>90% of Barclaycard US cardmembers agree that it is “very” or “extremely” important to have good credit.

67% of Barclaycard US cardmembers believe that their own financial literacy is above average.

Source: Learnvest/Barclaycard US Financial Literacy Survey, March 2016

Source: Learnvest/Barclaycard US Financial Literacy Survey, March 2016

Source: John Ulzheimer, Author, “The Smart Consumer’s Guide to Good Credit”

45% of Barclaycard US cardmembers use resources from a financial institution,

including their website

34% of Barclaycard US cardmembers use their bank

ledger and statements

What are the most important factors in determining a FICO® SCORE?

What resources do you use to manage your finances?

Recipe for Good Credit!

700

45% 34%

90%

67%

A+

35% 30%Your payment history

The amount you owe across your credit accounts

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