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S.B.I. Pensioners' Association (Mumbai Circle), PuneAmravati Zonal Sub-Centre

2nd Annual General Meeting & Pensioners’ Meet 2014-15

N O T I C E

The Managing Committee of Amravati Zonal Sub-Centre has decided to hold the SecondAnnual General Meeting of our Associations’ Amravati Zonal Sub-Centre on Friday, the 17th April2015 at 10.15 a.m. at Dr.Joshi Hall, Jog Chowk, (Opp. SBI, Amravati Br.), Amravati – 444601 totransact the following business. Hon’ble Shri.Parthasarathi Patra, Dy. General Manager (Business &Operations) State Bank India, Zone II, Zonal Office, Nagpur will be the Chief Guest. Bank's Pensioners’Meet will also be held at the same venue.

AGENDA

1. To condole the death of our Pensioner members/Associate Members/Family Pensionermembers whose names will be read out at the time of AGM.

2. To read, discuss and confirm the minutes of the 1st AGM held on the 14th March 2014.

3. To honour the Senior members who have completed / will complete 75 years of agebetween the period from 15-03-2014 to 17-04-2015. The separate letters are beingsent to the individual members who will be felicitated in this AGM.

4. Managing Committee’s Report for the year 2014 to be read, discussed and adopted.

5. Speech of the Chief Guest.

6. Speech of the President.

7. Any other business with the permission of the Chair.

8. Vote of Thanks & thereafter Lunch.

D.B. Khobragade Zoanl Secretary

Note :1. If there is no quorum then the meeting will be adjourned for half an hour and the adjourned

meeting will be held on the same day & at the same venue and the business on the Agenda ofthe meeting will be transacted for which no quorum is necessary.

2. Please inform other members, known to you, about this meeting.

3. The Meeting of the Bank’s Pensioners arranged by the Bank on the 17th April 2015 will beconducted at the same venue.

4. Members, Family Pensioners & Associate members from Amravati, Akola, Buldana, Washim& Yavatmal districts are part of Amravati Zonal Sub-Centre. They are requested to participatein the meeting.

5. Snacks & Tea will be served at the venue from 9.15 a.m. – Secretary.

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Structured Meeting with Corporate Centre officials held on 22nd January 2015The Structured Meeting was held on 22nd January 2015 at SBI Staff College, Hyderabad with

our Federation office-bearers and the representatives of all the Circle Pensioners' Associations & theofficials of Corporate Centre. After introductory speeches of Shri.Ashwini Mehra, Dy.Managing Director& CDO, Corporate Centre, Shri.Shailesh Verma, CGM (HR), C.O. and the Federation PresidentShri.B.K.Ghose and General Secretary Shri.PPS Murthy the meeting started as per agenda of themeeting. The deliberations were held on various issues regarding pension issues, REMB issues etc.which are given as under.1) Ceiling on pension at 50% of Pay without any fixed monetary ceilings :

Our Suggestion - Our Pension issues need to be resolved as per our appeal made in our letterof 4-12-2014 to the Chairman, DMD and CDO and Secretary, Financial Services with only oneceiling at 50% of the average of last 12 months'pay drawn with priority for immediate revision ofour pension on seventh Bipartite pay sacles.Bank's Response - This issue has been placed before the GOI on several occasions, highlightingthe points and the need for alignment of pension as per corresponding Bipartite settlements. TheDMD & CDO and DGM (PM) have met the officials of the Finance Ministry on 20-01-2015 anddiscussed with them for removing some of the anomalies in respect of pension on 5th to 8thBipartite Wage Scales. Based on the discussions, proposals are being submitted to theGovernment. Pension at 50% of last drawn salary with one ceiling is sub-judice.

2) Minimum Pension :Our Suggestion - The minimum pension as stipulated in our pension fund rules is Rs.300/- only.Action has not been taken by our Bank as per our request made in the last structured meetingheld on 28-01-2014. The revision of minimum pension as recommemded by our Bank in para 4of its proposal of CDO/PM/16/SPL/29 dated 19-04-2006 sent to the Spl. Secretary, Governmentof India, Ministry of Finance and also as provided in the Ninth Bipartite wage and pension settlementshould be made. Minimum Pension needs to be revised as applicable to the respective payscales in force and our Pension Fund Regulations need to be amended accordingly.Bank's Response - The pensioners are not affected by this stipulation, as the pension paid ontheir last drawn salary is well above Rs.300/-.

3) 100% Neutralization of D.R to pre 1-1 1-2002 pensioners :Our Suggestion - Our Bank needs to take up with the Government for providing 100% D.R.neutralization to pre 1-11-2002 pensioners without awaiting the decision by IBA, as the IBAsettlement on pension is not applicable to our Scheme. In case if our Bank is required to follow theprovisions of the IBA Bipartite Settlements on pension, our Bank should have arranged for therevision of pension on Seventh Bipatite Pay Scales as per the relative provisions of the Eighthand Ninth Bipartite Settlements.Bank's Response - This issue is examined by the Government of India. Certain details called forby the Government have been furnished by the Bank. This matter being pursued by our Bank isindependent of the proposal under consideration by I.B.A.

4) Improvement in family pension :(a) Our Suggestion - Our family pension needs to be paid at 30% of pay uniformly to all on the

same basis as paid by RBI. Our pension scheme being independent of the pension schemes

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March 2015 E SAMVADRs.5,930/- stipulated on family pension on ninth bipartite pay scales reduces this pension to7.9% of the maximum pay of Rs.75,000/- paid by our Bank. This needs to be revised suitablyon the basis of at least the ceiling sipulated on the family pension by RBI.Bank's Response - Family Pension is being paid by our Bank on the same basis applicable toNationalized Banks, as approved by its Central Board at its meeting held on 29-12-2007. TheGovernment has approved the payment of family pension only on this basis. This pensionstructure cannot be changed without the prior approval of the Government.(As the maximum pay paid by our Bank is Rs.75,000/- as against Rs.58,000/- by theNationalized Banks, a request was made by us for the revision of the ceiling ofRs.5,930/- to Rs.24,495/-, the ceiling stipulated by RBI)

(b) Our Suggestion - Children with handicap occurred after retirement need to be made eligiblefor family pension, as in the case of children with handicap before retirement.Bank's Response - Our Pension Scheme does not provide for family pension to children, if the

handicap occurs after retirement.(c) Our Suggestion - Our family pension scheme is presently provided under administrative

instructions of our Bank and is not covered by our Pension Fund Rules. But for any amendmentsmade in our family pension scheme, our Bank continues to seek the sanction of the Government,as required for making any amendments to our Pension Fund Rules under Section 50 (2) (o) ofSBI Act 1955. The question of bringing our family pension scheme under our Pension FundRegulations with statutory protection may be examined by our Bank.Bank's Response - Section 23(7) of SBI Pension Fund Regulations 2014 covers our FamilyPension Scheme.

5) Updation of pension and improvement in pension of pensioners aged 80 and above :(a) Our Suggestion - The updation of our pension revised on the basis of salary in force to the past

pensioners is absolutely essential for meeting the increasing needs of the aged pensioners,as pension is only a deferred wage for the past services rendered by them during their workingand youthful age. A suitable and sustainable scheme of updation is therefore required to beworked out by our Bank without delay.Bank's Response - Our Pension Fund Regulations 2014 do not provide for this facility. Theextant pension structure cannot be changed without the prior approval of the Government.

(b) Our Suggestion - The plight of pensioners / family pensioners aged 80 and above, retireddrawing very low Salary scales and meagre retirement benefits is pathetic. They deserve to beshown sympathetic consideration. They deserve to be paid at least on humanitarian groundssome relief in the form of monthly ex-gratia payment pending consideration of updation of ourpension. A favourable decision may be taken by our Bank.Bank's Response - Taking into consideration, the pathetic plight of pensioners aged 80 yearsand above, our request for providing some relief to them as a standalone facility, without linkingto the updation of pension, will be examined by our Bank.

6) Commutation of pension :(a) Our Suggestion - Recovery of the commuted amount is made by CSPPC from the date of

sanction and from the pension paid for the same month of commutation, instead of from thenext month's pension. There are instances, when recoveries have been made even before thereceipt of the commuted amount. The software being used by CSPPC may suitably be modified.

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Bank's Response - The CSPPC Software provides for the payment of commuted value on thedate of payment of monthly pension and for the recovery of the first installment from the pensionfor the same month proportionately.(A request was made by us at this meeting for making recovery towards commutedamount of pension not in the same month of commutation but only from the nextmonth, as was done before above software was used. This request will be examinedby our Bank)

(b) Our Suggestion - In the case of a death of a pensioner within five years from the date of hisretirement, full pension is required to be paid as family pension. At present the commutedamount of pension is being deducted from such pension paid to family pensioner. After thedeath of a pensioner, the recovery of the commuted value should not be made, even if fullpension is paid as family pension for the first five years from the date of retirement of a pensioner.Bank's Response - If the death of a pensioner occurs within five years from the date of retirement,pension is payable to the family pensioner with the same amount of pension paid to thepensioner before his death.(Our suggestion is that the liability towards the commuted amount should getextinguished on the death of a pensioner has not been accepted, if the same pensionreceived by the deceased pensioner is paid to his spouse)

(c) Our Suggestion - The inferior commutation factor stipluted in our pension scheme needs to berevised to the same factor provided by other member Banks of IBA, as the same acturial basiswill also apply to the commutation faciltity of our pension sheme. The deprivation caused to thepensioners of our Bank commuting their pension needs to be removed.Bank's Response - In view of the three retiral benefits provided to us, as against two retiralbenefits in the Nationalized Banks, the revision of the commutation factor was not consideredfavourably by the Government.(A request was made by us to our Bank for taking up this matter again with theGovernment, as the availability of three retiral benefits should not be the reason fordepriving only the pensioners commuting their pension. Further, the commutationfactor has to be arrived at on the same basis for our Pension Scheme and the PensionSchemes of Nationalized Banks)

(7) Pension Regulations of the Industry in respect of e-SBS and e-S.B.Indore :Our Suggestion - Pension to the above pensioners is being paid from the S.B.I Pension Fundmaintained for our Pension Scheme. Bank may examine whether it is in order to use thispension fund to pay pension under a different pension scheme with different rules for thecomputation of pension . We presume that the necessary sanction from the Central Board ofour Bank has been obtained for implementing the Industry Level Pension Regulations to thepensioners retired before the merger of the above Associate Banks and for the payment ofsuch pension from our Pension Fund. Copies of the Pension Regulations passed by the CentralBoard of our Bank for this purpose may be provided to us.Bank's Response - Consequent upon merger of these Associate Banks, e-SBS and e-SBINEmployees' Pension Funds have been merged with our Pension Fund in terms of the provisionsof the merger with due approval of the Central Board of our Bank and all employees in service

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employees of these Banks will get their pension as per their entitlement before merger.(The retired employees before merger are covered by the Industry Level PensionRegulations, which have different formula of computation of pension and differentpension fund rules. A suggestion was therefore made to provide their pension bymaintaining different pension fund.This matter will be examined by our Bank for subsequent mergers, as the merger ofthe pension funds maintained in respect of such pensioners with our Pension Fundhas already taken place)

(8) Issue of Pension Payment Orders on Sixth and Seventh Bipartite Pay scales :Our Suggestion - The Circles are yet to issue Pension Payment Orders with details ofcomputation of pension on Sixth and Seventh Bipartite Pay scales as agreed at the StructuredMeeting held on 28-01-2014. With the staff available at PPFG Departments at LHOs, thiswork is not being taken up. We request for suitable action in this regard by the Bank.Bank's Response - There is a provision for generating the required advices in RBPAS/CSPPCsoftware and copies are sent to pensioners through the pension paying branches. Circleshave been advised to issue the advices for the pension of sixth and seventh bipartite payscales.

(9) Delays in payment of family pension :Our Suggestion - Considerable delays are experienced in the payment of sanctioned familypension to the spouse, after the death of a pensioner and the submission of the death certificate.A window may also be opened for uploading the death certificates by C.M (HR) at Zonal Officesand AGM (PPFG) at LHOs. The proposed changes in the software facilitating payment offamily pension on lodgement of the death certificate are yet to be made.Bank's Response - The software has been modified to record the date of death. The cases ofdelayed payment of family pension have been minimized.(Despite the modification of the software, family pension is delayed in a large numberof cases requiring our intervention.CGM promised to look into this issue)

(10) Uploading of the Life Certificates :

(a) Our Suggestion - For uploading the life certificates, C.M(HR) at Zonal offices and AGM (PPFG)at LHOs may also be authorized in addition to the Branch officials. Digital Life Certificatelinking to the Aadhar Card or biomatric signature can be introduced,as the present systeminvolves manual intervention at two levels at Branches.Bank's Response - There has been substantial improvement this year in uploading andauthentication of the life certificates. Biometric submission is being implemented forGovernment pensioners. This system will also be adopted for the pensioners of our Bank. Bynext year, this would get stabilized.

(b) Our Suggestion - Pensioners may be advised by SMS/e-mail confirming that their life certificateshave been uploaded as also on non-submission of their life certificates to their registeredmobile numbers.Bank's Response - This matter will be examined. This would succeed if all the pensionersrecord their mobile number and e-mail I.Ds in the SBI Pensioners' Portal.

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(11) Forms16 / 16A and and Reconcilation of TDS with NSDL site :Our Suggestion - Forms 16 / 16A may also be sent by e-mail address recorded by thepensioners. Difficulties in reconcilation with the NSDL site of TDS credited by the Branches tothe I.T. Department continue to occur. Branches may be instructed again on the correct andprompt submission of the particulars of TDS remitted by them to I.T. department in their returnson Form 26(AS).Bank's Response - As Form 16 / 16A requires the signature of the issuing authority, it cannotbe sent by e-mail. The pension paying branches have been advised to ensure correctness andprompt submission of particulars.

(12) Reckoning of FPP and PQP for the computation of pension of those retired drawing 8th Bipartite pay scales retired before November 2004 and on 9th Bipartite Pay scales :

Our Suggestion - The above issue has been represented to the Corporate Centre vide ourletter of 3-06-2014.The above two allowances need to be computed as given in the examplesworked out in your Circular Letter CDO/PM/16/SPL /723 dated 08.09.2006.(e-Circular No.CDO/P&HRD/PM/31/2006-07 dated 08.09.2006 and CDO/P&HRD/PM/31/2006-07dated 09.11.2006). This issue may soon be resolved.Bank's Response - The computation of pension by reckoning FPP was made from the effectivedate of 1-11-2004 as per the respective provisions of the Eight Bipartite Settlement. However,considering certain specific cases referred to Corporate Centre, this matter will be examinedafter obtaining the details of such cases from all Circles.

(13) Enhanced gratuity up to Rs.10 lacs to pensioners retired after 1-1-2006 but before the 23-05-2010 :

Our Suggestion - We request our Bank, in the light of the recent judgement of the Kerala HighCourt, to arrange for the payment of enhanced gratuity up to Rs.10 lacs to all the pensionersretired on or after 1-01-2006, taking in to consideration of its earlier proposal submitted to theGovernment for the payment of enhanced gratuity with effect from 1-01-2006 and the provisionsmade for this purpose during the year 2009 and written back in 2010.Bank's Response - Bank pays gratuity under the Payment of Gratuity Act 1972. The Governmentof India has approved enhancement of gratuity ceiling from Rs.3.5 lacs to Rs.10 lacs witheffect from 24-05-2010 vide Ministry of Labour and Employment Gazette Notification dated24-05-2010(S.O.1217 (E). Accordingly, payment of enhanced gratuity is being made with effectfrom 24-05-2010. Bank has made provisions based on expectation of its proposal for thepayment of enhanced gratuity up to Rs.9 lacs. As approval of its proposal has not been accordedby the Government, Bank is not in a position to pay enhanced gratuity with effect from1-01-2006.

(14) MEDICAL FACILITIES :(i) Retired Employees Medical Benefit Scheme -(a) Our Suggestion - The long overdue review of the above scheme has been kept pending receipt

of the actuarial report. We submit that the above scheme, being a welfare one, the agedpensioners of our Bank are in need of our Bank's support to take care of the ever increasingcost of treatment and medicines and a humanitarian approach is necessary. We request ourBank to consider making at least the following minimum improvements necessary for thetreatment of ailments afflicting most of us and extend the necessary support in this regard.

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Bank's Response - The Actuary Report has projected much higher obligations than the presentsize of the corpus. This requirement for building up REMBT Corpus stands in the way of furthermodification in the Scheme.Request was made by us to consider making the much needed modifications requiredas per details furnished herein, treating this facility as a welfare measure. Most of ourhealth problems being faced after retirement are due to occupational hazards. OurBank is therefore obliged to take care of the medical needs of its employees after theirretirement. Improvements in the past has been made by our Bank taking these factorsinto consideration. An appeal was made by us requesting our Bank to extend itssupport for sustaining this Scheme with its periodical contributions and making theimprovements as requested herein.

(b) Our Suggestion - Most of the surviving members of Scheme-1 introduced in 1997 are now veryold and may be admitted to the improved REMBS-II.Bank's Response - As in (a) above.

(c) Our Suggestion - The above scheme needs to include all Gynecologic Diseases, asthma andbronchial disorders, neurological disorders, ENT diseases and removal of kidney stones. Thespecified diseases under Income Tax Rule No.11DD for the purpose of deduction under Section80 DDB of Income Tax Act not included in the approved 20 diseases may also be included aseligible diseases.Bank's Response - As in (a) above.

(d) Our Suggestion - The scheme may provide for domiciliary / hospitalization treatment underalternative system of medicines like Ayurvedha, Siddha, Homoepathy, Acupuncture,Acupressure and Unani. The treatment under the above alternate systems of medicine is beingprovided by government hospitals and by doctors qualified from government recognizedcolleges. For chronic ailments of the aged for which allopathic system does not offer cure, theabove systems do provide cure/relief. Our bank may review its decision taken in this regard.Bank's Response - As in (a) above.The Alternate System of medicines do provide relief for the treatment of chronicdiseases for which the allopathic system also does not offer adequate treatment. Theserving employees are eligible for the medical facility under these systems. A requestwas made for permitting reimbursement of medical expenses under the AlternateSystem of medicines as permitted to the serving employees.

(e) Our Suggestion - This facility needs to be provided to those appointed to serve only up to 58years of age and also all those retired before 60 years taking in to consideration of their servicerendered to the Bank. This facility should not be deprived of on cost consideration. A review ofthe decision of our Bank in this regard deserves to be made.Bank's Response - Any improvement in this Scheme would require increase in the Corpus.Bank will have a relook into the Scheme, keeping in view all aspects.

(f) Our Suggestion - This scheme should provide for the admission of the spouses of the employeeswho die in harness, while in service and die immediately after retirement but before the expiryof three months after the payment of first pension. The extant provisions do not provide for thesubmission of application for admission by the spouse of such diseased employees.Bank's Response - Bank will have a relook into the Scheme, keeping in view all aspects as

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March 2015 E SAMVAD

any improvement.would require increase in the Corpus.(g) Our Suggestion - The Circle Authorities may be vested with powers to admit the members

under this scheme.Bank's Response - As per REMBT Rules, membership to the scheme is ratified by the Trusteesat the Corporate Centre on the recommendation of the Circle Authorities.

(h) Our Suggestion - Advices of payment of bills under the above scheme with details of the amountsnot allowed and the balance available are not being provided. The proposed automation andonline payment is still pending.Bank's Response - The first phase of REMBS automation of 'Online Registration' of newmembers has been rolled out w.e.f.-01-01-2015. The second phase of 'Online Payment ofBills' is scheduled to be rolled out w.e.f. 01-04-2015.

(ii) Dispensaries :(a) Our Suggestion - The norms for establishing new dispensaries need to be revised, in view of

the considerable reduction of the staff even at large branches. New dispensaries to cater tothe needs of the ever increasing number of pensioners settling in the district head quarters arerequired. The number of pensioners living in a centre should therefore be one of the criteria.Bank's Response - The present norm of 100 employees for setting up a dispensary isreasonable and sufficient to take care of the need of our serving and retired employees at thecentre.An appeal was made by us for relaxing the norms fixed before the automation of thebranches. The staff strength at Branches has considerably been reduced. The staffstrength of all the nearby branches and the strength of the pensioners may be takenfor establishing new dispensaries.

(b) Our Suggestion - The appointments of permanent part time doctors are yet to be made withmost of dispensaries running with doctors temporarily appointed on contract basis. In theabsence of permanent doctors, delay occurs in the payment of medical bills. Pharmacists arenot available in most of the dispensaries.Bank's Response - Appointment of 46 permanent part time doctors is under process.Advertisements released and selection process has commenced. 30 new pharmacists havebeen appointed in 2014.

(c) Our Suggestion - The medicines eligible to be provided are not supplied due to the directionsof some of the controlling functionaries. 29 diagnostic tests are not being provided due to thereluctance on meeting the relative expenses. The cost control measures being taken by ourBank should not result in curtailing the supply of the eligible medicines to the pensioners and inproviding the approved medical facilities.Bank's Response - No such instructions have been issued from this office to curtail expenditureon medicines/tests. Specific instance, if any, may be brought to the notice of the CorporateCentre.

(15) (a) Pensioners' Booklet :Our Suggestion - The staff at the operative level is not aware of instructions on the eligiblefacilities and concessions to be provided to the pensioners and family pensioners by our Bank.

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March 2015 E SAMVAD

A book-let incorporating the facilities including loan facilities and concessions provided by ourBank to the pensioners/family pensioners of our Bank for circulation to the staff at the operatinglevels and pensioners may be brought out by our Bank.Bank's Response - A comprehensive Pensioners' Booklet namely "KNOW YOURSUPERANNAUATION BENEFITS" has been prepared for circulation and this will be madeavailable in the Portal for Retired SBI Employees, which can be viewed without any logincredential.(Corporate Centre invites suggestions from pensioners for making improvements inthe information provided in this portal)

(b) (i) 0.25% Extra Interest for Senior Citizens :Our Suggestion - The facilities sought in our previous meeting held on 28-01-2014 on additionalinterest of 0.50% instead of 0.25% on deposits of senior citizens.Bank's Response - The verticals concerned (ALM/PBBU Departments) have expressed theirinability to consider this request.(ii) Rate of Interest on loan against T .D.R :Our Suggestion - Rate of interest at the same TDR interest rate on overdrafts of Rs.3 lacs andabove on TDRs to pensioners are yet to be decided in consultation with the verticals concerned.A decision in this regard may soon be taken.Bank's Response - The vertical concerned (PBBU) has expressed inability to consider thisrequest.

(c) SECOND INNINGS :Our Suggestion : The Second Innings magazine may also be sent to the e-mail address ofpensioners registered with CSPPC.Bank's Response - Soft copies of the magazine are regularly sent through e-mail to 22,000pensioners registered with CSPPC.

****************************************************Shri P.P.S.Murthy, General Secretary, Federation of SBI Pensioners' Associations conveyed his

thanks to the DMD and CDO, C.G.M (HR) and other officials of the HR Department of CorporateCentre for responding to our suggestions made at this meeting. He appealed to them to arrange forresolving our pension issues, in particular on the 'revision on seventh bipartite pay scales', as there isno justification to continue the payment of pension on pre-revised pay scales. He also made an appealfor making improvements in the much needed medical facilities, despite the constraints and challengesbefore our Bank.

Shri Shailesh Verma CGM (HR) requested us to offer our suggestions for providing more informationthrough the SBI Pensioners' Portal and avail of the REMBS automation facility by submitting the medicalbills duly scanned. Regarding REMBS, although there are concerns on its sustainability, this facilitywill continue to be made available. He also agreed for the participation of two representatives fromeach of our Affiliates at the Structured Meetings to be held in future.

Shri Jonna Raghava, DGM (IR) thanked the participants for their interaction and promised to dowhatever is possible, keeping in view the suggestions made at this meeting.

*******************************************************

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March 2015 E SAMVAD

(Ref : Corporate Centre e-Circular No.CDO/P&HRD-PM/81/2014-15 Dated 14-02-2015 ) RATES OF DEARNESS RELIEF PAYABLE T O PENSIONERS Annexure - I

WHO HAVE RETIRED (A) PRIOR TO 1-11-1987 and (B) BETWEEN 1-11-1987 & 31-10-1993Sr. No. Basic Pension + F.D.R. (as applicable) Dearness Relief for the months

from February 2015 to July 2015(Average Index - 5774) (Slabs -1293)

i) Upto Rs.1,250=00 866.31 % of aggregate of Basic Pension & F.D.R.ii) Rs.1,251=00 to Rs.2,000=00 Rs.10,828=87 + 711.15 % of aggregate of Basic

Pension & F.D.R. in excess of Rs.1,250=00iii) Rs.2001=00 to Rs.2,130=00 Rs.16,162=49 + 426.69% of aggregate of Basic

Pension & F.D.R. in excess of Rs.2,000=00iv) Above Rs.2,130=00 Rs.16,717=18 +219.81% of aggregate of Basic

Pension & F.D.R. in excess of Rs.2,130=00

DEARNESS RELIEF PAYABLE TO PENSIONERSWHO HAVE RETIRED ON OR AFTER 1-11-1993 UPTO 31-10-2002

Sr. No. Basic Pension Dearness Relief for the monthsfrom February 2015 to July 2015(Average Index - 5774) (Slabs - 1156)

i) Upto Rs.2,400=00 404.60 % of Basic Pension

ii) Rs.2,401=00 to Rs.3,850=00 Rs.9,710=40 + 335.24 % of Basic Pensionin excess of Rs.2,400=00

iii) Rs.3,851=00 to Rs.4,100=00 Rs.14,571=38 + 196.52 % of Basic Pensionin excess of Rs.3,850=00

iv) Above Rs.4,100=00 Rs15,062=68 + 104.04 % of Basic Pensionin excess of Rs.4,100=00

Dearness Relief payable to Pensioners who have retired on or after 1-11-2002 To 31-10-2007for the months from February 2015 to July 2015

(Average Index - CPI - for quarter ended December 2014 :- 5774 ; and No.of Slabs - 871)Rate of Dearness Relief on Pension :- 156.78 % of Basic pension

(Ignore decimals from 3rd place onwards)

Dearness Relief to Pensioners who Retired on or after 1-11-2007for the months from February 2015 to July 2015

(Average Index - CPI - for quarter ended December 2014 :- 5774 ; and No.of Slabs - 734)Rate of Dearness Relief on Pension :- 110.10 % of Basic pension Ignore decimals from 3rd place onwards)

Dearness Relief Payable on e-SBS & e-SBIN Pension for Feb.'15 to July '15 is as per Annex-III Dearness Relief payable to Family Pensioners Annexure - III(i) Dearness Relief for Family Pensioners in respect of pensioners who died or retired

(a) before 1-11-1993 (b) on or after 1-11-1993 but before 1-4-1998 and(c) on or after 1-11-2002 will be paid as per the tables given for the pensioners in Annexure-I (given above)

(ii) The Dearness Relief of Family Pensioners in respect of pensioners who died or retired on orafter 1-4-1998 but before 1-11-2002 will be as per the following Table :-

Sr.No. Basic Family Pension Dearness Relief for the months from February 2015 to Julyy 2015(Average Index - 5774) (Slabs - 1022)

i) Upto Rs.3,550=00 245=28 %

ii) Rs. 3,551=00 to Rs. 5,650=00 Rs. 8,707=44 + 204.40 % of Basic FamilyPension in excess of Rs. 3,550=00

iii) Rs.5,651.00 to Rs.6,010.00 Rs. 12,999=84 + 122.64 % of Basic FamilyPension in excess of Rs.5,650.00

iv) Above Rs.6,010.00 Rs.13,441=34 + 61.32 % of Basic Family Pensionin excess of Rs.6,010.00

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March 2015 E SAMVAD

List of Donors who have given Donations during the periodfrom 1st July 2014 to 31st January 2015

(Please refer earlier List published in Samvad for the month of August 2014)********************************************************NAME AMOUNT

A WELLWISHER 11000.00SMT.MANASI M.KOTWAL 10000.00MR.MADHAV K.BAPAT 7501.00MRS.LATA L.AGRAWAL 6000.00SMT.PUSHPA NAYAK 5001.00MR.ANIRUDDHA OKE 5001.00MR.SHRIKRISHNA V.VARTAK 5001.00MR.SUDARSHAN R.CHECKER 5000.00SMT.PADMA Y.NAGARKAR 5000.00MR.VINAYAK PENDSE 5000.00MR.N.VISHWANATHAN 5000.00MR.SHARAD GADKARI 4000.00MR.GOVARDHAN KUMBHARE 3000.00MR.K.S.PUROHIT 3000.00MR.HANUMANT VIDWANS 3000.00SBI PEN DAHISAR WELFARE ORG. 2501.00SMT.DINA A.COLAM 2500.00MR.SHRIDHAR C.LELE 2500.00MR.ARUN TULJAPURKAR 2111.00MR.VILAS SHRIKHANDKAR 2010.00SMT.ANAGHA VIDWANS 2001.00MRS.SHWETA D.CHUDNAIK 2000.00SMT.PARVATHI GANESHAN 2000.00SMT.PARVATIBAI S.JOSHI 2000.00SMT.RENUKA C.PATIL 2000.00MRS.KARMELINA A.PEGADO 2000.00MR.ASHOK SHAHAPURKAR 1501.00SMT.NANDINI N.DEO 1500.00MR.S.B.GOKHALE 1250.00MR.MOHAN JADHAV 1200.00MR.DILIP BRAHMAKSHATRIYA 1111.00MR.VIJAY NEGE 1111.00MR.SHRINIWAS PADALIKAR 1111.00MR.ATMARAM D.VASANE 1101.00MR.MANOHAR JAMDAR 1100.00MR.V.L.CHAUDHARI 1010.00SMT.MADHAVI P.MAHAJAN 1010.00SMT.MADHURI S.MORE 1010.00MR.V.B.NIKALJE 1010.00SMT.NALINI S.PHADKE 1010.00SMT.SMITA D.RANE 1010.00MRS.PRACHI M.SOMAN 1010.00SMT.VISHAKHA V.DANDEKAR 1001.00MR.S.V.DHARANKAR 1001.00MR.GANESHAN PATTAMADI 1001.00MR.SUBRAMANIAN R.IYER 1001.00MR.A.M.JOSHI 1001.00MR.P.Y.NAIK 1001.00SMT.MADHAVI PALSHIKAR 1001.00

A WELLWISHER 1000.00A WELLWISHER 1000.00A WELLWISHER 1000.00MRS.SUREKHA V.ABHYANKAR 1000.00MRS.PRATIBHA P.AGNIHOTRI 1000.00MR.GUNDU V.BADACHI 1000.00MRS.AKSHAYA J.BAGWE 1000.00MR.RAVINDRAV.BAPAT 1000.00MR.S.N.BARPANDE 1000.00MR.J.H.BARTAKKE 1000.00MR.V.R.BAVISKAR 1000.00MR.D.R.BAVISKAR 1000.00MR.B.L.BAXI 1000.00MR.S.M.BELE 1000.00MR.P.R.BHANDARI 1000.00MR.SHRIRAM BOKARE 1000.00SMT.MEENA CHAPHALKAR 1000.00MR.RAMESH CHAPHEKAR 1000.00MR.G.K.CHAVAN 1000.00MR.B.S.DANGE 1000.00MR.B.C.DAS 1000.00MR.A.V.DESHMUKH 1000.00MR.KIRAN D.DESHPANDE 1000.00MRS.SHUBHANGI S.DESHPANDE 1000.00SMT.SEEMA S.DEVAL 1000.00MR.M.R.DHODAPKAR 1000.00MR.SATISH L.DHOK 1000.00SMT.SUMITRA D.DHOMSE 1000.00MR.TUSHAR S.DHUME 1000.00MR.S.E.DIVEKAR 1000.00MR.SATISH DIVEKAR 1000.00SMT.APARNA A.DIWADKAR 1000.00MR.SANJAY G.DIXIT 1000.00MR.P.V.GADE 1000.00MR.RAJARAM D.GADHARI 1000.00SMT.MEENAKSHI J.GANATRA 1000.00MR.CHANDRASHEKHAR GAUSHAL 1000.00MR.M.M.GHULE 1000.00MR.H.M.GODBOLE 1000.00MR.G.D.GOTAD 1000.00MR.ASHOK A.GUJAR 1000.00MR.N.L.GULHANE 1000.00MR.P.R.GUPCHUP 1000.00MR.RAMAKANT P.JADHAV 1000.00SMT.JAYALAKSHMI JAGANNATHAN 1000.00MR.P.G.JAIN 1000.00MR.SHANKAR JAURKAR 1000.00MR.P.D.JAWALE 1000.00MR.PRADEEP S.JOSHI 1000.00MR.GHANSHAMJOSHI 1000.00

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MR.A.B.JOSHI 1000.00MR.E.G.JOSHI 1000.00MR.S.B.JOSHI 1000.00MR.A.K.JOSHI 1000.00MR.R.R.JOSHI 1000.00SMT.SUNITA A.JOSHI 1000.00MR.BHARAT KADAM 1000.00SMT.NEELIMA B.KADAM 1000.00SMT.SUREKHA P.KANADE 1000.00MR.VILAS KARMARKAR 1000.00MR.SHASHIKANT KARMASE 1000.00MR.PRAMOD B.KARNIK 1000.00MR.GIRISH G.KATHE 1000.00MR.VASUDEO P.KELKAR 1000.00MR.ANIL KHADILKAR 1000.00MR.ANANT V.KHADKE 1000.00SMT.NISHA S.KHADPEKAR 1000.00MR.P.M.KHAMBAYAT 1000.00MR.VISHWAS B.KHARDE 1000.00MR.B.P.KHARE 1000.00MR.SAMPAT J.KOCHALE 1000.00SMT.NEELIMA S.KOTHARE 1000.00MR.AVINASH KOTHURWAR 1000.00MR.SHEKHAR KULKARNI 1000.00MR.NANDKUMAR KULKARNI 1000.00MR.DATTATRAY V.KULKARNI 1000.00MR.VASANT N.KULKARNI 1000.00MR.P.B.KULKARNI 1000.00MR.P.R.KULKARNI 1000.00MR.A.T.KULKARNI 1000.00MR.S.V.KULKARNI 1000.00MR.ANIL D.KULKARNI 1000.00MR.DEEPAK R.KULKARNI 1000.00MR.NANDKUMAR V.KULKARNI 1000.00SMT.JAYA A.KULKARNI 1000.00MR.S.A.LAKHKAR 1000.00MR.G.L.LALWANI 1000.00SMT.FATIMA A.LOBO 1000.00MR.M.M.MAHADIK 1000.00MR.S.V.MANE 1000.00MRS.PRACHI S.MANE 1000.00MRS.KIRTI S.MANGALVEDHE 1000.00MR.VILAS MAYEKAR 1000.00MR.S.P.MOHANE 1000.00MR.NARESH T.NOORJANI 1000.00MR.ARUN R.NAIK 1000.00MR.MANOHAR NARANG 1000.00SMT.NILIMA NERLEKAR 1000.00MR.D.B.OMBHASE 1000.00MR.S.P.PANDE 1000.00MR.ASHOK S.PANDIT 1000.00MR.M.N.PANDIT 1000.00MR.VILAS S.PANDIT 1000.00MRS.MALATI PARADKAR 1000.00

MR.BABULAL PARAKHIA 1000.00MR.M.B.PARKALE 1000.00MR.ARUN PATANKAR 1000.00MR.ASHOK K.PATIL 1000.00MR.ARVIND PATIL 1000.00MR.S.M.PATIL 1000.00MR.ASHOK M.PATIL 1000.00MR.VINAYAK P.PATIL 1000.00MR.INDRASING D.PATIL 1000.00SMT.SANDHYA R.PATIL 1000.00MR.SHASHIKANT B.PATIL 1000.00MR.M.V.PESHAVE 1000.00MR.V.M.PRABHUDESAI 1000.00MR.NITIN N.PRADHAN 1000.00MR.R.R.RAJHANS 1000.00SMT.KALA RAMCHANDRAN 1000.00MRS.NIRMALA M.RAMDEV 1000.00MR.R.B.RANE 1000.00MR.DILIP REDKAR 1000.00MR.V.M.RUPNAR 1000.00MR.VILAS SABNIS 1000.00SMT.SUREKHA D.SABNIS 1000.00MR.SANJAY SADAVARTE 1000.00MR.S.G.SAHASRABUDHE 1000.00MR.M.S.SAKHALKAR 1000.00MR.PRABHAKAR SALGAONKAR 1000.00MR.M.B.SALPEKAR 1000.00SMT.RAJASHRI R.SALVI 1000.00MR.E.D.SAPKALE 1000.00MR.S.R.SARASWAT 1000.00SMT.PRAVINA A.SAWANT 1000.00MRS.POONAM P.SHET 1000.00MR.A.M.SHINDE 1000.00SMT.SHALINI A.SHINDE 1000.00SMT.SONALI A.SHINDE 1000.00MR.PATTIAM K.SURESH 1000.00MR.H.T.SURVE 1000.00MR.GURUSIDAYYA SWAMI 1000.00MR.V.S.TALREJA 1000.00MR.V.S.TAYADE 1000.00SMT.KANCHAN A.TENDULKAR 1000.00MR.P.B.THAKUR 1000.00MR.V.R.THATTE 1000.00MR.M.G.THATTE 1000.00MR.SURESH R.THITE 1000.00MR.R.K.TULSHIBAGWALE 1000.00SMT.NEELAM R.VAGAL 1000.00MR.VINAYAK G.VHATKAR 1000.00MR.D.N.VIJAYKAR 1000.00MR.S.VIJAYKUMAR 1000.00MR.MADHAV VAISHAMPAYAN 1000.00MR.P.G.VIVALKAR 1000.00SMT.ARUNA S.WADKE 1000.00MR.MALANGPRASAD WAGLE 1000.00

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MR.SHANKAR D.WALAWALKAR 1000.00MR.SUMANGAL WANI 1000.00MOHD SHAFIQ ZAMAN 1000.00MR.B.D.ZOPE 1000.00MR.M.M.AMARSHETTAR 800.00MR.AVINASH DESHPANDE 800.00MR.RAGHUNATH INAMDAR 511.00MR.S.AGASKAR 501.00MR.S.P.BARVE 501.00MR.D.R.BENDRE 501.00MR.GOPAL V.DADDIKAR 501.00MR.A.D.KAKAIYA 501.00MR.S.G.KATNESHWARKAR 501.00MR.PRAKASH SATHE 501.00MR.W.M.TAPRE 501.00MR.S.B.ASAWA 500.00MR.L.S.BADVE 500.00MR.YADAV BHOGAONKAR 500.00MR.S.M.BIRAJDAR 500.00MR.C.P.BIWAL 500.00SMT.UJWALA BRAHMANDKAR 500.00MR.PRAMOD CHATE 500.00MR.B.K.CHAVAN 500.00MR.DOMNIC D’SA 500.00MR.V.T.DARWHEKAR 500.00MR.BALWANT A.DESAI 500.00MR.R.B.DESHMUKH 500.00MR.D.B.DESHPANDE 500.00SMT.SUNANDA DIGAMBAR 500.00MR.B.K.GHOSH 500.00MR.G.H.GURJAR 500.00MR.C.N.JOGLEKAR 500.00MR.V.R.JOSHI 500.00MR.M.D.KALE 500.00MR.RATNAKAR R.KULKARNI 500.00MR.NANDKISHOR MAHADESHWAR 500.00MR.ARUN K.MANDPE 500.00MR.SADANAND MHATRE 500.00MR.S.G.PATHADE 500.00MR.M.R.PATIL 500.00MR.S.B.SATVE 500.00MRS.MANGALA SATVE 500.00MR.SUBHASH SHINGORNIKAR 500.00MR.DILIP THATTE 500.00MR.G.C.THATTE 500.00MR.V.M.PANSARE 300.00MR.A.D.JOSHI 251.00MR.V.V.NIMBALKAR 251.00MR.V.G.KOTWAL 250.00MR.ULHAS S.PATKI 250.00MR.V.N.SHETH 250.00MR.M.S.BUNDELKHANDI 201.00MR.R.N.CHAPHEKAR 201.00MR.S.P.KULKARNI 201.00

MR.S.V.PAREKAR 201.00MR.S.K.BHAGWAT 200.00MR.P.R.DESHPANDE 200.00MR.J.J.KULKARNI 200.00MR.BALASAHEB KULKARNI 200.00MR.SHAMSUNDER KULKARNI 200.00MR.M.R.LAD 200.00MR.BHASKAR S.PETHE 200.00MR.M.S.POTDAR 200.00MR.G.Y.SARNAIK 200.00MR.D.S.TAMBDE 200.00MR.P.M.VELHANKAR 200.00MR.R.S.WANI 200.00MRS.JYOTI BHIDE 151.00MR.R.H.DASTANE 151.00MR.M.B.LIMAYE 150.00MR.BHUPENDRA RUPAREL 121.00MR.JAYANT HATHI 120.00MR.THOMBARE 120.00MR.M.M.TRIPATHI 120.00MR.L.D.SONAWANE 110.00MR.V.V.DESHPANDE 101.00SMT.RANJANA S.KULKARNI 101.00MR.ASHOK N.NAWALE 101.00MR.PADMAKAR SARAF 101.00MR.B.T.SHIMPI 101.00MR.R.B.SOHONI 101.00MR.R.G.AGHAO 100.00MRS.PRAMILABAI B.AHIRE 100.00MR.P.G.AMBULGEKAR 100.00MR.S.T.BAGUL 100.00MR.B.B.BODHANKAR 100.00MR.S.G.CHANDWANI 100.00MR.D.R.DACHAWAR 100.00MR.DARBASTWAR 100.00MR.M.D.DONGRE 100.00MR.PRAKASH DUNAKHE 100.00MR.L.S.FUKE 100.00MR.B.S.GAIKWAD 100.00MR.M.R.GAMLE 100.00MR.B.V.GHUGE 100.00KUWARKERI J.A.HAJI 100.00MR.K.B.HATTEKAR 100.00MR.V.G.JOSHI 100.00MR.P.B.JOSHI 100.00MR.RAM KAMALAKAR 100.00MR.Y.G.KARANDIKAR 100.00MR.U.U.KASAREKAR 100.00MR.S.N.KHINDARE 100.00MR.M.S.KRISHNAMURTHY 100.00MR.D.D.KULKARNI 100.00MR.S.G.KULKARNI 100.00MR.L.P.KULKARNI 100.00MR.A.V.KULKARNI 100.00

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March 2015 E SAMVAD

MR.R.A.LALPOTU 100.00MR.MANOHAR 100.00MRS.S.A.MUDGALKAR 100.00MR.S.A.MULE 100.00MR.D.R.NARWADKAR 100.00NAZMABEE 100.00MR.TRIMBAK NENE 100.00MR.T.V.NIKAM 100.00MR.SUDHAKAR NIMISHE 100.00MR.H.P.PABITWAR 100.00MR.V.S.PALVE 100.00MR.G.B.PARDESHI 100.00MR.A.V.PATHAK 100.00SMT.SHAHEEN BEGUM 100.00MR.A.L.PATWARDHAN 100.00MR.P.P.RAIBAGKAR 100.00MR.RAMESH 100.00MR.S.P.RANALKAR 100.00SMT.SHAMIM BEGUM 100.00MR.K.V.SHASTRI 100.00MRS.P.P.SHINDE 100.00MR.A.R.SOLAPURE 100.00MR.SHRIKANT TANAWADE 100.00MR.ARVIND WAMAN THAKUR 100.00MRS.JAYASHRI P.TIPARE 100.00MR.S.V.VAIDYA 100.00MR.B.B.WALWEKAR 100.00MR.K.D.WANI 100.00MR.M.T.WANKHEDE 100.00MR.D.P.YAMBAL 100.00MR.ARJUN M.DHUMAL 10.00*****************************************************************

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""gwaoe, _mÂ`m ~m`H$moMo _mÂ`mda ào_M Zmhr. Vr \$º${VÀ`m _mhoaÀ`m _mUgm§daM ào_ H$aVo.''

gwaoe - ho \$º$ VwÂ`m ~m`H$moÀ`m ~m~VrV Zmhr, ho EH$d¡{œH$ gË` Amho. na§Vw {VZo VwÂ`mdagwÕm ào_ H$amdo AgodmQ>V Agoc Va gmgwadmS>rda àW_ ào_ H$am`cm {eH$. ~m`H$moAmnmoAmn VwÂ`mda ào_ H$ê$ cmJoc.

AéU VwiOmnyaH$a, (nwUo)AéU VwiOmnyaH$a, (nwUo)AéU VwiOmnyaH$a, (nwUo)AéU VwiOmnyaH$a, (nwUo)AéU VwiOmnyaH$a, (nwUo)_mo~m. : 9890226154_mo~m. : 9890226154_mo~m. : 9890226154_mo~m. : 9890226154_mo~m. : 9890226154

☺ ☺

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e-CircularP&HRD

State Bank of India Sl. No. : 1404/2014 - 15Corporate Centre, Mumbai Circular No. : CDO/P&HRD-PM/87/2014 - 15

Wednesday, March 04, 2015.13 Falgun, 1936 (S)

All Branches / Offices ofState Bank of India

Madam / Sir,

PAYMENT OF FAMILY PENSIONPROVISION FOR PAYMENT OF 'FAMILY PENSION'TO PARENTS FOR LIFE

Family Pension Scheme was introduced in the Bank w.e.f. 01.01.1986. As per the extant provisionsof Family Pension Scheme, family pension is payable –

a) To widow / widower up to her / his death or remarriage, whichever occurs first.b) In case (a) above is not applicable, the eldest of surviving children in order of their birth

up to the age of 25 years or he/she is gainfully employed, whichever is earlier.c) In case, beneficiary is an unmarried daughter, until she attains 25 years of age or is

married or is gainfully employed, whichever occurs first.d) This process will continue till the last beneficiary attains age of 25 years or is gainfully

employed or is married in case of daughter, whichever is earlier.e) To son or daughter for life if he / she is physically crippled or disabled so as to render

him unable to earn a living even after attaining the age of 25 years.2. In this connection we have been receiving representations from various corners to cover otherclose relatives including parents as beneficiaries within the ambit of ‘family’ for the purpose ofeligibility for family pension. The issue has been examined in view of the fact that the lives of parentsbecome pathetic and dismal in the absence of their lone earning ward who used to look after theirlivelihood as also by comparing the positions prevailing in the Central Govt. Departments and otherPSBs. The Executive Committee of Central Board, in its meeting held on the 25th February, 2015,has approved widening of the scope of “Family” for the purpose of family pension by including theparents as beneficiaries. As such, the eligibility for family pension will be as per the followingsequence:

a) To widow / widower up to his / her death or remarriage whichever is earlier.b) Failing (a) above, the eldest of surviving children in order of their birth up to the age of 25

years or he/she is gainfully employed, whichever is earlier.c) In case of beneficiary is an unmarried daughter, until she attains 25 years of age or is

married or is gainfully employed, whichever occurs first.d) This process will continue till the last beneficiary attains age of 25 years or is gainfully

employed or is married in case of daughter, whichever is earlier. ..................2.

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e) Failing (a) to (d) above, to son or daughter for life if he/ she is physically crippled ordisabled so as to render him unable to earn a living even after attaining the age of 25years.

f) Failing (a) to (e) above, to the parents who were wholly dependent upon the employeewhen he/she was alive provided the deceased employee has left behind neither a widownor a child. Among the parents, mother will have precedence over father.

3. The words ‘gainfully employed’ shall mean that he/she is either self employed or is otherwiseemployed an d is earning from such employment, an income more than the amount of family pensionto which he/she is entitled. Where the earning is less than the entitled family pension, the amount offamily pension will be payable but be reduced by the amount of such income. Only those caseswhere parents are dependent and meet other conditions of eligibility for family pension at the timeof death of the employee or his/her spouse, whichever is later, are eligible for pension.4. The above modification in the provision for payment of family pension will be made effectivefrom the date of ECCB approval i.e. 25.02.2015. Other terms and conditions in this regard willremain unchanged.5. Please arrange to bring the contents of this Circular to the knowledge of all concerned.

Yours faithfully,(ASHWINI MEHRA)Dy. Managing Director &Corporate Development Officer****************************************************************************************************************

CongratulationsMiss Garvita Ramekar (Daughter of

Anagha and Hemant Ramekar, resident ofNagpur) granddaughter of Shri. M. P. Chansarkar,our pensioner, studying in Class IV in NarayanaVidyalaya received a 'Silver Medal' in 'AkhilBhaartiya Hindi Olympiad' held in November2014.

Congratulations Miss Garvita !**************************

Chi.Pradeep, aged 36, son of Shri.Avadhoot Nagesh Khot, our Pensioner from Pune,is C.A., C.I.S.A. and presently working as FinanceManager in an MNC. He had appeared for Exe.Programmeof C.S. in Dec.2014 and passed thesame with flying colours. He cleared all subjectsin a single attempt and was ranked 12th in All IndiaMerit List of 15. He was also ranked All India levelat C.A. Foundation, about 24 years ago.

Congratulations Mr. Pradeep !( Mob. No. of Shri A. N. Khot is 9860266658)

- Secretary

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Appeal for Donation for “Samvad”

Those members who would liketo remit the donation for “Samvad” online, for them, we are giving thefollowing particulars:

Name of a/c: “SBI Pensioners’Association (Mumbai Circle) Pune”SB a/c No : 30521521610 , Bankand Branch: SBI Dattawadi Br.Pune, IFS Code No is BIN0008043.

However please advise usthrough e-mail the particulars such asdate, amount remitted, branch name,full name, membership number,address, contact number etc. afterremitting the amount to enable us toreconcile our accounts, and send thereceipt to you.

Please follow this meticulously.We appeal to all our members todonate generously for “Samvad”

Secretary

à{VgmXOmZodmar 2015À`m "g§dmX' _m{gH$mVrb à^mH$a JwnMyn

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22

March 2015 E SAMVAD

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interesting but inspiring also. Sir, we really wish

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write the further history of SBI Pensioners’

movements and struggles and the same be

published at regular intervals in the ‘Samvad’.

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VwQ>bobo YmJoVo aoe_r ~§Y ào_mMo

XþX£dmÀ`m AmKmVmZo, VwQy>Z JoboXohmdarb a§J Jwbm~r ào_mMoZH$iV _mÂ`m CSy>Zr Jobo^mimdaÀ`m gm¡ m½`mbm

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23

March 2015 E SAMVAD

If Undelivered Please Return to :

STATE BANK OF INDIA PENSIONERS'

ASSOCIATION, (MUMBAI CIRCLE), PUNE

Anubandh, Building No. B-2, 4th Floor,

Block No.16, Near Ramkrishna Math,

Sinhagad Road, Pune 411030. Ph: 24332141

To,Printed Matter

gyMZm :gyMZm :gyMZm :gyMZm :gyMZm : 1) `m _m{gH$m§V à{gÕ Pmcoë`m coIm§Vrc _Vm§er g§nmXH$_§S>i gh_V AgocM Ago Zmhr. VgoM Om{hamVrVrc _OHw$amMr gË`mgË`Vm g^mgXm§ZrñdV: nS>VmiyZ ¿`mdr. Ë`m~m~V Agmo{gEeZ dm "g§dmX' Mo g§nmXH$ _§S>i O~m~Xma AgUma Zmhr. 2) Agmo{gEeZMo H$m`m©c`, gmo_dma Vo ewH«$dma,g§Ü`mH$mir 6 Vo 7.30 `m doimVM CKS>o AgVo. `mMr H¥$n`m Zm|X ¿`mdr. g§nH©$ XyaÜdZr H« _m§H$ : (020) 24332141

Thane Office Address: A/5 Swami Siddharth CHS Ltd., S V Road, Naupada, Thane 400 602. Tel. No : 25446837

Timings : On Tuesday & Friday between 4 pm to 6 pm.

Publisher – Shri. Ramchandra Narayan Lalingkar, Secretary, State Bank of India Pensioners’ Association

(Mumbai Circle),Pune has printed this magazine in the Printing Press owned by Printer – Shri.Chandrashekhar

Digambar Joshi, Director, Shree J Printers Pvt.Ltd., at 1416 Sadashiv Peth, Datta Kuti, Pune – 411030 on

behalf of Owner – State Bank of India Pensioners’ Association (Mumbai Circle),Pune, at “Anubandh”,

Bldg.No.B2, Block No.16,Near Ramkrishna Math, Sinhagad Road, Pune – 411030. Editor – Shri. Krantisen

Ramchandra Athawale – address as above.

Regd. under RNI No. MAHBIL/2008/25425 & Declaration No. PHM/SR/63/VIII/2008 Dated 12/5/2008

SSPO Pune under Postal Concession Register No. PCW/151/2014-2016Licence to Post without Prepayment No.WPP - 22 at Market Yard P.S.O. on 25th of each Month and

published on 25th of the month

Form IV (See Rule 8)Statement about the ownership and other particulars concerning

S B I Pen. Assn.’ s “SAMV AD”1. Place of Publication : Pune.2. Periodicity of Publication : Monthly3. Printer’s Name : Shri. Chandrashekhar Digambar Joshi

Nationality : IndianAddress : Shree J Printers Pvt. Ltd., 1416 Sadashiv Peth,

Pune - 411 0304. Publisher’s Name : Shri.Ramchandra Narayan Lalingkar,

Nationality : IndianAddress : “Anubandh”, Bldg. No.B/2, Block No.16, Near

Ramkrishna Math, Sinhagad Road, Pune - 4110305. Editor’s Name : Shri.Krantisen Ramchandra Athawale

Nationality : IndianAddress : “Anubandh”,Bldg. No.B/2, Block No.16, Near

Ramkrishna Math, Sinhagad Road, Pune - 4110306. Owner’s Name : S.B.I.Pensioners’ Association (Mumbai Circle), Pune

Address : “Anubandh”,Bldg. No.B/2, Block No.16, NearRamkrishna Math, Sinhagad Road, Pune - 411030

I, Shri.Ramchandra Narayan Lalingkar, Secretary, SBI Pensioners’ Association (Mumbai Circle), Punehereby declare that the particulars given above are true to the best of my knowledge and belief.

R. N. LalingkarDate : 25th March 2015 Signature of the publisher