debtwave credit counseling review

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DebtWave Credit Counseling

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DebtWave provides credit counseling, debt management, financial education and more for consumers trying to get rid of their unsecured debts. They are a highly rated and highly recommended company, with a large number of positive reviews from customers online, and a very low number of complaints. We recommend including them in the companies that you get a free consultation from. If you're interested in learning more, you can find it on BestDebtCompanys.com at the link in the slides above.

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Page 1: DebtWave Credit Counseling Review

DebtWave Credit Counseling!

Page 2: DebtWave Credit Counseling Review

Who Are They?!

DebtWave is a financial counseling agency that prides themselves on excellent customer service, a caring staff and their history of having helped over 100,000 people receive financial counseling for a better future. They’ve also helped over 13,000 people pay off their debts in full after having “graduated” from their debt management program. !!They’re not the biggest company we’ve reviewed, but they are one of the most trusted.!!!

Page 3: DebtWave Credit Counseling Review

What Services Do They Offer?!•  Credit  Counseling  Sessions  •  Debt  Management  Programs  •  Student  Loan  Counseling  •  Financial  Educa9on  Programs  

Page 4: DebtWave Credit Counseling Review

Additional Services!•  They  offer  Military  Financial  Educa9on  

Programs  for  individuals  that  have  been,  or  currently  are,  in  the  armed  forces.  

 •  Smart  With  Your  Money  program  (Covering  

topics  such  as  “Understanding  Your  Net  Worth”,  “Establishing  Financial  Goals”,  “Crea9ng  a  Budget”,  “Different  Ways  to  Eliminate  Credit  Card  Debt”)  

 •  The  Wave  of  Future  program  is  meant  to  

educate  the  communi9es  youth  about  smart  financial  prac9ces.    

Page 5: DebtWave Credit Counseling Review

Do They Offer Debt Education?!

One  of  the  main  aspects  of  their  organiza9on  is  centered  around  educa9ng  their  clients.  In  addi9on,  they  teach  the  community  about  debt  management,  saving,  credit  and  finances  both  by  offering  services  as  well  as  providing  resources  on  their  website  and  elsewhere.    They  have  a  very  robust  debt  educa9on.  

Page 6: DebtWave Credit Counseling Review

How Do They Rate With The BBB?!

DebtWave  has  an  A+  ra9ng  with  the  BeTer  Business  Bureau  due  to  their  length  of  9me  in  business  (over  10  years),  the  general  lack  of  complaints  filed  against  them  with  the  BBB,  and  the  quick  resolu9on  of  the  few  complaints  that  were  filed  against  them.    

Page 7: DebtWave Credit Counseling Review

What Do Their Services Cost?!

Their  services  generally  cost  somewhere  between  $20-­‐$49  dollars  a  month,  depending  on  the  amount  of  debt  the  client  is  bringing  to  the  table  upfront  as  well,  the  state  the  client  resides  in,  and  a  few  other  factors.      

Page 8: DebtWave Credit Counseling Review

Additional Resources!Aside  from  their  regular  services,  their  site  offers  plenty  of  addi9onal  resources  to  educate  and  assist  visitors  such  as  debt  calculators,  access  to  a  “Financial  Literacy  Center”,  relevant  news,  various  success  stories,  etc.    

Page 9: DebtWave Credit Counseling Review

FAQ Page!They  offer  a  hearty  FAQ  page  that  answers  a  variety  of  ques9ons  about  their  program  and  about  debt  in  general.  Some  of  the  ques9ons  you  can  find  answers  to  include:  •  Do  I  need  to  be  on  a  debt  management  program?  •  How  much  will  it  cost  to  be  on  a  debt  management  

program?  •  What  are  the  forms  of  payment  DebtWave  accepts?  •  How  do  I  know  if  a  company  is  a  legi9mate  credit  

counseling  agency?  •  How  do  I  know  my  creditors  will  be  paid  on  9me?  •  Why  are  my  statements  showing  a  past  due  amount?  •  Why  are  my  payments  arriving  late  to  my  creditors?  •  Will  I  s9ll  be  able  to  use  my  credit  cards  that  I  put  on  

the  program?  •  And  more!  

Page 10: DebtWave Credit Counseling Review

What Type of Debt Do They Service?!

They  assist  clients  with  unsecured  debts,  which  is  typical  of  debt  management  agencies.    

Page 11: DebtWave Credit Counseling Review

What Makes This Company Stand Out?!Members  of  their  professional  staff  are  accounted  for  on  the  website  complete  with  biographies  highligh9ng  their  experience  and  history  of  service.      The  website  is  a  small  library  in  and  of  itself  providing  countless  resources  for  debt  management  and  finance  advice  and  informa9on.    

Page 12: DebtWave Credit Counseling Review

Do They Maintain A Social Media Presence?!

DebtWave  does  have  a  social  media  presence,  mostly  in  the  form  of  a  fairly  average  Facebook  page.  They  seem  to  post  there  preTy  regularly  but  their  biggest  following  is  on  their  TwiTer  page  where  they  have  twice  the  followers  and  twice  the  posts.    

Page 13: DebtWave Credit Counseling Review

Potential Negatives!

One  small  nega9ve  is  the  lack  of  a  mobile-­‐friendly  website  at  the  9me  this  was  wriTen,  which  might  make  it  inconvenient  for  some  visitors  to  use  their  site.    

Page 14: DebtWave Credit Counseling Review

What Does BDC Think of This Company?!

BDC  gives  this  company  a  9  out  of  10  (as  of  July  2014)  for  factors  such  as  nearly  a  decade  and  a  half  in  business,  reasonable  costs  and  for  the    myriad  of  services  and  tools  they  provide  their  clients.      Overall,  we  trust  them  and  that’s  why  they  are  ranked  highly  and  they  are  a  highly  recommended  company.  

Page 15: DebtWave Credit Counseling Review

Learn More!Read  the  en9re  profile  of  this  company  by  visi9ng  their  link  on  the  BestDebtCompanys.com  at:    hTp://bestdebtcompanys.com/company/debtwave-­‐credit-­‐counseling-­‐review/