private mortgage banking-there is a difference
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Dedicated To Serving Your Affluent Clients’ Needs
Kim GustafsonMarch 24, 2010
P R I V A T E M O R T G A G E B A N K I N G
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Wells Fargo Home Mortgage
Wells Fargo Home Mortgage is proud to carry on a history of service and heritage of trust, providing funding for one out of every fourteen homes financed in America — offering consistency, stability and service quality that extends value over a lifetime.
1. Based on 2007 yearend MarkeTrac data.
A leading retail mortgage lender
A leading provider of jumbo lending
The nation’s #1 new construction lender1 since 1999
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Private Mortgage Banking
Wells Fargo Private Mortgage Banking (PMB) has a 15 year history of exceptional quality and customer service — providing affluent clientele with wealth management strategies in home financing.
A leading provider of jumbo loans
– Jumbo loan amounts for primary residences, second homes and vacation homes
– Flexible credit guidelines for homebuyers and homeowners who have complex income and asset situations
Partnership with Wealth Management Group provides ability to offer unique financing solutions tailed to your clients overall wealth management goals
Exceptional customer service
– PMB Banker is your single point of contact throughout the entire loan process
– Consistently score 90%+ customer satisfaction on customer surveys2
2. Based on PMB historical financial reporting of all 5’s and Yes to Question 2 on returned customer surveys
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Private Mortgage Banking – There is a Difference
High Touch Customer Service– The Private Mortgage Banker is your single point of contact, empowered to underwrite the loan
and manage the loan transaction from application through closing
– PMB Bankers attend local document signings– Private Mortgage Banker Web Sites with information specific to the affluent clientele– A dedicated Customer Service line for clients who have closed on their mortgages: 1-800-PMB-ONLY
Unique Products– Financing to $6 million with higher loan amounts available4
– Cash-out refinance up to $3 million
– Financing for self-employed borrowers and those with unique income situations
– Long-term interest rate locks (up to 1 year)
– New construction financing
– Relationship Pricing
– Portfolio held loans
– FHA financing
4. Subject to credit qualifications.
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Private Mortgage Banking – There is a Difference
Your Private Mortgage Banker is your Single Source® liaison to a full complement of financial solutions:
5. Wells Fargo Wealth Management Group provides financial products and services through various affiliates of Wells Fargo & Company, including Wells Fargo Investments, LLC (Member SIPC).
6. Investment and Insurance Products: Are not insured by FDIC or any other federal government agency. Are not deposits of or guaranteed by the Bank or any Bank affiliate. May lose value.
7. Insurance products are available through Wells Fargo Insurance, Inc. (California license #0831603) or licensed affiliates 8. Home equity loans and lines of credit are available through Wells Fargo Home Equity Group, a division of Wells Fargo Bank, N.A.,
Equal Housing Lender.9. Must be age 62 or older. Call for more detailed program information.
Wealth Management Group5
Trust Management Business Banking Commercial Banking Investments6
Home Equity Loans and Lines of Credit8
Insurance Services6,7
New Construction Home Financing Renovation Financing Reverse Mortgages9
Relocation Services
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Your Partnership with Private Mortgage Banking
As a Partner with the Private Mortgage Banking Team, you enjoy– working with a high caliber team of trusted professionals
– the satisfaction of top quality performance and service
– a full array of financial services available to your client base
– the right resources, tools and processes to serve your affluent clientele
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Contact Information
Together, let’s provide flexible solutions that advance your clients’ financial goals and your reputation for value-added service.
Contact me to tailor flexible home financing solutions that complement your clients’ wealth-building strategies.
Kim GustafsonPrivate Mortgage Banker1445 Ross Ave, 44th Floor Dallas, TX 75202Phone: (214) 721-8205Cell: (512) 947-3615Fax: (866) [email protected] www.dallaspmb.com
Wells Fargo Home Mortgage is a division of Wells Fargo Bank, N.A. © 2008 Wells Fargo Bank, N.A. All rights reserved. #103472 2/09
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My Experience
8 Years in the Financial Industry Past experience includes branch management and wealth management Construction Perm Certified Relocation Lending VA certified TX Cash-Out Certified 95% Customer Satisfaction Year to Date B.S. in Corporate Communications- University of Texas Completion of the University of Texas Certified Financial Planner program Past ambassador of Austin Chamber of Commerce, Children’s Medical Center
Children’s Trust Member, Mother of two pre-schoolers