remittances to ethiopia - world bank survey results
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REMITTANCES TO ETHIOPIA
October 27, 2010
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Methodology
Sample size 2,412 interviews with Ethiopian adults
Dates of
interviews
July 14 September 4, 2010
Margin of
error
2 percentage points
Language of
interviews
Amharic
2
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Regions3
The survey
was
conducted in
regions thatrepresent 97
percent of
the Ethiopian
population.
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DEMOGRAPHICS AND
CHARACTERISTICS OF
REMITTANCE RECIPIENTS
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Age
0%
5%
10%
15%
20%
25%
30%
35%
18-24 25-34 35-49 50-64 65+
30% 30%
26%
13%
1%
30%
34%
18%
13%
5%
Census
Remittancerecipients
5
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Gender
50%
50%
Male
Female
55%
45%
Male
Female
6
Census Remittance Recipients
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Urban / Rural
16%
84%
Urban
Rural
35%
65%
Urban
Rural
7
Census Remittance Recipients
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Monthly Household IncomeRemittance Recipients
0%
5%
10%
15%
20%
25%
30%35%
40%
45%
50%
Less th n1000 ETB
1000 -3500 ETB
3500 -5000 ETB
5000 -10000 ETB
10000 ETBor more
o ns er
9%
47%
12%
23%
2%
7%
8
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Overall, how do you see your familys personal economic
situation in Ethiopia?Remittance Recipients
0% 20% 40% 60% 80%
Poor
Mediocre
Good
Excellent
4%
15%
78%
3%
9
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What is your relationship to the person who sends you
money?
0% 10% 20% 30% 40% 50%
Uncle, aunt, cousin, niece, nephew, orother
Son or daughter
Husband or wife
rother or sister
Father or mother
32%
10%
5%
47%
6%
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Do you own a mobile phone?Remittance Recipients
94%
6%
Yes
No
11
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THE STATISTICS OFREMITTANCES
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Do you have any family members or relatives living in
another country outside Ethiopia?
39%
61%
Yes
No
13
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Have any of your family members or relatives living in
another country outside Ethiopia ever sent you money?
14%
4%
21%61%
Yes, frequently
Yes, infrequently
No
No family membersoutside Ethiopia
14
14% of Ethiopian adults are
regular remittance recipients
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In what country does your relative live?Remittance Recipients
15
North America
United StatesCanada
Asia / Middle East
UAEIsrael
Lebanon
Yemen
Saudi ArabiaQatar
Australia
40%
35%5%
30%
23%3%
2%
1%
1%
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How frequently does your family member or
relative send you money?
0% 10% 20% 30% 40% 50%
2-3 times a year
4-6 times a year
12 times a year
24 times a year
47%
36%
15%
2%
16
AVERAGE: 5 TIMES A YEAR
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How much money on average does your family
member or relative send to you each time?
0% 10% 20% 30% 40%
More than $500
$401 to $500
$301 to $400
$201 to $300
$101 to $200
Less than $100
3%
4%
8%
15%
38%
32%
17
AVERAGE: US$120
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Remittances to Ethiopia
Adult population (est.) 38,500,000
Percent receiving international remittances
regularly
14%
Adult population receiving internationalremittances regularly
5,400,000
Frequency of remittances 5 times a year
Average remittance received US$120
Total amount per year US$3.2 billion
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THE REMITTANCE PROCESS
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How do you receive this money?
0%
10%
20%
30%
40%
50%
60%
70%
ank Remittancecompany
Traveler Credit card /ATM card
21%
64%
14%
1%
20
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How satisfied are you with the services of your bank or
remittance company?
0% 20% 40% 60% 80%
Very dissatisfied
Somewhat dissatisfied
Somewhat satisfied
Very satisfied
0%
4%
32%
64%
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Overall, how do you have a positive or negative opinion of the
banks in Ethiopia?
95%
2% 3%
ositive
Negative
Don't know /No opinion
22
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RELATIONSHIP WITHREMITTANCE SENDERS
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Did you make arrangements with this family member that he
or she would send you money before he or she left Ethiopia?
13%
86%
1%
es
No
Noanswer
24
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Which of the following best describes the main reason
your relative who sends you money left Ethiopia?
To find a better job 85%
To go to school 10%
For some other reason 3%
No answer 2%
25
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How often do you communicate with this family member
or relative the one that sends you money?
0% 10% 20% 30% 40% 50%
Very rarely / Almost never
Once a year
A few times a year
Once a month
Once a week
Every day
0%
0%
12%
41%
46%
1%
26
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For how many years has this family member or relative
been sending you money?
0% 10% 20% 30% 40% 50% 60%
More than 5 years
4 to 5 years
1 to 3 years
Less than 1 year
26%
16%
56%
2%
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IMPACT OF INTERNATIONALREMITTANCES
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Overall, how many people benefit from the money you
receive from your family member or relative?
1 20%
2 21%
3 24%
4 16%
5 11%
6 3%
7 3%
8 or more 2%
29
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Approximately what portion of the money you receive do you
spend on daily expenses such as food, clothes, housing, utilities
and medicine?
0% 5% 10% 15% 20% 25% 30% 35%
None of it
A quarter or less of it
About half of it
About three-quarters of it
All of it
14%
15%
18%
18%
34%
30
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Other than daily expenses, what do you use this money for?
0% 10% 20% 30% 40% 50% 60%
Daily expenses only
Housing
Savings account
Small business
University education
57%
1%
4%
9%
29%
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Interest in Financial ProductsVery interested answers only
32
Savings account 79%
usiness loans 71%
University education loans 69%
Home mortgage 60%
Health or life insurance 56%
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INTERNAL REMITTANCES
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Have any of your family members or relatives living in
another part of Ethiopia ever sent you money?
22%
78%
Yes
No
34
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How much money on average does your family
member or relative send to you each time?
0% 10% 20% 30% 40% 50% 60% 70%
More than $100
$51 to $100
Less than $50
18%
22%
60%
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How do you receive this money?
0%
10%
20%
30%
40%
50%
60%
70%
80%
ank Remittancecompany
Traveler Another way
74%
4%
20%
2%
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