real estate weekly | january 20, 2012

JAN 20-JAN 26TWENTY-TWELVEFREE

RealEstateweeklyRESIDENTIAL • COMMERCIAL • RENTALS • LAND/ACREAGE INSIDE

THIS ISSUE

YOUR KEY TO REAL ESTATE IN SKAGIT, SNOHOMISH, ISLAND AND WHATCOM COUNTIES

goskagit.com/reweekly A supplement to the Skagit Valley Herald and the Anacortes American

2412 NORTHRIDGE WAY, MOUNT VERNON $255,000

Nicely cared for 3 bedroom and 2 bath rambler on spacious lot. Home features a large living room with zero clearance fi replace, bath off master, 2-car garage, and spacious kitchen with lots of oak cabinets, breakfast bar, and separate eating area. Enjoy beautiful Northwest views from this beautiful home. MLS#302029

FEATURED ARTICLE:

Skagit Tradition Realty3780 E. College WayMount Vernon, WA 98273360-424-0300www.SkagitTraditionRealty.comDanya Wolf

Listing Agent(360) 708-8294

REDUCE THE RISK OF REJECTIONPAGE 3

TRENDS: FORECLOSE ACTIVITY ON THE DECLINEPAGE 4

WHERE THE RENTERS AREPAGE 5

RENOVATING A RENTAL PROPERTYPAGE 6

Q&AASK OUR BROKERPAGE 8

CLASSIFIEDSPAGE 10-11

RENOVATING A RENTAL PROPERTY When the economy struggles to the point of recession, few people benefi t. However, there are some businesses that thrive during a recession, using the circumstances to their advantage and actually growing business in spite of a sagging economy. One such (cont. on pg. 6)

2 January 20, 2012 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly January 20, 2012 3

www.SkagitValleyRealEstate.com320 S Burlington Blvd • Burlington(360) 755-9494 • (800) 775-0153

Go to our website for a quick and easy way to search all listings!Territory NW

Wilma LouiaOwner

661-1631

IvanaWood

770-3550

RonVan Pelt333-1045

ElizabethDetillion708-8800

DebbieAllen

708-8780

MichelleMitzel

630-4423

JimStransky708-1681

KirkCampbell770-7470

DanSoria

348-6655

Charlie & Jeannie Boon

708-9645

MikeWelling540-1341

Pete McDougalBroker

708-6500

Amber Soria

969-4030

Burlington $299,999Remodeled rambler on the 18th Fairway with golf course views. Brand new kitchen, hardwood fl ooring and paint. 3 bedrooms, 1.5 Bathrooms, 2 living rooms and an offi ce. Has a very open fl oor plan, perfect for entertaining indoor or outside. Very large deck with hot tub. MLS #276434 Direc-tions: H’way 20 West, Right onto Avon Allen, left into Country Club, left at club house onto County Club Drive, house will be 4th house on the right.

Call Michelle, 630-4423

Mount Vernon $170,000Well cared for Rambler home in the Meadows. 3 br, 1 ¾ bath, large inviting living room. Open fl oor plan, skylights, vaulted ceilings. Kitchen with Island, eating bar and pantry. Fully fenced backyard with deck. RV parking, easy commute to I-5, shopping and schools. MLS # 309977

Call Charlie, 708-1415, Jeannie, 708-9645

Sedro-Woolley $189,0003 bedroom, 1.5 bath traditional. Home, 1574 sq. ft. of living space + Full basement with 2 Bonus rooms. Wood fl ooring, Many built-ins. Roomy, fenced backyard. Detached. Two car garage. MLS # 257235

Call Debbie, 708-8780

Sedro-Woolley $239,500Beautiful and huge vintage home. 4+ bedrooms, 2.75 baths. Offi ce w/separate entrance. Large lot on quiet street. Convenient to everything. MLS # 295022. Directions: From State, South on Rita, Right on West Talcott, corner of Robinson & West Talcott.

Call Elizabeth, 708-8800

OPEN HOUSE: Sat. Jan. 21st

1-3PM

Mount Vernon $142,300Affordable 2 bedroom. 1.75 bath. 1199 sq. ft. New hardwood fl ooring and kitchen countertops. Large corner lot with mature landscaping. 1 car carport and 4 small outbuildings. MLS#260435

Call Pete, 708-6500

Burlington $209,000Solid 3 bedroom, 1 ¾ bath spacious rambler. Oak hardwood fl oors throughout. RV Parking, 2 car garage, and room for a shop. Newer gas furnace, hot water tank and roof. Covered patio. MLS # 310488

Call Ron, (360) 333-1045

La Conner $198,0003 bedroom, 2 baths. 2453 sq feet. Bath off master. Enjoy Shelter Bay amenities like swimming pools, golf & marina. MLS#268010

Call Wilma, 661-1631

NEW LISTING

PRICE REDUCED


1-3PM

PRICE REDUCED

NEW LISTING

Burlington $289,500Desirable Burlington Neighborhood. 3 bedrooms, 2 ½ baths. Large bonus room. Fully fenced backyard. Awesome waterfall and landscaping. RV parking site. MLS#293347

Call Jim, 708-1681

“Highest Overall Satisfaction For Home Sellers and Home Buyers Among National Full Service Real Estate Firms”

RE/MAX received the highest numerical score among full service real estate fi rms for home sellers and home buyers in the proprietary J.D. Power and Associates 2011 Home Buyer/Seller StudySM . Study based on 3,861 total evaluations measuring 8 fi rms and measures opinions of individuals who bought a home between March 2010 and April 2011. Proprietary study results are based on experiences and perceptions of consumers surveyed March-May 2011. Your experiences may vary. Visit jdpower.com

TABLE of CONTENTSReduce the Risk of Rejection Pg. 3

Trends - Foreclose activity on the decline Pg. 4

Where the Renters Are Pg. 5

Renovating a rental property Pg. 6

Q & A: Ask Our Broker Pg. 8

Classifieds Pg. 10-11

To advertise in

or other Skagit Publishing publications, Call 360.416.2180 or E-mail [email protected]

View this publication online at www.goskagit.com/reweekly©Skagit Publishing LLC 2012 | All rights reserved.

All real estate advertised in Real Estate Weekly is subject to the Federal Fair Housing Act, which makes it illegal to advertise “any preference, limitation, or discrimination because of race, color, religion, sex, handicap, familial status, or national origin,

or intention to make any such preference, limitation or discrimi-nation.” We will not knowingly accept any advertising which is in violation of the law. All persons are hereby informed that all dwellings advertised are available on an equal opportunity basis.

RealEstateweekly

For further information call HUD Toll Free at 1-800-669-9777.

All Houses subject to prior chang-es without notice. Neither advertisers nor Skagit Publishing are responsible for any errors in the ad copy. Skagit Publishing reserves the right to refuse any advertising, which we deem unsuitable for our publication.

Unless otherwise noted, all photographs, artwork and ad designs printed are the sole property of Skagit Publishing and may not be duplicated or reprinted without express written permission.

Skagit Publishing is not respon-sible for typographical or production errors or the accuracy of information provided by advertisers.

SKAGIT PUBLISHING

6Pg.

Real Estate Weekly content sponsored by:Whidbey Island Bank


www.SkagitValleyRealEstate.com320 S Burlington Blvd • Burlington(360) 755-9494 • (800) 775-0153

Go to our website for a quick and easy way to search all listings!Territory NW

Wilma LouiaOwner

661-1631

IvanaWood

770-3550

RonVan Pelt333-1045

ElizabethDetillion708-8800

DebbieAllen

708-8780

MichelleMitzel

630-4423

JimStransky708-1681

KirkCampbell770-7470

DanSoria

348-6655

Charlie & Jeannie Boon

708-9645

MikeWelling540-1341

Pete McDougalBroker

708-6500

Amber Soria

969-4030

Burlington $299,999Remodeled rambler on the 18th Fairway with golf course views. Brand new kitchen, hardwood fl ooring and paint. 3 bedrooms, 1.5 Bathrooms, 2 living rooms and an offi ce. Has a very open fl oor plan, perfect for entertaining indoor or outside. Very large deck with hot tub. MLS #276434 Direc-tions: H’way 20 West, Right onto Avon Allen, left into Country Club, left at club house onto County Club Drive, house will be 4th house on the right.

Call Michelle, 630-4423

Mount Vernon $170,000Well cared for Rambler home in the Meadows. 3 br, 1 ¾ bath, large inviting living room. Open fl oor plan, skylights, vaulted ceilings. Kitchen with Island, eating bar and pantry. Fully fenced backyard with deck. RV parking, easy commute to I-5, shopping and schools. MLS # 309977

Call Charlie, 708-1415, Jeannie, 708-9645

Sedro-Woolley $189,0003 bedroom, 1.5 bath traditional. Home, 1574 sq. ft. of living space + Full basement with 2 Bonus rooms. Wood fl ooring, Many built-ins. Roomy, fenced backyard. Detached. Two car garage. MLS # 257235

Call Debbie, 708-8780

Sedro-Woolley $239,500Beautiful and huge vintage home. 4+ bedrooms, 2.75 baths. Offi ce w/separate entrance. Large lot on quiet street. Convenient to everything. MLS # 295022. Directions: From State, South on Rita, Right on West Talcott, corner of Robinson & West Talcott.

Call Elizabeth, 708-8800


1-3PM

Mount Vernon $142,300Affordable 2 bedroom. 1.75 bath. 1199 sq. ft. New hardwood fl ooring and kitchen countertops. Large corner lot with mature landscaping. 1 car carport and 4 small outbuildings. MLS#260435

Call Pete, 708-6500

Burlington $209,000Solid 3 bedroom, 1 ¾ bath spacious rambler. Oak hardwood fl oors throughout. RV Parking, 2 car garage, and room for a shop. Newer gas furnace, hot water tank and roof. Covered patio. MLS # 310488

Call Ron, (360) 333-1045

La Conner $198,0003 bedroom, 2 baths. 2453 sq feet. Bath off master. Enjoy Shelter Bay amenities like swimming pools, golf & marina. MLS#268010

Call Wilma, 661-1631

NEW LISTING

PRICE REDUCED


1-3PM

PRICE REDUCED

NEW LISTING

Burlington $289,500Desirable Burlington Neighborhood. 3 bedrooms, 2 ½ baths. Large bonus room. Fully fenced backyard. Awesome waterfall and landscaping. RV parking site. MLS#293347

Call Jim, 708-1681

“Highest Overall Satisfaction For Home Sellers and Home Buyers Among National Full Service Real Estate Firms”

RE/MAX received the highest numerical score among full service real estate fi rms for home sellers and home buyers in the proprietary J.D. Power and Associates 2011 Home Buyer/Seller StudySM . Study based on 3,861 total evaluations measuring 8 fi rms and measures opinions of individuals who bought a home between March 2010 and April 2011. Proprietary study results are based on experiences and perceptions of consumers surveyed March-May 2011. Your experiences may vary. Visit jdpower.com

Rejection hurts. But the pain is magnified when rejection is unexpected or proves costly.

According to a recent survey by the National Association of Realtors, 15 percent of buyers are being rejected for a mortgage after they’ve submitted a purchase contract on a particular home.

That means they have paid good money to formally apply for a loan, which typically involves a fee of several hundred dollars for an appraisal on the home the borrower

wants to purchase.Sometimes, rejection

even happens at the eleventh hour, upending moving plans. “I have seen [lending firms] decide not to wire the money when everyone is sitting at the closing table,” observes Paul Logan, president of the Pennsylvania Association of Mortgage Brokers.

To be sure, in this ultra-conservative, post-credit-collapse era, some homebuyers do everything right, only to find out that a lender decides it would be wrong to give them a

loan. Here, a look at ways to reduce the risk of a rejection blindsiding your homebuying plans:

Pre-approval is Conditional

While to a layman’s ear the terms “qualified” and “conventional” both convey eligibility, in the mortgage-lending business there’s a stark difference: When someone is “pre-qualified,” it means that chances are pretty good they can get a loan of a certain size, but when

they’re “pre-approved” it looks more certain.

When a real estate is working with a buyer, the agent should make sure the buyer has a reliable pre-approval for a certain loan amount so that they know to look at homes in a particular price range, asserts John Sullivan, past president of the National Association of Exclusive Buyers Agents.

Although most lenders will pre-approve a customer for free, they should give the

Reduce the Risk of RejectionYou can’t always

get what you want -

including a mortgage.

Here’s how to best strengthen your position for obtaining a loan

cont. on pg. 4


process scrutiny, running customers information through an underwriting program and probably verifying data by asking for pay stubs and other documents, adds Neil Caron, vice president of Freedom Mortgage in Mount Laurel, N.J.

Still, a pre-approval is a snapshot of the borrower as he embarks on home shopping. Sometimes, borrowers trip up their chances for a loan by making changes in their financial life, by adding big charges to their credit cards, for instance, or taking out another loan, such as for a new car.

Sugarcoating Can Go Sour

Borrowers want to look good to a lender, but polishing the facts so that the truth is fuzzy doesn’t benefit anyone.

Be precise about all the numbers, lenders advise. And, remember that an approval is really stronger when the lender does at least a cursory verification of your credit, income and other factors.

Knowing that borrowers are often sensitive about bearing their financial souls, Jack Guttentag, who runs the website www.mtgprofessor.com, has developed a free pre-qualification tool. “It’s

designed to let you see where you stand,” he says. “And it will offer [links] that give information on remedying your weaknesses.”

Agents Should Spot Trouble

Financing also can fall through because of the property, not the borrower.

“Say, for instance, the appraisal finds there is chipped paint,” says David McIlvaine, a broker with Keller Williams in Ellicott City, Md.

“When a buyer is getting an FHA loan, or even some conventional loans, they won’t be approved until that’s fixed.” Experienced agents should spot such trouble before a borrower submits his formal loan application, McIlvaine says.

Will Sellers Share the Pain?

No matter how careful a buyer and his agent may be, rejection can still come unexpectedly.

So can buyers minimize the hurt of rejection by having sellers pick up the costs? “You can ask,” says Sullivan. “But I don’t think a good seller’s agent would advise [the seller] to agree to it.”

McIlvaine adds that he has rarely seen the request, “but buyers who’ve been rejected before may decide that it’s worth a try.”

REjECTION cont. from pg. 3

trends

Drive around and you might see a lot of for-sale signs up, but the number going up as a result of a foreclosure is on the decline.

Realtytrac’s 2011 year-end U.s. Foreclosure Market Report, released Jan. 12, shows a total of 2,698,967 foreclosure filings – default notices, scheduled auctions and bank repossessions – on 1,887,777 properties in 2011, a decrease of 34 percent in total properties from 2010. Overall, foreclosure activity was 33 percent the 2009 total and 19 percent below the 2008 total. total foreclosure activity and the foreclosure rate were both at their lowest annual level since 2007.

Despite the numbers, the most hard-hit area remain so.

More than 6 percent (one in 16) of Nevada housing units had

at least one foreclosure filing in 2011, making it the state with the highest rate of foreclosure for the fifth consecutive year. arizona, the second-highest state for foreclosures three years running, had a 4.14 percent of housing units (one in 24) with at least one foreclosure filing.

Part of the reason for the decline is because of delays in the foreclosure process, leading to an increase in the foreclosure timeline. In the fourth quarter of 2011, U.s. properties took nearly a year (348 days) to complete the foreclosure process, up from 336 days is Q3 and up form 305 days during Q4 2010. the state of New york documented the nation’s longest foreclosure period, with those completing the process in Q4 2011 having taken an average of 1,019 days to close.

Longer processing timelines resulted in fewer filings in 2011

Foreclose activityon the decline


OPEN HOUSES & SHOWCASES

STAT

1:35

TABLETTImE

average amount of time per daytablet owners spend using their devices

source: Pew Research Center Project for Journalism excellence/the economist Group

3780 E. College Way, Mount Vernonwww.skagittraditionrealty.com

360.424.0300 or 360.853.8888

Custom PARK MODEL with lots of extras: custom cabinetry, extra windows along the top & all appliances. Rent is $405 & includes basic TV cable. Small inside dogs allowed if on leash. Home set up in private cul de sac. MLS#307281

Mount Vernon $65,000

JoAnn Boudreau360-391-0746

Sedro-Woolley $189,900

Danya Wolf360-708-8294

Lovely property with 3.3 acres in nice rural setting near the Samish River, but high above the fl ood plain. Warm & welcoming 2 bedroom country home with beautifully remodeled kitchen, newer appliances, deck off back, large utility/mud room w/double sinks, small shop w/

loft, hen house, patio, fruit trees & garden space. MLS#311196

1 hour, 35 minutes

It’s tough out there, but looking to 2012, landlords are optimistic, according to a recent Rent.com survey of property managers representing approximately 29,000 apartment communities.

The Vacancy EconomyJob market conditions remain the greatest factor in determining

vacancies. In 2011, just 52 percent of property managers reported job loss as a significant factor affecting vacancy rates, down from 70 percent last year and 90 percent in 2009. Beyond that, 46 percent of property managers said vacancies were affected by tenants who could not afford their rent or were trying to save more money, down from 59 percent the year before. Just 23 percent of property managers cited tenants doubling up or taking on roommates as factors driving vacancies, down from 48 percent in 2010.

The Concession Standthe number of property managers offering concessions to attract renters

also is on the decline. twenty percent reported reducing deposit amounts (versus 44 percent in 2010), and 16 percent of property managers are still willing to lower rent or provide one or more months’ rent free as a concession (versus 37 and 36 percent, respectively, in 2010).

Got Credit?Property managers continue to see year-over-year declines in

creditworthiness among prospective applicants, with 43 percent citing a decline in creditworthiness in 2011, down from 53 percent in 2010 and 78 percent in 2011. an additional 43 percent say creditworthiness has remained flat, with 14 percent citing an uptick.

Where the Renters Are

survey of property managers takes a look at how the economy is affecting renters - and their rental worthiness


Brown McMillen Real Estate235 W. Rio Vista Avenue, Burlingtonwww.brownmcmi l l en .com

Evening Phone Calls Welcome

AFFORDABLE COUNTRY HOME ON 1/2 AC… Living rm w/free standing wood-stove, adjoining kitchen & dining. 3 BR + den/hobby rm. 1 3/4 Baths. 2 out-buildings. $195,000. #233664THIS HOME HAD WHEELS! Alger area 50’s Mobile inside of stick blt home. Large shop. $119,000. #288411PROPERTY JUST FOR YOU.… 13+ acres in Birdsview. 11+/- acres of beautiful pasture, mountain views & more. $169,500. #245298WONDERFUL MTN VIEWS… from this 3Br., 2.5Ba home, fenced backyard & just 5 mins to freeway. $226,000. #306434SPECTACULAR VIEW! 10+acres, hard to fi nd view property! View of valley, river & mtns. Power & water to prop-erty. $249,000. #1473232 ACRE LOTS… 2 parcels ready for your new home. Each is 2 acres w/nice territorial views and municipal water available. $110,000 #45359

NEW LISTING-RAMBLER ON THE 12TH TEE.… immaculately maintained 1630 sf, 3 bdrm rambler located on Skagit Golf&CC. Open fl oor plan. $310,000 #308903LARGE ACREAGE… 76.84 acres of gently rolling acreage w/new drilled well. Secluded, just 15 miles from Mt. Vernon. $289,000. #221286SHARP OPEN CONDO… w/vaulted ceil-ing, 3 skylights, gas f/place & covered deck. 2 Br, 2 Ba+ den w/french doors. Spacious living/dining rm open to kitchen w/granite.$205,000 #308800A BIT OF PARADISE… pasture land w/newer 2 Br, 2Ba mobile. 11+ ac on S. Skagit Hwy. Frontage on Finney Creek. $149,900. #266577PEACEFUL 55+ PARK… spacious Dble Wide, painted inside/out, new roof, skirting. 2 bdrm, 2 bath, den rea. Views/walking trails by Padilla Bay. $48,900. #61564

NEW LISTING-GREAT BURLINGTON LO-CATION… Spacious 3 Br + den. Just 8 yrs old & near new condition. Lg fully fenced lot. $249,500. #309171BEAUTIFUL VICTORIAN HOME.… nearly 2500 sf on 4.5+ acres, Brazilian Cherry fl oors, radiant in fl oor heating, slate fl ooring, shop. $479,999. #123403LOVELY 3 BR, 2 BATH… home on 1/3 acre at end of quiet street, privacy. 996sf garage-shop, immaculate condi-tion. $249,500. #284618BUSINESS FOR SALE… .well estab-lished landscape supply business. Net income $108,000 this year. Owner re-tiring. $129,500. #283797PLEASANT RIDGE… 26.9 acres w/unobstructed views of Skagit Valley, Mount Baker & Cascades. Great for 4 lot Short Plat. $299,000. #290068

Phil Hurtig 770-0787Tim Reichert 391-5587Fritz Inman 661-0147Tod LeHecka 333-1032Shelah Inman 661-0145

Mary Jo Reitsma 770-6013Galen Kindred 770-7083Dick Best 770-1491Holly Brown-Hilts 661-5538Jeff Ingman 202-2859

Jan Scally 421-5160Terri Heyntsen 391-0938Ron Wortham 661-1500

www.brownmcmillen.com

360.757.60131.800.869.7084

Renovating a rental property

When the economy struggles to the point of recession,

few people benefit. However, there are some businesses

that thrive during a recession, using the circumstances to

their advantage and actually growing business in spite of a

sagging economy.

One such business is rental agencies or property

management companies. even landlords with a single

investment property tend to do better during a recession,

when individuals might be fearful of buying a home or

simply unable to afford it. such individuals still need a place

to live, however, and landlords benefit as a result.

Relatively minor renovations to rental properties can earn landlords substantially more money over the course of a

typical lease.

cont. on pg. 8


AMERICAN DREAM REAL ESTATE SERVICES, INC.

“Fulfi lling Northwest Family Dreams”Anacortes Offi ce

1202 Commercial Ave Anacortes, WA360-588-1515 • adrhomes.net

Mount Vernon Offi ce2788 E College Way Mount Vernon, WA

360-416-6500 • adrskagit.com

www.adrhomes.netLike American Dream Real Estate Mount Vernon

Above Big Lake#306790 • $299,999

This 2640 sqft 4 bedroom 2 bath 2004 home sits on private gated 10 acres parcel above Big Lake and is ready for new owners! Home features open fl oor plan with 2 way fi replace, huge dining room, big kitchen and enormous two room master suite with walk in closet and bath featuring soaking tub, double sinks and separate shower. 3 separate large bedrooms and bath are located on the opposite side of the home.

Excellent Retail Building#280403 •$2,500

On a high traffi c corner with ample parking. This 8000+ sqft builidng has multiple entrances and can be confi gured for many different uses. Building is in great condition and ready to lease today!

Industrial Building for Lease#217864 • $2,650

6600sqft free standing Prime Light Industrial building. Approximately 2200 sqft feet of air conditioned fi nished offi ce, storage & bath. Wired for phone system and Internet service, T-1 available also. Ware house features 8 roll up doors (4 drive through) and 1 dock high door as well as offi ce space and rest room. Ample parking and great location!

Charming One-Level Condo!#291911 • $138,500

Very well maintained, unit is within walking distance to the club house in The Cedars 55 and older community. Nice kitchen with upgraded oak cabinets and all appliances are included. Nice Murphy bed makes the 2nd bedroom a great den or offi ce as well! Garage has built in storage, great price for this nice unit!

For Sale & Priced to Sell!#293225 • $239,000

This wonderfully fi nished 4 bedroom 2.5 bath home is set on a quiet cul-de-sac in Mount Vernon. This 6 year old home features an open fl oor plan, private setting, detached garage w/covered breezeway, many upgrades throughout. Large open kitchen has ample custom detailed oak cabinets, stainless steel appliances and corian counter tops.

Custom Built#287415 • $775,000

Gorgeous 2 story home on 2 acres on Samish Island. This home 3400+sqft home features 3brm 2.5bth and was designed for entertaining. Open fl oor plan with gourmet kitchen & huge living space overlook Padilla bay, Olympic Mountains, and features cement counters and rock fi replace. Huge Trex Deck runs full length of the house! Private Beach Access. Lower level features 2 bedrooms family room bath and utility shop & 2 car garage. Fully fenced & gated, gardens, fruit trees.

NEW PRICE

Brown McMillen Real Estate235 W. Rio Vista Avenue, Burlingtonwww.brownmcmi l l en .com

Evening Phone Calls Welcome

AFFORDABLE COUNTRY HOME ON 1/2 AC… Living rm w/free standing wood-stove, adjoining kitchen & dining. 3 BR + den/hobby rm. 1 3/4 Baths. 2 out-buildings. $195,000. #233664THIS HOME HAD WHEELS! Alger area 50’s Mobile inside of stick blt home. Large shop. $119,000. #288411PROPERTY JUST FOR YOU.… 13+ acres in Birdsview. 11+/- acres of beautiful pasture, mountain views & more. $169,500. #245298WONDERFUL MTN VIEWS… from this 3Br., 2.5Ba home, fenced backyard & just 5 mins to freeway. $226,000. #306434SPECTACULAR VIEW! 10+acres, hard to fi nd view property! View of valley, river & mtns. Power & water to prop-erty. $249,000. #1473232 ACRE LOTS… 2 parcels ready for your new home. Each is 2 acres w/nice territorial views and municipal water available. $110,000 #45359

NEW LISTING-RAMBLER ON THE 12TH TEE.… immaculately maintained 1630 sf, 3 bdrm rambler located on Skagit Golf&CC. Open fl oor plan. $310,000 #308903LARGE ACREAGE… 76.84 acres of gently rolling acreage w/new drilled well. Secluded, just 15 miles from Mt. Vernon. $289,000. #221286SHARP OPEN CONDO… w/vaulted ceil-ing, 3 skylights, gas f/place & covered deck. 2 Br, 2 Ba+ den w/french doors. Spacious living/dining rm open to kitchen w/granite.$205,000 #308800A BIT OF PARADISE… pasture land w/newer 2 Br, 2Ba mobile. 11+ ac on S. Skagit Hwy. Frontage on Finney Creek. $149,900. #266577PEACEFUL 55+ PARK… spacious Dble Wide, painted inside/out, new roof, skirting. 2 bdrm, 2 bath, den rea. Views/walking trails by Padilla Bay. $48,900. #61564

NEW LISTING-GREAT BURLINGTON LO-CATION… Spacious 3 Br + den. Just 8 yrs old & near new condition. Lg fully fenced lot. $249,500. #309171BEAUTIFUL VICTORIAN HOME.… nearly 2500 sf on 4.5+ acres, Brazilian Cherry fl oors, radiant in fl oor heating, slate fl ooring, shop. $479,999. #123403LOVELY 3 BR, 2 BATH… home on 1/3 acre at end of quiet street, privacy. 996sf garage-shop, immaculate condi-tion. $249,500. #284618BUSINESS FOR SALE… .well estab-lished landscape supply business. Net income $108,000 this year. Owner re-tiring. $129,500. #283797PLEASANT RIDGE… 26.9 acres w/unobstructed views of Skagit Valley, Mount Baker & Cascades. Great for 4 lot Short Plat. $299,000. #290068

Phil Hurtig 770-0787Tim Reichert 391-5587Fritz Inman 661-0147Tod LeHecka 333-1032Shelah Inman 661-0145

Mary Jo Reitsma 770-6013Galen Kindred 770-7083Dick Best 770-1491Holly Brown-Hilts 661-5538Jeff Ingman 202-2859

Jan Scally 421-5160Terri Heyntsen 391-0938Ron Wortham 661-1500

www.brownmcmillen.com

360.757.60131.800.869.7084

WHERE’S my 20?

QUESTION: I have an 80/20 mortgage. the 80 first

loan is being foreclosed, but the 20-percent second loan still is outstanding, and payment is being demanded. this is different than the situation you recently described where the second lender foreclosed but the first did not. What happens now?

ANSWER:Imagine that you bought

a $300,000 property with a $240,000 first loan and a $60,000 second. you’re not paying the first loan so

the first lender forecloses. If the property finally goes to foreclosure the first lender will bid for the property - usually just enough to cover their debt, say $240,000 for purposes of illustration but maybe less today. If another bidder makes a higher offer the property will be sold and the first lender will be paid off. If no higher offer is received the first lender will get title to the property and the second lender will be wiped out.

the second lender in this situation might bid at the foreclosure auction to gain title, but without equity this seems pointless. the second lender in many states also might file a deficiency claim against the borrower for any unpaid debt, but if the borrower has no assets or income why bother?

If the property was owned as a prime residence then any unpaid mortgage balance

is likely to be untaxed. However, if the property is owned by an investor then it’s possible that unpaid loan debt will be seen as “imputed” income and subject at least to federal income taxes. see a tax professional for details.

Is there any good outcome in this situation? the owner might try for a loan modification under the government’s Making Home affordable plan, but if equity or income are insufficient, that may not work. For details, visit MakingHomeaffordable.gov.

In addition, speak with a foreclosure-defense attorney. ask about rules and court decisions in your jurisdiction and the obligation of the lender before foreclosing to mediate, offer a modification and show “standing” as the note owner.

Q&A ASk OUR BROkERBy Peter G. Miller


One of the best things a landlord can do during a recession is to pay more attention to their rental properties, ensuring the properties

are in tip-top shape so they can get the most out of each unit at a time when the rental market is most competitive. this might require some

renovations, which landlords should be making periodically anyway, regardless of how strong or tenuous the economy might be.

RENOVATING cont. from pg. 6

• Update the paint. apartments are typically empty when shown to prospective renters, and any

issues with the paint job are very noticeable during such viewings. If the paint

is outdated or there is any fading, update the walls with a fresh coat of paint.

It’s ideal to do so whenever a tenant moves out, but landlords whose buildings

have a high turnover rate likely won’t need to repaint every time a tenant

moves out. When adding a new coat of paint, choose a light, neutral color to

give the property a fresh, inviting look.

• Replace the carpeting. Carpeting is another area prospective renters are instantly

drawn to when viewing an apartment. New carpeting is always

attractive to potential tenants, and landlords won’t have to break

the bank to replace the carpets when an existing tenant moves

out. Instead of expensive carpeting, choose a medium grade carpet with a neutral color, ideally beige or light brown, which

can hide spills or stains should the next tenant prove messy and move out after the original lease terms are up. Before laying

carpet, don’t forget to lay down quality padding underneath. such padding makes the carpet feel softer and of higher quality.


• Upgrade the appliances. Perhaps nothing evokes a stronger response from

prospective renters than a property’s appliances.

Outdated appliances make renters speculate as

to what else might be outdated and if the building

is well taken care of. On the other hand, newer

appliances, particularly stainless steel items, create

a contemporary feel and give the impression, true

or false, that a landlord won’t allow the building to

grow dated or fall into disrepair. When shopping for

appliances, choose ones that are more basic so any

eventual repairs won’t be too complicated or costly.

Newer appliances enable landlords to charge more

rent for a given property, and many renters would

agree that such properties are worth the extra money.

• Install new windows. Older buildings tend to have creaky or drafty

windows, which not only makes the property

colder during the winter months, but it also drives

up utility costs as renters are forced to turn up the

thermostat to combat drafts and cold air entering

the unit. New windows can eliminate such drafts

and reduce utility costs, something landlords

can use to their advantage when discussing the

property with potential tenants. landlords might

even be able to earn tax breaks when installing

new, energy-efficient windows. Discuss if any such

breaks exist with the local municipality.

When it comes to renovating a rental property, landlords can make a handful of small renovations that, while relatively inexpensive, enable them to earn substantially more money from each unit over the long haul.

10 January 20, 2012 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly January 20, 2012 11REAL ESTATE WEEKLY goskagit.com /reweekly January 20, 2012 11

HOME FOR SALE 29,900This is a spacious 1800square foot manufacturedhome in a quiet community. Ithas 3 bedrooms and 2.5bathrooms, it has a formaldining room, two livingrooms, a wood stove andvaulted ceilings with sky-lights. It has a storage shedtoo. With qualified Bank loanthe monthly payment is $750,this includes the mortgage,space rent, garbage & sewer.The community is also petfriendly. This is an all agepark. 600 N Reed st #50. Call360-333-3110

Back On MarketLovely 3 Bedroom

2 Bath RamblerOpen Living Floor Plan

Master with Walk-in Closetand private bath

Large Patio with private,fully fenced back yard

Efficient Gas Forced Air Gardner's Shed,

RV ParkingClose to Schools!

MLS# 253734Price: $198,000

possible 0 Down Financing

Dena Poling 708-2337Preview Properties-

Skagit LLC

New Mount Vernon Home2281 S. 19th Street

2000 sq. ft. rambler on10,000 sq. ft. lotVery quiet, secluded, S.Mount Vernon area3 bdrm/den, 2 ½ bathsGranite countertops,stainless appliancesOpen floor planMaster suite featuressoaking tub, doublevanities, double showerClose to schools, shop-ping, easy I-5 accessNearing completion,call builder direct.

$325,000Brokers protected.

Legacy Home BuildersCharlie Ash 360-770-7678

www.legacyhb.net

711 Sharon Ave.,Burlington

Craftsman built rambler inBurlington! 2 bdrm, 2 ba,1,152 sq. ft., radiant floorheat, handicap accessible,granite countertops, masterwith walk-in, stainless steelappliances, possible leaseoption. MLS # 206206

$214,750

Dena Poling 360-708-2337Preview Properties –

Skagit LLC

Condo warehouse space.18'x60'. All amenities. Se-curity. Call Rick, 360-319-7359

Business for sale: Tan-ning and Hair Salon at theHarborside Village in OakHarbor. Great opportunity.Open with very little cost.All electrical is installed andbeds are in. Hair stationsare ready. Great parking.Very inexpensive rents.ONLY $4,000. Give us acall for more details, Frank360-929-6862

OPEN HOUSE Sat., 12-21809 Sandalwood St., MV

Directions: From CollegeWay, go N on LaVenture,left on Sandalwood St. tothe address on right.

Nice open 3 bed, 1.75 ba,1,774sf, remodeled ramblerw/ 2 car garage, large cov-ered deck, & 2 storyshed/playhouse. Kitchenfeatures maple cabinets &high-end stainless appli-ances. Newer exterior paint& furnace. Listing #294722

$219,000Bill Sauneuf 360-708-2929

Preveiw PropertiesSkagit LLC

Beautiful home in greatneighborhood. Built in2006. Nearly $50,000 in up-grades. 2150 ft. 3 bed, 2.25bath. Wonderful kitchenand master suite. Perfectlymaintained in and out.

2602 River Vista Loop.Saturday noon to 2:00

E. on College Way, N. onLaVenture, thru 4-way stop.North Hill Neighborhood ison left.

$299,950Tom DeRose

Coldwell Banker Bain360-220-9355

10 January 20, 2012 REAL ESTATE WEEKLY goskagit.com /reweekly

Professional, medical,dental office space forlease or sale, 1500 sq. ft.,near Island Hospital in An-cortes. (360) 293-6998

REDUCED: Mobile Homein beautiful Park Village,Mount Vernon. 1248 sq. ft.3 Bdrm, 2 Ba, open floorplan, large bedrooms, stor-age shed, newer roof andfurnace. Many upgrades.$19,650. 360-319-4274

THREE 1 ACRE LOTSNEAR LYMAN.

12 miles east of I-5. Se-cluded – surrounded bywildlife areas. Ready tobuild. View is sensational.The value is in the view –come look. Make an offer –Terms available. No worryof flooding.

Call 360-826-3389

1 acre wooded lotReady to build. Well water.12 miles East of I-5 nearLyman, Skagit County. Pro-tective covenants. Comelook. 360-826-3389 for ap-pointment. $74,500. Termsif qualified.

Lg. shop Stwd. Secluded 3acres, concrete flr woodstove$700/mo. 360-652-6560

Big Lake RV Resort:$400/mo. W/S pd. Boatlaunch, dock 360-422-6206

BURLINGTON TOWN-HOMES READY NOW!

Spacious 3 bdrm, 1.5 baunits, W/D hook-ups, singlegarage, gas heat, on 1+acre in a parklike setting.W/S/G pd., $1000/mo. +dep. Background/credit ck.$45, Skagit Tradition RealtyLLC, Danya Wolf, broker360-708-8294. Sandy Ev-erett, broker 360-202-3706

2 Bdrm, 1 Ba, 4-plex, up-stairs unit, gas heat, newpaint, single car garage, nopets, no smoke, 1017 BCrestview Ln., MV. $695 +$600 damage dep. Creditcheck. Call Joe 360-424-4886.

Northridge – 3 Bdrm, 2 Ba,$1,350/mo., $1,200/dep., $50app. fee. No smoke or pets.360-770-6273

2 bdrm, 5 new appliances,no smoke/pets, W/S/G pd.$695 + $600 dep. 700B Tal-cott S.W. 360-840-5728

1 bdrm in Burl. carport, nat-ural gas heat, utility room,$725/mo. W/S pd. $600/damage. No pets. 856-6878

DAFFODIL COURT55 & older. W/S/G/

basic cable paid. W/D. Call for details. 856-6652

Work/Clean-up for rent.Triplewide past Big Lake, 1acre, 2400 sq. ft., 4 bdrm, 2ba, no garage, $1100/mo.$1000/dep. to move in. Creditck. 509-237-3738.

S.W. 2 bdrm, 1 ba, $850. 3bdrm, 2 ba, $995. Gas heat.No smoke/pets. 855-0877

RENTALSHouses & Apartments.

See our listings atwww.skagitrentals.comRemax Property Mgmt.

823 N. 4th, Mount Vernon360-424-3198

Rent to own – MV 3 Bdrm, 2½ Ba, plus large bonus room,large fenced yard with gardenspace, $1,450 per mo.

www.skagitsolutions.com360-202-2160

MV 3 bdrm, 2 ba, 2 cargarage. $975 mo, $975 dep.+ util. No smoke. All gas, yd,quiet, lease. 360-339-2377

MV 3 bdrm, 1.5 ba, W/D,fenced yard, 2 car garage, nosmoke, pets neg. $1150/moW/S/G incl. (360)770-4762

MV 3 bdrm, 1 ba, 1500 sq. ft.Carport. S/G pd. $950/mo. +$950 dep. No smoke. 1212N. 17th. 360-941-5395

Big Lake waterfront, 3+bdrms, 2 ba, new carpets,paint, applcs. & big deck.Gas heat & water. $1200/mo.+ dep. 360-770-7527

Beautiful 3 bdrm, 1 ba homein historic downtown LaCon-ner, 1 block from Marina andwalking distance to schoolsand downtown. Beautiful de-tails, hardwood floors, tile in-lays, new appliances will fulllaundry, lovely private yard,gardens, & separate studio/cabin. $1300/mo. + security& damage. Call 360-840-4335.

Almost new Burl. 2 Bdrm, 1Ba, lrg. yard, 2 car garage,$875, 1st, last + $500 dep. Nopets/smoke. 425-772-2292

3 bdrm, 2 ba., in Burl.$1125/mo., 1st & $800 dep.Credit chk. 360-766-5203

Newer MV 3 Bdrm, 2 Ba, allgas, no pets/smoke, 1 yearlease, credit check, $1,325 +$1,000 dep. 360-424-6794

½ off 1st months rent. 3bdrm, 1 ba, MV, close toschools & I-5. $1075 + $800dep. S/G pd. Pet ok w/dep.899-5874 or 708-9887

1 - 4 Bdrm Rentals.Piazza Realty Property

Mgmt., Inc. 360-424-RENT(7368) www.prpmrentals.com

Whitehorse ApartmentsSenior Housing, GardenStyle, walk-up, 1 bedroomunits now available! Pay only30% of your income for rent!Must be 62 years of age orolder and/or disabled. Rentincludes water, sewer andgarbage. Community room,new on-site laundry facilitiesand private patios. Call fordetails. 360-436-0551 orsend an email to [email protected] EqualHousing Opportunity.

QUIET ANACORTES3 bdrm 2 bath 4-plex, up-stairs unit. Available2/1/2012. WSG paid, W/Dhookups, 2 parking spots3604 B Michelle Lane. $860per month w/$800 deposit.306-293-8506 or [email protected]

NO HIDDEN FEES!Fairhaven Manor 757-2149

Norris Place 757-30602 & 3 Bdrm Apts.

Affordable. Section 8 okay.

New remodel. Big Lakeview. 2 Bdrm, 1.75 Ba, largemaster suite, granite & tile ac-cents, W/D, D/W. No smoke/pets. $995/mo. 206-778-8147

MV, 2 bdrm, 1 ba, W/S/Gpd., $30 application fee,$635 + dep. 360-873-8396.

Cute downtown studios,on bus line.

Great MV location $550.ASK ABOUT OUR

MOVE IN SPECIAL!425-280-3436

2 Bdrm, 315 W. Woodworth,S-W. $700 + dep. W/Dhookups, no pets/smoking.W/S/G pd. 360-755-1362

1ST MO. FREE! 1, 2 & 3bdrm, MV, near college, on-site laundry, reserved park-ing. W/S/G pd. Qualify today!Move in tomorrow! 428-3887

1 bdrm, M.V. 1 level, nearhospital, quiet, safe. Nopets/smoke. 1531 E. SkagitSt. $690. (360) 652-6560

1 2 & 3 Bdrm Apts2 x 1 ½ Town homes

Covered-Assigned ParkingGarages / Storage Avail.

Complete Appliance PkgsSport Courts / Playgrounds

Pet FriendlyCall Today! 360-856-4803

1 & 2 BDRM MV APTS., qui-et, W/S/G/recycle & basic ca-ble pd. Covered parking andstorage room including laun-dry on-site. No smoking/pets. 360-708-1721

10 January 20, 2012 Real estate Weekly goskagit.com/reweekly goskagit.com/reweekly Real estate Weekly January 20, 2012 11REAL ESTATE WEEKLY goskagit.com /reweekly January 20, 2012 11

HOME FOR SALE 29,900This is a spacious 1800square foot manufacturedhome in a quiet community. Ithas 3 bedrooms and 2.5bathrooms, it has a formaldining room, two livingrooms, a wood stove andvaulted ceilings with sky-lights. It has a storage shedtoo. With qualified Bank loanthe monthly payment is $750,this includes the mortgage,space rent, garbage & sewer.The community is also petfriendly. This is an all agepark. 600 N Reed st #50. Call360-333-3110

Back On MarketLovely 3 Bedroom

2 Bath RamblerOpen Living Floor Plan

Master with Walk-in Closetand private bath

Large Patio with private,fully fenced back yard

Efficient Gas Forced Air Gardner's Shed,

RV ParkingClose to Schools!

MLS# 253734Price: $198,000

possible 0 Down Financing

Dena Poling 708-2337Preview Properties-

Skagit LLC

New Mount Vernon Home2281 S. 19th Street

2000 sq. ft. rambler on10,000 sq. ft. lotVery quiet, secluded, S.Mount Vernon area3 bdrm/den, 2 ½ bathsGranite countertops,stainless appliancesOpen floor planMaster suite featuressoaking tub, doublevanities, double showerClose to schools, shop-ping, easy I-5 accessNearing completion,call builder direct.

$325,000Brokers protected.

Legacy Home BuildersCharlie Ash 360-770-7678

www.legacyhb.net

711 Sharon Ave.,Burlington

Craftsman built rambler inBurlington! 2 bdrm, 2 ba,1,152 sq. ft., radiant floorheat, handicap accessible,granite countertops, masterwith walk-in, stainless steelappliances, possible leaseoption. MLS # 206206

$214,750

Dena Poling 360-708-2337Preview Properties –

Skagit LLC

Condo warehouse space.18'x60'. All amenities. Se-curity. Call Rick, 360-319-7359

Business for sale: Tan-ning and Hair Salon at theHarborside Village in OakHarbor. Great opportunity.Open with very little cost.All electrical is installed andbeds are in. Hair stationsare ready. Great parking.Very inexpensive rents.ONLY $4,000. Give us acall for more details, Frank360-929-6862

OPEN HOUSE Sat., 12-21809 Sandalwood St., MV

Directions: From CollegeWay, go N on LaVenture,left on Sandalwood St. tothe address on right.

Nice open 3 bed, 1.75 ba,1,774sf, remodeled ramblerw/ 2 car garage, large cov-ered deck, & 2 storyshed/playhouse. Kitchenfeatures maple cabinets &high-end stainless appli-ances. Newer exterior paint& furnace. Listing #294722

$219,000Bill Sauneuf 360-708-2929

Preveiw PropertiesSkagit LLC

Beautiful home in greatneighborhood. Built in2006. Nearly $50,000 in up-grades. 2150 ft. 3 bed, 2.25bath. Wonderful kitchenand master suite. Perfectlymaintained in and out.

2602 River Vista Loop.Saturday noon to 2:00

E. on College Way, N. onLaVenture, thru 4-way stop.North Hill Neighborhood ison left.

$299,950Tom DeRose

Coldwell Banker Bain360-220-9355

www.WindermereSkagit.comWindermere Real Estate/ Skagit Valley 1030 East College Way • Mount Vernon (360) 424-4901 • 1-800-849-7939

We give you all the details, on every listing, at windermereskagit.com!

STOP!Let us make this easy for you.Go to WindermereSkagit.com for Photos, Open Houses, and Maps for EVERY listing.

2610 E. SECTION ST., #106, MV $39,500Gated serene retirement community with lovely 2 bed-rooms, 2 bath home. Spacious floor plan with carport & storage shed plus nice patio & private park-like back yard. Call Alice Hanson at 770-8791. #299022900 CARRIAGE CT, SDW $47,474 Open, bright well maintained home with great floor plan, kitchen with dining area & island. All appliances stay. 1 car garage. Located in secure 55+ park with RV parking. Call Alice Hanson at 770-8791. #236863869 CARRIAGE CT, SDW $95,000Immaculate triple wide with 2 bedrooms, 1.75 baths, den, vaulted ceiling. Kitchen with island & maple cabinets. 10x20 insulated shop with workbench. 55+ community. Call Alice Hanson at 770-8791. #2300711100 3RD ST., SDW $121,950Cute, affordable 2 bedroom, 1.5 bath home. Gas heat & fireplace. Greenhouse, storage shed & corner lot. Close to town. Call Alice Hanson at 770-8791. #272362503 BELLA STREET, HAMILTON $125,000Nice 3 bedroom, 2 bath, 1296 SF manufactured home on 1/3 of an acre in Hamilton. Large 2 bay garage/shop. More info. & photos at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #3035308047 AVERY LANE, SDW $149,900Nice 3 bedroom, 2 bath, 1344 sq ft, 1998 manufactured home on level & cleared 1.1 acres. Rural area but close to amenities. Photos at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #2641082902 MONTGOMERY PL, MV $215,000Spacious 1800 sq.ft. rambler with 3 bedrooms, 1.75 baths. Master with walk-in closet & ¾ bath. Living room with fireplace. New carpet & interior paint. Fenced yard with deck & sprinkler system. 2 car garage. Call Megan O’Bryan at 708-5817. #2740791501 MEADOW LARK LN, MV $219,950Classic rambler on spacious, private lot! Slate entry & big picture windows from the living room take in the patio & backyard. Fireplaces in family & living rooms. Call Robin Luif at 420-2026. #229760455 KLICKITAT, LAC $235,000Wonderful La Conner home featuring views over the marina, spacious rooms, open floor plan, two fire-places, attached garage and great amenities abound. Call Sarah Minton at 770-3076. #29136416

39541 BAKER LAKE RD., CNC $239,000A nice rambler with basement & 3 bedrooms, 1 bath all on over 9 acres. Newer roof, windows, wiring & paint. Many outbuildings for your equipment. Close to lake & river fishing. Call Alice Hanson at 770-8791. #311226

512 TALBOTT ST., LAC $262,900Custom Craftsman style rambler in the heart of La Conner on fee simple land. Features 2 bedrooms, den & great room concept with hardwoods, open vaulted ceilings & nice covered front porch. Call Lee Ann Dean at 421-3082 or Karine Anderson at 421-1189. #2873883710 BROADWAY ST., MV $289,900Nice hilltop home on just over 2/3 acre. 3 bedroom, 2.5 bath, 2345 sq.ft. family & bonus room & 3 car garage. Sunny fenced back yard & 1/3 acre of private evergreen filled woods. More info & photos at skagitvalleyhomes.com. Call Bill & Jannette Krieger at 421-4446. #277733Seller: Dunham10943 MARY LN, BRL $348,000Lovely 1 story home with 3 bedrooms, 1.75 baths & nearly 2100 SF, large master suite, kitchen with eating bar & pantry. 2 car garage, 2 storage sheds & heated 24x48 shop/garage. Call Alice Hanson at 770-8791. #24333223804 COPPER RIVER CT, MV $359,000Beautiful & spacious Chaffey-built Nookachamp Hills home. 3200+ sq.ft. on .45 acre with 4 bedrooms, 2.75 baths. Large kitchen with island, stainless appliances & pantry. Large yard & patios. Call Megan O’Bryan at 708-5817. #2787647601 STATE ROUTE 9, SDW $379,000Spectacular log home on over 3 acres. One-level, 2 bedroom, 2 bath, built-in 2006. Hickory floors, clear-cedar ceiling & fir logs. Park-like setting. More info & photos at SkagitValleyHomes.com. Call Bill & Jannette Krieger at 421-4446. #27236322578 S.R. 534, CONWAY $425,000One of a kind home on 6.2 acres. 3 bedrooms, 2 full baths plus large home office. House sits back from Hwy for privacy. 2 car garage. 18X36 in-ground swim-ming pool. Call Traci Gilbertson at 333-3479. #21356515002 CHANNEL LN, LAC $435,000Waterfront home at a great price. 1-story home with wonderful floor plan with spacious rooms & spectacu-lar water views. Large level lot, 2 car garage. Close to LaConner. Call Sarah Minton at 770-3076. #24956814307 ROADRUNNER LN, BRL $485,000Beautiful 1-level home on 1 acre in Bay Meadows. A great floor plan with a grand entrance, high ceilings & upper-end finishes throughout. More info. & photos at SkagitValleyHomes.com. #3048771045 BLACKBERRY LN., CAMANO ISLAND $915,0002430 SF waterfront home. Large lot located at dead end with outstanding views of the Olympics, Mt. Baker & Sunsets. 70’ of waterfront. New metal roof, trex deck-ing. Call Traci Gilbertson at 333-3479. #164059

Anita Kohl 961-7795Cleaver Sanders 941-3482Dawn Hardman 540-0058DJ Jacobs 941-5279Duane Gish 770-9299Dominic Pettruzzelli 333-5210

George Herner 840-3743Jackie Lindeman 770-9080Jared Storrs 853-6895 Karl Morse 395-5405Lorie Groth 425-422-7145Margie Ernst 708-3198

Marlene Deasy 661-6720Megan Daly 206-383-4407Mike Newman 708-1419Noli Goode 630-6527Paula Margerum 220-0681 Rick Kiesser 770-1195

Sandi Hocking 708-1523Sandi Riley 770-8670Sharon Stokes 661-6164Shaunna Harris 206-715-1623Traci Cypher 708-9481 Veronica Lopez 420-0696

North Homes Realty Inc.360.424.2100 • www.century21northhomes.com

SMARTER. BOLDER. FASTER.

REAL ESTATE CLASSES STARTING NOW!

CALL SCOTT 360-540-2121

$386,500 MLS#296437• 5 Mtn view acres, • Huge shop, • 2678 sq ft, • Loaded with extras

$269,900 MLS#282698• Immaculate, • Lg fenced backyard • Hot tub • Tons of upgrades

$224,900 MLS#283607 • Inground pool • Nice location • 4 poss. Bdrms • Needs some TLC

$159,500 MLS#226063• 1 level condo • Roomy 2bd • Huge open kitchen• Indoor pool close by

$325,000 #200253• Panoramic views • Over 2600 sf. • Madrona Beach area • Custom built

$379,999 MLS#258218• 4 bdrm rambler • Under const. • 1 acre lot • Gated community

$242,500 MLS#255395 • Over 2000 ft • Huge deck • Glenhaven amenities • Newer 3 bdrm

$169,900 #244622• Must see fixer • Large rooms • Shop + carport • Extra lg view lot

$125,000 MLS#293288• Dream cabin • Private, RV parking• Pine floors • LG view deck

$644,500 #232468• Lake views • 11+ acres • Open gourmet kitchen • Over 3100 sf ranch beauty

SOLD$248,500 • Over ½ acre • Huge finished basement • Large 3 bedrooms • Close to lakes

Now could be

the time to

sell a new home

and earn a slice of

the Real Estate pie.

Record-low interest rates and record-low housing

prices are renewing interest in the fl oundering housing

market for many people.

“When sellers are interviewing real estate agents to

market their homes, their primary focus is usually on the

advertising that the agent will offer them,” says Jessica

Goodbody of Weichert Realtors. RealEstateweekly

[email protected] goskagit.com In print and online

Call 360.416.2180 Today!

Let us help you meet your marketing goals by advertising

your listings in Real Estate Weekly.

real estate weekly | january 20, 2012

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