qnups

QNUPS Pensions

An Offshore Pension Offering High Net Worth UK Residents or UK Expatriates Tax Efficient Pension Planning.

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QNUPS Pension Scheme BenefitsQNUPS Pension Scheme Benefits

What are the Benefits of transferring assets into a QNUPS?

No Upper Limit On Contributions

Investment potential irrespective of age

You can continue to invest after retirement

Available to UK resident/domicile and non-resident members

Proceeds are paid out gross

Greater flexibility when paying into the scheme compared with UK pensions

While a QNUPS can be structured to reduce tax burden, especially inheritance tax burden, it is a Pension Plan and not a tax avoidance scheme.

Global Financial Expertise Wherever You Are www.prycewarner.com

QNUPSQNUPS

Qualified Non-UK Pension Scheme

Introduced on the 15th of February 2010, QNUPS take advantage of changes introduced by statutory Instrument No.51

If a QNUPS is used as a legitimate Pension Scheme no UK based Inheritance Tax will be owed. Inheritance Tax in your country of residence may still apply.

Available to those who are U.K. domiciled (whether U.K. resident or not) as well as British Expats throughout the world

Significantly Reduced Tax Burden, particularly vis a vis Inheritance Tax

Ensure that your pension plan assets pass to your beneficiaries of your choice


Principal Benefits of QNUPS

No limit on contributions into the scheme

Excellent retirement planning structure

No requirement to buy an annuity

Assets held in plan grow free of taxation

Upon death your chosen beneficiaries will receive the assets from the QNUPS

You do not need to receive an income directly from employment to allow you to make a contribution

Assets that can be transferred include; residential or commercial property, works of art, cash, cars, equity investments and shares, horses


Inheritance Tax: Depending on your country of residence, inheritance tax liability can be greatly reduced and in some cases eliminated entirely

Investments: Investment opportunities in a wide range of asset classes. Our QNUPS can provide access to bespoke commercial property opportunities.

Estate Planning: Our QNUPS can be used to transfer benefits tax-efficiently to your beneficiaries.

Fees: Transparent and cost efficient fee structure

Regulation: Our Guernsey QNUPS is fully approved and complies with the Guernsey Financial Services Commission, which is the regulatory body for the financial sector in Guernsey

Additional Benefits


Why Pryce Warner International Group?

More than 40 Years of Experience In Dealing with the Needs of Expats Throughout the World

Each Client has a Personal Account Representative

Greater Control over Their Investment Management

Greater Breadth of Investment Opportunities

Increased Estate Planning Opportunities

Transparent Costs

Clear & Concise Investment Reporting

24/7 Web Access to Accounts


Investment Options

Our Clients have a wide range of investment options available to them and in order to ensure these are fully taken advantage of, we offer a Professional Review & Advice service.

Particular attention will be paid to your withdrawal requirements & the currencies required.

All our portfolios are Multi-Currency and Globally Diversified.

Freedom to manage the assets within the plan in accordance with ever-changing financial situations.

Direct access to your own pension plan advisor


Our Fund Performances as at 31st December 2013


Performances are Shown in %Annual Compound Rates of Growth

See next slide for relevant fund details

Pryce Warner lnternational Growth PortfolioThis Portfolio is a Multi-Currency Globally Diversified Equity Portfolio providing comprehensive access to markets around the world & provides a suitable structure for investors requiring regular income provision.

Pryce Warner lnternational Growth & lncome PortfolioThis Portfolio is a Multi-Currenry Globally Diversified Equity Portfolio providing comprehensive access to markets around the world whilst at the same time providing added focus for the regular income needs of investors.

Pryce Warner lnternational Bond & lncome PortfolioThis Portfolio is a Multi-Currency Globally Diversified Portfolio providing comprehensive access to Bond & lncome Producing lnvestments around the world whilst at the same time providing for the regular income needs of investors.

Pryce Warner lnternational Property & lncome PortfolioThis Portfolio is a Multi-Currency Globally Diversified Property Portfolio providing comprehensive access to property markets around the world. The portfolio allows complete liquidity whilst at the same time accessing & investing in the global property markets in a diversified & balanced manner.


Pryce Warner International Group QNUPS Reporting Requirements to HMRC

There are no reporting requirements to HMRC when setting up a QNUPS.

QNUPS are available in non-UK jurisdictions where the pension arrangement offered meets the HMRC criteria for being a QNUPS. Guernsey is one such jurisdiction and is also an internationally recognised centre of excellence for the management and administration of pension arrangements.

Guernsey, with its close proximity to the UK, in-depth understanding of UK pension legislation and its high percentage of qualified financial professionals is an ideal location for QNUPS.


Application Process

Complete a Pryce Warner International Group QNUPS application form

We Will Review the Assets you Propose putting into the QNUPS

PWI Produces a Written Proposal stating costs involved

Proposal is Discussed with the Prospective Client

Client Submits Copy of Passport & Proof of Address

Client receives all Transfer Documentation for Completion and Submission to PWI

Assets are Transferred into the QNUPS Plan

Clients can then view their Accounts online 24/7 &/or receive quarterly reports


QNUPS Transfer Process

Benefits transferred in cash or in-species

Assets that can be transferred include; residential or commercial property, works of art, cash, cars, equity investments and shares.


QNUPS Fees

Initial Set up Fee £1250 (min)Initial Fees are one-off, in advance and include obtaining due diligence in accordance with our regulatory requirements, preparation and completion of all necessary documentation for the trustees and previous administrator, monitoring the application process and liaising with your advisor.

Annual Trustee Administration Fee £1250 (min)The Trustee administration is charged annually in advance for the provision of services. These fees do not apply to specialised investment assets or where they are held with an offshore company (e.g. property and private equity). Fees will be in accordance with the Pryce Warner International Group Limited fee schedule in place at the time. Any additional professional work requested by the Member will be quoted for in advance. These fees will be calculated by reference to the time involved, complexity and the specific requirements of the work required.


In summary…

We are an INDEPENDENT Consultancy Group with over 40 YEARS experience

We have a PROVEN TRACK RECORD

We work with the WORLD’S BEST INVESTMENT MANAGERS

We provide a PERSONAL SERVICE for our clients

24/7 Online Access to Accounts

We are Happy to Provide Existing Client Testimonials to New Clients

ARE YOU ON THE RIGHT TRACK FOR YOUR FINANCIAL FREEDOM & INDEPENDENCE?


QNUPS Pensions

International Pension Planning Division

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