltd. CARE AA+ (SO) 4.03Tata Motors Ltd. CARE AA+ 2.82Aspire Home Finance Corporation Ltd. CRISIL A+ 2.23Indiabulls Housing Finance Ltd. BWRAAA 2.04Manappuram Finance Ltd. CARE AA 2.04Muthoot Finance Ltd. CRISIL AA 2.02Power Grid Corporation of India Ltd. CRISIL AAA 1.04HDFC Bank Ltd. CRISIL AA+ 1.02Dewan Housing Finance Corporation Ltd. BWRAAA 1.02Manappuram Finance Ltd. BWRAA 0.61CBLO / Reverse Repo Investments 5.65Cash & Cash Equivalents 0.08Net Assets 100.00Note: TheaggregateinvestmentsbyotherschemesofPrincipalMutualFundasonOctober31,2017:18.77 Crore

CARE AAAmfs++

Past performance is no guarantee of future result. (++ for rating methodology please refer page 4.)


Period Principal Short Term Income Fund

CRISIL Short-Term Bond Fund Index


CRISIL 10 Year Gilt Index


(%)$PTP

ReturnsReturns

(%)$PTP

ReturnsReturns

(%)$PTP


23

Principal Dynamic Bond Fund(An open-ended income scheme)

Investment Objective: To generate regular income and capital appreciation/accretion through investment in debt instruments and related securities besides preservation of capital.

Portfolio

Dividend Update


Quarterly Dividend Option (Last 3 Quarters)15-Sep-17 0.2001 13.4490 0.2240 13.546016-Jun-17 0.3941 13.6613 0.4209 13.759517-Mar-17 0.0096 13.2664 0.0295 13.3557Annual Dividend Option (Last 3 Years)15-Sep-17 0.8390 12.1187 0.9571 12.557423-Sep-16 1.1602 12.4565 1.2865 12.902024-Sep-15 1.3206 12.5520 1.4457 12.9921Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.

EffectiveafterthecloseofbusinesshoursonSeptember29,2017PrincipalGovernmentSecuritiesFundhasbeenmergedinto Principal Dynamic Bond Fund.



28.49%

9.01%

4.18%

1.79%

0.90%

11.00%

0.00% 10.00% 20.00% 30.00% 40.00%

Sovereign

AAA

AA+

A1+

AA+(SO)

A+

Cash & Cash Equivalents(incl. MF units)

44.63%

Fund Details



AUM: 111.73



Benchmark: Crisil Composite Bond Fund Index

`


Plans Regular Plan & Direct Plan. Options Both the Plans offer Dividend & Growth Option.Dividend Frequencies Quarterly / Annual



Fund Manager DetailsName: Bekxy Kuriakose






BONDS & NCDs 40.19% Sovereign 40.14%

State Government Securities 4.49%

Investment Funds/ Mutual Funds 4.48%

Commercial Paper 4.18% Cash and Other Assets 6.52%



Cox & Kings Ltd. BWRA1+ 4.18

Sovereign 40.14

7.16%GovernmentofIndiaSecurity Sovereign 16.34






State Government Securities 4.49

7.62%GujaratStateGovernmentSecurity Sovereign 4.49

BONDS & NCDs 40.19

Export-Import Bank of India CRISIL AAA 4.80

LIC Housing Finance Ltd CRISIL AAA 4.58

Housing Development Finance Corporation Ltd CRISIL AAA 4.57

HDFC Bank Ltd CRISIL AA+ 4.55

Dewan Housing Finance Corporation Ltd BWRAAA 4.55

Housing Development Finance Corporation Ltd. CRISIL AAA 4.49

Tata Motors Ltd CARE AA+ 4.46

NTPC Ltd CRISIL AAA 3.69

Indiabulls Housing Finance Ltd BWRAAA 1.81

Avanse Financial Services Ltd CARE AA+ (SO) 1.79

Aspire Home Finance Corporation Ltd CRISIL A+ 0.90

Investment Funds/Mutual Funds 4.48Principal Credit Opportunities Fund - Direct Plan - Growth Option Mutual Fund 4.48



Net Assets 100.00

Maturity Profile

Period Portfolio (%)0-1 year 8.681-3 years 18.193-5 years 17.505-10 years 28.8310-15 years 4.49Above 15 years 11.31Cash & Others Assets 11.00


Period Principal Dynamic Bond Fund

Crisil Composite Bond Fund Index




(%)$PTP

ReturnsReturns

(%)$PTP

ReturnsReturns

(%)$PTP


24

Principal Credit Opportunities Fund(An open-ended debt scheme)

Investment Objective: The primary objective is to generate income and capital gains through investments in a portfolio of securities issued by Private and Public Sector Companies.

Portfolio

Dividend Update





35.68%

19.90%

8.71%

6.32%

4.91%

1.25%

0.28%

22.95%

0.00% 10.00% 20.00% 30.00% 40.00%

A1+

AAA

AA

AA-

A1

A+

Sovereign


Fund Details



AUM: 60.94


RegularPlan:September14,2004DirectPlan:January2,2013


`


Plans Regular Plan & Direct Plan. Options Both the Plans offer Dividend & Growth Option.Dividend Frequency Monthly



Fund Manager DetailsName: Bekxy Kuriakose






Commercial Paper 40.59% Treasury Bill 0.28% BONDS & NCDs 36.18% Cash and Other Assets 22.95%





RelianceJioInfocommLtd. CRISIL A1+ 6.18


Export-Import Bank of India CRISIL A1+ 6.05

HCL Infosystems Ltd. [ICRA]A1 4.91



Treasury Bill 0.28


BONDS & NCDs 36.18

Power Finance Corporation Ltd. CRISIL AAA 7.49

Sprit Textiles Private Ltd. BWRAA- 6.32

Dewan Housing Finance Corporation Ltd. BWRAAA 6.29

Power Grid Corporation of India Ltd. CRISIL AAA 5.12

Piramal Enterprises Ltd. [ICRA]AA 4.97

Manappuram Finance Ltd. BWRAA 2.49

Manappuram Finance Ltd. CARE AA 1.25

Aspire Home Finance Corporation Ltd. CRISIL A+ 1.25

Dewan Housing Finance Corporation Ltd. BWRAAA 1.00



Net Assets 100.00

Note: TheaggregateinvestmentsbyotherschemesofPrincipalMutualFundasonOctober31,2017:20.00Crore


Period Principal Credit Opportunities Fund




(%)$PTP

ReturnsReturns

(%)$PTP

ReturnsReturns

(%)$PTP


25

Principal Debt Savings Fund(An open-ended income fund)

Investment Objective: To seek to generate stable returns and capital appreciation through investment in Debt instruments and related securities over medium to long term investmenthorizon.

Portfolio

Dividend Update


Monthly Dividend (Last 3 Months)15-Sep-17 0.0244 10.2866 N.A. N.A.16-Aug-17 0.0344 10.2966 N.A. N.A.17-Jul-17 0.0446 10.3068 N.A. N.A.Quarterly Dividend (Last 3 Quarters)15-Sep-17 0.1281 12.1944 N.A. N.A.16-Jun-17 0.3584 12.4305 N.A. N.A.23-Dec-16 0.3421 12.4063 N.A. N.A.Past performance may or may not be sustained in the future. * On face value of ` 10. Note: All Dividend (`/Unit)figuresareGrossDividend.Pursuant payment of dividend, the NAV of Dividend Option of schemes/plans would fall to the extent of payout and statutory levy, if applicable.



21.74%

15.81%

9.05%

6.78%

2.25%

0.00% 10.00% 20.00% 30.00% 40.00%

Sovereign

AAA

AA

A+

AA+


44.37%

Fund Details



AUM: 22.29



Benchmark: Crisil Short Term Bond Fund Index

`

Load StructureEntry Load: NILExit Load: If redeemed on or before 365 days from the date of allotment - 1%. [w.e.f.May05,2017]

Plans Regular Plan & Direct Plan. Options Both the Plans offer Dividend and Growth Option. Dividend Frequency - Monthly / Quarterly









BONDS & NCDs 53.38% Sovereign 43.56% Treasury Bill 0.81% Cash and Other Assets 2.25%


Treasury Bill 0.81


Sovereign 43.56


BONDS & NCDs 53.38

Aspire Home Finance Corporation CRISIL A+ 9.05

Piramal Enterprises Ltd. [ICRA]AA 9.01

Dewan Housing Finance Corporation BWRAAA 8.12

PNB Housing Finance Ltd. IND AAA 8.08

Manappuram Finance Ltd. CARE AA 6.80

Tata Motors Ltd. CARE AA+ 6.78

NTPC Ltd. CRISIL AAA 4.63

Dewan Housing Finance Corporation BWRAAA 0.91


Cash & Cash Equivalents 1.33

Net Assets 100.00


Period Principal Debt Savings Fund

CRISIL Short-Term Bond Fund Index




(%)$PTP

ReturnsReturns

(%)$PTP

ReturnsReturns

(%)$PTP


26

Principal Money Manager Fund(An open-ended Money Market scheme)

Investment Objective: To generate regular income & capital appreciation through investments in money market instruments.


Dividend Update



Note:EffectiveOctober21,2011freshsubscriptions/switch-ininanymode(includingSystematicInvestmentPlan[SIP]/SystematicTransferPlan[STP])underDaily&WeeklyDividendOptionandPayout&SweepfacilitytoMonthlyDividendOption under the Regular Plan of the Scheme are not available. The same may however be open and available for subscription at a later date.



5.42%

-2.48%

-10.00% 0.00% 10.00% 20.00% 30.00% 40.00%

A1+

Sovereign

Cash & CashEquivalents

97.06%



AUM: 69.50




`


Plans Regular Plan & Direct Plan. Options Both the Plans offer Dividend & Growth Option. Dividend Frequency - Regular Plan: Daily & WeeklyDividend- Reinvestment FacilityMonthlyDividend - Payout, Reinvestment and Sweepfacility. Direct Plan: Monthly Dividend - Payout,Reinvestment and Sweep facility.









Commercial Paper 75.13% Certificate of Deposit 21.93% Treasury Bill 5.42% Cash and Other Assets -2.48%


Certificate of Deposit 21.93

RBL Bank Ltd. [ICRA]A1+ 9.97

The South Indian Bank Ltd. CARE A1+ 6.40

Axis Bank Ltd. CRISIL A1+ 2.81

ICICI Bank Ltd. [ICRA]A1+ 2.75


KribhcoFertilizersLtd. [ICRA]A1+ 8.20

Cox & Kings Ltd. BWRA1+ 7.89



National Bank for Agriculture and Rural Development CRISIL A1+ 7.11

Magma Housing Finance Ltd. CRISIL A1+ 7.07


IL&FS Financial Services Ltd. [ICRA]A1+ 6.41

Indiabulls Housing Finance Ltd. CRISIL A1+ 5.61

SREI Equipment Finance Ltd. [ICRA]A1+ 4.56

Kotak Commodity Services Private Ltd. [ICRA]A1+ 3.57


India Infoline Housing Finance Ltd. CRISIL A1+ 1.42

Treasury Bill 5.42





Net Assets 100.00


Period Principal Money Manager Fund




(%)$PTP

ReturnsReturns

(%)$PTP

ReturnsReturns

(%)$PTP


27

(An open-ended Fund of Funds scheme)

Asset Under Managment (` Cr) MAAUM: 16.80 AUM: 16.68`

Fund Manager DetailsName: RajatJainManaging Since: March 2004Total Experience: 28 years

Portfolio

Name Industry % of NAV

Units of Mutual Fund / Units Trust 98.11

Principal Global Investors Fund - Emerging Markets Equity Fund Mutual Fund 98.11



Net Assets 100.00


Period Principal Global Opportunities Growth

MSCI World Index(Scheme’s Benchmark)


^Returns (%)

$PTP Returns

Returns (%)

$PTP Returns Returns (%) $PTP

Returns1 Year (28-10-2016 to 31-10-2017) 23.45 12365.91 16.45 11659.71 19.47 11964.92

3 Years (31-10-2014 to 31-10-2017) 7.39 12388.20 7.87 12555.42 7.48 12418.95

5 Years (31-10-2012 to 31-10-2017) 6.84 13921.19 13.44 18789.33 12.95 18391.20

Since Inception (29-03-2004 to 31-10-2017) 7.91 28175.10 7.97 28388.14 13.89 58654.98

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performancemayormaynotbesustainedinfuture.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP(Pointto Point) Returns are based on standard investment of `10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable. ^GrowthOptionPlease refer page 29 for annexure of returns for all scheme managed by the fund manager.

Fund Details

Minimum Investment Amount (`)Lumpsum Special ProductsNew Investor- `10,000SIP-`2,000Existing Investor- `1,000STP-`1,000 RWP-` 500 6 installments each

Allotment Date & Benchmark Allotment Date RegularPlan:March29,2004DirectPlan:January2,2013Benchmark: MSCIWorldIndex

Plans & Options Regular Plan & Direct Plan. Dividend Frequencies Both the Plans offer Growth & Dividend Option. Dividend Option underboththePlanoffersfacilityofPayout,Reinvestment and Sweep.

Load StructureEntry Load: NILExit Load: If redeemed on or before 1 Year fromthedateofallotment-1%.

Expense Ratio# (AsonOctober31,2017)Direct Plan - 0.24%Regular Plan - 0.42%

`

Principal Asset Allocation Fund-of-Funds (Conservative Plan)(An open-ended Fund-of-Funds Scheme)

Asset Under Managment (` Cr) MAAUM: 2.95AUM: 3.00`

Fund Manager DetailsName: RajatJainManaging Since: December 2015Total Experience: 28 years

Fund Details


Allotment Date & Benchmark Allotment Date Regular Sub-Plan & Direct Sub-Plan: December14,2015Benchmark: 85%CRISILShortTermBondFundIndexand15%Nifty50

Plans Regular Sub-Plan & Direct Sub-Plan. Options Both the Sub-Plans offer Growth Option.

Load StructureEntry Load: NILExit Load:NIL-Noexitloadwillbeapplicableforswitchesbetweenthe3plansi.e.ConservativePlan,ModeratePlanandAggressivePlanoftheScheme.

Expense Ratio# (AsonOctober31,2017)Direct Sub-Plan - 0.10%Regular Sub-Plan - 0.65%

`

Principal Global Opportunities Fund

Portfolio

Name Industry % of NAVInvestment Funds/Mutual Funds 98.35Principal Short Term Income Fund - Direct Plan - Growth Option Mutual Fund 58.21

Principal Low Duration Fund - Direct Plan - Growth Option Mutual Fund 24.25

Principal Large Cap Fund - Direct Plan - Growth Option Mutual Fund 15.89



Period Principal Asset Allocation Fund of

Funds - Conservative Plan

15% Nifty 50 + 85% CRISIL Short Term Bond Fund Index



(Additional Benchmark)

Returns (%) Returns (%) Returns (%)1 Year (28-10-2016 to 31-10-2017 ) 8.88 9.11 5.11

Since Inception (14-12-2015 to 31-10-2017) 9.82 9.84 9.23

Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP(PointtoPoint)Returnsarebasedonstandardinvestmentof`10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable. Please refer page 29 for annexure of returns for all scheme managed by the fund manager.Above one year performance of Principal Asset Allocation Fund-of-Funds (Conservative Plan) is not given as the scheme have not been in existence for 3 years.

For NAV details, please refer page 6. Note: # Investors may please note that they will be bearing the expenses of this Scheme in addition to the expenses of the underlying Schemes in which this Scheme makes investment. Total Expense Ratio is weighted average for the month. Ratio excludes GST on management fees.


Investment Objective:Toprovidelongtermcapitalappreciationbypredominantlyinvestinginoverseasmutualfundschemes,andacertainportionofitscorpusinMoneyMarket Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Investment Objective: The objective of the Plan is to provide long term total return primarily by seeking income through investments made in debt/money market mutual funds with some exposure to equity mutual funds.



28

(An open-ended Fund-of-Funds Scheme)



Portfolio

Name Industry % of NAVInvestment Funds/Mutual Funds 100.51Principal Large Cap Fund - Direct Plan - Growth Option Mutual Fund 55.30

Principal Emerging Bluechip Fund - Direct Plan - Growth Option Mutual Fund 22.32

Principal Short Term Income Fund - Direct Plan - Growth Option Mutual Fund 15.57



Fund Details






`

Principal Asset Allocation Fund-of-Funds (Moderate Plan)



Fund Details






`

Principal Asset Allocation Fund-of-Funds (Aggressive Plan)

Portfolio

Name Industry % of NAVInvestment Funds/Mutual Funds 104.24Principal Short Term Income Fund - Direct Plan - Growth Option Mutual Fund 41.65

Principal Large Cap Fund - Direct Plan - Growth Option Mutual Fund 32.68


Principal Emerging Bluechip Fund - Direct Plan - Growth Option Mutual Fund 12.05





Period Principal Asset Allocation Fund of Funds - Aggressive

Plan

80% Nifty 50 + 20% Crisil Short Term Bond Fund Index


S&P BSE Sensex(Additional Benchmark)



Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP(PointtoPoint)Returnsarebasedonstandardinvestmentof̀ 10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 29 for annexure of returns for all scheme managed by the fund manager.Above one year performance of Principal Asset Allocation Fund-of-Funds (Aggressive Plan) is not given as the scheme have not been in existence for 3 years.


Period Principal Asset Allocation Fund of Funds - Moderate

Plan

40% Nifty 50 + 60% Crisil Short Term Bond Fund Index



(Additional Benchmark)



Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future.Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR).$PTP(PointtoPoint)Returnsarebasedonstandardinvestmentof̀ 10,000/-madeatthebeginningofrelevantperiod.Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Please refer page 29 for annexure of returns for all scheme managed by the fund manager.Above one year performance of Principal Asset Allocation Fund-of-Funds (Moderate Plan) is not given as the scheme have not been in existence for 3 years.

Investment Objective: The objective of the Plan is to provide long term total return by seeking capital appreciation through investments made primarily in equity mutual funds with some allocation to debt/money market mutual funds and Gold ETFs.

Investment Objective: The objective of the Plan is to provide long term total return by seeking capital appreciation and income through investments made in a basket of equity mutualfunds,debt/moneymarketmutualfundsandGoldETFs.

(An open-ended Fund-of-Funds Scheme)



29

Annexure for returns of all the schemes (as on 31st October 2017)

Scheme Name 1 YearCAGR (%)

3 YearsCAGR (%)

5 YearsCAGR (%)

Since Inception CAGR (%)

Date of Inception

FUNDS MANAGED BY MR. DHIMANT SHAH (TOTAL SCHEMES MANAGED : 3 SCHEMES)Principal Emerging Bluechip Fund 29.91 22.13 28.60 30.47

12-11-2008Nifty Free Float Midcap 100 23.38 18.23 20.31 20.55Principal Large Cap Fund 17.81 10.68 16.18 16.27

11-11-2005S&P BSE 100 20.55 8.72 13.89 12.63Principal Dividend Yield Fund 28.64 13.76 16.49 13.49

15-10-2004Nifty Dividend Opportunities 50 19.72 6.28 9.91 NA

FUNDS MANAGED BY MR. P.V.K. MOHAN (TOTAL SCHEMES MANAGED : 6 SCHEMES)Principal Growth Fund 30.28 16.69 22.74 17.05

25-10-2000S&P BSE 200 20.77 10.20 14.81 15.20Principal Tax Savings Fund 29.95 16.60 22.71 17.47

31-03-1996S&P BSE 200 20.77 10.20 14.81 12.67Principal Personal Tax Saver Fund 18.71 10.95 16.45 20.86

31-03-1996S&P BSE 100 20.55 8.72 13.89 12.19Principal SMART Equity Fund 8.58 6.93 12.54 10.27

16-12-2010CRISIL Balanced Fund - Aggressive Index 15.18 8.56 11.89 8.85Principal Balanced Fund 26.64 15.63 18.70 12.00

14-01-2000CRISIL Balanced Fund - Aggressive Index 15.18 8.56 11.89 NAPrincipal Equity Savings Fund 9.59 8.17 7.77 8.31

23-05-200230%Nifty50+70%CrisilLiquidFundIndex 10.54 7.54 9.60 9.59

FUNDS MANAGED BY MR. PANKAJ JAIN (TOTAL SCHEMES MANAGED : 4 SCHEMES)Principal Cash Management Fund 6.78 7.73 8.29 7.59

30-08-2004CRISIL Liquid Fund Index 6.71 7.57 8.17 7.14Principal Low Duration Fund 7.57 8.22 8.44 7.84

14-09-2004CRISIL Liquid Fund Index 6.71 7.57 8.17 7.15Principal Debt Savings Fund 5.82 7.76 7.79 8.12

30-12-2003CRISIL Short Term Bond Fund Index 7.28 8.68 8.87 7.31Principal Money Manager Fund 6.50 7.89 8.57 6.80

28-12-2007CRISIL Liquid Fund Index 6.71 7.57 8.17 7.58

FUNDS MANAGED BY MR. GURVINDER SINGH WASAN (TOTAL SCHEME MANAGED : 1 SCHEME)Principal Short Term Income Fund 7.03 8.39 8.49 7.87

09-05-2003CRISIL Short Term Bond Fund Index 7.28 8.68 8.87 7.25

FUNDS MANAGED BY MR. RAJAT JAIN (TOTAL SCHEMES MANAGED : 6 SCHEMES)Principal Index Fund - Nifty 19.71 7.74 13.33 11.38

27-07-1999Nifty 50 19.47 7.48 12.95 11.97Principal Arbitrage Fund 4.85 NA NA 5.43

21-04-2016CRISIL Liquid Fund Index 6.71 NA NA 6.94Principal Global Opportunities Fund 23.45 7.39 6.84 7.91

29-03-2004MSCIWorldIndex 16.45 7.87 13.44 7.97Principal Asset Allocation Fund-of-Funds (Conservative Plan) 8.88 NA NA 9.82

14-12-201515%Nifty50+85%CRISILShortTerm Bond Fund Index 9.11 NA NA 9.84

Principal Asset Allocation Fund-of-Funds (Aggressive Plan) 17.16 NA NA 17.16


Principal Asset Allocation Fund-of-Funds (Moderate Plan) 12.24 NA NA 11.93


FUNDS MANAGED BY MS. BEKXY KURIAKOSE (TOTAL SCHEMES MANAGED : 3 SCHEMES)Principal Balanced Fund 26.64 15.63 18.70 12.00

14-01-2000CRISIL Balanced Fund - Aggressive Index 15.18 8.56 11.89 NAPrincipal Dynamic Bond Fund 6.40 9.24 8.58 7.70

09-05-2003CRISIL Composite Bond Fund Index 7.17 9.92 9.25 6.81Principal Credit Opportunities Fund 7.84 8.58 8.43 7.70

14-09-2004CRISIL Liquid Fund Index 6.71 7.57 8.17 7.15Principal Arbitrage Fund was launched on 21st Apr 2016 and is yet to complete 3 years & 5 years of performance.PrincipalAssetAllocationFund-of-Funds(ConservativePlan,AggressivePlan&ModeratePlan)waslaunchedon14thDec2015andisyettocomplete3years&5yearsofperformance.Different plans shall have a different expense structure. The performance details provided herein are of Regular Plan - Growth option. Past performance may or may not be sustained in future. Returns(in%)arecalculatedonCompoundedAnnualisedBasis(CAGR). Performanceofthedividendoptionfortheinvestorswouldbenetofdividenddistributiontax,asapplicable.Mr.DhimantShahmanagesPrincipalEmergingBluechipFund(w.e.f.June2011),PrincipalLargeCapFund(w.e.f.July2017)andPrincipalDividendYieldFund(w.e.f.December2011)Mr.P.V.K.MohanmanagesPrincipalGrowthFund(w.e.f.September2010),PrincipalTaxSavingsFund(w.e.f.September2010),PrincipalPersonalTaxSaverFund(w.e.f.July2017),PrincipalSMARTEquityFund(w.e.f.July2017),PrincipalBalancedFund(w.e.f.May2010)andPrincipalEquitySavingsFund(w.e.f.June2016)Mr.PankajJainmanagesPrincipalCashManagementFund(w.e.f.January2012),PrincipalLowDurationFund(w.e.f.January2012),PrincipalDebtSavingsFund(w.e.f.January2012)andPrincipalMoneyManagerFund(w.e.f.January2012)Mr.GurvinderSinghWasanmanagesPrincipalShortTermIncomeFund(w.e.f.April2011)Mr.RajatJainmanagesPrincipalIndexFund-Nifty(w.e.f.August2015),PrincipalArbitrageFund(w.e.f.April2016),PrincipalGlobalOpportunitiesFund(w.e.f.March2004)andPrincipalAsset Allocation Fund-of-Funds (Conservative Plan-Aggressive Plan-Moderate Plan) (w.e.f. December 2015)Ms.BekxyKuriakosemanagesPrincipalBalancedFund(w.e.f.Mar2016),PrincipalDynamicBondFund(w.e.f.January2013)andPrincipalCreditOpportunitiesFund(w.e.f.January2013)

30

Official Point of Acceptance (OPA) / Investor Service Centres (ISC)

Principal Pnb Asset Management Company Private Limited - OPA & ISC:

• Mumbai:ExchangePlaza,‘B’wing,GroundFloor,NSEBuilding,BandraKurlaComplex,Bandra(East),Mumbai-400051

• New Delhi:A-121,12thFloor,HimalayaHouse,23K.G.Marg,NewDelhi-110001.

Principal Pnb Asset Management Company Private Limited - ISC:

• Ahmedabad:301,3rdFloor,AmarnathBusinessCentre-2,St.XaviersCollegeCorner,Off.C.G.Road,Navrangpura,Ahmedabad-380009.

• Bengaluru:Level1,TowerB,TheMillenia,1&2MurphyRoad,Ulsoor,Bengaluru-560008

• Chandigarh:OfficeNo.435,Level4,Tower-A,GodrejEternia,PlotNo.70,IndustrialArea1,Chandigarh-160002

• Chennai:“AmaraSri”,OldNo.313,NewNo.455,BlockNo.75,7thFloor,AnnaSalai,Teynampet,Chennai-600018

• Hyderabad:OfficeNo.314,3rdFloor,Belvedere,RajBhavanRoad,Somajiguda,Hyderabad-500082

• Jaipur:OfficeNo.445,4thFloor,GanpatiPlaza,M.I.Road,Jaipur-302005

• Kolkata:TheLegacy,1stFloor,25-A,ShakespeareSarani,Kolkata-700016

• Lucknow:406,4thFloor,RegusBusinessCentre,HalwasiyaCourt,Hazratganj,Lucknow-226001.

• Pune:TheSenateBusinessCenter,100ftRiverside,D.P.Road,VartakBaug,Erandwane,Pune-411052.

Name, Address and Website of Registrar:

Karvy Computershare Pvt. Ltd. (Unit: Principal Mutual Fund),

KarvySeleniumTowerB,Plotnumber31&32,FinancialDistrict,Nanakramguda,SerilingampallyMandal|Hyderabad–500032.Telangana,India •www.karvycomputershare.com

Foranyenquiriesand/orqueries,investorsareadvisedtoaddressasuitablecommunicationtoAMCat:

Points of Service (“POS”) of MF UTILITIES INDIA PRIVATE LIMITED (“MFUI”) as Official Point of Acceptance:

The Online Transaction Portal of MF Utility is www.mfuonline.com and the list of POS of MFUI is published on the website of MFUI at www.mfuindia.com,asupdatedfromtimetotime.

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