:;-

@tDBmuu6la"lusautinmuu6l

(r

fruoaqu3iunrue$u rJuehtmulcr lV ea3E 2018

) o €r 6:t si Eu u uJsua e u 3 qun'ru

e $u

ao3rTuf,u E, eaSuru"renu aui3 aUU aqa

1 Scra"ru3qunqu e $uavrYufree riu6q, e6e36u eYrrit de.iqunquncoaeuq.rnureuusn )

t

mu1-'t 9 6r dDJ scuuYnuvri "i

;$"r:5n3 rl?ur ei *a.r a.l

Izn: 021 213531-6

ssuu:FS.01/CB

rfr'ornia€r : 1 .000.000 fru

tuaerEu{'u$uffodrf;'u3oo tv Sfqo5uE gtnzzofi

a/o alunluquau I[JlUCUIO91UAU

oSOOU 3AOngu

I

V

VI

vIvilt

il

ilt

IV

tx

X

lcluS'o uav rlucJrn{urvu.ro1!n13t,| 1. 13UfiO (tA& lAcltUtJ6lu&oII r. IJlJU"]nU!n1:.jnI

I J. tSuUqnunluoI

I rfr cie r S'u qrntrrru.,o.,uBuI

I t. r$ue.lrnSfrrirricrI

I z. siuc.trnfrrirrioI

| 3. rSutui8u uav cguaicauilraofit-I g'n{ufrt ooE#uu.rer€r fr u

I

lrluS'3frutuu5n{uaofiI'1. Unqu[uJe6]")

z. unqucujgPc)u

J. Un2UAqmU

rlutriri0u aav rluaio3uirtriano'rqofi

c$rS'gfr utuomturfu , u/asoufi u s au fi onvnruquoe gur5n{u

3us4erQr-fr aautrirQurucluu ^ - ^A -ausuuooJnaom1. s,.a.?Jt u:aufr rav ualfxi'r32. a.a.u 0.D$cfr'r

3. q.n.m frfrcflu

fru{ourvu;u0frutcinsn

eusueuf1. oenru"er sraY ar€r#uBu3eir9#u

2. rYuQavrnirgdrrYngrutureifi'ua'rer

3. Brl

7O7.457,13

249.266,45

324.693,A5

133.496,43

226.610,69

216.61O,69

10.ooo,oo

82.175,O5

4.3OO,OO

77.A75,O5

2.192.702,33

259.584,81

7.559,54

153.692,27

94.333,OO

145.122,O2

22.563,69

162.55A,33

654.937,15

270.606,24

250.904,O6

133.426,85

142.096,73

142.096,73

25.175,O5

4.300,oo

2O.875,O5

2.219.303,57

260.A52,A4

6.349,77

152.601,37

101.9O't,7O

121.783t32

37.699,43

44.o83,a9.' ..i_

aouu9oqu&u 3.653.652,03 3.424.14A,66

UUOleoglutc"lcI"ls:.J. cut ) 0410112019ai$'gaarl t'lo{ututvnllnuuq oa

uromluJrr(tunSutqo

4 A r (.:t!,

uusuui'l3 [uallAtt,lUnnt

Lnv!9619lJsclffouvl"r

dr:5n3ru?urei*a.re"l

tm: 021 213531-o

ssuu:FS.01/CB

rfr'amia€r : 1 .000.000 fru

SiraoJufiI 31t12t2018

tuauEu{'u$uUodrf;'u3ao lV

a/o alunluqualJ I[JlUCUIO9.luau

SOOU JOOnguI

V

VI

vIvilt

il

lu

IV

tx

X

I rlu$'o uav rlucJrnUurvu.rolun.l3t,| 1. rlufin ffau !o6rtu!(lu&ot^I Z. (JlJU6tnU!n1!nII J. t.')uulnunluoI

| fr c)'e r S'u qrnl,lru.,o.,uBuI

I t. r$ue.]rnSfrrirr3crt^I z. t9uu.tnur6ruoI

| 3. rlutulf8u rav cgu;ia3uilraofit-ls u 6!

I UnquS t ouUsuu'l21ualut-^-l(lualnu

ruuanqusoul

1. Unqu[uJe6]")

z. unqueuJgelu

J. Un2UAqmil

rlutrfiri0u ca, cluaia3uirtriano'raofi

clr.r$'gfr utuo/nturil, u/asoufi u s au ff ocvnru{uoe3urdn{u

3u r4a ser-fr aautrirQ.rnru rluv ^ - ^A -ausuuonJnaom1. q.o.m u.rclfr *av uouri;i'r3

2. e.tt.a 0.frScfr'u

3. q.er.m frfrcfr'u

fru6ourvu;u0frutciqan

euEueuf1. oenru"el aau arer#uBuSeirg#u

2. rYuQaurnirldr:Yn3rutrneifi'ua'rar

3. Br3

7O7.457,13

249.266,a5

324.693,45

133.496,43

226.61O,69

216.610,69

1O.OOO,OO

82.175,O5

4.3OO,OO

77.A75,O5

2.192.702,33

259.5A4,81

7.559,54

153.692,27

94.333,OO

1A5.122,O2

22.563,69

162.558,33

654.937,15

270.606,24

250.904,O6

'133.426,85

142.096,73

142.096,73

25.175,O5

4.300,oo

20.475,O5

2.219.303,57

26O.852,a4

6.349,77

152.60'1,37

10 1.9O't,7O

121.783,32

37.699,43

44.o83,A9U_aouu9oquau 3.653.652,03 3.424.14A,66

UUOlefl glutc"lc T"ts:.J. culn* JdJ 0410112019

ei#'gacrl ulou!luJugunuuq od_llJ!!!1tu4lJnauqe

---

r <.:t a/

uusuui'I3 [ualtqu'mn

rnuL96-rqusalfrouYur

a''r:5n1ru?urej*aqer

tm: 021 213531-6

reuu:FS.01/CB

rfiarnic€r: 1 .000.000 ffu

Ou6vIusuququauu6)ai'r$'u3ao tv Srjqo5ufr gltlztzola

a/croo

AlUNlUUXAU ul'lutulos6lucu

9AOU JAOnSU

I

ilt

IV

V

il

VI

urima3a3lururvulolu ctau auqrUunru rjue*u'l .[9u6uu"]nuunluo

z. IJU6UCJ9nJJnIUO

s.e$r:{0u

4.uxmal639u:ltum/6r [[au Fyqluun.]u[3u.i- ^ o -

UUc)B3al tuQnol

1. r$u#ucJrn0.0rir:in

2. []lJSUUlnUnlUC)

3. rfi cier S'r Su3triqneir\duda

unEUz.ru (ouusuulqouo- A o r o

m,oa3 a 3uln"l t!os 1nn1!n1uu luunqu<io <i.

uxauauJ

1. eranrUuaa"arernrusu3 eirgoiru

2. U!eauuo13ff 1ilnl"ru Iurunufl .r2.r(nauuuusoIu9u)

3. s!:u! ttau mqauljza3uulJlo.lu

1. fru{eruvu;u

z. aiauefir:queir{r

3. eY3 eirso3 n rurTcrmrar

4. 6'3eYuuruuavfioao3mvuroru

5. n!fl"r593euJ

o" aau8ocf tsrnruffureirtur/. []u[[8fl.]u2n1u6r

B. rirtaerofruav$'u (+/-;

9. 6utdS'u*rir#uso3 1+/-;

to. 6utei#u?uD 1+l-1o ov L'v q

11. 6JIqCUUUU [[Au mUUAO(O36)FU

t2. rfieia3$'3airsa3

123.830,65

6.059,65

117 _771,00

2.925.230,54

BBB.5O7,4B

2.036.719,34a aa),1L

116.678,50

89.861,55

26.816,95

487.912,36

404.666,'10

(3s.757,05)

2.045,32

550,52

94.029,78

11.068,48

(5.1 65,79)

20.475,00

133.800,90

7.112,20

126.688,70

2.714.292,05

817.588,79

1.896.678,63

24,63

98.094,52

79.072,85

416,12

18.605,55

477 .961,16

404.666,10

(39.757,051

2.045,32

550,52

94.029,78

11.216,52

(11.253,25"

6.087,46

10.375,76

aauueotiiHiu sav fi! 3.653.652,03 3.424.148,66

UOu]culJ.tu,u tt!nuuq oA

uauJ.tujrrgunautq,94vfigusuuil3 fiaqlq&fin

Iu a ra 3 rr6'un.rl ci.r riirl 3.ru:irfu3oo lV 31112t2018

a/o A1e'n1U u).tuturo91lJClJ

3COU JOOn9UIn. are.rSu saualuireJlun.luuaufioI

I 1.* a.ruYuoanuio aaufifii.rfioanuiu

I

It . t oancriu ravfifrirfroon crje.:surennr! rfre!)ucaouJr3arrr"ro"rt_r

I

t.z oencrJt, uav fi fiJrfrnenlUergusrrlnq!cfrerluran-uandr

I t.3 oanedu#uorrmsn{ufl ioufr#r:urererfrr.r

I

1.4 oan(Ur.r aayfi ffirfroenrUerYucrnnus'3fi l1rlu5oq-u1.5 oanuiu uav frftarfroenrrjerBlrS

2.- alugluoon(uu cau il4friicqognruu

2.1 oenrder uarffffi16oenrri€JSucennl!rfre!\uaaruirSurl.rou-r- ad ' @2.2 aonwu uav i,ii'iarEioanrU€r#uernn"r!efrar:Iurcn"uandr

2.3 oaned€r3uqrnurfr r{uf;)oufr*'re.rrfrfrr.r

2.4 oenrU€J uaufiffirfr oencEe-rme.rlrlrhuura{:-r{

2.5 oanrdu rav fifijroanrrio€13

3. +/- n:.rt a ur5 a1ofr u ao8lun.rl$a.rerri.r ra, JoqDri.r6u3

212.801,86

181,69

199.443,08

2.359,76

10.817,33

(1 31.688,65)

(2.434,241

(129.254,41)

146.666,60

45,07

146.118,66

502,87

(95.060,41)

(997,36)

(93.622,36)

(440,69)

I iJooJlalugu - aqscl.Josnluu (1+2+3) 81.113,21 51.606,194.+ neg6ua9nR!tqe(eeA fiau IurqlIouUulge5anE

5.- arueroryan-uHu eEe rQeE rrau tdrQr) oo.Ernr3 r$enfl

6.+ aeosuernniltrirQ.rduvo.r

7.- a.rer orerl;cn"unr:..r16 eQrui.uvor

8.+ arei#ucrnnn:Uvneufr r aavcifr{r"t

9.+ are-rJueirair,.Ju uaveir0Snqlrrr3ci.r::nrrrjl1 0.- aeerdrucjiuit-rJ! racor0f; n9u.r3r5rur:.1rju1 i .+r- rirl a uSerofr raofi qrnnt:fr a.re.rui,n{u rfi edr

1 2.+/- n:rla uSe.rofr raofr lrnn.rl$a"rourf;'nq"ur&aa.ru

1 3.+/- rirla urSa"rofr !aofr ernnuaanr-i";urllmrrir3rJvcrno

1 4.+/- dlIa uSeqodir-raoiiernrrl{arordie3Devlfilr

123,73

400,00

60.655,60

(9.511,55)

3.351,98

oo 7a

o,o2

290,00

42.190,92

(6.949,95,

2 157,70

il. n1€rguaotfllJn.l!m3uro (1 +4+..1 4) 136.132,97 89.394,64

2.41€JSU EAU alg9lUunnual

1 5.+ aqe#u$u:t::nrruavff o

t 6.- a.rerclsdSu.rurflottl

1 6. t arer t"re-rri;cn-uruvlt-n3 lu1 6.2 arerdru0Bur"rr$r3

17.- ai€rdre,rii6u6;u rareircfrouuurirurdn{u$ur}o6'3lil S.06a6'u aau8D6.a6.u

t a.- a.rusi.rerBuStun.runaufi cr

tg.+/- :icutcl ur5eioura€rao6 ri;crTunrucr-l3uurir6cie38'u Eau a1un.)!!anluauuau{'u$ur}o

19.1 eirrfrelu:arficialYu crau ufieiejs'3

1 9. 2 rfi ufr :.: ai"r rQaullei rfi cie g 3u cc aurff ra €.j rfi ufr ut ci

20.+/- daltcirn5;lcr: raoaofi 4;cfiunrr ruSueir q.o.u nu rl:..r

1 19.801 ,96

(78.217,85)

(41 .290,17)

(36.927,68)

(27.448,89)

(1 21.1 93,66)

(7.527,83)

4.047 ,04

7e)(3.480,

88.866,62

(55.680,47)

(28.557,62)

(26.722.85)

(20.489,98)

(89.084,20)

(36,93)

(2.631,20)

2.594,27

ilt" rruYu - arsiluBnnufiaofi 1ts+..201 (1 10.539,23) (76.424,96"

lv. Suto-Suriaua.rnsun:1l. (il + ilt) 25.593,74 12.969,68

1.- e.)na!ri1}a (s.1 18,75 (2.5e3,901

SntdBulnriturfiau (lV - 2, 20.474,99 't0.375,78

n. a.ro8u6113::annllmaufi o

22. nrrr-i";:lurJ3tr.:dal rfiufr r.:lqnnrrfiurLeir{ufi I23. rirla(erofr l; nrnnrl8lr..reir$'nq-uc&earer

24. a.rne:Jrir\ afi cffodrnrn6gUvnaualet#u!enmayff o

94.029,78

94.029,78

94.029,78

94.029,78

aoudlta (a"rofiu) rtennluqauffoAofi ./^+_g45-\g4.02s,78 94.029,78

i;-- 8ifi'cuil1urusunffrr4

-zx7

rfi'oufr.rulu eir.rnSu r4a

_ ,. t

):"

f,ryllyX

H

5r-rfi o+l0ttzot g

/

firaql

fvvuuJLr(Jtqtl-l

7 qifiolorNT 0EVEr0P[|E}IT.

42!yrur14..-a aneai ail::,rt qfifin

a.tunluqusu

ur ivu r o "r I s autlerm vt r

airrYn3rrturei+arer

Iur: 021 213536

tuaraglunrrcrar$u$od,r5u3co tv Suqoduff 31t12t201g

ruu:FS.04/CB

ri'amiaer:'1.000.000 fru

14.387,54

3.024,06

(8.738,26)

(7.174,31

23.237,25

26.092,56

1

2

aJ

4

E

6

7

B

I10

11

12

nu ra c$u$'omnfioeunlt.rcil riiujlu+/- nhla fierofr:.raofftrE

'a.rsnluduqSaaori.rla S erooa.rofrurtluriu$o$u - i.rrr+ eir{ud;r a a" ei.r rfr ar:ulei

"r aofi ao g {u $r:u-cr6'rfi ri6'a cil uo o 0.86'16',

+ eir{erri"Jr.: aau eirrf,ar:u:.rciraofi Srr€e$r2.r rnv tdcQruiuoo.r

+/- eirrflet.lll,rciraofi aa3duaSu.rr ua, fr raer

+ ei"rr€suu:rrieqoff aal rll:S3fr rtuf'n{u uav arunuBr3.lr ,

untlrJ$slaJana.)lJ&T1 ((Au AlU1.lU&Oti. ^un 61 r.J (65ml]J 2:',t1LJ O& aU

+ arofr lsrnr.rlaruflu$'lrYo63ff (aolri'3 q.o.or nur$l)- ^ - ^.1- rirtaeqnrqlzrer{u*"lu-or5lfi (aarlfr'3 q.o.u nrrrjr)

I v l- 6r!o&c!a1u3uc1r tJlJSOULlJUnelJAJ!q1:.i

darr-i"Jl:rrJ3h:ar€.,ne!oanrri€J uar arerohu6l3d.rSSu

:ic:..rd;rnUSha.rLrne!oanrds rau arern"retBl3tirgerer

nucarju$oaofic1nfioccrilo:lrfugrurioun.rr.rd.JucU3lua.rein.ru{'u5u sa, uf5ue,

(1ul 2)n.rrri.Jr.rrrJ3 1 rduEr 0 qoSg ; L:a.re.rn.ru{u3uqloJu

l- rlrcJrn.ErirfoeirnvlrarlnrSA

I J 1JUlr] JJni! OUm u!.r611r.J glJ

arq-At:llj::rutJ (lae e9u [.]!acluu9tujamvrJ"]fl 9)Jg:J

- -d\ur]quq ( oulr Rr.JUr 2 1UO!

/- unquruiaol

+i- unqu(ajg2qu

+l- r!r.r1d'q"0r: ua' rlr erud a 3ui.r ei,leqnrir

+/- qu&La!'l

nuaacluS'osofilrnn.ruti.JucrJ3lu68urryuc.;r-r ( 13 ul 20 )

n.ruti;r:arJ3 1 rduE'u 0 qoS3 1 lua.run.ruuf8uuuo.;r

+F tJ!5ueJ9nJJnt!nag3&1u:J16lq1j ff au aurltulJnl!t5!A!, 5.i - Ao- .l'+/- u'r9!f ma3a9 [umu!.ro.D.J91J

d- A o -uljOB.t&.1 lutarlo.)

d-urlqu 2.r€J I ou!R!u.tE 6l!

UUfrUA!'1

. nucariuS'oon.rnn.ruti.;ucrJSluufsuqrro.;u ( 21 a1 25 )

lV. nurarju$'oaofislnfiocun:16i.rrfil3ru ( I + ll + lll )

a. nuaatlrS'crs.rnfi osuri.r536u.i-+/- &a![uJJ-r u qoiLaqun.]luneuaJtnlA ^ ^6oo oo "--i'a!fr!+L &a! IUJJJ U {O tlJR.rUn.lr.i t9!A3m! I)]CF.tUlvnO l!nx, uAdr

-, : A * o e a - ^ d+L &A!6UllJ p qO[larunerJeuauuooJln

V. nuraclu$'oaofisrnfiocud15'9fru ( 26 ur 28 )

nu aa r ju6'osrnfiosuri.r{our rju,ti'-oo-e+/- &clJ(UtJ.i U UO tlJA.tunl!("]:.JrU!,U.],A+i- Ra!tuu u uo[1jn.]!!1uu9us:Jn

Ar--o -+ I,]lUUrlSU&TOSU tlJU

+ s5!rJu8!d.rer

VI. nuuarSuS'oqofi q"lnnlu cfrout utaulJ6.lun"lu c5!

Vll. c5u$o sauuuu rfi qr5u5'o s&uEu6qo$g?off (tv+v+vt)

I r3usosauuuurmlr]uaoe,3rllsu.)uroolneu :

2.783,32

6.965,87

881,72

417,62

(9.675

700,98

2.073,71

13

14

15

to

17

10

19

20

(7180,72

(10.000,00

(264.e09,61

(101.842,

(383.

21

aa

24

.E

67.846,00

563.486,95

8.811,89

44.496,70

64.242,48

3.483,63

640.144,84 112.222,81

282.304,34 20.241,16

zo

)7

z6

(64.875,05)

(67.024,82) (4.262,47)

(131.899,87) (4.262,4

29

30

JI

76.445,27

76.445,27

226.849,74 15.978,69

JJ 557.662,00 640.516,15

.\-, -- ^IJrJF0fiAuUqA.]A 19!AO,i-" ^ 1

( J lJCJ.rnU!,l1:JOU[nu!1A1!n6]3

l-. ^ L .i,(3lJil1nU!n1!OUUulJ1F)6rU9lJ

.t,tl!5uu1nu!r]1!oclrmYlJ9o9!a!

A-, ^- ^(3)JAO C(Aurnqaio r J lJ & o

- l-. ^ r6JlJCJ9rU JJn.rU OUUI&!6rO.r).Jr]1 J

l^. ^ L J,I J!Li1r',]U Jn.r! OUU y!.r6r.rlJ 9r.l

At.l !Suuq,.lUUn.Milruulr'ro.r)..J gLJ

Vlll. s{u6'o saunlurfilr{u$o r8uEu/uo5'.1 aofi rfreu

230.409,92

208.306,13

125.634,22

784"511,74

305.807,05

190.179,37

151 .496,59

(b

656.494,82

249.266,85

324.693,85

216.610,69

(6.059,65

226.849,74

270.606,24

250.904,06

142.096,72

(7,11

15.978,69

vlt - vilt

ary 6'oui'ruusunry!4 6'cui'ru,sunBur4a(2:4t y

@"tni',3 fiaqlqfifin

la)5c3ef6-rd

c3

o)ONo$ods-aJO

.eJgr5'lFC)

to6B

6'"1

o,e,EeIs

o,$crt I

1()q(oO)(f)

o)a.(f)tou?(oO)cf)

ge.(r)6u)6tO@dgo,C'

o)t+_(f)rr)u?(oO)(v)

6

oiO)q

ro

niO)ol$

s'@.tor+u?

or+

t')e.doe

05

I I I I

I

ca

C

.=.GD[3:isG6-N

(oO)NroF

o

COo-F-lo

C,

i; o)-.Nl- irJlor

FOOi-

(eO)-

F-ro

C;

ro

6iO)q

ro

c\io,o?t

Ot--r)(o

d

5"lo!0

'!an.o's

I I I

51oloC,fi|CIrG

aea,G'tr=C6

Ncotolvq

N(f)-

LOi+eN

ss"LO+\looGi$i

N(o.ror+qN

Nco-lo$oN

ais

af,'D5Gcr

o(o(oq<-o$

o(o(oq$o$

OO-'i@6(o(o(0$+3o$

od(oq$os

o@(oq?

$o$

oa

GE

atra6-ca

^a Ea.oeH:6ag ,a H{i .(Jl. r;acs2F---bj-,czoonsinE_=:{ HH-dH,E'E;fr ,E,E:.i'S 15 F ) '& '&ji,grBTdlrr

H -1"#'t"a )P ,E z z- : ub -= s) : uGq{ ='= ;t c .f, ; B B.rA,EB'F'::q,t,B,ebes!- s ts A 5.'cs 'd? -- -- cs

12y;s!22ubub

;9.;E F E g,: E J"T"TE F 'E ['E

-E ?.8 .E

.EDi'HuEE'tuF33,=Jo l, ii,

Izeo,G

a5.so,5tGoo

t.

N

: ".)zt.cdPtn;S Edsi ,A

^Ei,8E -H P

'H,e r E :E . ,E:5 ,E .I L q H <'_:,Gz a E->El U H_G,,= : P n )a

B 'q F ':' +'i' :a :a rE '3 'n 'a

:E,g ,6 6E'5"e ': g:a'isiE E;E.Eg:E.fr FE pe€tt.iE 'E

"E I ; 'E ['E 'E 'S'E 'E ,Eq) S,6 o tr -H rE 3 .frr F,P3,El.

c)

daao

zeo

dG

oIEo

d5lGoo

t.rf

ol.da,f

ctratrl11tl))=c'l=5

_or5

(

dC\r

,3tret):35-le-o65

f,dtr

ooqooq

dos

_or5

oo(f)oU)

:f,3

ac66.@

DNe \eiN-{ros:6-t co6J ,-N 'uP

srE*JGu ra.ea_l-,cB

6-

E3=61h,8qrc6-ezD

H

6-

BEF;aq

+coeLoo-a co

:€ Nq6-=q cxeJ=8.fr"8

@IDBIg

MgUIAlUSAULJN?NUU"I

Financial Report quarter lV year 2018

( This Report is Just a Preview Which has not been audited by Audit Company )

THE JOINT DEVELOPMENT BANK.LTD

Head office + Braches and Units Services

Tel: ozr 21ss31-6

BALANCE SHEETquarter iV year zora

Currency:ALL LAKm

Code ASSETS NoteAmount

sr-Dec-re so-Sep-ra

I

V

VI

vil

vilt

lt

ilt

IV

IX

X

Cash and accounts with the BOL

t. Cash on hand

z. Demand deposits

s. Term deposits

Amounts due from other banks

t. Demand deposits

z. Term deposits

s. Net loans to other banks (net of specific provisions)

Securities purchased under resale agreements

lnvestment in securities

t. Trading securities

e. Available{or-sale securities

e. Held-to-maturity securities

Loans and advances to customers (net of specific provisions)

lnvestment in subsidiaries, joint-ventures and other long-term

investment

Leasing and ordinary lease transactions

Fixed assets

t. Construction in progress and fixed assets in transit

z. lntangible fixed assets

s. Tangible fixed assets

Registered Capital deposited

Other assels

t. Accrued interest income

z. lnterbranches and Head Office Account (Dr)

3. Other assets

707,457.13

249,266.45

324,693.85

133,496.43

226,61O.69

216,61O.69

10,ooo.oo

42,175.O5

4,3OO.OO

77,475.O5

2,192,702.33

259,584.41

7,559.54

153,692.27

98,333.OO

145,122.02

22,563.69

162,558.33

654,937.15

270,606.24

250,904.O6

133,426.85

142,096,.73

142,096.73

25,175.O5

4,300.0o

20,875.Os

2,219,3O3.57

260,A52.a4

6,349.77

152,601.37

101,901.70

121,743.32

37,699.43

84,O83.89

TOTAL: 3,653,652.O3 3,424,148.66

Prepared Accounting Division Head of Credit Dlvision

Vientiane Capital, Lao P.D.R, Date oqlolzo'tg

Manager Director

ffiNti"wZgzY unoS'y

-

guau&ilf fiaqtq&fin

& 4-v(N'rYua

rHT .IoINT DEVELoPMENT BANK.LTD

Head office + Braches and Units Services

Tel: ozr 213ss1-6

BALANCE SHEET

quarter iV year eora

Currency:ALL LAKm

Code LIABILITIES AND CAPILAL NoteAmount

31-Dec-18 30-Sep-18

t

lt

lllUV

VI

Amounts due to other banks

1. Demand deposits

2" Term deposits

3. Borrowings from other banks

4. Other payables to other banks

Amounts due to customers

1. Demand deposits

2. Term deposits

3. Other payables to customers

Securities sold under repurchased agreements

Debt payable related to issuing securities

Other liabilities

1. Accrued interest expense

2" lnterbranches and Head Office Account (Cr)

3. Other liabilities

Capital and reseryes'1 . Chartered capital

2. Shares Premium

3. Regulatory reserve fund

4. Business expansion fund

5. Other reserves

6. Margin for Revaluations

7. General provision for credit activities

8. Retained earnings

9.Result in instance of appoval

10. Profit and loss for financial year

11. Subventions and Allocated Fund

12. Subordinated Debt

123,830.65

6,059.65

117,771.00

2,925,230.54

BBB,5O7.4B

2,036,719.34

3.72

116,678.50

89,861.55

26,816.95

487,912.36

404,666.10

(39,757.05)

2,045.32

550.52

94,029.78

'11,068.48

(5,165.79)

20,475.00

133,800.90

7,112.20

126,68&70

2,714,292.05

817,588.79

1,896,678.63

24.63

ga,osasz

79,072.85

416.12

18,605.55

477,961.16

404,666.10

(39,7s7.05)

2,045.32

550.52

94,029.78

11,216.52

(11,253.25

6,087.46

10,375.76

TOTAL: 3,653,652.03 3,424,148.66

Vientiane Capital, Lao P.D.R, Dale 0410112019

Manager Director

Maqlqfi

Accounting Division Head of Credit Division

.6

uusuuloqg u,t

L,

um.

T.HE JOINT DEVELOPMENT BANK.LTD

.Head Office + Braches and Units Services

Tel: oer 213531-6

STATEMENT OF INCOME

quarter lV year 2018

Currency:ALL LAKm

Code Item NoteAmount

31-Dec-18 30-Sep-18A

1

1.1

1)

t.J

1.4

1.5

2

2.1

2.2

2.4

)E

3

I

4

5

6

v

8

I10

11

12

13

14

II

B

15

16

16.1

16.2

17

18

19

19.1

15.2

20

ilt

IV

21

c

22

aa

24

IOPERATING INcoME AND EXPENSESI

llnterest and slmilar incomeI

llnterest and similar income from interbanks

llnterest and similar income from customersI

llnterest from Securities sold under repurchase agreementI

llnterest from Securihes for Sales landingI

lOther interest and similar income

lnterest and slmilar expense

lnlerest and similar expense for inrerbanks

lnlerest and similar expense for customers

lnterest on Securities sold under repurchase agreemen!

lnterest nd similar of Certificate Borrowing

Other interest and similar income

Net gainl(loss) from trading gold and other precious metals

NET INTEREST AND SIMILAR INCOME

lncome from Leasing

Expenses on Leasing

Revenue from operating lease

Expenses on ordinary Lease

lncome from Securities for Sales

Fee and commission income

Fee and commission expense

Net gain/(loss) from Revaluated trading Securities

Net gain/(loss) from Securities for sales

Net gain/(loss) from deallng in foreign currencies

Net gain/(loss) from Conditionai lnstruments for lnteresr Rate

NET OPERATING INCOME (1+3+..'14)

OTHER INCOME AND EXPENSES

Other operating income

Administratlon expenses

Payroll and other staff costs

Other administrative expenses

Depreciation and amortization charges

Other operating expenses

Net specific provision charges/reversal for loans to customers

Specific provision expenses for loans to customers

Reversal of specific provision for loans to customers

Net gain/(ioss) from selling Financial Asset

Net INCOME AND EXPENSES

TOTAL PROFIT BEFORE TAX

Current enterprise income tax

PROFIT AFTER TAx

COMPREHENSIVE INCOME

Margin for Revaluations Fixed Values

Margin for Revaluations Securities

Margin for Deferred tax

212,801.86

181.69

199,443.08

2,359.76

10,817.33

(131,688.65)

(2,434 24)

(129,254.41)

81,113.21

123.73

400.00

60,655.60

(9,51 1.55)

3,351.98

136j32.97

119,801.96

(78,217.85)

(41,290.17')

(36,927.68)

(27,448.89)

(1 21,1 93.66)

(3,480.79)

(7,527 83)

4,047.04

(1 1 0,539.23)

25,593.74

(5,1 1 8.7s)

20,474.99

94,029.78

94,029.78

146,666.60

45.07

146,'118.66

502.87

(95,060.41)

(ee7.36)

(93,622.36)

(440.6e)

51,606.19

99.76

0.02

290.00

42,150.92

(6,949.95)

2,157.70

89,394.64

88,866.62

(s5,680.47)

(28,957.62)

(26,722 85)

(20,489.98)

(89,084.20)

(36 e3)

(2,631.20)

2,554.27 )

l

I

(76,424.e6)l

12,969.68 |

(2,593.90) |

10,375.7s I

s4,o[s 781

s4.o2s 78lI

I

TOTAL NET OF COMPREHENSIVE INCOME 94,029.78 94,029.78

Vientiane Lao P.D.R, Oale 0410112019

iP€e-aD$ Aeeouoltng Division

,"I/ J--- /\ al---'-1it' ,/ -<u'A

Head of Credit Division

THE. J9INT DEVELOPMENT BANK.LTD

Hgad offlce + Braches and Units Services

Tel: 021 213536

style:FS.01/CB

units 1.000.000 Kip

14,387 "541

2

3

4

5

6

7

I9

10

11

12

STATEMENT OF CASH FLOWS

quarter lV year 2018

Cash flow from business operation

+/- Net benefit or loss in year* Repricing ltem of benefit or loss balance as cash for income - expense

+ Net amortization and depreciation of fixed asset (substantial and insubstantial)

+ Net amortization and depreciation of leasing asset and leasing asset for sale

+/- Net depreciation of problem loan and NPL

+ Net depreclation of investment asset and others

Net reserve deduction for risk and expenses

+ Net reserve deduction by regulation

+ Loss from sale of fixed assets (including software. C. US money)

+/- Benefit from fixed asset sale (include financial fixed asset)

lncome equity from basic support fund

+/- Changes in receivable interest items and other expense items

Changes in receivable interest items and other income items

l. Net cash flow from operation activity before changes in assets and

liabilities of the bankChanges (increase or decrease) in revolving assets

+/- Fixed deposits at Central Bank

+/- Fixed deposits in other banks

Fixed deposit in CB and Fl

'/- Asset purchase with resale agreement

Assets for commerce

Assets for sale

+/- Money for loan and advance for customer

+/- Other assets

ll" Net cash flow from changes in revolving liabilities* Changes (increase or decrease) in revolving assets

+l- Fixed deposlt of CB and Fl

+/- Other accounts to send to other banks

+/- Debt to pay for customer

+/- Asset sale with repurchase agreement

Other liabilities

lll. Cash flow from changes in revolving liabilities

lV. Net cash flow from business operation (l + ll + lll)Cash flow from investment activities

lncrease or decrease in investment assets

lncrease or decrease in investment as group enterprise, joint venture company

lncrease or decrease in fixed assets

. Net cash flow from investment activities

Cash flow from earning activities

lncrease or decrease in the loan

+/- lncrease or decrease in the share distribution

lntegrated capital to receive in year

Dividend

2,783 32

3,024.06

(8,

(7,174.31

23,237.25

26,092.56

6,965.87

881.72

417.62

(9,675.80)

700.98

2,073.71

13

14

15

16

17

18

19

20

2',1

22

23

24

25

67,846.00

563,486.95

8,811.89

(7,180.72

(10,000.00)

(264,909.61)

(101,842.73)

(83,355.59)

(9,e02.

(383,933.06)

44,496.70

64,242.48

3,483.63

640,144.84 112,222.81

282,304.34 20,241.16

(4,262.47

(131,899.87

26

27

2B

(64,875.05)

29

30

31

32

31-Dec-1 8

76,445.27

(4,262.47

(7e7

76,445.27

226,849.74 15,978.69

557,662.00 640,516.15

Cash and cash equivalents

Deposits are not set at the central bank

Deposits are not set at other" banks

Fixed Deposits from Other Banks

r Cash and cash equivalents,,end of monthr

- Cash and cash equivalents

- Deposits are not set at the central bank

- Deposits are not set at other banks

- Fixed Deposits from Other Banks

Vlll"-Cash and cash .equivalents increased

A-ecorollrg Divl$on

/\0,/ 5-\t-'\

-

230,409.92

208,306.13

125,634.22

(6,688.2

784,511.74

249,266.85

324,693.95

216,610.69

(6,059.65)

, 226,949.74

305,807.05

190,179.37

151,496.59

(6,e66.86

656,494.82

270,606.24

250,904.06

r42,096.72

(7,11

15,978.69

Head of Credit Division

Confirm validity Vll - Vlll

vientiane capital, Lao P.D.R, Date 0410112019

quiutni's fiaqtq8finSH

tr)5c3grf

6-63

c3

o)oN

o$oo$o4

clol'6t>l6lP€l3<l_toCL](,ct

-l

(Jq)

(E

o)

N*1

(

cld.ol>li5l

-tEd)

()E]

3EioiolJ

clolo'ti5olC

Cf,oolol<l

E'IoloOLo,L]LI

6go-ooc=o

o,so,j I

|r)ro-(oo)(f)

o,nCOl()().(oo,(.)

ssc.i 3u) rorod@go)CO

o)acf)lor.r)-

@cl)(a

ro

c.iO)Or-

lo

nio,O)-rt

tq1r)\tto-

o$

L6o=-c o-y6Oo

I I rll I

Eo'6llbEI()

oo

(f)

o)F-tro

(oo?Nro

d

o) el]l if)roaFOO l--

(f)

o?Nrr)

C'

Lr)

c.io)o)-s

ro

oio,o-$

@\ro(o

d

o(EoL>EbEO

tt I I I I I

oo-ooo

6o)oJ

Nc?lovo-N

Na?1()$o-N

su.6rf) *$o-ONo.i

Na?la)$o.N

No?l'r)!tro-N

oo-L(Eoi:6so)oo)Y.

o(ol(o@.$o$

o(o@@-sfo.if

Oor'ld3(C) (o@-i+?o$

o<i(o@_!to$

o(r;(o(o-

$o$

ooz

Eo=

ooC0)(,oeo€)

6to-.p: eyE) 3 Ho 93-o-c-uPGeC-ooccot:oL9QooC--c9LuC.!aOO-!c_-ooo

^Er_E06.5crbbl'=sE::)*e*tis,E!oEcG6c>6-6=t=E

7'-!fo:iO-ts^YOO

91 d36!o-EbrcYoo'r.ooo=hoES!o+.cct:Oc!Ca*eOG,u),i.fJoLoo_oo-Eocc!IPH,SOFE-*H€hE;3i-)2Y..qcEasEX>.--6LL, a)

^ o a * G o o o)'*0-zzt!.1, il

oocoo-o

Izo-c

oEC

I.IJ

N

E3

2e oEEL@ooCAc9;taYau5 fieE EE gP

EaES: .:8, P3,.-=n)c.=cpoP_6oEeB;-.EfifrE:BE

P=ci9-ij_--osgEE=:;etE:;tiasHEE::EE3-qsZpc-ci'"6-6Eo--;Gt(/)+.i@:.-oc*;t:E;5=EI:jo3

^uv,EedOoo*r!CcEEoobe<bgE'b3=bbbr.E3-7F7 U6orI,72=72;E3E3eEE3Lr.r:--o<F0ao-aL(.1',rOOrrrr

cf)

.CcoE

zcoE

o!ctu

t,!+

o_v

co8OOAOOOUJ?Lra9>\ '=o=

coEocoOo6N

LJOcO

rFobgELtt(I,-cO

aoo.o

+(DYAz<.ic0c.fF=TUlc

o_ao9j

LUE6:03O+Lf)

=8NQExr.rJ 6 ..ro6FIF

lt I

\a

\"y