Raising Private Money Tony ReavesandOrestes Alvarez

www.YourLearningCenter.com

Leroy Tony ReavesFull time RE investor, since 1997President of the National REIA AssociationFounding member & current board member of GSREIAIn less than 3 years, our group has gone from 8 members to over 500

I help people start & improve local groups throughout the country. Members of these groups helped me & I hope to help you.

EVENT REGISTRATION LOCAL INVESTORS

START MAKING MONEY NOW! FROM DAY 1... NOT 1 YEAR FROM NOW

THE BUSINESS OF REAL ESTATE INVESTING (The Business of Buying Houses)Set up your business, we will cover Business Plans, Incorporating, LLCs on the spot in class! Quick Books-Prop$395

PROPERTY MANAGEMENT (Selection, Screening Separation) $199

TIME MANAGEMENT (Quality of Life & Web page for your bus ) $99

TRUSTS & TAXES (Setting them up & using them) $199

GETTING STARTED NO MONEY OR CASH!!! This program will help you earn money, while you Learn more about the various avenues of Real Estate Investing. You do not need lots of cash or experience for this program. It will help you get a handle and starting point for your self.If your experienced it can help you begin to build your investing activity into a real business. $195

CREATIVE FIANCING TECHNIQUESHere we will discuss and review the several ways to buy houses other than the traditional methods hundreds of other investors are using. In the art of creative financing we will cover the Basic Financial Concepts of Real estate Investing, rental income and expense analysis, legal definitions and Bank loans. $395 OPTIONS You have heard about buying houses and selling houses with no money down. You have heard all the negative about flipping, let me show you how to avoid all that. I will teach you how it is done. Learn how you can buy houses with no money down and sell them quickly.Learn what to do about seasoning, so you do not make it hard for your buyers to get the funding most 1st time homeowners need to purchase. You will learn to turn any contract in to an option contract, and most lawyers will not even catch what you are doing. $195 WHOLE SELLING PROPERTIES We will cover and you will learn how to make plenty of money with this basic technique. How to go about looking for deals. Inspect these properties so you know if it is worthy subject or (prospect) then we will write the contracts so you can acquire and then sell this properties for CASH!!!! $195

Private Money: A Critical Factor to Your Success in Real Estate.Pretty House Business On occasions youll need money to either catch up the back payments or provide some cash to the seller.No matter your Exit Strategy secure your private money.

Private Money: A Critical Factor to Your Success in Real Estate.Wholesaling What happens if you cant sell before your time frame expires? There would be no need to worry if funds were easily accessible to you.No matter your Exit Strategy secure your private money.

Private Money: A Critical Factor to Your Success in Real Estate.Rehabbing This type of business relies heavily on capital to not only buy the property, but have the necessary funds to repair it.No matter your Exit Strategy secure your private money.

Private Money: A Critical Factor to Your Success in Real Estate.Note Buying A very lucrative business where one can buy defaulted notes for 50 cents on the dollar or less. No matter your Exit Strategy secure your private money.

Dont loose another DEAL .secure the FUNDING!!!!

Money Partner, Hard Money Loan, Private Money Loan Sample Transactions 50/50 Money PartnerAfter-Repair-Value $325,000Purchase Price $200,000Repairs $ 50,000Borrowed Funds $250,000

Gross Profits $ 75,000

50/50 Split $ 37,500

Net Profits $ 37,500

* Six month turn around time.

Money Partner, Hard Money Loan, Private Money Loan Sample TransactionsHard Money LoanAfter-Repair-Value $325,000Purchase Price $200,000Repairs $ 50,000Borrowed Funds $250,000

Gross Profits $ 75,000

5 Points on Borrowed Funds $ 12,50015% Annual Rate Interest Only $ 18,750

Net Profits $ 43,750

* Six month turn around time.

Money Partner, Hard Money Loan, Private Money Loan Sample TransactionsPrivate Money LoanAfter-Repair-Value $325,000Purchase Price $200,000Repairs $ 50,000Borrowed Funds $250,000

Gross Profits $ 75,000

15% Annual Rate Interest Only $ 18,750

Net Profits $ 56,250

* Six month turn around time.

Advantages of a Private Money Loan?Advantages to you: Collateral qualifies you for the loan not your credit.

Quick response and less paper work.

No up front points like a Hard Money Loan.

Interest rates and terms are negotiable.

No prepayment penalty.

Advantages of a Private Money Loan?Advantages to private lender: Higher rate of return on their investment.

Secured by the collateral as a first or second mortgage.

25 percent to 30 percent equity protecting lenders investment.

Minimal to no risk.

With the ups and downs of the current stock market, Private Lenders want their investment to be a safe one.

Who are the Funding Sources for Private Money?Friends Family REIA Members Sellers of Properties Your Buyers

Bottom Line: Anyone can be your Private Money LenderMoney Partners Business Owners Doctors Lawyers Accountants

Who are the Funding Sources for Private Money?Seriously.ANYONE!!!

This may not be for you, but do you know someone that might be interested in earning 12 to 15 percent on their money, secured by a first lien on real estate, short-term 6 to 12 months?The Power of Scripts

I came across a great opportunity and was wondering if you know someone that might be interested in earning 12 to 15 percent on their money? If they invest, I will pay you 1 to 2 percent on the amount invested.The Power of Scripts

Private Lender Program Rules

We pay private lenders as much as 15% interest annually.

First lien position with pay off of underlying mortgage.

Second lien if funds dont cover first liens.

All private lenders get:

Promissory Note Or a mortgage recorded against the property Added on to the hazard insurance as the mortgagee Copy of an appraisal or market analysis report Lenders title insurance

Principle balance refunded within 45 days of a written request.

Questions?

Private Money Presentation

We Buy, Sell, Lease and Renovate Properties

Unique Programs to Lend Your Money SafelyUsing Well Secured Real Estate Collateral

Innovative Real Estate SolutionsWho we are:We are a fourteen year old multi-service company specializing in buying, selling, managing, and renovating of properties in tri-state metropolitan areas. Properties range from single to multi-family homes and apartment buildings. Our goal is to provide sellers creative solutions to their real estate problems. Sellers get a quick sale with no hassles.

XYZ Real Estate SolutionsOur target audience:These sellers usually do not have the time to sell their house the conventional way or try to sell on their own. Not to mention, go through the hassle of showing their home, qualifying buyers, negotiating contracts or fixing up the property for sale.House VacantFire DamagedNeed RepairsBad TenantsRelocatingDivorceEstate SaleFacing Foreclosure100% FinancedOwe LiensJob LossBehind on PaymentsWe help sellers that own an unwanted house and need to sell quickly due to the following:Innovative Real Estate Solutions

What we provide sellers:Innovative Real Estate SolutionsA no hassle friendly transactionA quick and flexible home saleFair priceQuick attentionAbility to buy their home in any conditionBuy in any price rangeClear and understandable paperworkAbility to move when they choose Most important, PEACE OF MIND

How We Can Help You, The Lender:We have the know howWe can help you establish TAX FREE retirement income We have the contacts to open Self Directed IRA Accounts that permit you to make high yield loans secured by real estate We have several low risk, high return programs to suit: For those with IRA funds, we can assist in setting up a "Self Directed Individual Retirement Account" that will allow your IRA to lend funds for our deals For those with Roth IRA Accounts For those with personal or family cash available for investment For those with company funds available for investment

How We Can Help You, The Lender:(continued)We have the deals - Great Real Estate - most with excellent locations, near schools, shopping and employment centers We borrow for renovated and un-renovated properties We will answer all your questions to your satisfaction before we do business together FAST - FRIENDLY - FLEXIBLE!

Two Ways to Earn Better Returns on Your Money: Our "Get Acquainted" Program: With as little as $4,000 you can invest your funds and earn great market rate returns

You can receive interest on interest with our accrual program

Once we have an investment opportunity for you, we will provide you with the details. You will then have the opportunity to accept or reject the investment.

Two Ways to Earn Better Returns on Your Money: (continued)Our "MAX Investor" Program: With larger investments we can offer greater returns

In some cases we can offer our accrual program, quarterly or yearly payments. You will be allowed to choose what is best for you.

You will receive priority status on deals as they become available, and of course we will provide all the details you will need. Flexible Programs Designed for You!

The REAL World for Lenders Who Follow Traditional Lending Practices... Underwriting and Approving a loan takes timeThe details are sketchy and do not answer all the questions you may askThe Collateral is RiskyThe property valuations are not dependableThe borrowers are not flexible The interest rates are too low! You deserve more!Why Should You Follow the Conventional Lending Process When You Want To Maximize Profits?

One of the Most Well Kept Secrets Your Stockbroker Doesnt Want You To Know You can control your investments in your retirement and investment accounts! You Have Choices:

Stay in the stock market Guess at the next wave

Hope for the best

Gamble on the future

Have no control

One of the Most Well Kept Secrets Your Stockbroker Doesnt Want You To Know (continued)Take Control of Your Future!Your Choice: The Choice IS Yours!Invest in well-secured investmentKnow the collateral Know your borrower See the details Make your own decisions Be in control of your future Decide the return you wish to have Eliminate concern for macro economics

Take Control of Your Investments~IRA, Pension Plan, Savings or CDs~You Call The Shots In Your Future!!!!

How We Benefit YOU:We can close fast. If necessary, within 24 hours. Or, we can fit your schedule, based on our availability of properties and your availability of funds.We offer minimum headaches with maximum returns We offer low riskWe will provide all of the supporting documentation: Property valuation details Property details Property Acquisition Worksheet showing how we arrived at our numbers and cash needs

How We Benefit YOU:(continued)We have the paperwork to borrow your money and give you maximum protectionWe have the closing attorneys/title companies to make the process easy for you.We can work within your schedule. Let use know when youll have funds available and well try to have a deal ready for you.FAIR - HONEST - RELIABLE

House Purchased with Private Money

Heres The DealOriginal Purchase Price $ 85,000Estimated Renovation / Addition Expense $ 35,000Estimated After Repaired Value $175,000

Total Funds Borrowed: $120,000Term of Loan at 9% Interest Only 12 MonthEstimated After Repaired Value $175,000

Heres The Actual NumbersLender Earned $ 10,800 or $900 per month in Interest for 12 monthsThis is an example of our "Max Investor" Program.

Based on your availability of funds, we can keep all or any portion of your funds earning interestWe can offer short term or long term investments based on your investment goalsIf your goal is for higher than average returns we can offer higher rates based on the loan amount and length of the loanIf your goal is safety, we can offer very low risk investments at lower rates Tell Us What You Want Or Need. Many Other Possibilities Exist. Types Of Investments We Can Offer You

Property is sold before loan is dueProperty is refinanced with long term notePackage property with other properties owned or to be acquired by borrowerBorrow on equitySell partnership interest And if NecessaryWell deed you the houseYou keep our profitsHow To Assure You Get PAID

Lets get Started.Whether you are investing personal or IRA funds, we simply need to know the amounts you have available and the time frame in which you would like to invest your funds. All information provided will be kept Strictly Confidential. Call Today For A Great Return On Your Money1-800-603-0119 Ext 750

Questions?Thank you for your kind attention

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Real Estate Investment ModelBusiness Owner

Real Estate ModelExit Strategies or Building Blocks

Bird Dog Flow Chart

What is Fast Track? Month 1FAST TRACK I : The Business of Buying Houses Getting Started, Business Plan, Marketing, Trusts I & II, Entities Month 2FAST TRACK II : The House Buying Business Wholesaling, Deal Structuring, Options, Subject to, Property Mgt Month 3FAST TRACK III: The House Buying Field Exercise Analyze deals, Inspect homes, Est. Rehab Costs, Make offers Plus three months of additional deal consultingMy Cell phone, Conference calls, access to the team web site $2,995Bird Dog Flow Chart