protect your boundaries - “deciphering the legal description” · 2018. 12. 4. · how to...
TRANSCRIPT
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Chris Kamarianakis Executive Director,
Protect Your Boundaries Inc.
Understand LandTM Seminar Series for Real Estate Professionals
Seminar # 6
“Deciphering the Legal Description”
Chris Kamarianakis Executive Director, Protect Your Boundaries Inc.
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PCL 11-3, SEC 65M2961 ; PT BLK 11, PL 65M2961 , PART 7 & 8 , 65R18107 , S/T PT 8, 65R18107 IN FAVOUR OF PT BLK 11, PL 65M2961, PTS 9, 10 & 11, 65R18107 AS IN LT1077992 ; T/W PT BLK 11, PL 65M2961, PT 9, 65R18107 AS IN LT1077992 ; S/T LT1081784 ; MARKHAM
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Today’s Program
✔ What is a Legal Description?
✔ How do we read it?
✔ Understanding the Legal Description.
✔ Why is this useful and how do you use it?
✔ Why you need to know this?
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What is aLegal
Description?
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What is a Legal Description?
Definition: Legal Description
“A written land description which delineates a specific piece of real property.”
- Used as the property identifier in all matters to do with the conveyance of real property.
- Not an address, not a GPS location.
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Where do we see a Legal Description?
References to the Legal Description
- Deed;- Parcel Register;- Other conveyance documents;- Survey Plans;- Agreement of Purchase and Sale;- Property Tax Assessment.
It’s the universal identifier of your property used by all stakeholders who manage land and real property.
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Reading a Legal Description
How do we read it?
PT(S) – Part(s)LT – LotBLK - BlockPL – Plan
PCL – ParcelSEC – Section
LT – LotCON – Concession
RT – Right of WayROW – Right of WayS/T – Subject ToT/W – Together With
TWP - Township
LT 146 PL 8330 MARKHAM ; MARKHAM
PT LT 30 BLK A PL 18 MARKHAM AS IN MA109023 ; MARKHAM
PCL 22-1, SEC 65M2770 ; LT 22, PL 65M2770 , S/T LT886455 ; MARKHAM
LOT 22, PLAN 65M3607, MARKHAM; S/T RT FOR 7 YRS FROM 2003/06/20 IN YR3 15903
LOT 100, PLAN 65M3830, MARKHAM. S/T EASEMENT FOR ENTRY IN YR716767.
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Reading a Legal Description
How do we read it?
PT(S) – Part(s)LT – LotBLK - BlockPL – Plan
PCL – ParcelSEC – Section
LT – LotCON – Concession
ROW – Right of WayS/T – Subject ToT/W – Together With
TWP - Township
1STLY; PT BLK 68, PL 65M2630, PTS 6 & 9, PL 65R21442, 2NDLY; PT BLK 76, PL 65M2849, PTS 7 & 8, PL 65R21442, MARKHAM. S/T ROW IN FAVOUR OF PT BLK 76, PL 65M2849, PTS 11 & 12, PL 65R21442 & PT BLK 68, PL 65M2630, PTS 10 & 13, PL 65R21442 OVER PT BLK 76, PL 65M2849, PT 8, PL 65R21442, AS IN LT1382559. S/T ROW IN FAVOUR OF PT BLK 76, PL 65M2849, PTS 11 & 12, PL 65R21442 & PT BLK 68, PL 65M2630, PTS 10 & 13, PL 65R21442, OVER PT BLK 68, PL 65M2630, PT 9, PL 65R21442, AS IN LT1382559. T/W ROW OVER PT BLK 76, PL 65M2849, PT 12, PL 65R21442, AS IN LT1382559. T/W ROW OVER PT BLK 68, PL 65M2630, PT 13, PL 65R21442, AS IN LT1382559.
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Dissectinga legal
description
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Dissecting a Legal Description
The Three Parts of a Legal Description
LT 25, PL 3936 , S/T EB133974 ; ETOBICOKE , CITY OF TORONTO
PLAN (LOCATION)REFERENCE
ENCUMBERANCES(EASEMENTS)
MUNICIPALITY/REGISTRY OFFICE
;,
PCL 38-1, SEC M1498 ; LT 38, PL M1498 ; MARKHAM
PCL 22-1, SEC 65M2770 ; LT 22, PL 65M2770 , S/T LT886455 ; MARKHAM
LOT 22, PLAN 65M3607; S/T RT FOR 7 YRS FROM 2003/06/20 IN YR3 15903; MARKHAM
PCL 48-3, SEC 65M2056 ; PT LT 48, PL 65M2056 , PART 21 & 22 , 65R5908 ; S/T PT 22, 65R5908, IN FAVOUR OF PTS 23 & 24, 65R5908 AS IN LT126980 ; T/W PT LT 48, PL
65M2056, PT 23, 65R5908 AS IN LT126980 ; S/T LT99956 ; MARKHAM
1 2 3
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Understanding the Legal Description
Locational Component
• Three “eras” of land naming systems: • Original Townships,
Concessions and Lots (old).• Parcels within Sections (less
old).• Lots and Blocks within Plans
(present).• More than one reference often
shown in overlapping eras.• “Where is a property on the most
current official fabric?”• The Subdivision Plan erases and re-
writes the fabric.
PCL 38-1, SEC M1498 ; LT 38, PL M1498 ; MARKHAM
GEOGRAPHIC TOWNSHIP PLANLOTS & CONCESSIONS
SECTION & PARCELS
PLAN OF SUBDIVISION
PART OF PLAN
LOT
TORONTO
SEC M1245
PL M1245
PART 2
LOT 14
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Understanding the Legal Description
Encumbrance Component
• The Legal Description includes easements affecting the property;
• S/T – Other land has rights over this property.
• T/W – This property has rights over another.
• S/T & T/W – shared/mutual driveway.• Details of the easement are in the
“instrument”.• Follow the instrument trail to get the
full view.
LT 25, PL 3936 , S/T EB133974 ; ETOBICOKE , CITY OF TORONTO
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Why do I care?
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The importance of Legal Descriptions
Why Legal Descriptions are Important to You
• Your first clue as to easements and encumbrances.• Help your client avoid unnecessary risk:
• Seller – trailing liabilities due to misrepresentation/lack of disclosure.• Buyer – avoid the “lemon” which doesn’t allow buyer to fulfill their desired
use of land.
EasementDocs
Parcel Register
InstrumentsSurvey Plan
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Easement Documentation
Parcel Register
PARCEL REGISTER (ABBREVIATED) FOR PROPERTY IDENTIFIER
LAND PAGE 1 OF 1
REGISTRY PREPARED FOR Patel123
OFFICE #66 10528−0087 (LT) ON 2015/11/09 AT 12:20:14
* CERTIFIED IN ACCORDANCE WITH THE LAND TITLES ACT * SUBJECT TO RESERVATIONS IN CROWN GRANT *
PROPERTY DESCRIPTION: PT LT 22 PL 878 TWP OF YORK AS IN CA294772,S/T & T/W CA294772; TORONTO (YORK) , CITY OF TORONTO
PROPERTY REMARKS:
ESTATE/QUALIFIER: RECENTLY: PIN CREATION DATE:
FEE SIMPLE
LT CONVERSION QUALIFIED
FIRST CONVERSION FROM BOOK 2001/10/22
OWNERS’ NAMES CAPACITY SHARE
PRINCE, ROJEAN VANESSA ROWN
REG. NUM.
DATE
INSTRUMENT TYPE
AMOUNT
PARTIES FROM
PARTIES TO
CERT/
CHKD
** PRINTOUT INCLUDES ALL DOCUMENT TYPES (DELETED INSTRUMENTS NOT INCLUDED) **
**SUBJECT, ON FIRST REGISTRATION UNDER THE LAND TITLES ACT, TO:
** SUBSECTION 44(1) OF THE LAND TITLES ACT, EXCEPT PARAGRAPH 11, PARAGRAPH 14, PROVINCIAL SUCCESSION DUTIES *
** AND ESCHEATS OR FORFEITURE TO THE CROWN.
** THE RIGHTS OF ANY PERSON WHO WOULD, BUT FOR THE LAND TITLES ACT, BE ENTITLED TO THE LAND OR ANY PART OF
** IT THROUGH LENGTH OF ADVERSE POSSESSION, PRESCRIPTION, MISDESCRIPTION OR BOUNDARIES SETTLED BY
** CONVENTION.
** ANY LEASE TO WHICH THE SUBSECTION 70(2) OF THE REGISTRY ACT APPLIES.
**DATE OF CONVERSION TO LAND TITLES: 2001/10/22 **
AT2856210 2011/10/31 TRANSFER $2 KELLY, BRENDAN RICHARD PRINCE, ROJEAN VANESSA C
PRINCE−KELLY, ROJEAN VANESSA
AT3992168 2015/08/27 CHARGE $500,000 PRINCE, ROJEAN VANESSA STREET CAPITAL FINANCIAL CORPORATION C
NOTE: ADJOINING PROPERTIES SHOULD BE INVESTIGATED TO ASCERTAIN DESCRIPTIVE INCONSISTENCIES, IF ANY, WITH DESCRIPTION REPRESENTED FOR THIS PROPERTY.
NOTE: ENSURE THAT YOUR PRINTOUT STATES THE TOTAL NUMBER OF PAGES AND THAT YOU HAVE PICKED THEM ALL UP.
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Easement Terminology
Deed / Instrument
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Easement Documentation
Survey Plan
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Realtor Best Practices
How to Protect Yourself and Your Client
Selling Side Examine the Legal Description for easements. Buy the Parcel Register and Instruments – what is the
nature and extent of the easements? Examine them on the survey plan and “on the ground”.
Is the land being used the way it is supposed to be? Decide what to disclose or have “cleaned up”.
Buying Side Investigate easements in Legal Description as above. Insert a condition on the offer “on satisfactory
boundary inspection”. Discuss with surveyor if you suspect issues.
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Chris Kamarianakis Executive Director,
Protect Your Boundaries Inc.
Blog for Realtors: www.BoundaryBoss.com
Twitter: @BoundaryBoss
Chris Kamarianakis Executive Director, Protect Your Boundaries Inc.
http://www.boundaryboss.com
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Thank You!